Low​ ​Risk​ ​30+​ ​Years

Funds Type Percentage

Vanguard​ ​High​ ​Dividend​ ​Yield​ ​ETF High​ ​Dividend​ ​Stocks 30%

Vanguard​ ​500​ ​Index​ ​Fund US​ ​Large​ ​Caps 25%

Fidelity​ ​Spartan​ ​International​ ​Index International​ ​Developed​ ​Stocks 15%

Vanguard​ ​Total​ ​Bond​ ​Market​ ​Index Bonds 20%

Fund

BlackRock​ ​Developed​ ​Real​ ​Estate Real​ ​Estate 10%

Index​ ​Fund

Low​ ​Risk​ ​20-30​ ​Years

Funds Type Percentage

Vanguard​ ​High​ ​Dividend​ ​Yield​ ​ETF High​ ​Dividend​ ​Stocks 25%

Schwab​ ​S&P​ ​500​ ​Index​ ​Fund US​ ​Large​ ​Caps 25%

Vanguard​ ​European​ ​Stock​ ​Index​ ​Fund International​ ​Developed​ ​Stocks 10%

Vanguard​ ​Total​ ​Bond​ ​Market​ ​Index Bonds 25%

Fund

Vanguard​ ​REIT​ ​Index​ ​Fund Real​ ​Estate 15%

Low​ ​Risk​ ​10-20​ ​Years

Funds Type Percentage

Vanguard​ ​Dividend​ ​Appreciation​ ​ETF High​ ​Dividend​ ​Stocks 20%

SPDR​ ​S&P​ ​500​ ​ETF US​ ​Large​ ​Caps 20%

iShares​ ​Stoxx​ ​Europe​ ​600​ ​ETF International​ ​Developed​ ​Stocks 10%

Vanguard​ ​Total​ ​Bond​ ​Market​ ​Index Bonds 35%

Fund

Fidelity​ ​Real​ ​Estate​ ​Index Real​ ​Estate 15%

Low​ ​Risk​ ​5-10​ ​Years

Funds Type Percentage

Vanguard​ ​Dividend​ ​Appreciation​ ​ETF High​ ​Dividend​ ​Stocks 20%

SPDR​ ​S&P​ ​500​ ​ETF US​ ​Large​ ​Caps 5%

iShares​ ​Stoxx​ ​Europe​ ​600​ ​ETF International​ ​Developed​ ​Stocks 5%

Vanguard​ ​Total​ ​Bond​ ​Market​ ​Index Bonds 52%

Fund

BlackRock​ ​Developed​ ​Real​ ​Estate Real​ ​Estate 18%

Index​ ​Fund

Note​ ​:​ ​These​ ​portfolios​ ​are​ ​just​ ​samples.​ ​You​ ​can​ ​always​ ​(and​ ​probably​ ​will)​ ​use​ ​different
funds​ ​for​ ​your​ ​portfolio.​ ​They​ ​just​ ​serve​ ​as​ ​an​ ​indication​ ​of​ ​what​ ​looks​ ​like​ ​a​ ​solid​ ​investment
portfolio.

Disclaimer​ ​:​ ​You​ ​are​ ​free​ ​to​ ​invest​ ​in​ ​whatever​ ​you​ ​want.​ ​We​ ​don’t​ ​force​ ​you​ ​to​ ​invest​ ​in
these​ ​funds​ ​and​ ​we​ ​are​ ​not​ ​responsible​ ​for​ ​any​ ​losses​ ​incurred.​ ​Always​ ​keep​ ​in​ ​mind​ ​that
investing​ ​involves​ ​the​ ​risk​ ​of​ ​losing​ ​capital.