ANNEXURE-I

CCCC/CCSC/SARCC-II/III/IV/RCCC/CLCC/ZCC/RCC: For Approval

PROPOSAL FOR TRANSFER OF OUTSTANDING TO RECALLED ASSETS

ACCOUNT & INITIATION OF LEGAL ACTION INCLUDING ACTION UNDER
SARFAESI ACT

NAME OF THE BRANCH: (CODE:______)

NAME OF THE GROUP/CIRCLE/MODULE/REGION:

SEGMENT:
1. NAME OF THE :
UNIT/BORROWER
/FIRM/COMPANY (In case of SAR / SAM Branches – Migrated from
_________________ on ___________)

2. PROPOSAL : Approval for: -

i. Calling up the advance.
ii. Transfer of aggregate outstanding of Rs ______ lac/crore
as on __________ (excluding accrued interest w.e.f.
_____________ to _________ of ₹ __________ lac/crore)
to Recalled Assets Account.
(₹. in Lac/crore)
Facility Outstanding Accrued Interest Total
As on at contracted Indebtedness
__________ rate *

Total Indebtedness
Add: Expenses incurred but not debited to
the accounts of the borrower (Legal & other
expenses paid by debit to Charges)
Total Dues @
*Accrued interest from ________ to __________

iii. Transfer of the outstanding of Rs. ------- lac/crore in BGs/

LCs to Recalled Assets A/c as and when crystallized
iv. Initiation of legal action against the Company and guarantors
by filing case / suit in Court / DRT.
v. Initiation of action under SARFAESI Act 2002 against the
Company and guarantors for recovery of Bank’s dues.
vi. Filing of petition for winding-up of the Company.

@ The proposal falls under the discretionary powers of

______________________ as the total dues is ₹ ________ lac/crore.
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3. BRIEF PARTICULARS OF THE UNIT/BORROWER/FIRM/COMPANY:

i. NAME OF THE UNIT / BORROWER :

/ FIRM / COMPANY

ii. NAME OF THE GROUP TO WHICH :

COMPANY BELONGS

iii. CONSTITUTION :

iv. DATE OF ESTABLISHMENT / :

INCORPORATION

v. NAME OF THE BORROWER / :

PROPRIETOR / ALL PARTNERS /
ALL PROMOTERS / ALL
DIRECTORS
vi. NAME (S) OF THE KEY PERSON / :
CEO
vii. ADDRESSES :

(1) REGISTERED OFFICE ADDRESS

(2) FACTORY / SHOP

(3) KEY PERSON / CEO

viii. INDUSTRY :

ix. NATURE OF ACTIVITY / BUSINESS :

x. ACTIVITY LEVEL :

xi. BANKING WITH US SINCE :

xii. WHETHER TAKE OVER FROM :

OTHER BANKS. IF YES, DETAILS
THEREOF
xiii. DATE OF NPA & IRAC STATUS :

xiv. DATE (S) OF RESTRUCTURING :

xv. LAST CREDIT RATING (ECR &

CRA)

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4. DETAILS OF LIMITS SANCTIONED (FB+NFB) (₹. in lac/crore)

FACILITY LIMITS AT THE LIMITS AT SANCTIONED BY

TIME OF THE TIME OF (WITH
ORIGINAL CALLING UP REFERENCE
SANCTION DETAILS)

TOTAL

5. ASSOCIATE CONCERNS AND THEIR BANKERS (Wherever available):

(₹. in lac/ crore)

S. NAME OF THE BANK & LIMITS OUTSTANDING IRAC
No. COMPANY BRANCH STATUS

6. POSITION OF ACCOUNTS AS ON…………….. (₹. in lac/crore)

FACILITY LIMITS DRAWING OUTSTANDING ACCRUED TOTAL

POWER AS ON _______ INTEREST DUES
(FROM____
TO______)
A. Fund Based

CC

WCDL

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Term Loan -1

Term Loan -2

Corporate Loan

Sub Total

B. Non-Fund
Based
Bank
Guarantees
Letters of Credit

Sub Total

Total
Indebtedness
(A+B)

7. PERFORMANCE OF THE COMPANY: (Rs. in lac/crore)

Audited as on Audited as on Audited as on Audited as on
_________ ________ __________ __________

Net sales
Fixed Assets
Gross Block
Net Block
PBT
PAT
Cash Accruals
Total CA
TNW
Current Ratio
TOL / TNW
TOL / Adj. TNW

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 8. DETAILS OF SECURITIES: (Rs. in lac/crore)
Description At the time of At the time Present position
original of calling
sanction up Market Estimated Date of
Value realizable valuation
(Market (Market value report
Value) Value)
A. Primary:

B. Collateral:

Total (Collateral)

Total

(Primary &
Collateral)

