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Full download Focus on Personal Finance An Active Approach to Help You Develop Successful Financial Skills 4th Edition Kapoor Solutions Manual all chapter 2024 pdf
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Cha pt er 8: H om e a n d A u t om obi le I n su r a n ce
1
U
2 3
N I N S U R A N C E C O M P A N Y
E I
4 5
G N C L A I M
6
L S N H
7
I U A S S I G N E D R I S K P O O L
G R U M
8
E E R C E
9
N D E O U O
10
C M D V F M W
11 12 13
E N D O R S E M E N T P E R I L B N H
14
T M R N R E O
15 16
O I N S U R E R A A E P R U
17
R D G N P L R S S
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I D E D U C T I B L E C O L O I E
S C I L A P N H
19
T H A Z A R D A I P E S O
S L L C O R U L
20 21
P E R S O N A L P R O P E R T Y F L O A T E R D
R E A E H I Y A I
O P Y S O C D N N
22
T L M P L Y A C L V
23
E A E N O D M E I E
C C N O N E A A N
24
T E T F S R I S K G B T
25 26
A C V I M S A I E I O
O O E C U B L L R
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L N N B O D I L Y I N J U R Y L I A B I L I T Y
L T V T L A T
I V E S I B Y
S A R Y T I
I L A S Y L
28
O U G T L P R E M I U M
29
I N S U R A N C E E E A T
30
M W P O L I C Y
Across Down
3. A risk-sharing firm that assumes financial responsibility for losses that 1. Automobile insurance coverage for the cost of injuries to a person and
may result from an insured risk. members of his or her family caused by a driver with inadequate
4. A request for payment to cover financial losses. insurance or by a hit-and-run driver.
7. Consists of people who are unable to obtain automobile insurance due 2. Failure to take ordinary or reasonable care in a situation.
to poor driving or accident records and must obtain coverage at high 5. A person covred by an insurance policy.
rates through a state program that requires insurance companies to 6. Coverage for a place of residence and its associated financial risks.
accept some of them. 8. The protection provided by the terms of an insurance policy.
11. An addition of coverage to a standard insurance policy. 9. Supplementary personal liability coverage; also called a "personal
12. The cause of a possible loss. catastrophe policy."
15. An insurance company. 10. State legislation that requires drivers to prove their ability to cover the
18. The set amount that the policyholder must pay per loss on an insurance cost of damage or injury caused by an automobile accident.
policy. 13. A list or other documentation of personal belongings, with purchase
19. A factor that increases the likelihood of loss through some peril. dates a cost information.
20. Additional property insurance to cover the damage or loss of a specific 14. Home or automobile insurance that pays the cost of medical expenses
item of high value. for people injured on one's property on in one's car.
24. Chance or uncertainty of loss; also used to mean "the insured." 16. Automobile insurance coverage that protects a person against financial
25. A claim settlement in which the insured receives payment based on the loss when that person damages the property of others.
current replacement cost of a damaged or lost item, less depreciation. 17. A person who owns an insurance policy.
(abbreviation) 21. A claim settlement method in which the insured receives the full cost of
27. Coverage for the risk of financial loss due to legal expenses, medical repairing or replacing a damaged or lost item.
costs, lost wages, and other expenses associated with injuries caused 22. Legal responsibility for the financial cost of another person's losses or
by an automobile accident for which the insured was responsible. injuries.
28. The amount of money a policyholder is charged for an insurance policy. 23. An automobile insurance program in which dirvers involved in accidents
29. Protection against possible financial loss. collect medical expenses, lost wages, and related injury costs from their
30. A written contract for insurance. own insurance companies.
26. Automobile insurance that pays for damage to the insured's car when it
is involved in an accident.
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I could not always lightly pass
Through the same gateways, sleep where they had slept,
Wake where they waked; I could not always print
Ground where the grass had yielded to the steps
Of generations of illustrious men,
Unmoved....
Their several memories here
Put on a lowly and a touching grace
Of more distinct humanity.