‫‪RACHID MANOIR‬‬

‫ﺍﻟﺗﻘﺭﻳﺭ ﺍﻻﺋﺗﻣﺎﻧﻲ ﺗﻡ ﺍﻧﺷﺎﺋﻪ ﻓﻲ ‪ 10:09:50 27/06/2024‬ﻡ‬

‫ﺭﻣﺯ ﺍﻟﺭﺩ ﻋﻠﻰ ﺍﻻﺳﺗﻌﻼﻡ‪005c8757-e9a8-45f2-bba1-c190da61cd7b :‬‬

‫ﺳﺭﻱ ﻭﺧﺎﺹ‬

‫ﻣﻌﻠﻭﻣﺎﺕ ﺍﻟﻌﻣﻳﻝ‬ ‫ﻣﻠﺧﺹ ﺍﻻﺋﺗﻣﺎﻥ‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬

‫‪167270217‬‬ ‫ﺭﻗﻡ ﺍﻟﺷﺧﺹ ﻟﺩﻯ ﺍﻻﺗﺣﺎﺩ ﻟﻠﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ‬

‫‪-‬‬ ‫ﺭﻗﻡ ﺍﻟﺷﺧﺹ ﻟﺩﻯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬
‫‪B02‬‬

‫‪C01‬‬
‫ﺍﻟﺳﻳﺩ‬

‫‪MANOIR‬‬
‫ﺍﻟﻠﻘﺏ‬

‫ﺍﻻﺳﻡ ﺍﻻﺧﻳﺭ‬
‫‪721‬‬
‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪RACHID‬‬ ‫ﺍﻻﺳﻡ ﺍﻷﻭﻝ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫‪RACHID MANOIR‬‬ ‫ﺍﻻﺳﻡ ﺍﻟﻛﺎﻣﻝ‬

‫‪-‬‬ ‫‪-‬‬ ‫‪-‬‬ ‫ﺍﻻﺳﻡ ﺍﻷﺧﻳﺭ ﺑﺎﻟﻠﻐﺔ ﺍﻟﻌﺭﺑﻳﺔ‬

‫‪-‬‬ ‫‪-‬‬ ‫‪-‬‬ ‫ﺍﻻﺳﻡ ﺍﻷﻭﻝ ﺑﺎﻟﻠﻐﺔ ﺍﻟﻌﺭﺑﻳﺔ‬

‫‪ 22‬ﺳﺑﺗﻣﺑﺭ ‪2023‬‬ ‫‪B04‬‬ ‫ﺭﺷﻳﺩ ﻣﻧﻭﺍﺭ‬ ‫ﺍﻻﺳﻡ ﺍﻟﻛﺎﻣﻝ ﺑﺎﻟﻠﻐﺔ ﺍﻟﻌﺭﺑﻳﺔ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫ﺫﻛﺭ‬ ‫ﺍﻟﺟﻧﺱ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬ ‫ﺗﺎﺭﻳﺦ ﺍﻟﻣﻳﻼﺩ‬

‫‪ 30‬ﺩﻳﺳﻣﺑﺭ ‪2023‬‬ ‫‪B10‬‬ ‫ﺍﻟﻣﻐﺭﺏ‬ ‫ﺍﻟﺟﻧﺳﻳﺔ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫ﻧﻌﻡ‬ ‫ﻣﻘﻳﻡ‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻟﻠﻘﺏ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫ﺍﻟﺳﻳﺩ‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 03‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B06‬‬ ‫ﺍﻟﺳﻳﺩ‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻻﺳﻡ ﺍﻻﺧﻳﺭ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪MANOIR‬‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 08‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪T03‬‬ ‫‪MANOIR‬‬

