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p rop e rt y / casualt y

Market Share Reports


2021 for Property/Casualty
Groups and Companies

By State and Countrywide

2022 edition
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© 2022 National Association of Insurance Commissioners. All rights reserved.


ISBN: 978-1-64179-217-2
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2021 Market Share Reports for
Property/Casualty Groups and Companies
By State and Countrywide
TABLE OF CONTENTS

Introduction............................................................................................................................................ 1
Property/Casualty Market Share Report Applications .............................................................................. 3
Countrywide Loss Ratios by Line of Business – 5 Years ............................................................................. 4
Direct Written Premium Trend Graph ...................................................................................................... 8

2021 Market Share Reports by Line of Business


Top 125 Countrywide (both with and without Canada & Other Alien data)
Top 10 by State

Line Number
35 Total All Lines ......................................................................................... 9
01 Fire ...................................................................................................... 29
02.1 Allied Lines ........................................................................................... 49
02.2 Multiple Peril Crop ............................................................................... 69
02.3 Federal Flood ....................................................................................... 83
02.4 Private Crop ....................................................................................... 100
02.5 Private Flood ...................................................................................... 113
03 Farmowners Multiple Peril ................................................................. 132
04 Homeowners Multiple Peril ................................................................ 150
05.1 , 05.2 Total Commercial Multiple Peril ......................................................... 169
06 Mortgage Guaranty ............................................................................ 189
08 Ocean Marine .................................................................................... 203
09 Inland Marine..................................................................................... 223
10 Financial Guaranty ............................................................................. 243
11 Medical Professional Liability ............................................................. 253
12 Earthquake......................................................................................... 272
16 Workers’ Compensation ..................................................................... 292
17.1 , 17.2 Other Liability .................................................................................... 311
17.3 Excess Workers’ Compensation .......................................................... 331
18 Products Liability ................................................................................ 347
19.1 , 19.2 Private Passenger Auto Liability.......................................................... 366
21.1 Private Passenger Auto Physical Damage ............................................ 385
19.1 , 19.2 , 21.1 Total Private Passenger Auto .............................................................. 404
19.3 , 19.4 Commercial Auto Liability................................................................... 423
21.2 Commercial Auto Physical Damage ..................................................... 443
19.3 , 19.4 , 21.2 Total Commercial Auto ....................................................................... 463
22 Aircraft (All Perils) .............................................................................. 483
23 Fidelity ............................................................................................... 500
24 Surety ................................................................................................ 520
26 Burglary and Theft.............................................................................. 540
27 Boiler and Machinery ......................................................................... 559
28 Credit ................................................................................................. 579
30 Warranty............................................................................................ 596
34 Aggregate Write‐Ins for Other Lines of Business.................................. 613

Technical Notes................................................................................................................................... 632


Index of Insurer Groups and Companies .............................................................................................. 636

© 2022 National Association of Insurance Commissioners


INTRODUCTION

These 2021 Market Share Reports for Property/Casualty Groups and Companies by State and
Countrywide are intended to make property/casualty (P/C) market share information more readily
available. Direct Written Premiums are taken from the “Exhibit of Premiums and Losses” (page 19–
Statutory page 14) in the NAIC P/C annual statement. In the Workers’ Compensation and Total All Lines
sections of this report, Direct Written Premiums includes prior‐year state fund premium data reported
directly to the NAIC for the following states: North Dakota, Ohio, South Carolina, Washington and
Wyoming. In the Fire, Homeowners, Allied and Total All Lines sections of this report, Direct Written
Premiums includes estimated 2021 premium data reported directly to the NAIC from the Louisiana
state‐run property insurer of last resort.
Insurance groups are made up of insurance companies that are related by ownership. The market share
reports show data by group for those insurers that are members of a group. This allows the report to
more accurately reflect the number of distinct entities that are competing against one another for
business in the market. An index listing the individual insurers within a group is included at the end of
the report. Insurers merge, change names, and buy and sell companies; however, the index gives a
“snapshot” view of group structures as filed with the NAIC on May 26, 2022, the date this report was
generated.
Market shares for 33 lines of business are included in this report, plus Aggregate Write‐ins for Other
Lines of Business and the Total for All Lines. By state, the report is limited to the top 10 groups and
companies in order to keep the publication to a manageable size. However, the top 125 groups and
companies are shown for each line of business for the following countrywide aggregations:
 States, U.S. Territories, Canada and Aggregate Other Alien
 States and U.S. Territories
Accident and health insurance data are reported to the NAIC on three annual statements: P/C,
life/health and health. Market shares for the individual accident and health lines of business are not
included in this report. A separate publication, Market Share Reports for the Top 125 Accident and
Health Insurance Companies and Groups by State and Countrywide, combines data from all three
statements to provide complete market share information for that line. (Note: The “Total All Lines”
market share in this publication represents Total Line 35 as reported on annual statement Page 19 and,
therefore, will include accident and health data.)
Commercial Multi‐Peril (CMP) is shown in total only, as the distinction between the property and liability
portions of CMP are meaningful for analysis of loss development, but less so for analysis of market
share. No Fault and Liability coverages are combined for both private passenger and commercial auto
due to inconsistent reporting of No Fault data among the various companies and states.
This report provides cumulative market share data for the top 10 writers by state, and for the top 125
writers countrywide. This is one indicator of the degree of market concentration in a line of business.
The report also provides the countrywide and by‐state direct loss ratios for the top writers in each line
of business, as well as a countrywide and by‐state “total industry” loss ratio. Tables displaying the direct
loss ratios for each line of business on a countrywide basis follow this introduction. These figures include
only data taken from the “Exhibit of Premiums and Losses” (page 19–Statutory page 14) in the NAIC P/C
annual statement.
The loss ratios in this report reflect a simple calendar‐year result. While these loss ratios provide some
information about results for that year, they should not be considered as measures of overall
profitability. Many other factors, including expenses and investment income, are used in developing
profitability measures. Many property lines—such as earthquake, homeowners, allied lines and inland

© 2022 National Association of Insurance Commissioners


1
marine—are subject to extreme fluctuations in results, due, in particular, to the occurrence of major
catastrophes such as tornadoes, earthquakes and civil disturbances.
For further analysis of the profitability of lines of business, refer to the NAIC Report on Profitability by
Line by State. That report is also on a calendar‐year basis, but it includes a 10‐year aggregation of
results. For lines not specifically included in the Report on Profitability by Line by State, the NAIC
Statistical Compilation of Annual Statement Information for Property/Casualty Insurance Companies
contains a countrywide, calendar‐year industry aggregation of the Insurance Expense Exhibit (IEE).
Please send any questions regarding this report to researchrequest@naic.org. Links to this report or
other NAIC reports can be found on the NAIC website at: NAIC Publications.

© 2022 National Association of Insurance Commissioners


2
PROPERTY/CASUALTY MARKET SHARE REPORT APPLICATIONS

The Property/Casualty Market Share Report will help a user:


 Assess an insurer’s competitive position
 Create benchmarks to compare companies
 Identify the top writers
 Analyze the overall size of the market
 Identify premium volume trends
 Evaluate market penetration potential
 Evaluate post‐merger market implications
The Property/Casualty Market Share Report provides fundamental market information that can be used
by regulators, insurers and others interested in analyzing the insurance industry. This report gives users
an understanding of the overall size of the market by providing data at a state and national level.
Included in this report are several charts and graphs that illustrate premium growth over the past 10
years. These charts can be used to identify nationwide premium volume trends. This is pertinent
information for anyone attempting to evaluate an insurer’s market penetration or growth potential.
The Property/Casualty Market Share Report serves as an important tool for insurance regulators and can
help them identify the top P/C writers in their jurisdiction. Knowing this allows them to quickly and
effectively target insurance department resources. This is important when responding to market or
financial conditions in their jurisdiction. Many states have antitrust laws that prevent insurers from
merging or combining with other insurers if the post‐merger impact stifles competition within the state.
Insurance regulators can assess any proposed merger transaction by evaluating the combined market
share percentage of the participating insurers.
The data contained in this report can be used for financial or market analysis. Significant changes in an
insurer’s market share ranking can be an indication of competitiveness, financial or market health, or
structural changes. For instance, steady market share growth allows an insurer to gain greater
economies of scale and retain more in its bottom line. However, rapid market share increases can
indicate that an insurer is growing too fast and should be examined for solvency stability and rate
inadequacy. Rapid market share increases could also be the result of a merger. In contrast, rapid market
decreases could indicate that the insurer is reducing its exposure, has ceased writing due to financial
difficulty or is encountering market conduct issues.
Utilizing this report allows insurers to identify their competitors and comparative market share. This
allows insurers to easily assess their competitive position and assist in establishing strategic objectives,
such as premium growth goals or benchmark targets.

© 2022 National Association of Insurance Commissioners


3
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)

2021 2020 2019 2018 2017


Line of Business Earned Direct Earned Direct Earned Direct Earned Direct Earned Direct
Premium Losses Premium Losses Premium Losses Premium Losses Premium Losses
35. Total all LOB (includes lines not shown on this report) 770,351.2 480,750.6 717,240.5 429,096.6 698,693.0 416,790.5 666,949.8 411,195.1 634,032.7 424,060.6
Loss Ratios 62.41 59.83 59.65 61.65 66.88
1. Fire 17,820.0 11,805.6 15,935.6 9,727.5 14,149.8 7,632.1 12,989.1 9,051.9 12,425.5 8,354.0
Loss Ratios 66.25 61.04 53.94 69.69 67.23
2.1 Allied lines 18,000.0 13,548.3 15,879.9 12,839.7 13,840.1 7,942.5 12,398.0 10,646.0 11,759.6 20,413.0
Loss Ratios 75.27 80.85 57.39 85.87 173.59
2.2 Mul ple peril crop 14,333.3 10,857.8 10,460.4 9,538.7 10,277.7 9,763.8 9,932.5 6,716.4 10,241.8 5,790.2
Loss Ratios 75.75 91.19 95.00 67.62 56.53
2.3 Federal flood 3,089.3 1,472.9 3,021.6 788.9 2,918.3 1,208.5 2,842.1 1,468.1 2,830.5 8,522.8
Loss Ratios 47.68 26.11 41.41 51.65 301.11
2.4 Private Crop 1,271.0 1,126.5 1,116.1 1,412.7 1,105.2 1,096.2 1,088.3 1,086.7 1,023.9 983.7
Loss Ratios 88.63 126.57 99.19 99.86 96.07
2.5 Private Flood 881.5 381.8 669.2 414.8 514.4 117.1 659.5 233.7 599.6 989.1
Loss Ratios 43.31 61.98 22.76 35.43 164.97
3. Farmowners mul ple peril 4,842.0 3,135.7 4,659.0 3,213.4 4,509.3 2,664.9 4,353.7 2,611.7 4,214.0 3,085.9
Loss Ratios 64.76 68.97 59.10 59.99 73.23
4. Homeowners mul ple peril 113,986.8 78,428.1 107,013.7 71,156.0 101,317.2 58,900.9 96,353.7 69,739.3 92,662.8 68,835.6
Loss Ratios 68.80 66.49 58.14 72.38 74.29
5.1 Commercial mul ple peril (non-liability por on) 31,422.1 20,746.7 29,436.8 19,548.1 27,428.8 15,745.7 26,043.1 17,512.3 25,444.3 20,045.9
Loss Ratios 66.03 66.41 57.41 67.24 78.78

* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]


These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.

© 2022 National Association of Insurance Commissioners


4
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)

2021 2020 2019 2018 2017


Line of Business Earned Direct Earned Direct Earned Direct Earned Direct Earned Direct
Premium Losses Premium Losses Premium Losses Premium Losses Premium Losses
5.2 Commercial mul ple peril (liability por on) 16,815.1 8,247.8 15,915.2 8,206.7 15,890.2 8,328.3 15,357.7 7,557.7 15,006.5 7,215.2
Loss Ratios 49.05 51.57 52.41 49.21 48.08
Total commercial peril 48,237.3 28,994.5 45,352.0 27,754.9 43,319.0 24,074.0 41,400.8 25,070.0 40,450.8 27,261.1
Loss Ratios 60.11 61.20 55.57 60.55 67.39
6. Mortgage guaranty 6,038.6 328.1 6,281.1 2,244.2 5,898.2 392.0 5,257.1 206.7 4,895.5 596.6
Loss Ratios 5.43 35.73 6.65 3.93 12.19
8. Ocean marine 4,474.0 2,346.9 4,062.4 2,232.0 3,768.4 2,199.6 3,452.3 1,816.8 3,313.2 2,138.3
Loss Ratios 52.46 54.94 58.37 52.63 64.54
9. Inland marine 28,341.9 13,976.4 25,636.4 16,350.9 25,723.5 12,597.9 23,891.4 11,301.8 22,440.7 12,102.3
Loss Ratios 49.31 63.78 48.97 47.31 53.93
10. Financial guaranty 525.4 -404.7 518.7 465.9 592.4 352.3 787.3 62.4 1,103.1 1,939.2
Loss Ratios ‐77.03 89.81 59.46 7.92 175.81
11. Medical professional liability 10,837.3 5,884.7 9,975.7 5,613.3 9,621.8 5,472.4 9,394.6 4,496.7 9,215.2 4,532.0
Loss Ratios 54.30 56.27 56.87 47.86 49.18
12. Earthquake 3,708.9 104.9 3,116.7 327.8 2,648.7 4.2 2,427.8 140.5 2,260.8 131.9
Loss Ratios 2.83 10.52 0.16 5.79 5.84
16. Workers compensa on 55,244.5 28,833.1 55,157.5 28,025.5 60,272.7 28,541.2 62,050.0 29,324.0 62,274.8 31,771.9
Loss Ratios 52.19 50.81 47.35 47.26 51.02
17.1, 17.2 Other liability 95,777.1 56,783.6 80,814.6 51,146.5 72,258.4 45,756.7 66,854.2 39,741.5 66,854.2 39,741.5
Loss Ratios 59.29 63.29 63.32 59.45 59.45

* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]


These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.

© 2022 National Association of Insurance Commissioners


5
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)

2021 2020 2019 2018 2017


Line of Business Earned Direct Earned Direct Earned Direct Earned Direct Earned Direct
Premium Losses Premium Losses Premium Losses Premium Losses Premium Losses
17.3 Excess workers compensa on 1,088.7 471.0 1,096.2 820.2 1,118.4 741.5 1,124.3 822.5 1,145.6 815.0
Loss Ratios 43.26 74.82 66.30 73.16 71.14
18. Products liability 4,340.6 2,277.0 4,169.8 1,978.5 4,002.4 1,972.6 3,627.9 2,235.4 3,602.9 1,327.8
Loss Ratios 52.46 47.45 49.28 61.62 36.86
19.1 Private passenger auto no-fault (per. injury protec on) 16,253.3 11,516.9 16,844.3 9,823.7 17,192.3 10,871.8 16,970.0 12,899.2 16,120.9 12,617.9
Loss Ratios 70.86 58.32 63.24 76.01 78.27
19.2 Other private passenger auto liability 135,521.6 87,913.0 132,092.1 74,765.2 133,217.5 88,169.3 128,758.5 83,745.4 119,243.2 82,905.2
Loss Ratios 64.87 56.60 66.18 65.04 69.53
21.1 Private passenger auto physical damage 106,679.6 76,203.7 101,708.2 55,837.7 101,199.2 63,488.1 96,871.9 59,553.1 90,677.7 59,968.1
Loss Ratios 71.43 54.90 62.74 61.48 66.13
Total Private Passenger 258,454.5 175,633.5 250,644.5 140,426.7 251,609.0 162,529.1 242,600.4 156,197.7 226,041.9 155,491.2
Loss Ratios 67.96 56.03 64.60 64.38 68.79
19.3 Commercial auto no-fault (per. injury protec on) 816.2 469.1 858.3 475.2 880.9 291.6 842.8 532.6 829.7 639.9
Loss Ratios 57.48 55.37 33.11 63.20 77.12
19.4 Other commercial auto liability 38,275.6 25,473.7 33,353.4 22,864.7 31,986.8 23,821.9 28,603.8 20,562.9 25,547.6 18,127.7
Loss Ratios 66.55 68.55 74.47 71.89 70.96
21.2 Commercial auto physical damage 11,743.1 6,604.6 10,743.7 5,458.2 10,294.0 5,924.1 9,336.4 5,685.7 8,441.3 5,675.2
Loss Ratios 56.24 50.80 57.55 60.90 67.23
Total Commercial Auto 50,834.9 32,547.4 44,955.5 28,798.2 43,161.7 30,037.6 38,783.0 26,781.1 34,818.5 24,442.8
Loss Ratios 64.03 64.06 69.59 69.05 70.20

* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]


These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.

© 2022 National Association of Insurance Commissioners


6
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
Direct Loss Ratios by Line of Business
States, U. S. Territories, Canada and Aggregate Other Alien
(In Millions)

2021 2020 2019 2018 2017


Line of Business Earned Direct Earned Direct Earned Direct Earned Direct Earned Direct
Premium Losses Premium Losses Premium Losses Premium Losses Premium Losses
22. Aircra (all perils) 2,417.3 1,283.9 2,096.5 1,255.8 1,801.4 1,303.9 1,624.7 881.2 1,591.2 886.5
Loss Ratios 53.11 59.90 72.38 54.24 55.71
23. Fidelity 1,374.2 391.4 1,314.3 562.8 1,272.8 412.3 1,247.1 478.1 1,231.7 490.4
Loss Ratios 28.48 42.82 32.39 38.34 39.82
24. Surety 7,128.9 1,249.4 6,940.4 1,576.0 6,680.9 1,265.7 6,308.6 820.6 6,035.7 938.2
Loss Ratios 17.53 22.71 18.94 13.01 15.54
26. Burglary and the 458.0 233.7 466.5 324.5 393.8 196.1 339.0 106.1 315.3 33.7
Loss Ratios 51.04 69.57 49.78 31.28 10.68
27. Boiler and Machinery 2,289.4 825.9 2,041.9 1,122.6 1,874.3 642.0 1,801.0 841.0 1,716.3 751.8
Loss Ratios 36.07 54.98 34.25 46.70 43.80
28. Credit 2,471.6 652.9 2,266.7 1,291.5 2,125.5 917.8 2,102.3 941.0 2,103.0 1,014.2
Loss Ratios 26.42 56.98 43.18 44.76 48.23
30. Warranty 3,248.6 1,796.8 3,011.8 1,696.8 2,933.0 1,801.6 2,718.9 1,662.1 2,532.9 1,438.4
Loss Ratios 55.31 56.34 61.42 61.13 56.79

* Loss Ratio = [(Incurred Losses / Earned Premiums) * 100]


These loss ratios represent the results for a calendar year and should not be considered as measures of overall profitability of a line of insurance.

© 2022 National Association of Insurance Commissioners


7
Direct Written Premium Trend
2011 - 2021

900.0 12.0%

800.0 10.0%
Direct Written Premium In Billions

700.0
8.0%

600.0
6.0%

Growth Rate (%)


500.0
4.0%
400.0

2.0%
300.0

0.0%
200.0

100.0 -2.0%

0.0 -4.0%
2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021

© 2022 National Association of Insurance Commissioners


8
35—Total All Lines

© 2022 National Association of Insurance Commissioners


9
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 70,311,695 67,864,085 70.72 % 73.49 % 8.78 % 8.78 %
2 31 BERKSHIRE HATHAWAY GRP 51,603,818 50,073,595 70.57 % 74.72 % 6.44 % 15.22 %
3 155 PROGRESSIVE GRP 47,758,298 45,649,170 66.77 % 68.97 % 5.96 % 21.18 %
4 8 ALLSTATE INS GRP 41,387,729 40,732,310 68.60 % 70.10 % 5.17 % 26.35 %
5 111 LIBERTY MUT GRP 39,022,757 37,540,845 63.60 % 66.71 % 4.87 % 31.22 %
6 3548 TRAVELERS GRP 30,920,023 29,803,894 56.30 % 60.72 % 3.86 % 35.08 %
7 626 CHUBB LTD GRP 27,122,466 26,254,908 58.65 % 65.09 % 3.39 % 38.47 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 25,250,872 24,896,918 72.17 % 73.81 % 3.15 % 41.62 %
9 69 FARMERS INS GRP 25,009,069 24,492,747 64.21 % 66.42 % 3.12 % 44.75 %
10 140 NATIONWIDE CORP GRP 19,435,641 18,906,815 63.87 % 67.95 % 2.43 % 47.17 %
11 212 ZURICH INS GRP 15,015,664 14,520,381 60.70 % 68.54 % 1.87 % 49.05 %
12 12 AMERICAN INTL GRP 14,787,730 14,232,786 58.68 % 61.04 % 1.85 % 50.89 %
13 91 HARTFORD FIRE & CAS GRP 13,557,707 13,082,995 54.81 % 60.71 % 1.69 % 52.59 %
14 218 CNA INS GRP 12,599,390 12,020,601 59.24 % 65.13 % 1.57 % 54.16 %
15 473 AMERICAN FAMILY INS GRP 12,579,932 12,041,756 62.34 % 64.26 % 1.57 % 55.73 %
16 3098 TOKIO MARINE HOLDINGS INC GRP 10,276,022 9,746,567 66.44 % 71.08 % 1.28 % 57.01 %
17 280 AUTO OWNERS GRP 9,921,135 9,629,908 56.39 % 60.98 % 1.24 % 58.25 %
18 158 FAIRFAX FIN GRP 9,575,851 8,687,112 56.55 % 64.13 % 1.20 % 59.45 %
19 19 ASSURANT INC GRP 8,968,033 8,666,562 51.51 % 51.76 % 1.12 % 60.57 %
20 98 WR BERKLEY CORP GRP 8,263,301 7,644,733 50.17 % 57.18 % 1.03 % 61.60 %
21 213 ERIE INS GRP 7,868,311 7,721,339 64.98 % 67.43 % 0.98 % 62.58 %
22 968 AXA INS GRP 7,772,624 7,387,119 60.02 % 67.99 % 0.97 % 63.55 %
23 84 AMERICAN FINANCIAL GRP 7,595,160 7,360,067 48.49 % 54.72 % 0.95 % 64.50 %
24 785 MARKEL CORP GRP 7,418,742 6,817,824 55.51 % 63.59 % 0.93 % 65.43 %
25 3219 SOMPO GRP 6,567,923 6,045,078 68.39 % 72.93 % 0.82 % 66.25 %
26 796 QBE INS GRP 6,373,879 5,798,323 74.29 % 80.45 % 0.80 % 67.04 %
27 244 CINCINNATI FIN GRP 6,005,809 5,785,183 45.16 % 50.11 % 0.75 % 67.79 %
28 65 FM GLOBAL GRP 5,602,979 5,367,095 70.63 % 72.03 % 0.70 % 68.49 %
29 1279 ARCH INS GRP 5,594,850 5,250,402 44.37 % 51.69 % 0.70 % 69.19 %
30 2538 AMTRUST FINANCIAL SERV GRP 5,549,823 5,024,278 53.11 % 59.78 % 0.69 % 69.88 %
31 761 ALLIANZ INS GRP 5,545,181 5,394,617 60.33 % 66.67 % 0.69 % 70.58 %
32 88 THE HANOVER INS GRP 5,425,278 5,261,325 53.40 % 59.24 % 0.68 % 71.25 %
33 150 OLD REPUBLIC GRP 5,154,541 5,053,515 54.75 % 63.71 % 0.64 % 71.90 %
34 215 KEMPER CORP GRP 4,881,722 4,755,434 74.79 % 76.28 % 0.61 % 72.51 %
35 1318 AUTO CLUB ENTERPRISES INS GRP 4,662,813 4,602,412 63.36 % 65.18 % 0.58 % 73.09 %
36 4670 STARR GRP 4,571,559 4,204,180 68.01 % 76.02 % 0.57 % 73.66 %
37 1278 CSAA INS GRP 4,191,316 4,124,726 58.17 % 59.30 % 0.52 % 74.18 %
38 660 MERCURY GEN GRP 3,868,833 3,756,379 60.07 % 64.70 % 0.48 % 74.67 %
39 242 SELECTIVE INS GRP 3,656,537 3,472,715 51.99 % 57.15 % 0.46 % 75.12 %
40 1120 EVEREST REINS HOLDINGS GRP 3,276,118 2,969,119 55.49 % 64.61 % 0.41 % 75.53 %
41 361 MUNICH RE GRP 3,237,695 2,863,933 55.77 % 59.08 % 0.40 % 75.93 %
42 169 SENTRY INS GRP 3,022,615 2,859,570 59.20 % 62.38 % 0.38 % 76.31 %
43 50 COUNTRY INS & FIN SERV GRP 2,792,420 2,766,217 58.91 % 60.29 % 0.35 % 76.66 %
44 55 AUTOMOBILE CLUB MI GRP 2,682,733 2,697,176 66.34 % 68.43 % 0.33 % 77.00 %
45 501 ALLEGHANY GRP 2,657,506 2,415,464 44.76 % 56.85 % 0.33 % 77.33 %
46 181 SWISS RE GRP 2,542,084 2,305,802 56.85 % 60.95 % 0.32 % 77.65 %
47 3416 AXIS CAPITAL GRP 2,524,630 2,294,699 55.58 % 59.76 % 0.32 % 77.96 %
48 175 STATE AUTO MUT GRP 2,450,801 2,308,827 69.84 % 73.51 % 0.31 % 78.27 %
49 411 MAPFRE INS GRP 2,272,799 2,317,530 49.44 % 51.07 % 0.28 % 78.55 %
50 28 AMICA MUT GRP 2,272,321 2,364,480 62.48 % 65.28 % 0.28 % 78.83 %
51 572 BCBS OF MI GRP 2,234,178 2,293,880 64.23 % 71.06 % 0.28 % 79.11 %
52 457 ARGO GRP US INC GRP 2,076,168 2,054,057 50.79 % 68.33 % 0.26 % 79.37 %
53 7 FEDERATED MUT GRP 2,003,896 1,921,670 58.17 % 63.74 % 0.25 % 79.62 %
54 14184 ACUITY A MUT INS CO 1,996,258 1,901,310 55.09 % 59.08 % 0.25 % 79.87 %
55 708 NEW JERSEY MANUFACTURERS GRP 1,935,642 1,931,627 61.42 % 64.54 % 0.24 % 80.11 %
56 228 WESTFIELD GRP 1,928,980 1,858,456 53.05 % 55.99 % 0.24 % 80.35 %
57 123 SHELTER INS GRP 1,923,662 1,879,161 74.00 % 75.93 % 0.24 % 80.59 %
58 62 EMC INS CO GRP 1,911,537 1,890,778 57.79 % 60.88 % 0.24 % 80.83 %
59 408 AMERICAN NATL FIN GRP 1,888,980 1,824,138 57.76 % 59.09 % 0.24 % 81.07 %
60 10064 CITIZENS PROP INS CORP 1,814,135 1,470,826 40.34 % 53.06 % 0.23 % 81.30 %
61 36102 STATE INS FUND 1,733,104 1,798,082 60.51 % 63.53 % 0.22 % 81.51 %
62 513 IOWA FARM BUREAU GRP 1,701,172 1,659,200 63.36 % 64.20 % 0.21 % 81.72 %
63 4663 UNIVERSAL INS HOLDING GRP 1,671,251 1,596,618 66.38 % 68.48 % 0.21 % 81.93 %
64 225 IAT REINS CO GRP 1,668,500 1,597,601 67.41 % 73.55 % 0.21 % 82.14 %
65 15350 WEST BEND MUT INS CO 1,640,150 1,560,572 50.84 % 54.08 % 0.20 % 82.35 %
© 2022 National Association of Insurance Commissioners
10
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 WASHINGTON STATE FUND 1,615,275 1,615,275 147.09 % 163.26 % 0.20 % 82.55 %
67 4904 INTACT FINANCIAL GRP 1,601,118 1,504,745 47.94 % 55.35 % 0.20 % 82.75 %
68 483 SOUTHERN FARM BUREAU CAS GRP 1,593,922 1,575,569 78.57 % 79.99 % 0.20 % 82.95 %
69 694 TENNESSEE FARMERS GRP 1,466,184 1,444,630 72.55 % 74.81 % 0.18 % 83.13 %
70 267 GRANGE MUT CAS GRP 1,429,542 1,395,459 58.71 % 60.39 % 0.18 % 83.31 %
71 5 ALFA INS GRP 1,423,485 1,398,556 64.07 % 64.69 % 0.18 % 83.49 %
72 809 TEXAS FARM BUREAU MUT GRP 1,395,274 1,371,162 85.88 % 86.66 % 0.17 % 83.66 %
73 201 UTICA GRP 1,386,566 1,326,837 53.01 % 58.96 % 0.17 % 83.83 %
74 4830 UNITED INS HOLDINGS GRP 1,341,474 1,401,021 77.15 % 85.19 % 0.17 % 84.00 %
75 4990 CORE SPECIALTY INS HOLDINGS GRP 1,326,285 1,081,941 58.68 % 65.47 % 0.17 % 84.17 %
76 3494 JAMES RIVER GRP 1,322,034 1,255,875 69.73 % 82.09 % 0.17 % 84.33 %
77 783 RLI INS GRP 1,313,093 1,222,346 46.80 % 51.48 % 0.16 % 84.49 %
78 324 NORTH CAROLINA FARM BUREAU GRP 1,307,883 1,287,569 61.42 % 62.10 % 0.16 % 84.66 %
79 4734 APOLLO GLOBAL MGMT GRP 1,295,578 1,196,015 52.70 % 67.20 % 0.16 % 84.82 %
80 831 DOCTORS CO GRP 1,272,249 1,199,638 45.83 % 75.30 % 0.16 % 84.98 %
81 35076 STATE COMPENSATION INS FUND 1,235,451 1,250,541 73.97 % 79.88 % 0.15 % 85.13 %
82 OHIO BUREAU OF WORKERS' COMPENSATION 1,198,066 1,198,066 29.04 % 43.93 % 0.15 % 85.28 %
83 4861 HERITAGE INS HOLDINGS GRP 1,172,533 1,123,204 49.05 % 52.32 % 0.15 % 85.43 %
84 569 FARMERS MUT HAIL INS GRP 1,142,960 1,126,654 50.34 % 50.46 % 0.14 % 85.57 %
85 105 MGIC GRP 1,123,185 1,154,936 5.20 % 5.30 % 0.14 % 85.71 %
86 4851 CHURCH MUT GRP 1,116,368 1,093,173 61.79 % 66.65 % 0.14 % 85.85 %
87 4850 CLEAR BLUE FINANCIAL GRP 1,084,416 915,845 81.59 % 89.29 % 0.14 % 85.99 %
88 291 ENCOVA MUT INS GRP 1,082,301 1,087,976 51.37 % 51.29 % 0.14 % 86.12 %
89 109 KENTUCKY FARM BUREAU GRP 1,079,875 1,065,478 89.44 % 90.95 % 0.13 % 86.26 %
90 2698 PROASSURANCE CORP GRP 1,052,053 1,080,823 53.66 % 73.19 % 0.13 % 86.39 %
91 4718 TIPTREE FIN GRP 1,039,424 842,341 38.25 % 39.74 % 0.13 % 86.52 %
92 250 DONEGAL GRP 1,017,384 1,006,120 57.11 % 62.24 % 0.13 % 86.64 %
93 4011 GENWORTH FIN GRP 985,840 1,046,465 11.22 % 11.22 % 0.12 % 86.77 %
94 766 RADIAN GRP 984,995 1,093,035 0.97 % 0.97 % 0.12 % 86.89 %
95 474 FCCI MUT INS GRP 952,087 927,548 57.27 % 63.19 % 0.12 % 87.01 %
96 1227 PALISADES GRP 938,958 942,173 67.47 % 70.32 % 0.12 % 87.13 %
97 256 COACTION GLOBAL INC GRP 923,895 856,429 53.99 % 68.01 % 0.12 % 87.24 %
98 22945 TEXAS MUT INS CO 923,449 947,207 30.14 % 33.51 % 0.12 % 87.36 %
99 303 GUIDEONE INS GRP 922,473 824,705 53.17 % 56.80 % 0.12 % 87.47 %
100 922 ICW GRP ASSETS INC GRP 917,785 902,811 42.55 % 48.67 % 0.11 % 87.59 %
101 248 UNITED FIRE & CAS GRP 911,514 978,190 56.52 % 60.03 % 0.11 % 87.70 %
102 309 WESTERN NATL MUT GRP 911,409 879,332 51.82 % 55.91 % 0.11 % 87.82 %
103 586 ARBELLA INS GRP 895,726 884,811 47.61 % 50.30 % 0.11 % 87.93 %
104 96 SECURA INS GRP 880,234 841,421 53.53 % 57.43 % 0.11 % 88.04 %
105 4694 ESSENT GRP 870,856 935,907 4.25 % 4.03 % 0.11 % 88.15 %
106 3484 TOWER HILL INS GRP 853,811 801,183 54.80 % 64.98 % 0.11 % 88.25 %
107 4381 SKYWARD SPECIALTY INS GRP INC GRP 842,414 816,557 56.29 % 63.97 % 0.11 % 88.36 %
108 67 MICHIGAN FARM BUREAU GRP 836,126 823,986 80.12 % 84.14 % 0.10 % 88.46 %
109 1309 FRANKENMUTH GRP 830,749 812,026 51.36 % 56.04 % 0.10 % 88.57 %
110 4773 FRONTLINE INS GRP 818,009 718,436 41.41 % 47.99 % 0.10 % 88.67 %
111 271 PENNSYLVANIA NATL INS GRP 817,374 807,433 53.07 % 56.69 % 0.10 % 88.77 %
112 188 SAFETY GRP 802,139 811,329 48.83 % 49.87 % 0.10 % 88.87 %
113 4969 TRISURA GRP 798,949 654,443 69.18 % 78.16 % 0.10 % 88.97 %
114 36 CENTRAL MUT INS CO GRP 790,262 781,086 55.95 % 59.68 % 0.10 % 89.07 %
115 124 AMERISURE CO GRP 769,559 743,999 53.29 % 62.85 % 0.10 % 89.16 %
116 38920 KINSALE INS CO 764,373 677,630 36.96 % 49.28 % 0.10 % 89.26 %
117 1154 COVERYS GRP 760,964 735,429 61.61 % 80.72 % 0.10 % 89.35 %
118 71 UNIVERSAL INS CO GRP 757,191 763,577 46.48 % 50.68 % 0.09 % 89.45 %
119 11523 WRIGHT NATL FLOOD INS CO 747,384 732,777 44.61 % 45.03 % 0.09 % 89.54 %
120 222 GREATER NY GRP 742,652 680,511 68.91 % 75.67 % 0.09 % 89.64 %
121 415 PLYMOUTH ROCK INS GRP 726,158 714,790 52.67 % 54.79 % 0.09 % 89.73 %
122 4991 ROOT INC GRP 725,852 712,296 85.53 % 86.91 % 0.09 % 89.82 %
123 542 INDIANA FARM BUREAU GRP 707,468 693,581 57.33 % 58.35 % 0.09 % 89.90 %
124 26492 COURTESY INS CO 702,648 469,693 49.51 % 50.61 % 0.09 % 89.99 %
125 4834 FEDNAT HOLDING CO GRP 695,412 720,167 157.03 % 179.23 % 0.09 % 90.08 %
**INDUSTRY TOTAL** 800,934,271 770,351,227 62.41 % 66.68 % 100.00 % 90.08 %

© 2022 National Association of Insurance Commissioners


11
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 70,311,695 67,864,085 70.84 % 73.61 % 8.89 % 8.89 %
2 31 BERKSHIRE HATHAWAY GRP 50,756,124 49,310,805 70.73 % 74.82 % 6.42 % 15.30 %
3 155 PROGRESSIVE GRP 47,758,298 45,649,170 66.77 % 68.97 % 6.04 % 21.34 %
4 8 ALLSTATE INS GRP 41,387,729 40,732,310 68.60 % 70.10 % 5.23 % 26.57 %
5 111 LIBERTY MUT GRP 37,824,881 36,482,782 62.91 % 66.43 % 4.78 % 31.35 %
6 3548 TRAVELERS GRP 30,857,867 29,733,637 56.40 % 60.80 % 3.90 % 35.25 %
7 626 CHUBB LTD GRP 26,359,298 25,455,880 58.90 % 65.42 % 3.33 % 38.58 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 25,240,465 24,886,657 72.18 % 73.82 % 3.19 % 41.77 %
9 69 FARMERS INS GRP 25,009,069 24,492,747 64.21 % 66.42 % 3.16 % 44.94 %
10 140 NATIONWIDE CORP GRP 19,423,915 18,899,018 63.88 % 67.96 % 2.46 % 47.39 %
11 212 ZURICH INS GRP 14,952,257 14,459,068 60.64 % 68.48 % 1.89 % 49.28 %
12 12 AMERICAN INTL GRP 14,396,056 13,832,390 56.44 % 58.04 % 1.82 % 51.10 %
13 91 HARTFORD FIRE & CAS GRP 13,486,776 13,019,153 54.64 % 60.48 % 1.70 % 52.81 %
14 473 AMERICAN FAMILY INS GRP 12,579,083 12,041,391 62.34 % 64.26 % 1.59 % 54.40 %
15 218 CNA INS GRP 12,155,789 11,601,731 59.84 % 65.64 % 1.54 % 55.93 %
16 3098 TOKIO MARINE HOLDINGS INC GRP 10,245,220 9,708,196 66.41 % 71.04 % 1.29 % 57.23 %
17 280 AUTO OWNERS GRP 9,921,135 9,629,908 56.39 % 60.98 % 1.25 % 58.48 %
18 19 ASSURANT INC GRP 8,483,284 8,184,808 53.18 % 53.45 % 1.07 % 59.55 %
19 158 FAIRFAX FIN GRP 8,281,298 7,521,609 54.86 % 63.33 % 1.05 % 60.60 %
20 213 ERIE INS GRP 7,868,311 7,721,339 64.98 % 67.43 % 0.99 % 61.59 %
21 98 WR BERKLEY CORP GRP 7,813,641 7,263,313 50.90 % 58.17 % 0.99 % 62.58 %
22 84 AMERICAN FINANCIAL GRP 7,458,626 7,226,593 49.15 % 55.32 % 0.94 % 63.52 %
23 785 MARKEL CORP GRP 7,418,742 6,817,824 55.51 % 63.59 % 0.94 % 64.46 %
24 968 AXA INS GRP 7,110,251 6,770,417 62.09 % 70.44 % 0.90 % 65.36 %
25 3219 SOMPO GRP 6,567,102 6,044,234 68.40 % 72.95 % 0.83 % 66.19 %
26 796 QBE INS GRP 6,373,738 5,798,184 74.29 % 80.45 % 0.81 % 67.00 %
27 244 CINCINNATI FIN GRP 6,005,809 5,785,183 45.16 % 50.11 % 0.76 % 67.76 %
28 1279 ARCH INS GRP 5,573,658 5,213,540 44.32 % 51.56 % 0.70 % 68.46 %
29 2538 AMTRUST FINANCIAL SERV GRP 5,511,328 4,996,863 53.13 % 59.83 % 0.70 % 69.16 %
30 88 THE HANOVER INS GRP 5,422,283 5,258,527 53.42 % 59.26 % 0.69 % 69.84 %
31 150 OLD REPUBLIC GRP 5,154,541 5,053,515 54.75 % 63.71 % 0.65 % 70.49 %
32 761 ALLIANZ INS GRP 5,135,061 4,920,433 61.55 % 68.02 % 0.65 % 71.14 %
33 215 KEMPER CORP GRP 4,881,722 4,755,434 74.79 % 76.28 % 0.62 % 71.76 %
34 1318 AUTO CLUB ENTERPRISES INS GRP 4,662,813 4,602,412 63.36 % 65.18 % 0.59 % 72.35 %
35 65 FM GLOBAL GRP 4,559,482 4,368,494 79.04 % 80.62 % 0.58 % 72.93 %
36 4670 STARR GRP 4,329,008 3,930,947 67.18 % 76.69 % 0.55 % 73.47 %
37 1278 CSAA INS GRP 4,191,316 4,124,726 58.17 % 59.30 % 0.53 % 74.00 %
38 660 MERCURY GEN GRP 3,868,833 3,756,379 60.07 % 64.70 % 0.49 % 74.49 %
39 242 SELECTIVE INS GRP 3,656,537 3,472,715 51.99 % 57.15 % 0.46 % 74.95 %
40 1120 EVEREST REINS HOLDINGS GRP 3,266,259 2,957,717 55.69 % 64.84 % 0.41 % 75.37 %
41 361 MUNICH RE GRP 3,208,037 2,861,274 55.42 % 58.69 % 0.41 % 75.77 %
42 169 SENTRY INS GRP 3,020,507 2,857,875 59.21 % 62.39 % 0.38 % 76.15 %
43 50 COUNTRY INS & FIN SERV GRP 2,792,420 2,766,217 58.91 % 60.29 % 0.35 % 76.51 %
44 55 AUTOMOBILE CLUB MI GRP 2,682,733 2,697,176 66.34 % 68.43 % 0.34 % 76.85 %
45 501 ALLEGHANY GRP 2,657,506 2,415,464 44.76 % 56.85 % 0.34 % 77.18 %
46 175 STATE AUTO MUT GRP 2,450,801 2,308,827 69.84 % 73.51 % 0.31 % 77.49 %
47 3416 AXIS CAPITAL GRP 2,403,010 2,187,042 56.51 % 60.57 % 0.30 % 77.80 %
48 28 AMICA MUT GRP 2,272,321 2,364,480 62.48 % 65.28 % 0.29 % 78.08 %
49 411 MAPFRE INS GRP 2,271,970 2,316,693 49.44 % 51.07 % 0.29 % 78.37 %
50 572 BCBS OF MI GRP 2,234,178 2,293,880 64.23 % 71.06 % 0.28 % 78.65 %
51 181 SWISS RE GRP 2,194,608 1,997,348 60.64 % 64.70 % 0.28 % 78.93 %
52 457 ARGO GRP US INC GRP 2,076,037 2,052,559 50.83 % 68.38 % 0.26 % 79.19 %
53 7 FEDERATED MUT GRP 2,003,896 1,921,670 58.17 % 63.74 % 0.25 % 79.45 %
54 14184 ACUITY A MUT INS CO 1,996,258 1,901,310 55.09 % 59.08 % 0.25 % 79.70 %
55 708 NEW JERSEY MANUFACTURERS GRP 1,935,642 1,931,627 61.42 % 64.54 % 0.24 % 79.94 %
56 228 WESTFIELD GRP 1,928,980 1,858,456 53.05 % 55.99 % 0.24 % 80.19 %
57 123 SHELTER INS GRP 1,923,662 1,879,161 74.00 % 75.93 % 0.24 % 80.43 %
58 62 EMC INS CO GRP 1,911,537 1,890,778 57.79 % 60.88 % 0.24 % 80.67 %
59 408 AMERICAN NATL FIN GRP 1,888,980 1,824,138 57.76 % 59.09 % 0.24 % 80.91 %
60 10064 CITIZENS PROP INS CORP 1,814,135 1,470,826 40.34 % 53.06 % 0.23 % 81.14 %
61 36102 STATE INS FUND 1,733,104 1,798,082 60.51 % 63.53 % 0.22 % 81.36 %
62 513 IOWA FARM BUREAU GRP 1,701,172 1,659,200 63.36 % 64.20 % 0.22 % 81.57 %
63 4663 UNIVERSAL INS HOLDING GRP 1,671,251 1,596,618 66.38 % 68.48 % 0.21 % 81.78 %
64 225 IAT REINS CO GRP 1,654,573 1,581,662 68.13 % 74.27 % 0.21 % 81.99 %
65 15350 WEST BEND MUT INS CO 1,640,150 1,560,572 50.84 % 54.08 % 0.21 % 82.20 %
© 2022 National Association of Insurance Commissioners
12
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 WASHINGTON STATE FUND 1,615,275 1,615,275 147.09 % 163.26 % 0.20 % 82.41 %
67 4904 INTACT FINANCIAL GRP 1,598,807 1,502,382 48.00 % 55.42 % 0.20 % 82.61 %
68 483 SOUTHERN FARM BUREAU CAS GRP 1,593,922 1,575,569 78.57 % 79.99 % 0.20 % 82.81 %
69 694 TENNESSEE FARMERS GRP 1,466,184 1,444,630 72.55 % 74.81 % 0.19 % 82.99 %
70 267 GRANGE MUT CAS GRP 1,429,542 1,395,459 58.71 % 60.39 % 0.18 % 83.18 %
71 5 ALFA INS GRP 1,423,485 1,398,556 64.07 % 64.69 % 0.18 % 83.35 %
72 809 TEXAS FARM BUREAU MUT GRP 1,395,274 1,371,162 85.88 % 86.66 % 0.18 % 83.53 %
73 201 UTICA GRP 1,386,566 1,326,837 53.01 % 58.96 % 0.18 % 83.71 %
74 4830 UNITED INS HOLDINGS GRP 1,341,474 1,401,021 77.15 % 85.19 % 0.17 % 83.88 %
75 4990 CORE SPECIALTY INS HOLDINGS GRP 1,325,813 1,081,404 58.34 % 65.09 % 0.17 % 84.04 %
76 3494 JAMES RIVER GRP 1,322,034 1,255,875 69.73 % 82.09 % 0.17 % 84.21 %
77 324 NORTH CAROLINA FARM BUREAU GRP 1,307,883 1,287,569 61.42 % 62.10 % 0.17 % 84.38 %
78 783 RLI INS GRP 1,299,439 1,207,981 46.70 % 51.35 % 0.16 % 84.54 %
79 4734 APOLLO GLOBAL MGMT GRP 1,295,720 1,196,138 52.70 % 67.20 % 0.16 % 84.70 %
80 831 DOCTORS CO GRP 1,272,249 1,199,638 45.83 % 75.30 % 0.16 % 84.87 %
81 35076 STATE COMPENSATION INS FUND 1,235,451 1,250,541 73.97 % 79.88 % 0.16 % 85.02 %
82 OHIO BUREAU OF WORKERS' COMPENSATION 1,198,066 1,198,066 29.04 % 43.93 % 0.15 % 85.17 %
83 4861 HERITAGE INS HOLDINGS GRP 1,172,533 1,123,204 49.05 % 52.32 % 0.15 % 85.32 %
84 569 FARMERS MUT HAIL INS GRP 1,142,960 1,126,654 50.34 % 50.46 % 0.14 % 85.47 %
85 105 MGIC GRP 1,123,185 1,154,936 5.20 % 5.30 % 0.14 % 85.61 %
86 4851 CHURCH MUT GRP 1,116,368 1,093,173 61.79 % 66.65 % 0.14 % 85.75 %
87 4850 CLEAR BLUE FINANCIAL GRP 1,084,416 915,845 81.59 % 89.29 % 0.14 % 85.89 %
88 291 ENCOVA MUT INS GRP 1,082,301 1,087,976 51.37 % 51.29 % 0.14 % 86.02 %
89 109 KENTUCKY FARM BUREAU GRP 1,079,875 1,065,478 89.44 % 90.95 % 0.14 % 86.16 %
90 2698 PROASSURANCE CORP GRP 1,051,891 1,080,625 53.66 % 73.19 % 0.13 % 86.29 %
91 4718 TIPTREE FIN GRP 1,039,424 842,341 38.25 % 39.74 % 0.13 % 86.42 %
92 250 DONEGAL GRP 1,017,384 1,006,120 57.11 % 62.24 % 0.13 % 86.55 %
93 4011 GENWORTH FIN GRP 985,501 1,046,127 11.21 % 11.21 % 0.12 % 86.68 %
94 766 RADIAN GRP 984,995 1,093,035 0.97 % 0.97 % 0.12 % 86.80 %
95 474 FCCI MUT INS GRP 952,087 927,548 57.27 % 63.19 % 0.12 % 86.92 %
96 1227 PALISADES GRP 938,958 942,173 67.47 % 70.32 % 0.12 % 87.04 %
97 256 COACTION GLOBAL INC GRP 923,743 856,277 54.05 % 68.09 % 0.12 % 87.16 %
98 22945 TEXAS MUT INS CO 923,449 947,207 30.14 % 33.51 % 0.12 % 87.27 %
99 303 GUIDEONE INS GRP 919,037 821,283 53.32 % 56.95 % 0.12 % 87.39 %
100 922 ICW GRP ASSETS INC GRP 917,785 902,811 42.55 % 48.67 % 0.12 % 87.51 %
101 248 UNITED FIRE & CAS GRP 911,514 978,190 56.52 % 60.03 % 0.12 % 87.62 %
102 309 WESTERN NATL MUT GRP 911,409 879,332 51.82 % 55.91 % 0.12 % 87.74 %
103 586 ARBELLA INS GRP 895,726 884,811 47.61 % 50.30 % 0.11 % 87.85 %
104 96 SECURA INS GRP 880,234 841,421 53.53 % 57.43 % 0.11 % 87.96 %
105 4694 ESSENT GRP 870,856 935,907 4.25 % 4.03 % 0.11 % 88.07 %
106 3484 TOWER HILL INS GRP 853,811 801,183 54.80 % 64.98 % 0.11 % 88.18 %
107 4381 SKYWARD SPECIALTY INS GRP INC GRP 841,773 815,614 56.35 % 64.03 % 0.11 % 88.28 %
108 67 MICHIGAN FARM BUREAU GRP 836,126 823,986 80.12 % 84.14 % 0.11 % 88.39 %
109 1309 FRANKENMUTH GRP 830,749 812,026 51.36 % 56.04 % 0.11 % 88.50 %
110 4773 FRONTLINE INS GRP 818,009 718,436 41.41 % 47.99 % 0.10 % 88.60 %
111 271 PENNSYLVANIA NATL INS GRP 817,374 807,433 53.07 % 56.69 % 0.10 % 88.70 %
112 188 SAFETY GRP 802,139 811,329 48.83 % 49.87 % 0.10 % 88.80 %
113 4969 TRISURA GRP 798,949 654,443 69.18 % 78.16 % 0.10 % 88.90 %
114 36 CENTRAL MUT INS CO GRP 790,262 781,086 55.95 % 59.68 % 0.10 % 89.00 %
115 124 AMERISURE CO GRP 769,559 743,999 53.29 % 62.85 % 0.10 % 89.10 %
116 38920 KINSALE INS CO 764,373 677,630 36.96 % 49.28 % 0.10 % 89.20 %
117 1154 COVERYS GRP 760,964 735,429 61.62 % 80.74 % 0.10 % 89.29 %
118 71 UNIVERSAL INS CO GRP 757,191 763,577 46.48 % 50.68 % 0.10 % 89.39 %
119 11523 WRIGHT NATL FLOOD INS CO 747,384 732,777 44.61 % 45.03 % 0.09 % 89.48 %
120 222 GREATER NY GRP 742,652 680,511 68.91 % 75.67 % 0.09 % 89.58 %
121 415 PLYMOUTH ROCK INS GRP 726,158 714,790 52.67 % 54.79 % 0.09 % 89.67 %
122 4991 ROOT INC GRP 725,852 712,296 85.53 % 86.91 % 0.09 % 89.76 %
123 542 INDIANA FARM BUREAU GRP 707,468 693,581 57.33 % 58.35 % 0.09 % 89.85 %
124 26492 COURTESY INS CO 702,648 469,693 49.51 % 50.61 % 0.09 % 89.94 %
125 4834 FEDNAT HOLDING CO GRP 695,412 720,167 157.03 % 179.23 % 0.09 % 90.03 %
**INDUSTRY TOTAL** 791,139,275 761,037,750 62.50 % 66.80 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


13
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 176 STATE FARM GRP 1,584,407 1,529,384 57.96 % 59.85 % 14.61 % 14.61 %
2 5 ALFA INS GRP 914,031 902,318 63.53 % 64.09 % 8.43 % 23.05 %
3 8 ALLSTATE INS GRP 889,873 862,021 58.27 % 60.65 % 8.21 % 31.25 %
4 155 PROGRESSIVE GRP 660,961 623,693 62.81 % 64.70 % 6.10 % 37.35 %
5 31 BERKSHIRE HATHAWAY GRP 543,563 538,425 75.36 % 79.03 % 5.01 % 42.36 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 506,987 502,774 67.70 % 68.75 % 4.68 % 47.04 %
7 3548 TRAVELERS GRP 463,100 447,541 52.78 % 56.52 % 4.27 % 51.31 %
8 111 LIBERTY MUT GRP 369,510 347,485 58.44 % 62.00 % 3.41 % 54.72 %
9 280 AUTO OWNERS GRP 290,725 284,887 46.95 % 48.62 % 2.68 % 57.40 %
10 140 NATIONWIDE CORP GRP 266,158 261,452 72.86 % 76.21 % 2.46 % 59.86 %
**STATE TOTAL** 10,841,361 10,469,097 61.86 % 65.82 % 100.00 % 59.86 %

Alaska 1 176 STATE FARM GRP 254,324 247,220 55.33 % 57.27 % 14.86 % 14.86 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 148,294 145,233 57.27 % 58.13 % 8.67 % 23.53 %
3 31 BERKSHIRE HATHAWAY GRP 135,920 132,270 54.28 % 57.30 % 7.94 % 31.47 %
4 111 LIBERTY MUT GRP 131,017 128,684 64.74 % 69.09 % 7.66 % 39.13 %
5 8 ALLSTATE INS GRP 102,983 103,179 51.00 % 52.30 % 6.02 % 45.15 %
6 4485 COPPERPOINT GRP 98,902 100,344 27.38 % 30.12 % 5.78 % 50.93 %
7 309 WESTERN NATL MUT GRP 79,987 74,317 37.23 % 37.71 % 4.67 % 55.60 %
8 155 PROGRESSIVE GRP 65,677 64,562 52.72 % 53.66 % 3.84 % 59.44 %
9 50 COUNTRY INS & FIN SERV GRP 39,555 38,753 76.57 % 77.11 % 2.31 % 61.75 %
10 12 AMERICAN INTL GRP 35,498 31,483 54.80 % 59.45 % 2.07 % 63.82 %
**STATE TOTAL** 1,711,194 1,670,365 47.78 % 50.90 % 100.00 % 63.82 %

Arizona 1 176 STATE FARM GRP 1,329,223 1,288,596 64.91 % 67.17 % 9.43 % 9.43 %
2 31 BERKSHIRE HATHAWAY GRP 1,191,013 1,162,779 69.71 % 71.70 % 8.45 % 17.89 %
3 155 PROGRESSIVE GRP 1,041,762 992,201 65.09 % 66.34 % 7.39 % 25.28 %
4 69 FARMERS INS GRP 912,035 885,864 64.76 % 66.07 % 6.47 % 31.76 %
5 111 LIBERTY MUT GRP 836,745 805,314 62.51 % 63.57 % 5.94 % 37.70 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 719,156 710,025 68.29 % 69.47 % 5.10 % 42.80 %
7 8 ALLSTATE INS GRP 700,776 694,574 60.33 % 61.12 % 4.97 % 47.77 %
8 3548 TRAVELERS GRP 573,842 553,621 61.27 % 64.79 % 4.07 % 51.85 %
9 473 AMERICAN FAMILY INS GRP 535,407 521,594 65.72 % 67.42 % 3.80 % 55.65 %
10 626 CHUBB LTD GRP 356,003 326,816 60.69 % 63.19 % 2.53 % 58.17 %
**STATE TOTAL** 14,088,672 13,543,278 61.50 % 64.81 % 100.00 % 58.17 %

Arkansas 1 176 STATE FARM GRP 881,845 854,892 62.93 % 63.76 % 13.74 % 13.74 %
2 155 PROGRESSIVE GRP 385,727 363,116 59.52 % 60.41 % 6.01 % 19.75 %
3 123 SHELTER INS GRP 339,433 332,672 71.55 % 72.85 % 5.29 % 25.03 %
4 8 ALLSTATE INS GRP 295,741 287,655 57.55 % 58.24 % 4.61 % 29.64 %
5 483 SOUTHERN FARM BUREAU CAS GRP 289,752 290,729 76.78 % 77.34 % 4.51 % 34.15 %
6 13757 FARM BUREAU MUT INS CO OF AR INC 273,436 266,914 86.19 % 87.19 % 4.26 % 38.41 %
7 31 BERKSHIRE HATHAWAY GRP 242,779 238,196 65.11 % 66.49 % 3.78 % 42.19 %
8 3548 TRAVELERS GRP 226,275 213,177 66.44 % 69.65 % 3.52 % 45.72 %
9 69 FARMERS INS GRP 224,592 215,381 53.44 % 54.17 % 3.50 % 49.22 %
10 111 LIBERTY MUT GRP 220,928 218,879 70.66 % 71.17 % 3.44 % 52.66 %
**STATE TOTAL** 6,419,527 6,234,711 64.49 % 66.37 % 100.00 % 52.66 %

© 2022 National Association of Insurance Commissioners


14
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 176 STATE FARM GRP 7,067,949 6,758,280 59.47 % 64.02 % 7.34 % 7.34 %
2 69 FARMERS INS GRP 6,678,099 6,504,037 60.44 % 64.12 % 6.93 % 14.27 %
3 31 BERKSHIRE HATHAWAY GRP 6,548,678 6,331,012 67.39 % 71.36 % 6.80 % 21.07 %
4 8 ALLSTATE INS GRP 4,564,819 4,482,245 62.13 % 65.53 % 4.74 % 25.81 %
5 111 LIBERTY MUT GRP 3,939,910 3,849,118 61.96 % 66.74 % 4.09 % 29.90 %
6 3548 TRAVELERS GRP 3,522,000 3,385,144 49.02 % 54.73 % 3.66 % 33.56 %
7 1318 AUTO CLUB ENTERPRISES INS GRP 3,448,202 3,395,597 60.47 % 62.41 % 3.58 % 37.14 %
8 626 CHUBB LTD GRP 3,384,970 3,197,810 54.44 % 65.12 % 3.51 % 40.65 %
9 660 MERCURY GEN GRP 3,272,111 3,224,808 57.16 % 61.41 % 3.40 % 44.05 %
10 1278 CSAA INS GRP 3,014,146 2,954,696 56.26 % 57.33 % 3.13 % 47.18 %
**STATE TOTAL** 96,311,546 92,252,765 56.25 % 61.73 % 100.00 % 47.18 %

Colorado 1 176 STATE FARM GRP 1,861,822 1,772,283 89.31 % 92.21 % 11.37 % 11.37 %
2 111 LIBERTY MUT GRP 1,345,111 1,264,491 65.96 % 68.64 % 8.22 % 19.59 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 1,059,247 1,036,293 63.12 % 64.16 % 6.47 % 26.06 %
4 8 ALLSTATE INS GRP 899,212 892,756 73.17 % 74.93 % 5.49 % 31.56 %
5 155 PROGRESSIVE GRP 883,223 848,435 59.04 % 60.04 % 5.40 % 36.95 %
6 473 AMERICAN FAMILY INS GRP 810,669 780,066 75.52 % 77.69 % 4.95 % 41.91 %
7 3548 TRAVELERS GRP 778,681 769,024 61.56 % 63.88 % 4.76 % 46.66 %
8 69 FARMERS INS GRP 771,432 761,965 63.91 % 65.00 % 4.71 % 51.38 %
9 31 BERKSHIRE HATHAWAY GRP 730,794 709,806 58.53 % 61.53 % 4.46 % 55.84 %
10 41190 PINNACOL ASSUR 539,424 540,261 55.56 % 58.76 % 3.30 % 59.14 %
**STATE TOTAL** 16,368,169 15,648,747 63.11 % 66.48 % 100.00 % 59.14 %

Connecticut 1 31 BERKSHIRE HATHAWAY GRP 769,331 748,985 80.58 % 86.88 % 7.68 % 7.68 %
2 111 LIBERTY MUT GRP 692,226 677,039 70.35 % 74.74 % 6.91 % 14.59 %
3 3548 TRAVELERS GRP 671,391 652,681 44.37 % 48.45 % 6.70 % 21.30 %
4 626 CHUBB LTD GRP 604,180 586,930 52.51 % 58.19 % 6.03 % 27.33 %
5 155 PROGRESSIVE GRP 513,414 493,578 66.25 % 68.55 % 5.13 % 32.45 %
6 8 ALLSTATE INS GRP 501,808 506,087 60.98 % 62.04 % 5.01 % 37.46 %
7 91 HARTFORD FIRE & CAS GRP 442,962 438,946 56.93 % 63.31 % 4.42 % 41.89 %
8 176 STATE FARM GRP 424,676 404,836 73.25 % 76.27 % 4.24 % 46.13 %
9 69 FARMERS INS GRP 275,246 272,384 64.40 % 65.49 % 2.75 % 48.87 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 266,043 262,469 60.04 % 61.14 % 2.66 % 51.53 %
**STATE TOTAL** 10,016,170 9,692,097 60.96 % 65.97 % 100.00 % 51.53 %

Delaware 1 176 STATE FARM GRP 336,916 323,710 67.30 % 70.05 % 10.33 % 10.33 %
2 31 BERKSHIRE HATHAWAY GRP 217,380 212,003 75.98 % 79.94 % 6.66 % 16.99 %
3 111 LIBERTY MUT GRP 202,203 186,557 53.41 % 55.62 % 6.20 % 23.19 %
4 34215 NUCLEAR ELECTRIC INS LTD 183,868 193,421 33.83 % 34.51 % 5.64 % 28.83 %
5 140 NATIONWIDE CORP GRP 173,357 172,035 46.61 % 48.54 % 5.31 % 34.14 %
6 626 CHUBB LTD GRP 150,929 147,755 58.31 % 64.32 % 4.63 % 38.77 %
7 155 PROGRESSIVE GRP 140,278 135,471 57.97 % 59.67 % 4.30 % 43.07 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 133,356 130,218 71.16 % 73.77 % 4.09 % 47.16 %
9 8 ALLSTATE INS GRP 101,635 99,508 54.63 % 58.86 % 3.12 % 50.28 %
10 3548 TRAVELERS GRP 98,066 92,100 46.46 % 53.11 % 3.01 % 53.28 %
**STATE TOTAL** 3,261,830 3,134,560 52.37 % 56.57 % 100.00 % 53.28 %

© 2022 National Association of Insurance Commissioners


15
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 31 BERKSHIRE HATHAWAY GRP 216,518 214,206 76.02 % 78.69 % 9.30 % 9.30 %
2 3548 TRAVELERS GRP 186,319 174,943 44.15 % 46.76 % 8.00 % 17.30 %
3 626 CHUBB LTD GRP 174,088 163,520 32.88 % 38.88 % 7.48 % 24.78 %
4 111 LIBERTY MUT GRP 162,197 156,246 29.39 % 30.44 % 6.97 % 31.74 %
5 176 STATE FARM GRP 106,771 106,081 60.57 % 62.99 % 4.59 % 36.33 %
6 91 HARTFORD FIRE & CAS GRP 91,030 88,279 34.05 % 39.59 % 3.91 % 40.24 %
7 4904 INTACT FINANCIAL GRP 76,929 76,794 23.99 % 25.08 % 3.30 % 43.54 %
8 1120 EVEREST REINS HOLDINGS GRP 70,589 62,732 50.74 % 51.54 % 3.03 % 46.57 %
9 968 AXA INS GRP 69,667 65,875 25.79 % 26.32 % 2.99 % 49.57 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 68,750 67,711 60.31 % 61.51 % 2.95 % 52.52 %
**STATE TOTAL** 2,328,414 2,228,501 46.32 % 50.67 % 100.00 % 52.52 %

Florida 1 155 PROGRESSIVE GRP 6,760,796 6,455,769 69.66 % 73.46 % 10.18 % 10.18 %
2 31 BERKSHIRE HATHAWAY GRP 6,682,403 6,497,219 71.95 % 76.11 % 10.06 % 20.25 %
3 176 STATE FARM GRP 4,223,499 4,011,672 68.44 % 75.51 % 6.36 % 26.61 %
4 19 ASSURANT INC GRP 3,374,117 3,424,003 61.04 % 61.11 % 5.08 % 31.69 %
5 8 ALLSTATE INS GRP 3,056,034 2,944,771 62.69 % 68.40 % 4.60 % 36.29 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 2,088,105 2,046,112 78.56 % 82.79 % 3.14 % 39.43 %
7 10064 CITIZENS PROP INS CORP 1,814,135 1,470,826 40.34 % 53.06 % 2.73 % 42.17 %
8 626 CHUBB LTD GRP 1,775,756 1,676,307 54.12 % 58.90 % 2.67 % 44.84 %
9 111 LIBERTY MUT GRP 1,534,382 1,437,115 72.51 % 78.28 % 2.31 % 47.15 %
10 4663 UNIVERSAL INS HOLDING GRP 1,388,318 1,323,575 66.90 % 69.33 % 2.09 % 49.24 %
**STATE TOTAL** 66,400,853 62,848,617 60.35 % 66.30 % 100.00 % 49.24 %

Georgia 1 176 STATE FARM GRP 3,475,621 3,370,357 71.02 % 73.61 % 13.11 % 13.11 %
2 155 PROGRESSIVE GRP 2,172,830 2,066,311 65.31 % 67.32 % 8.19 % 21.30 %
3 8 ALLSTATE INS GRP 1,781,829 1,725,798 63.32 % 65.15 % 6.72 % 28.02 %
4 31 BERKSHIRE HATHAWAY GRP 1,764,882 1,722,888 71.83 % 75.46 % 6.66 % 34.68 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 1,457,437 1,452,696 70.97 % 72.32 % 5.50 % 40.18 %
6 111 LIBERTY MUT GRP 1,291,899 1,237,624 69.17 % 71.96 % 4.87 % 45.05 %
7 3548 TRAVELERS GRP 1,258,013 1,203,611 62.21 % 65.22 % 4.74 % 49.79 %
8 280 AUTO OWNERS GRP 890,065 871,431 58.32 % 62.68 % 3.36 % 53.15 %
9 69 FARMERS INS GRP 686,809 665,289 79.45 % 81.63 % 2.59 % 55.74 %
10 626 CHUBB LTD GRP 633,657 617,845 57.14 % 66.83 % 2.39 % 58.13 %
**STATE TOTAL** 26,514,329 25,510,226 63.23 % 67.06 % 100.00 % 58.13 %

Hawaii 1 176 STATE FARM GRP 323,752 310,130 45.46 % 46.74 % 11.20 % 11.20 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 305,952 297,788 50.66 % 52.56 % 10.58 % 21.78 %
3 31 BERKSHIRE HATHAWAY GRP 256,698 249,182 62.64 % 65.40 % 8.88 % 30.66 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 136,331 135,125 54.17 % 55.54 % 4.71 % 35.37 %
5 106 ISLAND INS CO GRP 134,738 132,043 38.41 % 41.88 % 4.66 % 40.03 %
6 8 ALLSTATE INS GRP 115,896 113,662 53.02 % 53.92 % 4.01 % 44.04 %
7 111 LIBERTY MUT GRP 115,750 116,529 50.14 % 53.78 % 4.00 % 48.04 %
8 12 AMERICAN INTL GRP 88,651 86,420 87.16 % 91.69 % 3.07 % 51.11 %
9 4672 DONGBU INS GRP 83,737 81,293 40.95 % 54.71 % 2.90 % 54.00 %
10 4938 HAWAII EMPLOYERS GRP 77,108 74,102 78.54 % 91.21 % 2.67 % 56.67 %
**STATE TOTAL** 2,891,484 2,757,408 47.52 % 52.07 % 100.00 % 56.67 %

© 2022 National Association of Insurance Commissioners


16
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 111 LIBERTY MUT GRP 372,754 352,639 62.42 % 64.41 % 9.68 % 9.68 %
2 176 STATE FARM GRP 281,005 266,551 65.55 % 67.38 % 7.30 % 16.98 %
3 842 FARM BUREAU GRP 269,928 262,033 62.95 % 64.56 % 7.01 % 24.00 %
4 36129 IDAHO STATE INS FUND 260,622 252,875 71.91 % 74.57 % 6.77 % 30.77 %
5 155 PROGRESSIVE GRP 192,425 181,985 55.57 % 56.32 % 5.00 % 35.77 %
6 69 FARMERS INS GRP 190,849 186,119 58.92 % 60.15 % 4.96 % 40.72 %
7 31 BERKSHIRE HATHAWAY GRP 182,421 175,862 61.29 % 63.65 % 4.74 % 45.46 %
8 8 ALLSTATE INS GRP 166,551 161,605 58.22 % 58.65 % 4.33 % 49.79 %
9 3548 TRAVELERS GRP 140,943 133,695 60.30 % 63.66 % 3.66 % 53.45 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 131,963 127,316 62.77 % 63.56 % 3.43 % 56.88 %
**STATE TOTAL** 3,849,228 3,667,500 62.21 % 65.07 % 100.00 % 56.88 %

Illinois 1 176 STATE FARM GRP 4,129,272 3,991,747 65.37 % 67.81 % 13.55 % 13.55 %
2 8 ALLSTATE INS GRP 1,822,878 1,764,038 64.08 % 65.93 % 5.98 % 19.53 %
3 50 COUNTRY INS & FIN SERV GRP 1,387,690 1,367,112 54.30 % 55.82 % 4.55 % 24.08 %
4 3548 TRAVELERS GRP 1,276,843 1,227,399 58.43 % 63.23 % 4.19 % 28.27 %
5 19 ASSURANT INC GRP 1,140,313 834,804 57.15 % 57.30 % 3.74 % 32.01 %
6 111 LIBERTY MUT GRP 1,134,835 1,060,660 54.68 % 56.12 % 3.72 % 35.73 %
7 155 PROGRESSIVE GRP 1,108,140 1,056,524 65.61 % 67.20 % 3.64 % 39.36 %
8 31 BERKSHIRE HATHAWAY GRP 1,048,309 996,529 71.34 % 76.24 % 3.44 % 42.80 %
9 626 CHUBB LTD GRP 1,032,001 991,800 47.34 % 55.62 % 3.39 % 46.19 %
10 69 FARMERS INS GRP 867,626 850,683 66.20 % 67.09 % 2.85 % 49.03 %
**STATE TOTAL** 30,484,708 28,958,768 57.82 % 61.81 % 100.00 % 49.03 %

Indiana 1 176 STATE FARM GRP 1,531,452 1,487,641 64.38 % 65.99 % 11.28 % 11.28 %
2 155 PROGRESSIVE GRP 799,808 756,062 65.70 % 66.98 % 5.89 % 17.17 %
3 111 LIBERTY MUT GRP 743,119 729,462 59.40 % 63.14 % 5.47 % 22.64 %
4 542 INDIANA FARM BUREAU GRP 707,046 693,229 56.96 % 57.98 % 5.21 % 27.84 %
5 8 ALLSTATE INS GRP 641,509 631,073 60.07 % 61.53 % 4.72 % 32.57 %
6 3548 TRAVELERS GRP 498,923 481,079 53.19 % 56.89 % 3.67 % 36.24 %
7 31 BERKSHIRE HATHAWAY GRP 459,265 450,068 67.47 % 71.49 % 3.38 % 39.62 %
8 280 AUTO OWNERS GRP 412,554 404,750 52.29 % 54.93 % 3.04 % 42.66 %
9 213 ERIE INS GRP 402,204 394,036 67.34 % 69.99 % 2.96 % 45.62 %
10 473 AMERICAN FAMILY INS GRP 364,039 355,203 64.36 % 66.19 % 2.68 % 48.30 %
**STATE TOTAL** 13,581,154 13,137,808 56.03 % 59.10 % 100.00 % 48.30 %

Iowa 1 176 STATE FARM GRP 726,759 705,425 70.95 % 72.34 % 9.02 % 9.02 %
2 155 PROGRESSIVE GRP 517,253 502,099 66.15 % 66.91 % 6.42 % 15.44 %
3 140 NATIONWIDE CORP GRP 488,287 476,242 84.92 % 87.08 % 6.06 % 21.51 %
4 513 IOWA FARM BUREAU GRP 458,031 444,326 69.90 % 70.48 % 5.69 % 27.19 %
5 626 CHUBB LTD GRP 408,128 396,902 53.14 % 54.57 % 5.07 % 32.26 %
6 3548 TRAVELERS GRP 264,460 248,812 69.04 % 74.22 % 3.28 % 35.54 %
7 473 AMERICAN FAMILY INS GRP 248,814 237,296 108.65 % 109.87 % 3.09 % 38.63 %
8 212 ZURICH INS GRP 240,361 239,684 38.69 % 43.05 % 2.98 % 41.62 %
9 280 AUTO OWNERS GRP 228,823 215,958 66.38 % 68.17 % 2.84 % 44.46 %
10 796 QBE INS GRP 226,859 219,354 29.91 % 30.09 % 2.82 % 47.27 %
**STATE TOTAL** 8,054,991 7,806,585 61.68 % 64.07 % 100.00 % 47.27 %

© 2022 National Association of Insurance Commissioners


17
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 176 STATE FARM GRP 729,902 712,280 57.66 % 58.57 % 9.24 % 9.24 %
2 473 AMERICAN FAMILY INS GRP 489,425 475,554 64.56 % 65.56 % 6.20 % 15.44 %
3 513 IOWA FARM BUREAU GRP 475,169 465,982 62.85 % 63.44 % 6.02 % 21.46 %
4 31 BERKSHIRE HATHAWAY GRP 430,672 399,584 59.79 % 62.29 % 5.45 % 26.91 %
5 3548 TRAVELERS GRP 404,857 389,161 52.47 % 55.67 % 5.13 % 32.04 %
6 155 PROGRESSIVE GRP 385,971 374,234 65.44 % 66.47 % 4.89 % 36.93 %
7 140 NATIONWIDE CORP GRP 339,375 333,185 68.19 % 70.23 % 4.30 % 41.23 %
8 626 CHUBB LTD GRP 316,842 303,439 56.70 % 62.80 % 4.01 % 45.24 %
9 212 ZURICH INS GRP 303,226 286,651 37.09 % 38.30 % 3.84 % 49.08 %
10 69 FARMERS INS GRP 265,411 262,564 53.23 % 53.89 % 3.36 % 52.44 %
**STATE TOTAL** 7,896,343 7,644,942 55.40 % 58.07 % 100.00 % 52.44 %

Kentucky 1 176 STATE FARM GRP 1,131,398 1,095,862 67.67 % 68.98 % 13.16 % 13.16 %
2 109 KENTUCKY FARM BUREAU GRP 1,079,875 1,065,478 89.44 % 90.95 % 12.56 % 25.71 %
3 111 LIBERTY MUT GRP 648,592 625,615 64.86 % 67.00 % 7.54 % 33.26 %
4 155 PROGRESSIVE GRP 482,788 469,007 62.30 % 63.35 % 5.61 % 38.87 %
5 8 ALLSTATE INS GRP 354,813 350,736 58.98 % 60.55 % 4.13 % 43.00 %
6 3548 TRAVELERS GRP 320,688 308,879 81.09 % 84.82 % 3.73 % 46.72 %
7 31 BERKSHIRE HATHAWAY GRP 297,878 280,618 64.66 % 70.06 % 3.46 % 50.19 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 237,704 238,313 81.14 % 83.31 % 2.76 % 52.95 %
9 280 AUTO OWNERS GRP 206,858 198,636 75.02 % 81.24 % 2.41 % 55.36 %
10 244 CINCINNATI FIN GRP 180,576 177,690 60.30 % 64.84 % 2.10 % 57.46 %
**STATE TOTAL** 8,599,606 8,369,117 68.55 % 71.24 % 100.00 % 57.46 %

Louisiana 1 176 STATE FARM GRP 2,094,932 2,035,104 205.95 % 209.37 % 15.71 % 15.71 %
2 155 PROGRESSIVE GRP 1,197,561 1,143,743 105.04 % 107.73 % 8.98 % 24.70 %
3 8 ALLSTATE INS GRP 971,549 961,369 175.35 % 178.60 % 7.29 % 31.98 %
4 31 BERKSHIRE HATHAWAY GRP 773,436 761,128 86.64 % 91.80 % 5.80 % 37.79 %
5 111 LIBERTY MUT GRP 516,928 505,783 132.29 % 136.56 % 3.88 % 41.66 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 445,434 440,673 150.29 % 153.82 % 3.34 % 45.00 %
7 3548 TRAVELERS GRP 304,439 301,395 78.92 % 84.56 % 2.28 % 47.29 %
8 626 CHUBB LTD GRP 292,345 287,137 146.18 % 149.86 % 2.19 % 49.48 %
9 483 SOUTHERN FARM BUREAU CAS GRP 267,203 263,196 98.33 % 101.30 % 2.00 % 51.49 %
10 12 AMERICAN INTL GRP 257,345 257,379 181.59 % 187.10 % 1.93 % 53.42 %
**STATE TOTAL** 13,331,567 12,882,388 169.40 % 176.05 % 100.00 % 53.42 %

Maine 1 111 LIBERTY MUT GRP 237,124 229,253 44.04 % 46.48 % 8.56 % 8.56 %
2 176 STATE FARM GRP 182,101 176,198 52.60 % 53.38 % 6.57 % 15.13 %
3 1332 MAINE EMPLOYERS MUT INS GRP 172,394 166,356 53.01 % 56.88 % 6.22 % 21.35 %
4 155 PROGRESSIVE GRP 170,030 165,118 58.53 % 59.02 % 6.14 % 27.48 %
5 31 BERKSHIRE HATHAWAY GRP 136,230 133,088 69.49 % 70.87 % 4.92 % 32.40 %
6 88 THE HANOVER INS GRP 134,333 130,695 32.47 % 35.10 % 4.85 % 37.25 %
7 3548 TRAVELERS GRP 129,401 118,810 44.10 % 46.48 % 4.67 % 41.92 %
8 98 WR BERKLEY CORP GRP 118,410 112,325 39.53 % 40.91 % 4.27 % 46.19 %
9 8 ALLSTATE INS GRP 117,744 119,380 45.02 % 45.45 % 4.25 % 50.44 %
10 15997 MMG INS CO 95,781 93,102 45.49 % 47.35 % 3.46 % 53.89 %
**STATE TOTAL** 2,771,319 2,674,372 48.05 % 50.34 % 100.00 % 53.89 %

© 2022 National Association of Insurance Commissioners


18
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 31 BERKSHIRE HATHAWAY GRP 1,604,046 1,575,796 70.45 % 72.20 % 11.64 % 11.64 %
2 176 STATE FARM GRP 1,350,939 1,321,623 64.77 % 67.22 % 9.80 % 21.44 %
3 8 ALLSTATE INS GRP 963,863 955,760 51.94 % 52.58 % 6.99 % 28.44 %
4 213 ERIE INS GRP 937,148 928,118 63.92 % 66.11 % 6.80 % 35.24 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 785,142 790,633 64.30 % 65.37 % 5.70 % 40.93 %
6 3548 TRAVELERS GRP 722,837 696,522 51.34 % 54.01 % 5.25 % 46.18 %
7 155 PROGRESSIVE GRP 681,245 638,212 60.99 % 62.51 % 4.94 % 51.12 %
8 111 LIBERTY MUT GRP 621,670 588,850 60.75 % 63.37 % 4.51 % 55.63 %
9 140 NATIONWIDE CORP GRP 609,136 605,644 54.53 % 56.27 % 4.42 % 60.05 %
10 626 CHUBB LTD GRP 461,787 438,409 10.48 % 14.51 % 3.35 % 63.40 %
**STATE TOTAL** 13,781,070 13,428,705 53.74 % 56.97 % 100.00 % 63.40 %

Massachusetts 1 411 MAPFRE INS GRP 1,646,235 1,674,088 54.68 % 55.52 % 8.98 % 8.98 %
2 111 LIBERTY MUT GRP 1,375,094 1,370,118 54.02 % 56.33 % 7.50 % 16.48 %
3 31 BERKSHIRE HATHAWAY GRP 1,218,381 1,135,012 67.41 % 70.06 % 6.65 % 23.13 %
4 3548 TRAVELERS GRP 1,012,685 962,044 44.17 % 47.85 % 5.52 % 28.65 %
5 626 CHUBB LTD GRP 910,551 881,530 39.36 % 45.90 % 4.97 % 33.62 %
6 586 ARBELLA INS GRP 810,066 802,256 47.36 % 49.85 % 4.42 % 38.04 %
7 188 SAFETY GRP 765,007 775,210 48.04 % 49.08 % 4.17 % 42.21 %
8 415 PLYMOUTH ROCK INS GRP 542,984 537,637 48.76 % 50.43 % 2.96 % 45.18 %
9 88 THE HANOVER INS GRP 477,963 467,497 43.91 % 47.55 % 2.61 % 47.78 %
10 155 PROGRESSIVE GRP 471,655 447,214 56.59 % 58.16 % 2.57 % 50.36 %
**STATE TOTAL** 18,330,652 17,684,283 48.40 % 52.06 % 100.00 % 50.36 %

Michigan 1 176 STATE FARM GRP 2,221,534 2,156,543 72.16 % 74.16 % 10.41 % 10.41 %
2 155 PROGRESSIVE GRP 2,063,599 2,019,863 58.47 % 62.00 % 9.67 % 20.09 %
3 280 AUTO OWNERS GRP 1,872,293 1,856,400 58.53 % 61.76 % 8.78 % 28.87 %
4 55 AUTOMOBILE CLUB MI GRP 1,815,948 1,829,075 66.63 % 68.83 % 8.51 % 37.38 %
5 88 THE HANOVER INS GRP 1,091,808 1,062,082 53.60 % 56.48 % 5.12 % 42.50 %
6 8 ALLSTATE INS GRP 1,021,713 1,032,829 149.33 % 124.73 % 4.79 % 47.29 %
7 111 LIBERTY MUT GRP 900,098 883,388 56.66 % 61.42 % 4.22 % 51.51 %
8 67 MICHIGAN FARM BUREAU GRP 836,126 823,986 80.12 % 84.14 % 3.92 % 55.43 %
9 626 CHUBB LTD GRP 401,896 383,693 47.03 % 51.38 % 1.88 % 57.31 %
10 69 FARMERS INS GRP 392,264 396,224 71.08 % 74.26 % 1.84 % 59.15 %
**STATE TOTAL** 21,330,739 20,955,049 63.64 % 66.24 % 100.00 % 59.15 %

Minnesota 1 176 STATE FARM GRP 1,763,588 1,708,051 65.48 % 66.84 % 12.56 % 12.56 %
2 155 PROGRESSIVE GRP 998,081 966,232 67.64 % 68.87 % 7.11 % 19.67 %
3 473 AMERICAN FAMILY INS GRP 959,230 936,338 69.51 % 70.96 % 6.83 % 26.51 %
4 3548 TRAVELERS GRP 612,029 592,331 56.63 % 59.70 % 4.36 % 30.87 %
5 280 AUTO OWNERS GRP 563,965 541,323 55.32 % 56.71 % 4.02 % 34.89 %
6 111 LIBERTY MUT GRP 531,815 497,686 66.52 % 68.47 % 3.79 % 38.67 %
7 69 FARMERS INS GRP 531,278 530,371 57.52 % 58.16 % 3.78 % 42.46 %
8 212 ZURICH INS GRP 471,788 465,450 63.21 % 66.12 % 3.36 % 45.82 %
9 626 CHUBB LTD GRP 430,781 426,120 66.01 % 70.17 % 3.07 % 48.89 %
10 8 ALLSTATE INS GRP 354,472 359,410 59.37 % 60.90 % 2.53 % 51.41 %
**STATE TOTAL** 14,037,235 13,593,703 59.06 % 61.44 % 100.00 % 51.41 %

© 2022 National Association of Insurance Commissioners


19
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 176 STATE FARM GRP 868,252 840,542 62.37 % 63.61 % 13.69 % 13.69 %
2 483 SOUTHERN FARM BUREAU CAS GRP 485,199 475,076 69.23 % 69.83 % 7.65 % 21.34 %
3 155 PROGRESSIVE GRP 450,758 426,348 64.13 % 65.36 % 7.11 % 28.44 %
4 111 LIBERTY MUT GRP 365,948 356,131 58.68 % 60.75 % 5.77 % 34.21 %
5 8 ALLSTATE INS GRP 314,787 309,005 52.52 % 53.28 % 4.96 % 39.18 %
6 3548 TRAVELERS GRP 270,097 261,116 60.39 % 60.14 % 4.26 % 43.43 %
7 31 BERKSHIRE HATHAWAY GRP 239,831 234,992 74.72 % 78.62 % 3.78 % 47.22 %
8 140 NATIONWIDE CORP GRP 236,961 239,089 58.26 % 61.30 % 3.74 % 50.95 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 191,932 188,687 68.67 % 70.09 % 3.03 % 53.98 %
10 69 FARMERS INS GRP 140,318 139,106 56.39 % 57.33 % 2.21 % 56.19 %
**STATE TOTAL** 6,342,974 6,109,482 60.05 % 62.81 % 100.00 % 56.19 %

Missouri 1 176 STATE FARM GRP 1,754,125 1,699,530 58.02 % 59.15 % 12.30 % 12.30 %
2 473 AMERICAN FAMILY INS GRP 1,024,806 1,005,476 51.76 % 53.25 % 7.19 % 19.48 %
3 155 PROGRESSIVE GRP 812,373 778,939 63.62 % 64.61 % 5.70 % 25.18 %
4 111 LIBERTY MUT GRP 744,467 723,968 60.95 % 62.94 % 5.22 % 30.40 %
5 3548 TRAVELERS GRP 661,452 623,137 60.00 % 65.80 % 4.64 % 35.04 %
6 31 BERKSHIRE HATHAWAY GRP 557,041 545,409 66.53 % 70.89 % 3.91 % 38.94 %
7 626 CHUBB LTD GRP 525,737 514,439 57.26 % 64.58 % 3.69 % 42.63 %
8 123 SHELTER INS GRP 480,852 470,652 63.94 % 65.40 % 3.37 % 46.00 %
9 69 FARMERS INS GRP 479,082 468,076 57.33 % 58.69 % 3.36 % 49.36 %
10 140 NATIONWIDE CORP GRP 417,188 402,184 68.72 % 72.65 % 2.93 % 52.28 %
**STATE TOTAL** 14,262,648 13,810,260 58.12 % 61.39 % 100.00 % 52.28 %

Montana 1 176 STATE FARM GRP 337,052 322,260 54.84 % 56.71 % 10.97 % 10.97 %
2 111 LIBERTY MUT GRP 290,641 286,644 51.82 % 54.24 % 9.46 % 20.43 %
3 155 PROGRESSIVE GRP 186,400 177,212 54.71 % 55.57 % 6.07 % 26.50 %
4 3548 TRAVELERS GRP 170,546 160,800 45.25 % 48.44 % 5.55 % 32.05 %
5 15819 MONTANA STATE FUND 164,720 166,476 54.88 % 56.78 % 5.36 % 37.41 %
6 69 FARMERS INS GRP 163,196 156,270 50.36 % 51.86 % 5.31 % 42.72 %
7 626 CHUBB LTD GRP 140,993 132,890 167.90 % 169.79 % 4.59 % 47.31 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 115,112 111,641 70.50 % 71.35 % 3.75 % 51.05 %
9 4683 MOUNTAIN WEST FARM GRP 103,842 101,484 77.48 % 75.61 % 3.38 % 54.43 %
10 796 QBE INS GRP 92,271 75,818 203.55 % 204.11 % 3.00 % 57.44 %
**STATE TOTAL** 3,072,567 2,915,026 64.73 % 68.06 % 100.00 % 57.44 %

Nebraska 1 176 STATE FARM GRP 590,385 572,350 55.32 % 56.57 % 9.72 % 9.72 %
2 13889 FARMERS MUT INS CO OF NE 365,186 353,019 68.00 % 68.52 % 6.01 % 15.73 %
3 140 NATIONWIDE CORP GRP 322,631 305,307 61.08 % 62.72 % 5.31 % 21.05 %
4 212 ZURICH INS GRP 322,464 315,994 53.25 % 54.38 % 5.31 % 26.36 %
5 155 PROGRESSIVE GRP 302,482 294,710 60.54 % 61.53 % 4.98 % 31.34 %
6 626 CHUBB LTD GRP 280,905 277,312 63.24 % 64.25 % 4.63 % 35.96 %
7 513 IOWA FARM BUREAU GRP 276,727 269,799 53.86 % 54.58 % 4.56 % 40.52 %
8 3548 TRAVELERS GRP 258,585 250,856 61.69 % 64.41 % 4.26 % 44.78 %
9 473 AMERICAN FAMILY INS GRP 235,299 226,262 68.64 % 69.75 % 3.87 % 48.65 %
10 796 QBE INS GRP 227,220 225,617 52.38 % 52.56 % 3.74 % 52.39 %
**STATE TOTAL** 6,073,036 5,896,409 55.34 % 57.08 % 100.00 % 52.39 %

© 2022 National Association of Insurance Commissioners


20
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 176 STATE FARM GRP 640,945 622,086 60.73 % 66.37 % 9.09 % 9.09 %
2 31 BERKSHIRE HATHAWAY GRP 630,010 613,293 80.60 % 85.84 % 8.94 % 18.03 %
3 155 PROGRESSIVE GRP 587,379 550,062 63.88 % 65.69 % 8.33 % 26.36 %
4 69 FARMERS INS GRP 457,631 446,733 54.69 % 56.64 % 6.49 % 32.85 %
5 8 ALLSTATE INS GRP 430,621 425,140 68.82 % 71.07 % 6.11 % 38.96 %
6 111 LIBERTY MUT GRP 331,259 316,779 56.70 % 60.23 % 4.70 % 43.66 %
7 3548 TRAVELERS GRP 322,056 304,692 53.71 % 57.63 % 4.57 % 48.23 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 266,675 265,350 66.21 % 68.45 % 3.78 % 52.01 %
9 1278 CSAA INS GRP 190,081 188,575 53.51 % 54.58 % 2.70 % 54.71 %
10 91 HARTFORD FIRE & CAS GRP 187,789 177,341 63.40 % 70.66 % 2.66 % 57.37 %
**STATE TOTAL** 7,049,820 6,749,200 58.61 % 62.94 % 100.00 % 57.37 %

New Hampshire 1 111 LIBERTY MUT GRP 274,839 271,226 39.31 % 41.15 % 9.70 % 9.70 %
2 176 STATE FARM GRP 174,582 168,162 57.44 % 58.14 % 6.16 % 15.86 %
3 31 BERKSHIRE HATHAWAY GRP 167,867 164,492 58.88 % 59.95 % 5.92 % 21.78 %
4 155 PROGRESSIVE GRP 163,003 159,050 56.91 % 57.48 % 5.75 % 27.53 %
5 8 ALLSTATE INS GRP 149,926 150,131 44.23 % 44.64 % 5.29 % 32.82 %
6 98 WR BERKLEY CORP GRP 128,218 121,657 44.98 % 48.85 % 4.52 % 37.34 %
7 3548 TRAVELERS GRP 124,286 117,024 40.61 % 45.03 % 4.39 % 41.73 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 99,720 97,012 52.87 % 53.63 % 3.52 % 45.25 %
9 88 THE HANOVER INS GRP 87,877 85,638 30.87 % 33.87 % 3.10 % 48.35 %
10 280 AUTO OWNERS GRP 71,794 72,524 50.76 % 51.90 % 2.53 % 50.88 %
**STATE TOTAL** 2,834,333 2,756,343 45.17 % 47.82 % 100.00 % 50.88 %

New Jersey 1 31 BERKSHIRE HATHAWAY GRP 2,581,142 2,512,052 73.13 % 79.29 % 10.41 % 10.41 %
2 708 NEW JERSEY MANUFACTURERS GRP 1,816,947 1,814,282 59.65 % 62.41 % 7.33 % 17.75 %
3 155 PROGRESSIVE GRP 1,520,734 1,439,656 69.93 % 73.21 % 6.14 % 23.88 %
4 111 LIBERTY MUT GRP 1,393,786 1,358,247 61.06 % 67.12 % 5.62 % 29.50 %
5 8 ALLSTATE INS GRP 1,372,821 1,347,473 74.70 % 76.38 % 5.54 % 35.04 %
6 3548 TRAVELERS GRP 1,259,651 1,223,541 66.95 % 72.97 % 5.08 % 40.13 %
7 176 STATE FARM GRP 1,065,746 1,026,950 78.67 % 83.20 % 4.30 % 44.43 %
8 626 CHUBB LTD GRP 1,007,219 966,631 73.67 % 84.54 % 4.06 % 48.49 %
9 1227 PALISADES GRP 776,939 781,572 62.33 % 64.98 % 3.13 % 51.62 %
10 91 HARTFORD FIRE & CAS GRP 664,393 640,158 68.74 % 79.63 % 2.68 % 54.30 %
**STATE TOTAL** 24,784,880 23,982,034 65.76 % 72.08 % 100.00 % 54.30 %

New Mexico 1 176 STATE FARM GRP 470,312 454,133 59.83 % 61.91 % 11.64 % 11.64 %
2 155 PROGRESSIVE GRP 337,705 324,677 60.42 % 62.03 % 8.36 % 20.00 %
3 69 FARMERS INS GRP 318,402 312,449 61.11 % 62.44 % 7.88 % 27.88 %
4 31 BERKSHIRE HATHAWAY GRP 259,718 255,445 62.94 % 66.08 % 6.43 % 34.30 %
5 111 LIBERTY MUT GRP 244,435 242,445 53.36 % 55.67 % 6.05 % 40.35 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 238,431 236,059 69.30 % 70.42 % 5.90 % 46.25 %
7 8 ALLSTATE INS GRP 193,184 192,486 55.06 % 56.35 % 4.78 % 51.04 %
8 3548 TRAVELERS GRP 179,481 174,406 51.97 % 57.14 % 4.44 % 55.48 %
9 1112 NEW MEXICO MUT GRP 91,308 90,856 50.57 % 53.58 % 2.26 % 57.74 %
10 91 HARTFORD FIRE & CAS GRP 90,048 90,374 37.86 % 41.36 % 2.23 % 59.97 %
**STATE TOTAL** 4,040,716 3,920,198 59.39 % 63.26 % 100.00 % 59.97 %

© 2022 National Association of Insurance Commissioners


21
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 31 BERKSHIRE HATHAWAY GRP 6,253,022 6,094,733 73.62 % 79.98 % 11.36 % 11.36 %
2 8 ALLSTATE INS GRP 3,589,676 3,556,151 65.19 % 67.95 % 6.52 % 17.88 %
3 626 CHUBB LTD GRP 3,032,588 3,096,946 56.84 % 66.28 % 5.51 % 23.40 %
4 176 STATE FARM GRP 3,029,815 2,896,114 76.84 % 81.47 % 5.51 % 28.90 %
5 3548 TRAVELERS GRP 2,944,800 2,871,941 59.65 % 66.57 % 5.35 % 34.25 %
6 111 LIBERTY MUT GRP 2,893,409 2,646,502 74.40 % 80.18 % 5.26 % 39.51 %
7 155 PROGRESSIVE GRP 2,050,530 2,023,930 68.30 % 71.98 % 3.73 % 43.23 %
8 36102 STATE INS FUND 1,733,104 1,798,082 60.51 % 63.53 % 3.15 % 46.38 %
9 12 AMERICAN INTL GRP 1,432,755 1,329,322 63.91 % 64.17 % 2.60 % 48.99 %
10 91 HARTFORD FIRE & CAS GRP 1,350,483 1,291,168 49.62 % 54.58 % 2.45 % 51.44 %
**STATE TOTAL** 55,034,274 52,791,902 61.65 % 68.64 % 100.00 % 51.44 %

North Carolina 1 176 STATE FARM GRP 1,673,736 1,631,382 56.81 % 57.83 % 8.51 % 8.51 %
2 8 ALLSTATE INS GRP 1,593,505 1,563,757 61.68 % 61.92 % 8.10 % 16.60 %
3 324 NORTH CAROLINA FARM BUREAU GRP 1,307,883 1,287,569 61.42 % 62.10 % 6.65 % 23.25 %
4 31 BERKSHIRE HATHAWAY GRP 1,241,338 1,205,390 68.57 % 71.18 % 6.31 % 29.56 %
5 140 NATIONWIDE CORP GRP 1,126,831 1,127,650 50.56 % 51.77 % 5.73 % 35.29 %
6 155 PROGRESSIVE GRP 1,052,524 964,564 66.44 % 67.66 % 5.35 % 40.64 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 955,614 937,469 63.53 % 64.33 % 4.86 % 45.49 %
8 111 LIBERTY MUT GRP 740,750 728,603 68.60 % 70.86 % 3.76 % 49.26 %
9 3548 TRAVELERS GRP 737,784 706,732 44.30 % 46.85 % 3.75 % 53.01 %
10 213 ERIE INS GRP 680,903 662,876 65.61 % 67.14 % 3.46 % 56.47 %
**STATE TOTAL** 19,676,819 18,987,278 58.36 % 60.91 % 100.00 % 56.47 %

North Dakota 1 796 QBE INS GRP 351,510 346,447 171.29 % 171.44 % 11.04 % 11.04 %
2 626 CHUBB LTD GRP 308,586 302,312 82.25 % 82.61 % 9.69 % 20.72 %
3 212 ZURICH INS GRP 253,546 251,850 140.14 % 142.62 % 7.96 % 28.68 %
4 WORKFORCE SAFETY & INSURANCE OF ND 194,236 202,213 46.63 % 48.98 % 6.10 % 34.78 %
5 3500 NODAK MUT GRP 148,119 148,359 94.71 % 95.32 % 4.65 % 39.43 %
6 155 PROGRESSIVE GRP 146,085 139,943 67.97 % 68.81 % 4.59 % 44.02 %
7 3219 SOMPO GRP 143,132 138,270 122.38 % 122.71 % 4.49 % 48.51 %
8 176 STATE FARM GRP 122,534 119,959 64.40 % 64.57 % 3.85 % 52.36 %
9 473 AMERICAN FAMILY INS GRP 103,440 102,192 60.93 % 62.19 % 3.25 % 55.61 %
10 84 AMERICAN FINANCIAL GRP 85,674 87,802 170.52 % 170.33 % 2.69 % 58.30 %
**STATE TOTAL** 3,185,179 3,125,229 89.04 % 90.61 % 100.00 % 58.30 %

Ohio 1 176 STATE FARM GRP 2,063,413 1,996,302 63.72 % 65.17 % 9.85 % 9.85 %
2 155 PROGRESSIVE GRP 1,607,525 1,534,690 67.46 % 68.67 % 7.68 % 17.53 %
3 8 ALLSTATE INS GRP 1,281,449 1,284,149 52.32 % 53.10 % 6.12 % 23.65 %
4 OHIO BUREAU OF WORKERS' COMPENSATION 1,198,066 1,198,066 29.04 % 43.93 % 5.72 % 29.37 %
5 111 LIBERTY MUT GRP 1,112,142 1,082,851 42.11 % 43.93 % 5.31 % 34.68 %
6 140 NATIONWIDE CORP GRP 899,760 891,165 57.39 % 59.32 % 4.30 % 38.97 %
7 31 BERKSHIRE HATHAWAY GRP 833,851 811,591 68.48 % 71.90 % 3.98 % 42.95 %
8 244 CINCINNATI FIN GRP 831,086 818,177 40.07 % 42.86 % 3.97 % 46.92 %
9 213 ERIE INS GRP 621,938 604,138 61.94 % 64.00 % 2.97 % 49.89 %
10 267 GRANGE MUT CAS GRP 618,498 614,685 53.91 % 54.64 % 2.95 % 52.84 %
**STATE TOTAL** 20,944,613 20,274,656 52.11 % 55.54 % 100.00 % 52.84 %

© 2022 National Association of Insurance Commissioners


22
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 176 STATE FARM GRP 1,331,845 1,288,526 63.78 % 65.49 % 14.24 % 14.24 %
2 69 FARMERS INS GRP 758,683 731,751 80.34 % 82.53 % 8.11 % 22.35 %
3 155 PROGRESSIVE GRP 586,085 569,419 59.83 % 61.02 % 6.27 % 28.61 %
4 111 LIBERTY MUT GRP 498,278 488,627 57.71 % 59.15 % 5.33 % 33.94 %
5 8 ALLSTATE INS GRP 461,491 448,584 71.25 % 72.39 % 4.93 % 38.87 %
6 31 BERKSHIRE HATHAWAY GRP 395,668 389,954 63.94 % 68.58 % 4.23 % 43.10 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 373,104 368,455 80.39 % 81.23 % 3.99 % 47.09 %
8 3548 TRAVELERS GRP 343,415 334,035 50.33 % 53.63 % 3.67 % 50.76 %
9 220 OKLAHOMA FARM BUREAU GRP 259,897 253,380 58.56 % 59.47 % 2.78 % 53.54 %
10 626 CHUBB LTD GRP 230,373 232,113 60.03 % 65.01 % 2.46 % 56.00 %
**STATE TOTAL** 9,354,444 9,043,781 62.42 % 65.19 % 100.00 % 56.00 %

Oregon 1 176 STATE FARM GRP 947,068 912,059 69.29 % 71.26 % 11.10 % 11.10 %
2 111 LIBERTY MUT GRP 773,636 765,896 50.36 % 53.71 % 9.07 % 20.16 %
3 155 PROGRESSIVE GRP 631,797 615,619 60.99 % 62.15 % 7.40 % 27.57 %
4 69 FARMERS INS GRP 587,241 581,295 56.84 % 58.05 % 6.88 % 34.45 %
5 36196 SAIF CORP 521,964 515,867 82.03 % 83.96 % 6.12 % 40.57 %
6 31 BERKSHIRE HATHAWAY GRP 452,100 438,138 69.16 % 72.49 % 5.30 % 45.87 %
7 8 ALLSTATE INS GRP 389,711 381,425 59.66 % 61.42 % 4.57 % 50.43 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 309,428 307,288 64.68 % 66.36 % 3.63 % 54.06 %
9 3548 TRAVELERS GRP 298,850 284,372 53.31 % 57.47 % 3.50 % 57.56 %
10 626 CHUBB LTD GRP 237,797 225,712 82.93 % 91.43 % 2.79 % 60.35 %
**STATE TOTAL** 8,533,255 8,259,370 59.94 % 63.31 % 100.00 % 60.35 %

Pennsylvania 1 176 STATE FARM GRP 2,500,721 2,447,482 71.80 % 73.82 % 8.82 % 8.82 %
2 213 ERIE INS GRP 2,493,168 2,468,732 61.68 % 64.06 % 8.80 % 17.62 %
3 8 ALLSTATE INS GRP 1,606,839 1,611,680 57.14 % 58.07 % 5.67 % 23.29 %
4 111 LIBERTY MUT GRP 1,548,005 1,490,450 55.42 % 59.34 % 5.46 % 28.75 %
5 155 PROGRESSIVE GRP 1,520,975 1,450,143 66.41 % 68.88 % 5.37 % 34.12 %
6 3548 TRAVELERS GRP 1,401,289 1,359,897 45.32 % 50.25 % 4.94 % 39.06 %
7 31 BERKSHIRE HATHAWAY GRP 1,310,318 1,271,530 70.75 % 74.61 % 4.62 % 43.69 %
8 140 NATIONWIDE CORP GRP 1,275,461 1,259,297 54.70 % 58.26 % 4.50 % 48.19 %
9 626 CHUBB LTD GRP 896,518 853,027 51.22 % 44.67 % 3.16 % 51.35 %
10 212 ZURICH INS GRP 607,093 590,471 64.52 % 72.84 % 2.14 % 53.49 %
**STATE TOTAL** 28,340,342 27,433,014 58.31 % 62.53 % 100.00 % 53.49 %

Rhode Island 1 155 PROGRESSIVE GRP 311,021 300,866 55.97 % 57.07 % 10.80 % 10.80 %
2 31 BERKSHIRE HATHAWAY GRP 206,091 203,667 68.19 % 72.90 % 7.16 % 17.96 %
3 8 ALLSTATE INS GRP 186,153 183,302 55.99 % 57.89 % 6.46 % 24.42 %
4 111 LIBERTY MUT GRP 169,476 157,995 53.12 % 56.16 % 5.88 % 30.30 %
5 28 AMICA MUT GRP 161,523 188,163 54.60 % 56.94 % 5.61 % 35.91 %
6 3548 TRAVELERS GRP 115,314 111,543 61.80 % 67.60 % 4.00 % 39.92 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 109,218 107,513 62.47 % 63.38 % 3.79 % 43.71 %
8 140 NATIONWIDE CORP GRP 104,649 103,916 63.46 % 65.72 % 3.63 % 47.34 %
9 626 CHUBB LTD GRP 102,743 96,689 63.96 % 70.94 % 3.57 % 50.91 %
10 3490 BEACON MUT GRP 99,065 101,519 54.23 % 58.73 % 3.44 % 54.35 %
**STATE TOTAL** 2,879,868 2,830,657 54.85 % 58.14 % 100.00 % 54.35 %

© 2022 National Association of Insurance Commissioners


23
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 176 STATE FARM GRP 1,670,458 1,615,910 60.73 % 62.17 % 13.74 % 13.74 %
2 155 PROGRESSIVE GRP 991,501 939,819 63.65 % 65.30 % 8.15 % 21.89 %
3 31 BERKSHIRE HATHAWAY GRP 941,304 925,290 70.05 % 73.17 % 7.74 % 29.63 %
4 8 ALLSTATE INS GRP 864,610 849,473 53.09 % 53.63 % 7.11 % 36.74 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 699,681 691,018 67.02 % 68.39 % 5.75 % 42.50 %
6 3548 TRAVELERS GRP 635,157 612,652 55.73 % 58.90 % 5.22 % 47.72 %
7 111 LIBERTY MUT GRP 500,350 489,634 56.38 % 60.80 % 4.11 % 51.84 %
8 140 NATIONWIDE CORP GRP 382,511 384,315 56.56 % 59.55 % 3.15 % 54.98 %
9 280 AUTO OWNERS GRP 298,182 291,673 47.49 % 51.71 % 2.45 % 57.43 %
10 626 CHUBB LTD GRP 256,218 248,050 49.90 % 55.74 % 2.11 % 59.54 %
**STATE TOTAL** 12,159,432 11,753,239 56.07 % 59.54 % 100.00 % 59.54 %

South Dakota 1 626 CHUBB LTD GRP 325,968 322,334 70.57 % 71.31 % 10.69 % 10.69 %
2 176 STATE FARM GRP 226,261 216,575 67.33 % 68.14 % 7.42 % 18.11 %
3 796 QBE INS GRP 168,133 164,011 91.00 % 91.12 % 5.51 % 23.62 %
4 212 ZURICH INS GRP 159,978 153,958 62.39 % 62.85 % 5.25 % 28.87 %
5 473 AMERICAN FAMILY INS GRP 133,333 127,622 63.30 % 64.15 % 4.37 % 33.24 %
6 155 PROGRESSIVE GRP 133,115 128,294 57.63 % 58.51 % 4.37 % 37.61 %
7 140 NATIONWIDE CORP GRP 106,932 102,002 56.49 % 59.36 % 3.51 % 41.11 %
8 84 AMERICAN FINANCIAL GRP 101,454 100,861 118.64 % 118.92 % 3.33 % 44.44 %
9 3219 SOMPO GRP 99,312 96,472 107.88 % 108.08 % 3.26 % 47.70 %
10 13889 FARMERS MUT INS CO OF NE 85,991 82,383 73.43 % 73.86 % 2.82 % 50.52 %
**STATE TOTAL** 3,049,310 2,959,734 65.25 % 66.69 % 100.00 % 50.52 %

Tennessee 1 176 STATE FARM GRP 1,703,699 1,640,963 62.61 % 64.06 % 12.00 % 12.00 %
2 694 TENNESSEE FARMERS GRP 1,466,184 1,444,630 72.55 % 74.81 % 10.33 % 22.32 %
3 155 PROGRESSIVE GRP 762,210 718,110 60.95 % 61.94 % 5.37 % 27.69 %
4 31 BERKSHIRE HATHAWAY GRP 707,203 689,631 67.82 % 71.20 % 4.98 % 32.67 %
5 111 LIBERTY MUT GRP 697,646 678,059 64.64 % 65.89 % 4.91 % 37.58 %
6 8 ALLSTATE INS GRP 671,014 651,795 56.07 % 58.01 % 4.73 % 42.31 %
7 3548 TRAVELERS GRP 590,675 561,518 49.93 % 52.94 % 4.16 % 46.47 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 475,982 466,848 66.63 % 67.59 % 3.35 % 49.82 %
9 626 CHUBB LTD GRP 446,584 431,805 62.80 % 65.39 % 3.15 % 52.97 %
10 213 ERIE INS GRP 383,979 369,137 73.97 % 76.53 % 2.70 % 55.67 %
**STATE TOTAL** 14,199,791 13,688,377 59.42 % 62.46 % 100.00 % 55.67 %

Texas 1 176 STATE FARM GRP 6,046,496 5,835,648 77.88 % 80.82 % 8.55 % 8.55 %
2 155 PROGRESSIVE GRP 5,492,689 5,159,712 71.85 % 73.92 % 7.76 % 16.31 %
3 8 ALLSTATE INS GRP 4,667,987 4,606,794 82.57 % 84.96 % 6.60 % 22.91 %
4 31 BERKSHIRE HATHAWAY GRP 4,334,053 4,222,908 79.48 % 83.09 % 6.13 % 29.03 %
5 69 FARMERS INS GRP 3,439,440 3,380,623 76.86 % 78.38 % 4.86 % 33.90 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 3,381,906 3,317,394 90.28 % 91.60 % 4.78 % 38.68 %
7 111 LIBERTY MUT GRP 3,346,119 3,255,946 74.36 % 77.60 % 4.73 % 43.40 %
8 626 CHUBB LTD GRP 2,267,485 2,153,733 80.75 % 86.44 % 3.20 % 46.61 %
9 3548 TRAVELERS GRP 2,135,538 2,026,322 84.14 % 88.00 % 3.02 % 49.63 %
10 140 NATIONWIDE CORP GRP 1,471,374 1,400,078 89.94 % 94.60 % 2.08 % 51.71 %
**STATE TOTAL** 70,749,456 67,520,657 79.01 % 83.09 % 100.00 % 51.71 %

© 2022 National Association of Insurance Commissioners


24
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 176 STATE FARM GRP 515,609 498,041 62.90 % 66.25 % 8.13 % 8.13 %
2 8 ALLSTATE INS GRP 392,189 390,339 63.83 % 64.97 % 6.18 % 14.31 %
3 69 FARMERS INS GRP 377,251 370,413 60.51 % 61.44 % 5.95 % 20.25 %
4 155 PROGRESSIVE GRP 338,577 317,501 63.70 % 64.80 % 5.34 % 25.59 %
5 111 LIBERTY MUT GRP 335,550 324,631 62.77 % 65.31 % 5.29 % 30.88 %
6 31 BERKSHIRE HATHAWAY GRP 311,656 304,042 69.41 % 72.24 % 4.91 % 35.79 %
7 3548 TRAVELERS GRP 266,320 256,727 62.44 % 65.79 % 4.20 % 39.99 %
8 280 AUTO OWNERS GRP 245,949 231,120 67.99 % 75.10 % 3.88 % 43.87 %
9 1147 WCF MUT INS CO GRP 228,380 226,714 38.23 % 54.28 % 3.60 % 47.47 %
10 13471 BEAR RIVER MUT INS CO 207,835 205,013 71.94 % 73.08 % 3.28 % 50.74 %
**STATE TOTAL** 6,344,458 6,043,512 55.82 % 60.14 % 100.00 % 50.74 %

Vermont 1 111 LIBERTY MUT GRP 123,957 123,785 53.64 % 56.11 % 8.75 % 8.75 %
2 31 BERKSHIRE HATHAWAY GRP 98,455 97,254 69.38 % 73.04 % 6.95 % 15.69 %
3 155 PROGRESSIVE GRP 92,499 90,853 52.56 % 53.18 % 6.53 % 22.22 %
4 3548 TRAVELERS GRP 72,009 70,700 36.02 % 38.21 % 5.08 % 27.30 %
5 18686 CO OPERATIVE INS COS 64,527 63,142 42.12 % 42.33 % 4.55 % 31.85 %
6 234 VERMONT MUT GRP 64,141 63,485 35.33 % 35.20 % 4.53 % 36.38 %
7 98 WR BERKLEY CORP GRP 57,803 55,869 29.24 % 30.66 % 4.08 % 40.45 %
8 176 STATE FARM GRP 54,825 52,841 58.09 % 58.31 % 3.87 % 44.32 %
9 280 AUTO OWNERS GRP 41,526 41,656 66.29 % 67.25 % 2.93 % 47.25 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 38,204 37,475 44.74 % 46.11 % 2.70 % 49.95 %
**STATE TOTAL** 1,417,381 1,385,873 45.11 % 47.18 % 100.00 % 49.95 %

Virginia 1 176 STATE FARM GRP 1,493,211 1,454,520 55.69 % 57.61 % 9.00 % 9.00 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 1,453,717 1,444,492 57.93 % 58.93 % 8.76 % 17.76 %
3 31 BERKSHIRE HATHAWAY GRP 1,400,781 1,369,117 67.17 % 68.79 % 8.44 % 26.20 %
4 8 ALLSTATE INS GRP 1,042,454 1,018,798 53.35 % 54.23 % 6.28 % 32.48 %
5 155 PROGRESSIVE GRP 926,227 886,898 61.87 % 63.25 % 5.58 % 38.06 %
6 3548 TRAVELERS GRP 856,428 831,018 44.77 % 46.78 % 5.16 % 43.22 %
7 140 NATIONWIDE CORP GRP 763,020 754,163 56.39 % 57.69 % 4.60 % 47.81 %
8 213 ERIE INS GRP 710,757 697,188 57.60 % 59.68 % 4.28 % 52.10 %
9 111 LIBERTY MUT GRP 644,341 625,264 52.61 % 53.73 % 3.88 % 55.98 %
10 626 CHUBB LTD GRP 501,092 479,964 45.47 % 51.22 % 3.02 % 59.00 %
**STATE TOTAL** 16,597,204 16,115,052 53.68 % 56.21 % 100.00 % 59.00 %

Washington 1 WASHINGTON STATE FUND 1,615,275 1,615,275 147.09 % 163.26 % 9.57 % 9.57 %
2 111 LIBERTY MUT GRP 1,517,594 1,495,465 57.07 % 61.23 % 8.99 % 18.56 %
3 176 STATE FARM GRP 1,435,027 1,382,376 67.77 % 70.50 % 8.50 % 27.06 %
4 155 PROGRESSIVE GRP 1,021,168 970,893 61.04 % 62.48 % 6.05 % 33.11 %
5 8 ALLSTATE INS GRP 957,670 948,049 65.13 % 67.67 % 5.67 % 38.79 %
6 69 FARMERS INS GRP 890,777 878,666 58.31 % 59.87 % 5.28 % 44.07 %
7 31 BERKSHIRE HATHAWAY GRP 864,098 840,711 64.07 % 67.72 % 5.12 % 49.19 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 772,158 757,744 69.87 % 71.42 % 4.57 % 53.76 %
9 3548 TRAVELERS GRP 542,680 523,333 57.73 % 61.58 % 3.22 % 56.98 %
10 473 AMERICAN FAMILY INS GRP 470,689 458,972 61.36 % 63.28 % 2.79 % 59.76 %
**STATE TOTAL** 16,878,122 16,314,757 70.47 % 75.39 % 100.00 % 59.76 %

© 2022 National Association of Insurance Commissioners


25
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 176 STATE FARM GRP 484,805 470,647 60.21 % 61.74 % 15.44 % 15.44 %
2 213 ERIE INS GRP 375,907 374,914 68.43 % 70.88 % 11.97 % 27.40 %
3 140 NATIONWIDE CORP GRP 214,743 217,447 83.52 % 85.91 % 6.84 % 34.24 %
4 31 BERKSHIRE HATHAWAY GRP 177,271 173,869 69.38 % 71.68 % 5.64 % 39.88 %
5 111 LIBERTY MUT GRP 168,518 161,051 49.56 % 51.02 % 5.37 % 45.25 %
6 8 ALLSTATE INS GRP 155,220 153,607 44.46 % 45.18 % 4.94 % 50.19 %
7 155 PROGRESSIVE GRP 139,585 133,803 50.30 % 51.14 % 4.44 % 54.63 %
8 291 ENCOVA MUT INS GRP 131,607 129,466 59.98 % 69.17 % 4.19 % 58.82 %
9 3548 TRAVELERS GRP 115,056 117,267 22.29 % 28.47 % 3.66 % 62.49 %
10 228 WESTFIELD GRP 98,133 97,332 51.92 % 54.27 % 3.12 % 65.61 %
**STATE TOTAL** 3,140,938 3,084,458 54.11 % 57.39 % 100.00 % 65.61 %

Wisconsin 1 473 AMERICAN FAMILY INS GRP 1,127,240 1,097,700 58.56 % 59.87 % 9.27 % 9.27 %
2 176 STATE FARM GRP 870,401 842,467 63.55 % 65.35 % 7.16 % 16.43 %
3 155 PROGRESSIVE GRP 844,650 820,701 68.27 % 69.24 % 6.95 % 23.37 %
4 15350 WEST BEND MUT INS CO 553,820 540,854 44.84 % 46.98 % 4.55 % 27.93 %
5 3548 TRAVELERS GRP 458,888 446,703 53.14 % 59.72 % 3.77 % 31.70 %
6 14184 ACUITY A MUT INS CO 451,385 439,612 48.22 % 50.08 % 3.71 % 35.41 %
7 626 CHUBB LTD GRP 393,742 399,059 32.79 % 42.26 % 3.24 % 38.65 %
8 111 LIBERTY MUT GRP 339,910 319,899 74.99 % 86.85 % 2.80 % 41.45 %
9 212 ZURICH INS GRP 331,635 333,253 40.67 % 43.16 % 2.73 % 44.17 %
10 280 AUTO OWNERS GRP 288,845 279,686 53.21 % 54.99 % 2.38 % 46.55 %
**STATE TOTAL** 12,160,368 11,871,222 54.13 % 57.45 % 100.00 % 46.55 %

Wyoming 1 WORKERS' SAFETY & COMP DIV OF WY 190,835 159,943 127.08 % 130.26 % 11.58 % 11.58 %
2 176 STATE FARM GRP 178,606 171,150 54.62 % 54.93 % 10.84 % 22.42 %
3 69 FARMERS INS GRP 121,909 118,303 51.03 % 51.68 % 7.40 % 29.82 %
4 4683 MOUNTAIN WEST FARM GRP 113,588 112,664 53.63 % 50.53 % 6.89 % 36.72 %
5 111 LIBERTY MUT GRP 110,469 105,628 43.90 % 45.60 % 6.70 % 43.42 %
6 155 PROGRESSIVE GRP 103,037 98,365 57.74 % 58.73 % 6.25 % 49.68 %
7 3548 TRAVELERS GRP 62,720 59,693 39.00 % 40.64 % 3.81 % 53.48 %
8 31 BERKSHIRE HATHAWAY GRP 57,007 55,167 57.18 % 58.76 % 3.46 % 56.94 %
9 140 NATIONWIDE CORP GRP 56,695 53,130 39.64 % 42.11 % 3.44 % 60.38 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 52,036 50,945 66.93 % 67.62 % 3.16 % 63.54 %
**STATE TOTAL** 1,647,573 1,548,431 54.68 % 56.26 % 100.00 % 63.54 %

American Samoa 1 626 CHUBB LTD GRP 51 36 42.09 % 45.10 % 79.92 % 79.92 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 8 9 817.15 % 831.15 % 11.95 % 91.87 %
3 968 AXA INS GRP 5 8 N/A N/A 7.84 % 99.71 %
4 3548 TRAVELERS GRP 1 1 0.00 % 0.00 % 2.10 % 100.00 %
5 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 0.29 % 100.00 %
**STATE TOTAL** 63 53 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


26
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Guam 1 3098 TOKIO MARINE HOLDINGS INC GRP 120,644 116,880 80.28 % 81.07 % 38.14 % 38.14 %
2 31658 ISLAND HOME INS CO 38,622 38,169 82.01 % 81.94 % 12.21 % 50.35 %
3 4672 DONGBU INS GRP 37,520 35,489 20.53 % 26.38 % 11.86 % 62.21 %
4 12 AMERICAN INTL GRP 33,132 33,607 13.92 % 16.06 % 10.47 % 72.68 %
5 4715 MS & AD INS GRP 14,308 14,117 36.09 % 41.24 % 4.52 % 77.21 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 14,219 14,071 42.48 % 42.66 % 4.49 % 81.70 %
7 18380 PACIFIC IND INS CO 13,009 12,601 9.91 % 10.10 % 4.11 % 85.82 %
8 10972 FIRST NET INS CO 9,712 9,173 14.41 % 14.87 % 3.07 % 88.89 %
9 12633 CENTURY INS CO GU LTD 8,880 5,588 19.20 % 19.61 % 2.81 % 91.69 %
10 3219 SOMPO GRP 6,560 9,669 34.63 % 38.00 % 2.07 % 93.77 %
**STATE TOTAL** 316,325 305,393 50.13 % 51.85 % 100.00 % 93.77 %

Puerto Rico 1 71 UNIVERSAL INS CO GRP 502,437 486,624 34.32 % 35.48 % 18.83 % 18.83 %
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 351,523 330,978 41.64 % 42.44 % 13.17 % 32.00 %
3 411 MAPFRE INS GRP 341,255 351,099 16.67 % 21.94 % 12.79 % 44.78 %
4 4804 MULTINATIONAL GRP 256,687 237,456 19.85 % 22.85 % 9.62 % 54.40 %
5 4802 TRIPLE S GRP 167,700 163,345 20.08 % 31.18 % 6.28 % 60.68 %
6 626 CHUBB LTD GRP 148,915 145,255 12.43 % 10.93 % 5.58 % 66.26 %
7 12 AMERICAN INTL GRP 98,642 98,456 N/A N/A 3.70 % 69.96 %
8 3593 USIC GRP 77,806 71,380 1.59 % 5.57 % 2.92 % 72.87 %
9 796 QBE INS GRP 70,756 70,570 20.82 % 22.98 % 2.65 % 75.52 %
10 10899 ASOC DE SUSCRIPCION CONJUNTA DEL SEG 70,203 72,146 42.08 % 42.08 % 2.63 % 78.15 %
**STATE TOTAL** 2,668,968 2,562,550 12.43 % 17.76 % 100.00 % 78.15 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 87,488 90,842 28.97 % 36.96 % 49.70 % 49.70 %
2 4706 LOCKHART CO GRP 29,905 29,497 26.25 % 28.95 % 16.99 % 66.69 %
3 161 TOPA EQUITIES LTD GRP 9,268 9,458 38.20 % 43.27 % 5.27 % 71.95 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 7,642 7,482 79.06 % 80.12 % 4.34 % 76.29 %
5 3219 SOMPO GRP 6,621 1,320 180.78 % 188.61 % 3.76 % 80.06 %
6 218 CNA INS GRP 4,168 3,749 39.70 % 42.19 % 2.37 % 82.42 %
7 12 AMERICAN INTL GRP 4,059 5,078 5.92 % 6.61 % 2.31 % 84.73 %
8 968 AXA INS GRP 3,998 3,863 24.75 % 32.66 % 2.27 % 87.00 %
9 181 SWISS RE GRP 3,556 3,427 N/A N/A 2.02 % 89.02 %
10 19 ASSURANT INC GRP 2,932 3,104 2.55 % 2.55 % 1.67 % 90.68 %
**STATE TOTAL** 176,034 185,687 27.32 % 32.63 % 100.00 % 90.68 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 8,242 7,658 61.61 % 62.74 % 37.59 % 37.59 %
2 10972 FIRST NET INS CO 4,873 4,278 583.21 % 583.29 % 22.23 % 59.82 %
3 4672 DONGBU INS GRP 3,840 3,747 17.40 % 21.32 % 17.51 % 77.34 %
4 31658 ISLAND HOME INS CO 2,102 2,059 74.36 % 74.36 % 9.59 % 86.93 %
5 12 AMERICAN INTL GRP 897 867 98.93 % 96.12 % 4.09 % 91.02 %
6 18380 PACIFIC IND INS CO 641 654 31.69 % 34.67 % 2.93 % 93.94 %
7 111 LIBERTY MUT GRP 612 650 0.23 % 0.28 % 2.79 % 96.73 %
8 212 ZURICH INS GRP 308 28 N/A N/A 1.40 % 98.14 %
9 98 WR BERKLEY CORP GRP 239 180 18.49 % 27.74 % 1.09 % 99.23 %
10 218 CNA INS GRP 75 51 44.82 % 52.68 % 0.34 % 99.57 %
**STATE TOTAL** 21,924 20,324 186.09 % 193.46 % 100.00 % 99.57 %

© 2022 National Association of Insurance Commissioners


27
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
35 ‐ Total All Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Canada 1 65 FM GLOBAL GRP 631,841 603,260 29.17 % 29.50 % 14.43 % 14.43 %
2 968 AXA INS GRP 587,519 556,245 27.03 % 30.41 % 13.42 % 27.85 %
3 111 LIBERTY MUT GRP 509,410 469,861 91.78 % 59.67 % 11.63 % 39.48 %
4 19 ASSURANT INC GRP 417,063 422,871 19.36 % 19.36 % 9.52 % 49.00 %
5 218 CNA INS GRP 403,001 376,607 45.31 % 51.45 % 9.20 % 58.21 %
6 761 ALLIANZ INS GRP 366,715 429,394 43.43 % 46.99 % 8.37 % 66.58 %
7 181 SWISS RE GRP 344,118 305,260 33.02 % 37.55 % 7.86 % 74.44 %
8 31 BERKSHIRE HATHAWAY GRP 265,651 232,165 60.76 % 70.10 % 6.07 % 80.50 %
9 98 WR BERKLEY CORP GRP 175,331 160,171 36.43 % 41.34 % 4.00 % 84.51 %
10 158 FAIRFAX FIN GRP 156,641 129,655 29.70 % 36.33 % 3.58 % 88.09 %
**STATE TOTAL** 4,379,044 4,179,642 38.19 % 37.73 % 100.00 % 88.09 %

Agg. Other Alien 1 158 FAIRFAX FIN GRP 1,137,912 1,035,848 72.20 % 73.38 % 21.01 % 21.01 %
2 626 CHUBB LTD GRP 758,175 794,145 50.14 % 54.41 % 14.00 % 35.01 %
3 111 LIBERTY MUT GRP 688,466 588,202 83.69 % 89.87 % 12.71 % 47.72 %
4 31 BERKSHIRE HATHAWAY GRP 582,042 530,625 60.31 % 67.70 % 10.75 % 58.47 %
5 65 FM GLOBAL GRP 411,656 395,341 40.89 % 42.01 % 7.60 % 66.07 %
6 12 AMERICAN INTL GRP 391,675 400,396 136.32 % 164.85 % 7.23 % 73.30 %
7 98 WR BERKLEY CORP GRP 274,330 221,248 36.18 % 36.15 % 5.07 % 78.37 %
8 4670 STARR GRP 242,551 273,233 79.87 % 66.43 % 4.48 % 82.84 %
9 3569 CATERPILLAR GRP 148,673 144,591 78.08 % 78.08 % 2.75 % 85.59 %
10 968 AXA INS GRP 74,854 60,457 132.00 % 140.17 % 1.38 % 86.97 %
**STATE TOTAL** 5,415,952 5,133,836 67.86 % 72.97 % 100.00 % 86.97 %

© 2022 National Association of Insurance Commissioners


28
01—Fire

© 2022 National Association of Insurance Commissioners


29
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 65 FM GLOBAL GRP 1,212,287 1,151,992 106.11 % 106.99 % 6.40 % 6.40 %
2 12 AMERICAN INTL GRP 1,015,226 960,587 59.73 % 61.51 % 5.36 % 11.76 %
3 4670 STARR GRP 896,746 810,450 84.39 % 88.18 % 4.73 % 16.50 %
4 761 ALLIANZ INS GRP 870,318 828,516 87.16 % 92.22 % 4.59 % 21.09 %
5 3548 TRAVELERS GRP 870,252 832,362 36.37 % 37.56 % 4.59 % 25.68 %
6 212 ZURICH INS GRP 851,929 865,722 47.56 % 50.66 % 4.50 % 30.18 %
7 111 LIBERTY MUT GRP 804,637 735,522 88.96 % 91.46 % 4.25 % 34.43 %
8 69 FARMERS INS GRP 696,932 638,035 36.41 % 37.61 % 3.68 % 38.11 %
9 626 CHUBB LTD GRP 662,958 627,889 74.51 % 74.80 % 3.50 % 41.61 %
10 31 BERKSHIRE HATHAWAY GRP 619,402 586,931 44.83 % 48.79 % 3.27 % 44.88 %
11 968 AXA INS GRP 463,142 455,211 10.84 % 10.88 % 2.45 % 47.33 %
12 361 MUNICH RE GRP 416,325 390,214 71.95 % 73.76 % 2.20 % 49.52 %
13 171 GERMANIA INS GRP 361,312 334,520 83.39 % 83.53 % 1.91 % 51.43 %
14 501 ALLEGHANY GRP 349,770 310,676 43.16 % 43.95 % 1.85 % 53.28 %
15 19 ASSURANT INC GRP 339,973 337,208 31.26 % 31.26 % 1.79 % 55.07 %
16 280 AUTO OWNERS GRP 337,996 325,915 42.59 % 44.47 % 1.78 % 56.86 %
17 749 SCOR GRP 331,574 301,965 75.18 % 76.35 % 1.75 % 58.61 %
18 1279 ARCH INS GRP 286,320 260,971 85.13 % 91.03 % 1.51 % 60.12 %
19 181 SWISS RE GRP 277,979 279,063 67.25 % 66.51 % 1.47 % 61.59 %
20 4990 CORE SPECIALTY INS HOLDINGS GRP 261,639 159,179 135.42 % 148.86 % 1.38 % 62.97 %
21 158 FAIRFAX FIN GRP 259,452 228,399 63.94 % 66.47 % 1.37 % 64.34 %
22 140 NATIONWIDE CORP GRP 229,211 214,938 103.14 % 108.56 % 1.21 % 65.55 %
23 3219 SOMPO GRP 200,345 180,352 30.68 % 32.49 % 1.06 % 66.61 %
24 242 SELECTIVE INS GRP 186,263 174,509 34.54 % 35.63 % 0.98 % 67.59 %
25 200 UNITED SERV AUTOMOBILE ASSN GRP 185,343 182,789 58.40 % 59.12 % 0.98 % 68.57 %
26 3098 TOKIO MARINE HOLDINGS INC GRP 179,011 155,543 42.55 % 44.52 % 0.95 % 69.51 %
27 517 HANNOVER GRP 169,009 162,787 5.45 % 5.92 % 0.89 % 70.41 %
28 218 CNA INS GRP 162,764 158,989 151.03 % 155.23 % 0.86 % 71.27 %
29 796 QBE INS GRP 147,394 135,267 144.89 % 160.91 % 0.78 % 72.04 %
30 244 CINCINNATI FIN GRP 139,725 134,902 38.14 % 39.81 % 0.74 % 72.78 %
31 91 HARTFORD FIRE & CAS GRP 138,738 130,474 120.84 % 122.24 % 0.73 % 73.51 %
32 147 HOCHHEIM PRAIRIE GRP 131,149 130,410 84.52 % 84.73 % 0.69 % 74.21 %
33 3416 AXIS CAPITAL GRP 129,237 112,492 68.38 % 70.01 % 0.68 % 74.89 %
34 62 EMC INS CO GRP 121,629 116,389 57.75 % 58.26 % 0.64 % 75.53 %
35 88 THE HANOVER INS GRP 117,952 110,371 127.96 % 130.05 % 0.62 % 76.15 %
36 4734 APOLLO GLOBAL MGMT GRP 109,790 101,618 74.13 % 76.34 % 0.58 % 76.73 %
37 175 STATE AUTO MUT GRP 109,414 100,904 58.97 % 60.60 % 0.58 % 77.31 %
38 1278 CSAA INS GRP 103,316 98,071 79.24 % 80.57 % 0.55 % 77.86 %
39 246 PENNSYLVANIA LUMBERMENS GRP 95,301 92,087 33.07 % 33.11 % 0.50 % 78.36 %
40 7 FEDERATED MUT GRP 94,368 88,666 64.64 % 65.64 % 0.50 % 78.86 %
41 4983 SOUTHERN FIDELITY HOLDING GRP 93,879 100,168 250.28 % 250.66 % 0.50 % 79.35 %
42 10199 RANCHERS & FARMERS MUT INS CO 89,281 92,646 65.21 % 65.23 % 0.47 % 79.82 %
43 10117 SECURITY FIRST INS CO 85,423 82,192 40.92 % 48.39 % 0.45 % 80.28 %
44 785 MARKEL CORP GRP 82,300 79,587 54.02 % 57.60 % 0.43 % 80.71 %
45 4904 INTACT FINANCIAL GRP 78,457 71,034 14.50 % 14.91 % 0.41 % 81.12 %
46 13125 PEOPLES TRUST INS CO 77,701 79,751 39.70 % 47.15 % 0.41 % 81.53 %
47 98 WR BERKLEY CORP GRP 73,835 65,629 20.39 % 22.17 % 0.39 % 81.92 %
48 3478 HALLMARK FIN SERV GRP 73,227 68,477 47.75 % 48.03 % 0.39 % 82.31 %
49 33499 DORINCO REINS CO 70,222 65,520 232.31 % 232.31 % 0.37 % 82.68 %
50 123 SHELTER INS GRP 68,706 66,441 51.90 % 54.02 % 0.36 % 83.04 %
51 1342 FARMERS MUT PROTECTION ASSN GRP 66,811 65,290 77.77 % 78.25 % 0.35 % 83.40 %
52 176 STATE FARM GRP 66,080 44,229 136.19 % 144.16 % 0.35 % 83.75 %
53 256 COACTION GLOBAL INC GRP 65,380 53,100 75.97 % 80.40 % 0.35 % 84.09 %
54 15350 WEST BEND MUT INS CO 64,854 60,534 74.35 % 74.59 % 0.34 % 84.43 %
55 155 PROGRESSIVE GRP 62,797 60,961 27.17 % 27.68 % 0.33 % 84.77 %
56 14184 ACUITY A MUT INS CO 62,524 57,937 41.53 % 42.34 % 0.33 % 85.10 %
57 8 ALLSTATE INS GRP 61,800 61,452 88.80 % 91.99 % 0.33 % 85.42 %
58 4834 FEDNAT HOLDING CO GRP 60,294 60,313 83.31 % 96.54 % 0.32 % 85.74 %
59 783 RLI INS GRP 59,981 51,412 100.33 % 97.97 % 0.32 % 86.06 %
60 22 ANDOVER GRP 57,914 57,336 38.24 % 39.46 % 0.31 % 86.36 %
61 271 PENNSYLVANIA NATL INS GRP 57,128 55,233 45.15 % 45.23 % 0.30 % 86.66 %
62 4977 PALOMAR HOLDINGS GRP 54,689 52,348 108.32 % 116.61 % 0.29 % 86.95 %
63 408 AMERICAN NATL FIN GRP 52,581 51,436 42.38 % 42.38 % 0.28 % 87.23 %
64 748 AMERITRUST GRP INC GRP 52,252 49,693 66.79 % 67.51 % 0.28 % 87.51 %
65 169 SENTRY INS GRP 50,922 47,232 38.02 % 37.41 % 0.27 % 87.78 %
© 2022 National Association of Insurance Commissioners
30
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 694 TENNESSEE FARMERS GRP 50,136 49,686 25.37 % 25.85 % 0.26 % 88.04 %
67 920 GLOBAL IND GRP 47,700 51,033 45.04 % 45.96 % 0.25 % 88.29 %
68 4773 FRONTLINE INS GRP 47,038 40,197 26.93 % 31.86 % 0.25 % 88.54 %
69 215 KEMPER CORP GRP 45,933 45,739 37.55 % 38.21 % 0.24 % 88.78 %
70 248 UNITED FIRE & CAS GRP 45,691 47,056 54.45 % 54.71 % 0.24 % 89.02 %
71 411 MAPFRE INS GRP 45,083 54,502 22.64 % 23.87 % 0.24 % 89.26 %
72 2538 AMTRUST FINANCIAL SERV GRP 44,857 39,128 65.21 % 70.35 % 0.24 % 89.50 %
73 38920 KINSALE INS CO 43,263 35,326 65.55 % 65.69 % 0.23 % 89.73 %
74 4967 TRANSVERSE INS GRP LLC GRP 42,634 20,869 88.58 % 91.41 % 0.23 % 89.95 %
75 4850 CLEAR BLUE FINANCIAL GRP 40,723 34,583 129.08 % 132.89 % 0.22 % 90.17 %
76 660 MERCURY GEN GRP 39,919 34,300 60.99 % 64.03 % 0.21 % 90.38 %
77 4969 TRISURA GRP 38,948 27,493 62.97 % 69.54 % 0.21 % 90.58 %
78 225 IAT REINS CO GRP 38,124 41,290 70.22 % 73.94 % 0.20 % 90.78 %
79 4672 DONGBU INS GRP 37,286 34,190 12.31 % 16.94 % 0.20 % 90.98 %
80 13757 FARM BUREAU MUT INS CO OF AR INC 36,215 35,856 20.76 % 20.95 % 0.19 % 91.17 %
81 4792 HCI GRP INC 34,320 34,713 37.47 % 41.71 % 0.18 % 91.35 %
82 15642 UNDERWRITERS AT LLOYDS LONDON 34,142 36,367 25.49 % 30.17 % 0.18 % 91.53 %
83 10064 CITIZENS PROP INS CORP 32,256 28,358 67.97 % 85.59 % 0.17 % 91.70 %
84 4830 UNITED INS HOLDINGS GRP 30,977 36,829 71.92 % 87.11 % 0.16 % 91.87 %
85 84 AMERICAN FINANCIAL GRP 30,940 33,450 28.46 % 31.36 % 0.16 % 92.03 %
86 150 OLD REPUBLIC GRP 30,554 28,414 31.11 % 32.69 % 0.16 % 92.19 %
87 16427 ATEGRITY SPECIALTY INS CO 28,777 32,487 99.12 % 105.46 % 0.15 % 92.34 %
88 309 WESTERN NATL MUT GRP 28,646 27,167 65.47 % 68.23 % 0.15 % 92.50 %
89 323 CIVIL SERV EMPLOYEE GRP 28,251 30,981 36.25 % 36.33 % 0.15 % 92.65 %
90 71 UNIVERSAL INS CO GRP 27,454 32,079 55.85 % 66.69 % 0.14 % 92.79 %
91 1318 AUTO CLUB ENTERPRISES INS GRP 26,006 24,810 38.26 % 42.07 % 0.14 % 92.93 %
92 4980 MGI HOLDINGS GRP 25,807 26,469 14.98 % 15.00 % 0.14 % 93.06 %
93 3484 TOWER HILL INS GRP 25,331 13,136 40.42 % 39.20 % 0.13 % 93.20 %
94 12841 AMERICAN INTEGRITY INS CO OF FL 24,912 25,027 121.83 % 122.48 % 0.13 % 93.33 %
95 316 NATIONAL SECURITY GRP 23,604 22,315 42.70 % 42.70 % 0.12 % 93.45 %
96 234 VERMONT MUT GRP 23,139 22,751 40.90 % 40.79 % 0.12 % 93.58 %
97 474 FCCI MUT INS GRP 21,900 19,959 37.60 % 37.78 % 0.12 % 93.69 %
98 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 21,486 22,926 50.05 % 51.11 % 0.11 % 93.80 %
99 13668 KINGSTONE INS CO 21,451 21,138 47.73 % 52.43 % 0.11 % 93.92 %
100 3494 JAMES RIVER GRP 20,897 17,898 40.91 % 42.94 % 0.11 % 94.03 %
101 4804 MULTINATIONAL GRP 20,810 22,303 0.87 % 0.97 % 0.11 % 94.14 %
102 963 OHIO MUT GRP 19,479 19,195 44.99 % 46.52 % 0.10 % 94.24 %
103 4861 HERITAGE INS HOLDINGS GRP 18,895 16,898 21.63 % 22.74 % 0.10 % 94.34 %
104 698 NORTH STAR CO GRP 18,377 17,819 31.22 % 31.29 % 0.10 % 94.44 %
105 569 FARMERS MUT HAIL INS GRP 18,334 17,986 30.53 % 30.53 % 0.10 % 94.53 %
106 457 ARGO GRP US INC GRP 17,876 18,417 531.08 % 557.98 % 0.09 % 94.63 %
107 4968 BRICKELL GRP 17,133 9,193 55.86 % 58.50 % 0.09 % 94.72 %
108 228 WESTFIELD GRP 17,059 16,167 47.41 % 47.67 % 0.09 % 94.81 %
109 473 AMERICAN FAMILY INS GRP 16,419 14,073 292.53 % 295.10 % 0.09 % 94.90 %
110 11118 FEDERATED RURAL ELECTRIC INS EXCH 15,883 15,693 21.05 % 24.23 % 0.08 % 94.98 %
111 4381 SKYWARD SPECIALTY INS GRP INC GRP 15,566 9,749 91.36 % 96.46 % 0.08 % 95.06 %
112 54 CUMBERLAND GRP 15,454 15,079 22.57 % 23.58 % 0.08 % 95.14 %
113 483 SOUTHERN FARM BUREAU CAS GRP 15,105 14,892 41.24 % 41.19 % 0.08 % 95.22 %
114 4051 OCEAN HARBOR GRP 15,041 13,844 39.30 % 39.64 % 0.08 % 95.30 %
115 4674 BARRINGTON CAPITAL GRP 14,892 14,551 44.42 % 47.35 % 0.08 % 95.38 %
116 324 NORTH CAROLINA FARM BUREAU GRP 14,306 14,310 51.29 % 51.61 % 0.08 % 95.46 %
117 213 ERIE INS GRP 14,304 15,247 32.84 % 29.54 % 0.08 % 95.53 %
118 12247 SOUTHERN OAK INS CO 14,243 15,416 30.12 % 31.92 % 0.08 % 95.61 %
119 10048 HYUNDAI MARINE & FIRE INS CO LTD 13,889 12,907 68.32 % 72.43 % 0.07 % 95.68 %
120 267 GRANGE MUT CAS GRP 13,726 14,105 58.21 % 59.23 % 0.07 % 95.75 %
121 3299 AJK HOLDINGS GRP 13,320 12,073 115.79 % 126.79 % 0.07 % 95.82 %
122 34843 NEW YORK SCHOOLS INS RECIP 12,588 12,443 45.91 % 46.69 % 0.07 % 95.89 %
123 4714 MILLVILLE MUT GRP 12,062 11,699 38.28 % 38.51 % 0.06 % 95.95 %
124 4869 WT HOLDINGS GRP 12,030 10,640 39.28 % 39.39 % 0.06 % 96.02 %
125 24341 PEMCO MUT INS CO 11,995 11,502 52.04 % 53.00 % 0.06 % 96.08 %
**INDUSTRY TOTAL** 18,940,616 17,819,979 66.25 % 68.58 % 100.00 % 96.08 %

© 2022 National Association of Insurance Commissioners


31
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 65 FM GLOBAL GRP 996,862 946,640 110.24 % 110.99 % 5.55 % 5.55 %
2 12 AMERICAN INTL GRP 995,520 947,920 59.25 % 61.04 % 5.55 % 11.10 %
3 3548 TRAVELERS GRP 851,178 811,536 38.46 % 39.63 % 4.74 % 15.84 %
4 212 ZURICH INS GRP 842,081 855,186 47.26 % 50.35 % 4.69 % 20.54 %
5 4670 STARR GRP 837,490 759,952 87.89 % 91.89 % 4.67 % 25.20 %
6 761 ALLIANZ INS GRP 807,628 751,335 89.62 % 94.00 % 4.50 % 29.70 %
7 111 LIBERTY MUT GRP 787,292 719,028 88.93 % 91.46 % 4.39 % 34.09 %
8 69 FARMERS INS GRP 696,932 638,035 36.41 % 37.61 % 3.88 % 37.97 %
9 31 BERKSHIRE HATHAWAY GRP 568,715 538,342 46.58 % 50.78 % 3.17 % 41.14 %
10 361 MUNICH RE GRP 416,325 390,214 71.95 % 73.76 % 2.32 % 43.46 %
11 626 CHUBB LTD GRP 406,615 369,579 98.17 % 98.36 % 2.27 % 45.73 %
12 968 AXA INS GRP 369,854 355,118 N/A N/A 2.06 % 47.79 %
13 171 GERMANIA INS GRP 361,312 334,520 83.39 % 83.53 % 2.01 % 49.80 %
14 501 ALLEGHANY GRP 349,770 310,676 43.16 % 43.95 % 1.95 % 51.75 %
15 19 ASSURANT INC GRP 339,973 337,208 31.26 % 31.26 % 1.89 % 53.65 %
16 280 AUTO OWNERS GRP 337,996 325,915 42.59 % 44.47 % 1.88 % 55.53 %
17 749 SCOR GRP 330,739 301,184 75.41 % 76.58 % 1.84 % 57.37 %
18 1279 ARCH INS GRP 285,926 260,555 85.25 % 91.16 % 1.59 % 58.97 %
19 4990 CORE SPECIALTY INS HOLDINGS GRP 261,639 159,179 135.42 % 148.86 % 1.46 % 60.42 %
20 140 NATIONWIDE CORP GRP 229,211 214,938 103.14 % 108.56 % 1.28 % 61.70 %
21 181 SWISS RE GRP 201,223 204,712 83.20 % 82.26 % 1.12 % 62.82 %
22 3219 SOMPO GRP 200,277 180,263 30.69 % 32.50 % 1.12 % 63.94 %
23 158 FAIRFAX FIN GRP 187,539 178,110 76.40 % 79.12 % 1.05 % 64.98 %
24 242 SELECTIVE INS GRP 186,263 174,509 34.54 % 35.63 % 1.04 % 66.02 %
25 200 UNITED SERV AUTOMOBILE ASSN GRP 185,343 182,789 58.40 % 59.12 % 1.03 % 67.05 %
26 3098 TOKIO MARINE HOLDINGS INC GRP 178,457 154,825 42.09 % 44.03 % 0.99 % 68.05 %
27 517 HANNOVER GRP 168,316 161,761 6.18 % 6.71 % 0.94 % 68.99 %
28 218 CNA INS GRP 156,552 152,872 155.67 % 159.96 % 0.87 % 69.86 %
29 796 QBE INS GRP 147,394 135,267 144.89 % 160.92 % 0.82 % 70.68 %
30 244 CINCINNATI FIN GRP 139,725 134,902 38.14 % 39.81 % 0.78 % 71.46 %
31 91 HARTFORD FIRE & CAS GRP 135,145 128,147 122.99 % 124.37 % 0.75 % 72.21 %
32 147 HOCHHEIM PRAIRIE GRP 131,149 130,410 84.52 % 84.73 % 0.73 % 72.94 %
33 3416 AXIS CAPITAL GRP 129,090 112,348 69.51 % 71.16 % 0.72 % 73.66 %
34 62 EMC INS CO GRP 121,629 116,389 57.75 % 58.26 % 0.68 % 74.34 %
35 88 THE HANOVER INS GRP 117,952 110,371 127.96 % 130.05 % 0.66 % 75.00 %
36 4734 APOLLO GLOBAL MGMT GRP 109,790 101,618 74.13 % 76.34 % 0.61 % 75.61 %
37 175 STATE AUTO MUT GRP 109,414 100,904 58.97 % 60.60 % 0.61 % 76.22 %
38 1278 CSAA INS GRP 103,316 98,071 79.24 % 80.57 % 0.58 % 76.79 %
39 246 PENNSYLVANIA LUMBERMENS GRP 95,301 92,087 33.07 % 33.11 % 0.53 % 77.33 %
40 7 FEDERATED MUT GRP 94,368 88,666 64.64 % 65.64 % 0.53 % 77.85 %
41 4983 SOUTHERN FIDELITY HOLDING GRP 93,879 100,168 250.28 % 250.66 % 0.52 % 78.37 %
42 10199 RANCHERS & FARMERS MUT INS CO 89,281 92,646 65.21 % 65.23 % 0.50 % 78.87 %
43 10117 SECURITY FIRST INS CO 85,423 82,192 40.92 % 48.39 % 0.48 % 79.35 %
44 785 MARKEL CORP GRP 82,300 79,587 54.02 % 57.60 % 0.46 % 79.81 %
45 4904 INTACT FINANCIAL GRP 77,797 70,427 14.60 % 15.01 % 0.43 % 80.24 %
46 13125 PEOPLES TRUST INS CO 77,701 79,751 39.70 % 47.15 % 0.43 % 80.67 %
47 3478 HALLMARK FIN SERV GRP 73,227 68,477 47.75 % 48.03 % 0.41 % 81.08 %
48 98 WR BERKLEY CORP GRP 70,384 62,421 19.75 % 21.62 % 0.39 % 81.47 %
49 123 SHELTER INS GRP 68,706 66,441 51.90 % 54.02 % 0.38 % 81.86 %
50 1342 FARMERS MUT PROTECTION ASSN GRP 66,811 65,290 77.77 % 78.25 % 0.37 % 82.23 %
51 176 STATE FARM GRP 66,080 44,229 136.19 % 144.16 % 0.37 % 82.60 %
52 256 COACTION GLOBAL INC GRP 65,380 53,100 75.97 % 80.40 % 0.36 % 82.96 %
53 15350 WEST BEND MUT INS CO 64,854 60,534 74.35 % 74.59 % 0.36 % 83.32 %
54 155 PROGRESSIVE GRP 62,797 60,961 27.17 % 27.68 % 0.35 % 83.67 %
55 14184 ACUITY A MUT INS CO 62,524 57,937 41.53 % 42.34 % 0.35 % 84.02 %
56 8 ALLSTATE INS GRP 61,800 61,452 88.80 % 91.99 % 0.34 % 84.36 %
57 4834 FEDNAT HOLDING CO GRP 60,294 60,313 83.31 % 96.54 % 0.34 % 84.70 %
58 783 RLI INS GRP 59,976 51,407 100.34 % 97.98 % 0.33 % 85.03 %
59 22 ANDOVER GRP 57,914 57,336 38.24 % 39.46 % 0.32 % 85.36 %
60 271 PENNSYLVANIA NATL INS GRP 57,128 55,233 45.15 % 45.23 % 0.32 % 85.68 %
61 4977 PALOMAR HOLDINGS GRP 54,689 52,348 108.32 % 116.61 % 0.30 % 85.98 %
62 408 AMERICAN NATL FIN GRP 52,581 51,436 42.38 % 42.38 % 0.29 % 86.27 %
63 748 AMERITRUST GRP INC GRP 52,252 49,693 66.79 % 67.51 % 0.29 % 86.56 %
64 169 SENTRY INS GRP 50,677 47,119 38.03 % 37.41 % 0.28 % 86.85 %
65 694 TENNESSEE FARMERS GRP 50,136 49,686 25.37 % 25.85 % 0.28 % 87.13 %
© 2022 National Association of Insurance Commissioners
32
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 920 GLOBAL IND GRP 47,700 51,033 45.04 % 45.96 % 0.27 % 87.39 %
67 4773 FRONTLINE INS GRP 47,038 40,197 26.93 % 31.86 % 0.26 % 87.65 %
68 33499 DORINCO REINS CO 46,954 43,763 347.80 % 347.80 % 0.26 % 87.92 %
69 215 KEMPER CORP GRP 45,933 45,739 37.55 % 38.21 % 0.26 % 88.17 %
70 248 UNITED FIRE & CAS GRP 45,691 47,056 54.45 % 54.71 % 0.25 % 88.43 %
71 411 MAPFRE INS GRP 45,083 54,502 22.64 % 23.87 % 0.25 % 88.68 %
72 2538 AMTRUST FINANCIAL SERV GRP 44,857 39,128 65.21 % 70.35 % 0.25 % 88.93 %
73 38920 KINSALE INS CO 43,263 35,326 65.55 % 65.69 % 0.24 % 89.17 %
74 4967 TRANSVERSE INS GRP LLC GRP 42,634 20,869 88.58 % 91.41 % 0.24 % 89.41 %
75 4850 CLEAR BLUE FINANCIAL GRP 40,723 34,583 129.08 % 132.89 % 0.23 % 89.63 %
76 660 MERCURY GEN GRP 39,919 34,300 60.99 % 64.03 % 0.22 % 89.86 %
77 4969 TRISURA GRP 38,948 27,493 62.97 % 69.54 % 0.22 % 90.07 %
78 225 IAT REINS CO GRP 38,124 41,290 70.22 % 73.94 % 0.21 % 90.29 %
79 4672 DONGBU INS GRP 36,284 33,250 12.70 % 17.51 % 0.20 % 90.49 %
80 13757 FARM BUREAU MUT INS CO OF AR INC 36,215 35,856 20.76 % 20.95 % 0.20 % 90.69 %
81 4792 HCI GRP INC 34,320 34,713 37.47 % 41.71 % 0.19 % 90.88 %
82 15642 UNDERWRITERS AT LLOYDS LONDON 34,142 36,367 25.49 % 30.17 % 0.19 % 91.07 %
83 10064 CITIZENS PROP INS CORP 32,256 28,358 67.97 % 85.59 % 0.18 % 91.25 %
84 4830 UNITED INS HOLDINGS GRP 30,977 36,829 71.92 % 87.11 % 0.17 % 91.42 %
85 84 AMERICAN FINANCIAL GRP 30,680 33,196 28.71 % 31.64 % 0.17 % 91.59 %
86 150 OLD REPUBLIC GRP 30,554 28,414 31.11 % 32.69 % 0.17 % 91.76 %
87 16427 ATEGRITY SPECIALTY INS CO 28,777 32,487 99.12 % 105.46 % 0.16 % 91.92 %
88 309 WESTERN NATL MUT GRP 28,646 27,167 65.47 % 68.23 % 0.16 % 92.08 %
89 323 CIVIL SERV EMPLOYEE GRP 28,251 30,981 36.25 % 36.33 % 0.16 % 92.24 %
90 71 UNIVERSAL INS CO GRP 27,454 32,079 55.85 % 66.69 % 0.15 % 92.39 %
91 1318 AUTO CLUB ENTERPRISES INS GRP 26,006 24,810 38.26 % 42.07 % 0.14 % 92.54 %
92 4980 MGI HOLDINGS GRP 25,807 26,469 14.98 % 15.00 % 0.14 % 92.68 %
93 3484 TOWER HILL INS GRP 25,331 13,136 40.42 % 39.20 % 0.14 % 92.82 %
94 12841 AMERICAN INTEGRITY INS CO OF FL 24,912 25,027 121.83 % 122.48 % 0.14 % 92.96 %
95 316 NATIONAL SECURITY GRP 23,604 22,315 42.70 % 42.70 % 0.13 % 93.09 %
96 234 VERMONT MUT GRP 23,139 22,751 40.90 % 40.79 % 0.13 % 93.22 %
97 474 FCCI MUT INS GRP 21,900 19,959 37.60 % 37.78 % 0.12 % 93.35 %
98 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 21,486 22,926 50.05 % 51.11 % 0.12 % 93.47 %
99 13668 KINGSTONE INS CO 21,451 21,138 47.73 % 52.43 % 0.12 % 93.59 %
100 3494 JAMES RIVER GRP 20,897 17,898 40.91 % 42.94 % 0.12 % 93.70 %
101 4804 MULTINATIONAL GRP 20,810 22,303 0.87 % 0.97 % 0.12 % 93.82 %
102 963 OHIO MUT GRP 19,479 19,195 44.99 % 46.52 % 0.11 % 93.93 %
103 4861 HERITAGE INS HOLDINGS GRP 18,895 16,898 21.63 % 22.74 % 0.11 % 94.03 %
104 698 NORTH STAR CO GRP 18,377 17,819 31.22 % 31.29 % 0.10 % 94.13 %
105 569 FARMERS MUT HAIL INS GRP 18,334 17,986 30.53 % 30.53 % 0.10 % 94.24 %
106 457 ARGO GRP US INC GRP 17,876 18,417 531.08 % 557.98 % 0.10 % 94.34 %
107 4968 BRICKELL GRP 17,133 9,193 55.86 % 58.50 % 0.10 % 94.43 %
108 228 WESTFIELD GRP 17,059 16,167 47.41 % 47.67 % 0.10 % 94.53 %
109 473 AMERICAN FAMILY INS GRP 16,419 14,073 292.53 % 295.10 % 0.09 % 94.62 %
110 11118 FEDERATED RURAL ELECTRIC INS EXCH 15,883 15,693 21.05 % 24.23 % 0.09 % 94.71 %
111 4381 SKYWARD SPECIALTY INS GRP INC GRP 15,566 9,749 91.36 % 96.46 % 0.09 % 94.79 %
112 54 CUMBERLAND GRP 15,454 15,079 22.57 % 23.58 % 0.09 % 94.88 %
113 483 SOUTHERN FARM BUREAU CAS GRP 15,105 14,892 41.24 % 41.19 % 0.08 % 94.96 %
114 4051 OCEAN HARBOR GRP 15,041 13,844 39.30 % 39.64 % 0.08 % 95.05 %
115 4674 BARRINGTON CAPITAL GRP 14,892 14,551 44.42 % 47.35 % 0.08 % 95.13 %
116 324 NORTH CAROLINA FARM BUREAU GRP 14,306 14,310 51.29 % 51.61 % 0.08 % 95.21 %
117 213 ERIE INS GRP 14,304 15,247 32.84 % 29.54 % 0.08 % 95.29 %
118 12247 SOUTHERN OAK INS CO 14,243 15,416 30.12 % 31.92 % 0.08 % 95.37 %
119 10048 HYUNDAI MARINE & FIRE INS CO LTD 13,889 12,907 68.32 % 72.43 % 0.08 % 95.45 %
120 267 GRANGE MUT CAS GRP 13,726 14,105 58.21 % 59.23 % 0.08 % 95.52 %
121 3299 AJK HOLDINGS GRP 13,320 12,073 115.79 % 126.79 % 0.07 % 95.60 %
122 34843 NEW YORK SCHOOLS INS RECIP 12,588 12,443 45.91 % 46.69 % 0.07 % 95.67 %
123 4714 MILLVILLE MUT GRP 12,062 11,699 38.28 % 38.51 % 0.07 % 95.73 %
124 4869 WT HOLDINGS GRP 12,030 10,640 39.28 % 39.39 % 0.07 % 95.80 %
125 24341 PEMCO MUT INS CO 11,995 11,502 52.04 % 53.00 % 0.07 % 95.87 %
**INDUSTRY TOTAL** 17,946,179 16,855,601 67.25 % 69.62 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


33
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 517 HANNOVER GRP 18,083 16,539 10.04 % 11.88 % 6.33 % 6.33 %
2 69 FARMERS INS GRP 14,394 13,508 41.17 % 42.13 % 5.04 % 11.36 %
3 12 AMERICAN INTL GRP 14,270 13,281 202.76 % 214.64 % 4.99 % 16.36 %
4 65 FM GLOBAL GRP 12,131 11,074 251.37 % 251.92 % 4.24 % 20.60 %
5 111 LIBERTY MUT GRP 11,335 8,959 37.50 % 41.49 % 3.97 % 24.57 %
6 280 AUTO OWNERS GRP 10,939 10,800 34.36 % 35.30 % 3.83 % 28.39 %
7 212 ZURICH INS GRP 10,188 10,490 N/A N/A 3.56 % 31.96 %
8 4670 STARR GRP 9,425 9,059 37.68 % 39.26 % 3.30 % 35.26 %
9 361 MUNICH RE GRP 9,325 8,209 125.08 % 128.10 % 3.26 % 38.52 %
10 4990 CORE SPECIALTY INS HOLDINGS GRP 8,141 5,219 49.89 % 52.44 % 2.85 % 41.37 %
**STATE TOTAL** 285,799 265,991 84.67 % 89.09 % 100.00 % 41.37 %

Alaska 1 309 WESTERN NATL MUT GRP 11,736 10,687 46.54 % 48.24 % 19.40 % 19.40 %
2 65 FM GLOBAL GRP 5,175 5,170 0.22 % 0.21 % 8.55 % 27.95 %
3 111 LIBERTY MUT GRP 3,770 3,142 57.48 % 58.03 % 6.23 % 34.18 %
4 4670 STARR GRP 2,929 2,604 482.17 % 494.64 % 4.84 % 39.03 %
5 16926 ARECA INS EXCH 2,639 2,430 8.95 % 9.98 % 4.36 % 43.39 %
6 920 GLOBAL IND GRP 2,446 2,525 41.71 % 42.80 % 4.04 % 47.43 %
7 181 SWISS RE GRP 2,415 1,672 13.91 % 14.72 % 3.99 % 51.42 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 2,335 2,330 35.54 % 35.65 % 3.86 % 55.28 %
9 501 ALLEGHANY GRP 2,292 2,349 N/A N/A 3.79 % 59.07 %
10 3548 TRAVELERS GRP 2,218 2,111 22.56 % 22.64 % 3.67 % 62.74 %
**STATE TOTAL** 60,498 56,739 110.96 % 112.34 % 100.00 % 62.74 %

Arizona 1 4670 STARR GRP 29,554 14,234 63.14 % 64.72 % 13.34 % 13.34 %
2 212 ZURICH INS GRP 22,857 22,962 24.61 % 25.97 % 10.31 % 23.65 %
3 3548 TRAVELERS GRP 20,134 19,325 59.13 % 60.42 % 9.08 % 32.73 %
4 12 AMERICAN INTL GRP 15,802 13,759 29.69 % 29.74 % 7.13 % 39.86 %
5 111 LIBERTY MUT GRP 12,409 12,584 10.21 % 12.47 % 5.60 % 45.46 %
6 65 FM GLOBAL GRP 10,675 10,750 47.45 % 48.30 % 4.82 % 50.28 %
7 761 ALLIANZ INS GRP 8,827 9,905 72.94 % 76.14 % 3.98 % 54.26 %
8 69 FARMERS INS GRP 6,559 5,925 70.58 % 71.32 % 2.96 % 57.22 %
9 280 AUTO OWNERS GRP 5,764 5,481 33.60 % 35.58 % 2.60 % 59.82 %
10 361 MUNICH RE GRP 5,546 4,714 117.46 % 147.35 % 2.50 % 62.32 %
**STATE TOTAL** 221,626 198,329 51.23 % 53.27 % 100.00 % 62.32 %

Arkansas 1 13757 FARM BUREAU MUT INS CO OF AR INC 36,215 35,856 20.76 % 20.95 % 18.56 % 18.56 %
2 12 AMERICAN INTL GRP 12,147 11,609 21.60 % 21.54 % 6.23 % 24.79 %
3 123 SHELTER INS GRP 11,986 11,648 48.73 % 51.95 % 6.14 % 30.93 %
4 65 FM GLOBAL GRP 11,103 9,973 25.31 % 25.57 % 5.69 % 36.62 %
5 69 FARMERS INS GRP 8,377 7,216 22.56 % 23.34 % 4.29 % 40.91 %
6 3548 TRAVELERS GRP 8,029 7,668 110.59 % 110.59 % 4.11 % 45.03 %
7 4670 STARR GRP 6,757 6,100 18.34 % 20.54 % 3.46 % 48.49 %
8 280 AUTO OWNERS GRP 6,723 6,371 48.94 % 50.03 % 3.45 % 51.94 %
9 212 ZURICH INS GRP 5,810 5,812 N/A 0.43 % 2.98 % 54.92 %
10 175 STATE AUTO MUT GRP 4,645 4,191 101.55 % 103.03 % 2.38 % 57.30 %
**STATE TOTAL** 195,108 185,475 69.44 % 71.28 % 100.00 % 57.30 %

© 2022 National Association of Insurance Commissioners


34
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 69 FARMERS INS GRP 199,350 168,845 39.35 % 41.58 % 9.41 % 9.41 %
2 111 LIBERTY MUT GRP 143,988 135,112 47.50 % 49.45 % 6.80 % 16.21 %
3 12 AMERICAN INTL GRP 137,285 128,193 19.68 % 21.39 % 6.48 % 22.69 %
4 3548 TRAVELERS GRP 120,353 115,693 36.44 % 38.19 % 5.68 % 28.37 %
5 212 ZURICH INS GRP 92,411 96,191 61.99 % 70.07 % 4.36 % 32.73 %
6 4670 STARR GRP 90,696 83,667 40.22 % 43.61 % 4.28 % 37.01 %
7 761 ALLIANZ INS GRP 87,189 78,512 53.47 % 58.84 % 4.12 % 41.13 %
8 1278 CSAA INS GRP 83,161 77,761 65.74 % 67.03 % 3.93 % 45.05 %
9 65 FM GLOBAL GRP 71,619 72,029 N/A N/A 3.38 % 48.43 %
10 176 STATE FARM GRP 62,363 40,171 144.80 % 152.61 % 2.94 % 51.38 %
**STATE TOTAL** 2,118,466 1,935,929 40.62 % 43.36 % 100.00 % 51.38 %

Colorado 1 4670 STARR GRP 23,440 19,504 16.24 % 17.66 % 8.59 % 8.59 %
2 69 FARMERS INS GRP 17,232 15,534 52.84 % 53.35 % 6.32 % 14.91 %
3 12 AMERICAN INTL GRP 16,657 15,513 33.72 % 33.96 % 6.11 % 21.01 %
4 31 BERKSHIRE HATHAWAY GRP 16,315 15,456 55.06 % 59.37 % 5.98 % 26.99 %
5 111 LIBERTY MUT GRP 14,916 13,749 820.06 % 823.82 % 5.47 % 32.46 %
6 212 ZURICH INS GRP 14,530 13,757 58.04 % 59.23 % 5.33 % 37.79 %
7 3548 TRAVELERS GRP 13,080 13,075 74.80 % 76.39 % 4.79 % 42.58 %
8 626 CHUBB LTD GRP 12,915 11,708 20.29 % 20.99 % 4.73 % 47.31 %
9 65 FM GLOBAL GRP 12,435 11,873 25.67 % 26.44 % 4.56 % 51.87 %
10 968 AXA INS GRP 9,305 8,154 11.83 % 12.25 % 3.41 % 55.28 %
**STATE TOTAL** 272,823 250,266 91.94 % 93.88 % 100.00 % 55.28 %

Connecticut 1 31 BERKSHIRE HATHAWAY GRP 13,010 12,448 46.14 % 48.90 % 7.74 % 7.74 %
2 69 FARMERS INS GRP 11,541 12,099 57.73 % 58.50 % 6.86 % 14.60 %
3 65 FM GLOBAL GRP 11,271 11,266 N/A N/A 6.70 % 21.30 %
4 4670 STARR GRP 10,764 10,761 28.65 % 30.46 % 6.40 % 27.70 %
5 12 AMERICAN INTL GRP 10,386 9,644 33.15 % 33.51 % 6.18 % 33.88 %
6 3548 TRAVELERS GRP 8,703 8,592 9.13 % 9.50 % 5.18 % 39.06 %
7 361 MUNICH RE GRP 7,483 6,976 24.77 % 25.45 % 4.45 % 43.51 %
8 111 LIBERTY MUT GRP 7,477 6,599 89.77 % 97.05 % 4.45 % 47.95 %
9 22 ANDOVER GRP 6,614 6,682 62.17 % 64.33 % 3.93 % 51.88 %
10 212 ZURICH INS GRP 5,842 6,235 N/A N/A 3.47 % 55.36 %
**STATE TOTAL** 168,160 164,222 30.69 % 32.21 % 100.00 % 55.36 %

Delaware 1 212 ZURICH INS GRP 3,966 4,297 N/A N/A 10.22 % 10.22 %
2 12 AMERICAN INTL GRP 2,509 2,404 16.67 % 16.94 % 6.47 % 16.69 %
3 4670 STARR GRP 2,386 2,512 8.93 % 9.66 % 6.15 % 22.84 %
4 65 FM GLOBAL GRP 1,864 1,736 N/A N/A 4.80 % 27.64 %
5 3548 TRAVELERS GRP 1,555 1,413 53.20 % 54.83 % 4.01 % 31.65 %
6 31 BERKSHIRE HATHAWAY GRP 1,505 1,431 72.18 % 75.27 % 3.88 % 35.52 %
7 761 ALLIANZ INS GRP 1,480 1,483 N/A N/A 3.81 % 39.34 %
8 242 SELECTIVE INS GRP 1,474 1,337 4.12 % 5.24 % 3.80 % 43.14 %
9 111 LIBERTY MUT GRP 1,426 1,103 4.30 % 5.85 % 3.67 % 46.81 %
10 749 SCOR GRP 1,422 1,385 9.01 % 9.35 % 3.66 % 50.48 %
**STATE TOTAL** 38,802 37,623 19.90 % 20.69 % 100.00 % 50.48 %

© 2022 National Association of Insurance Commissioners


35
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 3548 TRAVELERS GRP 7,610 7,632 20.90 % 21.55 % 15.71 % 15.71 %
2 65 FM GLOBAL GRP 6,582 6,081 79.54 % 80.35 % 13.59 % 29.30 %
3 212 ZURICH INS GRP 4,875 4,599 222.75 % 228.56 % 10.06 % 39.36 %
4 12 AMERICAN INTL GRP 4,392 4,669 N/A N/A 9.07 % 48.42 %
5 4670 STARR GRP 3,511 3,144 21.65 % 25.15 % 7.25 % 55.67 %
6 218 CNA INS GRP 2,413 2,284 6.98 % 8.46 % 4.98 % 60.65 %
7 111 LIBERTY MUT GRP 2,277 2,387 8.30 % 6.60 % 4.70 % 65.35 %
8 91 HARTFORD FIRE & CAS GRP 1,695 1,802 59.37 % 61.47 % 3.50 % 68.85 %
9 761 ALLIANZ INS GRP 1,601 1,547 N/A 0.91 % 3.30 % 72.16 %
10 31 BERKSHIRE HATHAWAY GRP 1,435 1,312 9.09 % 10.43 % 2.96 % 75.12 %
**STATE TOTAL** 48,445 46,991 47.62 % 49.72 % 100.00 % 75.12 %

Florida 1 749 SCOR GRP 98,240 86,747 35.28 % 36.36 % 5.67 % 5.67 %
2 12 AMERICAN INTL GRP 93,359 89,795 61.06 % 67.40 % 5.39 % 11.06 %
3 212 ZURICH INS GRP 87,119 80,251 14.55 % 15.18 % 5.03 % 16.08 %
4 10117 SECURITY FIRST INS CO 85,423 82,192 40.92 % 48.39 % 4.93 % 21.01 %
5 13125 PEOPLES TRUST INS CO 77,701 79,751 39.70 % 47.15 % 4.48 % 25.49 %
6 4670 STARR GRP 65,301 68,608 20.78 % 24.07 % 3.77 % 29.26 %
7 19 ASSURANT INC GRP 63,870 61,908 13.49 % 13.49 % 3.69 % 32.95 %
8 4983 SOUTHERN FIDELITY HOLDING GRP 61,356 68,585 65.42 % 65.79 % 3.54 % 36.49 %
9 4834 FEDNAT HOLDING CO GRP 59,029 59,032 78.70 % 91.26 % 3.41 % 39.89 %
10 1279 ARCH INS GRP 57,876 59,048 23.70 % 27.48 % 3.34 % 43.23 %
**STATE TOTAL** 1,733,127 1,628,740 41.55 % 46.07 % 100.00 % 43.23 %

Georgia 1 280 AUTO OWNERS GRP 39,686 39,272 50.85 % 52.32 % 8.10 % 8.10 %
2 65 FM GLOBAL GRP 30,855 28,786 72.20 % 73.30 % 6.30 % 14.40 %
3 4670 STARR GRP 27,997 25,170 146.70 % 149.21 % 5.71 % 20.11 %
4 111 LIBERTY MUT GRP 26,013 21,824 32.53 % 33.15 % 5.31 % 25.42 %
5 12 AMERICAN INTL GRP 25,697 23,475 61.35 % 61.56 % 5.25 % 30.67 %
6 69 FARMERS INS GRP 24,973 23,356 26.21 % 26.67 % 5.10 % 35.77 %
7 3548 TRAVELERS GRP 24,803 23,746 30.39 % 31.51 % 5.06 % 40.83 %
8 212 ZURICH INS GRP 23,352 22,820 67.07 % 69.92 % 4.77 % 45.59 %
9 31 BERKSHIRE HATHAWAY GRP 22,788 21,493 43.39 % 47.37 % 4.65 % 50.25 %
10 761 ALLIANZ INS GRP 15,488 17,804 19.15 % 21.77 % 3.16 % 53.41 %
**STATE TOTAL** 489,920 458,707 51.17 % 52.84 % 100.00 % 53.41 %

Hawaii 1 4977 PALOMAR HOLDINGS GRP 30,331 22,449 0.00 % 0.01 % 24.10 % 24.10 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 17,049 15,715 23.37 % 23.49 % 13.55 % 37.64 %
3 4670 STARR GRP 10,328 8,010 101.91 % 106.40 % 8.21 % 45.85 %
4 4672 DONGBU INS GRP 10,077 9,696 26.00 % 38.51 % 8.01 % 53.86 %
5 12 AMERICAN INTL GRP 9,290 8,475 38.62 % 38.70 % 7.38 % 61.24 %
6 761 ALLIANZ INS GRP 5,055 4,268 21.40 % 24.37 % 4.02 % 65.25 %
7 361 MUNICH RE GRP 4,596 4,159 18.10 % 18.70 % 3.65 % 68.91 %
8 212 ZURICH INS GRP 3,950 4,153 14.33 % 14.94 % 3.14 % 72.04 %
9 783 RLI INS GRP 2,832 2,556 3.22 % 3.35 % 2.25 % 74.29 %
10 111 LIBERTY MUT GRP 2,774 3,261 22.20 % 22.27 % 2.20 % 76.50 %
**STATE TOTAL** 125,863 112,095 23.80 % 25.55 % 100.00 % 76.50 %

© 2022 National Association of Insurance Commissioners


36
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 761 ALLIANZ INS GRP 6,607 6,742 N/A N/A 9.81 % 9.81 %
2 65 FM GLOBAL GRP 5,705 5,656 68.17 % 69.08 % 8.47 % 18.28 %
3 111 LIBERTY MUT GRP 5,351 4,850 36.73 % 37.30 % 7.94 % 26.22 %
4 3548 TRAVELERS GRP 4,633 4,151 16.63 % 16.82 % 6.88 % 33.10 %
5 626 CHUBB LTD GRP 3,001 2,591 108.14 % 108.32 % 4.45 % 37.55 %
6 12 AMERICAN INTL GRP 2,869 2,676 1,149.32 % 1,153.70 % 4.26 % 41.81 %
7 212 ZURICH INS GRP 2,753 2,655 N/A N/A 4.09 % 45.90 %
8 361 MUNICH RE GRP 2,500 2,049 91.81 % 92.70 % 3.71 % 49.61 %
9 280 AUTO OWNERS GRP 2,485 2,231 60.09 % 62.80 % 3.69 % 53.30 %
10 69 FARMERS INS GRP 2,305 1,956 22.65 % 23.20 % 3.42 % 56.72 %
**STATE TOTAL** 67,365 63,006 133.59 % 134.76 % 100.00 % 56.72 %

Illinois 1 761 ALLIANZ INS GRP 109,377 95,445 27.31 % 29.06 % 17.02 % 17.02 %
2 4670 STARR GRP 49,677 25,062 20.89 % 22.30 % 7.73 % 24.75 %
3 3548 TRAVELERS GRP 42,497 37,856 16.96 % 17.79 % 6.61 % 31.36 %
4 65 FM GLOBAL GRP 39,188 38,332 474.28 % 474.32 % 6.10 % 37.46 %
5 212 ZURICH INS GRP 33,964 34,660 24.50 % 25.98 % 5.28 % 42.74 %
6 12 AMERICAN INTL GRP 32,434 32,772 70.85 % 70.22 % 5.05 % 47.79 %
7 111 LIBERTY MUT GRP 27,424 23,373 47.51 % 48.41 % 4.27 % 52.06 %
8 69 FARMERS INS GRP 25,173 23,438 43.21 % 43.66 % 3.92 % 55.97 %
9 968 AXA INS GRP 18,185 15,325 N/A N/A 2.83 % 58.80 %
10 361 MUNICH RE GRP 18,041 17,042 36.30 % 37.18 % 2.81 % 61.61 %
**STATE TOTAL** 642,678 575,527 64.24 % 65.03 % 100.00 % 61.61 %

Indiana 1 111 LIBERTY MUT GRP 23,229 19,313 45.43 % 45.77 % 6.92 % 6.92 %
2 3548 TRAVELERS GRP 21,133 19,568 46.15 % 47.45 % 6.30 % 13.22 %
3 280 AUTO OWNERS GRP 20,913 20,760 37.10 % 39.79 % 6.23 % 19.45 %
4 761 ALLIANZ INS GRP 20,716 18,695 N/A 0.79 % 6.17 % 25.62 %
5 65 FM GLOBAL GRP 19,364 18,216 26.16 % 26.52 % 5.77 % 31.39 %
6 212 ZURICH INS GRP 17,627 17,566 7.50 % 7.58 % 5.25 % 36.65 %
7 31 BERKSHIRE HATHAWAY GRP 15,009 14,701 23.20 % 26.08 % 4.47 % 41.12 %
8 12 AMERICAN INTL GRP 14,802 14,699 91.65 % 92.26 % 4.41 % 45.53 %
9 4670 STARR GRP 11,614 9,662 10.43 % 11.64 % 3.46 % 48.99 %
10 242 SELECTIVE INS GRP 11,022 10,260 32.39 % 33.08 % 3.28 % 52.27 %
**STATE TOTAL** 335,595 310,818 34.62 % 35.53 % 100.00 % 52.27 %

Iowa 1 62 EMC INS CO GRP 17,353 16,076 46.50 % 46.92 % 9.89 % 9.89 %
2 280 AUTO OWNERS GRP 11,166 9,433 53.95 % 54.47 % 6.37 % 16.26 %
3 3548 TRAVELERS GRP 10,742 9,919 33.02 % 34.03 % 6.12 % 22.39 %
4 65 FM GLOBAL GRP 10,388 9,987 15.99 % 15.59 % 5.92 % 28.31 %
5 4670 STARR GRP 10,374 9,981 45.90 % 49.82 % 5.92 % 34.22 %
6 569 FARMERS MUT HAIL INS GRP 10,210 10,144 24.85 % 24.85 % 5.82 % 40.05 %
7 761 ALLIANZ INS GRP 10,116 9,553 74.11 % 74.41 % 5.77 % 45.81 %
8 212 ZURICH INS GRP 7,913 8,477 53.51 % 55.85 % 4.51 % 50.33 %
9 12 AMERICAN INTL GRP 7,542 6,946 4.52 % 4.75 % 4.30 % 54.63 %
10 69 FARMERS INS GRP 7,193 6,584 40.93 % 41.14 % 4.10 % 58.73 %
**STATE TOTAL** 175,383 165,398 50.77 % 51.35 % 100.00 % 58.73 %

© 2022 National Association of Insurance Commissioners


37
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 4670 STARR GRP 9,316 9,136 12.64 % 13.76 % 6.60 % 6.60 %
2 62 EMC INS CO GRP 9,172 8,617 75.97 % 76.92 % 6.50 % 13.10 %
3 3548 TRAVELERS GRP 8,998 8,598 35.72 % 37.27 % 6.38 % 19.47 %
4 212 ZURICH INS GRP 8,021 8,291 N/A N/A 5.68 % 25.16 %
5 12 AMERICAN INTL GRP 7,720 7,704 14.44 % 12.78 % 5.47 % 30.63 %
6 111 LIBERTY MUT GRP 6,731 5,835 69.97 % 72.88 % 4.77 % 35.39 %
7 361 MUNICH RE GRP 6,331 6,981 14.59 % 15.39 % 4.49 % 39.88 %
8 761 ALLIANZ INS GRP 6,223 6,514 54.85 % 58.40 % 4.41 % 44.29 %
9 65 FM GLOBAL GRP 6,182 6,207 N/A N/A 4.38 % 48.67 %
10 626 CHUBB LTD GRP 4,368 4,126 78.81 % 78.61 % 3.09 % 51.76 %
**STATE TOTAL** 141,146 137,552 41.42 % 42.49 % 100.00 % 51.76 %

Kentucky 1 65 FM GLOBAL GRP 20,665 19,154 N/A N/A 11.60 % 11.60 %


2 111 LIBERTY MUT GRP 19,080 14,480 40.38 % 40.94 % 10.71 % 22.31 %
3 212 ZURICH INS GRP 10,054 11,015 N/A N/A 5.64 % 27.95 %
4 280 AUTO OWNERS GRP 8,563 8,211 52.48 % 57.11 % 4.81 % 32.75 %
5 3548 TRAVELERS GRP 7,812 7,545 232.25 % 235.03 % 4.38 % 37.14 %
6 12 AMERICAN INTL GRP 6,871 6,623 28.49 % 28.65 % 3.86 % 40.99 %
7 517 HANNOVER GRP 6,158 6,071 2.80 % 3.19 % 3.46 % 44.45 %
8 761 ALLIANZ INS GRP 5,808 5,354 9.96 % 12.14 % 3.26 % 47.71 %
9 4670 STARR GRP 5,676 5,138 50.71 % 51.87 % 3.19 % 50.90 %
10 968 AXA INS GRP 5,660 5,579 N/A N/A 3.18 % 54.07 %
**STATE TOTAL** 178,186 169,437 42.58 % 43.48 % 100.00 % 54.07 %

Louisiana 1 4670 STARR GRP 37,451 40,068 424.61 % 439.02 % 8.25 % 8.25 %
2 4983 SOUTHERN FIDELITY HOLDING GRP 30,455 29,346 693.79 % 694.17 % 6.71 % 14.95 %
3 65 FM GLOBAL GRP 24,467 21,754 15.94 % 17.43 % 5.39 % 20.34 %
4 4990 CORE SPECIALTY INS HOLDINGS GRP 23,857 14,187 963.06 % 982.19 % 5.25 % 25.60 %
5 12 AMERICAN INTL GRP 18,987 19,561 342.50 % 354.36 % 4.18 % 29.78 %
6 69 FARMERS INS GRP 18,356 16,900 35.78 % 36.95 % 4.04 % 33.82 %
7 749 SCOR GRP 17,817 17,367 335.13 % 338.31 % 3.92 % 37.74 %
8 761 ALLIANZ INS GRP 17,586 15,760 307.50 % 310.88 % 3.87 % 41.62 %
9 212 ZURICH INS GRP 15,622 16,351 302.74 % 305.28 % 3.44 % 45.06 %
10 33499 DORINCO REINS CO 14,992 13,974 900.81 % 900.81 % 3.30 % 48.36 %
**STATE TOTAL** 454,079 419,543 344.17 % 352.35 % 100.00 % 48.36 %

Maine 1 65 FM GLOBAL GRP 6,126 5,538 N/A N/A 9.69 % 9.69 %


2 761 ALLIANZ INS GRP 4,035 4,095 51.19 % 52.03 % 6.38 % 16.08 %
3 69 FARMERS INS GRP 3,837 3,744 36.32 % 36.49 % 6.07 % 22.15 %
4 3548 TRAVELERS GRP 3,670 3,471 N/A N/A 5.81 % 27.95 %
5 111 LIBERTY MUT GRP 3,160 2,433 100.71 % 86.01 % 5.00 % 32.96 %
6 22 ANDOVER GRP 3,054 3,087 28.54 % 29.48 % 4.83 % 37.79 %
7 12 AMERICAN INTL GRP 3,036 2,940 16.67 % 16.55 % 4.80 % 42.59 %
8 4670 STARR GRP 2,795 2,602 13.69 % 14.68 % 4.42 % 47.01 %
9 408 AMERICAN NATL FIN GRP 2,690 2,624 26.35 % 26.35 % 4.26 % 51.27 %
10 361 MUNICH RE GRP 2,441 2,203 14.04 % 14.39 % 3.86 % 55.13 %
**STATE TOTAL** 63,200 59,659 23.88 % 24.13 % 100.00 % 55.13 %

© 2022 National Association of Insurance Commissioners


38
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 3548 TRAVELERS GRP 20,846 20,288 6.61 % 7.01 % 9.86 % 9.86 %
2 65 FM GLOBAL GRP 15,809 15,171 23.14 % 22.89 % 7.47 % 17.33 %
3 12 AMERICAN INTL GRP 11,798 12,210 27.27 % 28.68 % 5.58 % 22.91 %
4 111 LIBERTY MUT GRP 11,657 10,027 11.87 % 10.76 % 5.51 % 28.42 %
5 212 ZURICH INS GRP 11,125 13,183 11.14 % 12.00 % 5.26 % 33.68 %
6 3219 SOMPO GRP 10,571 8,082 3.48 % 4.02 % 5.00 % 38.67 %
7 69 FARMERS INS GRP 9,317 8,992 20.86 % 21.16 % 4.40 % 43.08 %
8 242 SELECTIVE INS GRP 8,120 7,750 35.60 % 37.63 % 3.84 % 46.92 %
9 761 ALLIANZ INS GRP 7,632 7,126 19.73 % 24.52 % 3.61 % 50.53 %
10 4670 STARR GRP 7,291 9,070 13.10 % 14.95 % 3.45 % 53.97 %
**STATE TOTAL** 211,526 202,254 27.35 % 28.60 % 100.00 % 53.97 %

Massachusetts 1 65 FM GLOBAL GRP 34,490 33,851 73.55 % 75.14 % 9.20 % 9.20 %


2 12 AMERICAN INTL GRP 22,337 22,125 19.82 % 19.95 % 5.96 % 15.16 %
3 411 MAPFRE INS GRP 21,697 22,039 53.88 % 55.56 % 5.79 % 20.95 %
4 3548 TRAVELERS GRP 21,445 18,797 45.21 % 46.57 % 5.72 % 26.67 %
5 761 ALLIANZ INS GRP 19,879 15,879 20.61 % 24.04 % 5.30 % 31.98 %
6 111 LIBERTY MUT GRP 19,730 17,720 37.55 % 31.83 % 5.26 % 37.24 %
7 22 ANDOVER GRP 18,306 17,927 35.36 % 36.39 % 4.88 % 42.12 %
8 212 ZURICH INS GRP 17,922 17,028 9.73 % 8.80 % 4.78 % 46.91 %
9 4670 STARR GRP 16,921 15,827 25.83 % 35.73 % 4.51 % 51.42 %
10 234 VERMONT MUT GRP 16,244 16,012 42.05 % 41.94 % 4.33 % 55.75 %
**STATE TOTAL** 374,804 360,228 36.12 % 37.36 % 100.00 % 55.75 %

Michigan 1 280 AUTO OWNERS GRP 51,500 51,269 40.31 % 42.24 % 13.34 % 13.34 %
2 69 FARMERS INS GRP 33,099 33,296 24.49 % 25.14 % 8.57 % 21.91 %
3 12 AMERICAN INTL GRP 28,967 28,237 35.57 % 35.75 % 7.50 % 29.41 %
4 65 FM GLOBAL GRP 21,299 20,155 N/A N/A 5.52 % 34.92 %
5 3548 TRAVELERS GRP 20,110 19,968 59.70 % 61.68 % 5.21 % 40.13 %
6 212 ZURICH INS GRP 14,919 26,249 0.47 % 2.44 % 3.86 % 43.99 %
7 361 MUNICH RE GRP 11,533 10,702 11.68 % 12.25 % 2.99 % 46.98 %
8 968 AXA INS GRP 11,363 9,844 119.22 % 117.96 % 2.94 % 49.92 %
9 761 ALLIANZ INS GRP 10,883 9,944 389.80 % 400.96 % 2.82 % 52.74 %
10 242 SELECTIVE INS GRP 10,454 9,867 47.39 % 47.98 % 2.71 % 55.45 %
**STATE TOTAL** 386,173 383,974 66.61 % 68.34 % 100.00 % 55.45 %

Minnesota 1 3548 TRAVELERS GRP 24,306 22,055 24.09 % 24.60 % 8.67 % 8.67 %
2 65 FM GLOBAL GRP 19,396 19,543 23.50 % 24.04 % 6.92 % 15.59 %
3 69 FARMERS INS GRP 15,536 14,357 43.85 % 44.32 % 5.54 % 21.14 %
4 280 AUTO OWNERS GRP 14,257 13,769 39.32 % 40.60 % 5.09 % 26.22 %
5 12 AMERICAN INTL GRP 11,946 11,092 N/A N/A 4.26 % 30.48 %
6 111 LIBERTY MUT GRP 11,028 10,611 N/A 1.58 % 3.93 % 34.42 %
7 4670 STARR GRP 9,594 8,917 73.46 % 74.96 % 3.42 % 37.84 %
8 212 ZURICH INS GRP 9,262 9,112 121.93 % 123.49 % 3.30 % 41.15 %
9 698 NORTH STAR CO GRP 8,326 8,183 33.10 % 33.18 % 2.97 % 44.12 %
10 15350 WEST BEND MUT INS CO 8,156 7,836 110.06 % 110.04 % 2.91 % 47.03 %
**STATE TOTAL** 280,277 266,927 42.94 % 43.88 % 100.00 % 47.03 %

© 2022 National Association of Insurance Commissioners


39
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 111 LIBERTY MUT GRP 17,996 16,351 65.10 % 65.89 % 9.65 % 9.65 %
2 483 SOUTHERN FARM BUREAU CAS GRP 12,416 12,174 36.11 % 36.02 % 6.66 % 16.31 %
3 65 FM GLOBAL GRP 9,373 8,926 469.49 % 471.71 % 5.03 % 21.34 %
4 69 FARMERS INS GRP 9,102 9,106 22.65 % 23.38 % 4.88 % 26.22 %
5 761 ALLIANZ INS GRP 8,847 5,976 104.67 % 112.15 % 4.75 % 30.96 %
6 4670 STARR GRP 8,036 7,256 123.33 % 127.15 % 4.31 % 35.27 %
7 212 ZURICH INS GRP 6,894 5,958 N/A N/A 3.70 % 38.97 %
8 12 AMERICAN INTL GRP 6,370 6,379 83.96 % 89.35 % 3.42 % 42.39 %
9 361 MUNICH RE GRP 5,642 4,965 135.56 % 139.97 % 3.03 % 45.41 %
10 4977 PALOMAR HOLDINGS GRP 5,639 5,485 13.75 % 15.68 % 3.02 % 48.44 %
**STATE TOTAL** 186,453 174,006 76.29 % 78.94 % 100.00 % 48.44 %

Missouri 1 31 BERKSHIRE HATHAWAY GRP 22,015 21,855 58.47 % 63.96 % 7.60 % 7.60 %
2 123 SHELTER INS GRP 21,044 20,498 51.87 % 53.60 % 7.26 % 14.86 %
3 65 FM GLOBAL GRP 17,417 16,789 252.28 % 254.90 % 6.01 % 20.87 %
4 212 ZURICH INS GRP 15,922 16,814 33.55 % 35.27 % 5.49 % 26.36 %
5 3548 TRAVELERS GRP 13,346 12,578 15.31 % 15.95 % 4.60 % 30.97 %
6 69 FARMERS INS GRP 12,638 11,760 36.90 % 37.54 % 4.36 % 35.33 %
7 4670 STARR GRP 12,372 11,982 90.78 % 93.99 % 4.27 % 39.59 %
8 12 AMERICAN INTL GRP 12,020 13,058 N/A N/A 4.15 % 43.74 %
9 111 LIBERTY MUT GRP 11,014 11,194 25.88 % 25.96 % 3.80 % 47.54 %
10 761 ALLIANZ INS GRP 9,742 10,221 30.06 % 34.19 % 3.36 % 50.90 %
**STATE TOTAL** 289,821 281,895 49.16 % 50.72 % 100.00 % 50.90 %

Montana 1 12 AMERICAN INTL GRP 4,922 3,831 N/A N/A 10.92 % 10.92 %
2 3548 TRAVELERS GRP 4,507 4,567 35.90 % 36.26 % 9.99 % 20.91 %
3 111 LIBERTY MUT GRP 2,639 5,013 39.24 % 38.48 % 5.85 % 26.76 %
4 62 EMC INS CO GRP 2,556 2,458 3.54 % 4.01 % 5.67 % 32.43 %
5 65 FM GLOBAL GRP 2,445 2,646 0.00 % 0.00 % 5.42 % 37.85 %
6 244 CINCINNATI FIN GRP 2,069 1,939 69.82 % 70.19 % 4.59 % 42.44 %
7 69 FARMERS INS GRP 2,005 1,915 58.76 % 59.19 % 4.45 % 46.89 %
8 31 BERKSHIRE HATHAWAY GRP 1,978 1,537 12.15 % 13.96 % 4.39 % 51.27 %
9 761 ALLIANZ INS GRP 1,554 1,384 14.94 % 17.52 % 3.45 % 54.72 %
10 361 MUNICH RE GRP 1,471 1,328 30.46 % 30.81 % 3.26 % 57.98 %
**STATE TOTAL** 45,092 44,366 26.45 % 27.10 % 100.00 % 57.98 %

Nebraska 1 517 HANNOVER GRP 9,766 5,471 13.86 % 16.41 % 9.12 % 9.12 %
2 3548 TRAVELERS GRP 8,808 7,913 58.35 % 58.80 % 8.22 % 17.34 %
3 69 FARMERS INS GRP 7,335 6,435 18.04 % 18.68 % 6.85 % 24.18 %
4 4670 STARR GRP 7,306 6,891 12.39 % 13.40 % 6.82 % 31.00 %
5 13889 FARMERS MUT INS CO OF NE 5,814 5,559 15.15 % 15.11 % 5.43 % 36.43 %
6 212 ZURICH INS GRP 5,685 6,040 82.13 % 83.34 % 5.31 % 41.74 %
7 65 FM GLOBAL GRP 5,675 4,680 N/A N/A 5.30 % 47.03 %
8 62 EMC INS CO GRP 4,506 4,258 27.59 % 27.91 % 4.21 % 51.24 %
9 280 AUTO OWNERS GRP 4,478 4,348 31.89 % 32.70 % 4.18 % 55.42 %
10 12 AMERICAN INTL GRP 4,360 4,270 36.94 % 36.96 % 4.07 % 59.49 %
**STATE TOTAL** 107,131 100,827 60.21 % 61.00 % 100.00 % 59.49 %

© 2022 National Association of Insurance Commissioners


40
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 3548 TRAVELERS GRP 15,553 13,749 22.67 % 23.44 % 11.58 % 11.58 %
2 212 ZURICH INS GRP 11,013 11,262 22.61 % 24.12 % 8.20 % 19.78 %
3 65 FM GLOBAL GRP 9,954 10,174 N/A N/A 7.41 % 27.19 %
4 12 AMERICAN INTL GRP 9,821 8,748 2.97 % 14.68 % 7.31 % 34.50 %
5 111 LIBERTY MUT GRP 8,695 7,807 75.04 % 77.20 % 6.47 % 40.97 %
6 4670 STARR GRP 8,541 7,705 12.71 % 17.04 % 6.36 % 47.33 %
7 69 FARMERS INS GRP 5,126 4,601 43.11 % 43.57 % 3.82 % 51.15 %
8 181 SWISS RE GRP 4,608 3,405 6.33 % 6.40 % 3.43 % 54.58 %
9 1278 CSAA INS GRP 3,901 3,915 42.23 % 41.32 % 2.90 % 57.48 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 3,813 3,139 2.56 % 3.19 % 2.84 % 60.32 %
**STATE TOTAL** 134,318 123,993 28.70 % 31.19 % 100.00 % 60.32 %

New Hampshire 1 761 ALLIANZ INS GRP 4,529 4,411 N/A N/A 8.98 % 8.98 %
2 65 FM GLOBAL GRP 3,736 3,640 2.44 % 2.53 % 7.41 % 16.39 %
3 212 ZURICH INS GRP 2,910 3,110 N/A N/A 5.77 % 22.16 %
4 12 AMERICAN INTL GRP 2,384 2,210 27.93 % 28.03 % 4.73 % 26.89 %
5 111 LIBERTY MUT GRP 2,351 2,065 N/A 10.24 % 4.66 % 31.55 %
6 69 FARMERS INS GRP 2,120 2,123 7.86 % 8.09 % 4.20 % 35.75 %
7 22 ANDOVER GRP 2,098 2,075 49.00 % 51.36 % 4.16 % 39.91 %
8 408 AMERICAN NATL FIN GRP 2,033 1,997 37.27 % 36.97 % 4.03 % 43.95 %
9 3548 TRAVELERS GRP 1,803 1,515 N/A N/A 3.58 % 47.52 %
10 234 VERMONT MUT GRP 1,674 1,650 132.48 % 132.36 % 3.32 % 50.84 %
**STATE TOTAL** 50,428 49,675 18.55 % 20.16 % 100.00 % 50.84 %

New Jersey 1 212 ZURICH INS GRP 33,486 32,615 52.38 % 53.24 % 7.23 % 7.23 %
2 12 AMERICAN INTL GRP 31,593 28,864 37.02 % 37.74 % 6.82 % 14.06 %
3 65 FM GLOBAL GRP 23,239 22,057 56.51 % 58.71 % 5.02 % 19.08 %
4 19 ASSURANT INC GRP 21,663 21,658 15.81 % 15.81 % 4.68 % 23.76 %
5 761 ALLIANZ INS GRP 21,216 19,820 11.11 % 14.92 % 4.58 % 28.34 %
6 242 SELECTIVE INS GRP 20,819 19,653 29.14 % 33.73 % 4.50 % 32.84 %
7 3548 TRAVELERS GRP 20,315 19,161 2.04 % 1.87 % 4.39 % 37.22 %
8 4670 STARR GRP 15,779 16,543 81.42 % 83.26 % 3.41 % 40.63 %
9 31 BERKSHIRE HATHAWAY GRP 14,938 14,130 42.76 % 46.55 % 3.23 % 43.86 %
10 111 LIBERTY MUT GRP 14,054 12,483 44.52 % 52.74 % 3.04 % 46.89 %
**STATE TOTAL** 462,960 433,079 57.79 % 59.89 % 100.00 % 46.89 %

New Mexico 1 69 FARMERS INS GRP 7,446 6,856 36.60 % 37.32 % 12.04 % 12.04 %
2 12 AMERICAN INTL GRP 4,852 5,045 N/A N/A 7.84 % 19.88 %
3 111 LIBERTY MUT GRP 4,718 4,587 26.93 % 24.92 % 7.63 % 27.51 %
4 3548 TRAVELERS GRP 4,034 4,064 20.61 % 21.08 % 6.52 % 34.03 %
5 31 BERKSHIRE HATHAWAY GRP 3,405 3,242 23.10 % 26.45 % 5.50 % 39.54 %
6 749 SCOR GRP 2,932 2,142 88.23 % 88.72 % 4.74 % 44.28 %
7 65 FM GLOBAL GRP 2,759 2,766 15.92 % 16.04 % 4.46 % 48.74 %
8 212 ZURICH INS GRP 2,345 2,349 3.13 % 4.47 % 3.79 % 52.53 %
9 761 ALLIANZ INS GRP 2,229 1,746 13.17 % 15.69 % 3.60 % 56.13 %
10 361 MUNICH RE GRP 2,040 2,292 27.68 % 27.81 % 3.30 % 59.43 %
**STATE TOTAL** 61,857 59,626 28.29 % 28.90 % 100.00 % 59.43 %

© 2022 National Association of Insurance Commissioners


41
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 12 AMERICAN INTL GRP 88,703 88,071 35.71 % 35.82 % 8.09 % 8.09 %
2 761 ALLIANZ INS GRP 77,658 78,913 21.43 % 30.23 % 7.08 % 15.17 %
3 3548 TRAVELERS GRP 72,570 72,032 45.95 % 48.10 % 6.62 % 21.79 %
4 65 FM GLOBAL GRP 72,456 68,276 5.76 % 7.44 % 6.61 % 28.40 %
5 212 ZURICH INS GRP 62,179 60,508 N/A N/A 5.67 % 34.07 %
6 111 LIBERTY MUT GRP 48,534 43,524 33.16 % 38.08 % 4.43 % 38.49 %
7 4734 APOLLO GLOBAL MGMT GRP 39,269 36,422 132.36 % 134.26 % 3.58 % 42.07 %
8 31 BERKSHIRE HATHAWAY GRP 36,829 35,611 18.04 % 20.23 % 3.36 % 45.43 %
9 158 FAIRFAX FIN GRP 27,727 25,626 64.63 % 68.50 % 2.53 % 47.96 %
10 256 COACTION GLOBAL INC GRP 24,339 22,527 76.25 % 79.29 % 2.22 % 50.18 %
**STATE TOTAL** 1,096,596 1,057,249 38.25 % 40.98 % 100.00 % 50.18 %

North Carolina 1 65 FM GLOBAL GRP 28,905 26,086 2,449.86 % 2,450.26 % 7.25 % 7.25 %
2 280 AUTO OWNERS GRP 23,343 22,783 38.70 % 39.45 % 5.86 % 13.11 %
3 12 AMERICAN INTL GRP 23,117 20,848 47.03 % 48.45 % 5.80 % 18.91 %
4 111 LIBERTY MUT GRP 21,409 19,137 375.69 % 379.50 % 5.37 % 24.28 %
5 69 FARMERS INS GRP 20,678 18,847 41.61 % 42.10 % 5.19 % 29.46 %
6 3548 TRAVELERS GRP 20,274 18,829 3.10 % 3.75 % 5.09 % 34.55 %
7 212 ZURICH INS GRP 19,958 18,854 7.36 % 8.72 % 5.01 % 39.56 %
8 761 ALLIANZ INS GRP 19,197 17,484 87.06 % 89.59 % 4.82 % 44.37 %
9 4670 STARR GRP 16,825 16,476 127.64 % 138.94 % 4.22 % 48.59 %
10 324 NORTH CAROLINA FARM BUREAU GRP 14,306 14,310 51.29 % 51.61 % 3.59 % 52.18 %
**STATE TOTAL** 398,638 374,530 216.07 % 217.62 % 100.00 % 52.18 %

North Dakota 1 65 FM GLOBAL GRP 4,861 4,183 0.00 % 0.00 % 9.84 % 9.84 %
2 3548 TRAVELERS GRP 4,279 4,246 1.56 % 1.01 % 8.66 % 18.49 %
3 280 AUTO OWNERS GRP 3,642 2,190 67.39 % 68.68 % 7.37 % 25.86 %
4 11101 HARTLAND MUT INS CO 3,207 3,221 53.89 % 53.89 % 6.49 % 32.35 %
5 12 AMERICAN INTL GRP 2,266 2,210 479.14 % 479.72 % 4.58 % 36.94 %
6 62 EMC INS CO GRP 1,969 1,942 28.87 % 29.23 % 3.98 % 40.92 %
7 212 ZURICH INS GRP 1,891 1,871 N/A N/A 3.83 % 44.75 %
8 698 NORTH STAR CO GRP 1,829 1,804 78.57 % 78.83 % 3.70 % 48.45 %
9 14184 ACUITY A MUT INS CO 1,677 1,555 288.80 % 306.44 % 3.39 % 51.84 %
10 761 ALLIANZ INS GRP 1,659 1,579 162.60 % 170.33 % 3.36 % 55.20 %
**STATE TOTAL** 49,421 47,123 69.84 % 70.53 % 100.00 % 55.20 %

Ohio 1 65 FM GLOBAL GRP 37,868 34,122 35.03 % 34.69 % 7.82 % 7.82 %


2 69 FARMERS INS GRP 31,175 29,986 26.46 % 27.08 % 6.43 % 14.25 %
3 212 ZURICH INS GRP 29,506 31,121 10.24 % 11.57 % 6.09 % 20.34 %
4 3548 TRAVELERS GRP 28,595 27,040 31.13 % 32.01 % 5.90 % 26.24 %
5 111 LIBERTY MUT GRP 25,435 20,709 N/A N/A 5.25 % 31.49 %
6 244 CINCINNATI FIN GRP 23,040 22,341 55.85 % 57.94 % 4.75 % 36.24 %
7 761 ALLIANZ INS GRP 20,656 18,882 68.76 % 72.79 % 4.26 % 40.51 %
8 12 AMERICAN INTL GRP 20,467 18,770 47.02 % 47.23 % 4.22 % 44.73 %
9 280 AUTO OWNERS GRP 19,790 19,659 36.16 % 38.34 % 4.08 % 48.81 %
10 963 OHIO MUT GRP 18,028 17,781 46.65 % 48.14 % 3.72 % 52.54 %
**STATE TOTAL** 484,552 458,735 52.64 % 54.14 % 100.00 % 52.54 %

© 2022 National Association of Insurance Commissioners


42
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 4670 STARR GRP 13,300 10,735 75.80 % 77.99 % 5.82 % 5.82 %
2 69 FARMERS INS GRP 12,834 11,695 35.10 % 37.18 % 5.62 % 11.43 %
3 501 ALLEGHANY GRP 12,406 10,354 96.35 % 97.72 % 5.43 % 16.86 %
4 12 AMERICAN INTL GRP 12,239 16,416 35.54 % 37.98 % 5.36 % 22.22 %
5 65 FM GLOBAL GRP 11,366 10,015 1.20 % 1.19 % 4.97 % 27.19 %
6 31 BERKSHIRE HATHAWAY GRP 10,944 10,322 72.64 % 76.74 % 4.79 % 31.98 %
7 212 ZURICH INS GRP 10,696 11,417 10.80 % 11.35 % 4.68 % 36.66 %
8 3548 TRAVELERS GRP 9,763 9,350 14.82 % 14.56 % 4.27 % 40.93 %
9 361 MUNICH RE GRP 9,744 8,401 56.22 % 57.73 % 4.26 % 45.20 %
10 111 LIBERTY MUT GRP 8,681 9,711 56.35 % 58.06 % 3.80 % 48.99 %
**STATE TOTAL** 228,544 216,989 60.13 % 62.26 % 100.00 % 48.99 %

Oregon 1 111 LIBERTY MUT GRP 15,584 15,395 N/A N/A 9.54 % 9.54 %
2 12 AMERICAN INTL GRP 12,253 10,904 109.42 % 108.88 % 7.50 % 17.04 %
3 69 FARMERS INS GRP 10,571 9,811 35.62 % 40.87 % 6.47 % 23.51 %
4 4670 STARR GRP 9,829 8,339 145.25 % 148.66 % 6.02 % 29.52 %
5 65 FM GLOBAL GRP 9,148 9,285 2.22 % 2.25 % 5.60 % 35.12 %
6 3548 TRAVELERS GRP 8,822 8,194 19.94 % 20.77 % 5.40 % 40.52 %
7 761 ALLIANZ INS GRP 8,395 7,031 24.41 % 30.69 % 5.14 % 45.66 %
8 501 ALLEGHANY GRP 7,329 6,167 58.49 % 61.26 % 4.49 % 50.15 %
9 212 ZURICH INS GRP 7,133 7,244 14.44 % 16.35 % 4.37 % 54.51 %
10 361 MUNICH RE GRP 5,824 5,083 14.70 % 15.31 % 3.56 % 58.08 %
**STATE TOTAL** 163,385 151,302 73.15 % 74.60 % 100.00 % 58.08 %

Pennsylvania 1 3548 TRAVELERS GRP 46,495 46,196 N/A N/A 8.15 % 8.15 %
2 65 FM GLOBAL GRP 37,240 34,488 N/A N/A 6.53 % 14.68 %
3 111 LIBERTY MUT GRP 32,187 25,464 36.86 % 42.48 % 5.64 % 20.32 %
4 212 ZURICH INS GRP 31,383 33,478 285.53 % 297.30 % 5.50 % 25.82 %
5 69 FARMERS INS GRP 30,485 28,842 48.82 % 49.79 % 5.34 % 31.17 %
6 761 ALLIANZ INS GRP 27,514 25,204 64.15 % 70.27 % 4.82 % 35.99 %
7 12 AMERICAN INTL GRP 24,456 23,296 26.76 % 26.43 % 4.29 % 40.28 %
8 31 BERKSHIRE HATHAWAY GRP 20,471 18,213 35.23 % 37.68 % 3.59 % 43.87 %
9 4670 STARR GRP 19,889 17,899 23.29 % 25.14 % 3.49 % 47.36 %
10 242 SELECTIVE INS GRP 19,321 18,279 58.24 % 58.92 % 3.39 % 50.74 %
**STATE TOTAL** 570,407 543,885 49.30 % 51.23 % 100.00 % 50.74 %

Rhode Island 1 12 AMERICAN INTL GRP 4,393 3,246 74.54 % 75.34 % 7.88 % 7.88 %
2 65 FM GLOBAL GRP 3,953 3,806 N/A N/A 7.09 % 14.96 %
3 69 FARMERS INS GRP 3,821 3,324 43.97 % 44.88 % 6.85 % 21.81 %
4 3548 TRAVELERS GRP 3,488 3,231 9.30 % 10.40 % 6.25 % 28.07 %
5 22 ANDOVER GRP 3,399 3,410 48.49 % 48.68 % 6.09 % 34.16 %
6 242 SELECTIVE INS GRP 2,318 2,106 68.85 % 69.23 % 4.15 % 38.31 %
7 212 ZURICH INS GRP 2,268 2,232 23.47 % 23.96 % 4.07 % 42.38 %
8 111 LIBERTY MUT GRP 2,039 1,770 233.12 % 254.08 % 3.65 % 46.03 %
9 4861 HERITAGE INS HOLDINGS GRP 1,936 1,419 N/A N/A 3.47 % 49.51 %
10 3219 SOMPO GRP 1,692 1,576 12.44 % 13.39 % 3.03 % 52.54 %
**STATE TOTAL** 55,784 51,730 49.30 % 51.14 % 100.00 % 52.54 %

© 2022 National Association of Insurance Commissioners


43
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 31 BERKSHIRE HATHAWAY GRP 120,195 120,003 39.01 % 43.84 % 29.95 % 29.95 %
2 65 FM GLOBAL GRP 17,772 15,676 5.28 % 5.55 % 4.43 % 34.37 %
3 12 AMERICAN INTL GRP 16,180 15,112 55.25 % 58.29 % 4.03 % 38.41 %
4 212 ZURICH INS GRP 14,104 12,511 N/A N/A 3.51 % 41.92 %
5 761 ALLIANZ INS GRP 14,020 12,831 N/A N/A 3.49 % 45.41 %
6 1279 ARCH INS GRP 13,542 9,732 N/A N/A 3.37 % 48.79 %
7 19 ASSURANT INC GRP 12,984 12,655 26.57 % 26.57 % 3.23 % 52.02 %
8 69 FARMERS INS GRP 12,607 11,695 26.21 % 26.85 % 3.14 % 55.16 %
9 4670 STARR GRP 12,598 12,281 11.72 % 12.96 % 3.14 % 58.30 %
10 280 AUTO OWNERS GRP 11,999 12,156 28.77 % 29.58 % 2.99 % 61.29 %
**STATE TOTAL** 401,372 379,364 25.79 % 28.24 % 100.00 % 61.29 %

South Dakota 1 14184 ACUITY A MUT INS CO 3,605 3,164 2.12 % 2.27 % 7.59 % 7.59 %
2 3548 TRAVELERS GRP 3,130 2,929 86.23 % 88.92 % 6.59 % 14.18 %
3 4670 STARR GRP 3,023 3,307 15.34 % 16.51 % 6.36 % 20.54 %
4 280 AUTO OWNERS GRP 2,747 2,622 32.20 % 32.29 % 5.78 % 26.33 %
5 62 EMC INS CO GRP 2,399 2,210 6.08 % 6.66 % 5.05 % 31.38 %
6 65 FM GLOBAL GRP 2,272 2,122 447.92 % 462.40 % 4.78 % 36.16 %
7 248 UNITED FIRE & CAS GRP 2,218 2,345 17.47 % 17.13 % 4.67 % 40.83 %
8 698 NORTH STAR CO GRP 2,177 2,067 3.08 % 3.08 % 4.58 % 45.41 %
9 212 ZURICH INS GRP 2,086 1,797 N/A N/A 4.39 % 49.80 %
10 626 CHUBB LTD GRP 1,772 1,550 64.22 % 64.37 % 3.73 % 53.54 %
**STATE TOTAL** 47,500 47,200 48.77 % 49.53 % 100.00 % 53.54 %

Tennessee 1 694 TENNESSEE FARMERS GRP 50,136 49,686 25.37 % 25.85 % 13.99 % 13.99 %
2 65 FM GLOBAL GRP 24,322 22,526 N/A N/A 6.79 % 20.78 %
3 111 LIBERTY MUT GRP 22,088 18,309 479.03 % 483.27 % 6.16 % 26.94 %
4 3548 TRAVELERS GRP 19,609 19,235 158.97 % 162.01 % 5.47 % 32.41 %
5 212 ZURICH INS GRP 17,221 16,416 273.48 % 281.88 % 4.81 % 37.22 %
6 69 FARMERS INS GRP 14,288 13,507 23.13 % 23.33 % 3.99 % 41.21 %
7 12 AMERICAN INTL GRP 12,676 11,653 838.79 % 841.66 % 3.54 % 44.74 %
8 761 ALLIANZ INS GRP 11,690 9,667 46.00 % 57.24 % 3.26 % 48.01 %
9 280 AUTO OWNERS GRP 11,526 11,127 66.26 % 69.25 % 3.22 % 51.22 %
10 4670 STARR GRP 10,277 10,177 46.27 % 49.77 % 2.87 % 54.09 %
**STATE TOTAL** 358,351 338,546 107.97 % 110.20 % 100.00 % 54.09 %

Texas 1 171 GERMANIA INS GRP 361,312 334,520 83.39 % 83.53 % 15.07 % 15.07 %
2 65 FM GLOBAL GRP 138,220 130,207 46.31 % 46.56 % 5.77 % 20.84 %
3 4670 STARR GRP 133,964 123,369 159.09 % 164.72 % 5.59 % 26.43 %
4 147 HOCHHEIM PRAIRIE GRP 131,149 130,410 84.52 % 84.73 % 5.47 % 31.90 %
5 12 AMERICAN INTL GRP 106,517 95,807 65.20 % 67.59 % 4.44 % 36.35 %
6 761 ALLIANZ INS GRP 92,110 83,010 280.44 % 284.42 % 3.84 % 40.19 %
7 10199 RANCHERS & FARMERS MUT INS CO 89,281 92,646 65.21 % 65.23 % 3.72 % 43.91 %
8 626 CHUBB LTD GRP 87,448 76,631 165.93 % 166.28 % 3.65 % 47.56 %
9 212 ZURICH INS GRP 83,406 86,531 114.00 % 119.23 % 3.48 % 51.04 %
10 501 ALLEGHANY GRP 75,425 62,168 37.96 % 38.99 % 3.15 % 54.19 %
**STATE TOTAL** 2,396,864 2,221,366 102.65 % 105.18 % 100.00 % 54.19 %

© 2022 National Association of Insurance Commissioners


44
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 12 AMERICAN INTL GRP 11,469 9,761 35.20 % 34.18 % 10.87 % 10.87 %
2 19 ASSURANT INC GRP 10,408 10,366 15.11 % 15.11 % 9.87 % 20.74 %
3 65 FM GLOBAL GRP 9,833 10,566 N/A N/A 9.32 % 30.06 %
4 280 AUTO OWNERS GRP 6,759 6,168 67.18 % 69.29 % 6.41 % 36.46 %
5 3548 TRAVELERS GRP 5,856 5,720 154.22 % 156.78 % 5.55 % 42.01 %
6 4670 STARR GRP 5,124 5,386 192.88 % 195.65 % 4.86 % 46.87 %
7 111 LIBERTY MUT GRP 4,513 5,067 222.44 % 226.72 % 4.28 % 51.15 %
8 212 ZURICH INS GRP 4,017 4,001 N/A N/A 3.81 % 54.95 %
9 761 ALLIANZ INS GRP 2,965 2,901 63.91 % 66.04 % 2.81 % 57.77 %
10 13471 BEAR RIVER MUT INS CO 2,456 2,195 79.42 % 84.38 % 2.33 % 60.09 %
**STATE TOTAL** 105,502 98,380 58.45 % 59.88 % 100.00 % 60.09 %

