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Webster University
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The created diagram is a simplified Automated Teller Machine (ATM) system block
diagram. It illustrates the main components of an ATM and how they interact with each
User Interface
This is the part of the ATM that interacts with the customer. It typically includes a
screen, keypad, and sometimes a touchscreen. The user interface is where the customer inputs
transaction requests and authentication information, such as a PIN (Olanrewaju et al., 2021).
ATM Controller
This is the central processing unit of the ATM. It receives input from the user
interface, controls the various peripherals (like the card reader and cash dispenser), and
Card Reader
This component reads the data stored on the magnetic stripe or chip of the customer's
ATM card. It sends the card data to the ATM controller, which then uses it for authentication
Cash Dispenser
Receipt Printer
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After a transaction is completed, this printer provides the customer with a paper
Bank Server
This is the remote system that the ATM communicates with to authenticate users and
process transactions. It is responsible for verifying the customer's PIN and account status and
Authentication Service
This is a part of the bank's systems that explicitly verifies the customer's identity,
typically by checking the PIN entered against the account details associated with the card.
Database
This stores all the transaction data and possibly account information the bank server
The arrows in the diagram indicate the flow of information between the components.
For example, the user interface sends input to the ATM controller, which then may
communicate with the bank server for authentication and transaction processing. Upon
successful authentication, the bank server sends back authorization to the ATM controller to
proceed with the transaction, which could involve the cash dispenser dispensing money or the
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References
Ogata, H., Ishikawa, T., Miyamoto, N., & Matsumoto, T. (2019). An atm security measure for
Olanrewaju, R. F., Khan, B. U. I., Morshidi, M. A., Anwar, F., & Kiah, M. L. B. M. (2021). A
access, 9, 129240-129255.