‫‪ 13‬ﻣﺎﻳﻭ ‪2024‬‬ ‫‪B06‬‬ ‫‪MANOIR‬‬

‫‪ 05‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B15‬‬ ‫‪MANOIR‬‬

‫‪ 01‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B08‬‬ ‫‪MANOIR‬‬

‫‪ 07‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B12‬‬ ‫‪MANOIR‬‬

‫‪ 17‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B05‬‬ ‫‪MANOIR‬‬

‫‪ 26‬ﻧﻭﻓﻣﺑﺭ ‪2022‬‬ ‫‪B02‬‬ ‫‪MANOIR‬‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻻﺳﻡ ﺍﻷﻭﻝ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪RACHID‬‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 08‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪T03‬‬ ‫‪RACHID‬‬

‫‪ 13‬ﻣﺎﻳﻭ ‪2024‬‬ ‫‪B06‬‬ ‫‪RACHID‬‬

‫‪ 05‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B15‬‬ ‫‪RACHID‬‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺑﺩﻳﻠﺔ )‪ (using Alternative Data‬ﺗﺗﺿﻣﻥ ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺗﻲ ﻳﺗﻡ ﺗﻘﺩﻳﻣﻬﺎ ﻣﻥ ﻣﺯﻭﺩﻱ ﺧﺩﻣﺎﺕ ﺍﻻﺗﺻﺎﻻﺕ ﻭﺍﻟﻣﺣﺎﻛﻡ ﻭﺍﻟﺟﻬﺎﺕ ﺍﻟﺣﻛﻭﻣﻳﺔ ﻭﻏﻳﺭ ﺍﻟﺣﻛﻭﻣﻳﺔ ﻭﺑﻳﺎﻧﺎﺕ ﺍﻟﺷﻳﻛﺎﺕ‪.‬‬
‫ﻟﻠﺣﺻﻭﻝ ﻋﻠﻰ ﻣﻌﻠﻭﻣﺎﺕ ﺇﺿﺎﻓﻳﺔ ﻋﻥ ﺍﻟﺗﻘﺭﻳﺭ ﻭﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‪ ،‬ﻳﺭﺟﻰ ﺯﻳﺎﺭﺓ ﻗﺳﻡ ﺍﻷﺳﺋﻠﺔ ﺍﻟﻣﺗﻛﺭﺭﺓ ﻓﻲ ﻣﻭﻗﻌﻧﺎ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ ‪etihadbureau.ae‬‬

‫ﺍﻟﺻﻔﺣﺔ ‪ 1‬ﻣﻥ ‪7‬‬

 ‫‪RACHID MANOIR‬‬
‫ﺍﻟﺗﻘﺭﻳﺭ ﺍﻻﺋﺗﻣﺎﻧﻲ ﺗﻡ ﺍﻧﺷﺎﺋﻪ ﻓﻲ ‪ 10:09:50 27/06/2024‬ﻡ‬
‫ﺭﻣﺯ ﺍﻟﺭﺩ ﻋﻠﻰ ﺍﻻﺳﺗﻌﻼﻡ‪005c8757-e9a8-45f2-bba1-c190da61cd7b :‬‬

‫ﺳﺭﻱ ﻭﺧﺎﺹ‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻻﺳﻡ ﺍﻷﻭﻝ‬

‫‪ 01‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B08‬‬ ‫‪RACHID‬‬

‫‪ 07‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B12‬‬ ‫‪RACHID‬‬

‫‪ 17‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B05‬‬ ‫‪RACHID‬‬

‫‪ 26‬ﻧﻭﻓﻣﺑﺭ ‪2022‬‬ ‫‪B02‬‬ ‫‪RACHID‬‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻻﺳﻡ ﺍﻟﻛﺎﻣﻝ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫‪RACHID MANOIR‬‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 03‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B06‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 25‬ﻣﺎﺭﺱ ‪2024‬‬ ‫‪T03‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 08‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B07‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 25‬ﻳﻧﺎﻳﺭ ‪2024‬‬ ‫‪B09‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 24‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B11‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 09‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B16‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 11‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B17‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 06‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B13‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 03‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B04‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 19‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪T03‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 02‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B02‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 30‬ﺩﻳﺳﻣﺑﺭ ‪2023‬‬ ‫‪B10‬‬ ‫‪RACHID RACHID MANOIR‬‬