Vermont 1 761 ALLIANZ INS GRP 11,685 12,363 78.88 % 84.72 % 29.74 % 29.74 %
2 18686 CO OPERATIVE INS COS 2,404 2,454 6.99 % 6.89 % 6.12 % 35.86 %
3 111 LIBERTY MUT GRP 2,380 1,978 226.15 % 269.96 % 6.06 % 41.92 %
4 65 FM GLOBAL GRP 2,183 2,197 N/A N/A 5.56 % 47.47 %
5 408 AMERICAN NATL FIN GRP 2,142 2,042 16.61 % 16.74 % 5.45 % 52.92 %
6 69 FARMERS INS GRP 1,466 1,396 51.35 % 51.45 % 3.73 % 56.65 %
7 234 VERMONT MUT GRP 1,373 1,363 14.87 % 14.75 % 3.50 % 60.15 %
8 212 ZURICH INS GRP 1,310 882 2.70 % 3.21 % 3.33 % 63.48 %
9 12 AMERICAN INTL GRP 1,223 1,309 5.24 % 5.19 % 3.11 % 66.59 %
10 3548 TRAVELERS GRP 1,047 990 N/A N/A 2.66 % 69.26 %
**STATE TOTAL** 39,293 38,730 42.27 % 46.48 % 100.00 % 69.26 %

Virginia 1 3548 TRAVELERS GRP 25,599 25,464 8.01 % 8.60 % 9.07 % 9.07 %
2 65 FM GLOBAL GRP 21,368 19,465 40.25 % 41.32 % 7.57 % 16.64 %
3 12 AMERICAN INTL GRP 20,933 19,172 18.42 % 18.51 % 7.42 % 24.06 %
4 4670 STARR GRP 14,405 13,775 17.33 % 18.79 % 5.10 % 29.17 %
5 212 ZURICH INS GRP 13,974 14,108 39.44 % 41.53 % 4.95 % 34.12 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 12,596 13,093 52.53 % 53.45 % 4.46 % 38.58 %
7 242 SELECTIVE INS GRP 10,867 10,444 30.21 % 31.01 % 3.85 % 42.43 %
8 111 LIBERTY MUT GRP 10,127 10,413 86.26 % 86.03 % 3.59 % 46.02 %
9 968 AXA INS GRP 9,588 12,393 N/A N/A 3.40 % 49.42 %
10 761 ALLIANZ INS GRP 9,149 14,524 N/A 2.28 % 3.24 % 52.66 %
**STATE TOTAL** 282,192 280,442 38.65 % 39.86 % 100.00 % 52.66 %

Washington 1 111 LIBERTY MUT GRP 34,710 33,704 109.75 % 110.11 % 11.35 % 11.35 %
2 12 AMERICAN INTL GRP 25,531 25,193 35.17 % 34.90 % 8.35 % 19.70 %
3 4670 STARR GRP 20,019 15,986 92.23 % 94.09 % 6.55 % 26.24 %
4 65 FM GLOBAL GRP 18,298 19,734 57.20 % 57.88 % 5.98 % 32.23 %
5 212 ZURICH INS GRP 17,399 15,761 16.06 % 16.53 % 5.69 % 37.91 %
6 761 ALLIANZ INS GRP 17,357 15,816 17.63 % 21.00 % 5.68 % 43.59 %
7 69 FARMERS INS GRP 16,249 14,100 35.10 % 35.52 % 5.31 % 48.90 %
8 3548 TRAVELERS GRP 15,065 14,178 35.55 % 36.73 % 4.93 % 53.83 %
9 24341 PEMCO MUT INS CO 11,428 10,948 51.04 % 52.02 % 3.74 % 57.56 %
10 626 CHUBB LTD GRP 10,924 10,797 138.70 % 138.87 % 3.57 % 61.14 %
**STATE TOTAL** 305,839 286,229 70.15 % 71.52 % 100.00 % 61.14 %

© 2022 National Association of Insurance Commissioners


45
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 3548 TRAVELERS GRP 4,168 4,418 N/A N/A 5.81 % 5.81 %
2 111 LIBERTY MUT GRP 3,710 3,604 64.06 % 50.78 % 5.18 % 10.99 %
3 14656 MUNICIPAL MUT INS CO 3,667 3,253 39.43 % 40.39 % 5.11 % 16.10 %
4 65 FM GLOBAL GRP 3,565 2,985 0.00 % 0.00 % 4.97 % 21.08 %
5 408 AMERICAN NATL FIN GRP 3,463 3,446 26.20 % 26.01 % 4.83 % 25.91 %
6 212 ZURICH INS GRP 3,166 3,386 19.98 % 30.24 % 4.42 % 30.32 %
7 11003 WVA INS CO 3,025 3,199 27.24 % 27.24 % 4.22 % 34.54 %
8 517 HANNOVER GRP 2,957 3,204 2.75 % 3.15 % 4.13 % 38.67 %
9 175 STATE AUTO MUT GRP 2,912 2,923 27.51 % 28.36 % 4.06 % 42.73 %
10 761 ALLIANZ INS GRP 2,690 2,614 48.24 % 49.54 % 3.75 % 46.48 %
**STATE TOTAL** 71,686 67,844 32.61 % 31.99 % 100.00 % 46.48 %

Wisconsin 1 65 FM GLOBAL GRP 19,648 17,877 10.06 % 11.15 % 7.61 % 7.61 %


2 280 AUTO OWNERS GRP 18,064 17,421 47.99 % 51.00 % 7.00 % 14.61 %
3 3548 TRAVELERS GRP 17,401 16,337 53.06 % 53.83 % 6.74 % 21.35 %
4 761 ALLIANZ INS GRP 16,138 15,218 263.16 % 264.66 % 6.25 % 27.60 %
5 15350 WEST BEND MUT INS CO 15,058 14,596 62.66 % 62.66 % 5.83 % 33.43 %
6 111 LIBERTY MUT GRP 13,878 11,899 289.72 % 294.15 % 5.38 % 38.81 %
7 69 FARMERS INS GRP 12,667 11,732 54.00 % 54.76 % 4.91 % 43.71 %
8 14184 ACUITY A MUT INS CO 11,498 11,147 3.93 % 4.14 % 4.45 % 48.16 %
9 212 ZURICH INS GRP 11,482 11,131 N/A N/A 4.45 % 52.61 %
10 12 AMERICAN INTL GRP 8,594 9,212 0.12 % 0.14 % 3.33 % 55.94 %
**STATE TOTAL** 258,183 245,485 57.68 % 58.69 % 100.00 % 55.94 %

Wyoming 1 65 FM GLOBAL GRP 2,906 2,924 N/A N/A 10.70 % 10.70 %


2 69 FARMERS INS GRP 2,283 2,077 10.27 % 10.43 % 8.41 % 19.11 %
3 12 AMERICAN INTL GRP 1,877 2,218 129.61 % 130.56 % 6.91 % 26.02 %
4 4670 STARR GRP 1,485 1,174 104.38 % 107.47 % 5.47 % 31.49 %
5 4683 MOUNTAIN WEST FARM GRP 1,397 1,432 15.65 % 9.42 % 5.15 % 36.63 %
6 31 BERKSHIRE HATHAWAY GRP 1,295 950 13.97 % 15.61 % 4.77 % 41.40 %
7 3548 TRAVELERS GRP 1,222 1,174 13.82 % 13.98 % 4.50 % 45.90 %
8 212 ZURICH INS GRP 1,164 1,181 70.90 % 74.94 % 4.29 % 50.19 %
9 111 LIBERTY MUT GRP 1,023 996 N/A N/A 3.77 % 53.96 %
10 968 AXA INS GRP 941 897 N/A N/A 3.46 % 57.42 %
**STATE TOTAL** 27,156 26,661 N/A N/A 100.00 % 57.42 %

American Samoa 1 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 100.00 % 100.00 %


**STATE TOTAL** 0 0 N/A N/A 100.00 % 100.00 %

Guam 1 4672 DONGBU INS GRP 18,262 17,654 N/A N/A 59.75 % 59.75 %
2 12 AMERICAN INTL GRP 5,941 6,385 N/A 0.06 % 19.44 % 79.19 %
3 4715 MS & AD INS GRP 2,185 2,198 108.98 % 110.03 % 7.15 % 86.34 %
4 12633 CENTURY INS CO GU LTD 1,991 987 3.60 % 3.60 % 6.51 % 92.85 %
5 3219 SOMPO GRP 705 1,524 14.40 % 15.54 % 2.31 % 95.16 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 625 551 0.00 % 0.00 % 2.05 % 97.21 %
7 10972 FIRST NET INS CO 462 458 N/A N/A 1.51 % 98.72 %
8 18380 PACIFIC IND INS CO 206 202 N/A N/A 0.67 % 99.39 %
9 626 CHUBB LTD GRP 99 91 11.25 % 12.97 % 0.32 % 99.71 %
10 19 ASSURANT INC GRP 35 35 N/A N/A 0.11 % 99.83 %
**STATE TOTAL** 30,564 30,117 7.19 % 7.33 % 100.00 % 99.83 %

© 2022 National Association of Insurance Commissioners


46
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 626 CHUBB LTD GRP 35,034 24,221 N/A N/A 27.60 % 27.60 %
2 4804 MULTINATIONAL GRP 20,810 22,303 0.87 % 0.97 % 16.40 % 44.00 %
3 411 MAPFRE INS GRP 18,598 27,252 N/A N/A 14.65 % 58.65 %
4 4670 STARR GRP 12,588 13,364 N/A N/A 9.92 % 68.57 %
5 65 FM GLOBAL GRP 6,135 5,694 0.00 % 0.00 % 4.83 % 73.40 %
6 968 AXA INS GRP 6,094 5,076 16.85 % 17.75 % 4.80 % 78.21 %
7 71 UNIVERSAL INS CO GRP 5,040 5,104 4.42 % 5.13 % 3.97 % 82.18 %
8 12 AMERICAN INTL GRP 4,970 5,977 6.43 % 8.25 % 3.92 % 86.09 %
9 796 QBE INS GRP 4,295 3,398 2.60 % 2.60 % 3.38 % 89.48 %
10 19 ASSURANT INC GRP 2,922 3,103 32.26 % 32.26 % 2.30 % 91.78 %
**STATE TOTAL** 126,920 126,070 N/A N/A 100.00 % 91.78 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 34,142 36,367 25.49 % 30.17 % 89.84 % 89.84 %
2 4670 STARR GRP 1,999 1,999 N/A N/A 5.26 % 95.10 %
3 4706 LOCKHART CO GRP 734 800 0.50 % 0.85 % 1.93 % 97.03 %
4 181 SWISS RE GRP 417 1,460 N/A N/A 1.10 % 98.13 %
5 19 ASSURANT INC GRP 360 375 3.31 % 3.31 % 0.95 % 99.08 %
6 12 AMERICAN INTL GRP 163 323 N/A N/A 0.43 % 99.51 %
7 111 LIBERTY MUT GRP 138 154 N/A N/A 0.36 % 99.87 %
8 411 MAPFRE INS GRP 100 100 0.00 % 0.00 % 0.26 % 100.00 %
9 212 ZURICH INS GRP 87 82 N/A N/A 0.23 % 100.00 %
10 65 FM GLOBAL GRP 82 77 0.00 % 0.00 % 0.22 % 100.00 %
**STATE TOTAL** 38,004 42,800 8.10 % 12.74 % 100.00 % 100.00 %

N. Mariana Islands 1 4672 DONGBU INS GRP 1,791 1,466 N/A N/A 77.28 % 77.28 %
2 10972 FIRST NET INS CO 299 255 N/A N/A 12.92 % 90.20 %
3 12 AMERICAN INTL GRP 124 118 0.00 % 0.00 % 5.37 % 95.57 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 83 67 N/A N/A 3.58 % 99.16 %
5 18380 PACIFIC IND INS CO 15 15 0.00 % 0.00 % 0.64 % 99.80 %
6 968 AXA INS GRP 5 3 1.59 % N/A 0.20 % 100.00 %
7 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 2,317 1,924 N/A N/A 100.00 % 100.00 %

Canada 1 65 FM GLOBAL GRP 137,250 132,420 68.89 % 69.60 % 29.45 % 29.45 %


2 968 AXA INS GRP 89,752 98,304 58.80 % 59.69 % 19.26 % 48.71 %
3 181 SWISS RE GRP 75,605 73,277 23.87 % 23.67 % 16.22 % 64.94 %
4 158 FAIRFAX FIN GRP 70,415 48,782 17.49 % 19.38 % 15.11 % 80.05 %
5 761 ALLIANZ INS GRP 40,583 51,810 19.66 % 21.03 % 8.71 % 88.76 %
6 31 BERKSHIRE HATHAWAY GRP 24,626 21,458 58.50 % 61.55 % 5.28 % 94.04 %
7 3548 TRAVELERS GRP 19,070 20,816 N/A N/A 4.09 % 98.13 %
8 91 HARTFORD FIRE & CAS GRP 3,594 2,326 3.29 % 7.27 % 0.77 % 98.90 %
9 111 LIBERTY MUT GRP 3,203 2,573 88.30 % 92.03 % 0.69 % 99.59 %
10 218 CNA INS GRP 1,036 934 15.05 % 17.73 % 0.22 % 99.81 %
**STATE TOTAL** 466,000 453,594 41.93 % 42.92 % 100.00 % 99.81 %

© 2022 National Association of Insurance Commissioners


47
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
01 ‐ Fire

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 626 CHUBB LTD GRP 256,343 258,310 40.54 % 41.00 % 48.51 % 48.51 %
2 65 FM GLOBAL GRP 78,174 72,931 120.06 % 123.05 % 14.79 % 63.30 %
3 4670 STARR GRP 59,256 50,498 31.71 % 32.50 % 11.21 % 74.52 %
4 31 BERKSHIRE HATHAWAY GRP 26,061 27,130 N/A N/A 4.93 % 79.45 %
5 33499 DORINCO REINS CO 23,042 21,539 0.00 % 0.00 % 4.36 % 83.81 %
6 761 ALLIANZ INS GRP 22,107 25,371 152.22 % 184.76 % 4.18 % 87.99 %
7 12 AMERICAN INTL GRP 19,706 12,668 96.21 % 96.64 % 3.73 % 91.72 %
8 111 LIBERTY MUT GRP 14,142 13,920 90.40 % 91.32 % 2.68 % 94.40 %
9 212 ZURICH INS GRP 9,847 10,536 72.05 % 75.99 % 1.86 % 96.26 %
10 218 CNA INS GRP 5,176 5,183 38.61 % 40.57 % 0.98 % 97.24 %
**STATE TOTAL** 528,437 510,784 54.83 % 57.27 % 100.00 % 97.24 %

© 2022 National Association of Insurance Commissioners


48
02.1—Allied Lines

© 2022 National Association of Insurance Commissioners


49
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 65 FM GLOBAL GRP 2,139,753 1,993,793 51.94 % 52.35 % 11.26 % 11.26 %
2 3548 TRAVELERS GRP 924,520 883,479 77.07 % 79.30 % 4.87 % 16.13 %
3 212 ZURICH INS GRP 914,754 894,675 99.99 % 107.70 % 4.81 % 20.94 %
4 12 AMERICAN INTL GRP 763,418 812,451 58.11 % 61.30 % 4.02 % 24.96 %
5 19 ASSURANT INC GRP 740,604 720,719 49.27 % 49.28 % 3.90 % 28.85 %
6 626 CHUBB LTD GRP 609,151 558,086 87.02 % 86.99 % 3.21 % 32.06 %
7 31 BERKSHIRE HATHAWAY GRP 598,516 521,254 95.98 % 102.17 % 3.15 % 35.21 %
8 111 LIBERTY MUT GRP 588,106 547,358 34.95 % 36.20 % 3.09 % 38.30 %
9 69 FARMERS INS GRP 546,989 507,523 82.18 % 83.15 % 2.88 % 41.18 %
10 3219 SOMPO GRP 539,535 513,236 92.14 % 98.78 % 2.84 % 44.02 %
11 10064 CITIZENS PROP INS CORP 521,013 456,605 29.90 % 37.58 % 2.74 % 46.76 %
12 200 UNITED SERV AUTOMOBILE ASSN GRP 478,597 477,683 71.91 % 72.28 % 2.52 % 49.28 %
13 140 NATIONWIDE CORP GRP 464,047 429,981 74.44 % 77.55 % 2.44 % 51.72 %
14 4830 UNITED INS HOLDINGS GRP 462,929 444,325 18.87 % 21.73 % 2.44 % 54.16 %
15 4766 TFP & TWI GRP 420,859 404,808 3.94 % 2.60 % 2.21 % 56.37 %
16 796 QBE INS GRP 389,824 332,923 60.59 % 70.75 % 2.05 % 58.43 %
17 501 ALLEGHANY GRP 339,037 320,798 65.62 % 69.35 % 1.78 % 60.21 %
18 1120 EVEREST REINS HOLDINGS GRP 312,574 322,767 75.19 % 79.72 % 1.64 % 61.85 %
19 181 SWISS RE GRP 277,551 269,212 94.29 % 96.79 % 1.46 % 63.32 %
20 361 MUNICH RE GRP 247,439 230,882 65.09 % 66.57 % 1.30 % 64.62 %
21 62 EMC INS CO GRP 241,808 235,633 78.46 % 78.50 % 1.27 % 65.89 %
22 242 SELECTIVE INS GRP 240,582 221,664 67.91 % 69.14 % 1.27 % 67.16 %
23 3416 AXIS CAPITAL GRP 239,168 217,422 75.57 % 76.54 % 1.26 % 68.41 %
24 218 CNA INS GRP 202,877 190,004 19.11 % 19.90 % 1.07 % 69.48 %
25 175 STATE AUTO MUT GRP 186,044 163,609 90.72 % 94.61 % 0.98 % 70.46 %
26 303 GUIDEONE INS GRP 184,271 159,127 50.88 % 51.49 % 0.97 % 71.43 %
27 761 ALLIANZ INS GRP 173,492 161,517 80.80 % 86.25 % 0.91 % 72.34 %
28 158 FAIRFAX FIN GRP 173,195 179,339 86.17 % 89.33 % 0.91 % 73.26 %
29 968 AXA INS GRP 165,654 174,851 121.81 % 125.47 % 0.87 % 74.13 %
30 15350 WEST BEND MUT INS CO 152,733 141,560 48.88 % 49.06 % 0.80 % 74.93 %
31 155 PROGRESSIVE GRP 139,541 133,791 94.79 % 99.53 % 0.73 % 75.67 %
32 244 CINCINNATI FIN GRP 136,270 131,559 57.53 % 60.21 % 0.72 % 76.38 %
33 785 MARKEL CORP GRP 133,778 135,912 66.34 % 71.79 % 0.70 % 77.09 %
34 123 SHELTER INS GRP 121,276 116,493 76.41 % 76.99 % 0.64 % 77.72 %
35 408 AMERICAN NATL FIN GRP 121,126 117,157 52.60 % 52.77 % 0.64 % 78.36 %
36 7 FEDERATED MUT GRP 119,056 112,064 74.45 % 75.39 % 0.63 % 78.99 %
37 169 SENTRY INS GRP 117,482 111,196 73.05 % 75.10 % 0.62 % 79.61 %
38 88 THE HANOVER INS GRP 117,056 114,218 46.25 % 47.34 % 0.62 % 80.22 %
39 783 RLI INS GRP 109,313 90,288 91.66 % 92.02 % 0.58 % 80.80 %
40 3098 TOKIO MARINE HOLDINGS INC GRP 107,348 104,266 143.48 % 146.94 % 0.56 % 81.36 %
41 11853 WESTON PROP & CAS INS CO 105,412 101,028 22.60 % 23.26 % 0.55 % 81.92 %
42 698 NORTH STAR CO GRP 105,362 101,550 79.35 % 79.95 % 0.55 % 82.47 %
43 4967 TRANSVERSE INS GRP LLC GRP 99,349 51,974 86.70 % 89.20 % 0.52 % 82.99 %
44 517 HANNOVER GRP 97,245 100,023 383.12 % 390.57 % 0.51 % 83.51 %
45 4715 MS & AD INS GRP 94,921 82,530 146.50 % 147.39 % 0.50 % 84.01 %
46 3484 TOWER HILL INS GRP 90,277 80,256 42.47 % 49.85 % 0.48 % 84.48 %
47 248 UNITED FIRE & CAS GRP 81,399 86,096 84.00 % 85.86 % 0.43 % 84.91 %
48 12841 AMERICAN INTEGRITY INS CO OF FL 80,834 71,424 61.95 % 68.96 % 0.43 % 85.33 %
49 4381 SKYWARD SPECIALTY INS GRP INC GRP 76,819 67,328 27.03 % 28.97 % 0.40 % 85.74 %
50 1279 ARCH INS GRP 75,250 72,303 83.43 % 86.67 % 0.40 % 86.14 %
51 4663 UNIVERSAL INS HOLDING GRP 74,860 71,691 63.64 % 65.03 % 0.39 % 86.53 %
52 14184 ACUITY A MUT INS CO 73,765 67,985 102.50 % 103.21 % 0.39 % 86.92 %
53 4904 INTACT FINANCIAL GRP 72,233 62,974 82.46 % 82.93 % 0.38 % 87.30 %
54 4773 FRONTLINE INS GRP 72,182 64,839 17.21 % 18.74 % 0.38 % 87.68 %
55 98 WR BERKLEY CORP GRP 62,827 60,372 106.43 % 111.88 % 0.33 % 88.01 %
56 4734 APOLLO GLOBAL MGMT GRP 62,524 61,160 100.14 % 110.84 % 0.33 % 88.34 %
57 16427 ATEGRITY SPECIALTY INS CO 62,143 67,527 117.96 % 124.42 % 0.33 % 88.66 %
58 150 OLD REPUBLIC GRP 58,973 52,672 102.61 % 106.87 % 0.31 % 88.97 %
59 LOUISIANA CITIZENS PROPERTY INS. 57,896 48,721 890.95 % 909.31 % 0.30 % 89.28 %
60 15341 SAFEPOINT INS CO 52,831 52,516 108.01 % 114.91 % 0.28 % 89.56 %
61 3829 GEOVERA HOLDINGS INC GRP 52,747 65,787 240.62 % 265.70 % 0.28 % 89.83 %
62 225 IAT REINS CO GRP 52,730 47,147 114.00 % 125.01 % 0.28 % 90.11 %
63 3478 HALLMARK FIN SERV GRP 48,973 48,716 107.28 % 107.52 % 0.26 % 90.37 %
64 4861 HERITAGE INS HOLDINGS GRP 43,903 44,508 50.50 % 54.54 % 0.23 % 90.60 %
65 280 AUTO OWNERS GRP 43,786 40,502 50.23 % 51.79 % 0.23 % 90.83 %
© 2022 National Association of Insurance Commissioners
50
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 22 ANDOVER GRP 43,606 42,913 54.46 % 55.81 % 0.23 % 91.06 %
67 3494 JAMES RIVER GRP 42,905 37,117 242.74 % 244.84 % 0.23 % 91.29 %
68 4851 CHURCH MUT GRP 41,834 45,230 142.45 % 143.00 % 0.22 % 91.51 %
69 457 ARGO GRP US INC GRP 41,377 50,639 7.75 % 3.02 % 0.22 % 91.72 %
70 809 TEXAS FARM BUREAU MUT GRP 40,152 37,564 79.85 % 79.85 % 0.21 % 91.94 %
71 84 AMERICAN FINANCIAL GRP 38,745 35,480 46.73 % 47.00 % 0.20 % 92.14 %
72 411 MAPFRE INS GRP 38,272 40,455 19.13 % 22.79 % 0.20 % 92.34 %
73 4051 OCEAN HARBOR GRP 37,269 33,949 502.57 % 507.35 % 0.20 % 92.54 %
74 4990 CORE SPECIALTY INS HOLDINGS GRP 36,688 29,175 104.41 % 109.69 % 0.19 % 92.73 %
75 4962 AU HOLDING CO GRP 33,987 28,837 59.94 % 61.57 % 0.18 % 92.91 %
76 38920 KINSALE INS CO 31,870 26,957 47.69 % 47.87 % 0.17 % 93.08 %
77 34843 NEW YORK SCHOOLS INS RECIP 29,832 29,274 108.14 % 110.10 % 0.16 % 93.23 %
78 309 WESTERN NATL MUT GRP 28,921 27,746 92.34 % 96.42 % 0.15 % 93.39 %
79 518 GRINNELL MUT GRP 28,768 30,273 96.67 % 96.68 % 0.15 % 93.54 %
80 246 PENNSYLVANIA LUMBERMENS GRP 28,546 28,445 143.96 % 144.94 % 0.15 % 93.69 %
81 4977 PALOMAR HOLDINGS GRP 28,486 29,679 234.88 % 241.16 % 0.15 % 93.84 %
82 11118 FEDERATED RURAL ELECTRIC INS EXCH 28,150 27,753 115.31 % 117.82 % 0.15 % 93.99 %
83 8 ALLSTATE INS GRP 27,040 27,275 58.92 % 60.19 % 0.14 % 94.13 %
84 4834 FEDNAT HOLDING CO GRP 26,314 30,297 521.19 % 582.48 % 0.14 % 94.27 %
85 10199 RANCHERS & FARMERS MUT INS CO 26,025 26,986 63.55 % 63.58 % 0.14 % 94.40 %
86 920 GLOBAL IND GRP 24,240 27,039 167.77 % 172.38 % 0.13 % 94.53 %
87 28 AMICA MUT GRP 23,926 24,941 72.67 % 74.07 % 0.13 % 94.66 %
88 316 NATIONAL SECURITY GRP 23,292 21,348 68.16 % 68.66 % 0.12 % 94.78 %
89 4869 WT HOLDINGS GRP 22,312 19,926 50.84 % 50.92 % 0.12 % 94.90 %
90 215 KEMPER CORP GRP 21,117 21,011 69.76 % 69.70 % 0.11 % 95.01 %
91 324 NORTH CAROLINA FARM BUREAU GRP 20,028 19,803 31.99 % 31.98 % 0.11 % 95.11 %
92 13757 FARM BUREAU MUT INS CO OF AR INC 19,441 19,257 138.59 % 139.59 % 0.10 % 95.22 %
93 11186 FAIRMONT FARMERS MUT INS CO 19,100 18,474 82.69 % 82.69 % 0.10 % 95.32 %
94 474 FCCI MUT INS GRP 18,986 17,987 32.29 % 32.63 % 0.10 % 95.42 %
95 4804 MULTINATIONAL GRP 18,780 14,642 3.54 % 3.98 % 0.10 % 95.51 %
96 228 WESTFIELD GRP 18,633 17,261 72.86 % 73.55 % 0.10 % 95.61 %
97 483 SOUTHERN FARM BUREAU CAS GRP 18,368 17,616 80.30 % 80.46 % 0.10 % 95.71 %
98 12954 OLYMPUS INS CO 18,321 16,904 62.86 % 64.43 % 0.10 % 95.81 %
99 234 VERMONT MUT GRP 17,923 17,558 42.51 % 42.68 % 0.09 % 95.90 %
100 473 AMERICAN FAMILY INS GRP 17,054 14,583 153.74 % 154.69 % 0.09 % 95.99 %
101 12536 HOMEOWNERS OF AMER INS CO 16,886 16,043 124.31 % 124.20 % 0.09 % 96.08 %
102 10925 SOUTHERN VANGUARD INS CO 16,803 16,648 43.25 % 54.23 % 0.09 % 96.17 %
103 4233 WL DUNN GRP 16,058 16,724 54.24 % 52.42 % 0.08 % 96.25 %
104 4792 HCI GRP INC 15,153 16,246 1.17 % 1.23 % 0.08 % 96.33 %
105 10048 HYUNDAI MARINE & FIRE INS CO LTD 13,957 13,116 24.40 % 32.82 % 0.07 % 96.40 %
106 748 AMERITRUST GRP INC GRP 13,734 13,091 282.01 % 283.85 % 0.07 % 96.48 %
107 3299 AJK HOLDINGS GRP 13,328 12,127 136.58 % 147.77 % 0.07 % 96.55 %
108 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 12,676 13,139 77.24 % 83.06 % 0.07 % 96.61 %
109 708 NEW JERSEY MANUFACTURERS GRP 12,241 12,106 79.07 % 79.78 % 0.06 % 96.68 %
110 569 FARMERS MUT HAIL INS GRP 12,223 11,991 291.52 % 298.14 % 0.06 % 96.74 %
111 12359 AMERICAN TRADITIONS INS CO 11,395 10,274 39.22 % 40.55 % 0.06 % 96.80 %
112 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 11,031 10,889 9.63 % 20.02 % 0.06 % 96.86 %
113 4980 MGI HOLDINGS GRP 10,962 11,006 88.37 % 88.82 % 0.06 % 96.92 %
114 694 TENNESSEE FARMERS GRP 10,709 10,612 212.68 % 215.64 % 0.06 % 96.97 %
115 36 CENTRAL MUT INS CO GRP 10,446 10,688 52.64 % 53.47 % 0.05 % 97.03 %
116 28497 USPLATE GLASS INS CO 10,376 10,625 3.22 % 3.22 % 0.05 % 97.08 %
117 91 HARTFORD FIRE & CAS GRP 10,238 11,431 8.16 % 10.87 % 0.05 % 97.14 %
118 12898 AMERICAN RISK INS CO INC 10,067 9,532 188.09 % 188.42 % 0.05 % 97.19 %
119 54 CUMBERLAND GRP 10,020 9,792 56.45 % 62.77 % 0.05 % 97.24 %
120 15779 MUNICIPAL PROP INS CO 9,918 9,759 37.56 % 38.44 % 0.05 % 97.30 %
121 4968 BRICKELL GRP 9,905 5,395 117.12 % 119.66 % 0.05 % 97.35 %
122 2538 AMTRUST FINANCIAL SERV GRP 9,711 9,465 54.98 % 62.61 % 0.05 % 97.40 %
123 12961 CANOPIUS US INS 9,478 7,630 182.42 % 185.08 % 0.05 % 97.45 %
124 14427 LOUISIANA FARM BUREAU MUT INS CO 9,465 9,458 287.97 % 287.59 % 0.05 % 97.50 %
125 762 FRANKLIN MUT GRP 9,356 9,396 58.63 % 58.80 % 0.05 % 97.55 %
**INDUSTRY TOTAL** 19,002,898 17,999,974 75.27 % 78.20 % 100.00 % 97.55 %

© 2022 National Association of Insurance Commissioners


51
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 65 FM GLOBAL GRP 1,771,926 1,650,678 59.71 % 60.21 % 9.68 % 9.68 %
2 3548 TRAVELERS GRP 923,035 881,867 77.22 % 79.46 % 5.04 % 14.73 %
3 212 ZURICH INS GRP 908,116 887,950 100.58 % 108.25 % 4.96 % 19.69 %
4 12 AMERICAN INTL GRP 746,182 781,755 58.23 % 61.52 % 4.08 % 23.77 %
5 19 ASSURANT INC GRP 740,604 720,719 49.27 % 49.28 % 4.05 % 27.82 %
6 626 CHUBB LTD GRP 603,954 553,186 89.68 % 89.70 % 3.30 % 31.12 %
7 69 FARMERS INS GRP 546,989 507,523 82.18 % 83.15 % 2.99 % 34.11 %
8 3219 SOMPO GRP 539,535 513,236 92.14 % 98.78 % 2.95 % 37.06 %
9 111 LIBERTY MUT GRP 529,033 505,229 26.85 % 28.04 % 2.89 % 39.95 %
10 10064 CITIZENS PROP INS CORP 521,013 456,605 29.90 % 37.58 % 2.85 % 42.80 %
11 200 UNITED SERV AUTOMOBILE ASSN GRP 478,597 477,683 71.91 % 72.28 % 2.62 % 45.41 %
12 4830 UNITED INS HOLDINGS GRP 462,929 444,325 18.87 % 21.73 % 2.53 % 47.94 %
13 140 NATIONWIDE CORP GRP 461,779 428,914 74.51 % 77.62 % 2.52 % 50.47 %
14 31 BERKSHIRE HATHAWAY GRP 457,179 404,863 94.40 % 101.18 % 2.50 % 52.97 %
15 4766 TFP & TWI GRP 420,859 404,808 3.94 % 2.60 % 2.30 % 55.27 %
16 796 QBE INS GRP 389,824 332,923 60.59 % 70.75 % 2.13 % 57.40 %
17 501 ALLEGHANY GRP 339,037 320,798 65.62 % 69.35 % 1.85 % 59.25 %
18 1120 EVEREST REINS HOLDINGS GRP 312,079 322,551 75.24 % 79.77 % 1.71 % 60.96 %
19 361 MUNICH RE GRP 247,439 230,882 65.09 % 66.57 % 1.35 % 62.31 %
20 62 EMC INS CO GRP 241,808 235,633 78.46 % 78.50 % 1.32 % 63.63 %
21 242 SELECTIVE INS GRP 240,582 221,664 67.91 % 69.14 % 1.31 % 64.95 %
22 181 SWISS RE GRP 240,078 232,413 106.50 % 109.42 % 1.31 % 66.26 %
23 3416 AXIS CAPITAL GRP 239,160 217,410 75.71 % 76.69 % 1.31 % 67.56 %
24 218 CNA INS GRP 202,550 189,554 19.11 % 19.89 % 1.11 % 68.67 %
25 175 STATE AUTO MUT GRP 186,044 163,609 90.72 % 94.61 % 1.02 % 69.69 %
26 303 GUIDEONE INS GRP 181,135 155,887 51.53 % 52.13 % 0.99 % 70.68 %
27 968 AXA INS GRP 165,178 173,654 113.64 % 117.42 % 0.90 % 71.58 %
28 158 FAIRFAX FIN GRP 156,200 151,275 91.18 % 94.29 % 0.85 % 72.44 %
29 15350 WEST BEND MUT INS CO 152,733 141,560 48.88 % 49.06 % 0.83 % 73.27 %
30 155 PROGRESSIVE GRP 139,541 133,791 94.79 % 99.53 % 0.76 % 74.03 %
31 244 CINCINNATI FIN GRP 136,270 131,559 57.53 % 60.21 % 0.74 % 74.78 %
32 785 MARKEL CORP GRP 133,778 135,912 66.34 % 71.79 % 0.73 % 75.51 %
33 761 ALLIANZ INS GRP 129,678 117,840 87.52 % 95.02 % 0.71 % 76.22 %
34 123 SHELTER INS GRP 121,276 116,493 76.41 % 76.99 % 0.66 % 76.88 %
35 408 AMERICAN NATL FIN GRP 121,126 117,157 52.60 % 52.77 % 0.66 % 77.54 %
36 7 FEDERATED MUT GRP 119,056 112,064 74.45 % 75.39 % 0.65 % 78.19 %
37 169 SENTRY INS GRP 117,135 111,037 73.13 % 75.18 % 0.64 % 78.83 %
38 88 THE HANOVER INS GRP 117,053 114,214 46.26 % 47.35 % 0.64 % 79.47 %
39 783 RLI INS GRP 109,307 90,283 91.66 % 92.03 % 0.60 % 80.07 %
40 3098 TOKIO MARINE HOLDINGS INC GRP 106,931 103,985 143.84 % 147.31 % 0.58 % 80.66 %
41 11853 WESTON PROP & CAS INS CO 105,412 101,028 22.60 % 23.26 % 0.58 % 81.23 %
42 698 NORTH STAR CO GRP 105,362 101,550 79.35 % 79.95 % 0.58 % 81.81 %
43 4967 TRANSVERSE INS GRP LLC GRP 99,349 51,974 86.70 % 89.20 % 0.54 % 82.35 %
44 517 HANNOVER GRP 96,783 99,339 383.89 % 391.07 % 0.53 % 82.88 %
45 4715 MS & AD INS GRP 94,921 82,530 146.50 % 147.39 % 0.52 % 83.40 %
46 3484 TOWER HILL INS GRP 90,277 80,256 42.47 % 49.85 % 0.49 % 83.89 %
47 248 UNITED FIRE & CAS GRP 81,399 86,096 84.00 % 85.86 % 0.44 % 84.34 %
48 12841 AMERICAN INTEGRITY INS CO OF FL 80,834 71,424 61.95 % 68.96 % 0.44 % 84.78 %
49 4381 SKYWARD SPECIALTY INS GRP INC GRP 76,179 66,385 27.41 % 29.35 % 0.42 % 85.19 %
50 1279 ARCH INS GRP 75,250 72,303 83.57 % 86.82 % 0.41 % 85.61 %
51 4663 UNIVERSAL INS HOLDING GRP 74,860 71,691 63.64 % 65.03 % 0.41 % 86.01 %
52 14184 ACUITY A MUT INS CO 73,765 67,985 102.50 % 103.21 % 0.40 % 86.42 %
53 4773 FRONTLINE INS GRP 72,182 64,839 17.21 % 18.74 % 0.39 % 86.81 %
54 4904 INTACT FINANCIAL GRP 72,060 62,791 82.69 % 83.16 % 0.39 % 87.21 %
55 98 WR BERKLEY CORP GRP 62,780 60,347 106.49 % 111.94 % 0.34 % 87.55 %
56 4734 APOLLO GLOBAL MGMT GRP 62,524 61,160 100.14 % 110.84 % 0.34 % 87.89 %
57 16427 ATEGRITY SPECIALTY INS CO 62,143 67,527 117.96 % 124.42 % 0.34 % 88.23 %
58 150 OLD REPUBLIC GRP 58,973 52,672 102.61 % 106.87 % 0.32 % 88.55 %
59 LOUISIANA CITIZENS PROPERTY INS. 57,896 48,721 890.95 % 909.31 % 0.32 % 88.87 %
60 15341 SAFEPOINT INS CO 52,831 52,516 108.01 % 114.91 % 0.29 % 89.16 %
61 3829 GEOVERA HOLDINGS INC GRP 52,747 65,787 240.62 % 265.70 % 0.29 % 89.45 %
62 225 IAT REINS CO GRP 52,730 47,147 114.00 % 125.01 % 0.29 % 89.74 %
63 3478 HALLMARK FIN SERV GRP 48,973 48,716 107.28 % 107.52 % 0.27 % 90.00 %
64 4861 HERITAGE INS HOLDINGS GRP 43,903 44,508 50.50 % 54.54 % 0.24 % 90.24 %
65 280 AUTO OWNERS GRP 43,786 40,502 50.23 % 51.79 % 0.24 % 90.48 %
© 2022 National Association of Insurance Commissioners
52
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 22 ANDOVER GRP 43,606 42,913 54.46 % 55.81 % 0.24 % 90.72 %
67 3494 JAMES RIVER GRP 42,905 37,117 242.74 % 244.84 % 0.23 % 90.95 %
68 4851 CHURCH MUT GRP 41,834 45,230 142.45 % 143.00 % 0.23 % 91.18 %
69 457 ARGO GRP US INC GRP 41,377 50,639 7.75 % 3.02 % 0.23 % 91.41 %
70 809 TEXAS FARM BUREAU MUT GRP 40,152 37,564 79.85 % 79.85 % 0.22 % 91.63 %
71 84 AMERICAN FINANCIAL GRP 38,531 35,357 46.85 % 47.11 % 0.21 % 91.84 %
72 411 MAPFRE INS GRP 38,272 40,455 19.13 % 22.79 % 0.21 % 92.05 %
73 4051 OCEAN HARBOR GRP 37,269 33,949 502.57 % 507.35 % 0.20 % 92.25 %
74 4990 CORE SPECIALTY INS HOLDINGS GRP 36,688 29,175 104.41 % 109.69 % 0.20 % 92.45 %
75 4962 AU HOLDING CO GRP 33,987 28,837 59.94 % 61.57 % 0.19 % 92.64 %
76 38920 KINSALE INS CO 31,870 26,957 47.69 % 47.87 % 0.17 % 92.81 %
77 34843 NEW YORK SCHOOLS INS RECIP 29,832 29,274 108.14 % 110.10 % 0.16 % 92.98 %
78 309 WESTERN NATL MUT GRP 28,921 27,746 92.34 % 96.42 % 0.16 % 93.13 %
79 518 GRINNELL MUT GRP 28,768 30,273 96.67 % 96.68 % 0.16 % 93.29 %
80 246 PENNSYLVANIA LUMBERMENS GRP 28,546 28,445 143.96 % 144.94 % 0.16 % 93.45 %
81 4977 PALOMAR HOLDINGS GRP 28,486 29,679 234.88 % 241.16 % 0.16 % 93.60 %
82 11118 FEDERATED RURAL ELECTRIC INS EXCH 28,150 27,753 115.31 % 117.82 % 0.15 % 93.76 %
83 8 ALLSTATE INS GRP 27,040 27,275 58.92 % 60.19 % 0.15 % 93.90 %
84 4834 FEDNAT HOLDING CO GRP 26,314 30,297 521.19 % 582.48 % 0.14 % 94.05 %
85 10199 RANCHERS & FARMERS MUT INS CO 26,025 26,986 63.55 % 63.58 % 0.14 % 94.19 %
86 920 GLOBAL IND GRP 24,240 27,039 167.77 % 172.38 % 0.13 % 94.32 %
87 28 AMICA MUT GRP 23,926 24,941 72.67 % 74.07 % 0.13 % 94.45 %
88 316 NATIONAL SECURITY GRP 23,292 21,348 68.16 % 68.66 % 0.13 % 94.58 %
89 4869 WT HOLDINGS GRP 22,312 19,926 50.84 % 50.92 % 0.12 % 94.70 %
90 215 KEMPER CORP GRP 21,117 21,011 69.76 % 69.70 % 0.12 % 94.82 %
91 324 NORTH CAROLINA FARM BUREAU GRP 20,028 19,803 31.99 % 31.98 % 0.11 % 94.93 %
92 13757 FARM BUREAU MUT INS CO OF AR INC 19,441 19,257 138.59 % 139.59 % 0.11 % 95.03 %
93 11186 FAIRMONT FARMERS MUT INS CO 19,100 18,474 82.69 % 82.69 % 0.10 % 95.14 %
94 474 FCCI MUT INS GRP 18,986 17,987 32.29 % 32.63 % 0.10 % 95.24 %
95 4804 MULTINATIONAL GRP 18,780 14,642 3.54 % 3.98 % 0.10 % 95.35 %
96 228 WESTFIELD GRP 18,633 17,261 72.86 % 73.55 % 0.10 % 95.45 %
97 483 SOUTHERN FARM BUREAU CAS GRP 18,368 17,616 80.30 % 80.46 % 0.10 % 95.55 %
98 12954 OLYMPUS INS CO 18,321 16,904 62.86 % 64.43 % 0.10 % 95.65 %
99 234 VERMONT MUT GRP 17,923 17,558 42.51 % 42.68 % 0.10 % 95.75 %
100 473 AMERICAN FAMILY INS GRP 17,054 14,583 153.74 % 154.69 % 0.09 % 95.84 %
101 12536 HOMEOWNERS OF AMER INS CO 16,886 16,043 124.31 % 124.20 % 0.09 % 95.93 %
102 10925 SOUTHERN VANGUARD INS CO 16,803 16,648 43.25 % 54.23 % 0.09 % 96.02 %
103 4233 WL DUNN GRP 16,058 16,724 54.24 % 52.42 % 0.09 % 96.11 %
104 4792 HCI GRP INC 15,153 16,246 1.17 % 1.23 % 0.08 % 96.19 %
105 10048 HYUNDAI MARINE & FIRE INS CO LTD 13,957 13,116 24.40 % 32.82 % 0.08 % 96.27 %
106 748 AMERITRUST GRP INC GRP 13,734 13,091 282.01 % 283.85 % 0.08 % 96.34 %
107 3299 AJK HOLDINGS GRP 13,328 12,127 136.58 % 147.77 % 0.07 % 96.42 %
108 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 12,676 13,139 77.24 % 83.06 % 0.07 % 96.49 %
109 708 NEW JERSEY MANUFACTURERS GRP 12,241 12,106 79.07 % 79.78 % 0.07 % 96.55 %
110 569 FARMERS MUT HAIL INS GRP 12,223 11,991 291.52 % 298.14 % 0.07 % 96.62 %
111 12359 AMERICAN TRADITIONS INS CO 11,395 10,274 39.22 % 40.55 % 0.06 % 96.68 %
112 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 11,031 10,889 9.63 % 20.02 % 0.06 % 96.74 %
113 4980 MGI HOLDINGS GRP 10,962 11,006 88.37 % 88.82 % 0.06 % 96.80 %
114 694 TENNESSEE FARMERS GRP 10,709 10,612 212.68 % 215.64 % 0.06 % 96.86 %
115 36 CENTRAL MUT INS CO GRP 10,446 10,688 52.64 % 53.47 % 0.06 % 96.92 %
116 28497 USPLATE GLASS INS CO 10,376 10,625 3.22 % 3.22 % 0.06 % 96.98 %
117 12898 AMERICAN RISK INS CO INC 10,067 9,532 188.09 % 188.42 % 0.06 % 97.03 %
118 91 HARTFORD FIRE & CAS GRP 10,057 11,248 7.68 % 10.44 % 0.05 % 97.09 %
119 54 CUMBERLAND GRP 10,020 9,792 56.45 % 62.77 % 0.05 % 97.14 %
120 15779 MUNICIPAL PROP INS CO 9,918 9,759 37.56 % 38.44 % 0.05 % 97.19 %
121 4968 BRICKELL GRP 9,905 5,395 117.12 % 119.66 % 0.05 % 97.25 %
122 2538 AMTRUST FINANCIAL SERV GRP 9,711 9,465 54.98 % 62.61 % 0.05 % 97.30 %
123 12961 CANOPIUS US INS 9,478 7,630 182.42 % 185.08 % 0.05 % 97.35 %
124 14427 LOUISIANA FARM BUREAU MUT INS CO 9,465 9,458 287.97 % 287.59 % 0.05 % 97.41 %
125 762 FRANKLIN MUT GRP 9,356 9,396 58.63 % 58.80 % 0.05 % 97.46 %
**INDUSTRY TOTAL** 18,296,069 17,336,524 76.42 % 79.42 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


53
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 65 FM GLOBAL GRP 20,933 19,478 11.13 % 11.24 % 6.75 % 6.75 %
2 69 FARMERS INS GRP 15,181 14,123 56.85 % 57.79 % 4.90 % 11.65 %
3 626 CHUBB LTD GRP 14,822 14,306 277.21 % 277.45 % 4.78 % 16.43 %
4 19 ASSURANT INC GRP 14,117 13,531 32.52 % 32.52 % 4.55 % 20.98 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 13,539 14,033 60.56 % 60.75 % 4.37 % 25.35 %
6 517 HANNOVER GRP 12,055 11,026 19.86 % 23.16 % 3.89 % 29.24 %
7 3416 AXIS CAPITAL GRP 11,976 9,683 148.35 % 150.12 % 3.86 % 33.10 %
8 3548 TRAVELERS GRP 11,129 10,528 N/A N/A 3.59 % 36.69 %
9 361 MUNICH RE GRP 11,020 8,923 41.32 % 41.81 % 3.55 % 40.24 %
10 212 ZURICH INS GRP 10,497 10,710 75.68 % 78.05 % 3.39 % 43.63 %
**STATE TOTAL** 310,039 285,551 131.44 % 136.11 % 100.00 % 43.63 %

Alaska 1 65 FM GLOBAL GRP 8,441 7,587 4.34 % 4.38 % 28.54 % 28.54 %


2 309 WESTERN NATL MUT GRP 7,723 7,197 105.85 % 108.78 % 26.11 % 54.64 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 3,434 3,495 54.75 % 54.95 % 11.61 % 66.25 %
4 111 LIBERTY MUT GRP 2,606 1,645 90.37 % 98.59 % 8.81 % 75.06 %
5 212 ZURICH INS GRP 1,377 2,026 121.65 % 121.83 % 4.65 % 79.72 %
6 626 CHUBB LTD GRP 1,280 1,638 N/A N/A 4.33 % 84.04 %
7 19 ASSURANT INC GRP 1,097 1,039 40.32 % 40.32 % 3.71 % 87.75 %
8 3219 SOMPO GRP 1,026 976 9.45 % 12.25 % 3.47 % 91.22 %
9 1120 EVEREST REINS HOLDINGS GRP 1,020 616 N/A N/A 3.45 % 94.67 %
10 31 BERKSHIRE HATHAWAY GRP 988 423 15.78 % 16.60 % 3.34 % 98.01 %
**STATE TOTAL** 29,581 23,784 N/A N/A 100.00 % 98.01 %

Arizona 1 65 FM GLOBAL GRP 23,775 22,230 22.80 % 23.37 % 12.19 % 12.19 %


2 69 FARMERS INS GRP 20,166 18,216 49.30 % 49.79 % 10.34 % 22.53 %
3 3548 TRAVELERS GRP 16,333 15,806 23.41 % 24.33 % 8.38 % 30.91 %
4 111 LIBERTY MUT GRP 15,853 14,186 49.32 % 50.26 % 8.13 % 39.04 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 11,870 12,006 70.46 % 70.73 % 6.09 % 45.13 %
6 212 ZURICH INS GRP 10,724 10,730 N/A N/A 5.50 % 50.63 %
7 12 AMERICAN INTL GRP 10,400 10,097 41.80 % 44.13 % 5.33 % 55.96 %
8 19 ASSURANT INC GRP 8,459 8,173 44.08 % 44.08 % 4.34 % 60.30 %
9 3219 SOMPO GRP 8,113 7,854 38.02 % 41.31 % 4.16 % 64.46 %
10 140 NATIONWIDE CORP GRP 5,309 6,145 44.50 % 45.62 % 2.72 % 67.18 %
**STATE TOTAL** 195,000 184,071 45.21 % 46.50 % 100.00 % 67.18 %

Arkansas 1 123 SHELTER INS GRP 20,107 19,253 80.34 % 80.41 % 12.17 % 12.17 %
2 65 FM GLOBAL GRP 20,039 17,816 162.34 % 163.08 % 12.13 % 24.30 %
3 13757 FARM BUREAU MUT INS CO OF AR INC 19,441 19,257 138.59 % 139.59 % 11.77 % 36.07 %
4 3548 TRAVELERS GRP 9,785 9,791 150.89 % 155.90 % 5.92 % 41.99 %
5 12 AMERICAN INTL GRP 7,161 6,755 50.32 % 49.11 % 4.33 % 46.33 %
6 175 STATE AUTO MUT GRP 7,141 6,531 74.68 % 77.57 % 4.32 % 50.65 %
7 69 FARMERS INS GRP 5,808 4,878 56.24 % 56.70 % 3.52 % 54.17 %
8 62 EMC INS CO GRP 5,578 5,492 147.53 % 147.93 % 3.38 % 57.54 %
9 140 NATIONWIDE CORP GRP 5,001 3,899 36.68 % 37.70 % 3.03 % 60.57 %
10 19 ASSURANT INC GRP 4,860 4,989 34.90 % 34.90 % 2.94 % 63.51 %
**STATE TOTAL** 165,200 156,019 91.50 % 93.08 % 100.00 % 63.51 %

© 2022 National Association of Insurance Commissioners


54
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 65 FM GLOBAL GRP 151,802 137,849 55.21 % 55.45 % 11.65 % 11.65 %
2 69 FARMERS INS GRP 121,534 115,773 112.91 % 114.36 % 9.33 % 20.98 %
3 12 AMERICAN INTL GRP 113,916 106,802 N/A N/A 8.74 % 29.73 %
4 111 LIBERTY MUT GRP 96,865 104,068 48.71 % 51.30 % 7.44 % 37.16 %
5 140 NATIONWIDE CORP GRP 72,641 66,589 56.24 % 58.74 % 5.58 % 42.74 %
6 3219 SOMPO GRP 67,228 54,538 51.43 % 56.21 % 5.16 % 47.90 %
7 3548 TRAVELERS GRP 59,594 64,425 35.11 % 36.30 % 4.57 % 52.48 %
8 212 ZURICH INS GRP 55,641 58,259 129.00 % 138.39 % 4.27 % 56.75 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 48,808 44,746 66.27 % 66.75 % 3.75 % 60.49 %
10 19 ASSURANT INC GRP 48,042 45,870 37.79 % 37.86 % 3.69 % 64.18 %
**STATE TOTAL** 1,302,667 1,221,698 49.73 % 52.11 % 100.00 % 64.18 %

Colorado 1 111 LIBERTY MUT GRP 35,536 32,414 33.96 % 33.93 % 11.35 % 11.35 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 30,712 30,355 56.47 % 56.70 % 9.81 % 21.15 %
3 65 FM GLOBAL GRP 23,173 21,921 55.61 % 55.72 % 7.40 % 28.55 %
4 3548 TRAVELERS GRP 22,412 22,009 121.68 % 123.75 % 7.16 % 35.71 %
5 69 FARMERS INS GRP 15,446 13,933 53.08 % 53.62 % 4.93 % 40.64 %
6 212 ZURICH INS GRP 14,841 12,954 68.82 % 71.00 % 4.74 % 45.38 %
7 140 NATIONWIDE CORP GRP 12,373 11,429 53.96 % 56.47 % 3.95 % 49.33 %
8 626 CHUBB LTD GRP 11,690 9,451 68.02 % 67.30 % 3.73 % 53.06 %
9 12 AMERICAN INTL GRP 11,449 10,723 84.34 % 85.67 % 3.66 % 56.72 %
10 31 BERKSHIRE HATHAWAY GRP 10,446 8,802 127.36 % 137.05 % 3.34 % 60.05 %
**STATE TOTAL** 313,196 290,551 68.04 % 69.88 % 100.00 % 60.05 %

Connecticut 1 65 FM GLOBAL GRP 23,249 23,784 19.71 % 19.93 % 13.20 % 13.20 %


2 3548 TRAVELERS GRP 13,967 13,219 3.13 % 3.55 % 7.93 % 21.13 %
3 212 ZURICH INS GRP 10,393 10,289 N/A N/A 5.90 % 27.03 %
4 69 FARMERS INS GRP 8,598 8,769 43.55 % 44.00 % 4.88 % 31.91 %
5 242 SELECTIVE INS GRP 7,583 7,038 50.01 % 51.33 % 4.30 % 36.21 %
6 19 ASSURANT INC GRP 6,797 6,918 50.63 % 50.63 % 3.86 % 40.07 %
7 303 GUIDEONE INS GRP 6,350 4,214 64.18 % 66.35 % 3.60 % 43.67 %
8 31 BERKSHIRE HATHAWAY GRP 5,503 4,654 54.44 % 59.17 % 3.12 % 46.80 %
9 12 AMERICAN INTL GRP 5,434 7,011 31.77 % 34.13 % 3.08 % 49.88 %
10 361 MUNICH RE GRP 5,105 5,149 28.69 % 28.88 % 2.90 % 52.78 %
**STATE TOTAL** 176,168 170,341 34.22 % 35.55 % 100.00 % 52.78 %

Delaware 1 212 ZURICH INS GRP 4,108 3,924 50.11 % 52.21 % 11.53 % 11.53 %
2 65 FM GLOBAL GRP 3,373 3,482 31.86 % 32.36 % 9.47 % 20.99 %
3 242 SELECTIVE INS GRP 2,624 2,438 17.78 % 17.97 % 7.36 % 28.36 %
4 140 NATIONWIDE CORP GRP 2,164 2,152 31.02 % 32.08 % 6.07 % 34.43 %
5 408 AMERICAN NATL FIN GRP 1,708 1,712 2.19 % 2.09 % 4.79 % 39.22 %
6 19 ASSURANT INC GRP 1,631 1,628 17.07 % 17.07 % 4.58 % 43.80 %
7 3219 SOMPO GRP 1,598 1,627 34.56 % 37.52 % 4.48 % 48.28 %
8 12 AMERICAN INTL GRP 1,471 1,709 N/A N/A 4.13 % 52.41 %
9 626 CHUBB LTD GRP 1,322 1,864 N/A N/A 3.71 % 56.12 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 1,201 1,215 36.29 % 36.50 % 3.37 % 59.49 %
**STATE TOTAL** 35,640 35,806 19.93 % 19.94 % 100.00 % 59.49 %

© 2022 National Association of Insurance Commissioners


55
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 65 FM GLOBAL GRP 11,213 10,533 57.08 % 58.05 % 22.39 % 22.39 %
2 3548 TRAVELERS GRP 6,197 6,580 38.98 % 40.25 % 12.37 % 34.76 %
3 303 GUIDEONE INS GRP 5,801 13,603 1.03 % 1.07 % 11.58 % 46.34 %
4 212 ZURICH INS GRP 4,677 4,341 35.27 % 41.48 % 9.34 % 55.68 %
5 12 AMERICAN INTL GRP 3,837 3,487 40.77 % 40.96 % 7.66 % 63.34 %
6 3219 SOMPO GRP 3,680 3,731 226.17 % 235.96 % 7.35 % 70.69 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 3,284 3,233 42.05 % 42.30 % 6.56 % 77.24 %
8 218 CNA INS GRP 1,352 1,295 14.30 % 15.09 % 2.70 % 79.94 %
9 19 ASSURANT INC GRP 1,031 1,038 13.71 % 13.71 % 2.06 % 82.00 %
10 968 AXA INS GRP 959 947 N/A N/A 1.91 % 83.92 %
**STATE TOTAL** 50,086 57,231 42.47 % 44.18 % 100.00 % 83.92 %

Florida 1 10064 CITIZENS PROP INS CORP 521,013 456,605 29.90 % 37.58 % 14.44 % 14.44 %
2 4830 UNITED INS HOLDINGS GRP 415,371 386,630 6.36 % 9.54 % 11.52 % 25.96 %
3 19 ASSURANT INC GRP 268,021 255,401 40.96 % 40.97 % 7.43 % 33.39 %
4 796 QBE INS GRP 220,024 185,607 N/A N/A 6.10 % 39.49 %
5 212 ZURICH INS GRP 174,139 164,489 N/A N/A 4.83 % 44.32 %
6 626 CHUBB LTD GRP 169,636 155,454 38.76 % 38.56 % 4.70 % 49.02 %
7 65 FM GLOBAL GRP 110,929 106,949 N/A N/A 3.08 % 52.10 %
8 12 AMERICAN INTL GRP 109,953 138,482 5.38 % 11.91 % 3.05 % 55.14 %
9 31 BERKSHIRE HATHAWAY GRP 95,516 87,052 40.31 % 43.47 % 2.65 % 57.79 %
10 3219 SOMPO GRP 86,744 79,990 3.87 % 8.77 % 2.40 % 60.20 %
**STATE TOTAL** 3,607,103 3,360,362 20.89 % 24.15 % 100.00 % 60.20 %

Georgia 1 65 FM GLOBAL GRP 55,988 52,977 43.11 % 43.64 % 12.43 % 12.43 %


2 3548 TRAVELERS GRP 35,864 32,775 46.75 % 48.16 % 7.96 % 20.39 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 32,098 33,051 59.71 % 60.06 % 7.13 % 27.52 %
4 212 ZURICH INS GRP 22,641 22,316 N/A N/A 5.03 % 32.55 %
5 3219 SOMPO GRP 21,026 20,994 37.33 % 41.81 % 4.67 % 37.21 %
6 19 ASSURANT INC GRP 20,617 20,781 36.97 % 36.97 % 4.58 % 41.79 %
7 69 FARMERS INS GRP 15,788 14,668 79.58 % 80.80 % 3.51 % 45.30 %
8 12 AMERICAN INTL GRP 15,200 16,139 66.65 % 67.60 % 3.37 % 48.67 %
9 31 BERKSHIRE HATHAWAY GRP 15,046 14,195 70.09 % 76.27 % 3.34 % 52.01 %
10 140 NATIONWIDE CORP GRP 13,391 11,442 79.15 % 82.53 % 2.97 % 54.98 %
**STATE TOTAL** 450,419 417,488 59.90 % 61.76 % 100.00 % 54.98 %

Hawaii 1 4962 AU HOLDING CO GRP 18,230 17,384 0.00 % 0.00 % 15.83 % 15.83 %
2 12 AMERICAN INTL GRP 11,949 9,957 46.51 % 46.80 % 10.38 % 26.21 %
3 212 ZURICH INS GRP 11,896 11,410 0.22 % 0.92 % 10.33 % 36.54 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 7,507 7,309 53.75 % 53.30 % 6.52 % 43.06 %
5 3416 AXIS CAPITAL GRP 7,200 7,035 N/A N/A 6.25 % 49.31 %
6 626 CHUBB LTD GRP 5,222 5,170 13.39 % 13.96 % 4.54 % 53.85 %
7 3219 SOMPO GRP 4,480 3,930 2.66 % 3.30 % 3.89 % 57.74 %
8 4051 OCEAN HARBOR GRP 3,960 3,836 50.99 % 52.92 % 3.44 % 61.18 %
9 140 NATIONWIDE CORP GRP 3,629 3,057 14.39 % 14.86 % 3.15 % 64.33 %
10 19 ASSURANT INC GRP 3,485 3,451 21.66 % 21.66 % 3.03 % 67.36 %
**STATE TOTAL** 115,147 118,444 20.29 % 20.95 % 100.00 % 67.36 %

© 2022 National Association of Insurance Commissioners


56
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 65 FM GLOBAL GRP 10,149 9,879 N/A N/A 19.81 % 19.81 %
2 111 LIBERTY MUT GRP 6,602 5,836 95.31 % 96.22 % 12.89 % 32.70 %
3 3548 TRAVELERS GRP 3,067 2,761 103.34 % 106.57 % 5.99 % 38.69 %
4 212 ZURICH INS GRP 2,052 1,989 50.34 % 57.55 % 4.01 % 42.70 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 2,011 1,881 75.86 % 77.13 % 3.93 % 46.63 %
6 3219 SOMPO GRP 1,951 1,434 2.82 % 3.62 % 3.81 % 50.43 %
7 12 AMERICAN INTL GRP 1,933 1,818 60.14 % 60.64 % 3.77 % 54.21 %
8 244 CINCINNATI FIN GRP 1,866 1,629 47.53 % 50.22 % 3.64 % 57.85 %
9 69 FARMERS INS GRP 1,636 1,374 50.70 % 50.90 % 3.19 % 61.05 %
10 62 EMC INS CO GRP 1,552 1,601 14.71 % 14.65 % 3.03 % 64.08 %
**STATE TOTAL** 51,221 47,960 38.91 % 40.63 % 100.00 % 64.08 %

Illinois 1 65 FM GLOBAL GRP 74,370 67,062 22.94 % 23.49 % 16.50 % 16.50 %


2 3548 TRAVELERS GRP 45,788 40,158 17.74 % 18.52 % 10.16 % 26.66 %
3 212 ZURICH INS GRP 26,989 26,876 155.92 % 183.60 % 5.99 % 32.65 %
4 15350 WEST BEND MUT INS CO 22,739 21,602 66.19 % 66.15 % 5.05 % 37.69 %
5 12 AMERICAN INTL GRP 21,142 20,380 71.58 % 75.33 % 4.69 % 42.38 %
6 19 ASSURANT INC GRP 19,682 19,502 26.94 % 26.94 % 4.37 % 46.75 %
7 3219 SOMPO GRP 19,019 17,832 208.90 % 216.34 % 4.22 % 50.97 %
8 69 FARMERS INS GRP 16,172 15,084 109.59 % 110.55 % 3.59 % 54.56 %
9 1120 EVEREST REINS HOLDINGS GRP 11,439 10,298 N/A N/A 2.54 % 57.10 %
10 242 SELECTIVE INS GRP 11,257 10,476 120.19 % 121.99 % 2.50 % 59.59 %
**STATE TOTAL** 450,710 433,638 62.20 % 65.44 % 100.00 % 59.59 %

Indiana 1 65 FM GLOBAL GRP 36,265 32,581 17.93 % 18.15 % 14.53 % 14.53 %


2 3548 TRAVELERS GRP 22,947 21,526 25.97 % 27.44 % 9.19 % 23.72 %
3 3219 SOMPO GRP 15,409 9,789 28.23 % 32.56 % 6.17 % 29.89 %
4 212 ZURICH INS GRP 13,240 13,031 52.86 % 63.33 % 5.30 % 35.20 %
5 626 CHUBB LTD GRP 12,242 11,148 31.14 % 31.30 % 4.90 % 40.10 %
6 242 SELECTIVE INS GRP 11,829 10,720 55.25 % 56.57 % 4.74 % 44.84 %
7 15350 WEST BEND MUT INS CO 10,968 10,450 15.77 % 15.13 % 4.39 % 49.23 %
8 19 ASSURANT INC GRP 8,408 8,693 33.24 % 33.24 % 3.37 % 52.60 %
9 111 LIBERTY MUT GRP 6,626 5,581 2.39 % 3.35 % 2.65 % 55.25 %
10 12 AMERICAN INTL GRP 6,567 7,013 1.09 % 1.58 % 2.63 % 57.88 %
**STATE TOTAL** 249,638 233,046 42.91 % 44.81 % 100.00 % 57.88 %

Iowa 1 62 EMC INS CO GRP 32,642 31,154 83.39 % 81.11 % 18.21 % 18.21 %
2 65 FM GLOBAL GRP 25,195 24,090 N/A N/A 14.06 % 32.27 %
3 15350 WEST BEND MUT INS CO 14,296 13,172 81.89 % 83.47 % 7.98 % 40.25 %
4 3548 TRAVELERS GRP 10,002 8,991 85.61 % 89.19 % 5.58 % 45.83 %
5 569 FARMERS MUT HAIL INS GRP 6,806 6,763 373.64 % 382.35 % 3.80 % 49.63 %
6 248 UNITED FIRE & CAS GRP 6,677 6,921 80.40 % 73.59 % 3.73 % 53.35 %
7 212 ZURICH INS GRP 6,387 6,672 68.55 % 69.72 % 3.56 % 56.92 %
8 140 NATIONWIDE CORP GRP 6,176 6,132 66.57 % 68.32 % 3.45 % 60.36 %
9 12 AMERICAN INTL GRP 4,510 3,747 N/A N/A 2.52 % 62.88 %
10 3991 IMT MUT HOLDING GRP 3,717 3,596 73.00 % 75.02 % 2.07 % 64.95 %
**STATE TOTAL** 179,223 169,999 51.28 % 51.06 % 100.00 % 64.95 %

© 2022 National Association of Insurance Commissioners


57
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 62 EMC INS CO GRP 33,882 33,531 39.02 % 39.46 % 16.38 % 16.38 %
2 65 FM GLOBAL GRP 13,482 12,678 11.99 % 12.04 % 6.52 % 22.89 %
3 3548 TRAVELERS GRP 12,927 12,633 24.28 % 25.33 % 6.25 % 29.14 %
4 123 SHELTER INS GRP 11,526 11,076 71.28 % 72.68 % 5.57 % 34.71 %
5 212 ZURICH INS GRP 8,454 8,944 6.85 % N/A 4.09 % 38.80 %
6 111 LIBERTY MUT GRP 8,257 7,893 78.01 % 79.23 % 3.99 % 42.79 %
7 140 NATIONWIDE CORP GRP 7,124 6,759 69.95 % 71.57 % 3.44 % 46.24 %
8 15350 WEST BEND MUT INS CO 6,093 5,791 47.67 % 46.20 % 2.95 % 49.18 %
9 3219 SOMPO GRP 5,495 4,561 39.47 % 42.34 % 2.66 % 51.84 %
10 12 AMERICAN INTL GRP 5,456 5,129 57.12 % 59.11 % 2.64 % 54.47 %
**STATE TOTAL** 206,878 201,035 53.93 % 54.24 % 100.00 % 54.47 %

Kentucky 1 65 FM GLOBAL GRP 37,718 35,002 367.57 % 368.16 % 22.51 % 22.51 %


2 31 BERKSHIRE HATHAWAY GRP 9,735 1,377 124.56 % 134.03 % 5.81 % 28.31 %
3 3219 SOMPO GRP 9,531 8,790 15.35 % 19.09 % 5.69 % 34.00 %
4 111 LIBERTY MUT GRP 7,954 7,346 99.09 % 100.90 % 4.75 % 38.75 %
5 212 ZURICH INS GRP 7,450 7,994 N/A N/A 4.45 % 43.19 %
6 175 STATE AUTO MUT GRP 6,786 6,788 221.02 % 224.79 % 4.05 % 47.24 %
7 3548 TRAVELERS GRP 6,114 6,250 795.15 % 796.40 % 3.65 % 50.89 %
8 62 EMC INS CO GRP 5,196 4,828 273.00 % 273.91 % 3.10 % 53.99 %
9 15350 WEST BEND MUT INS CO 4,340 3,800 161.75 % 167.56 % 2.59 % 56.58 %
10 140 NATIONWIDE CORP GRP 3,981 3,740 80.56 % 85.38 % 2.38 % 58.96 %
**STATE TOTAL** 167,592 152,823 248.21 % 253.28 % 100.00 % 58.96 %

Louisiana 1 LOUISIANA CITIZENS PROPERTY INS. 57,896 48,721 890.95 % 909.31 % 9.77 % 9.77 %
2 65 FM GLOBAL GRP 52,680 47,791 274.25 % 275.25 % 8.89 % 18.66 %
3 212 ZURICH INS GRP 30,766 30,075 637.27 % 663.75 % 5.19 % 23.85 %
4 626 CHUBB LTD GRP 26,809 24,264 356.87 % 357.31 % 4.52 % 28.37 %
5 3829 GEOVERA HOLDINGS INC GRP 23,015 24,148 573.30 % 578.19 % 3.88 % 32.26 %
6 31 BERKSHIRE HATHAWAY GRP 20,010 17,571 488.72 % 520.02 % 3.38 % 35.63 %
7 19 ASSURANT INC GRP 19,473 18,554 413.24 % 413.25 % 3.29 % 38.92 %
8 12 AMERICAN INTL GRP 18,414 21,413 653.45 % 657.67 % 3.11 % 42.02 %
9 181 SWISS RE GRP 16,763 17,518 473.28 % 513.92 % 2.83 % 44.85 %
10 3416 AXIS CAPITAL GRP 16,712 15,128 858.78 % 873.06 % 2.82 % 47.67 %
**STATE TOTAL** 592,666 552,343 589.24 % 606.22 % 100.00 % 47.67 %

Maine 1 65 FM GLOBAL GRP 11,401 10,620 8.13 % 8.42 % 21.28 % 21.28 %


2 69 FARMERS INS GRP 3,444 3,283 24.41 % 24.51 % 6.43 % 27.71 %
3 22 ANDOVER GRP 3,044 2,943 32.24 % 33.75 % 5.68 % 33.39 %
4 408 AMERICAN NATL FIN GRP 2,934 2,754 25.40 % 25.27 % 5.48 % 38.87 %
5 234 VERMONT MUT GRP 2,842 2,748 30.20 % 30.27 % 5.31 % 44.17 %
6 98 WR BERKLEY CORP GRP 2,157 1,958 12.93 % 13.20 % 4.03 % 48.20 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 1,954 1,904 35.19 % 35.33 % 3.65 % 51.85 %
8 88 THE HANOVER INS GRP 1,918 1,797 11.84 % 11.83 % 3.58 % 55.43 %
9 19 ASSURANT INC GRP 1,905 1,958 9.07 % 9.07 % 3.56 % 58.98 %
10 212 ZURICH INS GRP 1,888 1,788 13.80 % 15.78 % 3.52 % 62.51 %
**STATE TOTAL** 53,576 51,891 19.60 % 20.66 % 100.00 % 62.51 %

© 2022 National Association of Insurance Commissioners


58
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 65 FM GLOBAL GRP 27,736 26,297 14.45 % 14.82 % 14.28 % 14.28 %
2 3548 TRAVELERS GRP 19,949 20,137 32.62 % 33.22 % 10.27 % 24.55 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 15,411 15,976 53.34 % 53.56 % 7.93 % 32.48 %
4 3219 SOMPO GRP 12,551 12,131 202.70 % 218.11 % 6.46 % 38.94 %
5 242 SELECTIVE INS GRP 11,488 10,787 49.18 % 50.39 % 5.91 % 44.86 %
6 212 ZURICH INS GRP 9,402 9,540 N/A N/A 4.84 % 49.69 %
7 19 ASSURANT INC GRP 8,800 8,908 15.11 % 15.11 % 4.53 % 54.22 %
8 12 AMERICAN INTL GRP 7,927 10,558 27.84 % 28.41 % 4.08 % 58.31 %
9 140 NATIONWIDE CORP GRP 6,086 5,721 64.13 % 66.15 % 3.13 % 61.44 %
10 408 AMERICAN NATL FIN GRP 5,617 5,372 33.62 % 33.59 % 2.89 % 64.33 %
**STATE TOTAL** 194,259 190,275 47.79 % 49.76 % 100.00 % 64.33 %

Massachusetts 1 65 FM GLOBAL GRP 56,210 52,178 10.02 % 10.67 % 15.73 % 15.73 %


2 3548 TRAVELERS GRP 32,338 29,808 12.03 % 13.01 % 9.05 % 24.78 %
3 212 ZURICH INS GRP 24,133 21,803 21.97 % 22.92 % 6.75 % 31.54 %
4 12 AMERICAN INTL GRP 15,315 16,245 52.40 % 54.65 % 4.29 % 35.82 %
5 3219 SOMPO GRP 14,584 13,931 20.78 % 23.43 % 4.08 % 39.91 %
6 1120 EVEREST REINS HOLDINGS GRP 13,689 12,173 15.74 % 16.61 % 3.83 % 43.74 %
7 22 ANDOVER GRP 13,611 13,361 41.00 % 41.83 % 3.81 % 47.55 %
8 31 BERKSHIRE HATHAWAY GRP 12,405 10,898 78.88 % 86.03 % 3.47 % 51.02 %
9 19 ASSURANT INC GRP 10,949 11,269 12.16 % 12.15 % 3.06 % 54.08 %
10 626 CHUBB LTD GRP 10,947 10,561 N/A N/A 3.06 % 57.15 %
**STATE TOTAL** 357,281 341,163 24.22 % 25.49 % 100.00 % 57.15 %

Michigan 1 65 FM GLOBAL GRP 36,421 33,488 3.67 % 3.72 % 13.95 % 13.95 %


2 140 NATIONWIDE CORP GRP 19,665 19,352 43.99 % 46.38 % 7.53 % 21.49 %
3 69 FARMERS INS GRP 15,946 15,773 78.07 % 78.88 % 6.11 % 27.60 %
4 3548 TRAVELERS GRP 15,871 16,236 322.18 % 327.82 % 6.08 % 33.68 %
5 19 ASSURANT INC GRP 12,358 12,365 16.79 % 16.79 % 4.73 % 38.41 %
6 212 ZURICH INS GRP 11,685 11,592 219.29 % 225.84 % 4.48 % 42.89 %
7 242 SELECTIVE INS GRP 10,167 9,639 134.86 % 135.91 % 3.89 % 46.78 %
8 62 EMC INS CO GRP 9,856 9,620 102.21 % 103.48 % 3.78 % 50.56 %
9 15350 WEST BEND MUT INS CO 8,976 8,384 19.23 % 19.02 % 3.44 % 54.00 %
10 12 AMERICAN INTL GRP 8,964 8,648 167.07 % 168.76 % 3.43 % 57.43 %
**STATE TOTAL** 261,019 249,957 83.97 % 86.00 % 100.00 % 57.43 %

Minnesota 1 698 NORTH STAR CO GRP 88,987 85,948 79.25 % 79.90 % 22.09 % 22.09 %
2 65 FM GLOBAL GRP 30,976 30,376 23.38 % 23.37 % 7.69 % 29.78 %
3 3548 TRAVELERS GRP 26,638 23,393 6.21 % 6.59 % 6.61 % 36.39 %
4 15350 WEST BEND MUT INS CO 25,533 24,068 66.24 % 67.74 % 6.34 % 42.73 %
5 518 GRINNELL MUT GRP 23,324 25,021 106.06 % 106.06 % 5.79 % 48.52 %
6 11186 FAIRMONT FARMERS MUT INS CO 18,868 18,262 82.87 % 82.87 % 4.68 % 53.20 %
7 62 EMC INS CO GRP 16,274 14,924 33.18 % 33.27 % 4.04 % 57.24 %
8 69 FARMERS INS GRP 8,678 8,122 81.78 % 82.22 % 2.15 % 59.40 %
9 14184 ACUITY A MUT INS CO 8,083 7,469 75.69 % 75.65 % 2.01 % 61.40 %
10 309 WESTERN NATL MUT GRP 8,021 7,801 85.81 % 91.45 % 1.99 % 63.39 %
**STATE TOTAL** 402,844 386,902 70.97 % 72.13 % 100.00 % 63.39 %

© 2022 National Association of Insurance Commissioners


59
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 65 FM GLOBAL GRP 17,871 18,252 12.63 % 12.72 % 9.80 % 9.80 %
2 483 SOUTHERN FARM BUREAU CAS GRP 14,304 13,730 92.77 % 92.92 % 7.85 % 17.65 %
3 3548 TRAVELERS GRP 8,963 8,268 30.17 % 31.02 % 4.92 % 22.57 %
4 626 CHUBB LTD GRP 8,746 8,240 371.50 % 371.76 % 4.80 % 27.37 %
5 212 ZURICH INS GRP 8,414 7,451 16.74 % 18.44 % 4.62 % 31.98 %
6 19 ASSURANT INC GRP 7,888 7,742 41.82 % 41.82 % 4.33 % 36.31 %
7 69 FARMERS INS GRP 6,970 6,897 62.28 % 63.37 % 3.82 % 40.14 %
8 175 STATE AUTO MUT GRP 6,428 5,765 78.14 % 82.16 % 3.53 % 43.66 %
9 12 AMERICAN INTL GRP 5,582 5,805 67.12 % 83.22 % 3.06 % 46.73 %
10 111 LIBERTY MUT GRP 5,502 5,362 14.41 % 14.31 % 3.02 % 49.74 %
**STATE TOTAL** 182,272 176,037 85.13 % 87.73 % 100.00 % 49.74 %

Missouri 1 65 FM GLOBAL GRP 33,995 31,744 75.82 % 76.41 % 12.36 % 12.36 %


2 123 SHELTER INS GRP 30,657 29,618 47.88 % 48.62 % 11.15 % 23.51 %
3 3548 TRAVELERS GRP 16,248 14,819 20.19 % 21.34 % 5.91 % 29.42 %
4 212 ZURICH INS GRP 15,398 14,931 N/A 4.94 % 5.60 % 35.02 %
5 175 STATE AUTO MUT GRP 8,909 8,338 79.52 % 81.54 % 3.24 % 38.26 %
6 19 ASSURANT INC GRP 8,557 8,634 26.32 % 26.32 % 3.11 % 41.37 %
7 12 AMERICAN INTL GRP 8,478 8,644 105.70 % 109.95 % 3.08 % 44.45 %
8 242 SELECTIVE INS GRP 7,554 7,120 342.61 % 345.55 % 2.75 % 47.20 %
9 69 FARMERS INS GRP 7,140 6,515 63.56 % 64.71 % 2.60 % 49.79 %
10 15350 WEST BEND MUT INS CO 7,098 6,647 29.41 % 28.25 % 2.58 % 52.37 %
**STATE TOTAL** 275,014 264,243 61.40 % 63.98 % 100.00 % 52.37 %

Montana 1 111 LIBERTY MUT GRP 10,872 10,032 49.23 % 50.25 % 20.85 % 20.85 %
2 69 FARMERS INS GRP 4,438 3,980 32.80 % 32.99 % 8.51 % 29.37 %
3 12 AMERICAN INTL GRP 4,189 3,311 48.67 % 48.82 % 8.04 % 37.40 %
4 65 FM GLOBAL GRP 4,158 3,753 21.21 % 19.57 % 7.98 % 45.38 %
5 3548 TRAVELERS GRP 3,933 4,038 N/A N/A 7.54 % 52.92 %
6 62 EMC INS CO GRP 3,366 3,281 81.04 % 81.73 % 6.46 % 59.38 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 2,623 2,552 54.65 % 55.11 % 5.03 % 64.41 %
8 244 CINCINNATI FIN GRP 2,393 2,339 16.87 % 19.18 % 4.59 % 69.00 %
9 140 NATIONWIDE CORP GRP 1,799 1,579 28.78 % 28.78 % 3.45 % 72.45 %
10 14184 ACUITY A MUT INS CO 1,071 933 69.11 % 69.07 % 2.06 % 74.50 %
**STATE TOTAL** 52,133 49,306 36.67 % 38.26 % 100.00 % 74.50 %

Nebraska 1 62 EMC INS CO GRP 16,632 16,167 59.97 % 60.29 % 13.07 % 13.07 %
2 65 FM GLOBAL GRP 12,806 10,586 23.49 % 25.31 % 10.06 % 23.13 %
3 3548 TRAVELERS GRP 10,941 9,643 120.13 % 123.83 % 8.60 % 31.73 %
4 140 NATIONWIDE CORP GRP 7,191 6,876 43.34 % 44.16 % 5.65 % 37.38 %
5 517 HANNOVER GRP 6,246 3,380 19.98 % 22.47 % 4.91 % 42.29 %
6 212 ZURICH INS GRP 6,072 5,893 18.15 % 20.26 % 4.77 % 47.06 %
7 69 FARMERS INS GRP 6,018 5,175 80.53 % 81.07 % 4.73 % 51.79 %
8 13889 FARMERS MUT INS CO OF NE 5,975 5,717 95.52 % 95.50 % 4.70 % 56.48 %
9 698 NORTH STAR CO GRP 4,748 4,539 72.07 % 72.71 % 3.73 % 60.21 %
10 248 UNITED FIRE & CAS GRP 4,024 3,949 33.06 % 34.14 % 3.16 % 63.38 %
**STATE TOTAL** 127,260 118,470 67.45 % 68.39 % 100.00 % 63.38 %

© 2022 National Association of Insurance Commissioners


60
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 65 FM GLOBAL GRP 18,164 18,401 27.56 % 28.67 % 15.85 % 15.85 %
2 111 LIBERTY MUT GRP 11,518 10,354 54.42 % 55.76 % 10.05 % 25.89 %
3 3548 TRAVELERS GRP 10,203 8,914 12.84 % 13.20 % 8.90 % 34.79 %
4 12 AMERICAN INTL GRP 7,609 7,273 21.09 % 21.82 % 6.64 % 41.43 %
5 212 ZURICH INS GRP 7,255 7,603 239.79 % 266.65 % 6.33 % 47.76 %
6 69 FARMERS INS GRP 5,566 4,896 51.16 % 51.55 % 4.86 % 52.62 %
7 3219 SOMPO GRP 4,928 5,409 17.26 % 21.45 % 4.30 % 56.92 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 4,331 4,324 52.83 % 53.02 % 3.78 % 60.69 %
9 31 BERKSHIRE HATHAWAY GRP 4,037 3,508 33.33 % 46.16 % 3.52 % 64.22 %
10 19 ASSURANT INC GRP 3,873 3,926 25.45 % 25.45 % 3.38 % 67.59 %
**STATE TOTAL** 114,629 108,946 66.60 % 71.05 % 100.00 % 67.59 %

New Hampshire 1 65 FM GLOBAL GRP 7,478 6,476 33.49 % 34.14 % 17.64 % 17.64 %
2 212 ZURICH INS GRP 3,101 3,176 N/A N/A 7.32 % 24.96 %
3 3219 SOMPO GRP 2,712 2,884 28.61 % 30.52 % 6.40 % 31.36 %
4 408 AMERICAN NATL FIN GRP 2,630 2,504 15.59 % 15.58 % 6.20 % 37.56 %
5 22 ANDOVER GRP 1,965 1,937 40.07 % 41.08 % 4.64 % 42.20 %
6 69 FARMERS INS GRP 1,895 1,849 38.86 % 39.03 % 4.47 % 46.67 %
7 234 VERMONT MUT GRP 1,782 1,756 20.34 % 20.42 % 4.21 % 50.88 %
8 3548 TRAVELERS GRP 1,708 1,319 6.16 % 6.22 % 4.03 % 54.91 %
9 111 LIBERTY MUT GRP 1,699 1,555 24.04 % 23.97 % 4.01 % 58.92 %
10 19 ASSURANT INC GRP 1,381 1,453 22.29 % 22.29 % 3.26 % 62.18 %
**STATE TOTAL** 42,383 40,871 28.78 % 30.64 % 100.00 % 62.18 %

New Jersey 1 65 FM GLOBAL GRP 47,174 47,973 84.35 % 84.45 % 10.75 % 10.75 %
2 212 ZURICH INS GRP 34,945 33,594 103.59 % 114.50 % 7.96 % 18.70 %
3 1120 EVEREST REINS HOLDINGS GRP 26,072 19,395 21.28 % 21.77 % 5.94 % 24.64 %
4 242 SELECTIVE INS GRP 23,852 22,170 54.36 % 55.20 % 5.43 % 30.08 %
5 3548 TRAVELERS GRP 23,117 21,901 243.18 % 248.89 % 5.27 % 35.34 %
6 19 ASSURANT INC GRP 21,465 21,162 35.64 % 35.65 % 4.89 % 40.23 %
7 12 AMERICAN INTL GRP 19,031 22,536 319.12 % 324.47 % 4.33 % 44.57 %
8 3219 SOMPO GRP 18,490 19,784 51.45 % 55.41 % 4.21 % 48.78 %
9 303 GUIDEONE INS GRP 14,166 9,129 17.39 % 17.84 % 3.23 % 52.00 %
10 708 NEW JERSEY MANUFACTURERS GRP 11,618 11,526 74.50 % 75.17 % 2.65 % 54.65 %
**STATE TOTAL** 439,030 427,075 93.82 % 97.11 % 100.00 % 54.65 %

New Mexico 1 111 LIBERTY MUT GRP 8,931 8,467 64.52 % 65.90 % 13.66 % 13.66 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 5,990 6,130 103.18 % 103.65 % 9.16 % 22.82 %
3 65 FM GLOBAL GRP 5,720 5,119 25.45 % 25.95 % 8.75 % 31.56 %
4 140 NATIONWIDE CORP GRP 4,924 3,678 43.91 % 45.39 % 7.53 % 39.09 %
5 69 FARMERS INS GRP 4,828 4,367 146.52 % 147.26 % 7.38 % 46.47 %
6 12 AMERICAN INTL GRP 3,952 4,485 128.27 % 129.22 % 6.04 % 52.52 %
7 3548 TRAVELERS GRP 3,733 3,619 81.30 % 83.79 % 5.71 % 58.22 %
8 19 ASSURANT INC GRP 3,639 3,561 58.56 % 58.56 % 5.56 % 63.79 %
9 408 AMERICAN NATL FIN GRP 2,074 2,018 117.60 % 117.74 % 3.17 % 66.96 %
10 212 ZURICH INS GRP 1,871 1,868 79.60 % 83.29 % 2.86 % 69.82 %
**STATE TOTAL** 65,400 61,169 75.14 % 76.44 % 100.00 % 69.82 %

© 2022 National Association of Insurance Commissioners


61
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 65 FM GLOBAL GRP 133,856 128,860 12.00 % 12.15 % 15.02 % 15.02 %
2 3548 TRAVELERS GRP 94,656 93,442 55.46 % 57.55 % 10.62 % 25.64 %
3 212 ZURICH INS GRP 56,211 56,445 130.88 % 143.78 % 6.31 % 31.95 %
4 12 AMERICAN INTL GRP 45,706 48,016 N/A N/A 5.13 % 37.08 %
5 3219 SOMPO GRP 33,367 34,075 85.69 % 89.68 % 3.74 % 40.82 %
6 34843 NEW YORK SCHOOLS INS RECIP 29,832 29,274 108.14 % 110.10 % 3.35 % 44.17 %
7 19 ASSURANT INC GRP 28,674 28,498 29.66 % 29.76 % 3.22 % 47.39 %
8 31 BERKSHIRE HATHAWAY GRP 27,858 19,073 102.47 % 107.53 % 3.13 % 50.51 %
9 1120 EVEREST REINS HOLDINGS GRP 26,077 26,926 40.69 % 44.44 % 2.93 % 53.44 %
10 158 FAIRFAX FIN GRP 25,342 23,380 103.08 % 85.05 % 2.84 % 56.28 %
**STATE TOTAL** 891,147 859,844 40.33 % 43.20 % 100.00 % 56.28 %

North Carolina 1 65 FM GLOBAL GRP 48,607 44,388 21.40 % 21.62 % 10.54 % 10.54 %
2 4773 FRONTLINE INS GRP 46,035 45,668 17.78 % 19.60 % 9.98 % 20.52 %
3 3548 TRAVELERS GRP 30,831 28,581 19.56 % 19.99 % 6.69 % 27.21 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 26,352 27,426 42.75 % 42.91 % 5.71 % 32.92 %
5 212 ZURICH INS GRP 22,588 21,190 28.58 % 31.47 % 4.90 % 37.82 %
6 324 NORTH CAROLINA FARM BUREAU GRP 20,028 19,803 31.99 % 31.98 % 4.34 % 42.17 %
7 69 FARMERS INS GRP 19,737 17,712 49.16 % 49.53 % 4.28 % 46.45 %
8 19 ASSURANT INC GRP 17,503 17,411 27.77 % 27.77 % 3.80 % 50.24 %
9 242 SELECTIVE INS GRP 14,706 13,879 31.54 % 32.45 % 3.19 % 53.43 %
10 140 NATIONWIDE CORP GRP 13,448 13,533 26.73 % 28.05 % 2.92 % 56.35 %
**STATE TOTAL** 461,126 445,304 17.30 % 17.94 % 100.00 % 56.35 %

North Dakota 1 65 FM GLOBAL GRP 11,054 9,141 N/A N/A 20.56 % 20.56 %
2 62 EMC INS CO GRP 3,687 3,758 79.68 % 80.22 % 6.86 % 27.41 %
3 3548 TRAVELERS GRP 3,252 3,127 139.62 % 140.75 % 6.05 % 33.46 %
4 698 NORTH STAR CO GRP 2,783 2,675 44.77 % 44.79 % 5.18 % 38.64 %
5 11101 HARTLAND MUT INS CO 2,642 2,653 35.07 % 35.07 % 4.91 % 43.55 %
6 14184 ACUITY A MUT INS CO 2,263 2,123 265.20 % 268.25 % 4.21 % 47.76 %
7 175 STATE AUTO MUT GRP 2,008 1,856 76.93 % 79.75 % 3.73 % 51.49 %
8 4919 AGRARIA MUT GRP 1,761 1,252 183.65 % 188.01 % 3.27 % 54.77 %
9 473 AMERICAN FAMILY INS GRP 1,614 1,543 98.10 % 97.47 % 3.00 % 57.77 %
10 796 QBE INS GRP 1,461 1,263 26.48 % 30.77 % 2.72 % 60.48 %
**STATE TOTAL** 53,773 50,965 72.99 % 73.90 % 100.00 % 60.48 %

Ohio 1 65 FM GLOBAL GRP 66,897 60,500 14.01 % 14.06 % 17.91 % 17.91 %


2 3548 TRAVELERS GRP 26,880 25,247 10.35 % 10.56 % 7.20 % 25.10 %
3 212 ZURICH INS GRP 22,266 23,640 41.29 % 50.00 % 5.96 % 31.06 %
4 244 CINCINNATI FIN GRP 18,444 17,567 41.00 % 42.92 % 4.94 % 36.00 %
5 3219 SOMPO GRP 15,180 15,157 62.28 % 64.62 % 4.06 % 40.06 %
6 4381 SKYWARD SPECIALTY INS GRP INC GRP 12,709 9,663 0.82 % 1.47 % 3.40 % 43.46 %
7 175 STATE AUTO MUT GRP 12,537 12,167 48.73 % 50.78 % 3.36 % 46.82 %
8 140 NATIONWIDE CORP GRP 12,300 11,114 60.56 % 62.57 % 3.29 % 50.11 %
9 12 AMERICAN INTL GRP 11,932 11,674 26.00 % 26.56 % 3.19 % 53.31 %
10 19 ASSURANT INC GRP 11,853 11,975 30.46 % 30.46 % 3.17 % 56.48 %
**STATE TOTAL** 373,590 353,874 41.49 % 42.93 % 100.00 % 56.48 %

© 2022 National Association of Insurance Commissioners


62
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 123 SHELTER INS GRP 24,413 23,878 71.07 % 71.44 % 8.99 % 8.99 %
2 65 FM GLOBAL GRP 20,391 17,695 146.26 % 147.61 % 7.51 % 16.51 %
3 111 LIBERTY MUT GRP 17,979 17,737 59.75 % 61.07 % 6.62 % 23.13 %
4 212 ZURICH INS GRP 16,210 15,155 96.13 % 104.31 % 5.97 % 29.10 %
5 501 ALLEGHANY GRP 15,534 14,387 145.24 % 149.78 % 5.72 % 34.83 %
6 31 BERKSHIRE HATHAWAY GRP 14,612 13,771 105.94 % 111.86 % 5.38 % 40.21 %
7 69 FARMERS INS GRP 14,414 12,650 79.60 % 80.63 % 5.31 % 45.52 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 13,007 13,224 116.73 % 117.59 % 4.79 % 50.31 %
9 3548 TRAVELERS GRP 9,489 7,898 28.07 % 29.30 % 3.50 % 53.81 %
10 220 OKLAHOMA FARM BUREAU GRP 8,919 8,319 48.82 % 48.24 % 3.29 % 57.09 %
**STATE TOTAL** 271,428 259,513 104.72 % 107.99 % 100.00 % 57.09 %

Oregon 1 65 FM GLOBAL GRP 17,993 16,713 83.81 % 83.10 % 15.21 % 15.21 %


2 111 LIBERTY MUT GRP 13,413 12,792 40.90 % 42.66 % 11.34 % 26.55 %
3 12 AMERICAN INTL GRP 10,233 9,111 64.25 % 63.26 % 8.65 % 35.20 %
4 69 FARMERS INS GRP 6,786 6,207 80.00 % 80.68 % 5.74 % 40.93 %
5 3219 SOMPO GRP 6,455 6,157 46.48 % 52.43 % 5.46 % 46.39 %
6 3548 TRAVELERS GRP 6,034 5,574 68.90 % 70.74 % 5.10 % 51.49 %
7 140 NATIONWIDE CORP GRP 5,955 5,837 38.99 % 40.29 % 5.03 % 56.52 %
8 212 ZURICH INS GRP 5,115 5,218 N/A N/A 4.32 % 60.84 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 3,921 3,808 54.27 % 54.49 % 3.31 % 64.16 %
10 19 ASSURANT INC GRP 3,032 2,855 10.35 % 10.35 % 2.56 % 66.72 %
**STATE TOTAL** 118,308 110,892 53.83 % 55.04 % 100.00 % 66.72 %

Pennsylvania 1 65 FM GLOBAL GRP 77,150 72,176 159.02 % 159.47 % 17.65 % 17.65 %


2 3548 TRAVELERS GRP 32,521 33,664 23.68 % 24.51 % 7.44 % 25.09 %
3 212 ZURICH INS GRP 25,914 27,096 48.26 % 57.74 % 5.93 % 31.02 %
4 242 SELECTIVE INS GRP 25,775 23,829 45.09 % 46.56 % 5.90 % 36.91 %
5 111 LIBERTY MUT GRP 19,387 17,258 17.93 % 19.98 % 4.44 % 41.35 %
6 140 NATIONWIDE CORP GRP 18,699 17,028 56.63 % 59.53 % 4.28 % 45.63 %
7 69 FARMERS INS GRP 15,922 15,079 53.15 % 54.19 % 3.64 % 49.27 %
8 19 ASSURANT INC GRP 13,840 13,976 31.83 % 31.83 % 3.17 % 52.43 %
9 12 AMERICAN INTL GRP 12,673 14,179 N/A N/A 2.90 % 55.33 %
10 626 CHUBB LTD GRP 10,962 8,911 2.83 % 2.44 % 2.51 % 57.84 %
**STATE TOTAL** 437,137 423,851 59.64 % 62.08 % 100.00 % 57.84 %

Rhode Island 1 65 FM GLOBAL GRP 7,491 8,222 8.11 % 8.12 % 11.39 % 11.39 %
2 212 ZURICH INS GRP 5,879 5,395 33.34 % 45.44 % 8.94 % 20.33 %
3 31 BERKSHIRE HATHAWAY GRP 5,047 3,822 67.22 % 71.37 % 7.68 % 28.01 %
4 22 ANDOVER GRP 3,299 3,306 76.13 % 76.78 % 5.02 % 33.03 %
5 242 SELECTIVE INS GRP 3,134 2,854 50.84 % 51.46 % 4.77 % 37.79 %
6 69 FARMERS INS GRP 2,781 2,454 73.21 % 74.36 % 4.23 % 42.02 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 2,574 2,549 39.16 % 39.27 % 3.91 % 45.94 %
8 12 AMERICAN INTL GRP 2,524 2,712 30.24 % 33.00 % 3.84 % 49.78 %
9 3219 SOMPO GRP 2,505 2,567 3.31 % 5.02 % 3.81 % 53.59 %
10 3548 TRAVELERS GRP 2,482 2,268 10.16 % 10.56 % 3.77 % 57.36 %
**STATE TOTAL** 65,750 65,112 44.51 % 47.28 % 100.00 % 57.36 %

© 2022 National Association of Insurance Commissioners


63
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 65 FM GLOBAL GRP 35,004 32,333 10.32 % 10.65 % 12.59 % 12.59 %
2 212 ZURICH INS GRP 18,589 17,431 2.42 % 3.88 % 6.69 % 19.28 %
3 12 AMERICAN INTL GRP 15,101 21,534 N/A N/A 5.43 % 24.71 %
4 626 CHUBB LTD GRP 14,739 13,755 21.51 % 21.97 % 5.30 % 30.01 %
5 796 QBE INS GRP 11,586 10,308 N/A N/A 4.17 % 34.18 %
6 3219 SOMPO GRP 10,307 10,315 18.44 % 21.17 % 3.71 % 37.89 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 10,283 10,356 55.58 % 55.86 % 3.70 % 41.59 %
8 3829 GEOVERA HOLDINGS INC GRP 10,154 10,889 93.51 % 93.23 % 3.65 % 45.24 %
9 501 ALLEGHANY GRP 10,120 10,377 3.45 % 3.55 % 3.64 % 48.88 %
10 3548 TRAVELERS GRP 8,263 8,218 19.64 % 20.01 % 2.97 % 51.86 %
**STATE TOTAL** 277,970 272,763 14.47 % 14.87 % 100.00 % 51.86 %

South Dakota 1 62 EMC INS CO GRP 6,037 5,523 39.93 % 39.96 % 11.27 % 11.27 %
2 65 FM GLOBAL GRP 4,346 3,873 N/A N/A 8.11 % 19.38 %
3 3548 TRAVELERS GRP 4,205 4,010 N/A N/A 7.85 % 27.23 %
4 248 UNITED FIRE & CAS GRP 4,021 4,191 31.29 % 29.83 % 7.51 % 34.74 %
5 14184 ACUITY A MUT INS CO 3,960 3,647 116.23 % 115.95 % 7.39 % 42.13 %
6 698 NORTH STAR CO GRP 3,479 3,315 31.85 % 32.02 % 6.49 % 48.62 %
7 408 AMERICAN NATL FIN GRP 2,355 2,154 143.86 % 143.65 % 4.40 % 53.02 %
8 140 NATIONWIDE CORP GRP 1,876 1,786 40.22 % 40.58 % 3.50 % 56.52 %
9 175 STATE AUTO MUT GRP 1,651 1,370 99.87 % 103.33 % 3.08 % 59.60 %
10 12 AMERICAN INTL GRP 1,528 1,229 95.00 % 96.61 % 2.85 % 62.46 %
**STATE TOTAL** 53,569 51,006 45.20 % 45.39 % 100.00 % 62.46 %

Tennessee 1 65 FM GLOBAL GRP 47,262 44,132 19.79 % 20.68 % 15.03 % 15.03 %


2 3548 TRAVELERS GRP 26,592 26,194 21.55 % 25.20 % 8.46 % 23.48 %
3 3219 SOMPO GRP 21,610 21,396 30.98 % 35.10 % 6.87 % 30.35 %
4 212 ZURICH INS GRP 12,458 11,737 82.14 % 83.41 % 3.96 % 34.31 %
5 19 ASSURANT INC GRP 10,956 11,002 47.47 % 47.47 % 3.48 % 37.80 %
6 694 TENNESSEE FARMERS GRP 10,709 10,612 212.68 % 215.64 % 3.40 % 41.20 %
7 31 BERKSHIRE HATHAWAY GRP 10,305 9,650 119.11 % 122.11 % 3.28 % 44.48 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 9,526 9,585 60.58 % 60.77 % 3.03 % 47.51 %
9 626 CHUBB LTD GRP 8,881 8,107 65.49 % 65.52 % 2.82 % 50.33 %
10 242 SELECTIVE INS GRP 8,795 7,796 71.16 % 73.32 % 2.80 % 53.13 %
**STATE TOTAL** 314,508 297,245 47.29 % 48.99 % 100.00 % 53.13 %

Texas 1 4766 TFP & TWI GRP 420,859 404,808 3.94 % 2.60 % 15.80 % 15.80 %
2 3548 TRAVELERS GRP 129,818 118,261 219.94 % 226.47 % 4.87 % 20.68 %
3 65 FM GLOBAL GRP 126,691 116,131 223.98 % 227.24 % 4.76 % 25.44 %
4 626 CHUBB LTD GRP 125,178 112,305 120.70 % 120.57 % 4.70 % 30.14 %
5 212 ZURICH INS GRP 124,443 122,674 281.10 % 290.19 % 4.67 % 34.81 %
6 69 FARMERS INS GRP 117,253 107,462 74.03 % 74.92 % 4.40 % 39.21 %
7 31 BERKSHIRE HATHAWAY GRP 95,378 85,017 118.86 % 127.55 % 3.58 % 42.79 %
8 501 ALLEGHANY GRP 88,210 81,000 161.86 % 168.05 % 3.31 % 46.11 %
9 12 AMERICAN INTL GRP 79,926 76,629 342.45 % 346.50 % 3.00 % 49.11 %
10 19 ASSURANT INC GRP 72,001 68,608 81.28 % 81.26 % 2.70 % 51.81 %
**STATE TOTAL** 2,663,057 2,520,618 123.03 % 126.56 % 100.00 % 51.81 %

© 2022 National Association of Insurance Commissioners


64
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 65 FM GLOBAL GRP 17,501 15,648 5.23 % 5.35 % 22.12 % 22.12 %
2 12 AMERICAN INTL GRP 6,724 724 N/A N/A 8.50 % 30.62 %
3 19 ASSURANT INC GRP 5,173 5,021 34.96 % 34.96 % 6.54 % 37.16 %
4 3219 SOMPO GRP 4,389 2,927 11.42 % 14.70 % 5.55 % 42.71 %
5 111 LIBERTY MUT GRP 4,095 3,755 34.36 % 35.16 % 5.18 % 47.89 %
6 212 ZURICH INS GRP 3,012 2,997 57.98 % 59.21 % 3.81 % 51.70 %
7 140 NATIONWIDE CORP GRP 2,820 2,559 79.39 % 80.95 % 3.56 % 55.26 %
8 69 FARMERS INS GRP 2,807 2,373 40.73 % 41.20 % 3.55 % 58.81 %
9 3548 TRAVELERS GRP 2,648 2,611 45.97 % 45.31 % 3.35 % 62.16 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 2,498 2,400 82.93 % 83.21 % 3.16 % 65.31 %
**STATE TOTAL** 79,103 66,366 N/A N/A 100.00 % 65.31 %

Vermont 1 65 FM GLOBAL GRP 3,867 3,567 3.55 % 3.55 % 18.86 % 18.86 %


2 408 AMERICAN NATL FIN GRP 2,303 2,193 33.53 % 33.53 % 11.23 % 30.10 %
3 69 FARMERS INS GRP 1,339 1,245 29.28 % 29.57 % 6.53 % 36.62 %
4 234 VERMONT MUT GRP 1,107 1,089 37.02 % 38.70 % 5.40 % 42.03 %
5 212 ZURICH INS GRP 1,016 679 176.52 % 170.43 % 4.95 % 46.98 %
6 111 LIBERTY MUT GRP 868 732 15.07 % 15.62 % 4.23 % 51.21 %
7 19 ASSURANT INC GRP 765 781 7.99 % 7.99 % 3.73 % 54.94 %
8 218 CNA INS GRP 655 605 22.81 % 23.50 % 3.20 % 58.14 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 639 596 16.09 % 16.27 % 3.11 % 61.25 %
10 12 AMERICAN INTL GRP 563 633 50.00 % 50.10 % 2.74 % 64.00 %
**STATE TOTAL** 20,503 19,468 27.79 % 27.94 % 100.00 % 64.00 %

Virginia 1 65 FM GLOBAL GRP 40,859 37,835 19.64 % 19.87 % 14.83 % 14.83 %


2 200 UNITED SERV AUTOMOBILE ASSN GRP 39,271 41,117 39.16 % 39.56 % 14.25 % 29.08 %
3 3548 TRAVELERS GRP 22,616 23,063 31.08 % 32.20 % 8.21 % 37.29 %
4 212 ZURICH INS GRP 13,636 13,655 58.04 % 61.79 % 4.95 % 42.24 %
5 242 SELECTIVE INS GRP 12,952 12,200 16.58 % 17.53 % 4.70 % 46.94 %
6 12 AMERICAN INTL GRP 11,752 11,330 33.97 % 34.52 % 4.27 % 51.21 %
7 3219 SOMPO GRP 11,278 10,019 56.89 % 62.17 % 4.09 % 55.30 %
8 140 NATIONWIDE CORP GRP 9,851 9,010 100.31 % 102.75 % 3.58 % 58.88 %
9 19 ASSURANT INC GRP 9,245 9,095 26.51 % 26.51 % 3.36 % 62.23 %
10 968 AXA INS GRP 7,528 10,786 6.45 % 2.37 % 2.73 % 64.97 %
**STATE TOTAL** 275,508 267,915 33.97 % 35.00 % 100.00 % 64.97 %

Washington 1 65 FM GLOBAL GRP 37,460 32,532 8.57 % 8.49 % 16.75 % 16.75 %


2 111 LIBERTY MUT GRP 26,912 25,666 64.88 % 66.59 % 12.03 % 28.78 %
3 12 AMERICAN INTL GRP 21,622 21,742 58.95 % 64.36 % 9.67 % 38.45 %
4 3219 SOMPO GRP 12,368 12,885 53.92 % 59.18 % 5.53 % 43.98 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 12,160 12,130 67.19 % 68.24 % 5.44 % 49.41 %
6 212 ZURICH INS GRP 12,015 10,837 39.36 % 48.68 % 5.37 % 54.79 %
7 69 FARMERS INS GRP 9,945 8,575 56.53 % 56.99 % 4.45 % 59.23 %
8 3548 TRAVELERS GRP 8,507 7,929 18.43 % 18.92 % 3.80 % 63.04 %
9 140 NATIONWIDE CORP GRP 6,844 5,530 31.99 % 33.99 % 3.06 % 66.10 %
10 626 CHUBB LTD GRP 6,836 6,873 128.20 % 128.79 % 3.06 % 69.15 %
**STATE TOTAL** 223,662 209,752 66.97 % 69.48 % 100.00 % 69.15 %

© 2022 National Association of Insurance Commissioners


65
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 65 FM GLOBAL GRP 8,057 6,873 0.36 % 0.36 % 17.10 % 17.10 %
2 408 AMERICAN NATL FIN GRP 5,515 5,517 18.05 % 18.07 % 11.71 % 28.81 %
3 175 STATE AUTO MUT GRP 2,706 2,727 31.95 % 35.09 % 5.75 % 34.56 %
4 212 ZURICH INS GRP 2,404 2,396 75.74 % 109.50 % 5.10 % 39.66 %
5 3548 TRAVELERS GRP 2,198 2,359 48.84 % 50.11 % 4.67 % 44.33 %
6 140 NATIONWIDE CORP GRP 2,092 1,912 87.07 % 89.15 % 4.44 % 48.77 %
7 517 HANNOVER GRP 1,972 2,031 190.40 % 196.95 % 4.19 % 52.95 %
8 244 CINCINNATI FIN GRP 1,817 1,637 76.04 % 77.17 % 3.86 % 56.81 %
9 19 ASSURANT INC GRP 1,648 1,654 15.55 % 15.55 % 3.50 % 60.31 %
10 361 MUNICH RE GRP 1,547 1,486 39.23 % 39.21 % 3.28 % 63.59 %
**STATE TOTAL** 47,107 46,198 52.79 % 59.50 % 100.00 % 63.59 %

Wisconsin 1 65 FM GLOBAL GRP 36,190 33,110 8.78 % 8.88 % 16.39 % 16.39 %


2 15350 WEST BEND MUT INS CO 34,663 32,969 34.28 % 33.88 % 15.70 % 32.09 %
3 3548 TRAVELERS GRP 16,314 15,205 13.55 % 14.74 % 7.39 % 39.48 %
4 62 EMC INS CO GRP 11,772 11,501 94.56 % 95.10 % 5.33 % 44.81 %
5 14184 ACUITY A MUT INS CO 11,507 10,946 38.95 % 39.29 % 5.21 % 50.02 %
6 15779 MUNICIPAL PROP INS CO 9,918 9,759 37.56 % 38.44 % 4.49 % 54.51 %
7 212 ZURICH INS GRP 8,689 7,967 20.16 % 21.16 % 3.94 % 58.45 %
8 169 SENTRY INS GRP 5,811 5,199 42.40 % 45.00 % 2.63 % 61.08 %
9 69 FARMERS INS GRP 5,576 5,137 76.90 % 77.47 % 2.53 % 63.61 %
10 12 AMERICAN INTL GRP 4,905 5,255 19.65 % 37.33 % 2.22 % 65.83 %
**STATE TOTAL** 220,801 212,181 44.34 % 45.70 % 100.00 % 65.83 %

Wyoming 1 65 FM GLOBAL GRP 5,055 5,214 N/A N/A 16.09 % 16.09 %


2 140 NATIONWIDE CORP GRP 4,841 3,003 39.51 % 40.64 % 15.41 % 31.50 %
3 111 LIBERTY MUT GRP 2,722 2,543 16.61 % 18.63 % 8.67 % 40.17 %
4 62 EMC INS CO GRP 1,992 2,010 0.38 % 0.52 % 6.34 % 46.51 %
5 12 AMERICAN INTL GRP 1,488 1,888 115.06 % 115.07 % 4.74 % 51.25 %
6 3548 TRAVELERS GRP 1,283 1,289 46.93 % 46.68 % 4.09 % 55.33 %
7 14184 ACUITY A MUT INS CO 1,256 1,058 149.97 % 153.69 % 4.00 % 59.33 %
8 244 CINCINNATI FIN GRP 1,242 1,315 16.68 % 19.03 % 3.95 % 63.28 %
9 69 FARMERS INS GRP 1,202 1,108 80.12 % 80.27 % 3.83 % 67.11 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 1,038 1,019 65.56 % 65.78 % 3.31 % 70.41 %
**STATE TOTAL** 31,414 29,500 32.94 % 33.48 % 100.00 % 70.41 %

American Samoa 1 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 100.00 % 100.00 %


**STATE TOTAL** 0 0 34,101.33 % 31,108.00 % 100.00 % 100.00 %

Guam 1 4672 DONGBU INS GRP 4,528 3,067 N/A N/A 29.87 % 29.87 %
2 4715 MS & AD INS GRP 2,839 2,855 0.00 % 0.00 % 18.73 % 48.60 %
3 10972 FIRST NET INS CO 2,265 2,120 N/A N/A 14.95 % 63.55 %
4 18380 PACIFIC IND INS CO 2,145 2,055 0.00 % 0.00 % 14.15 % 77.70 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 2,021 1,852 N/A N/A 13.33 % 91.03 %
6 12633 CENTURY INS CO GU LTD 1,073 483 56.27 % 57.29 % 7.08 % 98.11 %
7 65 FM GLOBAL GRP 103 77 0.00 % 0.00 % 0.68 % 98.79 %
8 626 CHUBB LTD GRP 85 69 45.41 % 45.68 % 0.56 % 99.36 %
9 19 ASSURANT INC GRP 83 83 N/A N/A 0.54 % 99.90 %
10 181 SWISS RE GRP 6 3 74.29 % 82.25 % 0.04 % 99.95 %
**STATE TOTAL** 15,156 12,698 N/A N/A 100.00 % 99.95 %

© 2022 National Association of Insurance Commissioners


66
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 411 MAPFRE INS GRP 37,898 40,200 19.49 % 23.23 % 21.24 % 21.24 %
2 12 AMERICAN INTL GRP 31,693 30,391 0.74 % N/A 17.77 % 39.01 %
3 4804 MULTINATIONAL GRP 18,780 14,642 3.54 % 3.98 % 10.53 % 49.54 %
4 111 LIBERTY MUT GRP 14,533 14,614 7.02 % 7.31 % 8.15 % 57.68 %
5 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 11,031 10,889 9.63 % 20.02 % 6.18 % 63.87 %
6 65 FM GLOBAL GRP 10,922 10,320 0.34 % 0.23 % 6.12 % 69.99 %
7 19 ASSURANT INC GRP 9,931 10,489 N/A N/A 5.57 % 75.56 %
8 4802 TRIPLE S GRP 8,666 8,006 18.21 % 65.37 % 4.86 % 80.42 %
9 3593 USIC GRP 6,420 6,181 9.18 % 25.48 % 3.60 % 84.01 %
10 71 UNIVERSAL INS CO GRP 6,166 6,102 N/A N/A 3.46 % 87.47 %
**STATE TOTAL** 178,391 175,682 36.21 % 40.35 % 100.00 % 87.47 %

U.S. Virgin Islands 1 181 SWISS RE GRP 1,593 989 14.16 % 13.97 % 33.07 % 33.07 %
2 4706 LOCKHART CO GRP 1,454 1,490 1.64 % 2.81 % 30.18 % 63.25 %
3 19 ASSURANT INC GRP 854 878 3.82 % 3.82 % 17.72 % 80.97 %
4 12 AMERICAN INTL GRP 276 765 N/A N/A 5.73 % 86.70 %
5 303 GUIDEONE INS GRP 145 109 37.89 % 39.29 % 3.01 % 89.71 %
6 65 FM GLOBAL GRP 138 149 0.00 % 0.00 % 2.86 % 92.57 %
7 31 BERKSHIRE HATHAWAY GRP 134 90 27.81 % 29.28 % 2.78 % 95.35 %
8 501 ALLEGHANY GRP 100 101 N/A N/A 2.07 % 97.43 %
9 212 ZURICH INS GRP 58 63 9,535.23 % 9,609.24 % 1.21 % 98.64 %
10 411 MAPFRE INS GRP 48 48 N/A N/A 0.99 % 99.63 %
**STATE TOTAL** 4,817 4,738 95.90 % 94.07 % 100.00 % 99.63 %

N. Mariana Islands 1 10972 FIRST NET INS CO 2,719 2,261 1,097.54 % 1,097.61 % 91.63 % 91.63 %
2 4672 DONGBU INS GRP 190 226 N/A N/A 6.41 % 98.04 %
3 18380 PACIFIC IND INS CO 52 53 0.00 % 0.00 % 1.77 % 99.80 %
4 3416 AXIS CAPITAL GRP 5 4 0.00 % 0.00 % 0.17 % 99.98 %
5 968 AXA INS GRP 1 0 N/A N/A 0.02 % 100.00 %
6 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 2,968 2,545 973.62 % 974.91 % 100.00 % 100.00 %

Canada 1 65 FM GLOBAL GRP 230,035 207,680 14.32 % 14.34 % 63.77 % 63.77 %


2 761 ALLIANZ INS GRP 41,915 40,716 72.19 % 72.65 % 11.62 % 75.39 %
3 181 SWISS RE GRP 36,867 36,264 19.41 % 20.66 % 10.22 % 85.62 %
4 31 BERKSHIRE HATHAWAY GRP 28,879 26,773 98.69 % 103.76 % 8.01 % 93.62 %
5 158 FAIRFAX FIN GRP 16,995 28,064 59.15 % 62.59 % 4.71 % 98.33 %
6 303 GUIDEONE INS GRP 3,107 3,174 20.01 % 20.61 % 0.86 % 99.19 %
7 3548 TRAVELERS GRP 1,485 1,612 N/A N/A 0.41 % 99.61 %
8 968 AXA INS GRP 357 1,024 N/A N/A 0.10 % 99.71 %
9 169 SENTRY INS GRP 347 159 18.54 % 19.75 % 0.10 % 99.80 %
10 218 CNA INS GRP 307 412 19.10 % 22.18 % 0.09 % 99.89 %
**STATE TOTAL** 360,703 346,166 31.48 % 32.35 % 100.00 % 99.89 %

© 2022 National Association of Insurance Commissioners


67
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.1 ‐ Allied Lines

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 65 FM GLOBAL GRP 137,793 135,435 15.00 % 14.82 % 39.81 % 39.81 %
2 31 BERKSHIRE HATHAWAY GRP 112,458 89,619 102.31 % 106.16 % 32.49 % 72.30 %
3 111 LIBERTY MUT GRP 59,073 42,129 132.08 % 134.05 % 17.07 % 89.37 %
4 12 AMERICAN INTL GRP 17,235 30,696 54.90 % 55.58 % 4.98 % 94.35 %
5 212 ZURICH INS GRP 6,639 6,725 21.80 % 34.78 % 1.92 % 96.27 %
6 626 CHUBB LTD GRP 5,197 4,900 N/A N/A 1.50 % 97.77 %
7 140 NATIONWIDE CORP GRP 2,225 1,040 46.00 % 48.50 % 0.64 % 98.41 %
8 761 ALLIANZ INS GRP 1,899 2,961 N/A N/A 0.55 % 98.96 %
9 4381 SKYWARD SPECIALTY INS GRP INC GRP 640 943 0.00 % 2.82 % 0.19 % 99.14 %
10 181 SWISS RE GRP 606 535 N/A N/A 0.18 % 99.32 %
**STATE TOTAL** 346,126 317,284 60.32 % 61.71 % 100.00 % 99.32 %

© 2022 National Association of Insurance Commissioners


68
02.2—Multiple Peril Crop

© 2022 National Association of Insurance Commissioners


69
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 626 CHUBB LTD GRP 2,642,534 2,582,612 88.04 % 88.04 % 17.75 % 17.75 %
2 796 QBE INS GRP 2,516,777 2,310,620 82.40 % 82.42 % 16.90 % 34.65 %
3 3219 SOMPO GRP 2,375,673 2,264,134 86.82 % 86.82 % 15.96 % 50.61 %
4 212 ZURICH INS GRP 2,240,982 2,155,189 68.71 % 68.71 % 15.05 % 65.66 %
5 84 AMERICAN FINANCIAL GRP 1,144,193 1,216,128 63.09 % 63.26 % 7.69 % 73.35 %
6 569 FARMERS MUT HAIL INS GRP 954,033 938,406 45.14 % 45.16 % 6.41 % 79.75 %
7 158 FAIRFAX FIN GRP 866,653 767,701 81.71 % 81.91 % 5.82 % 85.58 %
8 12 AMERICAN INTL GRP 779,715 757,265 72.44 % 72.44 % 5.24 % 90.81 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 701,133 669,038 64.43 % 64.55 % 4.71 % 95.52 %
10 968 AXA INS GRP 179,316 181,005 94.66 % 94.89 % 1.20 % 96.73 %
11 513 IOWA FARM BUREAU GRP 164,119 160,402 38.93 % 38.93 % 1.10 % 97.83 %
12 50 COUNTRY INS & FIN SERV GRP 117,968 117,375 12.17 % 12.17 % 0.79 % 98.62 %
13 10103 AMERICAN AGRICULTURAL INS CO 58,080 56,029 57.58 % 60.83 % 0.39 % 99.01 %
14 4851 CHURCH MUT GRP 43,145 41,513 73.72 % 73.72 % 0.29 % 99.30 %
15 3500 NODAK MUT GRP 41,049 41,049 189.77 % 190.50 % 0.28 % 99.58 %
16 176 STATE FARM GRP 31,726 43,503 44.28 % 44.28 % 0.21 % 99.79 %
17 542 INDIANA FARM BUREAU GRP 22,702 22,702 9.66 % 9.66 % 0.15 % 99.94 %
18 15091 RURAL MUT INS CO 5,041 4,832 38.92 % 38.92 % 0.03 % 99.98 %
19 842 FARM BUREAU GRP 2,996 2,925 136.99 % 136.99 % 0.02 % 100.00 %
20 4734 APOLLO GLOBAL MGMT GRP 536 887 2,314.92 % 2,314.92 % 0.00 % 100.00 %
21 2538 AMTRUST FINANCIAL SERV GRP 4 4 11,211.24 % 11,211.24 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 14,888,373 14,333,303 75.75 % 75.81 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


70
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 626 CHUBB LTD GRP 2,642,534 2,582,612 88.51 % 88.51 % 18.85 % 18.85 %
2 796 QBE INS GRP 2,516,777 2,310,620 82.40 % 82.42 % 17.95 % 36.80 %
3 3219 SOMPO GRP 2,375,673 2,264,134 86.82 % 86.82 % 16.94 % 53.74 %
4 212 ZURICH INS GRP 2,240,982 2,155,189 68.71 % 68.71 % 15.98 % 69.72 %
5 84 AMERICAN FINANCIAL GRP 1,144,193 1,216,128 63.09 % 63.26 % 8.16 % 77.88 %
6 569 FARMERS MUT HAIL INS GRP 954,033 938,406 45.14 % 45.16 % 6.80 % 84.68 %
7 12 AMERICAN INTL GRP 779,715 757,265 72.44 % 72.44 % 5.56 % 90.25 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 701,133 669,038 64.43 % 64.55 % 5.00 % 95.25 %
9 968 AXA INS GRP 179,316 181,005 94.66 % 94.89 % 1.28 % 96.52 %
10 513 IOWA FARM BUREAU GRP 164,119 160,402 38.93 % 38.93 % 1.17 % 97.69 %
11 50 COUNTRY INS & FIN SERV GRP 117,968 117,375 12.17 % 12.17 % 0.84 % 98.54 %
12 10103 AMERICAN AGRICULTURAL INS CO 58,080 56,029 57.58 % 60.83 % 0.41 % 98.95 %
13 4851 CHURCH MUT GRP 43,145 41,513 73.72 % 73.72 % 0.31 % 99.26 %
14 3500 NODAK MUT GRP 41,049 41,049 189.77 % 190.50 % 0.29 % 99.55 %
15 176 STATE FARM GRP 31,726 43,503 44.28 % 44.28 % 0.23 % 99.78 %
16 542 INDIANA FARM BUREAU GRP 22,702 22,702 9.66 % 9.66 % 0.16 % 99.94 %
17 15091 RURAL MUT INS CO 5,041 4,832 38.92 % 38.92 % 0.04 % 99.97 %
18 842 FARM BUREAU GRP 2,996 2,925 136.99 % 136.99 % 0.02 % 100.00 %
19 4734 APOLLO GLOBAL MGMT GRP 536 887 2,314.92 % 2,314.92 % 0.00 % 100.00 %
20 2538 AMTRUST FINANCIAL SERV GRP 4 4 11,211.24 % 11,211.24 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 14,021,720 13,565,602 75.50 % 75.55 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


71
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 626 CHUBB LTD GRP 30,591 30,267 69.24 % 69.24 % 35.79 % 35.79 %
2 3219 SOMPO GRP 23,846 22,758 126.49 % 126.49 % 27.90 % 63.68 %
3 212 ZURICH INS GRP 19,328 19,135 70.41 % 70.41 % 22.61 % 86.29 %
4 796 QBE INS GRP 4,232 4,272 73.88 % 73.92 % 4.95 % 91.25 %
5 84 AMERICAN FINANCIAL GRP 3,015 3,524 N/A N/A 3.53 % 94.77 %
6 569 FARMERS MUT HAIL INS GRP 2,235 2,209 46.73 % 46.73 % 2.61 % 97.39 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 2,035 2,032 109.40 % 109.40 % 2.38 % 99.77 %
8 12 AMERICAN INTL GRP 197 209 51.00 % 51.00 % 0.23 % 100.00 %
9 10103 AMERICAN AGRICULTURAL INS CO 1 1 49.54 % 49.54 % 0.00 % 100.00 %
**STATE TOTAL** 85,481 84,409 56.94 % 56.93 % 100.00 % 100.00 %

Alaska 1 212 ZURICH INS GRP 93 93 69.70 % 69.70 % 100.00 % 100.00 %


**STATE TOTAL** 93 93 69.70 % 69.70 % 100.00 % 100.00 %

Arizona 1 626 CHUBB LTD GRP 25,352 24,417 124.11 % 124.11 % 39.53 % 39.53 %
2 796 QBE INS GRP 15,697 12,666 68.12 % 68.12 % 24.47 % 64.00 %
3 3219 SOMPO GRP 7,656 10,256 135.51 % 135.51 % 11.94 % 75.94 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 5,531 5,486 140.73 % 140.85 % 8.62 % 84.56 %
5 513 IOWA FARM BUREAU GRP 5,282 5,785 154.29 % 154.29 % 8.24 % 92.80 %
6 212 ZURICH INS GRP 2,985 2,734 249.18 % 249.18 % 4.65 % 97.45 %
7 968 AXA INS GRP 694 579 197.15 % 197.45 % 1.08 % 98.53 %
8 12 AMERICAN INTL GRP 319 302 87.66 % 87.66 % 0.50 % 99.03 %
9 569 FARMERS MUT HAIL INS GRP 283 252 151.26 % 151.26 % 0.44 % 99.47 %
10 10103 AMERICAN AGRICULTURAL INS CO 225 246 33.26 % 33.26 % 0.35 % 99.82 %
**STATE TOTAL** 64,136 88,090 158.92 % 159.05 % 100.00 % 99.82 %

Arkansas 1 3219 SOMPO GRP 41,503 40,655 136.47 % 136.47 % 22.91 % 22.91 %
2 569 FARMERS MUT HAIL INS GRP 31,849 31,702 97.40 % 97.32 % 17.58 % 40.48 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 21,742 21,486 122.35 % 122.47 % 12.00 % 52.48 %
4 12 AMERICAN INTL GRP 19,747 19,872 120.86 % 120.86 % 10.90 % 63.38 %
5 212 ZURICH INS GRP 19,133 18,857 133.50 % 133.50 % 10.56 % 73.94 %
6 796 QBE INS GRP 18,287 17,819 98.72 % 98.72 % 10.09 % 84.03 %
7 84 AMERICAN FINANCIAL GRP 14,276 14,314 50.47 % 50.16 % 7.88 % 91.91 %
8 626 CHUBB LTD GRP 13,961 13,740 90.73 % 90.73 % 7.70 % 99.62 %
9 10103 AMERICAN AGRICULTURAL INS CO 699 699 39.05 % 41.54 % 0.39 % 100.00 %
**STATE TOTAL** 181,195 179,142 111.18 % 111.17 % 100.00 % 100.00 %

California 1 796 QBE INS GRP 188,240 163,119 112.85 % 113.04 % 33.40 % 33.40 %
2 626 CHUBB LTD GRP 132,413 128,190 158.10 % 158.10 % 23.49 % 56.89 %
3 968 AXA INS GRP 86,437 90,595 85.12 % 85.42 % 15.34 % 72.23 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 60,825 61,402 57.01 % 57.13 % 10.79 % 83.02 %
5 212 ZURICH INS GRP 59,245 57,865 114.67 % 114.67 % 10.51 % 93.53 %
6 3219 SOMPO GRP 21,143 21,106 237.40 % 237.40 % 3.75 % 97.28 %
7 84 AMERICAN FINANCIAL GRP 10,056 19,566 217.58 % 218.40 % 1.78 % 99.06 %
8 569 FARMERS MUT HAIL INS GRP 4,768 4,897 266.96 % 269.50 % 0.85 % 99.91 %
9 176 STATE FARM GRP 482 596 241.55 % 241.55 % 0.09 % 99.99 %
10 12 AMERICAN INTL GRP 32 29 90.63 % 90.62 % 0.01 % 100.00 %
**STATE TOTAL** 563,641 547,365 122.74 % 122.91 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


72
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Colorado 1 626 CHUBB LTD GRP 61,575 46,490 98.64 % 98.64 % 25.29 % 25.29 %
2 212 ZURICH INS GRP 48,768 44,986 85.93 % 85.93 % 20.03 % 45.32 %
3 796 QBE INS GRP 27,822 26,933 77.79 % 77.79 % 11.43 % 56.75 %
4 3219 SOMPO GRP 25,613 27,243 83.07 % 83.07 % 10.52 % 67.27 %
5 569 FARMERS MUT HAIL INS GRP 24,146 22,699 83.89 % 83.89 % 9.92 % 77.19 %
6 84 AMERICAN FINANCIAL GRP 22,512 21,444 45.67 % 45.77 % 9.25 % 86.44 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 15,480 14,271 92.48 % 92.61 % 6.36 % 92.80 %
8 12 AMERICAN INTL GRP 10,643 10,481 107.75 % 107.75 % 4.37 % 97.17 %
9 968 AXA INS GRP 4,361 3,488 28.39 % 28.60 % 1.79 % 98.96 %
10 4851 CHURCH MUT GRP 1,514 1,514 58.71 % 58.71 % 0.62 % 99.58 %
**STATE TOTAL** 243,454 220,403 82.39 % 82.43 % 100.00 % 99.58 %

Connecticut 1 212 ZURICH INS GRP 9,626 9,172 107.49 % 107.49 % 95.23 % 95.23 %
2 626 CHUBB LTD GRP 322 106 97.62 % 97.62 % 3.19 % 98.42 %
3 796 QBE INS GRP 160 162 92.29 % 92.29 % 1.58 % 100.00 %
**STATE TOTAL** 10,108 9,440 115.82 % 115.87 % 100.00 % 100.00 %

Delaware 1 212 ZURICH INS GRP 8,116 7,882 20.22 % 20.22 % 66.22 % 66.22 %
2 626 CHUBB LTD GRP 1,339 1,312 64.31 % 64.31 % 10.93 % 77.15 %
3 3219 SOMPO GRP 1,251 1,224 19.27 % 19.27 % 10.20 % 87.35 %
4 569 FARMERS MUT HAIL INS GRP 989 911 28.74 % 28.74 % 8.07 % 95.42 %
5 796 QBE INS GRP 561 542 26.25 % 26.25 % 4.58 % 100.00 %
6 12 AMERICAN INTL GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 12,256 11,870 25.95 % 25.95 % 100.00 % 100.00 %

Florida 1 626 CHUBB LTD GRP 60,080 60,025 53.58 % 53.58 % 35.40 % 35.40 %
2 3219 SOMPO GRP 53,275 47,347 79.30 % 79.30 % 31.39 % 66.80 %
3 796 QBE INS GRP 24,710 24,937 25.26 % 25.33 % 14.56 % 81.36 %
4 84 AMERICAN FINANCIAL GRP 20,387 35,852 112.76 % 113.14 % 12.01 % 93.37 %
5 212 ZURICH INS GRP 7,013 7,239 61.93 % 61.93 % 4.13 % 97.50 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 3,021 3,159 36.56 % 36.68 % 1.78 % 99.28 %
7 4734 APOLLO GLOBAL MGMT GRP 536 887 3,131.97 % 3,131.97 % 0.32 % 99.60 %
8 176 STATE FARM GRP 307 512 0.00 % 0.00 % 0.18 % 99.78 %
9 569 FARMERS MUT HAIL INS GRP 287 380 243.67 % 243.67 % 0.17 % 99.95 %
10 12 AMERICAN INTL GRP 87 78 68.53 % 68.53 % 0.05 % 100.00 %
**STATE TOTAL** 169,698 180,413 83.02 % 83.11 % 100.00 % 100.00 %

Georgia 1 3219 SOMPO GRP 88,581 86,762 82.24 % 82.24 % 43.10 % 43.10 %
2 626 CHUBB LTD GRP 43,047 42,352 73.70 % 73.70 % 20.95 % 64.05 %
3 212 ZURICH INS GRP 18,396 18,011 37.86 % 37.86 % 8.95 % 73.00 %
4 84 AMERICAN FINANCIAL GRP 17,506 19,580 N/A N/A 8.52 % 81.52 %
5 796 QBE INS GRP 16,297 15,574 114.56 % 114.67 % 7.93 % 89.45 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 14,997 14,853 84.18 % 84.30 % 7.30 % 96.75 %
7 569 FARMERS MUT HAIL INS GRP 5,656 5,656 120.06 % 120.17 % 2.75 % 99.50 %
8 12 AMERICAN INTL GRP 1,012 994 79.12 % 79.12 % 0.49 % 99.99 %
9 176 STATE FARM GRP 16 24 47.13 % 47.13 % 0.01 % 100.00 %
**STATE TOTAL** 205,507 203,807 72.22 % 72.27 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


73
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Hawaii 1 212 ZURICH INS GRP 1,275 1,098 91.32 % 91.32 % 68.37 % 68.37 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 470 465 145.54 % 145.66 % 25.19 % 93.55 %
3 3219 SOMPO GRP 120 118 123.82 % 123.82 % 6.45 % 100.00 %
**STATE TOTAL** 1,866 1,681 108.28 % 108.31 % 100.00 % 100.00 %

Idaho 1 626 CHUBB LTD GRP 40,335 36,490 156.09 % 156.09 % 33.68 % 33.68 %
2 796 QBE INS GRP 36,056 31,847 124.72 % 124.78 % 30.11 % 63.79 %
3 212 ZURICH INS GRP 19,609 14,917 275.89 % 275.89 % 16.37 % 80.16 %
4 569 FARMERS MUT HAIL INS GRP 8,633 9,273 92.65 % 92.65 % 7.21 % 87.37 %
5 3219 SOMPO GRP 7,871 7,574 237.97 % 237.97 % 6.57 % 93.94 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 3,419 3,386 63.88 % 64.00 % 2.86 % 96.80 %
7 842 FARM BUREAU GRP 2,996 2,925 136.99 % 136.99 % 2.50 % 99.30 %
8 84 AMERICAN FINANCIAL GRP 489 734 247.33 % 245.87 % 0.41 % 99.71 %
9 176 STATE FARM GRP 224 290 34.49 % 34.49 % 0.19 % 99.89 %
10 513 IOWA FARM BUREAU GRP 128 61 150.52 % 150.52 % 0.11 % 100.00 %
**STATE TOTAL** 119,759 107,496 160.58 % 160.59 % 100.00 % 100.00 %

Illinois 1 84 AMERICAN FINANCIAL GRP 192,324 191,689 14.57 % 14.74 % 19.91 % 19.91 %
2 212 ZURICH INS GRP 132,045 130,596 19.17 % 19.17 % 13.67 % 33.59 %
3 12 AMERICAN INTL GRP 123,439 118,317 43.19 % 43.19 % 12.78 % 46.37 %
4 50 COUNTRY INS & FIN SERV GRP 117,569 116,983 12.13 % 12.13 % 12.17 % 58.54 %
5 3219 SOMPO GRP 116,971 113,681 49.86 % 49.86 % 12.11 % 70.65 %
6 796 QBE INS GRP 96,753 93,581 16.26 % 16.26 % 10.02 % 80.67 %
7 569 FARMERS MUT HAIL INS GRP 69,692 69,318 15.90 % 15.90 % 7.22 % 87.89 %
8 626 CHUBB LTD GRP 64,029 63,449 52.75 % 52.75 % 6.63 % 94.52 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 51,223 48,096 18.09 % 18.22 % 5.30 % 99.82 %
10 176 STATE FARM GRP 1,742 2,409 12.59 % 12.59 % 0.18 % 100.00 %
**STATE TOTAL** 965,790 948,122 25.61 % 25.65 % 100.00 % 100.00 %

Indiana 1 796 QBE INS GRP 112,779 98,131 14.95 % 14.95 % 21.10 % 21.10 %
2 84 AMERICAN FINANCIAL GRP 82,047 81,729 N/A N/A 15.35 % 36.45 %
3 3219 SOMPO GRP 79,675 78,040 41.87 % 41.87 % 14.91 % 51.36 %
4 569 FARMERS MUT HAIL INS GRP 57,177 57,160 11.46 % 11.48 % 10.70 % 62.06 %
5 12 AMERICAN INTL GRP 52,032 50,045 41.24 % 41.24 % 9.73 % 71.79 %
6 626 CHUBB LTD GRP 47,224 46,753 52.80 % 52.80 % 8.84 % 80.63 %
7 212 ZURICH INS GRP 45,476 45,255 14.78 % 14.78 % 8.51 % 89.13 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 34,004 33,392 20.10 % 20.23 % 6.36 % 95.50 %
9 542 INDIANA FARM BUREAU GRP 22,472 22,472 9.85 % 9.85 % 4.20 % 99.70 %
10 513 IOWA FARM BUREAU GRP 1,003 864 99.70 % 99.70 % 0.19 % 99.89 %
**STATE TOTAL** 534,486 514,488 18.36 % 18.38 % 100.00 % 99.89 %

© 2022 National Association of Insurance Commissioners


74
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Iowa 1 626 CHUBB LTD GRP 235,708 234,792 56.35 % 56.35 % 20.95 % 20.95 %
2 796 QBE INS GRP 180,978 174,100 20.07 % 20.07 % 16.09 % 37.04 %
3 569 FARMERS MUT HAIL INS GRP 178,668 178,379 11.94 % 11.92 % 15.88 % 52.93 %
4 84 AMERICAN FINANCIAL GRP 128,125 128,144 25.62 % 25.66 % 11.39 % 64.32 %
5 212 ZURICH INS GRP 126,173 125,133 24.33 % 24.33 % 11.22 % 75.53 %
6 3219 SOMPO GRP 124,233 118,629 25.61 % 25.61 % 11.04 % 86.58 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 60,315 55,223 28.95 % 29.08 % 5.36 % 91.94 %
8 513 IOWA FARM BUREAU GRP 51,755 52,181 13.13 % 13.13 % 4.60 % 96.54 %
9 12 AMERICAN INTL GRP 33,825 32,638 82.62 % 82.62 % 3.01 % 99.55 %
10 176 STATE FARM GRP 3,906 5,255 21.55 % 21.55 % 0.35 % 99.90 %
**STATE TOTAL** 1,124,866 1,105,427 30.14 % 30.14 % 100.00 % 99.90 %

Kansas 1 212 ZURICH INS GRP 184,029 168,759 38.85 % 38.85 % 19.48 % 19.48 %
2 796 QBE INS GRP 148,131 135,533 31.72 % 31.73 % 15.68 % 35.15 %
3 626 CHUBB LTD GRP 141,144 136,303 59.23 % 59.23 % 14.94 % 50.09 %
4 3219 SOMPO GRP 119,525 110,893 59.47 % 59.47 % 12.65 % 62.74 %
5 84 AMERICAN FINANCIAL GRP 119,478 114,995 39.53 % 40.26 % 12.64 % 75.38 %
6 569 FARMERS MUT HAIL INS GRP 83,906 79,203 38.04 % 37.97 % 8.88 % 84.26 %
7 513 IOWA FARM BUREAU GRP 71,243 68,276 28.92 % 28.92 % 7.54 % 91.80 %
8 12 AMERICAN INTL GRP 35,368 34,773 65.44 % 65.44 % 3.74 % 95.54 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 30,286 28,113 32.78 % 32.91 % 3.21 % 98.75 %
10 176 STATE FARM GRP 10,211 13,400 13.50 % 13.50 % 1.08 % 99.83 %
**STATE TOTAL** 944,923 891,509 43.58 % 43.68 % 100.00 % 99.83 %

Kentucky 1 3219 SOMPO GRP 55,574 55,813 82.20 % 82.20 % 26.88 % 26.88 %
2 796 QBE INS GRP 42,459 41,596 60.90 % 60.92 % 20.53 % 47.41 %
3 212 ZURICH INS GRP 41,770 41,221 31.63 % 31.63 % 20.20 % 67.61 %
4 569 FARMERS MUT HAIL INS GRP 19,538 19,159 33.15 % 33.15 % 9.45 % 77.06 %
5 12 AMERICAN INTL GRP 16,083 15,432 55.08 % 55.08 % 7.78 % 84.84 %
6 84 AMERICAN FINANCIAL GRP 9,502 9,538 6.09 % 5.39 % 4.60 % 89.43 %
7 626 CHUBB LTD GRP 8,907 8,777 54.52 % 54.52 % 4.31 % 93.74 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 7,880 7,707 52.82 % 52.95 % 3.81 % 97.55 %
9 10103 AMERICAN AGRICULTURAL INS CO 5,065 5,065 17.80 % 20.35 % 2.45 % 100.00 %
**STATE TOTAL** 206,778 204,308 53.51 % 53.55 % 100.00 % 100.00 %

Louisiana 1 3219 SOMPO GRP 75,381 68,857 105.79 % 105.79 % 58.44 % 58.44 %
2 626 CHUBB LTD GRP 30,496 30,389 103.86 % 103.86 % 23.64 % 82.08 %
3 796 QBE INS GRP 14,869 10,873 139.56 % 139.56 % 11.53 % 93.60 %
4 569 FARMERS MUT HAIL INS GRP 4,027 3,922 108.56 % 108.67 % 3.12 % 96.73 %
5 212 ZURICH INS GRP 2,098 1,849 60.70 % 60.70 % 1.63 % 98.35 %
6 84 AMERICAN FINANCIAL GRP 977 1,134 102.92 % 102.07 % 0.76 % 99.11 %
7 12 AMERICAN INTL GRP 857 825 65.56 % 65.56 % 0.66 % 99.77 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 277 289 332.68 % 332.79 % 0.21 % 99.99 %
9 176 STATE FARM GRP 15 60 0.00 % 0.00 % 0.01 % 100.00 %
**STATE TOTAL** 128,996 118,196 107.98 % 107.97 % 100.00 % 100.00 %

Maine 1 626 CHUBB LTD GRP 7,647 7,680 85.28 % 85.28 % 77.75 % 77.75 %
2 212 ZURICH INS GRP 2,085 2,442 113.27 % 113.27 % 21.20 % 98.95 %
3 796 QBE INS GRP 103 82 174.13 % 174.13 % 1.05 % 100.00 %
**STATE TOTAL** 9,835 10,203 96.26 % 96.29 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


75
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 626 CHUBB LTD GRP 15,714 15,254 53.31 % 53.31 % 41.33 % 41.33 %
2 212 ZURICH INS GRP 11,161 10,849 31.99 % 31.99 % 29.35 % 70.68 %
3 3219 SOMPO GRP 4,817 4,773 14.05 % 14.05 % 12.67 % 83.34 %
4 569 FARMERS MUT HAIL INS GRP 3,973 3,797 28.35 % 28.35 % 10.45 % 93.79 %
5 796 QBE INS GRP 1,376 1,327 20.55 % 20.55 % 3.62 % 97.41 %
6 12 AMERICAN INTL GRP 498 481 75.78 % 75.78 % 1.31 % 98.72 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 483 479 54.46 % 54.58 % 1.27 % 99.99 %
8 176 STATE FARM GRP 4 23 0.00 % 0.00 % 0.01 % 100.00 %
**STATE TOTAL** 38,026 36,984 38.46 % 38.46 % 100.00 % 100.00 %

Massachusetts 1 212 ZURICH INS GRP 3,842 3,636 128.39 % 128.39 % 77.75 % 77.75 %
2 626 CHUBB LTD GRP 751 784 160.13 % 160.13 % 15.19 % 92.94 %
3 796 QBE INS GRP 349 329 100.10 % 100.10 % 7.06 % 100.00 %
**STATE TOTAL** 4,942 4,755 117.33 % 117.23 % 100.00 % 100.00 %

Michigan 1 212 ZURICH INS GRP 50,572 52,209 47.48 % 47.48 % 20.90 % 20.90 %
2 796 QBE INS GRP 42,735 41,777 39.82 % 39.82 % 17.67 % 38.57 %
3 84 AMERICAN FINANCIAL GRP 36,948 36,335 29.16 % 29.16 % 15.27 % 53.84 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 26,394 24,607 34.01 % 34.14 % 10.91 % 64.75 %
5 626 CHUBB LTD GRP 25,871 24,687 55.79 % 55.79 % 10.69 % 75.45 %
6 10103 AMERICAN AGRICULTURAL INS CO 16,750 16,894 68.44 % 71.54 % 6.92 % 82.37 %
7 3219 SOMPO GRP 13,175 10,890 128.43 % 128.43 % 5.45 % 87.82 %
8 12 AMERICAN INTL GRP 12,705 12,575 46.89 % 46.89 % 5.25 % 93.07 %
9 569 FARMERS MUT HAIL INS GRP 11,026 10,939 25.07 % 25.15 % 4.56 % 97.63 %
10 968 AXA INS GRP 5,711 5,532 77.19 % 77.70 % 2.36 % 99.99 %
**STATE TOTAL** 241,921 236,477 47.85 % 48.10 % 100.00 % 99.99 %

Minnesota 1 212 ZURICH INS GRP 252,835 251,393 66.68 % 66.68 % 28.59 % 28.59 %
2 796 QBE INS GRP 168,432 165,741 47.51 % 47.54 % 19.05 % 47.64 %
3 3219 SOMPO GRP 131,989 129,324 71.23 % 71.23 % 14.93 % 62.57 %
4 569 FARMERS MUT HAIL INS GRP 105,458 105,261 71.83 % 71.87 % 11.93 % 74.49 %
5 626 CHUBB LTD GRP 87,323 86,557 68.64 % 68.64 % 9.88 % 84.37 %
6 12 AMERICAN INTL GRP 46,045 44,571 59.83 % 59.83 % 5.21 % 89.57 %
7 84 AMERICAN FINANCIAL GRP 43,249 43,693 86.86 % 86.87 % 4.89 % 94.46 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 40,950 37,248 34.04 % 34.17 % 4.63 % 99.10 %
9 513 IOWA FARM BUREAU GRP 3,517 3,516 70.62 % 70.62 % 0.40 % 99.49 %
10 3500 NODAK MUT GRP 2,536 2,536 242.78 % 245.30 % 0.29 % 99.78 %
**STATE TOTAL** 884,285 872,234 64.28 % 64.30 % 100.00 % 99.78 %

Mississippi 1 3219 SOMPO GRP 95,236 94,724 100.23 % 100.23 % 67.26 % 67.26 %
2 626 CHUBB LTD GRP 15,013 15,022 63.90 % 63.90 % 10.60 % 77.86 %
3 796 QBE INS GRP 13,978 13,942 63.74 % 63.74 % 9.87 % 87.73 %
4 12 AMERICAN INTL GRP 6,871 6,611 117.92 % 117.92 % 4.85 % 92.58 %
5 212 ZURICH INS GRP 6,481 6,296 55.68 % 55.68 % 4.58 % 97.16 %
6 569 FARMERS MUT HAIL INS GRP 2,182 2,175 54.29 % 54.29 % 1.54 % 98.70 %
7 84 AMERICAN FINANCIAL GRP 1,276 1,692 153.38 % 152.87 % 0.90 % 99.60 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 511 507 568.41 % 568.53 % 0.36 % 99.96 %
9 176 STATE FARM GRP 51 74 25.84 % 25.84 % 0.04 % 100.00 %
**STATE TOTAL** 141,599 141,044 93.04 % 93.03 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


76
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Missouri 1 626 CHUBB LTD GRP 193,089 191,239 59.20 % 59.20 % 39.28 % 39.28 %
2 84 AMERICAN FINANCIAL GRP 77,693 79,234 39.92 % 39.95 % 15.80 % 55.08 %
3 3219 SOMPO GRP 66,959 65,252 63.73 % 63.73 % 13.62 % 68.70 %
4 212 ZURICH INS GRP 43,733 43,627 36.08 % 36.08 % 8.90 % 77.60 %
5 569 FARMERS MUT HAIL INS GRP 42,224 41,905 53.76 % 53.76 % 8.59 % 86.19 %
6 796 QBE INS GRP 40,361 39,335 48.79 % 48.80 % 8.21 % 94.40 %
7 12 AMERICAN INTL GRP 19,539 19,068 72.23 % 72.23 % 3.97 % 98.37 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 4,834 4,512 29.59 % 29.72 % 0.98 % 99.35 %
9 10103 AMERICAN AGRICULTURAL INS CO 2,134 2,134 98.42 % 104.48 % 0.43 % 99.79 %
10 176 STATE FARM GRP 657 893 12.66 % 12.66 % 0.13 % 99.92 %
**STATE TOTAL** 491,609 487,580 53.63 % 53.67 % 100.00 % 99.92 %

Montana 1 626 CHUBB LTD GRP 86,129 81,879 253.53 % 253.53 % 36.50 % 36.50 %
2 796 QBE INS GRP 84,947 69,483 220.92 % 220.92 % 36.00 % 72.50 %
3 212 ZURICH INS GRP 34,860 30,119 233.39 % 233.39 % 14.77 % 87.28 %
4 3219 SOMPO GRP 16,537 13,895 262.92 % 262.92 % 7.01 % 94.29 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 7,055 5,994 180.07 % 180.21 % 2.99 % 97.28 %
6 12 AMERICAN INTL GRP 3,624 3,866 222.59 % 222.59 % 1.54 % 98.81 %
7 176 STATE FARM GRP 1,349 1,890 170.42 % 170.42 % 0.57 % 99.38 %
8 84 AMERICAN FINANCIAL GRP 856 1,398 382.56 % 381.83 % 0.36 % 99.75 %
9 10103 AMERICAN AGRICULTURAL INS CO 484 484 252.05 % 259.19 % 0.20 % 99.95 %
10 569 FARMERS MUT HAIL INS GRP 86 24 77.32 % 77.32 % 0.04 % 99.99 %
**STATE TOTAL** 235,955 209,043 221.20 % 221.12 % 100.00 % 99.99 %

Nebraska 1 212 ZURICH INS GRP 172,570 169,344 15.71 % 15.71 % 22.29 % 22.29 %
2 796 QBE INS GRP 151,926 149,384 37.75 % 37.75 % 19.62 % 41.91 %
3 626 CHUBB LTD GRP 142,343 144,319 57.01 % 57.01 % 18.38 % 60.29 %
4 3219 SOMPO GRP 86,872 83,992 51.75 % 51.75 % 11.22 % 71.51 %
5 569 FARMERS MUT HAIL INS GRP 63,284 60,117 23.15 % 23.15 % 8.17 % 79.68 %
6 84 AMERICAN FINANCIAL GRP 63,267 63,251 N/A N/A 8.17 % 87.85 %
7 12 AMERICAN INTL GRP 57,986 56,394 56.50 % 56.50 % 7.49 % 95.34 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 18,668 16,128 45.95 % 46.09 % 2.41 % 97.75 %
9 513 IOWA FARM BUREAU GRP 14,758 14,663 30.62 % 30.62 % 1.91 % 99.65 %
10 176 STATE FARM GRP 2,400 3,195 8.52 % 8.52 % 0.31 % 99.96 %
**STATE TOTAL** 774,347 761,062 29.44 % 29.44 % 100.00 % 99.96 %

Nevada 1 796 QBE INS GRP 54,003 33,389 142.63 % 142.63 % 73.22 % 73.22 %
2 626 CHUBB LTD GRP 7,206 7,187 99.14 % 99.14 % 9.77 % 82.99 %
3 212 ZURICH INS GRP 6,223 7,061 97.95 % 97.95 % 8.44 % 91.43 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 3,988 3,989 160.02 % 160.02 % 5.41 % 96.83 %
5 3219 SOMPO GRP 1,412 2,787 57.88 % 57.88 % 1.91 % 98.75 %
6 513 IOWA FARM BUREAU GRP 617 929 83.29 % 83.29 % 0.84 % 99.58 %
7 968 AXA INS GRP 262 215 188.14 % 189.92 % 0.36 % 99.94 %
8 569 FARMERS MUT HAIL INS GRP 45 23 489.38 % 489.38 % 0.06 % 100.00 %
**STATE TOTAL** 73,756 58,281 116.50 % 116.39 % 100.00 % 100.00 %

New Hampshire 1 212 ZURICH INS GRP 295 329 53.61 % 53.61 % 81.97 % 81.97 %
2 626 CHUBB LTD GRP 36 33 96.21 % 96.21 % 9.93 % 91.91 %
3 796 QBE INS GRP 29 28 115.68 % 115.68 % 8.09 % 100.00 %
**STATE TOTAL** 360 394 183.81 % 184.58 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


77
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New Jersey 1 212 ZURICH INS GRP 2,534 2,756 37.06 % 37.06 % 47.31 % 47.31 %
2 626 CHUBB LTD GRP 2,532 2,480 55.21 % 55.21 % 47.27 % 94.58 %
3 569 FARMERS MUT HAIL INS GRP 156 152 33.66 % 33.66 % 2.91 % 97.49 %
4 12 AMERICAN INTL GRP 88 105 35.85 % 35.85 % 1.65 % 99.14 %
5 3219 SOMPO GRP 32 134 N/A N/A 0.59 % 99.73 %
6 796 QBE INS GRP 15 10 N/A N/A 0.27 % 100.00 %
**STATE TOTAL** 5,356 5,636 43.95 % 43.95 % 100.00 % 100.00 %

New Mexico 1 3219 SOMPO GRP 28,961 27,826 175.41 % 175.41 % 25.93 % 25.93 %
2 796 QBE INS GRP 20,383 8,206 136.78 % 136.78 % 18.25 % 44.18 %
3 12 AMERICAN INTL GRP 19,907 19,008 105.96 % 105.96 % 17.82 % 62.00 %
4 212 ZURICH INS GRP 15,568 14,663 193.30 % 193.30 % 13.94 % 75.94 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 11,868 11,455 136.22 % 136.35 % 10.63 % 86.56 %
6 626 CHUBB LTD GRP 6,390 6,721 135.96 % 135.96 % 5.72 % 92.28 %
7 569 FARMERS MUT HAIL INS GRP 3,327 2,782 130.91 % 130.91 % 2.98 % 95.26 %
8 4851 CHURCH MUT GRP 2,049 1,329 71.65 % 71.65 % 1.83 % 97.10 %
9 513 IOWA FARM BUREAU GRP 1,978 1,593 95.70 % 95.70 % 1.77 % 98.87 %
10 84 AMERICAN FINANCIAL GRP 1,091 10,231 190.51 % 189.97 % 0.98 % 99.85 %
**STATE TOTAL** 111,694 103,997 152.87 % 152.83 % 100.00 % 99.85 %

New York 1 626 CHUBB LTD GRP 32,932 28,954 89.51 % 89.51 % 37.32 % 37.32 %
2 212 ZURICH INS GRP 30,252 29,030 68.48 % 68.48 % 34.28 % 71.60 %
3 796 QBE INS GRP 14,663 13,559 49.88 % 49.88 % 16.62 % 88.22 %
4 12 AMERICAN INTL GRP 7,723 7,513 82.54 % 82.54 % 8.75 % 96.97 %
5 569 FARMERS MUT HAIL INS GRP 1,057 1,066 45.43 % 45.43 % 1.20 % 98.17 %
6 3219 SOMPO GRP 740 726 64.64 % 64.64 % 0.84 % 99.01 %
7 84 AMERICAN FINANCIAL GRP 565 539 24.39 % 25.11 % 0.64 % 99.65 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 312 312 165.89 % 165.89 % 0.35 % 100.00 %
**STATE TOTAL** 88,245 81,699 73.88 % 73.88 % 100.00 % 100.00 %

North Carolina 1 212 ZURICH INS GRP 77,559 76,651 79.77 % 79.77 % 27.74 % 27.74 %
2 796 QBE INS GRP 70,308 68,878 84.44 % 84.46 % 25.15 % 52.89 %
3 626 CHUBB LTD GRP 40,835 40,136 97.80 % 97.80 % 14.61 % 67.50 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 27,997 27,177 105.70 % 105.82 % 10.01 % 77.51 %
5 3219 SOMPO GRP 26,795 25,659 169.36 % 169.36 % 9.58 % 87.09 %
6 12 AMERICAN INTL GRP 12,624 12,517 137.77 % 137.77 % 4.52 % 91.61 %
7 569 FARMERS MUT HAIL INS GRP 10,600 10,408 109.67 % 110.83 % 3.79 % 95.40 %
8 10103 AMERICAN AGRICULTURAL INS CO 8,687 8,695 68.74 % 72.24 % 3.11 % 98.51 %
9 84 AMERICAN FINANCIAL GRP 4,168 4,279 100.78 % 100.61 % 1.49 % 100.00 %
**STATE TOTAL** 279,574 274,399 98.28 % 98.45 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


78
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
North Dakota 1 796 QBE INS GRP 328,443 323,497 178.92 % 178.92 % 30.16 % 30.16 %
2 626 CHUBB LTD GRP 261,964 260,303 86.31 % 86.31 % 24.06 % 54.22 %
3 212 ZURICH INS GRP 204,614 202,943 147.35 % 147.35 % 18.79 % 73.02 %
4 3219 SOMPO GRP 120,488 117,800 130.37 % 130.37 % 11.07 % 84.08 %
5 84 AMERICAN FINANCIAL GRP 70,034 71,750 199.78 % 200.13 % 6.43 % 90.51 %
6 3500 NODAK MUT GRP 38,325 38,325 189.22 % 189.83 % 3.52 % 94.03 %
7 569 FARMERS MUT HAIL INS GRP 24,896 24,468 168.42 % 168.42 % 2.29 % 96.32 %
8 12 AMERICAN INTL GRP 21,796 21,925 70.34 % 70.34 % 2.00 % 98.32 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 15,674 15,624 104.32 % 104.44 % 1.44 % 99.76 %
10 4851 CHURCH MUT GRP 1,701 1,573 104.83 % 104.83 % 0.16 % 99.92 %
**STATE TOTAL** 1,088,834 1,079,459 147.06 % 147.13 % 100.00 % 99.92 %

Ohio 1 212 ZURICH INS GRP 70,038 69,149 14.52 % 14.52 % 18.72 % 18.72 %
2 626 CHUBB LTD GRP 62,500 61,867 61.48 % 61.48 % 16.71 % 35.43 %
3 796 QBE INS GRP 61,419 60,209 10.45 % 10.45 % 16.42 % 51.85 %
4 569 FARMERS MUT HAIL INS GRP 44,012 43,788 N/A N/A 11.77 % 63.62 %
5 3219 SOMPO GRP 41,379 40,550 33.49 % 33.49 % 11.06 % 74.68 %
6 12 AMERICAN INTL GRP 36,948 35,959 48.07 % 48.07 % 9.88 % 84.56 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 28,483 27,154 23.34 % 23.47 % 7.61 % 92.17 %
8 84 AMERICAN FINANCIAL GRP 25,982 25,791 18.32 % 18.49 % 6.95 % 99.12 %
9 513 IOWA FARM BUREAU GRP 2,243 690 104.90 % 104.90 % 0.60 % 99.72 %
10 10103 AMERICAN AGRICULTURAL INS CO 476 263 13.88 % 14.27 % 0.13 % 99.85 %
**STATE TOTAL** 374,058 366,125 22.41 % 22.43 % 100.00 % 99.85 %

Oklahoma 1 3219 SOMPO GRP 71,823 54,721 77.42 % 77.42 % 28.99 % 28.99 %
2 796 QBE INS GRP 56,831 47,928 56.20 % 56.21 % 22.94 % 51.93 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 28,409 26,286 39.63 % 39.76 % 11.47 % 63.39 %
4 212 ZURICH INS GRP 27,760 22,462 33.77 % 33.77 % 11.20 % 74.60 %
5 12 AMERICAN INTL GRP 27,681 26,204 74.84 % 74.84 % 11.17 % 85.77 %
6 626 CHUBB LTD GRP 11,636 10,663 72.51 % 72.51 % 4.70 % 90.47 %
7 84 AMERICAN FINANCIAL GRP 9,419 9,603 26.26 % 26.55 % 3.80 % 94.27 %
8 10103 AMERICAN AGRICULTURAL INS CO 6,541 6,541 62.37 % 67.73 % 2.64 % 96.91 %
9 569 FARMERS MUT HAIL INS GRP 5,045 4,971 100.83 % 100.83 % 2.04 % 98.94 %
10 4851 CHURCH MUT GRP 1,944 1,937 58.71 % 58.71 % 0.78 % 99.73 %
**STATE TOTAL** 247,763 212,147 60.05 % 60.25 % 100.00 % 99.73 %

Oregon 1 796 QBE INS GRP 54,882 30,667 140.07 % 140.09 % 45.49 % 45.49 %
2 626 CHUBB LTD GRP 28,249 24,300 220.51 % 220.51 % 23.41 % 68.90 %
3 212 ZURICH INS GRP 21,308 16,529 142.86 % 142.86 % 17.66 % 86.57 %
4 3219 SOMPO GRP 9,434 14,267 140.82 % 140.82 % 7.82 % 94.39 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 2,007 1,960 84.28 % 84.41 % 1.66 % 96.05 %
6 569 FARMERS MUT HAIL INS GRP 1,604 1,266 217.74 % 217.74 % 1.33 % 97.38 %
7 84 AMERICAN FINANCIAL GRP 1,465 2,570 173.34 % 172.74 % 1.21 % 98.59 %
8 968 AXA INS GRP 1,299 1,136 377.47 % 379.94 % 1.08 % 99.67 %
9 4851 CHURCH MUT GRP 321 0 N/A N/A 0.27 % 99.94 %
10 10103 AMERICAN AGRICULTURAL INS CO 78 66 15.25 % 15.25 % 0.06 % 100.00 %
**STATE TOTAL** 120,645 92,750 165.37 % 165.39 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


79
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Pennsylvania 1 626 CHUBB LTD GRP 23,163 22,648 105.82 % 105.82 % 31.97 % 31.97 %
2 212 ZURICH INS GRP 14,265 13,441 75.60 % 75.60 % 19.69 % 51.66 %
3 12 AMERICAN INTL GRP 14,062 13,851 68.50 % 68.50 % 19.41 % 71.07 %
4 569 FARMERS MUT HAIL INS GRP 7,087 7,052 143.04 % 143.04 % 9.78 % 80.85 %
5 3219 SOMPO GRP 5,892 5,570 79.49 % 79.49 % 8.13 % 88.98 %
6 796 QBE INS GRP 3,823 3,587 12.28 % 12.38 % 5.28 % 94.26 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 2,207 2,207 80.18 % 80.30 % 3.05 % 97.31 %
8 10103 AMERICAN AGRICULTURAL INS CO 1,920 1,641 41.67 % 42.13 % 2.65 % 99.96 %
9 84 AMERICAN FINANCIAL GRP 31 29 24.30 % 25.05 % 0.04 % 100.00 %
**STATE TOTAL** 72,450 70,026 87.15 % 87.17 % 100.00 % 100.00 %

Rhode Island 1 212 ZURICH INS GRP 66 74 2.57 % 2.57 % 63.72 % 63.72 %
2 796 QBE INS GRP 37 38 119.86 % 119.86 % 35.80 % 99.51 %
3 626 CHUBB LTD GRP 1 1 636.40 % 636.40 % 0.49 % 100.00 %
**STATE TOTAL** 103 113 N/A N/A 100.00 % 100.00 %

South Carolina 1 626 CHUBB LTD GRP 64,045 61,416 68.65 % 68.65 % 53.31 % 53.31 %
2 3219 SOMPO GRP 23,295 22,981 33.60 % 33.60 % 19.39 % 72.70 %
3 212 ZURICH INS GRP 12,493 12,297 28.35 % 28.35 % 10.40 % 83.10 %
4 84 AMERICAN FINANCIAL GRP 10,725 11,012 N/A N/A 8.93 % 92.03 %
5 796 QBE INS GRP 3,678 3,259 44.29 % 44.29 % 3.06 % 95.09 %
6 12 AMERICAN INTL GRP 3,226 3,167 82.98 % 82.98 % 2.69 % 97.78 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,677 1,686 71.90 % 72.02 % 1.40 % 99.18 %
8 569 FARMERS MUT HAIL INS GRP 991 1,009 19.92 % 19.92 % 0.82 % 100.00 %
**STATE TOTAL** 120,129 116,828 41.34 % 41.33 % 100.00 % 100.00 %

South Dakota 1 626 CHUBB LTD GRP 282,152 276,088 72.03 % 72.03 % 32.36 % 32.36 %
2 796 QBE INS GRP 154,991 151,122 92.27 % 92.27 % 17.78 % 50.14 %
3 212 ZURICH INS GRP 117,849 114,603 64.11 % 64.11 % 13.52 % 63.66 %
4 3219 SOMPO GRP 89,366 86,312 108.45 % 108.45 % 10.25 % 73.91 %
5 84 AMERICAN FINANCIAL GRP 86,770 86,840 131.42 % 131.44 % 9.95 % 83.86 %
6 569 FARMERS MUT HAIL INS GRP 54,319 53,163 96.21 % 96.31 % 6.23 % 90.09 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 39,513 38,433 81.45 % 81.58 % 4.53 % 94.62 %
8 12 AMERICAN INTL GRP 28,086 27,697 117.80 % 117.80 % 3.22 % 97.84 %
9 4851 CHURCH MUT GRP 12,826 12,784 64.80 % 64.80 % 1.47 % 99.31 %
10 513 IOWA FARM BUREAU GRP 3,990 3,824 113.82 % 113.82 % 0.46 % 99.77 %
**STATE TOTAL** 871,863 852,812 87.39 % 87.40 % 100.00 % 99.77 %

Tennessee 1 3219 SOMPO GRP 43,618 41,917 57.72 % 57.72 % 38.40 % 38.40 %
2 796 QBE INS GRP 24,461 23,842 42.77 % 42.79 % 21.54 % 59.94 %
3 626 CHUBB LTD GRP 20,699 20,547 58.97 % 58.97 % 18.22 % 78.17 %
4 212 ZURICH INS GRP 9,859 9,525 44.71 % 44.71 % 8.68 % 86.85 %
5 12 AMERICAN INTL GRP 7,135 6,958 72.35 % 72.35 % 6.28 % 93.13 %
6 569 FARMERS MUT HAIL INS GRP 3,328 3,328 32.18 % 32.18 % 2.93 % 96.06 %
7 84 AMERICAN FINANCIAL GRP 1,913 2,118 N/A N/A 1.68 % 97.74 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 1,605 1,560 103.01 % 103.14 % 1.41 % 99.16 %
9 10103 AMERICAN AGRICULTURAL INS CO 959 959 6.39 % 11.74 % 0.84 % 100.00 %
**STATE TOTAL** 113,576 110,765 52.04 % 52.08 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


80
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Texas 1 3219 SOMPO GRP 610,228 558,982 85.96 % 85.96 % 45.19 % 45.19 %
2 626 CHUBB LTD GRP 155,623 162,490 84.87 % 84.87 % 11.53 % 56.72 %
3 12 AMERICAN INTL GRP 120,972 117,102 105.50 % 105.50 % 8.96 % 65.68 %
4 212 ZURICH INS GRP 107,219 94,797 75.68 % 75.68 % 7.94 % 73.62 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 96,929 92,379 81.51 % 81.63 % 7.18 % 80.80 %
6 796 QBE INS GRP 96,247 89,016 102.29 % 102.32 % 7.13 % 87.92 %
7 968 AXA INS GRP 53,494 52,704 55.66 % 55.45 % 3.96 % 91.89 %
8 569 FARMERS MUT HAIL INS GRP 46,397 45,587 50.58 % 50.58 % 3.44 % 95.32 %
9 84 AMERICAN FINANCIAL GRP 36,393 37,525 395.35 % 395.37 % 2.70 % 98.02 %
10 4851 CHURCH MUT GRP 21,056 20,803 77.71 % 77.71 % 1.56 % 99.58 %
**STATE TOTAL** 1,350,266 1,278,520 93.82 % 93.82 % 100.00 % 99.58 %

Utah 1 796 QBE INS GRP 11,733 7,750 144.17 % 144.17 % 39.56 % 39.56 %
2 513 IOWA FARM BUREAU GRP 6,758 6,479 158.69 % 158.69 % 22.79 % 62.35 %
3 3219 SOMPO GRP 3,726 4,998 173.05 % 173.05 % 12.56 % 74.92 %
4 626 CHUBB LTD GRP 3,238 2,111 135.39 % 135.39 % 10.92 % 85.84 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 1,912 1,910 176.96 % 176.96 % 6.45 % 92.28 %
6 212 ZURICH INS GRP 1,403 1,384 82.46 % 82.46 % 4.73 % 97.01 %
7 569 FARMERS MUT HAIL INS GRP 787 677 246.52 % 246.52 % 2.65 % 99.67 %
8 10103 AMERICAN AGRICULTURAL INS CO 101 168 29.03 % 29.03 % 0.34 % 100.00 %
**STATE TOTAL** 29,655 27,000 184.48 % 184.61 % 100.00 % 100.00 %

Vermont 1 626 CHUBB LTD GRP 2,854 2,247 61.38 % 61.38 % 54.79 % 54.79 %
2 212 ZURICH INS GRP 1,914 1,926 92.23 % 92.23 % 36.74 % 91.53 %
3 796 QBE INS GRP 348 327 120.19 % 120.19 % 6.68 % 98.22 %
4 10103 AMERICAN AGRICULTURAL INS CO 76 3 22.48 % 22.48 % 1.47 % 99.68 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 17 17 0.11 % 0.23 % 0.32 % 100.00 %
**STATE TOTAL** 5,209 4,534 N/A N/A 100.00 % 100.00 %

Virginia 1 212 ZURICH INS GRP 46,145 44,525 57.90 % 57.90 % 56.29 % 56.29 %
2 626 CHUBB LTD GRP 15,078 16,168 132.98 % 132.98 % 18.39 % 74.68 %
3 796 QBE INS GRP 9,508 8,230 84.77 % 84.77 % 11.60 % 86.28 %
4 10103 AMERICAN AGRICULTURAL INS CO 5,744 5,744 3.91 % 6.45 % 7.01 % 93.29 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 2,438 2,411 37.04 % 37.17 % 2.97 % 96.26 %
6 569 FARMERS MUT HAIL INS GRP 2,350 2,343 18.49 % 18.49 % 2.87 % 99.13 %
7 3219 SOMPO GRP 633 616 116.74 % 116.74 % 0.77 % 99.90 %
8 84 AMERICAN FINANCIAL GRP 69 71 N/A N/A 0.08 % 99.99 %
9 12 AMERICAN INTL GRP 10 11 N/A N/A 0.01 % 100.00 %
**STATE TOTAL** 81,974 80,119 60.51 % 60.70 % 100.00 % 100.00 %

Washington 1 626 CHUBB LTD GRP 63,603 59,860 278.84 % 278.84 % 29.95 % 29.95 %
2 212 ZURICH INS GRP 50,714 38,569 342.97 % 342.97 % 23.88 % 53.83 %
3 968 AXA INS GRP 26,752 26,438 202.37 % 203.05 % 12.60 % 66.42 %
4 796 QBE INS GRP 26,591 18,957 306.09 % 306.16 % 12.52 % 78.94 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 21,321 21,267 172.16 % 172.28 % 10.04 % 88.98 %
6 3219 SOMPO GRP 13,858 17,558 458.64 % 458.64 % 6.52 % 95.51 %
7 84 AMERICAN FINANCIAL GRP 8,365 13,188 394.00 % 393.75 % 3.94 % 99.45 %
8 176 STATE FARM GRP 833 1,178 413.69 % 413.69 % 0.39 % 99.84 %
9 569 FARMERS MUT HAIL INS GRP 339 223 88.40 % 88.40 % 0.16 % 100.00 %
**STATE TOTAL** 212,377 197,239 296.51 % 296.60 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


81
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.2 ‐ Multiple Peril Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 626 CHUBB LTD GRP 1,429 1,837 135.63 % 135.63 % 48.68 % 48.68 %
2 212 ZURICH INS GRP 1,234 1,222 51.63 % 51.63 % 42.06 % 90.74 %
3 12 AMERICAN INTL GRP 154 147 88.83 % 88.83 % 5.24 % 95.97 %
4 796 QBE INS GRP 77 76 179.66 % 179.66 % 2.63 % 98.61 %
5 569 FARMERS MUT HAIL INS GRP 26 26 0.00 % 0.00 % 0.90 % 99.50 %
6 3219 SOMPO GRP 15 14 N/A N/A 0.50 % 100.00 %
**STATE TOTAL** 2,935 3,323 74.76 % 74.76 % 100.00 % 100.00 %

Wisconsin 1 212 ZURICH INS GRP 93,689 92,370 17.11 % 17.11 % 26.70 % 26.70 %
2 796 QBE INS GRP 75,764 76,162 23.15 % 23.15 % 21.59 % 48.29 %
3 84 AMERICAN FINANCIAL GRP 42,771 42,629 27.32 % 28.00 % 12.19 % 60.48 %
4 626 CHUBB LTD GRP 41,195 38,962 56.74 % 56.74 % 11.74 % 72.23 %
5 12 AMERICAN INTL GRP 37,861 36,956 44.15 % 44.15 % 10.79 % 83.02 %
6 569 FARMERS MUT HAIL INS GRP 26,050 25,645 30.35 % 30.35 % 7.42 % 90.44 %
7 3219 SOMPO GRP 21,490 22,826 51.84 % 51.84 % 6.12 % 96.57 %
8 15091 RURAL MUT INS CO 5,041 4,832 38.92 % 38.92 % 1.44 % 98.00 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 3,861 3,859 62.31 % 62.43 % 1.10 % 99.10 %
10 176 STATE FARM GRP 1,759 2,501 13.26 % 13.26 % 0.50 % 99.60 %
**STATE TOTAL** 350,871 348,805 31.14 % 31.22 % 100.00 % 99.60 %

Wyoming 1 796 QBE INS GRP 16,303 8,799 82.65 % 82.65 % 47.29 % 47.29 %
2 626 CHUBB LTD GRP 4,771 4,321 88.83 % 88.83 % 13.84 % 61.13 %
3 3219 SOMPO GRP 4,689 4,087 114.61 % 114.61 % 13.60 % 74.74 %
4 212 ZURICH INS GRP 4,666 4,166 137.79 % 137.79 % 13.53 % 88.27 %
5 569 FARMERS MUT HAIL INS GRP 1,529 1,090 58.79 % 58.79 % 4.43 % 92.70 %
6 10103 AMERICAN AGRICULTURAL INS CO 852 852 150.87 % 158.88 % 2.47 % 95.18 %
7 12 AMERICAN INTL GRP 536 558 150.09 % 150.09 % 1.55 % 96.73 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 517 516 63.37 % 63.37 % 1.50 % 98.23 %
9 84 AMERICAN FINANCIAL GRP 516 513 N/A N/A 1.50 % 99.73 %
10 968 AXA INS GRP 38 30 95.92 % 96.00 % 0.11 % 99.84 %
**STATE TOTAL** 34,472 24,989 88.95 % 89.16 % 100.00 % 99.84 %

Agg. Other Alien 1 158 FAIRFAX FIN GRP 866,653 767,701 81.71 % 81.91 % 100.00 % 100.00 %
**STATE TOTAL** 866,653 767,701 80.14 % 80.35 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


82
02.3—Federal Flood

© 2022 National Association of Insurance Commissioners


83
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 11523 WRIGHT NATL FLOOD INS CO 744,991 730,406 44.66 % 45.08 % 23.65 % 23.65 %
2 19 ASSURANT INC GRP 526,013 527,667 43.78 % 43.78 % 16.70 % 40.35 %
3 8 ALLSTATE INS GRP 338,523 349,736 74.98 % 74.98 % 10.75 % 51.10 %
4 242 SELECTIVE INS GRP 284,311 274,384 75.17 % 78.42 % 9.03 % 60.13 %
5 91 HARTFORD FIRE & CAS GRP 256,957 256,737 25.26 % 26.42 % 8.16 % 68.29 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 154,578 150,800 50.86 % 53.79 % 4.91 % 73.20 %
7 69 FARMERS INS GRP 135,936 135,495 16.02 % 16.02 % 4.32 % 77.51 %
8 155 PROGRESSIVE GRP 119,041 117,311 24.10 % 24.64 % 3.78 % 81.29 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 64,971 64,045 33.98 % 34.33 % 2.06 % 83.35 %
10 689 BANKERS INS GRP 59,369 57,200 73.58 % 74.33 % 1.88 % 85.24 %
11 473 AMERICAN FAMILY INS GRP 58,637 58,625 13.96 % 13.98 % 1.86 % 87.10 %
12 4861 HERITAGE INS HOLDINGS GRP 54,358 24,825 N/A N/A 1.73 % 88.83 %
13 280 AUTO OWNERS GRP 51,796 51,462 34.35 % 36.42 % 1.64 % 90.47 %
14 111 LIBERTY MUT GRP 37,007 36,938 82.22 % 83.58 % 1.17 % 91.65 %
15 225 IAT REINS CO GRP 31,393 31,393 0.00 % 0.00 % 1.00 % 92.64 %
16 4830 UNITED INS HOLDINGS GRP 23,189 23,032 18.16 % 18.16 % 0.74 % 93.38 %
17 483 SOUTHERN FARM BUREAU CAS GRP 21,828 21,473 198.91 % 208.18 % 0.69 % 94.07 %
18 4834 FEDNAT HOLDING CO GRP 21,305 20,205 0.51 % 1.69 % 0.68 % 94.75 %
19 41041 AUTO CLUB S INS CO 16,877 17,028 9.06 % 8.71 % 0.54 % 95.28 %
20 4969 TRISURA GRP 15,714 11,244 54.82 % 61.60 % 0.50 % 95.78 %
21 796 QBE INS GRP 12,597 12,472 16.90 % 17.46 % 0.40 % 96.18 %
22 4773 FRONTLINE INS GRP 12,519 11,431 7.38 % 7.58 % 0.40 % 96.58 %
23 228 WESTFIELD GRP 12,380 12,380 40.11 % 41.87 % 0.39 % 96.97 %
24 324 NORTH CAROLINA FARM BUREAU GRP 12,105 12,105 12.72 % 12.72 % 0.38 % 97.36 %
25 1278 CSAA INS GRP 10,677 10,404 8.78 % 8.78 % 0.34 % 97.70 %
26 408 AMERICAN NATL FIN GRP 10,022 9,947 262.91 % 262.91 % 0.32 % 98.02 %
27 71 UNIVERSAL INS CO GRP 9,722 9,607 17.85 % 18.57 % 0.31 % 98.32 %
28 4882 GULF STATES GRP 9,238 6,848 287.44 % 300.32 % 0.29 % 98.62 %
29 411 MAPFRE INS GRP 8,057 8,579 13.90 % 13.92 % 0.26 % 98.87 %
30 4962 AU HOLDING CO GRP 6,735 6,595 131.46 % 133.45 % 0.21 % 99.09 %
31 4983 SOUTHERN FIDELITY HOLDING GRP 5,649 5,839 0.00 % 0.00 % 0.18 % 99.27 %
32 4674 BARRINGTON CAPITAL GRP 5,570 5,482 3.89 % 4.16 % 0.18 % 99.44 %
33 1227 PALISADES GRP 2,945 3,019 188.98 % 198.59 % 0.09 % 99.54 %
34 533 SOUTH CAROLINA FARM BUREAU MUT GRP 2,191 2,333 11.22 % 14.36 % 0.07 % 99.61 %
35 561 GEORGIA FARM BUREAU GRP 2,042 2,042 0.00 % 0.00 % 0.06 % 99.67 %
36 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 1,811 1,862 239.27 % 259.15 % 0.06 % 99.73 %
37 12359 AMERICAN TRADITIONS INS CO 1,536 1,411 6.76 % 6.76 % 0.05 % 99.78 %
38 195 UNION MUTUAL FIRE INS GRP 1,499 1,475 11.37 % 11.37 % 0.05 % 99.83 %
39 3593 USIC GRP 1,397 1,435 30.74 % 33.83 % 0.04 % 99.87 %
40 203 VIRGINIA FARM BUREAU GRP 1,351 1,351 3.57 % 3.57 % 0.04 % 99.91 %
41 415 PLYMOUTH ROCK INS GRP 758 798 17.30 % 18.37 % 0.02 % 99.94 %
42 106 ISLAND INS CO GRP 718 718 42.32 % 42.32 % 0.02 % 99.96 %
43 15341 SAFEPOINT INS CO 460 404 0.00 % 0.00 % 0.01 % 99.97 %
44 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 280 268 0.00 % N/A 0.01 % 99.98 %
45 15816 ALLIED TRUST INS CO 257 132 0.00 % 0.00 % 0.01 % 99.99 %
46 4967 TRANSVERSE INS GRP LLC GRP 110 5 18.72 % 19.24 % 0.00 % 99.99 %
47 4990 CORE SPECIALTY INS HOLDINGS GRP 94 169 282.28 % 284.98 % 0.00 % 100.00 %
48 31186 BALDWIN MUT INS CO 59 59 0.00 % 0.00 % 0.00 % 100.00 %
49 11021 INDIANA OLD NATL INS CO 18 18 0.00 % 0.00 % 0.00 % 100.00 %
50 13139 AVATAR PROP & CAS INS CO 5 1 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 3,149,586 3,089,345 47.68 % 48.57 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


84
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 11523 WRIGHT NATL FLOOD INS CO 744,991 730,406 44.66 % 45.08 % 23.65 % 23.65 %
2 19 ASSURANT INC GRP 526,013 527,667 43.78 % 43.78 % 16.70 % 40.35 %
3 8 ALLSTATE INS GRP 338,523 349,736 74.98 % 74.98 % 10.75 % 51.10 %
4 242 SELECTIVE INS GRP 284,311 274,384 75.17 % 78.42 % 9.03 % 60.13 %
5 91 HARTFORD FIRE & CAS GRP 256,957 256,737 25.26 % 26.42 % 8.16 % 68.29 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 154,578 150,800 50.86 % 53.79 % 4.91 % 73.20 %
7 69 FARMERS INS GRP 135,936 135,495 16.02 % 16.02 % 4.32 % 77.51 %
8 155 PROGRESSIVE GRP 119,041 117,311 24.10 % 24.64 % 3.78 % 81.29 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 64,971 64,045 33.98 % 34.33 % 2.06 % 83.35 %
10 689 BANKERS INS GRP 59,369 57,200 73.58 % 74.33 % 1.88 % 85.24 %
11 473 AMERICAN FAMILY INS GRP 58,637 58,625 13.96 % 13.98 % 1.86 % 87.10 %
12 4861 HERITAGE INS HOLDINGS GRP 54,358 24,825 N/A N/A 1.73 % 88.83 %
13 280 AUTO OWNERS GRP 51,796 51,462 34.35 % 36.42 % 1.64 % 90.47 %
14 111 LIBERTY MUT GRP 37,007 36,938 82.22 % 83.58 % 1.17 % 91.65 %
15 225 IAT REINS CO GRP 31,393 31,393 0.00 % 0.00 % 1.00 % 92.64 %
16 4830 UNITED INS HOLDINGS GRP 23,189 23,032 18.16 % 18.16 % 0.74 % 93.38 %
17 483 SOUTHERN FARM BUREAU CAS GRP 21,828 21,473 198.91 % 208.18 % 0.69 % 94.07 %
18 4834 FEDNAT HOLDING CO GRP 21,305 20,205 0.51 % 1.69 % 0.68 % 94.75 %
19 41041 AUTO CLUB S INS CO 16,877 17,028 9.06 % 8.71 % 0.54 % 95.28 %
20 4969 TRISURA GRP 15,714 11,244 54.82 % 61.60 % 0.50 % 95.78 %
21 796 QBE INS GRP 12,597 12,472 16.90 % 17.46 % 0.40 % 96.18 %
22 4773 FRONTLINE INS GRP 12,519 11,431 7.38 % 7.58 % 0.40 % 96.58 %
23 228 WESTFIELD GRP 12,380 12,380 40.11 % 41.87 % 0.39 % 96.97 %
24 324 NORTH CAROLINA FARM BUREAU GRP 12,105 12,105 12.72 % 12.72 % 0.38 % 97.36 %
25 1278 CSAA INS GRP 10,677 10,404 8.78 % 8.78 % 0.34 % 97.70 %
26 408 AMERICAN NATL FIN GRP 10,022 9,947 262.91 % 262.91 % 0.32 % 98.02 %
27 71 UNIVERSAL INS CO GRP 9,722 9,607 17.85 % 18.57 % 0.31 % 98.32 %
28 4882 GULF STATES GRP 9,238 6,848 287.44 % 300.32 % 0.29 % 98.62 %
29 411 MAPFRE INS GRP 8,057 8,579 13.90 % 13.92 % 0.26 % 98.87 %
30 4962 AU HOLDING CO GRP 6,735 6,595 131.46 % 133.45 % 0.21 % 99.09 %
31 4983 SOUTHERN FIDELITY HOLDING GRP 5,649 5,839 0.00 % 0.00 % 0.18 % 99.27 %
32 4674 BARRINGTON CAPITAL GRP 5,570 5,482 3.89 % 4.16 % 0.18 % 99.44 %
33 1227 PALISADES GRP 2,945 3,019 188.98 % 198.59 % 0.09 % 99.54 %
34 533 SOUTH CAROLINA FARM BUREAU MUT GRP 2,191 2,333 11.22 % 14.36 % 0.07 % 99.61 %
35 561 GEORGIA FARM BUREAU GRP 2,042 2,042 0.00 % 0.00 % 0.06 % 99.67 %
36 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 1,811 1,862 239.27 % 259.15 % 0.06 % 99.73 %
37 12359 AMERICAN TRADITIONS INS CO 1,536 1,411 6.76 % 6.76 % 0.05 % 99.78 %
38 195 UNION MUTUAL FIRE INS GRP 1,499 1,475 11.37 % 11.37 % 0.05 % 99.83 %
39 3593 USIC GRP 1,397 1,435 30.74 % 33.83 % 0.04 % 99.87 %
40 203 VIRGINIA FARM BUREAU GRP 1,351 1,351 3.57 % 3.57 % 0.04 % 99.91 %
41 415 PLYMOUTH ROCK INS GRP 758 798 17.30 % 18.37 % 0.02 % 99.94 %
42 106 ISLAND INS CO GRP 718 718 42.32 % 42.32 % 0.02 % 99.96 %
43 15341 SAFEPOINT INS CO 460 404 0.00 % 0.00 % 0.01 % 99.97 %
44 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 280 268 0.00 % N/A 0.01 % 99.98 %
45 15816 ALLIED TRUST INS CO 257 132 0.00 % 0.00 % 0.01 % 99.99 %
46 4967 TRANSVERSE INS GRP LLC GRP 110 5 18.72 % 19.24 % 0.00 % 99.99 %
47 4990 CORE SPECIALTY INS HOLDINGS GRP 94 169 282.28 % 284.98 % 0.00 % 100.00 %
48 31186 BALDWIN MUT INS CO 59 59 0.00 % 0.00 % 0.00 % 100.00 %
49 11021 INDIANA OLD NATL INS CO 18 18 0.00 % 0.00 % 0.00 % 100.00 %
50 13139 AVATAR PROP & CAS INS CO 5 1 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 3,149,586 3,089,345 47.68 % 48.57 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


85
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 19 ASSURANT INC GRP 7,051 6,966 39.05 % 39.05 % 23.78 % 23.78 %
2 11523 WRIGHT NATL FLOOD INS CO 5,940 5,739 38.03 % 38.91 % 20.03 % 43.82 %
3 242 SELECTIVE INS GRP 4,266 3,851 84.29 % 87.82 % 14.39 % 58.21 %
4 8 ALLSTATE INS GRP 2,628 2,667 N/A N/A 8.87 % 67.07 %
5 280 AUTO OWNERS GRP 2,482 2,316 41.87 % 45.01 % 8.37 % 75.44 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 2,036 1,946 1.08 % 6.16 % 6.87 % 82.31 %
7 69 FARMERS INS GRP 1,586 1,626 84.31 % 84.31 % 5.35 % 87.66 %
8 91 HARTFORD FIRE & CAS GRP 1,372 1,338 275.41 % 286.15 % 4.63 % 92.29 %
9 155 PROGRESSIVE GRP 445 419 73.47 % 72.82 % 1.50 % 93.79 %
10 4969 TRISURA GRP 411 304 N/A N/A 1.39 % 95.18 %
**STATE TOTAL** 29,648 28,595 50.23 % 52.52 % 100.00 % 95.18 %

Alaska 1 8 ALLSTATE INS GRP 456 488 N/A N/A 29.98 % 29.98 %
2 91 HARTFORD FIRE & CAS GRP 285 279 0.00 % 0.00 % 18.75 % 48.73 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 246 247 11.34 % 13.63 % 16.16 % 64.89 %
4 11523 WRIGHT NATL FLOOD INS CO 198 192 0.58 % 0.58 % 13.02 % 77.91 %
5 242 SELECTIVE INS GRP 135 118 23.03 % 23.85 % 8.91 % 86.82 %
6 19 ASSURANT INC GRP 126 115 48.56 % 48.56 % 8.29 % 95.11 %
7 473 AMERICAN FAMILY INS GRP 52 50 0.00 % 0.00 % 3.41 % 98.52 %
8 69 FARMERS INS GRP 10 8 N/A N/A 0.63 % 99.15 %
9 111 LIBERTY MUT GRP 6 5 0.00 % 0.00 % 0.42 % 99.57 %
10 225 IAT REINS CO GRP 3 3 0.00 % 0.00 % 0.21 % 99.79 %
**STATE TOTAL** 1,520 1,508 5.71 % 6.15 % 100.00 % 99.79 %

Arizona 1 69 FARMERS INS GRP 2,090 2,199 7.19 % 7.19 % 13.53 % 13.53 %
2 19 ASSURANT INC GRP 1,992 1,993 40.23 % 40.23 % 12.89 % 26.42 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 1,758 1,708 34.55 % 37.12 % 11.38 % 37.80 %
4 11523 WRIGHT NATL FLOOD INS CO 1,602 1,681 21.09 % 21.09 % 10.37 % 48.17 %
5 8 ALLSTATE INS GRP 1,598 1,784 9.34 % 9.34 % 10.35 % 58.52 %
6 91 HARTFORD FIRE & CAS GRP 1,515 1,513 24.06 % 25.18 % 9.80 % 68.32 %
7 242 SELECTIVE INS GRP 1,300 1,213 0.91 % 1.05 % 8.41 % 76.73 %
8 473 AMERICAN FAMILY INS GRP 997 1,071 17.26 % 18.54 % 6.46 % 83.19 %
9 280 AUTO OWNERS GRP 874 825 10.48 % 11.31 % 5.66 % 88.85 %
10 155 PROGRESSIVE GRP 691 666 5.33 % 5.33 % 4.47 % 93.32 %
**STATE TOTAL** 15,450 15,709 18.06 % 18.64 % 100.00 % 93.32 %

Arkansas 1 19 ASSURANT INC GRP 2,074 2,194 51.59 % 51.59 % 20.24 % 20.24 %
2 11523 WRIGHT NATL FLOOD INS CO 1,685 1,685 22.98 % 22.98 % 16.45 % 36.69 %
3 483 SOUTHERN FARM BUREAU CAS GRP 1,306 1,312 48.05 % 50.83 % 12.75 % 49.44 %
4 8 ALLSTATE INS GRP 856 898 49.50 % 49.50 % 8.36 % 57.80 %
5 280 AUTO OWNERS GRP 809 770 9.33 % 10.25 % 7.90 % 65.70 %
6 91 HARTFORD FIRE & CAS GRP 801 780 6.50 % 7.04 % 7.82 % 73.52 %
7 69 FARMERS INS GRP 630 679 53.09 % 53.09 % 6.15 % 79.67 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 515 501 39.49 % 40.63 % 5.03 % 84.70 %
9 242 SELECTIVE INS GRP 440 419 14.83 % 16.33 % 4.29 % 88.99 %
10 4969 TRISURA GRP 293 152 0.00 % N/A 2.86 % 91.85 %
**STATE TOTAL** 10,244 10,196 33.52 % 34.09 % 100.00 % 91.85 %

© 2022 National Association of Insurance Commissioners


86
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 69 FARMERS INS GRP 28,062 28,301 N/A N/A 19.39 % 19.39 %
2 11523 WRIGHT NATL FLOOD INS CO 25,809 25,543 4.15 % 4.15 % 17.83 % 37.21 %
3 91 HARTFORD FIRE & CAS GRP 23,904 23,755 0.89 % 0.93 % 16.51 % 53.73 %
4 19 ASSURANT INC GRP 19,652 19,835 2.72 % 2.72 % 13.58 % 67.30 %
5 8 ALLSTATE INS GRP 13,541 14,356 1.54 % 1.54 % 9.35 % 76.66 %
6 1278 CSAA INS GRP 9,386 9,172 1.10 % 1.10 % 6.48 % 83.14 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 7,753 7,624 11.63 % 12.04 % 5.36 % 88.50 %
8 242 SELECTIVE INS GRP 7,270 6,683 10.33 % 10.65 % 5.02 % 93.52 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 2,722 2,679 3.74 % 3.76 % 1.88 % 95.40 %
10 111 LIBERTY MUT GRP 2,349 2,312 0.87 % 0.87 % 1.62 % 97.02 %
**STATE TOTAL** 144,759 144,387 1.21 % 1.24 % 100.00 % 97.02 %

Colorado 1 19 ASSURANT INC GRP 1,997 2,069 N/A N/A 13.82 % 13.82 %
2 91 HARTFORD FIRE & CAS GRP 1,972 1,990 0.27 % 0.41 % 13.65 % 27.47 %
3 11523 WRIGHT NATL FLOOD INS CO 1,820 1,847 0.58 % 0.58 % 12.59 % 40.06 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 1,791 1,739 11.13 % 12.06 % 12.40 % 52.46 %
5 69 FARMERS INS GRP 1,739 1,721 N/A N/A 12.03 % 64.49 %
6 473 AMERICAN FAMILY INS GRP 1,245 1,282 1.23 % 1.29 % 8.62 % 73.11 %
7 242 SELECTIVE INS GRP 1,224 1,092 17.14 % 17.68 % 8.47 % 81.58 %
8 8 ALLSTATE INS GRP 750 758 0.00 % 0.00 % 5.19 % 86.77 %
9 280 AUTO OWNERS GRP 630 618 10.42 % 10.82 % 4.36 % 91.13 %
10 155 PROGRESSIVE GRP 427 436 0.00 % 0.00 % 2.95 % 94.09 %
**STATE TOTAL** 14,450 14,367 2.16 % 2.38 % 100.00 % 94.09 %

Connecticut 1 19 ASSURANT INC GRP 12,606 12,718 51.08 % 51.08 % 29.11 % 29.11 %
2 91 HARTFORD FIRE & CAS GRP 6,136 6,285 35.55 % 37.58 % 14.17 % 43.29 %
3 242 SELECTIVE INS GRP 5,497 5,377 69.16 % 72.14 % 12.70 % 55.98 %
4 11523 WRIGHT NATL FLOOD INS CO 4,081 4,016 39.43 % 39.43 % 9.42 % 65.41 %
5 411 MAPFRE INS GRP 3,998 4,132 19.98 % 19.98 % 9.23 % 74.64 %
6 8 ALLSTATE INS GRP 3,048 3,200 82.03 % 82.03 % 7.04 % 81.68 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 2,199 2,235 115.96 % 120.45 % 5.08 % 86.76 %
8 111 LIBERTY MUT GRP 1,163 1,182 62.48 % 62.76 % 2.69 % 89.44 %
9 69 FARMERS INS GRP 1,020 1,061 42.84 % 42.84 % 2.36 % 91.80 %
10 473 AMERICAN FAMILY INS GRP 749 722 81.53 % 81.53 % 1.73 % 93.53 %
**STATE TOTAL** 43,298 43,626 55.18 % 56.15 % 100.00 % 93.53 %

Delaware 1 242 SELECTIVE INS GRP 5,560 5,522 17.39 % 18.27 % 34.51 % 34.51 %
2 19 ASSURANT INC GRP 5,220 5,284 18.22 % 18.22 % 32.39 % 66.90 %
3 11523 WRIGHT NATL FLOOD INS CO 1,240 1,253 26.46 % 26.46 % 7.70 % 74.60 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 1,104 1,069 12.71 % 13.57 % 6.85 % 81.45 %
5 91 HARTFORD FIRE & CAS GRP 850 804 52.61 % 52.98 % 5.28 % 86.73 %
6 8 ALLSTATE INS GRP 574 587 21.48 % 21.48 % 3.56 % 90.29 %
7 155 PROGRESSIVE GRP 361 358 21.85 % 21.83 % 2.24 % 92.53 %
8 4969 TRISURA GRP 308 228 0.00 % N/A 1.91 % 94.44 %
9 111 LIBERTY MUT GRP 287 290 6.03 % 6.03 % 1.78 % 96.22 %
10 473 AMERICAN FAMILY INS GRP 203 176 0.00 % 0.00 % 1.26 % 97.48 %
**STATE TOTAL** 16,113 15,938 22.20 % 22.53 % 100.00 % 97.48 %

© 2022 National Association of Insurance Commissioners


87
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 19 ASSURANT INC GRP 485 498 N/A N/A 26.43 % 26.43 %
2 91 HARTFORD FIRE & CAS GRP 251 239 0.00 % 0.17 % 13.67 % 40.10 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 238 228 32.49 % 35.66 % 12.98 % 53.08 %
4 4969 TRISURA GRP 187 122 0.00 % N/A 10.19 % 63.27 %
5 242 SELECTIVE INS GRP 164 160 11.50 % 12.31 % 8.93 % 72.20 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 144 153 0.80 % 0.81 % 7.86 % 80.06 %
7 473 AMERICAN FAMILY INS GRP 110 75 0.00 % 0.00 % 5.98 % 86.05 %
8 11523 WRIGHT NATL FLOOD INS CO 98 90 7.16 % 7.16 % 5.37 % 91.41 %
9 8 ALLSTATE INS GRP 97 102 0.00 % 0.00 % 5.27 % 96.68 %
10 111 LIBERTY MUT GRP 26 24 0.00 % 0.00 % 1.43 % 98.12 %
**STATE TOTAL** 1,834 1,729 6.02 % 6.58 % 100.00 % 98.12 %

Florida 1 11523 WRIGHT NATL FLOOD INS CO 303,722 297,312 4.27 % 4.58 % 33.32 % 33.32 %
2 19 ASSURANT INC GRP 112,344 112,233 3.80 % 3.80 % 12.32 % 45.64 %
3 8 ALLSTATE INS GRP 91,355 94,041 4.95 % 4.95 % 10.02 % 55.67 %
4 91 HARTFORD FIRE & CAS GRP 67,380 66,943 6.11 % 6.42 % 7.39 % 63.06 %
5 155 PROGRESSIVE GRP 62,157 61,937 N/A N/A 6.82 % 69.88 %
6 242 SELECTIVE INS GRP 47,311 43,496 3.05 % 3.79 % 5.19 % 75.07 %
7 689 BANKERS INS GRP 36,164 34,257 0.67 % 0.81 % 3.97 % 79.04 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 32,748 31,795 N/A N/A 3.59 % 82.63 %
9 4834 FEDNAT HOLDING CO GRP 20,652 19,600 0.26 % 1.44 % 2.27 % 84.89 %
10 225 IAT REINS CO GRP 18,119 18,119 0.00 % 0.00 % 1.99 % 86.88 %
**STATE TOTAL** 911,532 896,361 1.94 % 2.23 % 100.00 % 86.88 %

Georgia 1 19 ASSURANT INC GRP 10,259 10,120 10.11 % 10.11 % 22.37 % 22.37 %
2 11523 WRIGHT NATL FLOOD INS CO 8,289 8,140 11.15 % 11.15 % 18.08 % 40.45 %
3 8 ALLSTATE INS GRP 6,042 6,128 5.80 % 5.80 % 13.18 % 53.63 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 5,025 4,942 31.32 % 33.41 % 10.96 % 64.58 %
5 242 SELECTIVE INS GRP 3,177 2,942 15.76 % 16.47 % 6.93 % 71.51 %
6 91 HARTFORD FIRE & CAS GRP 3,029 2,872 15.67 % 16.63 % 6.61 % 78.12 %
7 280 AUTO OWNERS GRP 2,402 2,449 16.27 % 18.25 % 5.24 % 83.36 %
8 561 GEORGIA FARM BUREAU GRP 2,042 2,042 0.00 % 0.00 % 4.45 % 87.81 %
9 155 PROGRESSIVE GRP 1,585 1,555 N/A N/A 3.46 % 91.27 %
10 473 AMERICAN FAMILY INS GRP 1,101 1,078 N/A N/A 2.40 % 93.67 %
**STATE TOTAL** 45,855 45,031 11.86 % 12.35 % 100.00 % 93.67 %

Hawaii 1 4861 HERITAGE INS HOLDINGS GRP 54,358 24,825 N/A N/A 59.20 % 59.20 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 20,470 19,955 5.57 % 5.57 % 22.29 % 81.49 %
3 242 SELECTIVE INS GRP 8,930 8,769 3.27 % 3.78 % 9.73 % 91.21 %
4 8 ALLSTATE INS GRP 1,698 1,759 34.26 % 34.26 % 1.85 % 93.06 %
5 11523 WRIGHT NATL FLOOD INS CO 1,594 1,873 9.74 % 9.74 % 1.74 % 94.80 %
6 19 ASSURANT INC GRP 1,171 1,209 5.90 % 5.90 % 1.28 % 96.07 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 858 852 57.77 % 59.96 % 0.93 % 97.01 %
8 111 LIBERTY MUT GRP 833 900 26.63 % 26.63 % 0.91 % 97.92 %
9 91 HARTFORD FIRE & CAS GRP 725 706 3.00 % 3.26 % 0.79 % 98.71 %
10 106 ISLAND INS CO GRP 718 718 42.32 % 42.32 % 0.78 % 99.49 %
**STATE TOTAL** 91,827 62,002 5.30 % 5.41 % 100.00 % 99.49 %

© 2022 National Association of Insurance Commissioners


88
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 19 ASSURANT INC GRP 578 591 N/A N/A 15.70 % 15.70 %
2 69 FARMERS INS GRP 575 577 N/A N/A 15.63 % 31.33 %
3 91 HARTFORD FIRE & CAS GRP 544 538 0.46 % 0.61 % 14.78 % 46.11 %
4 242 SELECTIVE INS GRP 413 357 1.97 % 2.03 % 11.22 % 57.33 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 374 355 0.82 % 1.40 % 10.17 % 67.50 %
6 11523 WRIGHT NATL FLOOD INS CO 373 360 8.86 % 8.86 % 10.14 % 77.64 %
7 8 ALLSTATE INS GRP 305 335 0.00 % 0.00 % 8.28 % 85.92 %
8 280 AUTO OWNERS GRP 178 178 0.00 % 0.00 % 4.85 % 90.77 %
9 473 AMERICAN FAMILY INS GRP 132 112 0.00 % 0.00 % 3.58 % 94.35 %
10 111 LIBERTY MUT GRP 62 61 0.00 % 0.00 % 1.68 % 96.03 %
**STATE TOTAL** 3,681 3,602 0.19 % 0.24 % 100.00 % 96.03 %

Illinois 1 91 HARTFORD FIRE & CAS GRP 4,865 4,624 3.36 % 3.64 % 17.43 % 17.43 %
2 19 ASSURANT INC GRP 4,561 4,538 1.59 % 1.59 % 16.34 % 33.78 %
3 8 ALLSTATE INS GRP 3,717 3,969 N/A N/A 13.32 % 47.10 %
4 242 SELECTIVE INS GRP 2,695 2,688 5.97 % 6.35 % 9.66 % 56.76 %
5 69 FARMERS INS GRP 2,393 2,450 N/A N/A 8.58 % 65.33 %
6 280 AUTO OWNERS GRP 2,357 2,284 9.42 % 10.75 % 8.44 % 73.78 %
7 473 AMERICAN FAMILY INS GRP 2,179 2,275 N/A N/A 7.81 % 81.58 %
8 11523 WRIGHT NATL FLOOD INS CO 1,883 1,777 6.74 % 6.74 % 6.75 % 88.33 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 1,192 1,162 N/A N/A 4.27 % 92.60 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 681 706 N/A N/A 2.44 % 95.04 %
**STATE TOTAL** 27,907 27,774 0.91 % 1.11 % 100.00 % 95.04 %

Indiana 1 242 SELECTIVE INS GRP 2,775 2,692 15.06 % 15.91 % 17.34 % 17.34 %
2 280 AUTO OWNERS GRP 2,667 2,662 25.89 % 27.10 % 16.66 % 34.00 %
3 19 ASSURANT INC GRP 2,491 2,556 32.34 % 32.34 % 15.56 % 49.57 %
4 11523 WRIGHT NATL FLOOD INS CO 1,789 1,777 27.38 % 27.38 % 11.18 % 60.74 %
5 91 HARTFORD FIRE & CAS GRP 1,526 1,516 3.15 % 3.48 % 9.54 % 70.28 %
6 8 ALLSTATE INS GRP 1,320 1,357 10.52 % 10.52 % 8.25 % 78.53 %
7 473 AMERICAN FAMILY INS GRP 878 869 9.22 % 9.69 % 5.48 % 84.01 %
8 69 FARMERS INS GRP 808 843 N/A N/A 5.05 % 89.06 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 586 555 3.33 % 4.06 % 3.66 % 92.72 %
10 228 WESTFIELD GRP 294 294 0.00 % 0.00 % 1.84 % 94.55 %
**STATE TOTAL** 16,005 15,984 17.37 % 17.93 % 100.00 % 94.55 %

Iowa 1 242 SELECTIVE INS GRP 4,033 3,906 0.89 % 0.94 % 36.00 % 36.00 %
2 280 AUTO OWNERS GRP 1,909 1,912 3.65 % 5.41 % 17.04 % 53.04 %
3 19 ASSURANT INC GRP 1,674 1,680 6.26 % 6.26 % 14.94 % 67.99 %
4 91 HARTFORD FIRE & CAS GRP 981 941 6.66 % 7.00 % 8.75 % 76.74 %
5 11523 WRIGHT NATL FLOOD INS CO 872 893 3.75 % 3.75 % 7.78 % 84.52 %
6 473 AMERICAN FAMILY INS GRP 655 613 N/A N/A 5.85 % 90.37 %
7 69 FARMERS INS GRP 306 320 N/A N/A 2.73 % 93.10 %
8 8 ALLSTATE INS GRP 188 207 64.06 % 64.06 % 1.68 % 94.78 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 156 156 2.04 % 2.60 % 1.40 % 96.18 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 107 98 N/A N/A 0.96 % 97.13 %
**STATE TOTAL** 11,202 11,029 2.19 % 2.47 % 100.00 % 97.13 %

© 2022 National Association of Insurance Commissioners


89
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 19 ASSURANT INC GRP 1,295 1,304 5.58 % 5.58 % 19.69 % 19.69 %
2 11523 WRIGHT NATL FLOOD INS CO 977 899 8.82 % 8.82 % 14.85 % 34.54 %
3 473 AMERICAN FAMILY INS GRP 679 678 N/A N/A 10.32 % 44.86 %
4 69 FARMERS INS GRP 610 599 2.78 % 2.78 % 9.27 % 54.14 %
5 91 HARTFORD FIRE & CAS GRP 593 594 1.98 % 2.04 % 9.01 % 63.15 %
6 242 SELECTIVE INS GRP 547 528 8.33 % 8.88 % 8.31 % 71.46 %
7 280 AUTO OWNERS GRP 425 386 0.00 % 0.00 % 6.47 % 77.93 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 423 413 83.25 % 85.95 % 6.44 % 84.37 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 368 401 38.80 % 38.80 % 5.60 % 89.97 %
10 8 ALLSTATE INS GRP 339 356 4.22 % 4.22 % 5.16 % 95.13 %
**STATE TOTAL** 6,576 6,440 10.57 % 10.73 % 100.00 % 95.13 %

Kentucky 1 19 ASSURANT INC GRP 3,783 3,739 74.44 % 74.44 % 27.68 % 27.68 %
2 280 AUTO OWNERS GRP 1,860 1,743 163.94 % 170.91 % 13.61 % 41.29 %
3 91 HARTFORD FIRE & CAS GRP 1,738 1,676 153.69 % 161.22 % 12.72 % 54.00 %
4 11523 WRIGHT NATL FLOOD INS CO 1,282 1,203 117.56 % 117.56 % 9.38 % 63.38 %
5 242 SELECTIVE INS GRP 1,250 1,276 83.73 % 87.99 % 9.15 % 72.53 %
6 8 ALLSTATE INS GRP 1,031 1,059 53.10 % 53.10 % 7.54 % 80.07 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 614 588 165.70 % 172.84 % 4.49 % 84.56 %
8 228 WESTFIELD GRP 588 588 113.58 % 116.50 % 4.30 % 88.86 %
9 69 FARMERS INS GRP 457 415 148.71 % 148.71 % 3.34 % 92.20 %
10 111 LIBERTY MUT GRP 355 332 22.39 % 22.39 % 2.59 % 94.80 %
**STATE TOTAL** 13,667 13,349 103.25 % 105.96 % 100.00 % 94.80 %

Louisiana 1 11523 WRIGHT NATL FLOOD INS CO 96,837 93,517 207.59 % 209.23 % 34.12 % 34.12 %
2 8 ALLSTATE INS GRP 56,062 58,239 298.35 % 298.35 % 19.75 % 53.87 %
3 19 ASSURANT INC GRP 30,975 30,500 210.22 % 210.22 % 10.91 % 64.79 %
4 242 SELECTIVE INS GRP 15,410 14,447 370.67 % 385.02 % 5.43 % 70.22 %
5 483 SOUTHERN FARM BUREAU CAS GRP 12,658 12,397 307.33 % 320.82 % 4.46 % 74.68 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 10,861 10,439 397.21 % 410.56 % 3.83 % 78.51 %
7 155 PROGRESSIVE GRP 10,512 10,233 275.59 % 278.59 % 3.70 % 82.21 %
8 689 BANKERS INS GRP 9,277 8,872 427.64 % 431.40 % 3.27 % 85.48 %
9 4882 GULF STATES GRP 9,124 6,762 291.07 % 304.12 % 3.21 % 88.69 %
10 91 HARTFORD FIRE & CAS GRP 9,078 9,098 191.76 % 199.41 % 3.20 % 91.89 %
**STATE TOTAL** 283,806 277,004 262.24 % 265.60 % 100.00 % 91.89 %

Maine 1 11523 WRIGHT NATL FLOOD INS CO 1,211 1,175 0.88 % 0.88 % 16.02 % 16.02 %
2 8 ALLSTATE INS GRP 1,034 1,107 0.00 % 0.00 % 13.68 % 29.70 %
3 19 ASSURANT INC GRP 851 823 8.45 % 8.45 % 11.25 % 40.96 %
4 242 SELECTIVE INS GRP 775 792 12.35 % 12.81 % 10.25 % 51.21 %
5 91 HARTFORD FIRE & CAS GRP 721 718 0.00 % 0.00 % 9.54 % 60.75 %
6 411 MAPFRE INS GRP 710 736 0.01 % 0.01 % 9.40 % 70.15 %
7 473 AMERICAN FAMILY INS GRP 669 704 0.00 % 0.00 % 8.85 % 79.00 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 420 407 N/A N/A 5.56 % 84.56 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 376 394 0.04 % 0.06 % 4.98 % 89.53 %
10 69 FARMERS INS GRP 316 338 N/A N/A 4.18 % 93.72 %
**STATE TOTAL** 7,558 7,629 1.75 % 1.85 % 100.00 % 93.72 %

© 2022 National Association of Insurance Commissioners


90
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 19 ASSURANT INC GRP 11,733 11,636 23.27 % 23.27 % 34.68 % 34.68 %
2 242 SELECTIVE INS GRP 7,363 7,262 41.73 % 43.83 % 21.76 % 56.44 %
3 11523 WRIGHT NATL FLOOD INS CO 3,861 3,597 23.30 % 23.30 % 11.41 % 67.85 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 3,363 3,285 20.62 % 23.19 % 9.94 % 77.79 %
5 91 HARTFORD FIRE & CAS GRP 2,563 2,537 12.19 % 12.95 % 7.57 % 85.37 %
6 8 ALLSTATE INS GRP 2,440 2,548 24.21 % 24.21 % 7.21 % 92.58 %
7 69 FARMERS INS GRP 613 614 45.16 % 45.16 % 1.81 % 94.39 %
8 111 LIBERTY MUT GRP 391 414 0.83 % 1.43 % 1.16 % 95.55 %
9 473 AMERICAN FAMILY INS GRP 386 389 28.89 % 28.89 % 1.14 % 96.69 %
10 155 PROGRESSIVE GRP 319 327 55.17 % 55.86 % 0.94 % 97.63 %
**STATE TOTAL** 33,833 33,341 26.42 % 27.19 % 100.00 % 97.63 %

Massachusetts 1 19 ASSURANT INC GRP 16,872 17,302 7.34 % 7.34 % 26.01 % 26.01 %
2 91 HARTFORD FIRE & CAS GRP 13,641 13,958 1.94 % 2.16 % 21.03 % 47.05 %
3 11523 WRIGHT NATL FLOOD INS CO 11,334 11,302 2.56 % 2.56 % 17.48 % 64.52 %
4 242 SELECTIVE INS GRP 8,204 7,580 8.21 % 8.48 % 12.65 % 77.17 %
5 473 AMERICAN FAMILY INS GRP 2,136 2,138 1.28 % 1.28 % 3.29 % 80.46 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 2,000 1,970 7.00 % 7.89 % 3.08 % 83.55 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,992 1,922 22.53 % 22.57 % 3.07 % 86.62 %
8 4830 UNITED INS HOLDINGS GRP 1,616 1,644 18.70 % 18.70 % 2.49 % 89.11 %
9 111 LIBERTY MUT GRP 1,405 1,434 4.70 % 5.04 % 2.17 % 91.28 %
10 411 MAPFRE INS GRP 1,401 1,406 0.06 % 0.06 % 2.16 % 93.44 %
**STATE TOTAL** 64,859 64,684 5.43 % 5.56 % 100.00 % 93.44 %

Michigan 1 280 AUTO OWNERS GRP 5,667 5,900 13.52 % 14.52 % 32.23 % 32.23 %
2 91 HARTFORD FIRE & CAS GRP 1,965 1,940 14.83 % 16.63 % 11.18 % 43.41 %
3 19 ASSURANT INC GRP 1,918 1,919 32.77 % 32.77 % 10.91 % 54.32 %
4 242 SELECTIVE INS GRP 1,835 1,752 13.93 % 15.17 % 10.44 % 64.76 %
5 8 ALLSTATE INS GRP 1,305 1,349 4.06 % 4.06 % 7.42 % 72.18 %
6 69 FARMERS INS GRP 1,010 1,045 17.90 % 17.90 % 5.74 % 77.92 %
7 4969 TRISURA GRP 775 486 N/A N/A 4.41 % 82.33 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 770 710 5.59 % 10.69 % 4.38 % 86.71 %
9 473 AMERICAN FAMILY INS GRP 554 509 32.06 % 32.06 % 3.15 % 89.86 %
10 11523 WRIGHT NATL FLOOD INS CO 541 541 19.59 % 19.59 % 3.07 % 92.94 %
**STATE TOTAL** 17,582 17,400 15.98 % 16.89 % 100.00 % 92.94 %

Minnesota 1 280 AUTO OWNERS GRP 1,792 1,893 0.30 % 0.39 % 28.92 % 28.92 %
2 19 ASSURANT INC GRP 826 844 5.25 % 5.25 % 13.33 % 42.25 %
3 473 AMERICAN FAMILY INS GRP 652 661 N/A N/A 10.52 % 52.76 %
4 69 FARMERS INS GRP 466 504 2.56 % 2.56 % 7.51 % 60.27 %
5 242 SELECTIVE INS GRP 454 486 N/A N/A 7.33 % 67.60 %
6 11523 WRIGHT NATL FLOOD INS CO 432 444 0.34 % 0.34 % 6.97 % 74.57 %
7 91 HARTFORD FIRE & CAS GRP 419 422 0.00 % 0.00 % 6.76 % 81.33 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 393 396 N/A N/A 6.34 % 87.68 %
9 8 ALLSTATE INS GRP 303 346 0.00 % 0.00 % 4.88 % 92.56 %
10 155 PROGRESSIVE GRP 158 151 N/A N/A 2.55 % 95.11 %
**STATE TOTAL** 6,198 6,459 1.13 % 1.20 % 100.00 % 95.11 %