Guarantee(s): Net Means / TNW on the basis Net Means / TNW on the
Name (s) of of original opinion report basis of last up-dation of
Guarantor(s) / compiled at the time of Original opinion report on............
Name(s) of Sanction on............(Date) (Date)
Corporate
Guarantor(s)

Total

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9. POSITION OF SECURITY DOCUMENTS:

a) Date of document:

b) Date of last revival letter:

c) Deficiencies in documentation, if any:

10. POSITION OF INSURANCE OF ASSETS / SECURITIES:

a) Date of Insurance Policy:

b) Amount of Insurance Policy: (Rs. in lac/crore)

c) Details of assets / securities covered:

d) Date of expiry of Insurance Policy:

11. DATE OF LAST SEARCH REPORT OBTAINED FROM

(I) ROC:

(II) OFFICE OF REGISTRAR / SUB-REGISTRAR / CERSAI (EM):

12. DUES TO OTHER INSTITUTIONS / BANKS:

13. IRREGULARITIES POINTED OUT IN LAST I &A / CREDIT AUDIT REPORTS:

S. No. Nature of Audit Date of Auditor’s Branch Comments

Report Report Observations

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14. POSITION OF DI&CGC / ECGC / CGTMSE / CGFMU CLAIMS:

15. POSITION OF CASE / SUIT FILED (IF ANY):

16. POSITION OF ACTION INITIATED UNDER SARFAESI ACT (IF ANY):

17. STATUS OF CIRP/IIRP CASES FILED AGAINST THE CORPORATE

DEBTOR/ CORPORATE GUARANTOR(S)/PERSONAL GUARANTOR(S) IN
NCLT UNDER IBC (IF ANY):

18. PARTICULARS AND POSITION OF LITIGATION AGAINST THE BANK, IF

ANY:

19. POSITION OF STAFF ACCOUNTABILITY EXERCISE:

1. Status of Staff Accountability

Examination (SAE)
(Completed/Not completed)
i. Date of allotment for Preliminary
Investigation
ii. Name, Designation & Present posting of
the Official to whom allotted
iii. Date of submission of Preliminary
Investigation Report by the
Investigating Official
iv. Date on which the Competent Authority
has taken a view on the Preliminary
Investigation Report
2. Deficiencies / Lapses found, if any
3. Disciplinary action initiated, if any.
4. Present status of Disciplinary action
initiated, if any.

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20. BRIEF HISTORY OF THE UNIT / BORROWER:

21. REASONS FOR THE ACCOUNT BECOMING NPA:

22. REASONS FOR CALLING UP THE ADVANCE:

23. ESTIMATED NET LOSS: (₹. in lac/crore)

S. No. Particulars Amount
(i) Outstanding as on date in Fund Based facilities
(ii) Outstanding as on date in Non-Fund Based facilities
(iii) Total outstanding as on date
(iv) Add: Accrued Interest from………… to………….
(v) Add: Legal & other expenses paid by debit to charges a/c
(vi) Total dues
(vii) LESS:
(viii) Realisable value of securities
(ix) Retainable amount of DI&CGC/ECGC/CGTMSE/CGFMU claim
(x) Net Estimated Loss (i.e., (vi) – (viii) – (ix))
(xi) Provision as on..........................

24. STRATEGY TO BE ADOPTED FOR RECOVERY/RESOLUTION IN THE

ACCOUNT:

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25. RECOMMENDATIONS: In view of the foregoing, we recommend for grant
of approval for: -

i) Calling up the advance.

ii) Transfer of aggregate outstanding of Rs _______ lac/crore as on
__________ (excluding accrued interest from _________________ to
_________________ of Rs __________ lac/crore) to Recalled Assets
Account.
(₹. in lac/crore)
Facility Outstanding Accrued Interest Total
As on at contracted Indebtedness
__________ rate *

Total Indebtedness
Add: Expenses incurred but not debited to the accounts
of the borrower (Legal & other expenses paid by debit
to Charges)
Total Dues @
*Accrued interest from ________ to __________

@ The proposal falls under the discretionary powers of

_________________ as the total dues is Rs ________ lac/crore.

iii) Transfer of outstanding of Rs. ___________________ lac/crore in BGs/

LCs to Recalled Assets A/c as and when crystallized.
iv) Initiation of legal action against the Company and guarantors by filing suit
in DRT.
v) Approval for initiation of action under SARFAESI Act 2002 against the
Company and guarantors for recovery of Bank’s dues.
vi) Filing of petition for winding-up of the Company.

BRANCH MANAGER CHIEF MANAGER ASSISTANT GENERAL MANAGER

DEPUTY GENERAL MANAGER

STATE BANK OF INDIA,

-------- BRANCH.

DATE:

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