‫‪ 05‬ﺩﻳﺳﻣﺑﺭ ‪2023‬‬ ‫‪B06‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 27‬ﺳﺑﺗﻣﺑﺭ ‪2023‬‬ ‫‪B13‬‬ ‫‪HACHID MANOIR‬‬

‫‪ 22‬ﺳﺑﺗﻣﺑﺭ ‪2023‬‬ ‫‪B04‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 21‬ﺳﺑﺗﻣﺑﺭ ‪2023‬‬ ‫‪B14‬‬ ‫‪RACHID RACHID MANOIR‬‬

‫‪ 05‬ﺳﺑﺗﻣﺑﺭ ‪2023‬‬ ‫‪B10‬‬ ‫‪RACHID MANOIR‬‬

‫‪ 07‬ﺃﺑﺭﻳﻝ ‪2023‬‬ ‫‪B05‬‬ ‫‪RACHID MANOIR‬‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻟﺟﻧﺱ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫ﺫﻛﺭ‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫ﺫﻛﺭ‬

‫‪ 08‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪T03‬‬ ‫ﺫﻛﺭ‬

‫‪ 03‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B06‬‬ ‫ﺫﻛﺭ‬

‫‪ 08‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B07‬‬ ‫ﺫﻛﺭ‬

‫‪ 05‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B15‬‬ ‫ﺫﻛﺭ‬

‫‪ 01‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B08‬‬ ‫ﺫﻛﺭ‬

‫‪ 25‬ﻳﻧﺎﻳﺭ ‪2024‬‬ ‫‪B09‬‬ ‫ﺫﻛﺭ‬

‫‪ 30‬ﺩﻳﺳﻣﺑﺭ ‪2023‬‬ ‫‪B10‬‬ ‫ﺫﻛﺭ‬

‫‪ 24‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B11‬‬ ‫ﺫﻛﺭ‬

‫‪ 09‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B16‬‬ ‫ﺫﻛﺭ‬

‫ﻟﻠﺣﺻﻭﻝ ﻋﻠﻰ ﻣﻌﻠﻭﻣﺎﺕ ﺇﺿﺎﻓﻳﺔ ﻋﻥ ﺍﻟﺗﻘﺭﻳﺭ ﻭﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‪ ،‬ﻳﺭﺟﻰ ﺯﻳﺎﺭﺓ ﻗﺳﻡ ﺍﻷﺳﺋﻠﺔ ﺍﻟﻣﺗﻛﺭﺭﺓ ﻓﻲ ﻣﻭﻗﻌﻧﺎ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ ‪etihadbureau.ae‬‬
‫ﺍﻟﺻﻔﺣﺔ ‪ 2‬ﻣﻥ ‪7‬‬
 ‫‪RACHID MANOIR‬‬
‫ﺍﻟﺗﻘﺭﻳﺭ ﺍﻻﺋﺗﻣﺎﻧﻲ ﺗﻡ ﺍﻧﺷﺎﺋﻪ ﻓﻲ ‪ 10:09:50 27/06/2024‬ﻡ‬
‫ﺭﻣﺯ ﺍﻟﺭﺩ ﻋﻠﻰ ﺍﻻﺳﺗﻌﻼﻡ‪005c8757-e9a8-45f2-bba1-c190da61cd7b :‬‬