© 2022 National Association of Insurance Commissioners


91
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 11523 WRIGHT NATL FLOOD INS CO 13,079 12,472 36.81 % 36.81 % 32.48 % 32.48 %
2 19 ASSURANT INC GRP 7,910 7,909 29.01 % 29.01 % 19.65 % 52.13 %
3 242 SELECTIVE INS GRP 5,474 5,301 36.06 % 39.01 % 13.59 % 65.72 %
4 8 ALLSTATE INS GRP 4,040 4,145 61.61 % 61.61 % 10.03 % 75.76 %
5 483 SOUTHERN FARM BUREAU CAS GRP 2,423 2,348 114.67 % 123.55 % 6.02 % 81.77 %
6 91 HARTFORD FIRE & CAS GRP 2,265 2,253 43.31 % 45.33 % 5.63 % 87.40 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 1,669 1,600 57.87 % 61.04 % 4.14 % 91.55 %
8 69 FARMERS INS GRP 1,502 1,557 42.89 % 42.89 % 3.73 % 95.28 %
9 155 PROGRESSIVE GRP 411 393 43.00 % 43.00 % 1.02 % 96.30 %
10 796 QBE INS GRP 374 349 44.39 % 44.16 % 0.93 % 97.23 %
**STATE TOTAL** 40,265 39,372 42.39 % 43.54 % 100.00 % 97.23 %

Missouri 1 19 ASSURANT INC GRP 3,905 4,069 35.85 % 35.85 % 22.76 % 22.76 %
2 242 SELECTIVE INS GRP 2,852 2,713 9.21 % 9.69 % 16.62 % 39.38 %
3 11523 WRIGHT NATL FLOOD INS CO 2,169 2,171 76.97 % 76.97 % 12.64 % 52.02 %
4 91 HARTFORD FIRE & CAS GRP 1,756 1,772 10.63 % 11.36 % 10.23 % 62.25 %
5 473 AMERICAN FAMILY INS GRP 1,443 1,431 N/A N/A 8.41 % 70.65 %
6 280 AUTO OWNERS GRP 1,260 1,249 8.77 % 9.50 % 7.34 % 78.00 %
7 69 FARMERS INS GRP 1,201 1,196 0.69 % 0.69 % 7.00 % 85.00 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 693 649 10.14 % 12.18 % 4.04 % 89.04 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 615 661 3.31 % 4.02 % 3.58 % 92.62 %
10 8 ALLSTATE INS GRP 550 556 31.58 % 31.58 % 3.20 % 95.82 %
**STATE TOTAL** 17,161 17,120 23.22 % 23.57 % 100.00 % 95.82 %

Montana 1 91 HARTFORD FIRE & CAS GRP 1,144 1,156 0.00 % 0.00 % 40.37 % 40.37 %
2 69 FARMERS INS GRP 347 363 N/A N/A 12.27 % 52.63 %
3 19 ASSURANT INC GRP 288 290 N/A N/A 10.15 % 62.78 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 267 245 0.00 % 0.21 % 9.44 % 72.22 %
5 8 ALLSTATE INS GRP 260 248 0.00 % 0.00 % 9.17 % 81.39 %
6 11523 WRIGHT NATL FLOOD INS CO 177 177 0.41 % 0.41 % 6.26 % 87.64 %
7 242 SELECTIVE INS GRP 162 148 1.23 % 1.27 % 5.73 % 93.38 %
8 1278 CSAA INS GRP 35 32 0.00 % 0.00 % 1.23 % 94.61 %
9 473 AMERICAN FAMILY INS GRP 30 23 0.00 % 0.00 % 1.05 % 95.66 %
10 225 IAT REINS CO GRP 25 25 0.00 % 0.00 % 0.88 % 96.54 %
**STATE TOTAL** 2,833 2,795 N/A N/A 100.00 % 96.54 %

Nebraska 1 19 ASSURANT INC GRP 1,384 1,398 4.32 % 4.32 % 19.77 % 19.77 %
2 11523 WRIGHT NATL FLOOD INS CO 1,051 1,101 29.91 % 29.91 % 15.02 % 34.79 %
3 280 AUTO OWNERS GRP 1,034 1,034 14.44 % 15.51 % 14.78 % 49.57 %
4 242 SELECTIVE INS GRP 935 889 2.20 % 2.54 % 13.36 % 62.94 %
5 91 HARTFORD FIRE & CAS GRP 638 636 11.30 % 11.66 % 9.12 % 72.06 %
6 473 AMERICAN FAMILY INS GRP 552 625 8.01 % 8.08 % 7.89 % 79.95 %
7 69 FARMERS INS GRP 357 371 N/A N/A 5.10 % 85.05 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 299 289 10.77 % 10.65 % 4.27 % 89.32 %
9 8 ALLSTATE INS GRP 298 319 N/A N/A 4.26 % 93.58 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 228 216 155.23 % 155.24 % 3.26 % 96.83 %
**STATE TOTAL** 6,998 7,060 14.99 % 15.29 % 100.00 % 96.83 %

© 2022 National Association of Insurance Commissioners


92
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 91 HARTFORD FIRE & CAS GRP 1,450 1,369 8.79 % 9.39 % 20.99 % 20.99 %
2 19 ASSURANT INC GRP 1,207 1,107 1.14 % 1.14 % 17.47 % 38.46 %
3 69 FARMERS INS GRP 880 912 9.04 % 9.04 % 12.74 % 51.20 %
4 11523 WRIGHT NATL FLOOD INS CO 744 712 1.59 % 1.59 % 10.77 % 61.97 %
5 8 ALLSTATE INS GRP 613 633 20.67 % 20.67 % 8.87 % 70.84 %
6 473 AMERICAN FAMILY INS GRP 479 477 52.00 % 54.36 % 6.93 % 77.77 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 421 408 0.00 % 0.03 % 6.09 % 83.87 %
8 242 SELECTIVE INS GRP 367 319 1.89 % 1.95 % 5.32 % 89.18 %
9 1278 CSAA INS GRP 188 191 0.00 % 0.00 % 2.72 % 91.90 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 121 110 N/A N/A 1.75 % 93.66 %
**STATE TOTAL** 6,908 6,598 9.30 % 9.64 % 100.00 % 93.66 %

New Hampshire 1 11523 WRIGHT NATL FLOOD INS CO 1,289 1,297 45.03 % 45.03 % 17.99 % 17.99 %
2 19 ASSURANT INC GRP 1,134 1,209 6.58 % 6.58 % 15.82 % 33.81 %
3 242 SELECTIVE INS GRP 953 828 4.72 % 5.55 % 13.29 % 47.10 %
4 91 HARTFORD FIRE & CAS GRP 785 781 0.00 % 0.05 % 10.95 % 58.06 %
5 8 ALLSTATE INS GRP 560 599 N/A N/A 7.82 % 65.88 %
6 411 MAPFRE INS GRP 530 551 6.54 % 6.54 % 7.39 % 73.27 %
7 473 AMERICAN FAMILY INS GRP 339 355 0.00 % 0.00 % 4.73 % 78.00 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 336 324 0.00 % 0.04 % 4.69 % 82.70 %
9 111 LIBERTY MUT GRP 295 286 0.00 % 0.00 % 4.11 % 86.81 %
10 69 FARMERS INS GRP 253 244 6.25 % 6.25 % 3.52 % 90.33 %
**STATE TOTAL** 7,165 7,140 11.31 % 11.56 % 100.00 % 90.33 %

New Jersey 1 242 SELECTIVE INS GRP 47,028 46,027 194.29 % 202.17 % 27.01 % 27.01 %
2 11523 WRIGHT NATL FLOOD INS CO 42,694 42,468 126.73 % 126.73 % 24.52 % 51.53 %
3 19 ASSURANT INC GRP 31,480 31,392 167.54 % 167.54 % 18.08 % 69.61 %
4 91 HARTFORD FIRE & CAS GRP 19,583 19,846 75.59 % 78.84 % 11.25 % 80.86 %
5 8 ALLSTATE INS GRP 11,721 12,112 202.54 % 202.54 % 6.73 % 87.59 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 4,170 4,068 285.82 % 298.49 % 2.40 % 89.99 %
7 1227 PALISADES GRP 2,945 3,019 188.98 % 198.59 % 1.69 % 91.68 %
8 111 LIBERTY MUT GRP 2,702 2,648 345.31 % 345.58 % 1.55 % 93.23 %
9 69 FARMERS INS GRP 2,356 2,306 259.48 % 259.48 % 1.35 % 94.59 %
10 473 AMERICAN FAMILY INS GRP 2,257 2,168 86.14 % 86.14 % 1.30 % 95.88 %
**STATE TOTAL** 174,104 173,003 166.12 % 169.32 % 100.00 % 95.88 %

New Mexico 1 69 FARMERS INS GRP 2,084 2,134 N/A N/A 24.90 % 24.90 %
2 8 ALLSTATE INS GRP 1,097 1,209 5.67 % 5.67 % 13.10 % 38.00 %
3 91 HARTFORD FIRE & CAS GRP 1,054 1,025 18.71 % 19.66 % 12.60 % 50.60 %
4 11523 WRIGHT NATL FLOOD INS CO 932 895 11.21 % 11.21 % 11.13 % 61.74 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 911 891 12.66 % 13.45 % 10.89 % 72.63 %
6 19 ASSURANT INC GRP 833 805 10.89 % 10.89 % 9.95 % 82.58 %
7 242 SELECTIVE INS GRP 537 489 1.70 % 1.90 % 6.42 % 88.99 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 348 338 N/A N/A 4.16 % 93.15 %
9 111 LIBERTY MUT GRP 149 150 0.00 % 0.00 % 1.79 % 94.94 %
10 155 PROGRESSIVE GRP 145 125 0.00 % 0.00 % 1.74 % 96.68 %
**STATE TOTAL** 8,369 8,335 6.82 % 7.02 % 100.00 % 96.68 %

© 2022 National Association of Insurance Commissioners


93
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 19 ASSURANT INC GRP 57,321 57,325 63.22 % 63.22 % 31.26 % 31.26 %
2 11523 WRIGHT NATL FLOOD INS CO 35,374 34,793 37.41 % 37.41 % 19.29 % 50.55 %
3 8 ALLSTATE INS GRP 34,724 35,454 67.87 % 67.87 % 18.94 % 69.49 %
4 242 SELECTIVE INS GRP 19,666 18,790 95.79 % 100.17 % 10.73 % 80.22 %
5 91 HARTFORD FIRE & CAS GRP 13,111 12,866 41.29 % 43.37 % 7.15 % 87.37 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 5,660 5,326 172.04 % 174.44 % 3.09 % 90.46 %
7 111 LIBERTY MUT GRP 4,100 4,042 32.32 % 32.62 % 2.24 % 92.69 %
8 69 FARMERS INS GRP 3,730 3,743 64.41 % 64.41 % 2.03 % 94.73 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 3,552 3,425 240.45 % 251.39 % 1.94 % 96.66 %
10 473 AMERICAN FAMILY INS GRP 2,726 2,630 27.61 % 27.61 % 1.49 % 98.15 %
**STATE TOTAL** 183,356 181,583 67.37 % 68.32 % 100.00 % 98.15 %

North Carolina 1 19 ASSURANT INC GRP 12,922 12,999 38.03 % 38.03 % 15.19 % 15.19 %
2 91 HARTFORD FIRE & CAS GRP 12,175 12,514 22.74 % 23.60 % 14.32 % 29.51 %
3 324 NORTH CAROLINA FARM BUREAU GRP 12,105 12,105 12.72 % 12.72 % 14.23 % 43.74 %
4 242 SELECTIVE INS GRP 11,437 11,353 4.33 % 4.98 % 13.45 % 57.19 %
5 8 ALLSTATE INS GRP 9,063 8,846 43.41 % 43.41 % 10.66 % 67.85 %
6 11523 WRIGHT NATL FLOOD INS CO 7,582 7,823 5.24 % 5.24 % 8.92 % 76.76 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 6,382 6,305 11.24 % 12.19 % 7.50 % 84.27 %
8 689 BANKERS INS GRP 3,565 3,585 N/A N/A 4.19 % 88.46 %
9 280 AUTO OWNERS GRP 3,075 3,059 117.13 % 121.88 % 3.62 % 92.08 %
10 4969 TRISURA GRP 1,575 1,150 7.40 % 6.06 % 1.85 % 93.93 %
**STATE TOTAL** 85,046 84,829 22.45 % 22.88 % 100.00 % 93.93 %

North Dakota 1 280 AUTO OWNERS GRP 1,534 1,610 0.00 % 0.15 % 27.42 % 27.42 %
2 91 HARTFORD FIRE & CAS GRP 935 1,026 0.00 % 0.04 % 16.71 % 44.13 %
3 19 ASSURANT INC GRP 814 866 N/A N/A 14.55 % 58.68 %
4 473 AMERICAN FAMILY INS GRP 539 591 N/A N/A 9.63 % 68.31 %
5 11523 WRIGHT NATL FLOOD INS CO 358 388 0.21 % 0.21 % 6.41 % 74.72 %
6 69 FARMERS INS GRP 310 327 N/A N/A 5.54 % 80.26 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 252 271 1.14 % 1.17 % 4.50 % 84.76 %
8 242 SELECTIVE INS GRP 225 245 N/A N/A 4.03 % 88.79 %
9 8 ALLSTATE INS GRP 214 222 0.00 % 0.00 % 3.83 % 92.61 %
10 689 BANKERS INS GRP 163 171 0.00 % 0.00 % 2.91 % 95.52 %
**STATE TOTAL** 5,594 5,946 N/A N/A 100.00 % 95.52 %

Ohio 1 19 ASSURANT INC GRP 6,343 6,388 14.11 % 14.11 % 25.14 % 25.14 %
2 280 AUTO OWNERS GRP 3,934 3,994 13.14 % 13.87 % 15.59 % 40.73 %
3 228 WESTFIELD GRP 2,685 2,685 N/A N/A 10.64 % 51.37 %
4 8 ALLSTATE INS GRP 2,271 2,370 7.87 % 7.87 % 9.00 % 60.37 %
5 91 HARTFORD FIRE & CAS GRP 2,230 2,145 15.67 % 16.90 % 8.84 % 69.20 %
6 242 SELECTIVE INS GRP 2,037 2,069 4.14 % 4.53 % 8.07 % 77.27 %
7 11523 WRIGHT NATL FLOOD INS CO 1,135 1,162 6.50 % 6.50 % 4.50 % 81.77 %
8 69 FARMERS INS GRP 955 969 7.40 % 7.40 % 3.79 % 85.56 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 943 907 N/A N/A 3.74 % 89.29 %
10 473 AMERICAN FAMILY INS GRP 942 946 0.69 % 0.67 % 3.73 % 93.03 %
**STATE TOTAL** 25,235 25,362 8.60 % 8.94 % 100.00 % 93.03 %

© 2022 National Association of Insurance Commissioners


94
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 19 ASSURANT INC GRP 1,825 1,801 18.57 % 18.57 % 22.23 % 22.23 %
2 11523 WRIGHT NATL FLOOD INS CO 1,362 1,353 36.49 % 36.49 % 16.59 % 38.82 %
3 69 FARMERS INS GRP 1,291 1,322 16.61 % 16.61 % 15.73 % 54.55 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 844 830 115.02 % 118.73 % 10.29 % 64.84 %
5 91 HARTFORD FIRE & CAS GRP 789 834 26.31 % 27.38 % 9.61 % 74.45 %
6 242 SELECTIVE INS GRP 660 607 6.07 % 6.40 % 8.04 % 82.50 %
7 8 ALLSTATE INS GRP 580 603 28.14 % 28.14 % 7.06 % 89.56 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 261 285 4.15 % 4.16 % 3.18 % 92.74 %
9 111 LIBERTY MUT GRP 117 119 1.39 % 3.43 % 1.43 % 94.16 %
10 155 PROGRESSIVE GRP 113 99 20.76 % 20.76 % 1.38 % 95.54 %
**STATE TOTAL** 8,208 8,199 30.50 % 31.31 % 100.00 % 95.54 %

Oregon 1 19 ASSURANT INC GRP 4,659 4,493 6.26 % 6.26 % 25.71 % 25.71 %
2 91 HARTFORD FIRE & CAS GRP 3,504 3,450 0.69 % 0.83 % 19.34 % 45.05 %
3 69 FARMERS INS GRP 3,159 2,996 N/A N/A 17.44 % 62.49 %
4 11523 WRIGHT NATL FLOOD INS CO 1,547 1,485 3.32 % 3.32 % 8.54 % 71.03 %
5 8 ALLSTATE INS GRP 1,484 1,609 1.37 % 1.37 % 8.19 % 79.22 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 1,155 1,093 9.97 % 10.66 % 6.37 % 85.59 %
7 473 AMERICAN FAMILY INS GRP 1,024 999 N/A N/A 5.65 % 91.24 %
8 242 SELECTIVE INS GRP 608 544 5.46 % 5.99 % 3.35 % 94.59 %
9 155 PROGRESSIVE GRP 289 286 37.60 % 38.61 % 1.59 % 96.19 %
10 111 LIBERTY MUT GRP 202 200 0.00 % 0.00 % 1.11 % 97.30 %
**STATE TOTAL** 18,118 17,610 2.52 % 2.69 % 100.00 % 97.30 %

Pennsylvania 1 19 ASSURANT INC GRP 18,019 17,993 131.24 % 131.24 % 31.53 % 31.53 %
2 242 SELECTIVE INS GRP 14,280 13,634 165.32 % 171.59 % 24.99 % 56.53 %
3 11523 WRIGHT NATL FLOOD INS CO 6,517 6,253 130.72 % 130.72 % 11.41 % 67.93 %
4 8 ALLSTATE INS GRP 3,993 4,203 142.13 % 142.13 % 6.99 % 74.92 %
5 91 HARTFORD FIRE & CAS GRP 2,630 2,649 89.10 % 93.55 % 4.60 % 79.52 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 1,905 1,785 169.95 % 180.91 % 3.33 % 82.85 %
7 473 AMERICAN FAMILY INS GRP 1,407 1,443 41.57 % 41.57 % 2.46 % 85.32 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 1,387 1,313 78.24 % 78.24 % 2.43 % 87.74 %
9 69 FARMERS INS GRP 1,332 1,289 142.83 % 142.83 % 2.33 % 90.08 %
10 228 WESTFIELD GRP 1,179 1,179 171.90 % 178.32 % 2.06 % 92.14 %
**STATE TOTAL** 57,141 55,873 138.50 % 141.37 % 100.00 % 92.14 %

Rhode Island 1 19 ASSURANT INC GRP 5,049 5,100 4.13 % 4.13 % 34.99 % 34.99 %
2 242 SELECTIVE INS GRP 3,198 3,376 9.51 % 9.95 % 22.16 % 57.15 %
3 11523 WRIGHT NATL FLOOD INS CO 2,021 2,036 3.59 % 3.59 % 14.01 % 71.15 %
4 8 ALLSTATE INS GRP 1,034 1,144 13.83 % 13.83 % 7.17 % 78.32 %
5 91 HARTFORD FIRE & CAS GRP 917 865 0.81 % 0.95 % 6.36 % 84.68 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 750 787 10.96 % 11.63 % 5.20 % 89.87 %
7 69 FARMERS INS GRP 306 331 0.29 % 0.29 % 2.12 % 91.99 %
8 4830 UNITED INS HOLDINGS GRP 284 322 9.96 % 9.96 % 1.97 % 93.96 %
9 473 AMERICAN FAMILY INS GRP 279 278 3.67 % 3.67 % 1.94 % 95.90 %
10 111 LIBERTY MUT GRP 201 208 3.13 % 3.13 % 1.39 % 97.29 %
**STATE TOTAL** 14,430 14,837 6.72 % 6.86 % 100.00 % 97.29 %

© 2022 National Association of Insurance Commissioners


95
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 19 ASSURANT INC GRP 23,242 26,071 N/A N/A 23.62 % 23.62 %
2 242 SELECTIVE INS GRP 16,488 18,375 3.03 % 3.33 % 16.75 % 40.37 %
3 11523 WRIGHT NATL FLOOD INS CO 10,520 11,410 1.48 % 1.54 % 10.69 % 51.06 %
4 91 HARTFORD FIRE & CAS GRP 8,897 9,759 3.54 % 3.74 % 9.04 % 60.10 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 7,199 7,690 3.21 % 3.73 % 7.31 % 67.41 %
6 8 ALLSTATE INS GRP 5,738 6,439 215.26 % 215.26 % 5.83 % 73.24 %
7 4830 UNITED INS HOLDINGS GRP 4,303 4,459 9.86 % 9.86 % 4.37 % 77.61 %
8 689 BANKERS INS GRP 4,247 4,611 2.45 % 2.45 % 4.31 % 81.93 %
9 155 PROGRESSIVE GRP 3,542 3,955 1.22 % 3.08 % 3.60 % 85.53 %
10 225 IAT REINS CO GRP 2,788 2,788 0.00 % 0.00 % 2.83 % 88.36 %
**STATE TOTAL** 98,417 107,844 14.77 % 15.03 % 100.00 % 88.36 %

South Dakota 1 280 AUTO OWNERS GRP 633 651 1.51 % 1.58 % 24.90 % 24.90 %
2 19 ASSURANT INC GRP 543 560 0.52 % 0.52 % 21.36 % 46.26 %
3 69 FARMERS INS GRP 268 270 7.90 % 7.90 % 10.53 % 56.79 %
4 11523 WRIGHT NATL FLOOD INS CO 229 251 0.23 % 0.23 % 9.02 % 65.81 %
5 242 SELECTIVE INS GRP 184 196 N/A 5.98 % 7.24 % 73.05 %
6 91 HARTFORD FIRE & CAS GRP 183 182 0.00 % 0.12 % 7.20 % 80.25 %
7 473 AMERICAN FAMILY INS GRP 173 183 N/A N/A 6.81 % 87.07 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 101 95 N/A N/A 3.97 % 91.03 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 88 84 N/A N/A 3.46 % 94.50 %
10 228 WESTFIELD GRP 61 61 0.00 % 0.00 % 2.38 % 96.87 %
**STATE TOTAL** 2,544 2,618 N/A N/A 100.00 % 96.87 %

Tennessee 1 11523 WRIGHT NATL FLOOD INS CO 4,489 4,347 279.39 % 279.39 % 20.68 % 20.68 %
2 19 ASSURANT INC GRP 4,213 4,119 212.41 % 212.41 % 19.41 % 40.08 %
3 280 AUTO OWNERS GRP 2,689 2,622 240.27 % 251.00 % 12.39 % 52.47 %
4 242 SELECTIVE INS GRP 1,902 1,834 90.48 % 94.82 % 8.76 % 61.23 %
5 91 HARTFORD FIRE & CAS GRP 1,729 1,720 75.51 % 79.53 % 7.96 % 69.19 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 1,464 1,341 325.53 % 337.64 % 6.74 % 75.94 %
7 8 ALLSTATE INS GRP 1,279 1,282 119.30 % 119.30 % 5.89 % 81.83 %
8 69 FARMERS INS GRP 1,084 1,065 249.83 % 249.83 % 4.99 % 86.82 %
9 228 WESTFIELD GRP 923 923 141.37 % 147.76 % 4.25 % 91.07 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 390 395 8.68 % 9.33 % 1.79 % 92.86 %
**STATE TOTAL** 21,711 21,144 203.65 % 206.75 % 100.00 % 92.86 %

Texas 1 11523 WRIGHT NATL FLOOD INS CO 122,466 118,868 6.69 % 7.14 % 29.16 % 29.16 %
2 19 ASSURANT INC GRP 60,176 58,915 8.55 % 8.55 % 14.33 % 43.49 %
3 8 ALLSTATE INS GRP 55,127 56,596 N/A N/A 13.13 % 56.62 %
4 69 FARMERS INS GRP 52,501 51,797 3.81 % 3.81 % 12.50 % 69.12 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 29,210 28,087 N/A N/A 6.96 % 76.08 %
6 155 PROGRESSIVE GRP 27,267 26,425 9.59 % 9.78 % 6.49 % 82.57 %
7 91 HARTFORD FIRE & CAS GRP 22,540 21,871 8.22 % 8.66 % 5.37 % 87.94 %
8 242 SELECTIVE INS GRP 10,133 9,524 1.30 % 1.50 % 2.41 % 90.35 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 6,776 6,535 N/A N/A 1.61 % 91.96 %
10 111 LIBERTY MUT GRP 5,421 5,395 12.19 % 12.71 % 1.29 % 93.25 %
**STATE TOTAL** 419,945 410,778 5.31 % 5.63 % 100.00 % 93.25 %

© 2022 National Association of Insurance Commissioners


96
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 200 UNITED SERV AUTOMOBILE ASSN GRP 343 328 0.63 % 1.05 % 14.53 % 14.53 %
2 19 ASSURANT INC GRP 316 323 N/A N/A 13.42 % 27.95 %
3 91 HARTFORD FIRE & CAS GRP 291 270 0.00 % 0.00 % 12.35 % 40.30 %
4 69 FARMERS INS GRP 248 257 N/A N/A 10.52 % 50.83 %
5 242 SELECTIVE INS GRP 242 205 2.25 % 2.32 % 10.25 % 61.08 %
6 473 AMERICAN FAMILY INS GRP 227 217 0.00 % 0.36 % 9.62 % 70.71 %
7 280 AUTO OWNERS GRP 157 167 4.14 % 4.76 % 6.67 % 77.38 %
8 8 ALLSTATE INS GRP 147 165 189.62 % 189.62 % 6.24 % 83.61 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 108 106 5.01 % 6.00 % 4.57 % 88.18 %
10 11523 WRIGHT NATL FLOOD INS CO 104 95 0.54 % 0.54 % 4.40 % 92.59 %
**STATE TOTAL** 2,359 2,304 17.48 % 17.85 % 100.00 % 92.59 %

Vermont 1 195 UNION MUTUAL FIRE INS GRP 839 825 16.96 % 16.96 % 17.83 % 17.83 %
2 19 ASSURANT INC GRP 825 814 1.66 % 1.66 % 17.54 % 35.37 %
3 473 AMERICAN FAMILY INS GRP 538 565 12.13 % 12.13 % 11.45 % 46.81 %
4 91 HARTFORD FIRE & CAS GRP 502 660 0.00 % 0.08 % 10.68 % 57.50 %
5 242 SELECTIVE INS GRP 419 392 0.86 % 1.09 % 8.91 % 66.41 %
6 8 ALLSTATE INS GRP 379 410 29.12 % 29.12 % 8.05 % 74.46 %
7 11523 WRIGHT NATL FLOOD INS CO 351 392 0.14 % 0.14 % 7.46 % 81.92 %
8 411 MAPFRE INS GRP 223 220 0.00 % 0.00 % 4.74 % 86.66 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 175 160 14.73 % 15.97 % 3.73 % 90.39 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 121 108 0.06 % 0.08 % 2.58 % 92.97 %
**STATE TOTAL** 4,704 4,841 7.92 % 8.01 % 100.00 % 92.97 %

Virginia 1 19 ASSURANT INC GRP 15,979 15,906 4.54 % 4.54 % 24.95 % 24.95 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 11,173 11,069 2.43 % 3.19 % 17.44 % 42.39 %
3 242 SELECTIVE INS GRP 9,649 9,547 2.22 % 2.38 % 15.06 % 57.45 %
4 8 ALLSTATE INS GRP 6,997 7,261 3.18 % 3.18 % 10.92 % 68.38 %
5 11523 WRIGHT NATL FLOOD INS CO 6,411 6,377 2.01 % 2.01 % 10.01 % 78.39 %
6 91 HARTFORD FIRE & CAS GRP 4,258 4,358 1.70 % 1.92 % 6.65 % 85.03 %
7 155 PROGRESSIVE GRP 3,072 3,074 1.38 % 1.37 % 4.80 % 89.83 %
8 69 FARMERS INS GRP 1,366 1,399 0.20 % 0.20 % 2.13 % 91.96 %
9 203 VIRGINIA FARM BUREAU GRP 1,351 1,351 3.57 % 3.57 % 2.11 % 94.07 %
10 280 AUTO OWNERS GRP 795 749 1.17 % 1.32 % 1.24 % 95.31 %
**STATE TOTAL** 64,053 63,843 6.20 % 6.98 % 100.00 % 95.31 %

Washington 1 19 ASSURANT INC GRP 5,118 5,101 28.02 % 28.02 % 20.12 % 20.12 %
2 69 FARMERS INS GRP 4,332 4,394 43.87 % 43.87 % 17.03 % 37.15 %
3 91 HARTFORD FIRE & CAS GRP 3,612 3,666 20.35 % 20.97 % 14.20 % 51.36 %
4 8 ALLSTATE INS GRP 3,060 3,076 56.27 % 56.27 % 12.03 % 63.39 %
5 11523 WRIGHT NATL FLOOD INS CO 2,816 2,919 164.13 % 164.13 % 11.07 % 74.46 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 2,042 1,962 28.11 % 29.37 % 8.03 % 82.48 %
7 242 SELECTIVE INS GRP 1,748 1,566 12.42 % 12.86 % 6.87 % 89.35 %
8 473 AMERICAN FAMILY INS GRP 1,089 1,120 8.01 % 8.49 % 4.28 % 93.64 %
9 155 PROGRESSIVE GRP 381 362 150.93 % 150.93 % 1.50 % 95.13 %
10 111 LIBERTY MUT GRP 299 304 N/A N/A 1.18 % 96.31 %
**STATE TOTAL** 25,436 25,322 48.53 % 48.79 % 100.00 % 96.31 %

© 2022 National Association of Insurance Commissioners


97
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 19 ASSURANT INC GRP 4,841 4,843 27.44 % 27.44 % 38.30 % 38.30 %
2 91 HARTFORD FIRE & CAS GRP 2,021 1,900 11.65 % 12.67 % 15.99 % 54.29 %
3 228 WESTFIELD GRP 1,463 1,463 40.62 % 42.78 % 11.57 % 65.86 %
4 11523 WRIGHT NATL FLOOD INS CO 1,139 1,347 21.01 % 21.01 % 9.01 % 74.88 %
5 8 ALLSTATE INS GRP 877 961 29.07 % 29.07 % 6.94 % 81.81 %
6 242 SELECTIVE INS GRP 716 669 4.28 % 4.53 % 5.66 % 87.48 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 351 339 N/A 2.10 % 2.78 % 90.26 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 277 285 N/A N/A 2.19 % 92.45 %
9 473 AMERICAN FAMILY INS GRP 209 185 7.47 % 7.47 % 1.66 % 94.11 %
10 111 LIBERTY MUT GRP 171 174 13.14 % 13.14 % 1.35 % 95.46 %
**STATE TOTAL** 12,641 12,707 22.03 % 22.46 % 100.00 % 95.46 %

Wisconsin 1 280 AUTO OWNERS GRP 2,566 2,621 7.93 % 10.27 % 24.92 % 24.92 %
2 473 AMERICAN FAMILY INS GRP 1,411 1,434 N/A N/A 13.70 % 38.63 %
3 19 ASSURANT INC GRP 1,323 1,377 2.11 % 2.11 % 12.85 % 51.47 %
4 242 SELECTIVE INS GRP 1,252 1,221 5.15 % 5.58 % 12.15 % 63.63 %
5 91 HARTFORD FIRE & CAS GRP 841 837 2.14 % 2.33 % 8.17 % 71.80 %
6 11523 WRIGHT NATL FLOOD INS CO 786 773 8.72 % 8.72 % 7.63 % 79.43 %
7 69 FARMERS INS GRP 542 565 N/A N/A 5.27 % 84.70 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 444 432 N/A N/A 4.31 % 89.01 %
9 8 ALLSTATE INS GRP 441 487 17.13 % 17.13 % 4.29 % 93.30 %
10 155 PROGRESSIVE GRP 173 160 N/A N/A 1.68 % 94.98 %
**STATE TOTAL** 10,297 10,385 3.82 % 4.68 % 100.00 % 94.98 %

Wyoming 1 19 ASSURANT INC GRP 347 345 0.06 % 0.06 % 25.31 % 25.31 %
2 8 ALLSTATE INS GRP 180 188 0.00 % 0.00 % 13.13 % 38.43 %
3 11523 WRIGHT NATL FLOOD INS CO 179 169 0.69 % 0.69 % 13.09 % 51.53 %
4 91 HARTFORD FIRE & CAS GRP 174 175 0.00 % 0.00 % 12.71 % 64.23 %
5 69 FARMERS INS GRP 152 160 N/A N/A 11.09 % 75.32 %
6 242 SELECTIVE INS GRP 131 117 1.44 % 1.49 % 9.52 % 84.85 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 116 109 0.00 % 0.11 % 8.42 % 93.27 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 44 52 1.71 % 1.77 % 3.18 % 96.45 %
9 408 AMERICAN NATL FIN GRP 29 31 0.00 % 0.00 % 2.10 % 98.55 %
10 111 LIBERTY MUT GRP 5 5 0.00 % 0.00 % 0.39 % 98.94 %
**STATE TOTAL** 1,371 1,366 N/A N/A 100.00 % 98.94 %

American Samoa 1 3098 TOKIO MARINE HOLDINGS INC GRP 8 9 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 8 9 0.00 % 0.00 % 100.00 % 100.00 %

Guam 1 3098 TOKIO MARINE HOLDINGS INC GRP 46 42 0.00 % 0.00 % 99.89 % 99.89 %
2 11523 WRIGHT NATL FLOOD INS CO 0 17 N/A N/A 0.11 % 100.00 %
**STATE TOTAL** 46 59 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


98
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.3 ‐ Federal Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 71 UNIVERSAL INS CO GRP 1,595 1,820 2.67 % 2.67 % 39.86 % 39.86 %
2 3593 USIC GRP 1,397 1,435 30.74 % 33.83 % 34.93 % 74.78 %
3 411 MAPFRE INS GRP 647 942 4.44 % 4.61 % 16.17 % 90.96 %
4 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 280 268 0.00 % N/A 6.99 % 97.94 %
5 19 ASSURANT INC GRP 48 26 N/A N/A 1.20 % 99.15 %
6 91 HARTFORD FIRE & CAS GRP 34 37 0.00 % 0.00 % 0.85 % 100.00 %
**STATE TOTAL** 4,001 4,528 11.65 % 12.66 % 100.00 % 100.00 %

U.S. Virgin Islands 1 19 ASSURANT INC GRP 1,416 1,457 N/A N/A 82.34 % 82.34 %
2 411 MAPFRE INS GRP 252 284 0.00 % 0.00 % 14.67 % 97.01 %
3 91 HARTFORD FIRE & CAS GRP 51 51 0.00 % 0.00 % 2.99 % 100.00 %
**STATE TOTAL** 1,719 1,793 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


99
02.4—Private Crop

© 2022 National Association of Insurance Commissioners


100
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 212 ZURICH INS GRP 264,264 264,279 105.67 % 105.67 % 20.85 % 20.85 %
2 3219 SOMPO GRP 196,153 199,106 106.88 % 108.75 % 15.47 % 36.32 %
3 796 QBE INS GRP 171,140 171,145 82.94 % 82.95 % 13.50 % 49.82 %
4 626 CHUBB LTD GRP 145,632 145,632 74.08 % 74.08 % 11.49 % 61.31 %
5 569 FARMERS MUT HAIL INS GRP 143,263 143,226 65.89 % 65.89 % 11.30 % 72.61 %
6 12 AMERICAN INTL GRP 129,826 129,826 90.71 % 90.71 % 10.24 % 82.85 %
7 84 AMERICAN FINANCIAL GRP 91,561 91,558 91.19 % 91.48 % 7.22 % 90.07 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 46,157 45,637 82.39 % 82.49 % 3.64 % 93.71 %
9 158 FAIRFAX FIN GRP 32,382 32,382 60.67 % 61.00 % 2.55 % 96.27 %
10 50 COUNTRY INS & FIN SERV GRP 18,629 18,629 88.54 % 88.54 % 1.47 % 97.74 %
11 513 IOWA FARM BUREAU GRP 12,625 12,625 42.53 % 42.53 % 1.00 % 98.73 %
12 968 AXA INS GRP 7,259 7,259 63.14 % 66.68 % 0.57 % 99.31 %
13 3500 NODAK MUT GRP 2,491 2,491 39.21 % 39.21 % 0.20 % 99.50 %
14 176 STATE FARM GRP 2,441 3,421 50.86 % 50.86 % 0.19 % 99.70 %
15 10103 AMERICAN AGRICULTURAL INS CO 1,311 1,311 75.74 % 77.36 % 0.10 % 99.80 %
16 324 NORTH CAROLINA FARM BUREAU GRP 1,298 1,298 14.72 % 14.72 % 0.10 % 99.90 %
17 4851 CHURCH MUT GRP 631 631 29.07 % 29.07 % 0.05 % 99.95 %
18 4720 CONIFER HOLDINGS GRP 362 362 338.82 % 336.61 % 0.03 % 99.98 %
19 4990 CORE SPECIALTY INS HOLDINGS GRP 323 178 71.60 % 82.73 % 0.03 % 100.00 %
**INDUSTRY TOTAL** 1,267,688 1,270,984 88.63 % 89.00 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


101
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 212 ZURICH INS GRP 264,264 264,279 105.67 % 105.67 % 20.85 % 20.85 %
2 3219 SOMPO GRP 196,153 199,106 106.88 % 108.75 % 15.47 % 36.32 %
3 796 QBE INS GRP 171,140 171,145 82.94 % 82.95 % 13.50 % 49.82 %
4 626 CHUBB LTD GRP 145,632 145,632 78.44 % 78.44 % 11.49 % 61.31 %
5 569 FARMERS MUT HAIL INS GRP 143,263 143,226 65.89 % 65.89 % 11.30 % 72.61 %
6 12 AMERICAN INTL GRP 129,826 129,826 90.71 % 90.71 % 10.24 % 82.85 %
7 84 AMERICAN FINANCIAL GRP 91,561 91,558 91.19 % 91.48 % 7.22 % 90.07 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 46,157 45,637 82.39 % 82.49 % 3.64 % 93.71 %
9 158 FAIRFAX FIN GRP 32,382 32,382 60.67 % 61.00 % 2.55 % 96.27 %
10 50 COUNTRY INS & FIN SERV GRP 18,629 18,629 88.54 % 88.54 % 1.47 % 97.74 %
11 513 IOWA FARM BUREAU GRP 12,625 12,625 42.53 % 42.53 % 1.00 % 98.73 %
12 968 AXA INS GRP 7,259 7,259 63.14 % 66.68 % 0.57 % 99.31 %
13 3500 NODAK MUT GRP 2,491 2,491 39.21 % 39.21 % 0.20 % 99.50 %
14 176 STATE FARM GRP 2,441 3,421 50.86 % 50.86 % 0.19 % 99.70 %
15 10103 AMERICAN AGRICULTURAL INS CO 1,311 1,311 75.74 % 77.36 % 0.10 % 99.80 %
16 324 NORTH CAROLINA FARM BUREAU GRP 1,298 1,298 14.72 % 14.72 % 0.10 % 99.90 %
17 4851 CHURCH MUT GRP 631 631 29.07 % 29.07 % 0.05 % 99.95 %
18 4720 CONIFER HOLDINGS GRP 362 362 338.82 % 336.61 % 0.03 % 99.98 %
19 4990 CORE SPECIALTY INS HOLDINGS GRP 323 178 71.60 % 82.73 % 0.03 % 100.00 %
**INDUSTRY TOTAL** 1,267,688 1,270,984 89.13 % 89.50 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


102
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 212 ZURICH INS GRP 551 551 99.30 % 99.30 % 58.21 % 58.21 %
2 3219 SOMPO GRP 135 145 41.94 % 43.69 % 14.31 % 72.52 %
3 796 QBE INS GRP 125 125 6.69 % 6.69 % 13.22 % 85.74 %
4 569 FARMERS MUT HAIL INS GRP 64 64 N/A N/A 6.79 % 92.52 %
5 626 CHUBB LTD GRP 62 62 N/A N/A 6.60 % 99.12 %
6 158 FAIRFAX FIN GRP 8 8 N/A N/A 0.86 % 99.98 %
7 84 AMERICAN FINANCIAL GRP 0 0 0.00 % 0.00 % 0.02 % 100.00 %
**STATE TOTAL** 946 956 N/A N/A 100.00 % 100.00 %

Arizona 1 626 CHUBB LTD GRP 1,540 1,540 24.89 % 24.89 % 62.10 % 62.10 %
2 212 ZURICH INS GRP 611 617 217.45 % 217.45 % 24.64 % 86.73 %
3 796 QBE INS GRP 234 234 155.59 % 155.59 % 9.42 % 96.15 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 93 93 N/A N/A 3.77 % 99.92 %
5 513 IOWA FARM BUREAU GRP 2 2 0.00 % 0.00 % 0.08 % 100.00 %
**STATE TOTAL** 2,480 2,486 83.84 % 83.84 % 100.00 % 100.00 %

Arkansas 1 569 FARMERS MUT HAIL INS GRP 7,677 7,677 89.43 % 89.43 % 25.95 % 25.95 %
2 212 ZURICH INS GRP 5,657 5,657 176.85 % 176.85 % 19.12 % 45.07 %
3 796 QBE INS GRP 4,714 4,714 138.47 % 138.47 % 15.93 % 61.01 %
4 3219 SOMPO GRP 3,569 3,595 156.23 % 158.14 % 12.07 % 73.07 %
5 12 AMERICAN INTL GRP 3,057 3,057 36.01 % 36.01 % 10.34 % 83.41 %
6 84 AMERICAN FINANCIAL GRP 2,297 2,297 96.45 % 96.45 % 7.76 % 91.17 %
7 626 CHUBB LTD GRP 1,614 1,614 64.46 % 64.46 % 5.46 % 96.63 %
8 158 FAIRFAX FIN GRP 593 593 127.31 % 127.32 % 2.01 % 98.63 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 404 405 154.47 % 154.59 % 1.37 % 100.00 %
**STATE TOTAL** 29,583 29,610 117.29 % 117.52 % 100.00 % 100.00 %

California 1 968 AXA INS GRP 6,409 6,409 107.32 % 114.42 % 41.92 % 41.92 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 3,572 3,562 63.03 % 63.03 % 23.37 % 65.29 %
3 212 ZURICH INS GRP 2,060 2,060 N/A N/A 13.47 % 78.76 %
4 796 QBE INS GRP 1,793 1,787 38.67 % 38.67 % 11.73 % 90.49 %
5 626 CHUBB LTD GRP 728 728 N/A N/A 4.76 % 95.25 %
6 84 AMERICAN FINANCIAL GRP 462 456 449.51 % 451.31 % 3.02 % 98.27 %
7 3219 SOMPO GRP 202 1,216 43.14 % 43.48 % 1.32 % 99.59 %
8 569 FARMERS MUT HAIL INS GRP 46 46 20.49 % 20.49 % 0.30 % 99.90 %
9 176 STATE FARM GRP 16 19 0.00 % 0.00 % 0.10 % 100.00 %
**STATE TOTAL** 15,288 16,283 63.53 % 66.40 % 100.00 % 100.00 %

Colorado 1 569 FARMERS MUT HAIL INS GRP 5,743 5,743 44.07 % 44.07 % 28.56 % 28.56 %
2 212 ZURICH INS GRP 4,313 4,313 51.00 % 51.00 % 21.45 % 50.02 %
3 12 AMERICAN INTL GRP 2,922 2,922 42.81 % 42.81 % 14.53 % 64.55 %
4 626 CHUBB LTD GRP 2,518 2,518 67.24 % 67.24 % 12.52 % 77.07 %
5 3219 SOMPO GRP 2,199 2,199 19.66 % 21.24 % 10.94 % 88.01 %
6 796 QBE INS GRP 1,003 1,017 19.87 % 19.87 % 4.99 % 92.99 %
7 84 AMERICAN FINANCIAL GRP 687 687 7.06 % 7.06 % 3.42 % 96.41 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 509 509 21.74 % 21.86 % 2.53 % 98.94 %
9 158 FAIRFAX FIN GRP 175 175 17.49 % 17.49 % 0.87 % 99.81 %
10 10103 AMERICAN AGRICULTURAL INS CO 37 37 15.23 % 16.85 % 0.19 % 100.00 %
**STATE TOTAL** 20,106 20,120 44.10 % 44.26 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


103
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Connecticut 1 796 QBE INS GRP 1 1 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 1 1 0.00 % 0.00 % 100.00 % 100.00 %

Delaware 1 212 ZURICH INS GRP 78 78 6.26 % 6.26 % 74.95 % 74.95 %


2 3219 SOMPO GRP 11 11 4.76 % 6.46 % 10.69 % 85.64 %
3 796 QBE INS GRP 7 7 0.00 % 0.00 % 6.91 % 92.54 %
4 626 CHUBB LTD GRP 7 7 N/A N/A 6.48 % 99.02 %
5 158 FAIRFAX FIN GRP 1 1 N/A N/A 0.54 % 99.56 %
6 569 FARMERS MUT HAIL INS GRP 0 0 0.00 % 0.00 % 0.44 % 100.00 %
**STATE TOTAL** 105 105 N/A N/A 100.00 % 100.00 %

Florida 1 212 ZURICH INS GRP 266 266 37.29 % 37.29 % 60.12 % 60.12 %
2 3219 SOMPO GRP 144 144 39.22 % 41.19 % 32.50 % 92.61 %
3 796 QBE INS GRP 50 50 7.20 % 11.59 % 11.35 % 100.00 %
4 84 AMERICAN FINANCIAL GRP 29 29 0.00 % 0.00 % 6.57 % 100.00 %
5 626 CHUBB LTD GRP 10 10 N/A N/A 2.25 % 100.00 %
**STATE TOTAL** 443 446 N/A N/A 100.00 % 100.00 %

Georgia 1 3219 SOMPO GRP 1,465 1,484 101.50 % 103.42 % 38.14 % 38.14 %
2 796 QBE INS GRP 642 642 76.51 % 76.70 % 16.72 % 54.86 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 583 588 60.83 % 60.95 % 15.19 % 70.06 %
4 158 FAIRFAX FIN GRP 579 579 1.07 % 1.41 % 15.06 % 85.12 %
5 626 CHUBB LTD GRP 210 210 N/A N/A 5.46 % 90.58 %
6 212 ZURICH INS GRP 187 187 N/A N/A 4.86 % 95.45 %
7 84 AMERICAN FINANCIAL GRP 134 134 0.00 % 0.00 % 3.48 % 98.93 %
8 12 AMERICAN INTL GRP 24 24 N/A N/A 0.61 % 99.54 %
9 569 FARMERS MUT HAIL INS GRP 17 17 0.00 % 0.00 % 0.46 % 100.00 %
**STATE TOTAL** 3,841 3,865 54.25 % 55.09 % 100.00 % 100.00 %

Idaho 1 212 ZURICH INS GRP 3,061 3,061 55.67 % 55.67 % 23.74 % 23.74 %
2 569 FARMERS MUT HAIL INS GRP 2,959 2,959 54.56 % 54.56 % 22.94 % 46.69 %
3 796 QBE INS GRP 2,594 2,601 7.95 % 7.95 % 20.12 % 66.80 %
4 626 CHUBB LTD GRP 1,897 1,897 62.37 % 62.37 % 14.71 % 81.52 %
5 158 FAIRFAX FIN GRP 1,575 1,575 N/A N/A 12.21 % 93.73 %
6 3219 SOMPO GRP 617 617 N/A N/A 4.79 % 98.51 %
7 84 AMERICAN FINANCIAL GRP 141 140 N/A N/A 1.09 % 99.61 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 46 46 N/A N/A 0.36 % 99.97 %
9 176 STATE FARM GRP 4 9 0.00 % 0.00 % 0.03 % 100.00 %
**STATE TOTAL** 12,894 12,905 35.66 % 35.74 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


104
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Illinois 1 50 COUNTRY INS & FIN SERV GRP 18,557 18,557 88.84 % 88.84 % 14.39 % 14.39 %
2 84 AMERICAN FINANCIAL GRP 17,475 17,475 186.12 % 186.66 % 13.55 % 27.94 %
3 12 AMERICAN INTL GRP 17,446 17,446 89.54 % 89.54 % 13.53 % 41.47 %
4 212 ZURICH INS GRP 16,873 16,873 202.70 % 202.70 % 13.08 % 54.55 %
5 3219 SOMPO GRP 15,116 15,251 138.24 % 140.16 % 11.72 % 66.27 %
6 569 FARMERS MUT HAIL INS GRP 12,027 12,025 145.37 % 145.37 % 9.33 % 75.60 %
7 796 QBE INS GRP 11,284 11,284 168.94 % 168.94 % 8.75 % 84.35 %
8 158 FAIRFAX FIN GRP 6,942 6,942 91.20 % 91.81 % 5.38 % 89.73 %
9 626 CHUBB LTD GRP 6,624 6,624 136.93 % 136.93 % 5.14 % 94.87 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 6,117 6,117 156.51 % 156.63 % 4.74 % 99.61 %
**STATE TOTAL** 128,965 129,221 141.00 % 141.34 % 100.00 % 99.61 %

Indiana 1 569 FARMERS MUT HAIL INS GRP 7,484 7,484 31.46 % 31.46 % 19.41 % 19.41 %
2 3219 SOMPO GRP 7,115 7,211 67.01 % 68.91 % 18.45 % 37.87 %
3 212 ZURICH INS GRP 4,493 4,493 101.57 % 101.57 % 11.65 % 49.52 %
4 12 AMERICAN INTL GRP 4,085 4,085 49.75 % 49.75 % 10.60 % 60.12 %
5 84 AMERICAN FINANCIAL GRP 3,579 3,579 N/A N/A 9.28 % 69.40 %
6 158 FAIRFAX FIN GRP 3,529 3,529 14.48 % 14.48 % 9.15 % 78.55 %
7 796 QBE INS GRP 3,186 3,186 39.35 % 39.35 % 8.26 % 86.82 %
8 626 CHUBB LTD GRP 3,098 3,098 61.07 % 61.07 % 8.04 % 94.85 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 1,922 1,922 56.93 % 57.05 % 4.98 % 99.84 %
10 50 COUNTRY INS & FIN SERV GRP 58 58 14.27 % 14.27 % 0.15 % 99.99 %
**STATE TOTAL** 38,555 38,656 47.54 % 47.90 % 100.00 % 99.99 %

Iowa 1 626 CHUBB LTD GRP 23,896 23,896 81.89 % 81.89 % 18.47 % 18.47 %
2 569 FARMERS MUT HAIL INS GRP 22,482 22,482 56.47 % 56.47 % 17.38 % 35.84 %
3 212 ZURICH INS GRP 18,995 18,995 61.68 % 61.68 % 14.68 % 50.52 %
4 3219 SOMPO GRP 18,581 18,588 126.84 % 128.66 % 14.36 % 64.88 %
5 796 QBE INS GRP 13,537 13,537 97.54 % 97.54 % 10.46 % 75.35 %
6 84 AMERICAN FINANCIAL GRP 13,467 13,467 97.50 % 97.50 % 10.41 % 85.75 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 6,132 6,132 39.01 % 39.13 % 4.74 % 90.49 %
8 12 AMERICAN INTL GRP 5,771 5,771 159.40 % 159.40 % 4.46 % 94.95 %
9 513 IOWA FARM BUREAU GRP 4,750 4,750 56.88 % 56.88 % 3.67 % 98.63 %
10 158 FAIRFAX FIN GRP 1,220 1,220 16.62 % 16.62 % 0.94 % 99.57 %
**STATE TOTAL** 129,390 129,618 83.76 % 84.03 % 100.00 % 99.57 %

Kansas 1 212 ZURICH INS GRP 15,991 15,991 54.62 % 54.62 % 20.94 % 20.94 %
2 12 AMERICAN INTL GRP 11,672 11,672 28.87 % 28.87 % 15.28 % 36.22 %
3 569 FARMERS MUT HAIL INS GRP 10,573 10,573 36.97 % 36.97 % 13.85 % 50.07 %
4 626 CHUBB LTD GRP 8,897 8,897 64.42 % 64.42 % 11.65 % 61.72 %
5 84 AMERICAN FINANCIAL GRP 8,499 8,499 46.01 % 47.16 % 11.13 % 72.85 %
6 796 QBE INS GRP 7,970 7,970 42.27 % 42.27 % 10.44 % 83.29 %
7 3219 SOMPO GRP 5,591 5,676 71.62 % 73.50 % 7.32 % 90.61 %
8 513 IOWA FARM BUREAU GRP 3,336 3,336 28.49 % 28.49 % 4.37 % 94.98 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 3,014 3,017 55.38 % 55.50 % 3.95 % 98.92 %
10 158 FAIRFAX FIN GRP 489 489 66.82 % 67.01 % 0.64 % 99.56 %
**STATE TOTAL** 76,366 76,511 47.23 % 47.50 % 100.00 % 99.56 %

© 2022 National Association of Insurance Commissioners


105
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kentucky 1 3219 SOMPO GRP 4,676 4,914 129.18 % 131.07 % 57.85 % 57.85 %
2 212 ZURICH INS GRP 750 758 250.99 % 250.99 % 9.28 % 67.13 %
3 569 FARMERS MUT HAIL INS GRP 714 714 184.38 % 184.38 % 8.83 % 75.96 %
4 12 AMERICAN INTL GRP 708 708 68.61 % 68.61 % 8.76 % 84.72 %
5 796 QBE INS GRP 637 637 152.11 % 152.11 % 7.88 % 92.60 %
6 84 AMERICAN FINANCIAL GRP 351 352 73.40 % 73.40 % 4.35 % 96.95 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 123 123 136.10 % 136.22 % 1.52 % 98.47 %
8 626 CHUBB LTD GRP 90 90 N/A N/A 1.11 % 99.58 %
9 10103 AMERICAN AGRICULTURAL INS CO 34 34 66.39 % 68.01 % 0.42 % 100.00 %
**STATE TOTAL** 8,082 8,329 137.11 % 138.24 % 100.00 % 100.00 %

Louisiana 1 3219 SOMPO GRP 4,541 4,555 147.67 % 149.66 % 77.78 % 77.78 %
2 626 CHUBB LTD GRP 817 817 64.01 % 64.01 % 13.99 % 91.77 %
3 796 QBE INS GRP 328 328 53.05 % 53.05 % 5.61 % 97.38 %
4 12 AMERICAN INTL GRP 106 106 13.74 % 13.74 % 1.81 % 99.19 %
5 84 AMERICAN FINANCIAL GRP 26 26 36.70 % 36.70 % 0.45 % 99.64 %
6 212 ZURICH INS GRP 21 21 169.36 % 169.36 % 0.36 % 100.00 %
**STATE TOTAL** 5,839 5,856 127.75 % 129.30 % 100.00 % 100.00 %

Maine 1 212 ZURICH INS GRP 0 0 7.84 % 7.84 % 100.00 % 100.00 %


**STATE TOTAL** 0 0 7.84 % 7.84 % 100.00 % 100.00 %

Maryland 1 212 ZURICH INS GRP 47 47 14.23 % 14.23 % 42.19 % 42.19 %


2 3219 SOMPO GRP 30 30 74.73 % 76.33 % 26.78 % 68.97 %
3 626 CHUBB LTD GRP 18 18 N/A N/A 16.16 % 85.13 %
4 796 QBE INS GRP 14 14 0.00 % 0.00 % 12.87 % 98.00 %
5 158 FAIRFAX FIN GRP 1 1 3.08 % 3.08 % 1.07 % 99.07 %
6 569 FARMERS MUT HAIL INS GRP 1 1 0.00 % 0.00 % 0.93 % 100.00 %
**STATE TOTAL** 113 113 N/A N/A 100.00 % 100.00 %

Michigan 1 212 ZURICH INS GRP 1,623 1,622 138.00 % 138.00 % 19.08 % 19.08 %
2 569 FARMERS MUT HAIL INS GRP 1,300 1,300 70.54 % 70.54 % 15.29 % 34.37 %
3 84 AMERICAN FINANCIAL GRP 1,256 1,256 55.55 % 55.55 % 14.77 % 49.14 %
4 796 QBE INS GRP 1,078 1,078 14.41 % 14.41 % 12.67 % 61.81 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 746 746 75.12 % 75.24 % 8.77 % 70.58 %
6 12 AMERICAN INTL GRP 661 661 17.33 % 17.33 % 7.77 % 78.35 %
7 3219 SOMPO GRP 566 567 189.92 % 191.35 % 6.65 % 85.00 %
8 626 CHUBB LTD GRP 379 379 23.99 % 23.99 % 4.45 % 89.45 %
9 968 AXA INS GRP 333 333 N/A N/A 3.92 % 93.37 %
10 10103 AMERICAN AGRICULTURAL INS CO 288 288 179.69 % 181.31 % 3.39 % 96.76 %
**STATE TOTAL** 8,506 8,507 42.37 % 40.21 % 100.00 % 96.76 %

© 2022 National Association of Insurance Commissioners


106
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Minnesota 1 212 ZURICH INS GRP 38,756 38,756 122.22 % 122.22 % 29.12 % 29.12 %
2 3219 SOMPO GRP 26,120 26,134 83.42 % 85.34 % 19.62 % 48.74 %
3 569 FARMERS MUT HAIL INS GRP 20,772 20,770 76.19 % 76.19 % 15.60 % 64.34 %
4 796 QBE INS GRP 18,265 18,265 59.48 % 59.48 % 13.72 % 78.06 %
5 12 AMERICAN INTL GRP 7,747 7,747 35.07 % 35.07 % 5.82 % 83.88 %
6 626 CHUBB LTD GRP 7,606 7,606 75.85 % 75.85 % 5.71 % 89.60 %
7 84 AMERICAN FINANCIAL GRP 5,324 5,324 73.92 % 73.92 % 4.00 % 93.60 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 5,233 5,233 102.59 % 102.71 % 3.93 % 97.53 %
9 158 FAIRFAX FIN GRP 2,403 2,403 38.90 % 38.90 % 1.81 % 99.33 %
10 513 IOWA FARM BUREAU GRP 420 420 94.88 % 94.88 % 0.32 % 99.65 %
**STATE TOTAL** 133,111 133,168 86.52 % 86.91 % 100.00 % 99.65 %

Mississippi 1 3219 SOMPO GRP 3,656 3,712 206.95 % 208.85 % 75.91 % 75.91 %
2 212 ZURICH INS GRP 284 284 204.60 % 204.60 % 5.90 % 81.82 %
3 158 FAIRFAX FIN GRP 228 228 338.78 % 338.89 % 4.72 % 86.54 %
4 12 AMERICAN INTL GRP 222 222 72.02 % 72.02 % 4.61 % 91.15 %
5 796 QBE INS GRP 216 216 149.44 % 149.44 % 4.48 % 95.63 %
6 569 FARMERS MUT HAIL INS GRP 117 117 87.58 % 87.58 % 2.44 % 98.07 %
7 626 CHUBB LTD GRP 93 93 23.89 % 23.89 % 1.93 % 100.00 %
**STATE TOTAL** 4,816 4,872 197.72 % 199.18 % 100.00 % 100.00 %

Missouri 1 626 CHUBB LTD GRP 13,690 13,690 71.86 % 71.86 % 37.66 % 37.66 %
2 569 FARMERS MUT HAIL INS GRP 5,397 5,397 59.58 % 59.58 % 14.85 % 52.51 %
3 3219 SOMPO GRP 4,718 4,720 101.38 % 103.29 % 12.98 % 65.49 %
4 12 AMERICAN INTL GRP 3,268 3,268 66.02 % 66.02 % 8.99 % 74.48 %
5 796 QBE INS GRP 2,849 2,849 125.32 % 125.32 % 7.84 % 82.31 %
6 84 AMERICAN FINANCIAL GRP 2,586 2,586 122.31 % 122.31 % 7.11 % 89.43 %
7 212 ZURICH INS GRP 2,459 2,459 63.38 % 63.38 % 6.76 % 96.19 %
8 158 FAIRFAX FIN GRP 630 630 63.72 % 63.77 % 1.73 % 97.93 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 469 469 120.68 % 120.80 % 1.29 % 99.22 %
10 4720 CONIFER HOLDINGS GRP 122 122 271.69 % 271.69 % 0.34 % 99.55 %
**STATE TOTAL** 36,351 36,364 81.96 % 82.21 % 100.00 % 99.55 %

Montana 1 3219 SOMPO GRP 363 363 N/A N/A 37.90 % 37.90 %
2 212 ZURICH INS GRP 181 181 321.74 % 321.74 % 18.86 % 56.76 %
3 626 CHUBB LTD GRP 171 171 N/A N/A 17.86 % 74.62 %
4 10103 AMERICAN AGRICULTURAL INS CO 152 152 63.87 % 65.48 % 15.89 % 90.51 %
5 176 STATE FARM GRP 66 90 75.35 % 75.35 % 6.91 % 97.42 %
6 4990 CORE SPECIALTY INS HOLDINGS GRP 19 14 62.54 % 73.63 % 2.02 % 99.44 %
7 158 FAIRFAX FIN GRP 3 3 N/A N/A 0.28 % 99.72 %
8 569 FARMERS MUT HAIL INS GRP 3 3 0.00 % 0.00 % 0.28 % 100.00 %
**STATE TOTAL** 959 977 41.78 % 42.80 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


107
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nebraska 1 212 ZURICH INS GRP 84,108 84,108 102.54 % 102.54 % 27.35 % 27.35 %
2 796 QBE INS GRP 60,684 60,690 85.66 % 85.66 % 19.73 % 47.08 %
3 3219 SOMPO GRP 44,693 44,754 109.58 % 111.57 % 14.53 % 61.61 %
4 12 AMERICAN INTL GRP 41,262 41,262 131.89 % 131.89 % 13.42 % 75.02 %
5 626 CHUBB LTD GRP 27,930 27,930 86.56 % 86.56 % 9.08 % 84.10 %
6 84 AMERICAN FINANCIAL GRP 21,656 21,656 53.93 % 53.93 % 7.04 % 91.15 %
7 569 FARMERS MUT HAIL INS GRP 18,872 18,872 72.79 % 72.79 % 6.14 % 97.28 %
8 513 IOWA FARM BUREAU GRP 3,766 3,766 29.14 % 29.14 % 1.22 % 98.51 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 2,517 2,517 108.96 % 109.08 % 0.82 % 99.32 %
10 158 FAIRFAX FIN GRP 1,574 1,574 54.21 % 54.36 % 0.51 % 99.84 %
**STATE TOTAL** 307,568 307,819 96.22 % 96.51 % 100.00 % 99.84 %

Nevada 1 158 FAIRFAX FIN GRP 903 903 39.07 % 39.07 % 62.07 % 62.07 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 536 544 N/A N/A 36.86 % 98.93 %
3 212 ZURICH INS GRP 10 10 6.77 % 6.77 % 0.66 % 99.59 %
4 626 CHUBB LTD GRP 6 6 N/A N/A 0.39 % 99.98 %
5 796 QBE INS GRP 0 0 0.00 % 0.00 % 0.02 % 100.00 %
**STATE TOTAL** 1,455 1,463 N/A N/A 100.00 % 100.00 %

New Jersey 1 3098 TOKIO MARINE HOLDINGS INC GRP 15 15 49.26 % 49.26 % 80.97 % 80.97 %
2 12 AMERICAN INTL GRP 3 3 0.00 % 0.00 % 19.03 % 100.00 %
**STATE TOTAL** 18 18 N/A N/A 100.00 % 100.00 %

New Mexico 1 12 AMERICAN INTL GRP 1,153 1,153 69.26 % 69.26 % 45.35 % 45.35 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 658 658 262.17 % 262.29 % 25.90 % 71.25 %
3 3219 SOMPO GRP 275 285 102.85 % 104.30 % 10.82 % 82.07 %
4 212 ZURICH INS GRP 216 216 112.61 % 112.61 % 8.51 % 90.58 %
5 158 FAIRFAX FIN GRP 83 83 50.21 % 51.53 % 3.26 % 93.84 %
6 626 CHUBB LTD GRP 75 75 136.33 % 136.33 % 2.94 % 96.78 %
7 796 QBE INS GRP 39 39 178.38 % 178.38 % 1.52 % 98.30 %
8 569 FARMERS MUT HAIL INS GRP 32 32 0.95 % 0.95 % 1.24 % 99.55 %
9 513 IOWA FARM BUREAU GRP 12 12 N/A N/A 0.45 % 100.00 %
**STATE TOTAL** 2,542 2,552 128.27 % 128.51 % 100.00 % 100.00 %

New York 1 12 AMERICAN INTL GRP 107 107 34.30 % 34.30 % 87.72 % 87.72 %
2 158 FAIRFAX FIN GRP 10 10 0.37 % 0.37 % 8.59 % 96.31 %
3 212 ZURICH INS GRP 3 3 10.22 % 10.22 % 2.47 % 98.78 %
4 3219 SOMPO GRP 1 1 38.21 % 40.14 % 0.59 % 99.37 %
5 626 CHUBB LTD GRP 1 1 N/A N/A 0.45 % 99.82 %
6 796 QBE INS GRP 0 0 669.91 % 669.91 % 0.18 % 100.00 %
**STATE TOTAL** 122 122 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


108
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
North Carolina 1 212 ZURICH INS GRP 1,489 1,489 104.07 % 104.07 % 27.77 % 27.77 %
2 324 NORTH CAROLINA FARM BUREAU GRP 1,298 1,298 14.72 % 14.72 % 24.20 % 51.97 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 776 774 126.46 % 126.46 % 14.47 % 66.44 %
4 569 FARMERS MUT HAIL INS GRP 658 658 303.81 % 303.81 % 12.27 % 78.71 %
5 158 FAIRFAX FIN GRP 350 350 49.71 % 50.55 % 6.53 % 85.24 %
6 796 QBE INS GRP 262 262 14.05 % 14.05 % 4.89 % 90.13 %
7 12 AMERICAN INTL GRP 206 206 3.97 % 3.97 % 3.84 % 93.97 %
8 626 CHUBB LTD GRP 192 192 45.71 % 45.71 % 3.58 % 97.55 %
9 3219 SOMPO GRP 132 134 48.18 % 50.12 % 2.45 % 100.00 %
**STATE TOTAL** 5,362 5,362 94.91 % 95.01 % 100.00 % 100.00 %

North Dakota 1 212 ZURICH INS GRP 26,362 26,362 127.94 % 127.94 % 27.87 % 27.87 %
2 796 QBE INS GRP 18,265 18,265 58.46 % 58.46 % 19.31 % 47.18 %
3 626 CHUBB LTD GRP 16,305 16,305 81.04 % 81.04 % 17.24 % 64.42 %
4 3219 SOMPO GRP 14,811 14,878 96.39 % 98.30 % 15.66 % 80.08 %
5 569 FARMERS MUT HAIL INS GRP 5,602 5,602 45.72 % 45.72 % 5.92 % 86.01 %
6 12 AMERICAN INTL GRP 4,957 4,957 69.04 % 69.04 % 5.24 % 91.25 %
7 84 AMERICAN FINANCIAL GRP 3,849 3,849 66.81 % 67.37 % 4.07 % 95.32 %
8 3500 NODAK MUT GRP 2,388 2,388 40.63 % 40.63 % 2.53 % 97.84 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 1,208 1,208 36.59 % 36.71 % 1.28 % 99.12 %
10 158 FAIRFAX FIN GRP 744 744 26.87 % 26.87 % 0.79 % 99.91 %
**STATE TOTAL** 94,579 94,695 86.78 % 87.11 % 100.00 % 99.91 %

Ohio 1 569 FARMERS MUT HAIL INS GRP 5,749 5,749 N/A N/A 29.29 % 29.29 %
2 212 ZURICH INS GRP 3,576 3,581 52.08 % 52.08 % 18.21 % 47.50 %
3 626 CHUBB LTD GRP 2,449 2,449 61.04 % 61.04 % 12.48 % 59.98 %
4 12 AMERICAN INTL GRP 2,386 2,386 137.75 % 137.75 % 12.15 % 72.13 %
5 3219 SOMPO GRP 2,096 2,266 109.39 % 111.02 % 10.68 % 82.80 %
6 796 QBE INS GRP 1,256 1,256 16.99 % 16.99 % 6.40 % 89.20 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 830 414 192.63 % 192.87 % 4.23 % 93.43 %
8 84 AMERICAN FINANCIAL GRP 742 742 227.13 % 227.13 % 3.78 % 97.21 %
9 158 FAIRFAX FIN GRP 382 382 38.12 % 38.12 % 1.95 % 99.15 %
10 4990 CORE SPECIALTY INS HOLDINGS GRP 145 58 62.54 % 73.64 % 0.74 % 99.89 %
**STATE TOTAL** 19,631 19,315 58.81 % 59.04 % 100.00 % 99.89 %

Oklahoma 1 12 AMERICAN INTL GRP 3,319 3,319 14.11 % 14.11 % 30.67 % 30.67 %
2 3219 SOMPO GRP 1,718 1,810 72.08 % 73.88 % 15.88 % 46.54 %
3 212 ZURICH INS GRP 1,658 1,658 52.45 % 52.45 % 15.32 % 61.86 %
4 796 QBE INS GRP 1,481 1,481 72.23 % 72.60 % 13.69 % 75.54 %
5 569 FARMERS MUT HAIL INS GRP 1,213 1,213 5.22 % 5.22 % 11.21 % 86.75 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 553 558 79.76 % 79.88 % 5.11 % 91.86 %
7 158 FAIRFAX FIN GRP 223 223 20.44 % 21.24 % 2.06 % 93.92 %
8 626 CHUBB LTD GRP 217 217 47.87 % 47.87 % 2.00 % 95.92 %
9 84 AMERICAN FINANCIAL GRP 211 211 25.10 % 25.10 % 1.95 % 97.87 %
10 10103 AMERICAN AGRICULTURAL INS CO 200 200 31.28 % 32.90 % 1.85 % 99.72 %
**STATE TOTAL** 10,822 10,922 41.03 % 41.43 % 100.00 % 99.72 %

© 2022 National Association of Insurance Commissioners


109
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oregon 1 626 CHUBB LTD GRP 1,272 1,272 54.63 % 54.63 % 46.47 % 46.47 %
2 212 ZURICH INS GRP 861 861 109.66 % 109.66 % 31.43 % 77.90 %
3 796 QBE INS GRP 244 244 0.00 % 0.00 % 8.92 % 86.82 %
4 84 AMERICAN FINANCIAL GRP 113 116 25.01 % 25.01 % 4.11 % 90.93 %
5 3219 SOMPO GRP 96 96 87.57 % 89.38 % 3.49 % 94.42 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 67 67 68.45 % 68.57 % 2.43 % 96.85 %
7 968 AXA INS GRP 50 50 10.51 % 10.51 % 1.81 % 98.66 %
8 569 FARMERS MUT HAIL INS GRP 18 18 0.00 % 0.00 % 0.65 % 99.31 %
9 158 FAIRFAX FIN GRP 12 12 132.97 % 142.83 % 0.43 % 99.74 %
10 176 STATE FARM GRP 7 13 0.00 % 0.00 % 0.26 % 100.00 %
**STATE TOTAL** 2,738 2,792 65.11 % 65.22 % 100.00 % 100.00 %

Pennsylvania 1 12 AMERICAN INTL GRP 777 777 66.86 % 66.86 % 77.36 % 77.36 %
2 212 ZURICH INS GRP 111 111 74.87 % 74.87 % 11.07 % 88.43 %
3 626 CHUBB LTD GRP 75 75 126.47 % 126.47 % 7.43 % 95.86 %
4 3219 SOMPO GRP 21 22 94.05 % 96.00 % 2.12 % 97.98 %
5 569 FARMERS MUT HAIL INS GRP 10 10 579.46 % 579.46 % 1.00 % 98.98 %
6 158 FAIRFAX FIN GRP 10 10 3.11 % 3.11 % 0.95 % 99.93 %
7 796 QBE INS GRP 1 1 0.00 % 0.00 % 0.07 % 100.00 %
**STATE TOTAL** 1,004 1,004 77.19 % 77.23 % 100.00 % 100.00 %

South Carolina 1 212 ZURICH INS GRP 97 97 81.64 % 81.64 % 40.07 % 40.07 %
2 84 AMERICAN FINANCIAL GRP 56 56 0.00 % 0.00 % 23.18 % 63.25 %
3 3219 SOMPO GRP 39 39 182.37 % 183.94 % 16.13 % 79.38 %
4 626 CHUBB LTD GRP 19 19 43.65 % 43.65 % 7.80 % 87.18 %
5 569 FARMERS MUT HAIL INS GRP 16 16 63.10 % 63.10 % 6.68 % 93.87 %
6 12 AMERICAN INTL GRP 15 15 426.59 % 426.59 % 6.13 % 100.00 %
**STATE TOTAL** 243 243 95.93 % 96.18 % 100.00 % 100.00 %

South Dakota 1 626 CHUBB LTD GRP 12,118 12,118 91.31 % 91.31 % 20.56 % 20.56 %
2 212 ZURICH INS GRP 10,792 10,788 61.29 % 61.29 % 18.31 % 38.86 %
3 796 QBE INS GRP 8,031 8,031 110.85 % 110.85 % 13.62 % 52.49 %
4 3219 SOMPO GRP 6,996 7,371 134.36 % 136.11 % 11.87 % 64.35 %
5 569 FARMERS MUT HAIL INS GRP 6,274 6,274 80.87 % 80.87 % 10.64 % 75.00 %
6 12 AMERICAN INTL GRP 5,967 5,967 52.21 % 52.21 % 10.12 % 85.12 %
7 84 AMERICAN FINANCIAL GRP 4,789 4,789 69.12 % 69.12 % 8.12 % 93.24 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 2,857 2,855 189.27 % 189.37 % 4.85 % 98.09 %
9 4851 CHURCH MUT GRP 474 474 28.14 % 28.14 % 0.80 % 98.89 %
10 513 IOWA FARM BUREAU GRP 329 329 67.18 % 67.18 % 0.56 % 99.45 %
**STATE TOTAL** 58,951 59,321 90.66 % 90.89 % 100.00 % 99.45 %

© 2022 National Association of Insurance Commissioners


110
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Tennessee 1 3219 SOMPO GRP 1,990 2,103 126.89 % 128.75 % 57.58 % 57.58 %
2 796 QBE INS GRP 510 510 159.73 % 159.73 % 14.76 % 72.34 %
3 626 CHUBB LTD GRP 501 501 44.57 % 44.57 % 14.49 % 86.83 %
4 569 FARMERS MUT HAIL INS GRP 179 179 67.27 % 67.27 % 5.17 % 92.00 %
5 212 ZURICH INS GRP 117 118 88.10 % 88.10 % 3.40 % 95.40 %
6 12 AMERICAN INTL GRP 62 62 N/A N/A 1.78 % 97.18 %
7 84 AMERICAN FINANCIAL GRP 36 36 27.81 % 27.81 % 1.04 % 98.22 %
8 158 FAIRFAX FIN GRP 34 34 46.02 % 46.02 % 0.99 % 99.21 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 20 20 169.27 % 169.39 % 0.58 % 99.79 %
10 10103 AMERICAN AGRICULTURAL INS CO 7 7 0.00 % 1.62 % 0.21 % 100.00 %
**STATE TOTAL** 3,456 3,569 111.56 % 112.66 % 100.00 % 100.00 %

Texas 1 3219 SOMPO GRP 19,758 19,984 91.24 % 93.00 % 29.92 % 29.92 %
2 158 FAIRFAX FIN GRP 8,408 8,408 87.91 % 88.50 % 12.73 % 42.65 %
3 12 AMERICAN INTL GRP 8,201 8,201 148.30 % 148.30 % 12.42 % 55.06 %
4 626 CHUBB LTD GRP 7,116 7,116 88.21 % 88.21 % 10.77 % 65.84 %
5 212 ZURICH INS GRP 7,097 7,097 208.94 % 208.94 % 10.75 % 76.59 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 5,602 5,492 88.17 % 88.17 % 8.48 % 85.07 %
7 796 QBE INS GRP 4,937 4,937 114.45 % 114.47 % 7.48 % 92.54 %
8 569 FARMERS MUT HAIL INS GRP 2,885 2,885 46.48 % 46.48 % 4.37 % 96.91 %
9 84 AMERICAN FINANCIAL GRP 1,382 1,382 113.38 % 113.38 % 2.09 % 99.00 %
10 968 AXA INS GRP 441 441 106.13 % 106.13 % 0.67 % 99.67 %
**STATE TOTAL** 66,045 66,274 109.85 % 110.46 % 100.00 % 99.67 %

Utah 1 626 CHUBB LTD GRP 40 40 69.68 % 69.68 % 47.35 % 47.35 %


2 3219 SOMPO GRP 24 24 42.01 % 43.73 % 29.03 % 76.38 %
3 796 QBE INS GRP 10 10 133.01 % 133.01 % 12.24 % 88.62 %
4 513 IOWA FARM BUREAU GRP 10 10 0.00 % 0.00 % 11.38 % 100.00 %
**STATE TOTAL** 84 83 N/A N/A 100.00 % 100.00 %

Vermont 1 626 CHUBB LTD GRP 2 2 N/A N/A 100.00 % 100.00 %


**STATE TOTAL** 2 2 N/A N/A 100.00 % 100.00 %

Virginia 1 212 ZURICH INS GRP 969 969 73.28 % 73.28 % 67.24 % 67.24 %
2 10103 AMERICAN AGRICULTURAL INS CO 358 358 33.69 % 35.30 % 24.83 % 92.07 %
3 796 QBE INS GRP 43 43 8.41 % 8.41 % 2.99 % 95.07 %
4 569 FARMERS MUT HAIL INS GRP 41 41 152.57 % 152.57 % 2.87 % 97.93 %
5 626 CHUBB LTD GRP 26 26 N/A N/A 1.80 % 99.73 %
6 158 FAIRFAX FIN GRP 4 4 N/A N/A 0.27 % 100.00 %
**STATE TOTAL** 1,441 1,442 61.63 % 62.03 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


111
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.4 ‐ Private Crop

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Washington 1 212 ZURICH INS GRP 5,724 5,724 43.48 % 43.48 % 40.65 % 40.65 %
2 796 QBE INS GRP 2,157 2,142 22.73 % 22.73 % 15.32 % 55.96 %
3 626 CHUBB LTD GRP 2,103 2,103 117.21 % 117.21 % 14.94 % 70.90 %
4 3219 SOMPO GRP 1,477 1,478 27.57 % 29.43 % 10.49 % 81.39 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 1,442 1,442 2.46 % 2.58 % 10.24 % 91.63 %
6 84 AMERICAN FINANCIAL GRP 833 834 28.98 % 28.98 % 5.92 % 97.55 %
7 158 FAIRFAX FIN GRP 204 204 15.14 % 15.44 % 1.45 % 98.99 %
8 176 STATE FARM GRP 116 162 334.30 % 334.30 % 0.83 % 99.82 %
9 968 AXA INS GRP 25 25 0.00 % 0.00 % 0.18 % 100.00 %
**STATE TOTAL** 14,083 14,115 47.43 % 47.64 % 100.00 % 100.00 %

West Virginia 1 212 ZURICH INS GRP 5 5 N/A N/A 70.54 % 70.54 %
2 626 CHUBB LTD GRP 2 2 58.47 % 58.47 % 29.46 % 100.00 %
**STATE TOTAL** 7 7 N/A N/A 100.00 % 100.00 %

Wisconsin 1 569 FARMERS MUT HAIL INS GRP 3,986 3,952 22.85 % 22.85 % 21.11 % 21.11 %
2 12 AMERICAN INTL GRP 3,453 3,453 26.59 % 26.59 % 18.29 % 39.40 %
3 212 ZURICH INS GRP 3,190 3,190 28.69 % 28.69 % 16.90 % 56.30 %
4 3219 SOMPO GRP 2,588 2,708 138.62 % 140.51 % 13.71 % 70.01 %
5 796 QBE INS GRP 2,298 2,298 21.00 % 21.00 % 12.17 % 82.18 %
6 84 AMERICAN FINANCIAL GRP 1,580 1,580 38.86 % 41.53 % 8.37 % 90.55 %
7 626 CHUBB LTD GRP 1,157 1,157 34.91 % 34.91 % 6.13 % 96.68 %
8 158 FAIRFAX FIN GRP 488 488 11.56 % 11.56 % 2.58 % 99.27 %
9 176 STATE FARM GRP 60 79 11.59 % 11.59 % 0.32 % 99.59 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 51 51 111.55 % 111.67 % 0.27 % 99.86 %
**STATE TOTAL** 18,879 18,979 42.78 % 43.28 % 100.00 % 99.86 %

Wyoming 1 212 ZURICH INS GRP 620 620 19.25 % 19.25 % 32.39 % 32.39 %
2 796 QBE INS GRP 393 393 25.71 % 25.71 % 20.51 % 52.90 %
3 569 FARMERS MUT HAIL INS GRP 352 352 82.10 % 82.10 % 18.38 % 71.28 %
4 12 AMERICAN INTL GRP 271 271 123.30 % 123.30 % 14.14 % 85.41 %
5 10103 AMERICAN AGRICULTURAL INS CO 134 134 9.41 % 11.01 % 7.01 % 92.43 %
6 626 CHUBB LTD GRP 62 62 51.40 % 51.40 % 3.22 % 95.65 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 62 61 14.60 % 14.60 % 3.22 % 98.87 %
8 3219 SOMPO GRP 22 22 18.69 % 20.32 % 1.13 % 100.00 %
**STATE TOTAL** 1,915 1,915 46.96 % 47.10 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


112
02.5—Private Flood

© 2022 National Association of Insurance Commissioners


113
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 212 ZURICH INS GRP 168,788 136,448 85.18 % 89.59 % 16.07 % 16.07 %
2 12 AMERICAN INTL GRP 156,871 113,529 54.77 % 56.88 % 14.94 % 31.00 %
3 19 ASSURANT INC GRP 107,151 103,918 34.57 % 34.57 % 10.20 % 41.21 %
4 968 AXA INS GRP 71,163 69,967 22.15 % 23.78 % 6.78 % 47.98 %
5 181 SWISS RE GRP 60,763 60,016 14.29 % 14.57 % 5.78 % 53.77 %
6 111 LIBERTY MUT GRP 59,941 49,457 35.02 % 36.02 % 5.71 % 59.47 %
7 31 BERKSHIRE HATHAWAY GRP 52,113 46,109 14.24 % 15.26 % 4.96 % 64.43 %
8 1279 ARCH INS GRP 48,821 46,640 8.40 % 9.15 % 4.65 % 69.08 %
9 626 CHUBB LTD GRP 44,221 32,914 61.88 % 62.03 % 4.21 % 73.29 %
10 8 ALLSTATE INS GRP 33,664 28,091 24.08 % 24.11 % 3.21 % 76.50 %
11 761 ALLIANZ INS GRP 33,217 31,145 28.03 % 29.76 % 3.16 % 79.66 %
12 3219 SOMPO GRP 33,024 12,418 7.24 % 8.23 % 3.14 % 82.80 %
13 501 ALLEGHANY GRP 26,862 26,106 3.13 % 3.21 % 2.56 % 85.36 %
14 361 MUNICH RE GRP 23,568 21,979 36.96 % 38.56 % 2.24 % 87.61 %
15 4967 TRANSVERSE INS GRP LLC GRP 17,322 5,416 96.46 % 96.46 % 1.65 % 89.25 %
16 411 MAPFRE INS GRP 15,367 15,115 4.48 % 5.63 % 1.46 % 90.72 %
17 4969 TRISURA GRP 12,084 8,743 261.01 % 283.94 % 1.15 % 91.87 %
18 4977 PALOMAR HOLDINGS GRP 11,653 9,929 36.90 % 41.32 % 1.11 % 92.98 %
19 155 PROGRESSIVE GRP 10,175 9,919 3.85 % 3.89 % 0.97 % 93.95 %
20 3593 USIC GRP 6,458 6,392 0.19 % 0.64 % 0.61 % 94.56 %
21 3098 TOKIO MARINE HOLDINGS INC GRP 5,782 2,418 86.16 % 86.16 % 0.55 % 95.11 %
22 785 MARKEL CORP GRP 5,267 6,658 87.55 % 89.31 % 0.50 % 95.61 %
23 140 NATIONWIDE CORP GRP 5,240 4,581 84.68 % 85.36 % 0.50 % 96.11 %
24 98 WR BERKLEY CORP GRP 5,078 3,972 285.72 % 292.87 % 0.48 % 96.60 %
25 244 CINCINNATI FIN GRP 4,754 4,330 152.03 % 155.50 % 0.45 % 97.05 %
26 4990 CORE SPECIALTY INS HOLDINGS GRP 3,116 1,675 58.43 % 67.21 % 0.30 % 97.34 %
27 4987 INCLINE P&C GRP 3,064 1,372 54.80 % 54.80 % 0.29 % 97.64 %
28 158 FAIRFAX FIN GRP 2,899 2,885 10.02 % 10.54 % 0.28 % 97.91 %
29 11523 WRIGHT NATL FLOOD INS CO 2,393 2,371 30.11 % 30.18 % 0.23 % 98.14 %
30 749 SCOR GRP 2,236 1,902 3.85 % 3.94 % 0.21 % 98.35 %
31 922 ICW GRP ASSETS INC GRP 1,749 1,472 0.00 % 0.00 % 0.17 % 98.52 %
32 88 THE HANOVER INS GRP 1,704 1,272 156.77 % 157.90 % 0.16 % 98.68 %
33 3484 TOWER HILL INS GRP 1,499 1,434 0.70 % 0.70 % 0.14 % 98.82 %
34 4769 FLORIDA PENINSULA HOLDINGS GRP 1,444 1,361 0.73 % 0.73 % 0.14 % 98.96 %
35 4861 HERITAGE INS HOLDINGS GRP 1,111 961 0.00 % 0.00 % 0.11 % 99.07 %
36 62 EMC INS CO GRP 1,044 689 5.55 % 5.95 % 0.10 % 99.17 %
37 169 SENTRY INS GRP 1,026 833 6.20 % 6.61 % 0.10 % 99.26 %
38 4051 OCEAN HARBOR GRP 1,015 972 18.63 % 19.10 % 0.10 % 99.36 %
39 12247 SOUTHERN OAK INS CO 859 419 3.85 % 3.85 % 0.08 % 99.44 %
40 218 CNA INS GRP 854 722 37.70 % 38.99 % 0.08 % 99.52 %
41 10117 SECURITY FIRST INS CO 787 788 26.30 % 26.90 % 0.07 % 99.60 %
42 71 UNIVERSAL INS CO GRP 617 660 0.00 % 0.00 % 0.06 % 99.66 %
43 15545 THE WOODLANDS INS CO 614 562 N/A N/A 0.06 % 99.72 %
44 4715 MS & AD INS GRP 518 487 0.00 % 0.00 % 0.05 % 99.77 %
45 408 AMERICAN NATL FIN GRP 303 254 0.18 % 0.18 % 0.03 % 99.79 %
46 15341 SAFEPOINT INS CO 293 258 0.00 % 0.00 % 0.03 % 99.82 %
47 12898 AMERICAN RISK INS CO INC 274 203 47.16 % 47.16 % 0.03 % 99.85 %
48 303 GUIDEONE INS GRP 225 92 0.00 % 0.00 % 0.02 % 99.87 %
49 4962 AU HOLDING CO GRP 219 221 0.00 % 0.00 % 0.02 % 99.89 %
50 91 HARTFORD FIRE & CAS GRP 193 214 229.00 % 237.24 % 0.02 % 99.91 %
51 12536 HOMEOWNERS OF AMER INS CO 186 95 0.00 % 0.00 % 0.02 % 99.93 %
52 4780 MENNONITE MUT GRP 155 59 0.00 % 0.00 % 0.01 % 99.94 %
53 15350 WEST BEND MUT INS CO 148 140 16.94 % N/A 0.01 % 99.96 %
54 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 137 149 108.58 % 114.38 % 0.01 % 99.97 %
55 96 SECURA INS GRP 83 78 3.76 % 4.51 % 0.01 % 99.98 %
56 55 AUTOMOBILE CLUB MI GRP 66 60 N/A N/A 0.01 % 99.98 %
57 4802 TRIPLE S GRP 66 55 0.00 % 0.00 % 0.01 % 99.99 %
58 4911 MIDWEST FAMILY GRP 63 49 0.00 % 0.72 % 0.01 % 100.00 %
59 4672 DONGBU INS GRP 50 51 0.00 % 0.00 % 0.00 % 100.00 %
60 43877 FIRST MUT INS CO 31 27 0.00 % 0.00 % 0.00 % 100.00 %
61 4869 WT HOLDINGS GRP 30 10 267.21 % 267.21 % 0.00 % 100.00 %
62 306 CUNA MUT GRP 16 8 96.69 % 97.10 % 0.00 % 100.00 %
63 645 OREGON MUT GRP 8 8 0.00 % 0.00 % 0.00 % 100.00 %
64 12961 CANOPIUS US INS 5 0 N/A N/A 0.00 % 100.00 %
65 46 BUCKEYE INS GRP 5 5 0.00 % 0.00 % 0.00 % 100.00 %
© 2022 National Association of Insurance Commissioners
114
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 32930 CAPACITY INS CO 4 2 0.00 % 0.00 % 0.00 % 100.00 %
67 291 ENCOVA MUT INS GRP 4 2 0.00 % 0.00 % 0.00 % 100.00 %
68 201 UTICA GRP 1 1 0.00 % 0.00 % 0.00 % 100.00 %
69 11061 FARMERS FIRE INS CO 1 1 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 1,050,352 881,499 43.31 % 45.07 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


115
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 212 ZURICH INS GRP 165,248 134,049 85.21 % 89.70 % 16.23 % 16.23 %
2 12 AMERICAN INTL GRP 156,222 113,213 53.98 % 56.04 % 15.34 % 31.58 %
3 19 ASSURANT INC GRP 107,151 103,918 34.57 % 34.57 % 10.52 % 42.10 %
4 968 AXA INS GRP 70,973 69,823 23.32 % 25.33 % 6.97 % 49.07 %
5 111 LIBERTY MUT GRP 59,941 49,457 34.73 % 35.73 % 5.89 % 54.96 %
6 1279 ARCH INS GRP 48,793 46,582 8.40 % 9.15 % 4.79 % 59.75 %
7 181 SWISS RE GRP 46,756 46,579 17.41 % 17.69 % 4.59 % 64.34 %
8 626 CHUBB LTD GRP 44,221 32,914 61.88 % 62.03 % 4.34 % 68.69 %
9 31 BERKSHIRE HATHAWAY GRP 39,131 33,206 17.94 % 19.24 % 3.84 % 72.53 %
10 8 ALLSTATE INS GRP 33,664 28,091 24.08 % 24.11 % 3.31 % 75.84 %
11 3219 SOMPO GRP 33,024 12,418 7.24 % 8.23 % 3.24 % 79.08 %
12 761 ALLIANZ INS GRP 32,405 30,221 28.79 % 30.55 % 3.18 % 82.27 %
13 501 ALLEGHANY GRP 26,862 26,106 3.13 % 3.21 % 2.64 % 84.90 %
14 361 MUNICH RE GRP 23,568 21,979 36.96 % 38.56 % 2.31 % 87.22 %
15 4967 TRANSVERSE INS GRP LLC GRP 17,322 5,416 96.46 % 96.46 % 1.70 % 88.92 %
16 411 MAPFRE INS GRP 15,367 15,115 4.48 % 5.63 % 1.51 % 90.43 %
17 4969 TRISURA GRP 12,084 8,743 261.01 % 283.94 % 1.19 % 91.62 %
18 4977 PALOMAR HOLDINGS GRP 11,653 9,929 36.90 % 41.32 % 1.14 % 92.76 %
19 155 PROGRESSIVE GRP 10,175 9,919 3.85 % 3.89 % 1.00 % 93.76 %
20 3593 USIC GRP 6,458 6,392 0.19 % 0.64 % 0.63 % 94.39 %
21 3098 TOKIO MARINE HOLDINGS INC GRP 5,782 2,418 86.16 % 86.16 % 0.57 % 94.96 %
22 785 MARKEL CORP GRP 5,267 6,658 87.55 % 89.31 % 0.52 % 95.48 %
23 140 NATIONWIDE CORP GRP 5,240 4,581 84.68 % 85.36 % 0.51 % 95.99 %
24 98 WR BERKLEY CORP GRP 5,078 3,971 285.75 % 292.90 % 0.50 % 96.49 %
25 244 CINCINNATI FIN GRP 4,754 4,330 152.03 % 155.50 % 0.47 % 96.96 %
26 4990 CORE SPECIALTY INS HOLDINGS GRP 3,116 1,675 58.43 % 67.21 % 0.31 % 97.27 %
27 4987 INCLINE P&C GRP 3,064 1,372 54.80 % 54.80 % 0.30 % 97.57 %
28 158 FAIRFAX FIN GRP 2,899 2,885 10.02 % 10.54 % 0.28 % 97.85 %
29 11523 WRIGHT NATL FLOOD INS CO 2,393 2,371 30.11 % 30.18 % 0.24 % 98.09 %
30 749 SCOR GRP 2,236 1,902 3.85 % 3.94 % 0.22 % 98.31 %
31 922 ICW GRP ASSETS INC GRP 1,749 1,472 0.00 % 0.00 % 0.17 % 98.48 %
32 88 THE HANOVER INS GRP 1,704 1,272 156.77 % 157.90 % 0.17 % 98.65 %
33 3484 TOWER HILL INS GRP 1,499 1,434 0.70 % 0.70 % 0.15 % 98.79 %
34 4769 FLORIDA PENINSULA HOLDINGS GRP 1,444 1,361 0.73 % 0.73 % 0.14 % 98.94 %
35 4861 HERITAGE INS HOLDINGS GRP 1,111 961 0.00 % 0.00 % 0.11 % 99.04 %
36 62 EMC INS CO GRP 1,044 689 5.55 % 5.95 % 0.10 % 99.15 %
37 4051 OCEAN HARBOR GRP 1,015 972 18.63 % 19.10 % 0.10 % 99.25 %
38 169 SENTRY INS GRP 966 790 5.53 % 5.90 % 0.09 % 99.34 %
39 12247 SOUTHERN OAK INS CO 859 419 3.85 % 3.85 % 0.08 % 99.43 %
40 218 CNA INS GRP 854 722 37.70 % 38.99 % 0.08 % 99.51 %
41 10117 SECURITY FIRST INS CO 787 788 26.30 % 26.90 % 0.08 % 99.59 %
42 71 UNIVERSAL INS CO GRP 617 660 0.00 % 0.00 % 0.06 % 99.65 %
43 15545 THE WOODLANDS INS CO 614 562 N/A N/A 0.06 % 99.71 %
44 4715 MS & AD INS GRP 518 487 0.00 % 0.00 % 0.05 % 99.76 %
45 408 AMERICAN NATL FIN GRP 303 254 0.18 % 0.18 % 0.03 % 99.79 %
46 15341 SAFEPOINT INS CO 293 258 0.00 % 0.00 % 0.03 % 99.82 %
47 12898 AMERICAN RISK INS CO INC 274 203 47.16 % 47.16 % 0.03 % 99.84 %
48 303 GUIDEONE INS GRP 225 92 0.00 % 0.00 % 0.02 % 99.87 %
49 4962 AU HOLDING CO GRP 219 221 0.00 % 0.00 % 0.02 % 99.89 %
50 91 HARTFORD FIRE & CAS GRP 193 214 229.00 % 237.24 % 0.02 % 99.91 %
51 12536 HOMEOWNERS OF AMER INS CO 186 95 0.00 % 0.00 % 0.02 % 99.92 %
52 4780 MENNONITE MUT GRP 155 59 0.00 % 0.00 % 0.02 % 99.94 %
53 15350 WEST BEND MUT INS CO 148 140 16.94 % N/A 0.01 % 99.95 %
54 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 137 149 108.58 % 114.38 % 0.01 % 99.97 %
55 96 SECURA INS GRP 83 78 3.76 % 4.51 % 0.01 % 99.98 %
56 55 AUTOMOBILE CLUB MI GRP 66 60 N/A N/A 0.01 % 99.98 %
57 4802 TRIPLE S GRP 66 55 0.00 % 0.00 % 0.01 % 99.99 %
58 4911 MIDWEST FAMILY GRP 63 49 0.00 % 0.72 % 0.01 % 100.00 %
59 4672 DONGBU INS GRP 50 51 0.00 % 0.00 % 0.00 % 100.00 %
60 43877 FIRST MUT INS CO 31 27 0.00 % 0.00 % 0.00 % 100.00 %
61 4869 WT HOLDINGS GRP 30 10 267.21 % 267.21 % 0.00 % 100.00 %
62 306 CUNA MUT GRP 16 8 96.69 % 97.10 % 0.00 % 100.00 %
63 645 OREGON MUT GRP 8 8 0.00 % 0.00 % 0.00 % 100.00 %
64 12961 CANOPIUS US INS 5 0 N/A N/A 0.00 % 100.00 %
65 46 BUCKEYE INS GRP 5 5 0.00 % 0.00 % 0.00 % 100.00 %
© 2022 National Association of Insurance Commissioners
116
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 32930 CAPACITY INS CO 4 2 0.00 % 0.00 % 0.00 % 100.00 %
67 291 ENCOVA MUT INS GRP 4 2 0.00 % 0.00 % 0.00 % 100.00 %
68 201 UTICA GRP 1 1 0.00 % 0.00 % 0.00 % 100.00 %
69 11061 FARMERS FIRE INS CO 1 1 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 1,018,082 851,275 44.43 % 46.27 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


117
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 12 AMERICAN INTL GRP 1,727 1,081 78.93 % 79.77 % 14.59 % 14.59 %
2 501 ALLEGHANY GRP 1,370 1,114 38.89 % 39.61 % 11.57 % 26.16 %
3 19 ASSURANT INC GRP 1,369 1,266 30.54 % 30.54 % 11.57 % 37.72 %
4 212 ZURICH INS GRP 1,364 1,163 3.80 % 3.80 % 11.53 % 49.25 %
5 968 AXA INS GRP 1,077 1,066 N/A N/A 9.10 % 58.35 %
6 111 LIBERTY MUT GRP 789 573 0.00 % 0.00 % 6.66 % 65.01 %
7 181 SWISS RE GRP 712 663 86.70 % 86.56 % 6.02 % 71.03 %
8 1279 ARCH INS GRP 673 665 N/A N/A 5.69 % 76.71 %
9 8 ALLSTATE INS GRP 417 435 42.85 % 42.79 % 3.52 % 80.24 %
10 31 BERKSHIRE HATHAWAY GRP 390 256 23.08 % 24.51 % 3.30 % 83.53 %
**STATE TOTAL** 11,838 9,529 24.31 % 21.81 % 100.00 % 83.53 %

Alaska 1 968 AXA INS GRP 626 464 N/A N/A 25.81 % 25.81 %
2 1279 ARCH INS GRP 433 454 0.05 % 0.05 % 17.86 % 43.67 %
3 111 LIBERTY MUT GRP 348 178 0.00 % 0.00 % 14.34 % 58.02 %
4 212 ZURICH INS GRP 299 210 6.57 % 6.57 % 12.34 % 70.35 %
5 181 SWISS RE GRP 164 105 1.13 % 1.22 % 6.78 % 77.14 %
6 361 MUNICH RE GRP 159 156 22.93 % 23.92 % 6.57 % 83.70 %
7 19 ASSURANT INC GRP 80 105 6.83 % 6.83 % 3.29 % 86.99 %
8 501 ALLEGHANY GRP 70 67 0.00 % 0.00 % 2.89 % 89.88 %
9 12 AMERICAN INTL GRP 70 34 22.65 % 22.81 % 2.89 % 92.77 %
10 3219 SOMPO GRP 66 29 9.77 % 10.86 % 2.74 % 95.51 %
**STATE TOTAL** 2,423 1,892 2.96 % 2.80 % 100.00 % 95.51 %

Arizona 1 212 ZURICH INS GRP 3,589 3,218 15.97 % 16.60 % 25.76 % 25.76 %
2 19 ASSURANT INC GRP 1,519 1,430 9.85 % 9.85 % 10.90 % 36.67 %
3 12 AMERICAN INTL GRP 1,333 891 183.21 % 187.55 % 9.57 % 46.23 %
4 181 SWISS RE GRP 1,149 1,091 0.50 % 0.30 % 8.25 % 54.48 %
5 111 LIBERTY MUT GRP 948 885 0.00 % 0.00 % 6.81 % 61.29 %
6 968 AXA INS GRP 754 693 N/A N/A 5.41 % 66.70 %
7 761 ALLIANZ INS GRP 558 497 N/A N/A 4.00 % 70.71 %
8 1279 ARCH INS GRP 517 552 2.29 % 2.65 % 3.71 % 74.42 %
9 4977 PALOMAR HOLDINGS GRP 455 403 62.05 % 63.54 % 3.27 % 77.68 %
10 3219 SOMPO GRP 414 161 5.04 % 5.60 % 2.97 % 80.66 %
**STATE TOTAL** 13,931 12,072 22.79 % 23.27 % 100.00 % 80.66 %

Arkansas 1 212 ZURICH INS GRP 1,166 892 5.33 % 5.33 % 26.26 % 26.26 %
2 19 ASSURANT INC GRP 573 518 16.11 % 16.11 % 12.90 % 39.16 %
3 8 ALLSTATE INS GRP 450 437 23.26 % 23.10 % 10.15 % 49.30 %
4 968 AXA INS GRP 372 314 N/A N/A 8.38 % 57.68 %
5 181 SWISS RE GRP 356 315 N/A N/A 8.02 % 65.70 %
6 12 AMERICAN INTL GRP 304 157 59.39 % 69.21 % 6.85 % 72.55 %
7 761 ALLIANZ INS GRP 258 272 4.22 % 4.76 % 5.81 % 78.36 %
8 4969 TRISURA GRP 212 154 48.45 % 49.50 % 4.78 % 83.15 %
9 1279 ARCH INS GRP 145 127 N/A N/A 3.26 % 86.40 %
10 111 LIBERTY MUT GRP 132 124 0.00 % 0.00 % 2.98 % 89.38 %
**STATE TOTAL** 4,439 3,641 8.27 % 8.31 % 100.00 % 89.38 %

© 2022 National Association of Insurance Commissioners


118
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 212 ZURICH INS GRP 20,320 15,803 8.11 % 7.98 % 20.19 % 20.19 %
2 12 AMERICAN INTL GRP 13,642 12,070 24.31 % 33.46 % 13.56 % 33.75 %
3 19 ASSURANT INC GRP 9,155 8,907 0.56 % 0.56 % 9.10 % 42.84 %
4 111 LIBERTY MUT GRP 6,347 5,272 N/A N/A 6.31 % 49.15 %
5 181 SWISS RE GRP 5,647 5,780 N/A N/A 5.61 % 54.76 %
6 4977 PALOMAR HOLDINGS GRP 4,994 4,549 27.36 % 29.66 % 4.96 % 59.72 %
7 968 AXA INS GRP 4,474 4,702 N/A N/A 4.45 % 64.17 %
8 3219 SOMPO GRP 4,469 1,453 6.09 % 6.77 % 4.44 % 68.61 %
9 1279 ARCH INS GRP 4,386 4,479 2.93 % 3.25 % 4.36 % 72.97 %
10 31 BERKSHIRE HATHAWAY GRP 4,162 3,656 11.73 % 12.39 % 4.14 % 77.10 %
**STATE TOTAL** 100,637 86,234 9.50 % 10.95 % 100.00 % 77.10 %

Colorado 1 212 ZURICH INS GRP 3,117 2,266 6.93 % 6.93 % 21.06 % 21.06 %
2 12 AMERICAN INTL GRP 2,303 1,964 23.56 % 23.90 % 15.56 % 36.62 %
3 111 LIBERTY MUT GRP 1,698 1,348 3.11 % 3.30 % 11.47 % 48.09 %
4 1279 ARCH INS GRP 992 726 2.70 % 2.87 % 6.70 % 54.79 %
5 181 SWISS RE GRP 837 1,055 2.58 % 2.42 % 5.66 % 60.44 %
6 19 ASSURANT INC GRP 764 760 0.72 % 0.72 % 5.16 % 65.61 %
7 626 CHUBB LTD GRP 755 501 63.60 % 63.64 % 5.10 % 70.71 %
8 3219 SOMPO GRP 747 320 6.99 % 7.76 % 5.05 % 75.76 %
9 968 AXA INS GRP 565 848 N/A N/A 3.82 % 79.57 %
10 361 MUNICH RE GRP 530 483 19.77 % 20.73 % 3.58 % 83.16 %
**STATE TOTAL** 14,804 12,353 9.62 % 9.42 % 100.00 % 83.16 %

Connecticut 1 12 AMERICAN INTL GRP 4,657 2,981 102.17 % 105.12 % 27.88 % 27.88 %
2 19 ASSURANT INC GRP 2,243 2,139 32.23 % 32.23 % 13.43 % 41.31 %
3 212 ZURICH INS GRP 1,303 1,099 19.46 % 20.98 % 7.80 % 49.11 %
4 626 CHUBB LTD GRP 1,190 842 71.03 % 71.27 % 7.12 % 56.24 %
5 31 BERKSHIRE HATHAWAY GRP 1,160 723 33.48 % 35.99 % 6.94 % 63.18 %
6 968 AXA INS GRP 1,040 986 100.74 % 115.56 % 6.23 % 69.41 %
7 181 SWISS RE GRP 596 541 4.52 % 4.84 % 3.57 % 72.98 %
8 4969 TRISURA GRP 575 425 307.12 % 333.39 % 3.44 % 76.42 %
9 1279 ARCH INS GRP 526 414 2.77 % 2.96 % 3.15 % 79.57 %
10 111 LIBERTY MUT GRP 521 411 0.00 % 0.00 % 3.12 % 82.69 %
**STATE TOTAL** 16,701 12,667 68.49 % 71.91 % 100.00 % 82.69 %

Delaware 1 212 ZURICH INS GRP 3,110 1,954 14.61 % 14.60 % 55.95 % 55.95 %
2 12 AMERICAN INTL GRP 597 460 6.26 % 6.23 % 10.74 % 66.69 %
3 968 AXA INS GRP 383 327 N/A N/A 6.88 % 73.57 %
4 19 ASSURANT INC GRP 372 374 11.93 % 11.93 % 6.69 % 80.27 %
5 626 CHUBB LTD GRP 284 236 17.13 % 17.09 % 5.11 % 85.38 %
6 8 ALLSTATE INS GRP 102 75 111.13 % 110.95 % 1.83 % 87.21 %
7 181 SWISS RE GRP 101 92 2.55 % 2.62 % 1.82 % 89.03 %
8 761 ALLIANZ INS GRP 87 82 3.19 % 3.19 % 1.57 % 90.60 %
9 785 MARKEL CORP GRP 73 78 N/A N/A 1.31 % 91.92 %
10 111 LIBERTY MUT GRP 69 51 0.00 % 0.00 % 1.25 % 93.17 %
**STATE TOTAL** 5,559 4,023 11.78 % 11.62 % 100.00 % 93.17 %

© 2022 National Association of Insurance Commissioners


119
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 212 ZURICH INS GRP 890 820 1.36 % 1.36 % 36.00 % 36.00 %
2 1279 ARCH INS GRP 234 150 1.13 % 1.20 % 9.45 % 45.45 %
3 12 AMERICAN INTL GRP 223 246 12.84 % 12.95 % 9.01 % 54.46 %
4 111 LIBERTY MUT GRP 188 171 0.00 % 0.00 % 7.62 % 62.07 %
5 361 MUNICH RE GRP 165 145 23.93 % 24.94 % 6.67 % 68.74 %
6 19 ASSURANT INC GRP 147 110 2.37 % 2.37 % 5.94 % 74.68 %
7 3219 SOMPO GRP 117 40 7.34 % 8.15 % 4.72 % 79.40 %
8 98 WR BERKLEY CORP GRP 117 98 N/A N/A 4.71 % 84.11 %
9 626 CHUBB LTD GRP 116 101 31.62 % 31.45 % 4.69 % 88.80 %
10 501 ALLEGHANY GRP 109 100 0.00 % 0.00 % 4.41 % 93.21 %
**STATE TOTAL** 2,473 2,305 0.69 % 0.18 % 100.00 % 93.21 %

Florida 1 12 AMERICAN INTL GRP 35,552 26,875 17.26 % 17.27 % 21.47 % 21.47 %
2 19 ASSURANT INC GRP 28,049 26,954 2.96 % 2.96 % 16.94 % 38.41 %
3 626 CHUBB LTD GRP 14,976 10,822 18.76 % 18.86 % 9.04 % 47.45 %
4 212 ZURICH INS GRP 12,056 9,451 14.29 % 14.43 % 7.28 % 54.73 %
5 8 ALLSTATE INS GRP 10,149 6,507 6.40 % 6.43 % 6.13 % 60.86 %
6 155 PROGRESSIVE GRP 9,882 9,602 3.97 % 4.02 % 5.97 % 66.83 %
7 968 AXA INS GRP 9,099 9,692 N/A N/A 5.49 % 72.33 %
8 31 BERKSHIRE HATHAWAY GRP 7,303 6,614 13.55 % 14.82 % 4.41 % 76.74 %
9 1279 ARCH INS GRP 6,053 6,446 5.70 % 6.61 % 3.66 % 80.39 %
10 111 LIBERTY MUT GRP 5,792 5,384 N/A N/A 3.50 % 83.89 %
**STATE TOTAL** 165,590 138,889 8.87 % 8.85 % 100.00 % 83.89 %

Georgia 1 212 ZURICH INS GRP 3,326 2,903 N/A N/A 17.99 % 17.99 %
2 12 AMERICAN INTL GRP 2,720 2,176 13.87 % 13.71 % 14.72 % 32.71 %
3 111 LIBERTY MUT GRP 1,982 1,601 N/A N/A 10.72 % 43.43 %
4 19 ASSURANT INC GRP 1,786 1,757 14.01 % 14.01 % 9.66 % 53.09 %
5 3219 SOMPO GRP 1,356 548 7.44 % 8.27 % 7.33 % 60.43 %
6 181 SWISS RE GRP 1,162 1,091 0.12 % N/A 6.29 % 66.71 %
7 968 AXA INS GRP 1,021 1,100 N/A N/A 5.52 % 72.23 %
8 761 ALLIANZ INS GRP 865 794 1.93 % 2.66 % 4.68 % 76.91 %
9 501 ALLEGHANY GRP 650 712 0.00 % 0.00 % 3.52 % 80.43 %
10 626 CHUBB LTD GRP 621 539 15.56 % 15.96 % 3.36 % 83.79 %
**STATE TOTAL** 18,486 15,679 N/A N/A 100.00 % 83.79 %

Hawaii 1 4977 PALOMAR HOLDINGS GRP 4,047 3,196 19.60 % 24.51 % 37.94 % 37.94 %
2 12 AMERICAN INTL GRP 1,373 1,202 5.78 % 6.54 % 12.88 % 50.82 %
3 212 ZURICH INS GRP 861 676 4.35 % 4.35 % 8.07 % 58.89 %
4 181 SWISS RE GRP 662 754 14.61 % 15.66 % 6.21 % 65.10 %
5 361 MUNICH RE GRP 584 506 23.59 % 24.59 % 5.48 % 70.58 %
6 19 ASSURANT INC GRP 577 565 11.75 % 11.75 % 5.41 % 75.99 %
7 1279 ARCH INS GRP 568 543 3.43 % 3.66 % 5.33 % 81.32 %
8 968 AXA INS GRP 551 478 N/A N/A 5.16 % 86.48 %
9 3219 SOMPO GRP 246 104 5.43 % 6.04 % 2.31 % 88.79 %
10 501 ALLEGHANY GRP 217 180 0.00 % 0.00 % 2.03 % 90.82 %
**STATE TOTAL** 10,665 8,976 12.01 % 13.96 % 100.00 % 90.82 %

© 2022 National Association of Insurance Commissioners


120
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 361 MUNICH RE GRP 770 704 20.66 % 21.80 % 27.46 % 27.46 %
2 12 AMERICAN INTL GRP 491 410 16.80 % 16.79 % 17.51 % 44.97 %
3 212 ZURICH INS GRP 323 344 N/A N/A 11.54 % 56.51 %
4 19 ASSURANT INC GRP 252 241 0.55 % 0.55 % 8.97 % 65.48 %
5 968 AXA INS GRP 203 319 N/A N/A 7.22 % 72.70 %
6 626 CHUBB LTD GRP 146 96 17.83 % 17.83 % 5.20 % 77.90 %
7 181 SWISS RE GRP 121 129 N/A N/A 4.32 % 82.22 %
8 1279 ARCH INS GRP 95 107 0.97 % 1.03 % 3.39 % 85.61 %
9 761 ALLIANZ INS GRP 91 70 4.41 % 4.41 % 3.23 % 88.84 %
10 111 LIBERTY MUT GRP 81 63 0.00 % 0.00 % 2.88 % 91.73 %
**STATE TOTAL** 2,804 2,690 5.72 % 4.95 % 100.00 % 91.73 %

Illinois 1 212 ZURICH INS GRP 6,924 6,030 0.30 % 0.10 % 22.94 % 22.94 %
2 19 ASSURANT INC GRP 3,400 2,896 5.16 % 5.16 % 11.27 % 34.21 %
3 3219 SOMPO GRP 2,465 819 6.71 % 7.46 % 8.17 % 42.37 %
4 12 AMERICAN INTL GRP 2,357 1,646 17.40 % 17.73 % 7.81 % 50.18 %
5 111 LIBERTY MUT GRP 2,294 1,923 0.00 % 0.00 % 7.60 % 57.78 %
6 968 AXA INS GRP 2,113 2,041 N/A N/A 7.00 % 64.78 %
7 761 ALLIANZ INS GRP 1,582 1,469 46.94 % 48.76 % 5.24 % 70.03 %
8 31 BERKSHIRE HATHAWAY GRP 1,297 1,217 5.35 % 5.63 % 4.30 % 74.32 %
9 8 ALLSTATE INS GRP 1,140 1,167 3.52 % 3.49 % 3.78 % 78.10 %
10 181 SWISS RE GRP 1,108 1,085 N/A 0.95 % 3.67 % 81.77 %
**STATE TOTAL** 30,180 25,155 5.03 % 5.04 % 100.00 % 81.77 %

Indiana 1 212 ZURICH INS GRP 2,952 2,427 3.98 % 3.98 % 19.09 % 19.09 %
2 111 LIBERTY MUT GRP 2,478 1,971 14.66 % 14.92 % 16.02 % 35.11 %
3 181 SWISS RE GRP 1,914 1,758 1.22 % 1.26 % 12.37 % 47.48 %
4 12 AMERICAN INTL GRP 1,688 961 24.79 % 24.97 % 10.92 % 58.40 %
5 761 ALLIANZ INS GRP 1,324 1,231 5.59 % 6.54 % 8.56 % 66.96 %
6 968 AXA INS GRP 976 1,195 N/A N/A 6.31 % 73.28 %
7 19 ASSURANT INC GRP 876 875 9.27 % 9.27 % 5.67 % 78.94 %
8 361 MUNICH RE GRP 534 368 25.93 % 27.01 % 3.46 % 82.40 %
9 3219 SOMPO GRP 372 103 7.98 % 8.87 % 2.40 % 84.80 %
10 1279 ARCH INS GRP 344 300 2.81 % 2.99 % 2.23 % 87.03 %
**STATE TOTAL** 15,465 12,832 14.16 % 14.17 % 100.00 % 87.03 %

Iowa 1 212 ZURICH INS GRP 1,925 1,618 2.11 % 2.11 % 33.93 % 33.93 %
2 968 AXA INS GRP 557 511 N/A N/A 9.82 % 43.75 %
3 12 AMERICAN INTL GRP 555 830 4.03 % 3.85 % 9.79 % 53.54 %
4 501 ALLEGHANY GRP 462 405 0.00 % 0.00 % 8.15 % 61.69 %
5 181 SWISS RE GRP 309 408 25.02 % 22.66 % 5.45 % 67.14 %
6 1279 ARCH INS GRP 293 225 N/A N/A 5.16 % 72.30 %
7 19 ASSURANT INC GRP 242 244 5.73 % 5.73 % 4.27 % 76.57 %
8 361 MUNICH RE GRP 239 202 22.60 % 23.60 % 4.22 % 80.79 %
9 761 ALLIANZ INS GRP 220 179 N/A N/A 3.88 % 84.66 %
10 111 LIBERTY MUT GRP 186 204 0.00 % 0.00 % 3.27 % 87.94 %
**STATE TOTAL** 5,673 5,284 2.11 % 1.58 % 100.00 % 87.94 %

© 2022 National Association of Insurance Commissioners


121
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 212 ZURICH INS GRP 1,806 1,574 2.22 % 2.22 % 28.70 % 28.70 %
2 3219 SOMPO GRP 1,014 644 6.64 % 7.37 % 16.12 % 44.82 %
3 181 SWISS RE GRP 636 578 1.58 % 1.57 % 10.10 % 54.92 %
4 111 LIBERTY MUT GRP 507 451 0.00 % 0.00 % 8.06 % 62.98 %
5 968 AXA INS GRP 445 408 N/A N/A 7.07 % 70.05 %
6 12 AMERICAN INTL GRP 439 238 16.92 % 17.03 % 6.98 % 77.04 %
7 19 ASSURANT INC GRP 313 283 3.44 % 3.44 % 4.98 % 82.01 %
8 761 ALLIANZ INS GRP 263 312 4.98 % 7.60 % 4.19 % 86.20 %
9 1279 ARCH INS GRP 157 152 N/A N/A 2.50 % 88.70 %
10 501 ALLEGHANY GRP 136 173 0.00 % 0.00 % 2.16 % 90.86 %
**STATE TOTAL** 6,291 5,437 3.91 % 3.76 % 100.00 % 90.86 %

Kentucky 1 212 ZURICH INS GRP 2,353 1,905 4.76 % 4.76 % 27.01 % 27.01 %
2 19 ASSURANT INC GRP 1,288 1,220 39.62 % 39.62 % 14.78 % 41.80 %
3 111 LIBERTY MUT GRP 815 559 0.00 % 0.00 % 9.36 % 51.15 %
4 12 AMERICAN INTL GRP 579 372 16.63 % 16.71 % 6.65 % 57.81 %
5 761 ALLIANZ INS GRP 561 520 2.95 % 3.67 % 6.44 % 64.24 %
6 181 SWISS RE GRP 557 518 302.17 % 307.84 % 6.39 % 70.63 %
7 8 ALLSTATE INS GRP 477 470 79.92 % 79.80 % 5.48 % 76.12 %
8 968 AXA INS GRP 414 458 N/A N/A 4.76 % 80.87 %
9 501 ALLEGHANY GRP 362 301 0.00 % 0.00 % 4.15 % 85.03 %
10 1279 ARCH INS GRP 338 359 1.23 % 1.31 % 3.88 % 88.91 %
**STATE TOTAL** 8,710 7,167 37.83 % 38.03 % 100.00 % 88.91 %

Louisiana 1 12 AMERICAN INTL GRP 5,871 3,968 101.38 % 104.21 % 23.50 % 23.50 %
2 19 ASSURANT INC GRP 3,445 3,399 129.36 % 129.36 % 13.79 % 37.30 %
3 212 ZURICH INS GRP 3,241 2,432 N/A N/A 12.97 % 50.27 %
4 1279 ARCH INS GRP 2,761 2,816 4.45 % 7.20 % 11.05 % 61.32 %
5 8 ALLSTATE INS GRP 1,726 1,537 90.52 % 90.85 % 6.91 % 68.23 %
6 111 LIBERTY MUT GRP 1,581 1,487 22.69 % 22.33 % 6.33 % 74.56 %
7 31 BERKSHIRE HATHAWAY GRP 1,548 1,197 18.74 % 19.88 % 6.20 % 80.76 %
8 181 SWISS RE GRP 1,497 1,555 5.81 % 5.81 % 5.99 % 86.75 %
9 761 ALLIANZ INS GRP 690 647 289.97 % 294.45 % 2.76 % 89.52 %
10 968 AXA INS GRP 676 682 36.55 % 38.61 % 2.70 % 92.22 %
**STATE TOTAL** 24,978 21,413 66.17 % 67.32 % 100.00 % 92.22 %

Maine 1 212 ZURICH INS GRP 883 731 7.71 % 7.71 % 28.82 % 28.82 %
2 12 AMERICAN INTL GRP 438 317 N/A N/A 14.30 % 43.12 %
3 181 SWISS RE GRP 232 231 0.98 % 1.06 % 7.59 % 50.71 %
4 19 ASSURANT INC GRP 199 187 0.50 % 0.50 % 6.48 % 57.19 %
5 626 CHUBB LTD GRP 182 163 18.26 % 18.30 % 5.95 % 63.14 %
6 111 LIBERTY MUT GRP 156 111 0.00 % 0.00 % 5.11 % 68.25 %
7 968 AXA INS GRP 135 106 N/A N/A 4.42 % 72.67 %
8 501 ALLEGHANY GRP 121 154 0.00 % 0.00 % 3.94 % 76.61 %
9 361 MUNICH RE GRP 113 108 23.32 % 24.31 % 3.68 % 80.29 %
10 1279 ARCH INS GRP 98 93 2.42 % 2.58 % 3.19 % 83.48 %
**STATE TOTAL** 3,064 2,552 N/A N/A 100.00 % 83.48 %

© 2022 National Association of Insurance Commissioners


122
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 212 ZURICH INS GRP 1,865 1,739 18.18 % 18.49 % 16.99 % 16.99 %
2 12 AMERICAN INTL GRP 1,460 981 31.68 % 32.00 % 13.30 % 30.29 %
3 3219 SOMPO GRP 1,134 531 5.87 % 6.52 % 10.33 % 40.62 %
4 19 ASSURANT INC GRP 999 1,049 7.50 % 7.50 % 9.10 % 49.72 %
5 111 LIBERTY MUT GRP 946 611 0.00 % 0.00 % 8.61 % 58.33 %
6 1279 ARCH INS GRP 782 731 2.39 % 2.55 % 7.12 % 65.45 %
7 31 BERKSHIRE HATHAWAY GRP 713 638 16.77 % 18.08 % 6.50 % 71.95 %
8 968 AXA INS GRP 629 632 45.54 % 48.57 % 5.73 % 77.68 %
9 626 CHUBB LTD GRP 458 376 31.68 % 31.55 % 4.17 % 81.85 %
10 501 ALLEGHANY GRP 366 527 0.00 % 0.00 % 3.33 % 85.18 %
**STATE TOTAL** 10,978 9,296 16.68 % 17.28 % 100.00 % 85.18 %

Massachusetts 1 12 AMERICAN INTL GRP 5,190 3,566 24.43 % 24.59 % 18.45 % 18.45 %
2 212 ZURICH INS GRP 4,394 3,439 N/A 42.53 % 15.62 % 34.08 %
3 19 ASSURANT INC GRP 2,964 2,950 0.59 % 0.59 % 10.54 % 44.62 %
4 626 CHUBB LTD GRP 2,199 1,684 50.65 % 52.19 % 7.82 % 52.43 %
5 1279 ARCH INS GRP 2,131 1,989 3.64 % 3.88 % 7.58 % 60.01 %
6 111 LIBERTY MUT GRP 2,065 1,692 0.00 % 0.00 % 7.34 % 67.35 %
7 968 AXA INS GRP 1,282 1,209 N/A N/A 4.56 % 71.91 %
8 31 BERKSHIRE HATHAWAY GRP 1,072 1,027 14.35 % 15.58 % 3.81 % 75.72 %
9 181 SWISS RE GRP 1,049 1,188 0.98 % 1.07 % 3.73 % 79.45 %
10 3219 SOMPO GRP 961 355 7.19 % 7.99 % 3.42 % 82.87 %
**STATE TOTAL** 28,124 23,014 0.34 % 19.50 % 100.00 % 82.87 %

Michigan 1 212 ZURICH INS GRP 2,769 2,546 363.99 % 369.12 % 23.32 % 23.32 %
2 181 SWISS RE GRP 1,297 1,245 N/A N/A 10.92 % 34.23 %
3 19 ASSURANT INC GRP 1,184 934 41.99 % 41.99 % 9.97 % 44.20 %
4 968 AXA INS GRP 1,162 1,400 3.70 % 3.76 % 9.78 % 53.98 %
5 12 AMERICAN INTL GRP 999 762 21.37 % 21.45 % 8.41 % 62.39 %
6 761 ALLIANZ INS GRP 759 708 5.03 % 7.10 % 6.39 % 68.78 %
7 361 MUNICH RE GRP 605 520 84.23 % 87.62 % 5.10 % 73.88 %
8 8 ALLSTATE INS GRP 570 884 6.19 % 6.09 % 4.80 % 78.68 %
9 111 LIBERTY MUT GRP 502 425 0.00 % 0.00 % 4.22 % 82.90 %
10 31 BERKSHIRE HATHAWAY GRP 376 365 N/A 0.16 % 3.16 % 86.06 %
**STATE TOTAL** 11,877 10,930 100.86 % 102.76 % 100.00 % 86.06 %

Minnesota 1 212 ZURICH INS GRP 1,861 1,559 3.95 % 3.95 % 25.13 % 25.13 %
2 968 AXA INS GRP 800 1,072 2.29 % 0.75 % 10.80 % 35.93 %
3 111 LIBERTY MUT GRP 715 528 0.00 % 0.00 % 9.65 % 45.58 %
4 12 AMERICAN INTL GRP 671 604 9.58 % 9.65 % 9.06 % 54.64 %
5 761 ALLIANZ INS GRP 614 524 3.63 % 4.29 % 8.29 % 62.93 %
6 181 SWISS RE GRP 497 603 49.03 % 49.58 % 6.71 % 69.64 %
7 361 MUNICH RE GRP 366 362 25.92 % 26.98 % 4.94 % 74.58 %
8 1279 ARCH INS GRP 349 395 1.30 % 1.38 % 4.71 % 79.30 %
9 31 BERKSHIRE HATHAWAY GRP 269 259 N/A N/A 3.63 % 82.93 %
10 19 ASSURANT INC GRP 199 205 N/A N/A 2.69 % 85.62 %
**STATE TOTAL** 7,407 6,923 8.10 % 8.06 % 100.00 % 85.62 %

© 2022 National Association of Insurance Commissioners


123
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 111 LIBERTY MUT GRP 1,792 1,361 0.00 % 0.00 % 22.25 % 22.25 %
2 12 AMERICAN INTL GRP 1,121 705 5.07 % 5.03 % 13.92 % 36.17 %
3 19 ASSURANT INC GRP 1,042 1,003 13.67 % 13.67 % 12.93 % 49.10 %
4 212 ZURICH INS GRP 765 665 2.07 % 0.97 % 9.49 % 58.59 %
5 1279 ARCH INS GRP 737 624 6.83 % 7.28 % 9.15 % 67.74 %
6 968 AXA INS GRP 612 582 31.30 % 33.71 % 7.59 % 75.33 %
7 181 SWISS RE GRP 593 522 1.15 % 1.03 % 7.37 % 82.70 %
8 3219 SOMPO GRP 281 112 8.88 % 9.86 % 3.49 % 86.19 %
9 761 ALLIANZ INS GRP 233 203 4.97 % 7.03 % 2.89 % 89.08 %
10 4967 TRANSVERSE INS GRP LLC GRP 228 72 35.74 % 35.74 % 2.84 % 91.92 %
**STATE TOTAL** 8,055 6,578 13.25 % 13.92 % 100.00 % 91.92 %

Missouri 1 212 ZURICH INS GRP 4,476 3,635 5.36 % 5.56 % 36.49 % 36.49 %
2 12 AMERICAN INTL GRP 1,076 505 17.60 % 18.35 % 8.77 % 45.26 %
3 181 SWISS RE GRP 885 898 N/A N/A 7.22 % 52.48 %
4 19 ASSURANT INC GRP 707 695 26.44 % 26.44 % 5.76 % 58.24 %
5 1279 ARCH INS GRP 642 593 N/A N/A 5.24 % 63.48 %
6 31 BERKSHIRE HATHAWAY GRP 563 230 35.37 % 37.41 % 4.59 % 68.07 %
7 968 AXA INS GRP 542 526 N/A N/A 4.42 % 72.49 %
8 111 LIBERTY MUT GRP 526 378 0.00 % 0.00 % 4.29 % 76.78 %
9 761 ALLIANZ INS GRP 477 490 4.56 % 5.40 % 3.89 % 80.68 %
10 8 ALLSTATE INS GRP 470 477 N/A N/A 3.83 % 84.51 %
**STATE TOTAL** 12,266 9,883 6.57 % 6.40 % 100.00 % 84.51 %

Montana 1 12 AMERICAN INTL GRP 408 298 19.30 % 19.37 % 29.54 % 29.54 %
2 4969 TRISURA GRP 146 109 0.00 % 0.00 % 10.60 % 40.14 %
3 968 AXA INS GRP 134 85 N/A N/A 9.68 % 49.82 %
4 111 LIBERTY MUT GRP 116 83 0.00 % 0.00 % 8.39 % 58.21 %
5 19 ASSURANT INC GRP 115 117 0.07 % 0.07 % 8.30 % 66.50 %
6 212 ZURICH INS GRP 91 163 N/A N/A 6.60 % 73.10 %
7 361 MUNICH RE GRP 89 95 18.37 % 19.35 % 6.46 % 79.56 %
8 761 ALLIANZ INS GRP 65 85 5.51 % 6.28 % 4.69 % 84.25 %
9 1279 ARCH INS GRP 49 64 N/A N/A 3.51 % 87.76 %
10 8 ALLSTATE INS GRP 47 64 4.70 % 4.61 % 3.40 % 91.16 %
**STATE TOTAL** 1,381 1,257 5.25 % 4.86 % 100.00 % 91.16 %

Nebraska 1 212 ZURICH INS GRP 1,867 1,545 2.68 % 2.68 % 36.59 % 36.59 %
2 12 AMERICAN INTL GRP 989 475 28.99 % 29.17 % 19.39 % 55.99 %
3 19 ASSURANT INC GRP 344 344 0.48 % 0.48 % 6.75 % 62.74 %
4 181 SWISS RE GRP 344 363 N/A N/A 6.74 % 69.48 %
5 968 AXA INS GRP 256 260 5.35 % 2.59 % 5.02 % 74.50 %
6 1279 ARCH INS GRP 183 202 1.12 % 1.19 % 3.59 % 78.09 %
7 501 ALLEGHANY GRP 179 187 0.00 % 0.00 % 3.50 % 81.59 %
8 3219 SOMPO GRP 159 59 7.80 % 8.66 % 3.12 % 84.71 %
9 140 NATIONWIDE CORP GRP 137 115 1,625.09 % 1,624.85 % 2.69 % 87.40 %
10 8 ALLSTATE INS GRP 104 108 0.01 % N/A 2.05 % 89.45 %
**STATE TOTAL** 5,101 4,085 51.51 % 51.38 % 100.00 % 89.45 %

© 2022 National Association of Insurance Commissioners


124
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 212 ZURICH INS GRP 1,871 1,391 4.58 % 4.58 % 29.27 % 29.27 %
2 181 SWISS RE GRP 782 590 N/A N/A 12.23 % 41.50 %
3 968 AXA INS GRP 549 347 N/A N/A 8.58 % 50.08 %
4 12 AMERICAN INTL GRP 517 309 33.26 % 33.42 % 8.08 % 58.16 %
5 19 ASSURANT INC GRP 462 491 0.18 % 0.18 % 7.23 % 65.39 %
6 111 LIBERTY MUT GRP 373 296 0.00 % 0.00 % 5.84 % 71.23 %
7 3219 SOMPO GRP 341 89 7.30 % 8.11 % 5.33 % 76.55 %
8 361 MUNICH RE GRP 201 185 20.83 % 21.80 % 3.14 % 79.70 %
9 761 ALLIANZ INS GRP 195 204 6.78 % 8.24 % 3.04 % 82.74 %
10 1279 ARCH INS GRP 172 165 N/A N/A 2.68 % 85.42 %
**STATE TOTAL** 6,394 4,968 8.59 % 8.59 % 100.00 % 85.42 %

New Hampshire 1 212 ZURICH INS GRP 646 514 8.61 % 8.61 % 22.51 % 22.51 %
2 761 ALLIANZ INS GRP 457 450 1.50 % 1.77 % 15.93 % 38.43 %
3 19 ASSURANT INC GRP 447 362 N/A N/A 15.56 % 54.00 %
4 12 AMERICAN INTL GRP 314 232 23.27 % 23.38 % 10.94 % 64.94 %
5 968 AXA INS GRP 170 217 N/A N/A 5.92 % 70.86 %
6 111 LIBERTY MUT GRP 133 95 0.00 % 0.00 % 4.63 % 75.49 %
7 626 CHUBB LTD GRP 112 82 17.23 % 17.27 % 3.89 % 79.38 %
8 8 ALLSTATE INS GRP 100 76 3.00 % 2.90 % 3.47 % 82.85 %
9 181 SWISS RE GRP 96 116 0.83 % 0.85 % 3.33 % 86.18 %
10 4969 TRISURA GRP 80 58 48.36 % 63.76 % 2.78 % 88.96 %
**STATE TOTAL** 2,872 2,439 4.90 % 4.73 % 100.00 % 88.96 %

New Jersey 1 212 ZURICH INS GRP 9,520 8,420 788.27 % 805.75 % 16.97 % 16.97 %
2 12 AMERICAN INTL GRP 8,747 5,919 375.70 % 384.51 % 15.59 % 32.56 %
3 968 AXA INS GRP 6,670 5,800 173.66 % 197.90 % 11.89 % 44.45 %
4 19 ASSURANT INC GRP 6,008 5,901 210.89 % 210.89 % 10.71 % 55.16 %
5 8 ALLSTATE INS GRP 3,833 2,204 97.58 % 98.31 % 6.83 % 61.99 %
6 626 CHUBB LTD GRP 2,908 2,023 205.65 % 205.91 % 5.18 % 67.17 %
7 4967 TRANSVERSE INS GRP LLC GRP 2,367 782 316.20 % 316.20 % 4.22 % 71.39 %
8 111 LIBERTY MUT GRP 2,086 1,520 1,047.49 % 1,071.26 % 3.72 % 75.11 %
9 501 ALLEGHANY GRP 1,703 1,424 0.00 % 0.00 % 3.03 % 78.14 %
10 1279 ARCH INS GRP 1,657 1,588 144.12 % 151.54 % 2.95 % 81.09 %
**STATE TOTAL** 56,105 44,624 358.09 % 369.86 % 100.00 % 81.09 %

New Mexico 1 212 ZURICH INS GRP 653 474 6.95 % 6.95 % 15.66 % 15.66 %
2 12 AMERICAN INTL GRP 591 340 39.81 % 40.06 % 14.17 % 29.83 %
3 19 ASSURANT INC GRP 544 525 0.01 % 0.01 % 13.03 % 42.87 %
4 361 MUNICH RE GRP 530 520 19.28 % 20.23 % 12.70 % 55.57 %
5 4969 TRISURA GRP 318 238 111.38 % 116.64 % 7.63 % 63.20 %
6 181 SWISS RE GRP 306 357 N/A N/A 7.34 % 70.54 %
7 111 LIBERTY MUT GRP 206 174 0.00 % 0.00 % 4.95 % 75.48 %
8 8 ALLSTATE INS GRP 186 173 N/A N/A 4.47 % 79.95 %
9 968 AXA INS GRP 154 221 N/A N/A 3.69 % 83.64 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 152 104 131.67 % 131.67 % 3.65 % 87.29 %
**STATE TOTAL** 4,170 3,573 17.64 % 17.64 % 100.00 % 87.29 %

© 2022 National Association of Insurance Commissioners


125
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 12 AMERICAN INTL GRP 12,181 10,769 49.52 % 49.84 % 15.46 % 15.46 %
2 212 ZURICH INS GRP 11,988 9,340 84.73 % 86.96 % 15.22 % 30.68 %
3 626 CHUBB LTD GRP 9,231 6,828 131.31 % 132.76 % 11.72 % 42.39 %
4 1279 ARCH INS GRP 7,190 5,596 5.74 % 6.49 % 9.13 % 51.52 %
5 19 ASSURANT INC GRP 6,647 6,670 80.52 % 80.52 % 8.44 % 59.95 %
6 501 ALLEGHANY GRP 4,643 4,756 0.16 % 0.24 % 5.89 % 65.85 %
7 111 LIBERTY MUT GRP 4,431 3,924 123.58 % 127.94 % 5.62 % 71.47 %
8 968 AXA INS GRP 4,147 3,580 51.25 % 58.91 % 5.26 % 76.73 %
9 3219 SOMPO GRP 3,206 1,082 7.67 % 10.64 % 4.07 % 80.80 %
10 98 WR BERKLEY CORP GRP 2,857 2,228 509.00 % 520.16 % 3.63 % 84.43 %
**STATE TOTAL** 78,789 66,637 85.13 % 87.38 % 100.00 % 84.43 %

North Carolina 1 12 AMERICAN INTL GRP 3,310 2,054 29.71 % 31.03 % 15.70 % 15.70 %
2 212 ZURICH INS GRP 2,781 2,460 3.08 % 3.08 % 13.19 % 28.90 %
3 968 AXA INS GRP 2,637 2,612 N/A N/A 12.51 % 41.41 %
4 111 LIBERTY MUT GRP 2,355 2,078 N/A N/A 11.17 % 52.58 %
5 19 ASSURANT INC GRP 1,798 1,831 18.35 % 18.35 % 8.53 % 61.11 %
6 761 ALLIANZ INS GRP 1,290 1,130 221.67 % 228.65 % 6.12 % 67.23 %
7 1279 ARCH INS GRP 913 926 1.70 % 1.89 % 4.33 % 71.56 %
8 181 SWISS RE GRP 780 843 3.18 % 3.14 % 3.70 % 75.26 %
9 31 BERKSHIRE HATHAWAY GRP 757 706 14.29 % 16.00 % 3.59 % 78.85 %
10 4967 TRANSVERSE INS GRP LLC GRP 651 226 35.82 % 35.82 % 3.09 % 81.94 %
**STATE TOTAL** 21,079 17,819 18.86 % 19.06 % 100.00 % 81.94 %

North Dakota 1 212 ZURICH INS GRP 361 322 2.83 % 2.83 % 26.33 % 26.33 %
2 111 LIBERTY MUT GRP 262 169 0.00 % 0.00 % 19.14 % 45.47 %
3 12 AMERICAN INTL GRP 197 123 21.18 % 21.33 % 14.41 % 59.88 %
4 761 ALLIANZ INS GRP 70 64 2.42 % 2.42 % 5.13 % 65.01 %
5 8 ALLSTATE INS GRP 63 58 N/A N/A 4.60 % 69.61 %
6 1279 ARCH INS GRP 54 80 2.37 % 2.52 % 3.94 % 73.55 %
7 361 MUNICH RE GRP 54 54 23.90 % 24.91 % 3.91 % 77.46 %
8 19 ASSURANT INC GRP 49 42 N/A N/A 3.58 % 81.04 %
9 181 SWISS RE GRP 48 54 N/A N/A 3.48 % 84.52 %
10 140 NATIONWIDE CORP GRP 47 44 1.49 % 1.14 % 3.41 % 87.93 %
**STATE TOTAL** 1,370 1,168 2.43 % 1.80 % 100.00 % 87.93 %

Ohio 1 212 ZURICH INS GRP 7,816 6,114 3.65 % 3.55 % 33.12 % 33.12 %
2 111 LIBERTY MUT GRP 2,909 2,178 0.00 % 0.00 % 12.33 % 45.45 %
3 12 AMERICAN INTL GRP 2,296 1,209 32.78 % 33.35 % 9.73 % 55.18 %
4 761 ALLIANZ INS GRP 1,749 1,514 4.04 % 4.80 % 7.41 % 62.59 %
5 181 SWISS RE GRP 1,619 1,636 0.26 % 0.15 % 6.86 % 69.45 %
6 968 AXA INS GRP 1,238 1,567 26.20 % 26.83 % 5.24 % 74.70 %
7 19 ASSURANT INC GRP 1,076 1,932 3.15 % 3.15 % 4.56 % 79.26 %
8 1279 ARCH INS GRP 660 606 1.42 % 1.52 % 2.80 % 82.06 %
9 501 ALLEGHANY GRP 534 567 0.00 % 0.00 % 2.26 % 84.32 %
10 3219 SOMPO GRP 498 134 6.18 % 6.87 % 2.11 % 86.43 %
**STATE TOTAL** 23,599 20,097 9.16 % 9.51 % 100.00 % 86.43 %

© 2022 National Association of Insurance Commissioners


126
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 212 ZURICH INS GRP 2,079 1,715 3.62 % 3.68 % 25.90 % 25.90 %
2 12 AMERICAN INTL GRP 933 536 15.11 % 15.19 % 11.63 % 37.53 %
3 31 BERKSHIRE HATHAWAY GRP 781 404 28.53 % 30.04 % 9.73 % 47.26 %
4 181 SWISS RE GRP 709 621 N/A N/A 8.83 % 56.09 %
5 1279 ARCH INS GRP 613 392 0.76 % 0.81 % 7.63 % 63.72 %
6 19 ASSURANT INC GRP 490 505 12.09 % 12.09 % 6.11 % 69.83 %
7 968 AXA INS GRP 451 473 N/A N/A 5.61 % 75.44 %
8 761 ALLIANZ INS GRP 343 342 0.09 % 0.87 % 4.27 % 79.71 %
9 8 ALLSTATE INS GRP 319 315 4.12 % 3.96 % 3.98 % 83.69 %
10 361 MUNICH RE GRP 273 225 18.98 % 19.95 % 3.40 % 87.09 %
**STATE TOTAL** 8,027 6,347 5.81 % 5.75 % 100.00 % 87.09 %

Oregon 1 212 ZURICH INS GRP 2,411 1,732 7.83 % 7.83 % 25.57 % 25.57 %
2 19 ASSURANT INC GRP 1,168 1,032 2.10 % 2.10 % 12.39 % 37.97 %
3 361 MUNICH RE GRP 759 732 19.45 % 20.41 % 8.05 % 46.02 %
4 12 AMERICAN INTL GRP 759 503 20.22 % 20.30 % 8.05 % 54.06 %
5 181 SWISS RE GRP 507 485 0.60 % 0.63 % 5.38 % 59.44 %
6 761 ALLIANZ INS GRP 449 365 2.99 % 3.67 % 4.76 % 64.20 %
7 968 AXA INS GRP 436 541 N/A N/A 4.62 % 68.83 %
8 1279 ARCH INS GRP 424 564 2.19 % 2.34 % 4.50 % 73.33 %
9 3219 SOMPO GRP 422 113 7.71 % 8.57 % 4.48 % 77.81 %
10 111 LIBERTY MUT GRP 396 343 0.00 % 0.00 % 4.20 % 82.01 %
**STATE TOTAL** 9,426 7,872 4.84 % 4.42 % 100.00 % 82.01 %

Pennsylvania 1 212 ZURICH INS GRP 7,316 6,238 41.34 % 41.19 % 21.67 % 21.67 %
2 12 AMERICAN INTL GRP 6,766 4,038 179.73 % 184.23 % 20.04 % 41.70 %
3 19 ASSURANT INC GRP 3,927 2,991 232.94 % 232.94 % 11.63 % 53.33 %
4 181 SWISS RE GRP 2,370 2,444 229.12 % 232.97 % 7.02 % 60.35 %
5 111 LIBERTY MUT GRP 2,267 1,433 3.84 % 3.84 % 6.71 % 67.07 %
6 968 AXA INS GRP 1,624 1,754 337.44 % 377.81 % 4.81 % 71.87 %
7 761 ALLIANZ INS GRP 1,490 1,390 N/A N/A 4.41 % 76.29 %
8 31 BERKSHIRE HATHAWAY GRP 1,417 1,181 72.15 % 76.73 % 4.20 % 80.48 %
9 1279 ARCH INS GRP 938 822 5.28 % 5.88 % 2.78 % 83.26 %
10 8 ALLSTATE INS GRP 732 705 78.11 % 78.03 % 2.17 % 85.43 %
**STATE TOTAL** 33,766 26,678 137.08 % 142.76 % 100.00 % 85.43 %

Rhode Island 1 12 AMERICAN INTL GRP 1,173 720 23.05 % 23.39 % 27.06 % 27.06 %
2 968 AXA INS GRP 588 527 21.34 % 24.13 % 13.57 % 40.63 %
3 212 ZURICH INS GRP 465 401 1.36 % 1.36 % 10.73 % 51.36 %
4 19 ASSURANT INC GRP 309 307 6.59 % 6.59 % 7.14 % 58.49 %
5 31 BERKSHIRE HATHAWAY GRP 301 211 24.51 % 26.65 % 6.95 % 65.45 %
6 111 LIBERTY MUT GRP 242 189 0.00 % 0.00 % 5.58 % 71.02 %
7 626 CHUBB LTD GRP 206 163 21.45 % 21.52 % 4.76 % 75.79 %
8 4967 TRANSVERSE INS GRP LLC GRP 181 64 35.16 % 35.16 % 4.17 % 79.95 %
9 3219 SOMPO GRP 169 57 8.97 % 9.96 % 3.90 % 83.86 %
10 1279 ARCH INS GRP 163 194 N/A N/A 3.76 % 87.62 %
**STATE TOTAL** 4,335 3,375 13.62 % 14.47 % 100.00 % 87.62 %

© 2022 National Association of Insurance Commissioners


127
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 12 AMERICAN INTL GRP 7,102 5,822 5.77 % 5.99 % 29.07 % 29.07 %
2 968 AXA INS GRP 3,225 2,979 N/A N/A 13.20 % 42.27 %
3 19 ASSURANT INC GRP 2,772 3,048 15.78 % 15.78 % 11.35 % 53.62 %
4 1279 ARCH INS GRP 2,045 1,908 0.03 % 0.04 % 8.37 % 61.99 %
5 212 ZURICH INS GRP 1,672 1,385 2.45 % 2.45 % 6.84 % 68.83 %
6 4967 TRANSVERSE INS GRP LLC GRP 1,176 346 29.45 % 29.45 % 4.81 % 73.64 %
7 761 ALLIANZ INS GRP 1,025 1,023 3.81 % 4.69 % 4.19 % 77.84 %
8 626 CHUBB LTD GRP 970 689 17.48 % 17.51 % 3.97 % 81.81 %
9 31 BERKSHIRE HATHAWAY GRP 953 777 18.61 % 20.36 % 3.90 % 85.71 %
10 111 LIBERTY MUT GRP 884 710 0.00 % 0.00 % 3.62 % 89.33 %
**STATE TOTAL** 24,430 21,200 5.75 % 5.83 % 100.00 % 89.33 %

South Dakota 1 212 ZURICH INS GRP 285 199 6.50 % 6.50 % 20.28 % 20.28 %
2 12 AMERICAN INTL GRP 252 98 29.06 % 29.22 % 17.89 % 38.17 %
3 968 AXA INS GRP 171 179 N/A N/A 12.13 % 50.30 %
4 181 SWISS RE GRP 104 150 0.59 % 0.59 % 7.42 % 57.73 %
5 111 LIBERTY MUT GRP 101 72 0.00 % 0.00 % 7.19 % 64.92 %
6 761 ALLIANZ INS GRP 85 53 0.00 % 0.00 % 6.02 % 70.94 %
7 8 ALLSTATE INS GRP 75 77 N/A N/A 5.30 % 76.24 %
8 19 ASSURANT INC GRP 68 60 0.73 % 0.73 % 4.83 % 81.07 %
9 1279 ARCH INS GRP 49 71 N/A N/A 3.49 % 84.56 %
10 62 EMC INS CO GRP 48 24 0.26 % 0.63 % 3.42 % 87.98 %
**STATE TOTAL** 1,407 1,098 0.59 % N/A 100.00 % 87.98 %

Tennessee 1 212 ZURICH INS GRP 2,522 2,032 1,186.72 % 1,179.10 % 18.61 % 18.61 %
2 19 ASSURANT INC GRP 1,709 1,402 74.54 % 74.54 % 12.61 % 31.22 %
3 181 SWISS RE GRP 1,532 1,065 4.63 % 6.29 % 11.31 % 42.53 %
4 111 LIBERTY MUT GRP 1,434 1,031 0.00 % 0.00 % 10.58 % 53.11 %
5 12 AMERICAN INTL GRP 1,210 742 48.63 % 49.68 % 8.93 % 62.04 %
6 968 AXA INS GRP 778 833 216.47 % 238.13 % 5.74 % 67.78 %
7 761 ALLIANZ INS GRP 770 690 3.64 % 4.31 % 5.68 % 73.46 %
8 1279 ARCH INS GRP 692 797 42.58 % 43.08 % 5.11 % 78.56 %
9 3219 SOMPO GRP 563 278 5.91 % 6.57 % 4.16 % 82.72 %
10 501 ALLEGHANY GRP 530 493 0.00 % 0.00 % 3.91 % 86.63 %
**STATE TOTAL** 13,551 10,831 267.26 % 268.01 % 100.00 % 86.63 %

Texas 1 212 ZURICH INS GRP 13,137 10,613 4.30 % 5.25 % 13.20 % 13.20 %
2 12 AMERICAN INTL GRP 12,526 7,663 17.71 % 19.14 % 12.59 % 25.79 %
3 968 AXA INS GRP 11,004 9,431 3.97 % 4.79 % 11.06 % 36.85 %
4 19 ASSURANT INC GRP 10,789 10,325 3.96 % 3.96 % 10.84 % 47.69 %
5 31 BERKSHIRE HATHAWAY GRP 7,947 6,665 9.78 % 10.33 % 7.99 % 55.67 %
6 1279 ARCH INS GRP 5,833 5,671 3.91 % 4.15 % 5.86 % 61.54 %
7 181 SWISS RE GRP 5,569 5,158 0.48 % N/A 5.60 % 67.13 %
8 501 ALLEGHANY GRP 4,597 4,229 0.00 % 0.00 % 4.62 % 71.75 %
9 111 LIBERTY MUT GRP 4,170 3,995 N/A N/A 4.19 % 75.94 %
10 761 ALLIANZ INS GRP 3,418 3,199 6.48 % 7.61 % 3.43 % 79.38 %
**STATE TOTAL** 99,511 80,450 7.77 % 8.10 % 100.00 % 79.38 %

© 2022 National Association of Insurance Commissioners


128
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 3219 SOMPO GRP 1,262 629 6.73 % 7.48 % 23.41 % 23.41 %
2 212 ZURICH INS GRP 719 552 141.56 % 139.92 % 13.34 % 36.75 %
3 12 AMERICAN INTL GRP 690 389 93.44 % 96.07 % 12.81 % 49.56 %
4 361 MUNICH RE GRP 411 362 19.68 % 20.64 % 7.63 % 57.19 %
5 761 ALLIANZ INS GRP 313 284 3.61 % 4.17 % 5.81 % 63.01 %
6 4977 PALOMAR HOLDINGS GRP 303 252 32.26 % 36.84 % 5.62 % 68.63 %
7 111 LIBERTY MUT GRP 273 213 0.00 % 0.00 % 5.06 % 73.69 %
8 19 ASSURANT INC GRP 209 194 0.70 % 0.70 % 3.88 % 77.57 %
9 968 AXA INS GRP 175 231 N/A N/A 3.25 % 80.81 %
10 8 ALLSTATE INS GRP 166 154 0.62 % 0.53 % 3.07 % 83.89 %
**STATE TOTAL** 5,389 4,028 33.20 % 33.18 % 100.00 % 83.89 %

Vermont 1 12 AMERICAN INTL GRP 295 227 22.89 % 23.00 % 17.84 % 17.84 %
2 212 ZURICH INS GRP 210 108 13.65 % 13.65 % 12.70 % 30.54 %
3 1279 ARCH INS GRP 188 127 1.65 % 1.76 % 11.38 % 41.92 %
4 501 ALLEGHANY GRP 184 171 0.00 % 0.00 % 11.10 % 53.02 %
5 361 MUNICH RE GRP 168 167 21.63 % 22.61 % 10.18 % 63.19 %
6 111 LIBERTY MUT GRP 110 107 N/A N/A 6.66 % 69.86 %
7 19 ASSURANT INC GRP 101 90 0.08 % 0.08 % 6.12 % 75.98 %
8 4969 TRISURA GRP 98 55 0.00 % 0.00 % 5.92 % 81.90 %
9 181 SWISS RE GRP 73 70 0.10 % 0.09 % 4.41 % 86.30 %
10 968 AXA INS GRP 71 62 N/A N/A 4.28 % 90.58 %
**STATE TOTAL** 1,653 1,303 6.16 % 5.59 % 100.00 % 90.58 %

Virginia 1 968 AXA INS GRP 3,121 3,174 N/A N/A 17.50 % 17.50 %
2 212 ZURICH INS GRP 2,935 2,673 2.64 % 2.48 % 16.46 % 33.96 %
3 12 AMERICAN INTL GRP 2,556 1,800 25.73 % 26.30 % 14.33 % 48.29 %
4 19 ASSURANT INC GRP 1,983 1,962 1.86 % 1.86 % 11.12 % 59.41 %
5 761 ALLIANZ INS GRP 946 883 N/A N/A 5.31 % 64.72 %
6 111 LIBERTY MUT GRP 886 737 0.00 % 0.00 % 4.97 % 69.68 %
7 31 BERKSHIRE HATHAWAY GRP 627 508 1.68 % 2.15 % 3.51 % 73.19 %
8 1279 ARCH INS GRP 619 680 N/A N/A 3.47 % 76.66 %
9 4967 TRANSVERSE INS GRP LLC GRP 542 189 36.47 % 36.47 % 3.04 % 79.70 %
10 361 MUNICH RE GRP 512 285 20.90 % 22.23 % 2.87 % 82.57 %
**STATE TOTAL** 17,835 15,704 1.54 % 1.13 % 100.00 % 82.57 %

Washington 1 212 ZURICH INS GRP 2,412 2,011 3.64 % 3.64 % 16.69 % 16.69 %
2 12 AMERICAN INTL GRP 1,619 961 64.09 % 64.46 % 11.20 % 27.89 %
3 361 MUNICH RE GRP 1,502 1,336 18.88 % 19.82 % 10.39 % 38.28 %
4 111 LIBERTY MUT GRP 1,213 952 0.00 % 0.00 % 8.39 % 46.68 %
5 19 ASSURANT INC GRP 1,078 1,378 5.42 % 5.42 % 7.46 % 54.13 %
6 1279 ARCH INS GRP 965 928 8.11 % 8.96 % 6.67 % 60.81 %
7 761 ALLIANZ INS GRP 776 683 3.19 % 4.30 % 5.37 % 66.18 %
8 968 AXA INS GRP 709 783 N/A N/A 4.91 % 71.08 %
9 3219 SOMPO GRP 664 190 7.38 % 8.20 % 4.59 % 75.67 %
10 181 SWISS RE GRP 652 574 0.71 % 0.90 % 4.51 % 80.18 %
**STATE TOTAL** 14,454 12,274 43.32 % 45.76 % 100.00 % 80.18 %

© 2022 National Association of Insurance Commissioners


129
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 12 AMERICAN INTL GRP 1,884 948 30.83 % 31.48 % 37.32 % 37.32 %
2 212 ZURICH INS GRP 561 506 3.59 % 3.59 % 11.12 % 48.44 %
3 19 ASSURANT INC GRP 431 424 26.55 % 26.55 % 8.53 % 56.97 %
4 968 AXA INS GRP 402 360 32.96 % 38.11 % 7.97 % 64.94 %
5 181 SWISS RE GRP 304 343 1.94 % 2.01 % 6.01 % 70.95 %
6 31 BERKSHIRE HATHAWAY GRP 290 210 24.58 % 27.32 % 5.75 % 76.71 %
7 8 ALLSTATE INS GRP 208 244 N/A N/A 4.11 % 80.82 %
8 4967 TRANSVERSE INS GRP LLC GRP 182 51 34.46 % 34.46 % 3.60 % 84.42 %
9 1279 ARCH INS GRP 174 152 5.47 % 5.83 % 3.45 % 87.88 %
10 4969 TRISURA GRP 148 109 40.19 % 42.81 % 2.93 % 90.80 %
**STATE TOTAL** 5,047 3,716 17.97 % 18.89 % 100.00 % 90.80 %

Wisconsin 1 212 ZURICH INS GRP 2,526 1,783 5.82 % 5.84 % 24.72 % 24.72 %
2 968 AXA INS GRP 1,443 1,600 N/A N/A 14.13 % 38.85 %
3 111 LIBERTY MUT GRP 1,017 799 N/A N/A 9.95 % 48.79 %
4 181 SWISS RE GRP 836 653 12.02 % 12.33 % 8.18 % 56.98 %
5 12 AMERICAN INTL GRP 809 551 15.76 % 15.84 % 7.91 % 64.89 %
6 761 ALLIANZ INS GRP 542 502 N/A N/A 5.31 % 70.20 %
7 31 BERKSHIRE HATHAWAY GRP 389 246 24.99 % 26.45 % 3.81 % 74.01 %
8 19 ASSURANT INC GRP 387 381 1.30 % 1.30 % 3.79 % 77.79 %
9 62 EMC INS CO GRP 352 240 0.31 % 0.68 % 3.45 % 81.24 %
10 361 MUNICH RE GRP 333 228 28.33 % 29.49 % 3.26 % 84.50 %
**STATE TOTAL** 10,219 8,220 N/A N/A 100.00 % 84.50 %

Wyoming 1 12 AMERICAN INTL GRP 650 483 17.54 % 17.56 % 37.02 % 37.02 %
2 212 ZURICH INS GRP 428 227 13.55 % 13.55 % 24.40 % 61.42 %
3 626 CHUBB LTD GRP 157 140 15.13 % 15.05 % 8.95 % 70.36 %
4 361 MUNICH RE GRP 133 126 18.44 % 19.39 % 7.58 % 77.94 %
5 4969 TRISURA GRP 65 50 0.00 % 0.00 % 3.71 % 81.66 %
6 761 ALLIANZ INS GRP 61 61 4.54 % 4.54 % 3.50 % 85.15 %
7 19 ASSURANT INC GRP 54 50 N/A N/A 3.09 % 88.24 %
8 111 LIBERTY MUT GRP 40 15 0.00 % 0.00 % 2.30 % 90.55 %
9 968 AXA INS GRP 40 36 N/A N/A 2.27 % 92.81 %
10 8 ALLSTATE INS GRP 31 33 N/A N/A 1.77 % 94.58 %
**STATE TOTAL** 1,755 1,290 10.03 % 9.34 % 100.00 % 94.58 %

Guam 1 19 ASSURANT INC GRP 10 10 N/A N/A 98.71 % 98.71 %


2 968 AXA INS GRP 0 0 N/A N/A 1.16 % 99.87 %
3 1279 ARCH INS GRP 0 0 N/A N/A 0.10 % 99.97 %
4 761 ALLIANZ INS GRP 0 0 0.00 % 0.00 % 0.03 % 100.00 %
**STATE TOTAL** 10 10 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


130
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
02.5 ‐ Private Flood

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 411 MAPFRE INS GRP 15,367 15,115 4.48 % 5.63 % 67.15 % 67.15 %
2 3593 USIC GRP 6,458 6,392 0.19 % 0.64 % 28.22 % 95.37 %
3 19 ASSURANT INC GRP 414 455 3.01 % 3.01 % 1.81 % 97.18 %
4 181 SWISS RE GRP 182 145 12.35 % 61.87 % 0.79 % 97.97 %
5 761 ALLIANZ INS GRP 160 162 4.00 % 5.26 % 0.70 % 98.67 %
6 968 AXA INS GRP 145 145 N/A N/A 0.63 % 99.31 %
7 4802 TRIPLE S GRP 66 55 0.00 % 0.00 % 0.29 % 99.59 %
8 212 ZURICH INS GRP 35 32 N/A N/A 0.15 % 99.74 %
9 31 BERKSHIRE HATHAWAY GRP 23 21 27.75 % 29.22 % 0.10 % 99.85 %
10 111 LIBERTY MUT GRP 22 22 0.00 % 0.00 % 0.09 % 99.94 %
**STATE TOTAL** 22,884 22,548 3.13 % 4.32 % 100.00 % 99.94 %

U.S. Virgin Islands 1 181 SWISS RE GRP 81 224 7.22 % 7.90 % 78.50 % 78.50 %
2 19 ASSURANT INC GRP 19 23 0.27 % 0.27 % 18.25 % 96.75 %
3 3219 SOMPO GRP 1 0 6.54 % 7.17 % 1.38 % 98.13 %
4 212 ZURICH INS GRP 1 1 17.62 % 17.62 % 1.35 % 99.47 %
5 31 BERKSHIRE HATHAWAY GRP 0 0 27.78 % 29.17 % 0.42 % 99.89 %
6 501 ALLEGHANY GRP 0 0 0.00 % 0.00 % 0.09 % 99.98 %
7 1279 ARCH INS GRP 0 4 N/A N/A 0.02 % 100.00 %
**STATE TOTAL** 103 252 4.34 % 4.80 % 100.00 % 100.00 %

N. Mariana Islands 1 968 AXA INS GRP 0 0 12.64 % 17.03 % 100.00 % 100.00 %
**STATE TOTAL** 0 0 12.64 % 17.03 % 100.00 % 100.00 %

Canada 1 181 SWISS RE GRP 13,815 13,267 3.41 % 3.65 % 80.21 % 80.21 %
2 31 BERKSHIRE HATHAWAY GRP 3,336 3,097 19.85 % 20.91 % 19.37 % 99.58 %
3 169 SENTRY INS GRP 61 43 18.54 % 19.75 % 0.35 % 99.93 %
4 968 AXA INS GRP 7 6 N/A N/A 0.04 % 99.97 %
5 1279 ARCH INS GRP 5 7 11.87 % 12.65 % 0.03 % 100.00 %
**STATE TOTAL** 17,223 16,421 5.90 % 6.08 % 100.00 % 100.00 %

Agg. Other Alien 1 31 BERKSHIRE HATHAWAY GRP 9,646 9,805 N/A N/A 64.11 % 64.11 %
2 212 ZURICH INS GRP 3,540 2,399 83.82 % 83.38 % 23.53 % 87.63 %
3 761 ALLIANZ INS GRP 813 924 3.13 % 3.69 % 5.40 % 93.04 %
4 12 AMERICAN INTL GRP 650 316 339.04 % 355.10 % 4.32 % 97.35 %
5 181 SWISS RE GRP 191 170 8.93 % 9.78 % 1.27 % 98.62 %
6 968 AXA INS GRP 183 138 N/A N/A 1.22 % 99.84 %
7 1279 ARCH INS GRP 24 50 8.74 % 9.31 % 0.16 % 100.00 %
8 98 WR BERKLEY CORP GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 15,046 13,803 18.78 % 17.51 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


131
03—Farmowners Multiple Peril

© 2022 National Association of Insurance Commissioners


132
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 140 NATIONWIDE CORP GRP 566,291 559,110 61.88 % 63.77 % 11.39 % 11.39 %
2 513 IOWA FARM BUREAU GRP 373,023 361,226 83.10 % 83.36 % 7.50 % 18.89 %
3 176 STATE FARM GRP 324,636 311,343 58.60 % 59.39 % 6.53 % 25.42 %
4 809 TEXAS FARM BUREAU MUT GRP 224,218 217,555 88.26 % 88.74 % 4.51 % 29.93 %
5 3548 TRAVELERS GRP 218,445 217,515 48.97 % 51.53 % 4.39 % 34.32 %
6 50 COUNTRY INS & FIN SERV GRP 179,254 173,710 56.65 % 57.28 % 3.61 % 37.93 %
7 473 AMERICAN FAMILY INS GRP 157,129 150,310 66.94 % 68.12 % 3.16 % 41.09 %
8 111 LIBERTY MUT GRP 155,255 148,385 56.28 % 57.95 % 3.12 % 44.21 %
9 13889 FARMERS MUT INS CO OF NE 134,320 129,429 77.65 % 77.96 % 2.70 % 46.91 %
10 694 TENNESSEE FARMERS GRP 129,744 127,519 68.74 % 71.13 % 2.61 % 49.52 %
11 109 KENTUCKY FARM BUREAU GRP 117,358 114,704 101.41 % 102.58 % 2.36 % 51.88 %
12 280 AUTO OWNERS GRP 113,892 111,851 53.36 % 55.55 % 2.29 % 54.17 %
13 175 STATE AUTO MUT GRP 102,693 91,716 72.21 % 73.49 % 2.07 % 56.24 %
14 228 WESTFIELD GRP 92,897 89,126 73.39 % 73.79 % 1.87 % 58.11 %
15 542 INDIANA FARM BUREAU GRP 92,100 90,149 48.37 % 48.96 % 1.85 % 59.96 %
16 626 CHUBB LTD GRP 87,209 80,621 60.32 % 63.33 % 1.75 % 61.71 %
17 96 SECURA INS GRP 84,417 78,944 79.78 % 81.41 % 1.70 % 63.41 %
18 561 GEORGIA FARM BUREAU GRP 84,346 81,981 50.30 % 51.96 % 1.70 % 65.11 %
19 67 MICHIGAN FARM BUREAU GRP 83,564 80,712 103.64 % 104.90 % 1.68 % 66.79 %
20 214 ALLIANCE INS GRP 83,171 79,336 58.43 % 59.13 % 1.67 % 68.46 %
21 15091 RURAL MUT INS CO 73,631 72,301 48.25 % 49.76 % 1.48 % 69.94 %
22 514 MISSOURI FARM BUREAU GRP 69,040 65,906 74.49 % 75.79 % 1.39 % 71.33 %
23 220 OKLAHOMA FARM BUREAU GRP 67,076 65,070 46.61 % 47.19 % 1.35 % 72.68 %
24 84 AMERICAN FINANCIAL GRP 66,221 63,995 37.52 % 42.91 % 1.33 % 74.01 %
25 14176 HASTINGS MUT INS CO 63,948 63,842 77.90 % 79.19 % 1.29 % 75.30 %
26 203 VIRGINIA FARM BUREAU GRP 62,416 60,953 56.99 % 57.76 % 1.26 % 76.55 %
27 698 NORTH STAR CO GRP 60,228 57,511 54.37 % 54.96 % 1.21 % 77.77 %
28 5 ALFA INS GRP 53,780 52,547 56.69 % 57.06 % 1.08 % 78.85 %
29 4761 EVERETT MUT GRP 53,098 53,986 42.12 % 43.15 % 1.07 % 79.91 %
30 333 MUTUAL OF ENUMCLAW GRP 44,841 42,824 61.58 % 65.58 % 0.90 % 80.82 %
31 13757 FARM BUREAU MUT INS CO OF AR INC 42,469 39,206 92.69 % 93.85 % 0.85 % 81.67 %
32 1321 AMERICAN FARMERS & RANCHERS GRP 42,188 40,828 61.60 % 63.83 % 0.85 % 82.52 %
33 123 SHELTER INS GRP 38,719 38,290 64.19 % 64.13 % 0.78 % 83.30 %
34 3500 NODAK MUT GRP 38,527 39,004 57.97 % 57.57 % 0.77 % 84.07 %
35 22624 INDIANA FARMERS MUT INS CO 36,812 35,256 65.11 % 66.39 % 0.74 % 84.81 %
36 842 FARM BUREAU GRP 34,489 33,731 57.10 % 56.56 % 0.69 % 85.51 %
37 4919 AGRARIA MUT GRP 34,376 33,133 67.43 % 68.67 % 0.69 % 86.20 %
38 8 ALLSTATE INS GRP 30,305 31,193 40.75 % 40.98 % 0.61 % 86.81 %
39 4683 MOUNTAIN WEST FARM GRP 29,711 28,355 75.84 % 73.43 % 0.60 % 87.41 %
40 324 NORTH CAROLINA FARM BUREAU GRP 29,383 29,075 41.80 % 42.13 % 0.59 % 88.00 %
41 83 GRANGE INS GRP 28,547 27,669 43.03 % 46.01 % 0.57 % 88.57 %
42 4787 GOODVILLE MUT GRP 28,232 27,807 34.94 % 35.45 % 0.57 % 89.14 %
43 13501 BRETHREN MUT INS CO 25,570 25,436 36.88 % 36.94 % 0.51 % 89.65 %
44 963 OHIO MUT GRP 25,364 24,723 48.46 % 49.52 % 0.51 % 90.16 %
45 207 WESTERN RESERVE GRP 23,484 22,935 36.40 % 37.03 % 0.47 % 90.64 %
46 35 CELINA GRP 23,347 22,321 54.27 % 54.03 % 0.47 % 91.10 %
47 16330 RAM MUT INS CO 19,684 18,785 118.90 % 120.01 % 0.40 % 91.50 %
48 205 DE SMET INS GRP 16,530 16,258 43.91 % 45.78 % 0.33 % 91.83 %
49 483 SOUTHERN FARM BUREAU CAS GRP 14,966 14,708 45.05 % 40.02 % 0.30 % 92.13 %
50 267 GRANGE MUT CAS GRP 14,723 14,818 51.55 % 51.12 % 0.30 % 92.43 %
51 18309 PIONEER STATE MUT INS CO 14,066 13,720 75.22 % 76.21 % 0.28 % 92.71 %
52 645 OREGON MUT GRP 13,839 12,807 50.23 % 52.12 % 0.28 % 92.99 %
53 14451 MARYSVILLE MUT INS CO 13,633 13,207 93.18 % 96.14 % 0.27 % 93.27 %
54 785 MARKEL CORP GRP 13,481 13,367 61.34 % 68.84 % 0.27 % 93.54 %
55 10374 ERIE & NIAGRA INS ASSOC 13,217 12,875 33.49 % 35.60 % 0.27 % 93.80 %
56 4233 WL DUNN GRP 12,997 13,385 48.83 % 49.24 % 0.26 % 94.06 %
57 15881 BREMEN FARMERS MUT INS CO 12,516 12,365 72.92 % 76.49 % 0.25 % 94.32 %
58 28436 FARMERS UNION MUT INS CO 12,441 11,775 81.26 % 81.20 % 0.25 % 94.57 %
59 18686 CO OPERATIVE INS COS 11,786 11,754 36.27 % 36.55 % 0.24 % 94.80 %
60 46 BUCKEYE INS GRP 11,530 11,404 76.10 % 76.91 % 0.23 % 95.03 %
61 10831 MT MORRIS MUT INS CO 11,312 10,877 71.23 % 71.64 % 0.23 % 95.26 %
62 98 WR BERKLEY CORP GRP 10,241 10,431 N/A N/A 0.21 % 95.47 %
63 55 AUTOMOBILE CLUB MI GRP 9,922 9,768 121.45 % 124.92 % 0.20 % 95.67 %
64 26735 FRONTIER MT CARROLL MUT INS CO 9,624 9,702 57.94 % 57.94 % 0.19 % 95.86 %
65 4780 MENNONITE MUT GRP 8,911 8,418 44.37 % 44.76 % 0.18 % 96.04 %
© 2022 National Association of Insurance Commissioners
133
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 11878 MUTUALAID EXCHANGE 8,768 8,688 64.26 % 64.63 % 0.18 % 96.22 %
67 144 NORFOLK & DEDHAM GRP 8,716 8,987 229.56 % 231.10 % 0.18 % 96.39 %
68 4994 LOUDOUN MUT GRP 8,347 8,271 28.66 % 29.31 % 0.17 % 96.56 %
69 532 CAMERON MUT GRP 8,013 7,917 52.03 % 52.38 % 0.16 % 96.72 %
70 250 DONEGAL GRP 8,006 8,565 33.42 % 34.38 % 0.16 % 96.88 %
71 27022 WISCONSIN MUT INS CO 7,954 7,703 70.76 % 72.62 % 0.16 % 97.04 %
72 4720 CONIFER HOLDINGS GRP 7,223 4,588 33.88 % 35.43 % 0.15 % 97.19 %
73 4678 WAYNE & WASHINGTON MUT GRP 6,983 6,716 34.98 % 35.92 % 0.14 % 97.33 %
74 34606 CENTER MUT INS CO 6,725 6,712 59.62 % 60.02 % 0.14 % 97.46 %
75 15296 UPLAND MUT INS INC 6,587 6,499 82.72 % 86.08 % 0.13 % 97.60 %
76 11036 MCMILLAN WARNER MUT INS CO 5,993 6,027 49.73 % 52.56 % 0.12 % 97.72 %
77 3098 TOKIO MARINE HOLDINGS INC GRP 5,851 4,213 42.12 % 43.74 % 0.12 % 97.83 %
78 899 ROCKINGHAM GRP 5,737 5,688 21.46 % 21.55 % 0.12 % 97.95 %
79 4339 FARMERS & MECHANICS GRP 5,043 4,879 45.71 % 47.10 % 0.10 % 98.05 %
80 4849 MUTUAL OF WAUSAU GRP 4,935 4,898 101.44 % 102.41 % 0.10 % 98.15 %
81 27065 ROCKFORD MUT INS CO 4,679 4,379 53.45 % 54.75 % 0.09 % 98.24 %
82 14885 NORTHWEST GF MUT INS CO 4,443 4,324 63.16 % 63.65 % 0.09 % 98.33 %
83 4714 MILLVILLE MUT GRP 3,964 3,928 43.10 % 43.26 % 0.08 % 98.41 %
84 3407 TUSCARORA GRP 3,682 3,629 38.01 % 38.01 % 0.07 % 98.49 %
85 291 ENCOVA MUT INS GRP 3,595 4,135 28.77 % 28.27 % 0.07 % 98.56 %
86 4785 ALLEGANY COOP & CONEMAUGH VALLEY GRP 3,527 3,444 19.46 % 21.24 % 0.07 % 98.63 %
87 474 FCCI MUT INS GRP 3,478 3,608 168.02 % 169.86 % 0.07 % 98.70 %
88 44377 HALIFAX MUT INS CO 3,448 3,401 42.65 % 42.65 % 0.07 % 98.77 %
89 15997 MMG INS CO 3,287 3,235 56.69 % 57.25 % 0.07 % 98.84 %
90 31780 MAPLE VALLEY MUT INS CO 3,163 3,132 28.14 % 28.36 % 0.06 % 98.90 %
91 920 GLOBAL IND GRP 2,856 2,756 60.80 % 60.80 % 0.06 % 98.96 %
92 2878 UNITED HERITAGE MUT GRP 2,829 2,864 62.13 % 64.31 % 0.06 % 99.01 %
93 16683 NORTH CAROLINA GRANGE MUT INS CO 2,772 2,843 42.84 % 43.00 % 0.06 % 99.07 %
94 14036 GERMANTOWN MUT INS CO 2,517 2,453 47.68 % 46.89 % 0.05 % 99.12 %
95 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 2,454 2,468 8.05 % 3.92 % 0.05 % 99.17 %
96 14362 KANSAS MUT INS CO 2,392 2,351 74.29 % 76.09 % 0.05 % 99.22 %
97 43290 WAYNE COOP INS CO 2,296 2,252 35.48 % 37.46 % 0.05 % 99.26 %
98 1319 LITITZ MUT GRP 2,275 2,266 58.58 % 59.21 % 0.05 % 99.31 %
99 10719 UNITED MUT INS CO 2,248 2,226 91.24 % 91.24 % 0.05 % 99.35 %
100 28681 UNION MUT INS CO 1,915 1,476 38.55 % 41.10 % 0.04 % 99.39 %
101 12610 SOUTHERN TRUST INS CO 1,849 1,550 6.87 % 8.26 % 0.04 % 99.43 %
102 17647 UNITED HOME INS CO 1,777 1,767 31.31 % 31.49 % 0.04 % 99.47 %
103 11767 EAGLE POINT MUT INS CO 1,390 1,333 47.34 % 47.34 % 0.03 % 99.49 %
104 43826 CENTRAL CO OPERATIVE INS CO 1,378 1,376 65.58 % 66.11 % 0.03 % 99.52 %
105 17094 FARMERS MUT FIRE INS CO OF MARBLE 1,370 1,374 27.23 % 27.23 % 0.03 % 99.55 %
106 27766 MISSOURI VALLEY MUT INS CO 1,306 1,305 24.73 % 24.80 % 0.03 % 99.58 %
107 14656 MUNICIPAL MUT INS CO 1,290 1,070 69.51 % 69.57 % 0.03 % 99.60 %
108 26835 MIDROX INS CO 1,284 1,323 44.47 % 47.28 % 0.03 % 99.63 %
109 16888 BEDFORD GRANGE MUT INS CO 1,260 1,224 3.99 % 3.99 % 0.03 % 99.65 %
110 43842 FINGER LAKES FIRE & CAS INS CO 1,072 1,029 34.36 % 35.96 % 0.02 % 99.67 %
111 17329 JUNIATA MUT INS CO 1,045 1,047 26.08 % 26.08 % 0.02 % 99.70 %
112 14443 MADISON MUT INS CO 963 933 100.25 % 104.05 % 0.02 % 99.71 %
113 10989 ELLINGTON MUT INS CO 923 910 56.60 % 56.94 % 0.02 % 99.73 %
114 10720 CAROLINA FARMERS MUT INS CO 897 898 126.42 % 126.42 % 0.02 % 99.75 %
115 195 UNION MUTUAL FIRE INS GRP 827 826 23.84 % 24.34 % 0.02 % 99.77 %
116 11387 FORWARD MUT INS CO 811 843 34.91 % 34.91 % 0.02 % 99.78 %
117 10364 GENESEE PATRONS COOP INS CO 780 752 19.53 % 20.66 % 0.02 % 99.80 %
118 16918 BRIAR CREEK MUT INS CO 712 736 12.05 % 12.05 % 0.01 % 99.81 %
119 43869 NORTH COUNTRY INS CO 675 683 22.59 % 26.03 % 0.01 % 99.83 %
120 13190 ALAMANCE FARMERS MUT INS CO 632 650 53.71 % 53.64 % 0.01 % 99.84 %
121 457 ARGO GRP US INC GRP 589 607 27.35 % 30.04 % 0.01 % 99.85 %
122 10370 WASHINGTON CNTY COOP INS 549 541 18.83 % 21.00 % 0.01 % 99.86 %
123 17108 FARMERS MUT FIRE INS CO OF MCCANDLES 521 528 4.97 % 5.82 % 0.01 % 99.87 %
124 17191 GRANGE MUT FIRE INS CO 508 508 114.65 % 116.62 % 0.01 % 99.88 %
125 43877 FIRST MUT INS CO 491 488 14.88 % 14.88 % 0.01 % 99.89 %
**INDUSTRY TOTAL** 4,972,052 4,841,996 64.76 % 66.02 % 100.00 % 99.89 %

© 2022 National Association of Insurance Commissioners


134
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 140 NATIONWIDE CORP GRP 566,291 559,110 61.88 % 63.77 % 11.39 % 11.39 %
2 513 IOWA FARM BUREAU GRP 373,023 361,226 83.10 % 83.36 % 7.51 % 18.90 %
3 176 STATE FARM GRP 324,636 311,343 58.60 % 59.38 % 6.53 % 25.43 %
4 809 TEXAS FARM BUREAU MUT GRP 224,218 217,555 88.26 % 88.74 % 4.51 % 29.94 %
5 3548 TRAVELERS GRP 218,445 217,515 48.97 % 51.53 % 4.40 % 34.34 %
6 50 COUNTRY INS & FIN SERV GRP 179,254 173,710 56.65 % 57.28 % 3.61 % 37.95 %
7 473 AMERICAN FAMILY INS GRP 157,129 150,310 66.94 % 68.12 % 3.16 % 41.11 %
8 111 LIBERTY MUT GRP 155,255 148,385 56.28 % 57.95 % 3.12 % 44.23 %
9 13889 FARMERS MUT INS CO OF NE 134,320 129,429 77.65 % 77.96 % 2.70 % 46.93 %
10 694 TENNESSEE FARMERS GRP 129,744 127,519 68.74 % 71.13 % 2.61 % 49.54 %
11 109 KENTUCKY FARM BUREAU GRP 117,358 114,704 101.41 % 102.58 % 2.36 % 51.91 %
12 280 AUTO OWNERS GRP 113,892 111,851 53.36 % 55.55 % 2.29 % 54.20 %
13 175 STATE AUTO MUT GRP 102,693 91,716 72.21 % 73.49 % 2.07 % 56.26 %
14 228 WESTFIELD GRP 92,897 89,126 73.39 % 73.79 % 1.87 % 58.13 %
15 542 INDIANA FARM BUREAU GRP 92,100 90,149 48.37 % 48.96 % 1.85 % 59.99 %
16 626 CHUBB LTD GRP 87,209 80,621 60.32 % 63.33 % 1.75 % 61.74 %
17 96 SECURA INS GRP 84,417 78,944 79.78 % 81.41 % 1.70 % 63.44 %
18 561 GEORGIA FARM BUREAU GRP 84,346 81,981 50.30 % 51.96 % 1.70 % 65.14 %
19 67 MICHIGAN FARM BUREAU GRP 83,564 80,712 103.64 % 104.90 % 1.68 % 66.82 %
20 214 ALLIANCE INS GRP 83,171 79,336 58.43 % 59.13 % 1.67 % 68.49 %
21 15091 RURAL MUT INS CO 73,631 72,301 48.25 % 49.76 % 1.48 % 69.97 %
22 514 MISSOURI FARM BUREAU GRP 69,040 65,906 74.49 % 75.79 % 1.39 % 71.36 %
23 220 OKLAHOMA FARM BUREAU GRP 67,076 65,070 46.61 % 47.19 % 1.35 % 72.71 %
24 84 AMERICAN FINANCIAL GRP 64,103 61,912 38.86 % 44.49 % 1.29 % 74.00 %
25 14176 HASTINGS MUT INS CO 63,948 63,842 77.90 % 79.19 % 1.29 % 75.29 %
26 203 VIRGINIA FARM BUREAU GRP 62,416 60,953 56.99 % 57.76 % 1.26 % 76.54 %
27 698 NORTH STAR CO GRP 60,228 57,511 54.37 % 54.96 % 1.21 % 77.76 %
28 5 ALFA INS GRP 53,780 52,547 56.69 % 57.06 % 1.08 % 78.84 %
29 4761 EVERETT MUT GRP 53,098 53,986 42.12 % 43.15 % 1.07 % 79.91 %
30 333 MUTUAL OF ENUMCLAW GRP 44,841 42,824 61.58 % 65.58 % 0.90 % 80.81 %
31 13757 FARM BUREAU MUT INS CO OF AR INC 42,469 39,206 92.69 % 93.85 % 0.85 % 81.66 %
32 1321 AMERICAN FARMERS & RANCHERS GRP 42,188 40,828 61.60 % 63.83 % 0.85 % 82.51 %
33 123 SHELTER INS GRP 38,719 38,290 64.19 % 64.13 % 0.78 % 83.29 %
34 3500 NODAK MUT GRP 38,527 39,004 57.97 % 57.57 % 0.78 % 84.07 %
35 22624 INDIANA FARMERS MUT INS CO 36,812 35,256 65.11 % 66.39 % 0.74 % 84.81 %
36 842 FARM BUREAU GRP 34,489 33,731 57.10 % 56.56 % 0.69 % 85.50 %
37 4919 AGRARIA MUT GRP 34,376 33,133 67.43 % 68.67 % 0.69 % 86.19 %
38 8 ALLSTATE INS GRP 30,305 31,193 40.75 % 40.98 % 0.61 % 86.80 %
39 4683 MOUNTAIN WEST FARM GRP 29,711 28,355 75.84 % 73.43 % 0.60 % 87.40 %
40 324 NORTH CAROLINA FARM BUREAU GRP 29,383 29,075 41.80 % 42.13 % 0.59 % 87.99 %
41 83 GRANGE INS GRP 28,547 27,669 43.03 % 46.01 % 0.57 % 88.57 %
42 4787 GOODVILLE MUT GRP 28,232 27,807 34.94 % 35.45 % 0.57 % 89.13 %
43 13501 BRETHREN MUT INS CO 25,570 25,436 36.88 % 36.94 % 0.51 % 89.65 %
44 963 OHIO MUT GRP 25,364 24,723 48.46 % 49.52 % 0.51 % 90.16 %
45 207 WESTERN RESERVE GRP 23,484 22,935 36.40 % 37.03 % 0.47 % 90.63 %
46 35 CELINA GRP 23,347 22,321 54.27 % 54.03 % 0.47 % 91.10 %
47 16330 RAM MUT INS CO 19,684 18,785 118.90 % 120.01 % 0.40 % 91.50 %
48 205 DE SMET INS GRP 16,530 16,258 43.91 % 45.78 % 0.33 % 91.83 %
49 483 SOUTHERN FARM BUREAU CAS GRP 14,966 14,708 45.05 % 40.02 % 0.30 % 92.13 %
50 267 GRANGE MUT CAS GRP 14,723 14,818 51.55 % 51.12 % 0.30 % 92.43 %
51 18309 PIONEER STATE MUT INS CO 14,066 13,720 75.22 % 76.21 % 0.28 % 92.71 %
52 645 OREGON MUT GRP 13,839 12,807 50.23 % 52.12 % 0.28 % 92.99 %
53 14451 MARYSVILLE MUT INS CO 13,633 13,207 93.18 % 96.14 % 0.27 % 93.26 %
54 785 MARKEL CORP GRP 13,481 13,367 61.34 % 68.84 % 0.27 % 93.53 %
55 10374 ERIE & NIAGRA INS ASSOC 13,217 12,875 33.49 % 35.60 % 0.27 % 93.80 %
56 4233 WL DUNN GRP 12,997 13,385 48.83 % 49.24 % 0.26 % 94.06 %
57 15881 BREMEN FARMERS MUT INS CO 12,516 12,365 72.92 % 76.49 % 0.25 % 94.31 %
58 28436 FARMERS UNION MUT INS CO 12,441 11,775 81.26 % 81.20 % 0.25 % 94.56 %
59 18686 CO OPERATIVE INS COS 11,786 11,754 36.27 % 36.55 % 0.24 % 94.80 %
60 46 BUCKEYE INS GRP 11,530 11,404 76.10 % 76.91 % 0.23 % 95.03 %
61 10831 MT MORRIS MUT INS CO 11,312 10,877 71.23 % 71.64 % 0.23 % 95.26 %
62 98 WR BERKLEY CORP GRP 10,241 10,431 N/A N/A 0.21 % 95.47 %
63 55 AUTOMOBILE CLUB MI GRP 9,922 9,768 121.45 % 124.92 % 0.20 % 95.67 %
64 26735 FRONTIER MT CARROLL MUT INS CO 9,624 9,702 57.94 % 57.94 % 0.19 % 95.86 %
65 4780 MENNONITE MUT GRP 8,911 8,418 44.37 % 44.76 % 0.18 % 96.04 %
© 2022 National Association of Insurance Commissioners
135
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 11878 MUTUALAID EXCHANGE 8,768 8,688 64.26 % 64.63 % 0.18 % 96.22 %
67 144 NORFOLK & DEDHAM GRP 8,716 8,987 229.56 % 231.10 % 0.18 % 96.39 %
68 4994 LOUDOUN MUT GRP 8,347 8,271 28.66 % 29.31 % 0.17 % 96.56 %
69 532 CAMERON MUT GRP 8,013 7,917 52.03 % 52.38 % 0.16 % 96.72 %
70 250 DONEGAL GRP 8,006 8,565 33.42 % 34.38 % 0.16 % 96.88 %
71 27022 WISCONSIN MUT INS CO 7,954 7,703 70.76 % 72.62 % 0.16 % 97.04 %
72 4720 CONIFER HOLDINGS GRP 7,223 4,588 33.88 % 35.43 % 0.15 % 97.19 %
73 4678 WAYNE & WASHINGTON MUT GRP 6,983 6,716 34.98 % 35.92 % 0.14 % 97.33 %
74 34606 CENTER MUT INS CO 6,725 6,712 59.62 % 60.02 % 0.14 % 97.46 %
75 15296 UPLAND MUT INS INC 6,587 6,499 82.72 % 86.08 % 0.13 % 97.59 %
76 11036 MCMILLAN WARNER MUT INS CO 5,993 6,027 49.73 % 52.56 % 0.12 % 97.72 %
77 3098 TOKIO MARINE HOLDINGS INC GRP 5,851 4,213 42.12 % 43.74 % 0.12 % 97.83 %
78 899 ROCKINGHAM GRP 5,737 5,688 21.46 % 21.55 % 0.12 % 97.95 %
79 4339 FARMERS & MECHANICS GRP 5,043 4,879 45.71 % 47.10 % 0.10 % 98.05 %
80 4849 MUTUAL OF WAUSAU GRP 4,935 4,898 101.44 % 102.41 % 0.10 % 98.15 %
81 27065 ROCKFORD MUT INS CO 4,679 4,379 53.45 % 54.75 % 0.09 % 98.24 %
82 14885 NORTHWEST GF MUT INS CO 4,443 4,324 63.16 % 63.65 % 0.09 % 98.33 %
83 4714 MILLVILLE MUT GRP 3,964 3,928 43.10 % 43.26 % 0.08 % 98.41 %
84 3407 TUSCARORA GRP 3,682 3,629 38.01 % 38.01 % 0.07 % 98.49 %
85 291 ENCOVA MUT INS GRP 3,595 4,135 28.77 % 28.27 % 0.07 % 98.56 %
86 4785 ALLEGANY COOP & CONEMAUGH VALLEY GRP 3,527 3,444 19.46 % 21.24 % 0.07 % 98.63 %
87 474 FCCI MUT INS GRP 3,478 3,608 168.02 % 169.86 % 0.07 % 98.70 %
88 44377 HALIFAX MUT INS CO 3,448 3,401 42.65 % 42.65 % 0.07 % 98.77 %
89 15997 MMG INS CO 3,287 3,235 56.69 % 57.25 % 0.07 % 98.84 %
90 31780 MAPLE VALLEY MUT INS CO 3,163 3,132 28.14 % 28.36 % 0.06 % 98.90 %
91 920 GLOBAL IND GRP 2,856 2,756 60.80 % 60.80 % 0.06 % 98.96 %
92 2878 UNITED HERITAGE MUT GRP 2,829 2,864 62.13 % 64.31 % 0.06 % 99.01 %
93 16683 NORTH CAROLINA GRANGE MUT INS CO 2,772 2,843 42.84 % 43.00 % 0.06 % 99.07 %
94 14036 GERMANTOWN MUT INS CO 2,517 2,453 47.68 % 46.89 % 0.05 % 99.12 %
95 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 2,454 2,468 8.05 % 3.92 % 0.05 % 99.17 %
96 14362 KANSAS MUT INS CO 2,392 2,351 74.29 % 76.09 % 0.05 % 99.22 %
97 43290 WAYNE COOP INS CO 2,296 2,252 35.48 % 37.46 % 0.05 % 99.26 %
98 1319 LITITZ MUT GRP 2,275 2,266 58.58 % 59.21 % 0.05 % 99.31 %
99 10719 UNITED MUT INS CO 2,248 2,226 91.24 % 91.24 % 0.05 % 99.35 %
100 28681 UNION MUT INS CO 1,915 1,476 38.55 % 41.10 % 0.04 % 99.39 %
101 12610 SOUTHERN TRUST INS CO 1,849 1,550 6.87 % 8.26 % 0.04 % 99.43 %
102 17647 UNITED HOME INS CO 1,777 1,767 31.31 % 31.49 % 0.04 % 99.47 %
103 11767 EAGLE POINT MUT INS CO 1,390 1,333 47.34 % 47.34 % 0.03 % 99.49 %
104 43826 CENTRAL CO OPERATIVE INS CO 1,378 1,376 65.58 % 66.11 % 0.03 % 99.52 %
105 17094 FARMERS MUT FIRE INS CO OF MARBLE 1,370 1,374 27.23 % 27.23 % 0.03 % 99.55 %
106 27766 MISSOURI VALLEY MUT INS CO 1,306 1,305 24.73 % 24.80 % 0.03 % 99.58 %
107 14656 MUNICIPAL MUT INS CO 1,290 1,070 69.51 % 69.57 % 0.03 % 99.60 %
108 26835 MIDROX INS CO 1,284 1,323 44.47 % 47.28 % 0.03 % 99.63 %
109 16888 BEDFORD GRANGE MUT INS CO 1,260 1,224 3.99 % 3.99 % 0.03 % 99.65 %
110 43842 FINGER LAKES FIRE & CAS INS CO 1,072 1,029 34.36 % 35.96 % 0.02 % 99.67 %
111 17329 JUNIATA MUT INS CO 1,045 1,047 26.08 % 26.08 % 0.02 % 99.70 %
112 14443 MADISON MUT INS CO 963 933 100.25 % 104.05 % 0.02 % 99.71 %
113 10989 ELLINGTON MUT INS CO 923 910 56.60 % 56.94 % 0.02 % 99.73 %
114 10720 CAROLINA FARMERS MUT INS CO 897 898 126.42 % 126.42 % 0.02 % 99.75 %
115 195 UNION MUTUAL FIRE INS GRP 827 826 23.84 % 24.34 % 0.02 % 99.77 %
116 11387 FORWARD MUT INS CO 811 843 34.91 % 34.91 % 0.02 % 99.78 %
117 10364 GENESEE PATRONS COOP INS CO 780 752 19.53 % 20.66 % 0.02 % 99.80 %
118 16918 BRIAR CREEK MUT INS CO 712 736 12.05 % 12.05 % 0.01 % 99.81 %
119 43869 NORTH COUNTRY INS CO 675 683 22.59 % 26.03 % 0.01 % 99.83 %
120 13190 ALAMANCE FARMERS MUT INS CO 632 650 53.71 % 53.64 % 0.01 % 99.84 %
121 457 ARGO GRP US INC GRP 589 607 27.35 % 30.04 % 0.01 % 99.85 %
122 10370 WASHINGTON CNTY COOP INS 549 541 18.83 % 21.00 % 0.01 % 99.86 %
123 17108 FARMERS MUT FIRE INS CO OF MCCANDLES 521 528 4.97 % 5.82 % 0.01 % 99.87 %
124 17191 GRANGE MUT FIRE INS CO 508 508 114.65 % 116.62 % 0.01 % 99.88 %
125 43877 FIRST MUT INS CO 491 488 14.88 % 14.88 % 0.01 % 99.89 %
**INDUSTRY TOTAL** 4,969,933 4,839,913 64.79 % 66.05 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


136
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 5 ALFA INS GRP 53,780 52,547 56.69 % 57.06 % 60.51 % 60.51 %
2 140 NATIONWIDE CORP GRP 16,186 16,113 62.22 % 63.69 % 18.21 % 78.72 %
3 50 COUNTRY INS & FIN SERV GRP 4,892 4,818 59.43 % 59.45 % 5.50 % 84.22 %
4 175 STATE AUTO MUT GRP 4,451 3,773 20.72 % 21.42 % 5.01 % 89.23 %
5 3548 TRAVELERS GRP 3,606 3,412 30.15 % 31.96 % 4.06 % 93.29 %
6 111 LIBERTY MUT GRP 3,594 3,352 18.40 % 20.19 % 4.04 % 97.33 %
7 84 AMERICAN FINANCIAL GRP 1,187 1,150 37.20 % 39.44 % 1.34 % 98.67 %
8 474 FCCI MUT INS GRP 442 470 48.58 % 49.09 % 0.50 % 99.16 %
9 98 WR BERKLEY CORP GRP 321 328 27.40 % 28.22 % 0.36 % 99.52 %
10 626 CHUBB LTD GRP 263 253 15.66 % 16.33 % 0.30 % 99.82 %
**STATE TOTAL** 88,882 86,744 53.40 % 54.14 % 100.00 % 99.82 %

Alaska 1 50 COUNTRY INS & FIN SERV GRP 750 742 127.23 % 128.20 % 100.00 % 100.00 %
**STATE TOTAL** 750 745 128.23 % 129.62 % 100.00 % 100.00 %

Arizona 1 513 IOWA FARM BUREAU GRP 6,301 6,032 42.30 % 47.54 % 33.72 % 33.72 %
2 140 NATIONWIDE CORP GRP 3,071 3,118 124.78 % 128.77 % 16.43 % 50.15 %
3 3548 TRAVELERS GRP 3,019 3,164 66.47 % 70.84 % 16.15 % 66.30 %
4 111 LIBERTY MUT GRP 1,177 1,100 70.44 % 72.40 % 6.30 % 72.60 %
5 626 CHUBB LTD GRP 1,165 1,042 33.71 % 34.77 % 6.23 % 78.84 %
6 228 WESTFIELD GRP 1,159 1,038 29.19 % 32.61 % 6.20 % 85.04 %
7 333 MUTUAL OF ENUMCLAW GRP 925 1,006 50.84 % 57.79 % 4.95 % 89.99 %
8 473 AMERICAN FAMILY INS GRP 817 786 141.15 % 142.65 % 4.37 % 94.36 %
9 84 AMERICAN FINANCIAL GRP 393 407 N/A N/A 2.10 % 96.47 %
10 785 MARKEL CORP GRP 276 251 23.11 % 25.96 % 1.48 % 97.94 %
**STATE TOTAL** 18,688 18,261 65.95 % 70.50 % 100.00 % 97.94 %

Arkansas 1 13757 FARM BUREAU MUT INS CO OF AR INC 42,469 39,206 92.69 % 93.85 % 53.32 % 53.32 %
2 144 NORFOLK & DEDHAM GRP 7,953 8,127 248.32 % 250.10 % 9.99 % 63.31 %
3 140 NATIONWIDE CORP GRP 7,613 7,659 140.22 % 141.61 % 9.56 % 72.87 %
4 175 STATE AUTO MUT GRP 4,554 3,811 65.02 % 66.80 % 5.72 % 78.58 %
5 4761 EVERETT MUT GRP 3,943 3,175 37.28 % 37.85 % 4.95 % 83.53 %
6 123 SHELTER INS GRP 3,896 3,808 85.37 % 85.90 % 4.89 % 88.43 %
7 176 STATE FARM GRP 3,547 3,424 73.78 % 75.67 % 4.45 % 92.88 %
8 3548 TRAVELERS GRP 1,901 1,844 58.20 % 59.47 % 2.39 % 95.27 %
9 532 CAMERON MUT GRP 1,101 1,109 38.25 % 39.13 % 1.38 % 96.65 %
10 17647 UNITED HOME INS CO 716 728 32.81 % 32.81 % 0.90 % 97.55 %
**STATE TOTAL** 79,645 76,606 104.30 % 105.59 % 100.00 % 97.55 %

California 1 140 NATIONWIDE CORP GRP 94,327 97,115 46.46 % 49.03 % 42.66 % 42.66 %
2 3548 TRAVELERS GRP 40,239 40,180 24.19 % 27.85 % 18.20 % 60.86 %
3 111 LIBERTY MUT GRP 16,670 14,884 6.89 % 8.61 % 7.54 % 68.40 %
4 84 AMERICAN FINANCIAL GRP 15,306 14,785 63.17 % 73.95 % 6.92 % 75.32 %
5 176 STATE FARM GRP 14,540 12,639 21.00 % 26.68 % 6.58 % 81.90 %
6 626 CHUBB LTD GRP 12,170 10,564 25.51 % 27.72 % 5.50 % 87.40 %
7 83 GRANGE INS GRP 10,957 10,635 48.61 % 50.08 % 4.96 % 92.35 %
8 280 AUTO OWNERS GRP 9,443 9,098 29.48 % 29.39 % 4.27 % 96.63 %
9 645 OREGON MUT GRP 4,522 4,055 29.13 % 31.28 % 2.05 % 98.67 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 2,095 1,292 48.35 % 51.28 % 0.95 % 99.62 %
**STATE TOTAL** 221,114 218,228 32.91 % 36.18 % 100.00 % 99.62 %

© 2022 National Association of Insurance Commissioners


137
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Colorado 1 140 NATIONWIDE CORP GRP 16,460 15,570 61.29 % 63.26 % 15.93 % 15.93 %
2 483 SOUTHERN FARM BUREAU CAS GRP 14,966 14,708 45.05 % 40.02 % 14.49 % 30.42 %
3 8 ALLSTATE INS GRP 12,310 12,412 16.53 % 16.59 % 11.92 % 42.34 %
4 111 LIBERTY MUT GRP 11,332 10,894 66.28 % 67.91 % 10.97 % 53.30 %
5 214 ALLIANCE INS GRP 10,175 9,654 28.01 % 28.47 % 9.85 % 63.15 %
6 176 STATE FARM GRP 8,123 7,627 59.83 % 60.28 % 7.86 % 71.02 %
7 3548 TRAVELERS GRP 7,827 8,415 42.59 % 44.97 % 7.58 % 78.59 %
8 473 AMERICAN FAMILY INS GRP 7,182 6,808 54.21 % 55.84 % 6.95 % 85.55 %
9 96 SECURA INS GRP 4,972 4,029 44.64 % 46.70 % 4.81 % 90.36 %
10 626 CHUBB LTD GRP 3,510 3,175 42.67 % 44.73 % 3.40 % 93.76 %
**STATE TOTAL** 103,306 99,687 44.39 % 44.83 % 100.00 % 93.76 %

Connecticut 1 140 NATIONWIDE CORP GRP 3,570 3,562 39.58 % 43.07 % 43.94 % 43.94 %
2 175 STATE AUTO MUT GRP 3,371 3,159 4.05 % 4.80 % 41.50 % 85.44 %
3 98 WR BERKLEY CORP GRP 539 515 N/A 5.17 % 6.64 % 92.08 %
4 84 AMERICAN FINANCIAL GRP 361 367 50.82 % 56.81 % 4.45 % 96.52 %
5 3548 TRAVELERS GRP 147 156 16.97 % 18.78 % 1.81 % 98.34 %
6 785 MARKEL CORP GRP 125 112 49.36 % 52.09 % 1.54 % 99.88 %
7 111 LIBERTY MUT GRP 8 4 39.00 % 39.00 % 0.10 % 99.98 %
8 457 ARGO GRP US INC GRP 2 2 21.50 % 20.26 % 0.02 % 100.00 %
**STATE TOTAL** 8,124 7,876 22.92 % 25.49 % 100.00 % 100.00 %

Delaware 1 140 NATIONWIDE CORP GRP 3,973 3,999 24.90 % 25.47 % 47.89 % 47.89 %
2 13501 BRETHREN MUT INS CO 1,498 1,386 14.69 % 14.69 % 18.05 % 65.94 %
3 228 WESTFIELD GRP 1,209 1,160 16.15 % 16.31 % 14.58 % 80.52 %
4 250 DONEGAL GRP 640 614 21.50 % 21.68 % 7.71 % 88.22 %
5 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 407 426 11.95 % 12.12 % 4.91 % 93.13 %
6 4787 GOODVILLE MUT GRP 391 376 55.13 % 56.49 % 4.72 % 97.85 %
7 29122 DELAWARE GRANGE MUT INS CO 105 79 7.41 % 7.41 % 1.26 % 99.11 %
8 3548 TRAVELERS GRP 31 32 N/A 0.39 % 0.38 % 99.49 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 24 17 1.30 % 1.57 % 0.29 % 99.78 %
10 785 MARKEL CORP GRP 15 14 31.54 % 33.22 % 0.18 % 99.96 %
**STATE TOTAL** 8,296 8,119 21.99 % 22.38 % 100.00 % 99.96 %

Florida 1 84 AMERICAN FINANCIAL GRP 14,619 14,119 11.92 % 17.73 % 61.98 % 61.98 %
2 3548 TRAVELERS GRP 4,100 4,199 28.19 % 31.12 % 17.38 % 79.37 %
3 140 NATIONWIDE CORP GRP 1,920 1,836 3.06 % 6.14 % 8.14 % 87.51 %
4 920 GLOBAL IND GRP 1,187 1,137 29.50 % 29.50 % 5.03 % 92.54 %
5 626 CHUBB LTD GRP 718 708 25.19 % 28.03 % 3.04 % 95.58 %
6 785 MARKEL CORP GRP 662 719 13.12 % 22.07 % 2.81 % 98.39 %
7 98 WR BERKLEY CORP GRP 286 303 12.71 % 27.76 % 1.21 % 99.61 %
8 111 LIBERTY MUT GRP 224 208 11.96 % 13.92 % 0.95 % 100.00 %
9 474 FCCI MUT INS GRP 21 21 16.67 % 15.68 % 0.09 % 100.00 %
10 4997 ACCELERANT US HOLDINGS GRP 8 1 31.60 % 31.60 % 0.03 % 100.00 %
**STATE TOTAL** 23,586 23,396 17.18 % 22.06 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


138
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Georgia 1 561 GEORGIA FARM BUREAU GRP 84,346 81,981 50.30 % 51.96 % 53.86 % 53.86 %
2 140 NATIONWIDE CORP GRP 16,306 16,390 42.83 % 46.47 % 10.41 % 64.27 %
3 228 WESTFIELD GRP 8,726 8,318 46.29 % 46.76 % 5.57 % 69.85 %
4 3548 TRAVELERS GRP 8,551 8,178 70.07 % 70.77 % 5.46 % 75.31 %
5 280 AUTO OWNERS GRP 8,394 7,694 3.40 % 5.30 % 5.36 % 80.67 %
6 50 COUNTRY INS & FIN SERV GRP 7,521 7,340 51.77 % 53.20 % 4.80 % 85.47 %
7 175 STATE AUTO MUT GRP 4,438 3,814 55.71 % 56.27 % 2.83 % 88.30 %
8 84 AMERICAN FINANCIAL GRP 3,960 3,845 30.96 % 34.63 % 2.53 % 90.83 %
9 176 STATE FARM GRP 3,951 3,767 58.31 % 57.05 % 2.52 % 93.36 %
10 4761 EVERETT MUT GRP 3,202 2,876 30.73 % 34.14 % 2.04 % 95.40 %
**STATE TOTAL** 156,598 151,703 46.94 % 48.73 % 100.00 % 95.40 %

Hawaii 1 3548 TRAVELERS GRP 0 0 282.14 % 332.14 % 100.00 % 100.00 %


**STATE TOTAL** 0 0 N/A N/A 100.00 % 100.00 %

Idaho 1 842 FARM BUREAU GRP 34,489 33,731 57.10 % 56.56 % 45.64 % 45.64 %
2 111 LIBERTY MUT GRP 9,776 10,502 64.97 % 66.55 % 12.94 % 58.57 %
3 333 MUTUAL OF ENUMCLAW GRP 9,235 8,732 49.89 % 51.63 % 12.22 % 70.79 %
4 3548 TRAVELERS GRP 4,347 4,389 43.72 % 44.66 % 5.75 % 76.55 %
5 645 OREGON MUT GRP 3,193 3,092 26.95 % 29.59 % 4.23 % 80.77 %
6 140 NATIONWIDE CORP GRP 2,741 1,983 55.29 % 56.71 % 3.63 % 84.40 %
7 214 ALLIANCE INS GRP 2,444 2,381 30.66 % 30.93 % 3.23 % 87.63 %
8 176 STATE FARM GRP 2,413 2,218 56.35 % 64.92 % 3.19 % 90.82 %
9 626 CHUBB LTD GRP 2,035 1,816 116.71 % 118.83 % 2.69 % 93.52 %
10 83 GRANGE INS GRP 1,912 1,855 18.55 % 22.41 % 2.53 % 96.05 %
**STATE TOTAL** 75,572 73,668 74.49 % 75.67 % 100.00 % 96.05 %

Illinois 1 50 COUNTRY INS & FIN SERV GRP 131,343 127,740 58.41 % 59.03 % 59.97 % 59.97 %
2 140 NATIONWIDE CORP GRP 15,316 14,495 82.92 % 84.85 % 6.99 % 66.96 %
3 280 AUTO OWNERS GRP 14,192 13,741 53.27 % 55.67 % 6.48 % 73.45 %
4 176 STATE FARM GRP 12,096 11,765 10.15 % 10.16 % 5.52 % 78.97 %
5 26735 FRONTIER MT CARROLL MUT INS CO 9,624 9,702 57.94 % 57.94 % 4.39 % 83.36 %
6 96 SECURA INS GRP 6,100 5,706 48.17 % 49.40 % 2.79 % 86.15 %
7 14176 HASTINGS MUT INS CO 5,216 5,118 286.07 % 286.74 % 2.38 % 88.53 %
8 473 AMERICAN FAMILY INS GRP 4,276 4,042 44.64 % 44.98 % 1.95 % 90.48 %
9 111 LIBERTY MUT GRP 3,536 3,569 68.58 % 70.13 % 1.61 % 92.10 %
10 27065 ROCKFORD MUT INS CO 3,285 3,108 55.59 % 57.42 % 1.50 % 93.60 %
**STATE TOTAL** 219,009 212,540 67.64 % 68.66 % 100.00 % 93.60 %

Indiana 1 542 INDIANA FARM BUREAU GRP 92,100 90,149 48.37 % 48.96 % 43.60 % 43.60 %
2 22624 INDIANA FARMERS MUT INS CO 34,382 33,266 61.53 % 62.66 % 16.28 % 59.88 %
3 140 NATIONWIDE CORP GRP 12,054 11,817 65.27 % 67.19 % 5.71 % 65.59 %
4 14176 HASTINGS MUT INS CO 8,639 8,616 43.51 % 45.32 % 4.09 % 69.68 %
5 207 WESTERN RESERVE GRP 8,571 8,393 30.93 % 31.51 % 4.06 % 73.73 %
6 280 AUTO OWNERS GRP 8,231 8,089 54.13 % 56.79 % 3.90 % 77.63 %
7 176 STATE FARM GRP 8,162 7,909 47.86 % 48.72 % 3.86 % 81.50 %
8 4761 EVERETT MUT GRP 5,016 5,166 54.46 % 56.23 % 2.37 % 83.87 %
9 228 WESTFIELD GRP 4,685 4,878 44.16 % 44.28 % 2.22 % 86.09 %
10 35 CELINA GRP 4,533 4,329 44.05 % 42.12 % 2.15 % 88.23 %
**STATE TOTAL** 211,225 206,831 49.96 % 50.84 % 100.00 % 88.23 %

© 2022 National Association of Insurance Commissioners


139
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Iowa 1 513 IOWA FARM BUREAU GRP 114,910 110,217 105.83 % 105.90 % 45.56 % 45.56 %
2 140 NATIONWIDE CORP GRP 50,389 48,685 92.90 % 94.08 % 19.98 % 65.54 %
3 176 STATE FARM GRP 25,049 24,090 72.71 % 73.55 % 9.93 % 75.48 %
4 96 SECURA INS GRP 15,457 14,334 97.67 % 98.84 % 6.13 % 81.60 %
5 280 AUTO OWNERS GRP 9,959 10,574 78.47 % 81.75 % 3.95 % 85.55 %
6 228 WESTFIELD GRP 7,385 7,094 67.94 % 68.20 % 2.93 % 88.48 %
7 473 AMERICAN FAMILY INS GRP 6,934 6,638 79.63 % 80.46 % 2.75 % 91.23 %
8 698 NORTH STAR CO GRP 6,731 6,319 73.70 % 74.77 % 2.67 % 93.90 %
9 14176 HASTINGS MUT INS CO 4,352 4,271 70.37 % 68.25 % 1.73 % 95.63 %
10 35 CELINA GRP 2,204 2,168 29.82 % 24.36 % 0.87 % 96.50 %
**STATE TOTAL** 252,197 243,285 94.42 % 94.99 % 100.00 % 96.50 %

Kansas 1 513 IOWA FARM BUREAU GRP 105,660 103,867 83.39 % 83.52 % 39.39 % 39.39 %
2 214 ALLIANCE INS GRP 33,938 32,115 61.82 % 62.61 % 12.65 % 52.04 %
3 140 NATIONWIDE CORP GRP 26,465 26,401 94.60 % 95.37 % 9.87 % 61.91 %
4 176 STATE FARM GRP 15,363 14,934 70.11 % 70.64 % 5.73 % 67.63 %
5 473 AMERICAN FAMILY INS GRP 14,652 14,062 95.53 % 95.99 % 5.46 % 73.10 %
6 14451 MARYSVILLE MUT INS CO 13,633 13,207 93.18 % 96.14 % 5.08 % 78.18 %
7 15881 BREMEN FARMERS MUT INS CO 12,516 12,365 72.92 % 76.49 % 4.67 % 82.84 %
8 175 STATE AUTO MUT GRP 7,227 7,121 89.94 % 91.03 % 2.69 % 85.54 %
9 15296 UPLAND MUT INS INC 6,587 6,499 82.72 % 86.08 % 2.46 % 87.99 %
10 8 ALLSTATE INS GRP 6,216 6,116 92.20 % 90.28 % 2.32 % 90.31 %
**STATE TOTAL** 268,249 262,432 80.96 % 81.75 % 100.00 % 90.31 %

Kentucky 1 109 KENTUCKY FARM BUREAU GRP 117,358 114,704 101.41 % 102.58 % 70.14 % 70.14 %
2 111 LIBERTY MUT GRP 7,598 7,751 91.04 % 93.12 % 4.54 % 74.68 %
3 176 STATE FARM GRP 7,408 7,133 47.44 % 48.09 % 4.43 % 79.11 %
4 84 AMERICAN FINANCIAL GRP 4,871 4,459 13.01 % 15.14 % 2.91 % 82.02 %
5 3548 TRAVELERS GRP 4,816 4,753 50.58 % 51.44 % 2.88 % 84.90 %
6 140 NATIONWIDE CORP GRP 4,537 4,495 86.93 % 88.85 % 2.71 % 87.61 %
7 203 VIRGINIA FARM BUREAU GRP 4,041 3,947 58.67 % 59.66 % 2.42 % 90.03 %
8 175 STATE AUTO MUT GRP 3,949 3,785 245.55 % 246.27 % 2.36 % 92.39 %
9 35 CELINA GRP 3,245 3,128 98.08 % 102.73 % 1.94 % 94.33 %
10 228 WESTFIELD GRP 3,114 2,832 113.83 % 114.10 % 1.86 % 96.19 %
**STATE TOTAL** 167,312 163,527 96.99 % 98.25 % 100.00 % 96.19 %

Louisiana 1 176 STATE FARM GRP 7,760 7,407 229.28 % 233.51 % 52.65 % 52.65 %
2 3548 TRAVELERS GRP 4,640 4,570 152.90 % 155.79 % 31.48 % 84.13 %
3 123 SHELTER INS GRP 1,889 1,855 168.31 % 166.71 % 12.82 % 96.95 %
4 785 MARKEL CORP GRP 265 269 384.30 % 403.91 % 1.80 % 98.74 %
5 626 CHUBB LTD GRP 190 140 127.21 % 129.87 % 1.29 % 100.00 %
6 474 FCCI MUT INS GRP 56 63 173.82 % 250.78 % 0.38 % 100.00 %
7 111 LIBERTY MUT GRP 25 7 89.23 % 94.06 % 0.17 % 100.00 %
8 140 NATIONWIDE CORP GRP 17 9 12.14 % 13.91 % 0.12 % 100.00 %
9 84 AMERICAN FINANCIAL GRP 5 1 N/A N/A 0.03 % 100.00 %
10 920 GLOBAL IND GRP 3 12 944.88 % 944.88 % 0.02 % 100.00 %
**STATE TOTAL** 14,740 14,546 205.61 % 210.05 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


140
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maine 1 203 VIRGINIA FARM BUREAU GRP 2,620 2,473 15.34 % 16.13 % 40.36 % 40.36 %
2 15997 MMG INS CO 1,671 1,623 88.48 % 88.75 % 25.75 % 66.10 %
3 140 NATIONWIDE CORP GRP 1,198 1,202 38.17 % 39.02 % 18.46 % 84.56 %
4 98 WR BERKLEY CORP GRP 932 916 4.18 % 4.88 % 14.36 % 98.92 %
5 3548 TRAVELERS GRP 42 53 N/A N/A 0.65 % 99.56 %
6 626 CHUBB LTD GRP 11 13 N/A N/A 0.17 % 99.73 %
7 111 LIBERTY MUT GRP 6 2 66.06 % 66.06 % 0.09 % 99.83 %
8 84 AMERICAN FINANCIAL GRP 6 9 N/A N/A 0.09 % 99.92 %
9 785 MARKEL CORP GRP 4 8 N/A N/A 0.07 % 99.99 %
10 457 ARGO GRP US INC GRP 1 1 21.48 % 16.81 % 0.01 % 100.00 %
**STATE TOTAL** 6,491 6,299 36.46 % 37.07 % 100.00 % 100.00 %

