Key points to familiarize yourself during your SIP

Objective: The primary aim is to empower PGDM students with comprehensive insights and
practical guidance essential for navigating their Summer Internship Program (SIP)
successfully.

By furnishing key points for familiarization, we intend to enhance students' understanding of

industry dynamics, refine their professional acumen and facilitate seamless integration into
their respective internship roles, fostering valuable learning experiences and meaningful
contributions to host organizations.

This proactive approach not only maximizes students' potential for securing desirable
placements but also strengthens the reputation of our institution as a provider of highly
skilled and job-ready management professionals.

Review Process (Weekly Submission)

1. Students are required to submit their weekly reports including answer of the following
questions by a specified deadline and upload on SIP Portal and maintain the hard
copies.
2. Reports should be concise, well-structured, and answers to week wise questions.
3. Students are encouraged to discuss with faculty guide and incorporate the feedback
into subsequent reports and answers to the qestion to enhance their learning
outcomes. (Chat GPT use is prohibited and plagiarism will be discouraged)
4. VIVA Will be taken and faculty guide (20 marks) will be based on Viva and Weekly
Report on question and answers
NOTE: After completion of SIP in Finance a student should be able to answer the
following concerning his/her SIP company:

SIP Questions Finance Area

Week 1-2* General
1. What is the history of company
2. What are the products and services of company
3. Who are the competitors?
4. What are company growth plans?
5. What is the organisation structure of the company?
6. How does it stay ahead in competition and adapt to changes?
8. What are the current trends in the industry?

*Week 3-4* Corporate Finance SIP

1. How is the financial health of the company?
2. What is the cash flow position of the company?
3. What is the working capital position of the company?
4. What is credit Policy of company?
5. How is the cash management?
6. What is discount Policy of company?
7. What is the capital structure of the company?

*Week 3-4* Wealth Management Firms SIP

1. What asset class your firm deals in.

2. What is goal based financial planning
3. What are the different stages of financial planning
4. What are KYC compliance for Individual (Indian Resident/NRI/NRO) and corporate
Investors
5. What are the regulatory compliance your firm needs to follow for investment in Mutual
Funds
6. What are the regulatory compliance your firm needs to follow for investment in Equity
7. What are the regulatory compliance your firm needs to follow for investment in Debt
Market
8. What is the legal framework for succession planning in India?
9. What are the regulatory compliance your firm needs to follow for investment in insurance
10. Who are major competitors of your firm
11. what is the organization structure of your firm

*Week 3-4* Project appraisal SIP related questions:

1. What criteria does your company use to evaluate the feasibility of a project?
2. How does your company assess the financial viability of new projects?
3. What risk assessment methods are employed in project appraisal by your company?
4. How does your company incorporate sustainability and environmental considerations
into project appraisal?
5. What tools and software does your company use for project appraisal?
6. How does your company handle project appraisal in international versus domestic
projects?
7. What has been one of the most successful projects appraised in the past five years and
why?
8. What training or resources are available to employees involved in project appraisal?
9. How does your company measure and track the success of approved projects post-
implementation?
*Week 3-4* Credit appraisal of an Individual SIP:
1. Explore the elements like payment history, debt levels, age of credit, types of credit,
and recent credit activities.
2. How do different types of loans (e.g., personal, mortgage, auto) affect an individual's
credit appraisal?
3. What role does income stability play in credit appraisal processes?
4. Discuss how lenders assess income stability and its importance in determining
creditworthiness.
5. How do lenders use debt-to-income ratios in making lending decisions?
6. How do credit inquiries impact an individual's credit score?
7. What are the most common reasons for loan application rejections?
8. How do lenders evaluate potential borrowers with little to no credit history?
9. Explore alternative data and methodologies used for credit assessment when traditional
credit history is absent.
10. What technological tools are used in modern credit appraisal processes?