‫ﺳﺭﻱ ﻭﺧﺎﺹ‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻟﺟﻧﺱ‬

‫‪ 07‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B12‬‬ ‫ﺫﻛﺭ‬

‫‪ 17‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B05‬‬ ‫ﺫﻛﺭ‬

‫‪ 11‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B17‬‬ ‫ﺫﻛﺭ‬

‫‪ 06‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B13‬‬ ‫ﺫﻛﺭ‬

‫‪ 03‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B04‬‬ ‫ﺫﻛﺭ‬

‫‪ 21‬ﺳﺑﺗﻣﺑﺭ ‪2023‬‬ ‫‪B14‬‬ ‫ﺫﻛﺭ‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺗﺎﺭﻳﺦ ﺍﻟﻣﻳﻼﺩ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 08‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪T03‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 03‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B06‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 08‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B07‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 05‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B15‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 01‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B08‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 25‬ﻳﻧﺎﻳﺭ ‪2024‬‬ ‫‪B09‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 30‬ﺩﻳﺳﻣﺑﺭ ‪2023‬‬ ‫‪B10‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 24‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B11‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 09‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B16‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 07‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B12‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 17‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B05‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 11‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B17‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 06‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B13‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 03‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B04‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫‪ 21‬ﺳﺑﺗﻣﺑﺭ ‪2023‬‬ ‫‪B14‬‬ ‫‪ 28‬ﻓﺑﺭﺍﻳﺭ ‪1975‬‬

‫ﺗﺎﺭﻳﺦ ﺁﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﻣﻘﻳﻡ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫ﻧﻌﻡ‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 03‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B06‬‬ ‫ﻧﻌﻡ‬

‫‪ 03‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B04‬‬ ‫ﻧﻌﻡ‬

‫‪ 08‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪T03‬‬ ‫ﻛﻼ‬

‫ﻟﻠﺣﺻﻭﻝ ﻋﻠﻰ ﻣﻌﻠﻭﻣﺎﺕ ﺇﺿﺎﻓﻳﺔ ﻋﻥ ﺍﻟﺗﻘﺭﻳﺭ ﻭﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‪ ،‬ﻳﺭﺟﻰ ﺯﻳﺎﺭﺓ ﻗﺳﻡ ﺍﻷﺳﺋﻠﺔ ﺍﻟﻣﺗﻛﺭﺭﺓ ﻓﻲ ﻣﻭﻗﻌﻧﺎ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ ‪etihadbureau.ae‬‬
‫ﺍﻟﺻﻔﺣﺔ ‪ 3‬ﻣﻥ ‪7‬‬
 ‫‪RACHID MANOIR‬‬
‫ﺍﻟﺗﻘﺭﻳﺭ ﺍﻻﺋﺗﻣﺎﻧﻲ ﺗﻡ ﺍﻧﺷﺎﺋﻪ ﻓﻲ ‪ 10:09:50 27/06/2024‬ﻡ‬
‫ﺭﻣﺯ ﺍﻟﺭﺩ ﻋﻠﻰ ﺍﻻﺳﺗﻌﻼﻡ‪005c8757-e9a8-45f2-bba1-c190da61cd7b :‬‬

‫ﺳﺭﻱ ﻭﺧﺎﺹ‬

‫ﻭﺛﻳﻘﺔ ﺍﻟﺗﻌﺭﻳﻑ‬

‫ﺗﺎﺭﻳﺦ ﺍﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺗﺎﺭﻳﺦ ﺍﻻﻧﺗﻬﺎء‬ ‫ﺍﻟﺭﻗﻡ‬ ‫ﻧﻭﻉ ﺍﻟﻭﺛﻳﻘﺔ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪ 09‬ﻣﺎﻳﻭ ‪2028‬‬ ‫‪LW2543210‬‬ ‫ﺟﻭﺍﺯ ﺍﻟﺳﻔﺭ‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 11‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B07‬‬ ‫‪-‬‬ ‫‪LM2543210‬‬ ‫ﺟﻭﺍﺯ ﺍﻟﺳﻔﺭ‬

‫‪ 03‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B04‬‬ ‫‪-‬‬ ‫‪JK6531398‬‬ ‫ﺟﻭﺍﺯ ﺍﻟﺳﻔﺭ‬

‫ﺗﺎﺭﻳﺦ ﺍﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻟﺭﻗﻡ‬ ‫ﻧﻭﻉ ﺍﻟﻭﺛﻳﻘﺔ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪784-1975-2826102-3‬‬ ‫ﺑﻁﺎﻗﺔ ﺍﻟﻬﻭﻳﺔ ﺍﻻﻣﺎﺭﺍﺗﻳﺔ‬