Maryland 1 13501 BRETHREN MUT INS CO 15,117 15,003 36.88 % 36.98 % 46.26 % 46.26 %
2 140 NATIONWIDE CORP GRP 10,996 11,089 41.24 % 42.54 % 33.65 % 79.90 %
3 175 STATE AUTO MUT GRP 1,821 1,642 24.28 % 24.91 % 5.57 % 85.47 %
4 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 1,335 1,330 7.91 % 1.14 % 4.08 % 89.56 %
5 228 WESTFIELD GRP 744 493 57.27 % 57.92 % 2.28 % 91.83 %
6 3548 TRAVELERS GRP 696 652 40.70 % 42.76 % 2.13 % 93.96 %
7 84 AMERICAN FINANCIAL GRP 579 555 N/A N/A 1.77 % 95.73 %
8 250 DONEGAL GRP 501 490 10.71 % 11.06 % 1.53 % 97.27 %
9 4761 EVERETT MUT GRP 298 291 N/A 9.66 % 0.91 % 98.18 %
10 111 LIBERTY MUT GRP 232 197 21.47 % 20.48 % 0.71 % 98.89 %
**STATE TOTAL** 32,681 32,107 34.95 % 35.35 % 100.00 % 98.89 %

Massachusetts 1 175 STATE AUTO MUT GRP 1,808 1,753 N/A N/A 39.93 % 39.93 %
2 98 WR BERKLEY CORP GRP 1,240 1,258 1.49 % 3.03 % 27.40 % 67.33 %
3 3548 TRAVELERS GRP 617 608 24.66 % 27.48 % 13.64 % 80.96 %
4 203 VIRGINIA FARM BUREAU GRP 468 382 16.31 % 16.31 % 10.34 % 91.30 %
5 84 AMERICAN FINANCIAL GRP 342 325 5.36 % 6.70 % 7.56 % 98.86 %
6 785 MARKEL CORP GRP 30 26 5.58 % 6.95 % 0.65 % 99.52 %
7 457 ARGO GRP US INC GRP 24 24 21.53 % 22.27 % 0.53 % 100.00 %
8 140 NATIONWIDE CORP GRP 7 4 3.62 % 4.49 % 0.15 % 100.00 %
**STATE TOTAL** 4,528 4,372 N/A N/A 100.00 % 100.00 %

Michigan 1 67 MICHIGAN FARM BUREAU GRP 83,564 80,712 103.64 % 104.90 % 52.65 % 52.65 %
2 14176 HASTINGS MUT INS CO 15,707 16,061 67.26 % 69.03 % 9.90 % 62.55 %
3 18309 PIONEER STATE MUT INS CO 14,066 13,720 75.22 % 76.21 % 8.86 % 71.41 %
4 280 AUTO OWNERS GRP 13,292 12,973 72.41 % 76.14 % 8.37 % 79.79 %
5 96 SECURA INS GRP 10,934 10,433 75.14 % 77.53 % 6.89 % 86.68 %
6 55 AUTOMOBILE CLUB MI GRP 9,922 9,768 121.45 % 124.92 % 6.25 % 92.93 %
7 140 NATIONWIDE CORP GRP 3,632 3,531 53.02 % 53.99 % 2.29 % 95.22 %
8 176 STATE FARM GRP 2,609 2,472 24.46 % 28.77 % 1.64 % 96.86 %
9 228 WESTFIELD GRP 1,555 1,581 67.68 % 67.81 % 0.98 % 97.84 %
10 3548 TRAVELERS GRP 784 745 147.50 % 209.67 % 0.49 % 98.34 %
**STATE TOTAL** 158,707 154,594 90.26 % 92.30 % 100.00 % 98.34 %

© 2022 National Association of Insurance Commissioners


141
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Minnesota 1 513 IOWA FARM BUREAU GRP 42,761 41,472 72.05 % 72.18 % 24.32 % 24.32 %
2 176 STATE FARM GRP 25,246 24,234 56.71 % 57.35 % 14.36 % 38.68 %
3 96 SECURA INS GRP 19,242 17,808 109.13 % 110.62 % 10.94 % 49.62 %
4 473 AMERICAN FAMILY INS GRP 19,201 18,415 69.12 % 69.82 % 10.92 % 60.54 %
5 16330 RAM MUT INS CO 18,094 17,522 124.92 % 126.10 % 10.29 % 70.84 %
6 140 NATIONWIDE CORP GRP 14,484 14,511 79.27 % 79.97 % 8.24 % 79.07 %
7 280 AUTO OWNERS GRP 13,653 13,036 57.03 % 59.05 % 7.77 % 86.84 %
8 228 WESTFIELD GRP 7,162 6,698 311.33 % 311.56 % 4.07 % 90.91 %
9 175 STATE AUTO MUT GRP 6,142 5,859 52.24 % 53.77 % 3.49 % 94.41 %
10 8 ALLSTATE INS GRP 3,002 3,739 18.15 % 18.46 % 1.71 % 96.11 %
**STATE TOTAL** 175,820 170,061 86.12 % 86.96 % 100.00 % 96.11 %

Mississippi 1 3548 TRAVELERS GRP 8,025 7,666 44.16 % 45.17 % 26.64 % 26.64 %
2 140 NATIONWIDE CORP GRP 6,224 6,157 51.31 % 52.19 % 20.66 % 47.30 %
3 175 STATE AUTO MUT GRP 5,329 4,957 55.19 % 55.77 % 17.69 % 64.99 %
4 176 STATE FARM GRP 4,101 3,953 29.22 % 31.87 % 13.61 % 78.60 %
5 111 LIBERTY MUT GRP 2,360 2,040 36.28 % 38.21 % 7.83 % 86.43 %
6 98 WR BERKLEY CORP GRP 1,576 1,736 64.97 % 65.14 % 5.23 % 91.67 %
7 626 CHUBB LTD GRP 876 722 48.92 % 50.70 % 2.91 % 94.57 %
8 84 AMERICAN FINANCIAL GRP 620 633 25.20 % 27.67 % 2.06 % 96.63 %
9 474 FCCI MUT INS GRP 523 600 39.02 % 36.22 % 1.74 % 98.37 %
10 123 SHELTER INS GRP 466 468 66.81 % 68.90 % 1.55 % 99.91 %
**STATE TOTAL** 30,126 29,915 46.74 % 48.22 % 100.00 % 99.91 %

Missouri 1 514 MISSOURI FARM BUREAU GRP 69,040 65,906 74.49 % 75.79 % 32.55 % 32.55 %
2 473 AMERICAN FAMILY INS GRP 35,407 34,302 57.47 % 59.65 % 16.69 % 49.25 %
3 176 STATE FARM GRP 31,863 30,477 40.61 % 40.53 % 15.02 % 64.27 %
4 140 NATIONWIDE CORP GRP 24,483 24,156 69.02 % 70.34 % 11.54 % 75.81 %
5 123 SHELTER INS GRP 21,030 20,835 50.95 % 50.62 % 9.92 % 85.73 %
6 532 CAMERON MUT GRP 6,245 6,133 51.56 % 51.78 % 2.94 % 88.67 %
7 175 STATE AUTO MUT GRP 5,351 4,911 63.45 % 65.67 % 2.52 % 91.20 %
8 4761 EVERETT MUT GRP 5,086 4,738 38.76 % 39.74 % 2.40 % 93.60 %
9 626 CHUBB LTD GRP 4,191 4,084 61.72 % 65.94 % 1.98 % 95.57 %
10 111 LIBERTY MUT GRP 3,440 3,091 60.34 % 62.17 % 1.62 % 97.19 %
**STATE TOTAL** 212,089 205,099 60.60 % 61.65 % 100.00 % 97.19 %

Montana 1 4683 MOUNTAIN WEST FARM GRP 13,781 13,138 107.73 % 108.42 % 14.83 % 14.83 %
2 214 ALLIANCE INS GRP 12,850 12,220 91.76 % 92.91 % 13.83 % 28.65 %
3 28436 FARMERS UNION MUT INS CO 12,441 11,775 81.26 % 81.20 % 13.39 % 42.04 %
4 140 NATIONWIDE CORP GRP 12,327 11,829 68.20 % 70.50 % 13.26 % 55.30 %
5 3548 TRAVELERS GRP 11,159 11,217 71.86 % 72.77 % 12.01 % 67.31 %
6 111 LIBERTY MUT GRP 10,279 9,861 80.57 % 82.06 % 11.06 % 78.37 %
7 176 STATE FARM GRP 6,926 6,553 66.78 % 67.29 % 7.45 % 85.82 %
8 626 CHUBB LTD GRP 5,726 5,506 38.75 % 43.55 % 6.16 % 91.98 %
9 333 MUTUAL OF ENUMCLAW GRP 3,281 2,888 89.90 % 90.73 % 3.53 % 95.51 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 2,179 1,862 32.10 % 32.91 % 2.34 % 97.86 %
**STATE TOTAL** 92,939 89,054 78.10 % 79.61 % 100.00 % 97.86 %

© 2022 National Association of Insurance Commissioners


142
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nebraska 1 13889 FARMERS MUT INS CO OF NE 106,592 103,158 77.31 % 77.64 % 39.68 % 39.68 %
2 513 IOWA FARM BUREAU GRP 62,743 60,054 71.68 % 71.76 % 23.36 % 63.04 %
3 140 NATIONWIDE CORP GRP 28,742 28,300 56.79 % 57.67 % 10.70 % 73.75 %
4 176 STATE FARM GRP 27,477 26,870 58.69 % 59.33 % 10.23 % 83.97 %
5 698 NORTH STAR CO GRP 14,764 14,202 56.60 % 57.12 % 5.50 % 89.47 %
6 473 AMERICAN FAMILY INS GRP 5,997 5,755 50.79 % 51.55 % 2.23 % 91.70 %
7 3500 NODAK MUT GRP 5,954 5,789 78.92 % 78.79 % 2.22 % 93.92 %
8 214 ALLIANCE INS GRP 5,302 5,156 60.87 % 61.61 % 1.97 % 95.89 %
9 3548 TRAVELERS GRP 2,906 3,158 24.89 % 25.30 % 1.08 % 96.98 %
10 111 LIBERTY MUT GRP 1,845 1,445 186.50 % 188.47 % 0.69 % 97.66 %
**STATE TOTAL** 268,597 260,931 68.91 % 69.34 % 100.00 % 97.66 %

Nevada 1 50 COUNTRY INS & FIN SERV GRP 2,666 2,730 64.92 % 65.17 % 33.19 % 33.19 %
2 3548 TRAVELERS GRP 2,214 2,206 7.97 % 8.81 % 27.55 % 60.74 %
3 140 NATIONWIDE CORP GRP 1,337 1,249 10.10 % 27.54 % 16.65 % 77.38 %
4 111 LIBERTY MUT GRP 1,104 1,076 27.35 % 29.39 % 13.74 % 91.13 %
5 280 AUTO OWNERS GRP 210 200 25.70 % 24.98 % 2.62 % 93.74 %
6 785 MARKEL CORP GRP 125 106 11.91 % 14.21 % 1.55 % 95.29 %
7 84 AMERICAN FINANCIAL GRP 125 143 30.94 % 33.38 % 1.55 % 96.84 %
8 473 AMERICAN FAMILY INS GRP 114 108 40.20 % 40.56 % 1.42 % 98.26 %
9 626 CHUBB LTD GRP 102 81 6.86 % 55.50 % 1.27 % 99.53 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 34 28 12.89 % 15.52 % 0.42 % 99.96 %
**STATE TOTAL** 8,035 7,941 31.71 % 35.70 % 100.00 % 99.96 %

New Hampshire 1 18686 CO OPERATIVE INS COS 1,723 1,715 48.24 % 49.23 % 50.02 % 50.02 %
2 140 NATIONWIDE CORP GRP 616 595 17.40 % 18.66 % 17.88 % 67.90 %
3 15997 MMG INS CO 428 414 47.49 % 48.45 % 12.43 % 80.33 %
4 98 WR BERKLEY CORP GRP 240 235 3.35 % 3.56 % 6.98 % 87.31 %
5 3548 TRAVELERS GRP 140 161 2.34 % 4.63 % 4.07 % 91.38 %
6 84 AMERICAN FINANCIAL GRP 103 101 33.46 % 35.25 % 2.99 % 94.36 %
7 785 MARKEL CORP GRP 99 99 5.39 % 6.58 % 2.87 % 97.23 %
8 203 VIRGINIA FARM BUREAU GRP 95 92 50.66 % 50.71 % 2.77 % 100.00 %
**STATE TOTAL** 3,444 3,414 35.83 % 36.88 % 100.00 % 100.00 %

New Jersey 1 84 AMERICAN FINANCIAL GRP 1,391 1,184 8.21 % 11.39 % 35.48 % 35.48 %
2 3548 TRAVELERS GRP 1,026 1,025 58.37 % 61.36 % 26.17 % 61.65 %
3 626 CHUBB LTD GRP 813 746 21.83 % 23.66 % 20.73 % 82.39 %
4 203 VIRGINIA FARM BUREAU GRP 414 411 13.75 % 28.67 % 10.56 % 92.94 %
5 785 MARKEL CORP GRP 118 115 4.70 % 7.71 % 3.01 % 95.95 %
6 761 ALLIANZ INS GRP 41 65 216.39 % 235.49 % 1.04 % 96.98 %
7 111 LIBERTY MUT GRP 38 38 5.52 % 14.21 % 0.98 % 97.96 %
8 98 WR BERKLEY CORP GRP 31 31 N/A 0.94 % 0.79 % 98.76 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 29 20 8.42 % 10.15 % 0.74 % 99.50 %
10 457 ARGO GRP US INC GRP 10 13 21.53 % 33.29 % 0.26 % 99.76 %
**STATE TOTAL** 3,921 3,653 29.62 % 34.17 % 100.00 % 99.76 %

© 2022 National Association of Insurance Commissioners


143
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New Mexico 1 513 IOWA FARM BUREAU GRP 13,065 12,861 57.82 % 59.03 % 44.63 % 44.63 %
2 140 NATIONWIDE CORP GRP 4,059 4,066 46.28 % 51.20 % 13.86 % 58.49 %
3 111 LIBERTY MUT GRP 3,834 3,808 49.75 % 51.11 % 13.10 % 71.59 %
4 626 CHUBB LTD GRP 3,346 2,907 93.94 % 95.10 % 11.43 % 83.02 %
5 3548 TRAVELERS GRP 3,198 3,127 20.98 % 22.03 % 10.92 % 93.94 %
6 176 STATE FARM GRP 838 765 55.65 % 67.69 % 2.86 % 96.80 %
7 228 WESTFIELD GRP 524 404 72.02 % 72.57 % 1.79 % 98.60 %
8 8 ALLSTATE INS GRP 151 135 53.50 % 53.48 % 0.52 % 99.11 %
9 785 MARKEL CORP GRP 129 159 12.32 % 12.65 % 0.44 % 99.55 %
10 84 AMERICAN FINANCIAL GRP 94 95 N/A N/A 0.32 % 99.87 %
**STATE TOTAL** 29,275 28,516 39.78 % 41.79 % 100.00 % 99.87 %

New York 1 10374 ERIE & NIAGRA INS ASSOC 13,217 12,875 33.49 % 35.60 % 25.47 % 25.47 %
2 140 NATIONWIDE CORP GRP 12,438 11,772 76.77 % 79.40 % 23.97 % 49.44 %
3 84 AMERICAN FINANCIAL GRP 6,335 6,118 48.24 % 51.51 % 12.21 % 61.65 %
4 203 VIRGINIA FARM BUREAU GRP 3,103 3,058 67.68 % 67.73 % 5.98 % 67.63 %
5 43290 WAYNE COOP INS CO 2,296 2,252 35.48 % 37.46 % 4.42 % 72.05 %
6 4785 ALLEGANY COOP & CONEMAUGH VALLEY GRP 1,540 1,505 18.91 % 20.17 % 2.97 % 75.02 %
7 3548 TRAVELERS GRP 1,483 1,420 16.89 % 16.92 % 2.86 % 77.88 %
8 43826 CENTRAL CO OPERATIVE INS CO 1,378 1,376 65.58 % 66.11 % 2.65 % 80.53 %
9 26835 MIDROX INS CO 1,284 1,323 44.47 % 47.28 % 2.47 % 83.01 %
10 43842 FINGER LAKES FIRE & CAS INS CO 1,072 1,029 34.36 % 35.96 % 2.07 % 85.07 %
**STATE TOTAL** 51,890 50,501 47.32 % 49.62 % 100.00 % 85.07 %

North Carolina 1 324 NORTH CAROLINA FARM BUREAU GRP 29,383 29,075 41.80 % 42.13 % 42.44 % 42.44 %
2 4761 EVERETT MUT GRP 10,308 10,215 38.79 % 39.12 % 14.89 % 57.32 %
3 140 NATIONWIDE CORP GRP 6,833 6,594 21.32 % 21.95 % 9.87 % 67.19 %
4 228 WESTFIELD GRP 6,479 6,085 56.02 % 56.63 % 9.36 % 76.55 %
5 44377 HALIFAX MUT INS CO 3,448 3,401 42.65 % 42.65 % 4.98 % 81.53 %
6 16683 NORTH CAROLINA GRANGE MUT INS CO 2,772 2,843 42.84 % 43.00 % 4.00 % 85.53 %
7 3548 TRAVELERS GRP 2,048 1,986 16.76 % 17.48 % 2.96 % 88.49 %
8 626 CHUBB LTD GRP 1,254 1,267 22.86 % 27.90 % 1.81 % 90.30 %
9 10720 CAROLINA FARMERS MUT INS CO 897 898 126.42 % 126.42 % 1.30 % 91.59 %
10 1319 LITITZ MUT GRP 809 792 16.18 % 16.03 % 1.17 % 92.76 %
**STATE TOTAL** 69,242 67,916 39.62 % 40.20 % 100.00 % 92.76 %

North Dakota 1 4919 AGRARIA MUT GRP 34,311 33,116 67.45 % 68.70 % 24.59 % 24.59 %
2 3500 NODAK MUT GRP 32,084 32,715 54.73 % 54.28 % 23.00 % 47.59 %
3 698 NORTH STAR CO GRP 15,611 14,911 47.42 % 47.70 % 11.19 % 58.78 %
4 473 AMERICAN FAMILY INS GRP 8,440 8,142 59.02 % 60.11 % 6.05 % 64.82 %
5 140 NATIONWIDE CORP GRP 7,666 7,515 66.79 % 68.20 % 5.49 % 70.32 %
6 175 STATE AUTO MUT GRP 7,097 6,767 44.67 % 45.68 % 5.09 % 75.41 %
7 214 ALLIANCE INS GRP 7,067 6,649 80.73 % 81.01 % 5.06 % 80.47 %
8 34606 CENTER MUT INS CO 6,236 6,233 57.33 % 57.75 % 4.47 % 84.94 %
9 176 STATE FARM GRP 5,710 5,435 70.60 % 70.66 % 4.09 % 89.03 %
10 96 SECURA INS GRP 5,563 5,423 50.88 % 52.35 % 3.99 % 93.02 %
**STATE TOTAL** 139,523 137,521 59.65 % 60.22 % 100.00 % 93.02 %

© 2022 National Association of Insurance Commissioners


144
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Ohio 1 140 NATIONWIDE CORP GRP 43,516 43,303 46.69 % 48.51 % 22.99 % 22.99 %
2 963 OHIO MUT GRP 24,722 24,231 47.50 % 48.52 % 13.06 % 36.05 %
3 228 WESTFIELD GRP 15,718 15,099 57.71 % 58.44 % 8.30 % 44.35 %
4 207 WESTERN RESERVE GRP 14,913 14,542 39.55 % 40.22 % 7.88 % 52.23 %
5 14176 HASTINGS MUT INS CO 14,184 14,072 39.46 % 41.56 % 7.49 % 59.72 %
6 176 STATE FARM GRP 11,142 10,606 36.86 % 37.82 % 5.89 % 65.60 %
7 280 AUTO OWNERS GRP 9,752 9,506 40.62 % 42.11 % 5.15 % 70.76 %
8 35 CELINA GRP 7,366 7,029 37.38 % 37.05 % 3.89 % 74.65 %
9 267 GRANGE MUT CAS GRP 7,139 7,272 38.25 % 37.82 % 3.77 % 78.42 %
10 4678 WAYNE & WASHINGTON MUT GRP 6,983 6,716 34.98 % 35.92 % 3.69 % 82.11 %
**STATE TOTAL** 189,306 185,850 45.23 % 46.32 % 100.00 % 82.11 %

Oklahoma 1 220 OKLAHOMA FARM BUREAU GRP 67,076 65,070 46.61 % 47.19 % 36.97 % 36.97 %
2 1321 AMERICAN FARMERS & RANCHERS GRP 42,188 40,828 61.60 % 63.83 % 23.25 % 60.22 %
3 176 STATE FARM GRP 15,307 14,741 34.88 % 32.65 % 8.44 % 68.66 %
4 4233 WL DUNN GRP 12,997 13,385 48.83 % 49.24 % 7.16 % 75.82 %
5 214 ALLIANCE INS GRP 7,361 7,341 28.64 % 29.09 % 4.06 % 79.88 %
6 4720 CONIFER HOLDINGS GRP 7,223 4,588 33.51 % 35.06 % 3.98 % 83.86 %
7 111 LIBERTY MUT GRP 6,296 5,623 48.90 % 50.17 % 3.47 % 87.33 %
8 698 NORTH STAR CO GRP 5,280 5,181 46.58 % 47.80 % 2.91 % 90.24 %
9 3548 TRAVELERS GRP 3,527 3,813 59.00 % 59.90 % 1.94 % 92.18 %
10 626 CHUBB LTD GRP 2,756 2,978 44.12 % 51.31 % 1.52 % 93.70 %
**STATE TOTAL** 181,443 174,784 48.44 % 49.40 % 100.00 % 93.70 %

Oregon 1 50 COUNTRY INS & FIN SERV GRP 19,383 18,238 47.56 % 48.42 % 23.93 % 23.93 %
2 111 LIBERTY MUT GRP 13,193 12,812 33.13 % 34.59 % 16.29 % 40.21 %
3 333 MUTUAL OF ENUMCLAW GRP 11,315 10,915 83.13 % 86.27 % 13.97 % 54.18 %
4 3548 TRAVELERS GRP 8,510 8,284 51.61 % 55.50 % 10.50 % 64.68 %
5 140 NATIONWIDE CORP GRP 7,362 7,434 23.98 % 25.92 % 9.09 % 73.77 %
6 176 STATE FARM GRP 5,603 5,318 79.63 % 86.41 % 6.92 % 80.69 %
7 645 OREGON MUT GRP 4,135 3,859 81.65 % 83.36 % 5.10 % 85.79 %
8 473 AMERICAN FAMILY INS GRP 3,721 3,488 71.23 % 74.51 % 4.59 % 90.38 %
9 83 GRANGE INS GRP 3,246 3,098 60.07 % 62.74 % 4.01 % 94.39 %
10 626 CHUBB LTD GRP 1,492 1,336 69.32 % 73.05 % 1.84 % 96.23 %
**STATE TOTAL** 81,013 77,921 60.47 % 63.09 % 100.00 % 96.23 %

Pennsylvania 1 140 NATIONWIDE CORP GRP 24,283 24,007 43.88 % 46.38 % 21.04 % 21.04 %
2 228 WESTFIELD GRP 19,055 19,026 44.80 % 45.02 % 16.51 % 37.54 %
3 4787 GOODVILLE MUT GRP 16,812 16,479 25.85 % 26.34 % 14.56 % 52.11 %
4 4761 EVERETT MUT GRP 14,968 14,957 39.08 % 40.90 % 12.97 % 65.08 %
5 13501 BRETHREN MUT INS CO 6,018 6,169 33.04 % 33.04 % 5.21 % 70.29 %
6 250 DONEGAL GRP 4,561 4,508 39.83 % 41.06 % 3.95 % 74.24 %
7 4714 MILLVILLE MUT GRP 3,861 3,833 43.35 % 43.51 % 3.34 % 77.59 %
8 203 VIRGINIA FARM BUREAU GRP 3,605 3,553 90.09 % 94.23 % 3.12 % 80.71 %
9 3407 TUSCARORA GRP 3,499 3,448 39.87 % 39.88 % 3.03 % 83.74 %
10 175 STATE AUTO MUT GRP 2,200 1,550 32.04 % 34.78 % 1.91 % 85.65 %
**STATE TOTAL** 115,431 113,731 40.36 % 41.65 % 100.00 % 85.65 %

© 2022 National Association of Insurance Commissioners


145
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Rhode Island 1 140 NATIONWIDE CORP GRP 393 389 43.31 % 45.16 % 83.23 % 83.23 %
2 3548 TRAVELERS GRP 34 35 0.48 % 1.14 % 7.16 % 90.40 %
3 98 WR BERKLEY CORP GRP 29 27 N/A N/A 6.04 % 96.44 %
4 785 MARKEL CORP GRP 17 17 7.38 % 9.02 % 3.56 % 100.00 %
**STATE TOTAL** 472 467 36.27 % 37.91 % 100.00 % 100.00 %

South Carolina 1 140 NATIONWIDE CORP GRP 9,352 9,301 39.85 % 42.31 % 47.64 % 47.64 %
2 228 WESTFIELD GRP 3,504 3,096 42.93 % 43.30 % 17.85 % 65.49 %
3 3548 TRAVELERS GRP 2,036 2,063 40.81 % 42.43 % 10.37 % 75.86 %
4 176 STATE FARM GRP 1,299 1,250 95.54 % 96.62 % 6.62 % 82.48 %
5 84 AMERICAN FINANCIAL GRP 874 835 21.72 % 24.70 % 4.45 % 86.93 %
6 626 CHUBB LTD GRP 628 607 88.44 % 90.05 % 3.20 % 90.13 %
7 98 WR BERKLEY CORP GRP 520 534 N/A N/A 2.65 % 92.78 %
8 175 STATE AUTO MUT GRP 496 365 29.33 % 29.86 % 2.53 % 95.30 %
9 111 LIBERTY MUT GRP 420 344 67.29 % 68.56 % 2.14 % 97.44 %
10 785 MARKEL CORP GRP 243 247 N/A N/A 1.24 % 98.68 %
**STATE TOTAL** 19,632 19,135 42.12 % 43.60 % 100.00 % 98.68 %

South Dakota 1 13889 FARMERS MUT INS CO OF NE 27,278 25,978 79.23 % 79.51 % 18.77 % 18.77 %
2 513 IOWA FARM BUREAU GRP 17,910 17,444 58.49 % 58.53 % 12.33 % 31.10 %
3 698 NORTH STAR CO GRP 17,390 16,534 54.05 % 54.57 % 11.97 % 43.06 %
4 205 DE SMET INS GRP 16,530 16,258 43.91 % 45.78 % 11.38 % 54.44 %
5 140 NATIONWIDE CORP GRP 12,334 11,653 45.48 % 46.73 % 8.49 % 62.93 %
6 176 STATE FARM GRP 10,639 10,327 72.12 % 71.61 % 7.32 % 70.25 %
7 473 AMERICAN FAMILY INS GRP 10,155 9,809 48.35 % 48.82 % 6.99 % 77.24 %
8 175 STATE AUTO MUT GRP 7,475 6,174 89.58 % 90.93 % 5.14 % 82.38 %
9 280 AUTO OWNERS GRP 5,841 5,527 98.86 % 100.49 % 4.02 % 86.40 %
10 214 ALLIANCE INS GRP 4,034 3,821 40.45 % 41.32 % 2.78 % 89.17 %
**STATE TOTAL** 145,317 140,285 60.57 % 61.24 % 100.00 % 89.17 %

Tennessee 1 694 TENNESSEE FARMERS GRP 129,744 127,519 68.74 % 71.13 % 77.00 % 77.00 %
2 176 STATE FARM GRP 6,758 6,450 45.06 % 45.89 % 4.01 % 81.02 %
3 3548 TRAVELERS GRP 4,723 4,666 86.10 % 89.23 % 2.80 % 83.82 %
4 280 AUTO OWNERS GRP 3,720 3,438 16.14 % 18.31 % 2.21 % 86.03 %
5 4761 EVERETT MUT GRP 3,452 3,152 64.00 % 64.34 % 2.05 % 88.08 %
6 111 LIBERTY MUT GRP 3,371 3,571 64.47 % 65.65 % 2.00 % 90.08 %
7 140 NATIONWIDE CORP GRP 3,047 3,152 39.78 % 40.22 % 1.81 % 91.89 %
8 175 STATE AUTO MUT GRP 2,838 2,548 81.16 % 82.39 % 1.68 % 93.57 %
9 228 WESTFIELD GRP 2,586 2,328 64.10 % 64.34 % 1.53 % 95.10 %
10 267 GRANGE MUT CAS GRP 2,487 2,493 58.09 % 57.11 % 1.48 % 96.58 %
**STATE TOTAL** 168,488 164,874 66.53 % 68.64 % 100.00 % 96.58 %

© 2022 National Association of Insurance Commissioners


146
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Texas 1 809 TEXAS FARM BUREAU MUT GRP 224,218 217,555 88.26 % 88.74 % 56.97 % 56.97 %
2 176 STATE FARM GRP 41,410 40,744 67.55 % 67.37 % 10.52 % 67.49 %
3 3548 TRAVELERS GRP 39,715 39,255 58.08 % 59.78 % 10.09 % 77.58 %
4 140 NATIONWIDE CORP GRP 29,477 27,834 88.02 % 89.75 % 7.49 % 85.07 %
5 626 CHUBB LTD GRP 19,348 17,093 71.77 % 75.83 % 4.92 % 89.99 %
6 111 LIBERTY MUT GRP 17,441 15,435 67.51 % 69.50 % 4.43 % 94.42 %
7 175 STATE AUTO MUT GRP 16,503 13,819 92.86 % 94.73 % 4.19 % 98.61 %
8 785 MARKEL CORP GRP 2,621 2,336 137.84 % 147.02 % 0.67 % 99.28 %
9 98 WR BERKLEY CORP GRP 1,302 1,352 66.20 % 66.83 % 0.33 % 99.61 %
10 473 AMERICAN FAMILY INS GRP 1,069 398 38.19 % 38.82 % 0.27 % 99.88 %
**STATE TOTAL** 393,574 383,956 81.68 % 82.72 % 100.00 % 99.88 %

Utah 1 513 IOWA FARM BUREAU GRP 9,673 9,279 40.81 % 42.73 % 50.76 % 50.76 %
2 140 NATIONWIDE CORP GRP 1,892 1,861 56.27 % 58.41 % 9.93 % 60.68 %
3 176 STATE FARM GRP 1,528 1,485 35.79 % 32.96 % 8.02 % 68.70 %
4 333 MUTUAL OF ENUMCLAW GRP 1,231 1,181 36.82 % 39.46 % 6.46 % 75.16 %
5 111 LIBERTY MUT GRP 1,231 1,114 127.52 % 127.11 % 6.46 % 81.61 %
6 473 AMERICAN FAMILY INS GRP 1,181 1,120 33.24 % 35.91 % 6.20 % 87.81 %
7 8 ALLSTATE INS GRP 860 846 83.18 % 92.64 % 4.51 % 92.32 %
8 3548 TRAVELERS GRP 584 582 203.40 % 218.32 % 3.07 % 95.39 %
9 2878 UNITED HERITAGE MUT GRP 313 298 52.54 % 52.66 % 1.64 % 97.03 %
10 175 STATE AUTO MUT GRP 283 249 18.24 % 18.66 % 1.48 % 98.52 %
**STATE TOTAL** 19,058 18,363 54.52 % 56.74 % 100.00 % 98.52 %

Vermont 1 18686 CO OPERATIVE INS COS 10,063 10,040 34.23 % 34.38 % 61.20 % 61.20 %
2 140 NATIONWIDE CORP GRP 4,561 4,435 65.26 % 67.03 % 27.74 % 88.94 %
3 15997 MMG INS CO 970 979 17.73 % 18.26 % 5.90 % 94.84 %
4 203 VIRGINIA FARM BUREAU GRP 311 278 1.47 % 6.68 % 1.89 % 96.73 %
5 98 WR BERKLEY CORP GRP 234 214 6.15 % 6.39 % 1.43 % 98.16 %
6 84 AMERICAN FINANCIAL GRP 152 109 N/A N/A 0.92 % 99.08 %
7 785 MARKEL CORP GRP 130 126 6.54 % 8.06 % 0.79 % 99.87 %
8 3548 TRAVELERS GRP 15 16 N/A N/A 0.09 % 99.96 %
9 457 ARGO GRP US INC GRP 6 6 21.52 % 20.89 % 0.04 % 100.00 %
**STATE TOTAL** 16,442 16,202 40.21 % 40.94 % 100.00 % 100.00 %

Virginia 1 203 VIRGINIA FARM BUREAU GRP 47,760 46,759 56.89 % 57.29 % 57.69 % 57.69 %
2 4994 LOUDOUN MUT GRP 8,347 8,271 28.66 % 29.31 % 10.08 % 67.77 %
3 899 ROCKINGHAM GRP 5,737 5,688 21.46 % 21.55 % 6.93 % 74.70 %
4 140 NATIONWIDE CORP GRP 3,491 3,482 41.16 % 42.92 % 4.22 % 78.92 %
5 13501 BRETHREN MUT INS CO 2,938 2,878 55.80 % 55.80 % 3.55 % 82.47 %
6 4761 EVERETT MUT GRP 2,446 2,356 40.66 % 41.48 % 2.95 % 85.42 %
7 3548 TRAVELERS GRP 2,049 2,012 29.70 % 29.74 % 2.48 % 87.90 %
8 176 STATE FARM GRP 1,814 1,724 14.67 % 14.95 % 2.19 % 90.09 %
9 626 CHUBB LTD GRP 1,355 1,270 19.30 % 20.38 % 1.64 % 91.73 %
10 228 WESTFIELD GRP 1,204 1,147 33.84 % 34.06 % 1.45 % 93.18 %
**STATE TOTAL** 82,786 81,228 45.72 % 46.23 % 100.00 % 93.18 %

© 2022 National Association of Insurance Commissioners


147
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Washington 1 333 MUTUAL OF ENUMCLAW GRP 18,412 17,778 52.59 % 58.74 % 21.93 % 21.93 %
2 111 LIBERTY MUT GRP 12,524 13,016 25.58 % 27.03 % 14.92 % 36.85 %
3 50 COUNTRY INS & FIN SERV GRP 10,795 10,274 41.68 % 41.76 % 12.86 % 49.71 %
4 83 GRANGE INS GRP 10,103 9,761 38.21 % 43.26 % 12.03 % 61.74 %
5 3548 TRAVELERS GRP 9,752 9,072 32.93 % 39.84 % 11.62 % 73.36 %
6 140 NATIONWIDE CORP GRP 5,393 5,222 83.36 % 88.63 % 6.42 % 79.78 %
7 626 CHUBB LTD GRP 4,925 4,555 210.43 % 212.79 % 5.87 % 85.65 %
8 280 AUTO OWNERS GRP 4,112 4,120 49.99 % 51.30 % 4.90 % 90.54 %
9 176 STATE FARM GRP 3,027 2,882 80.06 % 81.13 % 3.61 % 94.15 %
10 473 AMERICAN FAMILY INS GRP 2,017 1,767 73.15 % 75.20 % 2.40 % 96.55 %
**STATE TOTAL** 83,954 81,499 56.78 % 60.31 % 100.00 % 96.55 %

West Virginia 1 4339 FARMERS & MECHANICS GRP 5,043 4,879 45.71 % 47.10 % 27.37 % 27.37 %
2 140 NATIONWIDE CORP GRP 4,534 4,594 13.83 % 14.88 % 24.61 % 51.98 %
3 35 CELINA GRP 3,942 3,818 43.30 % 43.64 % 21.39 % 73.37 %
4 228 WESTFIELD GRP 1,510 1,467 13.03 % 13.21 % 8.19 % 81.57 %
5 14656 MUNICIPAL MUT INS CO 1,111 924 65.31 % 65.38 % 6.03 % 87.59 %
6 175 STATE AUTO MUT GRP 855 768 22.02 % 24.54 % 4.64 % 92.24 %
7 111 LIBERTY MUT GRP 802 790 74.56 % 76.47 % 4.35 % 96.59 %
8 40070 FARMERS MUT INS CO 377 367 3.34 % 3.34 % 2.05 % 98.63 %
9 3548 TRAVELERS GRP 102 103 N/A 2.26 % 0.55 % 99.19 %
10 11878 MUTUALAID EXCHANGE 98 98 19.80 % 19.83 % 0.53 % 99.72 %
**STATE TOTAL** 18,425 17,871 33.94 % 34.95 % 100.00 % 99.72 %

Wisconsin 1 15091 RURAL MUT INS CO 73,631 72,301 48.25 % 49.76 % 34.59 % 34.59 %
2 473 AMERICAN FAMILY INS GRP 28,634 27,770 82.67 % 83.44 % 13.45 % 48.05 %
3 96 SECURA INS GRP 18,827 18,080 68.11 % 69.86 % 8.85 % 56.89 %
4 14176 HASTINGS MUT INS CO 15,850 15,705 76.31 % 77.24 % 7.45 % 64.34 %
5 10831 MT MORRIS MUT INS CO 11,312 10,877 71.23 % 71.64 % 5.31 % 69.65 %
6 280 AUTO OWNERS GRP 9,707 9,269 60.33 % 62.98 % 4.56 % 74.22 %
7 176 STATE FARM GRP 8,489 8,000 48.05 % 47.89 % 3.99 % 78.20 %
8 27022 WISCONSIN MUT INS CO 7,886 7,642 70.72 % 72.59 % 3.71 % 81.91 %
9 11036 MCMILLAN WARNER MUT INS CO 5,993 6,027 49.73 % 52.56 % 2.82 % 84.72 %
10 4849 MUTUAL OF WAUSAU GRP 4,935 4,898 101.44 % 102.41 % 2.32 % 87.04 %
**STATE TOTAL** 212,844 208,122 60.89 % 62.13 % 100.00 % 87.04 %

Wyoming 1 4683 MOUNTAIN WEST FARM GRP 14,792 14,294 50.09 % 44.90 % 40.04 % 40.04 %
2 3548 TRAVELERS GRP 6,114 5,928 47.85 % 49.95 % 16.55 % 56.58 %
3 111 LIBERTY MUT GRP 4,737 4,347 89.34 % 91.77 % 12.82 % 69.40 %
4 626 CHUBB LTD GRP 2,796 2,530 46.22 % 47.85 % 7.57 % 76.97 %
5 8 ALLSTATE INS GRP 2,685 2,582 102.34 % 106.68 % 7.27 % 84.24 %
6 176 STATE FARM GRP 2,350 2,180 95.96 % 97.70 % 6.36 % 90.60 %
7 140 NATIONWIDE CORP GRP 1,641 1,545 109.60 % 112.61 % 4.44 % 95.04 %
8 83 GRANGE INS GRP 819 794 100.99 % 103.08 % 2.22 % 97.25 %
9 333 MUTUAL OF ENUMCLAW GRP 443 323 15.40 % 15.80 % 1.20 % 98.45 %
10 84 AMERICAN FINANCIAL GRP 302 294 2.74 % 4.82 % 0.82 % 99.27 %
**STATE TOTAL** 36,948 35,344 63.34 % 62.88 % 100.00 % 99.27 %

Puerto Rico 1 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 196 192 38.41 % 38.75 % 100.00 % 100.00 %
**STATE TOTAL** 196 192 38.41 % 38.75 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


148
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
03 ‐ Farmowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Canada 1 84 AMERICAN FINANCIAL GRP 2,118 2,083 N/A N/A 100.00 % 100.00 %
**STATE TOTAL** 2,118 2,083 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


149
04—Homeowners Multiple Peril

© 2022 National Association of Insurance Commissioners


150
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 22,046,155 20,761,970 68.68 % 70.30 % 18.42 % 18.42 %
2 8 ALLSTATE INS GRP 10,500,630 10,040,259 73.36 % 75.56 % 8.77 % 27.19 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 7,988,445 7,642,958 73.21 % 73.95 % 6.67 % 33.86 %
4 111 LIBERTY MUT GRP 7,678,694 7,265,362 66.02 % 67.66 % 6.41 % 40.27 %
5 69 FARMERS INS GRP 7,608,035 7,340,272 70.95 % 71.93 % 6.36 % 46.63 %
6 3548 TRAVELERS GRP 5,557,121 5,176,974 65.87 % 67.24 % 4.64 % 51.27 %
7 473 AMERICAN FAMILY INS GRP 5,003,013 4,696,409 62.39 % 62.72 % 4.18 % 55.45 %
8 140 NATIONWIDE CORP GRP 3,522,394 3,414,501 72.51 % 74.89 % 2.94 % 58.39 %
9 626 CHUBB LTD GRP 3,210,874 3,139,077 61.24 % 61.73 % 2.68 % 61.07 %
10 155 PROGRESSIVE GRP 2,217,188 2,053,866 77.30 % 79.43 % 1.85 % 62.93 %
11 213 ERIE INS GRP 1,956,184 1,871,994 63.88 % 66.01 % 1.63 % 64.56 %
12 280 AUTO OWNERS GRP 1,915,941 1,863,262 61.10 % 62.59 % 1.60 % 66.16 %
13 4663 UNIVERSAL INS HOLDING GRP 1,582,352 1,509,768 66.63 % 68.78 % 1.32 % 67.48 %
14 10064 CITIZENS PROP INS CORP 1,260,866 985,863 44.38 % 59.29 % 1.05 % 68.54 %
15 12 AMERICAN INTL GRP 1,068,007 1,085,830 N/A N/A 0.89 % 69.43 %
16 3098 TOKIO MARINE HOLDINGS INC GRP 1,057,312 930,844 76.04 % 77.69 % 0.88 % 70.31 %
17 1278 CSAA INS GRP 1,053,685 1,011,793 61.09 % 61.76 % 0.88 % 71.19 %
18 28 AMICA MUT GRP 964,274 953,933 67.86 % 69.40 % 0.81 % 72.00 %
19 4861 HERITAGE INS HOLDINGS GRP 915,520 894,220 57.70 % 61.17 % 0.76 % 72.76 %
20 91 HARTFORD FIRE & CAS GRP 909,829 917,918 46.61 % 46.51 % 0.76 % 73.52 %
21 1318 AUTO CLUB ENTERPRISES INS GRP 890,840 866,550 64.22 % 66.63 % 0.74 % 74.27 %
22 4830 UNITED INS HOLDINGS GRP 814,525 884,807 108.96 % 119.56 % 0.68 % 74.95 %
23 660 MERCURY GEN GRP 810,343 736,341 61.35 % 63.55 % 0.68 % 75.62 %
24 19 ASSURANT INC GRP 809,285 786,150 44.68 % 45.19 % 0.68 % 76.30 %
25 50 COUNTRY INS & FIN SERV GRP 792,212 768,241 59.71 % 60.25 % 0.66 % 76.96 %
26 55 AUTOMOBILE CLUB MI GRP 766,769 748,957 71.18 % 72.27 % 0.64 % 77.60 %
27 244 CINCINNATI FIN GRP 765,192 721,409 60.29 % 63.81 % 0.64 % 78.24 %
28 88 THE HANOVER INS GRP 721,502 691,907 65.43 % 66.42 % 0.60 % 78.84 %
29 361 MUNICH RE GRP 714,780 683,899 53.10 % 53.73 % 0.60 % 79.44 %
30 175 STATE AUTO MUT GRP 703,988 652,525 89.80 % 91.98 % 0.59 % 80.03 %
31 3484 TOWER HILL INS GRP 685,368 653,179 59.63 % 70.53 % 0.57 % 80.60 %
32 4773 FRONTLINE INS GRP 598,753 529,043 49.04 % 57.28 % 0.50 % 81.10 %
33 4834 FEDNAT HOLDING CO GRP 587,749 609,602 151.69 % 173.44 % 0.49 % 81.59 %
34 225 IAT REINS CO GRP 517,830 456,026 128.53 % 138.38 % 0.43 % 82.02 %
35 4792 HCI GRP INC 500,143 431,719 38.58 % 42.62 % 0.42 % 82.44 %
36 123 SHELTER INS GRP 476,352 461,354 83.42 % 84.66 % 0.40 % 82.84 %
37 796 QBE INS GRP 470,026 460,753 69.42 % 77.20 % 0.39 % 83.23 %
38 4769 FLORIDA PENINSULA HOLDINGS GRP 465,945 396,085 68.12 % 75.14 % 0.39 % 83.62 %
39 411 MAPFRE INS GRP 451,398 446,955 39.91 % 42.12 % 0.38 % 84.00 %
40 694 TENNESSEE FARMERS GRP 449,965 440,044 69.82 % 71.41 % 0.38 % 84.37 %
41 31 BERKSHIRE HATHAWAY GRP 440,012 397,396 83.54 % 91.41 % 0.37 % 84.74 %
42 5010 SH1 HOLDINGS GRP 438,977 345,928 126.29 % 134.03 % 0.37 % 85.11 %
43 324 NORTH CAROLINA FARM BUREAU GRP 408,978 391,930 66.60 % 66.87 % 0.34 % 85.45 %
44 22 ANDOVER GRP 376,268 364,980 49.92 % 51.83 % 0.31 % 85.76 %
45 408 AMERICAN NATL FIN GRP 362,580 343,100 74.36 % 74.73 % 0.30 % 86.07 %
46 12841 AMERICAN INTEGRITY INS CO OF FL 344,820 307,541 58.92 % 65.56 % 0.29 % 86.36 %
47 513 IOWA FARM BUREAU GRP 343,263 335,897 61.98 % 62.15 % 0.29 % 86.64 %
48 5 ALFA INS GRP 341,054 330,069 68.69 % 68.86 % 0.28 % 86.93 %
49 483 SOUTHERN FARM BUREAU CAS GRP 340,453 324,572 67.08 % 67.74 % 0.28 % 87.21 %
50 708 NEW JERSEY MANUFACTURERS GRP 339,011 329,436 71.65 % 73.29 % 0.28 % 87.50 %
51 267 GRANGE MUT CAS GRP 338,100 323,051 59.07 % 59.73 % 0.28 % 87.78 %
52 12536 HOMEOWNERS OF AMER INS CO 309,357 257,542 99.53 % 100.16 % 0.26 % 88.04 %
53 16023 LEMONADE INS CO 308,479 252,138 77.83 % 77.83 % 0.26 % 88.29 %
54 10117 SECURITY FIRST INS CO 305,827 315,938 44.43 % 54.95 % 0.26 % 88.55 %
55 228 WESTFIELD GRP 294,766 284,521 65.95 % 66.53 % 0.25 % 88.80 %
56 4869 WT HOLDINGS GRP 288,149 256,312 56.97 % 57.81 % 0.24 % 89.04 %
57 809 TEXAS FARM BUREAU MUT GRP 276,101 264,553 106.23 % 106.30 % 0.23 % 89.27 %
58 109 KENTUCKY FARM BUREAU GRP 276,029 269,291 113.65 % 114.44 % 0.23 % 89.50 %
59 71 UNIVERSAL INS CO GRP 268,362 282,238 62.85 % 70.90 % 0.22 % 89.72 %
60 785 MARKEL CORP GRP 243,577 259,683 100.55 % 112.98 % 0.20 % 89.92 %
61 215 KEMPER CORP GRP 229,484 228,328 61.75 % 61.93 % 0.19 % 90.12 %
62 1227 PALISADES GRP 220,822 208,240 65.71 % 67.20 % 0.18 % 90.30 %
63 300 HORACE MANN GRP 212,084 212,598 66.00 % 66.26 % 0.18 % 90.48 %
64 4983 SOUTHERN FIDELITY HOLDING GRP 210,510 224,027 190.90 % 191.45 % 0.18 % 90.65 %
65 2898 WESTERN SERV CONTRACT GRP 204,989 206,171 40.34 % 46.50 % 0.17 % 90.83 %
© 2022 National Association of Insurance Commissioners
151
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 4850 CLEAR BLUE FINANCIAL GRP 204,778 189,703 116.54 % 124.56 % 0.17 % 91.00 %
67 12954 OLYMPUS INS CO 204,259 195,165 56.84 % 63.52 % 0.17 % 91.17 %
68 2518 NYCM INS GRP 201,123 196,592 43.52 % 44.03 % 0.17 % 91.33 %
69 234 VERMONT MUT GRP 200,615 196,728 43.61 % 43.84 % 0.17 % 91.50 %
70 13125 PEOPLES TRUST INS CO 193,530 197,540 62.13 % 71.33 % 0.16 % 91.66 %
71 188 SAFETY GRP 192,688 191,788 31.65 % 32.44 % 0.16 % 91.82 %
72 15350 WEST BEND MUT INS CO 187,409 177,730 80.29 % 81.14 % 0.16 % 91.98 %
73 542 INDIANA FARM BUREAU GRP 185,347 177,783 52.38 % 52.55 % 0.15 % 92.14 %
74 14184 ACUITY A MUT INS CO 176,138 167,207 69.66 % 70.43 % 0.15 % 92.28 %
75 586 ARBELLA INS GRP 165,384 162,647 42.50 % 43.63 % 0.14 % 92.42 %
76 67 MICHIGAN FARM BUREAU GRP 161,568 157,165 77.27 % 78.63 % 0.13 % 92.56 %
77 5000 VAULT HOLDINGS GRP 160,311 123,780 76.29 % 77.13 % 0.13 % 92.69 %
78 4051 OCEAN HARBOR GRP 154,404 149,366 51.76 % 53.91 % 0.13 % 92.82 %
79 415 PLYMOUTH ROCK INS GRP 151,643 142,934 45.58 % 46.39 % 0.13 % 92.95 %
80 36 CENTRAL MUT INS CO GRP 149,481 152,826 70.11 % 70.56 % 0.12 % 93.07 %
81 15816 ALLIED TRUST INS CO 148,875 141,229 267.26 % 268.16 % 0.12 % 93.20 %
82 24341 PEMCO MUT INS CO 148,404 142,101 78.36 % 80.23 % 0.12 % 93.32 %
83 13757 FARM BUREAU MUT INS CO OF AR INC 146,769 144,234 93.04 % 94.31 % 0.12 % 93.44 %
84 250 DONEGAL GRP 144,320 144,348 57.68 % 60.81 % 0.12 % 93.56 %
85 4674 BARRINGTON CAPITAL GRP 139,448 124,837 59.33 % 63.00 % 0.12 % 93.68 %
86 13668 KINGSTONE INS CO 133,384 128,317 51.82 % 57.08 % 0.11 % 93.79 %
87 242 SELECTIVE INS GRP 132,000 129,970 64.97 % 66.66 % 0.11 % 93.90 %
88 12247 SOUTHERN OAK INS CO 131,964 114,102 42.19 % 43.66 % 0.11 % 94.01 %
89 4962 AU HOLDING CO GRP 131,414 125,366 171.14 % 177.13 % 0.11 % 94.12 %
90 561 GEORGIA FARM BUREAU GRP 130,568 128,015 53.35 % 54.30 % 0.11 % 94.23 %
91 12359 AMERICAN TRADITIONS INS CO 128,033 124,834 52.03 % 54.62 % 0.11 % 94.34 %
92 3456 CYPRESS GRP HOLDINGS INC GRP 124,120 116,041 61.38 % 63.06 % 0.10 % 94.44 %
93 13889 FARMERS MUT INS CO OF NE 122,212 116,822 64.10 % 64.29 % 0.10 % 94.54 %
94 698 NORTH STAR CO GRP 122,135 116,420 63.65 % 64.17 % 0.10 % 94.64 %
95 153 PEKIN INS GRP 120,577 124,221 50.42 % 53.58 % 0.10 % 94.75 %
96 212 ZURICH INS GRP 118,768 104,437 75.43 % 78.60 % 0.10 % 94.84 %
97 271 PENNSYLVANIA NATL INS GRP 114,450 112,189 57.07 % 57.65 % 0.10 % 94.94 %
98 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 106,927 111,516 69.44 % 74.51 % 0.09 % 95.03 %
99 3829 GEOVERA HOLDINGS INC GRP 106,279 152,114 163.66 % 193.73 % 0.09 % 95.12 %
100 15024 PREFERRED MUT INS CO 105,288 111,484 41.75 % 43.15 % 0.09 % 95.21 %
101 333 MUTUAL OF ENUMCLAW GRP 104,869 102,132 54.42 % 55.03 % 0.09 % 95.29 %
102 33 CALIFORNIA CAS MGMT GRP 103,562 100,465 65.51 % 66.13 % 0.09 % 95.38 %
103 1309 FRANKENMUTH GRP 101,266 101,017 75.73 % 77.16 % 0.08 % 95.46 %
104 4969 TRISURA GRP 99,467 57,055 71.12 % 85.26 % 0.08 % 95.55 %
105 14427 LOUISIANA FARM BUREAU MUT INS CO 96,397 94,026 288.38 % 288.30 % 0.08 % 95.63 %
106 1275 QUINCY MUT GRP 92,551 93,410 31.11 % 31.36 % 0.08 % 95.71 %
107 514 MISSOURI FARM BUREAU GRP 91,182 85,996 67.88 % 68.85 % 0.08 % 95.78 %
108 5019 KIN INS INC GRP 90,340 48,989 73.84 % 80.05 % 0.08 % 95.86 %
109 313 AEGIS GRP 88,613 106,650 65.73 % 66.03 % 0.07 % 95.93 %
110 144 NORFOLK & DEDHAM GRP 83,440 81,684 36.37 % 39.15 % 0.07 % 96.00 %
111 4980 MGI HOLDINGS GRP 79,596 79,831 50.08 % 50.89 % 0.07 % 96.07 %
112 96 SECURA INS GRP 79,448 77,696 77.33 % 78.68 % 0.07 % 96.13 %
113 15341 SAFEPOINT INS CO 79,110 75,868 61.91 % 68.14 % 0.07 % 96.20 %
114 800 WESTERN MUT INS GRP 77,600 76,965 64.40 % 70.15 % 0.06 % 96.26 %
115 762 FRANKLIN MUT GRP 75,870 74,644 78.70 % 79.64 % 0.06 % 96.33 %
116 201 UTICA GRP 74,698 70,637 52.24 % 55.35 % 0.06 % 96.39 %
117 689 BANKERS INS GRP 73,433 78,211 250.48 % 253.04 % 0.06 % 96.45 %
118 291 ENCOVA MUT INS GRP 72,047 73,730 48.69 % 48.85 % 0.06 % 96.51 %
119 968 AXA INS GRP 71,499 136,171 36.04 % 39.15 % 0.06 % 96.57 %
120 12898 AMERICAN RISK INS CO INC 68,472 63,043 79.61 % 79.89 % 0.06 % 96.63 %
121 309 WESTERN NATL MUT GRP 68,049 66,956 77.44 % 78.38 % 0.06 % 96.69 %
122 3991 IMT MUT HOLDING GRP 66,179 64,778 94.23 % 96.50 % 0.06 % 96.74 %
123 4683 MOUNTAIN WEST FARM GRP 66,111 65,056 76.29 % 74.98 % 0.06 % 96.80 %
124 533 SOUTH CAROLINA FARM BUREAU MUT GRP 65,315 63,379 38.89 % 39.23 % 0.05 % 96.85 %
125 18309 PIONEER STATE MUT INS CO 64,468 65,282 81.48 % 81.75 % 0.05 % 96.90 %
**INDUSTRY TOTAL** 119,715,258 113,986,752 68.80 % 71.02 % 100.00 % 96.90 %

© 2022 National Association of Insurance Commissioners


152
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 22,046,155 20,761,970 68.68 % 70.31 % 18.42 % 18.42 %
2 8 ALLSTATE INS GRP 10,500,630 10,040,259 73.36 % 75.56 % 8.77 % 27.19 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 7,988,445 7,642,958 73.21 % 73.95 % 6.67 % 33.86 %
4 111 LIBERTY MUT GRP 7,678,694 7,265,362 66.02 % 67.66 % 6.41 % 40.27 %
5 69 FARMERS INS GRP 7,608,035 7,340,272 70.95 % 71.93 % 6.36 % 46.63 %
6 3548 TRAVELERS GRP 5,557,121 5,176,974 65.87 % 67.24 % 4.64 % 51.27 %
7 473 AMERICAN FAMILY INS GRP 5,003,013 4,696,409 62.39 % 62.72 % 4.18 % 55.45 %
8 140 NATIONWIDE CORP GRP 3,522,394 3,414,501 72.51 % 74.89 % 2.94 % 58.39 %
9 626 CHUBB LTD GRP 3,208,460 3,136,604 61.18 % 61.67 % 2.68 % 61.07 %
10 155 PROGRESSIVE GRP 2,217,188 2,053,866 77.30 % 79.43 % 1.85 % 62.93 %
11 213 ERIE INS GRP 1,956,184 1,871,994 63.88 % 66.01 % 1.63 % 64.56 %
12 280 AUTO OWNERS GRP 1,915,941 1,863,262 61.10 % 62.59 % 1.60 % 66.16 %
13 4663 UNIVERSAL INS HOLDING GRP 1,582,352 1,509,768 66.63 % 68.78 % 1.32 % 67.48 %
14 10064 CITIZENS PROP INS CORP 1,260,866 985,863 44.38 % 59.29 % 1.05 % 68.54 %
15 12 AMERICAN INTL GRP 1,067,152 1,083,801 N/A N/A 0.89 % 69.43 %
16 3098 TOKIO MARINE HOLDINGS INC GRP 1,057,312 930,844 76.04 % 77.69 % 0.88 % 70.31 %
17 1278 CSAA INS GRP 1,053,685 1,011,793 61.09 % 61.76 % 0.88 % 71.19 %
18 28 AMICA MUT GRP 964,274 953,933 67.86 % 69.40 % 0.81 % 72.00 %
19 4861 HERITAGE INS HOLDINGS GRP 915,520 894,220 57.70 % 61.17 % 0.76 % 72.76 %
20 91 HARTFORD FIRE & CAS GRP 909,829 917,918 46.61 % 46.55 % 0.76 % 73.52 %
21 1318 AUTO CLUB ENTERPRISES INS GRP 890,840 866,550 64.22 % 66.63 % 0.74 % 74.27 %
22 4830 UNITED INS HOLDINGS GRP 814,525 884,807 108.96 % 119.56 % 0.68 % 74.95 %
23 660 MERCURY GEN GRP 810,343 736,341 61.35 % 63.55 % 0.68 % 75.62 %
24 19 ASSURANT INC GRP 809,285 786,150 44.68 % 45.19 % 0.68 % 76.30 %
25 50 COUNTRY INS & FIN SERV GRP 792,212 768,241 59.71 % 60.25 % 0.66 % 76.96 %
26 55 AUTOMOBILE CLUB MI GRP 766,769 748,957 71.18 % 72.27 % 0.64 % 77.60 %
27 244 CINCINNATI FIN GRP 765,192 721,409 60.29 % 63.81 % 0.64 % 78.24 %
28 88 THE HANOVER INS GRP 721,502 691,907 65.43 % 66.42 % 0.60 % 78.84 %
29 361 MUNICH RE GRP 714,780 683,899 53.10 % 53.73 % 0.60 % 79.44 %
30 175 STATE AUTO MUT GRP 703,988 652,525 89.80 % 91.98 % 0.59 % 80.03 %
31 3484 TOWER HILL INS GRP 685,368 653,179 59.63 % 70.53 % 0.57 % 80.60 %
32 4773 FRONTLINE INS GRP 598,753 529,043 49.04 % 57.28 % 0.50 % 81.10 %
33 4834 FEDNAT HOLDING CO GRP 587,749 609,602 151.69 % 173.44 % 0.49 % 81.59 %
34 225 IAT REINS CO GRP 517,830 456,026 128.53 % 138.38 % 0.43 % 82.02 %
35 4792 HCI GRP INC 500,143 431,719 38.58 % 42.62 % 0.42 % 82.44 %
36 123 SHELTER INS GRP 476,352 461,354 83.42 % 84.66 % 0.40 % 82.84 %
37 796 QBE INS GRP 470,026 460,753 69.42 % 77.20 % 0.39 % 83.23 %
38 4769 FLORIDA PENINSULA HOLDINGS GRP 465,945 396,085 68.12 % 75.14 % 0.39 % 83.62 %
39 411 MAPFRE INS GRP 451,398 446,955 39.91 % 42.12 % 0.38 % 84.00 %
40 694 TENNESSEE FARMERS GRP 449,965 440,044 69.82 % 71.41 % 0.38 % 84.37 %
41 31 BERKSHIRE HATHAWAY GRP 440,012 397,396 83.54 % 91.41 % 0.37 % 84.74 %
42 5010 SH1 HOLDINGS GRP 438,977 345,928 126.29 % 134.03 % 0.37 % 85.11 %
43 324 NORTH CAROLINA FARM BUREAU GRP 408,978 391,930 66.60 % 66.87 % 0.34 % 85.45 %
44 22 ANDOVER GRP 376,268 364,980 49.92 % 51.83 % 0.31 % 85.76 %
45 408 AMERICAN NATL FIN GRP 362,580 343,100 74.36 % 74.73 % 0.30 % 86.07 %
46 12841 AMERICAN INTEGRITY INS CO OF FL 344,820 307,541 58.92 % 65.56 % 0.29 % 86.36 %
47 513 IOWA FARM BUREAU GRP 343,263 335,897 61.98 % 62.15 % 0.29 % 86.64 %
48 5 ALFA INS GRP 341,054 330,069 68.69 % 68.86 % 0.28 % 86.93 %
49 483 SOUTHERN FARM BUREAU CAS GRP 340,453 324,572 67.08 % 67.74 % 0.28 % 87.21 %
50 708 NEW JERSEY MANUFACTURERS GRP 339,011 329,436 71.65 % 73.29 % 0.28 % 87.49 %
51 267 GRANGE MUT CAS GRP 338,100 323,051 59.07 % 59.73 % 0.28 % 87.78 %
52 12536 HOMEOWNERS OF AMER INS CO 309,357 257,542 99.53 % 100.16 % 0.26 % 88.04 %
53 16023 LEMONADE INS CO 308,479 252,138 77.83 % 77.83 % 0.26 % 88.29 %
54 10117 SECURITY FIRST INS CO 305,827 315,938 44.43 % 54.95 % 0.26 % 88.55 %
55 228 WESTFIELD GRP 294,766 284,521 65.95 % 66.53 % 0.25 % 88.79 %
56 4869 WT HOLDINGS GRP 288,149 256,312 56.97 % 57.81 % 0.24 % 89.04 %
57 809 TEXAS FARM BUREAU MUT GRP 276,101 264,553 106.23 % 106.30 % 0.23 % 89.27 %
58 109 KENTUCKY FARM BUREAU GRP 276,029 269,291 113.65 % 114.44 % 0.23 % 89.50 %
59 71 UNIVERSAL INS CO GRP 268,362 282,238 62.85 % 70.90 % 0.22 % 89.72 %
60 785 MARKEL CORP GRP 243,577 259,683 100.55 % 112.98 % 0.20 % 89.92 %
61 215 KEMPER CORP GRP 229,484 228,328 61.75 % 61.93 % 0.19 % 90.12 %
62 1227 PALISADES GRP 220,822 208,240 65.71 % 67.20 % 0.18 % 90.30 %
63 300 HORACE MANN GRP 212,084 212,598 66.00 % 66.26 % 0.18 % 90.48 %
64 4983 SOUTHERN FIDELITY HOLDING GRP 210,510 224,027 190.90 % 191.45 % 0.18 % 90.65 %
65 2898 WESTERN SERV CONTRACT GRP 204,989 206,171 40.34 % 46.50 % 0.17 % 90.82 %
© 2022 National Association of Insurance Commissioners
153
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 4850 CLEAR BLUE FINANCIAL GRP 204,778 189,703 116.54 % 124.56 % 0.17 % 91.00 %
67 12954 OLYMPUS INS CO 204,259 195,165 56.84 % 63.52 % 0.17 % 91.17 %
68 2518 NYCM INS GRP 201,123 196,592 43.52 % 44.03 % 0.17 % 91.33 %
69 234 VERMONT MUT GRP 200,615 196,728 43.61 % 43.84 % 0.17 % 91.50 %
70 13125 PEOPLES TRUST INS CO 193,530 197,540 62.13 % 71.33 % 0.16 % 91.66 %
71 188 SAFETY GRP 192,688 191,788 31.65 % 32.44 % 0.16 % 91.82 %
72 15350 WEST BEND MUT INS CO 187,409 177,730 80.29 % 81.14 % 0.16 % 91.98 %
73 542 INDIANA FARM BUREAU GRP 185,347 177,783 52.38 % 52.55 % 0.15 % 92.14 %
74 14184 ACUITY A MUT INS CO 176,138 167,207 69.66 % 70.43 % 0.15 % 92.28 %
75 586 ARBELLA INS GRP 165,384 162,647 42.50 % 43.63 % 0.14 % 92.42 %
76 67 MICHIGAN FARM BUREAU GRP 161,568 157,165 77.27 % 78.63 % 0.13 % 92.56 %
77 5000 VAULT HOLDINGS GRP 160,311 123,780 76.29 % 77.13 % 0.13 % 92.69 %
78 4051 OCEAN HARBOR GRP 154,404 149,366 51.76 % 53.91 % 0.13 % 92.82 %
79 415 PLYMOUTH ROCK INS GRP 151,643 142,934 45.58 % 46.39 % 0.13 % 92.95 %
80 36 CENTRAL MUT INS CO GRP 149,481 152,826 70.11 % 70.56 % 0.12 % 93.07 %
81 15816 ALLIED TRUST INS CO 148,875 141,229 267.26 % 268.16 % 0.12 % 93.20 %
82 24341 PEMCO MUT INS CO 148,404 142,101 78.36 % 80.23 % 0.12 % 93.32 %
83 13757 FARM BUREAU MUT INS CO OF AR INC 146,769 144,234 93.04 % 94.31 % 0.12 % 93.44 %
84 250 DONEGAL GRP 144,320 144,348 57.68 % 60.81 % 0.12 % 93.56 %
85 4674 BARRINGTON CAPITAL GRP 139,448 124,837 59.33 % 63.00 % 0.12 % 93.68 %
86 13668 KINGSTONE INS CO 133,384 128,317 51.82 % 57.08 % 0.11 % 93.79 %
87 242 SELECTIVE INS GRP 132,000 129,970 64.97 % 66.66 % 0.11 % 93.90 %
88 12247 SOUTHERN OAK INS CO 131,964 114,102 42.19 % 43.66 % 0.11 % 94.01 %
89 4962 AU HOLDING CO GRP 131,414 125,366 171.14 % 177.13 % 0.11 % 94.12 %
90 561 GEORGIA FARM BUREAU GRP 130,568 128,015 53.35 % 54.30 % 0.11 % 94.23 %
91 12359 AMERICAN TRADITIONS INS CO 128,033 124,834 52.03 % 54.62 % 0.11 % 94.34 %
92 3456 CYPRESS GRP HOLDINGS INC GRP 124,120 116,041 61.38 % 63.06 % 0.10 % 94.44 %
93 13889 FARMERS MUT INS CO OF NE 122,212 116,822 64.10 % 64.29 % 0.10 % 94.54 %
94 698 NORTH STAR CO GRP 122,135 116,420 63.65 % 64.17 % 0.10 % 94.64 %
95 153 PEKIN INS GRP 120,577 124,221 50.42 % 53.58 % 0.10 % 94.75 %
96 212 ZURICH INS GRP 118,768 104,437 75.43 % 78.60 % 0.10 % 94.84 %
97 271 PENNSYLVANIA NATL INS GRP 114,450 112,189 57.07 % 57.65 % 0.10 % 94.94 %
98 308 PHILADELPHIA CONTRIBUTIONSHIP GRP 106,927 111,516 69.44 % 74.51 % 0.09 % 95.03 %
99 3829 GEOVERA HOLDINGS INC GRP 106,279 152,114 163.66 % 193.73 % 0.09 % 95.12 %
100 15024 PREFERRED MUT INS CO 105,288 111,484 41.75 % 43.15 % 0.09 % 95.21 %
101 333 MUTUAL OF ENUMCLAW GRP 104,869 102,132 54.42 % 55.03 % 0.09 % 95.29 %
102 33 CALIFORNIA CAS MGMT GRP 103,562 100,465 65.51 % 66.13 % 0.09 % 95.38 %
103 1309 FRANKENMUTH GRP 101,266 101,017 75.73 % 77.16 % 0.08 % 95.46 %
104 4969 TRISURA GRP 99,467 57,055 71.12 % 85.26 % 0.08 % 95.55 %
105 14427 LOUISIANA FARM BUREAU MUT INS CO 96,397 94,026 288.38 % 288.30 % 0.08 % 95.63 %
106 1275 QUINCY MUT GRP 92,551 93,410 31.11 % 31.36 % 0.08 % 95.71 %
107 514 MISSOURI FARM BUREAU GRP 91,182 85,996 67.88 % 68.85 % 0.08 % 95.78 %
108 5019 KIN INS INC GRP 90,340 48,989 73.84 % 80.05 % 0.08 % 95.86 %
109 313 AEGIS GRP 88,613 106,650 65.73 % 66.03 % 0.07 % 95.93 %
110 144 NORFOLK & DEDHAM GRP 83,440 81,684 36.37 % 39.15 % 0.07 % 96.00 %
111 4980 MGI HOLDINGS GRP 79,596 79,831 50.08 % 50.89 % 0.07 % 96.07 %
112 96 SECURA INS GRP 79,448 77,696 77.33 % 78.68 % 0.07 % 96.13 %
113 15341 SAFEPOINT INS CO 79,110 75,868 61.91 % 68.14 % 0.07 % 96.20 %
114 800 WESTERN MUT INS GRP 77,600 76,965 64.40 % 70.15 % 0.06 % 96.26 %
115 762 FRANKLIN MUT GRP 75,870 74,644 78.70 % 79.64 % 0.06 % 96.33 %
116 201 UTICA GRP 74,698 70,637 52.24 % 55.35 % 0.06 % 96.39 %
117 689 BANKERS INS GRP 73,433 78,211 250.48 % 253.04 % 0.06 % 96.45 %
118 291 ENCOVA MUT INS GRP 72,047 73,730 48.69 % 48.85 % 0.06 % 96.51 %
119 968 AXA INS GRP 71,499 136,171 36.04 % 39.15 % 0.06 % 96.57 %
120 12898 AMERICAN RISK INS CO INC 68,472 63,043 79.61 % 79.89 % 0.06 % 96.63 %
121 309 WESTERN NATL MUT GRP 68,049 66,956 77.44 % 78.38 % 0.06 % 96.69 %
122 3991 IMT MUT HOLDING GRP 66,179 64,778 94.23 % 96.50 % 0.06 % 96.74 %
123 4683 MOUNTAIN WEST FARM GRP 66,111 65,056 76.29 % 74.98 % 0.06 % 96.80 %
124 533 SOUTH CAROLINA FARM BUREAU MUT GRP 65,315 63,379 38.89 % 39.23 % 0.05 % 96.85 %
125 18309 PIONEER STATE MUT INS CO 64,468 65,282 81.48 % 81.75 % 0.05 % 96.90 %
**INDUSTRY TOTAL** 119,711,906 113,982,179 68.80 % 71.02 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


154
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 176 STATE FARM GRP 585,844 558,753 45.62 % 46.48 % 27.55 % 27.55 %
2 5 ALFA INS GRP 276,943 268,397 70.51 % 70.68 % 13.03 % 40.58 %
3 8 ALLSTATE INS GRP 251,231 240,370 58.03 % 59.50 % 11.82 % 52.39 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 190,993 184,009 67.59 % 67.98 % 8.98 % 61.38 %
5 3548 TRAVELERS GRP 100,207 96,318 67.13 % 68.43 % 4.71 % 66.09 %
6 69 FARMERS INS GRP 96,256 97,305 52.58 % 52.90 % 4.53 % 70.62 %
7 111 LIBERTY MUT GRP 91,835 78,992 65.01 % 66.38 % 4.32 % 74.94 %
8 280 AUTO OWNERS GRP 54,202 52,665 64.85 % 65.15 % 2.55 % 77.49 %
9 50 COUNTRY INS & FIN SERV GRP 46,946 45,229 52.52 % 52.88 % 2.21 % 79.69 %
10 140 NATIONWIDE CORP GRP 46,917 46,491 64.75 % 66.81 % 2.21 % 81.90 %
**STATE TOTAL** 2,126,218 2,030,260 56.41 % 57.52 % 100.00 % 81.90 %

Alaska 1 176 STATE FARM GRP 64,007 60,636 43.30 % 44.23 % 33.29 % 33.29 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 37,953 35,301 49.88 % 50.40 % 19.74 % 53.03 %
3 8 ALLSTATE INS GRP 32,102 31,405 48.69 % 50.32 % 16.70 % 69.72 %
4 111 LIBERTY MUT GRP 19,170 18,346 39.96 % 41.08 % 9.97 % 79.69 %
5 50 COUNTRY INS & FIN SERV GRP 15,680 15,333 67.37 % 67.50 % 8.15 % 87.85 %
6 309 WESTERN NATL MUT GRP 11,040 11,112 43.05 % 44.86 % 5.74 % 93.59 %
7 225 IAT REINS CO GRP 3,504 3,130 110.73 % 116.44 % 1.82 % 95.41 %
8 300 HORACE MANN GRP 2,672 2,699 44.46 % 44.94 % 1.39 % 96.80 %
9 69 FARMERS INS GRP 2,337 2,322 38.63 % 38.89 % 1.22 % 98.02 %
10 91 HARTFORD FIRE & CAS GRP 1,131 1,175 N/A N/A 0.59 % 98.61 %
**STATE TOTAL** 192,274 184,010 47.49 % 48.50 % 100.00 % 98.61 %

Arizona 1 176 STATE FARM GRP 349,854 331,264 59.81 % 61.63 % 16.95 % 16.95 %
2 69 FARMERS INS GRP 262,146 252,746 76.46 % 77.67 % 12.70 % 29.65 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 197,121 188,975 71.22 % 72.07 % 9.55 % 39.20 %
4 111 LIBERTY MUT GRP 189,431 175,661 79.17 % 80.61 % 9.18 % 48.37 %
5 473 AMERICAN FAMILY INS GRP 184,744 176,098 68.34 % 68.80 % 8.95 % 57.32 %
6 8 ALLSTATE INS GRP 182,070 174,772 68.50 % 70.08 % 8.82 % 66.14 %
7 3548 TRAVELERS GRP 133,621 124,795 73.52 % 75.00 % 6.47 % 72.61 %
8 91 HARTFORD FIRE & CAS GRP 44,472 44,163 44.08 % 45.29 % 2.15 % 74.77 %
9 1278 CSAA INS GRP 39,686 39,010 85.93 % 86.44 % 1.92 % 76.69 %
10 155 PROGRESSIVE GRP 39,322 37,414 61.72 % 63.61 % 1.90 % 78.60 %
**STATE TOTAL** 2,064,299 1,972,510 70.84 % 72.29 % 100.00 % 78.60 %

Arkansas 1 176 STATE FARM GRP 293,145 279,542 62.44 % 63.16 % 26.56 % 26.56 %
2 13757 FARM BUREAU MUT INS CO OF AR INC 146,769 144,234 93.04 % 94.31 % 13.30 % 39.85 %
3 8 ALLSTATE INS GRP 87,882 83,841 51.76 % 53.00 % 7.96 % 47.82 %
4 123 SHELTER INS GRP 85,605 83,189 75.54 % 76.12 % 7.76 % 55.57 %
5 69 FARMERS INS GRP 84,614 81,211 56.79 % 57.15 % 7.67 % 63.24 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 67,034 63,750 63.92 % 64.37 % 6.07 % 69.31 %
7 111 LIBERTY MUT GRP 44,906 42,428 52.21 % 53.00 % 4.07 % 73.38 %
8 3548 TRAVELERS GRP 38,226 31,592 64.31 % 65.80 % 3.46 % 76.84 %
9 155 PROGRESSIVE GRP 34,325 30,971 80.55 % 81.52 % 3.11 % 79.95 %
10 280 AUTO OWNERS GRP 28,487 28,197 63.42 % 64.86 % 2.58 % 82.53 %
**STATE TOTAL** 1,103,809 1,054,665 67.13 % 67.99 % 100.00 % 82.53 %

© 2022 National Association of Insurance Commissioners


155
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 176 STATE FARM GRP 2,167,242 1,949,654 47.19 % 50.16 % 19.41 % 19.41 %
2 69 FARMERS INS GRP 1,652,393 1,555,551 66.83 % 68.33 % 14.80 % 34.21 %
3 8 ALLSTATE INS GRP 715,837 676,389 38.74 % 42.50 % 6.41 % 40.62 %
4 1278 CSAA INS GRP 709,557 664,839 56.53 % 57.22 % 6.35 % 46.97 %
5 111 LIBERTY MUT GRP 691,059 650,141 50.21 % 52.55 % 6.19 % 53.16 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 654,334 622,658 52.42 % 53.79 % 5.86 % 59.02 %
7 660 MERCURY GEN GRP 651,853 610,694 57.24 % 59.61 % 5.84 % 64.86 %
8 1318 AUTO CLUB ENTERPRISES INS GRP 548,190 533,932 55.12 % 57.92 % 4.91 % 69.77 %
9 3548 TRAVELERS GRP 462,720 414,672 46.84 % 50.09 % 4.14 % 73.91 %
10 140 NATIONWIDE CORP GRP 343,236 358,553 47.48 % 49.55 % 3.07 % 76.99 %
**STATE TOTAL** 11,166,346 10,494,962 43.19 % 45.77 % 100.00 % 76.99 %

Colorado 1 176 STATE FARM GRP 684,658 632,485 120.86 % 122.15 % 20.97 % 20.97 %
2 111 LIBERTY MUT GRP 430,606 386,817 55.74 % 57.15 % 13.19 % 34.16 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 381,678 359,759 69.89 % 70.48 % 11.69 % 45.85 %
4 473 AMERICAN FAMILY INS GRP 311,663 292,298 86.04 % 87.42 % 9.55 % 55.40 %
5 8 ALLSTATE INS GRP 299,575 289,934 112.90 % 116.34 % 9.18 % 64.58 %
6 69 FARMERS INS GRP 262,632 257,823 88.07 % 88.67 % 8.04 % 72.62 %
7 3548 TRAVELERS GRP 209,687 204,387 84.46 % 85.31 % 6.42 % 79.04 %
8 140 NATIONWIDE CORP GRP 125,751 116,179 126.06 % 128.14 % 3.85 % 82.90 %
9 626 CHUBB LTD GRP 98,190 96,273 55.89 % 55.43 % 3.01 % 85.90 %
10 155 PROGRESSIVE GRP 44,393 43,954 91.99 % 93.66 % 1.36 % 87.26 %
**STATE TOTAL** 3,264,641 3,080,291 91.45 % 92.79 % 100.00 % 87.26 %

Connecticut 1 3548 TRAVELERS GRP 148,659 140,957 40.26 % 41.15 % 8.68 % 8.68 %
2 626 CHUBB LTD GRP 146,830 149,525 50.34 % 51.15 % 8.57 % 17.25 %
3 8 ALLSTATE INS GRP 140,382 138,757 46.18 % 46.96 % 8.20 % 25.45 %
4 111 LIBERTY MUT GRP 135,410 136,733 48.08 % 49.73 % 7.91 % 33.35 %
5 176 STATE FARM GRP 124,105 116,315 64.43 % 65.77 % 7.25 % 40.60 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 93,292 89,840 43.95 % 44.86 % 5.45 % 46.05 %
7 69 FARMERS INS GRP 83,567 80,283 59.75 % 60.01 % 4.88 % 50.92 %
8 28 AMICA MUT GRP 82,128 80,754 46.70 % 47.86 % 4.79 % 55.72 %
9 473 AMERICAN FAMILY INS GRP 71,076 70,556 55.84 % 56.53 % 4.15 % 59.87 %
10 91 HARTFORD FIRE & CAS GRP 58,857 58,388 48.95 % 49.14 % 3.44 % 63.31 %
**STATE TOTAL** 1,712,828 1,660,992 51.10 % 52.40 % 100.00 % 63.31 %

Delaware 1 176 STATE FARM GRP 87,645 82,641 51.46 % 52.39 % 25.60 % 25.60 %
2 111 LIBERTY MUT GRP 34,715 33,737 32.94 % 33.97 % 10.14 % 35.74 %
3 140 NATIONWIDE CORP GRP 32,339 31,503 49.66 % 50.98 % 9.44 % 45.18 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 31,230 28,967 57.02 % 57.47 % 9.12 % 54.30 %
5 8 ALLSTATE INS GRP 24,288 22,747 47.03 % 48.90 % 7.09 % 61.39 %
6 473 AMERICAN FAMILY INS GRP 21,816 19,489 47.53 % 47.21 % 6.37 % 67.77 %
7 3548 TRAVELERS GRP 15,648 14,563 34.60 % 35.28 % 4.57 % 72.34 %
8 626 CHUBB LTD GRP 10,432 10,454 39.12 % 41.49 % 3.05 % 75.38 %
9 91 HARTFORD FIRE & CAS GRP 7,959 7,886 33.03 % 33.35 % 2.32 % 77.71 %
10 69 FARMERS INS GRP 7,202 6,582 35.38 % 35.75 % 2.10 % 79.81 %
**STATE TOTAL** 342,404 324,744 44.28 % 45.24 % 100.00 % 79.81 %

© 2022 National Association of Insurance Commissioners


156
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 3548 TRAVELERS GRP 41,479 39,189 58.79 % 60.09 % 22.03 % 22.03 %
2 176 STATE FARM GRP 38,439 37,872 40.93 % 41.51 % 20.41 % 42.44 %
3 626 CHUBB LTD GRP 23,654 23,137 51.40 % 50.27 % 12.56 % 55.01 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 19,985 19,465 48.05 % 48.78 % 10.61 % 65.62 %
5 8 ALLSTATE INS GRP 12,855 12,671 63.07 % 63.66 % 6.83 % 72.45 %
6 111 LIBERTY MUT GRP 11,270 10,974 38.16 % 39.11 % 5.99 % 78.43 %
7 140 NATIONWIDE CORP GRP 7,507 7,359 48.24 % 49.45 % 3.99 % 82.42 %
8 213 ERIE INS GRP 6,817 6,735 46.71 % 49.86 % 3.62 % 86.04 %
9 473 AMERICAN FAMILY INS GRP 3,921 3,946 43.28 % 42.93 % 2.08 % 88.12 %
10 19 ASSURANT INC GRP 3,651 3,641 47.66 % 49.64 % 1.94 % 90.06 %
**STATE TOTAL** 188,291 182,643 50.23 % 51.02 % 100.00 % 90.06 %

Florida 1 4663 UNIVERSAL INS HOLDING GRP 1,300,327 1,237,714 67.25 % 69.77 % 10.48 % 10.48 %
2 10064 CITIZENS PROP INS CORP 1,260,866 985,863 44.38 % 59.29 % 10.16 % 20.65 %
3 176 STATE FARM GRP 826,871 746,421 37.48 % 43.91 % 6.67 % 27.31 %
4 3484 TOWER HILL INS GRP 642,352 624,423 55.06 % 66.38 % 5.18 % 32.49 %
5 155 PROGRESSIVE GRP 540,780 491,614 53.55 % 58.17 % 4.36 % 36.85 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 509,147 471,162 49.27 % 50.94 % 4.10 % 40.95 %
7 4773 FRONTLINE INS GRP 482,184 427,531 53.62 % 63.39 % 3.89 % 44.84 %
8 4792 HCI GRP INC 482,016 428,992 38.51 % 42.58 % 3.89 % 48.73 %
9 4769 FLORIDA PENINSULA HOLDINGS GRP 465,945 396,085 68.12 % 75.14 % 3.76 % 52.48 %
10 4861 HERITAGE INS HOLDINGS GRP 404,760 419,778 65.60 % 68.23 % 3.26 % 55.74 %
**STATE TOTAL** 12,405,286 11,446,212 56.44 % 63.56 % 100.00 % 55.74 %

Georgia 1 176 STATE FARM GRP 1,043,002 996,772 50.84 % 51.72 % 25.49 % 25.49 %
2 8 ALLSTATE INS GRP 540,442 516,104 67.37 % 69.02 % 13.21 % 38.70 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 436,053 427,201 65.88 % 66.37 % 10.66 % 49.36 %
4 3548 TRAVELERS GRP 303,286 276,117 71.54 % 72.81 % 7.41 % 56.77 %
5 111 LIBERTY MUT GRP 218,963 207,366 57.71 % 58.75 % 5.35 % 62.12 %
6 69 FARMERS INS GRP 210,093 204,673 84.28 % 85.29 % 5.13 % 67.25 %
7 280 AUTO OWNERS GRP 196,660 190,544 53.56 % 55.11 % 4.81 % 72.06 %
8 473 AMERICAN FAMILY INS GRP 130,690 120,502 71.98 % 72.29 % 3.19 % 75.25 %
9 561 GEORGIA FARM BUREAU GRP 130,568 128,015 53.35 % 54.30 % 3.19 % 78.44 %
10 50 COUNTRY INS & FIN SERV GRP 96,056 94,296 57.28 % 57.46 % 2.35 % 80.79 %
**STATE TOTAL** 4,091,759 3,920,043 62.05 % 63.14 % 100.00 % 80.79 %

Hawaii 1 176 STATE FARM GRP 150,003 141,245 26.74 % 27.15 % 35.51 % 35.51 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 54,638 53,410 56.53 % 57.59 % 12.94 % 48.45 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 31,317 30,412 37.28 % 38.07 % 7.41 % 55.86 %
4 8 ALLSTATE INS GRP 31,267 29,246 83.00 % 85.80 % 7.40 % 63.27 %
5 4672 DONGBU INS GRP 24,519 23,941 46.67 % 63.30 % 5.80 % 69.07 %
6 111 LIBERTY MUT GRP 24,084 22,145 72.22 % 74.66 % 5.70 % 74.77 %
7 106 ISLAND INS CO GRP 19,051 18,196 34.90 % 37.26 % 4.51 % 79.28 %
8 783 RLI INS GRP 17,731 16,265 27.48 % 28.57 % 4.20 % 83.48 %
9 4051 OCEAN HARBOR GRP 13,024 12,744 62.19 % 63.21 % 3.08 % 86.57 %
10 12 AMERICAN INTL GRP 11,176 11,095 11.91 % 11.67 % 2.65 % 89.21 %
**STATE TOTAL** 422,377 401,547 41.65 % 43.71 % 100.00 % 89.21 %

© 2022 National Association of Insurance Commissioners


157
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 111 LIBERTY MUT GRP 85,310 76,977 84.92 % 86.31 % 16.52 % 16.52 %
2 176 STATE FARM GRP 80,640 73,110 64.75 % 66.13 % 15.61 % 32.13 %
3 69 FARMERS INS GRP 56,884 54,730 74.06 % 74.49 % 11.01 % 43.14 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 45,361 42,064 61.63 % 62.05 % 8.78 % 51.92 %
5 842 FARM BUREAU GRP 44,666 43,559 65.13 % 66.21 % 8.65 % 60.57 %
6 8 ALLSTATE INS GRP 42,766 39,453 81.63 % 83.38 % 8.28 % 68.85 %
7 3548 TRAVELERS GRP 25,471 23,249 91.29 % 92.36 % 4.93 % 73.78 %
8 473 AMERICAN FAMILY INS GRP 22,145 20,653 77.68 % 79.55 % 4.29 % 78.07 %
9 280 AUTO OWNERS GRP 12,968 12,434 71.30 % 73.91 % 2.51 % 80.58 %
10 2878 UNITED HERITAGE MUT GRP 12,768 13,117 68.12 % 69.93 % 2.47 % 83.05 %
**STATE TOTAL** 516,536 482,193 72.18 % 73.35 % 100.00 % 83.05 %

Illinois 1 176 STATE FARM GRP 1,489,739 1,410,150 51.88 % 53.00 % 33.54 % 33.54 %
2 8 ALLSTATE INS GRP 566,222 546,237 73.08 % 75.03 % 12.75 % 46.29 %
3 50 COUNTRY INS & FIN SERV GRP 355,808 344,335 50.85 % 51.44 % 8.01 % 54.30 %
4 69 FARMERS INS GRP 315,082 307,780 74.93 % 75.60 % 7.09 % 61.40 %
5 473 AMERICAN FAMILY INS GRP 270,280 256,131 66.27 % 66.48 % 6.09 % 67.48 %
6 111 LIBERTY MUT GRP 202,591 194,713 56.72 % 58.07 % 4.56 % 72.04 %
7 3548 TRAVELERS GRP 201,202 183,252 85.93 % 87.50 % 4.53 % 76.57 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 141,052 136,881 67.73 % 68.17 % 3.18 % 79.75 %
9 626 CHUBB LTD GRP 86,470 88,370 51.19 % 51.72 % 1.95 % 81.70 %
10 213 ERIE INS GRP 81,249 77,584 71.15 % 73.81 % 1.83 % 83.52 %
**STATE TOTAL** 4,441,438 4,247,663 62.43 % 63.68 % 100.00 % 83.52 %

Indiana 1 176 STATE FARM GRP 561,920 537,082 54.06 % 55.35 % 24.34 % 24.34 %
2 8 ALLSTATE INS GRP 209,625 200,430 62.60 % 64.54 % 9.08 % 33.42 %
3 542 INDIANA FARM BUREAU GRP 185,269 177,739 52.37 % 52.55 % 8.03 % 41.45 %
4 111 LIBERTY MUT GRP 184,705 174,888 73.08 % 74.09 % 8.00 % 49.45 %
5 473 AMERICAN FAMILY INS GRP 165,857 157,511 70.24 % 70.73 % 7.18 % 56.63 %
6 213 ERIE INS GRP 132,259 126,900 68.08 % 69.91 % 5.73 % 62.36 %
7 280 AUTO OWNERS GRP 95,498 93,726 48.64 % 50.32 % 4.14 % 66.50 %
8 3548 TRAVELERS GRP 84,502 80,679 86.51 % 87.66 % 3.66 % 70.16 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 78,058 75,547 80.64 % 81.11 % 3.38 % 73.54 %
10 69 FARMERS INS GRP 71,160 69,241 59.55 % 60.07 % 3.08 % 76.63 %
**STATE TOTAL** 2,308,436 2,216,211 64.53 % 65.77 % 100.00 % 76.63 %

Iowa 1 176 STATE FARM GRP 251,934 236,711 83.35 % 84.70 % 25.71 % 25.71 %
2 140 NATIONWIDE CORP GRP 111,000 106,865 116.10 % 118.87 % 11.33 % 37.04 %
3 473 AMERICAN FAMILY INS GRP 88,783 84,060 96.92 % 97.37 % 9.06 % 46.10 %
4 513 IOWA FARM BUREAU GRP 79,273 76,445 83.82 % 84.03 % 8.09 % 54.18 %
5 280 AUTO OWNERS GRP 49,208 46,681 89.23 % 89.57 % 5.02 % 59.21 %
6 15350 WEST BEND MUT INS CO 42,820 38,838 133.36 % 134.49 % 4.37 % 63.58 %
7 8 ALLSTATE INS GRP 35,445 32,409 103.64 % 104.90 % 3.62 % 67.19 %
8 3991 IMT MUT HOLDING GRP 33,375 32,226 116.69 % 119.07 % 3.41 % 70.60 %
9 69 FARMERS INS GRP 31,452 30,132 79.56 % 79.75 % 3.21 % 73.81 %
10 3548 TRAVELERS GRP 28,148 25,577 94.09 % 96.06 % 2.87 % 76.68 %
**STATE TOTAL** 979,965 929,242 96.32 % 97.47 % 100.00 % 76.68 %

© 2022 National Association of Insurance Commissioners


158
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 176 STATE FARM GRP 291,775 279,604 47.93 % 48.63 % 21.09 % 21.09 %
2 473 AMERICAN FAMILY INS GRP 209,856 202,687 64.02 % 64.39 % 15.17 % 36.25 %
3 3548 TRAVELERS GRP 113,374 107,101 45.35 % 45.94 % 8.19 % 44.45 %
4 69 FARMERS INS GRP 109,348 107,408 51.87 % 52.10 % 7.90 % 52.35 %
5 513 IOWA FARM BUREAU GRP 98,499 97,990 57.15 % 57.27 % 7.12 % 59.47 %
6 8 ALLSTATE INS GRP 87,139 83,411 39.75 % 40.95 % 6.30 % 65.77 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 78,858 75,343 86.52 % 86.84 % 5.70 % 71.47 %
8 140 NATIONWIDE CORP GRP 74,324 71,605 75.45 % 76.74 % 5.37 % 76.84 %
9 111 LIBERTY MUT GRP 59,666 54,427 50.98 % 51.96 % 4.31 % 81.15 %
10 123 SHELTER INS GRP 34,280 33,064 78.80 % 80.56 % 2.48 % 83.63 %
**STATE TOTAL** 1,383,625 1,334,444 56.85 % 57.58 % 100.00 % 83.63 %

Kentucky 1 176 STATE FARM GRP 336,439 318,635 60.64 % 61.66 % 25.00 % 25.00 %
2 109 KENTUCKY FARM BUREAU GRP 276,029 269,291 113.65 % 114.44 % 20.51 % 45.51 %
3 111 LIBERTY MUT GRP 134,590 128,661 96.81 % 98.27 % 10.00 % 55.51 %
4 8 ALLSTATE INS GRP 89,649 86,615 70.11 % 72.40 % 6.66 % 62.17 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 71,281 69,686 91.27 % 91.80 % 5.30 % 67.46 %
6 3548 TRAVELERS GRP 52,101 50,319 52.83 % 54.14 % 3.87 % 71.33 %
7 213 ERIE INS GRP 44,784 39,274 141.10 % 143.30 % 3.33 % 74.66 %
8 280 AUTO OWNERS GRP 38,223 37,267 84.72 % 89.02 % 2.84 % 77.50 %
9 69 FARMERS INS GRP 33,697 33,392 58.10 % 58.07 % 2.50 % 80.00 %
10 473 AMERICAN FAMILY INS GRP 27,475 24,292 61.52 % 61.59 % 2.04 % 82.05 %
**STATE TOTAL** 1,345,922 1,300,828 85.13 % 86.39 % 100.00 % 82.05 %

Louisiana 1 176 STATE FARM GRP 550,032 530,182 470.55 % 474.54 % 26.18 % 26.18 %
2 8 ALLSTATE INS GRP 243,844 231,599 440.73 % 448.21 % 11.60 % 37.78 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 140,502 132,057 264.68 % 265.82 % 6.69 % 44.47 %
4 111 LIBERTY MUT GRP 136,856 123,646 295.20 % 298.22 % 6.51 % 50.98 %
5 155 PROGRESSIVE GRP 105,832 93,954 401.68 % 404.65 % 5.04 % 56.01 %
6 14427 LOUISIANA FARM BUREAU MUT INS CO 96,397 94,026 288.38 % 288.30 % 4.59 % 60.60 %
7 4830 UNITED INS HOLDINGS GRP 82,147 85,394 493.26 % 502.04 % 3.91 % 64.51 %
8 4834 FEDNAT HOLDING CO GRP 78,049 79,648 590.56 % 668.21 % 3.71 % 68.23 %
9 225 IAT REINS CO GRP 62,784 48,874 578.44 % 621.72 % 2.99 % 71.21 %
10 69 FARMERS INS GRP 60,021 55,394 180.41 % 181.06 % 2.86 % 74.07 %
**STATE TOTAL** 2,101,352 1,988,509 407.25 % 416.27 % 100.00 % 74.07 %

Maine 1 176 STATE FARM GRP 61,186 58,448 33.94 % 35.34 % 12.31 % 12.31 %
2 111 LIBERTY MUT GRP 56,066 53,046 36.68 % 37.82 % 11.28 % 23.60 %
3 8 ALLSTATE INS GRP 42,700 42,722 28.28 % 28.97 % 8.59 % 32.19 %
4 69 FARMERS INS GRP 35,607 34,406 41.89 % 42.06 % 7.17 % 39.35 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 30,242 28,671 41.30 % 42.91 % 6.09 % 45.44 %
6 88 THE HANOVER INS GRP 26,274 25,712 22.04 % 22.30 % 5.29 % 50.73 %
7 15997 MMG INS CO 24,756 24,345 30.25 % 30.95 % 4.98 % 55.71 %
8 234 VERMONT MUT GRP 23,198 22,700 36.60 % 36.93 % 4.67 % 60.38 %
9 626 CHUBB LTD GRP 23,145 22,260 25.94 % 25.62 % 4.66 % 65.04 %
10 280 AUTO OWNERS GRP 21,704 21,706 28.68 % 28.76 % 4.37 % 69.40 %
**STATE TOTAL** 496,916 480,786 32.91 % 33.60 % 100.00 % 69.40 %

© 2022 National Association of Insurance Commissioners


159
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 176 STATE FARM GRP 383,448 369,836 58.59 % 59.77 % 17.24 % 17.24 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 269,286 266,767 68.24 % 68.87 % 12.11 % 29.34 %
3 3548 TRAVELERS GRP 259,413 242,968 66.00 % 67.14 % 11.66 % 41.01 %
4 8 ALLSTATE INS GRP 241,148 234,441 58.70 % 60.75 % 10.84 % 51.85 %
5 213 ERIE INS GRP 234,951 224,903 66.21 % 68.52 % 10.56 % 62.41 %
6 111 LIBERTY MUT GRP 187,634 175,368 70.31 % 71.64 % 8.44 % 70.85 %
7 140 NATIONWIDE CORP GRP 147,881 143,967 70.66 % 72.56 % 6.65 % 77.49 %
8 473 AMERICAN FAMILY INS GRP 110,913 108,759 51.90 % 51.71 % 4.99 % 82.48 %
9 626 CHUBB LTD GRP 54,474 53,652 45.57 % 45.53 % 2.45 % 84.93 %
10 69 FARMERS INS GRP 37,272 36,897 86.95 % 88.04 % 1.68 % 86.61 %
**STATE TOTAL** 2,224,364 2,146,257 64.42 % 65.79 % 100.00 % 86.61 %

Massachusetts 1 411 MAPFRE INS GRP 343,356 340,194 40.51 % 42.48 % 12.23 % 12.23 %
2 111 LIBERTY MUT GRP 256,898 248,077 35.08 % 37.31 % 9.15 % 21.38 %
3 188 SAFETY GRP 181,873 181,257 31.10 % 31.94 % 6.48 % 27.85 %
4 22 ANDOVER GRP 173,015 168,720 40.25 % 41.70 % 6.16 % 34.01 %
5 626 CHUBB LTD GRP 166,315 165,170 37.55 % 38.02 % 5.92 % 39.94 %
6 3548 TRAVELERS GRP 156,983 143,013 36.67 % 38.05 % 5.59 % 45.53 %
7 586 ARBELLA INS GRP 151,582 148,729 42.18 % 43.16 % 5.40 % 50.93 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 118,825 114,784 42.80 % 43.53 % 4.23 % 55.16 %
9 28 AMICA MUT GRP 109,934 108,920 42.14 % 43.61 % 3.91 % 59.07 %
10 415 PLYMOUTH ROCK INS GRP 106,388 100,240 40.12 % 40.60 % 3.79 % 62.86 %
**STATE TOTAL** 2,808,037 2,737,030 38.23 % 39.60 % 100.00 % 62.86 %

Michigan 1 176 STATE FARM GRP 544,756 515,002 80.89 % 82.27 % 17.04 % 17.04 %
2 280 AUTO OWNERS GRP 448,944 442,282 69.89 % 71.52 % 14.04 % 31.09 %
3 55 AUTOMOBILE CLUB MI GRP 438,242 428,129 72.19 % 72.60 % 13.71 % 44.80 %
4 88 THE HANOVER INS GRP 281,860 270,828 84.31 % 85.34 % 8.82 % 53.61 %
5 8 ALLSTATE INS GRP 245,756 244,948 57.73 % 59.50 % 7.69 % 61.30 %
6 111 LIBERTY MUT GRP 170,534 160,529 68.59 % 69.98 % 5.33 % 66.64 %
7 67 MICHIGAN FARM BUREAU GRP 161,568 157,165 77.27 % 78.63 % 5.05 % 71.69 %
8 473 AMERICAN FAMILY INS GRP 128,609 115,610 59.60 % 59.45 % 4.02 % 75.72 %
9 69 FARMERS INS GRP 121,468 121,065 60.44 % 61.00 % 3.80 % 79.52 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 105,416 101,700 73.85 % 74.44 % 3.30 % 82.81 %
**STATE TOTAL** 3,196,548 3,095,651 73.39 % 74.59 % 100.00 % 82.81 %

Minnesota 1 176 STATE FARM GRP 698,559 655,805 63.77 % 64.85 % 26.40 % 26.40 %
2 473 AMERICAN FAMILY INS GRP 396,737 378,245 83.14 % 83.59 % 14.99 % 41.39 %
3 69 FARMERS INS GRP 215,527 214,675 64.31 % 64.65 % 8.15 % 49.54 %
4 280 AUTO OWNERS GRP 158,604 149,745 75.14 % 76.29 % 5.99 % 55.53 %
5 111 LIBERTY MUT GRP 128,841 117,769 67.48 % 68.55 % 4.87 % 60.40 %
6 8 ALLSTATE INS GRP 128,422 127,346 65.21 % 66.63 % 4.85 % 65.25 %
7 3548 TRAVELERS GRP 122,256 115,292 91.35 % 92.29 % 4.62 % 69.87 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 105,337 99,993 102.59 % 103.01 % 3.98 % 73.86 %
9 140 NATIONWIDE CORP GRP 72,173 63,246 86.71 % 88.67 % 2.73 % 76.58 %
10 155 PROGRESSIVE GRP 64,534 63,751 81.51 % 82.77 % 2.44 % 79.02 %
**STATE TOTAL** 2,646,082 2,520,814 74.10 % 74.96 % 100.00 % 79.02 %

© 2022 National Association of Insurance Commissioners


160
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 176 STATE FARM GRP 295,821 283,018 43.24 % 44.39 % 25.24 % 25.24 %
2 483 SOUTHERN FARM BUREAU CAS GRP 176,960 169,939 64.63 % 64.85 % 15.10 % 40.34 %
3 8 ALLSTATE INS GRP 85,697 83,912 49.27 % 50.10 % 7.31 % 47.65 %
4 111 LIBERTY MUT GRP 80,901 77,329 56.22 % 56.98 % 6.90 % 54.55 %
5 140 NATIONWIDE CORP GRP 65,344 65,165 49.22 % 52.54 % 5.58 % 60.13 %
6 69 FARMERS INS GRP 63,084 62,114 62.34 % 62.94 % 5.38 % 65.51 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 57,591 54,769 60.91 % 61.70 % 4.91 % 70.43 %
8 5 ALFA INS GRP 41,866 40,350 58.16 % 58.42 % 3.57 % 74.00 %
9 3548 TRAVELERS GRP 37,479 34,451 80.52 % 82.21 % 3.20 % 77.20 %
10 175 STATE AUTO MUT GRP 32,284 30,070 79.69 % 81.32 % 2.75 % 79.95 %
**STATE TOTAL** 1,172,020 1,113,153 55.54 % 56.80 % 100.00 % 79.95 %

Missouri 1 176 STATE FARM GRP 634,353 608,306 43.64 % 44.58 % 25.37 % 25.37 %
2 473 AMERICAN FAMILY INS GRP 380,209 367,307 45.03 % 45.47 % 15.21 % 40.58 %
3 111 LIBERTY MUT GRP 203,117 194,289 55.36 % 56.40 % 8.12 % 48.71 %
4 69 FARMERS INS GRP 174,844 172,144 51.18 % 51.73 % 6.99 % 55.70 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 130,190 124,339 61.79 % 62.20 % 5.21 % 60.91 %
6 3548 TRAVELERS GRP 120,424 110,585 54.38 % 55.37 % 4.82 % 65.73 %
7 123 SHELTER INS GRP 120,335 117,069 57.75 % 58.63 % 4.81 % 70.54 %
8 8 ALLSTATE INS GRP 108,024 102,826 44.84 % 46.38 % 4.32 % 74.86 %
9 140 NATIONWIDE CORP GRP 98,140 93,196 72.57 % 74.48 % 3.93 % 78.79 %
10 514 MISSOURI FARM BUREAU GRP 91,181 85,996 67.88 % 68.85 % 3.65 % 82.44 %
**STATE TOTAL** 2,499,928 2,403,424 51.58 % 52.51 % 100.00 % 82.44 %

Montana 1 176 STATE FARM GRP 112,519 104,274 48.96 % 50.00 % 24.51 % 24.51 %
2 111 LIBERTY MUT GRP 70,871 67,103 50.37 % 51.42 % 15.44 % 39.95 %
3 69 FARMERS INS GRP 61,702 57,487 47.06 % 47.88 % 13.44 % 53.39 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 34,858 32,735 78.22 % 79.10 % 7.59 % 60.98 %
5 3548 TRAVELERS GRP 32,593 29,096 53.77 % 54.56 % 7.10 % 68.08 %
6 4683 MOUNTAIN WEST FARM GRP 27,397 26,975 89.40 % 88.52 % 5.97 % 74.05 %
7 8 ALLSTATE INS GRP 14,786 14,130 38.65 % 40.27 % 3.22 % 77.27 %
8 626 CHUBB LTD GRP 11,567 10,928 43.85 % 44.12 % 2.52 % 79.79 %
9 28436 FARMERS UNION MUT INS CO 10,595 10,791 42.64 % 42.91 % 2.31 % 82.10 %
10 473 AMERICAN FAMILY INS GRP 8,956 8,240 47.39 % 47.79 % 1.95 % 84.05 %
**STATE TOTAL** 459,077 431,312 53.06 % 53.91 % 100.00 % 84.05 %

Nebraska 1 176 STATE FARM GRP 221,561 209,944 46.12 % 46.53 % 23.22 % 23.22 %
2 13889 FARMERS MUT INS CO OF NE 102,191 97,869 63.47 % 63.65 % 10.71 % 33.93 %
3 473 AMERICAN FAMILY INS GRP 96,427 91,048 51.96 % 52.71 % 10.10 % 44.03 %
4 140 NATIONWIDE CORP GRP 79,474 70,611 69.71 % 71.35 % 8.33 % 52.36 %
5 513 IOWA FARM BUREAU GRP 72,525 70,898 47.46 % 47.66 % 7.60 % 59.96 %
6 8 ALLSTATE INS GRP 62,766 57,598 44.67 % 45.82 % 6.58 % 66.54 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 55,880 53,683 63.60 % 63.93 % 5.86 % 72.39 %
8 3548 TRAVELERS GRP 52,332 51,303 52.56 % 53.30 % 5.48 % 77.88 %
9 69 FARMERS INS GRP 42,145 40,698 44.33 % 44.97 % 4.42 % 82.29 %
10 111 LIBERTY MUT GRP 29,024 27,241 65.18 % 66.17 % 3.04 % 85.33 %
**STATE TOTAL** 954,284 907,647 54.73 % 55.36 % 100.00 % 85.33 %

© 2022 National Association of Insurance Commissioners


161
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 176 STATE FARM GRP 145,262 138,329 48.50 % 49.22 % 18.85 % 18.85 %
2 69 FARMERS INS GRP 98,841 97,862 52.78 % 53.92 % 12.83 % 31.67 %
3 8 ALLSTATE INS GRP 84,541 81,970 63.24 % 65.61 % 10.97 % 42.64 %
4 473 AMERICAN FAMILY INS GRP 63,070 59,660 62.50 % 62.64 % 8.18 % 50.83 %
5 3548 TRAVELERS GRP 56,265 52,137 49.59 % 50.56 % 7.30 % 58.13 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 54,257 52,049 60.92 % 62.05 % 7.04 % 65.17 %
7 111 LIBERTY MUT GRP 52,488 48,195 45.43 % 48.08 % 6.81 % 71.98 %
8 1278 CSAA INS GRP 36,747 35,805 59.50 % 60.86 % 4.77 % 76.75 %
9 91 HARTFORD FIRE & CAS GRP 17,253 17,404 39.20 % 39.98 % 2.24 % 78.99 %
10 155 PROGRESSIVE GRP 16,733 15,723 47.21 % 48.25 % 2.17 % 81.16 %
**STATE TOTAL** 770,673 737,399 55.36 % 56.94 % 100.00 % 81.16 %

New Hampshire 1 111 LIBERTY MUT GRP 64,745 62,458 31.41 % 32.53 % 13.49 % 13.49 %
2 176 STATE FARM GRP 49,444 46,732 43.21 % 43.30 % 10.30 % 23.80 %
3 8 ALLSTATE INS GRP 44,971 44,706 36.92 % 38.18 % 9.37 % 33.17 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 37,272 35,402 47.12 % 47.88 % 7.77 % 40.93 %
5 69 FARMERS INS GRP 30,168 29,549 47.79 % 47.88 % 6.29 % 47.22 %
6 3548 TRAVELERS GRP 23,327 21,399 46.28 % 47.17 % 4.86 % 52.08 %
7 234 VERMONT MUT GRP 21,302 21,167 36.06 % 36.39 % 4.44 % 56.52 %
8 280 AUTO OWNERS GRP 20,432 20,624 42.40 % 42.89 % 4.26 % 60.78 %
9 28 AMICA MUT GRP 19,995 19,630 28.53 % 29.53 % 4.17 % 64.95 %
10 22 ANDOVER GRP 16,481 15,492 42.85 % 45.67 % 3.43 % 68.38 %
**STATE TOTAL** 479,866 465,041 40.77 % 41.59 % 100.00 % 68.38 %

New Jersey 1 8 ALLSTATE INS GRP 372,109 362,442 66.58 % 69.00 % 11.94 % 11.94 %
2 176 STATE FARM GRP 334,328 318,899 84.22 % 86.92 % 10.72 % 22.66 %
3 708 NEW JERSEY MANUFACTURERS GRP 325,145 317,157 70.72 % 72.31 % 10.43 % 33.09 %
4 111 LIBERTY MUT GRP 217,040 219,134 57.99 % 59.97 % 6.96 % 40.05 %
5 3548 TRAVELERS GRP 203,131 187,677 74.23 % 75.87 % 6.52 % 46.57 %
6 473 AMERICAN FAMILY INS GRP 182,307 171,992 65.77 % 65.39 % 5.85 % 52.42 %
7 626 CHUBB LTD GRP 175,711 176,339 85.50 % 86.27 % 5.64 % 58.06 %
8 1227 PALISADES GRP 155,330 150,737 56.71 % 58.14 % 4.98 % 63.04 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 129,956 126,542 61.50 % 62.16 % 4.17 % 67.21 %
10 69 FARMERS INS GRP 105,998 107,213 87.86 % 88.74 % 3.40 % 70.61 %
**STATE TOTAL** 3,117,298 3,025,073 68.95 % 71.02 % 100.00 % 70.61 %

New Mexico 1 176 STATE FARM GRP 136,526 127,949 38.70 % 40.29 % 20.67 % 20.67 %
2 69 FARMERS INS GRP 116,560 111,869 69.14 % 69.81 % 17.65 % 38.31 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 75,427 72,343 74.64 % 75.40 % 11.42 % 49.73 %
4 111 LIBERTY MUT GRP 64,693 62,303 58.72 % 59.84 % 9.79 % 59.53 %
5 8 ALLSTATE INS GRP 53,276 52,187 49.46 % 50.94 % 8.07 % 67.59 %
6 3548 TRAVELERS GRP 39,857 37,149 64.10 % 65.48 % 6.03 % 73.63 %
7 513 IOWA FARM BUREAU GRP 21,683 21,273 52.29 % 52.58 % 3.28 % 76.91 %
8 473 AMERICAN FAMILY INS GRP 19,158 16,788 45.98 % 45.93 % 2.90 % 79.81 %
9 91 HARTFORD FIRE & CAS GRP 16,712 16,806 41.29 % 41.50 % 2.53 % 82.34 %
10 361 MUNICH RE GRP 16,474 16,880 50.55 % 50.67 % 2.49 % 84.83 %
**STATE TOTAL** 660,550 633,648 55.51 % 56.55 % 100.00 % 84.83 %

© 2022 National Association of Insurance Commissioners


162
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 8 ALLSTATE INS GRP 1,023,828 1,006,054 47.50 % 49.13 % 16.38 % 16.38 %
2 176 STATE FARM GRP 846,627 796,023 69.55 % 71.52 % 13.55 % 29.93 %
3 626 CHUBB LTD GRP 737,255 708,360 66.26 % 66.85 % 11.80 % 41.72 %
4 3548 TRAVELERS GRP 457,012 451,466 57.02 % 58.65 % 7.31 % 49.03 %
5 111 LIBERTY MUT GRP 453,328 445,780 48.78 % 50.57 % 7.25 % 56.29 %
6 2518 NYCM INS GRP 201,123 196,592 43.52 % 44.03 % 3.22 % 59.50 %
7 4861 HERITAGE INS HOLDINGS GRP 200,289 192,154 46.82 % 51.29 % 3.20 % 62.71 %
8 12 AMERICAN INTL GRP 171,301 169,644 55.48 % 58.07 % 2.74 % 65.45 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 160,727 157,947 45.54 % 46.47 % 2.57 % 68.02 %
10 69 FARMERS INS GRP 152,993 151,110 59.14 % 59.33 % 2.45 % 70.47 %
**STATE TOTAL** 6,250,205 6,023,384 55.07 % 56.84 % 100.00 % 70.47 %

North Carolina 1 176 STATE FARM GRP 554,278 532,590 40.26 % 41.43 % 16.68 % 16.68 %
2 324 NORTH CAROLINA FARM BUREAU GRP 408,978 391,930 66.60 % 66.87 % 12.31 % 28.99 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 311,752 296,291 58.22 % 58.64 % 9.38 % 38.38 %
4 140 NATIONWIDE CORP GRP 262,159 261,878 49.60 % 51.51 % 7.89 % 46.27 %
5 8 ALLSTATE INS GRP 209,934 201,174 39.31 % 40.00 % 6.32 % 52.59 %
6 213 ERIE INS GRP 182,875 176,620 66.91 % 68.43 % 5.50 % 58.09 %
7 3548 TRAVELERS GRP 145,775 133,036 56.69 % 57.55 % 4.39 % 62.48 %
8 111 LIBERTY MUT GRP 110,697 107,313 49.52 % 49.91 % 3.33 % 65.81 %
9 280 AUTO OWNERS GRP 108,798 102,630 47.87 % 49.17 % 3.27 % 69.09 %
10 69 FARMERS INS GRP 98,715 98,515 40.73 % 40.79 % 2.97 % 72.06 %
**STATE TOTAL** 3,322,162 3,181,780 50.51 % 51.41 % 100.00 % 72.06 %

North Dakota 1 176 STATE FARM GRP 39,211 37,572 67.51 % 67.59 % 15.09 % 15.09 %
2 473 AMERICAN FAMILY INS GRP 32,850 31,480 45.14 % 45.09 % 12.64 % 27.72 %
3 69 FARMERS INS GRP 25,538 25,138 40.24 % 40.29 % 9.83 % 37.55 %
4 4919 AGRARIA MUT GRP 24,207 23,356 111.59 % 113.48 % 9.31 % 46.86 %
5 3500 NODAK MUT GRP 19,911 19,592 72.01 % 75.24 % 7.66 % 54.52 %
6 280 AUTO OWNERS GRP 17,708 17,158 62.85 % 64.54 % 6.81 % 61.33 %
7 698 NORTH STAR CO GRP 14,193 13,665 38.40 % 38.50 % 5.46 % 66.79 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 12,566 11,864 53.68 % 54.16 % 4.83 % 71.63 %
9 111 LIBERTY MUT GRP 9,164 8,560 91.19 % 92.25 % 3.53 % 75.15 %
10 155 PROGRESSIVE GRP 8,986 7,867 76.82 % 77.55 % 3.46 % 78.61 %
**STATE TOTAL** 259,933 249,948 62.99 % 63.74 % 100.00 % 78.61 %

Ohio 1 176 STATE FARM GRP 719,133 675,897 50.95 % 51.94 % 21.28 % 21.28 %
2 8 ALLSTATE INS GRP 361,383 353,532 52.70 % 54.36 % 10.69 % 31.98 %
3 111 LIBERTY MUT GRP 291,169 278,655 50.66 % 51.78 % 8.62 % 40.59 %
4 140 NATIONWIDE CORP GRP 213,853 209,496 66.75 % 69.23 % 6.33 % 46.92 %
5 213 ERIE INS GRP 198,359 186,836 55.49 % 57.59 % 5.87 % 52.79 %
6 267 GRANGE MUT CAS GRP 187,167 183,964 48.66 % 49.15 % 5.54 % 58.33 %
7 473 AMERICAN FAMILY INS GRP 179,813 162,903 51.85 % 51.84 % 5.32 % 63.65 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 135,518 131,135 62.98 % 63.52 % 4.01 % 67.66 %
9 244 CINCINNATI FIN GRP 121,973 119,472 52.65 % 54.59 % 3.61 % 71.27 %
10 69 FARMERS INS GRP 120,992 117,206 54.55 % 55.08 % 3.58 % 74.85 %
**STATE TOTAL** 3,379,070 3,248,959 53.28 % 54.47 % 100.00 % 74.85 %

© 2022 National Association of Insurance Commissioners


163
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 176 STATE FARM GRP 569,661 544,713 51.96 % 53.84 % 28.99 % 28.99 %
2 69 FARMERS INS GRP 320,273 310,157 75.82 % 77.76 % 16.30 % 45.29 %
3 111 LIBERTY MUT GRP 178,354 168,773 67.43 % 68.59 % 9.08 % 54.37 %
4 8 ALLSTATE INS GRP 177,849 168,158 85.65 % 87.25 % 9.05 % 63.42 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 161,650 154,793 91.06 % 91.36 % 8.23 % 71.65 %
6 1278 CSAA INS GRP 57,531 61,674 62.11 % 62.42 % 2.93 % 74.58 %
7 155 PROGRESSIVE GRP 49,273 52,244 58.72 % 59.34 % 2.51 % 77.09 %
8 123 SHELTER INS GRP 41,666 40,514 69.34 % 69.79 % 2.12 % 79.21 %
9 220 OKLAHOMA FARM BUREAU GRP 40,754 40,278 69.80 % 70.49 % 2.07 % 81.28 %
10 473 AMERICAN FAMILY INS GRP 38,874 33,652 49.37 % 49.11 % 1.98 % 83.26 %
**STATE TOTAL** 1,964,832 1,885,585 66.49 % 67.85 % 100.00 % 83.26 %

Oregon 1 176 STATE FARM GRP 234,373 219,149 63.97 % 65.65 % 22.06 % 22.06 %
2 69 FARMERS INS GRP 164,779 160,970 59.59 % 60.42 % 15.51 % 37.56 %
3 111 LIBERTY MUT GRP 135,732 127,510 44.90 % 46.88 % 12.77 % 50.34 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 84,377 81,017 63.32 % 64.01 % 7.94 % 58.28 %
5 8 ALLSTATE INS GRP 80,954 75,536 71.12 % 72.62 % 7.62 % 65.90 %
6 473 AMERICAN FAMILY INS GRP 74,525 69,334 53.79 % 54.37 % 7.01 % 72.91 %
7 50 COUNTRY INS & FIN SERV GRP 50,529 49,164 62.40 % 63.48 % 4.76 % 77.67 %
8 3548 TRAVELERS GRP 43,751 39,669 83.04 % 84.62 % 4.12 % 81.78 %
9 155 PROGRESSIVE GRP 20,861 19,663 36.48 % 36.17 % 1.96 % 83.75 %
10 140 NATIONWIDE CORP GRP 17,587 16,980 71.49 % 73.99 % 1.66 % 85.40 %
**STATE TOTAL** 1,062,584 1,009,232 59.89 % 61.11 % 100.00 % 85.40 %

Pennsylvania 1 176 STATE FARM GRP 693,105 664,154 69.17 % 70.78 % 17.83 % 17.83 %
2 213 ERIE INS GRP 588,725 568,382 58.20 % 60.46 % 15.15 % 32.98 %
3 8 ALLSTATE INS GRP 464,444 454,154 58.19 % 61.17 % 11.95 % 44.93 %
4 111 LIBERTY MUT GRP 346,333 328,007 53.82 % 55.70 % 8.91 % 53.84 %
5 3548 TRAVELERS GRP 280,769 265,923 54.60 % 55.75 % 7.22 % 61.06 %
6 140 NATIONWIDE CORP GRP 254,399 249,657 58.10 % 60.40 % 6.55 % 67.61 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 171,909 166,485 54.34 % 55.23 % 4.42 % 72.03 %
8 69 FARMERS INS GRP 142,435 134,394 80.06 % 81.57 % 3.66 % 75.70 %
9 626 CHUBB LTD GRP 112,778 110,303 61.71 % 61.76 % 2.90 % 78.60 %
10 473 AMERICAN FAMILY INS GRP 79,585 72,895 51.06 % 50.84 % 2.05 % 80.64 %
**STATE TOTAL** 3,886,786 3,743,283 60.70 % 62.59 % 100.00 % 80.64 %

Rhode Island 1 28 AMICA MUT GRP 74,994 74,007 50.36 % 51.42 % 15.15 % 15.15 %
2 8 ALLSTATE INS GRP 61,008 58,075 47.17 % 48.59 % 12.33 % 27.48 %
3 111 LIBERTY MUT GRP 38,429 36,321 48.09 % 50.14 % 7.76 % 35.24 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 35,827 33,987 53.94 % 54.52 % 7.24 % 42.48 %
5 4861 HERITAGE INS HOLDINGS GRP 31,580 28,712 43.63 % 49.05 % 6.38 % 48.86 %
6 22 ANDOVER GRP 28,310 26,925 44.76 % 45.61 % 5.72 % 54.58 %
7 140 NATIONWIDE CORP GRP 27,248 26,281 78.27 % 79.65 % 5.51 % 60.09 %
8 473 AMERICAN FAMILY INS GRP 21,735 21,444 46.97 % 48.07 % 4.39 % 64.48 %
9 69 FARMERS INS GRP 20,418 20,167 54.96 % 54.58 % 4.13 % 68.60 %
10 626 CHUBB LTD GRP 16,540 16,021 30.01 % 30.35 % 3.34 % 71.95 %
**STATE TOTAL** 494,936 475,651 52.48 % 53.98 % 100.00 % 71.95 %

© 2022 National Association of Insurance Commissioners


164
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 176 STATE FARM GRP 429,168 408,146 40.43 % 41.43 % 20.36 % 20.36 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 196,552 187,968 47.29 % 47.81 % 9.32 % 29.68 %
3 8 ALLSTATE INS GRP 190,523 185,246 33.97 % 34.81 % 9.04 % 38.72 %
4 3548 TRAVELERS GRP 152,649 138,367 52.19 % 53.07 % 7.24 % 45.96 %
5 140 NATIONWIDE CORP GRP 76,901 77,352 40.92 % 42.86 % 3.65 % 49.61 %
6 111 LIBERTY MUT GRP 71,563 70,121 37.28 % 38.23 % 3.39 % 53.00 %
7 533 SOUTH CAROLINA FARM BUREAU MUT GRP 65,315 63,379 38.89 % 39.23 % 3.10 % 56.10 %
8 69 FARMERS INS GRP 58,583 57,420 33.18 % 33.52 % 2.78 % 58.88 %
9 280 AUTO OWNERS GRP 55,158 54,197 37.46 % 38.70 % 2.62 % 61.49 %
10 225 IAT REINS CO GRP 53,015 42,188 50.22 % 53.50 % 2.51 % 64.01 %
**STATE TOTAL** 2,108,226 2,001,436 40.24 % 41.32 % 100.00 % 64.01 %

South Dakota 1 176 STATE FARM GRP 66,362 61,431 60.70 % 61.16 % 20.11 % 20.11 %
2 473 AMERICAN FAMILY INS GRP 40,865 38,019 57.46 % 57.43 % 12.38 % 32.50 %
3 69 FARMERS INS GRP 25,050 24,148 49.41 % 49.61 % 7.59 % 40.09 %
4 140 NATIONWIDE CORP GRP 20,679 18,738 47.78 % 49.29 % 6.27 % 46.35 %
5 13889 FARMERS MUT INS CO OF NE 19,788 18,830 67.64 % 67.87 % 6.00 % 52.35 %
6 280 AUTO OWNERS GRP 18,578 18,127 52.23 % 52.81 % 5.63 % 57.98 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 14,440 13,622 54.41 % 54.69 % 4.38 % 62.36 %
8 698 NORTH STAR CO GRP 14,403 13,416 43.64 % 43.81 % 4.36 % 66.72 %
9 175 STATE AUTO MUT GRP 12,659 10,981 78.74 % 79.71 % 3.84 % 70.56 %
10 111 LIBERTY MUT GRP 11,784 11,565 15.33 % 15.88 % 3.57 % 74.13 %
**STATE TOTAL** 329,976 311,077 57.73 % 58.14 % 100.00 % 74.13 %

Tennessee 1 176 STATE FARM GRP 599,297 567,840 55.50 % 56.33 % 23.92 % 23.92 %
2 694 TENNESSEE FARMERS GRP 449,965 440,044 69.82 % 71.41 % 17.96 % 41.89 %
3 8 ALLSTATE INS GRP 197,329 187,221 53.40 % 55.10 % 7.88 % 49.76 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 175,963 167,552 66.89 % 67.39 % 7.02 % 56.79 %
5 111 LIBERTY MUT GRP 154,888 152,090 50.45 % 51.80 % 6.18 % 62.97 %
6 3548 TRAVELERS GRP 115,586 106,702 51.60 % 52.38 % 4.61 % 67.59 %
7 69 FARMERS INS GRP 113,205 109,944 64.07 % 64.66 % 4.52 % 72.11 %
8 213 ERIE INS GRP 109,598 103,322 85.09 % 87.14 % 4.38 % 76.48 %
9 140 NATIONWIDE CORP GRP 88,084 84,825 66.07 % 68.41 % 3.52 % 80.00 %
10 280 AUTO OWNERS GRP 53,334 51,423 70.90 % 72.77 % 2.13 % 82.13 %
**STATE TOTAL** 2,504,985 2,393,202 60.90 % 62.09 % 100.00 % 82.13 %

Texas 1 176 STATE FARM GRP 2,173,981 2,054,995 77.26 % 78.51 % 18.32 % 18.32 %
2 8 ALLSTATE INS GRP 1,588,616 1,504,584 101.97 % 104.39 % 13.39 % 31.71 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 1,195,854 1,134,676 116.98 % 117.62 % 10.08 % 41.79 %
4 69 FARMERS INS GRP 1,102,529 1,077,132 100.37 % 101.23 % 9.29 % 51.08 %
5 111 LIBERTY MUT GRP 863,771 797,499 113.54 % 115.40 % 7.28 % 58.36 %
6 3548 TRAVELERS GRP 654,134 596,464 96.86 % 98.02 % 5.51 % 63.88 %
7 140 NATIONWIDE CORP GRP 302,979 284,006 128.04 % 131.24 % 2.55 % 66.43 %
8 809 TEXAS FARM BUREAU MUT GRP 276,101 264,553 106.23 % 106.30 % 2.33 % 68.76 %
9 155 PROGRESSIVE GRP 271,806 251,010 88.79 % 90.55 % 2.29 % 71.05 %
10 12536 HOMEOWNERS OF AMER INS CO 234,762 203,119 107.74 % 108.46 % 1.98 % 73.03 %
**STATE TOTAL** 11,864,710 11,237,405 104.24 % 106.43 % 100.00 % 73.03 %

© 2022 National Association of Insurance Commissioners


165
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 176 STATE FARM GRP 122,125 114,194 56.67 % 57.67 % 16.63 % 16.63 %
2 69 FARMERS INS GRP 87,555 85,031 62.14 % 63.21 % 11.93 % 28.56 %
3 8 ALLSTATE INS GRP 76,828 72,491 59.32 % 61.36 % 10.46 % 39.02 %
4 111 LIBERTY MUT GRP 54,041 49,867 60.66 % 62.13 % 7.36 % 46.39 %
5 13471 BEAR RIVER MUT INS CO 52,495 50,899 85.25 % 86.63 % 7.15 % 53.54 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 50,878 47,159 62.00 % 62.77 % 6.93 % 60.47 %
7 473 AMERICAN FAMILY INS GRP 46,953 43,075 67.46 % 67.86 % 6.40 % 66.86 %
8 3548 TRAVELERS GRP 33,872 30,416 80.50 % 81.59 % 4.61 % 71.48 %
9 280 AUTO OWNERS GRP 32,909 30,217 81.07 % 82.67 % 4.48 % 75.96 %
10 513 IOWA FARM BUREAU GRP 19,714 18,948 65.90 % 66.04 % 2.69 % 78.64 %
**STATE TOTAL** 734,165 689,892 63.23 % 64.56 % 100.00 % 78.64 %

Vermont 1 234 VERMONT MUT GRP 27,634 27,361 39.13 % 39.17 % 12.05 % 12.05 %
2 111 LIBERTY MUT GRP 27,490 26,417 35.72 % 36.72 % 11.99 % 24.05 %
3 18686 CO OPERATIVE INS COS 23,699 23,416 42.47 % 42.66 % 10.34 % 34.38 %
4 176 STATE FARM GRP 19,705 18,564 53.41 % 54.13 % 8.60 % 42.98 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 14,686 14,122 22.89 % 23.22 % 6.41 % 49.39 %
6 3548 TRAVELERS GRP 13,345 12,518 42.22 % 43.34 % 5.82 % 55.21 %
7 280 AUTO OWNERS GRP 12,733 12,760 110.95 % 113.16 % 5.55 % 60.76 %
8 626 CHUBB LTD GRP 11,394 11,287 18.88 % 18.80 % 4.97 % 65.73 %
9 8 ALLSTATE INS GRP 10,663 10,519 31.84 % 32.68 % 4.65 % 70.38 %
10 69 FARMERS INS GRP 9,234 9,000 32.79 % 33.18 % 4.03 % 74.41 %
**STATE TOTAL** 229,242 223,314 40.75 % 41.50 % 100.00 % 74.41 %

Virginia 1 200 UNITED SERV AUTOMOBILE ASSN GRP 524,413 510,708 51.20 % 51.62 % 18.60 % 18.60 %
2 176 STATE FARM GRP 491,671 469,891 43.17 % 43.78 % 17.44 % 36.05 %
3 3548 TRAVELERS GRP 281,054 264,587 54.62 % 55.62 % 9.97 % 46.02 %
4 8 ALLSTATE INS GRP 243,804 233,831 45.32 % 46.52 % 8.65 % 54.66 %
5 140 NATIONWIDE CORP GRP 187,425 180,321 59.33 % 60.84 % 6.65 % 61.31 %
6 111 LIBERTY MUT GRP 158,788 151,648 53.73 % 54.98 % 5.63 % 66.95 %
7 213 ERIE INS GRP 154,647 146,779 53.42 % 55.43 % 5.49 % 72.43 %
8 473 AMERICAN FAMILY INS GRP 99,372 94,525 42.13 % 42.14 % 3.53 % 75.96 %
9 69 FARMERS INS GRP 65,790 64,962 52.90 % 53.35 % 2.33 % 78.29 %
10 203 VIRGINIA FARM BUREAU GRP 55,855 54,392 42.41 % 42.63 % 1.98 % 80.27 %
**STATE TOTAL** 2,818,910 2,704,588 49.69 % 50.83 % 100.00 % 80.27 %

Washington 1 176 STATE FARM GRP 399,405 375,868 56.52 % 57.79 % 17.74 % 17.74 %
2 111 LIBERTY MUT GRP 292,376 278,414 53.03 % 54.85 % 12.98 % 30.72 %
3 69 FARMERS INS GRP 282,008 274,335 62.61 % 63.57 % 12.52 % 43.25 %
4 8 ALLSTATE INS GRP 221,286 210,227 73.46 % 76.07 % 9.83 % 53.07 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 206,209 196,689 68.31 % 69.23 % 9.16 % 62.23 %
6 473 AMERICAN FAMILY INS GRP 167,353 158,916 59.82 % 60.21 % 7.43 % 69.66 %
7 24341 PEMCO MUT INS CO 137,925 132,091 77.74 % 79.63 % 6.13 % 75.79 %
8 3548 TRAVELERS GRP 94,762 87,364 75.21 % 76.70 % 4.21 % 80.00 %
9 333 MUTUAL OF ENUMCLAW GRP 60,275 57,814 54.80 % 55.48 % 2.68 % 82.67 %
10 140 NATIONWIDE CORP GRP 49,218 45,650 70.25 % 72.49 % 2.19 % 84.86 %
**STATE TOTAL** 2,251,792 2,150,723 63.59 % 65.08 % 100.00 % 84.86 %

© 2022 National Association of Insurance Commissioners


166
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 176 STATE FARM GRP 132,830 126,706 48.67 % 49.84 % 26.82 % 26.82 %
2 213 ERIE INS GRP 90,147 88,108 55.85 % 58.09 % 18.20 % 45.03 %
3 140 NATIONWIDE CORP GRP 42,854 42,971 45.27 % 47.66 % 8.65 % 53.68 %
4 8 ALLSTATE INS GRP 38,189 37,150 33.04 % 34.68 % 7.71 % 61.39 %
5 111 LIBERTY MUT GRP 32,042 29,944 39.56 % 41.16 % 6.47 % 67.86 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 26,563 25,785 44.09 % 44.54 % 5.36 % 73.22 %
7 228 WESTFIELD GRP 17,999 17,800 45.57 % 46.91 % 3.63 % 76.86 %
8 4339 FARMERS & MECHANICS GRP 14,799 14,653 44.52 % 45.27 % 2.99 % 79.85 %
9 14656 MUNICIPAL MUT INS CO 12,634 10,262 55.86 % 55.70 % 2.55 % 82.40 %
10 175 STATE AUTO MUT GRP 10,618 10,598 64.98 % 66.45 % 2.14 % 84.54 %
**STATE TOTAL** 495,220 479,696 47.63 % 49.03 % 100.00 % 84.54 %

Wisconsin 1 473 AMERICAN FAMILY INS GRP 384,999 366,189 61.16 % 61.78 % 22.43 % 22.43 %
2 176 STATE FARM GRP 291,631 274,681 58.02 % 59.58 % 16.99 % 39.41 %
3 213 ERIE INS GRP 84,664 80,674 64.29 % 66.30 % 4.93 % 44.34 %
4 8 ALLSTATE INS GRP 76,601 73,559 58.76 % 61.02 % 4.46 % 48.81 %
5 14184 ACUITY A MUT INS CO 75,466 72,346 68.20 % 69.15 % 4.40 % 53.20 %
6 280 AUTO OWNERS GRP 71,948 69,789 58.31 % 59.82 % 4.19 % 57.39 %
7 69 FARMERS INS GRP 69,985 68,223 55.18 % 55.53 % 4.08 % 61.47 %
8 15350 WEST BEND MUT INS CO 69,002 66,867 58.64 % 59.45 % 4.02 % 65.49 %
9 111 LIBERTY MUT GRP 59,585 58,611 53.66 % 54.79 % 3.47 % 68.96 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 55,709 53,297 60.88 % 61.48 % 3.24 % 72.20 %
**STATE TOTAL** 1,716,771 1,649,800 60.77 % 62.00 % 100.00 % 72.20 %

Wyoming 1 176 STATE FARM GRP 58,686 54,617 44.41 % 44.71 % 22.44 % 22.44 %
2 69 FARMERS INS GRP 47,971 45,900 46.83 % 47.18 % 18.35 % 40.79 %
3 4683 MOUNTAIN WEST FARM GRP 34,786 34,657 65.37 % 64.11 % 13.30 % 54.09 %
4 111 LIBERTY MUT GRP 24,635 22,632 31.26 % 31.80 % 9.42 % 63.51 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 16,349 15,459 79.32 % 79.70 % 6.25 % 69.77 %
6 8 ALLSTATE INS GRP 14,387 13,989 37.28 % 37.76 % 5.50 % 75.27 %
7 408 AMERICAN NATL FIN GRP 9,617 8,653 78.31 % 78.24 % 3.68 % 78.95 %
8 140 NATIONWIDE CORP GRP 8,751 8,398 36.18 % 36.75 % 3.35 % 82.29 %
9 626 CHUBB LTD GRP 8,442 8,137 15.37 % 15.15 % 3.23 % 85.52 %
10 12 AMERICAN INTL GRP 6,349 5,894 N/A N/A 2.43 % 87.95 %
**STATE TOTAL** 261,482 248,110 48.14 % 48.26 % 100.00 % 87.95 %

Guam 1 12 AMERICAN INTL GRP 4,746 4,808 5.85 % 6.88 % 37.71 % 37.71 %
2 10972 FIRST NET INS CO 1,953 1,928 N/A N/A 15.51 % 53.22 %
3 3219 SOMPO GRP 1,379 1,920 11.65 % 12.77 % 10.96 % 64.18 %
4 4672 DONGBU INS GRP 1,276 1,310 3.83 % 4.88 % 10.14 % 74.32 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 1,171 606 2.03 % 3.50 % 9.30 % 83.63 %
6 18380 PACIFIC IND INS CO 780 771 9.41 % 9.18 % 6.20 % 89.83 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 689 729 14.97 % 15.57 % 5.47 % 95.30 %
8 12633 CENTURY INS CO GU LTD 592 418 6.54 % 6.51 % 4.70 % 100.00 %
9 626 CHUBB LTD GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 12,587 12,489 6.10 % 6.89 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


167
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
04 ‐ Homeowners Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 71 UNIVERSAL INS CO GRP 55,362 53,982 27.83 % 28.74 % 51.31 % 51.31 %
2 411 MAPFRE INS GRP 35,929 33,182 N/A N/A 33.30 % 84.61 %
3 3593 USIC GRP 9,573 8,366 4.04 % 5.31 % 8.87 % 93.48 %
4 10308 ANTILLES INS CO 3,269 2,605 16.54 % 28.69 % 3.03 % 96.51 %
5 4804 MULTINATIONAL GRP 2,018 1,403 10.28 % 11.72 % 1.87 % 98.38 %
6 19 ASSURANT INC GRP 734 579 5.63 % 5.63 % 0.68 % 99.06 %
7 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 636 636 N/A N/A 0.59 % 99.65 %
8 796 QBE INS GRP 242 199 4.63 % 4.63 % 0.22 % 99.87 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 71 75 N/A N/A 0.07 % 99.94 %
10 4802 TRIPLE S GRP 46 46 1.77 % 1.27 % 0.04 % 99.98 %
**STATE TOTAL** 107,902 101,100 13.18 % 16.06 % 100.00 % 99.98 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 7,521 7,797 36.17 % 41.12 % 64.60 % 64.60 %
2 4706 LOCKHART CO GRP 2,836 2,805 2.19 % 2.33 % 24.36 % 88.96 %
3 161 TOPA EQUITIES LTD GRP 1,011 1,123 N/A N/A 8.68 % 97.64 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 258 266 54.12 % 54.92 % 2.21 % 99.85 %
5 12 AMERICAN INTL GRP 12 11 N/A N/A 0.11 % 99.96 %
6 626 CHUBB LTD GRP 5 5 29.04 % 29.39 % 0.04 % 100.00 %
**STATE TOTAL** 11,642 12,008 22.84 % 26.00 % 100.00 % 100.00 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 166 143 3.50 % 3.50 % 48.65 % 48.65 %
2 10972 FIRST NET INS CO 87 84 N/A N/A 25.32 % 73.97 %
3 4672 DONGBU INS GRP 51 57 N/A N/A 15.00 % 88.97 %
4 18380 PACIFIC IND INS CO 19 20 0.00 % 0.00 % 5.66 % 94.63 %
5 12 AMERICAN INTL GRP 18 9 0.00 % 0.00 % 5.37 % 100.00 %
**STATE TOTAL** 342 313 N/A N/A 100.00 % 100.00 %

Canada 1 65 FM GLOBAL GRP 30 40 70.49 % 70.49 % 100.00 % 100.00 %


**STATE TOTAL** 30 46 N/A N/A 100.00 % 100.00 %

Agg. Other Alien 1 626 CHUBB LTD GRP 2,414 2,474 144.04 % 140.86 % 72.67 % 72.67 %
2 12 AMERICAN INTL GRP 855 2,029 62.63 % 59.75 % 25.75 % 98.42 %
3 98 WR BERKLEY CORP GRP 29 0 N/A N/A 0.87 % 99.29 %
4 84 AMERICAN FINANCIAL GRP 17 16 0.00 % 0.00 % 0.52 % 99.81 %
5 18380 PACIFIC IND INS CO 5 5 0.00 % 0.00 % 0.15 % 99.96 %
6 10972 FIRST NET INS CO 3 3 N/A N/A 0.10 % 100.00 %
7 161 TOPA EQUITIES LTD GRP 1 0 0.00 % 0.00 % 0.02 % 100.00 %
**STATE TOTAL** 3,322 4,527 106.23 % 96.52 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


168
05.1, 05.2—Total Commercial Multi-Peril

© 2022 National Association of Insurance Commissioners


169
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 3548 TRAVELERS GRP 3,980,072 3,854,232 50.99 % 58.24 % 7.97 % 7.97 %
2 626 CHUBB LTD GRP 2,769,209 2,671,595 61.77 % 65.84 % 5.54 % 13.51 %
3 140 NATIONWIDE CORP GRP 2,585,397 2,492,595 69.11 % 75.44 % 5.17 % 18.68 %
4 111 LIBERTY MUT GRP 2,478,118 2,487,058 50.00 % 58.06 % 4.96 % 23.64 %
5 91 HARTFORD FIRE & CAS GRP 2,382,394 2,287,809 49.56 % 53.38 % 4.77 % 28.41 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 2,137,281 2,071,495 57.10 % 64.50 % 4.28 % 32.69 %
7 176 STATE FARM GRP 1,839,326 1,752,994 92.35 % 97.73 % 3.68 % 36.37 %
8 69 FARMERS INS GRP 1,660,407 1,626,787 61.06 % 62.46 % 3.32 % 39.69 %
9 280 AUTO OWNERS GRP 1,520,702 1,442,374 56.02 % 63.86 % 3.04 % 42.73 %
10 244 CINCINNATI FIN GRP 1,350,109 1,327,522 39.86 % 46.87 % 2.70 % 45.43 %
11 218 CNA INS GRP 1,288,715 1,264,345 53.02 % 63.97 % 2.58 % 48.01 %
12 88 THE HANOVER INS GRP 1,228,680 1,198,099 59.14 % 67.90 % 2.46 % 50.47 %
13 213 ERIE INS GRP 1,076,112 1,033,471 50.52 % 56.83 % 2.15 % 52.63 %
14 8 ALLSTATE INS GRP 958,709 949,600 55.22 % 56.89 % 1.92 % 54.54 %
15 12 AMERICAN INTL GRP 891,206 886,161 71.41 % 74.36 % 1.78 % 56.33 %
16 473 AMERICAN FAMILY INS GRP 843,765 798,310 77.19 % 83.40 % 1.69 % 58.02 %
17 31 BERKSHIRE HATHAWAY GRP 822,696 789,274 81.02 % 96.08 % 1.65 % 59.66 %
18 98 WR BERKLEY CORP GRP 818,029 799,934 63.10 % 68.82 % 1.64 % 61.30 %
19 222 GREATER NY GRP 710,267 657,912 70.98 % 77.89 % 1.42 % 62.72 %
20 212 ZURICH INS GRP 690,339 692,681 72.18 % 80.75 % 1.38 % 64.10 %
21 4851 CHURCH MUT GRP 648,196 626,807 67.45 % 71.23 % 1.30 % 65.40 %
22 2538 AMTRUST FINANCIAL SERV GRP 631,152 576,525 73.01 % 82.82 % 1.26 % 66.66 %
23 785 MARKEL CORP GRP 611,658 590,746 110.81 % 121.88 % 1.22 % 67.89 %
24 158 FAIRFAX FIN GRP 515,386 501,509 55.61 % 65.52 % 1.03 % 68.92 %
25 13528 BROTHERHOOD MUT INS CO 502,870 476,706 81.18 % 84.70 % 1.01 % 69.92 %
26 761 ALLIANZ INS GRP 468,463 509,564 45.08 % 55.70 % 0.94 % 70.86 %
27 361 MUNICH RE GRP 468,301 401,379 57.37 % 68.98 % 0.94 % 71.80 %
28 228 WESTFIELD GRP 419,081 400,510 50.89 % 57.06 % 0.84 % 72.64 %
29 201 UTICA GRP 416,703 390,793 65.66 % 74.32 % 0.83 % 73.47 %
30 84 AMERICAN FINANCIAL GRP 352,033 341,330 57.58 % 66.20 % 0.70 % 74.18 %
31 796 QBE INS GRP 309,461 285,407 89.71 % 100.42 % 0.62 % 74.80 %
32 303 GUIDEONE INS GRP 302,420 296,067 62.73 % 65.78 % 0.61 % 75.40 %
33 50 COUNTRY INS & FIN SERV GRP 265,852 270,119 51.34 % 55.15 % 0.53 % 75.93 %
34 250 DONEGAL GRP 242,694 228,958 70.18 % 81.91 % 0.49 % 76.42 %
35 14184 ACUITY A MUT INS CO 230,709 216,034 51.07 % 56.21 % 0.46 % 76.88 %
36 242 SELECTIVE INS GRP 226,885 213,267 54.66 % 58.59 % 0.45 % 77.33 %
37 234 VERMONT MUT GRP 224,066 211,320 41.23 % 42.03 % 0.45 % 77.78 %
38 408 AMERICAN NATL FIN GRP 220,117 204,466 46.15 % 50.29 % 0.44 % 78.22 %
39 175 STATE AUTO MUT GRP 218,072 207,886 60.14 % 66.01 % 0.44 % 78.66 %
40 920 GLOBAL IND GRP 214,765 212,734 53.27 % 56.67 % 0.43 % 79.09 %
41 1309 FRANKENMUTH GRP 213,858 202,625 48.58 % 58.59 % 0.43 % 79.52 %
42 1120 EVEREST REINS HOLDINGS GRP 212,954 196,253 56.55 % 75.23 % 0.43 % 79.94 %
43 572 BCBS OF MI GRP 208,473 212,771 162.86 % 175.94 % 0.42 % 80.36 %
44 4969 TRISURA GRP 208,378 164,745 71.91 % 80.87 % 0.42 % 80.78 %
45 267 GRANGE MUT CAS GRP 206,929 199,736 59.05 % 64.84 % 0.41 % 81.19 %
46 36 CENTRAL MUT INS CO GRP 195,929 185,268 55.12 % 59.87 % 0.39 % 81.58 %
47 474 FCCI MUT INS GRP 194,892 188,662 59.51 % 69.93 % 0.39 % 81.97 %
48 1279 ARCH INS GRP 191,162 159,790 82.28 % 87.87 % 0.38 % 82.36 %
49 291 ENCOVA MUT INS GRP 186,903 181,395 50.79 % 52.64 % 0.37 % 82.73 %
50 457 ARGO GRP US INC GRP 185,569 218,169 73.05 % 85.23 % 0.37 % 83.10 %
51 34215 NUCLEAR ELECTRIC INS LTD 183,868 193,421 33.83 % 34.51 % 0.37 % 83.47 %
52 15326 UTICA FIRST INS CO 178,726 173,203 47.65 % 55.76 % 0.36 % 83.83 %
53 96 SECURA INS GRP 170,276 158,520 59.35 % 65.21 % 0.34 % 84.17 %
54 447 HARFORD GRP 167,046 159,523 60.31 % 64.89 % 0.33 % 84.50 %
55 124 AMERISURE CO GRP 144,865 140,320 41.65 % 64.57 % 0.29 % 84.79 %
56 4359 HOUSING AUTHORITY PROP GRP 142,553 133,489 60.91 % 60.95 % 0.29 % 85.08 %
57 748 AMERITRUST GRP INC GRP 137,076 133,328 63.95 % 70.22 % 0.27 % 85.35 %
58 195 UNION MUTUAL FIRE INS GRP 133,949 130,755 49.73 % 54.95 % 0.27 % 85.62 %
59 150 OLD REPUBLIC GRP 132,484 129,860 53.34 % 71.32 % 0.27 % 85.89 %
60 226 MERCHANTS MUT GRP 131,720 127,252 42.75 % 52.58 % 0.26 % 86.15 %
61 22 ANDOVER GRP 129,526 118,098 47.25 % 52.04 % 0.26 % 86.41 %
62 4715 MS & AD INS GRP 127,815 124,983 60.49 % 70.28 % 0.26 % 86.66 %
63 4804 MULTINATIONAL GRP 119,149 117,026 11.98 % 15.60 % 0.24 % 86.90 %
64 153 PEKIN INS GRP 117,879 115,198 36.25 % 41.55 % 0.24 % 87.14 %
65 7 FEDERATED MUT GRP 113,628 105,834 66.43 % 73.55 % 0.23 % 87.37 %
© 2022 National Association of Insurance Commissioners
170
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 4861 HERITAGE INS HOLDINGS GRP 109,796 114,464 1.88 % 5.56 % 0.22 % 87.59 %
67 586 ARBELLA INS GRP 109,057 105,763 35.06 % 42.34 % 0.22 % 87.80 %
68 4904 INTACT FINANCIAL GRP 107,466 104,977 73.34 % 80.81 % 0.22 % 88.02 %
69 15261 SOCIETY INS A MUT CO 106,063 101,776 49.45 % 57.67 % 0.21 % 88.23 %
70 411 MAPFRE INS GRP 105,543 104,746 32.05 % 42.42 % 0.21 % 88.44 %
71 807 COLUMBIA INS GRP 104,355 101,758 42.33 % 44.83 % 0.21 % 88.65 %
72 660 MERCURY GEN GRP 98,585 93,415 62.76 % 69.76 % 0.20 % 88.85 %
73 518 GRINNELL MUT GRP 97,865 93,462 80.28 % 85.33 % 0.20 % 89.04 %
74 71 UNIVERSAL INS CO GRP 95,205 97,094 19.73 % 22.53 % 0.19 % 89.24 %
75 4911 MIDWEST FAMILY GRP 94,961 92,826 64.67 % 79.45 % 0.19 % 89.43 %
76 501 ALLEGHANY GRP 91,047 92,066 59.08 % 72.40 % 0.18 % 89.61 %
77 144 NORFOLK & DEDHAM GRP 88,483 84,741 35.21 % 38.79 % 0.18 % 89.78 %
78 513 IOWA FARM BUREAU GRP 86,829 82,391 73.01 % 75.50 % 0.17 % 89.96 %
79 14575 MILLERS CAPITAL INS CO 86,609 82,996 43.30 % 46.86 % 0.17 % 90.13 %
80 62 EMC INS CO GRP 82,325 84,498 96.74 % 97.27 % 0.16 % 90.30 %
81 899 ROCKINGHAM GRP 81,814 69,764 52.89 % 55.11 % 0.16 % 90.46 %
82 4734 APOLLO GLOBAL MGMT GRP 80,460 95,842 50.92 % 66.16 % 0.16 % 90.62 %
83 4672 DONGBU INS GRP 78,917 76,007 44.93 % 56.44 % 0.16 % 90.78 %
84 3829 GEOVERA HOLDINGS INC GRP 78,877 36,915 92.01 % 103.93 % 0.16 % 90.94 %
85 15350 WEST BEND MUT INS CO 77,335 70,995 77.38 % 79.66 % 0.15 % 91.09 %
86 14176 HASTINGS MUT INS CO 74,579 72,392 38.86 % 43.52 % 0.15 % 91.24 %
87 306 CUNA MUT GRP 74,018 66,181 51.26 % 55.91 % 0.15 % 91.39 %
88 968 AXA INS GRP 71,710 77,912 53.63 % 60.04 % 0.14 % 91.53 %
89 109 KENTUCKY FARM BUREAU GRP 71,066 69,431 88.93 % 91.85 % 0.14 % 91.67 %
90 309 WESTERN NATL MUT GRP 70,424 69,296 51.79 % 57.61 % 0.14 % 91.82 %
91 4802 TRIPLE S GRP 68,607 68,868 6.71 % 24.96 % 0.14 % 91.95 %
92 333 MUTUAL OF ENUMCLAW GRP 68,513 66,488 78.07 % 89.49 % 0.14 % 92.09 %
93 4507 BUILDERS GRP 68,007 64,420 56.40 % 85.66 % 0.14 % 92.23 %
94 542 INDIANA FARM BUREAU GRP 67,924 65,520 59.54 % 60.06 % 0.14 % 92.36 %
95 3478 HALLMARK FIN SERV GRP 67,526 66,767 49.38 % 59.48 % 0.14 % 92.50 %
96 67 MICHIGAN FARM BUREAU GRP 67,368 60,944 100.98 % 107.15 % 0.13 % 92.63 %
97 3500 NODAK MUT GRP 65,616 62,048 65.40 % 67.83 % 0.13 % 92.76 %
98 783 RLI INS GRP 64,593 65,725 29.91 % 36.93 % 0.13 % 92.89 %
99 4773 FRONTLINE INS GRP 64,488 51,104 25.60 % 27.00 % 0.13 % 93.02 %
100 1275 QUINCY MUT GRP 62,933 59,621 36.02 % 38.94 % 0.13 % 93.15 %
101 28535 TRIANGLE INS CO INC 62,612 57,107 79.39 % 81.32 % 0.13 % 93.27 %
102 15997 MMG INS CO 62,184 59,398 40.94 % 43.87 % 0.12 % 93.40 %
103 256 COACTION GLOBAL INC GRP 60,264 60,085 73.41 % 93.16 % 0.12 % 93.52 %
104 15024 PREFERRED MUT INS CO 58,199 57,704 39.75 % 47.02 % 0.12 % 93.63 %
105 23 BCS INS GRP 54,084 47,086 73.89 % 80.90 % 0.11 % 93.74 %
106 271 PENNSYLVANIA NATL INS GRP 54,041 53,295 52.03 % 57.74 % 0.11 % 93.85 %
107 248 UNITED FIRE & CAS GRP 52,934 57,997 79.32 % 81.87 % 0.11 % 93.96 %
108 10374 ERIE & NIAGRA INS ASSOC 52,107 48,827 46.44 % 49.58 % 0.10 % 94.06 %
109 775 PHARMACISTS MUT GRP 52,090 49,550 80.06 % 87.66 % 0.10 % 94.17 %
110 4908 ASCOT INS US GRP 51,844 34,878 103.32 % 107.81 % 0.10 % 94.27 %
111 17710 ALABAMA MUNICIPAL INS CORP 51,822 50,116 80.38 % 153.72 % 0.10 % 94.37 %
112 689 BANKERS INS GRP 49,631 51,906 115.02 % 120.22 % 0.10 % 94.47 %
113 26468 SOUTHERN MUT CHURCH INS CO 48,816 46,699 79.27 % 80.50 % 0.10 % 94.57 %
114 161 TOPA EQUITIES LTD GRP 47,876 40,544 24.32 % 27.54 % 0.10 % 94.67 %
115 15571 ILLINOIS CAS CO 46,509 42,366 59.77 % 65.38 % 0.09 % 94.76 %
116 37800 KOOKMIN BEST INS CO LTD 44,006 42,577 52.79 % 80.27 % 0.09 % 94.85 %
117 123 SHELTER INS GRP 43,505 42,385 77.81 % 80.52 % 0.09 % 94.93 %
118 10308 ANTILLES INS CO 43,390 41,809 9.08 % 12.73 % 0.09 % 95.02 %
119 3219 SOMPO GRP 43,234 40,523 67.41 % 80.98 % 0.09 % 95.11 %
120 3484 TOWER HILL INS GRP 43,146 46,161 19.47 % 28.79 % 0.09 % 95.19 %
121 3407 TUSCARORA GRP 43,037 40,401 57.31 % 59.02 % 0.09 % 95.28 %
122 22624 INDIANA FARMERS MUT INS CO 42,391 40,211 64.37 % 69.77 % 0.08 % 95.36 %
123 13919 DRYDEN MUT INS CO 42,008 40,331 23.82 % 27.63 % 0.08 % 95.45 %
124 13420 BADGER MUT INS CO 41,722 38,636 46.11 % 46.83 % 0.08 % 95.53 %
125 645 OREGON MUT GRP 40,886 38,722 60.22 % 64.68 % 0.08 % 95.61 %
**INDUSTRY TOTAL** 49,969,020 48,237,266 60.11 % 66.95 % 100.00 % 95.61 %

© 2022 National Association of Insurance Commissioners


171
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
05 ‐ Total Commercial Multi‐Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 3548 TRAVELERS GRP 3,980,072 3,854,237 51.00 % 58.24 % 7.99 % 7.99 %
2 626 CHUBB LTD GRP 2,762,138 2,632,375 62.83 % 66.89 % 5.55 % 13.54 %
3 140 NATIONWIDE CORP GRP 2,585,185 2,492,451 69.11 % 75.44 % 5.19 % 18.73 %
4 111 LIBERTY MUT GRP 2,460,378 2,470,477 49.47 % 57.57 % 4.94 % 23.67 %
5 91 HARTFORD FIRE & CAS GRP 2,381,084 2,285,922 49.34 % 53.06 % 4.78 % 28.46 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 2,137,281 2,071,587 57.10 % 64.50 % 4.29 % 32.75 %
7 176 STATE FARM GRP 1,839,326 1,752,994 92.40 % 97.77 % 3.69 % 36.44 %
8 69 FARMERS INS GRP 1,660,407 1,626,787 61.06 % 62.46 % 3.33 % 39.78 %
9 280 AUTO OWNERS GRP 1,520,702 1,442,374 56.02 % 63.86 % 3.05 % 42.83 %
10 244 CINCINNATI FIN GRP 1,350,109 1,327,522 39.86 % 46.87 % 2.71 % 45.54 %
11 88 THE HANOVER INS GRP 1,227,025 1,196,503 59.20 % 67.97 % 2.46 % 48.01 %
12 218 CNA INS GRP 1,195,336 1,180,142 54.20 % 65.82 % 2.40 % 50.41 %
13 213 ERIE INS GRP 1,076,112 1,033,471 50.52 % 56.83 % 2.16 % 52.57 %
14 8 ALLSTATE INS GRP 958,709 949,600 55.22 % 56.89 % 1.93 % 54.49 %
15 12 AMERICAN INTL GRP 873,166 869,468 71.16 % 74.16 % 1.75 % 56.25 %
16 473 AMERICAN FAMILY INS GRP 843,765 798,310 77.19 % 83.40 % 1.69 % 57.94 %
17 31 BERKSHIRE HATHAWAY GRP 815,013 778,750 80.30 % 95.44 % 1.64 % 59.58 %
18 98 WR BERKLEY CORP GRP 814,095 796,017 63.17 % 68.90 % 1.63 % 61.21 %
19 222 GREATER NY GRP 710,267 657,912 70.98 % 77.89 % 1.43 % 62.64 %
20 212 ZURICH INS GRP 690,278 692,621 72.25 % 80.90 % 1.39 % 64.03 %
21 4851 CHURCH MUT GRP 648,196 626,807 67.45 % 71.23 % 1.30 % 65.33 %
22 2538 AMTRUST FINANCIAL SERV GRP 631,152 576,525 73.01 % 82.82 % 1.27 % 66.60 %
23 785 MARKEL CORP GRP 611,658 590,746 110.81 % 121.88 % 1.23 % 67.83 %
24 158 FAIRFAX FIN GRP 515,201 501,465 55.61 % 65.52 % 1.03 % 68.86 %
25 13528 BROTHERHOOD MUT INS CO 502,870 476,706 81.18 % 84.70 % 1.01 % 69.87 %
26 361 MUNICH RE GRP 468,298 401,377 57.37 % 68.98 % 0.94 % 70.81 %
27 761 ALLIANZ INS GRP 462,637 464,191 46.68 % 57.07 % 0.93 % 71.74 %
28 228 WESTFIELD GRP 419,081 400,510 50.89 % 57.06 % 0.84 % 72.58 %
29 201 UTICA GRP 416,703 390,793 65.66 % 74.32 % 0.84 % 73.42 %
30 84 AMERICAN FINANCIAL GRP 349,435 338,953 57.63 % 66.28 % 0.70 % 74.12 %
31 796 QBE INS GRP 309,461 285,407 89.71 % 100.42 % 0.62 % 74.74 %
32 303 GUIDEONE INS GRP 302,420 296,067 62.73 % 65.78 % 0.61 % 75.35 %
33 50 COUNTRY INS & FIN SERV GRP 265,852 270,119 51.34 % 55.15 % 0.53 % 75.88 %
34 250 DONEGAL GRP 242,694 228,958 70.18 % 81.91 % 0.49 % 76.37 %
35 14184 ACUITY A MUT INS CO 230,709 216,034 51.07 % 56.21 % 0.46 % 76.83 %
36 242 SELECTIVE INS GRP 226,885 213,267 54.66 % 58.59 % 0.46 % 77.29 %
37 234 VERMONT MUT GRP 224,066 211,320 41.23 % 42.03 % 0.45 % 77.74 %
38 408 AMERICAN NATL FIN GRP 220,117 204,466 46.15 % 50.29 % 0.44 % 78.18 %
39 175 STATE AUTO MUT GRP 218,072 207,886 60.14 % 66.01 % 0.44 % 78.62 %
40 920 GLOBAL IND GRP 214,765 212,734 53.27 % 56.67 % 0.43 % 79.05 %
41 1309 FRANKENMUTH GRP 213,858 202,625 48.58 % 58.59 % 0.43 % 79.48 %
42 1120 EVEREST REINS HOLDINGS GRP 212,410 195,554 56.77 % 75.51 % 0.43 % 79.91 %
43 572 BCBS OF MI GRP 208,473 212,771 162.86 % 175.94 % 0.42 % 80.33 %
44 4969 TRISURA GRP 208,378 164,745 71.91 % 80.87 % 0.42 % 80.74 %
45 267 GRANGE MUT CAS GRP 206,929 199,736 59.05 % 64.84 % 0.42 % 81.16 %
46 36 CENTRAL MUT INS CO GRP 195,929 185,268 55.12 % 59.87 % 0.39 % 81.55 %
47 474 FCCI MUT INS GRP 194,892 188,662 59.51 % 69.93 % 0.39 % 81.94 %
48 1279 ARCH INS GRP 191,162 159,790 82.28 % 87.87 % 0.38 % 82.33 %
49 291 ENCOVA MUT INS GRP 186,903 181,395 50.79 % 52.64 % 0.38 % 82.70 %
50 457 ARGO GRP US INC GRP 185,569 218,169 73.05 % 85.23 % 0.37 % 83.08 %
51 34215 NUCLEAR ELECTRIC INS LTD 183,868 193,421 33.83 % 34.51 % 0.37 % 83.45 %
52 15326 UTICA FIRST INS CO 178,726 173,203 47.65 % 55.76 % 0.36 % 83.80 %
53 96 SECURA INS GRP 170,276 158,520 59.35 % 65.21 % 0.34 % 84.15 %
54 447 HARFORD GRP 167,046 159,523 60.31 % 64.89 % 0.34 % 84.48 %
55 124 AMERISURE CO GRP 144,865 140,320 41.65 % 64.57 % 0.29 % 84.77 %
56 4359 HOUSING AUTHORITY PROP GRP 142,553 133,489 60.91 % 60.95 % 0.29 % 85.06 %
57 748 AMERITRUST GRP INC GRP 137,076 133,328 63.95 % 70.22 % 0.28 % 85.33 %
58 195 UNION MUTUAL FIRE INS GRP 133,949 130,755 49.73 % 54.95 % 0.27 % 85.60 %
59 150 OLD REPUBLIC GRP 132,484 129,860 53.34 % 71.32 % 0.27 % 85.87 %
60 226 MERCHANTS MUT GRP 131,720 127,252 42.75 % 52.58 % 0.26 % 86.13 %
61 22 ANDOVER GRP 129,526 118,098 47.25 % 52.04 % 0.26 % 86.39 %
62 4715 MS & AD INS GRP 127,815 124,983 60.49 % 70.28 % 0.26 % 86.65 %
63 4804 MULTINATIONAL GRP 119,149 117,026 11.98 % 15.60 % 0.24 % 86.89 %
64 153 PEKIN INS GRP 117,879 115,198 36.25 % 41.55 % 0.24 % 87.13 %
65 7 FEDERATED MUT GRP 113,628 105,834 66.43 % 73.55 % 0.23 % 87.36 %
© 2022 National Association of Insurance Commissioners
172
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
05 ‐ Total Commercial Multi‐Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 4861 HERITAGE INS HOLDINGS GRP 109,796 114,464 1.88 % 5.56 % 0.22 % 87.58 %
67 586 ARBELLA INS GRP 109,057 105,763 35.06 % 42.34 % 0.22 % 87.79 %
68 4904 INTACT FINANCIAL GRP 106,250 103,683 74.07 % 81.63 % 0.21 % 88.01 %
69 15261 SOCIETY INS A MUT CO 106,063 101,776 49.45 % 57.67 % 0.21 % 88.22 %
70 411 MAPFRE INS GRP 105,543 104,746 32.05 % 42.42 % 0.21 % 88.43 %
71 807 COLUMBIA INS GRP 104,355 101,758 42.33 % 44.83 % 0.21 % 88.64 %
72 660 MERCURY GEN GRP 98,585 93,415 62.76 % 69.76 % 0.20 % 88.84 %
73 518 GRINNELL MUT GRP 97,865 93,462 80.28 % 85.33 % 0.20 % 89.04 %
74 71 UNIVERSAL INS CO GRP 95,205 97,094 19.73 % 22.53 % 0.19 % 89.23 %
75 4911 MIDWEST FAMILY GRP 94,961 92,826 64.67 % 79.45 % 0.19 % 89.42 %
76 501 ALLEGHANY GRP 91,047 92,066 59.08 % 72.40 % 0.18 % 89.60 %
77 144 NORFOLK & DEDHAM GRP 88,483 84,741 35.21 % 38.79 % 0.18 % 89.78 %
78 513 IOWA FARM BUREAU GRP 86,829 82,391 73.01 % 75.50 % 0.17 % 89.95 %
79 14575 MILLERS CAPITAL INS CO 86,609 82,996 43.30 % 46.86 % 0.17 % 90.13 %
80 62 EMC INS CO GRP 82,325 84,498 96.74 % 97.27 % 0.17 % 90.29 %
81 899 ROCKINGHAM GRP 81,814 69,764 52.89 % 55.11 % 0.16 % 90.46 %
82 4734 APOLLO GLOBAL MGMT GRP 80,460 95,842 50.92 % 66.16 % 0.16 % 90.62 %
83 4672 DONGBU INS GRP 78,917 76,007 44.93 % 56.44 % 0.16 % 90.78 %
84 3829 GEOVERA HOLDINGS INC GRP 78,877 36,915 92.01 % 103.93 % 0.16 % 90.94 %
85 15350 WEST BEND MUT INS CO 77,335 70,995 77.38 % 79.66 % 0.16 % 91.09 %
86 14176 HASTINGS MUT INS CO 74,579 72,392 38.86 % 43.52 % 0.15 % 91.24 %
87 306 CUNA MUT GRP 74,018 66,181 51.26 % 55.91 % 0.15 % 91.39 %
88 968 AXA INS GRP 71,709 77,937 53.64 % 60.05 % 0.14 % 91.53 %
89 109 KENTUCKY FARM BUREAU GRP 71,066 69,431 88.93 % 91.85 % 0.14 % 91.68 %
90 309 WESTERN NATL MUT GRP 70,424 69,296 51.79 % 57.61 % 0.14 % 91.82 %
91 4802 TRIPLE S GRP 68,607 68,868 6.71 % 24.96 % 0.14 % 91.96 %
92 333 MUTUAL OF ENUMCLAW GRP 68,513 66,488 78.07 % 89.49 % 0.14 % 92.09 %
93 4507 BUILDERS GRP 68,007 64,420 56.40 % 85.66 % 0.14 % 92.23 %
94 542 INDIANA FARM BUREAU GRP 67,924 65,520 59.54 % 60.06 % 0.14 % 92.37 %
95 3478 HALLMARK FIN SERV GRP 67,526 66,767 49.38 % 59.48 % 0.14 % 92.50 %
96 67 MICHIGAN FARM BUREAU GRP 67,368 60,944 100.98 % 107.15 % 0.14 % 92.64 %
97 3500 NODAK MUT GRP 65,616 62,048 65.40 % 67.83 % 0.13 % 92.77 %
98 783 RLI INS GRP 64,593 65,725 29.91 % 36.93 % 0.13 % 92.90 %
99 4773 FRONTLINE INS GRP 64,488 51,104 25.60 % 27.00 % 0.13 % 93.03 %
100 1275 QUINCY MUT GRP 62,933 59,621 36.02 % 38.94 % 0.13 % 93.16 %
101 28535 TRIANGLE INS CO INC 62,612 57,107 79.39 % 81.32 % 0.13 % 93.28 %
102 15997 MMG INS CO 62,184 59,398 40.94 % 43.87 % 0.12 % 93.41 %
103 256 COACTION GLOBAL INC GRP 60,264 60,085 73.41 % 93.16 % 0.12 % 93.53 %
104 15024 PREFERRED MUT INS CO 58,199 57,704 39.75 % 47.02 % 0.12 % 93.64 %
105 23 BCS INS GRP 54,084 47,086 73.89 % 80.90 % 0.11 % 93.75 %
106 271 PENNSYLVANIA NATL INS GRP 54,041 53,295 52.03 % 57.74 % 0.11 % 93.86 %
107 248 UNITED FIRE & CAS GRP 52,934 57,997 79.32 % 81.87 % 0.11 % 93.97 %
108 10374 ERIE & NIAGRA INS ASSOC 52,107 48,827 46.44 % 49.58 % 0.10 % 94.07 %
109 775 PHARMACISTS MUT GRP 52,090 49,550 80.06 % 87.66 % 0.10 % 94.18 %
110 4908 ASCOT INS US GRP 51,844 34,878 103.32 % 107.81 % 0.10 % 94.28 %
111 17710 ALABAMA MUNICIPAL INS CORP 51,822 50,116 80.38 % 153.72 % 0.10 % 94.38 %
112 689 BANKERS INS GRP 49,631 51,906 115.02 % 120.22 % 0.10 % 94.48 %
113 26468 SOUTHERN MUT CHURCH INS CO 48,816 46,699 79.27 % 80.50 % 0.10 % 94.58 %
114 161 TOPA EQUITIES LTD GRP 47,876 40,544 24.32 % 27.54 % 0.10 % 94.68 %
115 15571 ILLINOIS CAS CO 46,509 42,366 59.77 % 65.38 % 0.09 % 94.77 %
116 37800 KOOKMIN BEST INS CO LTD 44,006 42,577 52.79 % 80.27 % 0.09 % 94.86 %
117 123 SHELTER INS GRP 43,505 42,385 77.81 % 80.52 % 0.09 % 94.95 %
118 10308 ANTILLES INS CO 43,390 41,809 9.08 % 12.73 % 0.09 % 95.03 %
119 3219 SOMPO GRP 43,234 40,523 67.41 % 80.98 % 0.09 % 95.12 %
120 3484 TOWER HILL INS GRP 43,146 46,161 19.47 % 28.79 % 0.09 % 95.21 %
121 3407 TUSCARORA GRP 43,037 40,401 57.31 % 59.02 % 0.09 % 95.29 %
122 22624 INDIANA FARMERS MUT INS CO 42,391 40,211 64.37 % 69.77 % 0.09 % 95.38 %
123 13919 DRYDEN MUT INS CO 42,008 40,331 23.82 % 27.63 % 0.08 % 95.46 %
124 13420 BADGER MUT INS CO 41,722 38,636 46.11 % 46.83 % 0.08 % 95.55 %
125 645 OREGON MUT GRP 40,886 38,722 60.22 % 64.68 % 0.08 % 95.63 %
**INDUSTRY TOTAL** 49,791,768 47,985,948 60.21 % 67.07 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


173
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 3548 TRAVELERS GRP 70,732 68,025 56.30 % 61.49 % 9.69 % 9.69 %
2 280 AUTO OWNERS GRP 56,788 55,033 32.25 % 39.63 % 7.78 % 17.46 %
3 17710 ALABAMA MUNICIPAL INS CORP 51,822 50,116 80.38 % 153.72 % 7.10 % 24.56 %
4 140 NATIONWIDE CORP GRP 48,372 47,308 44.67 % 48.99 % 6.62 % 31.19 %
5 244 CINCINNATI FIN GRP 41,951 41,665 67.00 % 71.83 % 5.75 % 36.93 %
6 176 STATE FARM GRP 34,361 32,858 45.81 % 47.30 % 4.71 % 41.64 %
7 5 ALFA INS GRP 30,861 29,211 64.78 % 65.46 % 4.23 % 45.86 %
8 91 HARTFORD FIRE & CAS GRP 27,928 26,356 19.83 % 22.75 % 3.82 % 49.69 %
9 626 CHUBB LTD GRP 27,216 26,696 77.28 % 79.28 % 3.73 % 53.42 %
10 111 LIBERTY MUT GRP 23,057 21,290 60.86 % 70.05 % 3.16 % 56.57 %
**STATE TOTAL** 730,178 702,446 56.66 % 66.73 % 100.00 % 56.57 %

Alaska 1 111 LIBERTY MUT GRP 22,465 24,671 67.34 % 72.05 % 20.71 % 20.71 %
2 176 STATE FARM GRP 15,118 14,695 58.14 % 59.63 % 13.94 % 34.65 %
3 4485 COPPERPOINT GRP 14,785 15,093 29.33 % 32.32 % 13.63 % 48.28 %
4 626 CHUBB LTD GRP 5,918 5,607 76.24 % 76.24 % 5.46 % 53.73 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 5,781 5,715 27.13 % 26.48 % 5.33 % 59.06 %
6 8 ALLSTATE INS GRP 5,740 6,183 69.97 % 69.31 % 5.29 % 64.35 %
7 12 AMERICAN INTL GRP 4,768 4,680 76.08 % 73.33 % 4.40 % 68.75 %
8 50 COUNTRY INS & FIN SERV GRP 4,536 4,267 119.30 % 116.22 % 4.18 % 72.93 %
9 4851 CHURCH MUT GRP 4,118 4,011 28.47 % 30.04 % 3.80 % 76.73 %
10 761 ALLIANZ INS GRP 3,051 3,318 N/A N/A 2.81 % 79.54 %
**STATE TOTAL** 108,472 110,349 45.79 % 46.03 % 100.00 % 79.54 %

Arizona 1 3548 TRAVELERS GRP 60,913 58,975 62.07 % 70.47 % 8.07 % 8.07 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 50,459 48,608 62.84 % 76.08 % 6.68 % 14.75 %
3 69 FARMERS INS GRP 49,820 50,244 52.87 % 52.52 % 6.60 % 21.35 %
4 91 HARTFORD FIRE & CAS GRP 38,266 36,302 54.25 % 58.67 % 5.07 % 26.42 %
5 140 NATIONWIDE CORP GRP 37,417 35,061 56.37 % 64.87 % 4.96 % 31.37 %
6 280 AUTO OWNERS GRP 36,380 33,650 65.24 % 76.75 % 4.82 % 36.19 %
7 111 LIBERTY MUT GRP 34,964 34,700 34.11 % 40.55 % 4.63 % 40.82 %
8 473 AMERICAN FAMILY INS GRP 30,766 28,828 79.83 % 87.33 % 4.07 % 44.90 %
9 626 CHUBB LTD GRP 29,329 28,001 67.99 % 69.81 % 3.88 % 48.78 %
10 218 CNA INS GRP 28,634 29,008 46.98 % 56.08 % 3.79 % 52.58 %
**STATE TOTAL** 755,014 730,457 56.59 % 63.94 % 100.00 % 52.58 %

Arkansas 1 140 NATIONWIDE CORP GRP 38,164 36,808 89.10 % 91.98 % 9.30 % 9.30 %
2 3548 TRAVELERS GRP 34,497 33,216 78.42 % 82.53 % 8.40 % 17.70 %
3 280 AUTO OWNERS GRP 26,477 24,474 49.73 % 55.89 % 6.45 % 24.15 %
4 244 CINCINNATI FIN GRP 23,123 22,802 29.71 % 34.00 % 5.63 % 29.79 %
5 13528 BROTHERHOOD MUT INS CO 20,245 19,431 70.77 % 71.53 % 4.93 % 34.72 %
6 176 STATE FARM GRP 17,024 16,023 49.99 % 49.44 % 4.15 % 38.87 %
7 626 CHUBB LTD GRP 15,952 15,538 94.24 % 95.42 % 3.89 % 42.75 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 15,428 14,885 65.92 % 74.14 % 3.76 % 46.51 %
9 4851 CHURCH MUT GRP 14,301 13,414 79.98 % 82.56 % 3.48 % 49.99 %
10 98 WR BERKLEY CORP GRP 12,643 12,810 66.07 % 66.62 % 3.08 % 53.07 %
**STATE TOTAL** 410,472 393,750 69.14 % 72.38 % 100.00 % 53.07 %

© 2022 National Association of Insurance Commissioners


174
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 69 FARMERS INS GRP 871,868 852,402 47.52 % 50.25 % 14.57 % 14.57 %
2 3548 TRAVELERS GRP 609,708 589,514 46.20 % 55.12 % 10.19 % 24.77 %
3 111 LIBERTY MUT GRP 425,452 413,920 47.19 % 56.22 % 7.11 % 31.88 %
4 626 CHUBB LTD GRP 396,665 367,103 75.99 % 79.24 % 6.63 % 38.51 %
5 140 NATIONWIDE CORP GRP 385,368 370,195 64.68 % 72.27 % 6.44 % 44.95 %
6 176 STATE FARM GRP 380,169 362,084 67.52 % 76.33 % 6.36 % 51.31 %
7 91 HARTFORD FIRE & CAS GRP 339,175 323,889 37.03 % 37.97 % 5.67 % 56.98 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 280,017 273,193 45.83 % 54.50 % 4.68 % 61.66 %
9 280 AUTO OWNERS GRP 154,419 148,973 38.38 % 45.50 % 2.58 % 64.24 %
10 88 THE HANOVER INS GRP 152,037 149,899 46.44 % 55.45 % 2.54 % 66.78 %
**STATE TOTAL** 5,981,986 5,751,054 52.29 % 59.96 % 100.00 % 66.78 %

Colorado 1 3548 TRAVELERS GRP 102,318 101,529 61.76 % 65.26 % 9.77 % 9.77 %
2 473 AMERICAN FAMILY INS GRP 80,051 74,604 142.32 % 150.24 % 7.64 % 17.41 %
3 111 LIBERTY MUT GRP 75,433 74,981 48.23 % 56.62 % 7.20 % 24.62 %
4 69 FARMERS INS GRP 66,842 64,658 51.76 % 51.11 % 6.38 % 31.00 %
5 140 NATIONWIDE CORP GRP 63,033 60,259 61.13 % 65.06 % 6.02 % 37.02 %
6 176 STATE FARM GRP 60,918 55,081 145.18 % 149.40 % 5.82 % 42.83 %
7 91 HARTFORD FIRE & CAS GRP 53,066 49,743 55.74 % 58.93 % 5.07 % 47.90 %
8 626 CHUBB LTD GRP 52,180 51,850 36.60 % 39.49 % 4.98 % 52.88 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 41,279 39,275 72.68 % 81.40 % 3.94 % 56.83 %
10 280 AUTO OWNERS GRP 31,275 29,402 59.60 % 85.49 % 2.99 % 59.81 %
**STATE TOTAL** 1,047,264 1,006,326 68.64 % 75.10 % 100.00 % 59.81 %

Connecticut 1 91 HARTFORD FIRE & CAS GRP 70,239 68,780 88.70 % 112.65 % 9.51 % 9.51 %
2 3548 TRAVELERS GRP 70,083 65,743 27.82 % 36.53 % 9.49 % 18.99 %
3 626 CHUBB LTD GRP 55,529 56,689 42.13 % 47.17 % 7.52 % 26.51 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 45,318 44,816 52.65 % 57.35 % 6.13 % 32.65 %
5 222 GREATER NY GRP 39,155 36,502 104.96 % 111.40 % 5.30 % 37.95 %
6 111 LIBERTY MUT GRP 36,596 38,038 39.29 % 49.01 % 4.95 % 42.90 %
7 234 VERMONT MUT GRP 32,090 28,803 45.24 % 47.15 % 4.34 % 47.24 %
8 88 THE HANOVER INS GRP 28,531 27,609 60.52 % 66.39 % 3.86 % 51.11 %
9 140 NATIONWIDE CORP GRP 28,154 28,187 39.52 % 42.90 % 3.81 % 54.92 %
10 98 WR BERKLEY CORP GRP 22,097 21,480 40.10 % 46.39 % 2.99 % 57.91 %
**STATE TOTAL** 738,755 720,104 67.13 % 75.11 % 100.00 % 57.91 %

Delaware 1 34215 NUCLEAR ELECTRIC INS LTD 183,868 193,421 33.83 % 34.51 % 55.79 % 55.79 %
2 250 DONEGAL GRP 15,742 14,942 60.04 % 71.93 % 4.78 % 60.57 %
3 447 HARFORD GRP 13,337 13,145 50.73 % 57.05 % 4.05 % 64.62 %
4 3548 TRAVELERS GRP 12,415 12,438 19.54 % 22.50 % 3.77 % 68.38 %
5 140 NATIONWIDE CORP GRP 11,202 10,983 18.06 % 18.73 % 3.40 % 71.78 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 8,701 7,740 14.51 % 18.94 % 2.64 % 74.42 %
7 91 HARTFORD FIRE & CAS GRP 7,336 7,071 18.27 % 22.95 % 2.23 % 76.65 %
8 111 LIBERTY MUT GRP 7,206 8,630 37.04 % 42.52 % 2.19 % 78.84 %
9 244 CINCINNATI FIN GRP 6,809 6,549 12.33 % 23.52 % 2.07 % 80.90 %
10 626 CHUBB LTD GRP 6,171 6,279 37.61 % 39.43 % 1.87 % 82.77 %
**STATE TOTAL** 329,555 339,311 33.70 % 36.13 % 100.00 % 82.77 %

© 2022 National Association of Insurance Commissioners


175
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 3548 TRAVELERS GRP 31,773 31,479 31.00 % 37.29 % 16.74 % 16.74 %
2 91 HARTFORD FIRE & CAS GRP 20,170 19,854 24.92 % 29.07 % 10.63 % 27.37 %
3 213 ERIE INS GRP 17,446 17,038 64.34 % 55.54 % 9.19 % 36.56 %
4 626 CHUBB LTD GRP 15,870 16,243 22.63 % 26.38 % 8.36 % 44.92 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 11,648 11,799 8.58 % 11.01 % 6.14 % 51.06 %
6 447 HARFORD GRP 11,627 11,349 33.53 % 43.77 % 6.13 % 57.19 %
7 222 GREATER NY GRP 8,525 7,898 60.00 % 67.38 % 4.49 % 61.68 %
8 88 THE HANOVER INS GRP 7,645 7,719 45.13 % 63.65 % 4.03 % 65.71 %
9 218 CNA INS GRP 7,490 6,984 42.72 % 58.71 % 3.95 % 69.65 %
10 140 NATIONWIDE CORP GRP 7,017 6,556 52.97 % 56.29 % 3.70 % 73.35 %
**STATE TOTAL** 189,789 184,820 35.32 % 40.89 % 100.00 % 73.35 %

Florida 1 140 NATIONWIDE CORP GRP 161,148 152,301 42.24 % 49.96 % 6.74 % 6.74 %
2 785 MARKEL CORP GRP 155,815 133,325 121.87 % 132.63 % 6.52 % 13.26 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 153,888 153,565 63.78 % 74.49 % 6.44 % 19.69 %
4 111 LIBERTY MUT GRP 153,120 148,606 32.20 % 40.09 % 6.40 % 26.09 %
5 212 ZURICH INS GRP 143,375 143,769 30.34 % 36.11 % 6.00 % 32.09 %
6 626 CHUBB LTD GRP 136,259 128,856 29.31 % 30.79 % 5.70 % 37.79 %
7 4861 HERITAGE INS HOLDINGS GRP 106,964 112,276 1.61 % 5.24 % 4.47 % 42.26 %
8 91 HARTFORD FIRE & CAS GRP 103,420 96,944 16.06 % 20.87 % 4.32 % 46.59 %
9 280 AUTO OWNERS GRP 90,339 85,642 54.34 % 73.39 % 3.78 % 50.36 %
10 473 AMERICAN FAMILY INS GRP 81,961 78,998 40.74 % 41.97 % 3.43 % 53.79 %
**STATE TOTAL** 2,391,233 2,273,140 42.80 % 51.19 % 100.00 % 53.79 %

Georgia 1 3548 TRAVELERS GRP 96,504 93,096 47.20 % 54.87 % 7.21 % 7.21 %
2 140 NATIONWIDE CORP GRP 80,946 76,459 51.69 % 56.67 % 6.05 % 13.26 %
3 280 AUTO OWNERS GRP 78,592 76,662 41.63 % 46.82 % 5.87 % 19.13 %
4 91 HARTFORD FIRE & CAS GRP 73,373 70,997 54.09 % 58.57 % 5.48 % 24.61 %
5 176 STATE FARM GRP 63,349 60,284 51.50 % 56.37 % 4.73 % 29.34 %
6 626 CHUBB LTD GRP 59,112 58,055 59.25 % 62.33 % 4.42 % 33.76 %
7 244 CINCINNATI FIN GRP 53,869 54,426 33.49 % 41.98 % 4.02 % 37.79 %
8 111 LIBERTY MUT GRP 49,085 50,235 112.48 % 121.62 % 3.67 % 41.45 %
9 8 ALLSTATE INS GRP 45,595 43,618 59.72 % 60.66 % 3.41 % 44.86 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 38,431 35,505 61.63 % 68.40 % 2.87 % 47.73 %
**STATE TOTAL** 1,338,455 1,282,227 56.75 % 62.89 % 100.00 % 47.73 %

Hawaii 1 3098 TOKIO MARINE HOLDINGS INC GRP 51,224 48,116 47.48 % 56.09 % 24.44 % 24.44 %
2 761 ALLIANZ INS GRP 38,291 34,506 40.91 % 47.29 % 18.27 % 42.71 %
3 4672 DONGBU INS GRP 29,799 28,777 37.90 % 49.58 % 14.22 % 56.93 %
4 4715 MS & AD INS GRP 17,416 16,977 32.79 % 47.45 % 8.31 % 65.24 %
5 106 ISLAND INS CO GRP 13,289 12,621 18.45 % 26.23 % 6.34 % 71.58 %
6 176 STATE FARM GRP 10,808 10,524 42.20 % 46.53 % 5.16 % 76.74 %
7 12 AMERICAN INTL GRP 9,905 12,749 17.11 % 14.43 % 4.73 % 81.46 %
8 785 MARKEL CORP GRP 5,721 5,235 63.94 % 67.12 % 2.73 % 84.19 %
9 140 NATIONWIDE CORP GRP 4,297 3,478 35.47 % 40.39 % 2.05 % 86.24 %
10 3478 HALLMARK FIN SERV GRP 4,209 4,012 25.15 % 30.91 % 2.01 % 88.25 %
**STATE TOTAL** 209,580 200,999 36.69 % 44.95 % 100.00 % 88.25 %

© 2022 National Association of Insurance Commissioners


176
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 36480 IDAHO COUNTIES RISK MGMT PROGRAM 36,896 35,866 50.58 % 65.44 % 13.35 % 13.35 %
2 842 FARM BUREAU GRP 30,387 27,904 40.14 % 46.85 % 11.00 % 24.35 %
3 111 LIBERTY MUT GRP 25,956 24,953 36.56 % 43.05 % 9.39 % 33.74 %
4 280 AUTO OWNERS GRP 20,639 19,114 32.19 % 46.13 % 7.47 % 41.21 %
5 3548 TRAVELERS GRP 17,071 16,115 41.31 % 45.95 % 6.18 % 47.39 %
6 244 CINCINNATI FIN GRP 15,026 14,667 17.64 % 21.13 % 5.44 % 52.83 %
7 140 NATIONWIDE CORP GRP 13,699 13,126 30.86 % 33.16 % 4.96 % 57.78 %
8 69 FARMERS INS GRP 12,860 12,638 59.59 % 59.08 % 4.65 % 62.44 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 8,120 7,618 38.11 % 39.80 % 2.94 % 65.38 %
10 626 CHUBB LTD GRP 7,511 6,716 30.90 % 33.97 % 2.72 % 68.09 %
**STATE TOTAL** 276,332 264,488 42.57 % 49.06 % 100.00 % 68.09 %

Illinois 1 3548 TRAVELERS GRP 181,536 182,460 52.39 % 62.44 % 9.00 % 9.00 %
2 176 STATE FARM GRP 129,175 123,723 71.72 % 80.48 % 6.40 % 15.40 %
3 626 CHUBB LTD GRP 109,452 103,931 28.78 % 31.93 % 5.42 % 20.82 %
4 91 HARTFORD FIRE & CAS GRP 82,133 80,218 17.67 % 19.14 % 4.07 % 24.89 %
5 50 COUNTRY INS & FIN SERV GRP 76,826 74,867 55.29 % 62.01 % 3.81 % 28.70 %
6 140 NATIONWIDE CORP GRP 73,797 71,323 60.84 % 66.26 % 3.66 % 32.36 %
7 88 THE HANOVER INS GRP 67,448 63,823 67.28 % 80.32 % 3.34 % 35.70 %
8 222 GREATER NY GRP 67,416 61,160 43.30 % 47.81 % 3.34 % 39.04 %
9 153 PEKIN INS GRP 65,344 64,729 36.81 % 44.54 % 3.24 % 42.28 %
10 244 CINCINNATI FIN GRP 64,707 62,806 28.40 % 33.93 % 3.21 % 45.49 %
**STATE TOTAL** 2,017,700 1,955,609 54.62 % 61.55 % 100.00 % 45.49 %

Indiana 1 244 CINCINNATI FIN GRP 70,971 70,776 38.73 % 43.91 % 7.28 % 7.28 %
2 542 INDIANA FARM BUREAU GRP 67,924 65,520 59.54 % 60.06 % 6.97 % 14.25 %
3 3548 TRAVELERS GRP 59,553 57,605 43.56 % 49.45 % 6.11 % 20.36 %
4 280 AUTO OWNERS GRP 55,542 53,001 41.31 % 45.19 % 5.70 % 26.06 %
5 213 ERIE INS GRP 46,951 45,607 52.00 % 61.76 % 4.82 % 30.88 %
6 626 CHUBB LTD GRP 44,544 44,938 69.53 % 72.95 % 4.57 % 35.45 %
7 22624 INDIANA FARMERS MUT INS CO 40,149 38,363 58.95 % 64.41 % 4.12 % 39.57 %
8 12 AMERICAN INTL GRP 34,994 34,713 5.76 % 3.75 % 3.59 % 43.16 %
9 111 LIBERTY MUT GRP 33,957 46,895 29.32 % 41.97 % 3.48 % 46.64 %
10 140 NATIONWIDE CORP GRP 32,736 31,222 63.37 % 71.56 % 3.36 % 50.00 %
**STATE TOTAL** 974,659 958,777 51.51 % 57.94 % 100.00 % 50.00 %

Iowa 1 140 NATIONWIDE CORP GRP 53,680 50,186 119.78 % 124.15 % 10.43 % 10.43 %
2 280 AUTO OWNERS GRP 37,428 33,686 87.57 % 89.80 % 7.27 % 17.71 %
3 3548 TRAVELERS GRP 35,860 33,773 53.03 % 59.98 % 6.97 % 24.68 %
4 176 STATE FARM GRP 26,784 25,239 85.08 % 85.87 % 5.21 % 29.88 %
5 626 CHUBB LTD GRP 26,252 24,421 24.99 % 24.69 % 5.10 % 34.98 %
6 244 CINCINNATI FIN GRP 21,642 21,187 55.40 % 62.44 % 4.21 % 39.19 %
7 513 IOWA FARM BUREAU GRP 21,468 20,059 79.18 % 80.32 % 4.17 % 43.36 %
8 408 AMERICAN NATL FIN GRP 21,068 21,028 48.56 % 49.55 % 4.09 % 47.46 %
9 518 GRINNELL MUT GRP 20,419 19,571 92.79 % 97.66 % 3.97 % 51.42 %
10 98 WR BERKLEY CORP GRP 17,625 17,556 59.35 % 67.66 % 3.43 % 54.85 %
**STATE TOTAL** 514,550 490,871 89.27 % 91.90 % 100.00 % 54.85 %

© 2022 National Association of Insurance Commissioners


177
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 140 NATIONWIDE CORP GRP 50,540 48,915 67.86 % 72.23 % 10.75 % 10.75 %
2 3548 TRAVELERS GRP 38,590 36,815 38.06 % 42.64 % 8.21 % 18.96 %
3 626 CHUBB LTD GRP 29,186 27,887 32.41 % 57.73 % 6.21 % 25.17 %
4 91 HARTFORD FIRE & CAS GRP 21,263 20,748 56.61 % 60.58 % 4.52 % 29.69 %
5 244 CINCINNATI FIN GRP 21,147 20,077 20.75 % 29.35 % 4.50 % 34.19 %
6 513 IOWA FARM BUREAU GRP 20,394 19,078 115.33 % 117.56 % 4.34 % 38.53 %
7 473 AMERICAN FAMILY INS GRP 20,337 17,772 61.36 % 64.79 % 4.33 % 42.85 %
8 176 STATE FARM GRP 18,340 17,881 41.48 % 43.27 % 3.90 % 46.76 %
9 280 AUTO OWNERS GRP 17,901 16,995 41.52 % 50.01 % 3.81 % 50.56 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 17,120 16,277 70.50 % 79.59 % 3.64 % 54.21 %
**STATE TOTAL** 470,096 451,572 52.13 % 58.69 % 100.00 % 54.21 %

Kentucky 1 109 KENTUCKY FARM BUREAU GRP 71,066 69,431 88.93 % 91.85 % 11.90 % 11.90 %
2 244 CINCINNATI FIN GRP 50,419 49,850 57.02 % 62.84 % 8.44 % 20.33 %
3 3548 TRAVELERS GRP 39,890 38,741 113.97 % 121.96 % 6.68 % 27.01 %
4 280 AUTO OWNERS GRP 37,084 34,358 148.68 % 169.62 % 6.21 % 33.22 %
5 111 LIBERTY MUT GRP 34,439 44,567 41.05 % 47.37 % 5.76 % 38.98 %
6 626 CHUBB LTD GRP 27,314 26,915 16.60 % 18.34 % 4.57 % 43.56 %
7 140 NATIONWIDE CORP GRP 25,139 24,325 85.07 % 89.94 % 4.21 % 47.76 %
8 213 ERIE INS GRP 24,121 20,718 257.00 % 267.19 % 4.04 % 51.80 %
9 176 STATE FARM GRP 18,346 17,792 54.85 % 58.56 % 3.07 % 54.87 %
10 228 WESTFIELD GRP 17,429 16,783 83.23 % 86.98 % 2.92 % 57.79 %
**STATE TOTAL** 597,428 592,021 90.65 % 96.91 % 100.00 % 57.79 %

Louisiana 1 176 STATE FARM GRP 61,845 60,245 836.10 % 841.07 % 10.48 % 10.48 %
2 140 NATIONWIDE CORP GRP 43,675 38,696 421.56 % 440.85 % 7.40 % 17.87 %
3 111 LIBERTY MUT GRP 43,644 40,362 155.34 % 168.61 % 7.39 % 25.27 %
4 626 CHUBB LTD GRP 40,492 39,726 327.40 % 333.70 % 6.86 % 32.13 %
5 12 AMERICAN INTL GRP 38,610 38,574 193.86 % 201.91 % 6.54 % 38.67 %
6 785 MARKEL CORP GRP 36,218 31,685 777.86 % 824.07 % 6.14 % 44.80 %
7 3548 TRAVELERS GRP 34,599 33,583 141.62 % 148.25 % 5.86 % 50.66 %
8 91 HARTFORD FIRE & CAS GRP 24,233 22,380 289.37 % 308.96 % 4.10 % 54.77 %
9 31 BERKSHIRE HATHAWAY GRP 22,025 20,366 201.84 % 218.72 % 3.73 % 58.50 %
10 303 GUIDEONE INS GRP 20,100 20,983 103.99 % 108.56 % 3.40 % 61.90 %
**STATE TOTAL** 590,355 566,358 344.08 % 358.29 % 100.00 % 61.90 %

Maine 1 98 WR BERKLEY CORP GRP 37,827 36,569 34.41 % 35.01 % 13.03 % 13.03 %
2 88 THE HANOVER INS GRP 35,854 35,172 22.99 % 26.42 % 12.35 % 25.38 %
3 111 LIBERTY MUT GRP 35,538 36,678 25.74 % 33.15 % 12.24 % 37.62 %
4 15997 MMG INS CO 25,154 23,943 36.65 % 41.38 % 8.66 % 46.29 %
5 1309 FRANKENMUTH GRP 20,463 19,889 14.82 % 21.10 % 7.05 % 53.33 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 13,890 12,970 25.70 % 34.24 % 4.78 % 58.12 %
7 3548 TRAVELERS GRP 13,651 12,859 45.46 % 54.94 % 4.70 % 62.82 %
8 234 VERMONT MUT GRP 13,176 12,608 25.85 % 26.61 % 4.54 % 67.36 %
9 1275 QUINCY MUT GRP 9,427 8,556 40.47 % 41.62 % 3.25 % 70.61 %
10 626 CHUBB LTD GRP 7,568 7,243 24.38 % 26.30 % 2.61 % 73.21 %
**STATE TOTAL** 290,313 280,454 34.06 % 38.25 % 100.00 % 73.21 %

© 2022 National Association of Insurance Commissioners


178
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 213 ERIE INS GRP 91,113 88,537 38.25 % 41.71 % 12.25 % 12.25 %
2 3548 TRAVELERS GRP 76,361 75,506 41.57 % 45.68 % 10.27 % 22.52 %
3 91 HARTFORD FIRE & CAS GRP 57,878 58,224 34.60 % 40.20 % 7.78 % 30.30 %
4 140 NATIONWIDE CORP GRP 42,986 41,464 40.20 % 43.57 % 5.78 % 36.08 %
5 447 HARFORD GRP 42,712 42,777 69.32 % 69.99 % 5.74 % 41.82 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 33,615 35,953 40.04 % 48.45 % 4.52 % 46.34 %
7 176 STATE FARM GRP 32,697 31,674 47.53 % 53.55 % 4.40 % 50.74 %
8 111 LIBERTY MUT GRP 31,593 30,483 41.10 % 47.49 % 4.25 % 54.98 %
9 626 CHUBB LTD GRP 30,505 29,146 32.87 % 32.89 % 4.10 % 59.09 %
10 244 CINCINNATI FIN GRP 20,169 19,905 N/A N/A 2.71 % 61.80 %
**STATE TOTAL** 743,757 729,984 44.43 % 50.37 % 100.00 % 61.80 %

Massachusetts 1 3548 TRAVELERS GRP 152,524 149,064 29.60 % 35.88 % 10.09 % 10.09 %
2 234 VERMONT MUT GRP 114,975 109,262 41.23 % 41.68 % 7.61 % 17.70 %
3 626 CHUBB LTD GRP 96,540 92,970 31.87 % 30.20 % 6.39 % 24.08 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 91,888 89,023 40.98 % 43.78 % 6.08 % 30.16 %
5 88 THE HANOVER INS GRP 89,888 87,898 43.00 % 48.36 % 5.95 % 36.11 %
6 586 ARBELLA INS GRP 87,932 85,257 32.09 % 38.87 % 5.82 % 41.93 %
7 91 HARTFORD FIRE & CAS GRP 75,847 71,920 29.70 % 30.05 % 5.02 % 46.95 %
8 144 NORFOLK & DEDHAM GRP 71,389 67,743 38.54 % 42.70 % 4.72 % 51.67 %
9 98 WR BERKLEY CORP GRP 55,821 53,900 40.00 % 45.87 % 3.69 % 55.36 %
10 111 LIBERTY MUT GRP 55,604 56,445 44.57 % 53.85 % 3.68 % 59.04 %
**STATE TOTAL** 1,511,482 1,451,984 37.76 % 41.45 % 100.00 % 59.04 %

Michigan 1 280 AUTO OWNERS GRP 137,783 134,350 61.15 % 64.21 % 10.71 % 10.71 %
2 3548 TRAVELERS GRP 77,322 76,070 38.71 % 42.10 % 6.01 % 16.71 %
3 88 THE HANOVER INS GRP 68,171 67,309 69.78 % 78.40 % 5.30 % 22.01 %
4 67 MICHIGAN FARM BUREAU GRP 67,368 60,944 100.98 % 107.15 % 5.23 % 27.25 %
5 626 CHUBB LTD GRP 62,909 59,029 60.66 % 61.59 % 4.89 % 32.13 %
6 244 CINCINNATI FIN GRP 57,394 56,701 92.38 % 95.32 % 4.46 % 36.59 %
7 1309 FRANKENMUTH GRP 53,771 51,760 59.08 % 68.23 % 4.18 % 40.77 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 48,759 47,602 49.82 % 60.54 % 3.79 % 44.56 %
9 91 HARTFORD FIRE & CAS GRP 44,663 42,628 40.05 % 42.61 % 3.47 % 48.03 %
10 140 NATIONWIDE CORP GRP 37,353 35,061 43.14 % 45.60 % 2.90 % 50.93 %
**STATE TOTAL** 1,286,963 1,250,092 62.95 % 68.76 % 100.00 % 50.93 %

Minnesota 1 280 AUTO OWNERS GRP 83,607 79,426 57.83 % 60.71 % 9.95 % 9.95 %
2 3548 TRAVELERS GRP 69,586 67,994 33.12 % 36.84 % 8.28 % 18.23 %
3 473 AMERICAN FAMILY INS GRP 67,644 65,177 100.99 % 103.33 % 8.05 % 26.28 %
4 176 STATE FARM GRP 54,902 52,972 81.35 % 81.75 % 6.53 % 32.81 %
5 88 THE HANOVER INS GRP 41,235 39,957 23.13 % 30.21 % 4.91 % 37.72 %
6 626 CHUBB LTD GRP 36,726 35,443 170.81 % 173.57 % 4.37 % 42.09 %
7 244 CINCINNATI FIN GRP 34,782 34,346 46.38 % 51.64 % 4.14 % 46.23 %
8 140 NATIONWIDE CORP GRP 31,991 35,134 49.63 % 52.94 % 3.81 % 50.04 %
9 96 SECURA INS GRP 26,876 24,922 51.15 % 54.75 % 3.20 % 53.24 %
10 518 GRINNELL MUT GRP 21,268 20,774 78.08 % 81.38 % 2.53 % 55.77 %
**STATE TOTAL** 840,325 820,594 62.31 % 66.15 % 100.00 % 55.77 %

© 2022 National Association of Insurance Commissioners


179
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 3548 TRAVELERS GRP 46,119 43,913 35.29 % 39.09 % 11.92 % 11.92 %
2 140 NATIONWIDE CORP GRP 32,221 32,280 83.62 % 87.00 % 8.33 % 20.24 %
3 176 STATE FARM GRP 24,266 23,208 51.55 % 54.70 % 6.27 % 26.51 %
4 98 WR BERKLEY CORP GRP 21,872 22,095 49.82 % 53.37 % 5.65 % 32.16 %
5 111 LIBERTY MUT GRP 20,834 19,445 44.81 % 49.39 % 5.38 % 37.55 %
6 91 HARTFORD FIRE & CAS GRP 19,489 17,994 47.05 % 50.36 % 5.04 % 42.58 %
7 474 FCCI MUT INS GRP 17,494 17,013 30.48 % 38.57 % 4.52 % 47.10 %
8 626 CHUBB LTD GRP 17,150 15,638 59.25 % 59.64 % 4.43 % 51.53 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 16,594 15,551 57.35 % 63.83 % 4.29 % 55.82 %
10 13528 BROTHERHOOD MUT INS CO 12,289 11,492 74.32 % 75.43 % 3.18 % 59.00 %
**STATE TOTAL** 387,017 371,430 57.37 % 61.91 % 100.00 % 59.00 %

Missouri 1 473 AMERICAN FAMILY INS GRP 76,641 72,113 56.23 % 59.50 % 7.84 % 7.84 %
2 3548 TRAVELERS GRP 71,540 67,319 39.37 % 45.11 % 7.32 % 15.16 %
3 140 NATIONWIDE CORP GRP 59,948 54,920 64.51 % 70.76 % 6.13 % 21.30 %
4 244 CINCINNATI FIN GRP 54,998 53,885 30.26 % 37.13 % 5.63 % 26.93 %
5 626 CHUBB LTD GRP 48,989 47,272 56.79 % 58.40 % 5.01 % 31.94 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 46,108 44,256 58.45 % 62.35 % 4.72 % 36.66 %
7 91 HARTFORD FIRE & CAS GRP 42,576 40,155 34.41 % 38.80 % 4.36 % 41.01 %
8 280 AUTO OWNERS GRP 42,025 39,034 48.19 % 60.29 % 4.30 % 45.31 %
9 176 STATE FARM GRP 40,214 38,083 63.83 % 66.98 % 4.12 % 49.43 %
10 111 LIBERTY MUT GRP 30,919 31,178 54.21 % 60.32 % 3.16 % 52.59 %
**STATE TOTAL** 977,218 933,566 52.65 % 58.25 % 100.00 % 52.59 %

Montana 1 111 LIBERTY MUT GRP 24,839 24,331 35.15 % 43.35 % 10.43 % 10.43 %
2 244 CINCINNATI FIN GRP 22,098 21,504 33.04 % 41.68 % 9.28 % 19.71 %
3 140 NATIONWIDE CORP GRP 18,008 16,494 50.59 % 58.44 % 7.56 % 27.27 %
4 3548 TRAVELERS GRP 16,328 15,342 38.81 % 44.84 % 6.86 % 34.12 %
5 4683 MOUNTAIN WEST FARM GRP 15,259 13,734 79.43 % 90.65 % 6.41 % 40.53 %
6 69 FARMERS INS GRP 13,315 12,790 42.66 % 43.61 % 5.59 % 46.12 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 12,835 12,317 38.63 % 40.87 % 5.39 % 51.51 %
8 28436 FARMERS UNION MUT INS CO 9,856 9,438 19.88 % 16.27 % 4.14 % 55.65 %
9 176 STATE FARM GRP 9,197 8,687 37.54 % 41.64 % 3.86 % 59.51 %
10 91 HARTFORD FIRE & CAS GRP 8,182 7,382 17.74 % 36.95 % 3.44 % 62.95 %
**STATE TOTAL** 238,174 224,043 42.99 % 50.01 % 100.00 % 62.95 %

Nebraska 1 140 NATIONWIDE CORP GRP 48,696 46,159 79.76 % 82.56 % 13.60 % 13.60 %
2 3548 TRAVELERS GRP 35,922 34,574 87.63 % 90.49 % 10.03 % 23.63 %
3 176 STATE FARM GRP 32,042 29,997 56.74 % 58.12 % 8.95 % 32.58 %
4 280 AUTO OWNERS GRP 18,898 17,549 41.18 % 42.95 % 5.28 % 37.86 %
5 626 CHUBB LTD GRP 17,327 16,737 45.37 % 49.74 % 4.84 % 42.70 %
6 98 WR BERKLEY CORP GRP 15,196 14,987 44.86 % 47.14 % 4.24 % 46.95 %
7 807 COLUMBIA INS GRP 14,369 14,148 35.71 % 35.40 % 4.01 % 50.96 %
8 244 CINCINNATI FIN GRP 14,226 14,056 72.59 % 76.61 % 3.97 % 54.93 %
9 513 IOWA FARM BUREAU GRP 12,538 12,075 24.76 % 26.97 % 3.50 % 58.43 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 12,366 11,688 48.52 % 52.17 % 3.45 % 61.89 %
**STATE TOTAL** 358,033 342,628 61.18 % 63.82 % 100.00 % 61.89 %

© 2022 National Association of Insurance Commissioners


180
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 3548 TRAVELERS GRP 41,230 39,728 43.20 % 50.55 % 9.82 % 9.82 %
2 69 FARMERS INS GRP 36,889 36,509 29.02 % 30.46 % 8.78 % 18.60 %
3 91 HARTFORD FIRE & CAS GRP 29,608 27,314 100.45 % 127.24 % 7.05 % 25.65 %
4 111 LIBERTY MUT GRP 28,490 27,366 54.16 % 62.18 % 6.78 % 32.44 %
5 626 CHUBB LTD GRP 26,908 25,059 27.66 % 29.43 % 6.41 % 38.84 %
6 140 NATIONWIDE CORP GRP 23,924 22,270 47.44 % 57.27 % 5.70 % 44.54 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 22,539 21,263 50.55 % 54.66 % 5.37 % 49.91 %
8 473 AMERICAN FAMILY INS GRP 15,549 14,229 92.74 % 108.74 % 3.70 % 53.61 %
9 218 CNA INS GRP 15,399 15,752 49.57 % 66.94 % 3.67 % 57.28 %
10 8 ALLSTATE INS GRP 15,188 16,097 42.30 % 46.17 % 3.62 % 60.90 %
**STATE TOTAL** 419,941 400,782 51.68 % 60.64 % 100.00 % 60.90 %

New Hampshire 1 98 WR BERKLEY CORP GRP 32,115 30,974 39.24 % 43.57 % 11.09 % 11.09 %
2 111 LIBERTY MUT GRP 27,312 28,274 37.47 % 45.39 % 9.43 % 20.52 %
3 88 THE HANOVER INS GRP 22,139 22,005 27.55 % 31.30 % 7.64 % 28.16 %
4 234 VERMONT MUT GRP 19,865 18,875 49.86 % 50.62 % 6.86 % 35.02 %
5 3548 TRAVELERS GRP 17,305 17,043 22.34 % 25.54 % 5.97 % 41.00 %
6 15997 MMG INS CO 15,922 15,321 52.91 % 53.84 % 5.50 % 46.49 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 14,330 13,125 23.38 % 29.29 % 4.95 % 51.44 %
8 280 AUTO OWNERS GRP 9,557 9,548 60.28 % 62.31 % 3.30 % 54.74 %
9 195 UNION MUTUAL FIRE INS GRP 9,324 9,272 117.25 % 128.08 % 3.22 % 57.96 %
10 18686 CO OPERATIVE INS COS 8,452 7,210 69.34 % 69.96 % 2.92 % 60.88 %
**STATE TOTAL** 289,633 282,028 44.46 % 48.87 % 100.00 % 60.88 %

New Jersey 1 3548 TRAVELERS GRP 173,646 166,571 46.83 % 54.01 % 9.79 % 9.79 %
2 91 HARTFORD FIRE & CAS GRP 148,116 140,270 53.77 % 64.99 % 8.35 % 18.14 %
3 626 CHUBB LTD GRP 117,941 117,850 79.88 % 83.86 % 6.65 % 24.79 %
4 111 LIBERTY MUT GRP 105,379 107,442 20.01 % 30.02 % 5.94 % 30.73 %
5 222 GREATER NY GRP 83,459 81,159 52.91 % 59.24 % 4.70 % 35.43 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 79,669 78,332 52.69 % 60.36 % 4.49 % 39.92 %
7 140 NATIONWIDE CORP GRP 76,636 74,861 48.24 % 56.51 % 4.32 % 44.24 %
8 88 THE HANOVER INS GRP 65,908 64,355 81.35 % 92.35 % 3.72 % 47.96 %
9 218 CNA INS GRP 54,919 55,132 44.92 % 60.75 % 3.10 % 51.05 %
10 31 BERKSHIRE HATHAWAY GRP 50,925 50,709 80.61 % 93.34 % 2.87 % 53.92 %
**STATE TOTAL** 1,773,988 1,715,055 56.25 % 64.60 % 100.00 % 53.92 %

New Mexico 1 3548 TRAVELERS GRP 27,448 26,592 64.49 % 72.52 % 10.43 % 10.43 %
2 69 FARMERS INS GRP 18,748 18,544 54.81 % 54.39 % 7.12 % 17.55 %
3 111 LIBERTY MUT GRP 18,723 18,583 19.84 % 27.05 % 7.11 % 24.67 %
4 250 DONEGAL GRP 14,149 13,615 N/A N/A 5.38 % 30.04 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 13,741 13,549 43.46 % 62.25 % 5.22 % 35.26 %
6 91 HARTFORD FIRE & CAS GRP 13,025 12,884 40.13 % 55.03 % 4.95 % 40.21 %
7 176 STATE FARM GRP 11,589 10,911 83.71 % 91.48 % 4.40 % 44.61 %
8 140 NATIONWIDE CORP GRP 11,555 11,185 61.72 % 70.77 % 4.39 % 49.00 %
9 218 CNA INS GRP 11,011 11,120 47.88 % 63.41 % 4.18 % 53.19 %
10 244 CINCINNATI FIN GRP 10,119 10,735 70.33 % 99.02 % 3.84 % 57.03 %
**STATE TOTAL** 263,195 254,715 58.77 % 66.61 % 100.00 % 57.03 %

© 2022 National Association of Insurance Commissioners


181
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 3548 TRAVELERS GRP 372,635 367,276 48.07 % 60.29 % 8.10 % 8.10 %
2 222 GREATER NY GRP 372,001 344,238 77.05 % 84.74 % 8.09 % 16.19 %
3 626 CHUBB LTD GRP 270,142 266,578 55.62 % 64.04 % 5.87 % 22.06 %
4 91 HARTFORD FIRE & CAS GRP 261,898 251,579 25.02 % 20.19 % 5.69 % 27.76 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 257,736 252,779 45.99 % 52.80 % 5.60 % 33.36 %
6 2538 AMTRUST FINANCIAL SERV GRP 252,527 234,548 49.53 % 59.18 % 5.49 % 38.85 %
7 140 NATIONWIDE CORP GRP 159,292 158,150 63.96 % 74.81 % 3.46 % 42.32 %
8 201 UTICA GRP 157,976 149,808 45.15 % 54.44 % 3.43 % 45.75 %
9 111 LIBERTY MUT GRP 148,079 146,193 57.07 % 66.48 % 3.22 % 48.97 %
10 31 BERKSHIRE HATHAWAY GRP 131,166 126,061 88.17 % 110.84 % 2.85 % 51.82 %
**STATE TOTAL** 4,599,242 4,440,317 54.50 % 64.17 % 100.00 % 51.82 %

North Carolina 1 3548 TRAVELERS GRP 103,026 99,725 34.60 % 37.84 % 8.93 % 8.93 %
2 213 ERIE INS GRP 97,102 92,765 34.20 % 37.09 % 8.41 % 17.34 %
3 140 NATIONWIDE CORP GRP 91,649 95,299 33.34 % 34.35 % 7.94 % 25.28 %
4 244 CINCINNATI FIN GRP 77,819 77,922 23.40 % 26.80 % 6.74 % 32.02 %
5 280 AUTO OWNERS GRP 75,108 69,071 43.97 % 47.71 % 6.51 % 38.53 %
6 91 HARTFORD FIRE & CAS GRP 58,869 57,259 8.50 % 11.21 % 5.10 % 43.63 %
7 626 CHUBB LTD GRP 55,883 52,512 29.27 % 35.05 % 4.84 % 48.47 %
8 111 LIBERTY MUT GRP 43,048 42,459 30.74 % 37.85 % 3.73 % 52.20 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 37,115 34,858 40.68 % 44.71 % 3.22 % 55.42 %
10 176 STATE FARM GRP 31,905 30,520 33.36 % 35.05 % 2.76 % 58.18 %
**STATE TOTAL** 1,154,224 1,114,550 37.63 % 42.50 % 100.00 % 58.18 %

North Dakota 1 280 AUTO OWNERS GRP 14,476 13,824 62.71 % 72.56 % 9.28 % 9.28 %
2 3548 TRAVELERS GRP 13,891 13,187 56.16 % 59.04 % 8.90 % 18.18 %
3 140 NATIONWIDE CORP GRP 10,477 10,684 129.80 % 136.06 % 6.71 % 24.89 %
4 4919 AGRARIA MUT GRP 8,128 7,945 64.08 % 66.90 % 5.21 % 30.10 %
5 98 WR BERKLEY CORP GRP 7,960 7,146 28.66 % 28.58 % 5.10 % 35.20 %
6 96 SECURA INS GRP 7,606 6,706 63.43 % 66.83 % 4.87 % 40.08 %
7 473 AMERICAN FAMILY INS GRP 6,287 7,476 50.22 % 51.69 % 4.03 % 44.11 %
8 626 CHUBB LTD GRP 6,102 6,040 20.12 % 22.33 % 3.91 % 48.02 %
9 175 STATE AUTO MUT GRP 5,514 5,378 103.56 % 104.18 % 3.53 % 51.55 %
10 244 CINCINNATI FIN GRP 5,252 5,389 43.12 % 47.37 % 3.37 % 54.92 %
**STATE TOTAL** 156,045 151,959 58.88 % 62.96 % 100.00 % 54.92 %

