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IBPS Clerk Exam Paper Helo on 4-12-2011 Test 2 English Language Www.bankpoclerk.com
IBPS Clerk Exam Paper Helo on 4-12-2011 Test 2 English Language Www.bankpoclerk.com
com
IBPS CLERK
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04-012-2011
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discount. Since, the developer doesn’t have Another caution is — Very often the
to pay for the marketing. It is willing builders do not offer the best inventory to
enough to pay these companies a the group in terms of location and utility.
transaction fee which is a percentage of the The buyers have to use their astute
total value of the deal. For the buyers, if judgement to avoid such traps.
offers the best rates at no fee, thus 51. The discount size on group buying,
marketing it win-win proposition for all
compared to usual discount to
involved.
speculators is usually—
The developers also benefit by getting (1) less
substantial cash flow, given them a good (2) more
amount of working capital. “In today’s real (3) equal
estate scenario, bulk buying could be the (4) unpredictable
answer to the market slump and the long
(5) much higher
awaited cash flow,” says the Founder of
xxx.com. 52. Which of the following may be the
passage?
Sometimes, the discount size is not to be (1) To reveal less discounts being
sneered at. Discounts on group buying vary offered by the developers
from 5-30 per cent, the average divergence (2) To highlight the problems of
from market rate being 25-30 per cent. housing industry
Customer ‘buy-in’ is the model. But is it a (3) To highlight the importance of
temporary fad? neighbourhood in one’s life
In a way, the online group buying set-up is (4) To provide information on
similar to the model developers share with group buying trends of
speculators, who buy in bulk even before the property
project gets kick-started and het discounts (5) To inform the buyers about
of 30-40 per cent. The pay 50 per cent of the ample supply of property
property value upfront. Group buying 53. Group buying of real estate is
companies prove more beneficial for done—
developers as they get away providing (1) mainly offline
lesser discounts than to speculators. (2) only offline
Some sound a note of caution on the trend. (3) only through brokers
Present conditions are conducive for this (4) either-on-line or offline
business model as group buying works well (5) in a secret manner only
in a situation where stocks are moving
54. xxx.com are the—
slowly, markets are jittery and there is
ample supply. It may not work in a seller’s (1) Developers
market. (2) Financiers
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(1) would be taken back by 73. I. Heavy snow did ________ the
(2) was taken backward’s by rescue efforts.
(3) was taken back for II. The food was kept in a _________
(4) was taken aback by (1) delay (2) bundle
(5) No correction required (3) basket (4) hamper
70.In a matter of seconds, we come to (5) holder
know of what is happening 74. I. They left ______ after breakfast.
anywhere in the world. II. It is difficult to find a _____ person
(1) came to know of for this job.
(2) come to be known of (1) right (2) immediately
(3) come to know off (3) suitable (4) best
(4) are coming to know of (5) soon
(5) No correction required 75. I. He would always do _____ was told
by his superiors.
71-75. In each of these questions, two
sentences (1) and (II) are given. II. He appeared on stage ______ a
Each sentence has a blank in it. narrator of the drama.
Five words (1), (2), (3), (4) and (5) (1) as (2) what
are suggested. Out of these, only (3) about (4) whatever
fits at both the places in the (5) always
context of each sentence. Number
of that word is the answer. 76-80. In each question below a sentence
with four words printed in bold
71. I. He is __________ with whatever type is given. These are numbered
little he has. as (1), (2), (3) and (4). One of these
II. The kept the ______ of the four words printed in bold may be
communication a secret. either wrongly spelt or
inappropriate in the context of the
(1) happy (2) matter
sentence. Find out the word, which
(3) gist (4) content is wrongly spelt or inappropriate,
(5) sense if any. The number of that word is
72. I. It is hard believe the _______ of your answer. If all the words
operations involved in this activity. printed in bold are correctly spelt
II. The map is drawn to a _________ and also appropriate in the context
of 1 inch to 50 km. of the sentence, mark (5) i.e. ‘All
(1) magnitude (2) size Correct’ as your answer.
(3) scale (4) proportion
76. In our daily life, we frequently
(5) significance
observe how disruptive
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to / pay his penalties. No error not only contributing essential items and
(4) (5) money, (96) also co-ordinating rescue
89. This year a lare number of frauds / efforts. Few people (97) that Japan’s young
people would bring about its (98) — after
(1)
all nearly one in ten youth were
have been prevented by / alert unemployed, many (99) only part-time and
(2) young people were only supposed to have
clerical staff who insisted / that (100) on their minds.
(3) 91. (1) stop
customers provide valid identify (2) decrease
(4) (3) drop
proof. No error (4) declined
(5) (5) fell
90. As the price of / gold is higher / 92. (1) too
(1) (2) (3) also
you should keep / you jewellery in (3) not
(3) (4) (4) caused
a locker. No error (5) complete
(5) 93. (1) completes
(2) efforts
91-100. In the following passage there (3) need
are blanks, each of which has been
(4) struggling
numbered. These numbers are
printed below the passage and (5) tries
against each, five words suggested, 94. (1) together
one of which fits the blanks (2) started
appropriately. Find out the (3) rising
appropriate word in each case. (4) co-operative
(5) failing
In the 1980s Japan was regarded as a highly 95. (1) knowledgeable
developed country. (2) heroes
However in recent years, Japan’s growth (3) volunteer
has (91) and the recent earthquake and (4) jobless
tsunami have (92) devastated the country. (5) powerful
As their nation (93) to cope with disaster, 96. (1) without (2) even
its youth are (94) to meet the challenge. (3) instead (4) but
Many young Japanese have become (95) (5) besides
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