‫ﺍﻟﻌﻧﺎﻭﻳﻥ‬
‫ﺗﺎﺭﻳﺦ ﺍﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺭﻗﻡ ﻗﻁﻌﺔ ﺍﻷﺭﺽ‬ ‫ﺻﻧﺩﻭﻕ ﺍﻟﺑﺭﻳﺩ‬ ‫ﺍﻻﻣﺎﺭﺓ‬ ‫ﺍﻟﻌﻧﻭﺍﻥ ﺑﺎﻟﻌﺭﺑﻲ‬ ‫ﺍﻟﻌﻧﻭﺍﻥ ﺑﺎﻻﻧﻛﻠﻳﺯﻱ‬ ‫ﻧﻭﻉ ﺍﻟﻌﻧﻭﺍﻥ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫‪-‬‬ ‫‪114433‬‬ ‫ﻲ‬

‫ﺩﺑ ّ‬ ‫‪-‬‬ ‫‪.,G FLOOR,0,WAREHOUSE S2 0,AL QOUZ‬‬ ‫ﺍﻟﻌﻧﻭﺍﻥ‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 03‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B06‬‬ ‫‪-‬‬ ‫‪71008‬‬ ‫ﻲ‬

‫ﺩﺑ ّ‬ ‫‪-‬‬ ‫‪.,AL QUOZ0,AL QUOZ,004,0‬‬ ‫ﺍﻟﻌﻧﻭﺍﻥ‬

‫ﻟﻠﺣﺻﻭﻝ ﻋﻠﻰ ﻣﻌﻠﻭﻣﺎﺕ ﺇﺿﺎﻓﻳﺔ ﻋﻥ ﺍﻟﺗﻘﺭﻳﺭ ﻭﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‪ ،‬ﻳﺭﺟﻰ ﺯﻳﺎﺭﺓ ﻗﺳﻡ ﺍﻷﺳﺋﻠﺔ ﺍﻟﻣﺗﻛﺭﺭﺓ ﻓﻲ ﻣﻭﻗﻌﻧﺎ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ ‪etihadbureau.ae‬‬
‫ﺍﻟﺻﻔﺣﺔ ‪ 4‬ﻣﻥ ‪7‬‬
 ‫‪RACHID MANOIR‬‬
‫ﺍﻟﺗﻘﺭﻳﺭ ﺍﻻﺋﺗﻣﺎﻧﻲ ﺗﻡ ﺍﻧﺷﺎﺋﻪ ﻓﻲ ‪ 10:09:50 27/06/2024‬ﻡ‬
‫ﺭﻣﺯ ﺍﻟﺭﺩ ﻋﻠﻰ ﺍﻻﺳﺗﻌﻼﻡ‪005c8757-e9a8-45f2-bba1-c190da61cd7b :‬‬

‫ﺳﺭﻱ ﻭﺧﺎﺹ‬

‫ﻋﻧﺎﻭﻳﻥ ﺍﻟﺗﻭﺍﺻﻝ‬

‫ﺗﺎﺭﻳﺦ ﺍﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﻋﻧﺎﻭﻳﻥ ﺍﻟﺗﻭﺍﺻﻝ‬ ‫ﻧﻭﻉ ﺍﻻﺗﺻﺎﻝ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫‪JJKJK975@GMAIL.COM‬‬ ‫ﺍﻟﺑﺭﻳﺩ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 06‬ﻣﺎﻳﻭ ‪2024‬‬ ‫‪T03‬‬ ‫‪AISHA@AZAN.AE‬‬ ‫ﺍﻟﺑﺭﻳﺩ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ‬

‫ﺗﺎﺭﻳﺦ ﺍﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﻋﻧﺎﻭﻳﻥ ﺍﻟﺗﻭﺍﺻﻝ‬ ‫ﻧﻭﻉ ﺍﻻﺗﺻﺎﻝ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫‪00971542674964‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ‬

‫ﺗﺎﺭﻳﺦ ﺍﺧﺭ ﺗﺣﺩﻳﺙ‬ ‫ﺭﻣﺯ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﻋﻧﺎﻭﻳﻥ ﺍﻟﺗﻭﺍﺻﻝ‬ ‫ﻧﻭﻉ ﺍﻻﺗﺻﺎﻝ‬