Ohio 1 244 CINCINNATI FIN GRP 193,725 192,355 28.20 % 31.82 % 12.72 % 12.72 %
2 228 WESTFIELD GRP 103,550 101,588 34.50 % 38.19 % 6.80 % 19.52 %
3 3548 TRAVELERS GRP 95,398 94,474 43.39 % 48.36 % 6.27 % 25.79 %
4 213 ERIE INS GRP 80,734 77,337 38.16 % 43.37 % 5.30 % 31.09 %
5 626 CHUBB LTD GRP 78,403 66,539 63.31 % 74.06 % 5.15 % 36.24 %
6 140 NATIONWIDE CORP GRP 70,925 69,812 46.03 % 49.58 % 4.66 % 40.90 %
7 280 AUTO OWNERS GRP 64,484 63,218 30.72 % 35.30 % 4.24 % 45.13 %
8 176 STATE FARM GRP 59,626 57,806 51.87 % 54.49 % 3.92 % 49.05 %
9 111 LIBERTY MUT GRP 50,199 57,920 51.41 % 53.89 % 3.30 % 52.35 %
10 291 ENCOVA MUT INS GRP 49,598 50,180 51.18 % 52.79 % 3.26 % 55.60 %
**STATE TOTAL** 1,522,623 1,479,830 42.80 % 47.20 % 100.00 % 55.60 %

© 2022 National Association of Insurance Commissioners


182
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 3548 TRAVELERS GRP 74,101 71,512 66.43 % 72.44 % 11.32 % 11.32 %
2 626 CHUBB LTD GRP 51,292 48,085 75.92 % 79.32 % 7.83 % 19.15 %
3 69 FARMERS INS GRP 45,293 43,611 77.51 % 78.81 % 6.92 % 26.07 %
4 176 STATE FARM GRP 43,679 41,078 77.65 % 81.65 % 6.67 % 32.74 %
5 13528 BROTHERHOOD MUT INS CO 32,654 31,360 95.91 % 98.27 % 4.99 % 37.72 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 30,686 27,576 56.99 % 58.39 % 4.69 % 42.41 %
7 218 CNA INS GRP 29,316 29,064 67.70 % 77.25 % 4.48 % 46.89 %
8 111 LIBERTY MUT GRP 28,655 28,022 42.52 % 49.19 % 4.38 % 51.26 %
9 91 HARTFORD FIRE & CAS GRP 26,909 26,671 72.36 % 67.87 % 4.11 % 55.37 %
10 361 MUNICH RE GRP 18,232 9,697 32.48 % 33.57 % 2.78 % 58.16 %
**STATE TOTAL** 654,797 624,498 72.87 % 77.63 % 100.00 % 58.16 %

Oregon 1 111 LIBERTY MUT GRP 95,805 95,062 36.53 % 44.73 % 15.79 % 15.79 %
2 69 FARMERS INS GRP 59,379 58,741 64.47 % 64.07 % 9.79 % 25.58 %
3 3548 TRAVELERS GRP 38,244 35,526 63.41 % 68.32 % 6.30 % 31.88 %
4 626 CHUBB LTD GRP 34,109 31,661 98.53 % 101.12 % 5.62 % 37.51 %
5 176 STATE FARM GRP 28,251 27,032 63.78 % 68.88 % 4.66 % 42.16 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 26,675 26,208 58.24 % 59.80 % 4.40 % 46.56 %
7 244 CINCINNATI FIN GRP 25,979 24,538 28.15 % 37.54 % 4.28 % 50.84 %
8 140 NATIONWIDE CORP GRP 23,084 22,611 38.37 % 44.31 % 3.81 % 54.65 %
9 91 HARTFORD FIRE & CAS GRP 20,921 20,359 25.88 % 35.59 % 3.45 % 58.10 %
10 218 CNA INS GRP 17,646 18,320 33.19 % 43.84 % 2.91 % 61.00 %
**STATE TOTAL** 606,663 587,595 53.56 % 58.99 % 100.00 % 61.00 %

Pennsylvania 1 213 ERIE INS GRP 285,203 277,397 44.25 % 52.38 % 13.70 % 13.70 %
2 3548 TRAVELERS GRP 181,113 174,490 33.85 % 41.82 % 8.70 % 22.41 %
3 626 CHUBB LTD GRP 113,438 109,555 23.17 % 28.28 % 5.45 % 27.86 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 107,594 104,119 43.07 % 55.39 % 5.17 % 33.03 %
5 140 NATIONWIDE CORP GRP 100,715 97,886 37.75 % 47.05 % 4.84 % 37.87 %
6 244 CINCINNATI FIN GRP 83,081 81,204 60.13 % 69.21 % 3.99 % 41.86 %
7 91 HARTFORD FIRE & CAS GRP 65,580 63,867 36.76 % 43.54 % 3.15 % 45.01 %
8 250 DONEGAL GRP 63,293 60,278 97.17 % 118.83 % 3.04 % 48.05 %
9 111 LIBERTY MUT GRP 61,211 66,616 26.23 % 33.99 % 2.94 % 50.99 %
10 4851 CHURCH MUT GRP 58,470 55,628 39.98 % 38.46 % 2.81 % 53.80 %
**STATE TOTAL** 2,081,184 2,020,480 47.45 % 55.47 % 100.00 % 53.80 %

Rhode Island 1 3548 TRAVELERS GRP 17,704 17,406 26.19 % 33.14 % 9.05 % 9.05 %
2 140 NATIONWIDE CORP GRP 13,930 13,603 38.94 % 43.31 % 7.12 % 16.17 %
3 626 CHUBB LTD GRP 12,831 12,885 28.32 % 36.87 % 6.56 % 22.73 %
4 91 HARTFORD FIRE & CAS GRP 12,672 12,407 32.02 % 37.26 % 6.48 % 29.20 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 12,287 11,594 9.07 % 11.87 % 6.28 % 35.48 %
6 586 ARBELLA INS GRP 9,381 8,891 35.48 % 40.51 % 4.79 % 40.28 %
7 111 LIBERTY MUT GRP 8,966 9,838 63.33 % 70.86 % 4.58 % 44.86 %
8 234 VERMONT MUT GRP 7,855 7,110 43.35 % 45.15 % 4.01 % 48.87 %
9 473 AMERICAN FAMILY INS GRP 7,793 7,740 41.86 % 28.66 % 3.98 % 52.86 %
10 88 THE HANOVER INS GRP 6,847 6,848 52.84 % 60.59 % 3.50 % 56.36 %
**STATE TOTAL** 195,661 189,963 40.51 % 45.26 % 100.00 % 56.36 %

© 2022 National Association of Insurance Commissioners


183
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 3548 TRAVELERS GRP 47,435 45,801 29.53 % 32.25 % 7.69 % 7.69 %
2 91 HARTFORD FIRE & CAS GRP 47,319 45,314 29.99 % 31.80 % 7.67 % 15.36 %
3 280 AUTO OWNERS GRP 45,911 43,691 31.43 % 41.01 % 7.44 % 22.80 %
4 140 NATIONWIDE CORP GRP 34,156 33,651 36.52 % 40.38 % 5.54 % 28.33 %
5 111 LIBERTY MUT GRP 30,538 30,154 41.44 % 51.37 % 4.95 % 33.28 %
6 176 STATE FARM GRP 29,005 27,081 32.58 % 36.72 % 4.70 % 37.99 %
7 626 CHUBB LTD GRP 23,811 24,255 77.04 % 84.49 % 3.86 % 41.84 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 20,422 20,276 66.88 % 73.22 % 3.31 % 45.15 %
9 785 MARKEL CORP GRP 18,275 17,193 37.60 % 44.56 % 2.96 % 48.12 %
10 8 ALLSTATE INS GRP 18,225 18,320 46.18 % 47.69 % 2.95 % 51.07 %
**STATE TOTAL** 616,991 592,204 45.35 % 53.53 % 100.00 % 51.07 %

South Dakota 1 140 NATIONWIDE CORP GRP 15,952 15,474 90.74 % 93.76 % 9.28 % 9.28 %
2 280 AUTO OWNERS GRP 14,558 13,812 48.92 % 57.57 % 8.47 % 17.76 %
3 176 STATE FARM GRP 14,306 13,151 53.72 % 53.27 % 8.33 % 26.08 %
4 14184 ACUITY A MUT INS CO 12,097 11,352 25.96 % 25.26 % 7.04 % 33.12 %
5 98 WR BERKLEY CORP GRP 10,978 10,719 17.14 % 15.65 % 6.39 % 39.51 %
6 3548 TRAVELERS GRP 9,557 9,431 17.45 % 24.94 % 5.56 % 45.07 %
7 473 AMERICAN FAMILY INS GRP 8,944 8,450 N/A N/A 5.21 % 50.28 %
8 4911 MIDWEST FAMILY GRP 8,298 7,830 40.95 % 50.96 % 4.83 % 55.11 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 5,550 5,425 77.52 % 79.72 % 3.23 % 58.34 %
10 244 CINCINNATI FIN GRP 5,415 5,180 9.67 % 12.55 % 3.15 % 61.49 %
**STATE TOTAL** 171,823 164,007 41.72 % 44.63 % 100.00 % 61.49 %

Tennessee 1 213 ERIE INS GRP 69,318 64,802 67.20 % 72.54 % 7.54 % 7.54 %
2 140 NATIONWIDE CORP GRP 58,341 55,016 59.70 % 63.81 % 6.35 % 13.89 %
3 3548 TRAVELERS GRP 57,911 54,625 45.13 % 49.31 % 6.30 % 20.18 %
4 244 CINCINNATI FIN GRP 51,827 51,753 19.78 % 24.25 % 5.64 % 25.82 %
5 280 AUTO OWNERS GRP 51,569 49,396 51.61 % 59.33 % 5.61 % 31.43 %
6 626 CHUBB LTD GRP 41,232 39,632 75.44 % 74.71 % 4.48 % 35.92 %
7 91 HARTFORD FIRE & CAS GRP 39,802 38,521 59.80 % 61.32 % 4.33 % 40.24 %
8 176 STATE FARM GRP 34,977 33,077 46.45 % 46.76 % 3.80 % 44.05 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 28,426 27,560 60.55 % 65.45 % 3.09 % 47.14 %
10 694 TENNESSEE FARMERS GRP 27,655 24,895 81.16 % 86.68 % 3.01 % 50.15 %
**STATE TOTAL** 919,383 884,378 54.29 % 58.55 % 100.00 % 50.15 %

Texas 1 3548 TRAVELERS GRP 286,549 268,809 113.11 % 121.28 % 7.72 % 7.72 %
2 91 HARTFORD FIRE & CAS GRP 273,915 264,804 112.59 % 117.80 % 7.38 % 15.10 %
3 626 CHUBB LTD GRP 252,669 223,028 109.71 % 113.39 % 6.81 % 21.90 %
4 140 NATIONWIDE CORP GRP 239,957 222,792 134.84 % 142.00 % 6.46 % 28.37 %
5 111 LIBERTY MUT GRP 206,183 198,170 87.60 % 94.15 % 5.55 % 33.92 %
6 69 FARMERS INS GRP 153,508 145,165 131.88 % 133.12 % 4.14 % 38.06 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 142,112 141,023 139.02 % 147.63 % 3.83 % 41.89 %
8 218 CNA INS GRP 140,672 140,924 99.49 % 111.32 % 3.79 % 45.67 %
9 8 ALLSTATE INS GRP 135,054 129,699 86.32 % 87.76 % 3.64 % 49.31 %
10 176 STATE FARM GRP 125,799 117,582 105.79 % 110.44 % 3.39 % 52.70 %
**STATE TOTAL** 3,712,290 3,486,952 114.33 % 122.49 % 100.00 % 52.70 %

© 2022 National Association of Insurance Commissioners


184
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 280 AUTO OWNERS GRP 51,959 47,287 90.68 % 106.75 % 14.01 % 14.01 %
2 3548 TRAVELERS GRP 35,825 36,018 30.11 % 34.22 % 9.66 % 23.66 %
3 111 LIBERTY MUT GRP 25,897 23,653 47.39 % 60.39 % 6.98 % 30.65 %
4 140 NATIONWIDE CORP GRP 22,958 22,013 47.17 % 55.16 % 6.19 % 36.83 %
5 69 FARMERS INS GRP 19,607 19,445 114.66 % 113.70 % 5.29 % 42.12 %
6 626 CHUBB LTD GRP 17,826 16,770 42.67 % 47.99 % 4.81 % 46.93 %
7 91 HARTFORD FIRE & CAS GRP 14,840 14,324 11.96 % N/A 4.00 % 50.93 %
8 473 AMERICAN FAMILY INS GRP 12,692 11,638 68.70 % 73.44 % 3.42 % 54.35 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 11,931 10,214 48.12 % 52.99 % 3.22 % 57.56 %
10 176 STATE FARM GRP 11,797 11,337 79.10 % 88.47 % 3.18 % 60.74 %
**STATE TOTAL** 370,949 353,945 54.18 % 61.35 % 100.00 % 60.74 %

Vermont 1 234 VERMONT MUT GRP 16,136 15,759 25.80 % 25.51 % 10.55 % 10.55 %
2 98 WR BERKLEY CORP GRP 15,926 15,304 16.96 % 18.93 % 10.41 % 20.96 %
3 111 LIBERTY MUT GRP 14,524 15,179 43.88 % 50.33 % 9.49 % 30.45 %
4 195 UNION MUTUAL FIRE INS GRP 10,410 10,321 N/A N/A 6.80 % 37.26 %
5 18686 CO OPERATIVE INS COS 10,298 9,282 17.92 % 17.82 % 6.73 % 43.99 %
6 3548 TRAVELERS GRP 9,085 8,735 16.57 % 17.07 % 5.94 % 49.93 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 9,004 8,197 33.08 % 37.04 % 5.89 % 55.82 %
8 244 CINCINNATI FIN GRP 8,848 8,756 24.35 % 27.87 % 5.78 % 61.60 %
9 15997 MMG INS CO 8,056 7,855 38.29 % 40.58 % 5.27 % 66.87 %
10 1309 FRANKENMUTH GRP 5,252 5,065 22.04 % 29.91 % 3.43 % 70.30 %
**STATE TOTAL** 152,974 149,344 26.36 % 28.56 % 100.00 % 70.30 %

Virginia 1 213 ERIE INS GRP 129,891 124,469 44.19 % 47.64 % 13.31 % 13.31 %
2 3548 TRAVELERS GRP 86,018 83,237 31.11 % 35.32 % 8.82 % 22.13 %
3 626 CHUBB LTD GRP 55,647 48,859 12.52 % 13.77 % 5.70 % 27.83 %
4 91 HARTFORD FIRE & CAS GRP 54,285 52,570 46.16 % 50.45 % 5.56 % 33.40 %
5 140 NATIONWIDE CORP GRP 51,011 52,188 35.73 % 37.10 % 5.23 % 38.62 %
6 244 CINCINNATI FIN GRP 45,079 44,812 27.57 % 32.41 % 4.62 % 43.24 %
7 899 ROCKINGHAM GRP 42,139 35,079 40.66 % 41.37 % 4.32 % 47.56 %
8 88 THE HANOVER INS GRP 34,649 33,645 39.65 % 45.31 % 3.55 % 51.11 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 33,993 32,720 28.94 % 27.58 % 3.48 % 54.60 %
10 280 AUTO OWNERS GRP 31,203 29,269 27.13 % 29.30 % 3.20 % 57.80 %
**STATE TOTAL** 975,690 939,481 36.79 % 40.32 % 100.00 % 57.80 %

Washington 1 111 LIBERTY MUT GRP 169,620 162,756 46.07 % 56.19 % 15.82 % 15.82 %
2 69 FARMERS INS GRP 95,811 94,876 65.49 % 67.54 % 8.93 % 24.75 %
3 3548 TRAVELERS GRP 66,723 63,691 63.23 % 69.38 % 6.22 % 30.97 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 58,987 55,279 75.60 % 80.07 % 5.50 % 36.47 %
5 626 CHUBB LTD GRP 49,587 46,569 39.48 % 43.24 % 4.62 % 41.09 %
6 140 NATIONWIDE CORP GRP 47,407 44,273 48.66 % 56.99 % 4.42 % 45.52 %
7 91 HARTFORD FIRE & CAS GRP 42,978 41,115 N/A N/A 4.01 % 49.52 %
8 361 MUNICH RE GRP 35,771 30,583 48.90 % 58.01 % 3.34 % 52.86 %
9 218 CNA INS GRP 34,076 33,150 47.13 % 58.87 % 3.18 % 56.04 %
10 333 MUTUAL OF ENUMCLAW GRP 33,872 33,055 86.79 % 102.70 % 3.16 % 59.19 %
**STATE TOTAL** 1,072,470 1,029,361 60.78 % 67.19 % 100.00 % 59.19 %

© 2022 National Association of Insurance Commissioners


185
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 213 ERIE INS GRP 44,238 42,892 47.42 % 54.69 % 19.21 % 19.21 %
2 3548 TRAVELERS GRP 24,802 24,628 26.07 % 32.78 % 10.77 % 29.98 %
3 228 WESTFIELD GRP 20,707 20,123 47.94 % 52.71 % 8.99 % 38.97 %
4 140 NATIONWIDE CORP GRP 18,317 18,145 65.75 % 73.88 % 7.95 % 46.92 %
5 244 CINCINNATI FIN GRP 11,158 11,165 28.21 % 36.66 % 4.84 % 51.76 %
6 626 CHUBB LTD GRP 10,736 10,627 190.09 % 204.04 % 4.66 % 56.42 %
7 291 ENCOVA MUT INS GRP 9,557 9,057 72.02 % 73.64 % 4.15 % 60.57 %
8 12 AMERICAN INTL GRP 7,737 7,369 61.57 % 66.20 % 3.36 % 63.93 %
9 4339 FARMERS & MECHANICS GRP 7,366 6,829 50.72 % 53.14 % 3.20 % 67.13 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 7,230 6,933 29.49 % 46.37 % 3.14 % 70.27 %
**STATE TOTAL** 230,324 225,064 55.37 % 63.18 % 100.00 % 70.27 %

Wisconsin 1 3548 TRAVELERS GRP 60,157 58,362 36.82 % 42.74 % 7.07 % 7.07 %
2 626 CHUBB LTD GRP 50,442 45,420 17.85 % 19.27 % 5.93 % 13.00 %
3 280 AUTO OWNERS GRP 49,252 46,596 63.65 % 69.02 % 5.79 % 18.80 %
4 473 AMERICAN FAMILY INS GRP 47,841 46,429 48.52 % 50.21 % 5.63 % 24.42 %
5 15261 SOCIETY INS A MUT CO 46,781 46,329 47.84 % 58.48 % 5.50 % 29.92 %
6 96 SECURA INS GRP 39,740 37,691 48.41 % 52.51 % 4.67 % 34.59 %
7 15091 RURAL MUT INS CO 37,466 36,489 34.30 % 37.13 % 4.41 % 39.00 %
8 14184 ACUITY A MUT INS CO 36,508 34,615 28.72 % 31.11 % 4.29 % 43.29 %
9 244 CINCINNATI FIN GRP 29,368 28,475 68.52 % 71.74 % 3.45 % 46.74 %
10 213 ERIE INS GRP 27,466 26,614 52.50 % 58.65 % 3.23 % 49.97 %
**STATE TOTAL** 850,483 820,043 52.34 % 57.05 % 100.00 % 49.97 %

Wyoming 1 140 NATIONWIDE CORP GRP 13,783 13,126 39.31 % 43.02 % 11.21 % 11.21 %
2 4683 MOUNTAIN WEST FARM GRP 13,525 12,741 2.21 % 8.19 % 11.00 % 22.21 %
3 3548 TRAVELERS GRP 11,908 11,187 36.56 % 38.60 % 9.68 % 31.89 %
4 111 LIBERTY MUT GRP 11,167 11,622 29.77 % 34.47 % 9.08 % 40.97 %
5 12 AMERICAN INTL GRP 9,032 9,010 17.29 % 11.43 % 7.34 % 48.31 %
6 69 FARMERS INS GRP 7,700 7,472 33.48 % 34.42 % 6.26 % 54.58 %
7 176 STATE FARM GRP 7,215 6,559 28.29 % 26.31 % 5.87 % 60.44 %
8 626 CHUBB LTD GRP 6,905 7,036 23.17 % 24.61 % 5.61 % 66.06 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 6,410 6,444 55.24 % 56.91 % 5.21 % 71.27 %
10 14184 ACUITY A MUT INS CO 4,416 4,024 58.34 % 83.16 % 3.59 % 74.86 %
**STATE TOTAL** 122,978 119,167 33.05 % 36.99 % 100.00 % 74.86 %

American Samoa 1 626 CHUBB LTD GRP 0 0 19.46 % 20.81 % 100.00 % 100.00 %
**STATE TOTAL** 0 0 19.46 % 20.81 % 100.00 % 100.00 %

Guam 1 12 AMERICAN INTL GRP 1,124 1,588 2.02 % 4.13 % 45.81 % 45.81 %
2 18380 PACIFIC IND INS CO 707 671 12.47 % 12.31 % 28.81 % 74.62 %
3 626 CHUBB LTD GRP 467 450 15.19 % 16.14 % 19.05 % 93.67 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 155 (1,568) N/A N/A 6.33 % 100.00 %
5 111 LIBERTY MUT GRP 0 0 50.00 % 50.00 % 0.00 % 100.00 %
**STATE TOTAL** 2,454 1,157 1.95 % 6.79 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


186
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 4804 MULTINATIONAL GRP 119,149 117,026 11.98 % 15.60 % 21.31 % 21.31 %
2 71 UNIVERSAL INS CO GRP 91,491 93,175 14.36 % 16.57 % 16.37 % 37.68 %
3 411 MAPFRE INS GRP 80,303 79,733 29.47 % 43.06 % 14.37 % 52.05 %
4 4802 TRIPLE S GRP 68,603 68,806 6.72 % 24.99 % 12.27 % 64.32 %
5 626 CHUBB LTD GRP 51,261 61,931 45.26 % 52.49 % 9.17 % 73.49 %
6 10308 ANTILLES INS CO 43,390 41,809 9.08 % 12.73 % 7.76 % 81.25 %
7 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 30,344 28,753 6.92 % 10.18 % 5.43 % 86.68 %
8 796 QBE INS GRP 24,337 25,422 26.72 % 30.46 % 4.35 % 91.03 %
9 3593 USIC GRP 19,609 17,009 3.82 % 4.55 % 3.51 % 94.54 %
10 15646 ONE ALLIANCE INS CORP 19,467 17,603 27.12 % 34.79 % 3.48 % 98.02 %
**STATE TOTAL** 559,008 559,531 17.44 % 24.28 % 100.00 % 98.02 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 4,635 4,798 26.81 % 30.73 % 43.92 % 43.92 %
2 161 TOPA EQUITIES LTD GRP 3,513 3,765 41.40 % 42.12 % 33.29 % 77.21 %
3 4706 LOCKHART CO GRP 2,098 2,118 19.29 % 31.40 % 19.89 % 97.09 %
4 111 LIBERTY MUT GRP 137 112 23.15 % 23.15 % 1.30 % 98.39 %
5 626 CHUBB LTD GRP 125 1,542 29.01 % 31.07 % 1.18 % 99.57 %
6 4734 APOLLO GLOBAL MGMT GRP 28 29 N/A N/A 0.27 % 99.84 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 13 25 31.09 % 31.54 % 0.12 % 99.96 %
8 4802 TRIPLE S GRP 4 61 0.00 % 0.00 % 0.04 % 100.00 %
9 212 ZURICH INS GRP 0 0 100.00 % 300.00 % 0.00 % 100.00 %
**STATE TOTAL** 10,553 19,453 11.24 % 12.42 % 100.00 % 100.00 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,031 557 N/A N/A 98.52 % 98.52 %
2 18380 PACIFIC IND INS CO 12 13 0.00 % 0.00 % 1.19 % 99.71 %
3 12 AMERICAN INTL GRP 3 64 N/A N/A 0.29 % 100.00 %
4 626 CHUBB LTD GRP 0 0 16.67 % 16.67 % 0.00 % 100.00 %
**STATE TOTAL** 1,047 633 N/A N/A 100.00 % 100.00 %

Canada 1 218 CNA INS GRP 93,135 83,945 36.52 % 37.98 % 73.74 % 73.74 %
2 65 FM GLOBAL GRP 11,682 21,969 22.61 % 22.84 % 9.25 % 82.99 %
3 31 BERKSHIRE HATHAWAY GRP 7,683 10,523 117.34 % 124.97 % 6.08 % 89.08 %
4 761 ALLIANZ INS GRP 5,827 45,372 31.54 % 45.29 % 4.61 % 93.69 %
5 4889 JEWELERS MUT GRP 3,443 3,206 30.90 % 29.60 % 2.73 % 96.42 %
6 98 WR BERKLEY CORP GRP 2,211 2,329 71.46 % 74.26 % 1.75 % 98.17 %
7 91 HARTFORD FIRE & CAS GRP 1,303 1,881 250.11 % 316.32 % 1.03 % 99.20 %
8 84 AMERICAN FINANCIAL GRP 643 683 N/A N/A 0.51 % 99.71 %
9 88 THE HANOVER INS GRP 178 179 N/A N/A 0.14 % 99.85 %
10 140 NATIONWIDE CORP GRP 133 91 47.77 % 50.07 % 0.11 % 99.95 %
**STATE TOTAL** 126,296 170,204 40.42 % 46.19 % 100.00 % 99.95 %

© 2022 National Association of Insurance Commissioners


187
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
05 ‐ Total Commercial Multiple Peril

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 12 AMERICAN INTL GRP 18,039 16,693 84.35 % 84.64 % 35.40 % 35.40 %
2 111 LIBERTY MUT GRP 17,741 16,581 129.62 % 131.50 % 34.82 % 70.22 %
3 626 CHUBB LTD GRP 7,070 39,220 N/A N/A 13.88 % 84.09 %
4 84 AMERICAN FINANCIAL GRP 1,955 1,694 82.21 % 84.92 % 3.84 % 87.93 %
5 98 WR BERKLEY CORP GRP 1,723 1,587 16.71 % 16.69 % 3.38 % 91.31 %
6 88 THE HANOVER INS GRP 1,477 1,417 16.65 % 25.28 % 2.90 % 94.21 %
7 4904 INTACT FINANCIAL GRP 1,161 1,241 14.64 % 14.83 % 2.28 % 96.49 %
8 1120 EVEREST REINS HOLDINGS GRP 544 699 N/A N/A 1.07 % 97.55 %
9 11231 GENERALI US BRANCH 407 1,387 N/A N/A 0.80 % 98.35 %
10 18380 PACIFIC IND INS CO 263 264 0.57 % N/A 0.52 % 98.87 %
**STATE TOTAL** 50,956 81,115 39.88 % 43.55 % 100.00 % 98.87 %

© 2022 National Association of Insurance Commissioners


188
06—Mortgage Guaranty

© 2022 National Association of Insurance Commissioners


189
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 105 MGIC GRP 1,123,056 1,154,807 5.20 % 5.30 % 19.65 % 19.65 %
2 1279 ARCH INS GRP 1,117,092 1,194,275 7.24 % 7.26 % 19.54 % 39.19 %
3 4011 GENWORTH FIN GRP 985,840 1,046,465 11.22 % 11.22 % 17.25 % 56.44 %
4 766 RADIAN GRP 984,569 1,092,610 0.97 % 0.97 % 17.23 % 73.66 %
5 4694 ESSENT GRP 870,856 935,907 4.25 % 4.03 % 15.24 % 88.90 %
6 4760 NMI HOLDINGS GRP 557,050 536,630 2.73 % 2.73 % 9.75 % 98.65 %
7 1135 PMI GRP 44,524 44,825 4.63 % 4.63 % 0.78 % 99.43 %
8 150 OLD REPUBLIC GRP 32,464 32,694 N/A N/A 0.57 % 99.99 %
9 4973 BIGLARI HOLDINGS GRP 354 354 25.00 % 25.00 % 0.01 % 100.00 %
10 626 CHUBB LTD GRP 24 24 32.24 % 32.45 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 5,715,827 6,038,591 5.43 % 5.42 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


190
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 105 MGIC GRP 1,123,056 1,154,807 5.20 % 5.30 % 19.65 % 19.65 %
2 1279 ARCH INS GRP 1,117,092 1,194,275 7.24 % 7.26 % 19.54 % 39.19 %
3 4011 GENWORTH FIN GRP 985,501 1,046,127 11.21 % 11.21 % 17.24 % 56.44 %
4 766 RADIAN GRP 984,569 1,092,610 0.97 % 0.97 % 17.23 % 73.66 %
5 4694 ESSENT GRP 870,856 935,907 4.25 % 4.03 % 15.24 % 88.90 %
6 4760 NMI HOLDINGS GRP 557,050 536,630 2.73 % 2.73 % 9.75 % 98.65 %
7 1135 PMI GRP 44,524 44,825 4.63 % 4.63 % 0.78 % 99.43 %
8 150 OLD REPUBLIC GRP 32,464 32,694 N/A N/A 0.57 % 99.99 %
9 4973 BIGLARI HOLDINGS GRP 354 354 25.00 % 25.00 % 0.01 % 100.00 %
10 626 CHUBB LTD GRP 24 24 32.24 % 32.45 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 5,715,489 6,038,253 5.43 % 5.42 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


191
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 4011 GENWORTH FIN GRP 15,401 17,022 2.05 % 2.05 % 22.99 % 22.99 %
2 1279 ARCH INS GRP 13,867 16,309 13.55 % 13.58 % 20.70 % 43.69 %
3 105 MGIC GRP 12,320 12,747 16.59 % 17.16 % 18.39 % 62.08 %
4 766 RADIAN GRP 10,792 12,470 5.56 % 5.56 % 16.11 % 78.19 %
5 4694 ESSENT GRP 9,048 10,509 2.79 % 2.64 % 13.51 % 91.70 %
6 4760 NMI HOLDINGS GRP 4,565 4,437 7.77 % 7.77 % 6.81 % 98.52 %
7 150 OLD REPUBLIC GRP 506 521 N/A N/A 0.75 % 99.27 %
8 1135 PMI GRP 488 489 N/A N/A 0.73 % 100.00 %
**STATE TOTAL** 66,986 74,505 7.53 % 7.62 % 100.00 % 100.00 %

Alaska 1 1279 ARCH INS GRP 4,792 4,962 14.43 % 14.46 % 26.98 % 26.98 %
2 766 RADIAN GRP 3,832 4,220 N/A N/A 21.57 % 48.55 %
3 105 MGIC GRP 3,693 3,782 15.25 % 15.66 % 20.79 % 69.34 %
4 4694 ESSENT GRP 3,032 3,193 4.01 % 3.82 % 17.07 % 86.41 %
5 4011 GENWORTH FIN GRP 1,822 1,933 27.19 % 27.19 % 10.26 % 96.67 %
6 4760 NMI HOLDINGS GRP 556 537 4.56 % 4.56 % 3.13 % 99.80 %
7 1135 PMI GRP 27 27 295.41 % 295.41 % 0.15 % 99.95 %
8 150 OLD REPUBLIC GRP 8 8 1,033.94 % 1,034.19 % 0.05 % 100.00 %
**STATE TOTAL** 17,764 18,663 9.90 % 9.95 % 100.00 % 100.00 %

Arizona 1 4011 GENWORTH FIN GRP 36,819 38,440 1.38 % 1.38 % 23.19 % 23.19 %
2 4694 ESSENT GRP 29,895 32,558 N/A N/A 18.83 % 42.02 %
3 766 RADIAN GRP 27,902 32,836 N/A N/A 17.57 % 59.60 %
4 105 MGIC GRP 26,171 26,443 9.17 % 9.40 % 16.48 % 76.08 %
5 1279 ARCH INS GRP 20,700 22,324 N/A N/A 13.04 % 89.12 %
6 4760 NMI HOLDINGS GRP 15,991 15,695 N/A N/A 10.07 % 99.19 %
7 1135 PMI GRP 759 762 10.52 % 10.52 % 0.48 % 99.67 %
8 150 OLD REPUBLIC GRP 524 530 N/A N/A 0.33 % 100.00 %
**STATE TOTAL** 158,761 169,587 N/A N/A 100.00 % 100.00 %

Arkansas 1 4694 ESSENT GRP 11,470 12,047 N/A N/A 30.88 % 30.88 %
2 1279 ARCH INS GRP 6,963 7,824 4.90 % 4.92 % 18.74 % 49.62 %
3 766 RADIAN GRP 5,970 6,293 3.38 % 3.38 % 16.07 % 65.69 %
4 4011 GENWORTH FIN GRP 5,011 5,174 10.78 % 10.78 % 13.49 % 79.18 %
5 105 MGIC GRP 4,213 4,213 28.73 % 29.38 % 11.34 % 90.53 %
6 4760 NMI HOLDINGS GRP 2,713 2,676 2.10 % 2.10 % 7.30 % 97.83 %
7 4973 BIGLARI HOLDINGS GRP 354 354 25.00 % 25.00 % 0.95 % 98.78 %
8 150 OLD REPUBLIC GRP 346 350 N/A N/A 0.93 % 99.71 %
9 1135 PMI GRP 106 106 46.21 % 46.21 % 0.29 % 100.00 %
**STATE TOTAL** 37,146 39,037 5.65 % 5.68 % 100.00 % 100.00 %

California 1 4011 GENWORTH FIN GRP 104,951 115,591 10.38 % 10.38 % 20.20 % 20.20 %
2 4694 ESSENT GRP 96,253 105,211 6.85 % 6.75 % 18.53 % 38.73 %
3 105 MGIC GRP 88,562 95,535 3.33 % 3.52 % 17.05 % 55.78 %
4 766 RADIAN GRP 84,777 101,648 N/A N/A 16.32 % 72.09 %
5 1279 ARCH INS GRP 77,995 81,050 4.10 % 4.12 % 15.01 % 87.11 %
6 4760 NMI HOLDINGS GRP 58,165 54,842 0.62 % 0.62 % 11.20 % 98.30 %
7 1135 PMI GRP 4,560 4,624 N/A N/A 0.88 % 99.18 %
8 150 OLD REPUBLIC GRP 4,257 4,275 N/A N/A 0.82 % 100.00 %
**STATE TOTAL** 519,520 562,775 3.65 % 3.67 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


192
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Colorado 1 4694 ESSENT GRP 31,612 35,114 3.17 % 3.07 % 22.39 % 22.39 %
2 766 RADIAN GRP 24,032 28,235 N/A N/A 17.02 % 39.42 %
3 1279 ARCH INS GRP 22,550 23,536 0.75 % 0.76 % 15.97 % 55.39 %
4 105 MGIC GRP 21,591 22,602 8.83 % 9.09 % 15.29 % 70.68 %
5 4011 GENWORTH FIN GRP 20,725 21,155 7.21 % 7.21 % 14.68 % 85.36 %
6 4760 NMI HOLDINGS GRP 20,275 18,929 0.00 % 0.00 % 14.36 % 99.72 %
7 1135 PMI GRP 269 271 38.02 % 38.02 % 0.19 % 99.91 %
8 150 OLD REPUBLIC GRP 122 123 41.44 % 41.46 % 0.09 % 100.00 %
**STATE TOTAL** 141,177 149,966 3.02 % 3.04 % 100.00 % 100.00 %

Connecticut 1 766 RADIAN GRP 16,649 17,567 8.55 % 8.55 % 21.63 % 21.63 %
2 105 MGIC GRP 15,826 16,149 N/A N/A 20.56 % 42.18 %
3 4011 GENWORTH FIN GRP 15,799 16,149 12.40 % 12.40 % 20.52 % 62.70 %
4 1279 ARCH INS GRP 13,424 13,559 11.93 % 11.97 % 17.44 % 80.14 %
5 4694 ESSENT GRP 9,462 10,142 1.23 % 0.95 % 12.29 % 92.43 %
6 4760 NMI HOLDINGS GRP 4,689 4,638 1.68 % 1.68 % 6.09 % 98.52 %
7 1135 PMI GRP 666 666 53.41 % 53.41 % 0.86 % 99.38 %
8 150 OLD REPUBLIC GRP 475 477 79.66 % 79.70 % 0.62 % 100.00 %
**STATE TOTAL** 76,989 79,348 N/A N/A 100.00 % 100.00 %

Delaware 1 105 MGIC GRP 5,944 6,356 N/A N/A 25.76 % 25.76 %
2 766 RADIAN GRP 5,009 4,882 12.21 % 12.21 % 21.70 % 47.46 %
3 1279 ARCH INS GRP 3,748 3,847 6.17 % 6.21 % 16.24 % 63.70 %
4 4011 GENWORTH FIN GRP 3,453 3,620 23.49 % 23.49 % 14.96 % 78.67 %
5 4694 ESSENT GRP 2,658 3,083 N/A N/A 11.52 % 90.18 %
6 4760 NMI HOLDINGS GRP 1,833 1,808 5.76 % 5.76 % 7.94 % 98.13 %
7 150 OLD REPUBLIC GRP 240 240 N/A N/A 1.04 % 99.17 %
8 1135 PMI GRP 192 193 N/A N/A 0.83 % 100.00 %
**STATE TOTAL** 23,076 24,029 2.68 % 2.56 % 100.00 % 100.00 %

District Of Columbia 1 4760 NMI HOLDINGS GRP 5,624 4,889 N/A N/A 22.91 % 22.91 %
2 105 MGIC GRP 4,942 3,969 10.02 % 10.21 % 20.14 % 43.05 %
3 1279 ARCH INS GRP 3,134 3,095 28.43 % 28.47 % 12.77 % 55.82 %
4 1135 PMI GRP 2,955 2,986 N/A N/A 12.04 % 67.86 %
5 766 RADIAN GRP 2,533 3,356 13.83 % 13.83 % 10.32 % 78.17 %
6 4011 GENWORTH FIN GRP 2,136 2,321 32.95 % 32.95 % 8.70 % 86.87 %
7 4694 ESSENT GRP 1,711 2,188 33.56 % 33.41 % 6.97 % 93.84 %
8 150 OLD REPUBLIC GRP 1,511 1,517 N/A N/A 6.16 % 100.00 %
**STATE TOTAL** 24,546 24,321 7.05 % 7.07 % 100.00 % 100.00 %

Florida 1 4694 ESSENT GRP 91,924 94,263 3.06 % 2.74 % 20.41 % 20.41 %
2 105 MGIC GRP 87,325 88,835 9.74 % 10.21 % 19.39 % 39.81 %
3 766 RADIAN GRP 81,804 88,539 N/A N/A 18.17 % 57.97 %
4 4011 GENWORTH FIN GRP 72,553 73,358 10.66 % 10.66 % 16.11 % 74.08 %
5 1279 ARCH INS GRP 62,666 63,380 1.93 % 1.97 % 13.92 % 88.00 %
6 4760 NMI HOLDINGS GRP 48,139 46,304 N/A N/A 10.69 % 98.69 %
7 1135 PMI GRP 3,537 3,550 53.71 % 53.71 % 0.79 % 99.48 %
8 150 OLD REPUBLIC GRP 2,358 2,362 N/A N/A 0.52 % 100.00 %
**STATE TOTAL** 450,305 460,592 4.31 % 4.34 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


193
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Georgia 1 1279 ARCH INS GRP 48,589 50,328 10.33 % 10.36 % 24.06 % 24.06 %
2 105 MGIC GRP 38,964 40,069 19.84 % 20.30 % 19.30 % 43.36 %
3 4011 GENWORTH FIN GRP 31,964 33,022 8.61 % 8.61 % 15.83 % 59.19 %
4 766 RADIAN GRP 31,110 35,674 N/A N/A 15.41 % 74.60 %
5 4694 ESSENT GRP 28,022 30,324 2.17 % 1.94 % 13.88 % 88.47 %
6 4760 NMI HOLDINGS GRP 19,832 18,857 1.03 % 1.03 % 9.82 % 98.30 %
7 1135 PMI GRP 1,924 1,928 N/A N/A 0.95 % 99.25 %
8 150 OLD REPUBLIC GRP 1,516 1,517 N/A N/A 0.75 % 100.00 %
**STATE TOTAL** 201,921 211,719 6.10 % 6.16 % 100.00 % 100.00 %

Hawaii 1 105 MGIC GRP 4,349 4,632 N/A N/A 22.23 % 22.23 %
2 766 RADIAN GRP 3,670 4,452 N/A N/A 18.76 % 41.00 %
3 1279 ARCH INS GRP 3,224 3,799 N/A N/A 16.48 % 57.48 %
4 4011 GENWORTH FIN GRP 2,973 3,296 37.48 % 37.48 % 15.20 % 72.68 %
5 4694 ESSENT GRP 2,650 2,701 5.22 % 4.94 % 13.55 % 86.23 %
6 4760 NMI HOLDINGS GRP 2,342 2,291 8.94 % 8.94 % 11.98 % 98.21 %
7 1135 PMI GRP 301 302 50.80 % 50.80 % 1.54 % 99.75 %
8 150 OLD REPUBLIC GRP 49 49 222.98 % 223.04 % 0.25 % 100.00 %
**STATE TOTAL** 19,558 21,522 3.53 % 3.41 % 100.00 % 100.00 %

Idaho 1 766 RADIAN GRP 8,418 9,749 N/A N/A 22.08 % 22.08 %
2 1279 ARCH INS GRP 7,607 7,834 N/A N/A 19.96 % 42.04 %
3 105 MGIC GRP 7,322 7,446 N/A N/A 19.21 % 61.25 %
4 4694 ESSENT GRP 6,710 6,960 1.59 % 1.48 % 17.60 % 78.85 %
5 4011 GENWORTH FIN GRP 4,476 4,439 6.38 % 6.38 % 11.74 % 90.60 %
6 4760 NMI HOLDINGS GRP 3,448 3,379 N/A N/A 9.05 % 99.64 %
7 1135 PMI GRP 73 75 8.36 % 8.36 % 0.19 % 99.84 %
8 150 OLD REPUBLIC GRP 62 62 N/A N/A 0.16 % 100.00 %
**STATE TOTAL** 38,117 39,944 N/A N/A 100.00 % 100.00 %

Illinois 1 4011 GENWORTH FIN GRP 50,983 53,985 15.82 % 15.82 % 20.89 % 20.89 %
2 105 MGIC GRP 48,912 50,146 33.63 % 34.34 % 20.04 % 40.93 %
3 1279 ARCH INS GRP 45,506 47,830 21.38 % 21.42 % 18.65 % 59.58 %
4 766 RADIAN GRP 44,089 48,109 11.39 % 11.39 % 18.07 % 77.64 %
5 4694 ESSENT GRP 29,421 31,294 8.17 % 7.91 % 12.06 % 89.70 %
6 4760 NMI HOLDINGS GRP 19,650 19,826 18.67 % 18.67 % 8.05 % 97.75 %
7 1135 PMI GRP 2,928 2,945 84.61 % 84.61 % 1.20 % 98.95 %
8 150 OLD REPUBLIC GRP 2,569 2,570 51.11 % 51.13 % 1.05 % 100.00 %
**STATE TOTAL** 244,059 256,707 19.93 % 20.05 % 100.00 % 100.00 %

Indiana 1 1279 ARCH INS GRP 32,009 33,249 7.31 % 7.33 % 28.39 % 28.39 %
2 4011 GENWORTH FIN GRP 23,747 25,210 8.38 % 8.38 % 21.06 % 49.45 %
3 105 MGIC GRP 19,224 19,715 N/A N/A 17.05 % 66.50 %
4 766 RADIAN GRP 16,407 17,339 4.90 % 4.90 % 14.55 % 81.05 %
5 4694 ESSENT GRP 12,149 13,219 3.28 % 3.07 % 10.78 % 91.83 %
6 4760 NMI HOLDINGS GRP 8,350 8,086 4.89 % 4.89 % 7.41 % 99.23 %
7 1135 PMI GRP 464 477 25.72 % 25.72 % 0.41 % 99.64 %
8 150 OLD REPUBLIC GRP 402 408 N/A N/A 0.36 % 100.00 %
**STATE TOTAL** 112,751 117,702 4.97 % 4.93 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


194
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Iowa 1 1279 ARCH INS GRP 16,739 18,440 8.50 % 8.52 % 31.80 % 31.80 %
2 105 MGIC GRP 13,569 13,813 12.43 % 12.62 % 25.78 % 57.57 %
3 766 RADIAN GRP 7,413 7,554 5.65 % 5.65 % 14.08 % 71.66 %
4 4011 GENWORTH FIN GRP 6,572 6,903 8.36 % 8.36 % 12.48 % 84.14 %
5 4694 ESSENT GRP 5,120 5,652 5.16 % 5.04 % 9.73 % 93.87 %
6 4760 NMI HOLDINGS GRP 2,418 2,498 3.73 % 3.73 % 4.59 % 98.46 %
7 150 OLD REPUBLIC GRP 665 668 11.68 % 11.68 % 1.26 % 99.72 %
8 1135 PMI GRP 146 146 N/A N/A 0.28 % 100.00 %
**STATE TOTAL** 52,643 55,673 8.47 % 8.51 % 100.00 % 100.00 %

Kansas 1 1279 ARCH INS GRP 12,617 13,146 5.14 % 5.16 % 27.02 % 27.02 %
2 4011 GENWORTH FIN GRP 12,248 13,064 10.38 % 10.38 % 26.23 % 53.26 %
3 105 MGIC GRP 8,913 9,030 2.20 % 2.18 % 19.09 % 72.35 %
4 766 RADIAN GRP 6,401 6,784 1.54 % 1.54 % 13.71 % 86.06 %
5 4694 ESSENT GRP 3,989 4,286 2.61 % 2.37 % 8.54 % 94.60 %
6 4760 NMI HOLDINGS GRP 2,332 2,202 5.27 % 5.27 % 4.99 % 99.60 %
7 1135 PMI GRP 95 96 N/A N/A 0.20 % 99.80 %
8 150 OLD REPUBLIC GRP 92 96 77.88 % 77.90 % 0.20 % 100.00 %
**STATE TOTAL** 46,687 48,704 5.34 % 5.32 % 100.00 % 100.00 %

Kentucky 1 1279 ARCH INS GRP 11,656 12,878 5.22 % 5.24 % 24.94 % 24.94 %
2 105 MGIC GRP 9,899 10,218 N/A N/A 21.18 % 46.11 %
3 766 RADIAN GRP 8,542 9,479 0.50 % 0.50 % 18.27 % 64.39 %
4 4694 ESSENT GRP 7,295 7,809 1.74 % 1.60 % 15.61 % 79.99 %
5 4011 GENWORTH FIN GRP 6,411 6,913 13.11 % 13.11 % 13.72 % 93.71 %
6 4760 NMI HOLDINGS GRP 2,675 2,654 0.40 % 0.40 % 5.72 % 99.43 %
7 150 OLD REPUBLIC GRP 136 139 24.71 % 24.71 % 0.29 % 99.72 %
8 1135 PMI GRP 129 137 220.34 % 220.34 % 0.28 % 100.00 %
**STATE TOTAL** 46,743 50,227 3.41 % 3.37 % 100.00 % 100.00 %

Louisiana 1 766 RADIAN GRP 15,312 16,066 23.01 % 23.01 % 23.62 % 23.62 %
2 4011 GENWORTH FIN GRP 12,849 13,010 28.38 % 28.38 % 19.82 % 43.44 %
3 105 MGIC GRP 11,727 12,264 40.82 % 41.77 % 18.09 % 61.52 %
4 1279 ARCH INS GRP 10,161 10,295 33.83 % 33.90 % 15.67 % 77.19 %
5 4694 ESSENT GRP 9,644 10,467 13.33 % 13.22 % 14.87 % 92.07 %
6 4760 NMI HOLDINGS GRP 4,478 3,987 28.90 % 28.90 % 6.91 % 98.97 %
7 1135 PMI GRP 462 466 70.55 % 70.55 % 0.71 % 99.69 %
8 150 OLD REPUBLIC GRP 203 210 56.28 % 56.29 % 0.31 % 100.00 %
**STATE TOTAL** 64,836 66,766 28.27 % 28.44 % 100.00 % 100.00 %

Maine 1 105 MGIC GRP 5,299 5,353 N/A N/A 27.86 % 27.86 %
2 1279 ARCH INS GRP 4,143 4,523 N/A N/A 21.78 % 49.64 %
3 4011 GENWORTH FIN GRP 2,956 3,206 10.74 % 10.74 % 15.54 % 65.18 %
4 766 RADIAN GRP 2,825 3,011 9.50 % 9.50 % 14.85 % 80.04 %
5 4694 ESSENT GRP 2,053 2,320 10.35 % 10.23 % 10.79 % 90.83 %
6 4760 NMI HOLDINGS GRP 1,607 1,591 3.49 % 3.49 % 8.45 % 99.28 %
7 1135 PMI GRP 78 78 N/A N/A 0.41 % 99.69 %
8 150 OLD REPUBLIC GRP 59 59 N/A N/A 0.31 % 100.00 %
**STATE TOTAL** 19,020 20,142 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


195
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 105 MGIC GRP 32,387 33,744 N/A N/A 19.33 % 19.33 %
2 1279 ARCH INS GRP 30,806 33,105 12.97 % 13.02 % 18.38 % 37.71 %
3 766 RADIAN GRP 28,632 34,974 11.07 % 11.07 % 17.09 % 54.80 %
4 4011 GENWORTH FIN GRP 26,355 28,156 17.93 % 17.93 % 15.73 % 70.53 %
5 4694 ESSENT GRP 23,865 27,791 12.35 % 12.18 % 14.24 % 84.77 %
6 4760 NMI HOLDINGS GRP 21,009 18,362 7.07 % 7.07 % 12.54 % 97.31 %
7 1135 PMI GRP 3,263 3,285 17.88 % 17.88 % 1.95 % 99.26 %
8 150 OLD REPUBLIC GRP 1,248 1,250 N/A N/A 0.74 % 100.00 %
**STATE TOTAL** 167,566 180,667 9.50 % 9.47 % 100.00 % 100.00 %

Massachusetts 1 1279 ARCH INS GRP 35,976 38,736 8.69 % 8.71 % 30.44 % 30.44 %
2 105 MGIC GRP 20,297 21,886 N/A N/A 17.18 % 47.62 %
3 4011 GENWORTH FIN GRP 18,091 20,164 11.57 % 11.57 % 15.31 % 62.93 %
4 766 RADIAN GRP 16,769 19,350 N/A N/A 14.19 % 77.12 %
5 4760 NMI HOLDINGS GRP 12,897 13,126 0.74 % 0.74 % 10.91 % 88.03 %
6 4694 ESSENT GRP 12,118 14,162 4.56 % 4.35 % 10.25 % 98.29 %
7 1135 PMI GRP 1,137 1,162 N/A N/A 0.96 % 99.25 %
8 150 OLD REPUBLIC GRP 888 881 5.89 % 5.96 % 0.75 % 100.00 %
**STATE TOTAL** 118,173 129,468 N/A N/A 100.00 % 100.00 %

Michigan 1 1279 ARCH INS GRP 39,247 45,274 5.88 % 5.90 % 21.41 % 21.41 %
2 4011 GENWORTH FIN GRP 39,217 41,056 3.61 % 3.61 % 21.39 % 42.80 %
3 105 MGIC GRP 36,208 36,917 4.50 % 4.68 % 19.75 % 62.55 %
4 4760 NMI HOLDINGS GRP 23,707 23,855 8.73 % 8.73 % 12.93 % 75.48 %
5 766 RADIAN GRP 22,785 24,069 0.33 % 0.33 % 12.43 % 87.91 %
6 4694 ESSENT GRP 20,410 21,745 2.92 % 2.72 % 11.13 % 99.04 %
7 1135 PMI GRP 1,006 1,010 18.83 % 18.83 % 0.55 % 99.59 %
8 150 OLD REPUBLIC GRP 746 761 35.95 % 35.95 % 0.41 % 100.00 %
**STATE TOTAL** 183,325 194,687 4.66 % 4.68 % 100.00 % 100.00 %

Minnesota 1 1279 ARCH INS GRP 43,472 56,567 1.43 % 1.47 % 28.39 % 28.39 %
2 105 MGIC GRP 31,962 32,840 18.24 % 18.71 % 20.88 % 49.27 %
3 766 RADIAN GRP 25,858 27,528 4.49 % 4.49 % 16.89 % 66.16 %
4 4694 ESSENT GRP 19,614 20,786 N/A N/A 12.81 % 78.97 %
5 4011 GENWORTH FIN GRP 16,096 17,602 7.19 % 7.19 % 10.51 % 89.48 %
6 4760 NMI HOLDINGS GRP 9,369 9,368 4.03 % 4.03 % 6.12 % 95.60 %
7 1135 PMI GRP 3,530 3,535 N/A N/A 2.31 % 97.91 %
8 150 OLD REPUBLIC GRP 3,201 3,224 5.53 % 5.54 % 2.09 % 100.00 %
**STATE TOTAL** 153,102 171,451 4.87 % 4.95 % 100.00 % 100.00 %

Mississippi 1 105 MGIC GRP 8,739 8,864 24.46 % 25.02 % 31.58 % 31.58 %
2 4011 GENWORTH FIN GRP 5,317 5,137 N/A N/A 19.21 % 50.79 %
3 766 RADIAN GRP 4,753 4,884 9.27 % 9.27 % 17.17 % 67.96 %
4 1279 ARCH INS GRP 3,804 3,908 28.15 % 28.19 % 13.75 % 81.71 %
5 4694 ESSENT GRP 2,945 3,090 11.59 % 11.33 % 10.64 % 92.35 %
6 4760 NMI HOLDINGS GRP 1,804 1,738 11.71 % 11.71 % 6.52 % 98.87 %
7 1135 PMI GRP 170 173 113.30 % 113.30 % 0.61 % 99.49 %
8 150 OLD REPUBLIC GRP 142 143 N/A N/A 0.51 % 100.00 %
**STATE TOTAL** 27,675 27,937 15.07 % 15.22 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


196
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Missouri 1 105 MGIC GRP 22,476 22,948 14.16 % 14.52 % 23.44 % 23.44 %
2 1279 ARCH INS GRP 20,908 22,663 6.26 % 6.29 % 21.81 % 45.25 %
3 4011 GENWORTH FIN GRP 15,622 17,253 9.23 % 9.23 % 16.29 % 61.54 %
4 766 RADIAN GRP 14,791 16,174 6.47 % 6.47 % 15.43 % 76.96 %
5 4694 ESSENT GRP 13,675 14,648 0.66 % 0.50 % 14.26 % 91.22 %
6 4760 NMI HOLDINGS GRP 7,495 7,653 1.50 % 1.50 % 7.82 % 99.04 %
7 1135 PMI GRP 546 553 38.00 % 38.00 % 0.57 % 99.61 %
8 150 OLD REPUBLIC GRP 373 378 N/A N/A 0.39 % 100.00 %
**STATE TOTAL** 95,887 102,270 7.33 % 7.39 % 100.00 % 100.00 %

Montana 1 105 MGIC GRP 4,821 5,003 N/A N/A 28.46 % 28.46 %
2 766 RADIAN GRP 4,279 4,783 N/A N/A 25.26 % 53.73 %
3 4011 GENWORTH FIN GRP 2,628 2,790 N/A N/A 15.52 % 69.25 %
4 1279 ARCH INS GRP 2,045 2,265 7.29 % 7.31 % 12.07 % 81.32 %
5 4694 ESSENT GRP 1,973 2,181 N/A N/A 11.65 % 92.97 %
6 4760 NMI HOLDINGS GRP 1,152 1,094 N/A N/A 6.80 % 99.78 %
7 1135 PMI GRP 31 31 192.89 % 192.89 % 0.18 % 99.96 %
8 150 OLD REPUBLIC GRP 7 7 N/A N/A 0.04 % 100.00 %
**STATE TOTAL** 16,936 18,155 N/A N/A 100.00 % 100.00 %

Nebraska 1 1279 ARCH INS GRP 9,561 10,087 4.14 % 4.16 % 28.32 % 28.32 %
2 105 MGIC GRP 8,977 9,011 7.64 % 7.81 % 26.59 % 54.91 %
3 766 RADIAN GRP 4,671 4,799 3.53 % 3.53 % 13.84 % 68.74 %
4 4694 ESSENT GRP 4,088 4,347 N/A N/A 12.11 % 80.85 %
5 4011 GENWORTH FIN GRP 3,985 4,128 2.56 % 2.56 % 11.80 % 92.65 %
6 4760 NMI HOLDINGS GRP 2,368 2,467 7.96 % 7.96 % 7.01 % 99.67 %
7 1135 PMI GRP 66 66 52.19 % 52.19 % 0.19 % 99.86 %
8 150 OLD REPUBLIC GRP 47 51 N/A N/A 0.14 % 100.00 %
**STATE TOTAL** 33,763 34,957 3.99 % 4.01 % 100.00 % 100.00 %

Nevada 1 4694 ESSENT GRP 18,024 18,960 1.52 % 1.10 % 22.60 % 22.60 %
2 766 RADIAN GRP 17,805 20,489 N/A N/A 22.32 % 44.92 %
3 4760 NMI HOLDINGS GRP 13,468 12,538 N/A N/A 16.89 % 61.81 %
4 105 MGIC GRP 12,315 12,723 N/A N/A 15.44 % 77.25 %
5 4011 GENWORTH FIN GRP 10,057 10,184 N/A N/A 12.61 % 89.86 %
6 1279 ARCH INS GRP 7,370 7,270 N/A N/A 9.24 % 99.10 %
7 1135 PMI GRP 476 477 N/A N/A 0.60 % 99.70 %
8 150 OLD REPUBLIC GRP 243 243 N/A N/A 0.30 % 100.00 %
**STATE TOTAL** 79,759 82,885 N/A N/A 100.00 % 100.00 %

New Hampshire 1 1279 ARCH INS GRP 7,316 7,483 8.96 % 8.98 % 24.38 % 24.38 %
2 105 MGIC GRP 6,192 6,345 N/A N/A 20.63 % 45.01 %
3 4011 GENWORTH FIN GRP 5,859 6,206 5.27 % 5.27 % 19.52 % 64.53 %
4 766 RADIAN GRP 4,554 5,221 0.91 % 0.91 % 15.18 % 79.71 %
5 4694 ESSENT GRP 3,004 3,392 N/A N/A 10.01 % 89.72 %
6 4760 NMI HOLDINGS GRP 2,852 2,870 N/A N/A 9.50 % 99.22 %
7 1135 PMI GRP 138 139 164.22 % 164.22 % 0.46 % 99.68 %
8 150 OLD REPUBLIC GRP 96 97 N/A N/A 0.32 % 100.00 %
**STATE TOTAL** 30,010 31,752 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


197
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New Jersey 1 766 RADIAN GRP 34,066 36,017 10.52 % 10.52 % 19.81 % 19.81 %
2 1279 ARCH INS GRP 33,816 35,457 15.52 % 15.60 % 19.67 % 39.48 %
3 105 MGIC GRP 32,944 33,674 N/A N/A 19.16 % 58.63 %
4 4694 ESSENT GRP 27,069 28,771 11.67 % 11.37 % 15.74 % 74.37 %
5 4011 GENWORTH FIN GRP 24,473 25,424 24.48 % 24.48 % 14.23 % 88.61 %
6 4760 NMI HOLDINGS GRP 16,417 15,703 8.68 % 8.68 % 9.55 % 98.15 %
7 1135 PMI GRP 1,851 1,855 23.37 % 23.37 % 1.08 % 99.23 %
8 150 OLD REPUBLIC GRP 1,323 1,325 N/A N/A 0.77 % 100.00 %
**STATE TOTAL** 171,959 178,226 9.01 % 8.85 % 100.00 % 100.00 %

New Mexico 1 766 RADIAN GRP 7,422 7,759 2.96 % 2.96 % 23.93 % 23.93 %
2 105 MGIC GRP 6,368 6,588 22.01 % 22.64 % 20.53 % 44.46 %
3 1279 ARCH INS GRP 5,415 5,427 6.04 % 6.07 % 17.46 % 61.91 %
4 4011 GENWORTH FIN GRP 5,384 5,634 15.47 % 15.47 % 17.36 % 79.27 %
5 4694 ESSENT GRP 4,444 4,744 20.34 % 20.17 % 14.32 % 93.59 %
6 4760 NMI HOLDINGS GRP 1,591 1,580 N/A N/A 5.13 % 98.72 %
7 1135 PMI GRP 234 234 N/A N/A 0.75 % 99.48 %
8 150 OLD REPUBLIC GRP 162 163 49.28 % 49.36 % 0.52 % 100.00 %
**STATE TOTAL** 31,020 32,130 10.98 % 11.09 % 100.00 % 100.00 %

New York 1 4011 GENWORTH FIN GRP 49,967 50,372 38.96 % 38.96 % 25.20 % 25.20 %
2 766 RADIAN GRP 40,985 41,623 14.77 % 14.77 % 20.67 % 45.87 %
3 105 MGIC GRP 38,418 38,679 N/A N/A 19.37 % 65.24 %
4 1279 ARCH INS GRP 28,200 29,420 25.75 % 25.83 % 14.22 % 79.47 %
5 4694 ESSENT GRP 23,313 23,461 18.58 % 18.25 % 11.76 % 91.22 %
6 4760 NMI HOLDINGS GRP 14,236 14,046 15.18 % 15.18 % 7.18 % 98.40 %
7 1135 PMI GRP 2,297 2,292 1.04 % 1.04 % 1.16 % 99.56 %
8 150 OLD REPUBLIC GRP 870 871 5.34 % 5.35 % 0.44 % 100.00 %
**STATE TOTAL** 198,287 200,764 19.79 % 19.66 % 100.00 % 100.00 %

North Carolina 1 1279 ARCH INS GRP 43,835 46,255 4.77 % 4.80 % 23.72 % 23.72 %
2 105 MGIC GRP 38,819 40,171 12.43 % 13.00 % 21.00 % 44.72 %
3 4011 GENWORTH FIN GRP 32,740 36,199 4.72 % 4.72 % 17.71 % 62.43 %
4 766 RADIAN GRP 27,790 32,515 N/A N/A 15.04 % 77.47 %
5 4694 ESSENT GRP 24,063 26,856 N/A N/A 13.02 % 90.49 %
6 4760 NMI HOLDINGS GRP 15,758 15,322 N/A N/A 8.53 % 99.01 %
7 1135 PMI GRP 1,021 1,033 N/A N/A 0.55 % 99.56 %
8 150 OLD REPUBLIC GRP 805 814 N/A N/A 0.44 % 100.00 %
**STATE TOTAL** 184,831 199,164 2.43 % 2.53 % 100.00 % 100.00 %

North Dakota 1 105 MGIC GRP 6,275 6,315 5.63 % 5.67 % 40.08 % 40.08 %
2 4011 GENWORTH FIN GRP 3,992 4,264 16.66 % 16.66 % 25.50 % 65.57 %
3 766 RADIAN GRP 2,145 2,220 21.21 % 21.21 % 13.70 % 79.28 %
4 1279 ARCH INS GRP 1,822 1,912 4.44 % 4.47 % 11.64 % 90.92 %
5 4694 ESSENT GRP 1,004 1,035 8.08 % 8.03 % 6.41 % 97.33 %
6 4760 NMI HOLDINGS GRP 407 411 60.03 % 60.03 % 2.60 % 99.92 %
7 150 OLD REPUBLIC GRP 7 7 N/A N/A 0.05 % 99.97 %
8 1135 PMI GRP 5 5 N/A N/A 0.03 % 100.00 %
**STATE TOTAL** 15,657 16,169 11.80 % 11.81 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


198
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Ohio 1 105 MGIC GRP 44,516 46,458 N/A N/A 24.51 % 24.51 %
2 1279 ARCH INS GRP 35,766 38,395 5.74 % 5.76 % 19.69 % 44.20 %
3 4011 GENWORTH FIN GRP 30,511 33,565 6.81 % 6.81 % 16.80 % 61.00 %
4 766 RADIAN GRP 28,009 29,242 2.68 % 2.68 % 15.42 % 76.42 %
5 4694 ESSENT GRP 27,188 27,989 N/A N/A 14.97 % 91.39 %
6 4760 NMI HOLDINGS GRP 13,419 13,463 3.72 % 3.72 % 7.39 % 98.78 %
7 1135 PMI GRP 1,329 1,338 24.43 % 24.43 % 0.73 % 99.51 %
8 150 OLD REPUBLIC GRP 887 908 N/A N/A 0.49 % 100.00 %
**STATE TOTAL** 181,623 191,357 2.81 % 2.71 % 100.00 % 100.00 %

Oklahoma 1 766 RADIAN GRP 12,693 13,208 8.44 % 8.44 % 23.82 % 23.82 %
2 1279 ARCH INS GRP 12,415 12,481 15.60 % 15.62 % 23.29 % 47.11 %
3 4011 GENWORTH FIN GRP 10,824 11,797 9.19 % 9.19 % 20.31 % 67.42 %
4 4694 ESSENT GRP 9,370 9,634 13.15 % 12.98 % 17.58 % 85.00 %
5 105 MGIC GRP 5,072 4,796 18.98 % 19.34 % 9.52 % 94.51 %
6 4760 NMI HOLDINGS GRP 2,699 2,527 6.02 % 6.02 % 5.06 % 99.58 %
7 150 OLD REPUBLIC GRP 119 131 12.68 % 12.67 % 0.22 % 99.80 %
8 1135 PMI GRP 82 85 133.03 % 133.03 % 0.15 % 99.96 %
9 626 CHUBB LTD GRP 24 24 32.24 % 32.45 % 0.04 % 100.00 %
**STATE TOTAL** 53,298 54,682 12.09 % 12.10 % 100.00 % 100.00 %

Oregon 1 105 MGIC GRP 20,935 21,250 N/A N/A 24.80 % 24.80 %
2 766 RADIAN GRP 17,381 19,095 5.02 % 5.02 % 20.59 % 45.40 %
3 1279 ARCH INS GRP 15,165 16,125 3.99 % 4.01 % 17.97 % 63.37 %
4 4694 ESSENT GRP 11,719 13,025 4.59 % 4.49 % 13.88 % 77.25 %
5 4011 GENWORTH FIN GRP 9,618 10,282 11.78 % 11.78 % 11.40 % 88.65 %
6 4760 NMI HOLDINGS GRP 9,037 8,795 2.46 % 2.46 % 10.71 % 99.36 %
7 1135 PMI GRP 391 394 N/A N/A 0.46 % 99.82 %
8 150 OLD REPUBLIC GRP 152 160 65.40 % 65.42 % 0.18 % 100.00 %
**STATE TOTAL** 84,399 89,127 3.94 % 3.92 % 100.00 % 100.00 %

Pennsylvania 1 105 MGIC GRP 55,649 57,159 N/A N/A 28.07 % 28.07 %
2 766 RADIAN GRP 38,202 40,757 N/A N/A 19.27 % 47.34 %
3 4011 GENWORTH FIN GRP 32,367 35,183 6.54 % 6.54 % 16.33 % 63.66 %
4 1279 ARCH INS GRP 30,532 33,248 5.68 % 5.72 % 15.40 % 79.06 %
5 4694 ESSENT GRP 21,579 24,227 3.78 % 3.58 % 10.88 % 89.95 %
6 4760 NMI HOLDINGS GRP 17,686 17,029 6.68 % 6.68 % 8.92 % 98.87 %
7 1135 PMI GRP 1,231 1,238 85.26 % 85.26 % 0.62 % 99.49 %
8 150 OLD REPUBLIC GRP 1,014 1,027 13.64 % 13.67 % 0.51 % 100.00 %
**STATE TOTAL** 198,261 209,868 0.42 % 0.30 % 100.00 % 100.00 %

Rhode Island 1 1279 ARCH INS GRP 6,089 6,381 8.47 % 8.49 % 33.76 % 33.76 %
2 766 RADIAN GRP 3,192 3,527 13.17 % 13.17 % 17.70 % 51.46 %
3 105 MGIC GRP 3,040 3,107 N/A N/A 16.85 % 68.31 %
4 4011 GENWORTH FIN GRP 2,604 2,850 1.99 % 1.99 % 14.44 % 82.75 %
5 4694 ESSENT GRP 1,746 1,959 2.81 % 2.58 % 9.68 % 92.43 %
6 4760 NMI HOLDINGS GRP 1,121 1,110 N/A N/A 6.21 % 98.64 %
7 1135 PMI GRP 177 177 N/A N/A 0.98 % 99.62 %
8 150 OLD REPUBLIC GRP 68 68 46.36 % 46.37 % 0.38 % 100.00 %
**STATE TOTAL** 18,037 19,177 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


199
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 1279 ARCH INS GRP 25,380 26,679 10.65 % 10.67 % 26.71 % 26.71 %
2 105 MGIC GRP 19,054 19,529 13.12 % 13.68 % 20.05 % 46.76 %
3 4011 GENWORTH FIN GRP 14,793 15,475 16.24 % 16.24 % 15.57 % 62.33 %
4 766 RADIAN GRP 13,358 15,198 N/A N/A 14.06 % 76.39 %
5 4694 ESSENT GRP 12,597 13,820 2.19 % 1.62 % 13.26 % 89.64 %
6 4760 NMI HOLDINGS GRP 8,676 8,568 0.48 % 0.48 % 9.13 % 98.77 %
7 1135 PMI GRP 590 591 N/A N/A 0.62 % 99.39 %
8 150 OLD REPUBLIC GRP 576 577 N/A N/A 0.61 % 100.00 %
**STATE TOTAL** 95,024 100,437 6.07 % 6.11 % 100.00 % 100.00 %

South Dakota 1 105 MGIC GRP 3,649 3,740 N/A N/A 27.23 % 27.23 %
2 1279 ARCH INS GRP 3,381 3,875 12.55 % 12.56 % 25.23 % 52.46 %
3 4011 GENWORTH FIN GRP 2,197 2,265 5.56 % 5.56 % 16.40 % 68.86 %
4 766 RADIAN GRP 1,838 1,866 N/A N/A 13.72 % 82.57 %
5 4760 NMI HOLDINGS GRP 1,217 1,250 0.27 % 0.27 % 9.08 % 91.65 %
6 4694 ESSENT GRP 1,094 1,158 10.14 % 10.09 % 8.17 % 99.82 %
7 1135 PMI GRP 15 15 515.04 % 515.04 % 0.11 % 99.92 %
8 150 OLD REPUBLIC GRP 10 10 52.02 % 52.05 % 0.08 % 100.00 %
**STATE TOTAL** 13,401 14,178 4.82 % 4.79 % 100.00 % 100.00 %

Tennessee 1 1279 ARCH INS GRP 28,056 29,532 0.48 % 0.49 % 26.42 % 26.42 %
2 4011 GENWORTH FIN GRP 18,943 19,481 4.58 % 4.58 % 17.84 % 44.26 %
3 766 RADIAN GRP 17,217 19,303 N/A N/A 16.21 % 60.47 %
4 105 MGIC GRP 16,381 17,207 9.49 % 9.71 % 15.43 % 75.89 %
5 4694 ESSENT GRP 13,860 15,196 4.15 % 4.02 % 13.05 % 88.94 %
6 4760 NMI HOLDINGS GRP 11,006 10,294 N/A N/A 10.36 % 99.31 %
7 150 OLD REPUBLIC GRP 373 376 14.31 % 14.32 % 0.35 % 99.66 %
8 1135 PMI GRP 362 367 66.08 % 66.08 % 0.34 % 100.00 %
**STATE TOTAL** 106,197 111,754 1.69 % 1.72 % 100.00 % 100.00 %

Texas 1 1279 ARCH INS GRP 98,861 102,354 3.30 % 3.32 % 19.23 % 19.23 %
2 766 RADIAN GRP 97,637 104,999 N/A N/A 19.00 % 38.23 %
3 4694 ESSENT GRP 94,936 98,343 4.58 % 4.38 % 18.47 % 56.70 %
4 105 MGIC GRP 82,626 83,569 17.29 % 17.77 % 16.07 % 72.77 %
5 4011 GENWORTH FIN GRP 82,509 84,294 9.04 % 9.04 % 16.05 % 88.83 %
6 4760 NMI HOLDINGS GRP 55,077 53,405 0.78 % 0.78 % 10.72 % 99.54 %
7 1135 PMI GRP 1,420 1,434 6.67 % 6.67 % 0.28 % 99.82 %
8 150 OLD REPUBLIC GRP 936 941 N/A N/A 0.18 % 100.00 %
**STATE TOTAL** 514,001 529,338 5.27 % 5.31 % 100.00 % 100.00 %

Utah 1 1279 ARCH INS GRP 19,346 21,822 7.02 % 7.03 % 25.21 % 25.21 %
2 4694 ESSENT GRP 13,924 16,008 N/A N/A 18.14 % 43.35 %
3 766 RADIAN GRP 11,976 15,080 N/A N/A 15.61 % 58.96 %
4 4011 GENWORTH FIN GRP 11,019 12,681 5.36 % 5.36 % 14.36 % 73.31 %
5 105 MGIC GRP 10,249 11,128 3.96 % 4.05 % 13.35 % 86.67 %
6 4760 NMI HOLDINGS GRP 9,803 9,898 N/A N/A 12.77 % 99.44 %
7 1135 PMI GRP 219 221 52.08 % 52.08 % 0.29 % 99.73 %
8 150 OLD REPUBLIC GRP 208 209 N/A N/A 0.27 % 100.00 %
**STATE TOTAL** 76,744 87,046 0.52 % 0.52 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


200
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Vermont 1 4011 GENWORTH FIN GRP 3,694 3,834 9.35 % 9.35 % 31.98 % 31.98 %
2 105 MGIC GRP 2,898 2,934 N/A N/A 25.08 % 57.06 %
3 1279 ARCH INS GRP 2,752 2,761 13.64 % 13.66 % 23.82 % 80.88 %
4 4694 ESSENT GRP 968 1,095 N/A N/A 8.38 % 89.26 %
5 766 RADIAN GRP 819 880 N/A N/A 7.09 % 96.35 %
6 4760 NMI HOLDINGS GRP 370 388 2.22 % 2.22 % 3.21 % 99.56 %
7 150 OLD REPUBLIC GRP 28 28 71.70 % 71.72 % 0.24 % 99.80 %
8 1135 PMI GRP 24 24 149.27 % 149.27 % 0.20 % 100.00 %
**STATE TOTAL** 11,553 11,943 N/A N/A 100.00 % 100.00 %

Virginia 1 105 MGIC GRP 40,352 40,698 N/A N/A 22.50 % 22.50 %
2 1279 ARCH INS GRP 33,885 37,850 4.84 % 4.87 % 18.89 % 41.39 %
3 766 RADIAN GRP 30,786 37,879 2.80 % 2.80 % 17.17 % 58.56 %
4 4760 NMI HOLDINGS GRP 25,302 23,260 6.24 % 6.24 % 14.11 % 72.67 %
5 4011 GENWORTH FIN GRP 23,410 25,200 9.90 % 9.90 % 13.05 % 85.72 %
6 4694 ESSENT GRP 23,202 27,370 3.52 % 3.34 % 12.94 % 98.66 %
7 1135 PMI GRP 1,402 1,411 16.83 % 16.83 % 0.78 % 99.44 %
8 150 OLD REPUBLIC GRP 1,002 1,013 8.06 % 8.08 % 0.56 % 100.00 %
**STATE TOTAL** 179,341 194,682 2.79 % 2.73 % 100.00 % 100.00 %

Washington 1 4694 ESSENT GRP 31,841 32,804 N/A N/A 18.42 % 18.42 %
2 1279 ARCH INS GRP 31,570 33,624 6.05 % 6.07 % 18.27 % 36.69 %
3 4011 GENWORTH FIN GRP 31,180 38,044 10.22 % 10.22 % 18.04 % 54.73 %
4 766 RADIAN GRP 30,023 33,509 1.84 % 1.84 % 17.37 % 72.10 %
5 105 MGIC GRP 28,958 29,740 1.97 % 1.99 % 16.75 % 88.85 %
6 4760 NMI HOLDINGS GRP 17,922 16,683 N/A N/A 10.37 % 99.22 %
7 1135 PMI GRP 881 883 N/A N/A 0.51 % 99.73 %
8 150 OLD REPUBLIC GRP 467 475 N/A N/A 0.27 % 100.00 %
**STATE TOTAL** 172,842 185,762 3.29 % 3.27 % 100.00 % 100.00 %

West Virginia 1 105 MGIC GRP 6,041 5,980 5.70 % 5.80 % 36.55 % 36.55 %
2 4011 GENWORTH FIN GRP 2,717 2,762 27.70 % 27.70 % 16.44 % 52.98 %
3 766 RADIAN GRP 2,401 2,447 N/A N/A 14.52 % 67.50 %
4 1279 ARCH INS GRP 2,064 2,229 8.05 % 8.10 % 12.48 % 79.99 %
5 4694 ESSENT GRP 2,020 2,077 10.38 % 10.26 % 12.22 % 92.21 %
6 4760 NMI HOLDINGS GRP 1,112 1,120 2.96 % 2.96 % 6.73 % 98.93 %
7 150 OLD REPUBLIC GRP 102 102 N/A N/A 0.61 % 99.55 %
8 1135 PMI GRP 75 75 N/A N/A 0.45 % 100.00 %
**STATE TOTAL** 16,530 16,792 8.38 % 8.41 % 100.00 % 100.00 %

Wisconsin 1 1279 ARCH INS GRP 34,621 37,348 9.69 % 9.72 % 32.43 % 32.43 %
2 105 MGIC GRP 27,781 28,327 8.56 % 8.75 % 26.02 % 58.45 %
3 4011 GENWORTH FIN GRP 13,887 14,410 8.29 % 8.29 % 13.01 % 71.46 %
4 766 RADIAN GRP 12,157 12,737 3.32 % 3.32 % 11.39 % 82.85 %
5 4694 ESSENT GRP 9,838 10,570 N/A N/A 9.21 % 92.06 %
6 4760 NMI HOLDINGS GRP 7,885 8,043 N/A N/A 7.39 % 99.45 %
7 1135 PMI GRP 346 349 81.26 % 81.26 % 0.32 % 99.77 %
8 150 OLD REPUBLIC GRP 246 246 7.95 % 7.95 % 0.23 % 100.00 %
**STATE TOTAL** 106,760 112,030 6.99 % 7.03 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


201
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
06 ‐ Mortgage Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Wyoming 1 105 MGIC GRP 3,221 3,281 N/A N/A 32.10 % 32.10 %
2 766 RADIAN GRP 2,012 2,134 N/A N/A 20.06 % 52.16 %
3 4011 GENWORTH FIN GRP 1,590 1,620 4.74 % 4.74 % 15.85 % 68.01 %
4 1279 ARCH INS GRP 1,408 1,415 9.97 % 9.99 % 14.03 % 82.04 %
5 4694 ESSENT GRP 1,247 1,326 N/A N/A 12.43 % 94.47 %
6 4760 NMI HOLDINGS GRP 504 539 8.77 % 8.77 % 5.03 % 99.50 %
7 1135 PMI GRP 30 30 222.84 % 222.84 % 0.30 % 99.80 %
8 150 OLD REPUBLIC GRP 20 21 302.97 % 302.99 % 0.20 % 100.00 %
**STATE TOTAL** 10,033 10,365 N/A N/A 100.00 % 100.00 %

Guam 1 105 MGIC GRP 885 935 N/A N/A 91.95 % 91.95 %
2 766 RADIAN GRP 78 81 112.76 % 112.76 % 8.05 % 100.00 %
**STATE TOTAL** 962 1,017 8.62 % 8.61 % 100.00 % 100.00 %

Puerto Rico 1 105 MGIC GRP 5,788 5,945 36.08 % 34.20 % 97.69 % 97.69 %
2 1279 ARCH INS GRP 118 118 12.65 % 12.65 % 2.00 % 99.69 %
3 1135 PMI GRP 18 18 N/A N/A 0.31 % 100.00 %
**STATE TOTAL** 5,925 6,081 27.75 % 25.92 % 100.00 % 100.00 %

U.S. Virgin Islands 1 4011 GENWORTH FIN GRP 6 6 855.30 % 855.30 % 100.00 % 100.00 %
**STATE TOTAL** 6 6 817.13 % 817.13 % 100.00 % 100.00 %

Agg. Other Alien 1 4011 GENWORTH FIN GRP 338 338 21.72 % 21.72 % 100.00 % 100.00 %
**STATE TOTAL** 338 338 21.72 % 21.72 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


202
08—Ocean Marine

© 2022 National Association of Insurance Commissioners


203
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 12 AMERICAN INTL GRP 698,123 673,548 30.60 % 30.37 % 15.00 % 15.00 %
2 31 BERKSHIRE HATHAWAY GRP 363,777 365,879 43.52 % 47.90 % 7.82 % 22.82 %
3 3548 TRAVELERS GRP 317,341 307,376 54.61 % 60.03 % 6.82 % 29.64 %
4 626 CHUBB LTD GRP 305,865 294,974 64.48 % 56.83 % 6.57 % 36.22 %
5 4670 STARR GRP 300,556 274,745 77.00 % 81.59 % 6.46 % 42.67 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 285,455 261,514 50.55 % 55.55 % 6.13 % 48.81 %
7 91 HARTFORD FIRE & CAS GRP 181,145 176,675 51.87 % 57.96 % 3.89 % 52.70 %
8 218 CNA INS GRP 168,813 159,488 67.89 % 73.87 % 3.63 % 56.33 %
9 84 AMERICAN FINANCIAL GRP 168,607 165,483 33.91 % 41.23 % 3.62 % 59.95 %
10 4904 INTACT FINANCIAL GRP 148,855 147,342 54.28 % 55.00 % 3.20 % 63.15 %
11 111 LIBERTY MUT GRP 141,170 137,798 63.45 % 68.37 % 3.03 % 66.19 %
12 785 MARKEL CORP GRP 138,786 131,969 54.80 % 58.08 % 2.98 % 69.17 %
13 13366 AMERICAN STEAMSHIP OWNERS MUT PROT 130,365 143,533 73.54 % 83.28 % 2.80 % 71.97 %
14 212 ZURICH INS GRP 110,961 106,689 54.72 % 60.21 % 2.38 % 74.36 %
15 761 ALLIANZ INS GRP 110,386 101,021 38.37 % 38.04 % 2.37 % 76.73 %
16 968 AXA INS GRP 95,729 95,248 70.47 % 75.47 % 2.06 % 78.79 %
17 4908 ASCOT INS US GRP 87,189 76,884 62.00 % 64.91 % 1.87 % 80.66 %
18 3219 SOMPO GRP 79,322 77,482 65.23 % 72.22 % 1.70 % 82.36 %
19 140 NATIONWIDE CORP GRP 74,971 66,945 75.23 % 81.07 % 1.61 % 83.98 %
20 69 FARMERS INS GRP 64,170 62,723 49.28 % 49.54 % 1.38 % 85.35 %
21 88 THE HANOVER INS GRP 52,429 52,053 34.88 % 38.54 % 1.13 % 86.48 %
22 457 ARGO GRP US INC GRP 48,870 49,820 35.05 % 46.94 % 1.05 % 87.53 %
23 783 RLI INS GRP 48,817 47,286 49.12 % 49.27 % 1.05 % 88.58 %
24 181 SWISS RE GRP 45,821 41,533 47.57 % 53.42 % 0.98 % 89.57 %
25 4715 MS & AD INS GRP 45,759 43,494 76.54 % 81.59 % 0.98 % 90.55 %
26 98 WR BERKLEY CORP GRP 45,687 43,325 48.82 % 49.97 % 0.98 % 91.53 %
27 256 COACTION GLOBAL INC GRP 44,758 42,688 50.32 % 58.38 % 0.96 % 92.49 %
28 4734 APOLLO GLOBAL MGMT GRP 37,977 35,008 49.22 % 59.13 % 0.82 % 93.31 %
29 517 HANNOVER GRP 32,547 34,802 77.50 % 80.83 % 0.70 % 94.01 %
30 361 MUNICH RE GRP 30,524 28,881 43.23 % 44.88 % 0.66 % 94.66 %
31 3416 AXIS CAPITAL GRP 29,104 26,734 27.62 % 27.80 % 0.63 % 95.29 %
32 4990 CORE SPECIALTY INS HOLDINGS GRP 25,819 23,009 22.94 % 22.73 % 0.55 % 95.84 %
33 4942 BEAZLEY GRP 24,023 20,630 40.69 % 41.62 % 0.52 % 96.36 %
34 65 FM GLOBAL GRP 23,987 24,648 131.34 % 134.80 % 0.52 % 96.88 %
35 158 FAIRFAX FIN GRP 23,203 21,660 65.64 % 67.94 % 0.50 % 97.37 %
36 37672 SEVEN SEAS INS CO INC 22,012 21,951 14.74 % 14.74 % 0.47 % 97.85 %
37 38300 SAMSUNG FIRE & MARINE INS CO LTD 14,504 13,862 80.02 % 81.23 % 0.31 % 98.16 %
38 4794 GROUP 1001 INS HOLDINGS GRP 10,544 9,918 57.03 % 63.83 % 0.23 % 98.39 %
39 8 ALLSTATE INS GRP 8,307 8,002 69.23 % 70.13 % 0.18 % 98.56 %
40 748 AMERITRUST GRP INC GRP 6,929 6,404 50.83 % 58.01 % 0.15 % 98.71 %
41 28 AMICA MUT GRP 5,607 5,446 59.32 % 65.09 % 0.12 % 98.83 %
42 4706 LOCKHART CO GRP 5,510 4,432 22.62 % 24.25 % 0.12 % 98.95 %
43 3485 ROTHSCHILD INTL GRP 5,467 5,209 33.16 % 34.36 % 0.12 % 99.07 %
44 4381 SKYWARD SPECIALTY INS GRP INC GRP 5,444 2,220 0.00 % 0.28 % 0.12 % 99.19 %
45 4850 CLEAR BLUE FINANCIAL GRP 5,074 2,605 100.62 % 105.00 % 0.11 % 99.30 %
46 225 IAT REINS CO GRP 4,080 3,127 48.45 % 50.72 % 0.09 % 99.38 %
47 200 UNITED SERV AUTOMOBILE ASSN GRP 3,652 3,853 11.83 % 12.48 % 0.08 % 99.46 %
48 796 QBE INS GRP 3,577 4,467 248.46 % 83.78 % 0.08 % 99.54 %
49 3299 AJK HOLDINGS GRP 2,683 1,912 18.26 % 27.61 % 0.06 % 99.60 %
50 10048 HYUNDAI MARINE & FIRE INS CO LTD 2,414 1,878 N/A N/A 0.05 % 99.65 %
51 32727 UNDERWRITERS AT LLOYDS 2,030 2,383 48.24 % 59.42 % 0.04 % 99.69 %
52 411 MAPFRE INS GRP 1,779 1,709 53.76 % 59.35 % 0.04 % 99.73 %
53 4889 JEWELERS MUT GRP 1,749 1,749 97.17 % 97.11 % 0.04 % 99.77 %
54 71 UNIVERSAL INS CO GRP 1,647 1,346 3.29 % 3.49 % 0.04 % 99.80 %
55 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 1,528 1,410 15.70 % 41.93 % 0.03 % 99.84 %
56 1309 FRANKENMUTH GRP 1,129 1,079 110.77 % 114.10 % 0.02 % 99.86 %
57 15642 UNDERWRITERS AT LLOYDS LONDON 974 849 19.23 % 31.70 % 0.02 % 99.88 %
58 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 953 809 18.58 % 18.73 % 0.02 % 99.90 %
59 10308 ANTILLES INS CO 899 832 6.17 % 8.15 % 0.02 % 99.92 %
60 10972 FIRST NET INS CO 726 677 N/A N/A 0.02 % 99.94 %
61 280 AUTO OWNERS GRP 700 593 49.97 % 53.10 % 0.02 % 99.95 %
62 4485 COPPERPOINT GRP 525 559 107.01 % 122.66 % 0.01 % 99.96 %
63 408 AMERICAN NATL FIN GRP 436 432 59.86 % 59.86 % 0.01 % 99.97 %
64 18380 PACIFIC IND INS CO 420 414 0.00 % 0.00 % 0.01 % 99.98 %
65 4131 PRIME HOLDINGS INS GRP 243 219 11.79 % 13.86 % 0.01 % 99.99 %
© 2022 National Association of Insurance Commissioners
204
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 291 ENCOVA MUT INS GRP 162 176 28.07 % 28.16 % 0.00 % 99.99 %
67 4672 DONGBU INS GRP 141 212 0.00 % 0.08 % 0.00 % 99.99 %
68 350 GENERAL ELECTRIC GRP 106 108 33.06 % 33.06 % 0.00 % 100.00 %
69 4802 TRIPLE S GRP 94 89 N/A N/A 0.00 % 100.00 %
70 11231 GENERALI US BRANCH 53 58 N/A N/A 0.00 % 100.00 %
71 175 STATE AUTO MUT GRP 49 42 463.06 % 466.74 % 0.00 % 100.00 %
72 1279 ARCH INS GRP 32 44 N/A N/A 0.00 % 100.00 %
73 1321 AMERICAN FARMERS & RANCHERS GRP 13 14 N/A N/A 0.00 % 100.00 %
74 12633 CENTURY INS CO GU LTD 6 5 0.00 % 0.00 % 0.00 % 100.00 %
75 33502 MACHINERY INS INC ASSESSABLE MUT CO 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 4,653,057 4,474,009 52.46 % 55.44 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


205
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 12 AMERICAN INTL GRP 621,845 597,040 30.85 % 30.76 % 14.49 % 14.49 %
2 31 BERKSHIRE HATHAWAY GRP 328,662 334,011 47.22 % 51.89 % 7.66 % 22.15 %
3 3548 TRAVELERS GRP 308,555 298,198 55.21 % 60.61 % 7.19 % 29.34 %
4 4670 STARR GRP 293,615 267,587 78.98 % 83.68 % 6.84 % 36.19 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 280,856 253,070 48.56 % 53.59 % 6.55 % 42.73 %
6 626 CHUBB LTD GRP 264,707 254,154 65.77 % 57.38 % 6.17 % 48.90 %
7 91 HARTFORD FIRE & CAS GRP 169,866 163,620 54.17 % 60.11 % 3.96 % 52.86 %
8 4904 INTACT FINANCIAL GRP 148,753 147,240 54.32 % 55.04 % 3.47 % 56.32 %
9 84 AMERICAN FINANCIAL GRP 138,858 135,274 37.72 % 45.74 % 3.24 % 59.56 %
10 785 MARKEL CORP GRP 138,786 131,969 54.80 % 58.08 % 3.23 % 62.80 %
11 13366 AMERICAN STEAMSHIP OWNERS MUT PROT 130,365 143,533 73.54 % 83.28 % 3.04 % 65.83 %
12 218 CNA INS GRP 119,681 112,488 73.50 % 81.22 % 2.79 % 68.62 %
13 212 ZURICH INS GRP 110,883 106,616 54.74 % 60.23 % 2.58 % 71.21 %
14 111 LIBERTY MUT GRP 109,738 106,790 68.50 % 75.38 % 2.56 % 73.76 %
15 761 ALLIANZ INS GRP 96,502 88,554 42.36 % 41.16 % 2.25 % 76.01 %
16 4908 ASCOT INS US GRP 86,608 76,192 62.01 % 64.94 % 2.02 % 78.03 %
17 968 AXA INS GRP 86,219 87,654 74.61 % 80.70 % 2.01 % 80.04 %
18 3219 SOMPO GRP 79,322 77,482 65.23 % 72.22 % 1.85 % 81.89 %
19 140 NATIONWIDE CORP GRP 74,971 66,945 75.23 % 81.07 % 1.75 % 83.64 %
20 69 FARMERS INS GRP 64,170 62,723 49.28 % 49.54 % 1.50 % 85.13 %
21 88 THE HANOVER INS GRP 52,414 52,029 34.90 % 38.57 % 1.22 % 86.35 %
22 457 ARGO GRP US INC GRP 48,870 49,820 35.05 % 46.94 % 1.14 % 87.49 %
23 181 SWISS RE GRP 45,806 41,516 46.62 % 52.41 % 1.07 % 88.56 %
24 4715 MS & AD INS GRP 45,759 43,494 76.54 % 81.59 % 1.07 % 89.63 %
25 256 COACTION GLOBAL INC GRP 44,606 42,537 51.53 % 59.74 % 1.04 % 90.67 %
26 783 RLI INS GRP 38,031 36,464 41.89 % 42.13 % 0.89 % 91.55 %
27 4734 APOLLO GLOBAL MGMT GRP 37,977 35,008 49.22 % 59.13 % 0.89 % 92.44 %
28 98 WR BERKLEY CORP GRP 37,609 35,247 45.60 % 47.01 % 0.88 % 93.31 %
29 517 HANNOVER GRP 32,547 34,541 68.72 % 71.74 % 0.76 % 94.07 %
30 361 MUNICH RE GRP 30,524 28,881 43.23 % 44.88 % 0.71 % 94.78 %
31 3416 AXIS CAPITAL GRP 29,104 26,734 27.62 % 27.80 % 0.68 % 95.46 %
32 4990 CORE SPECIALTY INS HOLDINGS GRP 25,348 22,471 5.75 % 3.51 % 0.59 % 96.05 %
33 4942 BEAZLEY GRP 24,023 20,630 40.69 % 41.62 % 0.56 % 96.61 %
34 65 FM GLOBAL GRP 23,485 23,671 132.42 % 135.82 % 0.55 % 97.16 %
35 37672 SEVEN SEAS INS CO INC 22,012 21,951 14.74 % 14.74 % 0.51 % 97.67 %
36 38300 SAMSUNG FIRE & MARINE INS CO LTD 14,504 13,862 80.02 % 81.23 % 0.34 % 98.01 %
37 4794 GROUP 1001 INS HOLDINGS GRP 10,544 9,918 57.03 % 63.83 % 0.25 % 98.26 %
38 8 ALLSTATE INS GRP 8,307 8,002 69.23 % 70.13 % 0.19 % 98.45 %
39 748 AMERITRUST GRP INC GRP 6,929 6,404 50.83 % 58.01 % 0.16 % 98.61 %
40 28 AMICA MUT GRP 5,607 5,446 59.32 % 65.09 % 0.13 % 98.74 %
41 4706 LOCKHART CO GRP 5,510 4,432 22.62 % 24.25 % 0.13 % 98.87 %
42 3485 ROTHSCHILD INTL GRP 5,467 5,209 33.16 % 34.36 % 0.13 % 99.00 %
43 4381 SKYWARD SPECIALTY INS GRP INC GRP 5,444 2,220 0.00 % 0.00 % 0.13 % 99.13 %
44 4850 CLEAR BLUE FINANCIAL GRP 5,074 2,605 100.62 % 105.00 % 0.12 % 99.24 %
45 225 IAT REINS CO GRP 4,080 3,127 48.45 % 50.72 % 0.10 % 99.34 %
46 200 UNITED SERV AUTOMOBILE ASSN GRP 3,652 3,852 11.84 % 12.49 % 0.09 % 99.42 %
47 796 QBE INS GRP 3,577 4,467 248.46 % 83.78 % 0.08 % 99.51 %
48 3299 AJK HOLDINGS GRP 2,683 1,912 18.26 % 27.61 % 0.06 % 99.57 %
49 10048 HYUNDAI MARINE & FIRE INS CO LTD 2,414 1,878 N/A N/A 0.06 % 99.63 %
50 32727 UNDERWRITERS AT LLOYDS 2,030 2,383 48.24 % 59.42 % 0.05 % 99.67 %
51 411 MAPFRE INS GRP 1,779 1,709 53.76 % 59.35 % 0.04 % 99.71 %
52 4889 JEWELERS MUT GRP 1,749 1,749 97.17 % 97.11 % 0.04 % 99.76 %
53 71 UNIVERSAL INS CO GRP 1,647 1,346 3.29 % 3.49 % 0.04 % 99.79 %
54 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 1,528 1,410 15.70 % 41.93 % 0.04 % 99.83 %
55 1309 FRANKENMUTH GRP 1,129 1,079 110.77 % 114.10 % 0.03 % 99.86 %
56 15642 UNDERWRITERS AT LLOYDS LONDON 974 849 19.23 % 31.70 % 0.02 % 99.88 %
57 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 953 809 18.58 % 18.73 % 0.02 % 99.90 %
58 158 FAIRFAX FIN GRP 930 2,065 N/A N/A 0.02 % 99.92 %
59 10308 ANTILLES INS CO 899 832 6.17 % 8.15 % 0.02 % 99.94 %
60 280 AUTO OWNERS GRP 700 593 49.97 % 53.10 % 0.02 % 99.96 %
61 4485 COPPERPOINT GRP 525 559 107.01 % 122.66 % 0.01 % 99.97 %
62 408 AMERICAN NATL FIN GRP 436 432 59.86 % 59.86 % 0.01 % 99.98 %
63 4131 PRIME HOLDINGS INS GRP 243 219 11.79 % 13.86 % 0.01 % 99.99 %
64 291 ENCOVA MUT INS GRP 162 176 28.07 % 28.16 % 0.00 % 99.99 %
65 350 GENERAL ELECTRIC GRP 106 108 33.06 % 33.06 % 0.00 % 99.99 %
© 2022 National Association of Insurance Commissioners
206
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 4802 TRIPLE S GRP 94 89 N/A N/A 0.00 % 100.00 %
67 11231 GENERALI US BRANCH 53 58 N/A N/A 0.00 % 100.00 %
68 175 STATE AUTO MUT GRP 49 42 463.06 % 466.74 % 0.00 % 100.00 %
69 4672 DONGBU INS GRP 48 113 0.00 % 0.15 % 0.00 % 100.00 %
70 1279 ARCH INS GRP 32 44 N/A N/A 0.00 % 100.00 %
71 1321 AMERICAN FARMERS & RANCHERS GRP 13 14 N/A N/A 0.00 % 100.00 %
72 12633 CENTURY INS CO GU LTD 6 5 0.00 % 0.00 % 0.00 % 100.00 %
73 10972 FIRST NET INS CO 4 5 N/A N/A 0.00 % 100.00 %
74 18380 PACIFIC IND INS CO 2 3 0.00 % 0.00 % 0.00 % 100.00 %
75 33502 MACHINERY INS INC ASSESSABLE MUT CO 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 4,290,918 4,116,199 53.39 % 56.56 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


207
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 12 AMERICAN INTL GRP 6,448 6,251 13.42 % 16.98 % 12.24 % 12.24 %
2 31 BERKSHIRE HATHAWAY GRP 5,808 6,031 29.58 % 36.02 % 11.02 % 23.26 %
3 3548 TRAVELERS GRP 3,355 3,356 45.69 % 56.68 % 6.37 % 29.63 %
4 785 MARKEL CORP GRP 3,283 3,054 129.64 % 137.08 % 6.23 % 35.86 %
5 4670 STARR GRP 2,955 2,714 123.54 % 123.19 % 5.61 % 41.46 %
6 111 LIBERTY MUT GRP 2,813 2,583 51.31 % 52.93 % 5.34 % 46.80 %
7 4904 INTACT FINANCIAL GRP 2,637 2,728 72.81 % 73.05 % 5.00 % 51.81 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 2,344 2,146 31.06 % 30.53 % 4.45 % 56.25 %
9 91 HARTFORD FIRE & CAS GRP 2,236 2,243 81.31 % 84.45 % 4.24 % 60.50 %
10 84 AMERICAN FINANCIAL GRP 2,006 2,299 N/A N/A 3.81 % 64.30 %
**STATE TOTAL** 52,696 52,057 61.76 % 63.59 % 100.00 % 64.30 %

Alaska 1 12 AMERICAN INTL GRP 5,438 4,518 47.66 % 54.63 % 13.63 % 13.63 %
2 111 LIBERTY MUT GRP 4,144 3,734 48.87 % 51.54 % 10.39 % 24.02 %
3 84 AMERICAN FINANCIAL GRP 3,565 2,151 89.15 % 95.48 % 8.94 % 32.96 %
4 3548 TRAVELERS GRP 3,493 3,140 19.52 % 23.47 % 8.76 % 41.72 %
5 4734 APOLLO GLOBAL MGMT GRP 3,443 3,110 82.22 % 85.27 % 8.63 % 50.35 %
6 91 HARTFORD FIRE & CAS GRP 2,953 3,212 35.67 % 36.97 % 7.40 % 57.75 %
7 4904 INTACT FINANCIAL GRP 2,533 2,689 64.50 % 64.66 % 6.35 % 64.10 %
8 785 MARKEL CORP GRP 1,944 1,786 24.72 % 23.83 % 4.88 % 68.98 %
9 3219 SOMPO GRP 1,538 1,660 71.70 % 88.36 % 3.85 % 72.83 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 1,015 993 N/A N/A 2.54 % 75.38 %
**STATE TOTAL** 39,885 36,773 49.27 % 52.63 % 100.00 % 75.38 %

Arizona 1 12 AMERICAN INTL GRP 5,155 4,792 43.06 % 44.19 % 16.71 % 16.71 %
2 785 MARKEL CORP GRP 4,171 3,968 111.28 % 112.84 % 13.52 % 30.23 %
3 31 BERKSHIRE HATHAWAY GRP 2,988 2,968 61.44 % 67.53 % 9.69 % 39.91 %
4 69 FARMERS INS GRP 2,373 2,291 44.41 % 44.55 % 7.69 % 47.60 %
5 761 ALLIANZ INS GRP 2,073 2,012 41.56 % 38.89 % 6.72 % 54.32 %
6 626 CHUBB LTD GRP 1,951 1,744 17.23 % 18.11 % 6.32 % 60.65 %
7 91 HARTFORD FIRE & CAS GRP 1,534 1,147 163.86 % 170.47 % 4.97 % 65.62 %
8 3548 TRAVELERS GRP 1,252 1,018 327.02 % 351.12 % 4.06 % 69.68 %
9 218 CNA INS GRP 1,035 930 26.89 % 30.08 % 3.36 % 73.03 %
10 111 LIBERTY MUT GRP 1,000 1,016 76.97 % 82.35 % 3.24 % 76.28 %
**STATE TOTAL** 30,853 28,951 65.28 % 68.36 % 100.00 % 76.28 %

Arkansas 1 4670 STARR GRP 3,292 3,131 60.87 % 67.82 % 15.93 % 15.93 %
2 4904 INTACT FINANCIAL GRP 2,526 2,438 57.22 % 58.25 % 12.22 % 28.15 %
3 12 AMERICAN INTL GRP 2,009 2,190 7.97 % 7.41 % 9.72 % 37.87 %
4 4908 ASCOT INS US GRP 1,830 1,638 33.44 % 35.06 % 8.85 % 46.72 %
5 31 BERKSHIRE HATHAWAY GRP 1,386 1,354 26.25 % 32.67 % 6.71 % 53.43 %
6 3548 TRAVELERS GRP 1,239 1,298 28.32 % 32.67 % 5.99 % 59.42 %
7 69 FARMERS INS GRP 1,171 1,096 52.18 % 52.29 % 5.67 % 65.09 %
8 785 MARKEL CORP GRP 1,107 1,163 2.35 % 2.36 % 5.36 % 70.45 %
9 4942 BEAZLEY GRP 841 684 12.17 % 11.71 % 4.07 % 74.52 %
10 4734 APOLLO GLOBAL MGMT GRP 607 474 8.51 % 8.94 % 2.94 % 77.46 %
**STATE TOTAL** 20,667 21,029 34.06 % 36.69 % 100.00 % 77.46 %

© 2022 National Association of Insurance Commissioners


208
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 12 AMERICAN INTL GRP 74,509 72,109 41.70 % 41.35 % 17.16 % 17.16 %
2 3548 TRAVELERS GRP 33,668 31,953 51.15 % 54.77 % 7.75 % 24.91 %
3 4670 STARR GRP 32,627 30,953 131.68 % 134.39 % 7.51 % 32.43 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 30,131 37,564 37.58 % 40.87 % 6.94 % 39.37 %
5 91 HARTFORD FIRE & CAS GRP 24,023 22,664 61.75 % 68.12 % 5.53 % 44.90 %
6 31 BERKSHIRE HATHAWAY GRP 21,322 21,759 65.99 % 74.75 % 4.91 % 49.81 %
7 212 ZURICH INS GRP 21,285 18,691 73.22 % 75.64 % 4.90 % 54.71 %
8 218 CNA INS GRP 21,014 18,835 92.53 % 98.42 % 4.84 % 59.55 %
9 4904 INTACT FINANCIAL GRP 16,483 15,807 41.86 % 42.60 % 3.80 % 63.35 %
10 785 MARKEL CORP GRP 16,190 16,161 41.09 % 43.30 % 3.73 % 67.08 %
**STATE TOTAL** 434,204 425,351 53.99 % 55.35 % 100.00 % 67.08 %

Colorado 1 12 AMERICAN INTL GRP 4,833 4,648 37.83 % 38.09 % 18.42 % 18.42 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 2,577 2,682 19.35 % 20.04 % 9.82 % 28.23 %
3 65 FM GLOBAL GRP 2,273 2,270 181.90 % 184.65 % 8.66 % 36.90 %
4 91 HARTFORD FIRE & CAS GRP 1,598 1,281 35.54 % 36.33 % 6.09 % 42.99 %
5 4670 STARR GRP 1,278 932 8.54 % 8.95 % 4.87 % 47.86 %
6 626 CHUBB LTD GRP 849 788 230.71 % 232.88 % 3.24 % 51.09 %
7 785 MARKEL CORP GRP 847 484 215.68 % 214.38 % 3.23 % 54.32 %
8 3548 TRAVELERS GRP 845 786 N/A N/A 3.22 % 57.54 %
9 4990 CORE SPECIALTY INS HOLDINGS GRP 835 966 89.89 % 100.14 % 3.18 % 60.72 %
10 31 BERKSHIRE HATHAWAY GRP 798 835 47.37 % 52.10 % 3.04 % 63.77 %
**STATE TOTAL** 26,243 24,039 74.60 % 76.63 % 100.00 % 63.77 %

Connecticut 1 761 ALLIANZ INS GRP 12,024 6,968 54.52 % 55.54 % 14.96 % 14.96 %
2 3548 TRAVELERS GRP 10,542 10,169 71.70 % 78.44 % 13.12 % 28.07 %
3 12 AMERICAN INTL GRP 9,236 8,706 54.12 % 51.84 % 11.49 % 39.56 %
4 626 CHUBB LTD GRP 7,353 6,971 38.94 % 42.22 % 9.15 % 48.71 %
5 31 BERKSHIRE HATHAWAY GRP 5,662 5,636 38.88 % 42.13 % 7.04 % 55.76 %
6 4670 STARR GRP 4,520 4,156 47.63 % 51.44 % 5.62 % 61.38 %
7 968 AXA INS GRP 3,524 3,788 39.15 % 44.18 % 4.38 % 65.76 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 3,482 2,845 47.14 % 47.31 % 4.33 % 70.10 %
9 4904 INTACT FINANCIAL GRP 2,732 2,837 93.70 % 94.05 % 3.40 % 73.49 %
10 212 ZURICH INS GRP 2,429 2,293 184.21 % 203.49 % 3.02 % 76.52 %
**STATE TOTAL** 80,381 71,761 59.35 % 62.06 % 100.00 % 76.52 %

Delaware 1 761 ALLIANZ INS GRP 1,625 1,342 24.51 % 29.52 % 11.87 % 11.87 %
2 12 AMERICAN INTL GRP 1,593 1,600 20.70 % 20.52 % 11.63 % 23.50 %
3 31 BERKSHIRE HATHAWAY GRP 1,574 1,487 69.34 % 72.50 % 11.49 % 34.99 %
4 212 ZURICH INS GRP 1,179 1,001 N/A N/A 8.61 % 43.60 %
5 3548 TRAVELERS GRP 856 854 13.62 % 14.66 % 6.25 % 49.85 %
6 626 CHUBB LTD GRP 703 598 172.50 % 157.45 % 5.14 % 54.98 %
7 84 AMERICAN FINANCIAL GRP 593 281 39.69 % 49.80 % 4.33 % 59.31 %
8 111 LIBERTY MUT GRP 587 560 162.35 % 173.49 % 4.28 % 63.60 %
9 4904 INTACT FINANCIAL GRP 564 523 95.62 % 96.20 % 4.12 % 67.72 %
10 91 HARTFORD FIRE & CAS GRP 544 463 31.70 % 56.17 % 3.97 % 71.69 %
**STATE TOTAL** 13,696 12,552 37.82 % 40.64 % 100.00 % 71.69 %

© 2022 National Association of Insurance Commissioners


209
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 968 AXA INS GRP 2,877 1,769 113.88 % 112.89 % 40.52 % 40.52 %
2 4670 STARR GRP 786 755 42.22 % 55.58 % 11.07 % 51.59 %
3 12 AMERICAN INTL GRP 440 401 48.71 % 50.72 % 6.19 % 57.79 %
4 31 BERKSHIRE HATHAWAY GRP 398 469 7.72 % 12.00 % 5.60 % 63.39 %
5 785 MARKEL CORP GRP 373 341 19.09 % 19.66 % 5.25 % 68.64 %
6 91 HARTFORD FIRE & CAS GRP 365 339 33.14 % 35.64 % 5.14 % 73.79 %
7 88 THE HANOVER INS GRP 251 249 3.87 % 5.06 % 3.54 % 77.32 %
8 111 LIBERTY MUT GRP 191 90 44.11 % 51.38 % 2.69 % 80.01 %
9 4904 INTACT FINANCIAL GRP 167 207 103.14 % 101.02 % 2.36 % 82.37 %
10 84 AMERICAN FINANCIAL GRP 161 127 N/A N/A 2.27 % 84.64 %
**STATE TOTAL** 7,101 5,772 53.79 % 56.07 % 100.00 % 84.64 %

Florida 1 31 BERKSHIRE HATHAWAY GRP 67,639 73,607 33.71 % 37.73 % 13.33 % 13.33 %
2 626 CHUBB LTD GRP 62,612 57,523 65.77 % 56.16 % 12.34 % 25.67 %
3 12 AMERICAN INTL GRP 50,916 48,766 27.86 % 27.96 % 10.03 % 35.70 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 33,870 29,839 22.73 % 26.24 % 6.68 % 42.38 %
5 140 NATIONWIDE CORP GRP 29,285 26,339 65.05 % 70.40 % 5.77 % 48.15 %
6 361 MUNICH RE GRP 23,619 21,269 31.99 % 33.07 % 4.65 % 52.81 %
7 3548 TRAVELERS GRP 22,711 22,609 30.97 % 37.70 % 4.48 % 57.28 %
8 84 AMERICAN FINANCIAL GRP 21,997 20,799 51.03 % 63.63 % 4.34 % 61.62 %
9 37672 SEVEN SEAS INS CO INC 20,468 20,407 13.37 % 13.37 % 4.03 % 65.65 %
10 785 MARKEL CORP GRP 15,913 15,240 33.68 % 37.66 % 3.14 % 68.79 %
**STATE TOTAL** 507,408 487,533 36.80 % 38.92 % 100.00 % 68.79 %

Georgia 1 12 AMERICAN INTL GRP 20,277 19,030 86.90 % 87.15 % 23.03 % 23.03 %
2 626 CHUBB LTD GRP 6,686 7,004 65.00 % 57.88 % 7.59 % 30.63 %
3 3548 TRAVELERS GRP 6,434 6,118 22.61 % 28.23 % 7.31 % 37.93 %
4 4670 STARR GRP 6,340 5,746 43.83 % 46.79 % 7.20 % 45.14 %
5 31 BERKSHIRE HATHAWAY GRP 6,243 6,155 46.82 % 55.19 % 7.09 % 52.23 %
6 517 HANNOVER GRP 4,744 5,071 21.11 % 23.21 % 5.39 % 57.62 %
7 111 LIBERTY MUT GRP 2,564 2,284 149.66 % 154.01 % 2.91 % 60.53 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 2,412 2,149 260.64 % 264.62 % 2.74 % 63.27 %
9 218 CNA INS GRP 2,328 2,018 37.02 % 38.31 % 2.64 % 65.91 %
10 761 ALLIANZ INS GRP 2,260 2,656 10.35 % 11.02 % 2.57 % 68.48 %
**STATE TOTAL** 88,039 84,662 64.22 % 66.39 % 100.00 % 68.48 %

Hawaii 1 4904 INTACT FINANCIAL GRP 3,908 3,482 21.19 % 22.07 % 17.72 % 17.72 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 1,821 1,574 67.23 % 68.82 % 8.26 % 25.97 %
3 37672 SEVEN SEAS INS CO INC 1,544 1,544 32.91 % 32.91 % 7.00 % 32.97 %
4 12 AMERICAN INTL GRP 1,239 1,133 19.70 % 23.49 % 5.62 % 38.59 %
5 31 BERKSHIRE HATHAWAY GRP 1,192 1,185 5.67 % 10.07 % 5.41 % 44.00 %
6 4734 APOLLO GLOBAL MGMT GRP 1,186 1,124 120.00 % 104.48 % 5.38 % 49.37 %
7 785 MARKEL CORP GRP 1,170 1,142 99.34 % 106.01 % 5.30 % 54.68 %
8 91 HARTFORD FIRE & CAS GRP 1,075 1,192 89.87 % 92.19 % 4.88 % 59.55 %
9 4990 CORE SPECIALTY INS HOLDINGS GRP 996 516 373.43 % 366.33 % 4.52 % 64.07 %
10 3548 TRAVELERS GRP 994 983 28.35 % 32.15 % 4.51 % 68.57 %
**STATE TOTAL** 22,056 20,192 52.98 % 55.72 % 100.00 % 68.57 %

© 2022 National Association of Insurance Commissioners


210
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 4670 STARR GRP 2,587 2,072 26.36 % 26.80 % 17.74 % 17.74 %
2 12 AMERICAN INTL GRP 1,480 1,214 36.27 % 38.42 % 10.15 % 27.89 %
3 3548 TRAVELERS GRP 1,000 849 48.71 % 49.81 % 6.86 % 34.75 %
4 968 AXA INS GRP 893 822 N/A N/A 6.12 % 40.87 %
5 785 MARKEL CORP GRP 813 886 19.13 % 4.23 % 5.57 % 46.44 %
6 31 BERKSHIRE HATHAWAY GRP 810 782 51.67 % 54.01 % 5.55 % 52.00 %
7 69 FARMERS INS GRP 783 743 73.08 % 73.18 % 5.37 % 57.37 %
8 212 ZURICH INS GRP 661 541 N/A N/A 4.53 % 61.90 %
9 761 ALLIANZ INS GRP 630 537 N/A N/A 4.32 % 66.23 %
10 3219 SOMPO GRP 599 410 36.52 % 39.25 % 4.11 % 70.33 %
**STATE TOTAL** 14,581 12,471 31.16 % 30.48 % 100.00 % 70.33 %

Illinois 1 12 AMERICAN INTL GRP 47,977 48,561 27.85 % 27.38 % 31.60 % 31.60 %
2 4670 STARR GRP 16,394 15,665 91.64 % 99.25 % 10.80 % 42.39 %
3 3548 TRAVELERS GRP 8,367 8,361 60.85 % 69.27 % 5.51 % 47.90 %
4 761 ALLIANZ INS GRP 6,723 7,399 81.11 % 85.95 % 4.43 % 52.33 %
5 457 ARGO GRP US INC GRP 5,914 5,810 7.03 % 18.12 % 3.90 % 56.23 %
6 218 CNA INS GRP 4,866 4,783 66.47 % 72.90 % 3.20 % 59.43 %
7 517 HANNOVER GRP 4,631 4,695 48.59 % 52.62 % 3.05 % 62.48 %
8 626 CHUBB LTD GRP 4,247 4,388 95.05 % 86.94 % 2.80 % 65.28 %
9 256 COACTION GLOBAL INC GRP 4,124 4,371 38.40 % 40.07 % 2.72 % 67.99 %
10 4715 MS & AD INS GRP 4,010 3,994 43.58 % 39.43 % 2.64 % 70.63 %
**STATE TOTAL** 151,845 149,093 46.75 % 49.92 % 100.00 % 70.63 %

Indiana 1 12 AMERICAN INTL GRP 7,071 6,916 56.33 % 56.21 % 22.29 % 22.29 %
2 4670 STARR GRP 6,523 5,993 212.11 % 220.56 % 20.57 % 42.86 %
3 626 CHUBB LTD GRP 3,146 3,708 74.16 % 74.58 % 9.92 % 52.78 %
4 3548 TRAVELERS GRP 2,462 2,397 74.91 % 79.63 % 7.76 % 60.54 %
5 218 CNA INS GRP 1,745 1,540 71.17 % 72.46 % 5.50 % 66.04 %
6 31 BERKSHIRE HATHAWAY GRP 1,259 1,323 50.21 % 57.40 % 3.97 % 70.01 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,160 848 40.98 % 47.51 % 3.66 % 73.66 %
8 84 AMERICAN FINANCIAL GRP 781 514 37.69 % 36.93 % 2.46 % 76.13 %
9 785 MARKEL CORP GRP 768 717 10.69 % 10.30 % 2.42 % 78.55 %
10 88 THE HANOVER INS GRP 735 735 N/A N/A 2.32 % 80.86 %
**STATE TOTAL** 31,720 30,415 87.97 % 90.72 % 100.00 % 80.86 %

Iowa 1 12 AMERICAN INTL GRP 2,729 2,773 15.01 % 14.55 % 22.73 % 22.73 %
2 3548 TRAVELERS GRP 1,025 1,152 N/A N/A 8.53 % 31.26 %
3 84 AMERICAN FINANCIAL GRP 970 921 44.71 % 54.72 % 8.08 % 39.34 %
4 761 ALLIANZ INS GRP 765 766 46.73 % 47.53 % 6.37 % 45.71 %
5 3219 SOMPO GRP 749 775 7.29 % 9.41 % 6.24 % 51.95 %
6 457 ARGO GRP US INC GRP 728 746 160.73 % 171.97 % 6.07 % 58.01 %
7 783 RLI INS GRP 529 436 23.81 % 25.95 % 4.40 % 62.42 %
8 91 HARTFORD FIRE & CAS GRP 515 471 3.77 % 4.72 % 4.29 % 66.71 %
9 626 CHUBB LTD GRP 387 404 24.45 % 22.84 % 3.22 % 69.93 %
10 31 BERKSHIRE HATHAWAY GRP 376 377 27.00 % 46.01 % 3.13 % 73.05 %
**STATE TOTAL** 12,007 11,961 27.23 % 29.90 % 100.00 % 73.05 %

© 2022 National Association of Insurance Commissioners


211
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 12 AMERICAN INTL GRP 2,526 2,613 20.42 % 20.14 % 22.26 % 22.26 %
2 91 HARTFORD FIRE & CAS GRP 1,783 1,714 98.50 % 120.14 % 15.72 % 37.98 %
3 3548 TRAVELERS GRP 1,028 1,074 N/A 10.23 % 9.06 % 47.04 %
4 4908 ASCOT INS US GRP 772 732 34.83 % 36.41 % 6.80 % 53.84 %
5 218 CNA INS GRP 694 615 58.36 % 59.22 % 6.11 % 59.95 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 554 585 7.86 % 8.54 % 4.88 % 64.83 %
7 626 CHUBB LTD GRP 472 451 50.73 % 51.83 % 4.16 % 68.99 %
8 31 BERKSHIRE HATHAWAY GRP 337 337 73.19 % 76.25 % 2.97 % 71.95 %
9 457 ARGO GRP US INC GRP 320 323 89.50 % 100.85 % 2.82 % 74.77 %
10 111 LIBERTY MUT GRP 300 352 60.14 % 62.81 % 2.64 % 77.41 %
**STATE TOTAL** 11,349 11,094 44.62 % 50.88 % 100.00 % 77.41 %

Kentucky 1 3098 TOKIO MARINE HOLDINGS INC GRP 6,582 6,325 108.27 % 114.23 % 20.24 % 20.24 %
2 12 AMERICAN INTL GRP 2,987 2,997 8.58 % 8.33 % 9.19 % 29.43 %
3 3548 TRAVELERS GRP 2,313 2,199 44.31 % 47.88 % 7.11 % 36.54 %
4 32727 UNDERWRITERS AT LLOYDS 2,030 2,383 48.24 % 59.42 % 6.24 % 42.78 %
5 84 AMERICAN FINANCIAL GRP 2,024 1,642 69.63 % 73.06 % 6.23 % 49.01 %
6 3219 SOMPO GRP 1,869 1,811 168.23 % 167.60 % 5.75 % 54.76 %
7 31 BERKSHIRE HATHAWAY GRP 1,512 1,588 66.00 % 74.38 % 4.65 % 59.41 %
8 4904 INTACT FINANCIAL GRP 1,281 1,318 N/A N/A 3.94 % 63.35 %
9 785 MARKEL CORP GRP 1,272 1,169 10.41 % 7.15 % 3.91 % 67.26 %
10 626 CHUBB LTD GRP 1,225 1,289 21.96 % 14.22 % 3.77 % 71.03 %
**STATE TOTAL** 32,516 31,861 65.62 % 70.52 % 100.00 % 71.03 %

Louisiana 1 3098 TOKIO MARINE HOLDINGS INC GRP 28,775 35,248 76.79 % 92.21 % 18.48 % 18.48 %
2 4908 ASCOT INS US GRP 10,339 8,956 117.26 % 122.09 % 6.64 % 25.12 %
3 12 AMERICAN INTL GRP 10,224 8,727 38.44 % 39.10 % 6.57 % 31.69 %
4 785 MARKEL CORP GRP 9,527 8,686 223.64 % 238.10 % 6.12 % 37.81 %
5 4904 INTACT FINANCIAL GRP 9,248 9,624 110.26 % 110.66 % 5.94 % 43.75 %
6 91 HARTFORD FIRE & CAS GRP 8,977 8,766 137.00 % 144.84 % 5.77 % 49.51 %
7 4670 STARR GRP 8,702 8,116 143.41 % 159.01 % 5.59 % 55.10 %
8 3548 TRAVELERS GRP 6,376 6,421 137.27 % 152.77 % 4.10 % 59.20 %
9 4794 GROUP 1001 INS HOLDINGS GRP 5,846 5,761 67.18 % 77.62 % 3.75 % 62.95 %
10 111 LIBERTY MUT GRP 5,628 5,782 131.29 % 141.26 % 3.61 % 66.57 %
**STATE TOTAL** 155,699 156,523 122.24 % 129.06 % 100.00 % 66.57 %

Maine 1 4904 INTACT FINANCIAL GRP 6,696 6,592 33.98 % 34.64 % 16.90 % 16.90 %
2 88 THE HANOVER INS GRP 5,612 5,256 38.78 % 40.61 % 14.16 % 31.06 %
3 626 CHUBB LTD GRP 4,185 3,922 75.86 % 55.67 % 10.56 % 41.63 %
4 3548 TRAVELERS GRP 3,895 2,977 31.03 % 39.39 % 9.83 % 51.46 %
5 98 WR BERKLEY CORP GRP 3,731 3,468 69.91 % 76.32 % 9.42 % 60.87 %
6 12 AMERICAN INTL GRP 3,516 2,375 63.84 % 73.12 % 8.87 % 69.75 %
7 31 BERKSHIRE HATHAWAY GRP 2,308 2,347 34.10 % 39.68 % 5.82 % 75.57 %
8 181 SWISS RE GRP 1,510 1,427 44.27 % 45.24 % 3.81 % 79.38 %
9 785 MARKEL CORP GRP 1,240 1,157 42.44 % 42.94 % 3.13 % 82.51 %
10 4670 STARR GRP 992 953 571.39 % 575.55 % 2.50 % 85.01 %
**STATE TOTAL** 39,624 36,656 58.85 % 60.90 % 100.00 % 85.01 %

© 2022 National Association of Insurance Commissioners


212
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 31 BERKSHIRE HATHAWAY GRP 68,780 66,696 64.99 % 65.65 % 53.27 % 53.27 %
2 12 AMERICAN INTL GRP 9,437 9,306 32.20 % 31.97 % 7.31 % 60.58 %
3 626 CHUBB LTD GRP 8,846 8,250 69.99 % 60.39 % 6.85 % 67.43 %
4 3548 TRAVELERS GRP 7,930 7,667 60.29 % 65.22 % 6.14 % 73.57 %
5 88 THE HANOVER INS GRP 3,986 3,866 16.99 % 21.68 % 3.09 % 76.66 %
6 84 AMERICAN FINANCIAL GRP 3,244 3,950 17.22 % 24.23 % 2.51 % 79.17 %
7 785 MARKEL CORP GRP 3,113 3,117 7.40 % 16.92 % 2.41 % 81.59 %
8 4904 INTACT FINANCIAL GRP 2,778 2,679 33.64 % 34.71 % 2.15 % 83.74 %
9 4670 STARR GRP 2,705 2,398 24.40 % 32.92 % 2.09 % 85.83 %
10 212 ZURICH INS GRP 1,944 1,468 6.89 % 7.05 % 1.51 % 87.34 %
**STATE TOTAL** 129,111 124,716 51.42 % 52.57 % 100.00 % 87.34 %

Massachusetts 1 626 CHUBB LTD GRP 25,989 25,351 56.43 % 54.65 % 17.98 % 17.98 %
2 12 AMERICAN INTL GRP 21,034 17,844 44.61 % 46.73 % 14.55 % 32.53 %
3 4904 INTACT FINANCIAL GRP 13,278 12,590 57.92 % 58.54 % 9.19 % 41.72 %
4 3548 TRAVELERS GRP 11,428 10,878 42.45 % 44.81 % 7.91 % 49.62 %
5 31 BERKSHIRE HATHAWAY GRP 10,444 10,231 26.07 % 29.86 % 7.23 % 56.85 %
6 4670 STARR GRP 6,406 5,861 41.62 % 46.05 % 4.43 % 61.28 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 4,360 3,650 28.06 % 30.11 % 3.02 % 64.30 %
8 761 ALLIANZ INS GRP 4,052 3,888 35.49 % 35.07 % 2.80 % 67.10 %
9 785 MARKEL CORP GRP 3,532 3,348 134.66 % 141.94 % 2.44 % 69.55 %
10 91 HARTFORD FIRE & CAS GRP 3,499 3,323 42.60 % 43.89 % 2.42 % 71.97 %
**STATE TOTAL** 144,542 135,356 48.92 % 50.73 % 100.00 % 71.97 %

Michigan 1 84 AMERICAN FINANCIAL GRP 28,596 29,461 35.41 % 38.32 % 22.74 % 22.74 %
2 4670 STARR GRP 20,498 19,883 19.27 % 19.91 % 16.30 % 39.04 %
3 12 AMERICAN INTL GRP 14,807 14,646 56.25 % 55.97 % 11.77 % 50.81 %
4 31 BERKSHIRE HATHAWAY GRP 6,999 7,024 12.69 % 17.69 % 5.57 % 56.38 %
5 3548 TRAVELERS GRP 6,028 5,917 57.82 % 67.58 % 4.79 % 61.17 %
6 626 CHUBB LTD GRP 5,924 5,450 49.29 % 48.32 % 4.71 % 65.88 %
7 212 ZURICH INS GRP 5,063 5,233 3.88 % 5.04 % 4.03 % 69.91 %
8 785 MARKEL CORP GRP 4,477 4,291 39.07 % 41.24 % 3.56 % 73.47 %
9 88 THE HANOVER INS GRP 4,298 4,214 N/A N/A 3.42 % 76.89 %
10 761 ALLIANZ INS GRP 4,098 3,615 73.86 % 84.06 % 3.26 % 80.14 %
**STATE TOTAL** 125,758 122,629 40.49 % 42.72 % 100.00 % 80.14 %

Minnesota 1 12 AMERICAN INTL GRP 7,044 6,791 33.64 % 33.16 % 17.78 % 17.78 %
2 3548 TRAVELERS GRP 4,921 4,640 29.37 % 31.58 % 12.42 % 30.21 %
3 4670 STARR GRP 4,469 3,780 75.15 % 78.76 % 11.28 % 41.49 %
4 69 FARMERS INS GRP 3,090 3,061 35.93 % 35.88 % 7.80 % 49.29 %
5 761 ALLIANZ INS GRP 2,044 1,911 505.97 % 510.38 % 5.16 % 54.45 %
6 218 CNA INS GRP 1,922 1,891 33.72 % 35.61 % 4.85 % 59.31 %
7 91 HARTFORD FIRE & CAS GRP 1,832 1,413 10.34 % 10.92 % 4.63 % 63.93 %
8 626 CHUBB LTD GRP 1,558 1,736 30.60 % 29.75 % 3.93 % 67.87 %
9 968 AXA INS GRP 1,477 1,418 26.01 % 21.83 % 3.73 % 71.59 %
10 31 BERKSHIRE HATHAWAY GRP 1,460 1,495 52.46 % 63.68 % 3.69 % 75.28 %
**STATE TOTAL** 39,609 37,288 60.07 % 62.39 % 100.00 % 75.28 %

© 2022 National Association of Insurance Commissioners


213
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 3098 TOKIO MARINE HOLDINGS INC GRP 7,308 5,282 19.35 % 21.92 % 28.61 % 28.61 %
2 31 BERKSHIRE HATHAWAY GRP 2,858 2,967 67.72 % 75.94 % 11.19 % 39.79 %
3 3548 TRAVELERS GRP 1,784 1,866 35.75 % 38.12 % 6.98 % 46.78 %
4 12 AMERICAN INTL GRP 1,736 1,718 158.02 % 161.56 % 6.80 % 53.57 %
5 4904 INTACT FINANCIAL GRP 1,431 1,348 23.03 % 25.29 % 5.60 % 59.18 %
6 111 LIBERTY MUT GRP 929 819 32.36 % 48.73 % 3.64 % 62.81 %
7 69 FARMERS INS GRP 793 825 45.49 % 45.85 % 3.10 % 65.92 %
8 4670 STARR GRP 779 809 178.90 % 181.35 % 3.05 % 68.97 %
9 783 RLI INS GRP 734 661 N/A N/A 2.87 % 71.84 %
10 968 AXA INS GRP 724 692 120.63 % 135.11 % 2.83 % 74.67 %
**STATE TOTAL** 25,548 23,619 46.39 % 49.27 % 100.00 % 74.67 %

Missouri 1 12 AMERICAN INTL GRP 6,423 6,379 32.86 % 32.14 % 14.60 % 14.60 %
2 4670 STARR GRP 4,868 4,533 94.88 % 97.70 % 11.06 % 25.66 %
3 785 MARKEL CORP GRP 3,286 3,154 48.70 % 50.19 % 7.47 % 33.12 %
4 3548 TRAVELERS GRP 2,991 3,098 24.66 % 31.38 % 6.80 % 39.92 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 2,986 2,737 172.46 % 177.32 % 6.78 % 46.70 %
6 517 HANNOVER GRP 2,339 2,204 25.14 % 27.81 % 5.31 % 52.02 %
7 626 CHUBB LTD GRP 2,333 2,626 37.85 % 37.35 % 5.30 % 57.32 %
8 218 CNA INS GRP 1,982 1,858 88.81 % 91.83 % 4.50 % 61.82 %
9 31 BERKSHIRE HATHAWAY GRP 1,966 1,924 30.60 % 38.10 % 4.47 % 66.29 %
10 4904 INTACT FINANCIAL GRP 1,957 1,817 34.33 % 34.29 % 4.45 % 70.74 %
**STATE TOTAL** 44,008 44,250 55.49 % 59.58 % 100.00 % 70.74 %

Montana 1 12 AMERICAN INTL GRP 1,956 1,939 22.55 % 22.25 % 39.07 % 39.07 %
2 69 FARMERS INS GRP 645 577 43.49 % 43.36 % 12.89 % 51.96 %
3 457 ARGO GRP US INC GRP 390 389 186.87 % 198.22 % 7.79 % 59.75 %
4 31 BERKSHIRE HATHAWAY GRP 297 286 96.64 % 98.84 % 5.94 % 65.68 %
5 3548 TRAVELERS GRP 266 265 18.81 % 19.55 % 5.31 % 70.99 %
6 785 MARKEL CORP GRP 261 239 328.79 % 353.74 % 5.21 % 76.21 %
7 111 LIBERTY MUT GRP 144 191 231.87 % 226.58 % 2.87 % 79.08 %
8 140 NATIONWIDE CORP GRP 123 99 81.04 % 87.51 % 2.46 % 81.54 %
9 91 HARTFORD FIRE & CAS GRP 117 100 37.46 % 39.25 % 2.34 % 83.88 %
10 84 AMERICAN FINANCIAL GRP 110 86 30.07 % 32.01 % 2.19 % 86.07 %
**STATE TOTAL** 5,006 4,754 67.36 % 69.83 % 100.00 % 86.07 %

Nebraska 1 12 AMERICAN INTL GRP 1,535 1,435 34.53 % 34.59 % 27.11 % 27.11 %
2 212 ZURICH INS GRP 1,056 844 0.03 % 8.82 % 18.66 % 45.77 %
3 3548 TRAVELERS GRP 479 548 N/A N/A 8.45 % 54.22 %
4 761 ALLIANZ INS GRP 303 235 7.09 % 12.58 % 5.35 % 59.57 %
5 91 HARTFORD FIRE & CAS GRP 297 288 118.22 % 120.26 % 5.25 % 64.82 %
6 218 CNA INS GRP 271 258 0.60 % 2.46 % 4.78 % 69.60 %
7 31 BERKSHIRE HATHAWAY GRP 241 243 47.76 % 49.28 % 4.25 % 73.85 %
8 69 FARMERS INS GRP 191 185 63.68 % 63.63 % 3.38 % 77.23 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 164 162 0.11 % N/A 2.90 % 80.12 %
10 84 AMERICAN FINANCIAL GRP 124 84 53.21 % 57.31 % 2.19 % 82.31 %
**STATE TOTAL** 5,661 5,322 24.71 % 26.48 % 100.00 % 82.31 %

© 2022 National Association of Insurance Commissioners


214
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 12 AMERICAN INTL GRP 1,559 1,525 31.32 % 31.42 % 15.35 % 15.35 %
2 31 BERKSHIRE HATHAWAY GRP 1,106 1,119 82.79 % 89.21 % 10.89 % 26.24 %
3 3548 TRAVELERS GRP 1,075 1,008 69.82 % 70.92 % 10.58 % 36.82 %
4 140 NATIONWIDE CORP GRP 973 815 160.29 % 189.71 % 9.58 % 46.40 %
5 785 MARKEL CORP GRP 918 843 5.32 % 16.49 % 9.04 % 55.44 %
6 69 FARMERS INS GRP 641 632 45.03 % 45.00 % 6.31 % 61.75 %
7 626 CHUBB LTD GRP 586 519 48.97 % 48.33 % 5.77 % 67.52 %
8 218 CNA INS GRP 354 286 62.80 % 64.68 % 3.49 % 71.01 %
9 4908 ASCOT INS US GRP 311 311 33.29 % 34.89 % 3.06 % 74.07 %
10 84 AMERICAN FINANCIAL GRP 296 214 66.17 % 69.90 % 2.91 % 76.98 %
**STATE TOTAL** 10,158 9,515 62.81 % 68.34 % 100.00 % 76.98 %

New Hampshire 1 12 AMERICAN INTL GRP 1,986 1,980 7.43 % 6.86 % 11.47 % 11.47 %
2 31 BERKSHIRE HATHAWAY GRP 1,895 1,795 70.24 % 72.92 % 10.95 % 22.42 %
3 4904 INTACT FINANCIAL GRP 1,725 1,539 30.29 % 30.98 % 9.97 % 32.39 %
4 3548 TRAVELERS GRP 1,376 1,470 29.98 % 35.08 % 7.95 % 40.34 %
5 88 THE HANOVER INS GRP 1,291 1,222 40.85 % 39.56 % 7.46 % 47.79 %
6 626 CHUBB LTD GRP 1,139 949 117.78 % 117.67 % 6.58 % 54.38 %
7 98 WR BERKLEY CORP GRP 1,114 1,063 35.56 % 36.58 % 6.44 % 60.81 %
8 785 MARKEL CORP GRP 922 915 20.86 % 21.98 % 5.32 % 66.14 %
9 69 FARMERS INS GRP 590 533 60.67 % 60.68 % 3.41 % 69.55 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 569 588 35.33 % 35.56 % 3.29 % 72.84 %
**STATE TOTAL** 17,308 16,383 33.53 % 34.66 % 100.00 % 72.84 %

New Jersey 1 3548 TRAVELERS GRP 35,393 34,212 93.73 % 97.11 % 17.81 % 17.81 %
2 12 AMERICAN INTL GRP 31,328 31,311 52.02 % 52.13 % 15.77 % 33.58 %
3 31 BERKSHIRE HATHAWAY GRP 13,708 13,759 67.11 % 72.85 % 6.90 % 40.48 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 10,902 8,947 44.71 % 45.87 % 5.49 % 45.97 %
5 4670 STARR GRP 10,274 9,963 40.46 % 51.61 % 5.17 % 51.14 %
6 111 LIBERTY MUT GRP 7,775 7,156 97.44 % 111.74 % 3.91 % 55.05 %
7 626 CHUBB LTD GRP 7,614 7,440 54.47 % 53.64 % 3.83 % 58.89 %
8 968 AXA INS GRP 7,438 8,216 158.53 % 182.20 % 3.74 % 62.63 %
9 91 HARTFORD FIRE & CAS GRP 7,337 7,070 67.91 % 70.98 % 3.69 % 66.32 %
10 218 CNA INS GRP 6,842 6,224 81.07 % 90.68 % 3.44 % 69.77 %
**STATE TOTAL** 198,681 190,029 80.25 % 86.34 % 100.00 % 69.77 %

New Mexico 1 12 AMERICAN INTL GRP 758 753 11.89 % 11.51 % 19.72 % 19.72 %
2 4670 STARR GRP 432 365 0.49 % 3.29 % 11.24 % 30.96 %
3 140 NATIONWIDE CORP GRP 431 419 27.55 % 28.98 % 11.22 % 42.17 %
4 31 BERKSHIRE HATHAWAY GRP 298 311 38.58 % 43.86 % 7.76 % 49.94 %
5 626 CHUBB LTD GRP 291 291 18.48 % 17.10 % 7.56 % 57.50 %
6 88 THE HANOVER INS GRP 277 274 N/A N/A 7.22 % 64.72 %
7 69 FARMERS INS GRP 248 249 12.99 % 12.81 % 6.45 % 71.17 %
8 256 COACTION GLOBAL INC GRP 204 160 N/A N/A 5.31 % 76.48 %
9 4990 CORE SPECIALTY INS HOLDINGS GRP 182 150 N/A N/A 4.72 % 81.20 %
10 218 CNA INS GRP 117 63 28.03 % 28.77 % 3.05 % 84.26 %
**STATE TOTAL** 3,843 3,599 N/A N/A 100.00 % 84.26 %

© 2022 National Association of Insurance Commissioners


215
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 13366 AMERICAN STEAMSHIP OWNERS MUT PROT 130,365 143,533 73.54 % 83.28 % 28.35 % 28.35 %
2 12 AMERICAN INTL GRP 44,952 44,117 36.68 % 36.71 % 9.77 % 38.12 %
3 3548 TRAVELERS GRP 33,086 32,035 69.09 % 74.91 % 7.19 % 45.32 %
4 3219 SOMPO GRP 24,142 23,366 50.24 % 54.22 % 5.25 % 50.57 %
5 4670 STARR GRP 20,155 17,425 27.50 % 30.39 % 4.38 % 54.95 %
6 626 CHUBB LTD GRP 19,236 20,775 49.34 % 38.57 % 4.18 % 59.13 %
7 31 BERKSHIRE HATHAWAY GRP 19,227 19,325 20.16 % 26.24 % 4.18 % 63.31 %
8 761 ALLIANZ INS GRP 16,978 16,882 1.51 % 1.32 % 3.69 % 67.00 %
9 212 ZURICH INS GRP 15,781 15,408 23.66 % 30.70 % 3.43 % 70.44 %
10 38300 SAMSUNG FIRE & MARINE INS CO LTD 13,629 13,152 83.70 % 84.97 % 2.96 % 73.40 %
**STATE TOTAL** 459,879 464,931 52.26 % 57.90 % 100.00 % 73.40 %

North Carolina 1 4670 STARR GRP 26,085 21,653 99.43 % 100.39 % 25.65 % 25.65 %
2 12 AMERICAN INTL GRP 14,634 14,343 17.16 % 17.76 % 14.39 % 40.04 %
3 31 BERKSHIRE HATHAWAY GRP 7,991 8,072 46.93 % 54.70 % 7.86 % 47.89 %
4 3548 TRAVELERS GRP 7,554 7,574 22.27 % 26.71 % 7.43 % 55.32 %
5 626 CHUBB LTD GRP 7,415 7,077 56.47 % 41.70 % 7.29 % 62.61 %
6 91 HARTFORD FIRE & CAS GRP 3,945 4,276 51.66 % 57.05 % 3.88 % 66.49 %
7 212 ZURICH INS GRP 2,581 2,447 26.98 % 28.99 % 2.54 % 69.03 %
8 785 MARKEL CORP GRP 2,533 2,387 10.14 % 14.18 % 2.49 % 71.52 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 2,435 2,104 37.90 % 38.86 % 2.39 % 73.91 %
10 4904 INTACT FINANCIAL GRP 2,290 2,263 15.33 % 16.07 % 2.25 % 76.16 %
**STATE TOTAL** 101,709 94,239 48.23 % 48.55 % 100.00 % 76.16 %

North Dakota 1 98 WR BERKLEY CORP GRP 434 434 N/A N/A 17.52 % 17.52 %
2 69 FARMERS INS GRP 376 366 70.30 % 70.18 % 15.15 % 32.66 %
3 12 AMERICAN INTL GRP 307 308 4.27 % 3.96 % 12.37 % 45.03 %
4 31 BERKSHIRE HATHAWAY GRP 154 162 27.21 % 28.02 % 6.20 % 51.24 %
5 111 LIBERTY MUT GRP 150 148 N/A N/A 6.05 % 57.29 %
6 3548 TRAVELERS GRP 150 153 0.66 % 2.20 % 6.05 % 63.35 %
7 3219 SOMPO GRP 128 128 15.76 % 19.00 % 5.17 % 68.52 %
8 218 CNA INS GRP 116 98 27.13 % 29.08 % 4.67 % 73.19 %
9 91 HARTFORD FIRE & CAS GRP 94 138 58.80 % 58.87 % 3.79 % 76.98 %
10 4734 APOLLO GLOBAL MGMT GRP 74 74 41.85 % 44.97 % 2.98 % 79.96 %
**STATE TOTAL** 2,480 2,452 3.06 % 3.56 % 100.00 % 79.96 %

Ohio 1 12 AMERICAN INTL GRP 17,076 17,005 28.14 % 27.59 % 24.97 % 24.97 %
2 626 CHUBB LTD GRP 4,554 4,412 74.28 % 69.85 % 6.66 % 31.62 %
3 91 HARTFORD FIRE & CAS GRP 4,144 4,125 129.16 % 130.99 % 6.06 % 37.68 %
4 517 HANNOVER GRP 4,038 4,037 91.01 % 93.94 % 5.90 % 43.59 %
5 3548 TRAVELERS GRP 3,979 3,639 92.72 % 98.42 % 5.82 % 49.41 %
6 31 BERKSHIRE HATHAWAY GRP 3,773 3,738 20.11 % 23.89 % 5.52 % 54.92 %
7 218 CNA INS GRP 3,556 3,614 79.25 % 82.83 % 5.20 % 60.12 %
8 4670 STARR GRP 3,152 3,038 25.56 % 43.27 % 4.61 % 64.73 %
9 4908 ASCOT INS US GRP 2,914 2,914 46.66 % 49.43 % 4.26 % 68.99 %
10 212 ZURICH INS GRP 2,890 2,648 165.52 % 168.32 % 4.23 % 73.21 %
**STATE TOTAL** 68,398 67,732 67.60 % 70.24 % 100.00 % 73.21 %

© 2022 National Association of Insurance Commissioners


216
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 3098 TOKIO MARINE HOLDINGS INC GRP 11,279 5,033 N/A N/A 40.37 % 40.37 %
2 12 AMERICAN INTL GRP 3,954 3,877 26.70 % 26.78 % 14.15 % 54.53 %
3 69 FARMERS INS GRP 2,519 2,400 53.40 % 53.96 % 9.02 % 63.54 %
4 4904 INTACT FINANCIAL GRP 1,820 1,801 290.60 % 291.22 % 6.51 % 70.06 %
5 31 BERKSHIRE HATHAWAY GRP 1,443 1,430 71.42 % 76.87 % 5.17 % 75.22 %
6 785 MARKEL CORP GRP 950 941 64.19 % 69.81 % 3.40 % 78.62 %
7 626 CHUBB LTD GRP 870 922 231.01 % 173.61 % 3.11 % 81.73 %
8 3548 TRAVELERS GRP 792 767 20.98 % 23.78 % 2.83 % 84.57 %
9 91 HARTFORD FIRE & CAS GRP 487 512 55.02 % 54.22 % 1.74 % 86.31 %
10 4990 CORE SPECIALTY INS HOLDINGS GRP 453 447 11.82 % 14.23 % 1.62 % 87.93 %
**STATE TOTAL** 27,937 21,256 55.25 % 54.20 % 100.00 % 87.93 %

Oregon 1 12 AMERICAN INTL GRP 6,950 6,383 29.34 % 29.77 % 16.33 % 16.33 %
2 3548 TRAVELERS GRP 3,439 3,317 40.71 % 47.63 % 8.08 % 24.40 %
3 111 LIBERTY MUT GRP 2,969 3,043 69.34 % 72.62 % 6.97 % 31.38 %
4 91 HARTFORD FIRE & CAS GRP 2,452 2,363 54.01 % 60.50 % 5.76 % 37.14 %
5 3219 SOMPO GRP 2,026 1,956 87.99 % 100.41 % 4.76 % 41.90 %
6 212 ZURICH INS GRP 1,884 1,965 44.26 % 44.47 % 4.42 % 46.32 %
7 3485 ROTHSCHILD INTL GRP 1,837 1,710 38.82 % 40.71 % 4.32 % 50.64 %
8 4904 INTACT FINANCIAL GRP 1,767 1,643 54.15 % 60.11 % 4.15 % 54.79 %
9 31 BERKSHIRE HATHAWAY GRP 1,491 1,576 31.28 % 48.81 % 3.50 % 58.29 %
10 69 FARMERS INS GRP 1,444 1,427 47.04 % 46.90 % 3.39 % 61.68 %
**STATE TOTAL** 42,571 41,244 62.68 % 69.29 % 100.00 % 61.68 %

Pennsylvania 1 12 AMERICAN INTL GRP 18,624 18,452 33.59 % 33.26 % 21.57 % 21.57 %
2 4670 STARR GRP 10,611 9,774 33.47 % 36.21 % 12.29 % 33.86 %
3 3548 TRAVELERS GRP 7,806 7,471 79.11 % 90.41 % 9.04 % 42.90 %
4 91 HARTFORD FIRE & CAS GRP 6,313 6,050 94.16 % 114.18 % 7.31 % 50.21 %
5 626 CHUBB LTD GRP 6,221 6,197 36.53 % 44.32 % 7.21 % 57.42 %
6 212 ZURICH INS GRP 4,152 5,111 104.18 % 126.57 % 4.81 % 62.23 %
7 968 AXA INS GRP 3,885 3,811 137.30 % 146.93 % 4.50 % 66.73 %
8 218 CNA INS GRP 3,334 3,077 34.85 % 36.67 % 3.86 % 70.59 %
9 4908 ASCOT INS US GRP 2,815 2,552 35.15 % 36.76 % 3.26 % 73.85 %
10 761 ALLIANZ INS GRP 2,784 2,603 N/A 0.07 % 3.22 % 77.07 %
**STATE TOTAL** 86,340 84,284 46.89 % 51.92 % 100.00 % 77.07 %

Rhode Island 1 626 CHUBB LTD GRP 7,419 6,286 82.21 % 57.13 % 19.79 % 19.79 %
2 12 AMERICAN INTL GRP 5,018 4,331 79.55 % 93.04 % 13.39 % 33.18 %
3 3548 TRAVELERS GRP 3,919 3,829 40.79 % 42.40 % 10.46 % 43.64 %
4 4904 INTACT FINANCIAL GRP 2,941 2,660 38.75 % 39.59 % 7.85 % 51.49 %
5 4670 STARR GRP 2,895 2,876 32.52 % 33.55 % 7.72 % 59.21 %
6 31 BERKSHIRE HATHAWAY GRP 2,691 2,742 84.35 % 89.61 % 7.18 % 66.39 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,473 1,300 40.63 % 40.18 % 3.93 % 70.32 %
8 761 ALLIANZ INS GRP 1,330 1,722 N/A N/A 3.55 % 73.87 %
9 84 AMERICAN FINANCIAL GRP 1,282 3,236 N/A N/A 3.42 % 77.29 %
10 4715 MS & AD INS GRP 1,116 1,148 4.22 % N/A 2.98 % 80.27 %
**STATE TOTAL** 37,477 37,059 35.22 % 33.94 % 100.00 % 80.27 %

© 2022 National Association of Insurance Commissioners


217
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 3548 TRAVELERS GRP 8,675 8,457 38.61 % 41.17 % 17.25 % 17.25 %
2 31 BERKSHIRE HATHAWAY GRP 6,086 6,316 49.95 % 55.16 % 12.10 % 29.35 %
3 12 AMERICAN INTL GRP 5,380 4,924 12.95 % 8.31 % 10.70 % 40.05 %
4 626 CHUBB LTD GRP 4,830 4,265 27.29 % 26.28 % 9.60 % 49.65 %
5 785 MARKEL CORP GRP 2,289 2,275 32.05 % 33.74 % 4.55 % 54.20 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 2,073 1,795 72.95 % 76.01 % 4.12 % 58.32 %
7 4904 INTACT FINANCIAL GRP 1,851 1,820 40.39 % 41.20 % 3.68 % 62.01 %
8 181 SWISS RE GRP 1,740 1,543 85.01 % 95.87 % 3.46 % 65.47 %
9 84 AMERICAN FINANCIAL GRP 1,712 1,089 261.44 % 274.64 % 3.40 % 68.87 %
10 69 FARMERS INS GRP 1,708 1,695 37.26 % 38.41 % 3.40 % 72.27 %
**STATE TOTAL** 50,290 47,235 44.97 % 48.55 % 100.00 % 72.27 %

South Dakota 1 12 AMERICAN INTL GRP 531 537 19.83 % 19.33 % 29.37 % 29.37 %
2 69 FARMERS INS GRP 291 279 52.54 % 53.07 % 16.07 % 45.44 %
3 3548 TRAVELERS GRP 206 206 8.95 % 11.11 % 11.40 % 56.84 %
4 31 BERKSHIRE HATHAWAY GRP 143 139 32.62 % 34.08 % 7.92 % 64.76 %
5 218 CNA INS GRP 85 73 N/A N/A 4.71 % 69.47 %
6 140 NATIONWIDE CORP GRP 81 58 153.07 % 157.31 % 4.45 % 73.92 %
7 91 HARTFORD FIRE & CAS GRP 64 75 35.11 % 37.85 % 3.56 % 77.48 %
8 457 ARGO GRP US INC GRP 63 63 0.47 % 11.74 % 3.49 % 80.97 %
9 785 MARKEL CORP GRP 60 56 7.86 % 8.20 % 3.29 % 84.27 %
10 4715 MS & AD INS GRP 50 32 0.49 % 0.48 % 2.77 % 87.04 %
**STATE TOTAL** 1,809 1,707 48.70 % 50.76 % 100.00 % 87.04 %

Tennessee 1 3098 TOKIO MARINE HOLDINGS INC GRP 17,945 13,697 38.18 % 40.01 % 19.99 % 19.99 %
2 4670 STARR GRP 17,467 17,407 64.98 % 66.51 % 19.45 % 39.44 %
3 12 AMERICAN INTL GRP 13,245 9,593 13.88 % 13.17 % 14.75 % 54.19 %
4 3548 TRAVELERS GRP 5,120 4,656 11.73 % 13.45 % 5.70 % 59.89 %
5 91 HARTFORD FIRE & CAS GRP 4,865 4,139 36.06 % 38.41 % 5.42 % 65.31 %
6 31 BERKSHIRE HATHAWAY GRP 3,661 3,532 64.43 % 71.02 % 4.08 % 69.39 %
7 626 CHUBB LTD GRP 2,794 2,902 70.00 % 76.17 % 3.11 % 72.50 %
8 4904 INTACT FINANCIAL GRP 2,732 2,611 44.35 % 44.72 % 3.04 % 75.54 %
9 761 ALLIANZ INS GRP 2,727 2,266 5.72 % 6.25 % 3.04 % 78.58 %
10 785 MARKEL CORP GRP 2,299 2,025 85.62 % 97.33 % 2.56 % 81.14 %
**STATE TOTAL** 89,788 78,599 37.08 % 39.08 % 100.00 % 81.14 %

Texas 1 12 AMERICAN INTL GRP 68,617 66,906 N/A N/A 17.53 % 17.53 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 62,502 47,337 64.96 % 71.12 % 15.97 % 33.50 %
3 4670 STARR GRP 20,355 19,145 132.00 % 136.70 % 5.20 % 38.70 %
4 31 BERKSHIRE HATHAWAY GRP 18,515 18,629 48.08 % 53.37 % 4.73 % 43.43 %
5 91 HARTFORD FIRE & CAS GRP 18,303 17,887 N/A N/A 4.68 % 48.11 %
6 3548 TRAVELERS GRP 13,586 12,962 47.60 % 49.66 % 3.47 % 51.58 %
7 111 LIBERTY MUT GRP 12,970 12,978 64.27 % 73.24 % 3.31 % 54.89 %
8 785 MARKEL CORP GRP 11,837 11,252 68.78 % 72.35 % 3.02 % 57.92 %
9 4908 ASCOT INS US GRP 11,789 9,951 54.36 % 58.49 % 3.01 % 60.93 %
10 218 CNA INS GRP 11,761 10,994 119.56 % 136.98 % 3.00 % 63.93 %
**STATE TOTAL** 391,402 361,486 46.43 % 50.42 % 100.00 % 63.93 %

© 2022 National Association of Insurance Commissioners


218
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 12 AMERICAN INTL GRP 4,497 4,480 113.24 % 113.72 % 26.67 % 26.67 %
2 968 AXA INS GRP 1,400 1,213 4.67 % 1.49 % 8.30 % 34.97 %
3 785 MARKEL CORP GRP 1,310 1,255 37.05 % 38.33 % 7.77 % 42.73 %
4 3548 TRAVELERS GRP 1,284 1,140 168.34 % 172.62 % 7.61 % 50.35 %
5 69 FARMERS INS GRP 951 936 58.95 % 58.88 % 5.64 % 55.99 %
6 31 BERKSHIRE HATHAWAY GRP 887 892 40.73 % 43.70 % 5.26 % 61.24 %
7 218 CNA INS GRP 817 781 N/A N/A 4.84 % 66.09 %
8 4670 STARR GRP 624 639 41.63 % 46.27 % 3.70 % 69.79 %
9 91 HARTFORD FIRE & CAS GRP 583 476 7.48 % 8.50 % 3.46 % 73.25 %
10 140 NATIONWIDE CORP GRP 510 482 69.81 % 71.39 % 3.03 % 76.27 %
**STATE TOTAL** 16,866 16,899 87.30 % 86.70 % 100.00 % 76.27 %

Vermont 1 12 AMERICAN INTL GRP 572 584 50.41 % 50.39 % 13.90 % 13.90 %
2 31 BERKSHIRE HATHAWAY GRP 519 520 47.83 % 52.72 % 12.62 % 26.52 %
3 4904 INTACT FINANCIAL GRP 490 485 5.50 % 5.45 % 11.90 % 38.42 %
4 3548 TRAVELERS GRP 327 311 16.05 % 16.20 % 7.94 % 46.36 %
5 626 CHUBB LTD GRP 290 218 N/A N/A 7.05 % 53.41 %
6 98 WR BERKLEY CORP GRP 274 288 15.42 % 15.56 % 6.66 % 60.07 %
7 88 THE HANOVER INS GRP 271 259 4.86 % 3.36 % 6.58 % 66.65 %
8 111 LIBERTY MUT GRP 136 127 9.76 % 10.26 % 3.30 % 69.95 %
9 218 CNA INS GRP 130 140 23.42 % 23.84 % 3.16 % 73.11 %
10 4670 STARR GRP 124 121 6.26 % 6.73 % 3.00 % 76.11 %
**STATE TOTAL** 4,116 4,001 41.21 % 42.56 % 100.00 % 76.11 %

Virginia 1 12 AMERICAN INTL GRP 21,454 20,492 28.27 % 28.83 % 17.69 % 17.69 %
2 626 CHUBB LTD GRP 17,431 15,872 102.93 % 102.77 % 14.37 % 32.06 %
3 3548 TRAVELERS GRP 10,303 10,300 28.12 % 32.07 % 8.50 % 40.56 %
4 31 BERKSHIRE HATHAWAY GRP 8,932 9,218 56.47 % 60.66 % 7.37 % 47.92 %
5 91 HARTFORD FIRE & CAS GRP 8,758 8,545 73.84 % 79.70 % 7.22 % 55.14 %
6 4670 STARR GRP 5,876 5,573 142.36 % 148.80 % 4.84 % 59.99 %
7 218 CNA INS GRP 5,531 5,256 23.01 % 28.89 % 4.56 % 64.55 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 4,092 3,048 13.42 % 14.46 % 3.37 % 67.92 %
9 4908 ASCOT INS US GRP 4,035 3,457 93.51 % 97.72 % 3.33 % 71.25 %
10 212 ZURICH INS GRP 3,387 2,998 83.55 % 81.20 % 2.79 % 74.04 %
**STATE TOTAL** 121,279 115,538 63.82 % 66.84 % 100.00 % 74.04 %

Washington 1 4670 STARR GRP 23,794 17,065 55.85 % 60.30 % 13.51 % 13.51 %
2 3548 TRAVELERS GRP 16,888 15,716 41.94 % 49.10 % 9.59 % 23.11 %
3 91 HARTFORD FIRE & CAS GRP 15,136 15,235 93.58 % 101.74 % 8.60 % 31.70 %
4 12 AMERICAN INTL GRP 12,648 11,802 25.77 % 26.81 % 7.18 % 38.89 %
5 626 CHUBB LTD GRP 11,199 10,477 51.78 % 42.67 % 6.36 % 45.25 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 10,445 8,994 50.33 % 52.26 % 5.93 % 51.18 %
7 785 MARKEL CORP GRP 10,165 10,439 37.31 % 37.09 % 5.77 % 56.95 %
8 212 ZURICH INS GRP 9,142 8,818 66.12 % 73.20 % 5.19 % 62.15 %
9 4904 INTACT FINANCIAL GRP 8,490 8,546 33.13 % 33.94 % 4.82 % 66.97 %
10 3219 SOMPO GRP 7,270 7,250 34.71 % 40.49 % 4.13 % 71.10 %
**STATE TOTAL** 176,063 164,489 46.45 % 50.10 % 100.00 % 71.10 %

© 2022 National Association of Insurance Commissioners


219
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 84 AMERICAN FINANCIAL GRP 823 370 116.34 % 124.62 % 17.54 % 17.54 %
2 12 AMERICAN INTL GRP 531 532 13.82 % 13.46 % 11.31 % 28.85 %
3 4670 STARR GRP 457 460 17.46 % 14.75 % 9.73 % 38.58 %
4 31 BERKSHIRE HATHAWAY GRP 407 403 38.22 % 40.49 % 8.67 % 47.25 %
5 4908 ASCOT INS US GRP 337 330 46.03 % 47.65 % 7.18 % 54.43 %
6 4904 INTACT FINANCIAL GRP 320 294 54.94 % 55.45 % 6.83 % 61.26 %
7 4990 CORE SPECIALTY INS HOLDINGS GRP 293 141 95.72 % 106.35 % 6.24 % 67.50 %
8 3548 TRAVELERS GRP 220 200 N/A N/A 4.69 % 72.19 %
9 457 ARGO GRP US INC GRP 199 197 N/A N/A 4.24 % 76.43 %
10 785 MARKEL CORP GRP 153 140 6.32 % 5.17 % 3.25 % 79.68 %
**STATE TOTAL** 4,694 3,898 27.55 % 28.38 % 100.00 % 79.68 %

Wisconsin 1 12 AMERICAN INTL GRP 20,426 20,455 13.66 % 13.39 % 38.43 % 38.43 %
2 3548 TRAVELERS GRP 5,125 5,599 37.96 % 51.19 % 9.64 % 48.07 %
3 4670 STARR GRP 2,958 2,780 68.84 % 71.90 % 5.56 % 53.64 %
4 626 CHUBB LTD GRP 2,770 2,592 37.22 % 22.16 % 5.21 % 58.85 %
5 785 MARKEL CORP GRP 2,510 2,363 28.52 % 32.33 % 4.72 % 63.57 %
6 31 BERKSHIRE HATHAWAY GRP 2,388 2,340 18.70 % 22.25 % 4.49 % 68.07 %
7 4889 JEWELERS MUT GRP 1,749 1,749 97.17 % 97.11 % 3.29 % 71.36 %
8 218 CNA INS GRP 1,733 1,711 76.32 % 80.94 % 3.26 % 74.62 %
9 84 AMERICAN FINANCIAL GRP 1,330 959 3.27 % 3.27 % 2.50 % 77.12 %
10 4904 INTACT FINANCIAL GRP 1,130 1,076 35.69 % 36.17 % 2.13 % 79.25 %
**STATE TOTAL** 53,149 51,980 27.04 % 27.44 % 100.00 % 79.25 %

Wyoming 1 12 AMERICAN INTL GRP 496 454 13.77 % 13.36 % 25.11 % 25.11 %
2 69 FARMERS INS GRP 303 290 26.40 % 26.23 % 15.33 % 40.44 %
3 4734 APOLLO GLOBAL MGMT GRP 264 68 1.37 % 3.32 % 13.34 % 53.78 %
4 31 BERKSHIRE HATHAWAY GRP 195 186 44.44 % 46.23 % 9.85 % 63.63 %
5 3548 TRAVELERS GRP 125 119 110.84 % 116.71 % 6.32 % 69.95 %
6 785 MARKEL CORP GRP 124 101 47.36 % 47.63 % 6.29 % 76.24 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 77 106 N/A N/A 3.90 % 80.14 %
8 84 AMERICAN FINANCIAL GRP 77 13 54.63 % 94.80 % 3.90 % 84.04 %
9 140 NATIONWIDE CORP GRP 59 138 30.51 % 34.85 % 3.01 % 87.05 %
10 218 CNA INS GRP 53 51 38.03 % 39.90 % 2.67 % 89.72 %
**STATE TOTAL** 1,976 1,713 34.72 % 35.88 % 100.00 % 89.72 %

Guam 1 12 AMERICAN INTL GRP 926 814 0.29 % 0.53 % 77.48 % 77.48 %
2 4670 STARR GRP 83 83 5.87 % 6.31 % 6.98 % 84.46 %
3 626 CHUBB LTD GRP 66 64 N/A N/A 5.50 % 89.96 %
4 761 ALLIANZ INS GRP 56 18 0.00 % 0.00 % 4.71 % 94.67 %
5 4672 DONGBU INS GRP 35 99 0.00 % 0.17 % 2.90 % 97.57 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 16 16 3.53 % 7.14 % 1.37 % 98.94 %
7 12633 CENTURY INS CO GU LTD 6 5 0.00 % 0.00 % 0.48 % 99.42 %
8 10972 FIRST NET INS CO 4 4 N/A N/A 0.31 % 99.73 %
9 18380 PACIFIC IND INS CO 2 3 0.00 % 0.00 % 0.18 % 99.90 %
10 783 RLI INS GRP 1 1 25.11 % 27.94 % 0.10 % 100.00 %
**STATE TOTAL** 1,195 1,108 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


220
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 4734 APOLLO GLOBAL MGMT GRP 9,077 8,607 31.79 % 37.12 % 34.08 % 34.08 %
2 4706 LOCKHART CO GRP 5,510 4,430 22.63 % 24.26 % 20.68 % 54.76 %
3 71 UNIVERSAL INS CO GRP 1,647 1,346 3.29 % 3.49 % 6.18 % 60.95 %
4 626 CHUBB LTD GRP 1,526 1,465 N/A N/A 5.73 % 66.67 %
5 111 LIBERTY MUT GRP 1,363 1,320 31.10 % 34.73 % 5.12 % 71.79 %
6 761 ALLIANZ INS GRP 1,116 (77) N/A N/A 4.19 % 75.98 %
7 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 953 809 18.58 % 18.73 % 3.58 % 79.56 %
8 10308 ANTILLES INS CO 899 832 6.17 % 8.15 % 3.37 % 82.93 %
9 12 AMERICAN INTL GRP 803 707 N/A N/A 3.01 % 85.95 %
10 411 MAPFRE INS GRP 706 654 N/A N/A 2.65 % 88.60 %
**STATE TOTAL** 26,637 23,125 16.11 % 18.60 % 100.00 % 88.60 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 974 849 19.23 % 31.70 % 32.58 % 32.58 %
2 111 LIBERTY MUT GRP 356 309 18.46 % 15.08 % 11.92 % 44.50 %
3 256 COACTION GLOBAL INC GRP 337 439 N/A 8.07 % 11.27 % 55.77 %
4 98 WR BERKLEY CORP GRP 263 249 38.43 % 38.43 % 8.80 % 64.57 %
5 968 AXA INS GRP 230 221 135.33 % 171.35 % 7.71 % 72.28 %
6 626 CHUBB LTD GRP 207 196 3.21 % 156.73 % 6.94 % 79.21 %
7 4670 STARR GRP 136 132 28.63 % 30.59 % 4.55 % 83.76 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 99 107 N/A N/A 3.30 % 87.06 %
9 91 HARTFORD FIRE & CAS GRP 90 144 37.68 % 39.17 % 3.02 % 90.09 %
10 3548 TRAVELERS GRP 83 95 2.28 % 1.20 % 2.77 % 92.86 %
**STATE TOTAL** 2,990 2,948 19.52 % 37.90 % 100.00 % 92.86 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 55 54 N/A N/A 79.47 % 79.47 %
2 4672 DONGBU INS GRP 13 14 0.00 % 0.00 % 19.44 % 98.91 %
3 10972 FIRST NET INS CO 1 1 0.00 % 0.00 % 1.09 % 100.00 %
**STATE TOTAL** 69 69 N/A N/A 100.00 % 100.00 %

Canada 1 218 CNA INS GRP 49,130 46,998 54.46 % 56.27 % 45.91 % 45.91 %
2 111 LIBERTY MUT GRP 15,338 15,772 49.44 % 39.10 % 14.33 % 60.24 %
3 761 ALLIANZ INS GRP 13,871 12,461 10.07 % 15.90 % 12.96 % 73.20 %
4 84 AMERICAN FINANCIAL GRP 11,148 10,599 29.86 % 33.79 % 10.42 % 83.62 %
5 3548 TRAVELERS GRP 8,426 8,819 35.78 % 42.10 % 7.87 % 91.49 %
6 968 AXA INS GRP 5,824 5,466 14.10 % 12.31 % 5.44 % 96.93 %
7 98 WR BERKLEY CORP GRP 1,921 2,115 185.92 % 185.92 % 1.79 % 98.73 %
8 626 CHUBB LTD GRP 432 413 13.72 % 11.17 % 0.40 % 99.13 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 347 235 N/A N/A 0.32 % 99.45 %
10 65 FM GLOBAL GRP 247 517 26.36 % 30.87 % 0.23 % 99.69 %
**STATE TOTAL** 107,020 103,780 44.54 % 45.38 % 100.00 % 99.69 %

© 2022 National Association of Insurance Commissioners


221
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
08 ‐ Ocean Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 12 AMERICAN INTL GRP 76,278 76,508 28.70 % 28.08 % 29.90 % 29.90 %
2 626 CHUBB LTD GRP 40,726 40,407 56.86 % 53.83 % 15.96 % 45.86 %
3 31 BERKSHIRE HATHAWAY GRP 34,984 31,691 4.84 % 6.13 % 13.71 % 59.58 %
4 158 FAIRFAX FIN GRP 22,273 19,595 89.30 % 91.05 % 8.73 % 68.31 %
5 84 AMERICAN FINANCIAL GRP 18,601 19,609 9.82 % 14.16 % 7.29 % 75.60 %
6 111 LIBERTY MUT GRP 16,095 15,236 42.54 % 49.57 % 6.31 % 81.91 %
7 91 HARTFORD FIRE & CAS GRP 11,251 13,030 23.15 % 31.03 % 4.41 % 86.32 %
8 783 RLI INS GRP 10,787 10,823 73.47 % 73.32 % 4.23 % 90.54 %
9 4670 STARR GRP 6,941 7,158 3.13 % 3.35 % 2.72 % 93.26 %
10 98 WR BERKLEY CORP GRP 6,158 5,962 19.22 % 19.22 % 2.41 % 95.68 %
**STATE TOTAL** 255,119 254,030 40.65 % 41.60 % 100.00 % 95.68 %

© 2022 National Association of Insurance Commissioners


222
09—Inland Marine

© 2022 National Association of Insurance Commissioners


223
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 111 LIBERTY MUT GRP 4,055,426 4,022,300 64.94 % 64.53 % 13.60 % 13.60 %
2 218 CNA INS GRP 3,637,508 3,642,498 54.57 % 54.63 % 12.20 % 25.80 %
3 626 CHUBB LTD GRP 1,743,341 1,618,555 53.41 % 70.14 % 5.85 % 31.65 %
4 761 ALLIANZ INS GRP 1,401,633 1,281,705 39.11 % 39.13 % 4.70 % 36.35 %
5 12 AMERICAN INTL GRP 1,385,366 1,284,409 8.94 % 9.40 % 4.65 % 40.99 %
6 140 NATIONWIDE CORP GRP 1,145,187 1,061,718 68.57 % 68.81 % 3.84 % 44.83 %
7 19 ASSURANT INC GRP 1,105,613 1,193,592 34.36 % 34.36 % 3.71 % 48.54 %
8 212 ZURICH INS GRP 977,282 877,232 31.76 % 34.24 % 3.28 % 51.82 %
9 65 FM GLOBAL GRP 809,406 835,513 122.71 % 129.00 % 2.71 % 54.53 %
10 3548 TRAVELERS GRP 788,738 768,854 46.42 % 47.54 % 2.65 % 57.18 %
11 176 STATE FARM GRP 721,624 700,031 44.37 % 45.22 % 2.42 % 59.60 %
12 155 PROGRESSIVE GRP 716,446 644,693 37.70 % 37.96 % 2.40 % 62.00 %
13 5008 TRUPANION GRP 634,808 581,575 65.33 % 65.34 % 2.13 % 64.13 %
14 968 AXA INS GRP 518,293 500,123 45.95 % 48.00 % 1.74 % 65.87 %
15 785 MARKEL CORP GRP 502,211 440,142 39.15 % 40.81 % 1.68 % 67.55 %
16 84 AMERICAN FINANCIAL GRP 428,175 406,067 42.46 % 42.99 % 1.44 % 68.99 %
17 158 FAIRFAX FIN GRP 395,043 384,001 58.63 % 59.67 % 1.32 % 70.31 %
18 4670 STARR GRP 344,419 296,663 19.33 % 19.76 % 1.16 % 71.47 %
19 150 OLD REPUBLIC GRP 337,196 339,767 22.34 % 23.26 % 1.13 % 72.60 %
20 88 THE HANOVER INS GRP 335,590 291,879 40.16 % 40.95 % 1.13 % 73.73 %
21 4718 TIPTREE FIN GRP 313,735 276,024 11.46 % 11.54 % 1.05 % 74.78 %
22 200 UNITED SERV AUTOMOBILE ASSN GRP 307,665 304,509 29.38 % 29.57 % 1.03 % 75.81 %
23 361 MUNICH RE GRP 295,865 250,083 48.15 % 48.72 % 0.99 % 76.80 %
24 26565 OHIO IND CO 282,890 180,393 48.69 % 50.41 % 0.95 % 77.75 %
25 31 BERKSHIRE HATHAWAY GRP 281,346 252,706 60.43 % 62.64 % 0.94 % 78.69 %
26 225 IAT REINS CO GRP 280,553 276,736 16.19 % 16.51 % 0.94 % 79.64 %
27 98 WR BERKLEY CORP GRP 277,167 248,487 52.96 % 53.85 % 0.93 % 80.56 %
28 4889 JEWELERS MUT GRP 267,534 251,091 34.84 % 35.09 % 0.90 % 81.46 %
29 91 HARTFORD FIRE & CAS GRP 241,945 249,711 75.10 % 76.04 % 0.81 % 82.27 %
30 3098 TOKIO MARINE HOLDINGS INC GRP 238,911 236,629 220.31 % 222.33 % 0.80 % 83.07 %
31 244 CINCINNATI FIN GRP 226,242 187,904 37.65 % 38.78 % 0.76 % 83.83 %
32 796 QBE INS GRP 223,023 190,133 19.62 % 22.37 % 0.75 % 84.58 %
33 1279 ARCH INS GRP 221,340 174,846 35.80 % 36.32 % 0.74 % 85.32 %
34 8 ALLSTATE INS GRP 214,978 214,829 35.05 % 36.31 % 0.72 % 86.04 %
35 280 AUTO OWNERS GRP 181,100 171,430 38.50 % 39.62 % 0.61 % 86.65 %
36 169 SENTRY INS GRP 177,326 123,808 56.47 % 56.56 % 0.59 % 87.25 %
37 869 MINNESOTA MUT GRP 169,255 156,046 27.12 % 30.60 % 0.57 % 87.81 %
38 23 BCS INS GRP 159,146 160,419 17.19 % 17.20 % 0.53 % 88.35 %
39 181 SWISS RE GRP 137,365 125,244 N/A N/A 0.46 % 88.81 %
40 11231 GENERALI US BRANCH 136,719 107,012 65.32 % 67.43 % 0.46 % 89.27 %
41 242 SELECTIVE INS GRP 133,570 126,756 48.36 % 48.65 % 0.45 % 89.72 %
42 4904 INTACT FINANCIAL GRP 114,944 106,065 40.00 % 39.35 % 0.39 % 90.10 %
43 3219 SOMPO GRP 106,812 87,252 50.86 % 54.43 % 0.36 % 90.46 %
44 749 SCOR GRP 102,598 96,221 13.75 % 13.90 % 0.34 % 90.80 %
45 450 GENEVE HOLDINGS INC GRP 101,341 100,291 55.45 % 55.45 % 0.34 % 91.14 %
46 69 FARMERS INS GRP 85,100 85,268 26.89 % 26.86 % 0.29 % 91.43 %
47 27928 AMEX ASSUR CO 84,582 84,117 59.28 % 59.94 % 0.28 % 91.71 %
48 4734 APOLLO GLOBAL MGMT GRP 81,643 76,103 58.59 % 63.89 % 0.27 % 91.99 %
49 62 EMC INS CO GRP 76,267 76,255 25.80 % 25.83 % 0.26 % 92.24 %
50 783 RLI INS GRP 72,411 69,352 32.90 % 33.46 % 0.24 % 92.48 %
51 1120 EVEREST REINS HOLDINGS GRP 65,230 60,476 52.03 % 53.87 % 0.22 % 92.70 %
52 7 FEDERATED MUT GRP 64,819 60,448 38.41 % 38.80 % 0.22 % 92.92 %
53 3416 AXIS CAPITAL GRP 64,532 57,761 32.80 % 32.38 % 0.22 % 93.14 %
54 16023 LEMONADE INS CO 64,049 37,753 74.50 % 74.50 % 0.21 % 93.35 %
55 574 AMERCO CORP GRP 64,037 64,037 10.83 % 11.21 % 0.21 % 93.57 %
56 457 ARGO GRP US INC GRP 59,407 46,511 75.43 % 78.10 % 0.20 % 93.77 %
57 4977 PALOMAR HOLDINGS GRP 57,212 30,556 25.10 % 27.87 % 0.19 % 93.96 %
58 248 UNITED FIRE & CAS GRP 56,082 57,599 41.82 % 41.58 % 0.19 % 94.15 %
59 408 AMERICAN NATL FIN GRP 54,414 51,233 47.37 % 47.36 % 0.18 % 94.33 %
60 228 WESTFIELD GRP 53,912 52,607 31.54 % 31.79 % 0.18 % 94.51 %
61 501 ALLEGHANY GRP 52,791 47,821 6.13 % 6.24 % 0.18 % 94.69 %
62 14184 ACUITY A MUT INS CO 52,623 50,443 26.71 % 26.74 % 0.18 % 94.86 %
63 473 AMERICAN FAMILY INS GRP 48,542 44,613 11.78 % 11.74 % 0.16 % 95.03 %
64 517 HANNOVER GRP 48,137 54,888 35.71 % 38.73 % 0.16 % 95.19 %
65 15350 WEST BEND MUT INS CO 44,826 42,208 31.44 % 31.48 % 0.15 % 95.34 %
© 2022 National Association of Insurance Commissioners
224
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 4381 SKYWARD SPECIALTY INS GRP INC GRP 40,409 98,247 42.18 % 43.40 % 0.14 % 95.47 %
67 629 PLATEAU GRP 40,253 38,681 31.55 % 31.55 % 0.13 % 95.61 %
68 809 TEXAS FARM BUREAU MUT GRP 39,854 34,936 76.83 % 76.84 % 0.13 % 95.74 %
69 2538 AMTRUST FINANCIAL SERV GRP 34,344 29,455 66.19 % 66.69 % 0.12 % 95.86 %
70 3569 CATERPILLAR GRP 33,000 20,125 50.08 % 50.08 % 0.11 % 95.97 %
71 1309 FRANKENMUTH GRP 31,355 30,516 35.49 % 36.14 % 0.11 % 96.07 %
72 748 AMERITRUST GRP INC GRP 31,085 30,945 43.08 % 43.55 % 0.10 % 96.18 %
73 256 COACTION GLOBAL INC GRP 30,217 36,577 26.06 % 26.93 % 0.10 % 96.28 %
74 309 WESTERN NATL MUT GRP 29,898 28,168 43.62 % 45.65 % 0.10 % 96.38 %
75 4666 HISCOX INS GRP 29,314 29,116 70.72 % 70.62 % 0.10 % 96.48 %
76 213 ERIE INS GRP 28,550 29,067 43.55 % 43.09 % 0.10 % 96.57 %
77 4715 MS & AD INS GRP 27,027 26,106 51.03 % 53.25 % 0.09 % 96.66 %
78 920 GLOBAL IND GRP 26,486 24,757 41.14 % 44.88 % 0.09 % 96.75 %
79 324 NORTH CAROLINA FARM BUREAU GRP 24,882 23,951 38.36 % 38.48 % 0.08 % 96.84 %
80 4908 ASCOT INS US GRP 24,237 21,645 42.17 % 43.98 % 0.08 % 96.92 %
81 36 CENTRAL MUT INS CO GRP 24,119 22,386 22.76 % 22.79 % 0.08 % 97.00 %
82 4773 FRONTLINE INS GRP 23,030 21,821 9.73 % 9.73 % 0.08 % 97.07 %
83 479 IFG CO GRP 22,234 19,824 17.20 % 14.56 % 0.07 % 97.15 %
84 175 STATE AUTO MUT GRP 22,105 21,394 31.44 % 31.76 % 0.07 % 97.22 %
85 922 ICW GRP ASSETS INC GRP 21,922 20,987 0.43 % 0.19 % 0.07 % 97.30 %
86 123 SHELTER INS GRP 20,002 18,309 42.12 % 43.09 % 0.07 % 97.36 %
87 13757 FARM BUREAU MUT INS CO OF AR INC 19,688 19,623 60.57 % 61.10 % 0.07 % 97.43 %
88 271 PENNSYLVANIA NATL INS GRP 19,612 19,323 31.96 % 31.96 % 0.07 % 97.50 %
89 291 ENCOVA MUT INS GRP 19,443 19,570 41.76 % 41.85 % 0.07 % 97.56 %
90 262 CANAL GRP 18,654 17,490 44.25 % 44.32 % 0.06 % 97.62 %
91 21806 AMERICAN PROP INS CO 18,632 18,465 21.49 % 26.08 % 0.06 % 97.69 %
92 50 COUNTRY INS & FIN SERV GRP 17,767 17,653 26.60 % 26.64 % 0.06 % 97.75 %
93 518 GRINNELL MUT GRP 17,448 16,680 34.25 % 34.44 % 0.06 % 97.80 %
94 10130 SU INS CO 16,351 15,832 51.01 % 51.01 % 0.05 % 97.86 %
95 32727 UNDERWRITERS AT LLOYDS 16,048 16,494 50.76 % 51.14 % 0.05 % 97.91 %
96 67 MICHIGAN FARM BUREAU GRP 15,065 14,750 47.18 % 47.56 % 0.05 % 97.96 %
97 483 SOUTHERN FARM BUREAU CAS GRP 14,949 14,233 45.09 % 45.43 % 0.05 % 98.01 %
98 689 BANKERS INS GRP 14,614 13,642 52.06 % 52.78 % 0.05 % 98.06 %
99 28 AMICA MUT GRP 14,116 14,248 22.97 % 23.30 % 0.05 % 98.11 %
100 4507 BUILDERS GRP 13,542 13,543 21.95 % 23.13 % 0.05 % 98.15 %
101 4990 CORE SPECIALTY INS HOLDINGS GRP 12,979 9,639 11.84 % 10.94 % 0.04 % 98.20 %
102 698 NORTH STAR CO GRP 12,448 11,985 39.82 % 39.97 % 0.04 % 98.24 %
103 19631 AMERICAN ROAD INS CO 12,146 12,146 33.94 % 33.94 % 0.04 % 98.28 %
104 55 AUTOMOBILE CLUB MI GRP 12,127 11,628 33.21 % 33.04 % 0.04 % 98.32 %
105 22 ANDOVER GRP 12,064 11,890 20.08 % 20.26 % 0.04 % 98.36 %
106 4131 PRIME HOLDINGS INS GRP 12,034 8,883 27.01 % 32.86 % 0.04 % 98.40 %
107 241 METROPOLITAN GRP 11,440 2,423 60.49 % 60.49 % 0.04 % 98.44 %
108 5 ALFA INS GRP 11,269 10,844 33.82 % 34.01 % 0.04 % 98.48 %
109 267 GRANGE MUT CAS GRP 10,490 10,432 28.08 % 28.48 % 0.04 % 98.51 %
110 1227 PALISADES GRP 10,400 8,745 5.48 % 5.48 % 0.03 % 98.55 %
111 474 FCCI MUT INS GRP 10,372 9,916 37.83 % 38.11 % 0.03 % 98.58 %
112 411 MAPFRE INS GRP 10,356 10,522 37.88 % 38.69 % 0.03 % 98.62 %
113 14427 LOUISIANA FARM BUREAU MUT INS CO 10,353 10,057 67.30 % 66.44 % 0.03 % 98.65 %
114 694 TENNESSEE FARMERS GRP 9,917 9,419 52.42 % 55.60 % 0.03 % 98.69 %
115 842 FARM BUREAU GRP 9,911 9,151 46.94 % 46.92 % 0.03 % 98.72 %
116 4850 CLEAR BLUE FINANCIAL GRP 9,844 10,280 94.79 % 97.18 % 0.03 % 98.75 %
117 38920 KINSALE INS CO 9,706 8,135 39.05 % 39.19 % 0.03 % 98.79 %
118 12961 CANOPIUS US INS 9,121 5,375 19.80 % 19.86 % 0.03 % 98.82 %
119 513 IOWA FARM BUREAU GRP 8,425 8,149 40.55 % 40.68 % 0.03 % 98.84 %
120 246 PENNSYLVANIA LUMBERMENS GRP 7,863 7,973 31.63 % 31.77 % 0.03 % 98.87 %
121 20690 NEW YORK MUNICIPAL INS RECIP 7,527 7,386 67.03 % 68.52 % 0.03 % 98.90 %
122 40088 AMERICAN INTER FIDELITY EXCH 7,464 7,464 10.26 % 8.09 % 0.03 % 98.92 %
123 708 NEW JERSEY MANUFACTURERS GRP 7,326 7,274 16.88 % 16.51 % 0.02 % 98.95 %
124 1278 CSAA INS GRP 7,196 7,342 23.24 % 23.71 % 0.02 % 98.97 %
125 188 SAFETY GRP 7,172 7,273 14.07 % 14.22 % 0.02 % 98.99 %
**INDUSTRY TOTAL** 29,817,684 28,341,897 49.31 % 50.86 % 100.00 % 98.99 %

© 2022 National Association of Insurance Commissioners


225
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 111 LIBERTY MUT GRP 3,884,124 3,854,152 65.35 % 65.41 % 13.35 % 13.35 %
2 218 CNA INS GRP 3,607,223 3,613,088 54.71 % 54.76 % 12.40 % 25.76 %
3 626 CHUBB LTD GRP 1,740,451 1,614,467 53.40 % 70.04 % 5.98 % 31.74 %
4 12 AMERICAN INTL GRP 1,376,195 1,271,538 8.94 % 9.41 % 4.73 % 36.47 %
5 761 ALLIANZ INS GRP 1,324,483 1,209,763 40.53 % 40.67 % 4.55 % 41.02 %
6 140 NATIONWIDE CORP GRP 1,145,187 1,061,718 68.57 % 68.81 % 3.94 % 44.96 %
7 19 ASSURANT INC GRP 1,091,705 1,179,526 34.46 % 34.46 % 3.75 % 48.71 %
8 212 ZURICH INS GRP 971,881 874,320 31.82 % 34.31 % 3.34 % 52.06 %
9 3548 TRAVELERS GRP 784,410 763,994 46.59 % 47.70 % 2.70 % 54.75 %
10 176 STATE FARM GRP 721,624 700,031 44.37 % 45.22 % 2.48 % 57.23 %
11 155 PROGRESSIVE GRP 716,446 644,693 37.70 % 37.96 % 2.46 % 59.70 %
12 5008 TRUPANION GRP 634,808 581,575 65.33 % 65.34 % 2.18 % 61.88 %
13 65 FM GLOBAL GRP 623,385 653,436 147.46 % 155.04 % 2.14 % 64.02 %
14 785 MARKEL CORP GRP 502,211 440,142 39.15 % 40.81 % 1.73 % 65.75 %
15 968 AXA INS GRP 458,670 445,621 41.62 % 42.41 % 1.58 % 67.33 %
16 84 AMERICAN FINANCIAL GRP 399,141 377,817 44.65 % 45.13 % 1.37 % 68.70 %
17 158 FAIRFAX FIN GRP 394,757 383,643 58.68 % 59.72 % 1.36 % 70.05 %
18 4670 STARR GRP 340,424 293,401 20.03 % 20.52 % 1.17 % 71.22 %
19 150 OLD REPUBLIC GRP 337,196 339,767 22.34 % 23.26 % 1.16 % 72.38 %
20 88 THE HANOVER INS GRP 335,461 291,758 40.12 % 40.90 % 1.15 % 73.54 %
21 4718 TIPTREE FIN GRP 313,735 276,024 11.46 % 11.54 % 1.08 % 74.62 %
22 200 UNITED SERV AUTOMOBILE ASSN GRP 307,665 304,509 29.38 % 29.57 % 1.06 % 75.67 %
23 361 MUNICH RE GRP 295,865 250,083 48.15 % 48.72 % 1.02 % 76.69 %
24 26565 OHIO IND CO 282,890 180,393 48.69 % 50.41 % 0.97 % 77.66 %
25 225 IAT REINS CO GRP 280,553 276,736 16.19 % 16.51 % 0.96 % 78.63 %
26 98 WR BERKLEY CORP GRP 271,425 243,261 53.41 % 54.32 % 0.93 % 79.56 %
27 4889 JEWELERS MUT GRP 259,428 243,319 35.43 % 35.69 % 0.89 % 80.45 %
28 3098 TOKIO MARINE HOLDINGS INC GRP 238,616 236,288 219.90 % 221.91 % 0.82 % 81.27 %
29 91 HARTFORD FIRE & CAS GRP 231,435 239,207 72.03 % 72.35 % 0.80 % 82.07 %
30 244 CINCINNATI FIN GRP 226,242 187,904 37.65 % 38.78 % 0.78 % 82.85 %
31 31 BERKSHIRE HATHAWAY GRP 223,947 206,837 59.30 % 61.12 % 0.77 % 83.62 %
32 796 QBE INS GRP 223,023 190,133 19.62 % 22.37 % 0.77 % 84.38 %
33 1279 ARCH INS GRP 220,204 173,807 35.88 % 36.40 % 0.76 % 85.14 %
34 8 ALLSTATE INS GRP 214,978 214,829 35.05 % 36.31 % 0.74 % 85.88 %
35 280 AUTO OWNERS GRP 181,100 171,430 38.50 % 39.62 % 0.62 % 86.50 %
36 169 SENTRY INS GRP 177,302 123,793 56.47 % 56.56 % 0.61 % 87.11 %
37 869 MINNESOTA MUT GRP 169,255 156,046 27.12 % 30.60 % 0.58 % 87.69 %
38 23 BCS INS GRP 159,146 160,419 17.19 % 17.20 % 0.55 % 88.24 %
39 11231 GENERALI US BRANCH 136,260 106,915 65.14 % 67.26 % 0.47 % 88.71 %
40 242 SELECTIVE INS GRP 133,570 126,756 48.36 % 48.65 % 0.46 % 89.17 %
41 4904 INTACT FINANCIAL GRP 114,944 106,065 40.00 % 39.35 % 0.40 % 89.56 %
42 3219 SOMPO GRP 106,812 87,252 50.86 % 54.43 % 0.37 % 89.93 %
43 749 SCOR GRP 102,250 95,851 13.77 % 13.91 % 0.35 % 90.28 %
44 450 GENEVE HOLDINGS INC GRP 101,341 100,291 55.45 % 55.45 % 0.35 % 90.63 %
45 181 SWISS RE GRP 85,728 83,187 N/A N/A 0.29 % 90.93 %
46 69 FARMERS INS GRP 85,100 85,268 26.89 % 26.86 % 0.29 % 91.22 %
47 27928 AMEX ASSUR CO 84,553 84,092 59.22 % 59.87 % 0.29 % 91.51 %
48 4734 APOLLO GLOBAL MGMT GRP 81,643 76,103 58.59 % 63.89 % 0.28 % 91.79 %
49 62 EMC INS CO GRP 76,267 76,255 25.80 % 25.83 % 0.26 % 92.05 %
50 783 RLI INS GRP 72,411 69,352 32.90 % 33.46 % 0.25 % 92.30 %
51 1120 EVEREST REINS HOLDINGS GRP 65,230 60,476 52.03 % 53.87 % 0.22 % 92.53 %
52 7 FEDERATED MUT GRP 64,819 60,448 38.41 % 38.80 % 0.22 % 92.75 %
53 3416 AXIS CAPITAL GRP 64,518 57,761 32.80 % 32.38 % 0.22 % 92.97 %
54 16023 LEMONADE INS CO 64,049 37,753 74.50 % 74.50 % 0.22 % 93.19 %
55 574 AMERCO CORP GRP 64,037 64,037 10.83 % 11.21 % 0.22 % 93.41 %
56 457 ARGO GRP US INC GRP 59,407 46,511 75.43 % 78.10 % 0.20 % 93.61 %
57 4977 PALOMAR HOLDINGS GRP 57,153 30,550 25.11 % 27.88 % 0.20 % 93.81 %
58 248 UNITED FIRE & CAS GRP 56,082 57,599 41.82 % 41.58 % 0.19 % 94.00 %
59 408 AMERICAN NATL FIN GRP 54,414 51,233 47.37 % 47.36 % 0.19 % 94.19 %
60 228 WESTFIELD GRP 53,912 52,607 31.54 % 31.79 % 0.19 % 94.38 %
61 501 ALLEGHANY GRP 52,791 47,821 6.13 % 6.24 % 0.18 % 94.56 %
62 14184 ACUITY A MUT INS CO 52,623 50,443 26.71 % 26.74 % 0.18 % 94.74 %
63 473 AMERICAN FAMILY INS GRP 48,542 44,613 11.78 % 11.74 % 0.17 % 94.91 %
64 517 HANNOVER GRP 48,137 54,888 35.63 % 38.66 % 0.17 % 95.07 %
65 15350 WEST BEND MUT INS CO 44,826 42,208 31.44 % 31.48 % 0.15 % 95.23 %
© 2022 National Association of Insurance Commissioners
226
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 4381 SKYWARD SPECIALTY INS GRP INC GRP 40,409 98,247 42.18 % 43.40 % 0.14 % 95.36 %
67 629 PLATEAU GRP 40,253 38,681 31.55 % 31.55 % 0.14 % 95.50 %
68 809 TEXAS FARM BUREAU MUT GRP 39,854 34,936 76.83 % 76.84 % 0.14 % 95.64 %
69 2538 AMTRUST FINANCIAL SERV GRP 34,344 29,455 66.19 % 66.69 % 0.12 % 95.76 %
70 3569 CATERPILLAR GRP 33,000 20,125 50.08 % 50.08 % 0.11 % 95.87 %
71 1309 FRANKENMUTH GRP 31,355 30,516 35.49 % 36.14 % 0.11 % 95.98 %
72 748 AMERITRUST GRP INC GRP 31,085 30,945 43.08 % 43.55 % 0.11 % 96.09 %
73 256 COACTION GLOBAL INC GRP 30,217 36,577 26.06 % 26.93 % 0.10 % 96.19 %
74 309 WESTERN NATL MUT GRP 29,898 28,168 43.62 % 45.65 % 0.10 % 96.29 %
75 4666 HISCOX INS GRP 29,314 29,116 70.72 % 70.62 % 0.10 % 96.39 %
76 213 ERIE INS GRP 28,550 29,067 43.55 % 43.09 % 0.10 % 96.49 %
77 4715 MS & AD INS GRP 27,027 26,106 51.03 % 53.25 % 0.09 % 96.58 %
78 920 GLOBAL IND GRP 26,486 24,757 41.14 % 44.88 % 0.09 % 96.68 %
79 324 NORTH CAROLINA FARM BUREAU GRP 24,882 23,951 38.36 % 38.48 % 0.09 % 96.76 %
80 4908 ASCOT INS US GRP 24,237 21,645 42.17 % 43.98 % 0.08 % 96.84 %
81 36 CENTRAL MUT INS CO GRP 24,119 22,386 22.76 % 22.79 % 0.08 % 96.93 %
82 4773 FRONTLINE INS GRP 23,030 21,821 9.73 % 9.73 % 0.08 % 97.01 %
83 479 IFG CO GRP 22,234 19,824 17.20 % 14.56 % 0.08 % 97.08 %
84 175 STATE AUTO MUT GRP 22,105 21,394 31.44 % 31.76 % 0.08 % 97.16 %
85 922 ICW GRP ASSETS INC GRP 21,922 20,987 0.43 % 0.19 % 0.08 % 97.23 %
86 123 SHELTER INS GRP 20,002 18,309 42.12 % 43.09 % 0.07 % 97.30 %
87 13757 FARM BUREAU MUT INS CO OF AR INC 19,688 19,623 60.57 % 61.10 % 0.07 % 97.37 %
88 271 PENNSYLVANIA NATL INS GRP 19,612 19,323 31.96 % 31.96 % 0.07 % 97.44 %
89 291 ENCOVA MUT INS GRP 19,443 19,570 41.76 % 41.85 % 0.07 % 97.50 %
90 262 CANAL GRP 18,654 17,490 44.25 % 44.32 % 0.06 % 97.57 %
91 21806 AMERICAN PROP INS CO 18,632 18,465 21.49 % 26.08 % 0.06 % 97.63 %
92 50 COUNTRY INS & FIN SERV GRP 17,767 17,653 26.60 % 26.64 % 0.06 % 97.69 %
93 518 GRINNELL MUT GRP 17,448 16,680 34.25 % 34.44 % 0.06 % 97.75 %
94 10130 SU INS CO 16,351 15,832 51.01 % 51.01 % 0.06 % 97.81 %
95 32727 UNDERWRITERS AT LLOYDS 16,048 16,494 50.76 % 51.14 % 0.06 % 97.87 %
96 67 MICHIGAN FARM BUREAU GRP 15,065 14,750 47.18 % 47.56 % 0.05 % 97.92 %
97 483 SOUTHERN FARM BUREAU CAS GRP 14,949 14,233 45.09 % 45.43 % 0.05 % 97.97 %
98 689 BANKERS INS GRP 14,614 13,642 52.06 % 52.78 % 0.05 % 98.02 %
99 28 AMICA MUT GRP 14,116 14,248 22.97 % 23.30 % 0.05 % 98.07 %
100 4507 BUILDERS GRP 13,542 13,543 21.95 % 23.13 % 0.05 % 98.11 %
101 4990 CORE SPECIALTY INS HOLDINGS GRP 12,979 9,639 11.84 % 10.94 % 0.04 % 98.16 %
102 698 NORTH STAR CO GRP 12,448 11,985 39.82 % 39.97 % 0.04 % 98.20 %
103 19631 AMERICAN ROAD INS CO 12,146 12,146 33.94 % 33.94 % 0.04 % 98.24 %
104 55 AUTOMOBILE CLUB MI GRP 12,127 11,628 33.21 % 33.04 % 0.04 % 98.28 %
105 22 ANDOVER GRP 12,064 11,890 20.08 % 20.26 % 0.04 % 98.33 %
106 4131 PRIME HOLDINGS INS GRP 12,034 8,883 27.01 % 32.86 % 0.04 % 98.37 %
107 241 METROPOLITAN GRP 11,440 2,423 60.49 % 60.49 % 0.04 % 98.41 %
108 5 ALFA INS GRP 11,269 10,844 33.82 % 34.01 % 0.04 % 98.45 %
109 267 GRANGE MUT CAS GRP 10,490 10,432 28.08 % 28.48 % 0.04 % 98.48 %
110 1227 PALISADES GRP 10,400 8,745 5.48 % 5.48 % 0.04 % 98.52 %
111 474 FCCI MUT INS GRP 10,372 9,916 37.83 % 38.11 % 0.04 % 98.55 %
112 411 MAPFRE INS GRP 10,356 10,522 37.88 % 38.69 % 0.04 % 98.59 %
113 14427 LOUISIANA FARM BUREAU MUT INS CO 10,353 10,057 67.30 % 66.44 % 0.04 % 98.62 %
114 694 TENNESSEE FARMERS GRP 9,917 9,419 52.42 % 55.60 % 0.03 % 98.66 %
115 842 FARM BUREAU GRP 9,911 9,151 46.94 % 46.92 % 0.03 % 98.69 %
116 4850 CLEAR BLUE FINANCIAL GRP 9,844 10,280 94.79 % 97.18 % 0.03 % 98.73 %
117 38920 KINSALE INS CO 9,706 8,135 39.05 % 39.19 % 0.03 % 98.76 %
118 12961 CANOPIUS US INS 9,121 5,375 19.80 % 19.86 % 0.03 % 98.79 %
119 513 IOWA FARM BUREAU GRP 8,425 8,149 40.55 % 40.68 % 0.03 % 98.82 %
120 246 PENNSYLVANIA LUMBERMENS GRP 7,863 7,973 31.63 % 31.77 % 0.03 % 98.85 %
121 20690 NEW YORK MUNICIPAL INS RECIP 7,527 7,386 67.03 % 68.52 % 0.03 % 98.87 %
122 40088 AMERICAN INTER FIDELITY EXCH 7,464 7,464 10.26 % 8.09 % 0.03 % 98.90 %
123 708 NEW JERSEY MANUFACTURERS GRP 7,326 7,274 16.88 % 16.51 % 0.03 % 98.92 %
124 1278 CSAA INS GRP 7,196 7,342 23.24 % 23.71 % 0.02 % 98.95 %
125 188 SAFETY GRP 7,172 7,273 14.07 % 14.22 % 0.02 % 98.97 %
**INDUSTRY TOTAL** 29,086,879 27,650,625 49.40 % 51.00 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


227
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 218 CNA INS GRP 68,718 69,395 54.28 % 54.29 % 16.25 % 16.25 %
2 111 LIBERTY MUT GRP 58,714 58,636 84.02 % 83.74 % 13.88 % 30.13 %
3 176 STATE FARM GRP 22,638 21,958 26.45 % 26.82 % 5.35 % 35.48 %
4 155 PROGRESSIVE GRP 18,358 16,352 31.92 % 31.70 % 4.34 % 39.82 %
5 761 ALLIANZ INS GRP 14,643 12,727 9.11 % 7.38 % 3.46 % 43.29 %
6 212 ZURICH INS GRP 14,308 12,953 23.07 % 23.80 % 3.38 % 46.67 %
7 3548 TRAVELERS GRP 12,805 12,306 41.04 % 42.54 % 3.03 % 49.70 %
8 12 AMERICAN INTL GRP 12,023 11,797 56.93 % 56.92 % 2.84 % 52.54 %
9 626 CHUBB LTD GRP 11,585 10,518 79.99 % 85.16 % 2.74 % 55.28 %
10 19 ASSURANT INC GRP 10,505 16,898 18.60 % 18.60 % 2.48 % 57.76 %
**STATE TOTAL** 422,933 408,848 78.02 % 78.49 % 100.00 % 57.76 %

Alaska 1 218 CNA INS GRP 17,283 17,377 53.35 % 53.36 % 21.93 % 21.93 %
2 761 ALLIANZ INS GRP 8,809 8,248 N/A N/A 11.18 % 33.11 %
3 111 LIBERTY MUT GRP 5,907 5,650 N/A N/A 7.49 % 40.60 %
4 176 STATE FARM GRP 4,687 4,542 39.92 % 40.53 % 5.95 % 46.55 %
5 65 FM GLOBAL GRP 3,708 3,765 31.02 % 31.26 % 4.70 % 51.26 %
6 309 WESTERN NATL MUT GRP 3,177 2,587 28.20 % 29.51 % 4.03 % 55.29 %
7 212 ZURICH INS GRP 2,990 2,803 N/A N/A 3.79 % 59.08 %
8 4485 COPPERPOINT GRP 2,880 2,966 8.02 % 8.18 % 3.65 % 62.74 %
9 12 AMERICAN INTL GRP 2,788 2,667 N/A N/A 3.54 % 66.27 %
10 155 PROGRESSIVE GRP 2,140 2,066 33.53 % 33.51 % 2.72 % 68.99 %
**STATE TOTAL** 78,810 76,976 22.30 % 23.83 % 100.00 % 68.99 %

Arizona 1 111 LIBERTY MUT GRP 95,715 95,574 77.65 % 77.70 % 18.78 % 18.78 %
2 218 CNA INS GRP 52,962 52,901 56.15 % 56.20 % 10.39 % 29.16 %
3 626 CHUBB LTD GRP 32,013 27,517 47.48 % 49.15 % 6.28 % 35.44 %
4 761 ALLIANZ INS GRP 27,493 24,284 16.06 % 15.44 % 5.39 % 40.84 %
5 140 NATIONWIDE CORP GRP 21,640 19,777 66.00 % 66.21 % 4.24 % 45.08 %
6 12 AMERICAN INTL GRP 21,233 18,008 20.11 % 20.19 % 4.17 % 49.25 %
7 212 ZURICH INS GRP 18,788 15,681 18.57 % 20.86 % 3.69 % 52.93 %
8 19 ASSURANT INC GRP 16,197 17,445 44.71 % 44.71 % 3.18 % 56.11 %
9 176 STATE FARM GRP 14,845 14,281 35.14 % 35.87 % 2.91 % 59.02 %
10 3548 TRAVELERS GRP 13,456 12,876 64.74 % 65.43 % 2.64 % 61.66 %
**STATE TOTAL** 509,790 471,654 46.90 % 47.40 % 100.00 % 61.66 %

Arkansas 1 218 CNA INS GRP 57,375 57,720 53.97 % 53.98 % 21.60 % 21.60 %
2 111 LIBERTY MUT GRP 33,718 33,459 63.10 % 63.45 % 12.69 % 34.29 %
3 13757 FARM BUREAU MUT INS CO OF AR INC 19,688 19,623 60.57 % 61.10 % 7.41 % 41.70 %
4 761 ALLIANZ INS GRP 12,149 10,530 27.66 % 27.56 % 4.57 % 46.27 %
5 176 STATE FARM GRP 11,163 11,130 51.10 % 51.13 % 4.20 % 50.48 %
6 212 ZURICH INS GRP 9,803 9,118 48.46 % 50.45 % 3.69 % 54.17 %
7 785 MARKEL CORP GRP 9,665 8,418 70.57 % 74.97 % 3.64 % 57.81 %
8 169 SENTRY INS GRP 7,776 4,182 12.18 % 12.32 % 2.93 % 60.73 %
9 155 PROGRESSIVE GRP 7,737 6,888 48.80 % 49.01 % 2.91 % 63.65 %
10 3548 TRAVELERS GRP 7,608 7,703 93.95 % 96.78 % 2.86 % 66.51 %
**STATE TOTAL** 265,651 253,809 71.71 % 72.42 % 100.00 % 66.51 %

© 2022 National Association of Insurance Commissioners


228
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 218 CNA INS GRP 424,975 424,853 54.84 % 54.89 % 11.20 % 11.20 %
2 111 LIBERTY MUT GRP 415,211 408,074 65.65 % 65.77 % 10.94 % 22.14 %
3 626 CHUBB LTD GRP 257,922 234,869 63.66 % 82.24 % 6.80 % 28.93 %
4 140 NATIONWIDE CORP GRP 217,214 203,131 79.80 % 80.05 % 5.72 % 34.66 %
5 761 ALLIANZ INS GRP 204,249 192,446 144.50 % 145.43 % 5.38 % 40.04 %
6 19 ASSURANT INC GRP 203,492 224,449 32.00 % 32.00 % 5.36 % 45.40 %
7 12 AMERICAN INTL GRP 201,384 183,820 N/A N/A 5.31 % 50.71 %
8 796 QBE INS GRP 150,996 129,265 1.74 % 1.91 % 3.98 % 54.68 %
9 212 ZURICH INS GRP 143,036 128,383 22.27 % 27.72 % 3.77 % 58.45 %
10 5008 TRUPANION GRP 126,055 117,622 66.03 % 66.04 % 3.32 % 61.77 %
**STATE TOTAL** 3,795,312 3,643,504 48.13 % 50.01 % 100.00 % 61.77 %

Colorado 1 111 LIBERTY MUT GRP 79,099 77,935 66.96 % 67.16 % 13.98 % 13.98 %
2 218 CNA INS GRP 53,925 53,311 54.08 % 54.13 % 9.53 % 23.51 %
3 626 CHUBB LTD GRP 44,878 40,774 45.81 % 52.80 % 7.93 % 31.44 %
4 12 AMERICAN INTL GRP 33,315 31,282 20.02 % 19.93 % 5.89 % 37.33 %
5 140 NATIONWIDE CORP GRP 33,106 30,048 68.43 % 68.61 % 5.85 % 43.18 %
6 212 ZURICH INS GRP 23,913 20,528 14.92 % 17.69 % 4.23 % 47.41 %
7 761 ALLIANZ INS GRP 22,989 20,815 21.22 % 21.12 % 4.06 % 51.47 %
8 3548 TRAVELERS GRP 18,969 19,282 41.07 % 41.74 % 3.35 % 54.83 %
9 5008 TRUPANION GRP 18,931 17,292 65.63 % 65.63 % 3.35 % 58.17 %
10 19 ASSURANT INC GRP 18,257 16,858 38.67 % 38.67 % 3.23 % 61.40 %
**STATE TOTAL** 565,784 529,148 43.91 % 45.32 % 100.00 % 61.40 %

Connecticut 1 111 LIBERTY MUT GRP 52,937 53,312 49.69 % 49.84 % 13.07 % 13.07 %
2 626 CHUBB LTD GRP 44,125 44,266 35.02 % 40.59 % 10.90 % 23.97 %
3 218 CNA INS GRP 42,011 41,596 52.58 % 52.60 % 10.37 % 34.34 %
4 12 AMERICAN INTL GRP 28,657 23,895 23.98 % 24.81 % 7.08 % 41.42 %
5 140 NATIONWIDE CORP GRP 23,322 21,658 70.48 % 70.64 % 5.76 % 47.17 %
6 761 ALLIANZ INS GRP 17,348 14,880 7.47 % 5.98 % 4.28 % 51.46 %
7 5008 TRUPANION GRP 13,275 12,303 64.97 % 64.98 % 3.28 % 54.73 %
8 181 SWISS RE GRP 12,826 12,701 29.33 % 24.97 % 3.17 % 57.90 %
9 785 MARKEL CORP GRP 12,179 13,375 26.25 % 26.78 % 3.01 % 60.91 %
10 84 AMERICAN FINANCIAL GRP 11,941 11,876 52.03 % 52.62 % 2.95 % 63.86 %
**STATE TOTAL** 404,999 387,580 40.15 % 42.85 % 100.00 % 63.86 %

Delaware 1 27928 AMEX ASSUR CO 25,206 25,205 91.42 % 91.47 % 20.17 % 20.17 %
2 111 LIBERTY MUT GRP 15,921 15,856 47.16 % 47.52 % 12.74 % 32.92 %
3 19 ASSURANT INC GRP 13,637 14,418 27.05 % 27.05 % 10.91 % 43.83 %
4 218 CNA INS GRP 10,676 10,777 54.68 % 54.68 % 8.54 % 52.38 %
5 140 NATIONWIDE CORP GRP 5,501 5,218 52.98 % 53.06 % 4.40 % 56.78 %
6 626 CHUBB LTD GRP 5,056 5,043 45.28 % 56.92 % 4.05 % 60.83 %
7 12 AMERICAN INTL GRP 4,664 4,321 33.65 % 33.75 % 3.73 % 64.56 %
8 761 ALLIANZ INS GRP 3,790 3,256 23.58 % 24.02 % 3.03 % 67.59 %
9 785 MARKEL CORP GRP 3,705 3,466 69.15 % 75.61 % 2.97 % 70.56 %
10 176 STATE FARM GRP 2,465 2,330 34.99 % 35.75 % 1.97 % 72.53 %
**STATE TOTAL** 124,940 120,951 49.34 % 50.16 % 100.00 % 72.53 %

© 2022 National Association of Insurance Commissioners


229
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 111 LIBERTY MUT GRP 64,616 64,791 7.89 % 7.94 % 44.48 % 44.48 %
2 626 CHUBB LTD GRP 13,972 12,788 39.13 % 67.48 % 9.62 % 54.10 %
3 5008 TRUPANION GRP 7,214 7,023 48.64 % 48.65 % 4.97 % 59.07 %
4 218 CNA INS GRP 6,813 6,739 54.82 % 55.16 % 4.69 % 63.76 %
5 65 FM GLOBAL GRP 5,888 5,687 47.66 % 94.94 % 4.05 % 67.81 %
6 761 ALLIANZ INS GRP 4,730 4,138 80.00 % 80.23 % 3.26 % 71.07 %
7 12 AMERICAN INTL GRP 4,594 4,559 43.60 % 43.41 % 3.16 % 74.23 %
8 212 ZURICH INS GRP 4,311 3,325 18.63 % 15.42 % 2.97 % 77.20 %
9 140 NATIONWIDE CORP GRP 3,833 3,575 72.44 % 72.53 % 2.64 % 79.84 %
10 19 ASSURANT INC GRP 2,845 3,360 57.44 % 57.44 % 1.96 % 81.80 %
**STATE TOTAL** 145,255 140,702 52.77 % 56.83 % 100.00 % 81.80 %

Florida 1 218 CNA INS GRP 244,288 246,213 56.70 % 56.72 % 12.54 % 12.54 %
2 111 LIBERTY MUT GRP 177,415 175,893 100.25 % 100.51 % 9.11 % 21.66 %
3 626 CHUBB LTD GRP 146,511 132,629 63.50 % 80.77 % 7.52 % 29.18 %
4 212 ZURICH INS GRP 131,568 104,765 22.17 % 23.25 % 6.76 % 35.94 %
5 155 PROGRESSIVE GRP 111,064 101,730 28.22 % 28.50 % 5.70 % 41.64 %
6 12 AMERICAN INTL GRP 109,669 102,637 10.63 % 10.92 % 5.63 % 47.27 %
7 19 ASSURANT INC GRP 75,427 81,430 40.65 % 40.65 % 3.87 % 51.14 %
8 140 NATIONWIDE CORP GRP 63,786 58,641 64.40 % 64.50 % 3.28 % 54.42 %
9 31 BERKSHIRE HATHAWAY GRP 56,126 53,663 44.02 % 47.14 % 2.88 % 57.30 %
10 4670 STARR GRP 48,286 37,461 35.44 % 36.19 % 2.48 % 59.78 %
**STATE TOTAL** 1,947,345 1,793,195 44.63 % 46.04 % 100.00 % 59.78 %

Georgia 1 111 LIBERTY MUT GRP 140,959 140,612 80.77 % 80.89 % 15.65 % 15.65 %
2 218 CNA INS GRP 119,892 120,892 55.99 % 56.00 % 13.31 % 28.97 %
3 761 ALLIANZ INS GRP 47,986 44,260 26.35 % 26.44 % 5.33 % 34.29 %
4 626 CHUBB LTD GRP 40,776 35,683 53.03 % 80.66 % 4.53 % 38.82 %
5 4718 TIPTREE FIN GRP 35,367 30,495 3.40 % 3.39 % 3.93 % 42.75 %
6 212 ZURICH INS GRP 34,138 29,471 22.49 % 23.55 % 3.79 % 46.54 %
7 176 STATE FARM GRP 28,834 27,791 53.54 % 54.30 % 3.20 % 49.74 %
8 3548 TRAVELERS GRP 27,713 26,041 59.94 % 60.65 % 3.08 % 52.82 %
9 19 ASSURANT INC GRP 26,143 27,912 52.92 % 52.92 % 2.90 % 55.72 %
10 12 AMERICAN INTL GRP 25,411 23,050 56.59 % 57.04 % 2.82 % 58.54 %
**STATE TOTAL** 900,560 848,290 50.40 % 52.12 % 100.00 % 58.54 %

Hawaii 1 218 CNA INS GRP 17,553 17,412 53.78 % 53.78 % 14.15 % 14.15 %
2 111 LIBERTY MUT GRP 17,140 17,114 51.89 % 51.90 % 13.82 % 27.98 %
3 626 CHUBB LTD GRP 14,491 13,450 24.70 % 25.44 % 11.69 % 39.66 %
4 761 ALLIANZ INS GRP 12,613 11,423 2.88 % 2.56 % 10.17 % 49.83 %
5 785 MARKEL CORP GRP 7,064 6,268 6.52 % 6.57 % 5.70 % 55.53 %
6 12 AMERICAN INTL GRP 5,885 5,143 6.29 % 6.13 % 4.75 % 60.28 %
7 140 NATIONWIDE CORP GRP 5,539 4,823 71.90 % 72.05 % 4.47 % 64.74 %
8 212 ZURICH INS GRP 4,588 4,219 2.93 % 3.33 % 3.70 % 68.44 %
9 19 ASSURANT INC GRP 3,636 4,201 27.92 % 27.92 % 2.93 % 71.37 %
10 5008 TRUPANION GRP 3,536 3,266 68.94 % 68.96 % 2.85 % 74.22 %
**STATE TOTAL** 124,009 118,031 33.73 % 33.93 % 100.00 % 74.22 %

