Pic- In Every 4 minutes An Indian Woman is Diagnosed Breast cancer In every 13 minutes One Woman dies of Breast Cancer 17,97,900 Women Diagnosed Brest Cancer in 2020 Cancer Is Killing Not Just Indians But India’s Economy Page – 3 Heart Diseases Is The No 1 Killer Of Women Pic - 83 % Doctor Believe Indian Women are Ignorant about Heart Disease CVDs not only impact a person physically & Socially but also economically downgrading overall quality of life More women (29%) than men (25%) above 45 years in India are living with a diagnosed cardiovascular condition Page- 4 Osteoporosis : The Silent Disease Pic- Over One Crore People suffer from osteoporosis every year in India After Menopausal the process of osteoporosis is accelerated 1 out of 3 women between 50 to 60 Years suffers from Osteoporosis Page- 5 Urinary Tract Infections (UTI) Pic- Approximately 50 to 60 % of women reported to UTI in their lifetime UTI is one of most common bacterial infections among women Most Risk Factor Of UTI is It Leads To Type II diabetes Followed By CKD Page -6 New Born And Child Health Of India 2.5 Crore Children take birth each year in India. It is One 5 th of world’s annual child birth . Every minute one of those children dies. UNICEF Nearly 35 Lakh babies in India are born too early 17 Lakh Babies are born with birth defects 10 Lakh new born babies are discharge from special Care Unites. These babies remain high risk of death. The first 28 days of a new born baby life is a critical window of opportunity for prevention & management of new born complications. Page - 7 Specific Coverage for Women Pic – 2 No Pre Medical Scanning for Entry Entry during Pregnancy between 12th Weak to 20th weak (Age at entry – 18 Years To 75 Years) For Dependent Children – 91 days to 25 Years Sum Insured – 5 Lakh,10,15,20,25,50 & One Crore Page-8 Additional Coverage For Women Pic :- Daughter Can Be Continue as a dependent child if unmarried up to 30 Year Continuity Benefits before marriage consider for maternity claim Premium Term :- 1 Year, 2 Years & 3 Years Page - 9 Midterm Inclusion Available Two pic
Newly married spouse & legally adopted Child (intimation
within 45 days) New Born Baby (Intimation within 90 days) Page- 10 Room Charges Pic 1 % of Sum Insure OR Maximum Upto Rs.20,000/- Page – 11 Shared Accommodation Pic – Rs.2,000/- Per Day Maximum Seven Days Per Hospitalization Page- 12 Road Ambulance///Assure page 7 Page – 13 Air Ambulance / Assure page 12 For Sum Insured 10 Lakh & above 10 % Of Sum Insured Per Year Page- 14 Pre and Post Hospitalization Assure Page – 8 60 days and 90 days Page- 15 Day Care (assure Page 10) Pic change Page- 16 No Claim Bonus ( assure Page 14) 20 % Not 25 Page 17 Star Mother Special Care Pic- Hotel Room Company will Provide One Single Standard AC room to mother inside hospital if the child is bellow12 and admitted in ICU If Room is not available in hospital Company will reimburse Rs.2,500/- for 7 Days (Per Hospitalization) to stay within two km. to mother in a hotel. Page – 18 Ayush treatment as per page 15 assure Page- 19 Bariatric Surgery ( waiting Period 24 Month) Pic- SI – 5 10 15 20 25 50 1 Crore Amount 2.5 Lakh 5 5 5 5 Page 20 Auto restoration Pic- Upto 100 % of the Basic SI Available immediately upon partial/full utilization of SI Page 21 Rehabilitation And pain Management Pic- Cover Up to the sub-limit OR 10 % which ever is lesser Treatment taken at authorize centers Page -22 Modern Treatment Cover Pic- SI 5 10 15 20 25 50 I Crore 50% 40% 30% Page 23 Assisted Reproduction Treatment (Assure Page 16) Pic- Waiting Period 3 Years Sum Insured 5 10 15 20 25 50 1 Crore Amount .50 1 L 1.5L 2L 2L 2.5 L 3 Page 24 Ante-Natal Care (Pregnancy Care) Pic- OPD – Rs. 2,500/- For SI- 5/10/15 L
Rs. 5,000/- For SI- 5/2.5/3 Lakh
Waiting Period 2 Years For SI- 5 L & 10 Lakh Waiting Period 1 Year For SI – 15 Lakh & Above Page – 25 Utero Fetal Surgery/Repair (Assure Page -18) Pic- Open Fetal Surgery Fetendo Fetal Surgery Fetal Image-Guided Surgery EXIT Procedure Waiting Period 2 Years For 5 lakh & 10 Lakh SI Waiting Period 1 Year For 15 Lakh and Above SI Page – 26 Voluntary Sterilization Pic - Waiting Period 2 Years Covered Actual Tubectomy/ Vasctomy Provided The Insure Person Is married and his/her age is 22 years and above Page 27 Miscarriage Due To accident (Once In Life Time) Pic- SI- 5/10/15 Lakh Rs. 25,000/- SI- 20/25 Lakh Rs. 35,000/- SI- 50/100 Lakh Rs. 40,000/-
Waiting Period 2 Years for Sum Insured 5 Lakh & 10 Lakh
Waiting Period 1 Years for Sum Insured 15 Lakh & above Page 28 Delivery Expenses ( assur Page 17) Pic - Sum Insured 5 Lakh – Rs.25,000/- Sum Insured 10/15/20 Lakh Rs. 50,000/- Sum Insured 25/50 Lakh Rs. 75,000/- Sum Insured I Crore Rs. 1,00,000/- Waiting Period 2 Years For Sum Insured 5 lakh & 10 Lakh Waiting Period1 Year For Sum Insured 15 lakh And above Page 29 Treatment for New Born Baby Pic – (assure Page 21) Maximum 25 % Basic Sum Insured Congenital Internal & External Defects Cover Day 1 Cover Up To 100 % Of Sum Insured Subsequent Years Cover Vaccination Up To 12 Months For Sum Insured 5L & 10L Rs.2,500/- ( Last Line) Sum Insured 15 Lakh & Above Rs.3,500/- Metabolic Screening Payable Once Limit Rs.2,500/- Page 30 Pediatrician Consolation To Child Pic- Cover 4 Consultations Per Year Limit For Consultation Rs.500/- Payable Up To 12 Years Of age Page -31 Outpatient Benefits Pic- Limit For SI 5/10/15 Lakh Rs.2,500/- Limit for SI 20/25 Lakh Rs. 3,500/- Limit For SI 50/100 Lakh Rs.5,000/- Available only For Female Insured Page – 32 Lump Sum Cover For Cancer Pic- Diagnosis Cancer As A First Incidence lump Sum is payable Sum Insured of 5/10/15/20 & 25 Lakhs Individual Sum Insured basis Only Waiting Period 180 Days Available only for female insured persons who is aged between 91 days to 65 years. Page – 33 Waiting Period 30 days for all illness (Expect Accident) (Page 27 Of assure) First Two Years (Down) Pre existing disease 24 month Page -34 Tax Benefits (page 26 Assure)