‫‪ 27‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪971582863005+‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫ﺍﻟﺑﻳﺎﻧﺎﺕ ﺍﻟﺳﺎﺑﻘﺔ‬

‫‪ 17‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪B02‬‬ ‫‪00971542674964‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 07‬ﻳﻭﻧﻳﻭ ‪2024‬‬ ‫‪C01‬‬ ‫‪971526736050+‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 25‬ﻣﺎﺭﺱ ‪2024‬‬ ‫‪T03‬‬ ‫‪971588285210‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 08‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B07‬‬ ‫‪971526736050‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 05‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B15‬‬ ‫‪0526736050‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 02‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B02‬‬ ‫‪552657352‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 01‬ﻓﺑﺭﺍﻳﺭ ‪2024‬‬ ‫‪B08‬‬ ‫‪971542674964‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 25‬ﻳﻧﺎﻳﺭ ‪2024‬‬ ‫‪B09‬‬ ‫‪582863005‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 30‬ﺩﻳﺳﻣﺑﺭ ‪2023‬‬ ‫‪B10‬‬ ‫‪00971526736050‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 05‬ﺩﻳﺳﻣﺑﺭ ‪2023‬‬ ‫‪B06‬‬ ‫‪971673605052‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 07‬ﻧﻭﻓﻣﺑﺭ ‪2023‬‬ ‫‪B12‬‬ ‫‪586863006‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 11‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B07‬‬ ‫‪971582863005‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 11‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B17‬‬ ‫‪0582863005‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 09‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B02‬‬ ‫‪971267496454‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 06‬ﺃﻛﺗﻭﺑﺭ ‪2023‬‬ ‫‪B13‬‬ ‫‪526736050‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 27‬ﺳﺑﺗﻣﺑﺭ ‪2023‬‬ ‫‪B13‬‬ ‫‪542674964‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫‪ 09‬ﻳﻧﺎﻳﺭ ‪2021‬‬ ‫‪B04‬‬ ‫‪0501514311‬‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ ﺍﻟﻣﺗﺣﺭﻙ‬

‫ﻣﺯﻭﺩﻭ ﺍﻟﻣﻌﻠﻭﻣﺎﺕ‬
‫ﻣﺯﻭﺩﻭ ﺍﻟﻣﻌﻠﻭﻣﺎﺕ‬
‫ﻋﻧﻭﺍﻥ ﺍﻟﻣﻭﻗﻊ ﺍﻻﻟﻛﺗﺭﻭﻧﻲ‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ‬ ‫ﻋﻧﻭﺍﻥ‬ ‫ﺍﻻﻣﺎﺭﺍﺕ‬ ‫ﻋﻧﻭﺍﻥ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﺳﻡ ﻣﺯﻭﺩ‬ ‫ﺭﻣﺯ‬ ‫ﺭﻗﻡ‬
‫ﺍﻟﺑﺭﻳﺩ‬ ‫ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﻣﺯﻭﺩ‬ ‫ﻣﺯﻭﺩ‬
‫ﺍﻹﻟﻛﺗﺭﻭﻧﻲ‬ ‫ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﻟﺑﻳﺎﻧﺎﺕ‬
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‫ﻟﻠﺣﺻﻭﻝ ﻋﻠﻰ ﻣﻌﻠﻭﻣﺎﺕ ﺇﺿﺎﻓﻳﺔ ﻋﻥ ﺍﻟﺗﻘﺭﻳﺭ ﻭﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‪ ،‬ﻳﺭﺟﻰ ﺯﻳﺎﺭﺓ ﻗﺳﻡ ﺍﻷﺳﺋﻠﺔ ﺍﻟﻣﺗﻛﺭﺭﺓ ﻓﻲ ﻣﻭﻗﻌﻧﺎ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ ‪etihadbureau.ae‬‬
‫ﺍﻟﺻﻔﺣﺔ ‪ 5‬ﻣﻥ ‪7‬‬
 RACHID MANOIR
‫ ﻡ‬10:09:50 27/06/2024 ‫ﺍﻟﺗﻘﺭﻳﺭ ﺍﻻﺋﺗﻣﺎﻧﻲ ﺗﻡ ﺍﻧﺷﺎﺋﻪ ﻓﻲ‬
005c8757-e9a8-45f2-bba1-c190da61cd7b :‫ﺭﻣﺯ ﺍﻟﺭﺩ ﻋﻠﻰ ﺍﻻﺳﺗﻌﻼﻡ‬