© 2022 National Association of Insurance Commissioners


230
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 111 LIBERTY MUT GRP 32,597 32,145 56.00 % 56.11 % 22.01 % 22.01 %
2 218 CNA INS GRP 10,900 11,006 53.72 % 53.75 % 7.36 % 29.37 %
3 842 FARM BUREAU GRP 9,911 9,151 46.94 % 46.92 % 6.69 % 36.06 %
4 761 ALLIANZ INS GRP 8,067 6,889 22.25 % 22.42 % 5.45 % 41.50 %
5 12 AMERICAN INTL GRP 6,514 5,897 38.95 % 39.04 % 4.40 % 45.90 %
6 155 PROGRESSIVE GRP 4,876 4,361 49.07 % 49.33 % 3.29 % 49.19 %
7 626 CHUBB LTD GRP 4,709 3,955 122.92 % 196.39 % 3.18 % 52.37 %
8 280 AUTO OWNERS GRP 4,603 3,938 26.12 % 27.09 % 3.11 % 55.48 %
9 212 ZURICH INS GRP 4,255 3,529 8.21 % 11.08 % 2.87 % 58.35 %
10 244 CINCINNATI FIN GRP 3,810 2,881 23.16 % 23.95 % 2.57 % 60.92 %
**STATE TOTAL** 148,121 137,009 42.71 % 44.85 % 100.00 % 60.92 %

Illinois 1 218 CNA INS GRP 134,958 135,455 52.56 % 52.58 % 13.37 % 13.37 %
2 111 LIBERTY MUT GRP 125,831 124,358 56.22 % 56.29 % 12.47 % 25.84 %
3 626 CHUBB LTD GRP 60,346 59,781 43.55 % 71.82 % 5.98 % 31.82 %
4 12 AMERICAN INTL GRP 54,627 49,381 2.31 % 2.13 % 5.41 % 37.23 %
5 761 ALLIANZ INS GRP 50,914 49,764 27.83 % 28.59 % 5.05 % 42.28 %
6 3548 TRAVELERS GRP 48,150 46,491 52.12 % 55.51 % 4.77 % 47.05 %
7 176 STATE FARM GRP 47,464 46,525 35.53 % 36.37 % 4.70 % 51.75 %
8 140 NATIONWIDE CORP GRP 43,322 39,527 70.66 % 70.91 % 4.29 % 56.05 %
9 19 ASSURANT INC GRP 34,809 38,220 40.91 % 40.91 % 3.45 % 59.50 %
10 65 FM GLOBAL GRP 31,266 31,237 N/A N/A 3.10 % 62.60 %
**STATE TOTAL** 1,009,161 979,058 43.33 % 45.90 % 100.00 % 62.60 %

Indiana 1 218 CNA INS GRP 81,114 81,531 54.62 % 54.66 % 17.26 % 17.26 %
2 111 LIBERTY MUT GRP 80,437 79,600 61.21 % 61.22 % 17.12 % 34.38 %
3 12 AMERICAN INTL GRP 20,739 19,617 24.45 % 24.67 % 4.41 % 38.79 %
4 761 ALLIANZ INS GRP 20,076 17,967 N/A N/A 4.27 % 43.06 %
5 176 STATE FARM GRP 15,900 15,706 38.97 % 40.02 % 3.38 % 46.44 %
6 65 FM GLOBAL GRP 14,640 14,293 65.12 % 66.29 % 3.12 % 49.56 %
7 785 MARKEL CORP GRP 13,978 12,788 27.52 % 28.89 % 2.97 % 52.53 %
8 155 PROGRESSIVE GRP 13,708 11,892 36.92 % 37.25 % 2.92 % 55.45 %
9 3548 TRAVELERS GRP 13,687 13,478 60.92 % 61.27 % 2.91 % 58.36 %
10 626 CHUBB LTD GRP 13,526 11,684 91.03 % 116.01 % 2.88 % 61.24 %
**STATE TOTAL** 469,946 452,276 55.90 % 56.77 % 100.00 % 61.24 %

Iowa 1 111 LIBERTY MUT GRP 44,962 44,807 52.93 % 53.16 % 17.40 % 17.40 %
2 10130 SU INS CO 15,146 14,661 52.49 % 52.49 % 5.86 % 23.26 %
3 140 NATIONWIDE CORP GRP 11,484 11,210 42.22 % 43.02 % 4.44 % 27.71 %
4 3548 TRAVELERS GRP 9,523 8,976 34.36 % 35.13 % 3.69 % 31.39 %
5 176 STATE FARM GRP 9,155 9,095 33.83 % 34.36 % 3.54 % 34.93 %
6 12 AMERICAN INTL GRP 8,932 8,367 14.99 % 14.79 % 3.46 % 38.39 %
7 761 ALLIANZ INS GRP 8,856 8,066 25.34 % 25.15 % 3.43 % 41.82 %
8 218 CNA INS GRP 8,855 8,903 52.51 % 52.64 % 3.43 % 45.25 %
9 155 PROGRESSIVE GRP 8,149 7,623 42.41 % 42.57 % 3.15 % 48.40 %
10 65 FM GLOBAL GRP 7,028 7,265 N/A 14.83 % 2.72 % 51.12 %
**STATE TOTAL** 258,393 253,920 40.79 % 42.01 % 100.00 % 51.12 %

© 2022 National Association of Insurance Commissioners


231
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 111 LIBERTY MUT GRP 29,370 29,481 67.80 % 67.95 % 12.45 % 12.45 %
2 218 CNA INS GRP 27,165 27,276 52.74 % 52.85 % 11.51 % 23.96 %
3 31 BERKSHIRE HATHAWAY GRP 12,545 11,377 114.16 % 114.38 % 5.32 % 29.27 %
4 3548 TRAVELERS GRP 12,415 12,120 30.33 % 30.95 % 5.26 % 34.53 %
5 626 CHUBB LTD GRP 11,833 10,212 47.30 % 50.04 % 5.01 % 39.55 %
6 140 NATIONWIDE CORP GRP 10,596 9,987 49.65 % 50.36 % 4.49 % 44.04 %
7 761 ALLIANZ INS GRP 10,255 9,406 19.26 % 19.18 % 4.35 % 48.38 %
8 212 ZURICH INS GRP 8,175 7,941 24.54 % 26.89 % 3.46 % 51.85 %
9 62 EMC INS CO GRP 7,099 7,138 16.12 % 16.25 % 3.01 % 54.86 %
10 84 AMERICAN FINANCIAL GRP 6,798 6,478 51.78 % 51.96 % 2.88 % 57.74 %
**STATE TOTAL** 235,985 228,784 41.51 % 42.15 % 100.00 % 57.74 %

Kentucky 1 218 CNA INS GRP 68,787 69,759 52.65 % 52.67 % 21.71 % 21.71 %
2 111 LIBERTY MUT GRP 30,723 29,807 69.67 % 69.92 % 9.70 % 31.41 %
3 32727 UNDERWRITERS AT LLOYDS 16,048 16,494 50.76 % 51.14 % 5.07 % 36.47 %
4 65 FM GLOBAL GRP 15,847 15,005 39.49 % 40.65 % 5.00 % 41.48 %
5 761 ALLIANZ INS GRP 12,146 11,976 23.73 % 23.14 % 3.83 % 45.31 %
6 84 AMERICAN FINANCIAL GRP 11,211 12,191 80.35 % 80.66 % 3.54 % 48.85 %
7 176 STATE FARM GRP 9,818 9,501 42.77 % 43.56 % 3.10 % 51.95 %
8 517 HANNOVER GRP 8,559 7,028 101.74 % 106.41 % 2.70 % 54.65 %
9 3548 TRAVELERS GRP 8,285 8,187 145.10 % 145.59 % 2.62 % 57.27 %
10 12 AMERICAN INTL GRP 8,033 7,669 30.59 % 31.06 % 2.54 % 59.80 %
**STATE TOTAL** 316,815 305,490 48.79 % 49.53 % 100.00 % 59.80 %

Louisiana 1 218 CNA INS GRP 114,339 115,093 56.26 % 56.28 % 22.25 % 22.25 %
2 111 LIBERTY MUT GRP 53,964 53,957 70.40 % 70.44 % 10.50 % 32.76 %
3 4718 TIPTREE FIN GRP 41,806 38,410 42.59 % 42.59 % 8.14 % 40.89 %
4 212 ZURICH INS GRP 25,263 22,407 106.95 % 112.44 % 4.92 % 45.81 %
5 176 STATE FARM GRP 22,857 22,432 100.68 % 101.82 % 4.45 % 50.26 %
6 761 ALLIANZ INS GRP 18,008 16,578 58.37 % 59.42 % 3.50 % 53.76 %
7 3548 TRAVELERS GRP 15,524 15,034 35.70 % 35.77 % 3.02 % 56.78 %
8 968 AXA INS GRP 15,462 15,173 69.31 % 76.12 % 3.01 % 59.79 %
9 12 AMERICAN INTL GRP 15,089 15,380 98.65 % 100.78 % 2.94 % 62.73 %
10 155 PROGRESSIVE GRP 14,706 13,801 90.89 % 91.42 % 2.86 % 65.59 %
**STATE TOTAL** 513,800 489,039 80.10 % 81.78 % 100.00 % 65.59 %

Maine 1 111 LIBERTY MUT GRP 17,814 18,041 38.82 % 39.08 % 16.31 % 16.31 %
2 218 CNA INS GRP 8,430 8,434 51.32 % 51.34 % 7.72 % 24.03 %
3 626 CHUBB LTD GRP 7,435 6,059 34.64 % 45.87 % 6.81 % 30.84 %
4 155 PROGRESSIVE GRP 7,304 6,830 36.94 % 37.03 % 6.69 % 37.53 %
5 98 WR BERKLEY CORP GRP 6,201 5,689 33.04 % 33.91 % 5.68 % 43.20 %
6 761 ALLIANZ INS GRP 5,289 4,194 9.89 % 9.49 % 4.84 % 48.05 %
7 5008 TRUPANION GRP 4,520 4,116 70.03 % 70.04 % 4.14 % 52.19 %
8 12 AMERICAN INTL GRP 4,275 3,200 2.58 % 2.35 % 3.91 % 56.10 %
9 88 THE HANOVER INS GRP 4,099 3,896 26.07 % 26.54 % 3.75 % 59.85 %
10 140 NATIONWIDE CORP GRP 3,950 3,599 54.53 % 54.40 % 3.62 % 63.47 %
**STATE TOTAL** 109,209 100,085 66.30 % 67.18 % 100.00 % 63.47 %

© 2022 National Association of Insurance Commissioners


232
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 218 CNA INS GRP 64,306 62,766 54.25 % 54.29 % 13.44 % 13.44 %
2 111 LIBERTY MUT GRP 55,421 54,657 88.75 % 88.99 % 11.58 % 25.02 %
3 626 CHUBB LTD GRP 32,809 35,282 38.01 % 44.29 % 6.86 % 31.88 %
4 140 NATIONWIDE CORP GRP 29,702 28,068 56.86 % 57.00 % 6.21 % 38.09 %
5 761 ALLIANZ INS GRP 20,381 16,359 5.35 % 4.53 % 4.26 % 42.35 %
6 12 AMERICAN INTL GRP 18,822 17,321 18.94 % 18.85 % 3.93 % 46.28 %
7 19 ASSURANT INC GRP 16,324 17,928 49.90 % 49.90 % 3.41 % 49.69 %
8 3548 TRAVELERS GRP 15,132 14,507 23.38 % 24.02 % 3.16 % 52.86 %
9 155 PROGRESSIVE GRP 14,194 11,962 46.17 % 46.42 % 2.97 % 55.82 %
10 176 STATE FARM GRP 13,263 12,959 43.71 % 44.27 % 2.77 % 58.60 %
**STATE TOTAL** 478,450 457,372 42.87 % 43.36 % 100.00 % 58.60 %

Massachusetts 1 111 LIBERTY MUT GRP 103,541 102,818 59.54 % 54.84 % 14.91 % 14.91 %
2 626 CHUBB LTD GRP 59,697 57,950 39.66 % 58.97 % 8.60 % 23.51 %
3 218 CNA INS GRP 56,872 56,674 52.35 % 52.49 % 8.19 % 31.71 %
4 140 NATIONWIDE CORP GRP 45,839 38,235 73.94 % 74.08 % 6.60 % 38.31 %
5 5008 TRUPANION GRP 43,846 41,135 68.43 % 68.43 % 6.32 % 44.62 %
6 761 ALLIANZ INS GRP 41,868 35,314 14.27 % 14.41 % 6.03 % 50.66 %
7 12 AMERICAN INTL GRP 25,859 23,097 0.42 % 1.40 % 3.72 % 54.38 %
8 158 FAIRFAX FIN GRP 24,749 24,448 47.26 % 47.76 % 3.56 % 57.95 %
9 65 FM GLOBAL GRP 18,606 17,471 197.13 % 216.95 % 2.68 % 60.63 %
10 98 WR BERKLEY CORP GRP 17,371 16,003 98.54 % 99.84 % 2.50 % 63.13 %
**STATE TOTAL** 694,229 652,666 46.94 % 48.72 % 100.00 % 63.13 %

Michigan 1 111 LIBERTY MUT GRP 122,302 122,252 63.29 % 63.30 % 17.80 % 17.80 %
2 218 CNA INS GRP 82,506 82,935 53.49 % 53.51 % 12.00 % 29.80 %
3 761 ALLIANZ INS GRP 40,592 36,890 14.92 % 14.71 % 5.91 % 35.71 %
4 19 ASSURANT INC GRP 26,864 28,469 33.22 % 33.22 % 3.91 % 39.62 %
5 280 AUTO OWNERS GRP 26,373 25,652 44.13 % 45.06 % 3.84 % 43.45 %
6 626 CHUBB LTD GRP 25,927 23,785 55.09 % 66.00 % 3.77 % 47.23 %
7 155 PROGRESSIVE GRP 24,004 22,248 42.54 % 42.63 % 3.49 % 50.72 %
8 176 STATE FARM GRP 23,106 22,283 53.08 % 54.07 % 3.36 % 54.08 %
9 12 AMERICAN INTL GRP 20,823 19,239 5.91 % 6.28 % 3.03 % 57.11 %
10 140 NATIONWIDE CORP GRP 19,200 17,945 70.71 % 71.20 % 2.79 % 59.90 %
**STATE TOTAL** 687,271 660,857 68.75 % 70.04 % 100.00 % 59.90 %

Minnesota 1 111 LIBERTY MUT GRP 79,242 78,878 55.84 % 55.86 % 16.70 % 16.70 %
2 218 CNA INS GRP 38,376 38,341 53.39 % 53.41 % 8.09 % 24.79 %
3 176 STATE FARM GRP 27,701 27,133 38.39 % 37.93 % 5.84 % 30.63 %
4 761 ALLIANZ INS GRP 25,862 21,741 13.23 % 13.28 % 5.45 % 36.09 %
5 155 PROGRESSIVE GRP 21,391 20,017 40.98 % 41.09 % 4.51 % 40.59 %
6 626 CHUBB LTD GRP 20,011 18,670 33.10 % 78.91 % 4.22 % 44.81 %
7 3548 TRAVELERS GRP 17,588 17,605 37.06 % 37.58 % 3.71 % 48.52 %
8 12 AMERICAN INTL GRP 15,123 13,404 13.84 % 14.02 % 3.19 % 51.71 %
9 150 OLD REPUBLIC GRP 13,999 13,800 37.06 % 37.48 % 2.95 % 54.66 %
10 280 AUTO OWNERS GRP 13,935 13,378 36.82 % 37.72 % 2.94 % 57.60 %
**STATE TOTAL** 474,377 453,711 38.12 % 40.62 % 100.00 % 57.60 %

© 2022 National Association of Insurance Commissioners


233
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 218 CNA INS GRP 51,707 52,415 55.19 % 55.19 % 17.28 % 17.28 %
2 4718 TIPTREE FIN GRP 40,003 35,599 2.54 % 2.53 % 13.37 % 30.65 %
3 12 AMERICAN INTL GRP 27,123 26,939 2.54 % 3.63 % 9.06 % 39.71 %
4 111 LIBERTY MUT GRP 16,615 16,038 105.60 % 105.91 % 5.55 % 45.27 %
5 88 THE HANOVER INS GRP 15,865 12,818 11.73 % 13.25 % 5.30 % 50.57 %
6 483 SOUTHERN FARM BUREAU CAS GRP 12,842 12,130 50.44 % 50.85 % 4.29 % 54.86 %
7 212 ZURICH INS GRP 9,672 9,028 29.81 % 31.35 % 3.23 % 58.09 %
8 176 STATE FARM GRP 9,225 8,789 58.88 % 60.90 % 3.08 % 61.18 %
9 155 PROGRESSIVE GRP 8,857 7,806 47.34 % 47.46 % 2.96 % 64.14 %
10 785 MARKEL CORP GRP 7,154 6,635 22.08 % 22.78 % 2.39 % 66.53 %
**STATE TOTAL** 299,219 283,738 40.68 % 41.32 % 100.00 % 66.53 %

Missouri 1 218 CNA INS GRP 96,582 96,880 53.55 % 53.60 % 19.71 % 19.71 %
2 111 LIBERTY MUT GRP 63,678 60,282 48.83 % 48.93 % 13.00 % 32.71 %
3 761 ALLIANZ INS GRP 32,670 32,459 38.25 % 39.81 % 6.67 % 39.38 %
4 3548 TRAVELERS GRP 21,156 20,115 12.62 % 12.89 % 4.32 % 43.70 %
5 176 STATE FARM GRP 20,544 20,070 41.13 % 42.34 % 4.19 % 47.89 %
6 212 ZURICH INS GRP 17,290 17,348 20.14 % 22.19 % 3.53 % 51.42 %
7 12 AMERICAN INTL GRP 16,961 14,865 14.94 % 15.25 % 3.46 % 54.88 %
8 626 CHUBB LTD GRP 16,787 15,820 39.44 % 49.92 % 3.43 % 58.31 %
9 155 PROGRESSIVE GRP 15,383 13,800 39.36 % 39.99 % 3.14 % 61.45 %
10 140 NATIONWIDE CORP GRP 13,298 13,047 57.29 % 57.96 % 2.71 % 64.16 %
**STATE TOTAL** 489,911 471,937 42.83 % 43.62 % 100.00 % 64.16 %

Montana 1 111 LIBERTY MUT GRP 27,049 26,420 50.71 % 50.90 % 25.63 % 25.63 %
2 212 ZURICH INS GRP 6,936 5,177 15.54 % 15.79 % 6.57 % 32.21 %
3 785 MARKEL CORP GRP 6,563 5,869 19.52 % 20.40 % 6.22 % 38.43 %
4 218 CNA INS GRP 6,490 6,547 54.38 % 54.41 % 6.15 % 44.58 %
5 761 ALLIANZ INS GRP 5,167 4,911 13.00 % 12.49 % 4.90 % 49.48 %
6 12 AMERICAN INTL GRP 4,838 4,444 14.67 % 14.98 % 4.58 % 54.06 %
7 244 CINCINNATI FIN GRP 3,730 2,827 24.13 % 25.66 % 3.54 % 57.60 %
8 176 STATE FARM GRP 3,104 2,968 45.17 % 44.05 % 2.94 % 60.54 %
9 155 PROGRESSIVE GRP 3,052 2,859 31.55 % 31.53 % 2.89 % 63.43 %
10 3548 TRAVELERS GRP 2,763 2,709 28.30 % 31.41 % 2.62 % 66.05 %
**STATE TOTAL** 105,514 97,010 37.60 % 38.45 % 100.00 % 66.05 %

Nebraska 1 111 LIBERTY MUT GRP 38,967 38,902 58.92 % 59.04 % 18.83 % 18.83 %
2 626 CHUBB LTD GRP 16,964 15,131 54.28 % 59.21 % 8.20 % 27.03 %
3 31 BERKSHIRE HATHAWAY GRP 8,319 7,955 90.08 % 90.23 % 4.02 % 31.05 %
4 91 HARTFORD FIRE & CAS GRP 8,262 8,228 46.42 % 46.62 % 3.99 % 35.04 %
5 12 AMERICAN INTL GRP 7,838 6,886 4.00 % 3.89 % 3.79 % 38.83 %
6 84 AMERICAN FINANCIAL GRP 7,743 8,285 78.13 % 77.58 % 3.74 % 42.57 %
7 218 CNA INS GRP 7,666 7,638 54.47 % 54.76 % 3.70 % 46.28 %
8 140 NATIONWIDE CORP GRP 7,293 7,034 33.02 % 33.42 % 3.52 % 49.80 %
9 761 ALLIANZ INS GRP 7,123 6,418 14.99 % 14.87 % 3.44 % 53.25 %
10 19 ASSURANT INC GRP 6,728 4,436 22.43 % 22.43 % 3.25 % 56.50 %
**STATE TOTAL** 206,915 196,536 43.31 % 43.70 % 100.00 % 56.50 %

© 2022 National Association of Insurance Commissioners


234
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 218 CNA INS GRP 39,709 39,899 55.36 % 55.41 % 15.95 % 15.95 %
2 111 LIBERTY MUT GRP 30,619 30,353 69.92 % 70.60 % 12.30 % 28.25 %
3 12 AMERICAN INTL GRP 13,343 11,676 19.60 % 20.15 % 5.36 % 33.61 %
4 761 ALLIANZ INS GRP 12,932 11,513 16.99 % 17.57 % 5.19 % 38.80 %
5 140 NATIONWIDE CORP GRP 12,274 11,424 90.72 % 90.96 % 4.93 % 43.73 %
6 626 CHUBB LTD GRP 12,170 11,048 101.17 % 107.80 % 4.89 % 48.62 %
7 5008 TRUPANION GRP 11,256 10,556 67.71 % 67.72 % 4.52 % 53.14 %
8 19 ASSURANT INC GRP 9,221 10,454 49.03 % 49.03 % 3.70 % 56.84 %
9 65 FM GLOBAL GRP 8,608 8,703 45.77 % 110.63 % 3.46 % 60.30 %
10 785 MARKEL CORP GRP 8,605 7,387 63.28 % 65.63 % 3.46 % 63.75 %
**STATE TOTAL** 248,980 236,686 50.61 % 53.77 % 100.00 % 63.75 %

New Hampshire 1 111 LIBERTY MUT GRP 24,800 24,692 44.12 % 44.43 % 20.66 % 20.66 %
2 626 CHUBB LTD GRP 7,616 7,105 35.56 % 95.58 % 6.34 % 27.00 %
3 218 CNA INS GRP 6,927 6,927 52.64 % 52.65 % 5.77 % 32.77 %
4 140 NATIONWIDE CORP GRP 6,431 6,047 68.95 % 68.99 % 5.36 % 38.13 %
5 5008 TRUPANION GRP 6,401 5,882 69.06 % 69.06 % 5.33 % 43.46 %
6 761 ALLIANZ INS GRP 6,380 5,286 11.11 % 10.86 % 5.31 % 48.77 %
7 98 WR BERKLEY CORP GRP 4,923 4,699 22.22 % 22.68 % 4.10 % 52.88 %
8 155 PROGRESSIVE GRP 4,429 4,206 33.11 % 33.52 % 3.69 % 56.56 %
9 12 AMERICAN INTL GRP 3,771 3,238 0.76 % 0.77 % 3.14 % 59.71 %
10 361 MUNICH RE GRP 3,009 2,684 60.18 % 60.19 % 2.51 % 62.21 %
**STATE TOTAL** 120,055 114,249 34.71 % 38.60 % 100.00 % 62.21 %

New Jersey 1 111 LIBERTY MUT GRP 121,713 121,996 67.37 % 67.89 % 13.72 % 13.72 %
2 626 CHUBB LTD GRP 78,032 76,112 66.46 % 74.91 % 8.80 % 22.51 %
3 218 CNA INS GRP 74,452 74,060 55.72 % 55.74 % 8.39 % 30.91 %
4 19 ASSURANT INC GRP 55,292 58,587 29.71 % 29.71 % 6.23 % 37.14 %
5 140 NATIONWIDE CORP GRP 50,346 47,397 72.40 % 72.51 % 5.67 % 42.81 %
6 12 AMERICAN INTL GRP 48,856 44,146 22.78 % 23.64 % 5.51 % 48.32 %
7 761 ALLIANZ INS GRP 41,308 37,227 26.93 % 26.94 % 4.66 % 52.97 %
8 5008 TRUPANION GRP 36,468 33,881 70.58 % 70.58 % 4.11 % 57.08 %
9 3548 TRAVELERS GRP 27,074 26,286 43.84 % 46.95 % 3.05 % 60.14 %
10 212 ZURICH INS GRP 23,466 19,772 37.69 % 39.11 % 2.64 % 62.78 %
**STATE TOTAL** 887,219 861,167 55.55 % 56.98 % 100.00 % 62.78 %

New Mexico 1 111 LIBERTY MUT GRP 31,224 31,360 73.69 % 73.93 % 22.54 % 22.54 %
2 218 CNA INS GRP 18,329 18,395 55.11 % 55.24 % 13.23 % 35.76 %
3 626 CHUBB LTD GRP 6,427 4,462 42.31 % 72.85 % 4.64 % 40.40 %
4 761 ALLIANZ INS GRP 6,107 5,507 15.82 % 15.59 % 4.41 % 44.81 %
5 19 ASSURANT INC GRP 5,096 5,485 35.40 % 35.40 % 3.68 % 48.49 %
6 785 MARKEL CORP GRP 4,635 4,170 33.27 % 34.42 % 3.35 % 51.83 %
7 3548 TRAVELERS GRP 4,568 4,593 55.67 % 55.77 % 3.30 % 55.13 %
8 212 ZURICH INS GRP 4,283 3,440 43.13 % 48.21 % 3.09 % 58.22 %
9 12 AMERICAN INTL GRP 4,160 3,647 43.96 % 43.90 % 3.00 % 61.22 %
10 155 PROGRESSIVE GRP 3,493 3,109 38.39 % 38.20 % 2.52 % 63.75 %
**STATE TOTAL** 138,554 131,973 58.98 % 60.33 % 100.00 % 63.75 %

© 2022 National Association of Insurance Commissioners


235
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 626 CHUBB LTD GRP 252,166 242,634 62.45 % 73.01 % 12.79 % 12.79 %
2 111 LIBERTY MUT GRP 225,758 224,646 78.26 % 79.27 % 11.45 % 24.25 %
3 12 AMERICAN INTL GRP 163,865 158,547 5.93 % 6.47 % 8.31 % 32.56 %
4 218 CNA INS GRP 145,649 145,908 54.38 % 54.43 % 7.39 % 39.95 %
5 19 ASSURANT INC GRP 141,685 162,099 33.32 % 33.32 % 7.19 % 47.14 %
6 140 NATIONWIDE CORP GRP 84,457 76,714 80.85 % 81.16 % 4.28 % 51.42 %
7 5008 TRUPANION GRP 59,098 54,629 70.35 % 70.35 % 3.00 % 54.42 %
8 968 AXA INS GRP 57,214 56,009 25.65 % 27.45 % 2.90 % 57.32 %
9 98 WR BERKLEY CORP GRP 52,288 45,336 88.92 % 90.18 % 2.65 % 59.98 %
10 3548 TRAVELERS GRP 50,007 49,043 40.43 % 41.79 % 2.54 % 62.51 %
**STATE TOTAL** 1,971,120 1,900,724 47.46 % 49.69 % 100.00 % 62.51 %

North Carolina 1 111 LIBERTY MUT GRP 146,644 146,788 68.93 % 68.98 % 17.08 % 17.08 %
2 218 CNA INS GRP 84,986 85,984 55.51 % 55.52 % 9.90 % 26.98 %
3 761 ALLIANZ INS GRP 39,481 35,075 18.42 % 18.66 % 4.60 % 31.58 %
4 140 NATIONWIDE CORP GRP 35,141 33,023 52.73 % 52.94 % 4.09 % 35.67 %
5 212 ZURICH INS GRP 31,295 29,467 22.00 % 24.19 % 3.65 % 39.32 %
6 155 PROGRESSIVE GRP 30,707 26,296 33.22 % 33.42 % 3.58 % 42.90 %
7 12 AMERICAN INTL GRP 29,436 26,399 17.24 % 17.42 % 3.43 % 46.33 %
8 626 CHUBB LTD GRP 28,770 22,802 35.37 % 45.20 % 3.35 % 49.68 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 27,252 27,478 35.50 % 35.79 % 3.17 % 52.85 %
10 324 NORTH CAROLINA FARM BUREAU GRP 24,882 23,951 38.36 % 38.48 % 2.90 % 55.75 %
**STATE TOTAL** 858,475 812,226 40.67 % 41.14 % 100.00 % 55.75 %

North Dakota 1 111 LIBERTY MUT GRP 18,927 18,688 39.67 % 39.55 % 19.84 % 19.84 %
2 3548 TRAVELERS GRP 6,033 6,075 85.49 % 86.40 % 6.32 % 26.16 %
3 218 CNA INS GRP 5,811 5,763 53.80 % 53.84 % 6.09 % 32.25 %
4 761 ALLIANZ INS GRP 5,416 4,782 7.66 % 7.56 % 5.68 % 37.93 %
5 155 PROGRESSIVE GRP 4,964 4,605 37.92 % 38.05 % 5.20 % 43.13 %
6 65 FM GLOBAL GRP 3,729 3,231 0.07 % 0.07 % 3.91 % 47.04 %
7 785 MARKEL CORP GRP 3,528 2,920 105.19 % 107.28 % 3.70 % 50.74 %
8 212 ZURICH INS GRP 2,934 2,921 61.52 % 63.75 % 3.08 % 53.81 %
9 4919 AGRARIA MUT GRP 2,526 2,488 35.08 % 35.90 % 2.65 % 56.46 %
10 150 OLD REPUBLIC GRP 2,447 2,495 18.49 % 18.39 % 2.57 % 59.03 %
**STATE TOTAL** 95,407 91,880 48.07 % 48.57 % 100.00 % 59.03 %

Ohio 1 111 LIBERTY MUT GRP 175,287 174,115 48.70 % 48.76 % 21.84 % 21.84 %
2 218 CNA INS GRP 94,736 94,691 52.51 % 52.57 % 11.80 % 33.64 %
3 761 ALLIANZ INS GRP 40,609 37,176 22.38 % 23.12 % 5.06 % 38.70 %
4 140 NATIONWIDE CORP GRP 32,183 30,483 50.98 % 51.17 % 4.01 % 42.71 %
5 12 AMERICAN INTL GRP 31,567 29,463 5.89 % 5.86 % 3.93 % 46.65 %
6 626 CHUBB LTD GRP 31,004 29,164 56.75 % 77.47 % 3.86 % 50.51 %
7 155 PROGRESSIVE GRP 29,542 25,240 36.95 % 37.12 % 3.68 % 54.19 %
8 65 FM GLOBAL GRP 27,928 25,097 273.84 % 273.90 % 3.48 % 57.67 %
9 176 STATE FARM GRP 25,903 25,315 39.28 % 39.88 % 3.23 % 60.90 %
10 244 CINCINNATI FIN GRP 25,056 22,061 30.89 % 32.62 % 3.12 % 64.02 %
**STATE TOTAL** 802,607 767,384 47.00 % 48.22 % 100.00 % 64.02 %

© 2022 National Association of Insurance Commissioners


236
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 218 CNA INS GRP 81,767 81,918 54.11 % 54.18 % 26.18 % 26.18 %
2 111 LIBERTY MUT GRP 26,201 26,167 79.13 % 79.52 % 8.39 % 34.57 %
3 176 STATE FARM GRP 13,291 12,814 46.13 % 46.97 % 4.26 % 38.83 %
4 212 ZURICH INS GRP 12,018 11,387 52.80 % 55.99 % 3.85 % 42.67 %
5 3548 TRAVELERS GRP 10,202 9,773 46.98 % 47.45 % 3.27 % 45.94 %
6 761 ALLIANZ INS GRP 9,782 9,239 5.63 % 3.84 % 3.13 % 49.07 %
7 12 AMERICAN INTL GRP 9,746 8,789 25.31 % 25.40 % 3.12 % 52.19 %
8 155 PROGRESSIVE GRP 9,532 8,764 36.39 % 36.95 % 3.05 % 55.24 %
9 84 AMERICAN FINANCIAL GRP 9,272 9,018 40.75 % 41.90 % 2.97 % 58.21 %
10 626 CHUBB LTD GRP 8,911 8,279 44.17 % 55.43 % 2.85 % 61.07 %
**STATE TOTAL** 312,317 299,457 53.33 % 54.22 % 100.00 % 61.07 %

Oregon 1 111 LIBERTY MUT GRP 64,838 64,793 41.29 % 41.49 % 18.74 % 18.74 %
2 218 CNA INS GRP 39,915 39,658 50.74 % 50.90 % 11.54 % 30.28 %
3 761 ALLIANZ INS GRP 22,927 20,100 15.35 % 15.19 % 6.63 % 36.90 %
4 626 CHUBB LTD GRP 21,920 20,576 40.35 % 43.93 % 6.34 % 43.24 %
5 140 NATIONWIDE CORP GRP 13,783 12,248 61.47 % 61.82 % 3.98 % 47.22 %
6 12 AMERICAN INTL GRP 13,490 12,542 N/A N/A 3.90 % 51.12 %
7 5008 TRUPANION GRP 11,375 10,475 59.94 % 59.95 % 3.29 % 54.41 %
8 176 STATE FARM GRP 9,325 9,146 45.45 % 45.85 % 2.70 % 57.11 %
9 212 ZURICH INS GRP 8,761 7,960 178.03 % 187.02 % 2.53 % 59.64 %
10 785 MARKEL CORP GRP 8,738 7,278 40.55 % 42.90 % 2.53 % 62.16 %
**STATE TOTAL** 345,974 330,603 45.53 % 45.89 % 100.00 % 62.16 %

Pennsylvania 1 111 LIBERTY MUT GRP 171,442 171,252 53.52 % 53.65 % 16.77 % 16.77 %
2 218 CNA INS GRP 130,851 131,098 53.07 % 53.09 % 12.80 % 29.57 %
3 626 CHUBB LTD GRP 74,592 69,216 55.40 % 74.30 % 7.30 % 36.86 %
4 140 NATIONWIDE CORP GRP 56,629 53,727 58.28 % 58.36 % 5.54 % 42.40 %
5 761 ALLIANZ INS GRP 46,493 41,703 15.45 % 14.78 % 4.55 % 46.95 %
6 12 AMERICAN INTL GRP 40,761 36,932 7.08 % 7.10 % 3.99 % 50.93 %
7 19 ASSURANT INC GRP 39,225 41,051 29.23 % 29.23 % 3.84 % 54.77 %
8 785 MARKEL CORP GRP 37,394 35,073 40.17 % 41.58 % 3.66 % 58.43 %
9 3548 TRAVELERS GRP 33,928 32,420 33.54 % 34.40 % 3.32 % 61.75 %
10 65 FM GLOBAL GRP 31,985 29,214 95.32 % 106.66 % 3.13 % 64.87 %
**STATE TOTAL** 1,022,430 976,648 45.58 % 47.64 % 100.00 % 64.87 %

Rhode Island 1 111 LIBERTY MUT GRP 14,856 13,918 42.43 % 42.59 % 15.20 % 15.20 %
2 761 ALLIANZ INS GRP 10,843 10,084 2.70 % 1.34 % 11.09 % 26.29 %
3 218 CNA INS GRP 8,178 8,175 53.38 % 53.37 % 8.37 % 34.65 %
4 626 CHUBB LTD GRP 6,112 5,965 5.89 % 39.84 % 6.25 % 40.91 %
5 12 AMERICAN INTL GRP 5,519 5,080 1.07 % 0.90 % 5.65 % 46.55 %
6 3548 TRAVELERS GRP 5,492 5,832 500.09 % 504.85 % 5.62 % 52.17 %
7 140 NATIONWIDE CORP GRP 5,153 4,904 104.33 % 104.54 % 5.27 % 57.44 %
8 5008 TRUPANION GRP 2,993 2,696 58.59 % 58.59 % 3.06 % 60.50 %
9 155 PROGRESSIVE GRP 2,960 2,613 83.08 % 83.28 % 3.03 % 63.53 %
10 19 ASSURANT INC GRP 2,793 3,003 67.90 % 67.90 % 2.86 % 66.39 %
**STATE TOTAL** 97,754 93,304 61.27 % 63.78 % 100.00 % 66.39 %

© 2022 National Association of Insurance Commissioners


237
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 111 LIBERTY MUT GRP 69,109 69,033 80.13 % 80.22 % 14.58 % 14.58 %
2 4718 TIPTREE FIN GRP 66,500 61,075 6.73 % 6.73 % 14.03 % 28.60 %
3 218 CNA INS GRP 49,109 49,582 56.22 % 56.25 % 10.36 % 38.96 %
4 212 ZURICH INS GRP 17,811 15,582 17.84 % 18.88 % 3.76 % 42.71 %
5 761 ALLIANZ INS GRP 17,333 15,900 14.96 % 15.08 % 3.66 % 46.37 %
6 155 PROGRESSIVE GRP 15,747 14,392 29.84 % 30.54 % 3.32 % 49.69 %
7 869 MINNESOTA MUT GRP 14,271 13,259 20.89 % 23.69 % 3.01 % 52.70 %
8 176 STATE FARM GRP 14,176 13,620 43.50 % 44.13 % 2.99 % 55.69 %
9 12 AMERICAN INTL GRP 13,870 13,318 8.11 % 8.07 % 2.93 % 58.62 %
10 140 NATIONWIDE CORP GRP 13,278 12,100 99.49 % 100.02 % 2.80 % 61.42 %
**STATE TOTAL** 474,150 449,473 41.82 % 42.33 % 100.00 % 61.42 %

South Dakota 1 111 LIBERTY MUT GRP 16,366 16,348 58.13 % 58.18 % 19.75 % 19.75 %
2 218 CNA INS GRP 7,226 7,283 54.35 % 54.39 % 8.72 % 28.47 %
3 761 ALLIANZ INS GRP 3,634 2,873 11.69 % 11.91 % 4.39 % 32.86 %
4 155 PROGRESSIVE GRP 3,075 2,829 28.00 % 28.20 % 3.71 % 36.57 %
5 91 HARTFORD FIRE & CAS GRP 2,952 2,941 59.70 % 59.88 % 3.56 % 40.13 %
6 176 STATE FARM GRP 2,941 2,817 26.40 % 32.06 % 3.55 % 43.68 %
7 150 OLD REPUBLIC GRP 2,689 2,709 42.92 % 44.75 % 3.24 % 46.93 %
8 212 ZURICH INS GRP 2,496 1,983 8.02 % 9.05 % 3.01 % 49.94 %
9 14184 ACUITY A MUT INS CO 2,467 2,392 41.16 % 40.88 % 2.98 % 52.92 %
10 140 NATIONWIDE CORP GRP 2,421 2,343 25.48 % 26.28 % 2.92 % 55.84 %
**STATE TOTAL** 82,858 79,445 41.13 % 42.15 % 100.00 % 55.84 %

Tennessee 1 111 LIBERTY MUT GRP 96,492 96,174 57.48 % 57.59 % 16.26 % 16.26 %
2 218 CNA INS GRP 80,017 81,158 55.67 % 55.69 % 13.49 % 29.75 %
3 4718 TIPTREE FIN GRP 30,038 25,748 2.86 % 2.86 % 5.06 % 34.82 %
4 761 ALLIANZ INS GRP 25,505 22,638 25.68 % 25.32 % 4.30 % 39.11 %
5 176 STATE FARM GRP 22,109 21,328 46.25 % 47.37 % 3.73 % 42.84 %
6 626 CHUBB LTD GRP 21,415 18,307 N/A N/A 3.61 % 46.45 %
7 3548 TRAVELERS GRP 19,147 17,561 36.24 % 37.40 % 3.23 % 49.68 %
8 65 FM GLOBAL GRP 17,136 19,808 13.24 % 13.58 % 2.89 % 52.57 %
9 12 AMERICAN INTL GRP 16,624 15,380 24.06 % 24.26 % 2.80 % 55.37 %
10 212 ZURICH INS GRP 16,293 14,237 15.76 % 16.28 % 2.75 % 58.11 %
**STATE TOTAL** 593,265 558,899 38.71 % 39.69 % 100.00 % 58.11 %

Texas 1 218 CNA INS GRP 494,671 496,994 56.04 % 56.18 % 16.92 % 16.92 %
2 26565 OHIO IND CO 268,768 167,648 48.50 % 50.14 % 9.20 % 26.12 %
3 111 LIBERTY MUT GRP 248,588 245,747 77.52 % 77.68 % 8.50 % 34.62 %
4 19 ASSURANT INC GRP 160,080 161,685 25.10 % 25.10 % 5.48 % 40.10 %
5 626 CHUBB LTD GRP 140,417 123,712 48.60 % 61.18 % 4.80 % 44.90 %
6 761 ALLIANZ INS GRP 125,743 119,340 45.48 % 47.05 % 4.30 % 49.21 %
7 212 ZURICH INS GRP 109,739 100,894 41.10 % 42.85 % 3.75 % 52.96 %
8 12 AMERICAN INTL GRP 106,932 94,888 13.36 % 13.47 % 3.66 % 56.62 %
9 3548 TRAVELERS GRP 98,089 95,411 47.74 % 48.42 % 3.36 % 59.98 %
10 140 NATIONWIDE CORP GRP 72,173 66,642 59.79 % 60.14 % 2.47 % 62.44 %
**STATE TOTAL** 2,922,924 2,706,458 59.20 % 60.68 % 100.00 % 62.44 %

© 2022 National Association of Insurance Commissioners


238
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 111 LIBERTY MUT GRP 34,009 33,082 57.05 % 57.04 % 14.43 % 14.43 %
2 218 CNA INS GRP 23,523 23,634 54.52 % 54.55 % 9.98 % 24.41 %
3 761 ALLIANZ INS GRP 17,073 16,627 32.00 % 32.53 % 7.24 % 31.65 %
4 12 AMERICAN INTL GRP 10,859 10,201 21.75 % 21.86 % 4.61 % 36.25 %
5 212 ZURICH INS GRP 10,062 8,143 12.18 % 13.05 % 4.27 % 40.52 %
6 626 CHUBB LTD GRP 9,487 8,397 23.65 % 149.52 % 4.02 % 44.55 %
7 140 NATIONWIDE CORP GRP 8,740 7,782 56.85 % 56.79 % 3.71 % 48.25 %
8 280 AUTO OWNERS GRP 8,091 7,253 22.54 % 23.35 % 3.43 % 51.69 %
9 65 FM GLOBAL GRP 7,163 7,845 143.97 % 145.24 % 3.04 % 54.72 %
10 244 CINCINNATI FIN GRP 7,145 5,701 50.44 % 50.82 % 3.03 % 57.75 %
**STATE TOTAL** 235,742 223,233 43.92 % 49.03 % 100.00 % 57.75 %

Vermont 1 111 LIBERTY MUT GRP 10,093 10,162 20.01 % 20.43 % 18.42 % 18.42 %
2 218 CNA INS GRP 7,985 7,981 52.25 % 52.25 % 14.58 % 33.00 %
3 761 ALLIANZ INS GRP 3,225 2,846 15.05 % 14.89 % 5.89 % 38.88 %
4 98 WR BERKLEY CORP GRP 2,835 2,584 16.45 % 16.75 % 5.17 % 44.06 %
5 626 CHUBB LTD GRP 2,494 2,159 44.42 % 60.68 % 4.55 % 48.61 %
6 140 NATIONWIDE CORP GRP 2,449 2,234 62.78 % 62.78 % 4.47 % 53.08 %
7 12 AMERICAN INTL GRP 2,241 1,952 N/A N/A 4.09 % 57.17 %
8 155 PROGRESSIVE GRP 2,138 2,015 27.64 % 27.77 % 3.90 % 61.07 %
9 5008 TRUPANION GRP 1,818 1,608 70.42 % 70.42 % 3.32 % 64.39 %
10 408 AMERICAN NATL FIN GRP 1,739 1,694 45.06 % 45.02 % 3.17 % 67.57 %
**STATE TOTAL** 54,786 52,219 31.04 % 32.16 % 100.00 % 67.57 %

Virginia 1 111 LIBERTY MUT GRP 92,607 93,900 77.70 % 77.82 % 14.60 % 14.60 %
2 218 CNA INS GRP 67,209 67,594 54.30 % 54.33 % 10.59 % 25.19 %
3 626 CHUBB LTD GRP 42,573 40,882 45.89 % 67.48 % 6.71 % 31.90 %
4 140 NATIONWIDE CORP GRP 39,681 37,888 60.32 % 60.48 % 6.25 % 38.15 %
5 761 ALLIANZ INS GRP 30,490 28,505 12.76 % 12.47 % 4.81 % 42.96 %
6 12 AMERICAN INTL GRP 27,837 25,213 4.12 % 4.49 % 4.39 % 47.34 %
7 212 ZURICH INS GRP 20,613 22,021 108.83 % 110.78 % 3.25 % 50.59 %
8 3548 TRAVELERS GRP 19,935 19,524 55.44 % 56.23 % 3.14 % 53.74 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 19,792 19,672 25.49 % 25.65 % 3.12 % 56.85 %
10 5008 TRUPANION GRP 16,670 15,028 61.67 % 61.67 % 2.63 % 59.48 %
**STATE TOTAL** 634,491 609,712 65.16 % 67.09 % 100.00 % 59.48 %

Washington 1 111 LIBERTY MUT GRP 107,757 106,675 58.64 % 59.06 % 14.89 % 14.89 %
2 12 AMERICAN INTL GRP 73,355 72,275 N/A N/A 10.14 % 25.03 %
3 218 CNA INS GRP 63,185 61,973 52.16 % 52.23 % 8.73 % 33.76 %
4 761 ALLIANZ INS GRP 50,261 44,912 1.17 % 0.84 % 6.95 % 40.71 %
5 5008 TRUPANION GRP 41,780 38,771 60.53 % 60.53 % 5.77 % 46.48 %
6 626 CHUBB LTD GRP 38,149 38,326 48.84 % 68.14 % 5.27 % 51.75 %
7 140 NATIONWIDE CORP GRP 30,788 28,238 74.06 % 74.22 % 4.25 % 56.01 %
8 212 ZURICH INS GRP 27,558 21,797 35.29 % 37.49 % 3.81 % 59.81 %
9 155 PROGRESSIVE GRP 20,798 17,969 37.35 % 37.71 % 2.87 % 62.69 %
10 19 ASSURANT INC GRP 18,663 21,054 29.64 % 29.64 % 2.58 % 65.27 %
**STATE TOTAL** 723,617 698,352 38.24 % 40.26 % 100.00 % 65.27 %

© 2022 National Association of Insurance Commissioners


239
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 218 CNA INS GRP 28,468 28,550 52.61 % 52.61 % 29.43 % 29.43 %
2 111 LIBERTY MUT GRP 11,070 10,897 41.71 % 41.75 % 11.45 % 40.88 %
3 3548 TRAVELERS GRP 3,965 4,002 63.24 % 63.94 % 4.10 % 44.98 %
4 140 NATIONWIDE CORP GRP 3,445 3,363 42.41 % 42.84 % 3.56 % 48.54 %
5 176 STATE FARM GRP 3,343 3,277 29.24 % 29.47 % 3.46 % 52.00 %
6 228 WESTFIELD GRP 2,987 2,933 25.79 % 26.03 % 3.09 % 55.09 %
7 12 AMERICAN INTL GRP 2,836 2,477 19.37 % 25.29 % 2.93 % 58.02 %
8 785 MARKEL CORP GRP 2,823 2,628 31.36 % 34.98 % 2.92 % 60.94 %
9 1279 ARCH INS GRP 2,769 2,594 18.82 % 19.78 % 2.86 % 63.80 %
10 212 ZURICH INS GRP 2,721 2,487 13.17 % 20.08 % 2.81 % 66.62 %
**STATE TOTAL** 96,716 92,818 43.33 % 44.45 % 100.00 % 66.62 %

Wisconsin 1 111 LIBERTY MUT GRP 48,640 47,755 54.17 % 54.09 % 12.04 % 12.04 %
2 218 CNA INS GRP 38,749 39,171 52.17 % 52.31 % 9.59 % 21.63 %
3 761 ALLIANZ INS GRP 17,889 16,021 23.52 % 24.28 % 4.43 % 26.06 %
4 155 PROGRESSIVE GRP 17,421 15,858 32.64 % 32.72 % 4.31 % 30.37 %
5 12 AMERICAN INTL GRP 17,068 15,030 1.70 % 3.48 % 4.22 % 34.59 %
6 15350 WEST BEND MUT INS CO 16,856 16,202 29.44 % 29.42 % 4.17 % 38.76 %
7 176 STATE FARM GRP 15,380 15,148 47.78 % 49.37 % 3.81 % 42.57 %
8 65 FM GLOBAL GRP 14,149 14,612 160.69 % 154.48 % 3.50 % 46.07 %
9 626 CHUBB LTD GRP 13,495 12,953 39.91 % 147.24 % 3.34 % 49.41 %
10 14184 ACUITY A MUT INS CO 13,380 12,951 27.95 % 27.83 % 3.31 % 52.72 %
**STATE TOTAL** 404,040 389,189 48.16 % 52.20 % 100.00 % 52.72 %

Wyoming 1 111 LIBERTY MUT GRP 15,452 14,590 51.88 % 52.03 % 24.48 % 24.48 %
2 218 CNA INS GRP 5,181 5,173 53.09 % 53.16 % 8.21 % 32.69 %
3 65 FM GLOBAL GRP 2,920 2,651 N/A N/A 4.63 % 37.32 %
4 12 AMERICAN INTL GRP 2,891 2,756 33.02 % 35.45 % 4.58 % 41.90 %
5 3548 TRAVELERS GRP 2,826 2,882 12.82 % 12.84 % 4.48 % 46.38 %
6 212 ZURICH INS GRP 2,677 2,403 24.11 % 26.60 % 4.24 % 50.62 %
7 155 PROGRESSIVE GRP 2,645 2,364 35.08 % 35.40 % 4.19 % 54.81 %
8 626 CHUBB LTD GRP 2,316 2,102 39.41 % 40.01 % 3.67 % 58.48 %
9 140 NATIONWIDE CORP GRP 2,095 2,072 12.01 % 12.18 % 3.32 % 61.80 %
10 761 ALLIANZ INS GRP 1,861 1,729 28.41 % 27.67 % 2.95 % 64.75 %
**STATE TOTAL** 63,108 59,960 33.26 % 34.02 % 100.00 % 64.75 %

American Samoa 1 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 0.00 % 0.00 %


**STATE TOTAL** (1) (1) N/A N/A 100.00 % 100.00 %

Guam 1 968 AXA INS GRP 588 148 49.28 % 63.56 % 34.84 % 34.84 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 296 214 0.00 % 0.00 % 17.54 % 52.38 %
3 4672 DONGBU INS GRP 280 270 3.45 % 4.42 % 16.56 % 68.94 %
4 18380 PACIFIC IND INS CO 173 244 19.03 % 19.03 % 10.27 % 79.21 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 135 138 41.54 % 41.65 % 8.02 % 87.23 %
6 4715 MS & AD INS GRP 125 121 74.13 % 74.58 % 7.39 % 94.62 %
7 3219 SOMPO GRP 40 82 N/A N/A 2.38 % 97.00 %
8 3569 CATERPILLAR GRP 27 10 0.00 % 0.00 % 1.61 % 98.61 %
9 65 FM GLOBAL GRP 13 19 0.00 % 0.00 % 0.74 % 99.36 %
10 10972 FIRST NET INS CO 6 8 N/A N/A 0.38 % 99.74 %
**STATE TOTAL** 1,688 1,260 21.63 % 23.51 % 100.00 % 99.74 %

© 2022 National Association of Insurance Commissioners


240
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 218 CNA INS GRP 31,321 27,558 64.77 % 64.77 % 29.41 % 29.41 %
2 19 ASSURANT INC GRP 18,698 18,701 72.63 % 72.63 % 17.56 % 46.96 %
3 761 ALLIANZ INS GRP 18,445 10,190 6.83 % 9.27 % 17.32 % 64.28 %
4 12 AMERICAN INTL GRP 12,126 12,436 N/A N/A 11.38 % 75.66 %
5 4670 STARR GRP 2,742 1,304 18.28 % 20.21 % 2.57 % 78.24 %
6 796 QBE INS GRP 2,636 2,752 36.28 % 36.78 % 2.47 % 80.71 %
7 4804 MULTINATIONAL GRP 2,433 1,960 14.41 % 15.14 % 2.28 % 83.00 %
8 4802 TRIPLE S GRP 2,410 2,245 3.40 % 4.55 % 2.26 % 85.26 %
9 4734 APOLLO GLOBAL MGMT GRP 2,032 1,930 5.11 % 6.15 % 1.91 % 87.17 %
10 3593 USIC GRP 2,000 1,767 0.11 % 0.23 % 1.88 % 89.04 %
**STATE TOTAL** 106,511 93,961 38.17 % 38.75 % 100.00 % 89.04 %

U.S. Virgin Islands 1 218 CNA INS GRP 3,745 3,121 71.06 % 71.06 % 39.94 % 39.94 %
2 12 AMERICAN INTL GRP 2,279 1,624 0.00 % 0.05 % 24.30 % 64.23 %
3 181 SWISS RE GRP 1,419 496 5.02 % 5.44 % 15.13 % 79.36 %
4 15642 UNDERWRITERS AT LLOYDS LONDON 1,046 1,102 N/A N/A 11.15 % 90.52 %
5 968 AXA INS GRP 539 539 11.32 % 15.39 % 5.75 % 96.27 %
6 65 FM GLOBAL GRP 89 92 0.00 % 0.00 % 0.94 % 97.21 %
7 111 LIBERTY MUT GRP 86 8 44.77 % 44.77 % 0.92 % 98.13 %
8 27928 AMEX ASSUR CO 80 80 89.40 % 89.42 % 0.85 % 98.98 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 78 76 208.16 % 208.36 % 0.83 % 99.81 %
10 4706 LOCKHART CO GRP 20 23 0.00 % 0.00 % 0.21 % 100.00 %
**STATE TOTAL** 9,378 7,164 12.00 % 12.72 % 100.00 % 100.00 %

N. Mariana Islands 1 4672 DONGBU INS GRP 4 4 0.00 % 0.00 % 53.09 % 53.09 %
2 18380 PACIFIC IND INS CO 3 1 0.00 % 0.00 % 44.28 % 97.37 %
3 1279 ARCH INS GRP 0 0 18.06 % 18.06 % 1.91 % 99.28 %
4 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 0.72 % 100.00 %
**STATE TOTAL** 8 5 0.50 % 0.50 % 100.00 % 100.00 %

Canada 1 111 LIBERTY MUT GRP 161,716 159,438 57.97 % 46.47 % 29.00 % 29.00 %
2 65 FM GLOBAL GRP 100,512 99,511 39.80 % 40.59 % 18.02 % 47.02 %
3 761 ALLIANZ INS GRP 76,532 70,474 35.26 % 36.19 % 13.72 % 60.75 %
4 968 AXA INS GRP 57,946 53,141 44.88 % 46.31 % 10.39 % 71.14 %
5 181 SWISS RE GRP 51,637 42,058 77.14 % 77.81 % 9.26 % 80.40 %
6 218 CNA INS GRP 29,733 28,839 38.70 % 39.12 % 5.33 % 85.73 %
7 84 AMERICAN FINANCIAL GRP 27,818 27,015 13.46 % 14.56 % 4.99 % 90.72 %
8 19 ASSURANT INC GRP 13,908 14,067 25.64 % 25.64 % 2.49 % 93.21 %
9 91 HARTFORD FIRE & CAS GRP 10,488 10,483 32.05 % 32.13 % 1.88 % 95.09 %
10 31 BERKSHIRE HATHAWAY GRP 9,466 8,602 53.98 % 59.83 % 1.70 % 96.79 %
**STATE TOTAL** 557,659 531,339 45.85 % 43.04 % 100.00 % 96.79 %

© 2022 National Association of Insurance Commissioners


241
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
09 ‐ Inland Marine

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 65 FM GLOBAL GRP 85,508 82,565 26.82 % 29.48 % 49.39 % 49.39 %
2 31 BERKSHIRE HATHAWAY GRP 47,933 37,268 68.22 % 71.72 % 27.68 % 77.07 %
3 111 LIBERTY MUT GRP 9,586 8,710 11.69 % 3.29 % 5.54 % 82.61 %
4 12 AMERICAN INTL GRP 9,171 12,871 8.51 % 8.32 % 5.30 % 87.90 %
5 212 ZURICH INS GRP 5,401 2,912 13.32 % 13.80 % 3.12 % 91.02 %
6 4670 STARR GRP 3,995 3,261 N/A N/A 2.31 % 93.33 %
7 626 CHUBB LTD GRP 2,775 3,963 55.78 % 110.29 % 1.60 % 94.93 %
8 98 WR BERKLEY CORP GRP 1,917 1,760 16.91 % 16.59 % 1.11 % 96.04 %
9 968 AXA INS GRP 1,677 1,361 1,506.97 % 1,942.82 % 0.97 % 97.01 %
10 16014 NEW HORIZON INS CO 1,397 949 3.01 % 3.08 % 0.81 % 97.81 %
**STATE TOTAL** 173,146 159,932 45.13 % 51.50 % 100.00 % 97.81 %

© 2022 National Association of Insurance Commissioners


242
10—Financial Guaranty

© 2022 National Association of Insurance Commissioners


243
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 194 ASSURED GUAR GRP 292,719 256,659 N/A N/A 69.54 % 69.54 %
2 14380 BUILD AMER MUT ASSUR CO 51,230 18,665 0.00 % 0.00 % 12.17 % 81.71 %
3 528 MBIA GRP 44,407 139,251 74.85 % 115.14 % 10.55 % 92.26 %
4 1248 AMBAC FINANCIAL GRP 22,919 48,043 48.31 % 155.24 % 5.44 % 97.71 %
5 20311 SYNCORA GUAR INC 6,393 35,240 114.60 % 123.65 % 1.52 % 99.22 %
6 12815 FINANCIAL GUAR INS CO 2,792 7,271 N/A N/A 0.66 % 99.89 %
7 766 RADIAN GRP 425 425 0.00 % 0.00 % 0.10 % 99.99 %
8 517 HANNOVER GRP 39 26 0.00 % 0.00 % 0.01 % 100.00 %
9 98 WR BERKLEY CORP GRP 14 14 117.96 % 117.96 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 420,934 525,393 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


244
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 194 ASSURED GUAR GRP 233,656 217,054 N/A N/A 70.17 % 70.17 %
2 14380 BUILD AMER MUT ASSUR CO 51,230 18,665 0.00 % 0.00 % 15.39 % 85.56 %
3 1248 AMBAC FINANCIAL GRP 22,823 47,779 48.58 % 156.10 % 6.85 % 92.41 %
4 528 MBIA GRP 18,643 66,113 149.60 % 234.45 % 5.60 % 98.01 %
5 20311 SYNCORA GUAR INC 4,356 32,237 126.99 % 136.88 % 1.31 % 99.32 %
6 12815 FINANCIAL GUAR INS CO 1,807 5,928 N/A N/A 0.54 % 99.86 %
7 766 RADIAN GRP 425 425 0.00 % 0.00 % 0.13 % 99.99 %
8 517 HANNOVER GRP 39 26 0.00 % 0.00 % 0.01 % 100.00 %
**INDUSTRY TOTAL** 332,979 408,030 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


245
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 194 ASSURED GUAR GRP 2,509 2,714 0.00 % 4.62 % 65.37 % 65.37 %
2 14380 BUILD AMER MUT ASSUR CO 1,118 402 0.00 % 0.00 % 29.13 % 94.51 %
3 1248 AMBAC FINANCIAL GRP 211 243 186.23 % 217.61 % 5.49 % 100.00 %
**STATE TOTAL** 3,838 3,476 13.33 % 19.23 % 100.00 % 100.00 %

Alaska 1 194 ASSURED GUAR GRP 2,057 269 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 2,057 521 0.00 % 0.00 % 100.00 % 100.00 %

Arizona 1 194 ASSURED GUAR GRP 9,305 10,890 0.00 % 0.00 % 97.45 % 97.45 %
2 14380 BUILD AMER MUT ASSUR CO 234 138 0.00 % 0.00 % 2.45 % 99.90 %
3 1248 AMBAC FINANCIAL GRP 9 20 0.00 % 0.00 % 0.10 % 100.00 %
**STATE TOTAL** 9,548 11,722 N/A N/A 100.00 % 100.00 %

Arkansas 1 194 ASSURED GUAR GRP 835 468 N/A N/A 70.51 % 70.51 %
2 14380 BUILD AMER MUT ASSUR CO 349 211 0.00 % 0.00 % 29.49 % 100.00 %
**STATE TOTAL** 1,184 770 N/A N/A 100.00 % 100.00 %

California 1 194 ASSURED GUAR GRP 32,014 26,195 N/A N/A 71.63 % 71.63 %
2 14380 BUILD AMER MUT ASSUR CO 7,454 2,691 0.00 % 0.00 % 16.68 % 88.31 %
3 1248 AMBAC FINANCIAL GRP 2,904 8,091 90.21 % 90.70 % 6.50 % 94.80 %
4 528 MBIA GRP 1,415 18,662 N/A N/A 3.17 % 97.97 %
5 20311 SYNCORA GUAR INC 907 8,310 160.47 % 148.43 % 2.03 % 100.00 %
**STATE TOTAL** 44,694 64,130 15.04 % 13.84 % 100.00 % 100.00 %

Colorado 1 1248 AMBAC FINANCIAL GRP 2,046 2,372 0.00 % 16.14 % 40.28 % 40.28 %
2 194 ASSURED GUAR GRP 2,014 2,662 0.00 % 0.00 % 39.65 % 79.93 %
3 14380 BUILD AMER MUT ASSUR CO 1,020 134 0.00 % 0.00 % 20.07 % 100.00 %
**STATE TOTAL** 5,081 6,805 0.00 % 5.63 % 100.00 % 100.00 %

Connecticut 1 194 ASSURED GUAR GRP 4,400 1,250 0.00 % 12.46 % 86.63 % 86.63 %
2 1248 AMBAC FINANCIAL GRP 456 559 0.00 % N/A 8.97 % 95.60 %
3 14380 BUILD AMER MUT ASSUR CO 223 145 0.00 % 0.00 % 4.40 % 100.00 %
**STATE TOTAL** 5,079 2,107 N/A N/A 100.00 % 100.00 %

Delaware 1 194 ASSURED GUAR GRP 12,340 9,460 N/A N/A 67.74 % 67.74 %
2 528 MBIA GRP 4,946 4,946 0.00 % 0.00 % 27.15 % 94.89 %
3 1248 AMBAC FINANCIAL GRP 878 938 0.00 % 0.00 % 4.82 % 99.71 %
4 20311 SYNCORA GUAR INC 52 53 0.00 % 0.00 % 0.29 % 100.00 %
**STATE TOTAL** 18,217 15,400 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


246
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 194 ASSURED GUAR GRP 757 906 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 757 1,211 0.00 % 0.00 % 100.00 % 100.00 %

Florida 1 194 ASSURED GUAR GRP 11,154 5,605 N/A N/A 92.22 % 92.22 %
2 14380 BUILD AMER MUT ASSUR CO 939 122 0.00 % 0.00 % 7.76 % 99.98 %
3 1248 AMBAC FINANCIAL GRP 3 560 0.00 % N/A 0.02 % 100.00 %
**STATE TOTAL** 12,096 11,270 N/A N/A 100.00 % 100.00 %

Georgia 1 194 ASSURED GUAR GRP 1,356 6,625 0.00 % 0.00 % 76.04 % 76.04 %
2 1248 AMBAC FINANCIAL GRP 211 972 0.00 % 0.00 % 11.84 % 87.87 %
3 14380 BUILD AMER MUT ASSUR CO 193 19 0.00 % 0.00 % 10.80 % 98.67 %
4 12815 FINANCIAL GUAR INS CO 24 23 0.00 % 0.00 % 1.33 % 100.00 %
**STATE TOTAL** 1,783 11,623 N/A N/A 100.00 % 100.00 %

Hawaii 1 528 MBIA GRP 2,461 2,514 0.00 % 0.00 % 65.63 % 65.63 %
2 1248 AMBAC FINANCIAL GRP 1,094 1,104 0.00 % 6.38 % 29.19 % 94.81 %
3 194 ASSURED GUAR GRP 194 228 0.00 % 0.00 % 5.19 % 100.00 %
**STATE TOTAL** 3,749 3,845 0.00 % 1.83 % 100.00 % 100.00 %

Idaho 1 194 ASSURED GUAR GRP 136 26 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 136 118 0.00 % 0.00 % 100.00 % 100.00 %

Illinois 1 14380 BUILD AMER MUT ASSUR CO 3,176 1,140 0.00 % 0.00 % 52.06 % 52.06 %
2 194 ASSURED GUAR GRP 2,394 6,956 N/A N/A 39.24 % 91.30 %
3 1248 AMBAC FINANCIAL GRP 530 1,269 N/A N/A 8.70 % 100.00 %
**STATE TOTAL** 6,100 14,120 N/A 7.45 % 100.00 % 100.00 %

Indiana 1 194 ASSURED GUAR GRP 2,772 1,092 0.00 % 0.00 % 76.04 % 76.04 %
2 14380 BUILD AMER MUT ASSUR CO 873 190 0.00 % 0.00 % 23.96 % 100.00 %
**STATE TOTAL** 3,645 1,900 0.00 % 0.05 % 100.00 % 100.00 %

Iowa 1 194 ASSURED GUAR GRP 398 324 0.00 % 0.00 % 51.19 % 51.19 %
2 14380 BUILD AMER MUT ASSUR CO 300 100 0.00 % 0.00 % 38.70 % 89.89 %
3 1248 AMBAC FINANCIAL GRP 79 147 0.00 % 0.00 % 10.11 % 100.00 %
**STATE TOTAL** 776 578 0.00 % 0.00 % 100.00 % 100.00 %

Kansas 1 194 ASSURED GUAR GRP 989 563 0.00 % 0.00 % 40.79 % 40.79 %
2 14380 BUILD AMER MUT ASSUR CO 961 247 0.00 % 0.00 % 39.67 % 80.46 %
3 1248 AMBAC FINANCIAL GRP 474 537 0.00 % 0.00 % 19.54 % 100.00 %
**STATE TOTAL** 2,424 1,489 0.00 % 0.00 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


247
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kentucky 1 194 ASSURED GUAR GRP 5,814 768 0.00 % 0.00 % 84.79 % 84.79 %
2 14380 BUILD AMER MUT ASSUR CO 738 40 0.00 % 0.00 % 10.77 % 95.56 %
3 1248 AMBAC FINANCIAL GRP 304 343 0.00 % N/A 4.44 % 100.00 %
4 528 MBIA GRP 0 780 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 6,857 1,974 0.00 % N/A 100.00 % 100.00 %

Louisiana 1 194 ASSURED GUAR GRP 7,963 9,858 0.00 % 0.00 % 87.81 % 87.81 %
2 14380 BUILD AMER MUT ASSUR CO 603 165 0.00 % 0.00 % 6.65 % 94.46 %
3 1248 AMBAC FINANCIAL GRP 502 522 0.00 % 0.00 % 5.54 % 100.00 %
**STATE TOTAL** 9,068 10,714 0.00 % 0.00 % 100.00 % 100.00 %

Maine 1 194 ASSURED GUAR GRP 890 204 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 890 220 0.00 % 0.00 % 100.00 % 100.00 %

Maryland 1 194 ASSURED GUAR GRP 1,335 1,481 158.79 % 158.97 % 52.99 % 52.99 %
2 14380 BUILD AMER MUT ASSUR CO 749 2 0.00 % 0.00 % 29.74 % 82.72 %
3 1248 AMBAC FINANCIAL GRP 435 558 N/A N/A 17.28 % 100.00 %
**STATE TOTAL** 2,520 2,969 N/A N/A 100.00 % 100.00 %

Massachusetts 1 1248 AMBAC FINANCIAL GRP 722 1,267 859.57 % 1,635.88 % 56.56 % 56.56 %
2 194 ASSURED GUAR GRP 509 2,025 N/A N/A 39.84 % 96.40 %
3 14380 BUILD AMER MUT ASSUR CO 37 18 0.00 % 0.00 % 2.86 % 99.27 %
4 528 MBIA GRP 9 692 0.00 % 0.00 % 0.73 % 100.00 %
**STATE TOTAL** 1,277 4,247 178.90 % 410.46 % 100.00 % 100.00 %

Michigan 1 194 ASSURED GUAR GRP 1,375 5,856 0.00 % 0.00 % 74.52 % 74.52 %
2 14380 BUILD AMER MUT ASSUR CO 469 192 0.00 % 0.00 % 25.40 % 99.92 %
3 528 MBIA GRP 1 768 0.00 % 0.00 % 0.08 % 100.00 %
**STATE TOTAL** 1,845 7,364 262.70 % 262.70 % 100.00 % 100.00 %

Minnesota 1 1248 AMBAC FINANCIAL GRP 978 981 N/A N/A 82.03 % 82.03 %
2 194 ASSURED GUAR GRP 202 214 555.62 % 555.62 % 16.96 % 98.99 %
3 14380 BUILD AMER MUT ASSUR CO 12 6 0.00 % 0.00 % 1.01 % 100.00 %
**STATE TOTAL** 1,192 1,650 N/A N/A 100.00 % 100.00 %

Mississippi 1 194 ASSURED GUAR GRP 727 1,078 0.00 % 1.61 % 72.09 % 72.09 %
2 14380 BUILD AMER MUT ASSUR CO 282 118 0.00 % 0.00 % 27.91 % 100.00 %
**STATE TOTAL** 1,009 1,217 0.00 % 1.43 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


248
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Missouri 1 194 ASSURED GUAR GRP 3,911 3,729 0.00 % 0.00 % 95.98 % 95.98 %
2 14380 BUILD AMER MUT ASSUR CO 164 31 0.00 % 0.00 % 4.02 % 100.00 %
**STATE TOTAL** 4,075 5,113 0.00 % 0.00 % 100.00 % 100.00 %

Montana 1 194 ASSURED GUAR GRP 312 51 0.00 % 0.00 % 85.73 % 85.73 %
2 14380 BUILD AMER MUT ASSUR CO 52 1 0.00 % 0.00 % 14.27 % 100.00 %
**STATE TOTAL** 364 82 0.00 % 0.00 % 100.00 % 100.00 %

Nebraska 1 194 ASSURED GUAR GRP 312 277 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 312 372 0.00 % 0.00 % 100.00 % 100.00 %

Nevada 1 14380 BUILD AMER MUT ASSUR CO 134 16 0.00 % 0.00 % 49.51 % 49.51 %
2 194 ASSURED GUAR GRP 111 193 0.00 % 0.00 % 40.85 % 90.36 %
3 1248 AMBAC FINANCIAL GRP 26 213 476.51 % 477.68 % 9.64 % 100.00 %
**STATE TOTAL** 271 1,302 78.10 % 78.29 % 100.00 % 100.00 %

New Hampshire **STATE TOTAL** 0 244 0.00 % 0.00 % 0.00 % 0.00 %

New Jersey 1 194 ASSURED GUAR GRP 4,206 5,963 N/A N/A 70.63 % 70.63 %
2 14380 BUILD AMER MUT ASSUR CO 807 1,342 0.00 % 0.00 % 13.55 % 84.18 %
3 1248 AMBAC FINANCIAL GRP 461 1,419 0.00 % N/A 7.74 % 91.91 %
4 528 MBIA GRP 349 4,259 0.00 % 0.00 % 5.87 % 97.78 %
5 12815 FINANCIAL GUAR INS CO 132 132 0.00 % 0.00 % 2.22 % 100.00 %
**STATE TOTAL** 5,955 13,180 N/A N/A 100.00 % 100.00 %

New Mexico 1 1248 AMBAC FINANCIAL GRP 224 250 0.00 % 0.00 % 66.29 % 66.29 %
2 14380 BUILD AMER MUT ASSUR CO 114 36 0.00 % 0.00 % 33.71 % 100.00 %
**STATE TOTAL** 338 953 N/A N/A 100.00 % 100.00 %

New York 1 194 ASSURED GUAR GRP 59,529 62,089 N/A N/A 65.25 % 65.25 %
2 14380 BUILD AMER MUT ASSUR CO 12,195 6,084 0.00 % 0.00 % 13.37 % 78.62 %
3 528 MBIA GRP 9,145 10,355 1,020.04 % 1,450.13 % 10.02 % 88.65 %
4 1248 AMBAC FINANCIAL GRP 5,517 14,071 N/A N/A 6.05 % 94.69 %
5 20311 SYNCORA GUAR INC 3,189 20,032 125.00 % 145.91 % 3.50 % 98.19 %
6 12815 FINANCIAL GUAR INS CO 1,652 1,721 N/A N/A 1.81 % 100.00 %
**STATE TOTAL** 91,227 124,937 N/A 44.66 % 100.00 % 100.00 %

North Carolina 1 1248 AMBAC FINANCIAL GRP 1,070 1,202 0.00 % 0.00 % 66.45 % 66.45 %
2 194 ASSURED GUAR GRP 535 1,214 0.00 % 0.00 % 33.24 % 99.69 %
3 517 HANNOVER GRP 5 2 0.00 % 0.00 % 0.31 % 100.00 %
**STATE TOTAL** 1,610 2,628 0.00 % 0.00 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


249
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
North Dakota 1 194 ASSURED GUAR GRP 3,205 163 0.00 % 0.00 % 99.29 % 99.29 %
2 14380 BUILD AMER MUT ASSUR CO 23 7 0.00 % 0.00 % 0.71 % 100.00 %
**STATE TOTAL** 3,228 330 0.00 % 0.00 % 100.00 % 100.00 %

Ohio 1 194 ASSURED GUAR GRP 11,615 1,825 0.00 % 0.00 % 88.16 % 88.16 %
2 14380 BUILD AMER MUT ASSUR CO 1,156 282 0.00 % 0.00 % 8.77 % 96.94 %
3 20311 SYNCORA GUAR INC 207 230 0.00 % 0.00 % 1.57 % 98.51 %
4 1248 AMBAC FINANCIAL GRP 197 561 0.00 % 17.10 % 1.49 % 100.00 %
**STATE TOTAL** 13,175 3,283 0.00 % 3.61 % 100.00 % 100.00 %

Oklahoma 1 194 ASSURED GUAR GRP 1,377 232 0.00 % 0.00 % 87.89 % 87.89 %
2 14380 BUILD AMER MUT ASSUR CO 190 165 0.00 % 0.00 % 12.11 % 100.00 %
**STATE TOTAL** 1,566 528 0.00 % 0.00 % 100.00 % 100.00 %

Oregon 1 194 ASSURED GUAR GRP 1,033 2,767 0.00 % 0.00 % 82.65 % 82.65 %
2 14380 BUILD AMER MUT ASSUR CO 217 11 0.00 % 0.00 % 17.35 % 100.00 %
**STATE TOTAL** 1,250 4,368 0.00 % 0.00 % 100.00 % 100.00 %

Pennsylvania 1 194 ASSURED GUAR GRP 6,658 9,121 88.29 % 88.82 % 59.86 % 59.86 %
2 14380 BUILD AMER MUT ASSUR CO 3,222 1,509 0.00 % 0.00 % 28.96 % 88.82 %
3 1248 AMBAC FINANCIAL GRP 784 1,438 N/A N/A 7.05 % 95.87 %
4 766 RADIAN GRP 425 425 0.00 % 0.00 % 3.82 % 99.69 %
5 517 HANNOVER GRP 34 24 0.00 % 0.00 % 0.31 % 100.00 %
**STATE TOTAL** 11,124 12,932 4.27 % 4.92 % 100.00 % 100.00 %

Rhode Island 1 14380 BUILD AMER MUT ASSUR CO 101 6 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 99 550 0.00 % 0.00 % 100.00 % 100.00 %

South Carolina 1 194 ASSURED GUAR GRP 579 4,290 N/A N/A 88.46 % 88.46 %
2 14380 BUILD AMER MUT ASSUR CO 76 99 0.00 % 0.00 % 11.54 % 100.00 %
**STATE TOTAL** 655 5,261 N/A N/A 100.00 % 100.00 %

South Dakota 1 194 ASSURED GUAR GRP 295 33 0.00 % 0.00 % 90.99 % 90.99 %
2 14380 BUILD AMER MUT ASSUR CO 29 2 0.00 % 0.00 % 9.01 % 100.00 %
**STATE TOTAL** 324 35 0.00 % 0.00 % 100.00 % 100.00 %

Tennessee 1 194 ASSURED GUAR GRP 155 4,278 0.00 % 0.00 % 60.37 % 60.37 %
2 14380 BUILD AMER MUT ASSUR CO 102 65 0.00 % 0.00 % 39.63 % 100.00 %
**STATE TOTAL** 256 4,818 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


250
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Texas 1 194 ASSURED GUAR GRP 30,194 14,327 0.00 % 0.00 % 68.13 % 68.13 %
2 14380 BUILD AMER MUT ASSUR CO 12,210 2,382 0.00 % 0.00 % 27.55 % 95.67 %
3 1248 AMBAC FINANCIAL GRP 1,601 2,542 0.00 % N/A 3.61 % 99.29 %
4 528 MBIA GRP 316 2,762 0.00 % 0.00 % 0.71 % 100.00 %
**STATE TOTAL** 44,321 22,891 0.08 % 0.04 % 100.00 % 100.00 %

Utah 1 194 ASSURED GUAR GRP 1,741 495 0.00 % 0.00 % 97.44 % 97.44 %
2 14380 BUILD AMER MUT ASSUR CO 46 13 0.00 % 0.00 % 2.56 % 100.00 %
**STATE TOTAL** 1,786 515 0.00 % 0.00 % 100.00 % 100.00 %

Vermont **STATE TOTAL** 0 266 0.00 % 0.00 % 0.00 % 0.00 %

Virginia 1 1248 AMBAC FINANCIAL GRP 487 510 0.00 % 90.30 % 76.67 % 76.67 %
2 194 ASSURED GUAR GRP 148 656 0.00 % 0.00 % 23.34 % 100.00 %
**STATE TOTAL** 636 3,921 5.01 % 13.67 % 100.00 % 100.00 %

Washington 1 194 ASSURED GUAR GRP 1,281 562 0.00 % 0.00 % 66.30 % 66.30 %
2 1248 AMBAC FINANCIAL GRP 619 762 0.00 % 0.00 % 32.06 % 98.36 %
3 14380 BUILD AMER MUT ASSUR CO 32 25 0.00 % 0.00 % 1.64 % 100.00 %
**STATE TOTAL** 1,932 2,336 0.00 % 0.00 % 100.00 % 100.00 %

West Virginia 1 14380 BUILD AMER MUT ASSUR CO 352 55 0.00 % 0.00 % 89.77 % 89.77 %
2 194 ASSURED GUAR GRP 40 149 0.00 % 0.00 % 10.23 % 100.00 %
**STATE TOTAL** 392 293 0.00 % 0.00 % 100.00 % 100.00 %

Wisconsin 1 194 ASSURED GUAR GRP 1,697 1,199 0.00 % 0.00 % 85.85 % 85.85 %
2 14380 BUILD AMER MUT ASSUR CO 280 71 0.00 % 0.00 % 14.15 % 100.00 %
**STATE TOTAL** 1,976 1,477 0.00 % 0.00 % 100.00 % 100.00 %

Wyoming 1 194 ASSURED GUAR GRP 285 50 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 285 421 0.00 % 0.00 % 100.00 % 100.00 %

Guam **STATE TOTAL** 0 1,030 0.00 % 0.00 % 0.00 % 0.00 %

Puerto Rico **STATE TOTAL** 0 11,996 N/A N/A 0.00 % 0.00 %

© 2022 National Association of Insurance Commissioners


251
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
10 ‐ Financial Guaranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
U.S. Virgin Islands **STATE TOTAL** 0 527 N/A N/A 0.00 % 0.00 %

Canada 1 194 ASSURED GUAR GRP 515 527 0.00 % 0.00 % 100.00 % 100.00 %
**STATE TOTAL** 515 3,044 0.00 % 0.00 % 100.00 % 100.00 %

Agg. Other Alien 1 194 ASSURED GUAR GRP 58,549 39,078 0.00 % 0.00 % 66.96 % 66.96 %
2 528 MBIA GRP 25,764 70,946 7.51 % 7.51 % 29.46 % 96.42 %
3 20311 SYNCORA GUAR INC 2,037 3,003 N/A N/A 2.33 % 98.75 %
4 12815 FINANCIAL GUAR INS CO 984 1,018 0.00 % 0.00 % 1.13 % 99.88 %
5 1248 AMBAC FINANCIAL GRP 96 264 0.00 % 0.00 % 0.11 % 99.99 %
6 98 WR BERKLEY CORP GRP 14 14 118.12 % 118.12 % 0.02 % 100.00 %
**STATE TOTAL** 87,440 114,319 6.22 % 6.23 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


252
11—Medical Professional Liability

© 2022 National Association of Insurance Commissioners


253
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 31 BERKSHIRE HATHAWAY GRP 1,944,101 1,860,820 48.70 % 66.65 % 17.35 % 17.35 %
2 831 DOCTORS CO GRP 1,070,669 1,015,317 46.76 % 76.06 % 9.56 % 26.91 %
3 2698 PROASSURANCE CORP GRP 739,157 767,677 56.21 % 80.96 % 6.60 % 33.51 %
4 218 CNA INS GRP 638,680 638,076 50.31 % 65.97 % 5.70 % 39.21 %
5 1154 COVERYS GRP 574,677 575,293 65.03 % 86.80 % 5.13 % 44.33 %
6 413 MAG MUT INS GRP 417,943 391,402 52.19 % 76.09 % 3.73 % 48.07 %
7 10697 MCIC VT A RECIP RRG 384,988 384,988 94.56 % 115.47 % 3.44 % 51.50 %
8 111 LIBERTY MUT GRP 307,729 275,001 71.47 % 80.60 % 2.75 % 54.25 %
9 626 CHUBB LTD GRP 201,437 178,526 103.80 % 118.96 % 1.80 % 56.05 %
10 4790 MMIC GRP 187,775 180,308 36.86 % 63.47 % 1.68 % 57.72 %
11 98 WR BERKLEY CORP GRP 184,835 164,908 47.03 % 58.30 % 1.65 % 59.37 %
12 2358 ISMIE GRP 173,748 173,412 53.05 % 84.43 % 1.55 % 60.92 %
13 4840 PRI GRP 167,227 168,459 48.76 % 65.46 % 1.49 % 62.41 %
14 10341 CONTROLLED RISK INS CO OF VT RRG 167,011 167,011 52.75 % 90.71 % 1.49 % 63.91 %
15 184 CURI HOLDINGS GRP 159,592 151,040 37.85 % 78.04 % 1.42 % 65.33 %
16 501 ALLEGHANY GRP 153,834 146,650 34.82 % 59.64 % 1.37 % 66.70 %
17 33049 STATE VOLUNTEER MUT INS CO 121,872 118,821 25.66 % 57.17 % 1.09 % 67.79 %
18 464 PHYSICIANS INS A MUT GRP 118,435 128,172 54.77 % 77.81 % 1.06 % 68.85 %
19 158 FAIRFAX FIN GRP 117,749 111,861 45.92 % 62.01 % 1.05 % 69.90 %
20 4902 COPIC GRP 115,876 115,719 38.72 % 65.08 % 1.03 % 70.93 %
21 2638 NCMIC GRP 99,545 98,467 47.02 % 73.00 % 0.89 % 71.82 %
22 785 MARKEL CORP GRP 96,367 91,325 37.68 % 51.12 % 0.86 % 72.68 %
23 508 NATIONAL GRP 95,183 93,233 31.98 % 58.64 % 0.85 % 73.53 %
24 377 MEDICAL INS OF MD GRP 93,466 94,389 42.43 % 66.60 % 0.83 % 74.37 %
25 4878 MICA GRP 89,041 90,422 38.91 % 61.28 % 0.79 % 75.16 %
26 3219 SOMPO GRP 87,238 78,210 71.31 % 76.83 % 0.78 % 75.94 %
27 14163 EMERGENCY CAPITAL MGMT LLC A RRG 86,518 64,657 75.79 % 94.22 % 0.77 % 76.71 %
28 12 AMERICAN INTL GRP 86,224 75,118 66.08 % 79.38 % 0.77 % 77.48 %
29 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG 85,563 82,026 66.18 % 102.34 % 0.76 % 78.24 %
30 4734 APOLLO GLOBAL MGMT GRP 82,477 78,088 31.43 % 51.54 % 0.74 % 78.98 %
31 4990 CORE SPECIALTY INS HOLDINGS GRP 75,474 54,491 58.92 % 64.79 % 0.67 % 79.65 %
32 1279 ARCH INS GRP 74,088 69,468 58.78 % 70.32 % 0.66 % 80.32 %
33 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 63,686 63,639 58.45 % 86.84 % 0.57 % 80.88 %
34 361 MUNICH RE GRP 58,665 51,823 54.27 % 91.63 % 0.52 % 81.41 %
35 4880 LAMMICO GRP 55,594 54,723 15.65 % 32.59 % 0.50 % 81.90 %
36 861 HOSPITAL SERV GRP 54,604 50,961 50.67 % 62.01 % 0.49 % 82.39 %
37 44105 OPHTHALMIC MUT INS CO RRG 54,259 51,695 37.68 % 56.82 % 0.48 % 82.88 %
38 1324 UPMC HLTH SYSTEM GRP 52,749 52,749 79.05 % 101.60 % 0.47 % 83.35 %
39 10842 FRANKLIN CAS INS CO RRG 52,219 52,443 22.84 % 35.29 % 0.47 % 83.81 %
40 4776 TEXAS MEDICAL LIAB TRUST GRP 51,930 44,742 64.15 % 100.32 % 0.46 % 84.28 %
41 12373 CARING COMMUNITIES RECIP RRG 51,299 52,204 37.15 % 59.78 % 0.46 % 84.73 %
42 36277 MEDICAL MUT INS CO OF ME 50,371 48,956 54.25 % 62.57 % 0.45 % 85.18 %
43 5017 BENT PHILIPSON GRP 50,198 43,508 55.93 % 55.93 % 0.45 % 85.63 %
44 32433 MEDICAL INS EXCH OF CA 48,449 47,565 74.60 % 93.06 % 0.43 % 86.06 %
45 10152 THE HLTHCARE UNDERWRITING CO RRG 44,539 43,250 82.98 % 85.58 % 0.40 % 86.46 %
46 40975 DENTISTS INS CO 44,463 44,311 36.88 % 68.12 % 0.40 % 86.86 %
47 35904 HEALTH CARE IND INC 41,464 41,464 91.86 % 91.94 % 0.37 % 87.23 %
48 26257 THE MUTUAL RRG INC 41,282 41,282 44.18 % 65.38 % 0.37 % 87.60 %
49 11547 MOUNTAIN LAUREL RRG INC 40,283 38,945 89.10 % 133.48 % 0.36 % 87.96 %
50 12907 SOUTHWEST PHYSICIANS RRG INC 38,846 36,700 63.72 % 85.73 % 0.35 % 88.30 %
51 11498 MDADVANTAGE INS CO OF NJ 38,698 38,457 66.99 % 81.56 % 0.35 % 88.65 %
52 244 CINCINNATI FIN GRP 38,477 37,709 72.10 % 99.55 % 0.34 % 88.99 %
53 11259 COMMUNITY HOSPITAL RRG 37,900 37,900 51.86 % 66.82 % 0.34 % 89.33 %
54 4851 CHURCH MUT GRP 34,450 37,657 94.38 % 102.32 % 0.31 % 89.64 %
55 12000 GEISINGER INS CORP RRG 32,517 30,951 38.64 % 38.64 % 0.29 % 89.93 %
56 12933 BEDFORD PHYSICIANS RRG INC 29,953 29,953 58.42 % 80.75 % 0.27 % 90.19 %
57 812 HIGHMARK GRP 29,420 29,419 84.67 % 99.38 % 0.26 % 90.46 %
58 3478 HALLMARK FIN SERV GRP 29,359 52,488 76.63 % 92.86 % 0.26 % 90.72 %
59 4770 INTEGRIS GRP 28,722 29,387 142.43 % 169.18 % 0.26 % 90.98 %
60 44504 CALIFORNIA HLTHCARE INS CO INC RRG 27,011 24,140 49.92 % 63.38 % 0.24 % 91.22 %
61 775 PHARMACISTS MUT GRP 26,742 26,492 35.56 % 29.13 % 0.24 % 91.46 %
62 38920 KINSALE INS CO 26,581 23,852 31.85 % 44.12 % 0.24 % 91.69 %
63 13793 MEDMAL DIRECT INS CO 24,279 23,135 46.45 % 76.16 % 0.22 % 91.91 %
64 4966 INSURANCE CAPITAL GRP 24,262 23,979 57.52 % 87.16 % 0.22 % 92.13 %
65 31429 MICHIGAN PROFESSIONAL INS EXCH 23,035 25,526 44.20 % 76.79 % 0.21 % 92.33 %
© 2022 National Association of Insurance Commissioners
254
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 11535 CONVENTUS INTER INS EXCH 22,315 21,234 48.03 % 64.67 % 0.20 % 92.53 %
67 10903 AMERICAN EXCESS INS EXCH RRG 22,236 20,753 52.35 % 65.00 % 0.20 % 92.73 %
68 11684 LVHN RRG 21,602 21,038 22.45 % 53.14 % 0.19 % 92.92 %
69 4637 INDIANA UNIVERSITY HLTH GRP 21,023 20,055 69.04 % 83.09 % 0.19 % 93.11 %
70 36072 NATIONAL GUARDIAN RRG INC 20,847 20,847 64.89 % 86.25 % 0.19 % 93.30 %
71 16851 CLINICIAN ASSUR INC RRG 20,814 11,266 43.58 % 71.22 % 0.19 % 93.48 %
72 4837 KANSAS MEDICAL MUT GRP 20,518 20,399 51.07 % 88.68 % 0.18 % 93.66 %
73 13788 BROADLINE RRG INC 19,437 19,378 49.59 % 61.92 % 0.17 % 93.84 %
74 10808 CASSATT RRG INC 17,952 17,802 70.45 % 114.02 % 0.16 % 94.00 %
75 11078 SIMED 17,443 17,378 23.64 % 51.30 % 0.16 % 94.15 %
76 3494 JAMES RIVER GRP 17,084 15,070 72.69 % 89.81 % 0.15 % 94.31 %
77 11539 NEW JERSEY PHYSICIANS UNITED RECIP 16,997 17,080 19.41 % 41.63 % 0.15 % 94.46 %
78 88 THE HANOVER INS GRP 16,938 20,255 24.02 % 33.28 % 0.15 % 94.61 %
79 4964 TOWER HEALTH GRP 16,811 14,880 46.99 % 91.60 % 0.15 % 94.76 %
80 12332 PUERTO RICO MED DEFENSE MUT INS CO 16,571 16,170 28.36 % 59.35 % 0.15 % 94.91 %
81 11575 PACE RRG INC 16,473 12,699 60.45 % 94.83 % 0.15 % 95.05 %
82 11861 MEDICAL ALLIANCE INS CO 16,315 15,831 60.05 % 67.65 % 0.15 % 95.20 %
83 12275 NEW YORK HLTHCARE INS CO INC RRG 16,146 16,660 78.15 % 93.14 % 0.14 % 95.34 %
84 42544 ACADEMIC HLTH PROFESSIONALS INS 16,098 16,576 16.11 % 0.90 % 0.14 % 95.49 %
85 16661 FUTURE CARE RRG INC 15,380 12,707 32.99 % 38.71 % 0.14 % 95.63 %
86 12511 SAMARITAN RRG INC 15,365 15,915 81.38 % 95.90 % 0.14 % 95.76 %
87 10080 HEALTH PROVIDERS INS RECIP RRG 15,066 10,132 163.49 % 189.54 % 0.13 % 95.90 %
88 473 AMERICAN FAMILY INS GRP 14,836 2,751 10.51 % 13.03 % 0.13 % 96.03 %
89 1127 EMBLEM HLTH GRP 13,889 13,334 20.91 % 35.12 % 0.12 % 96.15 %
90 11710 ALLIED PROFESSIONALS INS CO RRG 13,625 13,841 15.68 % 31.71 % 0.12 % 96.27 %
91 10115 EASTERN DENTISTS INS CO RRG 13,589 13,183 37.47 % 58.51 % 0.12 % 96.40 %
92 11682 WELLSPAN RRG 12,958 12,958 27.67 % 96.70 % 0.12 % 96.51 %
93 11278 FIRST MEDICAL INS CO RRG 12,569 12,089 68.98 % 110.42 % 0.11 % 96.62 %
94 11872 KENTUCKIANA MEDICAL RECIP RRG 12,047 12,053 13.71 % 35.18 % 0.11 % 96.73 %
95 11548 UNITED CENTRAL PA RRG 11,916 11,916 72.09 % 80.21 % 0.11 % 96.84 %
96 11798 CONTINUING CARE RRG INC 11,873 12,305 70.39 % 80.25 % 0.11 % 96.94 %
97 11668 INSPIRIEN INS CO 10,870 10,552 21.59 % 35.55 % 0.10 % 97.04 %
98 11688 ST LUKES HLTH NTWRK INS CO RECIP RRG 10,377 9,397 65.10 % 87.21 % 0.09 % 97.13 %
99 34568 CENTENNIAL CAS CO 10,345 9,585 23.36 % 28.85 % 0.09 % 97.23 %
100 12014 GUTHRIE RRG 9,715 9,390 N/A 4.37 % 0.09 % 97.31 %
101 11692 TECUMSEH HLTH RECIP RRG 9,455 9,455 41.62 % 66.15 % 0.08 % 97.40 %
102 16409 CURATOR MD RRG INC 9,345 9,345 30.84 % 30.84 % 0.08 % 97.48 %
103 11694 CPP INS CO 9,237 9,378 28.13 % 73.13 % 0.08 % 97.56 %
104 16957 HEALTHCARE PROFESSIONAL LONG TERM CA 9,206 3,999 29.80 % 49.65 % 0.08 % 97.64 %
105 15893 DOCTORS PROFESSIONAL LIABITY RRG INC 9,020 7,934 37.58 % 55.69 % 0.08 % 97.73 %
106 10232 AMERICAN ASSOC OF OTHODONTISTS RRG 8,904 8,685 56.06 % 36.31 % 0.08 % 97.80 %
107 11825 CARE RRG INC 8,841 8,265 47.50 % 69.68 % 0.08 % 97.88 %
108 13582 PIH HLTH INS CO RECIP RRG 8,494 8,243 39.15 % 50.49 % 0.08 % 97.96 %
109 16965 LTC INS CO RRG LLC 8,476 4,165 78.04 % 78.04 % 0.08 % 98.04 %
110 4802 TRIPLE S GRP 8,196 8,218 29.08 % 35.71 % 0.07 % 98.11 %
111 11683 HEALTHCARE PROVIDERS INS CO 7,505 7,235 1.58 % 6.35 % 0.07 % 98.18 %
112 11796 YELLOWSTONE INS EXCH RRG 7,444 7,444 56.33 % 63.64 % 0.07 % 98.24 %
113 91 HARTFORD FIRE & CAS GRP 6,890 5,277 19.60 % 45.10 % 0.06 % 98.30 %
114 15908 URGENT MD RRG INC 6,633 6,864 52.81 % 69.12 % 0.06 % 98.36 %
115 12988 SCRUBS MUT ASSUR CO RRG 6,627 6,331 48.24 % 66.36 % 0.06 % 98.42 %
116 12355 MD RRG INC 6,392 6,320 34.18 % 52.90 % 0.06 % 98.48 %
117 11544 CAREGIVERS UNITED LIAB INS CO RRG 6,121 6,048 45.65 % 40.80 % 0.05 % 98.53 %
118 11976 CENTURION MEDICAL LIAB PROTECT RRG 6,089 5,802 5.54 % 17.38 % 0.05 % 98.59 %
119 14026 SUNLAND RRG INC 5,936 3,199 60.27 % 111.70 % 0.05 % 98.64 %
120 12003 EMERGENCY MEDICINE PROFESSIONAL ASR 5,645 5,225 N/A 36.30 % 0.05 % 98.69 %
121 4953 PRACTICEPROTECTION GRP 5,478 4,823 31.93 % 45.45 % 0.05 % 98.74 %
122 14461 PROFESSIONAL EXCH ASSUR CO RRG 5,254 5,254 92.20 % 96.87 % 0.05 % 98.79 %
123 11260 NEVADA MUT INS CO INC 4,895 5,069 39.62 % 56.00 % 0.04 % 98.83 %
124 11958 TRINITY RISK SOLUTIONS RECIP INS CO 4,713 4,713 59.88 % 88.51 % 0.04 % 98.87 %
125 32514 TEXAS HOSPITAL INS EXCH 4,383 4,178 8.21 % 9.72 % 0.04 % 98.91 %
**INDUSTRY TOTAL** 11,204,000 10,837,267 54.30 % 75.71 % 100.00 % 98.91 %

© 2022 National Association of Insurance Commissioners


255
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 31 BERKSHIRE HATHAWAY GRP 1,925,792 1,843,170 48.49 % 66.36 % 17.23 % 17.23 %
2 831 DOCTORS CO GRP 1,070,669 1,015,317 46.76 % 76.06 % 9.58 % 26.80 %
3 2698 PROASSURANCE CORP GRP 739,157 767,677 56.21 % 80.96 % 6.61 % 33.42 %
4 218 CNA INS GRP 638,680 638,076 50.31 % 65.97 % 5.71 % 39.13 %
5 1154 COVERYS GRP 574,677 575,293 65.04 % 86.82 % 5.14 % 44.27 %
6 413 MAG MUT INS GRP 417,943 391,402 52.19 % 76.09 % 3.74 % 48.01 %
7 10697 MCIC VT A RECIP RRG 384,988 384,988 94.56 % 115.47 % 3.44 % 51.45 %
8 111 LIBERTY MUT GRP 307,729 275,001 71.48 % 80.61 % 2.75 % 54.21 %
9 626 CHUBB LTD GRP 201,424 178,452 103.70 % 118.85 % 1.80 % 56.01 %
10 4790 MMIC GRP 187,775 180,308 36.86 % 63.47 % 1.68 % 57.69 %
11 98 WR BERKLEY CORP GRP 180,880 161,503 47.27 % 58.77 % 1.62 % 59.30 %
12 2358 ISMIE GRP 173,748 173,412 53.05 % 84.43 % 1.55 % 60.86 %
13 4840 PRI GRP 167,227 168,459 48.76 % 65.46 % 1.50 % 62.35 %
14 10341 CONTROLLED RISK INS CO OF VT RRG 167,011 167,011 52.75 % 90.71 % 1.49 % 63.85 %
15 184 CURI HOLDINGS GRP 159,592 151,040 37.85 % 78.04 % 1.43 % 65.28 %
16 501 ALLEGHANY GRP 153,834 146,650 34.82 % 59.64 % 1.38 % 66.65 %
17 33049 STATE VOLUNTEER MUT INS CO 121,872 118,821 25.66 % 57.17 % 1.09 % 67.74 %
18 464 PHYSICIANS INS A MUT GRP 118,435 128,172 54.77 % 77.81 % 1.06 % 68.80 %
19 158 FAIRFAX FIN GRP 117,749 111,861 45.92 % 62.01 % 1.05 % 69.86 %
20 4902 COPIC GRP 115,876 115,719 38.72 % 65.08 % 1.04 % 70.89 %
21 2638 NCMIC GRP 99,545 98,467 47.02 % 73.00 % 0.89 % 71.78 %
22 785 MARKEL CORP GRP 96,367 91,325 37.68 % 51.12 % 0.86 % 72.64 %
23 508 NATIONAL GRP 95,183 93,233 31.98 % 58.64 % 0.85 % 73.50 %
24 377 MEDICAL INS OF MD GRP 93,466 94,389 42.43 % 66.60 % 0.84 % 74.33 %
25 4878 MICA GRP 89,041 90,422 38.91 % 61.28 % 0.80 % 75.13 %
26 3219 SOMPO GRP 87,238 78,210 71.31 % 76.83 % 0.78 % 75.91 %
27 14163 EMERGENCY CAPITAL MGMT LLC A RRG 86,518 64,657 75.79 % 94.22 % 0.77 % 76.68 %
28 12 AMERICAN INTL GRP 86,224 75,118 65.82 % 78.17 % 0.77 % 77.45 %
29 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG 85,563 82,026 66.18 % 102.34 % 0.77 % 78.22 %
30 4734 APOLLO GLOBAL MGMT GRP 82,477 78,088 31.43 % 51.54 % 0.74 % 78.96 %
31 4990 CORE SPECIALTY INS HOLDINGS GRP 75,474 54,491 58.92 % 64.79 % 0.68 % 79.63 %
32 1279 ARCH INS GRP 74,088 69,468 58.76 % 70.32 % 0.66 % 80.30 %
33 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 63,686 63,639 58.45 % 86.84 % 0.57 % 80.86 %
34 361 MUNICH RE GRP 58,665 51,823 54.27 % 91.63 % 0.52 % 81.39 %
35 4880 LAMMICO GRP 55,594 54,723 15.65 % 32.59 % 0.50 % 81.89 %
36 861 HOSPITAL SERV GRP 54,604 50,961 50.67 % 62.01 % 0.49 % 82.38 %
37 44105 OPHTHALMIC MUT INS CO RRG 54,259 51,695 37.68 % 56.82 % 0.49 % 82.86 %
38 1324 UPMC HLTH SYSTEM GRP 52,749 52,749 79.05 % 101.60 % 0.47 % 83.33 %
39 10842 FRANKLIN CAS INS CO RRG 52,219 52,443 22.84 % 35.29 % 0.47 % 83.80 %
40 4776 TEXAS MEDICAL LIAB TRUST GRP 51,930 44,742 64.15 % 100.32 % 0.46 % 84.26 %
41 12373 CARING COMMUNITIES RECIP RRG 51,299 52,204 37.15 % 59.78 % 0.46 % 84.72 %
42 36277 MEDICAL MUT INS CO OF ME 50,371 48,956 54.25 % 62.57 % 0.45 % 85.17 %
43 5017 BENT PHILIPSON GRP 50,198 43,508 55.93 % 55.93 % 0.45 % 85.62 %
44 32433 MEDICAL INS EXCH OF CA 48,449 47,565 74.60 % 93.06 % 0.43 % 86.06 %
45 10152 THE HLTHCARE UNDERWRITING CO RRG 44,539 43,250 82.98 % 85.58 % 0.40 % 86.45 %
46 40975 DENTISTS INS CO 44,463 44,311 36.88 % 68.12 % 0.40 % 86.85 %
47 26257 THE MUTUAL RRG INC 41,282 41,282 44.18 % 65.38 % 0.37 % 87.22 %
48 11547 MOUNTAIN LAUREL RRG INC 40,283 38,945 89.10 % 133.48 % 0.36 % 87.58 %
49 35904 HEALTH CARE IND INC 39,898 39,898 87.58 % 87.66 % 0.36 % 87.94 %
50 12907 SOUTHWEST PHYSICIANS RRG INC 38,846 36,700 63.72 % 85.73 % 0.35 % 88.29 %
51 11498 MDADVANTAGE INS CO OF NJ 38,698 38,457 66.99 % 81.56 % 0.35 % 88.63 %
52 244 CINCINNATI FIN GRP 38,477 37,709 72.10 % 99.55 % 0.34 % 88.98 %
53 11259 COMMUNITY HOSPITAL RRG 37,900 37,900 51.86 % 66.82 % 0.34 % 89.32 %
54 4851 CHURCH MUT GRP 34,450 37,657 94.38 % 102.32 % 0.31 % 89.62 %
55 12000 GEISINGER INS CORP RRG 32,517 30,951 38.64 % 38.64 % 0.29 % 89.91 %
56 12933 BEDFORD PHYSICIANS RRG INC 29,953 29,953 58.42 % 80.75 % 0.27 % 90.18 %
57 812 HIGHMARK GRP 29,420 29,419 84.67 % 99.38 % 0.26 % 90.45 %
58 3478 HALLMARK FIN SERV GRP 29,359 52,488 76.63 % 92.86 % 0.26 % 90.71 %
59 4770 INTEGRIS GRP 28,722 29,387 142.43 % 169.18 % 0.26 % 90.97 %
60 44504 CALIFORNIA HLTHCARE INS CO INC RRG 27,011 24,140 49.92 % 63.38 % 0.24 % 91.21 %
61 775 PHARMACISTS MUT GRP 26,742 26,492 35.56 % 29.13 % 0.24 % 91.45 %
62 38920 KINSALE INS CO 26,581 23,852 31.85 % 44.12 % 0.24 % 91.68 %
63 13793 MEDMAL DIRECT INS CO 24,279 23,135 46.45 % 76.16 % 0.22 % 91.90 %
64 4966 INSURANCE CAPITAL GRP 24,262 23,979 57.52 % 87.16 % 0.22 % 92.12 %
65 31429 MICHIGAN PROFESSIONAL INS EXCH 23,035 25,526 44.20 % 76.79 % 0.21 % 92.32 %
© 2022 National Association of Insurance Commissioners
256
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 11535 CONVENTUS INTER INS EXCH 22,315 21,234 48.03 % 64.67 % 0.20 % 92.52 %
67 10903 AMERICAN EXCESS INS EXCH RRG 22,236 20,753 52.35 % 65.00 % 0.20 % 92.72 %
68 11684 LVHN RRG 21,602 21,038 22.45 % 53.14 % 0.19 % 92.92 %
69 4637 INDIANA UNIVERSITY HLTH GRP 21,023 20,055 69.04 % 83.09 % 0.19 % 93.10 %
70 36072 NATIONAL GUARDIAN RRG INC 20,847 20,847 64.89 % 86.25 % 0.19 % 93.29 %
71 16851 CLINICIAN ASSUR INC RRG 20,814 11,266 43.58 % 71.22 % 0.19 % 93.48 %
72 4837 KANSAS MEDICAL MUT GRP 20,518 20,399 51.07 % 88.68 % 0.18 % 93.66 %
73 13788 BROADLINE RRG INC 19,437 19,378 49.59 % 61.92 % 0.17 % 93.83 %
74 10808 CASSATT RRG INC 17,952 17,802 70.45 % 114.02 % 0.16 % 93.99 %
75 11078 SIMED 17,443 17,378 23.64 % 51.30 % 0.16 % 94.15 %
76 3494 JAMES RIVER GRP 17,084 15,070 72.69 % 89.81 % 0.15 % 94.30 %
77 11539 NEW JERSEY PHYSICIANS UNITED RECIP 16,997 17,080 19.41 % 41.63 % 0.15 % 94.46 %
78 88 THE HANOVER INS GRP 16,938 20,255 24.02 % 33.28 % 0.15 % 94.61 %
79 4964 TOWER HEALTH GRP 16,811 14,880 46.99 % 91.60 % 0.15 % 94.76 %
80 12332 PUERTO RICO MED DEFENSE MUT INS CO 16,571 16,170 28.36 % 59.35 % 0.15 % 94.91 %
81 11575 PACE RRG INC 16,473 12,699 60.45 % 94.83 % 0.15 % 95.05 %
82 11861 MEDICAL ALLIANCE INS CO 16,315 15,831 60.05 % 67.65 % 0.15 % 95.20 %
83 12275 NEW YORK HLTHCARE INS CO INC RRG 16,146 16,660 78.15 % 93.14 % 0.14 % 95.34 %
84 42544 ACADEMIC HLTH PROFESSIONALS INS 16,098 16,576 16.11 % 0.90 % 0.14 % 95.49 %
85 16661 FUTURE CARE RRG INC 15,380 12,707 32.99 % 38.71 % 0.14 % 95.63 %
86 12511 SAMARITAN RRG INC 15,365 15,915 81.38 % 95.90 % 0.14 % 95.76 %
87 10080 HEALTH PROVIDERS INS RECIP RRG 15,066 10,132 163.49 % 189.54 % 0.13 % 95.90 %
88 473 AMERICAN FAMILY INS GRP 14,836 2,751 10.51 % 13.03 % 0.13 % 96.03 %
89 1127 EMBLEM HLTH GRP 13,889 13,334 20.91 % 35.12 % 0.12 % 96.15 %
90 11710 ALLIED PROFESSIONALS INS CO RRG 13,625 13,841 15.68 % 31.71 % 0.12 % 96.28 %
91 10115 EASTERN DENTISTS INS CO RRG 13,589 13,183 37.47 % 58.51 % 0.12 % 96.40 %
92 11682 WELLSPAN RRG 12,958 12,958 27.67 % 96.70 % 0.12 % 96.51 %
93 11278 FIRST MEDICAL INS CO RRG 12,569 12,089 68.98 % 110.42 % 0.11 % 96.63 %
94 11872 KENTUCKIANA MEDICAL RECIP RRG 12,047 12,053 13.71 % 35.18 % 0.11 % 96.73 %
95 11548 UNITED CENTRAL PA RRG 11,916 11,916 72.09 % 80.21 % 0.11 % 96.84 %
96 11798 CONTINUING CARE RRG INC 11,873 12,305 70.39 % 80.25 % 0.11 % 96.95 %
97 11668 INSPIRIEN INS CO 10,870 10,552 21.59 % 35.55 % 0.10 % 97.04 %
98 11688 ST LUKES HLTH NTWRK INS CO RECIP RRG 10,377 9,397 65.10 % 87.21 % 0.09 % 97.14 %
99 34568 CENTENNIAL CAS CO 10,345 9,585 23.36 % 28.85 % 0.09 % 97.23 %
100 12014 GUTHRIE RRG 9,715 9,390 N/A 4.37 % 0.09 % 97.32 %
101 11692 TECUMSEH HLTH RECIP RRG 9,455 9,455 41.62 % 66.15 % 0.08 % 97.40 %
102 16409 CURATOR MD RRG INC 9,345 9,345 30.84 % 30.84 % 0.08 % 97.48 %
103 11694 CPP INS CO 9,237 9,378 28.13 % 73.13 % 0.08 % 97.57 %
104 16957 HEALTHCARE PROFESSIONAL LONG TERM CA 9,206 3,999 29.80 % 49.65 % 0.08 % 97.65 %
105 15893 DOCTORS PROFESSIONAL LIABITY RRG INC 9,020 7,934 37.58 % 55.69 % 0.08 % 97.73 %
106 10232 AMERICAN ASSOC OF OTHODONTISTS RRG 8,904 8,685 56.06 % 36.31 % 0.08 % 97.81 %
107 11825 CARE RRG INC 8,841 8,265 47.50 % 69.68 % 0.08 % 97.89 %
108 13582 PIH HLTH INS CO RECIP RRG 8,494 8,243 39.15 % 50.49 % 0.08 % 97.96 %
109 16965 LTC INS CO RRG LLC 8,476 4,165 78.04 % 78.04 % 0.08 % 98.04 %
110 4802 TRIPLE S GRP 8,196 8,218 29.08 % 35.71 % 0.07 % 98.11 %
111 11683 HEALTHCARE PROVIDERS INS CO 7,505 7,235 1.58 % 6.35 % 0.07 % 98.18 %
112 11796 YELLOWSTONE INS EXCH RRG 7,444 7,444 56.33 % 63.64 % 0.07 % 98.25 %
113 91 HARTFORD FIRE & CAS GRP 6,890 5,277 19.60 % 45.10 % 0.06 % 98.31 %
114 15908 URGENT MD RRG INC 6,633 6,864 52.81 % 69.12 % 0.06 % 98.37 %
115 12988 SCRUBS MUT ASSUR CO RRG 6,627 6,331 48.24 % 66.36 % 0.06 % 98.43 %
116 12355 MD RRG INC 6,392 6,320 34.18 % 52.90 % 0.06 % 98.48 %
117 11544 CAREGIVERS UNITED LIAB INS CO RRG 6,121 6,048 45.65 % 40.80 % 0.05 % 98.54 %
118 11976 CENTURION MEDICAL LIAB PROTECT RRG 6,089 5,802 5.54 % 17.38 % 0.05 % 98.59 %
119 14026 SUNLAND RRG INC 5,936 3,199 60.27 % 111.70 % 0.05 % 98.65 %
120 12003 EMERGENCY MEDICINE PROFESSIONAL ASR 5,645 5,225 N/A 36.30 % 0.05 % 98.70 %
121 4953 PRACTICEPROTECTION GRP 5,478 4,823 31.93 % 45.45 % 0.05 % 98.75 %
122 14461 PROFESSIONAL EXCH ASSUR CO RRG 5,254 5,254 92.20 % 96.87 % 0.05 % 98.79 %
123 11260 NEVADA MUT INS CO INC 4,895 5,069 39.62 % 56.00 % 0.04 % 98.84 %
124 11958 TRINITY RISK SOLUTIONS RECIP INS CO 4,713 4,713 59.88 % 88.51 % 0.04 % 98.88 %
125 32514 TEXAS HOSPITAL INS EXCH 4,383 4,178 8.21 % 9.72 % 0.04 % 98.92 %
**INDUSTRY TOTAL** 11,179,056 10,813,472 54.26 % 75.66 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


257
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 2698 PROASSURANCE CORP GRP 51,060 52,282 59.86 % 88.07 % 32.70 % 32.70 %
2 413 MAG MUT INS GRP 17,080 16,621 22.09 % 55.62 % 10.94 % 43.63 %
3 31 BERKSHIRE HATHAWAY GRP 14,566 14,285 44.67 % 61.90 % 9.33 % 52.96 %
4 11668 INSPIRIEN INS CO 10,492 10,165 22.42 % 36.47 % 6.72 % 59.68 %
5 34568 CENTENNIAL CAS CO 10,345 9,585 23.36 % 28.85 % 6.62 % 66.30 %
6 111 LIBERTY MUT GRP 8,204 7,994 33.16 % 42.35 % 5.25 % 71.55 %
7 218 CNA INS GRP 7,759 8,727 30.42 % 41.33 % 4.97 % 76.52 %
8 12907 SOUTHWEST PHYSICIANS RRG INC 5,736 5,705 77.73 % 90.74 % 3.67 % 80.19 %
9 831 DOCTORS CO GRP 4,658 3,471 N/A 60.48 % 2.98 % 83.18 %
10 33049 STATE VOLUNTEER MUT INS CO 2,533 2,467 15.69 % 53.49 % 1.62 % 84.80 %
**STATE TOTAL** 156,170 154,080 43.96 % 77.79 % 100.00 % 84.80 %

Alaska 1 32433 MEDICAL INS EXCH OF CA 8,984 9,121 134.10 % 152.29 % 37.24 % 37.24 %
2 2698 PROASSURANCE CORP GRP 3,623 3,690 N/A 4.54 % 15.02 % 52.25 %
3 31 BERKSHIRE HATHAWAY GRP 1,453 1,454 29.01 % 48.70 % 6.02 % 58.28 %
4 12 AMERICAN INTL GRP 1,348 1,209 48.17 % 49.84 % 5.59 % 63.87 %
5 464 PHYSICIANS INS A MUT GRP 1,050 1,038 63.24 % 93.71 % 4.35 % 68.22 %
6 218 CNA INS GRP 1,014 960 21.00 % 57.22 % 4.20 % 72.42 %
7 831 DOCTORS CO GRP 931 846 16.50 % 12.77 % 3.86 % 76.28 %
8 44504 CALIFORNIA HLTHCARE INS CO INC RRG 894 865 11.57 % 20.24 % 3.71 % 79.99 %
9 4734 APOLLO GLOBAL MGMT GRP 670 700 1.17 % 6.60 % 2.78 % 82.77 %
10 111 LIBERTY MUT GRP 498 433 N/A N/A 2.06 % 84.83 %
**STATE TOTAL** 24,125 23,956 60.50 % 77.99 % 100.00 % 84.83 %

Arizona 1 4878 MICA GRP 83,279 84,692 36.61 % 57.66 % 36.37 % 36.37 %
2 31 BERKSHIRE HATHAWAY GRP 26,635 28,027 21.23 % 26.33 % 11.63 % 48.01 %
3 2698 PROASSURANCE CORP GRP 18,546 17,859 22.44 % 47.84 % 8.10 % 56.11 %
4 218 CNA INS GRP 17,111 14,355 44.09 % 58.00 % 7.47 % 63.58 %
5 14163 EMERGENCY CAPITAL MGMT LLC A RRG 7,151 5,369 39.71 % 49.22 % 3.12 % 66.70 %
6 4734 APOLLO GLOBAL MGMT GRP 6,362 5,702 16.44 % 30.62 % 2.78 % 69.48 %
7 626 CHUBB LTD GRP 5,587 4,830 46.95 % 67.86 % 2.44 % 71.92 %
8 98 WR BERKLEY CORP GRP 5,308 4,700 22.27 % 35.54 % 2.32 % 74.24 %
9 1154 COVERYS GRP 4,226 4,041 204.19 % 261.42 % 1.85 % 76.09 %
10 3219 SOMPO GRP 3,890 2,657 139.55 % 142.62 % 1.70 % 77.78 %
**STATE TOTAL** 228,959 222,789 37.03 % 53.94 % 100.00 % 77.78 %

Arkansas 1 33049 STATE VOLUNTEER MUT INS CO 11,293 11,056 30.74 % 64.34 % 15.11 % 15.11 %
2 831 DOCTORS CO GRP 9,293 9,070 N/A N/A 12.43 % 27.54 %
3 31 BERKSHIRE HATHAWAY GRP 7,361 7,056 16.08 % 29.49 % 9.85 % 37.39 %
4 4790 MMIC GRP 7,271 7,178 39.30 % 66.26 % 9.73 % 47.12 %
5 218 CNA INS GRP 6,494 7,707 34.34 % 46.86 % 8.69 % 55.81 %
6 4880 LAMMICO GRP 5,830 5,354 44.20 % 60.34 % 7.80 % 63.61 %
7 413 MAG MUT INS GRP 5,030 5,160 1.59 % N/A 6.73 % 70.34 %
8 1154 COVERYS GRP 2,985 2,985 47.31 % 64.08 % 3.99 % 74.33 %
9 2698 PROASSURANCE CORP GRP 2,092 2,278 61.62 % 45.26 % 2.80 % 77.13 %
10 626 CHUBB LTD GRP 1,661 1,304 8.45 % 48.06 % 2.22 % 79.35 %
**STATE TOTAL** 74,743 73,778 23.69 % 39.76 % 100.00 % 79.35 %

© 2022 National Association of Insurance Commissioners


258
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 831 DOCTORS CO GRP 177,204 175,202 23.26 % 61.38 % 19.01 % 19.01 %
2 2698 PROASSURANCE CORP GRP 123,546 129,505 60.85 % 87.81 % 13.25 % 32.26 %
3 31 BERKSHIRE HATHAWAY GRP 74,639 73,644 53.57 % 83.49 % 8.01 % 40.27 %
4 218 CNA INS GRP 62,268 59,127 49.74 % 64.36 % 6.68 % 46.95 %
5 1154 COVERYS GRP 45,139 40,852 57.92 % 79.22 % 4.84 % 51.79 %
6 626 CHUBB LTD GRP 33,870 32,305 193.52 % 206.74 % 3.63 % 55.42 %
7 40975 DENTISTS INS CO 30,539 30,885 26.05 % 60.91 % 3.28 % 58.70 %
8 98 WR BERKLEY CORP GRP 27,823 26,420 28.73 % 41.03 % 2.98 % 61.68 %
9 26257 THE MUTUAL RRG INC 25,498 25,498 49.37 % 71.43 % 2.74 % 64.42 %
10 44504 CALIFORNIA HLTHCARE INS CO INC RRG 25,072 22,234 49.23 % 62.70 % 2.69 % 67.11 %
**STATE TOTAL** 932,216 901,630 53.08 % 77.95 % 100.00 % 67.11 %

Colorado 1 4902 COPIC GRP 71,531 76,310 25.71 % 45.08 % 40.25 % 40.25 %
2 31 BERKSHIRE HATHAWAY GRP 19,102 15,526 63.76 % 86.89 % 10.75 % 51.00 %
3 831 DOCTORS CO GRP 11,613 10,977 N/A 19.52 % 6.53 % 57.53 %
4 218 CNA INS GRP 10,742 9,812 22.81 % 34.04 % 6.04 % 63.57 %
5 4776 TEXAS MEDICAL LIAB TRUST GRP 7,700 6,623 161.11 % 230.00 % 4.33 % 67.91 %
6 111 LIBERTY MUT GRP 6,691 6,944 41.84 % 51.58 % 3.76 % 71.67 %
7 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 4,692 4,216 58.37 % 85.21 % 2.64 % 74.31 %
8 98 WR BERKLEY CORP GRP 4,244 4,297 44.61 % 62.28 % 2.39 % 76.70 %
9 1154 COVERYS GRP 3,846 4,876 45.49 % 68.86 % 2.16 % 78.86 %
10 626 CHUBB LTD GRP 3,649 3,631 43.28 % 57.45 % 2.05 % 80.92 %
**STATE TOTAL** 177,729 174,527 46.67 % 67.13 % 100.00 % 80.92 %

Connecticut 1 10697 MCIC VT A RECIP RRG 119,302 119,302 100.97 % 111.87 % 50.44 % 50.44 %
2 1154 COVERYS GRP 22,917 20,655 64.30 % 67.55 % 9.69 % 60.13 %
3 4770 INTEGRIS GRP 19,218 19,969 63.91 % 79.88 % 8.12 % 68.25 %
4 31 BERKSHIRE HATHAWAY GRP 15,555 14,991 57.52 % 72.66 % 6.58 % 74.83 %
5 218 CNA INS GRP 13,512 13,335 47.08 % 57.03 % 5.71 % 80.54 %
6 111 LIBERTY MUT GRP 5,918 5,528 380.21 % 378.10 % 2.50 % 83.04 %
7 2698 PROASSURANCE CORP GRP 4,897 5,226 49.27 % 19.97 % 2.07 % 85.11 %
8 831 DOCTORS CO GRP 4,696 4,166 64.97 % 96.67 % 1.99 % 87.10 %
9 11498 MDADVANTAGE INS CO OF NJ 3,755 3,495 127.16 % 143.11 % 1.59 % 88.68 %
10 1279 ARCH INS GRP 2,411 1,461 47.21 % 60.13 % 1.02 % 89.70 %
**STATE TOTAL** 236,536 232,337 89.94 % 101.33 % 100.00 % 89.70 %

Delaware 1 2698 PROASSURANCE CORP GRP 11,805 11,585 39.63 % 74.67 % 32.29 % 32.29 %
2 31 BERKSHIRE HATHAWAY GRP 5,406 5,440 115.29 % 138.90 % 14.79 % 47.08 %
3 218 CNA INS GRP 5,330 4,004 89.94 % 100.43 % 14.58 % 61.66 %
4 1154 COVERYS GRP 4,102 4,318 N/A N/A 11.22 % 72.88 %
5 184 CURI HOLDINGS GRP 2,443 2,444 94.90 % 135.54 % 6.68 % 79.56 %
6 831 DOCTORS CO GRP 1,050 958 N/A 27.72 % 2.87 % 82.43 %
7 98 WR BERKLEY CORP GRP 972 929 N/A N/A 2.66 % 85.09 %
8 111 LIBERTY MUT GRP 896 919 7.49 % 6.62 % 2.45 % 87.54 %
9 626 CHUBB LTD GRP 488 440 6.22 % 35.87 % 1.33 % 88.88 %
10 501 ALLEGHANY GRP 482 460 10.84 % 14.88 % 1.32 % 90.19 %
**STATE TOTAL** 36,558 34,936 38.32 % 58.32 % 100.00 % 90.19 %

© 2022 National Association of Insurance Commissioners


259
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 2698 PROASSURANCE CORP GRP 6,439 6,460 69.60 % 82.31 % 20.25 % 20.25 %
2 31 BERKSHIRE HATHAWAY GRP 4,106 4,033 9.62 % 11.83 % 12.92 % 33.17 %
3 10697 MCIC VT A RECIP RRG 3,650 3,650 132.06 % 146.19 % 11.48 % 44.65 %
4 1154 COVERYS GRP 3,527 1,870 17.93 % 36.08 % 11.09 % 55.74 %
5 831 DOCTORS CO GRP 3,348 2,900 20.89 % 58.80 % 10.53 % 66.27 %
6 111 LIBERTY MUT GRP 1,409 889 51.67 % 52.28 % 4.43 % 70.71 %
7 501 ALLEGHANY GRP 1,037 942 11.71 % 19.06 % 3.26 % 73.97 %
8 3478 HALLMARK FIN SERV GRP 1,003 786 24.36 % 30.14 % 3.15 % 77.12 %
9 218 CNA INS GRP 912 2,217 58.02 % 73.49 % 2.87 % 79.99 %
10 626 CHUBB LTD GRP 777 699 19.51 % 28.50 % 2.44 % 82.43 %
**STATE TOTAL** 31,792 30,044 55.71 % 68.58 % 100.00 % 82.43 %

Florida 1 31 BERKSHIRE HATHAWAY GRP 159,230 158,090 35.68 % 48.30 % 17.88 % 17.88 %
2 831 DOCTORS CO GRP 135,795 127,194 83.63 % 104.49 % 15.25 % 33.12 %
3 413 MAG MUT INS GRP 104,746 89,083 98.03 % 132.65 % 11.76 % 44.88 %
4 2698 PROASSURANCE CORP GRP 69,106 75,841 66.38 % 91.50 % 7.76 % 52.64 %
5 10152 THE HLTHCARE UNDERWRITING CO RRG 44,539 43,250 87.77 % 87.77 % 5.00 % 57.64 %
6 218 CNA INS GRP 38,950 41,226 46.32 % 60.29 % 4.37 % 62.01 %
7 14163 EMERGENCY CAPITAL MGMT LLC A RRG 28,053 21,112 72.26 % 93.74 % 3.15 % 65.16 %
8 1154 COVERYS GRP 24,281 26,219 72.15 % 91.72 % 2.73 % 67.89 %
9 12907 SOUTHWEST PHYSICIANS RRG INC 22,091 20,304 50.81 % 70.99 % 2.48 % 70.37 %
10 13793 MEDMAL DIRECT INS CO 19,885 18,879 42.06 % 68.21 % 2.23 % 72.60 %
**STATE TOTAL** 890,718 848,728 61.91 % 80.30 % 100.00 % 72.60 %

Georgia 1 413 MAG MUT INS GRP 122,948 116,851 23.80 % 48.04 % 32.99 % 32.99 %
2 31 BERKSHIRE HATHAWAY GRP 50,081 47,716 66.18 % 87.98 % 13.44 % 46.42 %
3 831 DOCTORS CO GRP 34,947 33,641 159.33 % 182.22 % 9.38 % 55.80 %
4 184 CURI HOLDINGS GRP 27,798 24,278 65.06 % 102.40 % 7.46 % 63.26 %
5 218 CNA INS GRP 17,592 18,084 58.62 % 79.17 % 4.72 % 67.98 %
6 2698 PROASSURANCE CORP GRP 12,032 11,394 283.56 % 360.36 % 3.23 % 71.20 %
7 501 ALLEGHANY GRP 9,492 8,512 57.56 % 87.92 % 2.55 % 73.75 %
8 626 CHUBB LTD GRP 9,357 8,759 143.22 % 167.60 % 2.51 % 76.26 %
9 111 LIBERTY MUT GRP 8,761 8,913 77.65 % 86.82 % 2.35 % 78.61 %
10 3219 SOMPO GRP 8,295 7,129 123.75 % 128.24 % 2.23 % 80.84 %
**STATE TOTAL** 372,726 354,198 71.58 % 96.04 % 100.00 % 80.84 %

Hawaii 1 32433 MEDICAL INS EXCH OF CA 11,639 11,437 98.50 % 123.39 % 33.10 % 33.10 %
2 12 AMERICAN INTL GRP 6,596 6,290 121.62 % 144.59 % 18.76 % 51.86 %
3 31 BERKSHIRE HATHAWAY GRP 2,582 2,268 22.21 % 28.92 % 7.34 % 59.21 %
4 831 DOCTORS CO GRP 2,213 2,432 N/A 7.00 % 6.29 % 65.50 %
5 218 CNA INS GRP 1,220 1,182 29.77 % 39.68 % 3.47 % 68.97 %
6 111 LIBERTY MUT GRP 1,159 2,094 59.08 % 68.19 % 3.30 % 72.27 %
7 158 FAIRFAX FIN GRP 1,125 952 25.79 % 36.82 % 3.20 % 75.47 %
8 40975 DENTISTS INS CO 1,100 1,101 167.45 % 189.40 % 3.13 % 78.59 %
9 98 WR BERKLEY CORP GRP 652 602 21.65 % 24.76 % 1.86 % 80.45 %
10 44105 OPHTHALMIC MUT INS CO RRG 572 539 23.10 % 41.32 % 1.63 % 82.08 %
**STATE TOTAL** 35,162 34,977 68.45 % 86.65 % 100.00 % 82.08 %

© 2022 National Association of Insurance Commissioners


260
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 32433 MEDICAL INS EXCH OF CA 6,524 6,424 51.00 % 65.50 % 17.17 % 17.17 %
2 831 DOCTORS CO GRP 5,369 4,960 230.77 % 273.61 % 14.13 % 31.30 %
3 31 BERKSHIRE HATHAWAY GRP 4,100 4,143 27.40 % 48.63 % 10.79 % 42.09 %
4 464 PHYSICIANS INS A MUT GRP 2,957 2,780 161.24 % 226.61 % 7.78 % 49.87 %
5 218 CNA INS GRP 2,946 3,428 80.59 % 101.49 % 7.75 % 57.63 %
6 4790 MMIC GRP 2,580 2,534 N/A 28.00 % 6.79 % 64.42 %
7 111 LIBERTY MUT GRP 1,314 817 N/A N/A 3.46 % 67.87 %
8 4990 CORE SPECIALTY INS HOLDINGS GRP 1,093 732 64.44 % 71.88 % 2.88 % 70.75 %
9 2698 PROASSURANCE CORP GRP 1,088 1,058 N/A 5.78 % 2.86 % 73.61 %
10 413 MAG MUT INS GRP 1,084 995 4.71 % 20.77 % 2.85 % 76.47 %
**STATE TOTAL** 37,996 36,865 73.12 % 97.23 % 100.00 % 76.47 %

Illinois 1 2358 ISMIE GRP 148,417 149,126 52.09 % 82.52 % 29.26 % 29.26 %
2 31 BERKSHIRE HATHAWAY GRP 72,324 66,050 44.85 % 64.90 % 14.26 % 43.51 %
3 2698 PROASSURANCE CORP GRP 31,261 34,828 65.85 % 85.13 % 6.16 % 49.67 %
4 218 CNA INS GRP 29,926 27,449 185.18 % 241.37 % 5.90 % 55.57 %
5 831 DOCTORS CO GRP 25,901 23,582 N/A N/A 5.11 % 60.68 %
6 1154 COVERYS GRP 21,027 21,310 11.99 % 56.50 % 4.14 % 64.82 %
7 11861 MEDICAL ALLIANCE INS CO 16,315 15,831 60.05 % 67.65 % 3.22 % 68.04 %
8 111 LIBERTY MUT GRP 15,250 15,836 70.58 % 85.57 % 3.01 % 71.05 %
9 2638 NCMIC GRP 14,792 14,662 84.05 % 116.49 % 2.92 % 73.96 %
10 98 WR BERKLEY CORP GRP 9,683 8,886 36.72 % 44.71 % 1.91 % 75.87 %
**STATE TOTAL** 507,311 493,695 52.32 % 77.12 % 100.00 % 75.87 %

Indiana 1 31 BERKSHIRE HATHAWAY GRP 34,897 34,063 34.81 % 43.17 % 22.27 % 22.27 %
2 2698 PROASSURANCE CORP GRP 23,354 24,211 41.08 % 60.87 % 14.91 % 37.18 %
3 4637 INDIANA UNIVERSITY HLTH GRP 21,023 20,055 69.04 % 83.09 % 13.42 % 50.59 %
4 218 CNA INS GRP 14,659 14,948 38.54 % 52.69 % 9.36 % 59.95 %
5 1154 COVERYS GRP 12,080 12,776 12.49 % N/A 7.71 % 67.66 %
6 4790 MMIC GRP 9,265 4,014 84.76 % 113.71 % 5.91 % 73.57 %
7 11692 TECUMSEH HLTH RECIP RRG 6,703 6,703 52.76 % 80.47 % 4.28 % 77.85 %
8 831 DOCTORS CO GRP 3,724 3,623 N/A 15.38 % 2.38 % 80.23 %
9 12907 SOUTHWEST PHYSICIANS RRG INC 2,900 2,301 16.08 % 42.25 % 1.85 % 82.08 %
10 13135 SUBURBAN HLTH ORG RRG LLC 2,714 2,714 N/A N/A 1.73 % 83.81 %
**STATE TOTAL** 156,685 149,027 37.27 % 50.76 % 100.00 % 83.81 %

Iowa 1 4790 MMIC GRP 24,466 24,158 23.87 % 51.68 % 30.93 % 30.93 %
2 111 LIBERTY MUT GRP 15,709 15,708 40.77 % 48.95 % 19.86 % 50.79 %
3 4902 COPIC GRP 7,521 7,141 96.04 % 136.76 % 9.51 % 60.30 %
4 31 BERKSHIRE HATHAWAY GRP 4,620 4,356 231.62 % 270.78 % 5.84 % 66.14 %
5 1154 COVERYS GRP 3,749 3,979 58.19 % 65.72 % 4.74 % 70.88 %
6 2698 PROASSURANCE CORP GRP 2,979 2,931 N/A 76.20 % 3.77 % 74.64 %
7 626 CHUBB LTD GRP 2,528 1,481 60.63 % 64.54 % 3.20 % 77.84 %
8 218 CNA INS GRP 2,412 4,304 0.73 % 1.70 % 3.05 % 80.89 %
9 2638 NCMIC GRP 2,245 2,287 172.63 % 213.85 % 2.84 % 83.73 %
10 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 1,509 1,327 58.58 % 88.18 % 1.91 % 85.63 %
**STATE TOTAL** 79,103 78,352 46.84 % 71.04 % 100.00 % 85.63 %

© 2022 National Association of Insurance Commissioners


261
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 4837 KANSAS MEDICAL MUT GRP 19,540 19,365 46.67 % 86.42 % 22.77 % 22.77 %
2 31 BERKSHIRE HATHAWAY GRP 11,540 12,016 44.12 % 70.82 % 13.45 % 36.22 %
3 4790 MMIC GRP 11,499 10,692 46.25 % 74.54 % 13.40 % 49.62 %
4 111 LIBERTY MUT GRP 6,723 3,205 38.26 % 39.42 % 7.83 % 57.45 %
5 626 CHUBB LTD GRP 5,501 2,279 25.26 % 43.42 % 6.41 % 63.86 %
6 2698 PROASSURANCE CORP GRP 4,869 4,789 93.31 % 118.69 % 5.67 % 69.53 %
7 35904 HEALTH CARE IND INC 4,460 4,460 175.97 % 260.41 % 5.20 % 74.73 %
8 218 CNA INS GRP 4,115 4,006 12.99 % 6.75 % 4.79 % 79.53 %
9 501 ALLEGHANY GRP 3,307 3,618 37.30 % 44.28 % 3.85 % 83.38 %
10 1154 COVERYS GRP 2,687 3,678 173.65 % 234.71 % 3.13 % 86.51 %
**STATE TOTAL** 85,818 79,592 54.58 % 84.16 % 100.00 % 86.51 %

Kentucky 1 31 BERKSHIRE HATHAWAY GRP 31,261 30,841 55.96 % 79.96 % 24.94 % 24.94 %
2 2698 PROASSURANCE CORP GRP 12,043 12,305 53.04 % 108.53 % 9.61 % 34.55 %
3 11872 KENTUCKIANA MEDICAL RECIP RRG 12,028 12,035 13.71 % 35.22 % 9.60 % 44.14 %
4 33049 STATE VOLUNTEER MUT INS CO 8,732 8,580 60.71 % 100.55 % 6.97 % 51.11 %
5 218 CNA INS GRP 7,561 9,135 24.63 % 32.54 % 6.03 % 57.14 %
6 413 MAG MUT INS GRP 7,303 7,236 N/A N/A 5.83 % 62.97 %
7 626 CHUBB LTD GRP 3,905 2,378 103.57 % 107.25 % 3.12 % 66.09 %
8 831 DOCTORS CO GRP 3,475 3,341 N/A N/A 2.77 % 68.86 %
9 3219 SOMPO GRP 3,164 2,578 28.49 % 35.56 % 2.52 % 71.38 %
10 111 LIBERTY MUT GRP 2,926 1,448 N/A N/A 2.33 % 73.72 %
**STATE TOTAL** 125,340 122,324 40.99 % 65.70 % 100.00 % 73.72 %

Louisiana 1 4880 LAMMICO GRP 48,216 48,110 11.90 % 28.92 % 44.43 % 44.43 %
2 31 BERKSHIRE HATHAWAY GRP 9,091 8,013 22.01 % 38.21 % 8.38 % 52.80 %
3 218 CNA INS GRP 6,634 8,036 16.21 % 28.15 % 6.11 % 58.92 %
4 98 WR BERKLEY CORP GRP 5,015 4,181 25.57 % 31.05 % 4.62 % 63.54 %
5 111 LIBERTY MUT GRP 4,997 4,737 13.55 % 43.09 % 4.60 % 68.14 %
6 501 ALLEGHANY GRP 3,927 3,769 27.08 % 38.01 % 3.62 % 71.76 %
7 36072 NATIONAL GUARDIAN RRG INC 3,262 3,262 20.10 % 33.40 % 3.01 % 74.76 %
8 1154 COVERYS GRP 3,134 3,462 97.86 % 135.04 % 2.89 % 77.65 %
9 2698 PROASSURANCE CORP GRP 2,609 2,671 N/A 13.47 % 2.40 % 80.06 %
10 626 CHUBB LTD GRP 2,504 2,069 145.94 % 210.11 % 2.31 % 82.36 %
**STATE TOTAL** 108,529 107,347 30.56 % 50.00 % 100.00 % 82.36 %

Maine 1 36277 MEDICAL MUT INS CO OF ME 35,763 34,743 43.90 % 50.23 % 68.06 % 68.06 %
2 31 BERKSHIRE HATHAWAY GRP 5,409 4,659 31.89 % 43.07 % 10.29 % 78.35 %
3 1154 COVERYS GRP 2,656 2,444 175.05 % 290.62 % 5.05 % 83.41 %
4 218 CNA INS GRP 1,477 1,624 30.99 % 40.71 % 2.81 % 86.22 %
5 626 CHUBB LTD GRP 1,475 867 74.72 % 79.63 % 2.81 % 89.03 %
6 111 LIBERTY MUT GRP 683 817 N/A N/A 1.30 % 90.33 %
7 4734 APOLLO GLOBAL MGMT GRP 597 558 2.51 % 12.14 % 1.14 % 91.46 %
8 2698 PROASSURANCE CORP GRP 549 703 N/A N/A 1.05 % 92.51 %
9 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG 475 80 0.00 % 0.00 % 0.90 % 93.41 %
10 3219 SOMPO GRP 405 211 24.77 % 27.52 % 0.77 % 94.18 %
**STATE TOTAL** 52,546 50,389 45.16 % 56.53 % 100.00 % 94.18 %

© 2022 National Association of Insurance Commissioners


262
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 10697 MCIC VT A RECIP RRG 97,243 97,243 39.13 % 63.38 % 29.83 % 29.83 %
2 377 MEDICAL INS OF MD GRP 79,277 79,881 45.13 % 70.44 % 24.32 % 54.15 %
3 31 BERKSHIRE HATHAWAY GRP 34,290 29,647 54.45 % 71.59 % 10.52 % 64.67 %
4 831 DOCTORS CO GRP 23,059 21,181 N/A 24.65 % 7.07 % 71.74 %
5 2698 PROASSURANCE CORP GRP 14,628 24,284 78.27 % 112.12 % 4.49 % 76.23 %
6 218 CNA INS GRP 9,777 9,173 41.38 % 51.77 % 3.00 % 79.23 %
7 111 LIBERTY MUT GRP 7,829 7,579 54.69 % 57.61 % 2.40 % 81.63 %
8 413 MAG MUT INS GRP 5,888 5,175 104.79 % 127.22 % 1.81 % 83.44 %
9 1154 COVERYS GRP 5,713 6,077 67.56 % 101.09 % 1.75 % 85.19 %
10 501 ALLEGHANY GRP 4,494 4,200 16.02 % 36.00 % 1.38 % 86.57 %
**STATE TOTAL** 325,988 324,270 50.68 % 75.10 % 100.00 % 86.57 %

Massachusetts 1 10341 CONTROLLED RISK INS CO OF VT RRG 162,268 162,268 48.43 % 82.92 % 45.85 % 45.85 %
2 1154 COVERYS GRP 74,279 72,384 45.36 % 53.72 % 20.99 % 66.83 %
3 31 BERKSHIRE HATHAWAY GRP 21,873 22,276 49.28 % 62.27 % 6.18 % 73.01 %
4 111 LIBERTY MUT GRP 16,465 14,259 70.39 % 75.72 % 4.65 % 77.67 %
5 218 CNA INS GRP 16,029 16,148 49.91 % 61.64 % 4.53 % 82.19 %
6 831 DOCTORS CO GRP 7,866 7,625 N/A 14.07 % 2.22 % 84.42 %
7 4770 INTEGRIS GRP 5,285 5,459 233.28 % 251.83 % 1.49 % 85.91 %
8 10115 EASTERN DENTISTS INS CO RRG 5,064 5,140 20.89 % 22.82 % 1.43 % 87.34 %
9 501 ALLEGHANY GRP 4,450 3,834 9.44 % 28.69 % 1.26 % 88.60 %
10 626 CHUBB LTD GRP 3,927 3,743 40.23 % 52.70 % 1.11 % 89.71 %
**STATE TOTAL** 353,932 349,665 48.23 % 70.13 % 100.00 % 89.71 %

Michigan 1 831 DOCTORS CO GRP 36,216 34,127 N/A 4.50 % 15.07 % 15.07 %
2 1154 COVERYS GRP 31,775 31,978 75.26 % 118.46 % 13.22 % 28.29 %
3 2698 PROASSURANCE CORP GRP 28,963 28,138 60.09 % 87.53 % 12.05 % 40.34 %
4 31 BERKSHIRE HATHAWAY GRP 24,376 24,488 47.91 % 68.68 % 10.14 % 50.48 %
5 31429 MICHIGAN PROFESSIONAL INS EXCH 21,944 24,874 45.26 % 78.64 % 9.13 % 59.61 %
6 218 CNA INS GRP 13,604 13,562 35.67 % 46.06 % 5.66 % 65.28 %
7 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 10,330 10,794 58.27 % 86.72 % 4.30 % 69.57 %
8 2358 ISMIE GRP 8,282 8,028 52.15 % 85.42 % 3.45 % 73.02 %
9 2638 NCMIC GRP 6,755 6,717 20.46 % 40.24 % 2.81 % 75.83 %
10 111 LIBERTY MUT GRP 5,203 4,295 3.32 % N/A 2.16 % 77.99 %
**STATE TOTAL** 240,334 234,707 37.83 % 64.44 % 100.00 % 77.99 %

Minnesota 1 4790 MMIC GRP 35,680 35,101 4.57 % 18.41 % 37.04 % 37.04 %
2 31 BERKSHIRE HATHAWAY GRP 7,775 7,609 23.19 % 28.53 % 8.07 % 45.11 %
3 218 CNA INS GRP 7,660 7,941 2.02 % 10.83 % 7.95 % 53.07 %
4 111 LIBERTY MUT GRP 4,715 3,853 124.57 % 133.85 % 4.89 % 57.96 %
5 1154 COVERYS GRP 4,337 4,322 133.79 % 78.05 % 4.50 % 62.46 %
6 626 CHUBB LTD GRP 4,204 4,117 77.83 % 89.50 % 4.36 % 66.83 %
7 4902 COPIC GRP 3,606 3,012 63.95 % 113.33 % 3.74 % 70.57 %
8 2698 PROASSURANCE CORP GRP 3,458 3,557 65.15 % 98.30 % 3.59 % 74.16 %
9 3219 SOMPO GRP 2,873 2,201 38.36 % 43.73 % 2.98 % 77.14 %
10 10903 AMERICAN EXCESS INS EXCH RRG 2,868 2,813 40.29 % 46.95 % 2.98 % 80.12 %
**STATE TOTAL** 96,323 92,431 29.81 % 41.59 % 100.00 % 80.12 %

© 2022 National Association of Insurance Commissioners


263
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 11683 HEALTHCARE PROVIDERS INS CO 7,501 7,230 1.56 % 6.31 % 13.49 % 13.49 %
2 11544 CAREGIVERS UNITED LIAB INS CO RRG 6,121 6,048 45.65 % 40.80 % 11.01 % 24.50 %
3 31 BERKSHIRE HATHAWAY GRP 4,153 1,676 66.61 % 84.71 % 7.47 % 31.97 %
4 218 CNA INS GRP 4,094 4,189 7.00 % 20.70 % 7.36 % 39.34 %
5 158 FAIRFAX FIN GRP 3,955 3,874 20.07 % 36.74 % 7.11 % 46.45 %
6 12907 SOUTHWEST PHYSICIANS RRG INC 3,609 3,859 120.18 % 150.76 % 6.49 % 52.94 %
7 2698 PROASSURANCE CORP GRP 3,607 3,558 117.17 % 162.85 % 6.49 % 59.43 %
8 36072 NATIONAL GUARDIAN RRG INC 2,541 2,541 31.81 % 46.39 % 4.57 % 64.00 %
9 98 WR BERKLEY CORP GRP 2,537 2,423 5.11 % 13.65 % 4.56 % 68.57 %
10 831 DOCTORS CO GRP 2,287 2,330 N/A 8.60 % 4.11 % 72.68 %
**STATE TOTAL** 55,591 52,975 41.59 % 59.10 % 100.00 % 72.68 %

Missouri 1 861 HOSPITAL SERV GRP 52,798 49,220 51.25 % 62.38 % 26.59 % 26.59 %
2 31 BERKSHIRE HATHAWAY GRP 32,933 32,695 36.16 % 48.74 % 16.59 % 43.18 %
3 2698 PROASSURANCE CORP GRP 21,342 22,079 118.17 % 130.26 % 10.75 % 53.93 %
4 218 CNA INS GRP 11,809 10,685 82.68 % 101.20 % 5.95 % 59.87 %
5 831 DOCTORS CO GRP 8,518 8,441 N/A N/A 4.29 % 64.16 %
6 4790 MMIC GRP 5,626 4,864 112.61 % 132.19 % 2.83 % 67.00 %
7 111 LIBERTY MUT GRP 4,915 3,937 33.66 % 36.20 % 2.48 % 69.47 %
8 1154 COVERYS GRP 4,264 4,000 82.98 % 117.46 % 2.15 % 71.62 %
9 626 CHUBB LTD GRP 3,792 3,475 79.32 % 133.70 % 1.91 % 73.53 %
10 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 3,617 2,938 58.81 % 86.13 % 1.82 % 75.35 %
**STATE TOTAL** 198,553 188,756 58.25 % 73.43 % 100.00 % 75.35 %

Montana 1 4790 MMIC GRP 14,534 14,534 54.78 % 92.69 % 36.01 % 36.01 %
2 831 DOCTORS CO GRP 4,932 4,921 N/A N/A 12.22 % 48.23 %
3 11796 YELLOWSTONE INS EXCH RRG 4,907 4,907 71.36 % 81.73 % 12.16 % 60.39 %
4 31 BERKSHIRE HATHAWAY GRP 4,333 4,299 49.99 % 81.07 % 10.74 % 71.13 %
5 218 CNA INS GRP 2,209 1,722 42.48 % 58.92 % 5.47 % 76.60 %
6 3219 SOMPO GRP 1,468 1,464 N/A N/A 3.64 % 80.23 %
7 158 FAIRFAX FIN GRP 1,088 1,090 N/A 12.87 % 2.70 % 82.93 %
8 111 LIBERTY MUT GRP 862 815 24.48 % 48.01 % 2.14 % 85.07 %
9 2698 PROASSURANCE CORP GRP 632 619 N/A 299.61 % 1.57 % 86.63 %
10 98 WR BERKLEY CORP GRP 607 556 17.14 % 22.82 % 1.50 % 88.14 %
**STATE TOTAL** 40,360 39,771 47.58 % 79.35 % 100.00 % 88.14 %

Nebraska 1 4790 MMIC GRP 11,198 11,519 40.71 % 69.72 % 24.48 % 24.48 %
2 4902 COPIC GRP 8,786 8,120 47.94 % 85.30 % 19.21 % 43.69 %
3 1154 COVERYS GRP 7,621 5,535 77.41 % 122.55 % 16.66 % 60.36 %
4 831 DOCTORS CO GRP 2,801 2,229 38.64 % 63.18 % 6.13 % 66.48 %
5 31 BERKSHIRE HATHAWAY GRP 2,731 2,073 21.86 % 32.68 % 5.97 % 72.46 %
6 218 CNA INS GRP 2,373 2,257 55.22 % 68.01 % 5.19 % 77.64 %
7 2698 PROASSURANCE CORP GRP 1,979 2,064 74.60 % 107.98 % 4.33 % 81.97 %
8 12 AMERICAN INTL GRP 1,189 718 82.19 % 95.97 % 2.60 % 84.57 %
9 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 958 911 59.56 % 88.00 % 2.09 % 86.67 %
10 111 LIBERTY MUT GRP 697 653 15.73 % 20.24 % 1.52 % 88.19 %
**STATE TOTAL** 45,735 41,439 50.97 % 79.63 % 100.00 % 88.19 %

© 2022 National Association of Insurance Commissioners


264
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 2698 PROASSURANCE CORP GRP 29,962 29,856 50.93 % 72.85 % 31.87 % 31.87 %
2 31 BERKSHIRE HATHAWAY GRP 11,493 10,448 43.79 % 55.65 % 12.22 % 44.09 %
3 11260 NEVADA MUT INS CO INC 4,895 5,069 39.62 % 56.00 % 5.21 % 49.30 %
4 14163 EMERGENCY CAPITAL MGMT LLC A RRG 4,583 3,460 49.00 % 62.56 % 4.87 % 54.17 %
5 158 FAIRFAX FIN GRP 4,479 3,513 23.32 % 34.60 % 4.76 % 58.94 %
6 1154 COVERYS GRP 3,993 4,267 167.13 % 187.28 % 4.25 % 63.18 %
7 218 CNA INS GRP 2,900 2,720 22.33 % 46.70 % 3.08 % 66.27 %
8 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG 2,568 2,486 51.35 % 156.81 % 2.73 % 69.00 %
9 98 WR BERKLEY CORP GRP 2,366 2,184 13.42 % 21.28 % 2.52 % 71.51 %
10 831 DOCTORS CO GRP 2,285 2,074 N/A N/A 2.43 % 73.95 %
**STATE TOTAL** 94,021 88,086 53.62 % 75.54 % 100.00 % 73.95 %

New Hampshire 1 1154 COVERYS GRP 12,936 13,662 69.97 % 89.46 % 23.75 % 23.75 %
2 2698 PROASSURANCE CORP GRP 6,967 6,961 48.02 % 71.96 % 12.79 % 36.54 %
3 31 BERKSHIRE HATHAWAY GRP 5,108 4,838 N/A N/A 9.38 % 45.92 %
4 831 DOCTORS CO GRP 5,078 3,076 55.19 % 87.05 % 9.32 % 55.24 %
5 36277 MEDICAL MUT INS CO OF ME 4,566 4,456 140.29 % 160.33 % 8.38 % 63.63 %
6 218 CNA INS GRP 3,135 2,682 26.51 % 32.28 % 5.76 % 69.38 %
7 111 LIBERTY MUT GRP 2,576 2,407 68.17 % 72.37 % 4.73 % 74.11 %
8 10341 CONTROLLED RISK INS CO OF VT RRG 2,540 2,540 389.23 % 513.42 % 4.66 % 78.77 %
9 626 CHUBB LTD GRP 1,923 1,165 63.45 % 71.98 % 3.53 % 82.30 %
10 3219 SOMPO GRP 1,340 1,194 N/A N/A 2.46 % 84.76 %
**STATE TOTAL** 54,466 51,387 64.28 % 83.50 % 100.00 % 84.76 %

New Jersey 1 31 BERKSHIRE HATHAWAY GRP 213,789 195,206 58.13 % 80.02 % 41.98 % 41.98 %
2 1154 COVERYS GRP 42,716 43,216 52.53 % 74.50 % 8.39 % 50.36 %
3 11498 MDADVANTAGE INS CO OF NJ 34,205 34,293 57.89 % 71.39 % 6.72 % 57.08 %
4 218 CNA INS GRP 23,975 23,927 50.65 % 70.21 % 4.71 % 61.79 %
5 11535 CONVENTUS INTER INS EXCH 22,315 21,234 48.03 % 64.67 % 4.38 % 66.17 %
6 184 CURI HOLDINGS GRP 20,073 18,310 75.80 % 118.22 % 3.94 % 70.11 %
7 11539 NEW JERSEY PHYSICIANS UNITED RECIP 16,997 17,080 19.41 % 41.63 % 3.34 % 73.45 %
8 2698 PROASSURANCE CORP GRP 14,830 14,375 39.02 % 65.84 % 2.91 % 76.36 %
9 111 LIBERTY MUT GRP 14,179 11,974 210.35 % 228.41 % 2.78 % 79.14 %
10 626 CHUBB LTD GRP 12,421 12,333 105.97 % 121.32 % 2.44 % 81.58 %
**STATE TOTAL** 509,294 478,302 61.94 % 83.22 % 100.00 % 81.58 %

New Mexico 1 831 DOCTORS CO GRP 14,519 12,177 62.03 % 118.03 % 23.95 % 23.95 %
2 1154 COVERYS GRP 9,750 12,203 38.07 % 107.57 % 16.09 % 40.04 %
3 31 BERKSHIRE HATHAWAY GRP 6,377 7,531 64.60 % 100.87 % 10.52 % 50.56 %
4 4790 MMIC GRP 4,849 4,890 125.98 % 162.97 % 8.00 % 58.56 %
5 10903 AMERICAN EXCESS INS EXCH RRG 4,274 3,762 85.26 % 125.37 % 7.05 % 65.61 %
6 218 CNA INS GRP 3,733 3,451 90.81 % 109.95 % 6.16 % 71.77 %
7 2698 PROASSURANCE CORP GRP 2,544 2,436 100.50 % 195.07 % 4.20 % 75.97 %
8 98 WR BERKLEY CORP GRP 1,193 1,191 74.79 % 81.08 % 1.97 % 77.94 %
9 3219 SOMPO GRP 1,111 1,047 10.31 % 46.55 % 1.83 % 79.77 %
10 501 ALLEGHANY GRP 1,084 973 168.00 % 197.52 % 1.79 % 81.56 %
**STATE TOTAL** 60,611 60,006 105.02 % 157.16 % 100.00 % 81.56 %

© 2022 National Association of Insurance Commissioners


265
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 31 BERKSHIRE HATHAWAY GRP 521,980 510,253 63.54 % 85.70 % 31.44 % 31.44 %
2 831 DOCTORS CO GRP 279,134 267,788 76.98 % 107.81 % 16.81 % 48.25 %
3 4840 PRI GRP 167,227 168,459 48.84 % 65.51 % 10.07 % 58.32 %
4 10697 MCIC VT A RECIP RRG 155,920 155,920 130.20 % 157.14 % 9.39 % 67.71 %
5 1154 COVERYS GRP 68,272 70,794 46.17 % 82.72 % 4.11 % 71.82 %
6 218 CNA INS GRP 60,944 52,037 53.55 % 68.89 % 3.67 % 75.49 %
7 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG 34,809 35,407 77.92 % 114.78 % 2.10 % 77.59 %
8 12933 BEDFORD PHYSICIANS RRG INC 29,525 29,525 52.99 % 74.18 % 1.78 % 79.37 %
9 2698 PROASSURANCE CORP GRP 22,402 22,734 42.15 % 70.33 % 1.35 % 80.72 %
10 111 LIBERTY MUT GRP 21,531 20,452 154.81 % 186.60 % 1.30 % 82.01 %
**STATE TOTAL** 1,660,366 1,615,912 70.07 % 93.14 % 100.00 % 82.01 %

North Carolina 1 184 CURI HOLDINGS GRP 53,025 51,143 17.83 % 50.86 % 28.28 % 28.28 %
2 413 MAG MUT INS GRP 36,101 35,529 11.01 % 19.15 % 19.25 % 47.53 %
3 31 BERKSHIRE HATHAWAY GRP 17,503 17,357 97.46 % 157.27 % 9.33 % 56.86 %
4 831 DOCTORS CO GRP 12,607 11,357 N/A N/A 6.72 % 63.58 %
5 218 CNA INS GRP 11,976 11,670 29.96 % 41.85 % 6.39 % 69.97 %
6 1154 COVERYS GRP 6,397 4,808 2.97 % 4.90 % 3.41 % 73.38 %
7 111 LIBERTY MUT GRP 4,300 4,686 4.06 % 4.09 % 2.29 % 75.68 %
8 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 3,747 3,757 58.60 % 86.90 % 2.00 % 77.67 %
9 626 CHUBB LTD GRP 3,511 2,427 41.95 % 64.78 % 1.87 % 79.55 %
10 98 WR BERKLEY CORP GRP 2,919 2,655 4.03 % 6.50 % 1.56 % 81.10 %
**STATE TOTAL** 187,521 179,633 24.17 % 46.14 % 100.00 % 81.10 %

North Dakota 1 1154 COVERYS GRP 5,245 5,408 101.31 % 116.43 % 41.68 % 41.68 %
2 4790 MMIC GRP 1,890 1,789 N/A N/A 15.02 % 56.70 %
3 31 BERKSHIRE HATHAWAY GRP 1,232 1,324 N/A N/A 9.79 % 66.50 %
4 218 CNA INS GRP 1,088 1,104 88.94 % 94.04 % 8.65 % 75.14 %
5 4902 COPIC GRP 616 568 64.13 % 109.50 % 4.90 % 80.04 %
6 2638 NCMIC GRP 347 345 24.10 % 61.04 % 2.76 % 82.80 %
7 4734 APOLLO GLOBAL MGMT GRP 309 313 N/A 9.74 % 2.46 % 85.25 %
8 111 LIBERTY MUT GRP 252 274 N/A N/A 2.00 % 87.26 %
9 626 CHUBB LTD GRP 197 140 38.37 % 62.34 % 1.57 % 88.83 %
10 775 PHARMACISTS MUT GRP 174 174 44.07 % 154.40 % 1.38 % 90.21 %
**STATE TOTAL** 12,584 12,649 40.66 % 57.64 % 100.00 % 90.21 %

Ohio 1 31 BERKSHIRE HATHAWAY GRP 63,649 59,931 N/A 3.82 % 24.02 % 24.02 %
2 831 DOCTORS CO GRP 36,453 34,654 N/A N/A 13.76 % 37.77 %
3 218 CNA INS GRP 27,458 27,873 62.81 % 78.68 % 10.36 % 48.14 %
4 1154 COVERYS GRP 25,956 28,559 101.75 % 136.38 % 9.79 % 57.93 %
5 2698 PROASSURANCE CORP GRP 22,023 22,878 N/A N/A 8.31 % 66.24 %
6 111 LIBERTY MUT GRP 14,465 10,071 33.17 % 36.42 % 5.46 % 71.70 %
7 244 CINCINNATI FIN GRP 7,372 7,380 32.35 % 47.69 % 2.78 % 74.48 %
8 626 CHUBB LTD GRP 7,340 6,098 29.12 % 49.07 % 2.77 % 77.25 %
9 158 FAIRFAX FIN GRP 4,992 5,181 N/A 17.20 % 1.88 % 79.14 %
10 2638 NCMIC GRP 4,935 4,797 50.41 % 64.64 % 1.86 % 81.00 %
**STATE TOTAL** 264,999 255,146 27.61 % 39.90 % 100.00 % 81.00 %

© 2022 National Association of Insurance Commissioners


266
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 31 BERKSHIRE HATHAWAY GRP 44,836 45,043 32.78 % 51.45 % 38.77 % 38.77 %
2 218 CNA INS GRP 13,115 13,388 28.00 % 37.72 % 11.34 % 50.11 %
3 2698 PROASSURANCE CORP GRP 7,556 7,634 31.81 % 44.73 % 6.53 % 56.65 %
4 626 CHUBB LTD GRP 4,633 3,892 122.94 % 150.47 % 4.01 % 60.65 %
5 831 DOCTORS CO GRP 4,267 3,933 6.22 % 21.76 % 3.69 % 64.34 %
6 4902 COPIC GRP 3,871 3,541 42.83 % 71.58 % 3.35 % 67.69 %
7 2638 NCMIC GRP 3,763 3,610 73.67 % 116.34 % 3.25 % 70.94 %
8 361 MUNICH RE GRP 3,502 2,879 49.56 % 87.91 % 3.03 % 73.97 %
9 11832 HEALTH CARE INDUSTRY LIAB RECIP INS 2,953 2,849 58.24 % 84.59 % 2.55 % 76.53 %
10 111 LIBERTY MUT GRP 2,565 2,569 63.04 % 62.09 % 2.22 % 78.74 %
**STATE TOTAL** 115,643 112,273 44.20 % 62.44 % 100.00 % 78.74 %

Oregon 1 831 DOCTORS CO GRP 20,344 20,254 19.78 % 54.57 % 19.02 % 19.02 %
2 218 CNA INS GRP 17,402 16,684 108.63 % 131.72 % 16.27 % 35.29 %
3 464 PHYSICIANS INS A MUT GRP 16,880 16,469 57.60 % 82.69 % 15.78 % 51.07 %
4 31 BERKSHIRE HATHAWAY GRP 11,788 10,418 37.92 % 49.54 % 11.02 % 62.09 %
5 98 WR BERKLEY CORP GRP 4,031 4,318 143.39 % 164.90 % 3.77 % 65.86 %
6 4790 MMIC GRP 3,542 3,421 14.03 % 39.88 % 3.31 % 69.17 %
7 2698 PROASSURANCE CORP GRP 2,787 2,568 33.96 % 53.35 % 2.61 % 71.78 %
8 40975 DENTISTS INS CO 2,439 2,349 43.19 % 90.84 % 2.28 % 74.06 %
9 2638 NCMIC GRP 2,256 2,203 18.71 % 47.36 % 2.11 % 76.17 %
10 1154 COVERYS GRP 2,099 2,201 N/A N/A 1.96 % 78.13 %
**STATE TOTAL** 106,959 103,626 45.77 % 67.69 % 100.00 % 78.13 %

Pennsylvania 1 31 BERKSHIRE HATHAWAY GRP 76,925 78,117 30.09 % 38.97 % 9.82 % 9.82 %
2 1324 UPMC HLTH SYSTEM GRP 52,749 52,749 79.05 % 101.60 % 6.73 % 16.55 %
3 10842 FRANKLIN CAS INS CO RRG 50,263 50,427 23.44 % 36.21 % 6.42 % 22.97 %
4 2698 PROASSURANCE CORP GRP 44,585 44,272 46.70 % 82.48 % 5.69 % 28.66 %
5 11547 MOUNTAIN LAUREL RRG INC 36,646 35,488 86.46 % 128.82 % 4.68 % 33.33 %
6 218 CNA INS GRP 34,798 39,070 50.24 % 65.44 % 4.44 % 37.77 %
7 12000 GEISINGER INS CORP RRG 32,517 30,951 38.64 % 38.64 % 4.15 % 41.92 %
8 812 HIGHMARK GRP 29,309 29,307 84.99 % 99.75 % 3.74 % 45.66 %
9 831 DOCTORS CO GRP 28,461 25,612 153.63 % 186.39 % 3.63 % 49.30 %
10 1154 COVERYS GRP 28,286 28,522 51.36 % 81.44 % 3.61 % 52.91 %
**STATE TOTAL** 783,516 771,591 57.63 % 81.10 % 100.00 % 52.91 %

Rhode Island 1 1154 COVERYS GRP 11,938 12,026 116.32 % 105.70 % 33.03 % 33.03 %
2 31 BERKSHIRE HATHAWAY GRP 5,665 6,056 94.37 % 122.80 % 15.67 % 48.70 %
3 2698 PROASSURANCE CORP GRP 2,977 2,811 92.17 % 139.99 % 8.24 % 56.93 %
4 98 WR BERKLEY CORP GRP 2,449 2,059 33.18 % 40.70 % 6.78 % 63.71 %
5 218 CNA INS GRP 2,115 2,159 30.24 % 38.96 % 5.85 % 69.56 %
6 13101 MEDICAL MALPRACTICE JOINT UNDERWRITI 2,018 1,590 N/A N/A 5.58 % 75.14 %
7 4770 INTEGRIS GRP 1,533 1,276 302.28 % 340.20 % 4.24 % 79.38 %
8 626 CHUBB LTD GRP 1,393 1,339 65.80 % 82.30 % 3.85 % 83.24 %
9 111 LIBERTY MUT GRP 1,026 1,006 3.83 % 6.19 % 2.84 % 86.08 %
10 88 THE HANOVER INS GRP 468 555 50.15 % 31.04 % 1.29 % 87.37 %
**STATE TOTAL** 36,148 35,361 176.03 % 185.50 % 100.00 % 87.37 %

© 2022 National Association of Insurance Commissioners


267
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 413 MAG MUT INS GRP 24,204 24,365 118.27 % 135.74 % 25.56 % 25.56 %
2 31 BERKSHIRE HATHAWAY GRP 16,847 16,495 74.51 % 103.37 % 17.79 % 43.35 %
3 831 DOCTORS CO GRP 15,475 14,647 142.64 % 180.10 % 16.34 % 59.70 %
4 2698 PROASSURANCE CORP GRP 3,905 3,885 129.85 % 78.34 % 4.12 % 63.82 %
5 218 CNA INS GRP 3,833 4,750 114.92 % 122.29 % 4.05 % 67.87 %
6 1154 COVERYS GRP 2,431 2,605 19.03 % 52.46 % 2.57 % 70.44 %
7 508 NATIONAL GRP 2,246 2,192 116.09 % 152.31 % 2.37 % 72.81 %
8 501 ALLEGHANY GRP 1,913 1,735 94.95 % 122.13 % 2.02 % 74.83 %
9 16661 FUTURE CARE RRG INC 1,859 1,380 40.83 % 40.39 % 1.96 % 76.79 %
10 626 CHUBB LTD GRP 1,824 1,693 119.80 % 175.36 % 1.93 % 78.72 %
**STATE TOTAL** 94,687 92,956 97.96 % 118.59 % 100.00 % 78.72 %

South Dakota 1 4902 COPIC GRP 8,909 8,995 71.06 % 120.81 % 48.75 % 48.75 %
2 4790 MMIC GRP 3,842 4,126 N/A 7.20 % 21.02 % 69.77 %
3 218 CNA INS GRP 1,205 1,025 44.49 % 54.20 % 6.59 % 76.36 %
4 111 LIBERTY MUT GRP 615 635 4.37 % 6.22 % 3.37 % 79.73 %
5 31 BERKSHIRE HATHAWAY GRP 580 601 N/A N/A 3.17 % 82.90 %
6 4734 APOLLO GLOBAL MGMT GRP 452 455 71.32 % 76.16 % 2.47 % 85.38 %
7 2638 NCMIC GRP 373 367 250.93 % 296.76 % 2.04 % 87.42 %
8 775 PHARMACISTS MUT GRP 328 324 87.16 % 29.67 % 1.80 % 89.21 %
9 501 ALLEGHANY GRP 304 221 64.66 % 79.19 % 1.66 % 90.87 %
10 831 DOCTORS CO GRP 261 240 241.08 % 275.94 % 1.43 % 92.30 %
**STATE TOTAL** 18,275 18,569 50.26 % 79.63 % 100.00 % 92.30 %

Tennessee 1 33049 STATE VOLUNTEER MUT INS CO 92,627 90,627 20.70 % 49.92 % 36.82 % 36.82 %
2 31 BERKSHIRE HATHAWAY GRP 36,802 34,224 38.33 % 53.11 % 14.63 % 51.44 %
3 2698 PROASSURANCE CORP GRP 15,872 16,326 N/A N/A 6.31 % 57.75 %
4 218 CNA INS GRP 14,036 15,226 82.90 % 92.83 % 5.58 % 63.33 %
5 831 DOCTORS CO GRP 9,423 10,376 80.07 % 113.24 % 3.75 % 67.08 %
6 111 LIBERTY MUT GRP 8,909 7,887 29.78 % 29.98 % 3.54 % 70.62 %
7 1154 COVERYS GRP 8,835 7,284 N/A N/A 3.51 % 74.13 %
8 98 WR BERKLEY CORP GRP 8,683 6,893 89.42 % 107.56 % 3.45 % 77.58 %
9 626 CHUBB LTD GRP 8,370 6,214 132.69 % 154.38 % 3.33 % 80.91 %
10 413 MAG MUT INS GRP 6,873 7,820 79.67 % 89.84 % 2.73 % 83.64 %
**STATE TOTAL** 251,599 242,648 38.94 % 57.33 % 100.00 % 83.64 %

Texas 1 31 BERKSHIRE HATHAWAY GRP 92,017 89,233 28.20 % 42.90 % 20.23 % 20.23 %
2 2698 PROASSURANCE CORP GRP 54,141 53,717 48.04 % 83.00 % 11.90 % 32.14 %
3 831 DOCTORS CO GRP 50,722 48,056 9.71 % 50.27 % 11.15 % 43.29 %
4 218 CNA INS GRP 36,031 35,697 11.65 % 27.26 % 7.92 % 51.21 %
5 111 LIBERTY MUT GRP 20,251 17,287 40.78 % 50.13 % 4.45 % 55.66 %
6 14163 EMERGENCY CAPITAL MGMT LLC A RRG 19,825 14,909 41.61 % 54.49 % 4.36 % 60.02 %
7 1154 COVERYS GRP 17,636 16,189 37.12 % 43.96 % 3.88 % 63.90 %
8 98 WR BERKLEY CORP GRP 11,986 11,125 34.97 % 47.45 % 2.64 % 66.54 %
9 4776 TEXAS MEDICAL LIAB TRUST GRP 11,752 10,549 15.36 % 33.65 % 2.58 % 69.12 %
10 12 AMERICAN INTL GRP 11,706 8,367 61.55 % 67.14 % 2.57 % 71.69 %
**STATE TOTAL** 454,803 427,904 31.06 % 50.45 % 100.00 % 71.69 %

© 2022 National Association of Insurance Commissioners


268
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 4790 MMIC GRP 20,601 20,606 74.71 % 99.85 % 31.23 % 31.23 %
2 31 BERKSHIRE HATHAWAY GRP 9,730 8,249 33.34 % 40.82 % 14.75 % 45.97 %
3 4878 MICA GRP 5,256 5,272 75.36 % 120.05 % 7.97 % 53.94 %
4 111 LIBERTY MUT GRP 5,085 3,290 31.50 % 32.81 % 7.71 % 61.65 %
5 2698 PROASSURANCE CORP GRP 3,880 3,410 112.84 % 129.33 % 5.88 % 67.53 %
6 218 CNA INS GRP 3,192 3,052 55.42 % 64.22 % 4.84 % 72.37 %
7 4902 COPIC GRP 3,158 3,151 74.20 % 128.30 % 4.79 % 77.15 %
8 831 DOCTORS CO GRP 2,672 2,190 N/A N/A 4.05 % 81.20 %
9 1154 COVERYS GRP 1,806 1,749 97.49 % 89.73 % 2.74 % 83.94 %
10 626 CHUBB LTD GRP 1,616 1,329 42.69 % 60.44 % 2.45 % 86.39 %
**STATE TOTAL** 65,974 62,756 60.48 % 79.96 % 100.00 % 86.39 %

Vermont 1 36277 MEDICAL MUT INS CO OF ME 7,738 7,664 32.81 % 38.89 % 38.90 % 38.90 %
2 1154 COVERYS GRP 4,669 4,123 98.57 % 111.22 % 23.47 % 62.36 %
3 218 CNA INS GRP 1,486 1,442 38.63 % 46.21 % 7.47 % 69.83 %
4 111 LIBERTY MUT GRP 1,217 1,193 15.92 % 15.91 % 6.12 % 75.94 %
5 31 BERKSHIRE HATHAWAY GRP 811 920 32.89 % 27.07 % 4.08 % 80.02 %
6 831 DOCTORS CO GRP 646 621 33.15 % 61.33 % 3.25 % 83.27 %
7 785 MARKEL CORP GRP 487 484 39.92 % 51.44 % 2.45 % 85.72 %
8 244 CINCINNATI FIN GRP 355 364 N/A N/A 1.79 % 87.50 %
9 4990 CORE SPECIALTY INS HOLDINGS GRP 316 233 N/A N/A 1.59 % 89.09 %
10 2638 NCMIC GRP 299 291 44.32 % 73.12 % 1.51 % 90.59 %
**STATE TOTAL** 19,895 19,074 37.63 % 42.83 % 100.00 % 90.59 %

Virginia 1 831 DOCTORS CO GRP 45,571 40,324 48.11 % 72.53 % 20.03 % 20.03 %
2 218 CNA INS GRP 21,929 17,829 26.28 % 41.22 % 9.64 % 29.67 %
3 31 BERKSHIRE HATHAWAY GRP 19,970 19,073 12.70 % 15.41 % 8.78 % 38.45 %
4 2698 PROASSURANCE CORP GRP 17,315 16,155 45.09 % 58.96 % 7.61 % 46.06 %
5 184 CURI HOLDINGS GRP 15,932 15,606 N/A 19.93 % 7.00 % 53.07 %
6 413 MAG MUT INS GRP 15,255 15,322 29.39 % 52.24 % 6.71 % 59.77 %
7 377 MEDICAL INS OF MD GRP 13,418 13,661 30.82 % 50.70 % 5.90 % 65.67 %
8 111 LIBERTY MUT GRP 12,402 11,974 30.40 % 36.95 % 5.45 % 71.12 %
9 1154 COVERYS GRP 9,614 8,848 351.35 % 421.26 % 4.23 % 75.35 %
10 158 FAIRFAX FIN GRP 7,148 6,616 16.29 % 31.42 % 3.14 % 78.49 %
**STATE TOTAL** 227,475 210,741 45.44 % 67.85 % 100.00 % 78.49 %

Washington 1 464 PHYSICIANS INS A MUT GRP 74,495 79,219 46.45 % 65.52 % 35.45 % 35.45 %
2 31 BERKSHIRE HATHAWAY GRP 36,355 32,047 44.70 % 49.86 % 17.30 % 52.76 %
3 831 DOCTORS CO GRP 10,907 10,571 N/A 30.11 % 5.19 % 57.95 %
4 4851 CHURCH MUT GRP 8,260 7,300 70.52 % 68.03 % 3.93 % 61.88 %
5 1154 COVERYS GRP 8,076 8,944 224.21 % 199.24 % 3.84 % 65.72 %
6 218 CNA INS GRP 7,873 7,913 42.26 % 74.11 % 3.75 % 69.47 %
7 12355 MD RRG INC 6,392 6,320 34.18 % 52.90 % 3.04 % 72.51 %
8 98 WR BERKLEY CORP GRP 6,046 4,888 67.76 % 83.93 % 2.88 % 75.39 %
9 111 LIBERTY MUT GRP 6,013 5,700 N/A 6.88 % 2.86 % 78.25 %
10 40975 DENTISTS INS CO 4,866 4,370 60.44 % 75.07 % 2.32 % 80.57 %
**STATE TOTAL** 210,111 208,683 51.20 % 65.85 % 100.00 % 80.57 %

© 2022 National Association of Insurance Commissioners


269
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 413 MAG MUT INS GRP 17,513 16,667 39.01 % 68.15 % 26.86 % 26.86 %
2 31 BERKSHIRE HATHAWAY GRP 9,498 8,947 147.20 % 157.25 % 14.57 % 41.42 %
3 2698 PROASSURANCE CORP GRP 4,920 4,920 14.66 % 41.62 % 7.55 % 48.97 %
4 111 LIBERTY MUT GRP 4,463 4,178 72.27 % 89.15 % 6.84 % 55.81 %
5 3219 SOMPO GRP 4,141 4,290 34.90 % 36.74 % 6.35 % 62.16 %
6 11598 APPLIED MEDICO LEGAL SOLUTIONS RRG 2,117 2,203 26.31 % 40.38 % 3.25 % 65.41 %
7 12 AMERICAN INTL GRP 1,728 1,717 N/A N/A 2.65 % 68.06 %
8 831 DOCTORS CO GRP 1,637 1,384 72.49 % 235.65 % 2.51 % 70.57 %
9 5017 BENT PHILIPSON GRP 1,613 950 74.03 % 74.03 % 2.47 % 73.04 %
10 785 MARKEL CORP GRP 1,486 1,267 59.64 % 87.74 % 2.28 % 75.32 %
**STATE TOTAL** 65,207 62,023 39.34 % 56.85 % 100.00 % 75.32 %

Wisconsin 1 218 CNA INS GRP 17,700 20,436 N/A N/A 22.16 % 22.16 %
2 2698 PROASSURANCE CORP GRP 14,343 16,580 27.22 % 43.33 % 17.95 % 40.11 %
3 4790 MMIC GRP 13,294 14,563 39.11 % 77.55 % 16.64 % 56.75 %
4 31 BERKSHIRE HATHAWAY GRP 9,963 9,305 N/A N/A 12.47 % 69.22 %
5 1154 COVERYS GRP 5,290 5,256 77.50 % 71.87 % 6.62 % 75.84 %
6 33405 WISCONSIN HLTH CARE LIAB INS PLAN 1,989 1,982 4.64 % 120.88 % 2.49 % 78.33 %
7 2638 NCMIC GRP 1,981 1,979 18.64 % 40.25 % 2.48 % 80.81 %
8 785 MARKEL CORP GRP 1,617 1,513 8.87 % 10.42 % 2.02 % 82.84 %
9 626 CHUBB LTD GRP 1,516 1,475 43.01 % 46.47 % 1.90 % 84.73 %
10 111 LIBERTY MUT GRP 1,057 1,227 N/A N/A 1.32 % 86.06 %
**STATE TOTAL** 79,890 84,410 5.14 % 15.98 % 100.00 % 86.06 %

Wyoming 1 4790 MMIC GRP 9,051 9,021 36.09 % 81.34 % 45.76 % 45.76 %
2 831 DOCTORS CO GRP 3,522 3,655 197.84 % 243.08 % 17.81 % 63.57 %
3 31 BERKSHIRE HATHAWAY GRP 2,014 1,799 N/A N/A 10.18 % 73.75 %
4 218 CNA INS GRP 1,175 1,041 35.79 % 42.54 % 5.94 % 79.69 %
5 11796 YELLOWSTONE INS EXCH RRG 887 887 76.70 % 97.81 % 4.48 % 84.17 %
6 3219 SOMPO GRP 488 465 N/A 0.98 % 2.47 % 86.64 %
7 2698 PROASSURANCE CORP GRP 368 359 63.84 % 69.23 % 1.86 % 88.50 %
8 111 LIBERTY MUT GRP 263 224 N/A 46.31 % 1.33 % 89.83 %
9 44504 CALIFORNIA HLTHCARE INS CO INC RRG 231 231 356.61 % 405.69 % 1.17 % 91.00 %
10 4734 APOLLO GLOBAL MGMT GRP 187 210 2.83 % N/A 0.95 % 91.95 %
**STATE TOTAL** 19,779 19,423 60.80 % 93.26 % 100.00 % 91.95 %

Guam 1 98 WR BERKLEY CORP GRP 361 280 3.19 % 5.82 % 31.44 % 31.44 %
2 831 DOCTORS CO GRP 315 315 51.73 % 114.85 % 27.43 % 58.86 %
3 218 CNA INS GRP 239 214 13.10 % 44.31 % 20.80 % 79.66 %
4 16733 GENESIS UNDERWRITERS LTD 92 0 N/A N/A 8.02 % 87.68 %
5 10972 FIRST NET INS CO 81 76 N/A N/A 7.08 % 94.76 %
6 785 MARKEL CORP GRP 53 71 3.21 % 1.78 % 4.61 % 99.37 %
7 2638 NCMIC GRP 7 7 24.21 % 27.46 % 0.63 % 100.00 %
**STATE TOTAL** 1,149 963 4.89 % 32.75 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


270
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
11 ‐ Medical Professional Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 31 BERKSHIRE HATHAWAY GRP 24,133 14,074 47.87 % 57.04 % 31.91 % 31.91 %
2 11078 SIMED 17,443 17,378 23.64 % 51.30 % 23.07 % 54.98 %
3 12332 PUERTO RICO MED DEFENSE MUT INS CO 16,571 16,170 28.36 % 59.35 % 21.91 % 76.90 %
4 4802 TRIPLE S GRP 8,196 8,218 29.08 % 35.71 % 10.84 % 87.73 %
5 218 CNA INS GRP 5,681 11,730 37.87 % 54.63 % 7.51 % 95.25 %
6 98 WR BERKLEY CORP GRP 1,597 1,527 N/A N/A 2.11 % 97.36 %
7 4734 APOLLO GLOBAL MGMT GRP 1,084 1,068 85.25 % 134.51 % 1.43 % 98.79 %
8 2638 NCMIC GRP 354 327 10.53 % 102.42 % 0.47 % 99.26 %
9 785 MARKEL CORP GRP 283 288 N/A N/A 0.37 % 99.63 %
10 775 PHARMACISTS MUT GRP 154 151 24.92 % 57.03 % 0.20 % 99.84 %
**STATE TOTAL** 75,618 71,026 33.36 % 53.80 % 100.00 % 99.84 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 372 299 0.55 % N/A 44.00 % 44.00 %
2 31 BERKSHIRE HATHAWAY GRP 306 249 34.59 % 49.07 % 36.16 % 80.16 %
3 4734 APOLLO GLOBAL MGMT GRP 63 57 17.98 % 232.03 % 7.46 % 87.63 %
4 1279 ARCH INS GRP 43 43 N/A N/A 5.11 % 92.74 %
5 626 CHUBB LTD GRP 33 30 N/A N/A 3.85 % 96.58 %
6 2638 NCMIC GRP 21 21 13.25 % 16.59 % 2.52 % 99.11 %
7 12373 CARING COMMUNITIES RECIP RRG 5 5 3.16 % 10.63 % 0.54 % 99.65 %
8 11710 ALLIED PROFESSIONALS INS CO RRG 3 3 0.83 % 1.36 % 0.32 % 99.96 %
9 218 CNA INS GRP 0 0 N/A N/A 0.04 % 100.00 %
**STATE TOTAL** 846 705 12.43 % 32.51 % 100.00 % 100.00 %

N. Mariana Islands 1 98 WR BERKLEY CORP GRP 41 33 14.99 % 22.13 % 100.00 % 100.00 %


**STATE TOTAL** 41 33 N/A N/A 100.00 % 100.00 %

Canada 1 3416 AXIS CAPITAL GRP 1,101 1,101 N/A N/A 100.00 % 100.00 %
**STATE TOTAL** 1,101 1,146 N/A N/A 100.00 % 100.00 %

Agg. Other Alien 1 31 BERKSHIRE HATHAWAY GRP 18,309 17,650 70.52 % 97.04 % 76.79 % 76.79 %
2 98 WR BERKLEY CORP GRP 3,955 3,359 38.06 % 38.06 % 16.59 % 93.38 %
3 35904 HEALTH CARE IND INC 1,566 1,566 200.93 % 201.01 % 6.57 % 99.95 %
4 626 CHUBB LTD GRP 13 74 365.72 % 389.51 % 0.05 % 100.00 %
5 111 LIBERTY MUT GRP 0 0 N/A N/A 0.00 % 100.00 %
**STATE TOTAL** 23,843 22,649 80.18 % 104.06 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


271
12—Earthquake

© 2022 National Association of Insurance Commissioners


272
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 65 FM GLOBAL GRP 578,168 518,935 1.19 % 1.19 % 14.92 % 14.92 %
2 176 STATE FARM GRP 305,289 292,877 0.26 % 0.33 % 7.88 % 22.79 %
3 212 ZURICH INS GRP 298,297 295,003 1.92 % 2.08 % 7.70 % 30.49 %
4 4977 PALOMAR HOLDINGS GRP 244,104 210,164 0.02 % 0.12 % 6.30 % 36.79 %
5 626 CHUBB LTD GRP 182,593 186,324 0.98 % 0.98 % 4.71 % 41.50 %
6 3548 TRAVELERS GRP 166,918 160,146 1.00 % 1.03 % 4.31 % 45.81 %
7 3219 SOMPO GRP 138,969 132,797 1.00 % 1.15 % 3.59 % 49.39 %
8 31 BERKSHIRE HATHAWAY GRP 127,068 123,291 4.57 % 4.85 % 3.28 % 52.67 %
9 12 AMERICAN INTL GRP 125,182 132,894 N/A N/A 3.23 % 55.90 %
10 111 LIBERTY MUT GRP 111,093 100,266 12.47 % 13.89 % 2.87 % 58.77 %
11 3829 GEOVERA HOLDINGS INC GRP 100,022 100,758 N/A 0.01 % 2.58 % 61.35 %
12 968 AXA INS GRP 86,522 100,708 N/A N/A 2.23 % 63.58 %
13 1120 EVEREST REINS HOLDINGS GRP 86,483 77,386 0.49 % 0.49 % 2.23 % 65.81 %
14 200 UNITED SERV AUTOMOBILE ASSN GRP 72,350 69,327 1.14 % 1.28 % 1.87 % 67.68 %
15 181 SWISS RE GRP 71,884 73,936 3.69 % 3.75 % 1.85 % 69.53 %
16 39861 GOLDEN BEAR INS CO 71,636 67,366 0.45 % 0.48 % 1.85 % 71.38 %
17 922 ICW GRP ASSETS INC GRP 58,551 54,370 0.18 % 0.37 % 1.51 % 72.89 %
18 1279 ARCH INS GRP 58,212 55,891 0.48 % 0.54 % 1.50 % 74.40 %
19 3098 TOKIO MARINE HOLDINGS INC GRP 57,448 53,288 18.78 % 19.60 % 1.48 % 75.88 %
20 761 ALLIANZ INS GRP 56,362 51,998 3.30 % 4.01 % 1.45 % 77.33 %
21 218 CNA INS GRP 51,755 48,805 25.71 % 26.34 % 1.34 % 78.67 %
22 785 MARKEL CORP GRP 47,931 46,533 N/A N/A 1.24 % 79.90 %
23 783 RLI INS GRP 46,415 41,187 N/A N/A 1.20 % 81.10 %
24 69 FARMERS INS GRP 46,311 46,148 190.67 % 198.81 % 1.19 % 82.30 %
25 501 ALLEGHANY GRP 42,873 41,911 0.01 % 0.07 % 1.11 % 83.40 %
26 244 CINCINNATI FIN GRP 35,607 35,601 N/A N/A 0.92 % 84.32 %
27 411 MAPFRE INS GRP 32,668 33,866 N/A N/A 0.84 % 85.16 %
28 140 NATIONWIDE CORP GRP 32,457 32,611 0.08 % 0.23 % 0.84 % 86.00 %
29 3416 AXIS CAPITAL GRP 28,108 23,570 N/A N/A 0.73 % 86.73 %
30 473 AMERICAN FAMILY INS GRP 27,862 24,737 N/A N/A 0.72 % 87.45 %
31 361 MUNICH RE GRP 26,760 25,773 11.76 % 11.92 % 0.69 % 88.14 %
32 158 FAIRFAX FIN GRP 25,044 25,556 7.26 % 7.90 % 0.65 % 88.78 %
33 280 AUTO OWNERS GRP 23,856 23,040 0.02 % 0.03 % 0.62 % 89.40 %
34 796 QBE INS GRP 23,231 21,768 7.64 % 9.76 % 0.60 % 90.00 %
35 248 UNITED FIRE & CAS GRP 22,044 18,959 0.04 % 0.04 % 0.57 % 90.57 %
36 4804 MULTINATIONAL GRP 20,658 15,178 47.55 % 60.11 % 0.53 % 91.10 %
37 313 AEGIS GRP 18,808 17,974 0.00 % 0.00 % 0.49 % 91.59 %
38 303 GUIDEONE INS GRP 16,786 17,736 N/A N/A 0.43 % 92.02 %
39 91 HARTFORD FIRE & CAS GRP 16,749 17,668 N/A 0.03 % 0.43 % 92.45 %
40 2898 WESTERN SERV CONTRACT GRP 16,123 16,394 0.03 % N/A 0.42 % 92.87 %
41 4962 AU HOLDING CO GRP 15,965 9,215 0.27 % 0.30 % 0.41 % 93.28 %
42 88 THE HANOVER INS GRP 13,159 12,930 1.47 % 1.36 % 0.34 % 93.62 %
43 71 UNIVERSAL INS CO GRP 12,643 14,910 10.70 % 11.52 % 0.33 % 93.94 %
44 3478 HALLMARK FIN SERV GRP 12,609 12,922 N/A N/A 0.33 % 94.27 %
45 123 SHELTER INS GRP 12,289 12,289 0.02 % 0.02 % 0.32 % 94.59 %
46 306 CUNA MUT GRP 12,126 9,103 4.27 % 6.37 % 0.31 % 94.90 %
47 19 ASSURANT INC GRP 12,035 12,457 N/A N/A 0.31 % 95.21 %
48 28 AMICA MUT GRP 9,345 9,212 0.20 % 0.22 % 0.24 % 95.45 %
49 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 8,680 8,543 N/A N/A 0.22 % 95.68 %
50 175 STATE AUTO MUT GRP 8,095 8,330 3.05 % 3.84 % 0.21 % 95.88 %
51 3593 USIC GRP 8,061 7,758 2.79 % 4.80 % 0.21 % 96.09 %
52 7 FEDERATED MUT GRP 7,741 7,371 0.00 % 0.00 % 0.20 % 96.29 %
53 4734 APOLLO GLOBAL MGMT GRP 7,510 7,495 N/A N/A 0.19 % 96.49 %
54 8 ALLSTATE INS GRP 7,092 7,231 4.48 % 5.32 % 0.18 % 96.67 %
55 32727 UNDERWRITERS AT LLOYDS 6,743 9,607 40.43 % 41.59 % 0.17 % 96.84 %
56 3494 JAMES RIVER GRP 6,307 5,902 23.21 % 30.95 % 0.16 % 97.01 %
57 228 WESTFIELD GRP 5,824 5,527 0.00 % 0.03 % 0.15 % 97.16 %
58 84 AMERICAN FINANCIAL GRP 5,276 4,973 5.36 % 4.82 % 0.14 % 97.29 %
59 4802 TRIPLE S GRP 5,208 4,934 2.77 % 3.38 % 0.13 % 97.43 %
60 457 ARGO GRP US INC GRP 5,055 6,398 1.61 % 3.63 % 0.13 % 97.56 %
61 4670 STARR GRP 4,726 2,809 41.87 % 45.68 % 0.12 % 97.68 %
62 1278 CSAA INS GRP 3,981 4,075 0.09 % 0.09 % 0.10 % 97.78 %
63 16427 ATEGRITY SPECIALTY INS CO 3,805 5,070 N/A N/A 0.10 % 97.88 %
64 38920 KINSALE INS CO 3,762 3,486 4.50 % 4.60 % 0.10 % 97.98 %
65 10308 ANTILLES INS CO 3,758 4,811 N/A N/A 0.10 % 98.07 %
© 2022 National Association of Insurance Commissioners
273
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 10683 WAWANESA GEN INS CO 3,658 3,689 0.00 % 0.00 % 0.09 % 98.17 %
67 4706 LOCKHART CO GRP 3,586 3,230 N/A N/A 0.09 % 98.26 %
68 4904 INTACT FINANCIAL GRP 3,394 3,417 0.00 % 0.00 % 0.09 % 98.35 %
69 4869 WT HOLDINGS GRP 3,385 3,365 N/A N/A 0.09 % 98.44 %
70 62 EMC INS CO GRP 3,296 3,129 1.60 % 2.06 % 0.09 % 98.52 %
71 15350 WEST BEND MUT INS CO 3,105 2,880 0.00 % 0.00 % 0.08 % 98.60 %
72 22624 INDIANA FARMERS MUT INS CO 2,911 2,727 1.24 % 1.24 % 0.08 % 98.68 %
73 518 GRINNELL MUT GRP 2,858 2,799 0.00 % 0.00 % 0.07 % 98.75 %
74 4908 ASCOT INS US GRP 2,443 547 0.00 % 0.00 % 0.06 % 98.81 %
75 300 HORACE MANN GRP 2,403 2,488 10.21 % 10.21 % 0.06 % 98.87 %
76 4990 CORE SPECIALTY INS HOLDINGS GRP 2,310 1,397 N/A N/A 0.06 % 98.93 %
77 234 VERMONT MUT GRP 2,219 2,111 N/A N/A 0.06 % 98.99 %
78 645 OREGON MUT GRP 2,114 2,070 0.00 % 0.00 % 0.05 % 99.05 %
79 4715 MS & AD INS GRP 2,113 2,075 1.94 % 2.07 % 0.05 % 99.10 %
80 215 KEMPER CORP GRP 2,071 2,101 3.07 % 2.36 % 0.05 % 99.15 %
81 36 CENTRAL MUT INS CO GRP 2,047 2,011 0.00 % 0.00 % 0.05 % 99.21 %
82 267 GRANGE MUT CAS GRP 1,973 1,993 0.00 % 0.07 % 0.05 % 99.26 %
83 800 WESTERN MUT INS GRP 1,925 1,986 0.00 % 0.00 % 0.05 % 99.31 %
84 12961 CANOPIUS US INS 1,780 1,550 0.00 % 0.00 % 0.05 % 99.35 %
85 4718 TIPTREE FIN GRP 1,655 1,518 68.88 % 71.98 % 0.04 % 99.40 %
86 408 AMERICAN NATL FIN GRP 1,630 1,596 0.31 % 0.78 % 0.04 % 99.44 %
87 225 IAT REINS CO GRP 1,576 10,892 2.81 % 3.40 % 0.04 % 99.48 %
88 33 CALIFORNIA CAS MGMT GRP 1,489 1,458 0.00 % 0.00 % 0.04 % 99.52 %
89 96 SECURA INS GRP 1,242 1,219 3.70 % 4.31 % 0.03 % 99.55 %
90 4830 UNITED INS HOLDINGS GRP 1,196 1,343 0.00 % 0.00 % 0.03 % 99.58 %
91 291 ENCOVA MUT INS GRP 1,099 1,101 0.00 % 0.00 % 0.03 % 99.61 %
92 169 SENTRY INS GRP 1,010 909 N/A N/A 0.03 % 99.63 %
93 246 PENNSYLVANIA LUMBERMENS GRP 964 985 0.00 % 0.00 % 0.02 % 99.66 %
94 4683 MOUNTAIN WEST FARM GRP 958 911 0.00 % 0.00 % 0.02 % 99.68 %
95 18380 PACIFIC IND INS CO 937 921 9.01 % 10.83 % 0.02 % 99.71 %
96 4672 DONGBU INS GRP 818 877 N/A N/A 0.02 % 99.73 %
97 586 ARBELLA INS GRP 723 665 0.00 % 0.00 % 0.02 % 99.75 %
98 775 PHARMACISTS MUT GRP 695 633 1.57 % 1.57 % 0.02 % 99.77 %
99 35 CELINA GRP 660 652 0.00 % 0.00 % 0.02 % 99.78 %
100 4980 MGI HOLDINGS GRP 613 97 5.02 % 5.60 % 0.02 % 99.80 %
101 4967 TRANSVERSE INS GRP LLC GRP 550 23 23.05 % 23.67 % 0.01 % 99.81 %
102 10972 FIRST NET INS CO 540 476 40.05 % 40.98 % 0.01 % 99.83 %
103 27065 ROCKFORD MUT INS CO 467 526 0.00 % 0.00 % 0.01 % 99.84 %
104 250 DONEGAL GRP 447 443 0.00 % 0.00 % 0.01 % 99.85 %
105 15646 ONE ALLIANCE INS CORP 442 407 14.93 % 17.85 % 0.01 % 99.86 %
106 16926 ARECA INS EXCH 415 380 0.00 % 0.00 % 0.01 % 99.87 %
107 2538 AMTRUST FINANCIAL SERV GRP 393 348 0.51 % 0.51 % 0.01 % 99.88 %
108 4861 HERITAGE INS HOLDINGS GRP 360 330 0.00 % 0.00 % 0.01 % 99.89 %
109 70 FIRST AMER TITLE GRP 348 874 0.00 % 0.00 % 0.01 % 99.90 %
110 4968 BRICKELL GRP 332 190 N/A N/A 0.01 % 99.91 %
111 708 NEW JERSEY MANUFACTURERS GRP 322 313 0.00 % 0.00 % 0.01 % 99.92 %
112 309 WESTERN NATL MUT GRP 309 258 16.87 % 17.02 % 0.01 % 99.93 %
113 4911 MIDWEST FAMILY GRP 213 177 0.00 % 0.00 % 0.01 % 99.93 %
114 98 WR BERKLEY CORP GRP 206 163 5.27 % 5.64 % 0.01 % 99.94 %
115 161 TOPA EQUITIES LTD GRP 185 262 N/A N/A 0.00 % 99.94 %
116 1319 LITITZ MUT GRP 184 189 0.00 % 0.00 % 0.00 % 99.95 %
117 920 GLOBAL IND GRP 172 240 3.21 % 3.03 % 0.00 % 99.95 %
118 11878 MUTUALAID EXCHANGE 168 205 0.00 % 0.00 % 0.00 % 99.95 %
119 26735 FRONTIER MT CARROLL MUT INS CO 137 137 0.00 % 0.00 % 0.00 % 99.96 %
120 807 COLUMBIA INS GRP 135 120 0.00 % 22.65 % 0.00 % 99.96 %
121 14451 MARYSVILLE MUT INS CO 133 128 0.00 % 0.00 % 0.00 % 99.96 %
122 1227 PALISADES GRP 127 121 0.00 % 0.00 % 0.00 % 99.97 %
123 16991 COVERNET INS CO 116 17 10.63 % 10.63 % 0.00 % 99.97 %
124 18686 CO OPERATIVE INS COS 110 104 0.00 % 0.00 % 0.00 % 99.97 %
125 762 FRANKLIN MUT GRP 84 82 0.00 % 0.00 % 0.00 % 99.98 %
**INDUSTRY TOTAL** 3,875,668 3,708,941 2.83 % 3.12 % 100.00 % 99.98 %

© 2022 National Association of Insurance Commissioners


274
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 65 FM GLOBAL GRP 505,904 454,704 0.00 % 0.00 % 13.38 % 13.38 %
2 176 STATE FARM GRP 305,289 292,877 0.26 % 0.33 % 8.08 % 21.46 %
3 212 ZURICH INS GRP 296,818 292,259 1.93 % 2.09 % 7.85 % 29.31 %
4 4977 PALOMAR HOLDINGS GRP 244,104 210,164 0.02 % 0.12 % 6.46 % 35.77 %
5 626 CHUBB LTD GRP 182,593 186,315 0.10 % 0.10 % 4.83 % 40.60 %
6 3548 TRAVELERS GRP 166,716 159,937 N/A N/A 4.41 % 45.01 %
7 3219 SOMPO GRP 138,969 132,797 1.00 % 1.15 % 3.68 % 48.69 %
8 12 AMERICAN INTL GRP 128,598 136,302 N/A N/A 3.40 % 52.09 %
9 31 BERKSHIRE HATHAWAY GRP 112,814 108,508 4.79 % 5.05 % 2.98 % 55.07 %
10 111 LIBERTY MUT GRP 111,164 100,275 13.91 % 15.33 % 2.94 % 58.02 %
11 3829 GEOVERA HOLDINGS INC GRP 100,022 100,758 N/A 0.01 % 2.65 % 60.66 %
12 1120 EVEREST REINS HOLDINGS GRP 86,483 77,386 0.49 % 0.49 % 2.29 % 62.95 %
13 968 AXA INS GRP 86,437 100,588 N/A N/A 2.29 % 65.24 %
14 200 UNITED SERV AUTOMOBILE ASSN GRP 72,350 69,327 1.14 % 1.28 % 1.91 % 67.15 %
15 39861 GOLDEN BEAR INS CO 71,636 67,366 0.45 % 0.48 % 1.90 % 69.04 %
16 181 SWISS RE GRP 67,623 69,249 1.56 % 1.63 % 1.79 % 70.83 %
17 922 ICW GRP ASSETS INC GRP 58,551 54,370 0.18 % 0.37 % 1.55 % 72.38 %
18 1279 ARCH INS GRP 58,107 55,756 0.49 % 0.54 % 1.54 % 73.92 %
19 3098 TOKIO MARINE HOLDINGS INC GRP 57,316 53,236 18.77 % 19.60 % 1.52 % 75.44 %
20 761 ALLIANZ INS GRP 55,004 50,627 3.75 % 4.54 % 1.46 % 76.89 %
21 218 CNA INS GRP 51,742 48,799 25.71 % 26.35 % 1.37 % 78.26 %
22 785 MARKEL CORP GRP 47,931 46,533 N/A N/A 1.27 % 79.53 %
23 783 RLI INS GRP 46,415 41,187 N/A N/A 1.23 % 80.76 %
24 69 FARMERS INS GRP 46,311 46,148 190.67 % 198.81 % 1.23 % 81.98 %
25 501 ALLEGHANY GRP 42,873 41,911 0.01 % 0.07 % 1.13 % 83.12 %
26 244 CINCINNATI FIN GRP 35,607 35,601 N/A N/A 0.94 % 84.06 %
27 411 MAPFRE INS GRP 32,668 33,866 N/A N/A 0.86 % 84.92 %
28 140 NATIONWIDE CORP GRP 32,457 32,611 0.08 % 0.23 % 0.86 % 85.78 %
29 3416 AXIS CAPITAL GRP 28,108 23,569 N/A N/A 0.74 % 86.52 %
30 473 AMERICAN FAMILY INS GRP 27,862 24,737 N/A N/A 0.74 % 87.26 %
31 361 MUNICH RE GRP 26,760 25,773 11.76 % 11.92 % 0.71 % 87.97 %
32 280 AUTO OWNERS GRP 23,856 23,040 0.02 % 0.03 % 0.63 % 88.60 %
33 796 QBE INS GRP 23,231 21,768 7.64 % 9.76 % 0.61 % 89.21 %
34 248 UNITED FIRE & CAS GRP 22,044 18,959 0.04 % 0.04 % 0.58 % 89.80 %
35 4804 MULTINATIONAL GRP 20,658 15,178 47.55 % 60.11 % 0.55 % 90.34 %
36 158 FAIRFAX FIN GRP 20,209 22,556 5.61 % 6.04 % 0.53 % 90.88 %
37 313 AEGIS GRP 18,808 17,974 0.00 % 0.00 % 0.50 % 91.38 %
38 303 GUIDEONE INS GRP 16,786 17,736 N/A N/A 0.44 % 91.82 %
39 91 HARTFORD FIRE & CAS GRP 16,749 17,668 N/A 0.03 % 0.44 % 92.26 %
40 2898 WESTERN SERV CONTRACT GRP 16,123 16,394 0.03 % N/A 0.43 % 92.69 %
41 4962 AU HOLDING CO GRP 15,965 9,215 0.27 % 0.30 % 0.42 % 93.11 %
42 88 THE HANOVER INS GRP 13,159 12,930 1.47 % 1.36 % 0.35 % 93.46 %
43 71 UNIVERSAL INS CO GRP 12,643 14,910 10.70 % 11.52 % 0.33 % 93.80 %
44 3478 HALLMARK FIN SERV GRP 12,609 12,922 N/A N/A 0.33 % 94.13 %
45 123 SHELTER INS GRP 12,289 12,289 0.02 % 0.02 % 0.33 % 94.45 %
46 306 CUNA MUT GRP 12,126 9,103 4.27 % 6.37 % 0.32 % 94.77 %
47 19 ASSURANT INC GRP 12,035 12,457 N/A N/A 0.32 % 95.09 %
48 28 AMICA MUT GRP 9,345 9,212 0.20 % 0.22 % 0.25 % 95.34 %
49 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 8,680 8,543 N/A N/A 0.23 % 95.57 %
50 175 STATE AUTO MUT GRP 8,095 8,330 3.05 % 3.84 % 0.21 % 95.78 %
51 3593 USIC GRP 8,061 7,758 2.79 % 4.80 % 0.21 % 96.00 %
52 7 FEDERATED MUT GRP 7,741 7,371 0.00 % 0.00 % 0.20 % 96.20 %
53 4734 APOLLO GLOBAL MGMT GRP 7,510 7,495 N/A N/A 0.20 % 96.40 %
54 8 ALLSTATE INS GRP 7,092 7,231 4.48 % 5.32 % 0.19 % 96.59 %
55 32727 UNDERWRITERS AT LLOYDS 6,743 9,607 40.43 % 41.59 % 0.18 % 96.77 %
56 3494 JAMES RIVER GRP 6,307 5,902 23.21 % 30.95 % 0.17 % 96.93 %
57 228 WESTFIELD GRP 5,824 5,527 0.00 % 0.03 % 0.15 % 97.09 %
58 84 AMERICAN FINANCIAL GRP 5,228 4,920 5.57 % 5.05 % 0.14 % 97.23 %
59 4802 TRIPLE S GRP 5,208 4,934 2.77 % 3.38 % 0.14 % 97.36 %
60 457 ARGO GRP US INC GRP 5,055 6,398 1.61 % 3.63 % 0.13 % 97.50 %
61 4670 STARR GRP 4,726 2,809 41.87 % 45.68 % 0.13 % 97.62 %
62 1278 CSAA INS GRP 3,981 4,075 0.09 % 0.09 % 0.11 % 97.73 %
63 16427 ATEGRITY SPECIALTY INS CO 3,805 5,070 N/A N/A 0.10 % 97.83 %
64 38920 KINSALE INS CO 3,762 3,486 4.50 % 4.60 % 0.10 % 97.93 %
65 10308 ANTILLES INS CO 3,758 4,811 N/A N/A 0.10 % 98.03 %
© 2022 National Association of Insurance Commissioners
275
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 10683 WAWANESA GEN INS CO 3,658 3,689 0.00 % 0.00 % 0.10 % 98.12 %
67 4706 LOCKHART CO GRP 3,586 3,230 N/A N/A 0.09 % 98.22 %
68 4904 INTACT FINANCIAL GRP 3,394 3,417 0.00 % 0.00 % 0.09 % 98.31 %
69 4869 WT HOLDINGS GRP 3,385 3,365 N/A N/A 0.09 % 98.40 %
70 62 EMC INS CO GRP 3,296 3,129 1.60 % 2.06 % 0.09 % 98.49 %
71 15350 WEST BEND MUT INS CO 3,105 2,880 0.00 % 0.00 % 0.08 % 98.57 %
72 22624 INDIANA FARMERS MUT INS CO 2,911 2,727 1.24 % 1.24 % 0.08 % 98.64 %
73 518 GRINNELL MUT GRP 2,858 2,799 0.00 % 0.00 % 0.08 % 98.72 %
74 4908 ASCOT INS US GRP 2,443 547 0.00 % 0.00 % 0.06 % 98.79 %
75 300 HORACE MANN GRP 2,403 2,488 10.21 % 10.21 % 0.06 % 98.85 %
76 4990 CORE SPECIALTY INS HOLDINGS GRP 2,310 1,397 N/A N/A 0.06 % 98.91 %
77 234 VERMONT MUT GRP 2,219 2,111 N/A N/A 0.06 % 98.97 %
78 645 OREGON MUT GRP 2,114 2,070 0.00 % 0.00 % 0.06 % 99.02 %
79 4715 MS & AD INS GRP 2,113 2,075 1.94 % 2.07 % 0.06 % 99.08 %
80 215 KEMPER CORP GRP 2,071 2,101 3.07 % 2.36 % 0.05 % 99.14 %
81 36 CENTRAL MUT INS CO GRP 2,047 2,011 0.00 % 0.00 % 0.05 % 99.19 %
82 267 GRANGE MUT CAS GRP 1,973 1,993 0.00 % 0.07 % 0.05 % 99.24 %
83 800 WESTERN MUT INS GRP 1,925 1,986 0.00 % 0.00 % 0.05 % 99.29 %
84 12961 CANOPIUS US INS 1,780 1,550 0.00 % 0.00 % 0.05 % 99.34 %
85 4718 TIPTREE FIN GRP 1,655 1,518 68.88 % 71.98 % 0.04 % 99.38 %
86 408 AMERICAN NATL FIN GRP 1,630 1,596 0.31 % 0.78 % 0.04 % 99.43 %
87 225 IAT REINS CO GRP 1,576 10,892 2.81 % 3.40 % 0.04 % 99.47 %
88 33 CALIFORNIA CAS MGMT GRP 1,489 1,458 0.00 % 0.00 % 0.04 % 99.51 %
89 96 SECURA INS GRP 1,242 1,219 3.70 % 4.31 % 0.03 % 99.54 %
90 4830 UNITED INS HOLDINGS GRP 1,196 1,343 0.00 % 0.00 % 0.03 % 99.57 %
91 291 ENCOVA MUT INS GRP 1,099 1,101 0.00 % 0.00 % 0.03 % 99.60 %
92 169 SENTRY INS GRP 1,002 905 N/A N/A 0.03 % 99.63 %
93 246 PENNSYLVANIA LUMBERMENS GRP 964 985 0.00 % 0.00 % 0.03 % 99.65 %
94 4683 MOUNTAIN WEST FARM GRP 958 911 0.00 % 0.00 % 0.03 % 99.68 %
95 18380 PACIFIC IND INS CO 870 854 9.71 % 11.67 % 0.02 % 99.70 %
96 4672 DONGBU INS GRP 808 866 N/A N/A 0.02 % 99.72 %
97 586 ARBELLA INS GRP 723 665 0.00 % 0.00 % 0.02 % 99.74 %
98 775 PHARMACISTS MUT GRP 695 633 1.57 % 1.57 % 0.02 % 99.76 %
99 35 CELINA GRP 660 652 0.00 % 0.00 % 0.02 % 99.78 %
100 4980 MGI HOLDINGS GRP 613 97 5.02 % 5.60 % 0.02 % 99.79 %
101 4967 TRANSVERSE INS GRP LLC GRP 550 23 23.05 % 23.67 % 0.01 % 99.81 %
102 10972 FIRST NET INS CO 510 447 41.65 % 42.63 % 0.01 % 99.82 %
103 27065 ROCKFORD MUT INS CO 467 526 0.00 % 0.00 % 0.01 % 99.83 %
104 250 DONEGAL GRP 447 443 0.00 % 0.00 % 0.01 % 99.85 %
105 15646 ONE ALLIANCE INS CORP 442 407 14.93 % 17.85 % 0.01 % 99.86 %
106 16926 ARECA INS EXCH 415 380 0.00 % 0.00 % 0.01 % 99.87 %
107 2538 AMTRUST FINANCIAL SERV GRP 393 348 0.51 % 0.51 % 0.01 % 99.88 %
108 4861 HERITAGE INS HOLDINGS GRP 360 330 0.00 % 0.00 % 0.01 % 99.89 %
109 70 FIRST AMER TITLE GRP 348 874 0.00 % 0.00 % 0.01 % 99.90 %
110 4968 BRICKELL GRP 332 190 N/A N/A 0.01 % 99.91 %
111 708 NEW JERSEY MANUFACTURERS GRP 322 313 0.00 % 0.00 % 0.01 % 99.92 %
112 309 WESTERN NATL MUT GRP 309 258 16.87 % 17.02 % 0.01 % 99.92 %
113 4911 MIDWEST FAMILY GRP 213 177 0.00 % 0.00 % 0.01 % 99.93 %
114 98 WR BERKLEY CORP GRP 206 163 5.26 % 5.63 % 0.01 % 99.93 %
115 161 TOPA EQUITIES LTD GRP 185 262 N/A N/A 0.00 % 99.94 %
116 1319 LITITZ MUT GRP 184 189 0.00 % 0.00 % 0.00 % 99.94 %
117 920 GLOBAL IND GRP 172 240 3.21 % 3.03 % 0.00 % 99.95 %
118 11878 MUTUALAID EXCHANGE 168 205 0.00 % 0.00 % 0.00 % 99.95 %
119 26735 FRONTIER MT CARROLL MUT INS CO 137 137 0.00 % 0.00 % 0.00 % 99.96 %
120 807 COLUMBIA INS GRP 135 120 0.00 % 22.65 % 0.00 % 99.96 %
121 14451 MARYSVILLE MUT INS CO 133 128 0.00 % 0.00 % 0.00 % 99.96 %
122 1227 PALISADES GRP 127 121 0.00 % 0.00 % 0.00 % 99.97 %
123 16991 COVERNET INS CO 116 17 10.63 % 10.63 % 0.00 % 99.97 %
124 18686 CO OPERATIVE INS COS 110 104 0.00 % 0.00 % 0.00 % 99.97 %
125 762 FRANKLIN MUT GRP 84 82 0.00 % 0.00 % 0.00 % 99.98 %
**INDUSTRY TOTAL** 3,780,003 3,620,848 2.63 % 2.93 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


276
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 176 STATE FARM GRP 1,360 1,311 0.33 % 0.33 % 11.82 % 11.82 %
2 12 AMERICAN INTL GRP 837 748 N/A N/A 7.28 % 19.10 %
3 65 FM GLOBAL GRP 684 550 0.00 % 0.00 % 5.94 % 25.04 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 591 577 N/A N/A 5.13 % 30.17 %
5 626 CHUBB LTD GRP 571 579 N/A N/A 4.96 % 35.13 %
6 3416 AXIS CAPITAL GRP 565 305 N/A N/A 4.91 % 40.04 %
7 3548 TRAVELERS GRP 551 525 N/A N/A 4.79 % 44.83 %
8 4670 STARR GRP 549 282 14.84 % 16.49 % 4.77 % 49.60 %
9 3219 SOMPO GRP 547 318 N/A N/A 4.75 % 54.35 %
10 31 BERKSHIRE HATHAWAY GRP 524 387 21.55 % 22.68 % 4.55 % 58.90 %
**STATE TOTAL** 11,509 9,982 N/A N/A 100.00 % 58.90 %

Alaska 1 65 FM GLOBAL GRP 9,157 5,588 0.00 % 0.00 % 18.69 % 18.69 %


2 176 STATE FARM GRP 8,644 8,345 8.50 % 8.98 % 17.64 % 36.34 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 6,529 5,864 14.35 % 14.47 % 13.33 % 49.66 %
4 181 SWISS RE GRP 3,577 3,064 1.22 % 1.22 % 7.30 % 56.97 %
5 212 ZURICH INS GRP 2,244 1,745 0.34 % 0.30 % 4.58 % 61.55 %
6 968 AXA INS GRP 2,211 1,727 N/A N/A 4.51 % 66.06 %
7 1120 EVEREST REINS HOLDINGS GRP 2,081 1,041 0.49 % 0.49 % 4.25 % 70.31 %
8 626 CHUBB LTD GRP 1,828 3,073 1.78 % 1.78 % 3.73 % 74.04 %
9 3416 AXIS CAPITAL GRP 1,697 1,217 N/A N/A 3.46 % 77.50 %
10 922 ICW GRP ASSETS INC GRP 1,651 1,797 0.00 % 0.00 % 3.37 % 80.87 %
**STATE TOTAL** 48,988 41,798 N/A N/A 100.00 % 80.87 %

Arizona 1 626 CHUBB LTD GRP 3,216 3,021 N/A N/A 18.90 % 18.90 %
2 65 FM GLOBAL GRP 2,378 4,520 0.00 % 0.00 % 13.98 % 32.88 %
3 3548 TRAVELERS GRP 1,418 1,347 N/A N/A 8.34 % 41.22 %
4 12 AMERICAN INTL GRP 1,178 1,128 N/A N/A 6.92 % 48.14 %
5 761 ALLIANZ INS GRP 961 751 N/A N/A 5.65 % 53.79 %
6 212 ZURICH INS GRP 901 841 N/A N/A 5.30 % 59.09 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 853 811 N/A N/A 5.01 % 64.10 %
8 968 AXA INS GRP 712 850 N/A N/A 4.18 % 68.28 %
9 111 LIBERTY MUT GRP 711 616 16.43 % 18.24 % 4.18 % 72.46 %
10 3219 SOMPO GRP 653 1,688 N/A N/A 3.84 % 76.30 %
**STATE TOTAL** 17,012 19,085 N/A N/A 100.00 % 76.30 %

