High​ ​Risk​ ​30+​ ​Years

Funds Type Percentage

Vanguard​ ​Total​ ​Bond​ ​Market​ ​Index Long-Term​ ​Bonds 5%

Fund

Vanguard​ ​REIT​ ​Index​ ​Fund Real​ ​Estate 10%

SPDR​ ​S&P​ ​500​ ​ETF US​ ​Large​ ​Cap​ ​Stocks 30%

Vanguard​ ​European​ ​Stock​ ​Index​ ​Fund International​ ​Developed​ ​Stocks 20%

Schwab​ ​Emerging​ ​Markets​ ​Equity​ ​ETF Emerging​ ​Markets 20%

BlackRock​ ​MidCap​ ​Index​ ​Fund Mid-Caps 20%

iShares​ ​Core​ ​S&P​ ​Small-Cap​ ​ETF Small-Caps 10%

High​ ​Risk​ ​20-30​ ​Years

Funds Type Percentage

Vanguard​ ​Total​ ​Bond​ ​Market​ ​Index Long-Term​ ​Bonds 10%

Fund

Fidelity​ ​Real​ ​Estate​ ​Index Real​ ​Estate 10%

Schwab​ ​S&P​ ​500​ ​Index​ ​Fund US​ ​Large​ ​Cap​ ​Stocks 30%

Fidelity​ ​Spartan​ ​International​ ​Index International​ ​Developed​ ​Stocks 20%

Vanguard​ ​Emerging​ ​Markets​ ​Stock Emerging​ ​Markets 15%

Index​ ​Fund

iShares​ ​Russell​ ​Mid-Cap​ ​ETF Mid-Caps 10%

Vanguard​ ​Small-Cap​ ​Index​ ​Fund Small-Caps 5%

High​ ​Risk​ ​10-20​ ​Years

Funds Type Percentage

Vanguard​ ​Total​ ​International​ ​Bond Intermediate​ ​&​ ​Long-Term 20%

Index​ ​Fund Bonds

BlackRock​ ​Developed​ ​Real​ ​Estate Real​ ​Estate 13%

Index​ ​Fund

Vanguard​ ​500​ ​Index​ ​Fund US​ ​Large​ ​Cap​ ​Stocks 32%

Fidelity​ ​Spartan​ ​International​ ​Index International​ ​Developed​ ​Stocks 15%

Vanguard​ ​FTSE​ ​Emerging​ ​Markets Emerging​ ​Markets 10%

ETF

Vanguard​ ​Mid-Cap​ ​Index​ ​Fund Mid-Caps 10%

- Small-Caps 0%

Note​ ​:​ ​These​ ​portfolios​ ​are​ ​just​ ​samples.​ ​You​ ​can​ ​always​ ​(and​ ​probably​ ​will)​ ​use​ ​different
funds​ ​for​ ​your​ ​portfolio.​ ​They​ ​just​ ​serve​ ​as​ ​an​ ​indication​ ​of​ ​what​ ​looks​ ​like​ ​a​ ​solid​ ​investment
portfolio.

Disclaimer​ ​:​ ​You​ ​are​ ​free​ ​to​ ​invest​ ​in​ ​whatever​ ​you​ ​want.​ ​We​ ​don’t​ ​force​ ​you​ ​to​ ​invest​ ​in
these​ ​funds​ ​and​ ​we​ ​are​ ​not​ ​responsible​ ​for​ ​any​ ​losses​ ​incurred.​ ​Always​ ​keep​ ​in​ ​mind​ ​that
investing​ ​involves​ ​the​ ​risk​ ​of​ ​losing​ ​capital.