‫ﺳﺭﻱ ﻭﺧﺎﺹ‬

‫ﻋﻧﻭﺍﻥ ﺍﻟﻣﻭﻗﻊ ﺍﻻﻟﻛﺗﺭﻭﻧﻲ‬ ‫ﺭﻗﻡ ﺍﻟﻬﺎﺗﻑ‬ ‫ﻋﻧﻭﺍﻥ‬ ‫ﺍﻻﻣﺎﺭﺍﺕ‬ ‫ﻋﻧﻭﺍﻥ ﻣﺯﻭﺩ ﺍﻟﺑﻳﺎﻧﺎﺕ‬ ‫ﺍﺳﻡ ﻣﺯﻭﺩ‬ ‫ﺭﻣﺯ‬ ‫ﺭﻗﻡ‬
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etihadbureau.ae ‫ ﻳﺭﺟﻰ ﺯﻳﺎﺭﺓ ﻗﺳﻡ ﺍﻷﺳﺋﻠﺔ ﺍﻟﻣﺗﻛﺭﺭﺓ ﻓﻲ ﻣﻭﻗﻌﻧﺎ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ‬،‫ﻟﻠﺣﺻﻭﻝ ﻋﻠﻰ ﻣﻌﻠﻭﻣﺎﺕ ﺇﺿﺎﻓﻳﺔ ﻋﻥ ﺍﻟﺗﻘﺭﻳﺭ ﻭﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‬
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 ‫‪RACHID MANOIR‬‬
‫ﺍﻟﺗﻘﺭﻳﺭ ﺍﻻﺋﺗﻣﺎﻧﻲ ﺗﻡ ﺍﻧﺷﺎﺋﻪ ﻓﻲ ‪ 10:09:50 27/06/2024‬ﻡ‬
‫ﺭﻣﺯ ﺍﻟﺭﺩ ﻋﻠﻰ ﺍﻻﺳﺗﻌﻼﻡ‪005c8757-e9a8-45f2-bba1-c190da61cd7b :‬‬