Arkansas 1 176 STATE FARM GRP 15,352 14,597 0.11 % 0.23 % 33.28 % 33.28 %
2 65 FM GLOBAL GRP 6,391 5,981 0.00 % 0.00 % 13.86 % 47.14 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 5,440 5,210 N/A 0.01 % 11.80 % 58.94 %
4 3548 TRAVELERS GRP 2,740 2,771 N/A N/A 5.94 % 64.88 %
5 123 SHELTER INS GRP 1,598 1,600 0.00 % 0.00 % 3.46 % 68.34 %
6 212 ZURICH INS GRP 1,306 1,142 0.05 % 0.05 % 2.83 % 71.17 %
7 12 AMERICAN INTL GRP 1,125 1,016 40.66 % 42.07 % 2.44 % 73.62 %
8 181 SWISS RE GRP 996 1,070 2.14 % 2.14 % 2.16 % 75.77 %
9 783 RLI INS GRP 947 887 N/A N/A 2.05 % 77.83 %
10 140 NATIONWIDE CORP GRP 941 948 2.02 % 2.04 % 2.04 % 79.87 %
**STATE TOTAL** 46,122 44,458 0.15 % 0.21 % 100.00 % 79.87 %

© 2022 National Association of Insurance Commissioners


277
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 65 FM GLOBAL GRP 284,270 263,601 0.00 % 0.00 % 15.92 % 15.92 %
2 212 ZURICH INS GRP 227,670 226,401 0.35 % 0.46 % 12.75 % 28.68 %
3 4977 PALOMAR HOLDINGS GRP 199,385 172,292 0.02 % 0.10 % 11.17 % 39.84 %
4 626 CHUBB LTD GRP 105,816 109,340 0.06 % 0.06 % 5.93 % 45.77 %
5 3829 GEOVERA HOLDINGS INC GRP 73,741 74,499 N/A 0.02 % 4.13 % 49.90 %
6 1120 EVEREST REINS HOLDINGS GRP 72,530 65,161 0.49 % 0.49 % 4.06 % 53.96 %
7 31 BERKSHIRE HATHAWAY GRP 62,233 61,053 9.14 % 9.62 % 3.49 % 57.45 %
8 12 AMERICAN INTL GRP 59,029 68,378 N/A N/A 3.31 % 60.76 %
9 39861 GOLDEN BEAR INS CO 56,443 53,360 0.01 % N/A 3.16 % 63.92 %
10 3548 TRAVELERS GRP 46,252 45,078 N/A N/A 2.59 % 66.51 %
**STATE TOTAL** 1,785,290 1,724,344 0.10 % 0.11 % 100.00 % 66.51 %

Colorado 1 626 CHUBB LTD GRP 2,683 2,527 0.05 % 0.05 % 16.51 % 16.51 %
2 3219 SOMPO GRP 1,776 3,063 2.16 % 2.40 % 10.93 % 27.44 %
3 12 AMERICAN INTL GRP 1,562 1,497 N/A N/A 9.61 % 37.05 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 1,184 1,131 N/A N/A 7.29 % 44.34 %
5 968 AXA INS GRP 1,117 1,064 N/A N/A 6.87 % 51.21 %
6 761 ALLIANZ INS GRP 1,000 818 7.57 % 7.99 % 6.15 % 57.36 %
7 176 STATE FARM GRP 675 626 0.00 % 0.00 % 4.16 % 61.52 %
8 111 LIBERTY MUT GRP 546 472 106.91 % 118.69 % 3.36 % 64.88 %
9 212 ZURICH INS GRP 446 429 1,130.59 % 1,169.44 % 2.75 % 67.63 %
10 158 FAIRFAX FIN GRP 433 277 8.15 % 8.93 % 2.66 % 70.29 %
**STATE TOTAL** 16,251 16,068 32.04 % 33.24 % 100.00 % 70.29 %

Connecticut 1 3548 TRAVELERS GRP 1,851 1,752 0.05 % 0.08 % 18.20 % 18.20 %
2 31 BERKSHIRE HATHAWAY GRP 1,038 865 2.73 % 2.87 % 10.21 % 28.41 %
3 626 CHUBB LTD GRP 705 713 N/A N/A 6.93 % 35.34 %
4 761 ALLIANZ INS GRP 670 631 4.53 % 5.00 % 6.58 % 41.92 %
5 3219 SOMPO GRP 629 911 1.21 % 4.91 % 6.18 % 48.11 %
6 12 AMERICAN INTL GRP 563 497 N/A N/A 5.54 % 53.64 %
7 968 AXA INS GRP 477 534 0.36 % 0.39 % 4.69 % 58.33 %
8 65 FM GLOBAL GRP 418 350 0.00 % 0.00 % 4.10 % 62.44 %
9 212 ZURICH INS GRP 355 453 0.09 % 0.09 % 3.49 % 65.93 %
10 111 LIBERTY MUT GRP 310 280 N/A N/A 3.05 % 68.97 %
**STATE TOTAL** 10,172 10,039 0.98 % 1.40 % 100.00 % 68.97 %

Delaware 1 12 AMERICAN INTL GRP 200 192 N/A N/A 11.95 % 11.95 %
2 3548 TRAVELERS GRP 153 141 0.06 % 0.08 % 9.17 % 21.11 %
3 968 AXA INS GRP 126 160 N/A N/A 7.55 % 28.66 %
4 3219 SOMPO GRP 124 162 2.58 % 2.87 % 7.44 % 36.10 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 112 108 13.60 % 13.71 % 6.71 % 42.81 %
6 212 ZURICH INS GRP 111 97 0.19 % 0.19 % 6.64 % 49.45 %
7 176 STATE FARM GRP 99 94 0.00 % 0.00 % 5.91 % 55.36 %
8 626 CHUBB LTD GRP 98 101 0.00 % 0.00 % 5.87 % 61.23 %
9 140 NATIONWIDE CORP GRP 87 86 N/A N/A 5.17 % 66.40 %
10 218 CNA INS GRP 79 69 33.42 % 34.33 % 4.69 % 71.09 %
**STATE TOTAL** 1,673 1,697 N/A N/A 100.00 % 71.09 %

© 2022 National Association of Insurance Commissioners


278
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 3219 SOMPO GRP 2,087 2,109 1.88 % 2.09 % 41.83 % 41.83 %
2 3548 TRAVELERS GRP 505 525 N/A N/A 10.13 % 51.96 %
3 626 CHUBB LTD GRP 390 359 0.00 % 0.00 % 7.82 % 59.78 %
4 12 AMERICAN INTL GRP 297 273 N/A N/A 5.96 % 65.74 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 279 269 N/A N/A 5.58 % 71.32 %
6 212 ZURICH INS GRP 184 171 0.02 % 0.02 % 3.68 % 75.00 %
7 761 ALLIANZ INS GRP 143 109 3.06 % 3.06 % 2.86 % 77.86 %
8 176 STATE FARM GRP 116 109 0.00 % 0.00 % 2.32 % 80.18 %
9 501 ALLEGHANY GRP 101 71 0.00 % 0.00 % 2.03 % 82.21 %
10 65 FM GLOBAL GRP 100 92 0.00 % 0.00 % 2.01 % 84.22 %
**STATE TOTAL** 4,989 5,000 N/A 0.05 % 100.00 % 84.22 %

Florida 1 3219 SOMPO GRP 5,964 5,663 N/A N/A 17.86 % 17.86 %
2 12 AMERICAN INTL GRP 3,600 3,286 N/A N/A 10.78 % 28.64 %
3 31 BERKSHIRE HATHAWAY GRP 3,336 2,985 18.57 % 19.56 % 9.99 % 38.63 %
4 626 CHUBB LTD GRP 3,274 3,081 0.05 % 0.05 % 9.80 % 48.44 %
5 785 MARKEL CORP GRP 2,840 2,898 N/A N/A 8.50 % 56.94 %
6 761 ALLIANZ INS GRP 2,130 1,774 2.70 % 3.43 % 6.38 % 63.32 %
7 65 FM GLOBAL GRP 1,582 996 0.00 % 0.00 % 4.74 % 68.06 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 1,165 937 22.15 % 23.32 % 3.49 % 71.55 %
9 968 AXA INS GRP 1,106 1,387 N/A N/A 3.31 % 74.86 %
10 158 FAIRFAX FIN GRP 1,017 1,202 7.44 % 7.91 % 3.05 % 77.91 %
**STATE TOTAL** 33,389 31,149 4.31 % 5.11 % 100.00 % 77.91 %

Georgia 1 3219 SOMPO GRP 8,848 6,518 3.24 % 3.60 % 30.43 % 30.43 %
2 3548 TRAVELERS GRP 1,901 1,728 N/A N/A 6.54 % 36.96 %
3 12 AMERICAN INTL GRP 1,656 1,495 N/A N/A 5.69 % 42.66 %
4 244 CINCINNATI FIN GRP 1,509 1,577 0.00 % 0.00 % 5.19 % 47.85 %
5 626 CHUBB LTD GRP 1,488 1,539 0.00 % 0.00 % 5.12 % 52.97 %
6 968 AXA INS GRP 1,427 1,499 10.15 % 11.00 % 4.91 % 57.87 %
7 111 LIBERTY MUT GRP 1,353 1,050 6.83 % 7.64 % 4.65 % 62.53 %
8 176 STATE FARM GRP 1,305 1,256 0.00 % 0.00 % 4.49 % 67.01 %
9 761 ALLIANZ INS GRP 1,141 996 3.10 % 3.49 % 3.93 % 70.94 %
10 65 FM GLOBAL GRP 1,129 731 0.00 % 0.00 % 3.88 % 74.82 %
**STATE TOTAL** 29,077 25,400 1.13 % 1.40 % 100.00 % 74.82 %

Hawaii 1 65 FM GLOBAL GRP 5,615 4,906 0.00 % 0.00 % 23.88 % 23.88 %


2 626 CHUBB LTD GRP 2,814 2,767 0.00 % 0.00 % 11.97 % 35.85 %
3 3219 SOMPO GRP 2,143 1,770 3.23 % 3.59 % 9.12 % 44.97 %
4 212 ZURICH INS GRP 1,589 1,534 0.00 % 0.00 % 6.76 % 51.73 %
5 181 SWISS RE GRP 1,533 1,725 0.87 % 0.87 % 6.52 % 58.25 %
6 12 AMERICAN INTL GRP 1,211 1,399 N/A N/A 5.15 % 63.40 %
7 158 FAIRFAX FIN GRP 882 596 17.92 % 16.35 % 3.75 % 67.15 %
8 785 MARKEL CORP GRP 790 919 1.07 % 1.00 % 3.36 % 70.51 %
9 4962 AU HOLDING CO GRP 751 688 0.00 % 0.00 % 3.20 % 73.71 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 621 595 N/A N/A 2.64 % 76.35 %
**STATE TOTAL** 23,509 22,416 N/A N/A 100.00 % 76.35 %

© 2022 National Association of Insurance Commissioners


279
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 65 FM GLOBAL GRP 2,259 1,369 0.00 % 0.00 % 24.95 % 24.95 %
2 3548 TRAVELERS GRP 864 757 0.02 % 0.03 % 9.55 % 34.50 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 791 723 0.13 % 0.24 % 8.74 % 43.24 %
4 761 ALLIANZ INS GRP 644 621 0.20 % 0.20 % 7.11 % 50.36 %
5 176 STATE FARM GRP 634 569 0.00 % 4.22 % 7.00 % 57.36 %
6 12 AMERICAN INTL GRP 515 524 N/A N/A 5.69 % 63.05 %
7 626 CHUBB LTD GRP 473 424 0.00 % 0.00 % 5.22 % 68.27 %
8 3219 SOMPO GRP 414 295 7.06 % 7.85 % 4.58 % 72.85 %
9 968 AXA INS GRP 255 417 N/A N/A 2.82 % 75.66 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 208 210 14.85 % 14.89 % 2.30 % 77.96 %
**STATE TOTAL** 9,054 8,005 N/A N/A 100.00 % 77.96 %

Illinois 1 176 STATE FARM GRP 27,850 26,870 0.00 % 0.02 % 26.06 % 26.06 %
2 31 BERKSHIRE HATHAWAY GRP 14,436 8,657 16.04 % 16.88 % 13.51 % 39.57 %
3 3219 SOMPO GRP 8,671 7,220 0.00 % 0.00 % 8.11 % 47.69 %
4 3548 TRAVELERS GRP 6,657 5,961 0.06 % 0.08 % 6.23 % 53.92 %
5 65 FM GLOBAL GRP 4,410 3,580 0.00 % 0.00 % 4.13 % 58.04 %
6 968 AXA INS GRP 4,051 3,637 N/A N/A 3.79 % 61.83 %
7 280 AUTO OWNERS GRP 3,038 3,033 0.00 % 0.00 % 2.84 % 64.68 %
8 111 LIBERTY MUT GRP 2,851 2,523 N/A N/A 2.67 % 67.34 %
9 761 ALLIANZ INS GRP 2,715 2,359 2.04 % 2.37 % 2.54 % 69.89 %
10 212 ZURICH INS GRP 2,501 1,813 0.02 % 0.02 % 2.34 % 72.23 %
**STATE TOTAL** 106,857 94,734 0.68 % 0.70 % 100.00 % 72.23 %

Indiana 1 176 STATE FARM GRP 10,527 10,131 0.00 % 0.00 % 20.10 % 20.10 %
2 111 LIBERTY MUT GRP 4,288 3,717 2.38 % 2.38 % 8.19 % 28.29 %
3 3548 TRAVELERS GRP 4,025 3,921 0.02 % 0.04 % 7.69 % 35.98 %
4 65 FM GLOBAL GRP 3,434 2,965 0.00 % 0.00 % 6.56 % 42.54 %
5 280 AUTO OWNERS GRP 2,980 2,949 0.00 % 0.00 % 5.69 % 48.23 %
6 22624 INDIANA FARMERS MUT INS CO 2,815 2,646 1.08 % 1.08 % 5.38 % 53.61 %
7 761 ALLIANZ INS GRP 2,716 2,570 N/A N/A 5.19 % 58.79 %
8 244 CINCINNATI FIN GRP 2,649 2,741 0.00 % 0.00 % 5.06 % 63.85 %
9 626 CHUBB LTD GRP 1,102 1,102 N/A N/A 2.10 % 65.96 %
10 15350 WEST BEND MUT INS CO 1,061 1,004 0.00 % 0.00 % 2.03 % 67.98 %
**STATE TOTAL** 52,360 50,296 N/A N/A 100.00 % 67.98 %

Iowa 1 968 AXA INS GRP 810 857 N/A N/A 12.26 % 12.26 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 703 685 64.62 % 67.72 % 10.64 % 22.90 %
3 12 AMERICAN INTL GRP 656 525 N/A N/A 9.92 % 32.83 %
4 176 STATE FARM GRP 546 524 0.00 % 0.00 % 8.27 % 41.10 %
5 65 FM GLOBAL GRP 524 367 0.00 % 0.00 % 7.93 % 49.03 %
6 140 NATIONWIDE CORP GRP 356 333 10.16 % 10.53 % 5.39 % 54.42 %
7 62 EMC INS CO GRP 305 259 2.46 % 2.95 % 4.62 % 59.03 %
8 228 WESTFIELD GRP 298 284 0.00 % 0.03 % 4.51 % 63.54 %
9 761 ALLIANZ INS GRP 244 200 2.14 % 2.76 % 3.69 % 67.24 %
10 31 BERKSHIRE HATHAWAY GRP 212 227 N/A N/A 3.22 % 70.45 %
**STATE TOTAL** 6,607 6,121 5.14 % 5.16 % 100.00 % 70.45 %

© 2022 National Association of Insurance Commissioners


280
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 3219 SOMPO GRP 2,782 1,942 5.57 % 6.19 % 23.38 % 23.38 %
2 176 STATE FARM GRP 1,942 1,827 0.56 % 1.93 % 16.33 % 39.71 %
3 3548 TRAVELERS GRP 530 512 0.39 % 2.16 % 4.46 % 44.17 %
4 12 AMERICAN INTL GRP 513 478 N/A N/A 4.31 % 48.48 %
5 473 AMERICAN FAMILY INS GRP 500 473 N/A N/A 4.20 % 52.68 %
6 626 CHUBB LTD GRP 488 473 9.62 % 9.62 % 4.10 % 56.79 %
7 69 FARMERS INS GRP 437 428 5.04 % 5.78 % 3.67 % 60.46 %
8 140 NATIONWIDE CORP GRP 428 424 4.31 % 4.61 % 3.60 % 64.06 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 420 395 N/A N/A 3.53 % 67.59 %
10 761 ALLIANZ INS GRP 350 390 7.72 % 9.06 % 2.94 % 70.53 %
**STATE TOTAL** 11,896 10,854 2.66 % 3.30 % 100.00 % 70.53 %

Kentucky 1 176 STATE FARM GRP 14,412 13,843 0.00 % 0.01 % 23.17 % 23.17 %
2 32727 UNDERWRITERS AT LLOYDS 6,743 9,607 40.43 % 41.59 % 10.84 % 34.02 %
3 111 LIBERTY MUT GRP 5,549 5,120 2.02 % 2.02 % 8.92 % 42.94 %
4 65 FM GLOBAL GRP 4,569 4,973 0.00 % 0.00 % 7.35 % 50.29 %
5 3219 SOMPO GRP 3,065 2,761 5.05 % 5.61 % 4.93 % 55.22 %
6 280 AUTO OWNERS GRP 2,558 2,544 0.00 % 0.00 % 4.11 % 59.33 %
7 3548 TRAVELERS GRP 2,451 2,514 0.06 % 0.09 % 3.94 % 63.27 %
8 244 CINCINNATI FIN GRP 2,392 2,437 0.00 % 0.00 % 3.85 % 67.12 %
9 8 ALLSTATE INS GRP 1,994 1,994 N/A N/A 3.21 % 70.32 %
10 212 ZURICH INS GRP 1,577 1,318 N/A N/A 2.54 % 72.86 %
**STATE TOTAL** 62,189 63,415 6.65 % 6.88 % 100.00 % 72.86 %

Louisiana 1 12 AMERICAN INTL GRP 1,055 1,117 N/A N/A 15.67 % 15.67 %
2 3219 SOMPO GRP 879 889 N/A N/A 13.05 % 28.73 %
3 176 STATE FARM GRP 829 815 N/A N/A 12.32 % 41.04 %
4 761 ALLIANZ INS GRP 799 706 3.21 % 3.75 % 11.87 % 52.91 %
5 785 MARKEL CORP GRP 449 495 221.50 % 239.28 % 6.66 % 59.57 %
6 626 CHUBB LTD GRP 429 388 0.00 % 0.00 % 6.37 % 65.94 %
7 968 AXA INS GRP 383 397 1.12 % 1.21 % 5.69 % 71.63 %
8 212 ZURICH INS GRP 199 194 1.41 % 1.41 % 2.95 % 74.57 %
9 31 BERKSHIRE HATHAWAY GRP 162 116 11.64 % 12.27 % 2.40 % 76.98 %
10 111 LIBERTY MUT GRP 160 185 N/A N/A 2.38 % 79.36 %
**STATE TOTAL** 6,734 6,773 16.44 % 19.00 % 100.00 % 79.36 %

Maine 1 212 ZURICH INS GRP 1,186 320 0.00 % 0.00 % 36.24 % 36.24 %
2 3548 TRAVELERS GRP 297 282 0.05 % 0.06 % 9.07 % 45.31 %
3 761 ALLIANZ INS GRP 258 248 1.32 % 1.63 % 7.89 % 53.20 %
4 88 THE HANOVER INS GRP 197 188 1.01 % 0.97 % 6.02 % 59.21 %
5 626 CHUBB LTD GRP 178 172 N/A N/A 5.44 % 64.65 %
6 111 LIBERTY MUT GRP 171 142 1.56 % 1.45 % 5.21 % 69.87 %
7 181 SWISS RE GRP 168 263 1.18 % 1.18 % 5.15 % 75.01 %
8 65 FM GLOBAL GRP 119 98 0.00 % 0.00 % 3.64 % 78.66 %
9 176 STATE FARM GRP 84 78 0.00 % 0.00 % 2.57 % 81.22 %
10 234 VERMONT MUT GRP 74 69 0.00 % 0.00 % 2.26 % 83.49 %
**STATE TOTAL** 3,272 2,414 N/A N/A 100.00 % 83.49 %

© 2022 National Association of Insurance Commissioners


281
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 3219 SOMPO GRP 6,974 7,021 4.26 % 4.73 % 32.47 % 32.47 %
2 31 BERKSHIRE HATHAWAY GRP 1,849 2,287 5.36 % 5.66 % 8.61 % 41.07 %
3 3548 TRAVELERS GRP 1,829 1,796 N/A N/A 8.51 % 49.59 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 1,290 1,232 N/A N/A 6.01 % 55.59 %
5 626 CHUBB LTD GRP 1,131 1,136 N/A N/A 5.26 % 60.86 %
6 176 STATE FARM GRP 1,096 1,063 0.00 % 0.00 % 5.10 % 65.96 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,087 912 42.87 % 43.53 % 5.06 % 71.02 %
8 12 AMERICAN INTL GRP 921 886 N/A N/A 4.29 % 75.31 %
9 761 ALLIANZ INS GRP 799 808 2.00 % 2.44 % 3.72 % 79.03 %
10 140 NATIONWIDE CORP GRP 513 535 0.02 % 0.16 % 2.39 % 81.41 %
**STATE TOTAL** 21,482 21,811 1.78 % 1.90 % 100.00 % 81.41 %

Massachusetts 1 3548 TRAVELERS GRP 5,189 4,769 0.15 % 0.16 % 14.15 % 14.15 %
2 3219 SOMPO GRP 4,834 4,407 0.81 % 0.90 % 13.18 % 27.32 %
3 31 BERKSHIRE HATHAWAY GRP 3,604 3,843 N/A N/A 9.83 % 37.15 %
4 626 CHUBB LTD GRP 2,908 2,916 0.03 % 0.03 % 7.93 % 45.08 %
5 12 AMERICAN INTL GRP 1,989 1,771 N/A N/A 5.42 % 50.50 %
6 761 ALLIANZ INS GRP 1,826 1,510 3.43 % 3.77 % 4.98 % 55.48 %
7 234 VERMONT MUT GRP 1,563 1,525 N/A N/A 4.26 % 59.74 %
8 212 ZURICH INS GRP 1,478 1,424 N/A N/A 4.03 % 63.77 %
9 968 AXA INS GRP 1,290 1,326 N/A N/A 3.52 % 67.28 %
10 111 LIBERTY MUT GRP 1,266 1,137 N/A N/A 3.45 % 70.74 %
**STATE TOTAL** 36,681 35,384 N/A N/A 100.00 % 70.74 %

Michigan 1 3219 SOMPO GRP 2,819 2,398 4.71 % 5.24 % 22.59 % 22.59 %
2 3548 TRAVELERS GRP 1,108 1,151 N/A N/A 8.88 % 31.47 %
3 968 AXA INS GRP 957 953 7.48 % 8.10 % 7.67 % 39.14 %
4 761 ALLIANZ INS GRP 918 840 4.05 % 4.66 % 7.36 % 46.50 %
5 12 AMERICAN INTL GRP 800 682 N/A N/A 6.41 % 52.90 %
6 626 CHUBB LTD GRP 721 623 0.00 % 0.00 % 5.78 % 58.68 %
7 158 FAIRFAX FIN GRP 540 347 10.04 % 11.14 % 4.33 % 63.02 %
8 280 AUTO OWNERS GRP 466 456 0.00 % 0.00 % 3.73 % 66.75 %
9 65 FM GLOBAL GRP 437 392 0.00 % 0.00 % 3.50 % 70.25 %
10 244 CINCINNATI FIN GRP 365 383 0.00 % 0.00 % 2.92 % 73.17 %
**STATE TOTAL** 12,479 11,524 13.68 % 15.41 % 100.00 % 73.17 %

Minnesota 1 3219 SOMPO GRP 2,775 3,199 4.03 % 4.48 % 32.99 % 32.99 %
2 12 AMERICAN INTL GRP 700 681 N/A N/A 8.33 % 41.32 %
3 761 ALLIANZ INS GRP 690 685 5.92 % 7.55 % 8.21 % 49.53 %
4 65 FM GLOBAL GRP 602 418 0.00 % 0.00 % 7.16 % 56.69 %
5 968 AXA INS GRP 589 635 N/A N/A 7.00 % 63.69 %
6 31 BERKSHIRE HATHAWAY GRP 375 730 N/A N/A 4.46 % 68.15 %
7 785 MARKEL CORP GRP 294 321 1.15 % 1.09 % 3.50 % 71.65 %
8 361 MUNICH RE GRP 273 239 25.49 % 26.01 % 3.25 % 74.90 %
9 3548 TRAVELERS GRP 244 214 0.10 % 0.12 % 2.90 % 77.80 %
10 626 CHUBB LTD GRP 186 186 0.11 % 0.11 % 2.22 % 80.01 %
**STATE TOTAL** 8,410 9,111 N/A N/A 100.00 % 80.01 %

© 2022 National Association of Insurance Commissioners


282
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 65 FM GLOBAL GRP 8,844 7,253 0.00 % 0.00 % 34.83 % 34.83 %
2 176 STATE FARM GRP 5,176 5,038 0.00 % 0.00 % 20.39 % 55.22 %
3 3548 TRAVELERS GRP 1,970 1,826 0.12 % 0.14 % 7.76 % 62.98 %
4 111 LIBERTY MUT GRP 1,884 1,659 5.48 % 5.95 % 7.42 % 70.40 %
5 140 NATIONWIDE CORP GRP 1,346 1,465 N/A N/A 5.30 % 75.70 %
6 626 CHUBB LTD GRP 711 681 N/A N/A 2.80 % 78.50 %
7 212 ZURICH INS GRP 617 599 0.20 % 0.20 % 2.43 % 80.93 %
8 175 STATE AUTO MUT GRP 614 592 3.17 % 3.87 % 2.42 % 83.35 %
9 501 ALLEGHANY GRP 548 543 0.00 % 0.00 % 2.16 % 85.51 %
10 181 SWISS RE GRP 466 480 2.82 % 2.82 % 1.84 % 87.34 %
**STATE TOTAL** 25,389 24,494 N/A N/A 100.00 % 87.34 %

Missouri 1 176 STATE FARM GRP 34,879 33,268 0.00 % 0.00 % 27.15 % 27.15 %
2 65 FM GLOBAL GRP 14,608 12,950 0.00 % 0.00 % 11.37 % 38.52 %
3 473 AMERICAN FAMILY INS GRP 10,591 10,368 0.01 % 0.01 % 8.24 % 46.76 %
4 111 LIBERTY MUT GRP 8,550 8,014 5.47 % 5.77 % 6.65 % 53.41 %
5 140 NATIONWIDE CORP GRP 5,135 5,103 1.46 % 1.86 % 4.00 % 57.41 %
6 69 FARMERS INS GRP 5,031 5,064 0.71 % 0.47 % 3.92 % 61.32 %
7 3548 TRAVELERS GRP 5,024 4,890 0.09 % 0.12 % 3.91 % 65.23 %
8 626 CHUBB LTD GRP 4,085 4,290 0.02 % 0.02 % 3.18 % 68.41 %
9 123 SHELTER INS GRP 3,920 3,908 0.15 % 0.15 % 3.05 % 71.46 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 3,914 3,767 0.09 % 0.24 % 3.05 % 74.51 %
**STATE TOTAL** 128,488 124,202 0.88 % 1.03 % 100.00 % 74.51 %

Montana 1 3548 TRAVELERS GRP 1,330 1,518 N/A N/A 14.84 % 14.84 %
2 176 STATE FARM GRP 1,230 1,158 0.00 % 0.00 % 13.73 % 28.57 %
3 626 CHUBB LTD GRP 1,078 945 N/A N/A 12.03 % 40.60 %
4 12 AMERICAN INTL GRP 978 839 N/A N/A 10.92 % 51.52 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 868 832 N/A N/A 9.69 % 61.21 %
6 65 FM GLOBAL GRP 768 597 0.00 % 0.00 % 8.58 % 69.78 %
7 111 LIBERTY MUT GRP 486 481 2.40 % 2.39 % 5.43 % 75.21 %
8 4683 MOUNTAIN WEST FARM GRP 388 374 0.00 % 0.00 % 4.33 % 79.54 %
9 244 CINCINNATI FIN GRP 317 301 0.00 % 0.00 % 3.54 % 83.08 %
10 1279 ARCH INS GRP 219 191 0.00 % 0.00 % 2.44 % 85.52 %
**STATE TOTAL** 8,959 8,777 N/A N/A 100.00 % 85.52 %

Nebraska 1 3548 TRAVELERS GRP 333 297 0.39 % 0.41 % 12.40 % 12.40 %
2 176 STATE FARM GRP 327 312 0.00 % 0.00 % 12.20 % 24.60 %
3 3219 SOMPO GRP 314 305 5.16 % 5.73 % 11.69 % 36.29 %
4 140 NATIONWIDE CORP GRP 202 169 3.23 % 3.42 % 7.55 % 43.84 %
5 968 AXA INS GRP 198 189 N/A N/A 7.39 % 51.23 %
6 12 AMERICAN INTL GRP 164 163 N/A N/A 6.10 % 57.33 %
7 473 AMERICAN FAMILY INS GRP 128 116 N/A N/A 4.79 % 62.11 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 115 111 N/A N/A 4.28 % 66.39 %
9 626 CHUBB LTD GRP 93 92 0.13 % 0.13 % 3.45 % 69.85 %
10 280 AUTO OWNERS GRP 79 72 0.00 % 0.00 % 2.93 % 72.77 %
**STATE TOTAL** 2,683 2,562 N/A N/A 100.00 % 72.77 %

© 2022 National Association of Insurance Commissioners


283
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 65 FM GLOBAL GRP 13,617 12,722 0.00 % 0.00 % 26.61 % 26.61 %
2 3548 TRAVELERS GRP 7,090 5,912 N/A N/A 13.85 % 40.46 %
3 212 ZURICH INS GRP 3,661 3,453 N/A N/A 7.15 % 47.62 %
4 176 STATE FARM GRP 3,654 3,469 0.00 % 0.00 % 7.14 % 54.76 %
5 3219 SOMPO GRP 3,170 2,887 4.42 % 4.91 % 6.19 % 60.95 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 2,634 2,496 0.13 % 0.25 % 5.15 % 66.10 %
7 181 SWISS RE GRP 1,861 1,557 2.02 % 2.02 % 3.64 % 69.74 %
8 111 LIBERTY MUT GRP 1,848 1,566 1.03 % 1.05 % 3.61 % 73.35 %
9 968 AXA INS GRP 1,819 1,768 N/A N/A 3.56 % 76.91 %
10 69 FARMERS INS GRP 1,512 1,451 0.15 % 0.26 % 2.96 % 79.86 %
**STATE TOTAL** 51,172 47,106 0.12 % 0.14 % 100.00 % 79.86 %

New Hampshire 1 3219 SOMPO GRP 1,421 1,495 4.91 % 5.45 % 28.03 % 28.03 %
2 761 ALLIANZ INS GRP 467 463 2.81 % 3.44 % 9.20 % 37.23 %
3 3548 TRAVELERS GRP 395 292 0.04 % 0.06 % 7.78 % 45.01 %
4 212 ZURICH INS GRP 385 362 N/A N/A 7.60 % 52.61 %
5 88 THE HANOVER INS GRP 286 278 1.14 % 1.12 % 5.64 % 58.25 %
6 181 SWISS RE GRP 240 231 1.30 % 1.30 % 4.74 % 62.98 %
7 111 LIBERTY MUT GRP 220 198 1.87 % 1.89 % 4.34 % 67.32 %
8 176 STATE FARM GRP 210 198 0.00 % 0.00 % 4.13 % 71.45 %
9 626 CHUBB LTD GRP 204 207 0.00 % 0.00 % 4.03 % 75.48 %
10 234 VERMONT MUT GRP 186 175 0.00 % 0.00 % 3.68 % 79.16 %
**STATE TOTAL** 5,072 4,937 1.58 % 1.82 % 100.00 % 79.16 %

New Jersey 1 3548 TRAVELERS GRP 6,460 6,066 N/A N/A 24.39 % 24.39 %
2 3219 SOMPO GRP 3,939 2,867 N/A N/A 14.87 % 39.26 %
3 968 AXA INS GRP 1,948 1,872 N/A N/A 7.36 % 46.62 %
4 12 AMERICAN INTL GRP 1,692 1,651 N/A N/A 6.39 % 53.01 %
5 761 ALLIANZ INS GRP 1,647 1,712 2.87 % 3.33 % 6.22 % 59.23 %
6 626 CHUBB LTD GRP 1,519 1,505 0.03 % 0.03 % 5.74 % 64.96 %
7 212 ZURICH INS GRP 1,293 1,287 0.16 % 0.16 % 4.88 % 69.85 %
8 111 LIBERTY MUT GRP 1,062 925 0.52 % 0.55 % 4.01 % 73.86 %
9 218 CNA INS GRP 625 608 32.16 % 33.02 % 2.36 % 76.22 %
10 65 FM GLOBAL GRP 621 532 0.00 % 0.00 % 2.34 % 78.56 %
**STATE TOTAL** 26,484 25,191 N/A N/A 100.00 % 78.56 %

New Mexico 1 65 FM GLOBAL GRP 1,286 771 0.00 % 0.00 % 24.24 % 24.24 %
2 3219 SOMPO GRP 386 260 3.54 % 3.94 % 7.27 % 31.51 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 374 354 N/A N/A 7.06 % 38.56 %
4 181 SWISS RE GRP 371 381 0.29 % 0.29 % 6.99 % 45.55 %
5 3548 TRAVELERS GRP 361 345 N/A N/A 6.80 % 52.35 %
6 212 ZURICH INS GRP 317 346 0.00 % 0.00 % 5.97 % 58.32 %
7 968 AXA INS GRP 315 266 10.53 % 11.41 % 5.94 % 64.26 %
8 111 LIBERTY MUT GRP 295 223 168.61 % 187.34 % 5.56 % 69.82 %
9 176 STATE FARM GRP 265 254 2.22 % 2.22 % 5.00 % 74.82 %
10 12 AMERICAN INTL GRP 231 265 N/A N/A 4.36 % 79.17 %
**STATE TOTAL** 5,307 4,455 8.02 % 9.08 % 100.00 % 79.17 %

© 2022 National Association of Insurance Commissioners


284
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 3548 TRAVELERS GRP 15,691 15,571 N/A N/A 22.26 % 22.26 %
2 3219 SOMPO GRP 6,578 5,603 N/A N/A 9.33 % 31.59 %
3 968 AXA INS GRP 5,513 5,253 N/A N/A 7.82 % 39.42 %
4 111 LIBERTY MUT GRP 5,277 5,243 14.15 % 15.71 % 7.49 % 46.90 %
5 761 ALLIANZ INS GRP 4,416 4,208 2.66 % 3.43 % 6.26 % 53.17 %
6 12 AMERICAN INTL GRP 4,103 3,892 N/A N/A 5.82 % 58.99 %
7 626 CHUBB LTD GRP 3,826 3,793 0.16 % 0.16 % 5.43 % 64.42 %
8 212 ZURICH INS GRP 3,746 3,839 N/A N/A 5.31 % 69.73 %
9 31 BERKSHIRE HATHAWAY GRP 2,617 4,410 N/A N/A 3.71 % 73.44 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 1,865 1,221 11.60 % 13.60 % 2.65 % 76.09 %
**STATE TOTAL** 70,488 70,062 0.08 % 0.19 % 100.00 % 76.09 %

North Carolina 1 65 FM GLOBAL GRP 2,460 2,189 0.00 % 0.00 % 13.71 % 13.71 %
2 3548 TRAVELERS GRP 1,559 1,460 0.01 % 0.03 % 8.69 % 22.40 %
3 12 AMERICAN INTL GRP 1,440 1,245 N/A N/A 8.03 % 30.43 %
4 111 LIBERTY MUT GRP 1,249 897 321.29 % 356.98 % 6.96 % 37.39 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 1,207 1,104 N/A N/A 6.73 % 44.12 %
6 761 ALLIANZ INS GRP 1,001 953 4.12 % 4.84 % 5.58 % 49.70 %
7 626 CHUBB LTD GRP 997 844 0.00 % 0.00 % 5.56 % 55.25 %
8 968 AXA INS GRP 959 1,188 N/A N/A 5.34 % 60.59 %
9 176 STATE FARM GRP 932 873 0.00 % 0.00 % 5.20 % 65.79 %
10 280 AUTO OWNERS GRP 610 593 0.00 % 0.00 % 3.40 % 69.19 %
**STATE TOTAL** 17,941 18,753 10.62 % 12.11 % 100.00 % 69.19 %

North Dakota 1 4734 APOLLO GLOBAL MGMT GRP 177 167 7.11 % 7.11 % 16.25 % 16.25 %
2 361 MUNICH RE GRP 175 175 20.84 % 21.08 % 16.06 % 32.31 %
3 3219 SOMPO GRP 153 96 5.38 % 5.98 % 14.07 % 46.38 %
4 3478 HALLMARK FIN SERV GRP 81 80 N/A N/A 7.40 % 53.78 %
5 761 ALLIANZ INS GRP 72 66 N/A N/A 6.58 % 60.35 %
6 968 AXA INS GRP 57 54 N/A N/A 5.27 % 65.62 %
7 785 MARKEL CORP GRP 49 71 N/A N/A 4.53 % 70.15 %
8 12 AMERICAN INTL GRP 42 78 N/A N/A 3.83 % 73.97 %
9 65 FM GLOBAL GRP 40 34 0.00 % 0.00 % 3.65 % 77.62 %
10 3416 AXIS CAPITAL GRP 33 29 N/A N/A 3.01 % 80.63 %
**STATE TOTAL** 1,090 1,121 N/A N/A 100.00 % 80.63 %

Ohio 1 244 CINCINNATI FIN GRP 5,692 5,666 0.00 % 0.00 % 14.36 % 14.36 %
2 176 STATE FARM GRP 3,482 3,360 0.00 % 0.00 % 8.79 % 23.15 %
3 3219 SOMPO GRP 3,237 3,233 3.71 % 4.13 % 8.17 % 31.32 %
4 111 LIBERTY MUT GRP 2,709 2,198 12.52 % 13.75 % 6.83 % 38.15 %
5 3548 TRAVELERS GRP 2,243 2,122 N/A N/A 5.66 % 43.81 %
6 228 WESTFIELD GRP 2,173 2,104 0.00 % 0.03 % 5.48 % 49.30 %
7 761 ALLIANZ INS GRP 1,895 1,715 2.73 % 3.23 % 4.78 % 54.08 %
8 140 NATIONWIDE CORP GRP 1,733 1,736 1.57 % 2.00 % 4.37 % 58.45 %
9 280 AUTO OWNERS GRP 1,622 1,571 0.00 % 0.00 % 4.09 % 62.54 %
10 626 CHUBB LTD GRP 1,521 1,547 0.10 % 0.10 % 3.84 % 66.38 %
**STATE TOTAL** 39,630 38,564 N/A N/A 100.00 % 66.38 %

© 2022 National Association of Insurance Commissioners


285
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 176 STATE FARM GRP 5,727 5,503 0.39 % 1.40 % 28.98 % 28.98 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 4,068 3,924 0.43 % 0.58 % 20.58 % 49.56 %
3 1278 CSAA INS GRP 901 979 N/A N/A 4.56 % 54.12 %
4 12 AMERICAN INTL GRP 802 1,288 N/A N/A 4.06 % 58.18 %
5 4977 PALOMAR HOLDINGS GRP 788 822 1.22 % 2.37 % 3.99 % 62.17 %
6 2898 WESTERN SERV CONTRACT GRP 759 823 0.00 % 0.00 % 3.84 % 66.01 %
7 181 SWISS RE GRP 679 569 0.68 % 0.68 % 3.43 % 69.44 %
8 626 CHUBB LTD GRP 651 680 N/A N/A 3.30 % 72.74 %
9 111 LIBERTY MUT GRP 640 597 23.45 % 25.81 % 3.24 % 75.98 %
10 3219 SOMPO GRP 627 570 2.99 % 3.23 % 3.17 % 79.15 %
**STATE TOTAL** 19,762 19,977 435.04 % 454.69 % 100.00 % 79.15 %

Oregon 1 176 STATE FARM GRP 29,564 27,844 0.00 % 0.02 % 20.10 % 20.10 %
2 65 FM GLOBAL GRP 21,009 19,548 0.00 % 0.00 % 14.29 % 34.39 %
3 4977 PALOMAR HOLDINGS GRP 10,685 9,198 0.00 % 0.00 % 7.27 % 41.65 %
4 111 LIBERTY MUT GRP 9,032 8,909 3.19 % 3.21 % 6.14 % 47.80 %
5 3548 TRAVELERS GRP 8,471 7,830 N/A N/A 5.76 % 53.56 %
6 69 FARMERS INS GRP 7,360 7,565 N/A N/A 5.00 % 58.56 %
7 212 ZURICH INS GRP 6,700 6,585 0.00 % 0.00 % 4.56 % 63.12 %
8 3829 GEOVERA HOLDINGS INC GRP 5,575 5,484 0.00 % 0.00 % 3.79 % 66.91 %
9 473 AMERICAN FAMILY INS GRP 4,444 4,293 0.00 % 0.00 % 3.02 % 69.93 %
10 626 CHUBB LTD GRP 3,579 3,533 5.22 % 5.22 % 2.43 % 72.36 %
**STATE TOTAL** 147,066 140,308 0.58 % 0.57 % 100.00 % 72.36 %

Pennsylvania 1 3548 TRAVELERS GRP 4,762 4,938 N/A 0.00 % 18.27 % 18.27 %
2 626 CHUBB LTD GRP 2,756 2,684 N/A N/A 10.57 % 28.84 %
3 181 SWISS RE GRP 2,205 2,108 0.42 % 0.42 % 8.46 % 37.30 %
4 3219 SOMPO GRP 2,058 2,305 0.37 % 0.42 % 7.90 % 45.20 %
5 12 AMERICAN INTL GRP 1,579 1,433 N/A N/A 6.06 % 51.26 %
6 761 ALLIANZ INS GRP 1,375 1,300 30.70 % 36.03 % 5.28 % 56.53 %
7 968 AXA INS GRP 1,312 1,289 N/A N/A 5.03 % 61.57 %
8 111 LIBERTY MUT GRP 1,221 998 14.38 % 15.96 % 4.68 % 66.25 %
9 65 FM GLOBAL GRP 989 759 0.00 % 0.00 % 3.80 % 70.05 %
10 176 STATE FARM GRP 926 889 0.00 % 0.00 % 3.55 % 73.60 %
**STATE TOTAL** 26,063 25,850 1.80 % 2.09 % 100.00 % 73.60 %

Rhode Island 1 3219 SOMPO GRP 1,165 1,252 5.87 % 6.52 % 31.97 % 31.97 %
2 3548 TRAVELERS GRP 341 306 0.01 % 0.03 % 9.36 % 41.33 %
3 12 AMERICAN INTL GRP 308 201 N/A N/A 8.45 % 49.78 %
4 28 AMICA MUT GRP 304 302 N/A N/A 8.34 % 58.12 %
5 111 LIBERTY MUT GRP 143 118 N/A N/A 3.93 % 62.06 %
6 65 FM GLOBAL GRP 137 112 0.00 % 0.00 % 3.75 % 65.81 %
7 212 ZURICH INS GRP 130 130 N/A N/A 3.57 % 69.38 %
8 626 CHUBB LTD GRP 127 104 0.00 % 0.00 % 3.48 % 72.87 %
9 140 NATIONWIDE CORP GRP 116 111 N/A N/A 3.18 % 76.05 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 108 103 N/A N/A 2.95 % 79.00 %
**STATE TOTAL** 3,646 3,495 N/A N/A 100.00 % 79.00 %

© 2022 National Association of Insurance Commissioners


286
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 176 STATE FARM GRP 13,856 13,627 0.00 % 0.00 % 26.04 % 26.04 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 4,249 4,098 0.11 % 0.25 % 7.99 % 34.02 %
3 12 AMERICAN INTL GRP 4,173 4,088 N/A N/A 7.84 % 41.87 %
4 3548 TRAVELERS GRP 3,304 3,337 0.01 % 0.02 % 6.21 % 48.08 %
5 212 ZURICH INS GRP 3,186 2,957 0.10 % 0.10 % 5.99 % 54.06 %
6 3219 SOMPO GRP 2,674 2,557 5.16 % 5.73 % 5.03 % 59.09 %
7 796 QBE INS GRP 1,890 1,648 N/A N/A 3.55 % 62.64 %
8 65 FM GLOBAL GRP 1,689 1,570 0.00 % 0.00 % 3.17 % 65.82 %
9 140 NATIONWIDE CORP GRP 1,672 1,787 N/A N/A 3.14 % 68.96 %
10 111 LIBERTY MUT GRP 1,556 1,298 0.94 % 0.97 % 2.92 % 71.88 %
**STATE TOTAL** 53,211 51,711 N/A N/A 100.00 % 71.88 %

South Dakota 1 761 ALLIANZ INS GRP 128 154 2.61 % 2.61 % 15.95 % 15.95 %
2 3219 SOMPO GRP 101 36 4.93 % 5.48 % 12.53 % 28.48 %
3 12 AMERICAN INTL GRP 84 68 N/A N/A 10.38 % 38.86 %
4 968 AXA INS GRP 80 85 N/A N/A 9.93 % 48.79 %
5 3548 TRAVELERS GRP 59 59 N/A N/A 7.39 % 56.18 %
6 111 LIBERTY MUT GRP 45 41 N/A N/A 5.62 % 61.79 %
7 140 NATIONWIDE CORP GRP 32 27 0.72 % 0.81 % 4.03 % 65.82 %
8 212 ZURICH INS GRP 27 23 1.01 % 1.01 % 3.39 % 69.21 %
9 65 FM GLOBAL GRP 27 13 0.00 % 0.00 % 3.33 % 72.54 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 26 26 N/A 5.16 % 3.20 % 75.74 %
**STATE TOTAL** 805 771 N/A N/A 100.00 % 75.74 %

Tennessee 1 176 STATE FARM GRP 32,239 31,781 0.00 % 0.01 % 26.79 % 26.79 %
2 65 FM GLOBAL GRP 24,591 21,776 0.00 % 0.00 % 20.43 % 47.22 %
3 111 LIBERTY MUT GRP 7,795 6,263 0.61 % 0.61 % 6.48 % 53.69 %
4 3548 TRAVELERS GRP 6,659 6,442 N/A N/A 5.53 % 59.23 %
5 212 ZURICH INS GRP 5,807 5,559 0.02 % 0.02 % 4.82 % 64.05 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 5,390 5,405 N/A N/A 4.48 % 68.53 %
7 181 SWISS RE GRP 3,228 3,186 1.82 % 1.82 % 2.68 % 71.21 %
8 140 NATIONWIDE CORP GRP 3,161 3,177 2.40 % 2.47 % 2.63 % 73.84 %
9 626 CHUBB LTD GRP 3,056 2,902 N/A N/A 2.54 % 76.38 %
10 280 AUTO OWNERS GRP 1,676 1,625 0.00 % 0.00 % 1.39 % 77.77 %
**STATE TOTAL** 120,359 114,654 0.50 % 0.54 % 100.00 % 77.77 %

Texas 1 12 AMERICAN INTL GRP 5,522 5,150 N/A N/A 10.68 % 10.68 %
2 761 ALLIANZ INS GRP 5,277 4,729 2.96 % 3.48 % 10.21 % 20.89 %
3 626 CHUBB LTD GRP 5,242 4,868 0.41 % 0.41 % 10.14 % 31.02 %
4 3219 SOMPO GRP 5,200 4,961 N/A N/A 10.06 % 41.08 %
5 31 BERKSHIRE HATHAWAY GRP 3,918 3,108 0.51 % 0.52 % 7.58 % 48.65 %
6 65 FM GLOBAL GRP 2,732 1,932 0.00 % 0.00 % 5.28 % 53.94 %
7 968 AXA INS GRP 2,275 2,427 2.52 % 2.73 % 4.40 % 58.34 %
8 212 ZURICH INS GRP 2,078 1,523 0.34 % 0.34 % 4.02 % 62.36 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 1,545 1,494 0.71 % 0.83 % 2.99 % 65.34 %
10 501 ALLEGHANY GRP 1,543 1,253 0.00 % 0.84 % 2.98 % 68.33 %
**STATE TOTAL** 51,709 48,655 8.66 % 9.65 % 100.00 % 68.33 %

© 2022 National Association of Insurance Commissioners


287
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 65 FM GLOBAL GRP 18,574 14,975 0.00 % 0.00 % 17.90 % 17.90 %
2 176 STATE FARM GRP 15,114 14,044 N/A 0.03 % 14.57 % 32.47 %
3 69 FARMERS INS GRP 10,844 10,779 N/A N/A 10.45 % 42.93 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 7,038 6,624 N/A N/A 6.78 % 49.71 %
5 3548 TRAVELERS GRP 5,299 5,427 N/A 0.09 % 5.11 % 54.82 %
6 39861 GOLDEN BEAR INS CO 4,937 4,508 0.00 % 0.00 % 4.76 % 59.58 %
7 111 LIBERTY MUT GRP 4,257 3,574 1.79 % 1.85 % 4.10 % 63.68 %
8 4977 PALOMAR HOLDINGS GRP 3,764 3,041 0.00 % 0.00 % 3.63 % 67.31 %
9 212 ZURICH INS GRP 3,324 3,335 N/A 0.78 % 3.20 % 70.51 %
10 626 CHUBB LTD GRP 3,242 3,430 N/A N/A 3.13 % 73.64 %
**STATE TOTAL** 103,740 94,492 3.06 % 3.47 % 100.00 % 73.64 %

Vermont 1 218 CNA INS GRP 226 141 31.94 % 32.75 % 12.35 % 12.35 %
2 212 ZURICH INS GRP 202 98 0.03 % 0.03 % 11.03 % 23.38 %
3 3219 SOMPO GRP 164 173 5.72 % 6.35 % 8.95 % 32.33 %
4 111 LIBERTY MUT GRP 161 126 N/A N/A 8.80 % 41.12 %
5 234 VERMONT MUT GRP 146 143 0.00 % 0.00 % 7.99 % 49.11 %
6 12 AMERICAN INTL GRP 136 123 N/A N/A 7.44 % 56.56 %
7 181 SWISS RE GRP 104 92 1.21 % 1.21 % 5.69 % 62.25 %
8 176 STATE FARM GRP 96 93 0.00 % 0.00 % 5.26 % 67.51 %
9 968 AXA INS GRP 88 83 N/A N/A 4.78 % 72.29 %
10 18686 CO OPERATIVE INS COS 82 77 0.00 % 0.00 % 4.47 % 76.76 %
**STATE TOTAL** 1,830 1,584 N/A N/A 100.00 % 76.76 %

Virginia 1 3219 SOMPO GRP 3,616 3,073 0.58 % 0.65 % 12.28 % 12.28 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 3,261 3,152 0.15 % 0.29 % 11.07 % 23.35 %
3 31 BERKSHIRE HATHAWAY GRP 2,806 1,988 7.91 % 8.33 % 9.53 % 32.88 %
4 176 STATE FARM GRP 2,299 2,208 0.00 % 0.00 % 7.81 % 40.69 %
5 968 AXA INS GRP 1,918 2,985 N/A N/A 6.51 % 47.20 %
6 3548 TRAVELERS GRP 1,911 1,893 0.01 % 0.03 % 6.49 % 53.69 %
7 65 FM GLOBAL GRP 1,897 816 0.00 % 0.00 % 6.44 % 60.13 %
8 12 AMERICAN INTL GRP 1,334 1,117 N/A N/A 4.53 % 64.66 %
9 761 ALLIANZ INS GRP 1,197 967 1.78 % 2.07 % 4.07 % 68.72 %
10 626 CHUBB LTD GRP 1,162 1,189 0.16 % 0.16 % 3.95 % 72.67 %
**STATE TOTAL** 29,451 27,390 N/A N/A 100.00 % 72.67 %

Washington 1 176 STATE FARM GRP 51,579 49,158 0.00 % 0.00 % 16.12 % 16.12 %
2 65 FM GLOBAL GRP 43,056 36,991 0.00 % 0.00 % 13.45 % 29.57 %
3 4977 PALOMAR HOLDINGS GRP 21,179 17,229 0.00 % 0.14 % 6.62 % 36.19 %
4 3829 GEOVERA HOLDINGS INC GRP 20,706 20,775 0.00 % 0.00 % 6.47 % 42.66 %
5 111 LIBERTY MUT GRP 18,183 16,702 2.18 % 2.21 % 5.68 % 48.34 %
6 212 ZURICH INS GRP 13,322 13,523 N/A 0.10 % 4.16 % 52.50 %
7 3548 TRAVELERS GRP 11,247 10,289 0.00 % 0.02 % 3.51 % 56.02 %
8 626 CHUBB LTD GRP 10,993 11,446 N/A N/A 3.43 % 59.45 %
9 1120 EVEREST REINS HOLDINGS GRP 9,481 8,769 0.49 % 0.49 % 2.96 % 62.41 %
10 31 BERKSHIRE HATHAWAY GRP 9,440 10,365 N/A N/A 2.95 % 65.36 %
**STATE TOTAL** 320,039 301,954 0.22 % 0.28 % 100.00 % 65.36 %

© 2022 National Association of Insurance Commissioners


288
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 3548 TRAVELERS GRP 154 167 0.19 % 0.20 % 10.62 % 10.62 %
2 12 AMERICAN INTL GRP 131 126 N/A N/A 9.04 % 19.66 %
3 176 STATE FARM GRP 129 125 0.00 % 0.00 % 8.89 % 28.56 %
4 761 ALLIANZ INS GRP 113 105 3.80 % 5.29 % 7.77 % 36.33 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 104 99 N/A N/A 7.20 % 43.53 %
6 228 WESTFIELD GRP 81 79 0.00 % 0.03 % 5.57 % 49.10 %
7 212 ZURICH INS GRP 77 68 N/A N/A 5.33 % 54.43 %
8 1279 ARCH INS GRP 68 66 0.00 % 0.00 % 4.72 % 59.15 %
9 968 AXA INS GRP 68 79 N/A N/A 4.69 % 63.85 %
10 501 ALLEGHANY GRP 64 64 0.00 % 0.00 % 4.41 % 68.25 %
**STATE TOTAL** 1,449 1,472 N/A N/A 100.00 % 68.25 %

Wisconsin 1 65 FM GLOBAL GRP 3,615 2,942 0.00 % 0.00 % 40.21 % 40.21 %


2 761 ALLIANZ INS GRP 978 918 2.35 % 2.66 % 10.87 % 51.08 %
3 3548 TRAVELERS GRP 635 594 N/A N/A 7.07 % 58.15 %
4 111 LIBERTY MUT GRP 617 451 0.08 % 0.08 % 6.87 % 65.01 %
5 12 AMERICAN INTL GRP 562 580 N/A N/A 6.25 % 71.26 %
6 968 AXA INS GRP 520 639 N/A N/A 5.78 % 77.05 %
7 31 BERKSHIRE HATHAWAY GRP 349 205 23.08 % 24.29 % 3.89 % 80.93 %
8 212 ZURICH INS GRP 279 273 0.54 % 0.54 % 3.11 % 84.04 %
9 3478 HALLMARK FIN SERV GRP 230 384 N/A N/A 2.56 % 86.60 %
10 244 CINCINNATI FIN GRP 200 204 0.00 % 0.00 % 2.22 % 88.82 %
**STATE TOTAL** 8,992 9,153 N/A N/A 100.00 % 88.82 %

Wyoming 1 176 STATE FARM GRP 1,328 1,246 0.00 % 0.00 % 25.10 % 25.10 %
2 626 CHUBB LTD GRP 660 642 0.17 % 0.17 % 12.47 % 37.57 %
3 12 AMERICAN INTL GRP 585 609 N/A 32.95 % 11.06 % 48.63 %
4 4683 MOUNTAIN WEST FARM GRP 570 536 0.00 % 0.00 % 10.77 % 59.40 %
5 65 FM GLOBAL GRP 391 269 0.00 % 0.00 % 7.39 % 66.79 %
6 69 FARMERS INS GRP 365 354 N/A N/A 6.90 % 73.69 %
7 111 LIBERTY MUT GRP 244 219 2.82 % 2.79 % 4.62 % 78.30 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 241 226 N/A N/A 4.56 % 82.86 %
9 968 AXA INS GRP 174 197 4.01 % 4.34 % 3.28 % 86.15 %
10 212 ZURICH INS GRP 108 106 0.02 % 0.02 % 2.04 % 88.18 %
**STATE TOTAL** 5,291 4,998 N/A 3.84 % 100.00 % 88.18 %

American Samoa 1 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 100.00 % 100.00 %


**STATE TOTAL** 0 0 N/A N/A 100.00 % 100.00 %

Guam 1 4715 MS & AD INS GRP 2,003 2,015 2.00 % 2.13 % 40.03 % 40.03 %
2 18380 PACIFIC IND INS CO 849 832 9.96 % 11.98 % 16.97 % 57.00 %
3 4672 DONGBU INS GRP 732 721 N/A N/A 14.63 % 71.63 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 718 359 21.90 % 35.63 % 14.35 % 85.98 %
5 3219 SOMPO GRP 342 483 N/A 0.92 % 6.84 % 92.82 %
6 10972 FIRST NET INS CO 320 295 63.71 % 65.23 % 6.39 % 99.22 %
7 65 FM GLOBAL GRP 37 52 0.00 % 0.00 % 0.74 % 99.95 %
8 968 AXA INS GRP 1 4 N/A N/A 0.03 % 99.98 %
9 12633 CENTURY INS CO GU LTD 1 1 166.94 % 166.94 % 0.02 % 100.00 %
10 3548 TRAVELERS GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 5,005 4,766 7.94 % 9.77 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


289
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 411 MAPFRE INS GRP 32,630 33,828 N/A N/A 25.06 % 25.06 %
2 4804 MULTINATIONAL GRP 20,658 15,178 47.55 % 60.11 % 15.87 % 40.93 %
3 65 FM GLOBAL GRP 13,125 11,122 0.00 % 0.00 % 10.08 % 51.01 %
4 19 ASSURANT INC GRP 12,035 12,457 N/A N/A 9.24 % 60.26 %
5 12 AMERICAN INTL GRP 9,660 10,831 N/A N/A 7.42 % 67.68 %
6 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 8,680 8,543 N/A N/A 6.67 % 74.34 %
7 3593 USIC GRP 8,061 7,758 2.79 % 4.80 % 6.19 % 80.53 %
8 71 UNIVERSAL INS CO GRP 8,014 7,982 19.98 % 21.45 % 6.16 % 86.69 %
9 4802 TRIPLE S GRP 5,208 4,934 2.77 % 3.38 % 4.00 % 90.69 %
10 796 QBE INS GRP 5,044 3,926 0.46 % 0.86 % 3.87 % 94.56 %
**STATE TOTAL** 130,192 124,641 N/A N/A 100.00 % 94.56 %

U.S. Virgin Islands 1 4706 LOCKHART CO GRP 2,153 2,102 0.00 % 0.00 % 89.59 % 89.59 %
2 12 AMERICAN INTL GRP 103 253 N/A N/A 4.30 % 93.89 %
3 65 FM GLOBAL GRP 90 79 0.00 % 0.00 % 3.73 % 97.62 %
4 411 MAPFRE INS GRP 38 38 0.00 % 0.00 % 1.59 % 99.20 %
5 111 LIBERTY MUT GRP 8 9 24.19 % 26.88 % 0.34 % 99.54 %
6 501 ALLEGHANY GRP 4 4 0.00 % 0.00 % 0.17 % 99.71 %
7 181 SWISS RE GRP 4 8 4.50 % 4.50 % 0.15 % 99.86 %
8 31 BERKSHIRE HATHAWAY GRP 3 2 27.80 % 29.26 % 0.14 % 100.00 %
9 3219 SOMPO GRP 0 0 4.29 % 4.29 % 0.00 % 100.00 %
10 4802 TRIPLE S GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 2,403 2,558 0.09 % 0.10 % 100.00 % 100.00 %

N. Mariana Islands 1 10972 FIRST NET INS CO 190 153 N/A N/A 66.25 % 66.25 %
2 4672 DONGBU INS GRP 76 145 0.00 % 0.00 % 26.36 % 92.62 %
3 18380 PACIFIC IND INS CO 21 22 0.00 % 0.00 % 7.24 % 99.86 %
4 968 AXA INS GRP 0 0 15.93 % 17.03 % 0.11 % 99.97 %
5 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 0.03 % 100.00 %
**STATE TOTAL** 287 320 N/A N/A 100.00 % 100.00 %

Canada 1 65 FM GLOBAL GRP 44,231 38,942 15.84 % 15.84 % 76.91 % 76.91 %


2 158 FAIRFAX FIN GRP 4,835 3,000 19.66 % 21.85 % 8.41 % 85.31 %
3 181 SWISS RE GRP 4,251 4,678 35.23 % 35.23 % 7.39 % 92.70 %
4 31 BERKSHIRE HATHAWAY GRP 3,879 4,135 11.32 % 11.92 % 6.74 % 99.45 %
5 3548 TRAVELERS GRP 202 209 801.36 % 800.34 % 0.35 % 99.80 %
6 84 AMERICAN FINANCIAL GRP 48 53 N/A N/A 0.08 % 99.88 %
7 1279 ARCH INS GRP 47 36 0.00 % 0.00 % 0.08 % 99.96 %
8 218 CNA INS GRP 9 3 N/A N/A 0.02 % 99.98 %
9 169 SENTRY INS GRP 8 5 18.53 % 19.74 % 0.01 % 99.99 %
10 968 AXA INS GRP 7 6 N/A N/A 0.01 % 100.00 %
**STATE TOTAL** 57,513 51,069 20.29 % 20.45 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


290
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
12 ‐ Earthquake

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 65 FM GLOBAL GRP 28,033 25,289 0.00 % 0.00 % 73.48 % 73.48 %
2 31 BERKSHIRE HATHAWAY GRP 10,375 10,648 N/A 0.05 % 27.19 % 100.00 %
3 212 ZURICH INS GRP 1,480 2,743 N/A N/A 3.88 % 100.00 %
4 761 ALLIANZ INS GRP 1,358 1,372 N/A N/A 3.56 % 100.00 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 136 50 6.18 % 6.22 % 0.36 % 100.00 %
6 968 AXA INS GRP 78 114 N/A N/A 0.21 % 100.00 %
7 18380 PACIFIC IND INS CO 67 67 0.00 % 0.00 % 0.18 % 100.00 %
8 1279 ARCH INS GRP 58 98 0.00 % 0.04 % 0.15 % 100.00 %
9 10972 FIRST NET INS CO 30 28 14.51 % 14.81 % 0.08 % 100.00 %
10 4672 DONGBU INS GRP 10 10 0.00 % 0.00 % 0.03 % 100.00 %
**STATE TOTAL** 38,152 37,024 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


291
16—Workers’ Compensation

© 2022 National Association of Insurance Commissioners


292
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 3548 TRAVELERS GRP 3,547,060 3,602,051 50.96 % 58.69 % 6.39 % 6.39 %
2 91 HARTFORD FIRE & CAS GRP 3,293,689 3,225,540 46.09 % 51.30 % 5.93 % 12.33 %
3 2538 AMTRUST FINANCIAL SERV GRP 2,449,896 2,194,529 45.57 % 52.11 % 4.41 % 16.74 %
4 212 ZURICH INS GRP 2,354,376 2,340,175 51.62 % 62.59 % 4.24 % 20.98 %
5 626 CHUBB LTD GRP 2,203,827 2,272,933 42.46 % 46.93 % 3.97 % 24.95 %
6 111 LIBERTY MUT GRP 1,984,360 1,943,453 56.81 % 61.75 % 3.58 % 28.53 %
7 31 BERKSHIRE HATHAWAY GRP 1,927,849 1,983,989 45.53 % 51.80 % 3.47 % 32.00 %
8 36102 STATE INS FUND 1,733,104 1,798,082 60.51 % 63.53 % 3.12 % 35.12 %
9 572 BCBS OF MI GRP 1,667,442 1,749,358 52.32 % 57.72 % 3.00 % 38.13 %
10 WASHINGTON STATE FUND 1,615,275 1,615,275 147.09 % 163.26 % 2.91 % 41.04 %
11 150 OLD REPUBLIC GRP 1,292,040 1,280,055 54.59 % 63.64 % 2.33 % 43.37 %
12 35076 STATE COMPENSATION INS FUND 1,235,451 1,250,541 73.97 % 79.88 % 2.23 % 45.59 %
13 OHIO BUREAU OF WORKERS' COMPENSATION 1,198,066 1,198,066 29.04 % 43.93 % 2.16 % 47.75 %
14 84 AMERICAN FINANCIAL GRP 1,179,982 1,185,958 39.34 % 45.72 % 2.13 % 49.88 %
15 98 WR BERKLEY CORP GRP 1,139,401 1,125,472 52.19 % 59.23 % 2.05 % 51.93 %
16 12 AMERICAN INTL GRP 1,103,342 1,122,591 89.96 % 98.62 % 1.99 % 53.92 %
17 22945 TEXAS MUT INS CO 923,449 947,207 30.14 % 33.51 % 1.66 % 55.58 %
18 218 CNA INS GRP 842,970 825,821 41.06 % 46.49 % 1.52 % 57.10 %
19 922 ICW GRP ASSETS INC GRP 835,665 824,102 46.91 % 53.36 % 1.51 % 58.61 %
20 158 FAIRFAX FIN GRP 752,801 756,590 28.04 % 31.20 % 1.36 % 59.96 %
21 1279 ARCH INS GRP 655,835 655,361 45.56 % 53.97 % 1.18 % 61.14 %
22 4670 STARR GRP 589,005 618,583 66.70 % 66.26 % 1.06 % 62.20 %
23 785 MARKEL CORP GRP 585,006 549,693 46.52 % 52.88 % 1.05 % 63.26 %
24 3363 EMPLOYERS HOLDINGS GRP 582,608 573,990 45.58 % 51.74 % 1.05 % 64.31 %
25 41190 PINNACOL ASSUR 539,424 540,261 55.56 % 58.76 % 0.97 % 65.28 %
26 36196 SAIF CORP 521,964 515,867 82.03 % 83.96 % 0.94 % 66.22 %
27 4485 COPPERPOINT GRP 478,237 475,458 43.76 % 52.22 % 0.86 % 67.08 %
28 291 ENCOVA MUT INS GRP 467,321 460,530 47.13 % 44.52 % 0.84 % 67.92 %
29 1120 EVEREST REINS HOLDINGS GRP 458,542 467,861 44.13 % 51.89 % 0.83 % 68.75 %
30 213 ERIE INS GRP 454,139 459,966 64.19 % 69.16 % 0.82 % 69.57 %
31 169 SENTRY INS GRP 427,987 433,669 57.35 % 59.42 % 0.77 % 70.34 %
32 88 THE HANOVER INS GRP 404,080 394,630 42.04 % 47.32 % 0.73 % 71.07 %
33 708 NEW JERSEY MANUFACTURERS GRP 393,992 391,995 32.70 % 32.93 % 0.71 % 71.78 %
34 1332 MAINE EMPLOYERS MUT INS GRP 385,857 390,343 58.92 % 65.63 % 0.70 % 72.47 %
35 4886 BENCHMARK HOLDING GRP 367,404 356,986 47.87 % 57.35 % 0.66 % 73.14 %
36 7 FEDERATED MUT GRP 356,173 357,184 53.96 % 60.04 % 0.64 % 73.78 %
37 3098 TOKIO MARINE HOLDINGS INC GRP 354,064 358,120 53.54 % 60.61 % 0.64 % 74.41 %
38 796 QBE INS GRP 353,805 351,096 49.59 % 58.35 % 0.64 % 75.05 %
39 140 NATIONWIDE CORP GRP 345,373 343,722 22.88 % 27.82 % 0.62 % 75.67 %
40 1147 WCF MUT INS CO GRP 345,069 342,868 44.51 % 60.26 % 0.62 % 76.30 %
41 242 SELECTIVE INS GRP 341,014 330,401 31.46 % 39.23 % 0.61 % 76.91 %
42 124 AMERISURE CO GRP 324,566 324,174 48.01 % 56.60 % 0.58 % 77.50 %
43 681 SERVICE INS HOLDINGS GRP 296,045 248,976 52.98 % 67.38 % 0.53 % 78.03 %
44 15350 WEST BEND MUT INS CO 290,958 285,481 37.18 % 40.99 % 0.52 % 78.55 %
45 968 AXA INS GRP 284,614 300,342 70.31 % 95.94 % 0.51 % 79.07 %
46 62 EMC INS CO GRP 283,818 292,297 56.37 % 59.63 % 0.51 % 79.58 %
47 4507 BUILDERS GRP 272,928 272,764 38.33 % 41.64 % 0.49 % 80.07 %
48 244 CINCINNATI FIN GRP 272,844 271,845 49.75 % 53.14 % 0.49 % 80.56 %
49 680 AMERISAFE GRP 269,771 277,789 55.45 % 59.05 % 0.49 % 81.05 %
50 4794 GROUP 1001 INS HOLDINGS GRP 267,585 250,755 52.81 % 58.33 % 0.48 % 81.53 %
51 4990 CORE SPECIALTY INS HOLDINGS GRP 265,888 234,135 55.56 % 62.56 % 0.48 % 82.01 %
52 36129 IDAHO STATE INS FUND 260,622 252,875 71.91 % 74.57 % 0.47 % 82.48 %
53 14184 ACUITY A MUT INS CO 258,893 257,904 46.47 % 49.82 % 0.47 % 82.94 %
54 280 AUTO OWNERS GRP 250,923 249,497 18.94 % 19.52 % 0.45 % 83.40 %
55 69 FARMERS INS GRP 247,458 247,762 34.06 % 37.47 % 0.45 % 83.84 %
56 2698 PROASSURANCE CORP GRP 236,476 239,534 53.01 % 56.84 % 0.43 % 84.27 %
57 176 STATE FARM GRP 234,831 223,788 38.89 % 48.24 % 0.42 % 84.69 %
58 22350 LOUISIANA WORKERS COMP CORP 229,758 225,165 38.23 % 40.95 % 0.41 % 85.10 %
59 10191 MISSOURI EMPLOYERS MUT INS CO 221,537 222,620 60.64 % 63.80 % 0.40 % 85.50 %
60 201 UTICA GRP 212,404 209,553 37.39 % 41.41 % 0.38 % 85.89 %
61 4279 SFM GRP 211,078 214,570 56.31 % 60.46 % 0.38 % 86.27 %
62 36188 COMPSOURCE MUT INS CO 200,144 198,609 55.15 % 59.75 % 0.36 % 86.63 %
63 WORKFORCE SAFETY & INSURANCE OF ND 194,236 202,213 46.63 % 48.98 % 0.35 % 86.98 %
64 WORKERS' SAFETY & COMP DIV OF WY 190,835 159,943 127.08 % 130.26 % 0.34 % 87.32 %
65 5001 SIRIUSPOINT GRP 185,407 142,941 62.85 % 74.57 % 0.33 % 87.66 %
© 2022 National Association of Insurance Commissioners
293
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 3494 JAMES RIVER GRP 184,413 186,287 50.98 % 59.29 % 0.33 % 87.99 %
67 474 FCCI MUT INS GRP 181,632 191,027 54.16 % 56.61 % 0.33 % 88.32 %
68 867 PROTECTIVE INS CORP GRP 180,081 180,585 41.79 % 58.70 % 0.32 % 88.64 %
69 4851 CHURCH MUT GRP 174,037 178,602 32.34 % 38.56 % 0.31 % 88.95 %
70 2498 AIM MUT GRP 170,382 169,086 62.87 % 67.13 % 0.31 % 89.26 %
71 11039 CHESAPEAKE EMPLOYERS INS CO 168,766 167,487 56.16 % 69.03 % 0.30 % 89.56 %
72 4962 AU HOLDING CO GRP 167,412 167,412 N/A N/A 0.30 % 89.87 %
73 15819 MONTANA STATE FUND 164,720 166,476 54.88 % 56.78 % 0.30 % 90.16 %
74 748 AMERITRUST GRP INC GRP 161,238 164,491 40.82 % 49.98 % 0.29 % 90.45 %
75 4713 RETAILFIRST GRP 150,637 152,657 42.68 % 50.57 % 0.27 % 90.72 %
76 3219 SOMPO GRP 146,038 145,685 14.44 % 18.00 % 0.26 % 90.99 %
77 250 DONEGAL GRP 142,048 144,049 46.48 % 50.67 % 0.26 % 91.24 %
78 1154 COVERYS GRP 139,208 123,397 54.70 % 63.63 % 0.25 % 91.49 %
79 457 ARGO GRP US INC GRP 137,084 139,694 55.32 % 58.84 % 0.25 % 91.74 %
80 96 SECURA INS GRP 135,064 135,606 42.90 % 47.69 % 0.24 % 91.98 %
81 1124 RAS DAKOTA GRP 133,422 123,064 48.53 % 57.02 % 0.24 % 92.23 %
82 10320 KENTUCKY EMPLOYERS MUT INS 131,859 129,243 58.40 % 61.34 % 0.24 % 92.46 %
83 309 WESTERN NATL MUT GRP 103,313 104,391 45.91 % 46.12 % 0.19 % 92.65 %
84 175 STATE AUTO MUT GRP 102,015 94,572 12.94 % 10.61 % 0.18 % 92.83 %
85 1324 UPMC HLTH SYSTEM GRP 101,896 102,524 50.91 % 59.34 % 0.18 % 93.02 %
86 4873 LUBA MUT GRP 100,224 96,779 43.21 % 48.99 % 0.18 % 93.20 %
87 3490 BEACON MUT GRP 99,065 101,519 54.23 % 58.73 % 0.18 % 93.38 %
88 4715 MS & AD INS GRP 96,397 101,340 46.11 % 47.16 % 0.17 % 93.55 %
89 1302 BUILDERS INS GRP 96,152 95,988 37.70 % 42.28 % 0.17 % 93.72 %
90 4906 FFVA GRP 94,881 96,259 42.99 % 59.26 % 0.17 % 93.89 %
91 27677 STATE WORKERS INS FUND 93,741 92,308 5.50 % 14.01 % 0.17 % 94.06 %
92 1112 NEW MEXICO MUT GRP 91,308 90,856 50.57 % 53.58 % 0.16 % 94.23 %
93 473 AMERICAN FAMILY INS GRP 86,436 86,812 39.98 % 41.02 % 0.16 % 94.38 %
94 1309 FRANKENMUTH GRP 82,411 81,599 42.89 % 43.22 % 0.15 % 94.53 %
95 4938 HAWAII EMPLOYERS GRP 77,108 74,102 78.54 % 91.21 % 0.14 % 94.67 %
96 15261 SOCIETY INS A MUT CO 73,900 75,286 31.04 % 35.40 % 0.13 % 94.80 %
97 408 AMERICAN NATL FIN GRP 73,878 73,716 44.17 % 49.78 % 0.13 % 94.94 %
98 153 PEKIN INS GRP 70,593 69,664 32.95 % 43.00 % 0.13 % 95.06 %
99 271 PENNSYLVANIA NATL INS GRP 68,299 69,714 33.84 % 38.33 % 0.12 % 95.19 %
100 303 GUIDEONE INS GRP 65,350 67,043 46.44 % 54.70 % 0.12 % 95.30 %
101 4904 INTACT FINANCIAL GRP 62,574 60,935 54.06 % 60.76 % 0.11 % 95.42 %
102 1178 CHARTER INS GRP 62,070 63,488 25.65 % 31.84 % 0.11 % 95.53 %
103 13528 BROTHERHOOD MUT INS CO 60,597 60,512 55.92 % 61.95 % 0.11 % 95.64 %
104 267 GRANGE MUT CAS GRP 59,409 59,917 34.46 % 36.63 % 0.11 % 95.74 %
105 775 PHARMACISTS MUT GRP 58,493 66,881 51.04 % 61.51 % 0.11 % 95.85 %
106 50 COUNTRY INS & FIN SERV GRP 57,673 56,968 47.73 % 52.36 % 0.10 % 95.95 %
107 228 WESTFIELD GRP 57,043 56,273 28.34 % 30.62 % 0.10 % 96.06 %
108 248 UNITED FIRE & CAS GRP 56,700 62,264 68.32 % 73.84 % 0.10 % 96.16 %
109 SOUTH CAROLINA STATE ACCIDENT FUND 56,419 56,419 129.28 % 135.49 % 0.10 % 96.26 %
110 4767 MIDWEST BUILDERS CAS GRP 54,970 52,567 52.72 % 60.78 % 0.10 % 96.36 %
111 518 GRINNELL MUT GRP 54,319 53,886 26.13 % 28.65 % 0.10 % 96.46 %
112 4234 RANDALL & QUILTER INVESTMENT GRP 54,241 50,485 62.17 % 70.64 % 0.10 % 96.56 %
113 761 ALLIANZ INS GRP 52,695 58,676 80.66 % 90.47 % 0.09 % 96.65 %
114 16273 CLEARPATH MUT INS CO 50,041 48,354 54.46 % 58.28 % 0.09 % 96.74 %
115 13683 ASCENDANT COMMERCIAL INS INC 49,872 48,349 73.44 % 76.79 % 0.09 % 96.83 %
116 4949 WINTAAI HOLDINGS GRP 46,739 46,515 14.89 % 16.67 % 0.08 % 96.91 %
117 14176 HASTINGS MUT INS CO 45,568 45,786 57.24 % 59.81 % 0.08 % 97.00 %
118 4810 MIDWEST FINANCIAL HOLDINGS GRP 42,450 39,666 69.96 % 79.40 % 0.08 % 97.07 %
119 513 IOWA FARM BUREAU GRP 42,166 41,214 42.07 % 47.83 % 0.08 % 97.15 %
120 4381 SKYWARD SPECIALTY INS GRP INC GRP 41,887 43,682 78.26 % 93.50 % 0.08 % 97.22 %
121 256 COACTION GLOBAL INC GRP 41,297 43,962 N/A N/A 0.07 % 97.30 %
122 350 GENERAL ELECTRIC GRP 40,999 40,999 N/A N/A 0.07 % 97.37 %
123 5017 BENT PHILIPSON GRP 40,249 45,353 53.44 % 67.72 % 0.07 % 97.45 %
124 13012 NORMANDY INS CO 38,800 38,212 28.88 % 36.01 % 0.07 % 97.52 %
125 447 HARFORD GRP 36,310 36,707 55.36 % 60.00 % 0.07 % 97.58 %
**INDUSTRY TOTAL** 55,501,997 55,244,535 52.19 % 58.76 % 100.00 % 97.58 %

© 2022 National Association of Insurance Commissioners


294
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 3548 TRAVELERS GRP 3,547,060 3,602,051 50.95 % 58.68 % 6.43 % 6.43 %
2 91 HARTFORD FIRE & CAS GRP 3,293,777 3,225,675 46.09 % 51.31 % 5.97 % 12.40 %
3 2538 AMTRUST FINANCIAL SERV GRP 2,449,896 2,194,529 45.57 % 52.11 % 4.44 % 16.84 %
4 212 ZURICH INS GRP 2,347,464 2,333,338 51.83 % 62.95 % 4.26 % 21.10 %
5 626 CHUBB LTD GRP 2,182,176 2,237,412 42.31 % 46.88 % 3.96 % 25.05 %
6 111 LIBERTY MUT GRP 1,984,896 1,943,473 56.95 % 61.89 % 3.60 % 28.65 %
7 31 BERKSHIRE HATHAWAY GRP 1,885,901 1,919,551 45.01 % 51.11 % 3.42 % 32.07 %
8 36102 STATE INS FUND 1,733,104 1,798,082 60.51 % 63.53 % 3.14 % 35.21 %
9 572 BCBS OF MI GRP 1,667,442 1,749,358 52.32 % 57.72 % 3.02 % 38.24 %
10 WASHINGTON STATE FUND 1,615,275 1,615,275 147.09 % 163.26 % 2.93 % 41.16 %
11 150 OLD REPUBLIC GRP 1,292,040 1,280,055 54.59 % 63.64 % 2.34 % 43.51 %
12 35076 STATE COMPENSATION INS FUND 1,235,451 1,250,541 73.97 % 79.88 % 2.24 % 45.75 %
13 OHIO BUREAU OF WORKERS' COMPENSATION 1,198,066 1,198,066 29.04 % 43.93 % 2.17 % 47.92 %
14 84 AMERICAN FINANCIAL GRP 1,178,097 1,183,983 39.38 % 45.76 % 2.14 % 50.05 %
15 98 WR BERKLEY CORP GRP 1,139,398 1,125,470 52.19 % 59.23 % 2.07 % 52.12 %
16 12 AMERICAN INTL GRP 1,008,776 1,025,882 89.08 % 93.94 % 1.83 % 53.95 %
17 22945 TEXAS MUT INS CO 923,449 947,207 30.14 % 33.51 % 1.67 % 55.62 %
18 922 ICW GRP ASSETS INC GRP 835,665 824,102 46.91 % 53.36 % 1.51 % 57.14 %
19 218 CNA INS GRP 829,443 810,146 42.11 % 46.33 % 1.50 % 58.64 %
20 158 FAIRFAX FIN GRP 752,801 756,590 28.04 % 31.20 % 1.36 % 60.00 %
21 1279 ARCH INS GRP 636,991 620,759 45.03 % 53.16 % 1.15 % 61.16 %
22 785 MARKEL CORP GRP 585,006 549,693 46.52 % 52.88 % 1.06 % 62.22 %
23 3363 EMPLOYERS HOLDINGS GRP 582,608 573,990 45.58 % 51.74 % 1.06 % 63.28 %
24 41190 PINNACOL ASSUR 539,424 540,261 55.56 % 58.76 % 0.98 % 64.25 %
25 36196 SAIF CORP 521,964 515,867 82.03 % 83.96 % 0.95 % 65.20 %
26 4485 COPPERPOINT GRP 478,237 475,458 43.76 % 52.22 % 0.87 % 66.07 %
27 291 ENCOVA MUT INS GRP 467,321 460,530 47.13 % 44.52 % 0.85 % 66.91 %
28 1120 EVEREST REINS HOLDINGS GRP 458,542 467,861 44.13 % 51.89 % 0.83 % 67.75 %
29 213 ERIE INS GRP 454,139 459,966 64.19 % 69.16 % 0.82 % 68.57 %
30 4670 STARR GRP 452,114 431,984 49.12 % 57.12 % 0.82 % 69.39 %
31 169 SENTRY INS GRP 427,987 433,669 57.34 % 59.41 % 0.78 % 70.16 %
32 88 THE HANOVER INS GRP 404,080 394,630 42.05 % 47.33 % 0.73 % 70.90 %
33 708 NEW JERSEY MANUFACTURERS GRP 393,992 391,995 32.70 % 32.93 % 0.71 % 71.61 %
34 1332 MAINE EMPLOYERS MUT INS GRP 385,857 390,343 58.92 % 65.63 % 0.70 % 72.31 %
35 4886 BENCHMARK HOLDING GRP 367,404 356,986 47.87 % 57.35 % 0.67 % 72.98 %
36 7 FEDERATED MUT GRP 356,173 357,184 53.96 % 60.04 % 0.65 % 73.62 %
37 796 QBE INS GRP 353,805 351,096 49.59 % 58.35 % 0.64 % 74.26 %
38 3098 TOKIO MARINE HOLDINGS INC GRP 351,775 355,016 52.90 % 59.66 % 0.64 % 74.90 %
39 140 NATIONWIDE CORP GRP 345,373 343,722 22.88 % 27.82 % 0.63 % 75.53 %
40 1147 WCF MUT INS CO GRP 345,069 342,868 44.51 % 60.26 % 0.63 % 76.15 %
41 242 SELECTIVE INS GRP 341,014 330,401 31.46 % 39.23 % 0.62 % 76.77 %
42 124 AMERISURE CO GRP 324,566 324,174 48.01 % 56.60 % 0.59 % 77.36 %
43 681 SERVICE INS HOLDINGS GRP 296,045 248,976 52.98 % 67.38 % 0.54 % 77.90 %
44 15350 WEST BEND MUT INS CO 290,958 285,481 37.18 % 40.99 % 0.53 % 78.42 %
45 968 AXA INS GRP 284,611 300,340 70.38 % 96.01 % 0.52 % 78.94 %
46 62 EMC INS CO GRP 283,818 292,297 56.37 % 59.63 % 0.51 % 79.45 %
47 4507 BUILDERS GRP 272,928 272,764 38.33 % 41.64 % 0.49 % 79.95 %
48 244 CINCINNATI FIN GRP 272,844 271,845 49.75 % 53.14 % 0.49 % 80.44 %
49 680 AMERISAFE GRP 269,771 277,789 55.45 % 59.05 % 0.49 % 80.93 %
50 4794 GROUP 1001 INS HOLDINGS GRP 267,585 250,755 52.81 % 58.33 % 0.49 % 81.42 %
51 4990 CORE SPECIALTY INS HOLDINGS GRP 265,888 234,135 55.56 % 62.56 % 0.48 % 81.90 %
52 36129 IDAHO STATE INS FUND 260,622 252,875 71.91 % 74.57 % 0.47 % 82.37 %
53 14184 ACUITY A MUT INS CO 258,893 257,904 46.47 % 49.82 % 0.47 % 82.84 %
54 280 AUTO OWNERS GRP 250,923 249,497 18.94 % 19.52 % 0.45 % 83.30 %
55 69 FARMERS INS GRP 247,458 247,762 34.06 % 37.47 % 0.45 % 83.74 %
56 2698 PROASSURANCE CORP GRP 236,476 239,534 53.01 % 56.84 % 0.43 % 84.17 %
57 176 STATE FARM GRP 234,831 223,788 38.89 % 48.24 % 0.43 % 84.60 %
58 22350 LOUISIANA WORKERS COMP CORP 229,758 225,165 38.23 % 40.95 % 0.42 % 85.02 %
59 10191 MISSOURI EMPLOYERS MUT INS CO 221,537 222,620 60.64 % 63.80 % 0.40 % 85.42 %
60 201 UTICA GRP 212,404 209,553 37.39 % 41.41 % 0.39 % 85.80 %
61 4279 SFM GRP 211,078 214,570 56.31 % 60.46 % 0.38 % 86.18 %
62 36188 COMPSOURCE MUT INS CO 200,144 198,609 55.15 % 59.75 % 0.36 % 86.55 %
63 WORKFORCE SAFETY & INSURANCE OF ND 194,236 202,213 46.63 % 48.98 % 0.35 % 86.90 %
64 WORKERS' SAFETY & COMP DIV OF WY 190,835 159,943 127.08 % 130.26 % 0.35 % 87.25 %
65 5001 SIRIUSPOINT GRP 185,407 142,941 62.85 % 74.57 % 0.34 % 87.58 %
© 2022 National Association of Insurance Commissioners
295
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 3494 JAMES RIVER GRP 184,413 186,287 50.98 % 59.29 % 0.33 % 87.92 %
67 474 FCCI MUT INS GRP 181,632 191,027 54.16 % 56.61 % 0.33 % 88.25 %
68 867 PROTECTIVE INS CORP GRP 180,081 180,585 41.79 % 58.70 % 0.33 % 88.57 %
69 4851 CHURCH MUT GRP 174,037 178,602 32.34 % 38.56 % 0.32 % 88.89 %
70 2498 AIM MUT GRP 170,382 169,086 62.87 % 67.13 % 0.31 % 89.20 %
71 11039 CHESAPEAKE EMPLOYERS INS CO 168,766 167,487 56.16 % 69.03 % 0.31 % 89.50 %
72 4962 AU HOLDING CO GRP 167,412 167,412 N/A N/A 0.30 % 89.81 %
73 15819 MONTANA STATE FUND 164,720 166,476 54.88 % 56.78 % 0.30 % 90.10 %
74 748 AMERITRUST GRP INC GRP 161,238 164,491 40.82 % 49.98 % 0.29 % 90.40 %
75 4713 RETAILFIRST GRP 150,637 152,657 42.68 % 50.57 % 0.27 % 90.67 %
76 3219 SOMPO GRP 146,038 145,685 14.44 % 18.00 % 0.26 % 90.93 %
77 250 DONEGAL GRP 142,048 144,049 46.48 % 50.67 % 0.26 % 91.19 %
78 1154 COVERYS GRP 139,208 123,397 54.70 % 63.63 % 0.25 % 91.44 %
79 457 ARGO GRP US INC GRP 137,084 139,694 55.32 % 58.84 % 0.25 % 91.69 %
80 96 SECURA INS GRP 135,064 135,606 42.90 % 47.69 % 0.24 % 91.94 %
81 1124 RAS DAKOTA GRP 133,422 123,064 48.53 % 57.02 % 0.24 % 92.18 %
82 10320 KENTUCKY EMPLOYERS MUT INS 131,859 129,243 58.40 % 61.34 % 0.24 % 92.42 %
83 309 WESTERN NATL MUT GRP 103,313 104,391 45.91 % 46.12 % 0.19 % 92.61 %
84 175 STATE AUTO MUT GRP 102,015 94,572 12.94 % 10.61 % 0.18 % 92.79 %
85 1324 UPMC HLTH SYSTEM GRP 101,896 102,524 50.91 % 59.34 % 0.18 % 92.98 %
86 4873 LUBA MUT GRP 100,224 96,779 43.21 % 48.99 % 0.18 % 93.16 %
87 3490 BEACON MUT GRP 99,065 101,519 54.23 % 58.73 % 0.18 % 93.34 %
88 4715 MS & AD INS GRP 96,397 101,340 46.11 % 47.16 % 0.17 % 93.51 %
89 1302 BUILDERS INS GRP 96,152 95,988 37.70 % 42.28 % 0.17 % 93.69 %
90 4906 FFVA GRP 94,881 96,259 42.99 % 59.26 % 0.17 % 93.86 %
91 27677 STATE WORKERS INS FUND 93,741 92,308 5.50 % 14.01 % 0.17 % 94.03 %
92 1112 NEW MEXICO MUT GRP 91,308 90,856 50.57 % 53.58 % 0.17 % 94.19 %
93 473 AMERICAN FAMILY INS GRP 86,436 86,812 39.98 % 41.02 % 0.16 % 94.35 %
94 1309 FRANKENMUTH GRP 82,411 81,599 42.89 % 43.22 % 0.15 % 94.50 %
95 4938 HAWAII EMPLOYERS GRP 77,108 74,102 78.54 % 91.21 % 0.14 % 94.64 %
96 15261 SOCIETY INS A MUT CO 73,900 75,286 31.04 % 35.40 % 0.13 % 94.77 %
97 408 AMERICAN NATL FIN GRP 73,878 73,716 44.17 % 49.78 % 0.13 % 94.91 %
98 153 PEKIN INS GRP 70,593 69,664 32.95 % 43.00 % 0.13 % 95.03 %
99 271 PENNSYLVANIA NATL INS GRP 68,299 69,714 33.84 % 38.33 % 0.12 % 95.16 %
100 303 GUIDEONE INS GRP 65,350 67,043 46.44 % 54.70 % 0.12 % 95.28 %
101 4904 INTACT FINANCIAL GRP 62,574 60,935 54.05 % 60.75 % 0.11 % 95.39 %
102 1178 CHARTER INS GRP 62,070 63,488 25.65 % 31.84 % 0.11 % 95.50 %
103 13528 BROTHERHOOD MUT INS CO 60,597 60,512 55.92 % 61.95 % 0.11 % 95.61 %
104 267 GRANGE MUT CAS GRP 59,409 59,917 34.46 % 36.63 % 0.11 % 95.72 %
105 775 PHARMACISTS MUT GRP 58,493 66,881 51.04 % 61.51 % 0.11 % 95.83 %
106 50 COUNTRY INS & FIN SERV GRP 57,673 56,968 47.73 % 52.36 % 0.10 % 95.93 %
107 228 WESTFIELD GRP 57,043 56,273 28.34 % 30.62 % 0.10 % 96.03 %
108 248 UNITED FIRE & CAS GRP 56,700 62,264 68.32 % 73.84 % 0.10 % 96.14 %
109 SOUTH CAROLINA STATE ACCIDENT FUND 56,419 56,419 129.28 % 135.49 % 0.10 % 96.24 %
110 4767 MIDWEST BUILDERS CAS GRP 54,970 52,567 52.72 % 60.78 % 0.10 % 96.34 %
111 518 GRINNELL MUT GRP 54,319 53,886 26.13 % 28.65 % 0.10 % 96.44 %
112 4234 RANDALL & QUILTER INVESTMENT GRP 54,241 50,485 62.17 % 70.64 % 0.10 % 96.54 %
113 761 ALLIANZ INS GRP 52,695 58,676 81.42 % 91.30 % 0.10 % 96.63 %
114 16273 CLEARPATH MUT INS CO 50,041 48,354 54.46 % 58.28 % 0.09 % 96.72 %
115 13683 ASCENDANT COMMERCIAL INS INC 49,872 48,349 73.44 % 76.79 % 0.09 % 96.81 %
116 4949 WINTAAI HOLDINGS GRP 46,739 46,515 14.89 % 16.67 % 0.08 % 96.90 %
117 14176 HASTINGS MUT INS CO 45,568 45,786 57.24 % 59.81 % 0.08 % 96.98 %
118 4810 MIDWEST FINANCIAL HOLDINGS GRP 42,450 39,666 69.96 % 79.40 % 0.08 % 97.06 %
119 513 IOWA FARM BUREAU GRP 42,166 41,214 42.07 % 47.83 % 0.08 % 97.13 %
120 4381 SKYWARD SPECIALTY INS GRP INC GRP 41,887 43,682 78.26 % 93.50 % 0.08 % 97.21 %
121 256 COACTION GLOBAL INC GRP 41,297 43,962 N/A N/A 0.07 % 97.28 %
122 350 GENERAL ELECTRIC GRP 40,999 40,999 N/A N/A 0.07 % 97.36 %
123 5017 BENT PHILIPSON GRP 40,249 45,353 53.44 % 67.72 % 0.07 % 97.43 %
124 13012 NORMANDY INS CO 38,800 38,212 28.88 % 36.01 % 0.07 % 97.50 %
125 447 HARFORD GRP 36,310 36,707 55.36 % 60.00 % 0.07 % 97.57 %
**INDUSTRY TOTAL** 55,162,959 54,798,102 51.94 % 58.50 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


296
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 3548 TRAVELERS GRP 42,151 41,930 22.22 % 26.31 % 10.68 % 10.68 %
2 212 ZURICH INS GRP 39,082 39,461 43.40 % 52.52 % 9.91 % 20.59 %
3 91 HARTFORD FIRE & CAS GRP 35,048 33,251 38.38 % 42.51 % 8.88 % 29.47 %
4 626 CHUBB LTD GRP 21,204 21,415 21.27 % 23.07 % 5.37 % 34.84 %
5 111 LIBERTY MUT GRP 20,661 20,335 21.81 % 25.82 % 5.24 % 40.08 %
6 84 AMERICAN FINANCIAL GRP 19,546 19,093 28.13 % 31.91 % 4.95 % 45.04 %
7 12 AMERICAN INTL GRP 14,582 13,853 76.05 % 81.53 % 3.70 % 48.73 %
8 4886 BENCHMARK HOLDING GRP 13,894 13,377 58.30 % 63.55 % 3.52 % 52.25 %
9 150 OLD REPUBLIC GRP 13,866 13,564 60.81 % 65.98 % 3.51 % 55.77 %
10 31 BERKSHIRE HATHAWAY GRP 13,034 12,750 30.37 % 31.08 % 3.30 % 59.07 %
**STATE TOTAL** 394,565 385,375 35.19 % 39.37 % 100.00 % 59.07 %

Alaska 1 4485 COPPERPOINT GRP 54,939 58,061 38.62 % 42.77 % 30.65 % 30.65 %
2 111 LIBERTY MUT GRP 22,029 21,982 108.83 % 120.36 % 12.29 % 42.94 %
3 309 WESTERN NATL MUT GRP 13,476 12,573 63.45 % 65.20 % 7.52 % 50.46 %
4 31 BERKSHIRE HATHAWAY GRP 12,102 12,345 28.89 % 32.23 % 6.75 % 57.21 %
5 680 AMERISAFE GRP 8,806 9,212 50.61 % 58.92 % 4.91 % 62.12 %
6 212 ZURICH INS GRP 8,392 8,766 27.56 % 29.45 % 4.68 % 66.80 %
7 84 AMERICAN FINANCIAL GRP 8,041 8,203 44.05 % 50.95 % 4.49 % 71.29 %
8 3548 TRAVELERS GRP 6,971 7,623 16.69 % 17.05 % 3.89 % 75.18 %
9 4670 STARR GRP 5,007 4,789 50.08 % 56.20 % 2.79 % 77.97 %
10 785 MARKEL CORP GRP 4,249 4,295 19.75 % 19.99 % 2.37 % 80.34 %
**STATE TOTAL** 179,252 183,375 40.74 % 44.83 % 100.00 % 80.34 %

Arizona 1 4485 COPPERPOINT GRP 137,297 136,149 2.57 % 16.50 % 16.62 % 16.62 %
2 3548 TRAVELERS GRP 80,206 79,930 62.93 % 70.81 % 9.71 % 26.32 %
3 91 HARTFORD FIRE & CAS GRP 55,176 54,060 52.44 % 60.39 % 6.68 % 33.00 %
4 2538 AMTRUST FINANCIAL SERV GRP 47,433 44,171 66.24 % 74.89 % 5.74 % 38.74 %
5 212 ZURICH INS GRP 38,836 39,345 75.28 % 88.89 % 4.70 % 43.44 %
6 626 CHUBB LTD GRP 35,177 36,726 35.27 % 42.69 % 4.26 % 47.70 %
7 31 BERKSHIRE HATHAWAY GRP 34,945 34,479 32.96 % 39.52 % 4.23 % 51.93 %
8 98 WR BERKLEY CORP GRP 31,895 31,391 56.55 % 65.49 % 3.86 % 55.79 %
9 111 LIBERTY MUT GRP 30,255 29,864 56.90 % 65.59 % 3.66 % 59.45 %
10 4886 BENCHMARK HOLDING GRP 23,883 25,278 51.97 % 62.29 % 2.89 % 62.34 %
**STATE TOTAL** 826,241 818,012 47.84 % 57.37 % 100.00 % 62.34 %

Arkansas 1 3548 TRAVELERS GRP 24,356 25,018 68.32 % 76.13 % 10.09 % 10.09 %
2 84 AMERICAN FINANCIAL GRP 16,859 17,019 38.13 % 43.40 % 6.98 % 17.08 %
3 626 CHUBB LTD GRP 16,761 16,088 35.14 % 38.00 % 6.94 % 24.02 %
4 111 LIBERTY MUT GRP 15,201 14,530 62.35 % 66.17 % 6.30 % 30.32 %
5 572 BCBS OF MI GRP 14,948 16,086 50.72 % 54.79 % 6.19 % 36.51 %
6 785 MARKEL CORP GRP 13,111 12,565 23.11 % 24.71 % 5.43 % 41.94 %
7 31 BERKSHIRE HATHAWAY GRP 11,374 10,785 63.58 % 67.87 % 4.71 % 46.66 %
8 150 OLD REPUBLIC GRP 10,661 10,577 67.00 % 70.38 % 4.42 % 51.07 %
9 2538 AMTRUST FINANCIAL SERV GRP 9,979 11,183 62.94 % 72.72 % 4.13 % 55.21 %
10 212 ZURICH INS GRP 9,154 9,023 99.79 % 107.82 % 3.79 % 59.00 %
**STATE TOTAL** 241,355 241,528 55.86 % 60.99 % 100.00 % 59.00 %

© 2022 National Association of Insurance Commissioners


297
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 35076 STATE COMPENSATION INS FUND 1,235,451 1,250,541 73.97 % 79.88 % 11.87 % 11.87 %
2 31 BERKSHIRE HATHAWAY GRP 787,665 821,799 39.28 % 44.88 % 7.57 % 19.44 %
3 2538 AMTRUST FINANCIAL SERV GRP 651,718 574,048 35.44 % 42.98 % 6.26 % 25.71 %
4 91 HARTFORD FIRE & CAS GRP 608,923 598,384 30.06 % 35.44 % 5.85 % 31.56 %
5 922 ICW GRP ASSETS INC GRP 564,277 567,819 44.46 % 50.71 % 5.42 % 36.98 %
6 3548 TRAVELERS GRP 523,744 532,683 44.23 % 52.86 % 5.03 % 42.02 %
7 212 ZURICH INS GRP 435,513 432,571 36.25 % 52.16 % 4.19 % 46.20 %
8 626 CHUBB LTD GRP 433,751 440,919 53.81 % 61.45 % 4.17 % 50.37 %
9 158 FAIRFAX FIN GRP 348,113 348,312 26.88 % 29.87 % 3.35 % 53.72 %
10 98 WR BERKLEY CORP GRP 263,184 254,536 46.64 % 58.19 % 2.53 % 56.25 %
**STATE TOTAL** 10,404,542 10,277,605 48.00 % 56.67 % 100.00 % 56.25 %

Colorado 1 41190 PINNACOL ASSUR 539,424 540,261 55.56 % 58.76 % 53.72 % 53.72 %
2 91 HARTFORD FIRE & CAS GRP 62,285 59,307 64.39 % 68.59 % 6.20 % 59.92 %
3 3548 TRAVELERS GRP 42,515 44,266 63.00 % 72.05 % 4.23 % 64.15 %
4 626 CHUBB LTD GRP 40,528 41,187 41.99 % 44.47 % 4.04 % 68.19 %
5 212 ZURICH INS GRP 34,238 33,065 22.62 % 29.20 % 3.41 % 71.60 %
6 111 LIBERTY MUT GRP 26,404 27,838 33.16 % 37.63 % 2.63 % 74.23 %
7 2538 AMTRUST FINANCIAL SERV GRP 21,594 18,783 58.48 % 67.95 % 2.15 % 76.38 %
8 785 MARKEL CORP GRP 16,262 14,202 25.01 % 26.99 % 1.62 % 78.00 %
9 31 BERKSHIRE HATHAWAY GRP 14,067 14,506 54.45 % 62.88 % 1.40 % 79.40 %
10 12 AMERICAN INTL GRP 13,213 12,586 N/A N/A 1.32 % 80.71 %
**STATE TOTAL** 1,004,194 994,590 48.28 % 52.47 % 100.00 % 80.71 %

Connecticut 1 91 HARTFORD FIRE & CAS GRP 105,572 107,101 34.62 % 37.01 % 14.80 % 14.80 %
2 3548 TRAVELERS GRP 84,007 85,406 41.21 % 48.21 % 11.78 % 26.57 %
3 626 CHUBB LTD GRP 50,498 49,382 68.54 % 75.66 % 7.08 % 33.65 %
4 111 LIBERTY MUT GRP 40,788 38,852 88.82 % 93.78 % 5.72 % 39.37 %
5 98 WR BERKLEY CORP GRP 39,793 41,312 91.85 % 98.21 % 5.58 % 44.95 %
6 212 ZURICH INS GRP 34,781 34,035 79.69 % 91.09 % 4.88 % 49.82 %
7 2538 AMTRUST FINANCIAL SERV GRP 33,790 29,921 43.61 % 50.35 % 4.74 % 54.56 %
8 31 BERKSHIRE HATHAWAY GRP 31,639 32,779 46.68 % 49.80 % 4.44 % 59.00 %
9 150 OLD REPUBLIC GRP 25,429 24,776 64.47 % 73.94 % 3.56 % 62.56 %
10 242 SELECTIVE INS GRP 20,140 19,509 69.02 % 76.07 % 2.82 % 65.38 %
**STATE TOTAL** 713,394 705,527 56.57 % 62.58 % 100.00 % 65.38 %

Delaware 1 91 HARTFORD FIRE & CAS GRP 19,849 19,754 20.39 % 26.65 % 9.96 % 9.96 %
2 212 ZURICH INS GRP 17,164 16,850 42.21 % 54.21 % 8.61 % 18.57 %
3 250 DONEGAL GRP 14,087 14,252 33.50 % 36.99 % 7.07 % 25.63 %
4 2538 AMTRUST FINANCIAL SERV GRP 13,222 13,609 24.72 % 31.30 % 6.63 % 32.27 %
5 3548 TRAVELERS GRP 12,307 12,153 34.00 % 39.28 % 6.17 % 38.44 %
6 150 OLD REPUBLIC GRP 10,177 8,828 49.35 % 60.78 % 5.11 % 43.54 %
7 111 LIBERTY MUT GRP 9,485 9,788 16.29 % 19.48 % 4.76 % 48.30 %
8 626 CHUBB LTD GRP 8,227 8,463 72.06 % 83.80 % 4.13 % 52.43 %
9 12 AMERICAN INTL GRP 7,858 8,216 N/A N/A 3.94 % 56.37 %
10 2698 PROASSURANCE CORP GRP 7,765 7,519 18.57 % 23.73 % 3.90 % 60.27 %
**STATE TOTAL** 199,351 203,204 40.00 % 46.99 % 100.00 % 60.27 %

© 2022 National Association of Insurance Commissioners


298
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 91 HARTFORD FIRE & CAS GRP 29,012 30,162 18.56 % 20.44 % 19.07 % 19.07 %
2 3548 TRAVELERS GRP 16,497 16,898 52.09 % 59.11 % 10.84 % 29.91 %
3 626 CHUBB LTD GRP 10,256 11,733 5.88 % 8.35 % 6.74 % 36.65 %
4 212 ZURICH INS GRP 8,545 9,171 N/A N/A 5.62 % 42.27 %
5 218 CNA INS GRP 8,437 8,833 34.48 % 32.89 % 5.55 % 47.82 %
6 111 LIBERTY MUT GRP 6,060 5,560 42.13 % 38.45 % 3.98 % 51.80 %
7 213 ERIE INS GRP 5,916 6,159 12.06 % 13.07 % 3.89 % 55.69 %
8 31 BERKSHIRE HATHAWAY GRP 5,764 4,843 38.43 % 44.12 % 3.79 % 59.48 %
9 2538 AMTRUST FINANCIAL SERV GRP 5,563 5,042 17.38 % 21.93 % 3.66 % 63.13 %
10 98 WR BERKLEY CORP GRP 5,447 5,537 49.56 % 54.05 % 3.58 % 66.72 %
**STATE TOTAL** 152,138 155,321 19.60 % 22.21 % 100.00 % 66.72 %

Florida 1 2538 AMTRUST FINANCIAL SERV GRP 323,182 295,259 55.78 % 61.77 % 11.11 % 11.11 %
2 84 AMERICAN FINANCIAL GRP 291,854 292,226 36.20 % 44.81 % 10.04 % 21.15 %
3 3548 TRAVELERS GRP 151,603 153,490 36.31 % 43.21 % 5.21 % 26.36 %
4 158 FAIRFAX FIN GRP 147,583 147,174 29.43 % 31.83 % 5.07 % 31.44 %
5 91 HARTFORD FIRE & CAS GRP 139,027 137,379 48.15 % 53.78 % 4.78 % 36.22 %
6 212 ZURICH INS GRP 126,333 123,549 61.76 % 73.88 % 4.34 % 40.56 %
7 31 BERKSHIRE HATHAWAY GRP 111,049 111,643 52.65 % 59.28 % 3.82 % 44.38 %
8 4713 RETAILFIRST GRP 104,056 104,936 43.40 % 51.04 % 3.58 % 47.96 %
9 626 CHUBB LTD GRP 103,976 105,658 46.75 % 53.36 % 3.58 % 51.53 %
10 111 LIBERTY MUT GRP 89,169 85,732 46.83 % 55.04 % 3.07 % 54.60 %
**STATE TOTAL** 2,908,108 2,864,898 47.74 % 54.62 % 100.00 % 54.60 %

Georgia 1 3548 TRAVELERS GRP 128,702 133,401 58.57 % 64.33 % 7.57 % 7.57 %
2 2538 AMTRUST FINANCIAL SERV GRP 123,702 117,148 50.71 % 58.04 % 7.28 % 14.86 %
3 111 LIBERTY MUT GRP 112,531 113,373 37.00 % 38.52 % 6.62 % 21.48 %
4 91 HARTFORD FIRE & CAS GRP 104,418 100,637 51.25 % 54.86 % 6.15 % 27.62 %
5 212 ZURICH INS GRP 88,925 89,471 33.48 % 41.37 % 5.23 % 32.86 %
6 84 AMERICAN FINANCIAL GRP 85,435 86,845 37.96 % 44.30 % 5.03 % 37.89 %
7 150 OLD REPUBLIC GRP 67,042 66,259 44.65 % 49.74 % 3.95 % 41.83 %
8 626 CHUBB LTD GRP 64,981 67,167 41.56 % 45.54 % 3.82 % 45.66 %
9 1302 BUILDERS INS GRP 59,322 60,144 31.00 % 34.46 % 3.49 % 49.15 %
10 98 WR BERKLEY CORP GRP 57,041 56,994 41.13 % 45.56 % 3.36 % 52.51 %
**STATE TOTAL** 1,699,034 1,696,039 43.46 % 48.81 % 100.00 % 52.51 %

Hawaii 1 4938 HAWAII EMPLOYERS GRP 77,108 74,102 78.54 % 91.21 % 27.74 % 27.74 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 41,884 41,671 66.98 % 70.02 % 15.07 % 42.80 %
3 106 ISLAND INS CO GRP 34,166 33,521 45.11 % 50.13 % 12.29 % 55.09 %
4 4670 STARR GRP 18,147 12,523 45.92 % 53.98 % 6.53 % 61.62 %
5 785 MARKEL CORP GRP 15,981 15,324 42.92 % 44.84 % 5.75 % 67.37 %
6 4715 MS & AD INS GRP 8,653 9,174 104.94 % 114.36 % 3.11 % 70.48 %
7 212 ZURICH INS GRP 8,295 7,646 34.36 % 49.79 % 2.98 % 73.47 %
8 3548 TRAVELERS GRP 8,183 7,715 42.76 % 44.62 % 2.94 % 76.41 %
9 626 CHUBB LTD GRP 7,716 7,495 45.43 % 48.67 % 2.78 % 79.18 %
10 158 FAIRFAX FIN GRP 6,572 6,550 31.48 % 33.78 % 2.36 % 81.55 %
**STATE TOTAL** 278,001 265,978 63.27 % 71.34 % 100.00 % 81.55 %

© 2022 National Association of Insurance Commissioners


299
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 36129 IDAHO STATE INS FUND 260,622 252,875 71.91 % 74.57 % 54.50 % 54.50 %
2 1147 WCF MUT INS CO GRP 26,465 25,750 28.07 % 33.39 % 5.53 % 60.04 %
3 212 ZURICH INS GRP 20,694 19,953 39.13 % 44.14 % 4.33 % 64.37 %
4 3548 TRAVELERS GRP 18,885 18,666 80.47 % 89.31 % 3.95 % 68.32 %
5 2538 AMTRUST FINANCIAL SERV GRP 17,418 15,614 65.09 % 68.63 % 3.64 % 71.96 %
6 111 LIBERTY MUT GRP 12,507 12,473 97.81 % 106.77 % 2.62 % 74.57 %
7 37370 ASSOCIATED LOGGERS EXCH 9,375 9,354 73.24 % 73.81 % 1.96 % 76.54 %
8 91 HARTFORD FIRE & CAS GRP 9,307 8,649 34.65 % 38.47 % 1.95 % 78.48 %
9 626 CHUBB LTD GRP 6,572 6,891 31.14 % 33.08 % 1.37 % 79.86 %
10 4485 COPPERPOINT GRP 6,178 6,244 31.01 % 31.48 % 1.29 % 81.15 %
**STATE TOTAL** 478,166 462,442 67.60 % 71.63 % 100.00 % 81.15 %

Illinois 1 3548 TRAVELERS GRP 191,278 193,154 51.63 % 59.79 % 8.40 % 8.40 %
2 91 HARTFORD FIRE & CAS GRP 169,063 167,775 57.86 % 63.24 % 7.42 % 15.82 %
3 572 BCBS OF MI GRP 139,774 150,637 61.24 % 68.23 % 6.13 % 21.95 %
4 111 LIBERTY MUT GRP 123,054 115,043 56.87 % 51.34 % 5.40 % 27.35 %
5 212 ZURICH INS GRP 106,736 104,853 54.13 % 64.77 % 4.68 % 32.04 %
6 626 CHUBB LTD GRP 99,022 102,019 39.67 % 42.54 % 4.35 % 36.38 %
7 31 BERKSHIRE HATHAWAY GRP 77,910 76,068 55.22 % 61.09 % 3.42 % 39.80 %
8 2538 AMTRUST FINANCIAL SERV GRP 77,061 70,280 53.61 % 62.46 % 3.38 % 43.18 %
9 218 CNA INS GRP 62,450 61,996 35.67 % 37.95 % 2.74 % 45.92 %
10 291 ENCOVA MUT INS GRP 62,055 60,658 30.97 % 27.64 % 2.72 % 48.65 %
**STATE TOTAL** 2,278,387 2,262,012 48.97 % 54.28 % 100.00 % 48.65 %

Indiana 1 3548 TRAVELERS GRP 64,015 64,965 39.22 % 44.68 % 8.26 % 8.26 %
2 572 BCBS OF MI GRP 63,568 65,431 54.90 % 58.82 % 8.20 % 16.46 %
3 111 LIBERTY MUT GRP 53,643 55,352 60.33 % 61.67 % 6.92 % 23.37 %
4 212 ZURICH INS GRP 38,488 36,856 55.89 % 64.26 % 4.96 % 28.34 %
5 91 HARTFORD FIRE & CAS GRP 31,791 31,173 34.21 % 38.49 % 4.10 % 32.44 %
6 626 CHUBB LTD GRP 27,058 29,918 33.51 % 36.27 % 3.49 % 35.93 %
7 150 OLD REPUBLIC GRP 25,646 23,941 51.32 % 56.15 % 3.31 % 39.24 %
8 84 AMERICAN FINANCIAL GRP 23,632 24,535 38.39 % 43.72 % 3.05 % 42.28 %
9 244 CINCINNATI FIN GRP 19,296 19,069 66.65 % 68.60 % 2.49 % 44.77 %
10 124 AMERISURE CO GRP 18,450 19,686 60.10 % 73.49 % 2.38 % 47.15 %
**STATE TOTAL** 775,316 774,331 47.93 % 52.24 % 100.00 % 47.15 %

Iowa 1 3548 TRAVELERS GRP 46,708 45,316 85.58 % 95.06 % 7.23 % 7.23 %
2 62 EMC INS CO GRP 45,910 46,888 95.79 % 100.42 % 7.11 % 14.34 %
3 572 BCBS OF MI GRP 34,645 37,144 55.36 % 60.81 % 5.36 % 19.70 %
4 15350 WEST BEND MUT INS CO 32,063 32,469 44.84 % 46.95 % 4.96 % 24.66 %
5 212 ZURICH INS GRP 27,834 26,483 51.82 % 60.77 % 4.31 % 28.97 %
6 150 OLD REPUBLIC GRP 25,841 25,543 46.93 % 50.43 % 4.00 % 32.97 %
7 4279 SFM GRP 23,031 21,530 64.49 % 67.78 % 3.57 % 36.54 %
8 140 NATIONWIDE CORP GRP 22,727 23,678 80.29 % 84.79 % 3.52 % 40.06 %
9 626 CHUBB LTD GRP 20,854 20,931 53.04 % 56.08 % 3.23 % 43.29 %
10 111 LIBERTY MUT GRP 20,224 18,529 63.44 % 55.10 % 3.13 % 46.42 %
**STATE TOTAL** 645,978 639,627 65.50 % 70.90 % 100.00 % 46.42 %

© 2022 National Association of Insurance Commissioners


300
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 572 BCBS OF MI GRP 49,376 52,016 49.05 % 54.15 % 12.58 % 12.58 %
2 3548 TRAVELERS GRP 39,761 40,038 92.05 % 102.45 % 10.13 % 22.72 %
3 91 HARTFORD FIRE & CAS GRP 22,938 21,961 57.69 % 63.33 % 5.85 % 28.56 %
4 212 ZURICH INS GRP 21,188 20,949 68.01 % 79.36 % 5.40 % 33.96 %
5 31 BERKSHIRE HATHAWAY GRP 18,745 18,950 114.93 % 120.52 % 4.78 % 38.74 %
6 111 LIBERTY MUT GRP 18,458 17,558 31.09 % 33.07 % 4.70 % 43.44 %
7 626 CHUBB LTD GRP 15,568 16,253 31.99 % 34.61 % 3.97 % 47.41 %
8 62 EMC INS CO GRP 14,847 16,318 75.08 % 77.57 % 3.78 % 51.20 %
9 140 NATIONWIDE CORP GRP 12,878 12,717 54.85 % 59.63 % 3.28 % 54.48 %
10 4767 MIDWEST BUILDERS CAS GRP 12,613 12,378 60.67 % 66.59 % 3.21 % 57.69 %
**STATE TOTAL** 392,377 390,952 59.23 % 65.37 % 100.00 % 57.69 %

Kentucky 1 10320 KENTUCKY EMPLOYERS MUT INS 131,859 129,243 58.40 % 61.34 % 26.53 % 26.53 %
2 16273 CLEARPATH MUT INS CO 43,639 43,838 44.98 % 47.98 % 8.78 % 35.31 %
3 3548 TRAVELERS GRP 30,710 31,172 19.01 % 28.56 % 6.18 % 41.49 %
4 291 ENCOVA MUT INS GRP 23,126 21,184 98.94 % 85.50 % 4.65 % 46.14 %
5 212 ZURICH INS GRP 22,180 22,677 60.54 % 72.41 % 4.46 % 50.61 %
6 84 AMERICAN FINANCIAL GRP 21,632 22,692 51.53 % 57.22 % 4.35 % 54.96 %
7 111 LIBERTY MUT GRP 20,631 21,221 N/A 3.32 % 4.15 % 59.11 %
8 91 HARTFORD FIRE & CAS GRP 20,408 18,928 24.48 % 28.57 % 4.11 % 63.22 %
9 626 CHUBB LTD GRP 16,967 17,403 40.26 % 44.60 % 3.41 % 66.63 %
10 572 BCBS OF MI GRP 9,861 9,660 54.26 % 61.79 % 1.98 % 68.61 %
**STATE TOTAL** 496,997 490,971 51.19 % 54.06 % 100.00 % 68.61 %

Louisiana 1 22350 LOUISIANA WORKERS COMP CORP 229,758 225,165 38.23 % 40.95 % 28.54 % 28.54 %
2 4873 LUBA MUT GRP 66,243 65,187 47.54 % 53.56 % 8.23 % 36.77 %
3 212 ZURICH INS GRP 49,664 48,055 44.55 % 57.06 % 6.17 % 42.94 %
4 84 AMERICAN FINANCIAL GRP 38,423 37,644 43.04 % 50.03 % 4.77 % 47.71 %
5 3548 TRAVELERS GRP 33,609 35,281 19.17 % 22.93 % 4.18 % 51.89 %
6 626 CHUBB LTD GRP 32,885 33,699 42.41 % 47.05 % 4.09 % 55.97 %
7 12 AMERICAN INTL GRP 27,079 27,541 N/A N/A 3.36 % 59.34 %
8 2538 AMTRUST FINANCIAL SERV GRP 24,592 22,001 41.48 % 47.08 % 3.06 % 62.39 %
9 91 HARTFORD FIRE & CAS GRP 23,907 23,247 56.27 % 64.70 % 2.97 % 65.36 %
10 4949 WINTAAI HOLDINGS GRP 21,680 21,496 13.26 % 14.14 % 2.69 % 68.06 %
**STATE TOTAL** 804,973 792,801 35.28 % 40.12 % 100.00 % 68.06 %

Maine 1 1332 MAINE EMPLOYERS MUT INS GRP 169,169 163,163 52.82 % 56.76 % 66.10 % 66.10 %
2 3548 TRAVELERS GRP 9,948 9,626 98.68 % 104.05 % 3.89 % 69.99 %
3 2698 PROASSURANCE CORP GRP 9,249 8,945 40.71 % 46.37 % 3.61 % 73.60 %
4 98 WR BERKLEY CORP GRP 9,019 8,544 40.55 % 44.18 % 3.52 % 77.13 %
5 91 HARTFORD FIRE & CAS GRP 8,959 8,532 81.38 % 86.24 % 3.50 % 80.63 %
6 111 LIBERTY MUT GRP 7,446 7,157 66.01 % 64.23 % 2.91 % 83.54 %
7 212 ZURICH INS GRP 6,536 6,297 N/A N/A 2.55 % 86.09 %
8 626 CHUBB LTD GRP 4,386 4,577 52.28 % 55.19 % 1.71 % 87.81 %
9 150 OLD REPUBLIC GRP 3,522 3,124 48.94 % 54.54 % 1.38 % 89.18 %
10 88 THE HANOVER INS GRP 2,828 2,753 30.00 % 33.50 % 1.10 % 90.29 %
**STATE TOTAL** 255,921 246,440 63.97 % 68.80 % 100.00 % 90.29 %

© 2022 National Association of Insurance Commissioners


301
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 11039 CHESAPEAKE EMPLOYERS INS CO 168,766 167,487 56.16 % 69.03 % 19.31 % 19.31 %
2 91 HARTFORD FIRE & CAS GRP 95,439 94,782 37.27 % 40.92 % 10.92 % 30.22 %
3 213 ERIE INS GRP 54,709 55,693 69.28 % 76.16 % 6.26 % 36.48 %
4 3548 TRAVELERS GRP 50,431 52,904 63.93 % 73.23 % 5.77 % 42.25 %
5 212 ZURICH INS GRP 43,261 43,847 50.57 % 59.02 % 4.95 % 47.20 %
6 572 BCBS OF MI GRP 39,457 43,131 42.61 % 46.29 % 4.51 % 51.71 %
7 98 WR BERKLEY CORP GRP 31,656 33,172 55.67 % 61.11 % 3.62 % 55.33 %
8 626 CHUBB LTD GRP 31,538 33,701 37.31 % 41.55 % 3.61 % 58.94 %
9 111 LIBERTY MUT GRP 27,034 26,693 42.56 % 47.88 % 3.09 % 62.03 %
10 218 CNA INS GRP 20,383 20,680 47.34 % 58.18 % 2.33 % 64.37 %
**STATE TOTAL** 874,170 877,239 46.03 % 53.53 % 100.00 % 64.37 %

Massachusetts 1 2498 AIM MUT GRP 141,079 140,258 62.02 % 66.11 % 11.76 % 11.76 %
2 3548 TRAVELERS GRP 126,925 127,313 49.46 % 55.48 % 10.58 % 22.34 %
3 91 HARTFORD FIRE & CAS GRP 120,626 116,396 61.27 % 67.16 % 10.05 % 32.39 %
4 626 CHUBB LTD GRP 88,568 90,843 48.05 % 54.09 % 7.38 % 39.78 %
5 111 LIBERTY MUT GRP 86,045 93,678 91.15 % 92.97 % 7.17 % 46.95 %
6 212 ZURICH INS GRP 73,842 79,551 54.26 % 61.90 % 6.15 % 53.10 %
7 31 BERKSHIRE HATHAWAY GRP 63,679 63,076 50.94 % 54.58 % 5.31 % 58.41 %
8 1178 CHARTER INS GRP 53,932 55,165 24.91 % 31.09 % 4.50 % 62.91 %
9 12 AMERICAN INTL GRP 44,927 66,407 143.82 % 153.78 % 3.74 % 66.65 %
10 150 OLD REPUBLIC GRP 37,766 36,483 72.19 % 80.26 % 3.15 % 69.80 %
**STATE TOTAL** 1,199,740 1,214,416 61.31 % 66.89 % 100.00 % 69.80 %

Michigan 1 572 BCBS OF MI GRP 219,440 228,003 48.73 % 53.16 % 23.11 % 23.11 %
2 3548 TRAVELERS GRP 76,320 76,226 51.99 % 58.91 % 8.04 % 31.15 %
3 91 HARTFORD FIRE & CAS GRP 45,985 44,557 30.81 % 32.12 % 4.84 % 35.99 %
4 111 LIBERTY MUT GRP 36,137 38,371 61.13 % 54.77 % 3.81 % 39.80 %
5 212 ZURICH INS GRP 35,822 35,503 44.13 % 54.56 % 3.77 % 43.57 %
6 626 CHUBB LTD GRP 32,853 33,861 25.98 % 27.63 % 3.46 % 47.03 %
7 67 MICHIGAN FARM BUREAU GRP 28,419 27,869 27.41 % 30.76 % 2.99 % 50.03 %
8 250 DONEGAL GRP 27,729 27,515 25.50 % 27.91 % 2.92 % 52.95 %
9 1309 FRANKENMUTH GRP 27,305 26,989 31.36 % 30.98 % 2.88 % 55.82 %
10 124 AMERISURE CO GRP 24,298 24,146 117.30 % 139.14 % 2.56 % 58.38 %
**STATE TOTAL** 949,474 958,819 45.25 % 49.51 % 100.00 % 58.38 %

Minnesota 1 4279 SFM GRP 129,800 138,217 51.95 % 56.86 % 13.64 % 13.64 %
2 3548 TRAVELERS GRP 76,814 77,818 50.92 % 59.87 % 8.07 % 21.72 %
3 212 ZURICH INS GRP 42,031 43,374 55.19 % 65.35 % 4.42 % 26.13 %
4 111 LIBERTY MUT GRP 39,982 34,820 85.55 % 99.19 % 4.20 % 30.33 %
5 572 BCBS OF MI GRP 37,939 38,818 36.67 % 40.32 % 3.99 % 34.32 %
6 626 CHUBB LTD GRP 35,506 36,918 47.90 % 51.18 % 3.73 % 38.05 %
7 309 WESTERN NATL MUT GRP 34,491 35,370 38.31 % 37.18 % 3.63 % 41.68 %
8 91 HARTFORD FIRE & CAS GRP 34,087 32,705 67.68 % 73.43 % 3.58 % 45.26 %
9 280 AUTO OWNERS GRP 32,836 32,065 3.51 % 2.93 % 3.45 % 48.71 %
10 15350 WEST BEND MUT INS CO 31,829 30,657 46.65 % 54.46 % 3.35 % 52.06 %
**STATE TOTAL** 951,466 952,407 37.73 % 42.73 % 100.00 % 52.06 %

© 2022 National Association of Insurance Commissioners


302
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 84 AMERICAN FINANCIAL GRP 28,751 28,032 47.38 % 53.30 % 8.43 % 8.43 %
2 4908 ASCOT INS US GRP 28,677 28,373 46.43 % 50.59 % 8.41 % 16.84 %
3 3548 TRAVELERS GRP 28,294 29,263 144.14 % 154.48 % 8.30 % 25.13 %
4 212 ZURICH INS GRP 19,837 19,880 55.97 % 63.97 % 5.82 % 30.95 %
5 98 WR BERKLEY CORP GRP 18,160 18,042 66.11 % 71.90 % 5.32 % 36.28 %
6 111 LIBERTY MUT GRP 17,792 18,079 49.76 % 45.09 % 5.22 % 41.49 %
7 150 OLD REPUBLIC GRP 17,590 17,456 88.05 % 101.35 % 5.16 % 46.65 %
8 572 BCBS OF MI GRP 17,267 18,094 41.85 % 43.77 % 5.06 % 51.71 %
9 91 HARTFORD FIRE & CAS GRP 13,472 12,901 41.81 % 45.96 % 3.95 % 55.66 %
10 626 CHUBB LTD GRP 12,463 12,502 43.61 % 47.30 % 3.65 % 59.32 %
**STATE TOTAL** 341,058 340,531 54.52 % 59.77 % 100.00 % 59.32 %

Missouri 1 10191 MISSOURI EMPLOYERS MUT INS CO 221,537 222,620 60.64 % 63.80 % 22.77 % 22.77 %
2 3548 TRAVELERS GRP 97,127 96,685 78.08 % 87.83 % 9.98 % 32.76 %
3 572 BCBS OF MI GRP 57,283 60,510 64.68 % 70.45 % 5.89 % 38.65 %
4 91 HARTFORD FIRE & CAS GRP 55,675 52,554 83.42 % 92.24 % 5.72 % 44.37 %
5 212 ZURICH INS GRP 39,755 39,546 47.26 % 56.37 % 4.09 % 48.45 %
6 626 CHUBB LTD GRP 31,378 31,500 26.31 % 28.59 % 3.23 % 51.68 %
7 111 LIBERTY MUT GRP 29,447 29,789 64.98 % 72.36 % 3.03 % 54.71 %
8 2538 AMTRUST FINANCIAL SERV GRP 26,546 21,507 87.69 % 101.67 % 2.73 % 57.44 %
9 150 OLD REPUBLIC GRP 24,995 24,099 76.12 % 86.54 % 2.57 % 60.01 %
10 4767 MIDWEST BUILDERS CAS GRP 22,945 21,963 39.98 % 45.89 % 2.36 % 62.36 %
**STATE TOTAL** 972,822 953,569 57.86 % 64.06 % 100.00 % 62.36 %

Montana 1 15819 MONTANA STATE FUND 164,720 166,476 54.88 % 56.78 % 60.14 % 60.14 %
2 111 LIBERTY MUT GRP 10,503 9,940 67.42 % 72.90 % 3.83 % 63.97 %
3 2538 AMTRUST FINANCIAL SERV GRP 10,272 9,655 53.51 % 58.74 % 3.75 % 67.72 %
4 91 HARTFORD FIRE & CAS GRP 9,802 9,211 29.99 % 32.35 % 3.58 % 71.30 %
5 3548 TRAVELERS GRP 8,990 8,888 43.26 % 51.89 % 3.28 % 74.59 %
6 212 ZURICH INS GRP 7,693 7,918 37.44 % 37.48 % 2.81 % 77.39 %
7 12900 VICTORY INS CO INC 6,338 1,873 173.28 % 177.09 % 2.31 % 79.71 %
8 3363 EMPLOYERS HOLDINGS GRP 5,434 5,562 N/A N/A 1.98 % 81.69 %
9 4990 CORE SPECIALTY INS HOLDINGS GRP 3,942 3,842 78.58 % 86.49 % 1.44 % 83.13 %
10 37370 ASSOCIATED LOGGERS EXCH 3,080 3,080 43.28 % 40.57 % 1.12 % 84.26 %
**STATE TOTAL** 273,895 274,366 53.06 % 55.97 % 100.00 % 84.26 %

Nebraska 1 3548 TRAVELERS GRP 44,325 44,643 49.60 % 55.75 % 12.38 % 12.38 %
2 572 BCBS OF MI GRP 25,905 27,470 50.33 % 50.65 % 7.23 % 19.61 %
3 62 EMC INS CO GRP 19,744 21,155 76.85 % 74.61 % 5.51 % 25.13 %
4 785 MARKEL CORP GRP 18,514 18,101 62.29 % 65.84 % 5.17 % 30.30 %
5 212 ZURICH INS GRP 18,086 17,889 84.21 % 91.96 % 5.05 % 35.35 %
6 140 NATIONWIDE CORP GRP 17,631 18,097 45.55 % 48.78 % 4.92 % 40.27 %
7 1124 RAS DAKOTA GRP 16,572 16,347 44.48 % 49.42 % 4.63 % 44.90 %
8 150 OLD REPUBLIC GRP 14,702 14,740 31.13 % 34.26 % 4.11 % 49.00 %
9 4279 SFM GRP 11,686 10,751 60.86 % 65.37 % 3.26 % 52.27 %
10 91 HARTFORD FIRE & CAS GRP 11,273 10,641 68.27 % 75.66 % 3.15 % 55.42 %
**STATE TOTAL** 358,086 355,772 62.40 % 66.67 % 100.00 % 55.42 %

© 2022 National Association of Insurance Commissioners


303
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 3548 TRAVELERS GRP 32,972 35,505 70.99 % 81.22 % 7.90 % 7.90 %
2 91 HARTFORD FIRE & CAS GRP 32,003 30,123 74.40 % 80.17 % 7.67 % 15.56 %
3 111 LIBERTY MUT GRP 31,043 25,147 83.40 % 87.81 % 7.44 % 23.00 %
4 212 ZURICH INS GRP 27,667 26,421 50.88 % 59.13 % 6.63 % 29.63 %
5 2538 AMTRUST FINANCIAL SERV GRP 23,848 20,052 49.88 % 52.46 % 5.71 % 35.34 %
6 4485 COPPERPOINT GRP 22,189 21,699 77.23 % 80.67 % 5.31 % 40.65 %
7 785 MARKEL CORP GRP 21,192 20,872 39.43 % 42.08 % 5.08 % 45.73 %
8 31 BERKSHIRE HATHAWAY GRP 17,105 17,016 33.71 % 39.89 % 4.10 % 49.83 %
9 626 CHUBB LTD GRP 15,429 18,131 53.00 % 56.45 % 3.70 % 53.52 %
10 98 WR BERKLEY CORP GRP 15,103 13,920 49.36 % 56.32 % 3.62 % 57.14 %
**STATE TOTAL** 417,481 405,997 52.48 % 57.77 % 100.00 % 57.14 %

New Hampshire 1 98 WR BERKLEY CORP GRP 22,387 22,106 81.34 % 88.23 % 10.07 % 10.07 %
2 111 LIBERTY MUT GRP 20,449 20,502 23.20 % 19.92 % 9.20 % 19.26 %
3 3548 TRAVELERS GRP 18,879 18,006 31.25 % 33.98 % 8.49 % 27.76 %
4 2538 AMTRUST FINANCIAL SERV GRP 16,271 14,768 77.73 % 84.27 % 7.32 % 35.07 %
5 91 HARTFORD FIRE & CAS GRP 15,812 15,134 40.76 % 44.36 % 7.11 % 42.18 %
6 2498 AIM MUT GRP 12,106 11,812 64.87 % 69.47 % 5.44 % 47.63 %
7 1332 MAINE EMPLOYERS MUT INS GRP 10,685 10,916 54.47 % 59.99 % 4.81 % 52.43 %
8 2698 PROASSURANCE CORP GRP 9,138 8,710 49.41 % 56.80 % 4.11 % 56.54 %
9 31 BERKSHIRE HATHAWAY GRP 8,822 8,638 46.10 % 50.19 % 3.97 % 60.51 %
10 626 CHUBB LTD GRP 8,331 8,129 37.93 % 40.23 % 3.75 % 64.26 %
**STATE TOTAL** 222,351 216,305 47.33 % 51.36 % 100.00 % 64.26 %

New Jersey 1 708 NEW JERSEY MANUFACTURERS GRP 334,307 333,496 24.83 % 22.48 % 14.60 % 14.60 %
2 91 HARTFORD FIRE & CAS GRP 280,523 273,105 70.37 % 80.17 % 12.25 % 26.85 %
3 2538 AMTRUST FINANCIAL SERV GRP 205,630 182,400 46.67 % 54.87 % 8.98 % 35.84 %
4 3548 TRAVELERS GRP 179,539 181,156 64.13 % 76.97 % 7.84 % 43.68 %
5 626 CHUBB LTD GRP 123,356 118,901 29.25 % 34.98 % 5.39 % 49.07 %
6 111 LIBERTY MUT GRP 114,791 115,829 81.49 % 90.88 % 5.01 % 54.08 %
7 31 BERKSHIRE HATHAWAY GRP 91,712 95,705 41.10 % 54.22 % 4.01 % 58.09 %
8 212 ZURICH INS GRP 84,402 78,456 78.65 % 96.66 % 3.69 % 61.77 %
9 242 SELECTIVE INS GRP 84,395 82,254 25.79 % 34.59 % 3.69 % 65.46 %
10 150 OLD REPUBLIC GRP 60,250 62,276 68.48 % 81.21 % 2.63 % 68.09 %
**STATE TOTAL** 2,289,468 2,240,507 48.87 % 56.92 % 100.00 % 68.09 %

New Mexico 1 1112 NEW MEXICO MUT GRP 91,308 90,856 50.57 % 53.58 % 35.65 % 35.65 %
2 3548 TRAVELERS GRP 15,881 16,362 29.30 % 31.90 % 6.20 % 41.85 %
3 91 HARTFORD FIRE & CAS GRP 14,870 14,581 19.15 % 19.91 % 5.81 % 47.66 %
4 212 ZURICH INS GRP 14,065 13,251 9.26 % 15.56 % 5.49 % 53.15 %
5 111 LIBERTY MUT GRP 10,440 11,044 34.91 % 42.29 % 4.08 % 57.23 %
6 626 CHUBB LTD GRP 7,676 7,477 23.26 % 23.35 % 3.00 % 60.23 %
7 98 WR BERKLEY CORP GRP 7,080 6,024 58.35 % 66.86 % 2.76 % 62.99 %
8 218 CNA INS GRP 5,730 5,930 N/A N/A 2.24 % 65.23 %
9 31 BERKSHIRE HATHAWAY GRP 5,655 5,448 20.01 % 22.19 % 2.21 % 67.44 %
10 12 AMERICAN INTL GRP 5,446 5,067 113.08 % 119.53 % 2.13 % 69.56 %
**STATE TOTAL** 256,105 253,145 36.65 % 40.32 % 100.00 % 69.56 %

© 2022 National Association of Insurance Commissioners


304
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 36102 STATE INS FUND 1,733,104 1,798,082 60.51 % 63.53 % 35.59 % 35.59 %
2 91 HARTFORD FIRE & CAS GRP 365,473 358,494 44.47 % 48.96 % 7.51 % 43.10 %
3 3548 TRAVELERS GRP 363,972 372,510 59.51 % 68.23 % 7.48 % 50.58 %
4 2538 AMTRUST FINANCIAL SERV GRP 352,316 316,636 34.61 % 38.57 % 7.24 % 57.81 %
5 626 CHUBB LTD GRP 250,976 249,345 35.91 % 38.88 % 5.15 % 62.97 %
6 212 ZURICH INS GRP 172,524 172,010 58.72 % 71.19 % 3.54 % 66.51 %
7 150 OLD REPUBLIC GRP 158,923 157,692 47.28 % 55.21 % 3.26 % 69.77 %
8 31 BERKSHIRE HATHAWAY GRP 125,002 125,148 64.22 % 72.80 % 2.57 % 72.34 %
9 111 LIBERTY MUT GRP 115,875 86,194 99.52 % 110.81 % 2.38 % 74.72 %
10 201 UTICA GRP 105,581 106,879 39.69 % 43.40 % 2.17 % 76.89 %
**STATE TOTAL** 4,868,997 4,849,865 53.99 % 59.35 % 100.00 % 76.89 %

North Carolina 1 91 HARTFORD FIRE & CAS GRP 107,325 107,436 31.80 % 35.57 % 8.13 % 8.13 %
2 572 BCBS OF MI GRP 96,578 101,173 44.73 % 50.18 % 7.32 % 15.44 %
3 3548 TRAVELERS GRP 94,170 95,326 49.05 % 55.62 % 7.13 % 22.58 %
4 4507 BUILDERS GRP 93,223 92,763 35.86 % 39.03 % 7.06 % 29.64 %
5 111 LIBERTY MUT GRP 68,649 68,506 52.98 % 55.21 % 5.20 % 34.84 %
6 98 WR BERKLEY CORP GRP 57,819 57,905 43.17 % 45.50 % 4.38 % 39.22 %
7 212 ZURICH INS GRP 52,365 52,785 53.49 % 60.12 % 3.97 % 43.18 %
8 626 CHUBB LTD GRP 50,544 49,205 39.20 % 41.78 % 3.83 % 47.01 %
9 84 AMERICAN FINANCIAL GRP 47,962 48,343 25.77 % 29.13 % 3.63 % 50.64 %
10 31 BERKSHIRE HATHAWAY GRP 47,451 45,740 45.00 % 49.41 % 3.59 % 54.24 %
**STATE TOTAL** 1,320,256 1,312,040 47.81 % 52.66 % 100.00 % 54.24 %

North Dakota 1 WORKFORCE SAFETY & INSURANCE OF ND 194,236 202,213 46.63 % 48.98 % 97.52 % 97.52 %
2 212 ZURICH INS GRP 1,507 1,472 N/A 0.47 % 0.76 % 98.28 %
3 626 CHUBB LTD GRP 1,006 1,006 37.16 % 38.09 % 0.51 % 98.79 %
4 111 LIBERTY MUT GRP 519 526 34.66 % 33.34 % 0.26 % 99.05 %
5 91 HARTFORD FIRE & CAS GRP 349 337 20.75 % 23.62 % 0.18 % 99.22 %
6 14184 ACUITY A MUT INS CO 194 185 N/A N/A 0.10 % 99.32 %
7 12 AMERICAN INTL GRP 190 198 1.21 % 10.15 % 0.10 % 99.41 %
8 1120 EVEREST REINS HOLDINGS GRP 159 122 6.53 % 7.34 % 0.08 % 99.49 %
9 98 WR BERKLEY CORP GRP 135 140 50.74 % 56.16 % 0.07 % 99.56 %
10 158 FAIRFAX FIN GRP 128 117 5.13 % 6.91 % 0.06 % 99.63 %
**STATE TOTAL** 199,168 207,047 45.99 % 48.38 % 100.00 % 99.63 %

Ohio 1 OHIO BUREAU OF WORKERS' COMPENSATION 1,198,066 1,198,066 29.04 % 43.93 % 98.30 % 98.30 %
2 91 HARTFORD FIRE & CAS GRP 5,046 4,371 113.96 % 130.58 % 0.41 % 98.71 %
3 626 CHUBB LTD GRP 3,099 4,291 N/A N/A 0.25 % 98.97 %
4 111 LIBERTY MUT GRP 2,778 2,801 86.53 % 85.84 % 0.23 % 99.20 %
5 228 WESTFIELD GRP 1,608 1,646 N/A N/A 0.13 % 99.33 %
6 212 ZURICH INS GRP 1,372 1,249 40.37 % 50.69 % 0.11 % 99.44 %
7 150 OLD REPUBLIC GRP 760 726 8.36 % 7.42 % 0.06 % 99.50 %
8 1120 EVEREST REINS HOLDINGS GRP 592 661 10.57 % 11.88 % 0.05 % 99.55 %
9 12 AMERICAN INTL GRP 560 291 N/A N/A 0.05 % 99.60 %
10 158 FAIRFAX FIN GRP 414 420 2.51 % 12.67 % 0.03 % 99.63 %
**STATE TOTAL** 1,218,779 1,218,830 28.08 % 42.89 % 100.00 % 99.63 %

© 2022 National Association of Insurance Commissioners


305
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 36188 COMPSOURCE MUT INS CO 200,144 198,609 55.15 % 59.75 % 34.19 % 34.19 %
2 3548 TRAVELERS GRP 46,778 48,819 31.28 % 37.56 % 7.99 % 42.19 %
3 91 HARTFORD FIRE & CAS GRP 32,000 32,285 N/A 0.92 % 5.47 % 47.65 %
4 2538 AMTRUST FINANCIAL SERV GRP 25,646 23,566 48.31 % 54.39 % 4.38 % 52.03 %
5 212 ZURICH INS GRP 22,034 21,756 N/A 6.54 % 3.76 % 55.80 %
6 626 CHUBB LTD GRP 18,474 20,268 11.25 % 16.14 % 3.16 % 58.95 %
7 111 LIBERTY MUT GRP 16,883 17,448 N/A N/A 2.88 % 61.84 %
8 572 BCBS OF MI GRP 16,366 19,150 64.94 % 72.45 % 2.80 % 64.63 %
9 150 OLD REPUBLIC GRP 16,213 17,112 68.91 % 73.31 % 2.77 % 67.40 %
10 4935 CHANDLER INS GRP 15,323 16,245 37.95 % 45.24 % 2.62 % 70.02 %
**STATE TOTAL** 585,330 590,085 37.53 % 42.47 % 100.00 % 70.02 %

Oregon 1 36196 SAIF CORP 521,964 515,867 82.03 % 83.96 % 73.55 % 73.55 %
2 111 LIBERTY MUT GRP 24,122 22,003 112.04 % 121.81 % 3.40 % 76.95 %
3 3548 TRAVELERS GRP 21,084 21,630 38.40 % 44.20 % 2.97 % 79.93 %
4 91 HARTFORD FIRE & CAS GRP 19,962 19,107 21.11 % 23.75 % 2.81 % 82.74 %
5 626 CHUBB LTD GRP 14,472 15,367 24.38 % 25.61 % 2.04 % 84.78 %
6 212 ZURICH INS GRP 12,281 11,931 45.08 % 53.94 % 1.73 % 86.51 %
7 31 BERKSHIRE HATHAWAY GRP 10,903 10,925 34.12 % 41.99 % 1.54 % 88.04 %
8 2538 AMTRUST FINANCIAL SERV GRP 8,368 6,969 60.51 % 71.04 % 1.18 % 89.22 %
9 218 CNA INS GRP 7,601 7,382 49.53 % 58.06 % 1.07 % 90.29 %
10 12 AMERICAN INTL GRP 7,090 7,467 167.86 % 174.16 % 1.00 % 91.29 %
**STATE TOTAL** 709,627 699,672 74.86 % 78.08 % 100.00 % 91.29 %

Pennsylvania 1 212 ZURICH INS GRP 151,849 150,743 58.29 % 66.70 % 6.48 % 6.48 %
2 3548 TRAVELERS GRP 146,413 147,358 44.43 % 52.50 % 6.24 % 12.72 %
3 213 ERIE INS GRP 138,423 137,330 54.01 % 59.05 % 5.90 % 18.62 %
4 291 ENCOVA MUT INS GRP 116,289 117,815 53.96 % 44.15 % 4.96 % 23.58 %
5 91 HARTFORD FIRE & CAS GRP 108,324 104,439 30.68 % 33.62 % 4.62 % 28.20 %
6 2538 AMTRUST FINANCIAL SERV GRP 107,063 96,723 52.58 % 54.79 % 4.57 % 32.77 %
7 2698 PROASSURANCE CORP GRP 105,525 108,931 52.57 % 55.77 % 4.50 % 37.27 %
8 27677 STATE WORKERS INS FUND 93,741 92,308 5.50 % 14.01 % 4.00 % 41.26 %
9 1324 UPMC HLTH SYSTEM GRP 92,716 95,224 50.40 % 58.88 % 3.95 % 45.22 %
10 4794 GROUP 1001 INS HOLDINGS GRP 88,413 90,535 42.87 % 43.30 % 3.77 % 48.99 %
**STATE TOTAL** 2,344,952 2,335,669 47.90 % 53.07 % 100.00 % 48.99 %

Rhode Island 1 3490 BEACON MUT GRP 99,065 101,519 54.23 % 58.73 % 49.18 % 49.18 %
2 91 HARTFORD FIRE & CAS GRP 18,358 18,965 46.71 % 53.87 % 9.11 % 58.30 %
3 3548 TRAVELERS GRP 9,772 10,101 29.57 % 34.40 % 4.85 % 63.15 %
4 626 CHUBB LTD GRP 6,261 6,794 16.23 % 18.56 % 3.11 % 66.26 %
5 212 ZURICH INS GRP 5,510 5,691 67.09 % 81.03 % 2.74 % 68.99 %
6 31 BERKSHIRE HATHAWAY GRP 5,302 5,763 30.92 % 35.30 % 2.63 % 71.63 %
7 111 LIBERTY MUT GRP 5,271 5,992 65.56 % 73.03 % 2.62 % 74.24 %
8 1332 MAINE EMPLOYERS MUT INS GRP 5,010 5,277 52.49 % 59.01 % 2.49 % 76.73 %
9 2538 AMTRUST FINANCIAL SERV GRP 4,730 4,409 74.20 % 86.37 % 2.35 % 79.08 %
10 150 OLD REPUBLIC GRP 4,026 3,922 82.07 % 96.73 % 2.00 % 81.08 %
**STATE TOTAL** 201,416 205,634 48.56 % 54.44 % 100.00 % 81.08 %

© 2022 National Association of Insurance Commissioners


306
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 572 BCBS OF MI GRP 82,843 87,304 72.58 % 78.66 % 9.78 % 9.78 %
2 3548 TRAVELERS GRP 68,581 70,083 53.23 % 60.16 % 8.10 % 17.88 %
3 91 HARTFORD FIRE & CAS GRP 63,580 61,141 36.37 % 39.81 % 7.51 % 25.38 %
4 SOUTH CAROLINA STATE ACCIDENT FUND 56,419 56,419 129.28 % 135.49 % 6.66 % 32.04 %
5 212 ZURICH INS GRP 53,746 53,373 93.25 % 102.79 % 6.34 % 38.39 %
6 111 LIBERTY MUT GRP 43,993 43,599 42.31 % 47.83 % 5.19 % 43.58 %
7 84 AMERICAN FINANCIAL GRP 39,270 39,492 29.42 % 34.15 % 4.64 % 48.22 %
8 98 WR BERKLEY CORP GRP 31,019 32,513 76.93 % 81.28 % 3.66 % 51.88 %
9 4507 BUILDERS GRP 26,490 26,087 16.63 % 20.81 % 3.13 % 55.00 %
10 12 AMERICAN INTL GRP 24,512 24,750 99.65 % 107.71 % 2.89 % 57.90 %
**STATE TOTAL** 847,098 841,342 58.84 % 64.43 % 100.00 % 57.90 %

South Dakota 1 1124 RAS DAKOTA GRP 26,812 26,718 32.49 % 38.39 % 16.05 % 16.05 %
2 212 ZURICH INS GRP 11,763 11,555 115.96 % 124.47 % 7.04 % 23.09 %
3 14184 ACUITY A MUT INS CO 11,560 11,992 39.51 % 35.28 % 6.92 % 30.01 %
4 4279 SFM GRP 8,245 7,547 118.68 % 122.04 % 4.94 % 34.95 %
5 2538 AMTRUST FINANCIAL SERV GRP 7,897 7,654 78.06 % 83.97 % 4.73 % 39.67 %
6 3548 TRAVELERS GRP 7,242 7,305 62.85 % 67.01 % 4.33 % 44.01 %
7 140 NATIONWIDE CORP GRP 6,306 6,623 50.04 % 52.55 % 3.77 % 47.78 %
8 91 HARTFORD FIRE & CAS GRP 6,175 5,948 N/A N/A 3.70 % 51.48 %
9 572 BCBS OF MI GRP 5,525 5,659 60.10 % 63.11 % 3.31 % 54.79 %
10 4810 MIDWEST FINANCIAL HOLDINGS GRP 4,889 4,826 117.96 % 126.71 % 2.93 % 57.71 %
**STATE TOTAL** 167,064 165,240 69.85 % 74.34 % 100.00 % 57.71 %

Tennessee 1 3548 TRAVELERS GRP 76,940 76,795 46.54 % 53.42 % 10.11 % 10.11 %
2 572 BCBS OF MI GRP 60,824 64,416 64.57 % 69.05 % 7.99 % 18.10 %
3 91 HARTFORD FIRE & CAS GRP 50,094 49,116 45.27 % 49.82 % 6.58 % 24.68 %
4 111 LIBERTY MUT GRP 42,500 42,590 48.78 % 44.89 % 5.58 % 30.26 %
5 626 CHUBB LTD GRP 38,978 40,126 66.18 % 70.46 % 5.12 % 35.38 %
6 84 AMERICAN FINANCIAL GRP 36,976 37,222 36.97 % 42.59 % 4.86 % 40.24 %
7 31 BERKSHIRE HATHAWAY GRP 33,552 32,885 62.87 % 68.64 % 4.41 % 44.65 %
8 98 WR BERKLEY CORP GRP 30,692 29,844 53.35 % 59.17 % 4.03 % 48.68 %
9 212 ZURICH INS GRP 26,818 26,751 28.33 % 39.01 % 3.52 % 52.21 %
10 4507 BUILDERS GRP 21,652 21,697 29.78 % 31.63 % 2.84 % 55.05 %
**STATE TOTAL** 761,179 757,165 50.24 % 55.23 % 100.00 % 55.05 %

Texas 1 22945 TEXAS MUT INS CO 923,449 947,207 30.14 % 33.51 % 41.46 % 41.46 %
2 3548 TRAVELERS GRP 119,911 125,747 17.99 % 21.35 % 5.38 % 46.85 %
3 91 HARTFORD FIRE & CAS GRP 119,451 117,798 56.02 % 60.53 % 5.36 % 52.21 %
4 212 ZURICH INS GRP 100,025 97,684 48.22 % 60.57 % 4.49 % 56.70 %
5 111 LIBERTY MUT GRP 97,646 119,806 35.18 % 39.61 % 4.38 % 61.09 %
6 626 CHUBB LTD GRP 90,084 90,434 30.05 % 30.64 % 4.04 % 65.13 %
7 218 CNA INS GRP 49,127 44,288 38.27 % 40.62 % 2.21 % 67.34 %
8 150 OLD REPUBLIC GRP 43,195 41,495 58.63 % 63.48 % 1.94 % 69.28 %
9 98 WR BERKLEY CORP GRP 41,230 39,275 50.94 % 59.32 % 1.85 % 71.13 %
10 572 BCBS OF MI GRP 40,728 43,852 59.53 % 64.80 % 1.83 % 72.96 %
**STATE TOTAL** 2,227,172 2,260,674 36.58 % 40.92 % 100.00 % 72.96 %

© 2022 National Association of Insurance Commissioners


307
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 1147 WCF MUT INS CO GRP 226,837 225,494 38.24 % 54.38 % 47.66 % 47.66 %
2 212 ZURICH INS GRP 31,683 30,439 54.87 % 65.28 % 6.66 % 54.32 %
3 3548 TRAVELERS GRP 26,984 27,109 73.22 % 82.49 % 5.67 % 59.99 %
4 91 HARTFORD FIRE & CAS GRP 19,486 18,362 111.35 % 119.88 % 4.09 % 64.08 %
5 111 LIBERTY MUT GRP 14,676 14,071 41.68 % 47.59 % 3.08 % 67.17 %
6 280 AUTO OWNERS GRP 14,074 13,507 30.99 % 33.14 % 2.96 % 70.12 %
7 626 CHUBB LTD GRP 13,861 14,310 13.06 % 11.65 % 2.91 % 73.04 %
8 150 OLD REPUBLIC GRP 7,413 4,259 40.99 % 49.40 % 1.56 % 74.59 %
9 2538 AMTRUST FINANCIAL SERV GRP 7,400 6,501 76.18 % 85.65 % 1.55 % 76.15 %
10 12 AMERICAN INTL GRP 7,260 6,929 N/A N/A 1.53 % 77.67 %
**STATE TOTAL** 475,936 464,124 43.90 % 55.28 % 100.00 % 77.67 %

Vermont 1 98 WR BERKLEY CORP GRP 16,626 16,452 57.98 % 60.84 % 10.02 % 10.02 %
2 3548 TRAVELERS GRP 16,471 16,882 40.26 % 43.83 % 9.92 % 19.94 %
3 111 LIBERTY MUT GRP 15,951 17,136 65.93 % 67.86 % 9.61 % 29.56 %
4 2538 AMTRUST FINANCIAL SERV GRP 15,849 15,222 61.36 % 64.98 % 9.55 % 39.11 %
5 1332 MAINE EMPLOYERS MUT INS GRP 12,065 12,118 64.26 % 69.92 % 7.27 % 46.38 %
6 31 BERKSHIRE HATHAWAY GRP 9,114 9,418 69.50 % 74.59 % 5.49 % 51.87 %
7 2498 AIM MUT GRP 8,825 8,553 69.46 % 74.32 % 5.32 % 57.19 %
8 91 HARTFORD FIRE & CAS GRP 7,060 6,932 38.19 % 41.55 % 4.25 % 61.44 %
9 244 CINCINNATI FIN GRP 4,863 4,811 56.01 % 60.37 % 2.93 % 64.37 %
10 681 SERVICE INS HOLDINGS GRP 4,598 4,063 79.97 % 93.59 % 2.77 % 67.14 %
**STATE TOTAL** 165,954 165,662 72.20 % 76.89 % 100.00 % 67.14 %

Virginia 1 91 HARTFORD FIRE & CAS GRP 92,975 93,992 43.60 % 45.79 % 9.49 % 9.49 %
2 572 BCBS OF MI GRP 74,100 78,517 64.71 % 71.38 % 7.57 % 17.06 %
3 3548 TRAVELERS GRP 73,695 76,459 17.42 % 23.23 % 7.52 % 24.58 %
4 213 ERIE INS GRP 66,965 70,265 44.86 % 48.44 % 6.84 % 31.42 %
5 4507 BUILDERS GRP 57,979 58,478 47.68 % 50.84 % 5.92 % 37.34 %
6 111 LIBERTY MUT GRP 49,099 50,122 51.75 % 57.12 % 5.01 % 42.35 %
7 212 ZURICH INS GRP 48,918 48,998 33.28 % 38.71 % 4.99 % 47.35 %
8 626 CHUBB LTD GRP 44,505 46,073 44.35 % 48.09 % 4.54 % 51.89 %
9 98 WR BERKLEY CORP GRP 39,190 40,712 47.77 % 52.62 % 4.00 % 55.89 %
10 291 ENCOVA MUT INS GRP 24,294 28,124 13.70 % 3.81 % 2.48 % 58.37 %
**STATE TOTAL** 979,459 1,007,050 42.51 % 46.28 % 100.00 % 58.37 %

Washington 1 WASHINGTON STATE FUND 1,615,275 1,615,275 147.09 % 163.26 % 98.54 % 98.54 %
2 4485 COPPERPOINT GRP 4,773 4,845 N/A N/A 0.29 % 98.83 %
3 91 HARTFORD FIRE & CAS GRP 4,462 4,267 43.65 % 53.54 % 0.27 % 99.11 %
4 111 LIBERTY MUT GRP 2,685 2,612 N/A N/A 0.16 % 99.27 %
5 12 AMERICAN INTL GRP 2,146 3,451 144.60 % 133.73 % 0.13 % 99.40 %
6 3485 ROTHSCHILD INTL GRP 1,746 1,746 29.29 % 29.29 % 0.11 % 99.51 %
7 212 ZURICH INS GRP 1,672 1,591 14.36 % 10.54 % 0.10 % 99.61 %
8 626 CHUBB LTD GRP 1,434 912 72.57 % 73.14 % 0.09 % 99.70 %
9 98 WR BERKLEY CORP GRP 1,093 1,102 17.17 % 20.24 % 0.07 % 99.76 %
10 4990 CORE SPECIALTY INS HOLDINGS GRP 761 772 N/A N/A 0.05 % 99.81 %
**STATE TOTAL** 1,639,179 1,639,597 145.57 % 161.53 % 100.00 % 99.81 %

© 2022 National Association of Insurance Commissioners


308
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 291 ENCOVA MUT INS GRP 100,484 100,629 59.50 % 70.56 % 45.07 % 45.07 %
2 3548 TRAVELERS GRP 21,197 22,141 15.21 % 16.95 % 9.51 % 54.57 %
3 111 LIBERTY MUT GRP 13,263 13,065 44.66 % 48.07 % 5.95 % 60.52 %
4 457 ARGO GRP US INC GRP 12,993 12,861 16.01 % 17.38 % 5.83 % 66.35 %
5 213 ERIE INS GRP 11,549 11,868 99.47 % 105.25 % 5.18 % 71.53 %
6 212 ZURICH INS GRP 9,784 8,506 58.97 % 73.24 % 4.39 % 75.92 %
7 91 HARTFORD FIRE & CAS GRP 6,041 5,999 38.29 % 42.26 % 2.71 % 78.63 %
8 12 AMERICAN INTL GRP 4,840 4,207 246.85 % 263.83 % 2.17 % 80.80 %
9 626 CHUBB LTD GRP 4,785 4,989 16.41 % 17.88 % 2.15 % 82.94 %
10 31 BERKSHIRE HATHAWAY GRP 2,952 2,928 N/A N/A 1.32 % 84.27 %
**STATE TOTAL** 222,967 221,838 48.35 % 55.80 % 100.00 % 84.27 %

Wisconsin 1 3548 TRAVELERS GRP 141,160 140,247 66.48 % 74.29 % 7.92 % 7.92 %
2 15350 WEST BEND MUT INS CO 139,557 139,168 31.14 % 32.96 % 7.83 % 15.75 %
3 626 CHUBB LTD GRP 111,188 129,679 42.57 % 48.46 % 6.24 % 21.99 %
4 572 BCBS OF MI GRP 100,280 102,991 45.67 % 48.09 % 5.63 % 27.61 %
5 169 SENTRY INS GRP 98,099 100,931 63.75 % 68.42 % 5.50 % 33.11 %
6 14184 ACUITY A MUT INS CO 86,697 85,427 43.11 % 46.06 % 4.86 % 37.98 %
7 212 ZURICH INS GRP 82,729 90,761 84.18 % 93.40 % 4.64 % 42.62 %
8 12 AMERICAN INTL GRP 72,339 61,293 105.09 % 111.09 % 4.06 % 46.68 %
9 62 EMC INS CO GRP 63,074 63,826 33.89 % 37.05 % 3.54 % 50.22 %
10 91 HARTFORD FIRE & CAS GRP 59,684 56,919 60.11 % 68.59 % 3.35 % 53.56 %
**STATE TOTAL** 1,782,577 1,781,659 52.14 % 56.53 % 100.00 % 53.56 %

Wyoming 1 WORKERS' SAFETY & COMP DIV OF WY 190,835 159,943 127.08 % 130.26 % 97.62 % 97.62 %
2 457 ARGO GRP US INC GRP 1,880 1,815 22.63 % 22.39 % 0.96 % 98.59 %
3 626 CHUBB LTD GRP 1,050 1,074 26.96 % 30.22 % 0.54 % 99.12 %
4 91 HARTFORD FIRE & CAS GRP 396 380 114.56 % 132.30 % 0.20 % 99.33 %
5 111 LIBERTY MUT GRP 349 342 N/A N/A 0.18 % 99.50 %
6 12 AMERICAN INTL GRP 331 336 24.54 % 25.83 % 0.17 % 99.67 %
7 62 EMC INS CO GRP 256 248 40.58 % 46.54 % 0.13 % 99.80 %
8 361 MUNICH RE GRP 217 217 N/A N/A 0.11 % 99.91 %
9 98 WR BERKLEY CORP GRP 152 158 0.82 % 1.67 % 0.08 % 99.99 %
10 14184 ACUITY A MUT INS CO 123 115 18.57 % 19.12 % 0.06 % 100.00 %
**STATE TOTAL** 195,480 164,324 124.16 % 127.35 % 100.00 % 100.00 %

Guam 1 12 AMERICAN INTL GRP 3,732 3,615 11.79 % 17.06 % 30.60 % 30.60 %
2 4672 DONGBU INS GRP 1,820 1,838 61.87 % 83.63 % 14.92 % 45.53 %
3 12633 CENTURY INS CO GU LTD 1,502 1,276 30.94 % 33.21 % 12.32 % 57.85 %
4 18380 PACIFIC IND INS CO 1,380 1,349 N/A N/A 11.31 % 69.16 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 1,154 1,129 14.01 % 18.78 % 9.47 % 78.62 %
6 4715 MS & AD INS GRP 728 798 50.85 % 64.65 % 5.97 % 84.59 %
7 3219 SOMPO GRP 619 754 114.83 % 124.59 % 5.08 % 89.67 %
8 218 CNA INS GRP 499 567 74.44 % 84.94 % 4.09 % 93.76 %
9 10972 FIRST NET INS CO 496 444 28.16 % 28.15 % 4.07 % 97.83 %
10 212 ZURICH INS GRP 106 87 N/A N/A 0.87 % 98.70 %
**STATE TOTAL** 12,194 12,168 3.89 % 10.24 % 100.00 % 98.70 %

© 2022 National Association of Insurance Commissioners


309
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
16 ‐ Workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 411 MAPFRE INS GRP 737 247 N/A N/A 45.92 % 45.92 %
2 626 CHUBB LTD GRP 263 399 238.53 % 251.92 % 16.37 % 62.29 %
3 111 LIBERTY MUT GRP 221 189 N/A N/A 13.78 % 76.07 %
4 12 AMERICAN INTL GRP 165 173 597.62 % 367.13 % 10.29 % 86.36 %
5 218 CNA INS GRP 145 146 51.65 % 56.60 % 9.02 % 95.38 %
6 91 HARTFORD FIRE & CAS GRP 41 41 192.16 % 214.28 % 2.58 % 97.95 %
7 4670 STARR GRP 13 12 13.56 % 15.68 % 0.82 % 98.78 %
8 1279 ARCH INS GRP 10 10 N/A N/A 0.60 % 99.38 %
9 350 GENERAL ELECTRIC GRP 6 6 0.00 % 0.00 % 0.39 % 99.77 %
10 796 QBE INS GRP 4 4 N/A N/A 0.25 % 100.00 %
**STATE TOTAL** 1,604 1,227 171.57 % 142.73 % 100.00 % 100.00 %

U.S. Virgin Islands 1 12 AMERICAN INTL GRP 1,073 1,896 3.91 % 4.00 % 95.01 % 95.01 %
2 111 LIBERTY MUT GRP 57 57 N/A N/A 5.02 % 100.00 %
3 626 CHUBB LTD GRP 0 0 2,596.12 % 2,285.44 % 0.01 % 100.00 %
**STATE TOTAL** 1,129 1,953 3.45 % 3.50 % 100.00 % 100.00 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 578 561 21.90 % 23.12 % 55.76 % 55.76 %
2 10972 FIRST NET INS CO 202 240 N/A N/A 19.49 % 75.25 %
3 4672 DONGBU INS GRP 163 222 14.75 % 17.83 % 15.75 % 91.00 %
4 12 AMERICAN INTL GRP 83 81 372.39 % 372.41 % 7.96 % 98.96 %
5 18380 PACIFIC IND INS CO 10 12 6.31 % 6.31 % 0.98 % 99.94 %
6 218 CNA INS GRP 1 21 60.06 % 76.05 % 0.06 % 100.00 %
**STATE TOTAL** 1,037 1,138 41.29 % 42.82 % 100.00 % 100.00 %

Canada 1 968 AXA INS GRP 3 3 N/A N/A 0.00 % 0.00 %


2 98 WR BERKLEY CORP GRP 3 2 62.20 % 62.20 % 0.00 % 0.00 %
**STATE TOTAL** (527) 5 N/A N/A 100.00 % 100.00 %

Agg. Other Alien 1 4670 STARR GRP 136,891 186,599 107.41 % 87.43 % 40.31 % 40.31 %
2 12 AMERICAN INTL GRP 94,565 96,709 99.31 % 148.28 % 27.85 % 68.16 %
3 31 BERKSHIRE HATHAWAY GRP 41,948 64,438 61.30 % 72.34 % 12.35 % 80.52 %
4 626 CHUBB LTD GRP 21,651 35,521 51.78 % 50.04 % 6.38 % 86.89 %
5 1279 ARCH INS GRP 18,844 34,602 55.05 % 68.53 % 5.55 % 92.44 %
6 218 CNA INS GRP 13,527 15,675 N/A 57.92 % 3.98 % 96.43 %
7 212 ZURICH INS GRP 6,912 6,837 N/A N/A 2.04 % 98.46 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 2,289 3,104 127.04 % 169.78 % 0.67 % 99.14 %
9 84 AMERICAN FINANCIAL GRP 1,884 1,975 20.27 % 26.93 % 0.55 % 99.69 %
10 10972 FIRST NET INS CO 351 350 8.89 % 8.70 % 0.10 % 99.79 %
**STATE TOTAL** 339,564 446,428 83.60 % 90.42 % 100.00 % 99.79 %

© 2022 National Association of Insurance Commissioners


310
17.1, 17.2—Other Liability

© 2022 National Association of Insurance Commissioners


311
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 626 CHUBB LTD GRP 8,082,129 7,715,739 56.16 % 69.55 % 7.64 % 7.64 %
2 19 ASSURANT INC GRP 4,738,798 4,357,685 64.22 % 64.33 % 4.48 % 12.13 %
3 968 AXA INS GRP 4,707,458 4,220,932 63.19 % 72.04 % 4.45 % 16.58 %
4 111 LIBERTY MUT GRP 4,680,746 4,264,303 88.44 % 92.08 % 4.43 % 21.01 %
5 3548 TRAVELERS GRP 4,656,127 4,303,837 61.84 % 67.46 % 4.40 % 25.41 %
6 158 FAIRFAX FIN GRP 4,448,799 3,778,559 55.45 % 67.86 % 4.21 % 29.62 %
7 12 AMERICAN INTL GRP 4,253,219 3,939,215 86.32 % 83.73 % 4.02 % 33.64 %
8 31 BERKSHIRE HATHAWAY GRP 4,197,917 3,735,309 64.60 % 73.42 % 3.97 % 37.61 %
9 98 WR BERKLEY CORP GRP 3,841,138 3,495,026 49.61 % 57.80 % 3.63 % 41.24 %
10 218 CNA INS GRP 3,569,300 3,204,474 52.61 % 63.21 % 3.38 % 44.62 %
11 785 MARKEL CORP GRP 3,183,954 2,822,277 44.06 % 55.10 % 3.01 % 47.63 %
12 140 NATIONWIDE CORP GRP 2,870,824 2,670,073 51.78 % 62.47 % 2.72 % 50.35 %
13 212 ZURICH INS GRP 2,854,876 2,627,704 73.43 % 90.95 % 2.70 % 53.05 %
14 91 HARTFORD FIRE & CAS GRP 2,818,787 2,584,018 73.18 % 87.41 % 2.67 % 55.71 %
15 3098 TOKIO MARINE HOLDINGS INC GRP 2,360,808 2,188,210 73.60 % 80.60 % 2.23 % 57.94 %
16 84 AMERICAN FINANCIAL GRP 2,240,318 2,040,744 46.02 % 58.32 % 2.12 % 60.06 %
17 3219 SOMPO GRP 2,111,403 1,829,597 54.95 % 63.35 % 2.00 % 62.06 %
18 3416 AXIS CAPITAL GRP 1,739,288 1,561,276 56.32 % 61.72 % 1.65 % 63.70 %
19 4670 STARR GRP 1,649,190 1,470,760 71.00 % 86.61 % 1.56 % 65.26 %
20 1279 ARCH INS GRP 1,644,151 1,394,663 56.31 % 73.46 % 1.56 % 66.82 %
21 1120 EVEREST REINS HOLDINGS GRP 1,559,941 1,317,434 59.81 % 70.19 % 1.48 % 68.30 %
22 501 ALLEGHANY GRP 1,433,175 1,268,801 44.70 % 61.32 % 1.36 % 69.65 %
23 244 CINCINNATI FIN GRP 1,347,174 1,276,374 38.81 % 44.56 % 1.27 % 70.92 %
24 761 ALLIANZ INS GRP 1,206,190 1,224,931 84.49 % 93.75 % 1.14 % 72.07 %
25 457 ARGO GRP US INC GRP 1,145,651 1,086,357 51.11 % 77.72 % 1.08 % 73.15 %
26 176 STATE FARM GRP 1,145,193 1,100,415 57.48 % 58.75 % 1.08 % 74.23 %
27 181 SWISS RE GRP 1,028,671 815,896 60.00 % 66.68 % 0.97 % 75.21 %
28 796 QBE INS GRP 974,113 747,281 74.95 % 98.96 % 0.92 % 76.13 %
29 242 SELECTIVE INS GRP 895,619 839,574 39.43 % 48.66 % 0.85 % 76.97 %
30 150 OLD REPUBLIC GRP 830,200 781,321 46.47 % 59.62 % 0.79 % 77.76 %
31 4734 APOLLO GLOBAL MGMT GRP 771,265 649,710 50.86 % 69.49 % 0.73 % 78.49 %
32 2538 AMTRUST FINANCIAL SERV GRP 762,549 683,257 46.94 % 58.09 % 0.72 % 79.21 %
33 280 AUTO OWNERS GRP 691,338 658,668 36.59 % 50.31 % 0.65 % 79.86 %
34 3494 JAMES RIVER GRP 687,267 640,930 48.27 % 56.29 % 0.65 % 80.51 %
35 88 THE HANOVER INS GRP 628,549 623,300 46.45 % 63.35 % 0.59 % 81.11 %
36 783 RLI INS GRP 606,840 568,348 46.49 % 52.73 % 0.57 % 81.68 %
37 69 FARMERS INS GRP 594,828 539,694 64.34 % 88.00 % 0.56 % 82.24 %
38 4942 BEAZLEY GRP 521,038 477,954 80.39 % 79.21 % 0.49 % 82.74 %
39 7 FEDERATED MUT GRP 519,529 487,658 66.51 % 75.32 % 0.49 % 83.23 %
40 8 ALLSTATE INS GRP 489,957 475,679 52.40 % 54.01 % 0.46 % 83.69 %
41 4666 HISCOX INS GRP 480,277 454,401 42.58 % 50.42 % 0.45 % 84.15 %
42 306 CUNA MUT GRP 468,366 416,132 54.67 % 54.90 % 0.44 % 84.59 %
43 473 AMERICAN FAMILY INS GRP 460,087 326,280 53.44 % 57.83 % 0.44 % 85.02 %
44 3569 CATERPILLAR GRP 433,466 423,765 67.54 % 67.54 % 0.41 % 85.43 %
45 38920 KINSALE INS CO 432,023 384,264 37.16 % 47.36 % 0.41 % 85.84 %
46 62 EMC INS CO GRP 425,850 418,432 52.31 % 56.58 % 0.40 % 86.25 %
47 361 MUNICH RE GRP 419,532 322,264 64.91 % 61.47 % 0.40 % 86.64 %
48 256 COACTION GLOBAL INC GRP 387,000 357,001 56.39 % 76.65 % 0.37 % 87.01 %
49 4904 INTACT FINANCIAL GRP 383,211 326,540 61.66 % 86.82 % 0.36 % 87.37 %
50 15445 ATTORNEYS LIAB ASSUR SOCIETY LTD RRG 373,044 372,757 72.69 % 72.69 % 0.35 % 87.72 %
51 4850 CLEAR BLUE FINANCIAL GRP 368,080 300,268 64.06 % 72.75 % 0.35 % 88.07 %
52 4908 ASCOT INS US GRP 366,816 241,699 54.02 % 62.47 % 0.35 % 88.42 %
53 4990 CORE SPECIALTY INS HOLDINGS GRP 331,000 290,520 38.64 % 41.28 % 0.31 % 88.73 %
54 200 UNITED SERV AUTOMOBILE ASSN GRP 328,186 314,141 53.00 % 55.19 % 0.31 % 89.04 %
55 10020 UNITED EDUCATORS INS RRG INC 322,322 296,167 36.89 % 63.43 % 0.30 % 89.35 %
56 479 IFG CO GRP 291,660 270,783 25.42 % 40.93 % 0.28 % 89.62 %
57 15350 WEST BEND MUT INS CO 283,200 266,054 37.06 % 42.45 % 0.27 % 89.89 %
58 4234 RANDALL & QUILTER INVESTMENT GRP 278,835 201,174 45.64 % 55.29 % 0.26 % 90.15 %
59 155 PROGRESSIVE GRP 258,260 239,228 36.01 % 38.59 % 0.24 % 90.40 %
60 303 GUIDEONE INS GRP 248,705 193,038 47.31 % 53.01 % 0.24 % 90.63 %
61 248 UNITED FIRE & CAS GRP 239,113 250,372 46.21 % 52.29 % 0.23 % 90.86 %
62 14184 ACUITY A MUT INS CO 228,286 210,882 47.03 % 54.21 % 0.22 % 91.08 %
63 4381 SKYWARD SPECIALTY INS GRP INC GRP 227,612 206,908 61.85 % 81.05 % 0.22 % 91.29 %
64 517 HANNOVER GRP 218,769 229,303 69.02 % 85.59 % 0.21 % 91.50 %
65 213 ERIE INS GRP 213,394 205,758 91.57 % 87.59 % 0.20 % 91.70 %
© 2022 National Association of Insurance Commissioners
312
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 831 DOCTORS CO GRP 196,743 180,684 40.71 % 71.14 % 0.19 % 91.89 %
67 749 SCOR GRP 194,512 138,828 78.34 % 84.35 % 0.18 % 92.07 %
68 3478 HALLMARK FIN SERV GRP 189,025 187,861 67.49 % 79.44 % 0.18 % 92.25 %
69 228 WESTFIELD GRP 188,721 163,918 38.17 % 41.89 % 0.18 % 92.43 %
70 4962 AU HOLDING CO GRP 182,688 45,414 55.52 % 63.84 % 0.17 % 92.60 %
71 4718 TIPTREE FIN GRP 178,128 115,168 58.56 % 59.64 % 0.17 % 92.77 %
72 408 AMERICAN NATL FIN GRP 162,931 150,816 46.15 % 49.50 % 0.15 % 92.92 %
73 572 BCBS OF MI GRP 160,058 144,305 36.51 % 50.32 % 0.15 % 93.07 %
74 920 GLOBAL IND GRP 159,574 143,740 53.85 % 70.35 % 0.15 % 93.23 %
75 201 UTICA GRP 156,611 147,647 23.20 % 32.34 % 0.15 % 93.37 %
76 169 SENTRY INS GRP 155,737 145,628 55.30 % 73.66 % 0.15 % 93.52 %
77 869 MINNESOTA MUT GRP 149,095 133,556 45.32 % 46.21 % 0.14 % 93.66 %
78 225 IAT REINS CO GRP 148,558 132,675 65.14 % 78.09 % 0.14 % 93.80 %
79 474 FCCI MUT INS GRP 144,071 135,700 60.05 % 63.33 % 0.14 % 93.94 %
80 175 STATE AUTO MUT GRP 143,268 135,531 30.79 % 39.06 % 0.14 % 94.07 %
81 226 MERCHANTS MUT GRP 132,251 130,855 50.94 % 53.37 % 0.13 % 94.20 %
82 37621 TOYOTA MOTOR INS CO 125,022 104,687 38.90 % 38.90 % 0.12 % 94.32 %
83 748 AMERITRUST GRP INC GRP 124,697 118,945 49.51 % 62.88 % 0.12 % 94.43 %
84 271 PENNSYLVANIA NATL INS GRP 114,735 111,775 41.60 % 48.91 % 0.11 % 94.54 %
85 16427 ATEGRITY SPECIALTY INS CO 114,573 105,394 56.92 % 66.70 % 0.11 % 94.65 %
86 309 WESTERN NATL MUT GRP 112,413 105,260 31.92 % 36.10 % 0.11 % 94.76 %
87 4277 TD FRIEDKIN GRP 111,155 76,079 57.56 % 57.71 % 0.11 % 94.86 %
88 4969 TRISURA GRP 102,492 89,994 46.21 % 59.00 % 0.10 % 94.96 %
89 867 PROTECTIVE INS CORP GRP 99,010 100,051 39.19 % 75.98 % 0.09 % 95.05 %
90 124 AMERISURE CO GRP 98,499 89,304 78.26 % 82.07 % 0.09 % 95.15 %
91 16285 NEXT INS US CO 97,182 54,757 66.93 % 67.48 % 0.09 % 95.24 %
92 79 ALLY INS HOLDINGS GRP 93,745 79,199 44.35 % 44.35 % 0.09 % 95.33 %
93 4851 CHURCH MUT GRP 91,725 83,576 44.14 % 55.87 % 0.09 % 95.41 %
94 4982 OBS HOLDINGS GRP 89,700 35,990 47.08 % 64.52 % 0.08 % 95.50 %
95 10023 ALLIANCE OF NONPROFITS FOR INS RRG 87,717 79,104 57.60 % 65.46 % 0.08 % 95.58 %
96 11231 GENERALI US BRANCH 83,454 85,803 91.60 % 103.25 % 0.08 % 95.66 %
97 4935 CHANDLER INS GRP 81,566 76,282 53.97 % 58.95 % 0.08 % 95.74 %
98 4715 MS & AD INS GRP 79,857 78,683 49.51 % 76.34 % 0.08 % 95.81 %
99 11268 ICI MUT INS CO RRG 77,531 78,315 115.77 % 117.21 % 0.07 % 95.89 %
100 11118 FEDERATED RURAL ELECTRIC INS EXCH 73,555 71,861 38.09 % 63.06 % 0.07 % 95.96 %
101 4886 BENCHMARK HOLDING GRP 72,305 50,044 25.37 % 37.48 % 0.07 % 96.03 %
102 28 AMICA MUT GRP 71,933 71,591 63.08 % 63.86 % 0.07 % 96.09 %
103 96 SECURA INS GRP 68,509 63,384 21.37 % 26.44 % 0.06 % 96.16 %
104 518 GRINNELL MUT GRP 64,512 63,621 61.79 % 68.09 % 0.06 % 96.22 %
105 15792 UNDERWRITERS AT LLOYDS LONDON 63,249 65,812 N/A 5.32 % 0.06 % 96.28 %
106 16988 UPLAND SPECIALTY INS CO 62,298 20,816 50.43 % 60.13 % 0.06 % 96.34 %
107 246 PENNSYLVANIA LUMBERMENS GRP 61,938 61,158 76.61 % 86.04 % 0.06 % 96.40 %
108 50 COUNTRY INS & FIN SERV GRP 57,650 56,453 47.25 % 47.31 % 0.05 % 96.45 %
109 4131 PRIME HOLDINGS INS GRP 56,716 50,352 24.03 % 37.01 % 0.05 % 96.50 %
110 39861 GOLDEN BEAR INS CO 56,545 55,941 86.71 % 103.16 % 0.05 % 96.56 %
111 1208 GRAY INS GRP 55,569 41,074 70.12 % 77.80 % 0.05 % 96.61 %
112 3299 AJK HOLDINGS GRP 55,120 54,146 50.29 % 73.81 % 0.05 % 96.66 %
113 32450 ALPS PROP & CAS INS CO 54,358 53,782 34.14 % 58.39 % 0.05 % 96.71 %
114 36 CENTRAL MUT INS CO GRP 53,870 51,520 49.42 % 52.14 % 0.05 % 96.76 %
115 1278 CSAA INS GRP 53,354 53,453 52.97 % 55.71 % 0.05 % 96.82 %
116 291 ENCOVA MUT INS GRP 52,914 51,544 48.21 % 50.07 % 0.05 % 96.87 %
117 1302 BUILDERS INS GRP 51,011 51,566 43.19 % 70.99 % 0.05 % 96.91 %
118 250 DONEGAL GRP 50,385 47,901 17.11 % 18.73 % 0.05 % 96.96 %
119 4359 HOUSING AUTHORITY PROP GRP 49,974 46,651 19.05 % 29.96 % 0.05 % 97.01 %
120 33499 DORINCO REINS CO 48,686 48,765 110.86 % 121.45 % 0.05 % 97.05 %
121 34843 NEW YORK SCHOOLS INS RECIP 48,188 46,924 43.87 % 80.79 % 0.05 % 97.10 %
122 4997 ACCELERANT US HOLDINGS GRP 46,191 10,119 50.12 % 52.78 % 0.04 % 97.14 %
123 411 MAPFRE INS GRP 46,000 44,992 54.66 % 59.48 % 0.04 % 97.19 %
124 23 BCS INS GRP 45,665 43,675 84.46 % 90.88 % 0.04 % 97.23 %
125 4884 ETHOS GRP 45,502 36,195 32.97 % 32.97 % 0.04 % 97.27 %
**INDUSTRY TOTAL** 105,731,033 95,777,137 59.29 % 68.65 % 100.00 % 97.27 %

© 2022 National Association of Insurance Commissioners


313
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 626 CHUBB LTD GRP 8,026,984 7,663,056 55.26 % 68.48 % 7.83 % 7.83 %
2 19 ASSURANT INC GRP 4,670,690 4,298,332 64.42 % 64.53 % 4.56 % 12.38 %
3 3548 TRAVELERS GRP 4,647,330 4,294,712 61.98 % 67.62 % 4.53 % 16.92 %
4 968 AXA INS GRP 4,325,192 3,887,010 66.99 % 76.21 % 4.22 % 21.14 %
5 158 FAIRFAX FIN GRP 4,233,256 3,579,016 56.34 % 69.11 % 4.13 % 25.26 %
6 12 AMERICAN INTL GRP 4,177,652 3,867,125 79.88 % 75.69 % 4.07 % 29.34 %
7 111 LIBERTY MUT GRP 3,933,188 3,624,204 88.47 % 95.61 % 3.84 % 33.18 %
8 31 BERKSHIRE HATHAWAY GRP 3,805,849 3,400,182 65.26 % 73.85 % 3.71 % 36.89 %
9 98 WR BERKLEY CORP GRP 3,448,529 3,169,616 50.89 % 59.68 % 3.36 % 40.25 %
10 218 CNA INS GRP 3,381,653 3,029,703 52.81 % 63.38 % 3.30 % 43.55 %
11 785 MARKEL CORP GRP 3,183,954 2,822,277 44.06 % 55.10 % 3.11 % 46.65 %
12 140 NATIONWIDE CORP GRP 2,861,578 2,663,488 51.81 % 62.52 % 2.79 % 49.45 %
13 212 ZURICH INS GRP 2,843,659 2,614,288 72.79 % 90.29 % 2.77 % 52.22 %
14 91 HARTFORD FIRE & CAS GRP 2,790,012 2,559,974 72.89 % 87.03 % 2.72 % 54.94 %
15 3098 TOKIO MARINE HOLDINGS INC GRP 2,358,823 2,185,710 73.41 % 80.42 % 2.30 % 57.24 %
16 84 AMERICAN FINANCIAL GRP 2,185,118 1,988,184 47.17 % 59.27 % 2.13 % 59.37 %
17 3219 SOMPO GRP 2,111,009 1,829,197 54.98 % 63.38 % 2.06 % 61.43 %
18 4670 STARR GRP 1,643,847 1,467,945 70.68 % 86.28 % 1.60 % 63.03 %
19 1279 ARCH INS GRP 1,643,494 1,394,081 56.27 % 73.29 % 1.60 % 64.64 %
20 3416 AXIS CAPITAL GRP 1,620,912 1,456,632 57.52 % 62.80 % 1.58 % 66.22 %
21 1120 EVEREST REINS HOLDINGS GRP 1,552,517 1,310,103 60.12 % 70.55 % 1.51 % 67.73 %
22 501 ALLEGHANY GRP 1,433,175 1,268,801 44.70 % 61.32 % 1.40 % 69.13 %
23 244 CINCINNATI FIN GRP 1,347,174 1,276,374 38.81 % 44.56 % 1.31 % 70.44 %
24 457 ARGO GRP US INC GRP 1,145,651 1,086,357 51.11 % 77.72 % 1.12 % 71.56 %
25 176 STATE FARM GRP 1,145,193 1,100,415 57.13 % 58.39 % 1.12 % 72.68 %
26 761 ALLIANZ INS GRP 1,111,172 1,116,226 82.62 % 92.02 % 1.08 % 73.76 %
27 796 QBE INS GRP 973,999 747,171 74.97 % 98.99 % 0.95 % 74.71 %
28 242 SELECTIVE INS GRP 895,619 839,574 39.43 % 48.66 % 0.87 % 75.59 %
29 181 SWISS RE GRP 887,698 703,366 65.10 % 71.21 % 0.87 % 76.45 %
30 150 OLD REPUBLIC GRP 830,200 781,321 46.47 % 59.62 % 0.81 % 77.26 %
31 4734 APOLLO GLOBAL MGMT GRP 771,408 649,834 50.86 % 69.48 % 0.75 % 78.01 %
32 2538 AMTRUST FINANCIAL SERV GRP 762,549 683,257 46.94 % 58.09 % 0.74 % 78.76 %
33 280 AUTO OWNERS GRP 691,338 658,668 36.59 % 50.31 % 0.67 % 79.43 %
34 3494 JAMES RIVER GRP 687,267 640,930 48.27 % 56.29 % 0.67 % 80.10 %
35 88 THE HANOVER INS GRP 628,543 623,298 46.46 % 63.36 % 0.61 % 80.71 %
36 783 RLI INS GRP 606,840 568,348 46.49 % 52.73 % 0.59 % 81.31 %
37 69 FARMERS INS GRP 594,828 539,694 64.34 % 88.00 % 0.58 % 81.89 %
38 4942 BEAZLEY GRP 521,038 477,954 80.39 % 79.21 % 0.51 % 82.39 %
39 7 FEDERATED MUT GRP 519,529 487,658 66.51 % 75.32 % 0.51 % 82.90 %
40 8 ALLSTATE INS GRP 489,957 475,679 52.44 % 54.04 % 0.48 % 83.38 %
41 4666 HISCOX INS GRP 480,277 454,401 42.58 % 50.42 % 0.47 % 83.85 %
42 306 CUNA MUT GRP 468,366 416,132 54.67 % 54.90 % 0.46 % 84.30 %
43 473 AMERICAN FAMILY INS GRP 459,238 325,915 53.50 % 57.89 % 0.45 % 84.75 %
44 38920 KINSALE INS CO 432,023 384,264 37.16 % 47.36 % 0.42 % 85.17 %
45 62 EMC INS CO GRP 425,850 418,432 52.31 % 56.58 % 0.42 % 85.59 %
46 361 MUNICH RE GRP 419,287 322,080 64.94 % 61.51 % 0.41 % 86.00 %
47 256 COACTION GLOBAL INC GRP 387,000 357,001 56.39 % 76.66 % 0.38 % 86.38 %
48 4904 INTACT FINANCIAL GRP 383,211 326,540 61.66 % 86.81 % 0.37 % 86.75 %
49 4850 CLEAR BLUE FINANCIAL GRP 368,080 300,268 64.06 % 72.75 % 0.36 % 87.11 %
50 4908 ASCOT INS US GRP 366,816 241,699 54.02 % 62.47 % 0.36 % 87.47 %
51 15445 ATTORNEYS LIAB ASSUR SOCIETY LTD RRG 347,089 346,778 75.32 % 75.32 % 0.34 % 87.80 %
52 4990 CORE SPECIALTY INS HOLDINGS GRP 331,000 290,520 38.64 % 41.28 % 0.32 % 88.13 %
53 200 UNITED SERV AUTOMOBILE ASSN GRP 328,186 314,141 53.00 % 55.19 % 0.32 % 88.45 %
54 10020 UNITED EDUCATORS INS RRG INC 322,322 296,167 36.89 % 63.43 % 0.31 % 88.76 %
55 479 IFG CO GRP 291,660 270,783 25.42 % 40.93 % 0.28 % 89.05 %
56 3569 CATERPILLAR GRP 284,793 279,174 62.08 % 62.08 % 0.28 % 89.32 %
57 15350 WEST BEND MUT INS CO 283,200 266,054 37.06 % 42.45 % 0.28 % 89.60 %
58 4234 RANDALL & QUILTER INVESTMENT GRP 278,835 201,174 45.64 % 55.29 % 0.27 % 89.87 %
59 155 PROGRESSIVE GRP 258,260 239,228 36.01 % 38.59 % 0.25 % 90.12 %
60 303 GUIDEONE INS GRP 248,405 192,856 47.36 % 53.06 % 0.24 % 90.37 %
61 248 UNITED FIRE & CAS GRP 239,113 250,372 46.21 % 52.29 % 0.23 % 90.60 %
62 14184 ACUITY A MUT INS CO 228,286 210,882 47.03 % 54.21 % 0.22 % 90.82 %
63 4381 SKYWARD SPECIALTY INS GRP INC GRP 227,612 206,908 61.85 % 81.05 % 0.22 % 91.04 %
64 517 HANNOVER GRP 218,602 229,109 68.89 % 85.40 % 0.21 % 91.26 %
65 213 ERIE INS GRP 213,394 205,758 91.57 % 87.59 % 0.21 % 91.47 %
© 2022 National Association of Insurance Commissioners
314
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 831 DOCTORS CO GRP 196,743 180,684 40.71 % 71.14 % 0.19 % 91.66 %
67 749 SCOR GRP 194,512 138,828 78.34 % 84.35 % 0.19 % 91.85 %
68 3478 HALLMARK FIN SERV GRP 189,025 187,861 67.49 % 79.44 % 0.18 % 92.03 %
69 228 WESTFIELD GRP 188,721 163,918 38.17 % 41.89 % 0.18 % 92.22 %
70 4718 TIPTREE FIN GRP 178,128 115,168 58.56 % 59.64 % 0.17 % 92.39 %
71 4962 AU HOLDING CO GRP 167,767 37,587 56.65 % 64.40 % 0.16 % 92.55 %
72 408 AMERICAN NATL FIN GRP 162,931 150,816 46.15 % 49.50 % 0.16 % 92.71 %
73 572 BCBS OF MI GRP 160,058 144,305 36.51 % 50.32 % 0.16 % 92.87 %
74 920 GLOBAL IND GRP 159,574 143,740 53.85 % 70.35 % 0.16 % 93.02 %
75 201 UTICA GRP 156,611 147,647 23.20 % 32.33 % 0.15 % 93.18 %
76 169 SENTRY INS GRP 154,946 144,979 55.36 % 73.82 % 0.15 % 93.33 %
77 869 MINNESOTA MUT GRP 149,095 133,556 45.32 % 46.21 % 0.15 % 93.47 %
78 225 IAT REINS CO GRP 148,558 132,675 65.14 % 78.09 % 0.14 % 93.62 %
79 474 FCCI MUT INS GRP 144,071 135,700 60.05 % 63.33 % 0.14 % 93.76 %
80 175 STATE AUTO MUT GRP 143,268 135,531 30.79 % 39.06 % 0.14 % 93.90 %
81 226 MERCHANTS MUT GRP 132,251 130,855 50.94 % 53.37 % 0.13 % 94.03 %
82 37621 TOYOTA MOTOR INS CO 125,022 104,687 38.90 % 38.90 % 0.12 % 94.15 %
83 748 AMERITRUST GRP INC GRP 124,697 118,945 49.51 % 62.88 % 0.12 % 94.27 %
84 271 PENNSYLVANIA NATL INS GRP 114,735 111,775 41.60 % 48.91 % 0.11 % 94.38 %
85 16427 ATEGRITY SPECIALTY INS CO 114,573 105,394 56.92 % 66.70 % 0.11 % 94.49 %
86 309 WESTERN NATL MUT GRP 112,413 105,260 31.92 % 36.10 % 0.11 % 94.60 %
87 4277 TD FRIEDKIN GRP 111,155 76,079 57.56 % 57.71 % 0.11 % 94.71 %
88 4969 TRISURA GRP 102,492 89,994 46.21 % 59.00 % 0.10 % 94.81 %
89 867 PROTECTIVE INS CORP GRP 99,010 100,051 39.19 % 75.98 % 0.10 % 94.91 %
90 124 AMERISURE CO GRP 98,499 89,304 78.26 % 82.07 % 0.10 % 95.00 %
91 16285 NEXT INS US CO 97,182 54,757 66.93 % 67.48 % 0.09 % 95.10 %
92 79 ALLY INS HOLDINGS GRP 93,177 79,162 44.34 % 44.34 % 0.09 % 95.19 %
93 4851 CHURCH MUT GRP 91,725 83,576 44.14 % 55.87 % 0.09 % 95.28 %
94 4982 OBS HOLDINGS GRP 89,700 35,990 47.08 % 64.52 % 0.09 % 95.37 %
95 10023 ALLIANCE OF NONPROFITS FOR INS RRG 87,717 79,104 57.60 % 65.46 % 0.09 % 95.45 %
96 11231 GENERALI US BRANCH 83,260 84,027 91.18 % 102.98 % 0.08 % 95.53 %
97 4935 CHANDLER INS GRP 81,566 76,282 53.97 % 58.95 % 0.08 % 95.61 %
98 4715 MS & AD INS GRP 79,857 78,683 49.51 % 76.34 % 0.08 % 95.69 %
99 11268 ICI MUT INS CO RRG 77,531 78,315 115.77 % 117.21 % 0.08 % 95.77 %
100 11118 FEDERATED RURAL ELECTRIC INS EXCH 73,555 71,861 38.09 % 63.06 % 0.07 % 95.84 %
101 4886 BENCHMARK HOLDING GRP 72,305 50,044 25.37 % 37.48 % 0.07 % 95.91 %
102 28 AMICA MUT GRP 71,933 71,591 63.08 % 63.86 % 0.07 % 95.98 %
103 96 SECURA INS GRP 68,509 63,384 21.37 % 26.44 % 0.07 % 96.05 %
104 518 GRINNELL MUT GRP 64,512 63,621 61.79 % 68.09 % 0.06 % 96.11 %
105 15792 UNDERWRITERS AT LLOYDS LONDON 63,249 65,812 N/A 5.32 % 0.06 % 96.17 %
106 16988 UPLAND SPECIALTY INS CO 62,298 20,816 50.43 % 60.13 % 0.06 % 96.23 %
107 246 PENNSYLVANIA LUMBERMENS GRP 61,938 61,158 76.61 % 86.04 % 0.06 % 96.29 %
108 50 COUNTRY INS & FIN SERV GRP 57,650 56,453 47.25 % 47.31 % 0.06 % 96.35 %
109 4131 PRIME HOLDINGS INS GRP 56,716 50,352 24.03 % 37.01 % 0.06 % 96.40 %
110 39861 GOLDEN BEAR INS CO 56,545 55,941 86.71 % 103.16 % 0.06 % 96.46 %
111 1208 GRAY INS GRP 55,569 41,074 70.12 % 77.80 % 0.05 % 96.51 %
112 3299 AJK HOLDINGS GRP 55,120 54,146 50.29 % 73.81 % 0.05 % 96.57 %
113 32450 ALPS PROP & CAS INS CO 54,358 53,782 34.14 % 58.39 % 0.05 % 96.62 %
114 36 CENTRAL MUT INS CO GRP 53,870 51,520 49.42 % 52.14 % 0.05 % 96.67 %
115 1278 CSAA INS GRP 53,354 53,453 52.97 % 55.71 % 0.05 % 96.72 %
116 291 ENCOVA MUT INS GRP 52,914 51,544 48.21 % 50.07 % 0.05 % 96.78 %
117 1302 BUILDERS INS GRP 51,011 51,566 43.19 % 70.99 % 0.05 % 96.83 %
118 250 DONEGAL GRP 50,385 47,901 17.11 % 18.73 % 0.05 % 96.88 %
119 4359 HOUSING AUTHORITY PROP GRP 49,974 46,651 19.05 % 29.96 % 0.05 % 96.92 %
120 33499 DORINCO REINS CO 48,686 48,765 110.86 % 121.45 % 0.05 % 96.97 %
121 34843 NEW YORK SCHOOLS INS RECIP 48,188 46,924 43.87 % 80.79 % 0.05 % 97.02 %
122 4997 ACCELERANT US HOLDINGS GRP 46,191 10,119 50.12 % 52.78 % 0.05 % 97.06 %
123 411 MAPFRE INS GRP 46,000 44,992 54.66 % 59.48 % 0.04 % 97.11 %
124 23 BCS INS GRP 45,665 43,675 84.46 % 90.88 % 0.04 % 97.15 %
125 4884 ETHOS GRP 45,502 36,195 32.97 % 32.97 % 0.04 % 97.20 %
**INDUSTRY TOTAL** 102,529,662 92,947,847 59.00 % 68.53 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


315
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 626 CHUBB LTD GRP 57,611 58,020 67.32 % 79.67 % 6.06 % 6.06 %
2 3548 TRAVELERS GRP 53,766 50,300 58.42 % 62.59 % 5.66 % 11.72 %
3 158 FAIRFAX FIN GRP 43,178 39,517 64.47 % 77.44 % 4.55 % 16.27 %
4 244 CINCINNATI FIN GRP 38,383 35,283 42.53 % 48.14 % 4.04 % 20.31 %
5 968 AXA INS GRP 34,369 31,629 38.22 % 48.74 % 3.62 % 23.93 %
6 218 CNA INS GRP 34,272 33,493 50.11 % 64.34 % 3.61 % 27.54 %
7 31 BERKSHIRE HATHAWAY GRP 32,219 31,196 127.24 % 137.54 % 3.39 % 30.93 %
8 212 ZURICH INS GRP 29,774 28,378 85.41 % 102.51 % 3.13 % 34.06 %
9 91 HARTFORD FIRE & CAS GRP 29,460 26,514 1.51 % 10.74 % 3.10 % 37.16 %
10 140 NATIONWIDE CORP GRP 29,284 28,717 86.70 % 93.67 % 3.08 % 40.25 %
**STATE TOTAL** 949,952 891,388 56.15 % 66.98 % 100.00 % 40.25 %

Alaska 1 785 MARKEL CORP GRP 16,054 15,132 13.23 % 19.22 % 8.84 % 8.84 %
2 158 FAIRFAX FIN GRP 11,781 10,580 13.16 % 20.47 % 6.49 % 15.33 %
3 309 WESTERN NATL MUT GRP 11,471 10,158 N/A N/A 6.32 % 21.64 %
4 98 WR BERKLEY CORP GRP 11,313 11,553 26.77 % 37.23 % 6.23 % 27.87 %
5 111 LIBERTY MUT GRP 9,932 9,612 181.98 % 186.58 % 5.47 % 33.34 %
6 4485 COPPERPOINT GRP 9,925 9,339 N/A N/A 5.47 % 38.81 %
7 91 HARTFORD FIRE & CAS GRP 9,305 8,902 40.63 % 42.53 % 5.12 % 43.93 %
8 626 CHUBB LTD GRP 8,817 8,278 89.30 % 103.74 % 4.85 % 48.78 %
9 3548 TRAVELERS GRP 7,106 6,846 29.35 % 32.69 % 3.91 % 52.70 %
10 31 BERKSHIRE HATHAWAY GRP 5,257 4,867 N/A N/A 2.89 % 55.59 %
**STATE TOTAL** 181,613 181,730 37.99 % 46.35 % 100.00 % 55.59 %

Arizona 1 626 CHUBB LTD GRP 110,276 91,217 62.18 % 63.41 % 7.24 % 7.24 %
2 785 MARKEL CORP GRP 74,842 62,642 35.89 % 49.36 % 4.91 % 12.15 %
3 158 FAIRFAX FIN GRP 67,155 52,245 46.09 % 54.83 % 4.41 % 16.55 %
4 968 AXA INS GRP 65,540 54,503 87.76 % 95.99 % 4.30 % 20.85 %
5 98 WR BERKLEY CORP GRP 58,700 49,168 80.46 % 94.55 % 3.85 % 24.70 %
6 3548 TRAVELERS GRP 56,121 49,534 64.43 % 67.77 % 3.68 % 28.39 %
7 111 LIBERTY MUT GRP 55,757 51,762 60.61 % 47.71 % 3.66 % 32.04 %
8 218 CNA INS GRP 53,456 45,705 69.21 % 82.77 % 3.51 % 35.55 %
9 91 HARTFORD FIRE & CAS GRP 47,531 42,853 92.67 % 109.43 % 3.12 % 38.67 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 47,398 42,429 84.70 % 93.55 % 3.11 % 41.78 %
**STATE TOTAL** 1,524,142 1,328,885 60.94 % 68.07 % 100.00 % 41.78 %

Arkansas 1 626 CHUBB LTD GRP 122,377 128,179 71.83 % 73.57 % 21.49 % 21.49 %
2 3548 TRAVELERS GRP 27,542 26,520 48.74 % 52.98 % 4.84 % 26.32 %
3 12 AMERICAN INTL GRP 19,130 19,584 N/A N/A 3.36 % 29.68 %
4 158 FAIRFAX FIN GRP 18,615 14,829 53.47 % 60.12 % 3.27 % 32.95 %
5 218 CNA INS GRP 18,035 17,486 32.90 % 39.08 % 3.17 % 36.12 %
6 98 WR BERKLEY CORP GRP 16,651 15,382 31.25 % 35.79 % 2.92 % 39.04 %
7 140 NATIONWIDE CORP GRP 14,300 14,703 44.38 % 48.16 % 2.51 % 41.55 %
8 761 ALLIANZ INS GRP 14,154 9,409 221.73 % 231.41 % 2.49 % 44.04 %
9 244 CINCINNATI FIN GRP 13,986 12,928 N/A 0.18 % 2.46 % 46.50 %
10 31 BERKSHIRE HATHAWAY GRP 13,953 13,105 13.90 % 3.84 % 2.45 % 48.95 %
**STATE TOTAL** 569,495 547,747 54.56 % 58.16 % 100.00 % 48.95 %

© 2022 National Association of Insurance Commissioners


316
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 626 CHUBB LTD GRP 1,100,699 1,004,036 59.34 % 81.23 % 7.18 % 7.18 %
2 31 BERKSHIRE HATHAWAY GRP 1,075,448 992,543 67.39 % 72.19 % 7.01 % 14.19 %
3 158 FAIRFAX FIN GRP 902,279 735,082 65.91 % 77.48 % 5.88 % 20.08 %
4 968 AXA INS GRP 832,613 685,698 52.00 % 59.27 % 5.43 % 25.51 %
5 140 NATIONWIDE CORP GRP 641,282 605,710 46.85 % 54.62 % 4.18 % 29.69 %
6 12 AMERICAN INTL GRP 629,152 577,352 138.56 % 142.20 % 4.10 % 33.80 %
7 3548 TRAVELERS GRP 598,550 544,767 64.24 % 71.07 % 3.90 % 37.70 %
8 98 WR BERKLEY CORP GRP 573,373 501,811 50.81 % 60.67 % 3.74 % 41.44 %
9 111 LIBERTY MUT GRP 567,224 528,587 124.90 % 132.96 % 3.70 % 45.14 %
10 785 MARKEL CORP GRP 525,601 456,114 45.87 % 58.84 % 3.43 % 48.57 %
**STATE TOTAL** 15,331,909 13,493,841 64.92 % 77.14 % 100.00 % 48.57 %

Colorado 1 626 CHUBB LTD GRP 120,572 113,193 46.01 % 51.79 % 6.08 % 6.08 %
2 968 AXA INS GRP 105,540 94,492 61.78 % 75.90 % 5.32 % 11.39 %
3 111 LIBERTY MUT GRP 94,017 82,530 88.88 % 97.41 % 4.74 % 16.13 %
4 98 WR BERKLEY CORP GRP 92,303 82,253 44.85 % 52.29 % 4.65 % 20.78 %
5 785 MARKEL CORP GRP 88,480 78,959 71.04 % 81.83 % 4.46 % 25.24 %
6 3548 TRAVELERS GRP 83,974 78,916 47.13 % 49.57 % 4.23 % 29.47 %
7 158 FAIRFAX FIN GRP 81,146 61,261 43.35 % 71.96 % 4.09 % 33.56 %
8 12 AMERICAN INTL GRP 65,198 69,291 47.24 % 38.19 % 3.29 % 36.85 %
9 218 CNA INS GRP 61,592 58,592 76.03 % 86.61 % 3.10 % 39.95 %
10 31 BERKSHIRE HATHAWAY GRP 61,489 47,244 39.27 % 48.59 % 3.10 % 43.05 %
**STATE TOTAL** 1,984,610 1,762,758 51.61 % 60.72 % 100.00 % 43.05 %

Connecticut 1 626 CHUBB LTD GRP 199,812 179,138 63.05 % 73.59 % 13.39 % 13.39 %
2 3548 TRAVELERS GRP 79,434 75,140 42.85 % 48.67 % 5.32 % 18.72 %
3 968 AXA INS GRP 73,141 64,149 126.44 % 135.88 % 4.90 % 23.62 %
4 158 FAIRFAX FIN GRP 69,728 71,444 79.10 % 149.72 % 4.67 % 28.29 %
5 91 HARTFORD FIRE & CAS GRP 63,642 59,122 62.75 % 69.55 % 4.27 % 32.56 %
6 111 LIBERTY MUT GRP 59,948 56,422 53.57 % 54.03 % 4.02 % 36.57 %
7 12 AMERICAN INTL GRP 57,080 57,109 88.96 % 81.79 % 3.83 % 40.40 %
8 98 WR BERKLEY CORP GRP 56,780 52,251 38.23 % 42.13 % 3.81 % 44.21 %
9 218 CNA INS GRP 52,507 50,116 57.34 % 68.28 % 3.52 % 47.73 %
10 785 MARKEL CORP GRP 48,938 41,383 42.97 % 50.86 % 3.28 % 51.01 %
**STATE TOTAL** 1,492,017 1,361,060 61.02 % 72.74 % 100.00 % 51.01 %

Delaware 1 11231 GENERALI US BRANCH 75,879 76,102 76.90 % 85.95 % 11.47 % 11.47 %
2 111 LIBERTY MUT GRP 49,995 36,853 99.15 % 99.87 % 7.56 % 19.02 %
3 626 CHUBB LTD GRP 33,906 33,459 130.66 % 149.68 % 5.12 % 24.15 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 32,305 26,636 N/A N/A 4.88 % 29.03 %
5 968 AXA INS GRP 31,187 27,683 41.10 % 45.74 % 4.71 % 33.75 %
6 212 ZURICH INS GRP 29,735 27,776 21.70 % 20.70 % 4.49 % 38.24 %
7 91 HARTFORD FIRE & CAS GRP 29,717 29,538 43.50 % 45.29 % 4.49 % 42.73 %
8 84 AMERICAN FINANCIAL GRP 29,612 37,604 103.25 % 112.05 % 4.48 % 47.21 %
9 761 ALLIANZ INS GRP 27,842 23,771 114.66 % 126.14 % 4.21 % 51.41 %
10 12 AMERICAN INTL GRP 27,642 21,128 30.76 % 31.46 % 4.18 % 55.59 %
**STATE TOTAL** 661,640 592,006 68.80 % 79.19 % 100.00 % 55.59 %

© 2022 National Association of Insurance Commissioners


317
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 626 CHUBB LTD GRP 61,007 56,575 42.63 % 51.44 % 10.14 % 10.14 %
2 31 BERKSHIRE HATHAWAY GRP 49,182 46,839 91.24 % 96.88 % 8.18 % 18.32 %
3 15445 ATTORNEYS LIAB ASSUR SOCIETY LTD RRG 39,846 39,818 127.40 % 127.40 % 6.62 % 24.94 %
4 218 CNA INS GRP 31,967 29,796 26.51 % 40.10 % 5.31 % 30.26 %
5 12 AMERICAN INTL GRP 27,545 24,660 17.46 % 24.56 % 4.58 % 34.84 %
6 968 AXA INS GRP 25,425 21,518 90.48 % 96.75 % 4.23 % 39.07 %
7 140 NATIONWIDE CORP GRP 25,387 23,532 18.35 % 33.37 % 4.22 % 43.29 %
8 98 WR BERKLEY CORP GRP 24,919 23,315 49.40 % 60.41 % 4.14 % 47.43 %
9 3548 TRAVELERS GRP 23,295 19,932 75.15 % 74.73 % 3.87 % 51.30 %
10 4670 STARR GRP 22,754 19,584 10.03 % 41.43 % 3.78 % 55.09 %
**STATE TOTAL** 601,468 544,487 50.04 % 59.22 % 100.00 % 55.09 %

Florida 1 19 ASSURANT INC GRP 2,753,992 2,807,510 68.43 % 68.48 % 32.21 % 32.21 %
2 626 CHUBB LTD GRP 378,553 348,488 69.03 % 79.40 % 4.43 % 36.63 %
3 785 MARKEL CORP GRP 284,977 260,987 53.14 % 66.53 % 3.33 % 39.96 %
4 158 FAIRFAX FIN GRP 250,927 211,636 74.36 % 87.79 % 2.93 % 42.90 %
5 3548 TRAVELERS GRP 241,979 223,339 62.76 % 68.99 % 2.83 % 45.73 %
6 12 AMERICAN INTL GRP 240,690 218,679 100.92 % 98.01 % 2.81 % 48.54 %
7 31 BERKSHIRE HATHAWAY GRP 209,341 186,713 51.14 % 60.30 % 2.45 % 50.99 %
8 111 LIBERTY MUT GRP 200,220 193,852 117.59 % 126.74 % 2.34 % 53.33 %
9 968 AXA INS GRP 199,569 178,894 62.37 % 66.56 % 2.33 % 55.67 %
10 98 WR BERKLEY CORP GRP 192,612 173,165 66.11 % 82.90 % 2.25 % 57.92 %
**STATE TOTAL** 8,551,339 8,042,758 66.78 % 75.34 % 100.00 % 57.92 %

Georgia 1 626 CHUBB LTD GRP 211,066 201,313 51.98 % 70.47 % 7.44 % 7.44 %
2 111 LIBERTY MUT GRP 196,688 184,444 104.33 % 107.81 % 6.93 % 14.37 %
3 12 AMERICAN INTL GRP 159,697 147,341 58.01 % 61.87 % 5.63 % 20.00 %
4 968 AXA INS GRP 139,400 118,283 78.91 % 89.38 % 4.91 % 24.91 %
5 3548 TRAVELERS GRP 126,083 116,028 63.74 % 65.12 % 4.44 % 29.35 %
6 158 FAIRFAX FIN GRP 116,043 96,830 58.33 % 70.57 % 4.09 % 33.44 %
7 31 BERKSHIRE HATHAWAY GRP 92,786 72,166 55.90 % 65.38 % 3.27 % 36.71 %
8 218 CNA INS GRP 90,468 79,552 56.88 % 67.02 % 3.19 % 39.90 %
9 91 HARTFORD FIRE & CAS GRP 89,247 77,086 55.36 % 69.83 % 3.15 % 43.05 %
10 212 ZURICH INS GRP 86,593 78,067 29.18 % 34.56 % 3.05 % 46.10 %
**STATE TOTAL** 2,837,622 2,540,297 61.42 % 70.26 % 100.00 % 46.10 %

Hawaii 1 3098 TOKIO MARINE HOLDINGS INC GRP 34,115 33,793 74.61 % 68.25 % 9.59 % 9.59 %
2 626 CHUBB LTD GRP 24,129 22,188 19.11 % 43.91 % 6.78 % 16.37 %
3 158 FAIRFAX FIN GRP 21,367 20,861 31.23 % 36.38 % 6.01 % 22.38 %
4 98 WR BERKLEY CORP GRP 19,950 18,508 34.46 % 43.09 % 5.61 % 27.98 %
5 106 ISLAND INS CO GRP 17,521 17,065 14.99 % 14.87 % 4.92 % 32.91 %
6 3548 TRAVELERS GRP 14,427 13,724 33.18 % 34.25 % 4.05 % 36.96 %
7 785 MARKEL CORP GRP 12,516 11,318 49.69 % 66.89 % 3.52 % 40.48 %
8 84 AMERICAN FINANCIAL GRP 12,232 11,554 33.60 % 58.82 % 3.44 % 43.92 %
9 968 AXA INS GRP 11,412 11,228 72.32 % 90.01 % 3.21 % 47.13 %
10 12 AMERICAN INTL GRP 11,095 10,581 487.30 % 512.23 % 3.12 % 50.24 %
**STATE TOTAL** 355,799 333,216 63.64 % 75.96 % 100.00 % 50.24 %

© 2022 National Association of Insurance Commissioners


318
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 626 CHUBB LTD GRP 24,847 20,593 51.88 % 58.74 % 7.32 % 7.32 %
2 111 LIBERTY MUT GRP 18,802 17,985 63.72 % 67.71 % 5.54 % 12.86 %
3 244 CINCINNATI FIN GRP 17,594 15,578 21.28 % 27.55 % 5.18 % 18.05 %
4 98 WR BERKLEY CORP GRP 14,879 13,961 31.02 % 40.83 % 4.38 % 22.43 %
5 3548 TRAVELERS GRP 14,249 13,774 42.22 % 43.67 % 4.20 % 26.63 %
6 12 AMERICAN INTL GRP 12,993 12,645 115.01 % 109.31 % 3.83 % 30.46 %
7 968 AXA INS GRP 12,312 12,121 45.56 % 59.57 % 3.63 % 34.08 %
8 158 FAIRFAX FIN GRP 11,119 9,684 33.62 % 38.99 % 3.28 % 37.36 %
9 212 ZURICH INS GRP 10,980 9,016 20.59 % 25.13 % 3.24 % 40.60 %
10 140 NATIONWIDE CORP GRP 10,821 9,766 60.65 % 81.20 % 3.19 % 43.78 %
**STATE TOTAL** 339,382 309,484 52.31 % 58.92 % 100.00 % 43.78 %