‫ﺳﺭﻱ ﻭﺧﺎﺹ‬

‫ﺇﻥ ﺍﻟﺑﻳﺎﻧﺎﺕ ﻭﺍﻟﻣﻌﻠﻭﻣﺎﺕ ﺍﻟﻭﺍﺭﺩﺓ ﻓﻲ ﺗﻘﺭﻳﺭ ﺍﻟﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ ﺃﻭ ﺍﻟﻣﺳﺗﺧﺩﻣﺔ ﻓﻲ ﺍﺣﺗﺳﺎﺏ ﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ ﺗﻡ ﺗﺯﻭﻳﺩﻫﺎ ﻭﺗﺟﻣﻳﻌﻬﺎ ﻣﻥ ﻣﺻﺎﺩﺭ ﻭﺃﻁﺭﺍﻑ ﻣﺧﺗﻠﻔﺔ ﺍﺳﺗﻧﺎﺩﺍ ﻟﻠﻘﺎﻧﻭﻥ ﺍﻻﺗﺣﺎﺩﻱ ﺍﻻﻣﺎﺭﺍﺗﻲ ﺭﻗﻡ )‪ (6‬ﻟﺳﻧﺔ ‪ 2010‬ﺑﺷﺄﻥ ﺍﻟﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ‪ .‬ﻭﺇﻥ ﺷﺭﻛﺔ ﺍﻻﺗﺣﺎﺩ ﻟﻠﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ‬
‫ﻟﻳﺳﺕ ﻣﺳﺅﻭﻟﺔ ﻋﻥ ﺩﻗﺔ ﺃﻭ ﺍﻛﺗﻣﺎﻝ ﺗﻠﻙ ﺍﻟﺑﻳﺎﻧﺎﺕ ﺃﻭ ﺍﻟﻣﻌﻠﻭﻣﺎﺕ‪ ،‬ﻭﻻ ﺗﻌﻁﻲ ﺍﻟﺷﺭﻛﺔ ﺃﻱ ﺿﻣﺎﻥ ﻓﻳﻣﺎ ﻳﺗﻌﻠﻖ ﺑﺩﻗﺔ ﺃﻭ ﺍﻛﺗﻣﺎﻝ ﺃﻱ ﻣﻥ ﻣﻛﻭﻧﺎﺕ ﺗﻘﺭﻳﺭ ﺍﻟﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ ﺃﻭ ﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‪ .‬ﻭﺑﻧﺎء ﻋﻠﻰ ﺫﻟﻙ‪ ،‬ﻓﺈﻥ ﺷﺭﻛﺔ ﺍﻻﺗﺣﺎﺩ ﻟﻠﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ ﻟﻥ ﺗﻛﻭﻥ ﻣﺳﺅﻭﻟﺔ ﻋﻥ ﺃﻳﺔ ﺧﺳﺎﺋﺭ ﺃﻭ ﺃﺿﺭﺍﺭ‪،‬‬
‫ﺳﻭﺍء ﻛﺎﻧﺕ ﻣﺑﺎﺷﺭﺓ ﺃﻭ ﻏﻳﺭ ﻣﺑﺎﺷﺭﺓ‪ ،‬ﺗﻧﺗﺞ ﻋﻥ ﺍﺳﺗﺧﺩﺍﻡ ﺗﻘﺭﻳﺭ ﺍﻟﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ ﺃﻭ ﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‪ .‬ﺇﻥ ﺗﻘﺭﻳﺭ ﺍﻟﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ ﻭﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ ﻻ ﻳﻌﺑﺭﺍﻥ ﻋﻥ ﺭﺃﻱ ﺷﺭﻛﺔ ﺍﻻﺗﺣﺎﺩ ﻟﻠﻣﻌﻠﻭﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ‪ ،‬ﻭﺃﻥ ﻗﺭﺍﺭ ﻣﻧﺢ ﺃﻭ ﺯﻳﺎﺩﺓ ﺃﻭ ﺗﻣﺩﻳﺩ ﺃﻳﺔ ﺗﺳﻬﻳﻼﺕ ﺍﺋﺗﻣﺎﻧﻳﺔ ﺃﻭ ﺗﻌﺩﻳﻝ ﺷﺭﻭﻁﻬﺎ‬
‫ﻭﺃﺣﻛﺎﻣﻬﺎ ﻳﺑﻘﻰ ﻣﺗﺭﻭﻛﺎ ﻟﻠﺟﻬﺔ ﺍﻟﺗﻲ ﺗﻘﺩﻡ ﺍﻟﺧﺩﻣﺎﺕ ﺍﻻﺋﺗﻣﺎﻧﻳﺔ‪.‬‬

‫ﻟﻠﺣﺻﻭﻝ ﻋﻠﻰ ﻣﻌﻠﻭﻣﺎﺕ ﺇﺿﺎﻓﻳﺔ ﻋﻥ ﺍﻟﺗﻘﺭﻳﺭ ﻭﺍﻟﺗﻘﻳﻳﻡ ﺍﻻﺋﺗﻣﺎﻧﻲ‪ ،‬ﻳﺭﺟﻰ ﺯﻳﺎﺭﺓ ﻗﺳﻡ ﺍﻷﺳﺋﻠﺔ ﺍﻟﻣﺗﻛﺭﺭﺓ ﻓﻲ ﻣﻭﻗﻌﻧﺎ ﺍﻹﻟﻛﺗﺭﻭﻧﻲ ‪etihadbureau.ae‬‬
‫ﺍﻟﺻﻔﺣﺔ ‪ 7‬ﻣﻥ ‪7‬‬