Illinois 1 19 ASSURANT INC GRP 1,045,656 738,388 60.00 % 60.09 % 19.22 % 19.22 %
2 626 CHUBB LTD GRP 390,404 358,906 52.12 % 66.11 % 7.18 % 26.40 %
3 218 CNA INS GRP 302,154 266,706 42.18 % 47.50 % 5.55 % 31.95 %
4 12 AMERICAN INTL GRP 206,214 185,890 123.07 % 115.38 % 3.79 % 35.74 %
5 3548 TRAVELERS GRP 203,462 186,914 68.51 % 75.45 % 3.74 % 39.48 %
6 968 AXA INS GRP 189,276 199,653 80.70 % 89.56 % 3.48 % 42.96 %
7 111 LIBERTY MUT GRP 170,728 142,784 58.04 % 59.21 % 3.14 % 46.10 %
8 31 BERKSHIRE HATHAWAY GRP 161,490 134,879 81.11 % 91.57 % 2.97 % 49.07 %
9 158 FAIRFAX FIN GRP 144,907 134,491 61.65 % 66.86 % 2.66 % 51.73 %
10 3219 SOMPO GRP 137,856 115,163 38.32 % 45.02 % 2.53 % 54.27 %
**STATE TOTAL** 5,439,975 4,713,522 59.64 % 67.01 % 100.00 % 54.27 %

Indiana 1 626 CHUBB LTD GRP 113,273 99,326 42.13 % 51.38 % 8.49 % 8.49 %
2 3548 TRAVELERS GRP 84,396 77,479 48.87 % 52.90 % 6.33 % 14.82 %
3 111 LIBERTY MUT GRP 67,385 61,827 64.75 % 88.33 % 5.05 % 19.88 %
4 98 WR BERKLEY CORP GRP 51,811 48,762 51.43 % 57.39 % 3.89 % 23.76 %
5 244 CINCINNATI FIN GRP 51,215 49,107 39.66 % 43.29 % 3.84 % 27.60 %
6 212 ZURICH INS GRP 44,488 37,864 23.21 % 34.34 % 3.34 % 30.94 %
7 140 NATIONWIDE CORP GRP 41,576 39,158 50.53 % 50.10 % 3.12 % 34.06 %
8 968 AXA INS GRP 38,982 42,937 6.45 % 15.44 % 2.92 % 36.98 %
9 12 AMERICAN INTL GRP 38,319 34,688 235.27 % 253.43 % 2.87 % 39.86 %
10 218 CNA INS GRP 37,219 36,499 71.85 % 83.15 % 2.79 % 42.65 %
**STATE TOTAL** 1,333,437 1,241,241 54.00 % 61.44 % 100.00 % 42.65 %

Iowa 1 626 CHUBB LTD GRP 56,200 52,046 26.21 % 33.28 % 7.04 % 7.04 %
2 3548 TRAVELERS GRP 54,298 51,090 65.19 % 65.49 % 6.80 % 13.84 %
3 31 BERKSHIRE HATHAWAY GRP 47,210 32,970 53.29 % 64.34 % 5.91 % 19.75 %
4 62 EMC INS CO GRP 36,018 36,296 121.24 % 135.28 % 4.51 % 24.26 %
5 140 NATIONWIDE CORP GRP 31,057 29,429 34.64 % 35.52 % 3.89 % 28.15 %
6 518 GRINNELL MUT GRP 25,749 25,278 40.68 % 43.73 % 3.22 % 31.38 %
7 218 CNA INS GRP 23,869 21,939 45.62 % 54.07 % 2.99 % 34.37 %
8 15350 WEST BEND MUT INS CO 21,823 20,275 26.05 % 28.74 % 2.73 % 37.10 %
9 98 WR BERKLEY CORP GRP 21,451 21,616 97.31 % 98.84 % 2.69 % 39.79 %
10 158 FAIRFAX FIN GRP 20,424 15,486 15.05 % 46.95 % 2.56 % 42.34 %
**STATE TOTAL** 798,452 747,177 53.83 % 60.57 % 100.00 % 42.34 %

© 2022 National Association of Insurance Commissioners


319
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 3548 TRAVELERS GRP 48,906 46,738 75.36 % 84.94 % 7.78 % 7.78 %
2 626 CHUBB LTD GRP 48,601 44,442 80.46 % 101.61 % 7.74 % 15.52 %
3 140 NATIONWIDE CORP GRP 29,461 27,629 42.37 % 48.87 % 4.69 % 20.21 %
4 218 CNA INS GRP 23,496 21,237 106.71 % 131.18 % 3.74 % 23.95 %
5 62 EMC INS CO GRP 23,418 23,583 41.73 % 49.91 % 3.73 % 27.68 %
6 968 AXA INS GRP 22,413 21,777 77.41 % 104.44 % 3.57 % 31.24 %
7 84 AMERICAN FINANCIAL GRP 22,192 20,990 38.51 % 44.19 % 3.53 % 34.78 %
8 111 LIBERTY MUT GRP 22,107 19,953 70.41 % 81.59 % 3.52 % 38.29 %
9 12 AMERICAN INTL GRP 21,313 22,773 N/A N/A 3.39 % 41.69 %
10 31 BERKSHIRE HATHAWAY GRP 20,334 19,616 52.32 % 63.15 % 3.24 % 44.92 %
**STATE TOTAL** 628,274 599,574 56.54 % 67.35 % 100.00 % 44.92 %

Kentucky 1 626 CHUBB LTD GRP 51,485 47,659 33.60 % 28.86 % 7.75 % 7.75 %
2 111 LIBERTY MUT GRP 41,384 35,314 79.81 % 85.43 % 6.23 % 13.98 %
3 3548 TRAVELERS GRP 40,608 37,992 76.53 % 80.79 % 6.11 % 20.09 %
4 244 CINCINNATI FIN GRP 31,945 30,857 27.73 % 32.86 % 4.81 % 24.90 %
5 218 CNA INS GRP 23,422 23,364 30.43 % 40.59 % 3.53 % 28.43 %
6 12 AMERICAN INTL GRP 21,971 19,271 11.67 % N/A 3.31 % 31.74 %
7 158 FAIRFAX FIN GRP 20,068 17,700 46.04 % 48.16 % 3.02 % 34.76 %
8 968 AXA INS GRP 19,138 18,279 56.49 % 65.01 % 2.88 % 37.64 %
9 140 NATIONWIDE CORP GRP 17,903 16,451 57.05 % 66.80 % 2.70 % 40.34 %
10 109 KENTUCKY FARM BUREAU GRP 16,642 16,332 27.94 % 30.52 % 2.51 % 42.84 %
**STATE TOTAL** 664,235 615,804 42.38 % 47.43 % 100.00 % 42.84 %

Louisiana 1 3548 TRAVELERS GRP 86,655 82,596 55.11 % 61.56 % 7.41 % 7.41 %
2 626 CHUBB LTD GRP 65,247 66,222 72.53 % 74.68 % 5.58 % 12.98 %
3 158 FAIRFAX FIN GRP 62,499 56,023 49.05 % 59.26 % 5.34 % 18.32 %
4 98 WR BERKLEY CORP GRP 52,088 49,434 36.89 % 52.96 % 4.45 % 22.77 %
5 218 CNA INS GRP 49,859 49,530 32.74 % 51.83 % 4.26 % 27.04 %
6 140 NATIONWIDE CORP GRP 46,038 43,711 75.49 % 91.73 % 3.93 % 30.97 %
7 968 AXA INS GRP 45,004 46,405 50.35 % 68.09 % 3.85 % 34.82 %
8 111 LIBERTY MUT GRP 41,671 41,528 128.80 % 136.06 % 3.56 % 38.38 %
9 12 AMERICAN INTL GRP 40,584 41,893 61.35 % 66.02 % 3.47 % 41.85 %
10 785 MARKEL CORP GRP 39,368 34,255 N/A N/A 3.36 % 45.21 %
**STATE TOTAL** 1,170,102 1,102,285 62.49 % 76.05 % 100.00 % 45.21 %

Maine 1 98 WR BERKLEY CORP GRP 18,508 17,867 67.03 % 69.44 % 7.81 % 7.81 %
2 3548 TRAVELERS GRP 16,924 16,700 52.44 % 52.52 % 7.14 % 14.95 %
3 626 CHUBB LTD GRP 14,032 13,557 54.57 % 72.15 % 5.92 % 20.87 %
4 111 LIBERTY MUT GRP 12,967 13,449 67.36 % 71.68 % 5.47 % 26.34 %
5 88 THE HANOVER INS GRP 10,917 9,935 6.65 % 16.89 % 4.61 % 30.95 %
6 31 BERKSHIRE HATHAWAY GRP 10,222 9,072 137.17 % 140.06 % 4.31 % 35.26 %
7 158 FAIRFAX FIN GRP 8,943 8,230 26.76 % 35.02 % 3.77 % 39.03 %
8 968 AXA INS GRP 8,223 8,421 41.49 % 50.92 % 3.47 % 42.50 %
9 12 AMERICAN INTL GRP 7,671 7,000 N/A N/A 3.24 % 45.74 %
10 218 CNA INS GRP 7,029 6,697 28.14 % 32.48 % 2.97 % 48.70 %
**STATE TOTAL** 237,027 223,966 44.70 % 50.04 % 100.00 % 48.70 %

© 2022 National Association of Insurance Commissioners


320
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 626 CHUBB LTD GRP 216,673 191,791 N/A N/A 13.97 % 13.97 %
2 968 AXA INS GRP 75,035 68,055 94.06 % 106.84 % 4.84 % 18.81 %
3 218 CNA INS GRP 69,192 64,670 35.57 % 48.37 % 4.46 % 23.27 %
4 3548 TRAVELERS GRP 68,545 64,049 31.04 % 37.85 % 4.42 % 27.69 %
5 12 AMERICAN INTL GRP 67,640 58,194 62.91 % 54.80 % 4.36 % 32.06 %
6 158 FAIRFAX FIN GRP 65,078 57,781 50.50 % 59.55 % 4.20 % 36.25 %
7 91 HARTFORD FIRE & CAS GRP 62,096 57,121 28.95 % 39.60 % 4.00 % 40.26 %
8 31 BERKSHIRE HATHAWAY GRP 51,484 44,621 39.52 % 47.05 % 3.32 % 43.58 %
9 140 NATIONWIDE CORP GRP 46,672 42,829 30.32 % 34.48 % 3.01 % 46.59 %
10 785 MARKEL CORP GRP 45,563 39,781 N/A 4.52 % 2.94 % 49.52 %
**STATE TOTAL** 1,550,695 1,408,011 26.65 % 33.38 % 100.00 % 49.52 %

Massachusetts 1 626 CHUBB LTD GRP 321,086 300,240 38.50 % 51.01 % 9.97 % 9.97 %
2 12 AMERICAN INTL GRP 233,033 207,059 37.70 % 35.46 % 7.23 % 17.20 %
3 968 AXA INS GRP 205,831 183,412 57.47 % 66.50 % 6.39 % 23.59 %
4 158 FAIRFAX FIN GRP 198,526 158,996 38.87 % 45.66 % 6.16 % 29.75 %
5 3548 TRAVELERS GRP 146,815 132,766 51.42 % 56.98 % 4.56 % 34.30 %
6 98 WR BERKLEY CORP GRP 143,338 131,357 31.50 % 36.60 % 4.45 % 38.75 %
7 218 CNA INS GRP 139,390 120,222 40.48 % 49.32 % 4.33 % 43.08 %
8 111 LIBERTY MUT GRP 134,310 122,759 63.56 % 62.35 % 4.17 % 47.25 %
9 31 BERKSHIRE HATHAWAY GRP 109,358 92,930 47.69 % 56.76 % 3.39 % 50.64 %
10 3219 SOMPO GRP 93,535 82,525 44.13 % 51.21 % 2.90 % 53.55 %
**STATE TOTAL** 3,221,975 2,843,047 48.85 % 56.51 % 100.00 % 53.55 %

Michigan 1 626 CHUBB LTD GRP 138,380 127,796 35.17 % 43.86 % 7.41 % 7.41 %
2 3548 TRAVELERS GRP 86,571 81,283 44.84 % 49.96 % 4.64 % 12.05 %
3 968 AXA INS GRP 72,588 72,095 46.49 % 55.75 % 3.89 % 15.94 %
4 12 AMERICAN INTL GRP 69,787 63,833 61.62 % 59.02 % 3.74 % 19.68 %
5 218 CNA INS GRP 64,241 56,960 N/A N/A 3.44 % 23.12 %
6 280 AUTO OWNERS GRP 63,309 60,789 23.94 % 24.22 % 3.39 % 26.51 %
7 158 FAIRFAX FIN GRP 54,771 50,275 61.68 % 76.41 % 2.93 % 29.44 %
8 111 LIBERTY MUT GRP 49,905 50,345 110.06 % 138.09 % 2.67 % 32.12 %
9 212 ZURICH INS GRP 49,053 47,282 73.25 % 86.24 % 2.63 % 34.74 %
10 33499 DORINCO REINS CO 48,686 48,765 110.86 % 121.45 % 2.61 % 37.35 %
**STATE TOTAL** 1,866,850 1,751,371 48.64 % 57.18 % 100.00 % 37.35 %

Minnesota 1 626 CHUBB LTD GRP 132,934 129,075 48.38 % 53.88 % 8.08 % 8.08 %
2 3548 TRAVELERS GRP 87,952 80,918 70.75 % 71.69 % 5.35 % 13.43 %
3 12 AMERICAN INTL GRP 77,622 70,719 121.40 % 119.55 % 4.72 % 18.15 %
4 968 AXA INS GRP 71,760 65,615 52.43 % 62.88 % 4.36 % 22.51 %
5 98 WR BERKLEY CORP GRP 56,618 51,401 54.56 % 58.14 % 3.44 % 25.96 %
6 218 CNA INS GRP 50,366 45,825 99.75 % 104.72 % 3.06 % 29.02 %
7 212 ZURICH INS GRP 49,470 48,897 33.23 % 44.26 % 3.01 % 32.03 %
8 111 LIBERTY MUT GRP 47,913 42,871 166.21 % 160.31 % 2.91 % 34.94 %
9 84 AMERICAN FINANCIAL GRP 43,051 37,078 28.78 % 36.79 % 2.62 % 37.56 %
10 158 FAIRFAX FIN GRP 42,917 36,565 24.16 % 24.01 % 2.61 % 40.17 %
**STATE TOTAL** 1,644,594 1,511,877 52.40 % 57.53 % 100.00 % 40.17 %

© 2022 National Association of Insurance Commissioners


321
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 3548 TRAVELERS GRP 39,793 38,373 42.78 % 18.85 % 8.88 % 8.88 %
2 626 CHUBB LTD GRP 34,596 32,718 58.62 % 68.49 % 7.72 % 16.61 %
3 111 LIBERTY MUT GRP 25,786 24,045 77.48 % 81.47 % 5.76 % 22.36 %
4 98 WR BERKLEY CORP GRP 20,550 19,418 31.08 % 38.26 % 4.59 % 26.95 %
5 31 BERKSHIRE HATHAWAY GRP 17,785 16,406 104.27 % 115.33 % 3.97 % 30.92 %
6 218 CNA INS GRP 16,817 15,977 35.00 % 43.85 % 3.75 % 34.68 %
7 140 NATIONWIDE CORP GRP 15,400 14,989 52.65 % 60.39 % 3.44 % 38.12 %
8 212 ZURICH INS GRP 13,336 12,342 49.59 % 60.07 % 2.98 % 41.09 %
9 84 AMERICAN FINANCIAL GRP 12,338 12,407 75.24 % 84.83 % 2.75 % 43.85 %
10 158 FAIRFAX FIN GRP 12,008 11,607 67.19 % 73.24 % 2.68 % 46.53 %
**STATE TOTAL** 447,914 415,955 49.20 % 57.15 % 100.00 % 46.53 %

Missouri 1 626 CHUBB LTD GRP 112,638 107,120 67.72 % 95.77 % 7.14 % 7.14 %
2 3548 TRAVELERS GRP 96,417 87,329 86.18 % 94.67 % 6.11 % 13.25 %
3 218 CNA INS GRP 85,625 82,317 38.78 % 48.60 % 5.43 % 18.68 %
4 3569 CATERPILLAR GRP 77,647 74,512 67.50 % 67.50 % 4.92 % 23.60 %
5 31 BERKSHIRE HATHAWAY GRP 58,884 58,774 67.83 % 78.42 % 3.73 % 27.34 %
6 968 AXA INS GRP 54,986 52,189 88.83 % 106.03 % 3.49 % 30.82 %
7 12 AMERICAN INTL GRP 54,697 54,102 43.48 % 38.64 % 3.47 % 34.29 %
8 98 WR BERKLEY CORP GRP 53,792 54,182 93.37 % 112.26 % 3.41 % 37.70 %
9 158 FAIRFAX FIN GRP 53,043 50,141 56.97 % 70.55 % 3.36 % 41.06 %
10 111 LIBERTY MUT GRP 52,152 51,754 134.92 % 139.83 % 3.31 % 44.37 %
**STATE TOTAL** 1,577,449 1,459,145 65.04 % 74.81 % 100.00 % 44.37 %

Montana 1 244 CINCINNATI FIN GRP 19,810 18,464 29.36 % 37.46 % 7.28 % 7.28 %
2 3548 TRAVELERS GRP 16,695 15,412 48.66 % 56.27 % 6.13 % 13.41 %
3 111 LIBERTY MUT GRP 13,358 13,095 95.94 % 105.69 % 4.91 % 18.32 %
4 98 WR BERKLEY CORP GRP 11,844 11,050 38.98 % 48.15 % 4.35 % 22.67 %
5 140 NATIONWIDE CORP GRP 11,606 9,633 43.31 % 49.92 % 4.26 % 26.94 %
6 626 CHUBB LTD GRP 10,441 8,885 32.72 % 49.57 % 3.84 % 30.77 %
7 91 HARTFORD FIRE & CAS GRP 8,625 5,775 232.49 % 285.46 % 3.17 % 33.94 %
8 785 MARKEL CORP GRP 8,398 6,555 24.73 % 39.77 % 3.09 % 37.03 %
9 158 FAIRFAX FIN GRP 8,313 5,919 7.10 % 11.08 % 3.05 % 40.08 %
10 31 BERKSHIRE HATHAWAY GRP 8,218 7,384 74.56 % 93.43 % 3.02 % 43.10 %
**STATE TOTAL** 272,162 232,107 56.18 % 69.05 % 100.00 % 43.10 %

Nebraska 1 3548 TRAVELERS GRP 32,328 30,540 55.95 % 61.18 % 6.91 % 6.91 %
2 626 CHUBB LTD GRP 31,085 29,460 62.35 % 65.92 % 6.65 % 13.56 %
3 140 NATIONWIDE CORP GRP 22,788 21,413 14.65 % 16.79 % 4.87 % 18.43 %
4 31 BERKSHIRE HATHAWAY GRP 22,214 22,368 41.52 % 49.71 % 4.75 % 23.19 %
5 98 WR BERKLEY CORP GRP 20,534 19,358 18.46 % 26.55 % 4.39 % 27.58 %
6 62 EMC INS CO GRP 19,440 19,123 20.82 % 29.39 % 4.16 % 31.73 %
7 968 AXA INS GRP 16,275 18,234 6.93 % 4.22 % 3.48 % 35.21 %
8 218 CNA INS GRP 14,857 13,583 42.96 % 50.31 % 3.18 % 38.39 %
9 84 AMERICAN FINANCIAL GRP 13,850 14,069 30.33 % 39.04 % 2.96 % 41.35 %
10 19 ASSURANT INC GRP 12,828 10,623 56.77 % 56.77 % 2.74 % 44.10 %
**STATE TOTAL** 467,600 451,958 43.35 % 48.52 % 100.00 % 44.10 %

© 2022 National Association of Insurance Commissioners


322
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 626 CHUBB LTD GRP 52,393 50,150 79.42 % 87.25 % 6.71 % 6.71 %
2 158 FAIRFAX FIN GRP 41,299 31,919 59.38 % 73.95 % 5.29 % 12.00 %
3 111 LIBERTY MUT GRP 36,420 34,769 58.16 % 63.29 % 4.67 % 16.67 %
4 785 MARKEL CORP GRP 35,121 32,867 38.16 % 51.61 % 4.50 % 21.17 %
5 91 HARTFORD FIRE & CAS GRP 35,075 29,766 51.80 % 56.88 % 4.49 % 25.66 %
6 3548 TRAVELERS GRP 34,376 29,410 61.08 % 64.18 % 4.40 % 30.06 %
7 98 WR BERKLEY CORP GRP 33,005 30,566 38.93 % 43.04 % 4.23 % 34.29 %
8 968 AXA INS GRP 31,110 29,890 85.11 % 84.00 % 3.99 % 38.28 %
9 12 AMERICAN INTL GRP 29,378 30,585 N/A N/A 3.76 % 42.04 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 25,677 22,581 59.72 % 64.60 % 3.29 % 45.33 %
**STATE TOTAL** 780,608 703,361 43.68 % 49.42 % 100.00 % 45.33 %

New Hampshire 1 98 WR BERKLEY CORP GRP 27,039 23,798 51.99 % 56.73 % 9.30 % 9.30 %
2 111 LIBERTY MUT GRP 16,819 15,471 50.75 % 54.14 % 5.79 % 15.09 %
3 3548 TRAVELERS GRP 16,341 15,275 49.05 % 60.79 % 5.62 % 20.71 %
4 626 CHUBB LTD GRP 16,012 15,483 17.18 % 25.97 % 5.51 % 26.22 %
5 158 FAIRFAX FIN GRP 12,503 10,574 34.70 % 44.32 % 4.30 % 30.52 %
6 12 AMERICAN INTL GRP 11,632 10,358 N/A N/A 4.00 % 34.52 %
7 968 AXA INS GRP 9,767 8,425 25.21 % 28.86 % 3.36 % 37.89 %
8 31 BERKSHIRE HATHAWAY GRP 8,760 8,465 31.42 % 39.21 % 3.01 % 40.90 %
9 212 ZURICH INS GRP 8,431 8,476 30.47 % 33.70 % 2.90 % 43.80 %
10 88 THE HANOVER INS GRP 8,056 7,316 0.82 % 11.60 % 2.77 % 46.57 %
**STATE TOTAL** 290,652 265,706 38.45 % 45.04 % 100.00 % 46.57 %

New Jersey 1 626 CHUBB LTD GRP 330,754 301,456 85.88 % 109.22 % 9.07 % 9.07 %
2 212 ZURICH INS GRP 198,610 200,591 78.12 % 112.96 % 5.45 % 14.52 %
3 3548 TRAVELERS GRP 166,759 155,527 86.00 % 91.01 % 4.57 % 19.10 %
4 968 AXA INS GRP 158,686 148,520 49.85 % 58.35 % 4.35 % 23.45 %
5 242 SELECTIVE INS GRP 156,228 146,996 35.14 % 50.42 % 4.29 % 27.74 %
6 158 FAIRFAX FIN GRP 147,294 124,558 50.39 % 64.30 % 4.04 % 31.78 %
7 31 BERKSHIRE HATHAWAY GRP 134,146 114,160 58.67 % 72.81 % 3.68 % 35.46 %
8 111 LIBERTY MUT GRP 131,726 128,454 52.79 % 63.70 % 3.61 % 39.07 %
9 218 CNA INS GRP 125,914 110,354 55.87 % 69.02 % 3.45 % 42.53 %
10 785 MARKEL CORP GRP 121,234 114,600 60.40 % 73.36 % 3.33 % 45.85 %
**STATE TOTAL** 3,645,136 3,355,236 61.22 % 74.85 % 100.00 % 45.85 %

New Mexico 1 3548 TRAVELERS GRP 25,027 25,187 67.03 % 85.60 % 7.73 % 7.73 %
2 98 WR BERKLEY CORP GRP 20,104 16,802 24.37 % 32.26 % 6.21 % 13.94 %
3 218 CNA INS GRP 16,375 15,451 61.74 % 75.76 % 5.06 % 19.00 %
4 111 LIBERTY MUT GRP 11,267 11,270 51.64 % 53.01 % 3.48 % 22.48 %
5 31 BERKSHIRE HATHAWAY GRP 11,127 9,868 34.11 % 46.63 % 3.44 % 25.92 %
6 158 FAIRFAX FIN GRP 10,631 9,658 79.73 % 98.49 % 3.28 % 29.21 %
7 626 CHUBB LTD GRP 10,478 10,040 74.25 % 86.38 % 3.24 % 32.44 %
8 244 CINCINNATI FIN GRP 9,464 9,430 44.48 % 52.30 % 2.92 % 35.37 %
9 785 MARKEL CORP GRP 9,333 8,360 80.07 % 91.15 % 2.88 % 38.25 %
10 968 AXA INS GRP 9,091 9,236 6.18 % 16.65 % 2.81 % 41.06 %
**STATE TOTAL** 323,680 300,621 58.07 % 71.18 % 100.00 % 41.06 %

© 2022 National Association of Insurance Commissioners


323
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 626 CHUBB LTD GRP 1,088,660 1,206,386 52.17 % 70.05 % 8.94 % 8.94 %
2 968 AXA INS GRP 603,861 513,380 66.78 % 72.47 % 4.96 % 13.89 %
3 3548 TRAVELERS GRP 579,883 533,124 70.09 % 77.82 % 4.76 % 18.65 %
4 12 AMERICAN INTL GRP 576,103 485,326 100.23 % 95.46 % 4.73 % 23.38 %
5 785 MARKEL CORP GRP 484,466 409,432 49.98 % 62.84 % 3.98 % 27.36 %
6 111 LIBERTY MUT GRP 478,448 378,907 110.14 % 117.63 % 3.93 % 31.29 %
7 158 FAIRFAX FIN GRP 450,609 400,420 48.40 % 63.31 % 3.70 % 34.99 %
8 31 BERKSHIRE HATHAWAY GRP 422,557 364,073 74.91 % 83.93 % 3.47 % 38.46 %
9 218 CNA INS GRP 407,819 365,196 62.78 % 74.38 % 3.35 % 41.81 %
10 4670 STARR GRP 393,090 386,387 68.88 % 85.49 % 3.23 % 45.03 %
**STATE TOTAL** 12,181,323 11,002,883 60.96 % 72.61 % 100.00 % 45.03 %

North Carolina 1 626 CHUBB LTD GRP 154,072 144,852 106.82 % 126.51 % 7.86 % 7.86 %
2 3548 TRAVELERS GRP 105,641 97,074 49.24 % 52.75 % 5.39 % 13.24 %
3 12 AMERICAN INTL GRP 85,422 80,216 78.27 % 78.44 % 4.36 % 17.60 %
4 968 AXA INS GRP 82,268 75,609 58.24 % 62.32 % 4.19 % 21.79 %
5 111 LIBERTY MUT GRP 73,698 68,332 130.92 % 142.59 % 3.76 % 25.55 %
6 31 BERKSHIRE HATHAWAY GRP 70,356 61,337 42.23 % 51.79 % 3.59 % 29.13 %
7 98 WR BERKLEY CORP GRP 68,121 62,557 35.92 % 41.42 % 3.47 % 32.61 %
8 140 NATIONWIDE CORP GRP 64,884 62,040 30.83 % 35.13 % 3.31 % 35.92 %
9 244 CINCINNATI FIN GRP 59,248 56,170 22.62 % 26.27 % 3.02 % 38.94 %
10 158 FAIRFAX FIN GRP 58,710 48,038 60.22 % 68.94 % 2.99 % 41.93 %
**STATE TOTAL** 1,961,439 1,773,378 59.32 % 67.28 % 100.00 % 41.93 %

North Dakota 1 3548 TRAVELERS GRP 19,562 18,712 N/A N/A 8.58 % 8.58 %
2 98 WR BERKLEY CORP GRP 16,760 15,241 36.86 % 38.94 % 7.35 % 15.93 %
3 626 CHUBB LTD GRP 13,112 8,733 29.06 % 34.86 % 5.75 % 21.69 %
4 158 FAIRFAX FIN GRP 12,409 5,145 60.84 % 62.01 % 5.44 % 27.13 %
5 140 NATIONWIDE CORP GRP 6,925 6,562 31.09 % 36.03 % 3.04 % 30.17 %
6 968 AXA INS GRP 5,516 3,935 164.26 % 205.75 % 2.42 % 32.59 %
7 62 EMC INS CO GRP 5,272 5,345 18.89 % 23.72 % 2.31 % 34.90 %
8 31 BERKSHIRE HATHAWAY GRP 5,191 4,431 51.37 % 57.67 % 2.28 % 37.18 %
9 14184 ACUITY A MUT INS CO 5,098 4,828 18.04 % 14.27 % 2.24 % 39.41 %
10 785 MARKEL CORP GRP 4,939 4,173 38.78 % 46.42 % 2.17 % 41.58 %
**STATE TOTAL** 227,951 201,290 49.43 % 57.09 % 100.00 % 41.58 %

Ohio 1 626 CHUBB LTD GRP 208,541 196,411 51.50 % 70.58 % 8.61 % 8.61 %
2 244 CINCINNATI FIN GRP 156,579 153,546 44.45 % 46.75 % 6.46 % 15.07 %
3 3548 TRAVELERS GRP 133,174 122,461 60.09 % 64.93 % 5.50 % 20.56 %
4 968 AXA INS GRP 102,701 99,210 79.00 % 88.05 % 4.24 % 24.80 %
5 111 LIBERTY MUT GRP 96,760 87,351 40.77 % 45.00 % 3.99 % 28.80 %
6 12 AMERICAN INTL GRP 92,230 89,220 49.36 % 39.65 % 3.81 % 32.60 %
7 218 CNA INS GRP 91,933 81,966 41.91 % 53.11 % 3.79 % 36.40 %
8 158 FAIRFAX FIN GRP 86,580 69,702 56.68 % 73.02 % 3.57 % 39.97 %
9 212 ZURICH INS GRP 79,617 66,405 75.06 % 93.10 % 3.29 % 43.25 %
10 31 BERKSHIRE HATHAWAY GRP 75,564 69,054 77.22 % 93.30 % 3.12 % 46.37 %
**STATE TOTAL** 2,423,132 2,204,096 55.19 % 63.27 % 100.00 % 46.37 %

© 2022 National Association of Insurance Commissioners


324
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 626 CHUBB LTD GRP 57,760 63,296 57.74 % 66.65 % 7.51 % 7.51 %
2 3548 TRAVELERS GRP 50,010 47,347 52.11 % 54.58 % 6.50 % 14.02 %
3 84 AMERICAN FINANCIAL GRP 32,108 29,686 33.54 % 37.58 % 4.18 % 18.19 %
4 98 WR BERKLEY CORP GRP 29,525 28,320 49.17 % 55.99 % 3.84 % 22.03 %
5 111 LIBERTY MUT GRP 29,087 28,871 55.55 % 53.67 % 3.78 % 25.82 %
6 158 FAIRFAX FIN GRP 28,051 24,566 82.88 % 94.03 % 3.65 % 29.47 %
7 218 CNA INS GRP 26,525 25,058 73.39 % 80.81 % 3.45 % 32.92 %
8 785 MARKEL CORP GRP 25,001 22,103 33.33 % 39.20 % 3.25 % 36.17 %
9 31 BERKSHIRE HATHAWAY GRP 23,434 24,604 26.40 % 31.62 % 3.05 % 39.22 %
10 12 AMERICAN INTL GRP 23,233 21,268 N/A N/A 3.02 % 42.24 %
**STATE TOTAL** 768,828 740,818 54.98 % 61.74 % 100.00 % 42.24 %

Oregon 1 626 CHUBB LTD GRP 66,105 63,902 72.72 % 97.68 % 7.61 % 7.61 %
2 111 LIBERTY MUT GRP 65,638 65,008 116.00 % 126.01 % 7.55 % 15.16 %
3 3548 TRAVELERS GRP 40,609 37,543 59.90 % 74.72 % 4.67 % 19.83 %
4 785 MARKEL CORP GRP 32,179 31,399 35.15 % 43.37 % 3.70 % 23.54 %
5 98 WR BERKLEY CORP GRP 30,595 27,520 44.63 % 54.89 % 3.52 % 27.06 %
6 158 FAIRFAX FIN GRP 29,594 26,846 56.78 % 70.33 % 3.41 % 30.46 %
7 218 CNA INS GRP 29,447 27,278 49.97 % 73.85 % 3.39 % 33.85 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 26,502 22,777 24.73 % 25.98 % 3.05 % 36.90 %
9 91 HARTFORD FIRE & CAS GRP 26,442 24,449 111.78 % 137.56 % 3.04 % 39.95 %
10 12 AMERICAN INTL GRP 25,887 24,662 144.39 % 150.36 % 2.98 % 42.92 %
**STATE TOTAL** 868,956 806,128 61.07 % 72.73 % 100.00 % 42.92 %

Pennsylvania 1 626 CHUBB LTD GRP 311,588 281,665 55.14 % 42.31 % 7.69 % 7.69 %
2 1120 EVEREST REINS HOLDINGS GRP 268,152 264,567 76.39 % 79.38 % 6.62 % 14.31 %
3 3548 TRAVELERS GRP 199,428 185,182 60.46 % 72.36 % 4.92 % 19.24 %
4 12 AMERICAN INTL GRP 194,409 184,134 59.50 % 53.71 % 4.80 % 24.04 %
5 158 FAIRFAX FIN GRP 178,885 141,573 80.44 % 89.04 % 4.42 % 28.45 %
6 968 AXA INS GRP 175,527 160,656 72.85 % 89.57 % 4.33 % 32.79 %
7 218 CNA INS GRP 156,990 142,161 45.81 % 57.24 % 3.88 % 36.66 %
8 212 ZURICH INS GRP 149,348 135,761 46.56 % 55.62 % 3.69 % 40.35 %
9 31 BERKSHIRE HATHAWAY GRP 143,160 117,025 53.90 % 64.41 % 3.53 % 43.88 %
10 111 LIBERTY MUT GRP 138,414 133,870 58.13 % 70.35 % 3.42 % 47.30 %
**STATE TOTAL** 4,050,579 3,663,735 57.61 % 65.11 % 100.00 % 47.30 %

Rhode Island 1 626 CHUBB LTD GRP 37,027 34,230 109.63 % 119.91 % 10.18 % 10.18 %
2 212 ZURICH INS GRP 22,146 19,051 140.22 % 131.35 % 6.09 % 16.26 %
3 3548 TRAVELERS GRP 21,483 18,995 41.20 % 52.36 % 5.90 % 22.17 %
4 968 AXA INS GRP 20,608 17,931 40.35 % 48.50 % 5.66 % 27.83 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 15,514 13,384 71.34 % 70.75 % 4.26 % 32.10 %
6 158 FAIRFAX FIN GRP 15,458 13,251 64.33 % 72.50 % 4.25 % 36.35 %
7 98 WR BERKLEY CORP GRP 14,643 12,876 33.55 % 39.53 % 4.02 % 40.37 %
8 31 BERKSHIRE HATHAWAY GRP 14,279 13,622 35.01 % 42.15 % 3.92 % 44.30 %
9 111 LIBERTY MUT GRP 13,407 11,976 49.50 % 51.84 % 3.69 % 47.98 %
10 12 AMERICAN INTL GRP 11,563 11,988 16.95 % 4.18 % 3.18 % 51.16 %
**STATE TOTAL** 363,824 332,256 56.45 % 63.47 % 100.00 % 51.16 %

© 2022 National Association of Insurance Commissioners


325
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 626 CHUBB LTD GRP 51,650 47,403 44.29 % 64.37 % 5.96 % 5.96 %
2 3548 TRAVELERS GRP 47,311 43,872 98.38 % 109.07 % 5.46 % 11.42 %
3 218 CNA INS GRP 42,035 38,518 70.26 % 79.25 % 4.85 % 16.27 %
4 785 MARKEL CORP GRP 37,674 33,776 40.92 % 51.31 % 4.35 % 20.62 %
5 98 WR BERKLEY CORP GRP 26,911 25,832 75.42 % 95.51 % 3.11 % 23.73 %
6 140 NATIONWIDE CORP GRP 25,894 24,329 56.20 % 69.75 % 2.99 % 26.72 %
7 111 LIBERTY MUT GRP 25,776 26,010 113.24 % 153.08 % 2.98 % 29.69 %
8 242 SELECTIVE INS GRP 25,746 24,126 30.81 % 40.31 % 2.97 % 32.66 %
9 158 FAIRFAX FIN GRP 25,326 21,362 57.46 % 71.67 % 2.92 % 35.59 %
10 31 BERKSHIRE HATHAWAY GRP 22,248 21,647 87.79 % 102.14 % 2.57 % 38.16 %
**STATE TOTAL** 866,362 800,101 73.26 % 87.08 % 100.00 % 38.16 %

South Dakota 1 3548 TRAVELERS GRP 12,967 12,427 39.44 % 41.01 % 7.42 % 7.42 %
2 14184 ACUITY A MUT INS CO 8,615 8,125 38.28 % 15.53 % 4.93 % 12.35 %
3 626 CHUBB LTD GRP 7,325 9,063 43.25 % 52.89 % 4.19 % 16.54 %
4 140 NATIONWIDE CORP GRP 6,634 6,453 29.52 % 46.28 % 3.79 % 20.33 %
5 98 WR BERKLEY CORP GRP 6,278 5,921 31.67 % 36.38 % 3.59 % 23.92 %
6 62 EMC INS CO GRP 6,131 5,853 86.37 % 92.57 % 3.51 % 27.43 %
7 218 CNA INS GRP 5,602 4,579 24.33 % 31.92 % 3.20 % 30.63 %
8 176 STATE FARM GRP 5,337 5,056 91.13 % 91.19 % 3.05 % 33.69 %
9 248 UNITED FIRE & CAS GRP 4,999 5,221 23.85 % 28.21 % 2.86 % 36.54 %
10 473 AMERICAN FAMILY INS GRP 4,736 4,311 79.13 % 84.46 % 2.71 % 39.25 %
**STATE TOTAL** 174,824 165,658 36.05 % 39.56 % 100.00 % 39.25 %

Tennessee 1 626 CHUBB LTD GRP 163,396 157,513 89.23 % 92.22 % 10.86 % 10.86 %
2 3548 TRAVELERS GRP 70,725 65,927 35.20 % 38.09 % 4.70 % 15.57 %
3 968 AXA INS GRP 59,812 52,922 51.16 % 60.61 % 3.98 % 19.54 %
4 111 LIBERTY MUT GRP 59,519 55,520 61.99 % 63.65 % 3.96 % 23.50 %
5 158 FAIRFAX FIN GRP 57,408 48,851 34.99 % 50.37 % 3.82 % 27.32 %
6 31 BERKSHIRE HATHAWAY GRP 53,544 55,213 49.64 % 60.40 % 3.56 % 30.88 %
7 218 CNA INS GRP 47,516 42,344 65.21 % 79.84 % 3.16 % 34.04 %
8 98 WR BERKLEY CORP GRP 46,644 42,363 33.41 % 37.19 % 3.10 % 37.14 %
9 244 CINCINNATI FIN GRP 45,726 43,340 3.05 % 7.49 % 3.04 % 40.18 %
10 212 ZURICH INS GRP 45,331 47,735 68.35 % 104.45 % 3.01 % 43.19 %
**STATE TOTAL** 1,503,960 1,397,059 60.22 % 68.20 % 100.00 % 43.19 %

Texas 1 626 CHUBB LTD GRP 735,551 697,345 58.14 % 68.77 % 8.76 % 8.76 %
2 158 FAIRFAX FIN GRP 410,976 356,385 44.85 % 56.18 % 4.90 % 13.66 %
3 12 AMERICAN INTL GRP 384,794 362,550 15.92 % 6.95 % 4.58 % 18.24 %
4 111 LIBERTY MUT GRP 379,886 364,928 72.61 % 79.26 % 4.53 % 22.77 %
5 98 WR BERKLEY CORP GRP 368,389 347,712 68.79 % 76.06 % 4.39 % 27.15 %
6 968 AXA INS GRP 359,936 332,622 96.52 % 105.65 % 4.29 % 31.44 %
7 785 MARKEL CORP GRP 337,494 305,487 39.56 % 49.46 % 4.02 % 35.46 %
8 3548 TRAVELERS GRP 316,058 292,407 72.69 % 77.23 % 3.76 % 39.23 %
9 91 HARTFORD FIRE & CAS GRP 284,340 262,176 61.22 % 72.25 % 3.39 % 42.61 %
10 212 ZURICH INS GRP 261,664 237,348 134.65 % 164.23 % 3.12 % 45.73 %
**STATE TOTAL** 8,394,866 7,599,962 62.30 % 71.90 % 100.00 % 45.73 %

© 2022 National Association of Insurance Commissioners


326
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 626 CHUBB LTD GRP 47,066 44,404 34.95 % 43.29 % 5.95 % 5.95 %
2 3548 TRAVELERS GRP 39,701 36,649 85.22 % 87.74 % 5.02 % 10.96 %
3 968 AXA INS GRP 37,829 35,543 60.51 % 94.79 % 4.78 % 15.74 %
4 158 FAIRFAX FIN GRP 37,680 28,078 56.21 % 68.00 % 4.76 % 20.51 %
5 212 ZURICH INS GRP 34,632 28,264 58.68 % 80.17 % 4.38 % 24.88 %
6 12 AMERICAN INTL GRP 33,835 31,081 53.27 % 52.74 % 4.28 % 29.16 %
7 98 WR BERKLEY CORP GRP 27,688 26,965 72.68 % 81.36 % 3.50 % 32.66 %
8 91 HARTFORD FIRE & CAS GRP 27,611 24,025 70.40 % 85.83 % 3.49 % 36.14 %
9 244 CINCINNATI FIN GRP 26,302 24,694 27.12 % 31.77 % 3.32 % 39.47 %
10 140 NATIONWIDE CORP GRP 24,459 21,835 46.93 % 59.28 % 3.09 % 42.56 %
**STATE TOTAL** 791,377 704,086 51.84 % 61.30 % 100.00 % 42.56 %

Vermont 1 31 BERKSHIRE HATHAWAY GRP 13,263 12,761 84.91 % 102.02 % 8.98 % 8.98 %
2 3548 TRAVELERS GRP 7,765 7,446 28.97 % 33.62 % 5.26 % 14.24 %
3 12 AMERICAN INTL GRP 7,726 7,482 N/A N/A 5.23 % 19.47 %
4 98 WR BERKLEY CORP GRP 7,595 7,220 7.91 % 13.05 % 5.14 % 24.62 %
5 785 MARKEL CORP GRP 7,061 6,546 53.85 % 57.50 % 4.78 % 29.40 %
6 244 CINCINNATI FIN GRP 6,932 6,635 4.18 % 5.78 % 4.69 % 34.09 %
7 626 CHUBB LTD GRP 6,391 6,372 36.24 % 83.60 % 4.33 % 38.42 %
8 111 LIBERTY MUT GRP 6,387 6,160 105.49 % 109.84 % 4.33 % 42.75 %
9 158 FAIRFAX FIN GRP 5,531 4,254 254.34 % 263.89 % 3.75 % 46.49 %
10 968 AXA INS GRP 4,891 4,625 102.18 % 116.76 % 3.31 % 49.80 %
**STATE TOTAL** 147,663 138,727 41.05 % 49.73 % 100.00 % 49.80 %

Virginia 1 626 CHUBB LTD GRP 199,731 187,543 43.38 % 51.27 % 9.60 % 9.60 %
2 12 AMERICAN INTL GRP 150,932 139,580 99.91 % 97.97 % 7.25 % 16.85 %
3 3548 TRAVELERS GRP 97,324 91,745 38.83 % 37.48 % 4.68 % 21.53 %
4 968 AXA INS GRP 89,878 80,396 66.66 % 76.31 % 4.32 % 25.85 %
5 111 LIBERTY MUT GRP 72,337 65,656 40.69 % 35.46 % 3.48 % 29.32 %
6 212 ZURICH INS GRP 72,040 66,344 78.22 % 88.42 % 3.46 % 32.78 %
7 158 FAIRFAX FIN GRP 71,375 59,607 44.61 % 52.63 % 3.43 % 36.21 %
8 218 CNA INS GRP 69,789 66,759 74.73 % 83.16 % 3.35 % 39.57 %
9 140 NATIONWIDE CORP GRP 64,805 60,307 58.75 % 62.57 % 3.11 % 42.68 %
10 91 HARTFORD FIRE & CAS GRP 64,046 60,744 39.57 % 46.60 % 3.08 % 45.76 %
**STATE TOTAL** 2,081,016 1,887,366 54.71 % 60.15 % 100.00 % 45.76 %

Washington 1 626 CHUBB LTD GRP 120,030 112,833 54.02 % 70.99 % 6.20 % 6.20 %
2 111 LIBERTY MUT GRP 116,791 111,958 83.90 % 96.77 % 6.03 % 12.23 %
3 158 FAIRFAX FIN GRP 112,509 93,014 31.18 % 39.91 % 5.81 % 18.04 %
4 3548 TRAVELERS GRP 81,831 75,097 75.02 % 82.79 % 4.23 % 22.27 %
5 218 CNA INS GRP 74,415 64,855 71.78 % 83.77 % 3.84 % 26.12 %
6 12 AMERICAN INTL GRP 70,469 61,050 116.09 % 93.76 % 3.64 % 29.76 %
7 91 HARTFORD FIRE & CAS GRP 67,281 61,464 110.58 % 133.27 % 3.48 % 33.23 %
8 98 WR BERKLEY CORP GRP 64,558 58,231 34.80 % 45.12 % 3.33 % 36.57 %
9 968 AXA INS GRP 59,152 51,992 64.80 % 75.50 % 3.06 % 39.62 %
10 140 NATIONWIDE CORP GRP 58,853 55,175 70.36 % 83.51 % 3.04 % 42.66 %
**STATE TOTAL** 1,935,947 1,736,891 61.56 % 71.43 % 100.00 % 42.66 %

© 2022 National Association of Insurance Commissioners


327
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 3548 TRAVELERS GRP 28,964 28,551 32.26 % 46.54 % 12.22 % 12.22 %
2 626 CHUBB LTD GRP 12,301 12,173 36.15 % 43.47 % 5.19 % 17.41 %
3 12 AMERICAN INTL GRP 9,993 16,123 52.31 % 45.36 % 4.22 % 21.62 %
4 140 NATIONWIDE CORP GRP 9,284 9,434 794.30 % 799.92 % 3.92 % 25.54 %
5 212 ZURICH INS GRP 8,626 8,900 22.87 % 48.19 % 3.64 % 29.18 %
6 244 CINCINNATI FIN GRP 7,571 7,406 15.44 % 17.67 % 3.19 % 32.37 %
7 213 ERIE INS GRP 7,458 7,384 303.47 % 298.33 % 3.15 % 35.52 %
8 785 MARKEL CORP GRP 7,154 6,885 15.60 % 19.04 % 3.02 % 38.54 %
9 98 WR BERKLEY CORP GRP 7,031 6,444 5.88 % 10.15 % 2.97 % 41.50 %
10 228 WESTFIELD GRP 6,621 6,407 104.54 % 111.85 % 2.79 % 44.30 %
**STATE TOTAL** 237,045 235,350 84.11 % 91.93 % 100.00 % 44.30 %

Wisconsin 1 626 CHUBB LTD GRP 102,317 96,539 18.69 % 33.04 % 7.41 % 7.41 %
2 3548 TRAVELERS GRP 84,382 78,257 47.99 % 49.95 % 6.11 % 13.52 %
3 15350 WEST BEND MUT INS CO 78,771 75,091 47.54 % 50.32 % 5.70 % 19.22 %
4 218 CNA INS GRP 54,119 50,636 30.27 % 43.04 % 3.92 % 23.14 %
5 212 ZURICH INS GRP 50,262 47,380 49.82 % 47.57 % 3.64 % 26.78 %
6 473 AMERICAN FAMILY INS GRP 46,450 44,349 46.23 % 47.08 % 3.36 % 30.14 %
7 84 AMERICAN FINANCIAL GRP 41,187 37,291 24.62 % 34.11 % 2.98 % 33.13 %
8 14184 ACUITY A MUT INS CO 39,991 38,492 27.90 % 26.84 % 2.90 % 36.02 %
9 111 LIBERTY MUT GRP 39,828 36,117 44.51 % 64.74 % 2.88 % 38.90 %
10 31 BERKSHIRE HATHAWAY GRP 39,205 32,367 40.49 % 45.02 % 2.84 % 41.74 %
**STATE TOTAL** 1,381,078 1,297,118 44.74 % 51.79 % 100.00 % 41.74 %

Wyoming 1 3548 TRAVELERS GRP 13,916 13,445 75.38 % 78.19 % 10.19 % 10.19 %
2 98 WR BERKLEY CORP GRP 7,411 6,534 21.29 % 26.43 % 5.43 % 15.62 %
3 140 NATIONWIDE CORP GRP 6,244 5,587 4.79 % 16.29 % 4.57 % 20.20 %
4 62 EMC INS CO GRP 5,569 5,619 34.88 % 45.37 % 4.08 % 24.28 %
5 244 CINCINNATI FIN GRP 4,930 4,337 11.18 % 15.50 % 3.61 % 27.89 %
6 111 LIBERTY MUT GRP 4,742 4,822 54.47 % 60.81 % 3.47 % 31.36 %
7 12 AMERICAN INTL GRP 4,261 3,608 N/A N/A 3.12 % 34.48 %
8 158 FAIRFAX FIN GRP 4,072 2,914 18.05 % 11.22 % 2.98 % 37.46 %
9 626 CHUBB LTD GRP 4,045 4,620 14.26 % 17.39 % 2.96 % 40.43 %
10 785 MARKEL CORP GRP 3,792 3,351 26.90 % 30.72 % 2.78 % 43.20 %
**STATE TOTAL** 136,521 122,722 28.01 % 30.37 % 100.00 % 43.20 %

Guam 1 4672 DONGBU INS GRP 3,023 3,075 112.67 % 146.92 % 21.41 % 21.41 %
2 12 AMERICAN INTL GRP 2,437 2,475 0.56 % 0.72 % 17.26 % 38.67 %
3 18380 PACIFIC IND INS CO 1,528 1,416 N/A N/A 10.82 % 49.48 %
4 12633 CENTURY INS CO GU LTD 1,502 475 N/A N/A 10.64 % 60.12 %
5 4715 MS & AD INS GRP 999 926 15.71 % 19.04 % 7.07 % 67.20 %
6 626 CHUBB LTD GRP 826 851 40.00 % 43.61 % 5.85 % 73.05 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 725 694 5.37 % 10.51 % 5.14 % 78.19 %
8 10020 UNITED EDUCATORS INS RRG INC 688 627 2.44 % 3.13 % 4.87 % 83.06 %
9 98 WR BERKLEY CORP GRP 513 487 31.90 % 36.52 % 3.63 % 86.69 %
10 10972 FIRST NET INS CO 344 332 17.20 % 17.33 % 2.44 % 89.13 %
**STATE TOTAL** 14,121 12,868 31.06 % 40.64 % 100.00 % 89.13 %

© 2022 National Association of Insurance Commissioners


328
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 626 CHUBB LTD GRP 37,809 34,711 N/A N/A 15.76 % 15.76 %
2 111 LIBERTY MUT GRP 31,526 32,506 35.69 % 43.31 % 13.14 % 28.90 %
3 12 AMERICAN INTL GRP 31,009 29,558 2.90 % 7.27 % 12.93 % 41.83 %
4 411 MAPFRE INS GRP 27,772 28,176 20.00 % 25.80 % 11.58 % 53.40 %
5 98 WR BERKLEY CORP GRP 13,922 13,606 25.52 % 25.18 % 5.80 % 59.20 %
6 19 ASSURANT INC GRP 13,778 7,125 40.73 % 40.83 % 5.74 % 64.95 %
7 4802 TRIPLE S GRP 13,443 13,011 28.74 % 35.73 % 5.60 % 70.55 %
8 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 11,584 10,976 22.00 % 26.37 % 4.83 % 75.38 %
9 71 UNIVERSAL INS CO GRP 11,360 11,514 17.24 % 22.33 % 4.73 % 80.11 %
10 4804 MULTINATIONAL GRP 8,343 6,847 8.48 % 10.89 % 3.48 % 83.59 %
**STATE TOTAL** 239,910 222,066 12.49 % 16.74 % 100.00 % 83.59 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 17,556 17,191 42.78 % 66.25 % 48.98 % 48.98 %
2 3219 SOMPO GRP 6,044 737 53.46 % 58.66 % 16.86 % 65.84 %
3 968 AXA INS GRP 2,743 2,637 29.57 % 29.33 % 7.65 % 73.50 %
4 111 LIBERTY MUT GRP 1,767 1,672 88.90 % 82.35 % 4.93 % 78.43 %
5 161 TOPA EQUITIES LTD GRP 1,697 1,548 99.14 % 127.99 % 4.73 % 83.16 %
6 626 CHUBB LTD GRP 1,297 1,167 N/A N/A 3.62 % 86.78 %
7 32450 ALPS PROP & CAS INS CO 603 592 48.27 % 54.00 % 1.68 % 88.46 %
8 4706 LOCKHART CO GRP 569 494 24.07 % 24.07 % 1.59 % 90.05 %
9 158 FAIRFAX FIN GRP 522 491 43.33 % 64.87 % 1.46 % 91.51 %
10 501 ALLEGHANY GRP 453 363 14.58 % 29.76 % 1.26 % 92.77 %
**STATE TOTAL** 35,843 30,330 43.99 % 60.51 % 100.00 % 92.77 %

N. Mariana Islands 1 4672 DONGBU INS GRP 397 521 24.94 % 14.41 % 30.82 % 30.82 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 318 309 20.19 % 32.31 % 24.67 % 55.49 %
3 10972 FIRST NET INS CO 273 248 4.76 % 4.83 % 21.21 % 76.70 %
4 98 WR BERKLEY CORP GRP 198 147 19.28 % 29.02 % 15.37 % 92.07 %
5 12 AMERICAN INTL GRP 67 77 N/A N/A 5.19 % 97.26 %
6 18380 PACIFIC IND INS CO 17 15 0.00 % 0.00 % 1.32 % 98.59 %
7 968 AXA INS GRP 17 17 28,502.63 % 35,848.54 % 1.31 % 99.90 %
8 29629 NAMIC INS CO INC 3 3 N/A N/A 0.25 % 100.00 %
**STATE TOTAL** 1,288 1,335 304.89 % 397.98 % 100.00 % 100.00 %

Canada 1 968 AXA INS GRP 340,229 304,152 17.97 % 23.55 % 21.90 % 21.90 %
2 111 LIBERTY MUT GRP 256,153 226,170 131.86 % 79.86 % 16.49 % 38.38 %
3 218 CNA INS GRP 180,253 167,398 48.92 % 60.32 % 11.60 % 49.99 %
4 31 BERKSHIRE HATHAWAY GRP 155,052 130,546 52.32 % 65.37 % 9.98 % 59.97 %
5 181 SWISS RE GRP 140,406 111,883 28.27 % 38.56 % 9.04 % 69.00 %
6 98 WR BERKLEY CORP GRP 138,878 122,996 35.09 % 41.55 % 8.94 % 77.94 %
7 3416 AXIS CAPITAL GRP 113,690 100,229 41.01 % 48.30 % 7.32 % 85.26 %
8 761 ALLIANZ INS GRP 82,714 98,363 96.35 % 101.94 % 5.32 % 90.58 %
9 158 FAIRFAX FIN GRP 62,719 47,071 25.87 % 39.62 % 4.04 % 94.62 %
10 84 AMERICAN FINANCIAL GRP 50,664 48,509 2.30 % 24.08 % 3.26 % 97.88 %
**STATE TOTAL** 1,553,714 1,386,498 53.16 % 52.26 % 100.00 % 97.88 %

© 2022 National Association of Insurance Commissioners


329
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.1, 17.2 ‐ Other Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 111 LIBERTY MUT GRP 491,406 413,929 64.43 % 67.86 % 29.82 % 29.82 %
2 98 WR BERKLEY CORP GRP 253,731 202,414 38.28 % 38.26 % 15.40 % 45.22 %
3 31 BERKSHIRE HATHAWAY GRP 237,016 204,582 61.38 % 71.52 % 14.39 % 59.61 %
4 158 FAIRFAX FIN GRP 152,824 152,472 43.82 % 47.14 % 9.28 % 68.88 %
5 3569 CATERPILLAR GRP 148,673 144,591 78.08 % 78.08 % 9.02 % 77.91 %
6 12 AMERICAN INTL GRP 75,566 72,090 431.65 % 514.82 % 4.59 % 82.49 %
7 19 ASSURANT INC GRP 67,687 58,884 49.76 % 49.76 % 4.11 % 86.60 %
8 626 CHUBB LTD GRP 50,800 48,694 193.53 % 234.63 % 3.08 % 89.69 %
9 968 AXA INS GRP 42,037 29,771 29.31 % 23.43 % 2.55 % 92.24 %
10 15445 ATTORNEYS LIAB ASSUR SOCIETY LTD RRG 25,622 25,646 54.12 % 54.12 % 1.56 % 93.79 %
**STATE TOTAL** 1,647,657 1,442,792 83.38 % 92.67 % 100.00 % 93.79 %

© 2022 National Association of Insurance Commissioners


330
17.3—Excess Workers’ Compensation

© 2022 National Association of Insurance Commissioners


331
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 3098 TOKIO MARINE HOLDINGS INC GRP 590,776 588,231 67.01 % 67.35 % 53.91 % 53.91 %
2 626 CHUBB LTD GRP 128,278 124,244 89.51 % 89.36 % 11.71 % 65.61 %
3 111 LIBERTY MUT GRP 80,519 78,619 N/A N/A 7.35 % 72.96 %
4 1279 ARCH INS GRP 53,890 60,126 104.58 % 109.32 % 4.92 % 77.88 %
5 212 ZURICH INS GRP 39,772 42,614 N/A N/A 3.63 % 81.51 %
6 12 AMERICAN INTL GRP 34,746 29,544 70.40 % 121.14 % 3.17 % 84.68 %
7 748 AMERITRUST GRP INC GRP 32,486 31,126 69.62 % 92.64 % 2.96 % 87.64 %
8 1208 GRAY INS GRP 26,513 27,385 31.60 % 38.71 % 2.42 % 90.06 %
9 150 OLD REPUBLIC GRP 15,794 15,368 N/A N/A 1.44 % 91.50 %
10 968 AXA INS GRP 15,659 16,805 8.52 % 49.19 % 1.43 % 92.93 %
11 3548 TRAVELERS GRP 13,774 13,656 N/A 8.80 % 1.26 % 94.19 %
12 91 HARTFORD FIRE & CAS GRP 10,236 9,569 93.63 % 99.49 % 0.93 % 95.12 %
13 1120 EVEREST REINS HOLDINGS GRP 9,242 9,872 57.28 % 58.02 % 0.84 % 95.96 %
14 4886 BENCHMARK HOLDING GRP 5,587 3,999 N/A N/A 0.51 % 96.47 %
15 62 EMC INS CO GRP 3,578 3,364 118.00 % 118.28 % 0.33 % 96.80 %
16 256 COACTION GLOBAL INC GRP 3,376 3,393 N/A N/A 0.31 % 97.11 %
17 4670 STARR GRP 3,353 1,329 71.32 % 75.89 % 0.31 % 97.41 %
18 12773 PRESCIENT NATL INS CO 3,241 2,666 N/A N/A 0.30 % 97.71 %
19 169 SENTRY INS GRP 3,037 2,855 69.17 % 70.90 % 0.28 % 97.99 %
20 181 SWISS RE GRP 2,689 2,373 N/A N/A 0.25 % 98.23 %
21 4715 MS & AD INS GRP 2,508 2,715 N/A N/A 0.23 % 98.46 %
22 457 ARGO GRP US INC GRP 2,253 3,283 74.66 % N/A 0.21 % 98.67 %
23 11118 FEDERATED RURAL ELECTRIC INS EXCH 2,218 2,217 144.10 % 144.10 % 0.20 % 98.87 %
24 785 MARKEL CORP GRP 2,167 2,807 N/A N/A 0.20 % 99.07 %
25 867 PROTECTIVE INS CORP GRP 2,022 2,022 N/A N/A 0.18 % 99.25 %
26 361 MUNICH RE GRP 1,896 1,874 60.07 % 61.51 % 0.17 % 99.42 %
27 2538 AMTRUST FINANCIAL SERV GRP 969 971 N/A N/A 0.09 % 99.51 %
28 244 CINCINNATI FIN GRP 948 929 21.29 % 21.29 % 0.09 % 99.60 %
29 11668 INSPIRIEN INS CO 787 787 6.99 % 6.99 % 0.07 % 99.67 %
30 350 GENERAL ELECTRIC GRP 708 708 86.36 % 89.06 % 0.06 % 99.74 %
31 84 AMERICAN FINANCIAL GRP 630 715 N/A N/A 0.06 % 99.79 %
32 3219 SOMPO GRP 583 500 9.01 % 10.01 % 0.05 % 99.85 %
33 594 AMERICAN CONTRACTORS INS GRP 508 508 N/A N/A 0.05 % 99.89 %
34 27905 NLC MUT INS CO 348 655 N/A N/A 0.03 % 99.92 %
35 218 CNA INS GRP 319 362 5,585.28 % 5,961.05 % 0.03 % 99.95 %
36 88 THE HANOVER INS GRP 183 219 N/A N/A 0.02 % 99.97 %
37 306 CUNA MUT GRP 168 159 N/A N/A 0.02 % 99.99 %
38 106 ISLAND INS CO GRP 160 165 0.73 % 0.73 % 0.01 % 100.00 %
39 796 QBE INS GRP 0 0 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 1,095,918 1,088,735 43.26 % 46.39 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


332
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 3098 TOKIO MARINE HOLDINGS INC GRP 590,776 588,231 66.86 % 67.20 % 53.85 % 53.85 %
2 626 CHUBB LTD GRP 128,278 124,244 88.10 % 87.95 % 11.69 % 65.54 %
3 111 LIBERTY MUT GRP 71,863 68,688 N/A N/A 6.55 % 72.09 %
4 1279 ARCH INS GRP 53,890 60,126 104.58 % 109.32 % 4.91 % 77.00 %
5 212 ZURICH INS GRP 39,772 42,614 N/A N/A 3.63 % 80.63 %
6 12 AMERICAN INTL GRP 34,807 29,606 70.50 % 121.14 % 3.17 % 83.80 %
7 748 AMERITRUST GRP INC GRP 32,486 31,126 69.62 % 92.64 % 2.96 % 86.76 %
8 1208 GRAY INS GRP 26,513 27,385 31.60 % 38.71 % 2.42 % 89.18 %
9 150 OLD REPUBLIC GRP 15,794 15,368 N/A N/A 1.44 % 90.62 %
10 968 AXA INS GRP 15,659 16,805 8.52 % 49.19 % 1.43 % 92.05 %
11 3548 TRAVELERS GRP 13,774 13,656 N/A 8.80 % 1.26 % 93.30 %
12 91 HARTFORD FIRE & CAS GRP 10,236 9,569 93.63 % 99.49 % 0.93 % 94.23 %
13 98 WR BERKLEY CORP GRP 9,777 9,599 55.24 % 55.45 % 0.89 % 95.13 %
14 1120 EVEREST REINS HOLDINGS GRP 9,242 9,872 57.28 % 58.02 % 0.84 % 95.97 %
15 4886 BENCHMARK HOLDING GRP 5,587 3,999 N/A N/A 0.51 % 96.48 %
16 62 EMC INS CO GRP 3,578 3,364 118.00 % 118.28 % 0.33 % 96.80 %
17 256 COACTION GLOBAL INC GRP 3,376 3,393 N/A N/A 0.31 % 97.11 %
18 4670 STARR GRP 3,353 1,329 71.32 % 75.89 % 0.31 % 97.42 %
19 12773 PRESCIENT NATL INS CO 3,241 2,666 N/A N/A 0.30 % 97.71 %
20 169 SENTRY INS GRP 3,037 2,855 69.17 % 70.90 % 0.28 % 97.99 %
21 181 SWISS RE GRP 2,689 2,373 N/A N/A 0.25 % 98.23 %
22 4715 MS & AD INS GRP 2,508 2,715 N/A N/A 0.23 % 98.46 %
23 457 ARGO GRP US INC GRP 2,253 3,283 74.66 % N/A 0.21 % 98.67 %
24 11118 FEDERATED RURAL ELECTRIC INS EXCH 2,218 2,217 144.10 % 144.10 % 0.20 % 98.87 %
25 785 MARKEL CORP GRP 2,167 2,807 N/A N/A 0.20 % 99.07 %
26 867 PROTECTIVE INS CORP GRP 2,022 2,022 N/A N/A 0.18 % 99.25 %
27 361 MUNICH RE GRP 1,896 1,874 60.07 % 61.51 % 0.17 % 99.42 %
28 2538 AMTRUST FINANCIAL SERV GRP 969 971 N/A N/A 0.09 % 99.51 %
29 244 CINCINNATI FIN GRP 948 929 21.29 % 21.29 % 0.09 % 99.60 %
30 11668 INSPIRIEN INS CO 787 787 6.99 % 6.99 % 0.07 % 99.67 %
31 350 GENERAL ELECTRIC GRP 708 708 86.36 % 89.06 % 0.06 % 99.74 %
32 84 AMERICAN FINANCIAL GRP 630 715 N/A N/A 0.06 % 99.79 %
33 3219 SOMPO GRP 583 500 9.01 % 10.01 % 0.05 % 99.85 %
34 594 AMERICAN CONTRACTORS INS GRP 508 508 N/A N/A 0.05 % 99.89 %
35 27905 NLC MUT INS CO 348 655 N/A N/A 0.03 % 99.92 %
36 218 CNA INS GRP 319 362 5,585.28 % 5,961.05 % 0.03 % 99.95 %
37 88 THE HANOVER INS GRP 183 219 N/A N/A 0.02 % 99.97 %
38 306 CUNA MUT GRP 168 159 N/A N/A 0.02 % 99.99 %
39 106 ISLAND INS CO GRP 160 165 0.73 % 0.73 % 0.01 % 100.00 %
40 796 QBE INS GRP 0 0 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 1,097,100 1,088,465 42.37 % 45.52 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


333
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 3098 TOKIO MARINE HOLDINGS INC GRP 13,522 13,509 324.23 % 326.79 % 67.65 % 67.65 %
2 626 CHUBB LTD GRP 2,628 2,382 145.30 % 144.98 % 13.15 % 80.79 %
3 111 LIBERTY MUT GRP 923 906 34.33 % 50.87 % 4.62 % 85.41 %
4 11668 INSPIRIEN INS CO 787 787 6.99 % 6.99 % 3.94 % 89.35 %
5 256 COACTION GLOBAL INC GRP 637 637 71.74 % 69.83 % 3.19 % 92.54 %
6 1120 EVEREST REINS HOLDINGS GRP 388 279 57.82 % 57.82 % 1.94 % 94.48 %
7 1208 GRAY INS GRP 269 259 N/A 141.24 % 1.35 % 95.82 %
8 3548 TRAVELERS GRP 193 188 62.33 % 97.28 % 0.97 % 96.79 %
9 968 AXA INS GRP 184 174 27.33 % 31.81 % 0.92 % 97.71 %
10 12 AMERICAN INTL GRP 178 58 N/A 622.43 % 0.89 % 98.60 %
**STATE TOTAL** 19,988 20,137 275.92 % 283.64 % 100.00 % 98.60 %

Alaska 1 3098 TOKIO MARINE HOLDINGS INC GRP 2,209 2,140 41.95 % 41.68 % 60.95 % 60.95 %
2 626 CHUBB LTD GRP 373 430 843.35 % 843.84 % 10.31 % 71.26 %
3 1120 EVEREST REINS HOLDINGS GRP 355 366 43.06 % 43.06 % 9.79 % 81.05 %
4 212 ZURICH INS GRP 336 350 N/A N/A 9.28 % 90.33 %
5 111 LIBERTY MUT GRP 314 314 N/A N/A 8.67 % 98.99 %
6 256 COACTION GLOBAL INC GRP 77 77 N/A N/A 2.13 % 100.00 %
7 150 OLD REPUBLIC GRP 0 0 16.00 % 16.00 % 0.00 % 100.00 %
**STATE TOTAL** 3,624 3,668 77.27 % 77.13 % 100.00 % 100.00 %

Arizona 1 3098 TOKIO MARINE HOLDINGS INC GRP 9,355 8,779 374.75 % 378.78 % 64.94 % 64.94 %
2 626 CHUBB LTD GRP 2,244 2,087 59.47 % 59.23 % 15.58 % 80.51 %
3 111 LIBERTY MUT GRP 1,054 1,034 42.66 % 64.47 % 7.31 % 87.83 %
4 212 ZURICH INS GRP 581 1,097 N/A N/A 4.04 % 91.86 %
5 748 AMERITRUST GRP INC GRP 407 408 42.66 % 61.08 % 2.82 % 94.69 %
6 1120 EVEREST REINS HOLDINGS GRP 297 295 18.99 % 18.99 % 2.06 % 96.75 %
7 1279 ARCH INS GRP 158 228 20.63 % 23.64 % 1.10 % 97.85 %
8 12 AMERICAN INTL GRP 130 75 N/A N/A 0.90 % 98.75 %
9 968 AXA INS GRP 86 92 N/A N/A 0.60 % 99.35 %
10 150 OLD REPUBLIC GRP 50 46 N/A N/A 0.35 % 99.69 %
**STATE TOTAL** 14,406 14,185 207.56 % 210.57 % 100.00 % 99.69 %

Arkansas 1 3098 TOKIO MARINE HOLDINGS INC GRP 3,706 3,733 N/A N/A 36.64 % 36.64 %
2 12 AMERICAN INTL GRP 2,631 2,619 81.34 % 94.41 % 26.02 % 62.66 %
3 626 CHUBB LTD GRP 2,162 2,049 79.97 % 79.81 % 21.38 % 84.04 %
4 91 HARTFORD FIRE & CAS GRP 1,386 820 53.58 % 65.02 % 13.70 % 97.74 %
5 111 LIBERTY MUT GRP 413 406 54.69 % 67.16 % 4.08 % 100.00 %
6 150 OLD REPUBLIC GRP 404 401 N/A N/A 3.99 % 100.00 %
7 256 COACTION GLOBAL INC GRP 14 14 N/A N/A 0.14 % 100.00 %
**STATE TOTAL** 10,114 9,901 17.39 % 21.48 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


334
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 3098 TOKIO MARINE HOLDINGS INC GRP 124,679 122,495 43.25 % 43.51 % 56.83 % 56.83 %
2 111 LIBERTY MUT GRP 23,354 21,055 N/A N/A 10.64 % 67.47 %
3 626 CHUBB LTD GRP 21,979 20,741 54.37 % 54.56 % 10.02 % 77.49 %
4 1279 ARCH INS GRP 16,596 16,544 87.54 % 91.48 % 7.56 % 85.05 %
5 212 ZURICH INS GRP 7,331 9,143 294.68 % 288.58 % 3.34 % 88.40 %
6 968 AXA INS GRP 5,971 6,605 52.47 % 53.46 % 2.72 % 91.12 %
7 748 AMERITRUST GRP INC GRP 5,794 5,578 41.97 % 60.31 % 2.64 % 93.76 %
8 12 AMERICAN INTL GRP 4,668 3,162 N/A N/A 2.13 % 95.89 %
9 785 MARKEL CORP GRP 1,862 1,797 N/A N/A 0.85 % 96.73 %
10 256 COACTION GLOBAL INC GRP 1,828 1,828 166.46 % 161.97 % 0.83 % 97.57 %
**STATE TOTAL** 219,398 214,462 9.28 % 10.81 % 100.00 % 97.57 %

Colorado 1 3098 TOKIO MARINE HOLDINGS INC GRP 8,067 8,294 N/A N/A 51.93 % 51.93 %
2 1279 ARCH INS GRP 2,667 2,869 35.55 % 38.38 % 17.17 % 69.10 %
3 111 LIBERTY MUT GRP 1,388 1,313 51.19 % 73.13 % 8.94 % 78.04 %
4 626 CHUBB LTD GRP 1,217 1,101 0.58 % 0.04 % 7.84 % 85.87 %
5 968 AXA INS GRP 843 742 35.91 % 40.17 % 5.43 % 91.30 %
6 12 AMERICAN INTL GRP 672 579 1,056.51 % 1,259.86 % 4.33 % 95.62 %
7 748 AMERITRUST GRP INC GRP 633 524 41.29 % 59.11 % 4.07 % 99.70 %
8 1120 EVEREST REINS HOLDINGS GRP 95 94 37.78 % 37.78 % 0.61 % 100.00 %
9 150 OLD REPUBLIC GRP 87 79 N/A N/A 0.56 % 100.00 %
10 3548 TRAVELERS GRP 66 65 N/A N/A 0.42 % 100.00 %
**STATE TOTAL** 15,533 15,655 N/A 0.28 % 100.00 % 100.00 %

Connecticut 1 3098 TOKIO MARINE HOLDINGS INC GRP 18,236 18,213 16.14 % 16.07 % 86.62 % 86.62 %
2 212 ZURICH INS GRP 915 1,074 N/A N/A 4.35 % 90.96 %
3 1279 ARCH INS GRP 852 636 N/A N/A 4.05 % 95.01 %
4 111 LIBERTY MUT GRP 274 177 N/A N/A 1.30 % 96.31 %
5 626 CHUBB LTD GRP 218 298 N/A N/A 1.04 % 97.35 %
6 12 AMERICAN INTL GRP 212 351 N/A N/A 1.01 % 98.36 %
7 3548 TRAVELERS GRP 200 213 1,049.70 % 1,112.86 % 0.95 % 99.31 %
8 91 HARTFORD FIRE & CAS GRP 107 100 N/A N/A 0.51 % 99.81 %
9 169 SENTRY INS GRP 22 25 N/A N/A 0.11 % 99.92 %
10 150 OLD REPUBLIC GRP 17 18 N/A N/A 0.08 % 100.00 %
**STATE TOTAL** 21,054 21,106 33.30 % 34.41 % 100.00 % 100.00 %

Delaware 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,644 1,603 4.73 % 4.27 % 100.00 % 100.00 %
2 626 CHUBB LTD GRP 50 53 669.70 % 669.08 % 38.64 % 100.00 %
3 12 AMERICAN INTL GRP 15 14 N/A 236.38 % 11.62 % 100.00 %
4 150 OLD REPUBLIC GRP 2 2 N/A N/A 1.21 % 100.00 %
**STATE TOTAL** 129 1,793 N/A N/A 100.00 % 100.00 %

District Of Columbia 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,167 1,122 144.14 % 144.99 % 50.94 % 50.94 %
2 1279 ARCH INS GRP 1,070 886 33.93 % 37.63 % 46.69 % 97.63 %
3 12 AMERICAN INTL GRP 75 83 N/A 18.39 % 3.28 % 100.00 %
4 968 AXA INS GRP 23 20 84.50 % 98.35 % 0.99 % 100.00 %
5 626 CHUBB LTD GRP 4 14 N/A N/A 0.17 % 100.00 %
**STATE TOTAL** 2,292 2,368 4.36 % 6.98 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


335
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Florida 1 3098 TOKIO MARINE HOLDINGS INC GRP 37,230 36,182 183.15 % 184.72 % 52.67 % 52.67 %
2 1279 ARCH INS GRP 9,065 9,148 162.36 % 170.50 % 12.82 % 65.49 %
3 626 CHUBB LTD GRP 9,049 8,168 155.19 % 155.99 % 12.80 % 78.29 %
4 111 LIBERTY MUT GRP 3,467 3,068 N/A N/A 4.90 % 83.20 %
5 748 AMERITRUST GRP INC GRP 2,775 2,805 183.77 % 242.20 % 3.93 % 87.12 %
6 12 AMERICAN INTL GRP 2,187 1,920 35.25 % 84.39 % 3.09 % 90.22 %
7 212 ZURICH INS GRP 1,623 1,346 N/A N/A 2.30 % 92.51 %
8 968 AXA INS GRP 1,504 1,504 N/A N/A 2.13 % 94.64 %
9 3548 TRAVELERS GRP 1,279 1,223 10.97 % 57.09 % 1.81 % 96.45 %
10 150 OLD REPUBLIC GRP 702 613 N/A N/A 0.99 % 97.45 %
**STATE TOTAL** 70,687 67,788 111.25 % 112.30 % 100.00 % 97.45 %

Georgia 1 3098 TOKIO MARINE HOLDINGS INC GRP 17,278 18,128 15.65 % 15.52 % 45.07 % 45.07 %
2 111 LIBERTY MUT GRP 5,009 4,198 29.82 % 48.63 % 13.07 % 58.14 %
3 626 CHUBB LTD GRP 4,830 4,841 4.99 % 4.67 % 12.60 % 70.74 %
4 12 AMERICAN INTL GRP 3,165 2,846 20.44 % 45.62 % 8.26 % 78.99 %
5 748 AMERITRUST GRP INC GRP 2,193 1,985 52.54 % 70.81 % 5.72 % 84.71 %
6 212 ZURICH INS GRP 1,890 1,868 N/A N/A 4.93 % 89.64 %
7 3548 TRAVELERS GRP 827 818 165.09 % 195.74 % 2.16 % 91.80 %
8 968 AXA INS GRP 787 787 48.04 % 55.87 % 2.05 % 93.85 %
9 150 OLD REPUBLIC GRP 494 497 N/A N/A 1.29 % 95.14 %
10 1120 EVEREST REINS HOLDINGS GRP 442 463 N/A N/A 1.15 % 96.30 %
**STATE TOTAL** 38,336 37,968 N/A N/A 100.00 % 96.30 %

Hawaii 1 3098 TOKIO MARINE HOLDINGS INC GRP 4,142 3,877 58.49 % 58.83 % 63.25 % 63.25 %
2 968 AXA INS GRP 2,479 2,523 79.56 % 93.18 % 37.86 % 100.00 %
3 1279 ARCH INS GRP 192 171 N/A N/A 2.94 % 100.00 %
4 106 ISLAND INS CO GRP 160 165 0.73 % 0.73 % 2.45 % 100.00 %
5 626 CHUBB LTD GRP 144 105 N/A N/A 2.19 % 100.00 %
6 12 AMERICAN INTL GRP 134 80 N/A 29.44 % 2.05 % 100.00 %
7 150 OLD REPUBLIC GRP 21 19 N/A N/A 0.32 % 100.00 %
**STATE TOTAL** 6,548 6,237 40.03 % 43.80 % 100.00 % 100.00 %

Idaho 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,433 1,338 20.22 % 20.50 % 77.38 % 77.38 %
2 212 ZURICH INS GRP 303 304 1,657.03 % 1,654.03 % 16.38 % 93.76 %
3 626 CHUBB LTD GRP 108 85 N/A N/A 5.84 % 99.60 %
4 91 HARTFORD FIRE & CAS GRP 16 12 53.58 % 65.02 % 0.88 % 100.00 %
5 111 LIBERTY MUT GRP 13 12 1,270.34 % 1,276.77 % 0.69 % 100.00 %
6 150 OLD REPUBLIC GRP 0 0 N/A N/A 0.01 % 100.00 %
**STATE TOTAL** 1,852 1,845 362.26 % 363.67 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


336
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Illinois 1 3098 TOKIO MARINE HOLDINGS INC GRP 29,818 32,034 N/A N/A 54.62 % 54.62 %
2 626 CHUBB LTD GRP 8,014 7,427 59.77 % 60.12 % 14.68 % 69.30 %
3 111 LIBERTY MUT GRP 4,698 3,416 22.59 % 41.19 % 8.61 % 77.90 %
4 12773 PRESCIENT NATL INS CO 2,964 2,455 N/A N/A 5.43 % 83.33 %
5 748 AMERITRUST GRP INC GRP 2,342 2,082 41.47 % 59.38 % 4.29 % 87.62 %
6 1279 ARCH INS GRP 1,449 1,507 3.96 % 3.82 % 2.65 % 90.27 %
7 150 OLD REPUBLIC GRP 1,076 1,079 N/A N/A 1.97 % 92.25 %
8 12 AMERICAN INTL GRP 878 624 N/A N/A 1.61 % 93.85 %
9 3548 TRAVELERS GRP 878 841 86.36 % 128.87 % 1.61 % 95.46 %
10 1208 GRAY INS GRP 826 1,229 61.98 % 70.03 % 1.51 % 96.97 %
**STATE TOTAL** 54,594 54,282 N/A N/A 100.00 % 96.97 %

Indiana 1 626 CHUBB LTD GRP 2,840 3,231 73.85 % 72.42 % 21.06 % 21.06 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 2,739 3,154 28.26 % 28.17 % 20.31 % 41.36 %
3 62 EMC INS CO GRP 1,737 1,618 134.13 % 135.72 % 12.88 % 54.24 %
4 111 LIBERTY MUT GRP 1,704 1,754 31.16 % 48.16 % 12.64 % 66.87 %
5 91 HARTFORD FIRE & CAS GRP 1,031 963 39.28 % 47.59 % 7.65 % 74.52 %
6 212 ZURICH INS GRP 752 702 N/A N/A 5.58 % 80.10 %
7 748 AMERITRUST GRP INC GRP 688 640 36.89 % 54.80 % 5.10 % 85.20 %
8 4886 BENCHMARK HOLDING GRP 435 175 4.45 % 4.69 % 3.23 % 88.43 %
9 150 OLD REPUBLIC GRP 392 388 N/A N/A 2.91 % 91.34 %
10 169 SENTRY INS GRP 300 311 41.42 % 46.64 % 2.22 % 93.56 %
**STATE TOTAL** 13,487 13,847 54.50 % 58.99 % 100.00 % 93.56 %

Iowa 1 3098 TOKIO MARINE HOLDINGS INC GRP 3,544 4,011 N/A N/A 37.31 % 37.31 %
2 626 CHUBB LTD GRP 2,251 2,132 83.68 % 84.11 % 23.70 % 61.01 %
3 111 LIBERTY MUT GRP 1,275 1,254 203.64 % 223.38 % 13.42 % 74.43 %
4 150 OLD REPUBLIC GRP 1,040 1,027 N/A N/A 10.95 % 85.38 %
5 62 EMC INS CO GRP 542 545 N/A N/A 5.71 % 91.09 %
6 169 SENTRY INS GRP 345 341 29.96 % 34.10 % 3.63 % 94.72 %
7 91 HARTFORD FIRE & CAS GRP 251 283 39.54 % 48.89 % 2.64 % 97.36 %
8 748 AMERITRUST GRP INC GRP 106 114 42.36 % 60.65 % 1.11 % 98.47 %
9 212 ZURICH INS GRP 77 77 N/A N/A 0.81 % 99.28 %
10 12 AMERICAN INTL GRP 44 38 2,988.68 % 3,063.81 % 0.47 % 99.75 %
**STATE TOTAL** 9,499 9,906 N/A N/A 100.00 % 99.75 %

Kansas 1 3098 TOKIO MARINE HOLDINGS INC GRP 5,377 5,432 N/A N/A 66.03 % 66.03 %
2 626 CHUBB LTD GRP 777 736 18.89 % 18.48 % 9.54 % 75.57 %
3 212 ZURICH INS GRP 645 700 N/A N/A 7.93 % 83.50 %
4 1120 EVEREST REINS HOLDINGS GRP 609 551 443.63 % 446.35 % 7.47 % 90.97 %
5 12 AMERICAN INTL GRP 413 439 72.86 % 93.45 % 5.07 % 96.04 %
6 1208 GRAY INS GRP 148 101 34.73 % 39.21 % 1.81 % 97.85 %
7 150 OLD REPUBLIC GRP 109 99 N/A N/A 1.33 % 99.19 %
8 748 AMERITRUST GRP INC GRP 68 82 42.91 % 61.43 % 0.83 % 100.00 %
9 111 LIBERTY MUT GRP 53 53 N/A N/A 0.65 % 100.00 %
10 785 MARKEL CORP GRP 8 8 0.00 % 0.00 % 0.10 % 100.00 %
**STATE TOTAL** 8,144 8,323 30.93 % 29.93 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


337
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kentucky 1 3098 TOKIO MARINE HOLDINGS INC GRP 7,800 7,501 224.18 % 226.62 % 54.47 % 54.47 %
2 626 CHUBB LTD GRP 1,501 1,384 103.98 % 100.82 % 10.48 % 64.95 %
3 212 ZURICH INS GRP 828 767 N/A N/A 5.78 % 70.73 %
4 4670 STARR GRP 797 68 46.57 % 51.74 % 5.57 % 76.30 %
5 111 LIBERTY MUT GRP 665 572 N/A N/A 4.65 % 80.94 %
6 4715 MS & AD INS GRP 557 773 0.04 % 0.04 % 3.89 % 84.83 %
7 748 AMERITRUST GRP INC GRP 407 487 39.73 % 56.88 % 2.84 % 87.67 %
8 27905 NLC MUT INS CO 348 336 N/A N/A 2.43 % 90.10 %
9 150 OLD REPUBLIC GRP 309 309 11.89 % N/A 2.16 % 92.26 %
10 361 MUNICH RE GRP 306 255 190.74 % 197.65 % 2.14 % 94.40 %
**STATE TOTAL** 14,320 14,079 84.06 % 81.03 % 100.00 % 94.40 %

Louisiana 1 1208 GRAY INS GRP 21,728 22,609 21.30 % 28.94 % 50.22 % 50.22 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 10,643 11,117 109.24 % 109.74 % 24.60 % 74.82 %
3 748 AMERITRUST GRP INC GRP 2,774 2,612 42.48 % 61.00 % 6.41 % 81.23 %
4 626 CHUBB LTD GRP 2,768 3,208 72.74 % 72.34 % 6.40 % 87.63 %
5 212 ZURICH INS GRP 2,311 2,258 N/A N/A 5.34 % 92.97 %
6 111 LIBERTY MUT GRP 806 762 N/A N/A 1.86 % 94.84 %
7 1279 ARCH INS GRP 796 812 N/A N/A 1.84 % 96.68 %
8 3548 TRAVELERS GRP 774 759 105.47 % 120.96 % 1.79 % 98.47 %
9 12 AMERICAN INTL GRP 634 391 661.06 % 773.84 % 1.47 % 99.93 %
10 150 OLD REPUBLIC GRP 117 120 82.15 % 84.71 % 0.27 % 100.00 %
**STATE TOTAL** 43,264 44,559 51.36 % 57.45 % 100.00 % 100.00 %

Maine 1 3098 TOKIO MARINE HOLDINGS INC GRP 2,449 2,503 260.64 % 263.46 % 71.72 % 71.72 %
2 12 AMERICAN INTL GRP 377 340 N/A N/A 11.03 % 82.75 %
3 3548 TRAVELERS GRP 267 267 N/A N/A 7.82 % 90.57 %
4 1279 ARCH INS GRP 167 171 60.15 % 63.36 % 4.90 % 95.47 %
5 626 CHUBB LTD GRP 164 171 N/A N/A 4.81 % 100.00 %
6 111 LIBERTY MUT GRP 18 18 N/A N/A 0.54 % 100.00 %
7 150 OLD REPUBLIC GRP 4 4 N/A N/A 0.11 % 100.00 %
8 968 AXA INS GRP 3 2 48.05 % 55.93 % 0.08 % 100.00 %
9 212 ZURICH INS GRP 1 1 N/A N/A 0.04 % 100.00 %
**STATE TOTAL** 3,414 3,540 121.01 % 119.45 % 100.00 % 100.00 %

Maryland 1 3098 TOKIO MARINE HOLDINGS INC GRP 10,768 10,161 15.45 % 15.42 % 77.94 % 77.94 %
2 212 ZURICH INS GRP 1,170 778 N/A N/A 8.47 % 86.41 %
3 626 CHUBB LTD GRP 914 858 100.40 % 100.96 % 6.61 % 93.02 %
4 1279 ARCH INS GRP 780 956 457.95 % 463.25 % 5.64 % 98.66 %
5 4670 STARR GRP 200 19 46.56 % 51.74 % 1.45 % 100.00 %
6 111 LIBERTY MUT GRP 155 158 93.81 % 105.97 % 1.12 % 100.00 %
7 748 AMERITRUST GRP INC GRP 47 388 40.46 % 57.93 % 0.34 % 100.00 %
8 150 OLD REPUBLIC GRP 16 19 2,367.25 % 2,341.43 % 0.12 % 100.00 %
9 968 AXA INS GRP 8 9 N/A N/A 0.06 % 100.00 %
10 785 MARKEL CORP GRP 6 6 N/A N/A 0.04 % 100.00 %
**STATE TOTAL** 13,816 13,637 29.59 % 29.57 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


338
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Massachusetts 1 3098 TOKIO MARINE HOLDINGS INC GRP 17,504 14,212 49.09 % 48.90 % 64.56 % 64.56 %
2 1279 ARCH INS GRP 2,058 1,929 84.19 % 88.22 % 7.59 % 72.15 %
3 626 CHUBB LTD GRP 2,014 2,041 217.35 % 217.81 % 7.43 % 79.58 %
4 212 ZURICH INS GRP 1,888 1,635 N/A N/A 6.96 % 86.54 %
5 111 LIBERTY MUT GRP 1,621 1,269 201.12 % 219.79 % 5.98 % 92.52 %
6 91 HARTFORD FIRE & CAS GRP 1,056 1,042 157.08 % 166.13 % 3.89 % 96.42 %
7 12 AMERICAN INTL GRP 566 562 581.76 % 676.68 % 2.09 % 98.50 %
8 256 COACTION GLOBAL INC GRP 305 305 N/A N/A 1.12 % 99.63 %
9 3548 TRAVELERS GRP 128 131 N/A N/A 0.47 % 100.00 %
10 150 OLD REPUBLIC GRP 29 31 N/A N/A 0.11 % 100.00 %
**STATE TOTAL** 27,113 23,467 71.46 % 74.93 % 100.00 % 100.00 %

Michigan 1 3098 TOKIO MARINE HOLDINGS INC GRP 14,072 14,632 N/A N/A 53.62 % 53.62 %
2 626 CHUBB LTD GRP 2,478 2,117 386.16 % 385.55 % 9.44 % 63.06 %
3 212 ZURICH INS GRP 2,178 2,197 N/A N/A 8.30 % 71.36 %
4 4886 BENCHMARK HOLDING GRP 2,171 1,803 N/A N/A 8.27 % 79.64 %
5 3548 TRAVELERS GRP 981 1,001 N/A N/A 3.74 % 83.38 %
6 12 AMERICAN INTL GRP 976 772 31.99 % 57.47 % 3.72 % 87.10 %
7 748 AMERITRUST GRP INC GRP 661 517 43.85 % 62.79 % 2.52 % 89.61 %
8 111 LIBERTY MUT GRP 558 491 N/A N/A 2.13 % 91.74 %
9 150 OLD REPUBLIC GRP 528 528 N/A N/A 2.01 % 93.75 %
10 169 SENTRY INS GRP 439 413 38.13 % 42.39 % 1.67 % 95.42 %
**STATE TOTAL** 26,244 26,209 N/A N/A 100.00 % 95.42 %

Minnesota 1 150 OLD REPUBLIC GRP 947 897 N/A N/A 62.81 % 62.81 %
2 1208 GRAY INS GRP 262 263 143.99 % 149.80 % 17.35 % 80.15 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 215 215 N/A N/A 14.28 % 94.43 %
4 212 ZURICH INS GRP 70 65 N/A N/A 4.61 % 99.04 %
5 626 CHUBB LTD GRP 32 32 23.95 % 21.97 % 2.14 % 100.00 %
6 12 AMERICAN INTL GRP 10 22 1,736.40 % 1,931.36 % 0.66 % 100.00 %
7 256 COACTION GLOBAL INC GRP 2 2 N/A N/A 0.13 % 100.00 %
**STATE TOTAL** 1,508 1,515 37.04 % 46.10 % 100.00 % 100.00 %

Mississippi 1 3098 TOKIO MARINE HOLDINGS INC GRP 4,561 4,991 23.41 % 23.01 % 42.82 % 42.82 %
2 12 AMERICAN INTL GRP 1,533 848 90.34 % 115.02 % 14.40 % 57.22 %
3 11118 FEDERATED RURAL ELECTRIC INS EXCH 1,350 1,349 37.45 % 37.45 % 12.67 % 69.89 %
4 626 CHUBB LTD GRP 920 799 71.91 % 72.74 % 8.64 % 78.53 %
5 1279 ARCH INS GRP 846 579 131.41 % 137.27 % 7.94 % 86.47 %
6 111 LIBERTY MUT GRP 767 718 N/A N/A 7.20 % 93.66 %
7 212 ZURICH INS GRP 662 1,145 0.51 % 0.77 % 6.22 % 99.88 %
8 150 OLD REPUBLIC GRP 52 55 217.35 % 229.67 % 0.49 % 100.00 %
9 748 AMERITRUST GRP INC GRP 28 27 49.54 % 70.93 % 0.26 % 100.00 %
**STATE TOTAL** 10,652 10,443 24.99 % 29.09 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


339
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Missouri 1 3098 TOKIO MARINE HOLDINGS INC GRP 16,318 15,323 177.99 % 179.10 % 44.48 % 44.48 %
2 98 WR BERKLEY CORP GRP 9,777 9,599 55.24 % 55.45 % 26.65 % 71.13 %
3 1120 EVEREST REINS HOLDINGS GRP 2,792 3,076 29.95 % 30.47 % 7.61 % 78.74 %
4 111 LIBERTY MUT GRP 2,130 2,008 8.98 % 27.22 % 5.80 % 84.54 %
5 626 CHUBB LTD GRP 1,359 1,322 122.24 % 122.62 % 3.70 % 88.25 %
6 150 OLD REPUBLIC GRP 1,267 1,256 109.13 % 106.89 % 3.45 % 91.70 %
7 84 AMERICAN FINANCIAL GRP 630 624 N/A N/A 1.72 % 93.42 %
8 212 ZURICH INS GRP 569 556 N/A N/A 1.55 % 94.97 %
9 3548 TRAVELERS GRP 537 449 N/A N/A 1.46 % 96.43 %
10 748 AMERITRUST GRP INC GRP 373 210 42.01 % 60.14 % 1.02 % 97.45 %
**STATE TOTAL** 36,687 35,217 102.43 % 104.62 % 100.00 % 97.45 %

Montana 1 3098 TOKIO MARINE HOLDINGS INC GRP 2,389 2,325 N/A N/A 44.87 % 44.87 %
2 626 CHUBB LTD GRP 1,606 1,469 N/A N/A 30.17 % 75.04 %
3 748 AMERITRUST GRP INC GRP 337 325 43.34 % 62.06 % 6.33 % 81.36 %
4 11118 FEDERATED RURAL ELECTRIC INS EXCH 329 329 92.15 % 92.15 % 6.18 % 87.54 %
5 150 OLD REPUBLIC GRP 312 302 N/A N/A 5.86 % 93.40 %
6 867 PROTECTIVE INS CORP GRP 253 253 N/A N/A 4.76 % 98.16 %
7 111 LIBERTY MUT GRP 91 95 N/A N/A 1.71 % 99.86 %
8 212 ZURICH INS GRP 11 83 N/A N/A 0.21 % 100.00 %
9 12 AMERICAN INTL GRP 3 3 N/A N/A 0.06 % 100.00 %
**STATE TOTAL** 5,325 5,179 N/A N/A 100.00 % 100.00 %

Nebraska 1 3098 TOKIO MARINE HOLDINGS INC GRP 2,815 2,722 57.87 % 58.19 % 54.44 % 54.44 %
2 626 CHUBB LTD GRP 1,629 1,642 667.02 % 668.87 % 31.51 % 85.95 %
3 1120 EVEREST REINS HOLDINGS GRP 246 265 25.10 % 25.10 % 4.76 % 90.71 %
4 111 LIBERTY MUT GRP 218 114 N/A N/A 4.21 % 94.91 %
5 150 OLD REPUBLIC GRP 111 112 N/A N/A 2.14 % 97.06 %
6 1279 ARCH INS GRP 95 105 41.82 % 43.85 % 1.84 % 98.89 %
7 212 ZURICH INS GRP 61 180 N/A N/A 1.18 % 100.00 %
8 12 AMERICAN INTL GRP 7 7 89.98 % 101.42 % 0.14 % 100.00 %
**STATE TOTAL** 5,171 5,239 223.96 % 224.53 % 100.00 % 100.00 %

Nevada 1 3098 TOKIO MARINE HOLDINGS INC GRP 13,880 13,843 13.63 % 13.46 % 72.37 % 72.37 %
2 626 CHUBB LTD GRP 2,040 1,557 77.49 % 80.60 % 10.63 % 83.00 %
3 111 LIBERTY MUT GRP 1,101 976 160.81 % 169.16 % 5.74 % 88.74 %
4 212 ZURICH INS GRP 940 825 N/A N/A 4.90 % 93.64 %
5 748 AMERITRUST GRP INC GRP 450 357 43.70 % 62.57 % 2.34 % 95.98 %
6 91 HARTFORD FIRE & CAS GRP 246 226 154.86 % 164.03 % 1.28 % 97.27 %
7 1279 ARCH INS GRP 206 165 57.04 % 61.51 % 1.07 % 98.34 %
8 12 AMERICAN INTL GRP 160 159 38.96 % 62.34 % 0.84 % 99.18 %
9 968 AXA INS GRP 90 91 N/A N/A 0.47 % 99.65 %
10 3219 SOMPO GRP 56 51 0.00 % 0.00 % 0.29 % 99.94 %
**STATE TOTAL** 19,180 18,272 5.82 % 4.92 % 100.00 % 99.94 %

© 2022 National Association of Insurance Commissioners


340
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New Hampshire 1 3098 TOKIO MARINE HOLDINGS INC GRP 5,474 5,421 15.18 % 15.39 % 92.46 % 92.46 %
2 3548 TRAVELERS GRP 318 318 919.51 % 977.12 % 5.37 % 97.83 %
3 626 CHUBB LTD GRP 83 81 61.75 % 61.69 % 1.41 % 99.24 %
4 1208 GRAY INS GRP 67 17 64.13 % 72.45 % 1.13 % 100.00 %
5 150 OLD REPUBLIC GRP 4 4 N/A N/A 0.07 % 100.00 %
6 12 AMERICAN INTL GRP 4 4 65.87 % 81.34 % 0.06 % 100.00 %
7 111 LIBERTY MUT GRP 1 89 N/A N/A 0.01 % 100.00 %
**STATE TOTAL** 5,920 5,911 55.67 % 57.73 % 100.00 % 100.00 %

New Jersey 1 3098 TOKIO MARINE HOLDINGS INC GRP 28,314 27,904 81.44 % 81.91 % 75.67 % 75.67 %
2 748 AMERITRUST GRP INC GRP 3,074 2,840 131.82 % 174.57 % 8.22 % 83.88 %
3 1279 ARCH INS GRP 1,820 1,887 266.66 % 278.22 % 4.86 % 88.75 %
4 626 CHUBB LTD GRP 1,772 1,551 127.62 % 129.22 % 4.74 % 93.48 %
5 111 LIBERTY MUT GRP 1,051 1,326 27.18 % 43.82 % 2.81 % 96.29 %
6 12 AMERICAN INTL GRP 540 394 170.83 % 333.47 % 1.44 % 97.73 %
7 1208 GRAY INS GRP 508 412 297.23 % 299.45 % 1.36 % 99.09 %
8 212 ZURICH INS GRP 192 (21) N/A N/A 0.51 % 99.60 %
9 3548 TRAVELERS GRP 106 106 1,278.87 % 1,507.85 % 0.28 % 99.89 %
10 1120 EVEREST REINS HOLDINGS GRP 68 74 33.24 % 33.24 % 0.18 % 100.00 %
**STATE TOTAL** 37,419 36,548 127.78 % 137.72 % 100.00 % 100.00 %

New Mexico 1 3098 TOKIO MARINE HOLDINGS INC GRP 4,848 4,929 276.29 % 278.78 % 91.99 % 91.99 %
2 256 COACTION GLOBAL INC GRP 190 190 N/A N/A 3.60 % 95.59 %
3 626 CHUBB LTD GRP 148 143 N/A N/A 2.80 % 98.39 %
4 748 AMERITRUST GRP INC GRP 91 76 42.80 % 61.29 % 1.73 % 100.00 %
5 968 AXA INS GRP 48 57 68.64 % 79.90 % 0.91 % 100.00 %
6 150 OLD REPUBLIC GRP 15 14 N/A N/A 0.29 % 100.00 %
7 785 MARKEL CORP GRP 7 7 0.00 % 0.00 % 0.13 % 100.00 %
8 12 AMERICAN INTL GRP 5 5 N/A N/A 0.09 % 100.00 %
9 212 ZURICH INS GRP 1 (4) N/A N/A 0.03 % 100.00 %
**STATE TOTAL** 5,270 5,485 142.48 % 142.36 % 100.00 % 100.00 %

New York 1 3098 TOKIO MARINE HOLDINGS INC GRP 34,714 35,281 58.82 % 58.73 % 63.84 % 63.84 %
2 1279 ARCH INS GRP 8,484 5,449 82.63 % 87.45 % 15.60 % 79.44 %
3 626 CHUBB LTD GRP 2,757 2,444 139.13 % 140.24 % 5.07 % 84.51 %
4 181 SWISS RE GRP 2,689 2,373 77.71 % 35.25 % 4.94 % 89.46 %
5 111 LIBERTY MUT GRP 1,745 2,021 N/A N/A 3.21 % 92.67 %
6 212 ZURICH INS GRP 1,588 1,646 N/A N/A 2.92 % 95.59 %
7 3548 TRAVELERS GRP 849 851 195.81 % 195.66 % 1.56 % 97.15 %
8 1120 EVEREST REINS HOLDINGS GRP 799 856 30.81 % 30.81 % 1.47 % 98.62 %
9 12 AMERICAN INTL GRP 712 300 422.78 % 764.14 % 1.31 % 99.93 %
10 1208 GRAY INS GRP 377 379 57.99 % 65.51 % 0.69 % 100.00 %
**STATE TOTAL** 54,376 51,609 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


341
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
North Carolina 1 3098 TOKIO MARINE HOLDINGS INC GRP 15,333 15,442 65.63 % 66.11 % 65.87 % 65.87 %
2 626 CHUBB LTD GRP 2,595 2,636 156.83 % 155.90 % 11.15 % 77.02 %
3 111 LIBERTY MUT GRP 1,715 1,681 123.35 % 138.17 % 7.37 % 84.39 %
4 1279 ARCH INS GRP 934 1,121 61.73 % 65.35 % 4.01 % 88.40 %
5 12 AMERICAN INTL GRP 907 844 46.97 % 104.33 % 3.90 % 92.30 %
6 212 ZURICH INS GRP 602 491 N/A N/A 2.59 % 94.89 %
7 150 OLD REPUBLIC GRP 220 295 N/A N/A 0.95 % 95.83 %
8 748 AMERITRUST GRP INC GRP 217 199 34.36 % 49.20 % 0.93 % 96.77 %
9 91 HARTFORD FIRE & CAS GRP 211 199 N/A N/A 0.91 % 97.67 %
10 968 AXA INS GRP 179 176 23.05 % 35.35 % 0.77 % 98.44 %
**STATE TOTAL** 23,278 23,382 40.55 % 43.68 % 100.00 % 98.44 %

North Dakota 1 3098 TOKIO MARINE HOLDINGS INC GRP 1 1 76.10 % 76.93 % 0.00 % 0.00 %
2 212 ZURICH INS GRP 1 1 N/A N/A 0.00 % 0.00 %
3 626 CHUBB LTD GRP 1 1 77.49 % 78.30 % 0.00 % 0.00 %
**STATE TOTAL** (300) (147) N/A N/A 100.00 % 0.00 %

Ohio 1 626 CHUBB LTD GRP 15,633 15,259 21.09 % 21.67 % 21.61 % 21.61 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 12,897 13,532 63.63 % 65.69 % 17.82 % 39.43 %
3 111 LIBERTY MUT GRP 7,863 10,412 N/A N/A 10.87 % 50.30 %
4 212 ZURICH INS GRP 5,503 5,765 N/A N/A 7.61 % 57.90 %
5 12 AMERICAN INTL GRP 5,369 4,917 30.89 % 66.05 % 7.42 % 65.32 %
6 4886 BENCHMARK HOLDING GRP 3,500 1,916 N/A N/A 4.84 % 70.16 %
7 3548 TRAVELERS GRP 3,428 3,533 22.23 % 33.53 % 4.74 % 74.90 %
8 1279 ARCH INS GRP 3,025 2,718 44.97 % 47.62 % 4.18 % 79.08 %
9 150 OLD REPUBLIC GRP 2,433 2,301 N/A N/A 3.36 % 82.44 %
10 748 AMERITRUST GRP INC GRP 2,376 2,520 98.64 % 116.07 % 3.28 % 85.72 %
**STATE TOTAL** 72,355 72,896 16.27 % 21.13 % 100.00 % 85.72 %

Oklahoma 1 3098 TOKIO MARINE HOLDINGS INC GRP 6,205 6,826 14.09 % 14.16 % 66.34 % 66.34 %
2 626 CHUBB LTD GRP 701 896 43.28 % 42.76 % 7.49 % 73.83 %
3 91 HARTFORD FIRE & CAS GRP 616 612 118.87 % 127.62 % 6.59 % 80.42 %
4 150 OLD REPUBLIC GRP 423 216 N/A N/A 4.52 % 84.94 %
5 748 AMERITRUST GRP INC GRP 397 474 45.76 % 65.52 % 4.25 % 89.19 %
6 4886 BENCHMARK HOLDING GRP 395 14 6.21 % 6.53 % 4.22 % 93.41 %
7 111 LIBERTY MUT GRP 321 372 N/A N/A 3.43 % 96.84 %
8 12 AMERICAN INTL GRP 196 21 N/A N/A 2.09 % 98.93 %
9 212 ZURICH INS GRP 151 254 N/A N/A 1.62 % 100.00 %
10 1208 GRAY INS GRP 89 74 57.01 % 66.24 % 0.95 % 100.00 %
**STATE TOTAL** 9,353 9,928 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


342
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oregon 1 3098 TOKIO MARINE HOLDINGS INC GRP 3,685 3,562 N/A N/A 46.05 % 46.05 %
2 626 CHUBB LTD GRP 2,159 1,972 64.73 % 64.86 % 26.98 % 73.03 %
3 1120 EVEREST REINS HOLDINGS GRP 841 843 29.48 % 29.48 % 10.52 % 83.54 %
4 748 AMERITRUST GRP INC GRP 555 503 42.81 % 61.30 % 6.94 % 90.48 %
5 150 OLD REPUBLIC GRP 376 382 N/A N/A 4.70 % 95.19 %
6 111 LIBERTY MUT GRP 277 275 N/A N/A 3.46 % 98.65 %
7 12 AMERICAN INTL GRP 237 202 N/A 7.48 % 2.97 % 100.00 %
8 968 AXA INS GRP 100 384 50.94 % 59.29 % 1.25 % 100.00 %
9 4715 MS & AD INS GRP 91 74 0.00 % 0.00 % 1.13 % 100.00 %
10 91 HARTFORD FIRE & CAS GRP 17 18 N/A N/A 0.22 % 100.00 %
**STATE TOTAL** 8,002 8,540 N/A N/A 100.00 % 100.00 %

Pennsylvania 1 3098 TOKIO MARINE HOLDINGS INC GRP 23,298 24,040 74.12 % 74.27 % 62.84 % 62.84 %
2 1279 ARCH INS GRP 4,465 4,697 29.80 % 33.13 % 12.04 % 74.88 %
3 626 CHUBB LTD GRP 2,265 2,516 79.42 % 78.91 % 6.11 % 80.99 %
4 2538 AMTRUST FINANCIAL SERV GRP 969 971 48.26 % 52.43 % 2.61 % 83.60 %
5 12 AMERICAN INTL GRP 895 812 N/A N/A 2.41 % 86.01 %
6 150 OLD REPUBLIC GRP 885 852 9.69 % 4.17 % 2.39 % 88.40 %
7 968 AXA INS GRP 770 842 1.00 % 822.34 % 2.08 % 90.48 %
8 212 ZURICH INS GRP 768 738 N/A N/A 2.07 % 92.55 %
9 3548 TRAVELERS GRP 543 550 N/A N/A 1.47 % 94.01 %
10 1120 EVEREST REINS HOLDINGS GRP 465 471 29.02 % 29.02 % 1.25 % 95.27 %
**STATE TOTAL** 37,077 37,964 35.52 % 55.64 % 100.00 % 95.27 %

Rhode Island 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,285 1,234 N/A N/A 62.20 % 62.20 %
2 111 LIBERTY MUT GRP 490 445 31.14 % 52.59 % 23.73 % 85.93 %
3 212 ZURICH INS GRP 210 193 N/A N/A 10.18 % 96.11 %
4 626 CHUBB LTD GRP 81 103 43.56 % 43.49 % 3.91 % 100.00 %
5 3548 TRAVELERS GRP 75 70 N/A N/A 3.61 % 100.00 %
6 12 AMERICAN INTL GRP 21 21 N/A N/A 1.03 % 100.00 %
7 748 AMERITRUST GRP INC GRP 5 5 N/A N/A 0.25 % 100.00 %
**STATE TOTAL** 2,067 2,054 N/A N/A 100.00 % 100.00 %

South Carolina 1 3098 TOKIO MARINE HOLDINGS INC GRP 7,747 8,106 N/A N/A 69.87 % 69.87 %
2 1279 ARCH INS GRP 1,085 1,123 54.91 % 58.11 % 9.78 % 79.65 %
3 626 CHUBB LTD GRP 898 887 107.56 % 107.47 % 8.10 % 87.75 %
4 12 AMERICAN INTL GRP 378 187 N/A N/A 3.41 % 91.16 %
5 212 ZURICH INS GRP 283 227 N/A N/A 2.55 % 93.71 %
6 748 AMERITRUST GRP INC GRP 266 253 44.81 % 64.15 % 2.40 % 96.11 %
7 111 LIBERTY MUT GRP 155 147 N/A N/A 1.40 % 97.51 %
8 12773 PRESCIENT NATL INS CO 87 22 8.35 % 9.49 % 0.78 % 98.29 %
9 150 OLD REPUBLIC GRP 68 68 N/A N/A 0.61 % 98.90 %
10 169 SENTRY INS GRP 63 68 31.30 % 36.01 % 0.56 % 99.46 %
**STATE TOTAL** 11,089 11,143 N/A N/A 100.00 % 99.46 %

South Dakota 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,430 1,440 343.40 % 346.49 % 100.00 % 100.00 %
2 626 CHUBB LTD GRP 33 34 N/A N/A 2.34 % 100.00 %
3 150 OLD REPUBLIC GRP 32 31 N/A N/A 2.25 % 100.00 %
4 12 AMERICAN INTL GRP 3 2 90.00 % 101.41 % 0.19 % 100.00 %
5 3548 TRAVELERS GRP 1 0 12,292.02 % 14,662.61 % 0.07 % 100.00 %
**STATE TOTAL** 1,416 1,493 331.16 % 335.16 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


343
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Tennessee 1 3098 TOKIO MARINE HOLDINGS INC GRP 6,827 7,012 40.06 % 39.68 % 39.22 % 39.22 %
2 626 CHUBB LTD GRP 4,873 4,798 128.77 % 128.79 % 27.99 % 67.22 %
3 212 ZURICH INS GRP 2,087 2,037 N/A N/A 11.99 % 79.20 %
4 111 LIBERTY MUT GRP 1,093 1,233 70.72 % 86.59 % 6.28 % 85.48 %
5 361 MUNICH RE GRP 1,069 1,023 7.68 % 7.96 % 6.14 % 91.62 %
6 150 OLD REPUBLIC GRP 538 517 50.95 % 37.49 % 3.09 % 94.72 %
7 12 AMERICAN INTL GRP 386 406 83.89 % 169.96 % 2.22 % 96.93 %
8 1120 EVEREST REINS HOLDINGS GRP 192 195 195.66 % 195.66 % 1.10 % 98.03 %
9 1279 ARCH INS GRP 142 255 N/A N/A 0.81 % 98.85 %
10 4670 STARR GRP 85 82 69.90 % 73.06 % 0.49 % 99.34 %
**STATE TOTAL** 17,406 17,678 19.52 % 23.49 % 100.00 % 99.34 %

Texas 1 3098 TOKIO MARINE HOLDINGS INC GRP 14,209 14,182 102.39 % 103.17 % 68.10 % 68.10 %
2 626 CHUBB LTD GRP 7,388 7,784 136.59 % 132.92 % 35.41 % 100.00 %
3 748 AMERITRUST GRP INC GRP 1,901 1,770 87.71 % 96.66 % 9.11 % 100.00 %
4 212 ZURICH INS GRP 1,186 1,035 N/A N/A 5.68 % 100.00 %
5 150 OLD REPUBLIC GRP 488 481 N/A N/A 2.34 % 100.00 %
6 111 LIBERTY MUT GRP 423 412 N/A N/A 2.03 % 100.00 %
7 3548 TRAVELERS GRP 157 200 N/A N/A 0.75 % 100.00 %
8 12 AMERICAN INTL GRP 121 134 N/A N/A 0.58 % 100.00 %
9 1208 GRAY INS GRP 90 86 292.15 % 155.81 % 0.43 % 100.00 %
10 785 MARKEL CORP GRP 3 3 625,219.00 % 694,695.59 % 0.01 % 100.00 %
**STATE TOTAL** 20,866 25,099 136.14 % 135.05 % 100.00 % 100.00 %

Utah 1 3098 TOKIO MARINE HOLDINGS INC GRP 2,174 2,135 37.13 % 37.11 % 42.80 % 42.80 %
2 111 LIBERTY MUT GRP 1,081 1,045 737.31 % 757.79 % 21.28 % 64.08 %
3 748 AMERITRUST GRP INC GRP 858 602 45.34 % 64.92 % 16.88 % 80.96 %
4 626 CHUBB LTD GRP 497 492 32.31 % 32.09 % 9.77 % 90.73 %
5 212 ZURICH INS GRP 387 424 N/A N/A 7.63 % 98.36 %
6 968 AXA INS GRP 73 87 N/A N/A 1.43 % 99.79 %
7 785 MARKEL CORP GRP 42 210 N/A N/A 0.83 % 100.00 %
8 1208 GRAY INS GRP 37 37 N/A N/A 0.72 % 100.00 %
9 150 OLD REPUBLIC GRP 18 18 N/A N/A 0.35 % 100.00 %
10 256 COACTION GLOBAL INC GRP 8 8 N/A N/A 0.15 % 100.00 %
**STATE TOTAL** 5,080 5,004 117.34 % 115.93 % 100.00 % 100.00 %

Vermont 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,283 1,195 N/A N/A 74.69 % 74.69 %
2 111 LIBERTY MUT GRP 402 351 1,735.98 % 1,669.87 % 23.40 % 98.09 %
3 626 CHUBB LTD GRP 34 39 68.78 % 71.66 % 1.96 % 100.00 %
**STATE TOTAL** 1,718 1,584 335.71 % 323.18 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


344
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Virginia 1 3098 TOKIO MARINE HOLDINGS INC GRP 12,648 11,449 5.01 % 4.25 % 65.68 % 65.68 %
2 12 AMERICAN INTL GRP 3,234 3,069 97.99 % 115.79 % 16.79 % 82.47 %
3 1279 ARCH INS GRP 1,788 2,855 47.83 % 50.78 % 9.28 % 91.76 %
4 626 CHUBB LTD GRP 1,238 1,413 7.11 % 2.39 % 6.43 % 98.18 %
5 748 AMERITRUST GRP INC GRP 645 646 80.38 % 98.39 % 3.35 % 100.00 %
6 111 LIBERTY MUT GRP 147 986 N/A N/A 0.76 % 100.00 %
7 150 OLD REPUBLIC GRP 77 78 N/A N/A 0.40 % 100.00 %
8 968 AXA INS GRP 37 37 N/A N/A 0.19 % 100.00 %
9 3548 TRAVELERS GRP 19 19 N/A N/A 0.10 % 100.00 %
10 785 MARKEL CORP GRP 3 247 311.42 % 341.76 % 0.01 % 100.00 %
**STATE TOTAL** 19,257 20,063 8.07 % 8.54 % 100.00 % 100.00 %

Washington 1 3098 TOKIO MARINE HOLDINGS INC GRP 16,296 16,229 230.29 % 232.07 % 50.58 % 50.58 %
2 626 CHUBB LTD GRP 5,993 6,087 38.76 % 38.51 % 18.60 % 69.18 %
3 212 ZURICH INS GRP 1,704 2,120 N/A N/A 5.29 % 74.47 %
4 748 AMERITRUST GRP INC GRP 1,388 920 43.71 % 62.59 % 4.31 % 78.78 %
5 12 AMERICAN INTL GRP 1,271 1,188 80.05 % 135.07 % 3.94 % 82.72 %
6 1279 ARCH INS GRP 940 1,160 570.76 % 585.35 % 2.92 % 85.64 %
7 111 LIBERTY MUT GRP 923 701 N/A N/A 2.87 % 88.51 %
8 1120 EVEREST REINS HOLDINGS GRP 760 649 31.04 % 31.04 % 2.36 % 90.86 %
9 968 AXA INS GRP 667 492 N/A N/A 2.07 % 92.93 %
10 594 AMERICAN CONTRACTORS INS GRP 508 508 N/A N/A 1.58 % 94.51 %
**STATE TOTAL** 32,219 31,501 142.92 % 147.08 % 100.00 % 94.51 %

West Virginia 1 457 ARGO GRP US INC GRP 2,067 2,216 19.59 % 19.59 % 31.33 % 31.33 %
2 111 LIBERTY MUT GRP 1,638 578 135.56 % 151.28 % 24.82 % 56.15 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 837 798 19.33 % 19.02 % 12.69 % 68.84 %
4 212 ZURICH INS GRP 659 662 N/A N/A 9.99 % 78.83 %
5 4670 STARR GRP 547 48 46.57 % 51.74 % 8.29 % 87.12 %
6 626 CHUBB LTD GRP 346 336 N/A N/A 5.25 % 92.37 %
7 1279 ARCH INS GRP 185 382 61.20 % 65.33 % 2.81 % 95.18 %
8 12 AMERICAN INTL GRP 164 307 289.02 % 334.66 % 2.48 % 97.66 %
9 150 OLD REPUBLIC GRP 72 71 199.25 % 43.07 % 1.10 % 98.76 %
10 4715 MS & AD INS GRP 66 89 0.00 % 0.00 % 0.99 % 99.75 %
**STATE TOTAL** 6,598 5,504 32.94 % 34.15 % 100.00 % 99.75 %

Wisconsin 1 3098 TOKIO MARINE HOLDINGS INC GRP 3,684 3,902 N/A N/A 37.30 % 37.30 %
2 626 CHUBB LTD GRP 2,464 2,278 25.49 % 26.44 % 24.95 % 62.25 %
3 212 ZURICH INS GRP 834 808 N/A N/A 8.44 % 70.69 %
4 3548 TRAVELERS GRP 704 694 N/A 1.91 % 7.13 % 77.82 %
5 968 AXA INS GRP 571 571 34.25 % 39.83 % 5.78 % 83.61 %
6 150 OLD REPUBLIC GRP 500 502 N/A N/A 5.06 % 88.67 %
7 1279 ARCH INS GRP 424 543 51.54 % 56.14 % 4.30 % 92.97 %
8 169 SENTRY INS GRP 274 285 224.97 % 224.44 % 2.77 % 95.74 %
9 111 LIBERTY MUT GRP 180 228 114.84 % 134.80 % 1.82 % 97.56 %
10 91 HARTFORD FIRE & CAS GRP 160 162 88.27 % 95.65 % 1.62 % 99.19 %
**STATE TOTAL** 9,876 10,075 67.48 % 71.61 % 100.00 % 99.19 %

© 2022 National Association of Insurance Commissioners


345
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
17.3 ‐ Excess workers Compensation

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Wyoming 1 12 AMERICAN INTL GRP 285 191 89.99 % 101.42 % 76.95 % 76.95 %
2 212 ZURICH INS GRP 138 142 N/A N/A 37.36 % 100.00 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 27 25 39.05 % 39.56 % 7.36 % 100.00 %
4 968 AXA INS GRP 23 14 52.41 % 60.98 % 6.30 % 100.00 %
5 626 CHUBB LTD GRP 2 5 1,146.13 % 975.79 % 0.45 % 100.00 %
6 796 QBE INS GRP 0 0 N/A N/A 0.11 % 100.00 %
7 3219 SOMPO GRP 0 0 0.00 % 0.00 % 0.02 % 100.00 %
**STATE TOTAL** 371 314 59.58 % 62.19 % 100.00 % 100.00 %

Guam 1 626 CHUBB LTD GRP 7 9 0.00 % 0.00 % 100.00 % 100.00 %


**STATE TOTAL** 7 9 0.00 % 0.00 % 100.00 % 100.00 %

Agg. Other Alien 1 111 LIBERTY MUT GRP 8,656 9,931 139.70 % 139.76 % 0.00 % 0.00 %
**STATE TOTAL** (1,182) 270 3,790.67 % 3,788.24 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


346
18—Products Liability

© 2022 National Association of Insurance Commissioners


347
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 626 CHUBB LTD GRP 481,411 461,844 62.15 % 77.97 % 10.87 % 10.87 %
2 761 ALLIANZ INS GRP 251,017 255,966 91.41 % 118.72 % 5.67 % 16.54 %
3 111 LIBERTY MUT GRP 206,091 193,014 74.85 % 112.94 % 4.65 % 21.19 %
4 84 AMERICAN FINANCIAL GRP 204,307 195,562 36.80 % 51.55 % 4.61 % 25.81 %
5 38920 KINSALE INS CO 190,342 171,259 30.39 % 54.46 % 4.30 % 30.10 %
6 98 WR BERKLEY CORP GRP 186,773 167,990 18.32 % 34.68 % 4.22 % 34.32 %
7 242 SELECTIVE INS GRP 174,282 165,934 41.90 % 58.08 % 3.94 % 38.26 %
8 3548 TRAVELERS GRP 170,528 169,618 122.16 % 188.57 % 3.85 % 42.11 %
9 12 AMERICAN INTL GRP 170,006 155,453 65.76 % 104.03 % 3.84 % 45.95 %
10 158 FAIRFAX FIN GRP 167,024 154,095 78.39 % 85.92 % 3.77 % 49.72 %
11 91 HARTFORD FIRE & CAS GRP 151,997 137,505 42.49 % 69.91 % 3.43 % 53.15 %
12 244 CINCINNATI FIN GRP 137,378 132,958 21.34 % 40.57 % 3.10 % 56.25 %
13 785 MARKEL CORP GRP 120,297 110,837 26.59 % 34.24 % 2.72 % 58.97 %
14 218 CNA INS GRP 114,972 109,738 32.70 % 54.02 % 2.60 % 61.57 %
15 3494 JAMES RIVER GRP 102,534 102,372 38.54 % 59.74 % 2.32 % 63.88 %
16 140 NATIONWIDE CORP GRP 99,245 95,569 50.98 % 75.88 % 2.24 % 66.12 %
17 1120 EVEREST REINS HOLDINGS GRP 98,440 80,609 45.06 % 61.38 % 2.22 % 68.35 %
18 212 ZURICH INS GRP 93,803 197,970 46.50 % 68.18 % 2.12 % 70.46 %
19 457 ARGO GRP US INC GRP 91,727 116,138 N/A 17.54 % 2.07 % 72.54 %
20 3098 TOKIO MARINE HOLDINGS INC GRP 81,524 78,611 22.99 % 24.24 % 1.84 % 74.38 %
21 1279 ARCH INS GRP 74,921 62,124 22.93 % 31.49 % 1.69 % 76.07 %
22 248 UNITED FIRE & CAS GRP 73,726 78,079 56.06 % 65.61 % 1.66 % 77.73 %
23 968 AXA INS GRP 67,601 69,452 78.56 % 107.42 % 1.53 % 79.26 %
24 4670 STARR GRP 67,165 61,835 30.06 % 32.12 % 1.52 % 80.78 %
25 517 HANNOVER GRP 58,128 59,826 77.53 % 142.29 % 1.31 % 82.09 %
26 169 SENTRY INS GRP 49,930 46,693 28.05 % 45.19 % 1.13 % 83.22 %
27 2538 AMTRUST FINANCIAL SERV GRP 49,340 50,526 112.01 % 149.21 % 1.11 % 84.33 %
28 7 FEDERATED MUT GRP 47,280 44,463 18.71 % 22.39 % 1.07 % 85.40 %
29 501 ALLEGHANY GRP 46,171 37,460 39.27 % 80.71 % 1.04 % 86.44 %
30 2698 PROASSURANCE CORP GRP 40,997 38,508 19.56 % 24.58 % 0.93 % 87.37 %
31 62 EMC INS CO GRP 35,434 34,734 50.06 % 82.33 % 0.80 % 88.17 %
32 31 BERKSHIRE HATHAWAY GRP 33,415 33,877 40.23 % 59.64 % 0.75 % 88.92 %
33 15350 WEST BEND MUT INS CO 32,103 31,019 48.20 % 74.36 % 0.72 % 89.65 %
34 309 WESTERN NATL MUT GRP 29,371 27,939 55.78 % 93.73 % 0.66 % 90.31 %
35 271 PENNSYLVANIA NATL INS GRP 26,269 25,317 51.00 % 70.01 % 0.59 % 90.90 %
36 96 SECURA INS GRP 25,145 23,862 30.50 % 44.13 % 0.57 % 91.47 %
37 88 THE HANOVER INS GRP 24,697 23,554 40.15 % 64.76 % 0.56 % 92.03 %
38 4507 BUILDERS GRP 24,626 22,687 86.86 % 102.61 % 0.56 % 92.58 %
39 36 CENTRAL MUT INS CO GRP 23,490 22,039 30.21 % 45.36 % 0.53 % 93.12 %
40 920 GLOBAL IND GRP 23,062 21,476 12.90 % 17.37 % 0.52 % 93.64 %
41 474 FCCI MUT INS GRP 19,647 19,067 40.36 % 64.95 % 0.44 % 94.08 %
42 3416 AXIS CAPITAL GRP 18,255 15,916 35.77 % 48.69 % 0.41 % 94.49 %
43 246 PENNSYLVANIA LUMBERMENS GRP 17,925 17,824 58.91 % 88.83 % 0.40 % 94.90 %
44 175 STATE AUTO MUT GRP 16,617 17,397 N/A 3.53 % 0.38 % 95.27 %
45 3219 SOMPO GRP 16,317 15,694 N/A 104.37 % 0.37 % 95.64 %
46 4904 INTACT FINANCIAL GRP 15,367 13,091 9.85 % 14.76 % 0.35 % 95.99 %
47 38300 SAMSUNG FIRE & MARINE INS CO LTD 13,604 12,946 7.70 % 3.78 % 0.31 % 96.29 %
48 4935 CHANDLER INS GRP 12,347 11,319 12.73 % 14.44 % 0.28 % 96.57 %
49 4715 MS & AD INS GRP 12,271 11,903 6.95 % 83.36 % 0.28 % 96.85 %
50 161 TOPA EQUITIES LTD GRP 10,475 9,215 26.80 % 26.76 % 0.24 % 97.09 %
51 14184 ACUITY A MUT INS CO 10,024 9,513 33.61 % 38.74 % 0.23 % 97.31 %
52 350 GENERAL ELECTRIC GRP 9,944 9,944 87.80 % 99.76 % 0.22 % 97.54 %
53 124 AMERISURE CO GRP 8,727 8,262 1.58 % N/A 0.20 % 97.73 %
54 225 IAT REINS CO GRP 8,724 8,408 N/A N/A 0.20 % 97.93 %
55 518 GRINNELL MUT GRP 8,524 8,140 23.12 % 27.12 % 0.19 % 98.12 %
56 473 AMERICAN FAMILY INS GRP 8,469 7,448 38.09 % 45.67 % 0.19 % 98.32 %
57 783 RLI INS GRP 6,506 6,311 8.06 % 10.19 % 0.15 % 98.46 %
58 16427 ATEGRITY SPECIALTY INS CO 5,025 4,932 46.48 % 54.82 % 0.11 % 98.58 %
59 831 DOCTORS CO GRP 4,838 3,636 41.64 % 69.40 % 0.11 % 98.69 %
60 228 WESTFIELD GRP 4,501 4,268 18.44 % 30.39 % 0.10 % 98.79 %
61 181 SWISS RE GRP 3,681 5,739 1,022.79 % 1,286.42 % 0.08 % 98.87 %
62 39861 GOLDEN BEAR INS CO 3,588 3,249 10.27 % 12.91 % 0.08 % 98.95 %
63 796 QBE INS GRP 3,284 3,242 N/A N/A 0.07 % 99.03 %
64 4720 CONIFER HOLDINGS GRP 3,034 2,634 0.00 % 0.00 % 0.07 % 99.09 %
65 50 COUNTRY INS & FIN SERV GRP 2,875 2,788 9.08 % 8.63 % 0.06 % 99.16 %
© 2022 National Association of Insurance Commissioners
348
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 226 MERCHANTS MUT GRP 2,726 3,188 3.86 % 6.05 % 0.06 % 99.22 %
67 1309 FRANKENMUTH GRP 2,726 2,673 33.06 % 54.18 % 0.06 % 99.28 %
68 4982 OBS HOLDINGS GRP 2,695 1,420 34.00 % 68.00 % 0.06 % 99.34 %
69 3991 IMT MUT HOLDING GRP 2,508 2,331 0.00 % 0.00 % 0.06 % 99.40 %
70 213 ERIE INS GRP 2,043 2,115 N/A N/A 0.05 % 99.45 %
71 106 ISLAND INS CO GRP 1,869 1,824 17.13 % 50.25 % 0.04 % 99.49 %
72 150 OLD REPUBLIC GRP 1,785 1,754 193.06 % N/A 0.04 % 99.53 %
73 408 AMERICAN NATL FIN GRP 1,780 1,761 N/A N/A 0.04 % 99.57 %
74 807 COLUMBIA INS GRP 1,638 1,565 33.93 % 64.26 % 0.04 % 99.60 %
75 153 PEKIN INS GRP 1,571 1,529 116.67 % 131.73 % 0.04 % 99.64 %
76 15709 SOUTHERN STATES INS EXCH 1,300 1,360 3.71 % N/A 0.03 % 99.67 %
77 748 AMERITRUST GRP INC GRP 1,262 1,324 29.23 % 53.22 % 0.03 % 99.70 %
78 39551 CONTINENTAL HERITAGE INS CO 1,181 1,095 11.07 % 11.07 % 0.03 % 99.72 %
79 203 VIRGINIA FARM BUREAU GRP 940 912 0.60 % 0.60 % 0.02 % 99.75 %
80 645 OREGON MUT GRP 878 845 24.85 % 9.72 % 0.02 % 99.77 %
81 698 NORTH STAR CO GRP 658 617 9.48 % 23.96 % 0.01 % 99.78 %
82 3478 HALLMARK FIN SERV GRP 602 655 34.46 % 55.81 % 0.01 % 99.79 %
83 22624 INDIANA FARMERS MUT INS CO 590 595 0.31 % 0.31 % 0.01 % 99.81 %
84 4734 APOLLO GLOBAL MGMT GRP 476 231 162.21 % 248.59 % 0.01 % 99.82 %
85 15646 ONE ALLIANCE INS CORP 470 405 33.50 % 35.84 % 0.01 % 99.83 %
86 267 GRANGE MUT CAS GRP 430 271 7.57 % 23.82 % 0.01 % 99.84 %
87 4886 BENCHMARK HOLDING GRP 423 3,304 34.33 % 61.13 % 0.01 % 99.85 %
88 201 UTICA GRP 414 387 242.07 % 603.44 % 0.01 % 99.86 %
89 71 UNIVERSAL INS CO GRP 397 407 0.04 % 0.04 % 0.01 % 99.87 %
90 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 381 351 21.78 % 21.55 % 0.01 % 99.88 %
91 8 ALLSTATE INS GRP 373 403 12,570.03 % 23,783.72 % 0.01 % 99.88 %
92 10308 ANTILLES INS CO 346 335 N/A 5.63 % 0.01 % 99.89 %
93 4717 PRODUCERS NATL CORP GRP 333 359 0.00 % 0.94 % 0.01 % 99.90 %
94 4802 TRIPLE S GRP 324 310 2.87 % 3.85 % 0.01 % 99.91 %
95 33499 DORINCO REINS CO 300 300 N/A N/A 0.01 % 99.91 %
96 291 ENCOVA MUT INS GRP 295 428 456.67 % 617.92 % 0.01 % 99.92 %
97 35 CELINA GRP 295 275 0.29 % N/A 0.01 % 99.93 %
98 1316 KNIGHTBROOK INS GRP 262 417 0.00 % 0.00 % 0.01 % 99.93 %
99 4485 COPPERPOINT GRP 251 168 N/A N/A 0.01 % 99.94 %
100 123 SHELTER INS GRP 247 243 0.00 % 0.00 % 0.01 % 99.94 %
101 963 OHIO MUT GRP 234 217 8.31 % 13.22 % 0.01 % 99.95 %
102 483 SOUTHERN FARM BUREAU CAS GRP 234 231 0.00 % 3.94 % 0.01 % 99.95 %
103 4804 MULTINATIONAL GRP 215 191 2.22 % 2.48 % 0.00 % 99.96 %
104 4990 CORE SPECIALTY INS HOLDINGS GRP 206 41 89.31 % 98.29 % 0.00 % 99.96 %
105 207 WESTERN RESERVE GRP 173 170 N/A N/A 0.00 % 99.97 %
106 10476 STICO MUT INS CO RRG 171 420 0.00 % N/A 0.00 % 99.97 %
107 15024 PREFERRED MUT INS CO 164 120 N/A 38.71 % 0.00 % 99.98 %
108 4968 BRICKELL GRP 150 64 34.83 % 51.00 % 0.00 % 99.98 %
109 4787 GOODVILLE MUT GRP 138 139 8.05 % 9.09 % 0.00 % 99.98 %
110 333 MUTUAL OF ENUMCLAW GRP 135 142 9.15 % 9.70 % 0.00 % 99.98 %
111 411 MAPFRE INS GRP 129 66 282.37 % 282.37 % 0.00 % 99.99 %
112 12961 CANOPIUS US INS 126 140 N/A N/A 0.00 % 99.99 %
113 11231 GENERALI US BRANCH 91 696 36.40 % N/A 0.00 % 99.99 %
114 447 HARFORD GRP 77 74 5.52 % 5.61 % 0.00 % 99.99 %
115 16446 FARMERS INS CO OF FLEMINGTON 49 47 0.00 % 0.00 % 0.00 % 100.00 %
116 69 FARMERS INS GRP 42 47 N/A N/A 0.00 % 100.00 %
117 3279 INSURORS IND GRP 42 41 3.65 % 3.65 % 0.00 % 100.00 %
118 4672 DONGBU INS GRP 27 29 0.47 % 35.42 % 0.00 % 100.00 %
119 214 ALLIANCE INS GRP 22 23 0.00 % 0.00 % 0.00 % 100.00 %
120 13854 FARMERS MUT FIRE INS CO OF SALEM CN 22 23 0.00 % 0.00 % 0.00 % 100.00 %
121 762 FRANKLIN MUT GRP 19 19 0.00 % 0.00 % 0.00 % 100.00 %
122 1319 LITITZ MUT GRP 16 18 N/A N/A 0.00 % 100.00 %
123 10972 FIRST NET INS CO 12 10 N/A N/A 0.00 % 100.00 %
124 38148 GRANADA IND CO 4 2 N/A N/A 0.00 % 100.00 %
125 5001 SIRIUSPOINT GRP 3 0 N/A 109,225.48 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 4,428,399 4,340,563 52.46 % 76.97 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


349
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 626 CHUBB LTD GRP 457,654 445,032 62.71 % 76.22 % 10.60 % 10.60 %
2 761 ALLIANZ INS GRP 247,727 251,921 94.28 % 122.00 % 5.74 % 16.33 %
3 84 AMERICAN FINANCIAL GRP 203,774 195,184 36.84 % 51.60 % 4.72 % 21.05 %
4 38920 KINSALE INS CO 190,342 171,259 30.39 % 54.46 % 4.41 % 25.46 %
5 98 WR BERKLEY CORP GRP 185,120 166,644 18.18 % 34.68 % 4.29 % 29.75 %
6 242 SELECTIVE INS GRP 174,282 165,934 41.90 % 58.08 % 4.04 % 33.78 %
7 12 AMERICAN INTL GRP 170,250 154,951 66.00 % 104.51 % 3.94 % 37.73 %
8 158 FAIRFAX FIN GRP 167,024 154,095 78.39 % 85.92 % 3.87 % 41.59 %
9 111 LIBERTY MUT GRP 166,623 159,111 79.94 % 126.56 % 3.86 % 45.45 %
10 3548 TRAVELERS GRP 162,372 158,541 125.65 % 193.30 % 3.76 % 49.21 %
11 91 HARTFORD FIRE & CAS GRP 151,993 137,501 42.02 % 69.02 % 3.52 % 52.73 %
12 244 CINCINNATI FIN GRP 137,378 132,958 21.34 % 40.57 % 3.18 % 55.91 %
13 785 MARKEL CORP GRP 120,297 110,837 26.59 % 34.24 % 2.79 % 58.70 %
14 218 CNA INS GRP 104,031 99,407 32.05 % 55.69 % 2.41 % 61.11 %
15 3494 JAMES RIVER GRP 102,534 102,372 38.54 % 59.74 % 2.37 % 63.48 %
16 140 NATIONWIDE CORP GRP 99,245 95,569 50.98 % 75.88 % 2.30 % 65.78 %
17 1120 EVEREST REINS HOLDINGS GRP 97,956 80,074 45.37 % 61.79 % 2.27 % 68.05 %
18 457 ARGO GRP US INC GRP 91,727 116,138 N/A 17.54 % 2.12 % 70.17 %
19 212 ZURICH INS GRP 82,164 187,769 42.73 % 63.92 % 1.90 % 72.07 %
20 3098 TOKIO MARINE HOLDINGS INC GRP 81,233 78,320 23.08 % 24.33 % 1.88 % 73.95 %
21 1279 ARCH INS GRP 74,911 62,117 22.92 % 31.48 % 1.73 % 75.69 %
22 248 UNITED FIRE & CAS GRP 73,726 78,079 56.06 % 65.61 % 1.71 % 77.40 %
23 4670 STARR GRP 67,055 61,734 29.92 % 31.97 % 1.55 % 78.95 %
24 968 AXA INS GRP 60,028 62,111 60.75 % 88.57 % 1.39 % 80.34 %
25 517 HANNOVER GRP 58,128 59,826 77.04 % 141.27 % 1.35 % 81.69 %
26 169 SENTRY INS GRP 49,843 46,634 27.94 % 45.03 % 1.15 % 82.84 %
27 2538 AMTRUST FINANCIAL SERV GRP 49,340 50,526 112.01 % 149.21 % 1.14 % 83.98 %
28 7 FEDERATED MUT GRP 47,280 44,463 18.71 % 22.39 % 1.09 % 85.08 %
29 501 ALLEGHANY GRP 46,171 37,460 39.27 % 80.71 % 1.07 % 86.15 %
30 2698 PROASSURANCE CORP GRP 40,841 38,318 19.53 % 24.54 % 0.95 % 87.09 %
31 62 EMC INS CO GRP 35,434 34,734 50.06 % 82.33 % 0.82 % 87.91 %
32 31 BERKSHIRE HATHAWAY GRP 32,965 33,495 40.26 % 59.80 % 0.76 % 88.68 %
33 15350 WEST BEND MUT INS CO 32,103 31,019 48.20 % 74.36 % 0.74 % 89.42 %
34 309 WESTERN NATL MUT GRP 29,371 27,939 55.78 % 93.73 % 0.68 % 90.10 %
35 271 PENNSYLVANIA NATL INS GRP 26,269 25,317 51.00 % 70.01 % 0.61 % 90.71 %
36 96 SECURA INS GRP 25,145 23,862 30.50 % 44.13 % 0.58 % 91.29 %
37 88 THE HANOVER INS GRP 24,697 23,554 40.16 % 64.77 % 0.57 % 91.86 %
38 4507 BUILDERS GRP 24,626 22,687 86.86 % 102.61 % 0.57 % 92.43 %
39 36 CENTRAL MUT INS CO GRP 23,490 22,039 30.21 % 45.36 % 0.54 % 92.98 %
40 920 GLOBAL IND GRP 23,062 21,476 12.90 % 17.37 % 0.53 % 93.51 %
41 474 FCCI MUT INS GRP 19,647 19,067 40.36 % 64.95 % 0.45 % 93.97 %
42 3416 AXIS CAPITAL GRP 18,255 15,916 35.77 % 48.69 % 0.42 % 94.39 %
43 246 PENNSYLVANIA LUMBERMENS GRP 17,925 17,824 58.91 % 88.83 % 0.42 % 94.80 %
44 175 STATE AUTO MUT GRP 16,617 17,397 N/A 3.53 % 0.38 % 95.19 %
45 3219 SOMPO GRP 16,167 15,545 N/A 106.84 % 0.37 % 95.56 %
46 4904 INTACT FINANCIAL GRP 15,367 13,091 9.83 % 14.75 % 0.36 % 95.92 %
47 38300 SAMSUNG FIRE & MARINE INS CO LTD 13,604 12,946 7.70 % 3.78 % 0.32 % 96.23 %
48 4935 CHANDLER INS GRP 12,347 11,319 12.73 % 14.44 % 0.29 % 96.52 %
49 4715 MS & AD INS GRP 12,271 11,903 6.95 % 83.36 % 0.28 % 96.80 %
50 161 TOPA EQUITIES LTD GRP 10,475 9,215 26.80 % 26.76 % 0.24 % 97.05 %
51 14184 ACUITY A MUT INS CO 10,024 9,513 33.61 % 38.74 % 0.23 % 97.28 %
52 350 GENERAL ELECTRIC GRP 9,235 9,236 116.21 % 132.39 % 0.21 % 97.49 %
53 124 AMERISURE CO GRP 8,727 8,262 1.58 % N/A 0.20 % 97.69 %
54 225 IAT REINS CO GRP 8,724 8,408 N/A N/A 0.20 % 97.90 %
55 518 GRINNELL MUT GRP 8,524 8,140 23.12 % 27.12 % 0.20 % 98.09 %
56 473 AMERICAN FAMILY INS GRP 8,469 7,448 38.09 % 45.67 % 0.20 % 98.29 %
57 783 RLI INS GRP 6,506 6,311 8.06 % 10.19 % 0.15 % 98.44 %
58 16427 ATEGRITY SPECIALTY INS CO 5,025 4,932 46.48 % 54.82 % 0.12 % 98.56 %
59 831 DOCTORS CO GRP 4,838 3,636 41.64 % 69.40 % 0.11 % 98.67 %
60 228 WESTFIELD GRP 4,501 4,268 18.44 % 30.39 % 0.10 % 98.77 %
61 39861 GOLDEN BEAR INS CO 3,588 3,249 10.27 % 12.91 % 0.08 % 98.86 %
62 796 QBE INS GRP 3,284 3,242 N/A N/A 0.08 % 98.93 %
63 4720 CONIFER HOLDINGS GRP 3,034 2,634 0.00 % 0.00 % 0.07 % 99.00 %
64 181 SWISS RE GRP 2,975 4,318 1,321.63 % 1,655.28 % 0.07 % 99.07 %
65 50 COUNTRY INS & FIN SERV GRP 2,875 2,788 9.08 % 8.63 % 0.07 % 99.14 %
© 2022 National Association of Insurance Commissioners
350
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 226 MERCHANTS MUT GRP 2,726 3,188 3.86 % 6.05 % 0.06 % 99.20 %
67 1309 FRANKENMUTH GRP 2,726 2,673 33.06 % 54.18 % 0.06 % 99.26 %
68 4982 OBS HOLDINGS GRP 2,695 1,420 34.00 % 68.00 % 0.06 % 99.33 %
69 3991 IMT MUT HOLDING GRP 2,508 2,331 0.00 % 0.00 % 0.06 % 99.38 %
70 213 ERIE INS GRP 2,043 2,115 N/A N/A 0.05 % 99.43 %
71 106 ISLAND INS CO GRP 1,869 1,824 17.13 % 50.25 % 0.04 % 99.47 %
72 150 OLD REPUBLIC GRP 1,785 1,754 193.06 % N/A 0.04 % 99.52 %
73 408 AMERICAN NATL FIN GRP 1,780 1,761 N/A N/A 0.04 % 99.56 %
74 807 COLUMBIA INS GRP 1,638 1,565 33.93 % 64.26 % 0.04 % 99.59 %
75 153 PEKIN INS GRP 1,571 1,529 116.67 % 131.73 % 0.04 % 99.63 %
76 15709 SOUTHERN STATES INS EXCH 1,300 1,360 3.71 % N/A 0.03 % 99.66 %
77 748 AMERITRUST GRP INC GRP 1,262 1,324 29.23 % 53.22 % 0.03 % 99.69 %
78 39551 CONTINENTAL HERITAGE INS CO 1,181 1,095 11.07 % 11.07 % 0.03 % 99.72 %
79 203 VIRGINIA FARM BUREAU GRP 940 912 0.60 % 0.60 % 0.02 % 99.74 %
80 645 OREGON MUT GRP 878 845 24.85 % 9.72 % 0.02 % 99.76 %
81 698 NORTH STAR CO GRP 658 617 9.48 % 23.96 % 0.02 % 99.78 %
82 3478 HALLMARK FIN SERV GRP 602 655 34.46 % 55.81 % 0.01 % 99.79 %
83 22624 INDIANA FARMERS MUT INS CO 590 595 0.31 % 0.31 % 0.01 % 99.80 %
84 4734 APOLLO GLOBAL MGMT GRP 476 231 162.21 % 248.59 % 0.01 % 99.81 %
85 15646 ONE ALLIANCE INS CORP 470 405 33.50 % 35.84 % 0.01 % 99.82 %
86 267 GRANGE MUT CAS GRP 430 271 7.57 % 23.82 % 0.01 % 99.83 %
87 4886 BENCHMARK HOLDING GRP 423 3,304 34.33 % 61.13 % 0.01 % 99.84 %
88 201 UTICA GRP 414 387 242.07 % 603.44 % 0.01 % 99.85 %
89 71 UNIVERSAL INS CO GRP 397 407 0.04 % 0.04 % 0.01 % 99.86 %
90 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 381 351 21.78 % 21.55 % 0.01 % 99.87 %
91 8 ALLSTATE INS GRP 373 403 12,568.24 % 23,769.43 % 0.01 % 99.88 %
92 10308 ANTILLES INS CO 346 335 N/A 5.63 % 0.01 % 99.89 %
93 4717 PRODUCERS NATL CORP GRP 333 359 0.00 % 0.94 % 0.01 % 99.90 %
94 4802 TRIPLE S GRP 324 310 2.87 % 3.85 % 0.01 % 99.90 %
95 33499 DORINCO REINS CO 300 300 N/A N/A 0.01 % 99.91 %
96 291 ENCOVA MUT INS GRP 295 428 456.67 % 617.92 % 0.01 % 99.92 %
97 35 CELINA GRP 295 275 0.29 % N/A 0.01 % 99.92 %
98 1316 KNIGHTBROOK INS GRP 262 417 0.00 % 0.00 % 0.01 % 99.93 %
99 4485 COPPERPOINT GRP 251 168 N/A N/A 0.01 % 99.94 %
100 123 SHELTER INS GRP 247 243 0.00 % 0.00 % 0.01 % 99.94 %
101 963 OHIO MUT GRP 234 217 8.31 % 13.22 % 0.01 % 99.95 %
102 483 SOUTHERN FARM BUREAU CAS GRP 234 231 0.00 % 3.94 % 0.01 % 99.95 %
103 4804 MULTINATIONAL GRP 215 191 2.22 % 2.48 % 0.00 % 99.96 %
104 4990 CORE SPECIALTY INS HOLDINGS GRP 206 41 89.31 % 98.29 % 0.00 % 99.96 %
105 207 WESTERN RESERVE GRP 173 170 N/A N/A 0.00 % 99.97 %
106 10476 STICO MUT INS CO RRG 171 420 0.00 % N/A 0.00 % 99.97 %
107 15024 PREFERRED MUT INS CO 164 120 N/A 38.71 % 0.00 % 99.97 %
108 4968 BRICKELL GRP 150 64 34.83 % 51.00 % 0.00 % 99.98 %
109 4787 GOODVILLE MUT GRP 138 139 8.05 % 9.09 % 0.00 % 99.98 %
110 333 MUTUAL OF ENUMCLAW GRP 135 142 9.15 % 9.70 % 0.00 % 99.98 %
111 411 MAPFRE INS GRP 129 66 282.37 % 282.37 % 0.00 % 99.99 %
112 12961 CANOPIUS US INS 126 140 N/A N/A 0.00 % 99.99 %
113 11231 GENERALI US BRANCH 91 757 47.93 % N/A 0.00 % 99.99 %
114 447 HARFORD GRP 77 74 5.52 % 5.61 % 0.00 % 99.99 %
115 16446 FARMERS INS CO OF FLEMINGTON 49 47 0.00 % 0.00 % 0.00 % 100.00 %
116 69 FARMERS INS GRP 42 47 N/A N/A 0.00 % 100.00 %
117 3279 INSURORS IND GRP 42 41 3.65 % 3.65 % 0.00 % 100.00 %
118 4672 DONGBU INS GRP 27 29 0.47 % 35.42 % 0.00 % 100.00 %
119 214 ALLIANCE INS GRP 22 23 0.00 % 0.00 % 0.00 % 100.00 %
120 13854 FARMERS MUT FIRE INS CO OF SALEM CN 22 23 0.00 % 0.00 % 0.00 % 100.00 %
121 762 FRANKLIN MUT GRP 19 19 0.00 % 0.00 % 0.00 % 100.00 %
122 1319 LITITZ MUT GRP 16 18 N/A N/A 0.00 % 100.00 %
123 10972 FIRST NET INS CO 12 10 N/A N/A 0.00 % 100.00 %
124 38148 GRANADA IND CO 4 2 N/A N/A 0.00 % 100.00 %
125 5001 SIRIUSPOINT GRP 3 0 N/A 109,225.48 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 4,318,477 4,240,840 52.18 % 76.68 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


351
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 12 AMERICAN INTL GRP 5,172 4,345 58.13 % 82.40 % 12.21 % 12.21 %
2 626 CHUBB LTD GRP 3,316 2,507 38.54 % 38.31 % 7.82 % 20.03 %
3 244 CINCINNATI FIN GRP 3,195 3,024 22.94 % 41.83 % 7.54 % 27.57 %
4 271 PENNSYLVANIA NATL INS GRP 2,527 2,433 23.22 % 34.35 % 5.96 % 33.53 %
5 158 FAIRFAX FIN GRP 2,225 2,219 0.30 % 8.06 % 5.25 % 38.79 %
6 98 WR BERKLEY CORP GRP 1,854 1,817 81.40 % 121.97 % 4.38 % 43.16 %
7 218 CNA INS GRP 1,710 1,919 N/A N/A 4.04 % 47.20 %
8 1279 ARCH INS GRP 1,654 1,263 21.31 % 36.84 % 3.90 % 51.10 %
9 3548 TRAVELERS GRP 1,604 1,637 196.24 % 442.09 % 3.79 % 54.89 %
10 84 AMERICAN FINANCIAL GRP 1,443 1,046 26.79 % 48.57 % 3.41 % 58.29 %
**STATE TOTAL** 42,375 40,560 47.85 % 77.96 % 100.00 % 58.29 %

Alaska 1 309 WESTERN NATL MUT GRP 1,632 1,516 21.77 % 30.15 % 27.52 % 27.52 %
2 626 CHUBB LTD GRP 568 528 23.47 % 44.46 % 9.57 % 37.09 %
3 3548 TRAVELERS GRP 424 438 N/A N/A 7.15 % 44.23 %
4 1120 EVEREST REINS HOLDINGS GRP 417 303 48.67 % 65.77 % 7.04 % 51.27 %
5 111 LIBERTY MUT GRP 407 488 32.97 % 38.24 % 6.86 % 58.13 %
6 98 WR BERKLEY CORP GRP 380 398 11.93 % 22.25 % 6.40 % 64.53 %
7 785 MARKEL CORP GRP 254 182 62.50 % 65.60 % 4.28 % 68.81 %
8 12 AMERICAN INTL GRP 214 204 187.08 % 256.28 % 3.61 % 72.42 %
9 761 ALLIANZ INS GRP 201 180 N/A N/A 3.39 % 75.81 %
10 38920 KINSALE INS CO 197 146 15.56 % 36.04 % 3.33 % 79.14 %
**STATE TOTAL** 5,932 5,570 14.99 % 24.46 % 100.00 % 79.14 %

Arizona 1 626 CHUBB LTD GRP 5,687 5,068 34.45 % 51.74 % 7.95 % 7.95 %
2 38920 KINSALE INS CO 5,405 4,853 21.43 % 38.80 % 7.56 % 15.51 %
3 242 SELECTIVE INS GRP 4,938 4,407 34.08 % 44.72 % 6.90 % 22.41 %
4 3494 JAMES RIVER GRP 4,284 4,067 44.98 % 66.55 % 5.99 % 28.40 %
5 98 WR BERKLEY CORP GRP 3,665 3,217 3.90 % 14.29 % 5.12 % 33.52 %
6 12 AMERICAN INTL GRP 3,411 2,940 91.72 % 134.02 % 4.77 % 38.29 %
7 785 MARKEL CORP GRP 3,126 3,030 4.82 % 7.51 % 4.37 % 42.66 %
8 84 AMERICAN FINANCIAL GRP 3,114 2,696 33.52 % 51.16 % 4.35 % 47.02 %
9 244 CINCINNATI FIN GRP 2,975 2,884 14.06 % 37.57 % 4.16 % 51.17 %
10 761 ALLIANZ INS GRP 2,845 2,726 120.71 % 117.41 % 3.98 % 55.15 %
**STATE TOTAL** 71,532 67,573 40.56 % 59.00 % 100.00 % 55.15 %

Arkansas 1 626 CHUBB LTD GRP 1,794 1,784 25.29 % 32.52 % 7.69 % 7.69 %
2 248 UNITED FIRE & CAS GRP 1,687 1,609 56.61 % 75.91 % 7.22 % 14.91 %
3 98 WR BERKLEY CORP GRP 1,588 1,526 22.05 % 41.89 % 6.80 % 21.71 %
4 84 AMERICAN FINANCIAL GRP 1,370 1,368 28.49 % 38.09 % 5.87 % 27.58 %
5 244 CINCINNATI FIN GRP 1,304 1,187 20.48 % 29.52 % 5.59 % 33.17 %
6 38920 KINSALE INS CO 1,297 1,093 27.41 % 48.80 % 5.56 % 38.72 %
7 785 MARKEL CORP GRP 1,236 978 12.46 % 26.21 % 5.29 % 44.01 %
8 761 ALLIANZ INS GRP 1,168 1,033 313.54 % 312.56 % 5.00 % 49.02 %
9 158 FAIRFAX FIN GRP 940 1,177 N/A N/A 4.02 % 53.04 %
10 3548 TRAVELERS GRP 917 836 94.49 % 121.46 % 3.93 % 56.97 %
**STATE TOTAL** 23,348 22,441 41.15 % 60.64 % 100.00 % 56.97 %

© 2022 National Association of Insurance Commissioners


352
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 626 CHUBB LTD GRP 93,063 90,982 59.89 % 78.45 % 14.18 % 14.18 %
2 84 AMERICAN FINANCIAL GRP 46,190 44,365 37.69 % 56.38 % 7.04 % 21.21 %
3 38920 KINSALE INS CO 46,069 42,654 29.47 % 53.28 % 7.02 % 28.23 %
4 98 WR BERKLEY CORP GRP 41,149 36,438 23.73 % 42.67 % 6.27 % 34.50 %
5 785 MARKEL CORP GRP 30,290 28,262 22.71 % 28.52 % 4.61 % 39.11 %
6 3494 JAMES RIVER GRP 27,757 27,900 44.44 % 75.49 % 4.23 % 43.34 %
7 91 HARTFORD FIRE & CAS GRP 27,514 23,907 60.84 % 94.86 % 4.19 % 47.53 %
8 158 FAIRFAX FIN GRP 25,843 23,518 53.42 % N/A 3.94 % 51.47 %
9 12 AMERICAN INTL GRP 23,018 20,375 81.24 % 166.22 % 3.51 % 54.97 %
10 111 LIBERTY MUT GRP 22,224 19,786 106.72 % 124.85 % 3.39 % 58.36 %
**STATE TOTAL** 656,505 628,162 54.58 % 79.05 % 100.00 % 58.36 %

Colorado 1 242 SELECTIVE INS GRP 9,090 8,380 31.17 % 42.87 % 9.76 % 9.76 %
2 38920 KINSALE INS CO 7,912 7,311 32.33 % 59.46 % 8.50 % 18.26 %
3 248 UNITED FIRE & CAS GRP 7,296 8,369 42.93 % 45.09 % 7.84 % 26.10 %
4 626 CHUBB LTD GRP 7,048 6,907 31.53 % 39.65 % 7.57 % 33.67 %
5 98 WR BERKLEY CORP GRP 5,364 4,913 7.25 % 20.20 % 5.76 % 39.43 %
6 457 ARGO GRP US INC GRP 4,486 5,760 9.93 % 56.23 % 4.82 % 44.25 %
7 158 FAIRFAX FIN GRP 4,342 3,299 N/A N/A 4.66 % 48.92 %
8 111 LIBERTY MUT GRP 3,547 3,685 49.49 % 55.82 % 3.81 % 52.73 %
9 785 MARKEL CORP GRP 3,079 2,927 18.33 % 21.64 % 3.31 % 56.03 %
10 91 HARTFORD FIRE & CAS GRP 2,966 2,793 80.83 % 113.11 % 3.19 % 59.22 %
**STATE TOTAL** 93,097 89,935 24.61 % 33.50 % 100.00 % 59.22 %

Connecticut 1 761 ALLIANZ INS GRP 11,319 10,056 58.71 % 65.79 % 18.69 % 18.69 %
2 626 CHUBB LTD GRP 10,347 9,816 40.22 % 60.01 % 17.09 % 35.78 %
3 242 SELECTIVE INS GRP 4,305 4,079 60.04 % 70.23 % 7.11 % 42.89 %
4 517 HANNOVER GRP 3,138 3,163 17.01 % 26.18 % 5.18 % 48.07 %
5 12 AMERICAN INTL GRP 2,883 2,481 51.21 % 89.04 % 4.76 % 52.84 %
6 91 HARTFORD FIRE & CAS GRP 2,607 2,741 13.64 % 26.03 % 4.31 % 57.14 %
7 3548 TRAVELERS GRP 2,530 2,436 133.79 % 216.07 % 4.18 % 61.32 %
8 84 AMERICAN FINANCIAL GRP 2,215 1,904 7.32 % 11.72 % 3.66 % 64.98 %
9 98 WR BERKLEY CORP GRP 1,931 2,011 N/A N/A 3.19 % 68.17 %
10 111 LIBERTY MUT GRP 1,765 1,761 151.23 % 254.84 % 2.92 % 71.08 %
**STATE TOTAL** 60,550 59,635 88.11 % 108.57 % 100.00 % 71.08 %

Delaware 1 626 CHUBB LTD GRP 1,440 1,543 36.74 % 31.49 % 11.29 % 11.29 %
2 242 SELECTIVE INS GRP 1,339 1,279 25.50 % 35.92 % 10.49 % 21.79 %
3 140 NATIONWIDE CORP GRP 1,336 959 30.67 % 39.23 % 10.47 % 32.26 %
4 111 LIBERTY MUT GRP 757 623 19.68 % 24.25 % 5.93 % 38.19 %
5 212 ZURICH INS GRP 748 1,031 N/A 54.03 % 5.87 % 44.06 %
6 84 AMERICAN FINANCIAL GRP 679 600 21.93 % 35.95 % 5.32 % 49.39 %
7 785 MARKEL CORP GRP 581 507 14.54 % 17.32 % 4.55 % 53.94 %
8 38920 KINSALE INS CO 540 443 55.79 % 106.25 % 4.24 % 58.18 %
9 457 ARGO GRP US INC GRP 505 497 25.64 % 30.96 % 3.96 % 62.13 %
10 98 WR BERKLEY CORP GRP 495 358 14.23 % 21.99 % 3.88 % 66.01 %
**STATE TOTAL** 12,755 12,347 75.33 % 119.74 % 100.00 % 66.01 %

© 2022 National Association of Insurance Commissioners


353
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 626 CHUBB LTD GRP 2,072 1,910 31.67 % 46.85 % 27.64 % 27.64 %
2 111 LIBERTY MUT GRP 714 340 55.70 % 50.37 % 9.52 % 37.16 %
3 158 FAIRFAX FIN GRP 608 857 156.97 % 178.17 % 8.11 % 45.27 %
4 242 SELECTIVE INS GRP 594 548 38.66 % 53.64 % 7.92 % 53.19 %
5 12 AMERICAN INTL GRP 563 336 140.58 % 203.66 % 7.51 % 60.70 %
6 91 HARTFORD FIRE & CAS GRP 485 429 79.73 % 83.82 % 6.46 % 67.16 %
7 761 ALLIANZ INS GRP 314 401 N/A N/A 4.19 % 71.35 %
8 457 ARGO GRP US INC GRP 279 310 N/A N/A 3.73 % 75.08 %
9 212 ZURICH INS GRP 223 648 N/A N/A 2.98 % 78.05 %
10 785 MARKEL CORP GRP 177 195 2.81 % 3.31 % 2.37 % 80.42 %
**STATE TOTAL** 7,499 7,239 36.47 % 60.30 % 100.00 % 80.42 %

Florida 1 38920 KINSALE INS CO 27,025 23,525 33.15 % 59.87 % 9.70 % 9.70 %
2 626 CHUBB LTD GRP 26,387 23,476 60.82 % 84.14 % 9.47 % 19.17 %
3 474 FCCI MUT INS GRP 16,734 16,231 43.84 % 69.69 % 6.01 % 25.17 %
4 98 WR BERKLEY CORP GRP 15,981 13,864 12.47 % 34.43 % 5.74 % 30.91 %
5 84 AMERICAN FINANCIAL GRP 15,193 14,792 23.49 % 44.78 % 5.45 % 36.36 %
6 91 HARTFORD FIRE & CAS GRP 14,483 12,939 56.42 % 70.90 % 5.20 % 41.56 %
7 3494 JAMES RIVER GRP 13,593 13,945 45.17 % 67.81 % 4.88 % 46.44 %
8 158 FAIRFAX FIN GRP 13,181 9,779 66.07 % 110.96 % 4.73 % 51.17 %
9 111 LIBERTY MUT GRP 12,327 12,309 24.71 % 33.56 % 4.42 % 55.59 %
10 3548 TRAVELERS GRP 10,265 10,634 101.71 % 150.81 % 3.68 % 59.27 %
**STATE TOTAL** 278,654 265,569 47.01 % 72.63 % 100.00 % 59.27 %

Georgia 1 761 ALLIANZ INS GRP 12,861 13,094 83.40 % 220.67 % 11.23 % 11.23 %
2 626 CHUBB LTD GRP 9,304 9,269 72.49 % 98.54 % 8.12 % 19.36 %
3 242 SELECTIVE INS GRP 8,319 7,896 46.50 % 64.21 % 7.26 % 26.62 %
4 12 AMERICAN INTL GRP 5,558 4,714 39.88 % 57.69 % 4.85 % 31.47 %
5 158 FAIRFAX FIN GRP 5,449 4,906 14.27 % 40.56 % 4.76 % 36.23 %
6 244 CINCINNATI FIN GRP 5,250 5,060 10.85 % 32.05 % 4.58 % 40.82 %
7 84 AMERICAN FINANCIAL GRP 4,675 4,217 16.24 % 31.23 % 4.08 % 44.90 %
8 98 WR BERKLEY CORP GRP 4,496 3,935 10.26 % 24.37 % 3.93 % 48.82 %
9 3548 TRAVELERS GRP 4,343 4,234 100.75 % 185.58 % 3.79 % 52.62 %
10 111 LIBERTY MUT GRP 4,266 4,150 41.60 % 51.58 % 3.73 % 56.34 %
**STATE TOTAL** 114,516 111,789 78.69 % 111.02 % 100.00 % 56.34 %

Hawaii 1 106 ISLAND INS CO GRP 1,869 1,824 17.13 % 50.25 % 13.93 % 13.93 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 1,763 1,742 110.88 % 137.33 % 13.14 % 27.07 %
3 1279 ARCH INS GRP 1,684 567 43.98 % 53.56 % 12.55 % 39.62 %
4 12 AMERICAN INTL GRP 1,570 1,744 67.03 % 84.17 % 11.70 % 51.32 %
5 158 FAIRFAX FIN GRP 1,428 1,166 2.95 % 87.37 % 10.65 % 61.97 %
6 98 WR BERKLEY CORP GRP 967 869 N/A N/A 7.21 % 69.18 %
7 38920 KINSALE INS CO 813 706 27.21 % 47.01 % 6.06 % 75.24 %
8 212 ZURICH INS GRP 466 568 1,044.50 % 1,042.39 % 3.47 % 78.71 %
9 626 CHUBB LTD GRP 426 386 30.12 % 55.23 % 3.17 % 81.88 %
10 785 MARKEL CORP GRP 307 317 18.73 % 23.66 % 2.29 % 84.17 %
**STATE TOTAL** 13,416 11,976 122.89 % 177.67 % 100.00 % 84.17 %

© 2022 National Association of Insurance Commissioners


354
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 12 AMERICAN INTL GRP 2,182 1,967 67.99 % 90.59 % 9.97 % 9.97 %
2 244 CINCINNATI FIN GRP 2,105 2,025 N/A N/A 9.62 % 19.59 %
3 38920 KINSALE INS CO 1,608 1,526 48.27 % 82.13 % 7.35 % 26.94 %
4 626 CHUBB LTD GRP 1,445 1,388 25.82 % 44.31 % 6.60 % 33.54 %
5 111 LIBERTY MUT GRP 1,283 1,296 26.03 % 51.06 % 5.86 % 39.40 %
6 140 NATIONWIDE CORP GRP 1,219 1,053 N/A 19.31 % 5.57 % 44.97 %
7 98 WR BERKLEY CORP GRP 1,120 1,060 37.43 % 87.23 % 5.12 % 50.09 %
8 309 WESTERN NATL MUT GRP 1,088 947 56.64 % 59.47 % 4.97 % 55.06 %
9 84 AMERICAN FINANCIAL GRP 1,053 962 3.90 % 7.27 % 4.81 % 59.87 %
10 158 FAIRFAX FIN GRP 789 741 22.00 % 23.78 % 3.60 % 63.47 %
**STATE TOTAL** 21,887 20,287 24.55 % 49.52 % 100.00 % 63.47 %

Illinois 1 761 ALLIANZ INS GRP 33,175 33,366 118.34 % 129.25 % 16.04 % 16.04 %
2 626 CHUBB LTD GRP 20,961 20,741 55.05 % 89.32 % 10.14 % 26.18 %
3 84 AMERICAN FINANCIAL GRP 20,784 18,860 36.13 % 54.98 % 10.05 % 36.23 %
4 244 CINCINNATI FIN GRP 9,118 8,768 26.04 % 81.78 % 4.41 % 40.63 %
5 12 AMERICAN INTL GRP 7,935 7,245 N/A N/A 3.84 % 44.47 %
6 1120 EVEREST REINS HOLDINGS GRP 7,075 6,443 34.55 % 47.06 % 3.42 % 47.89 %
7 3548 TRAVELERS GRP 7,035 6,708 114.95 % 79.63 % 3.40 % 51.29 %
8 111 LIBERTY MUT GRP 6,548 4,593 N/A 46.92 % 3.17 % 54.46 %
9 158 FAIRFAX FIN GRP 6,248 5,552 N/A 23.05 % 3.02 % 57.48 %
10 98 WR BERKLEY CORP GRP 5,601 5,099 81.07 % 106.31 % 2.71 % 60.19 %
**STATE TOTAL** 206,817 203,423 48.54 % 67.99 % 100.00 % 60.19 %

Indiana 1 761 ALLIANZ INS GRP 21,703 22,904 70.61 % 64.16 % 23.64 % 23.64 %
2 626 CHUBB LTD GRP 10,882 8,873 33.45 % 75.93 % 11.85 % 35.49 %
3 244 CINCINNATI FIN GRP 8,668 8,230 10.48 % 20.89 % 9.44 % 44.92 %
4 242 SELECTIVE INS GRP 5,063 4,624 30.16 % 46.24 % 5.51 % 50.44 %
5 140 NATIONWIDE CORP GRP 3,236 3,098 41.39 % 54.23 % 3.52 % 53.96 %
6 3548 TRAVELERS GRP 3,225 2,334 81.02 % 162.71 % 3.51 % 57.47 %
7 111 LIBERTY MUT GRP 2,654 2,361 57.52 % N/A 2.89 % 60.36 %
8 12 AMERICAN INTL GRP 2,579 2,314 78.81 % 106.18 % 2.81 % 63.17 %
9 98 WR BERKLEY CORP GRP 2,279 1,736 45.91 % 76.70 % 2.48 % 65.65 %
10 15350 WEST BEND MUT INS CO 2,007 1,887 1.62 % 28.03 % 2.19 % 67.84 %
**STATE TOTAL** 91,826 91,647 38.92 % 63.63 % 100.00 % 67.84 %

Iowa 1 140 NATIONWIDE CORP GRP 4,623 4,648 73.14 % 74.13 % 9.76 % 9.76 %
2 248 UNITED FIRE & CAS GRP 3,598 3,883 60.27 % 61.69 % 7.60 % 17.36 %
3 626 CHUBB LTD GRP 2,675 2,633 14.48 % 19.15 % 5.65 % 23.00 %
4 62 EMC INS CO GRP 2,471 2,302 95.74 % 104.92 % 5.22 % 28.22 %
5 15350 WEST BEND MUT INS CO 2,428 2,286 46.37 % 60.57 % 5.13 % 33.35 %
6 111 LIBERTY MUT GRP 2,336 2,351 N/A N/A 4.93 % 38.28 %
7 244 CINCINNATI FIN GRP 2,266 2,248 N/A 8.41 % 4.78 % 43.06 %
8 12 AMERICAN INTL GRP 2,112 1,641 430.15 % 518.01 % 4.46 % 47.52 %
9 91 HARTFORD FIRE & CAS GRP 1,911 2,189 5.65 % 8.30 % 4.03 % 51.56 %
10 518 GRINNELL MUT GRP 1,618 1,570 16.22 % 18.29 % 3.42 % 54.97 %
**STATE TOTAL** 47,366 44,830 51.78 % 66.00 % 100.00 % 54.97 %

© 2022 National Association of Insurance Commissioners


355
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 761 ALLIANZ INS GRP 3,140 3,285 371.69 % 422.63 % 8.13 % 8.13 %
2 626 CHUBB LTD GRP 2,908 2,786 81.82 % 103.46 % 7.53 % 15.65 %
3 140 NATIONWIDE CORP GRP 2,712 2,752 43.44 % 43.47 % 7.02 % 22.67 %
4 84 AMERICAN FINANCIAL GRP 2,632 2,393 20.62 % 30.76 % 6.81 % 29.48 %
5 244 CINCINNATI FIN GRP 2,172 2,293 N/A 7.17 % 5.62 % 35.10 %
6 248 UNITED FIRE & CAS GRP 1,841 1,941 35.91 % 48.18 % 4.77 % 39.87 %
7 12 AMERICAN INTL GRP 1,760 1,245 N/A 55.42 % 4.55 % 44.42 %
8 91 HARTFORD FIRE & CAS GRP 1,748 1,664 6.04 % 11.49 % 4.52 % 48.95 %
9 111 LIBERTY MUT GRP 1,619 1,396 570.21 % 846.19 % 4.19 % 53.14 %
10 3548 TRAVELERS GRP 1,469 1,313 15.06 % 18.15 % 3.80 % 56.94 %
**STATE TOTAL** 38,639 39,230 67.16 % 91.06 % 100.00 % 56.94 %

Kentucky 1 244 CINCINNATI FIN GRP 3,479 3,277 33.96 % 54.28 % 11.70 % 11.70 %
2 626 CHUBB LTD GRP 2,460 2,537 5.11 % N/A 8.27 % 19.98 %
3 84 AMERICAN FINANCIAL GRP 1,458 1,525 22.34 % 37.02 % 4.91 % 24.88 %
4 111 LIBERTY MUT GRP 1,368 1,447 31.44 % 32.99 % 4.60 % 29.48 %
5 242 SELECTIVE INS GRP 1,366 1,346 52.58 % 70.01 % 4.59 % 34.08 %
6 96 SECURA INS GRP 1,298 1,181 27.98 % 37.62 % 4.37 % 38.44 %
7 968 AXA INS GRP 1,263 1,233 22.86 % 34.05 % 4.25 % 42.69 %
8 1279 ARCH INS GRP 1,195 1,282 33.26 % 36.38 % 4.02 % 46.71 %
9 38920 KINSALE INS CO 1,110 966 24.98 % 43.16 % 3.73 % 50.45 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 935 866 N/A N/A 3.15 % 53.59 %
**STATE TOTAL** 29,729 29,674 N/A 3.41 % 100.00 % 53.59 %

Louisiana 1 158 FAIRFAX FIN GRP 5,075 5,910 24.87 % 35.28 % 11.05 % 11.05 %
2 12 AMERICAN INTL GRP 3,714 3,201 17.69 % 43.50 % 8.09 % 19.13 %
3 3548 TRAVELERS GRP 2,791 3,000 112.40 % 149.68 % 6.07 % 25.21 %
4 626 CHUBB LTD GRP 2,770 3,178 196.22 % 212.45 % 6.03 % 31.24 %
5 38920 KINSALE INS CO 2,734 2,413 59.06 % 94.04 % 5.95 % 37.19 %
6 98 WR BERKLEY CORP GRP 2,659 2,459 35.32 % 52.60 % 5.79 % 42.98 %
7 4670 STARR GRP 2,538 502 11.37 % 13.01 % 5.53 % 48.51 %
8 218 CNA INS GRP 2,361 2,086 34.85 % N/A 5.14 % 53.65 %
9 248 UNITED FIRE & CAS GRP 1,880 1,928 90.97 % 76.34 % 4.09 % 57.74 %
10 2538 AMTRUST FINANCIAL SERV GRP 1,716 1,621 6.74 % 15.63 % 3.74 % 61.47 %
**STATE TOTAL** 45,936 45,329 53.80 % 73.49 % 100.00 % 61.47 %

Maine 1 12 AMERICAN INTL GRP 1,484 1,233 48.47 % 73.43 % 12.31 % 12.31 %
2 98 WR BERKLEY CORP GRP 1,417 1,268 N/A N/A 11.75 % 24.06 %
3 626 CHUBB LTD GRP 1,098 970 26.61 % 31.99 % 9.11 % 33.18 %
4 88 THE HANOVER INS GRP 989 930 63.62 % 96.60 % 8.21 % 41.38 %
5 111 LIBERTY MUT GRP 655 671 9.26 % 15.44 % 5.43 % 46.82 %
6 3548 TRAVELERS GRP 632 633 62.75 % 80.14 % 5.25 % 52.06 %
7 91 HARTFORD FIRE & CAS GRP 609 532 17.66 % 31.27 % 5.05 % 57.12 %
8 38920 KINSALE INS CO 525 357 26.18 % 46.03 % 4.36 % 61.47 %
9 785 MARKEL CORP GRP 481 448 0.59 % 0.43 % 3.99 % 65.46 %
10 2698 PROASSURANCE CORP GRP 369 349 10.38 % 17.21 % 3.06 % 68.53 %
**STATE TOTAL** 12,052 10,821 11.07 % 22.01 % 100.00 % 68.53 %

© 2022 National Association of Insurance Commissioners


356
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 626 CHUBB LTD GRP 8,582 8,558 36.16 % 44.85 % 15.58 % 15.58 %
2 242 SELECTIVE INS GRP 7,846 7,520 9.35 % 18.50 % 14.25 % 29.83 %
3 91 HARTFORD FIRE & CAS GRP 3,375 2,957 275.65 % 432.19 % 6.13 % 35.96 %
4 158 FAIRFAX FIN GRP 2,881 3,319 25.74 % 35.54 % 5.23 % 41.19 %
5 218 CNA INS GRP 2,807 2,866 13.69 % 26.84 % 5.10 % 46.29 %
6 968 AXA INS GRP 2,506 2,262 N/A N/A 4.55 % 50.84 %
7 271 PENNSYLVANIA NATL INS GRP 2,355 2,295 18.68 % 25.50 % 4.28 % 55.11 %
8 111 LIBERTY MUT GRP 2,299 1,602 109.38 % 151.20 % 4.17 % 59.29 %
9 761 ALLIANZ INS GRP 1,846 1,819 N/A N/A 3.35 % 62.64 %
10 38920 KINSALE INS CO 1,811 1,600 38.30 % 69.77 % 3.29 % 65.93 %
**STATE TOTAL** 55,072 55,996 53.77 % 68.83 % 100.00 % 65.93 %

Massachusetts 1 626 CHUBB LTD GRP 32,884 31,822 38.24 % 49.22 % 24.66 % 24.66 %
2 242 SELECTIVE INS GRP 7,160 6,835 26.66 % 37.38 % 5.37 % 30.03 %
3 111 LIBERTY MUT GRP 6,760 7,707 69.97 % 137.08 % 5.07 % 35.11 %
4 218 CNA INS GRP 6,742 4,783 23.60 % 37.01 % 5.06 % 40.16 %
5 3548 TRAVELERS GRP 6,332 5,728 103.90 % 158.34 % 4.75 % 44.91 %
6 158 FAIRFAX FIN GRP 5,706 5,354 26.76 % 20.55 % 4.28 % 49.19 %
7 98 WR BERKLEY CORP GRP 4,854 4,375 49.15 % 69.16 % 3.64 % 52.83 %
8 968 AXA INS GRP 4,723 4,636 0.54 % 4.71 % 3.54 % 56.37 %
9 1120 EVEREST REINS HOLDINGS GRP 4,419 2,986 35.51 % 48.50 % 3.31 % 59.69 %
10 91 HARTFORD FIRE & CAS GRP 4,397 3,980 N/A N/A 3.30 % 62.99 %
**STATE TOTAL** 133,324 130,257 53.10 % 82.54 % 100.00 % 62.99 %

Michigan 1 761 ALLIANZ INS GRP 24,768 20,523 93.55 % 104.87 % 21.83 % 21.83 %
2 626 CHUBB LTD GRP 8,377 7,765 19.93 % 20.13 % 7.38 % 29.21 %
3 244 CINCINNATI FIN GRP 6,643 6,590 5.02 % 24.54 % 5.85 % 35.07 %
4 12 AMERICAN INTL GRP 6,431 3,749 34.37 % 43.92 % 5.67 % 40.74 %
5 242 SELECTIVE INS GRP 5,275 5,062 23.46 % 37.95 % 4.65 % 45.39 %
6 111 LIBERTY MUT GRP 4,292 4,219 115.95 % 229.54 % 3.78 % 49.17 %
7 517 HANNOVER GRP 3,978 3,949 73.50 % 111.16 % 3.51 % 52.68 %
8 98 WR BERKLEY CORP GRP 3,791 2,959 38.40 % 56.64 % 3.34 % 56.02 %
9 84 AMERICAN FINANCIAL GRP 3,413 3,191 11.15 % 19.44 % 3.01 % 59.03 %
10 785 MARKEL CORP GRP 3,139 2,905 22.26 % 29.73 % 2.77 % 61.79 %
**STATE TOTAL** 113,456 104,163 33.78 % 46.49 % 100.00 % 61.79 %

Minnesota 1 309 WESTERN NATL MUT GRP 10,814 10,619 54.53 % 93.63 % 10.16 % 10.16 %
2 761 ALLIANZ INS GRP 7,548 7,242 N/A N/A 7.09 % 17.25 %
3 626 CHUBB LTD GRP 7,397 7,611 78.44 % 66.60 % 6.95 % 24.20 %
4 15350 WEST BEND MUT INS CO 5,257 5,232 39.56 % 59.93 % 4.94 % 29.13 %
5 96 SECURA INS GRP 5,088 4,809 15.17 % 24.38 % 4.78 % 33.91 %
6 3548 TRAVELERS GRP 4,268 4,378 104.91 % 179.79 % 4.01 % 37.92 %
7 248 UNITED FIRE & CAS GRP 4,060 3,769 62.58 % 95.56 % 3.81 % 41.73 %
8 244 CINCINNATI FIN GRP 3,719 3,540 11.83 % 24.67 % 3.49 % 45.23 %
9 242 SELECTIVE INS GRP 3,577 3,447 45.03 % 56.94 % 3.36 % 48.59 %
10 1120 EVEREST REINS HOLDINGS GRP 3,518 2,790 35.65 % 49.43 % 3.30 % 51.89 %
**STATE TOTAL** 106,466 101,504 37.42 % 55.39 % 100.00 % 51.89 %

© 2022 National Association of Insurance Commissioners


357
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 98 WR BERKLEY CORP GRP 1,824 1,549 63.38 % 114.11 % 9.14 % 9.14 %
2 626 CHUBB LTD GRP 1,743 1,696 134.40 % 231.73 % 8.74 % 17.89 %
3 111 LIBERTY MUT GRP 1,603 1,553 17.06 % 72.09 % 8.04 % 25.92 %
4 4507 BUILDERS GRP 1,286 1,202 29.36 % 32.92 % 6.45 % 32.37 %
5 140 NATIONWIDE CORP GRP 1,054 997 48.94 % 59.16 % 5.29 % 37.65 %
6 3548 TRAVELERS GRP 999 978 73.64 % 116.90 % 5.01 % 42.66 %
7 12 AMERICAN INTL GRP 859 881 59.95 % 87.27 % 4.30 % 46.97 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 730 556 12.58 % 15.31 % 3.66 % 50.63 %
9 62 EMC INS CO GRP 681 716 29.74 % 77.00 % 3.41 % 54.04 %
10 38920 KINSALE INS CO 632 474 33.13 % 66.83 % 3.17 % 57.20 %
**STATE TOTAL** 19,948 20,784 31.73 % 60.95 % 100.00 % 57.20 %

Missouri 1 626 CHUBB LTD GRP 5,440 5,416 43.92 % 76.97 % 8.08 % 8.08 %
2 98 WR BERKLEY CORP GRP 4,503 3,801 9.67 % 31.93 % 6.69 % 14.76 %
3 761 ALLIANZ INS GRP 4,052 4,081 29.08 % 29.47 % 6.02 % 20.78 %
4 111 LIBERTY MUT GRP 4,030 4,379 31.28 % 22.37 % 5.98 % 26.76 %
5 248 UNITED FIRE & CAS GRP 3,667 3,985 71.92 % 63.45 % 5.44 % 32.21 %
6 244 CINCINNATI FIN GRP 3,481 3,272 16.44 % 34.83 % 5.17 % 37.37 %
7 91 HARTFORD FIRE & CAS GRP 3,247 2,980 0.36 % N/A 4.82 % 42.19 %
8 140 NATIONWIDE CORP GRP 2,999 2,765 21.89 % 24.21 % 4.45 % 46.65 %
9 1120 EVEREST REINS HOLDINGS GRP 2,748 2,246 44.02 % 87.67 % 4.08 % 50.73 %
10 12 AMERICAN INTL GRP 2,595 2,212 70.92 % 112.67 % 3.85 % 54.58 %
**STATE TOTAL** 67,354 67,245 45.44 % 71.26 % 100.00 % 54.58 %

Montana 1 309 WESTERN NATL MUT GRP 1,609 1,495 64.09 % 108.99 % 10.82 % 10.82 %
2 244 CINCINNATI FIN GRP 1,499 1,353 76.04 % 87.58 % 10.08 % 20.90 %
3 501 ALLEGHANY GRP 1,117 262 79.95 % 97.63 % 7.51 % 28.41 %
4 91 HARTFORD FIRE & CAS GRP 1,077 1,103 30.01 % 38.17 % 7.24 % 35.65 %
5 248 UNITED FIRE & CAS GRP 1,048 1,062 130.84 % 168.24 % 7.05 % 42.69 %
6 3548 TRAVELERS GRP 919 813 22.40 % 24.98 % 6.18 % 48.87 %
7 111 LIBERTY MUT GRP 721 746 57.57 % 78.09 % 4.85 % 53.72 %
8 626 CHUBB LTD GRP 658 701 23.05 % 30.37 % 4.43 % 58.15 %
9 38920 KINSALE INS CO 658 579 40.25 % 73.91 % 4.42 % 62.57 %
10 140 NATIONWIDE CORP GRP 644 628 88.31 % 142.37 % 4.33 % 66.90 %
**STATE TOTAL** 14,870 13,168 106.84 % 147.26 % 100.00 % 66.90 %

Nebraska 1 140 NATIONWIDE CORP GRP 3,641 3,519 37.92 % 36.96 % 14.78 % 14.78 %
2 111 LIBERTY MUT GRP 1,656 1,667 31.57 % 37.09 % 6.73 % 21.51 %
3 473 AMERICAN FAMILY INS GRP 1,493 1,454 53.81 % 65.02 % 6.06 % 27.57 %
4 248 UNITED FIRE & CAS GRP 1,465 1,417 18.31 % 19.12 % 5.95 % 33.52 %
5 12 AMERICAN INTL GRP 1,253 1,032 148.37 % 166.18 % 5.09 % 38.60 %
6 761 ALLIANZ INS GRP 1,252 1,287 203.96 % 234.41 % 5.08 % 43.69 %
7 626 CHUBB LTD GRP 1,207 1,207 21.42 % 38.04 % 4.90 % 48.59 %
8 62 EMC INS CO GRP 1,147 1,245 49.86 % 92.51 % 4.66 % 53.25 %
9 244 CINCINNATI FIN GRP 1,108 1,063 36.27 % 42.70 % 4.50 % 57.75 %
10 3494 JAMES RIVER GRP 835 967 91.35 % 138.99 % 3.39 % 61.14 %
**STATE TOTAL** 24,627 24,705 122.99 % 143.20 % 100.00 % 61.14 %

© 2022 National Association of Insurance Commissioners


358
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 38920 KINSALE INS CO 4,745 4,356 31.06 % 59.21 % 12.41 % 12.41 %
2 626 CHUBB LTD GRP 2,861 2,884 45.51 % 52.76 % 7.48 % 19.89 %
3 98 WR BERKLEY CORP GRP 2,699 2,496 11.75 % 22.24 % 7.06 % 26.95 %
4 1120 EVEREST REINS HOLDINGS GRP 2,429 1,033 45.91 % 63.52 % 6.35 % 33.31 %
5 84 AMERICAN FINANCIAL GRP 2,370 1,792 22.40 % 36.81 % 6.20 % 39.51 %
6 158 FAIRFAX FIN GRP 1,944 1,850 N/A N/A 5.09 % 44.59 %
7 111 LIBERTY MUT GRP 1,912 1,574 289.33 % 319.88 % 5.00 % 49.59 %
8 3494 JAMES RIVER GRP 1,862 1,588 75.00 % 88.69 % 4.87 % 54.46 %
9 248 UNITED FIRE & CAS GRP 1,442 1,602 56.69 % 50.14 % 3.77 % 58.24 %
10 785 MARKEL CORP GRP 1,412 1,279 N/A N/A 3.69 % 61.93 %
**STATE TOTAL** 38,231 35,041 80.76 % 103.99 % 100.00 % 61.93 %

New Hampshire 1 626 CHUBB LTD GRP 2,302 2,146 26.04 % 30.22 % 16.20 % 16.20 %
2 98 WR BERKLEY CORP GRP 1,477 1,306 11.76 % 23.89 % 10.40 % 26.60 %
3 111 LIBERTY MUT GRP 807 946 30.81 % 42.61 % 5.68 % 32.29 %
4 3548 TRAVELERS GRP 753 709 36.48 % 240.44 % 5.30 % 37.59 %
5 242 SELECTIVE INS GRP 658 607 1.33 % 10.26 % 4.63 % 42.22 %
6 158 FAIRFAX FIN GRP 643 596 37.43 % 4.38 % 4.53 % 46.75 %
7 244 CINCINNATI FIN GRP 584 485 36.04 % 55.44 % 4.11 % 50.86 %
8 2698 PROASSURANCE CORP GRP 501 486 N/A 3.51 % 3.53 % 54.38 %
9 3494 JAMES RIVER GRP 494 343 33.54 % 51.62 % 3.48 % 57.86 %
10 36 CENTRAL MUT INS CO GRP 401 383 N/A N/A 2.82 % 60.68 %
**STATE TOTAL** 14,205 13,312 12.55 % 41.17 % 100.00 % 60.68 %

New Jersey 1 242 SELECTIVE INS GRP 31,741 30,392 32.81 % 52.03 % 15.30 % 15.30 %
2 626 CHUBB LTD GRP 27,222 24,661 120.12 % 165.51 % 13.12 % 28.42 %
3 38300 SAMSUNG FIRE & MARINE INS CO LTD 13,321 12,686 14.37 % 18.19 % 6.42 % 34.84 %
4 111 LIBERTY MUT GRP 11,137 11,109 39.92 % 81.16 % 5.37 % 40.21 %
5 218 CNA INS GRP 8,995 8,518 21.23 % 51.44 % 4.34 % 44.55 %
6 91 HARTFORD FIRE & CAS GRP 8,814 8,320 N/A N/A 4.25 % 48.79 %
7 84 AMERICAN FINANCIAL GRP 8,023 7,108 47.72 % 60.64 % 3.87 % 52.66 %
8 761 ALLIANZ INS GRP 7,702 8,665 543.84 % 610.89 % 3.71 % 56.37 %
9 3548 TRAVELERS GRP 7,075 6,763 108.99 % 157.70 % 3.41 % 59.78 %
10 517 HANNOVER GRP 6,776 6,470 85.78 % 133.01 % 3.27 % 63.05 %
**STATE TOTAL** 207,462 200,933 73.06 % 118.85 % 100.00 % 63.05 %

New Mexico 1 242 SELECTIVE INS GRP 1,024 831 81.29 % 90.54 % 8.56 % 8.56 %
2 36 CENTRAL MUT INS CO GRP 893 890 N/A N/A 7.47 % 16.04 %
3 98 WR BERKLEY CORP GRP 771 559 37.95 % 43.41 % 6.45 % 22.49 %
4 3548 TRAVELERS GRP 762 728 N/A N/A 6.37 % 28.86 %
5 111 LIBERTY MUT GRP 732 740 188.17 % 257.71 % 6.13 % 34.99 %
6 4935 CHANDLER INS GRP 681 588 13.62 % 15.01 % 5.70 % 40.69 %
7 38920 KINSALE INS CO 585 602 38.93 % 61.94 % 4.89 % 45.58 %
8 626 CHUBB LTD GRP 531 587 57.97 % 67.60 % 4.45 % 50.03 %
9 244 CINCINNATI FIN GRP 487 458 91.63 % 111.17 % 4.07 % 54.10 %
10 84 AMERICAN FINANCIAL GRP 462 439 70.47 % 84.89 % 3.86 % 57.96 %
**STATE TOTAL** 11,953 11,144 18.95 % 35.81 % 100.00 % 57.96 %

© 2022 National Association of Insurance Commissioners


359
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 626 CHUBB LTD GRP 30,264 31,392 80.35 % 117.27 % 10.32 % 10.32 %
2 457 ARGO GRP US INC GRP 24,158 35,750 N/A N/A 8.24 % 18.56 %
3 1279 ARCH INS GRP 22,263 20,212 12.54 % 15.30 % 7.59 % 26.15 %
4 3548 TRAVELERS GRP 21,303 20,349 237.48 % 338.77 % 7.27 % 33.42 %
5 84 AMERICAN FINANCIAL GRP 16,397 16,260 33.44 % 42.21 % 5.59 % 39.01 %
6 12 AMERICAN INTL GRP 16,081 17,993 43.35 % 70.10 % 5.48 % 44.50 %
7 242 SELECTIVE INS GRP 15,428 14,995 34.03 % 46.88 % 5.26 % 49.76 %
8 4670 STARR GRP 14,751 15,461 N/A N/A 5.03 % 54.79 %
9 91 HARTFORD FIRE & CAS GRP 11,263 10,496 45.77 % 51.12 % 3.84 % 58.63 %
10 761 ALLIANZ INS GRP 10,234 12,100 138.62 % 186.01 % 3.49 % 62.12 %
**STATE TOTAL** 293,203 323,228 45.99 % 76.93 % 100.00 % 62.12 %

North Carolina 1 626 CHUBB LTD GRP 10,833 10,350 68.26 % 146.58 % 9.39 % 9.39 %
2 4507 BUILDERS GRP 10,634 9,995 58.42 % 61.21 % 9.22 % 18.62 %
3 242 SELECTIVE INS GRP 8,629 8,355 25.36 % 39.78 % 7.48 % 26.10 %
4 244 CINCINNATI FIN GRP 7,794 7,493 23.38 % 38.73 % 6.76 % 32.86 %
5 761 ALLIANZ INS GRP 6,829 7,375 353.87 % 359.26 % 5.92 % 38.78 %
6 111 LIBERTY MUT GRP 5,197 4,680 41.83 % 48.41 % 4.51 % 43.29 %
7 3548 TRAVELERS GRP 4,980 4,718 172.14 % 230.92 % 4.32 % 47.61 %
8 218 CNA INS GRP 3,881 3,413 77.90 % 89.12 % 3.37 % 50.97 %
9 158 FAIRFAX FIN GRP 3,734 3,016 21.15 % 26.14 % 3.24 % 54.21 %
10 98 WR BERKLEY CORP GRP 3,723 3,447 2.05 % 10.48 % 3.23 % 57.44 %
**STATE TOTAL** 115,311 110,383 69.08 % 90.34 % 100.00 % 57.44 %

North Dakota 1 309 WESTERN NATL MUT GRP 1,187 1,089 76.59 % 170.59 % 9.17 % 9.17 %
2 248 UNITED FIRE & CAS GRP 1,042 1,024 235.53 % 315.39 % 8.05 % 17.23 %
3 473 AMERICAN FAMILY INS GRP 1,016 978 15.86 % 16.98 % 7.85 % 25.08 %
4 626 CHUBB LTD GRP 936 937 89.43 % 128.37 % 7.23 % 32.31 %
5 3548 TRAVELERS GRP 884 799 30.07 % 105.51 % 6.83 % 39.14 %
6 96 SECURA INS GRP 869 808 27.92 % 37.85 % 6.72 % 45.86 %
7 169 SENTRY INS GRP 668 698 5.22 % N/A 5.17 % 51.03 %
8 140 NATIONWIDE CORP GRP 552 779 24.01 % 21.03 % 4.27 % 55.29 %
9 158 FAIRFAX FIN GRP 533 438 N/A N/A 4.12 % 59.41 %
10 518 GRINNELL MUT GRP 456 418 14.41 % 17.61 % 3.52 % 62.93 %
**STATE TOTAL** 12,941 12,570 49.48 % 79.55 % 100.00 % 62.93 %

Ohio 1 244 CINCINNATI FIN GRP 21,779 22,019 13.45 % 28.20 % 16.85 % 16.85 %
2 761 ALLIANZ INS GRP 19,082 18,789 3.84 % N/A 14.76 % 31.61 %
3 626 CHUBB LTD GRP 13,048 12,544 111.12 % 164.17 % 10.09 % 41.70 %
4 12 AMERICAN INTL GRP 5,090 4,528 35.31 % 45.70 % 3.94 % 45.64 %
5 3548 TRAVELERS GRP 4,926 5,028 126.56 % 133.92 % 3.81 % 49.45 %
6 91 HARTFORD FIRE & CAS GRP 3,781 3,066 158.20 % 207.85 % 2.92 % 52.37 %
7 98 WR BERKLEY CORP GRP 3,576 3,123 8.91 % 11.33 % 2.77 % 55.14 %
8 1279 ARCH INS GRP 3,556 1,912 39.61 % 44.13 % 2.75 % 57.89 %
9 242 SELECTIVE INS GRP 3,525 3,456 19.14 % 38.55 % 2.73 % 60.61 %
10 111 LIBERTY MUT GRP 3,104 3,261 61.18 % 162.21 % 2.40 % 63.01 %
**STATE TOTAL** 129,283 128,675 47.31 % 67.19 % 100.00 % 63.01 %

© 2022 National Association of Insurance Commissioners


360
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 84 AMERICAN FINANCIAL GRP 6,808 6,604 50.35 % 55.59 % 17.70 % 17.70 %
2 626 CHUBB LTD GRP 3,868 4,027 52.87 % 73.32 % 10.06 % 27.75 %
3 4935 CHANDLER INS GRP 3,216 3,187 10.92 % 12.81 % 8.36 % 36.11 %
4 3548 TRAVELERS GRP 2,090 2,077 46.10 % 56.28 % 5.43 % 41.55 %
5 12 AMERICAN INTL GRP 2,063 1,644 N/A N/A 5.36 % 46.91 %
6 158 FAIRFAX FIN GRP 1,756 1,527 16.39 % 17.05 % 4.56 % 51.47 %
7 98 WR BERKLEY CORP GRP 1,708 1,550 N/A N/A 4.44 % 55.91 %
8 38920 KINSALE INS CO 1,677 1,523 24.21 % 45.18 % 4.36 % 60.27 %
9 91 HARTFORD FIRE & CAS GRP 1,107 1,262 19.06 % 24.33 % 2.88 % 63.15 %
10 212 ZURICH INS GRP 1,065 1,654 44.49 % 41.26 % 2.77 % 65.91 %
**STATE TOTAL** 38,469 38,002 21.93 % 33.79 % 100.00 % 65.91 %

Oregon 1 761 ALLIANZ INS GRP 7,058 6,932 N/A N/A 13.33 % 13.33 %
2 626 CHUBB LTD GRP 5,217 4,606 40.47 % 59.60 % 9.85 % 23.19 %
3 38920 KINSALE INS CO 3,979 3,542 36.60 % 64.72 % 7.52 % 30.70 %
4 785 MARKEL CORP GRP 3,533 3,008 13.41 % 16.94 % 6.67 % 37.38 %
5 248 UNITED FIRE & CAS GRP 2,825 2,550 0.62 % N/A 5.34 % 42.72 %
6 111 LIBERTY MUT GRP 2,341 2,505 97.34 % 89.82 % 4.42 % 47.14 %
7 244 CINCINNATI FIN GRP 2,321 2,219 3.44 % 14.66 % 4.38 % 51.52 %
8 98 WR BERKLEY CORP GRP 2,217 2,176 19.67 % 60.60 % 4.19 % 55.71 %
9 140 NATIONWIDE CORP GRP 2,209 2,103 52.18 % 65.35 % 4.17 % 59.89 %
10 169 SENTRY INS GRP 1,652 1,577 35.85 % 43.04 % 3.12 % 63.01 %
**STATE TOTAL** 52,934 50,330 30.05 % 45.77 % 100.00 % 63.01 %

Pennsylvania 1 626 CHUBB LTD GRP 18,471 18,688 117.81 % N/A 12.42 % 12.42 %
2 242 SELECTIVE INS GRP 11,711 11,097 57.55 % 79.69 % 7.87 % 20.29 %
3 271 PENNSYLVANIA NATL INS GRP 8,668 8,487 49.26 % 67.42 % 5.83 % 26.12 %
4 761 ALLIANZ INS GRP 7,922 8,692 123.03 % 402.12 % 5.33 % 31.45 %
5 244 CINCINNATI FIN GRP 7,132 6,806 28.32 % 43.81 % 4.80 % 36.24 %
6 3548 TRAVELERS GRP 5,659 5,412 102.94 % 186.33 % 3.81 % 40.05 %
7 111 LIBERTY MUT GRP 5,440 5,589 125.64 % 199.01 % 3.66 % 43.71 %
8 98 WR BERKLEY CORP GRP 5,361 4,590 8.35 % 21.45 % 3.60 % 47.31 %
9 218 CNA INS GRP 5,255 4,935 89.17 % 102.15 % 3.53 % 50.84 %
10 1120 EVEREST REINS HOLDINGS GRP 4,879 4,058 37.00 % 51.34 % 3.28 % 54.12 %
**STATE TOTAL** 148,727 151,915 75.15 % 87.59 % 100.00 % 54.12 %

Rhode Island 1 3548 TRAVELERS GRP 2,025 2,073 93.59 % 189.99 % 15.41 % 15.41 %
2 242 SELECTIVE INS GRP 1,817 1,735 12.10 % 30.66 % 13.83 % 29.24 %
3 626 CHUBB LTD GRP 1,583 1,628 172.71 % 248.29 % 12.05 % 41.29 %
4 98 WR BERKLEY CORP GRP 1,014 819 12.86 % 25.96 % 7.72 % 49.01 %
5 91 HARTFORD FIRE & CAS GRP 638 1,074 28.54 % 56.21 % 4.85 % 53.86 %
6 785 MARKEL CORP GRP 466 450 20.35 % 42.49 % 3.54 % 57.40 %
7 62 EMC INS CO GRP 441 446 N/A 48.07 % 3.36 % 60.76 %
8 1279 ARCH INS GRP 411 106 55.26 % 58.76 % 3.13 % 63.89 %
9 84 AMERICAN FINANCIAL GRP 410 352 N/A N/A 3.12 % 67.01 %
10 761 ALLIANZ INS GRP 378 374 N/A N/A 2.88 % 69.89 %
**STATE TOTAL** 13,141 13,676 65.45 % 129.23 % 100.00 % 69.89 %

© 2022 National Association of Insurance Commissioners


361
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 242 SELECTIVE INS GRP 7,580 7,035 119.30 % 152.13 % 12.76 % 12.76 %
2 4507 BUILDERS GRP 4,891 4,207 106.85 % 143.10 % 8.24 % 21.00 %
3 271 PENNSYLVANIA NATL INS GRP 3,010 2,834 92.95 % 133.60 % 5.07 % 26.07 %
4 626 CHUBB LTD GRP 2,840 3,035 37.16 % 52.99 % 4.78 % 30.85 %
5 84 AMERICAN FINANCIAL GRP 2,702 2,608 124.50 % 163.50 % 4.55 % 35.40 %
6 111 LIBERTY MUT GRP 2,615 2,945 47.25 % 84.94 % 4.40 % 39.80 %
7 968 AXA INS GRP 2,342 2,542 74.91 % 94.96 % 3.94 % 43.75 %
8 761 ALLIANZ INS GRP 2,248 2,932 422.76 % 463.54 % 3.78 % 47.53 %
9 38920 KINSALE INS CO 2,209 1,978 37.88 % 72.10 % 3.72 % 51.25 %
10 244 CINCINNATI FIN GRP 2,172 2,543 N/A N/A 3.66 % 54.91 %
**STATE TOTAL** 59,390 58,274 101.79 % 173.21 % 100.00 % 54.91 %

South Dakota 1 248 UNITED FIRE & CAS GRP 2,166 2,232 44.99 % 60.58 % 15.64 % 15.64 %
2 309 WESTERN NATL MUT GRP 1,305 1,269 27.83 % 33.41 % 9.43 % 25.07 %
3 140 NATIONWIDE CORP GRP 1,193 1,231 76.12 % 77.98 % 8.62 % 33.69 %
4 111 LIBERTY MUT GRP 1,001 1,012 N/A 0.50 % 7.23 % 40.92 %
5 84 AMERICAN FINANCIAL GRP 851 701 23.07 % 37.94 % 6.14 % 47.06 %
6 473 AMERICAN FAMILY INS GRP 692 730 12.43 % 13.88 % 5.00 % 52.06 %
7 91 HARTFORD FIRE & CAS GRP 581 622 15.99 % 25.73 % 4.20 % 56.26 %
8 62 EMC INS CO GRP 540 634 20.49 % 47.59 % 3.90 % 60.16 %
9 518 GRINNELL MUT GRP 486 453 45.65 % 40.82 % 3.51 % 63.67 %
10 14184 ACUITY A MUT INS CO 463 441 N/A 350.98 % 3.34 % 67.02 %
**STATE TOTAL** 13,845 14,437 38.59 % 66.00 % 100.00 % 67.02 %

Tennessee 1 517 HANNOVER GRP 5,677 5,750 42.66 % 50.60 % 7.56 % 7.56 %
2 626 CHUBB LTD GRP 5,518 4,815 38.74 % 40.47 % 7.35 % 14.92 %
3 244 CINCINNATI FIN GRP 4,588 4,435 N/A 12.91 % 6.11 % 21.03 %
4 785 MARKEL CORP GRP 4,229 3,667 39.80 % 52.27 % 5.64 % 26.66 %
5 242 SELECTIVE INS GRP 3,773 3,481 70.09 % 85.38 % 5.03 % 31.69 %
6 12 AMERICAN INTL GRP 3,495 4,824 118.10 % 140.05 % 4.66 % 36.35 %
7 761 ALLIANZ INS GRP 3,363 3,824 152.86 % 149.01 % 4.48 % 40.83 %
8 111 LIBERTY MUT GRP 2,973 2,986 104.47 % 105.26 % 3.96 % 44.79 %
9 3548 TRAVELERS GRP 2,882 2,623 155.34 % 203.25 % 3.84 % 48.63 %
10 4507 BUILDERS GRP 2,640 2,465 13.48 % 19.87 % 3.52 % 52.15 %
**STATE TOTAL** 75,052 74,393 38.90 % 47.96 % 100.00 % 52.15 %

Texas 1 158 FAIRFAX FIN GRP 35,481 32,628 46.59 % 52.62 % 9.81 % 9.81 %
2 626 CHUBB LTD GRP 29,526 29,699 25.71 % 42.66 % 8.17 % 17.98 %
3 12 AMERICAN INTL GRP 24,505 23,174 76.62 % 110.15 % 6.78 % 24.76 %
4 38920 KINSALE INS CO 21,475 18,576 32.29 % 59.16 % 5.94 % 30.70 %
5 84 AMERICAN FINANCIAL GRP 18,266 17,371 55.12 % 60.00 % 5.05 % 35.75 %
6 98 WR BERKLEY CORP GRP 17,408 15,826 5.14 % 19.85 % 4.82 % 40.57 %
7 91 HARTFORD FIRE & CAS GRP 16,259 14,665 7.01 % 10.82 % 4.50 % 45.07 %
8 212 ZURICH INS GRP 14,360 24,441 31.74 % 43.46 % 3.97 % 49.04 %
9 111 LIBERTY MUT GRP 14,221 15,473 56.62 % 67.49 % 3.93 % 52.97 %
10 248 UNITED FIRE & CAS GRP 13,779 14,550 93.08 % 136.01 % 3.81 % 56.78 %
**STATE TOTAL** 361,516 358,642 45.66 % 62.82 % 100.00 % 56.78 %

© 2022 National Association of Insurance Commissioners


362
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 626 CHUBB LTD GRP 5,011 4,597 39.51 % 59.60 % 10.02 % 10.02 %
2 84 AMERICAN FINANCIAL GRP 3,658 3,539 9.69 % 20.69 % 7.32 % 17.34 %
3 12 AMERICAN INTL GRP 3,310 3,643 90.13 % 110.40 % 6.62 % 23.96 %
4 244 CINCINNATI FIN GRP 3,005 2,882 17.60 % 34.14 % 6.01 % 29.97 %
5 91 HARTFORD FIRE & CAS GRP 2,947 2,280 24.47 % 36.07 % 5.90 % 35.87 %
6 98 WR BERKLEY CORP GRP 2,748 2,437 N/A 3.96 % 5.50 % 41.36 %
7 785 MARKEL CORP GRP 2,598 2,354 19.91 % 23.22 % 5.20 % 46.56 %
8 218 CNA INS GRP 2,488 2,941 25.62 % 40.45 % 4.98 % 51.54 %
9 3548 TRAVELERS GRP 2,002 1,977 87.26 % 117.23 % 4.01 % 55.54 %
10 38920 KINSALE INS CO 1,923 1,740 26.32 % 47.22 % 3.85 % 59.39 %
**STATE TOTAL** 49,995 49,425 14.87 % 24.82 % 100.00 % 59.39 %

Vermont 1 98 WR BERKLEY CORP GRP 634 548 17.96 % 27.71 % 8.69 % 8.69 %
2 12 AMERICAN INTL GRP 623 623 70.94 % 91.30 % 8.54 % 17.23 %
3 626 CHUBB LTD GRP 620 578 95.71 % 219.31 % 8.49 % 25.73 %
4 244 CINCINNATI FIN GRP 605 571 63.11 % 80.47 % 8.29 % 34.02 %
5 158 FAIRFAX FIN GRP 520 496 21.81 % 27.15 % 7.12 % 41.14 %
6 3548 TRAVELERS GRP 508 559 127.68 % 164.55 % 6.96 % 48.10 %
7 218 CNA INS GRP 477 540 64.33 % 128.70 % 6.54 % 54.63 %
8 111 LIBERTY MUT GRP 442 492 42.65 % 44.67 % 6.05 % 60.68 %
9 140 NATIONWIDE CORP GRP 404 435 23.49 % 24.62 % 5.54 % 66.22 %
10 212 ZURICH INS GRP 277 244 N/A N/A 3.79 % 70.02 %
**STATE TOTAL** 7,298 7,429 35.49 % 35.00 % 100.00 % 70.02 %

Virginia 1 242 SELECTIVE INS GRP 6,044 5,853 56.73 % 67.91 % 10.70 % 10.70 %
2 626 CHUBB LTD GRP 4,557 4,762 28.66 % 44.49 % 8.07 % 18.76 %
3 4507 BUILDERS GRP 3,292 3,070 111.71 % 114.19 % 5.83 % 24.59 %
4 158 FAIRFAX FIN GRP 3,229 2,610 197.81 % 190.24 % 5.72 % 30.31 %
5 91 HARTFORD FIRE & CAS GRP 3,053 2,714 18.15 % 152.23 % 5.40 % 35.71 %
6 244 CINCINNATI FIN GRP 2,534 2,501 115.36 % 122.90 % 4.49 % 40.20 %
7 3548 TRAVELERS GRP 2,499 2,437 73.69 % 185.90 % 4.42 % 44.62 %
8 761 ALLIANZ INS GRP 2,369 3,404 52.22 % 99.20 % 4.19 % 48.81 %
9 212 ZURICH INS GRP 1,931 4,355 N/A N/A 3.42 % 52.23 %
10 1120 EVEREST REINS HOLDINGS GRP 1,857 1,682 45.36 % 61.29 % 3.29 % 55.52 %
**STATE TOTAL** 56,492 60,013 44.58 % 62.77 % 100.00 % 55.52 %

Washington 1 38920 KINSALE INS CO 9,461 8,877 36.37 % 62.71 % 10.75 % 10.75 %
2 626 CHUBB LTD GRP 8,608 9,413 141.12 % 191.23 % 9.78 % 20.53 %
3 111 LIBERTY MUT GRP 6,295 6,554 57.98 % 78.07 % 7.15 % 27.68 %
4 3494 JAMES RIVER GRP 4,872 4,558 28.02 % 39.51 % 5.53 % 33.22 %
5 98 WR BERKLEY CORP GRP 4,391 3,930 N/A N/A 4.99 % 38.21 %
6 309 WESTERN NATL MUT GRP 4,212 3,771 56.70 % 83.39 % 4.79 % 42.99 %
7 785 MARKEL CORP GRP 3,642 3,664 32.36 % 40.67 % 4.14 % 47.13 %
8 12 AMERICAN INTL GRP 3,380 2,805 360.23 % 449.16 % 3.84 % 50.97 %
9 84 AMERICAN FINANCIAL GRP 3,133 2,897 60.47 % 74.89 % 3.56 % 54.53 %
10 4670 STARR GRP 2,905 2,778 11.03 % 14.10 % 3.30 % 57.83 %
**STATE TOTAL** 88,014 86,586 54.41 % 82.69 % 100.00 % 57.83 %

© 2022 National Association of Insurance Commissioners


363
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 626 CHUBB LTD GRP 619 613 279.09 % 411.85 % 10.28 % 10.28 %
2 3548 TRAVELERS GRP 605 1,184 85.09 % 147.11 % 10.05 % 20.33 %
3 84 AMERICAN FINANCIAL GRP 595 540 125.07 % 136.36 % 9.88 % 30.21 %
4 244 CINCINNATI FIN GRP 567 538 N/A 8.09 % 9.41 % 39.61 %
5 91 HARTFORD FIRE & CAS GRP 526 553 N/A N/A 8.73 % 48.34 %
6 175 STATE AUTO MUT GRP 500 538 48.65 % 46.85 % 8.30 % 56.64 %
7 111 LIBERTY MUT GRP 253 237 101.07 % 136.43 % 4.20 % 60.84 %
8 98 WR BERKLEY CORP GRP 249 263 490.04 % 499.20 % 4.13 % 64.98 %
9 3494 JAMES RIVER GRP 244 240 N/A N/A 4.04 % 69.02 %
10 1279 ARCH INS GRP 242 140 569.07 % 634.01 % 4.02 % 73.04 %
**STATE TOTAL** 6,024 6,257 89.84 % 135.30 % 100.00 % 73.04 %

Wisconsin 1 761 ALLIANZ INS GRP 9,436 10,305 47.83 % 59.57 % 9.22 % 9.22 %
2 15350 WEST BEND MUT INS CO 9,214 8,953 56.42 % 85.82 % 9.01 % 18.23 %
3 626 CHUBB LTD GRP 8,726 8,883 39.90 % 51.43 % 8.53 % 26.76 %
4 96 SECURA INS GRP 6,054 5,830 21.92 % 30.75 % 5.92 % 32.67 %
5 244 CINCINNATI FIN GRP 5,244 5,162 37.71 % 49.53 % 5.13 % 37.80 %
6 169 SENTRY INS GRP 5,034 4,242 17.42 % 65.37 % 4.92 % 42.72 %
7 12 AMERICAN INTL GRP 4,035 3,439 55.07 % 102.85 % 3.94 % 46.66 %
8 84 AMERICAN FINANCIAL GRP 3,981 3,801 21.37 % 32.61 % 3.89 % 50.55 %
9 1120 EVEREST REINS HOLDINGS GRP 3,842 2,517 47.63 % 64.60 % 3.75 % 54.31 %
10 3548 TRAVELERS GRP 3,144 3,101 254.22 % 516.05 % 3.07 % 57.38 %
**STATE TOTAL** 102,314 98,687 66.03 % 121.44 % 100.00 % 57.38 %

Wyoming 1 12 AMERICAN INTL GRP 603 298 84.90 % 116.62 % 10.35 % 10.35 %
2 38920 KINSALE INS CO 480 387 41.37 % 73.74 % 8.23 % 18.59 %
3 3548 TRAVELERS GRP 473 435 N/A N/A 8.12 % 26.70 %
4 111 LIBERTY MUT GRP 390 344 42.80 % 36.98 % 6.69 % 33.39 %
5 158 FAIRFAX FIN GRP 345 289 17.76 % 14.36 % 5.92 % 39.31 %
6 84 AMERICAN FINANCIAL GRP 325 291 10.81 % 17.77 % 5.58 % 44.89 %
7 98 WR BERKLEY CORP GRP 323 276 7.94 % 16.48 % 5.54 % 50.43 %
8 1279 ARCH INS GRP 292 208 20.58 % 28.04 % 5.01 % 55.43 %
9 244 CINCINNATI FIN GRP 273 303 56.77 % 74.55 % 4.69 % 60.12 %
10 626 CHUBB LTD GRP 268 266 N/A N/A 4.60 % 64.72 %
**STATE TOTAL** 5,829 5,063 11.97 % 18.54 % 100.00 % 64.72 %

Guam 1 626 CHUBB LTD GRP 216 77 4.26 % 1.88 % 69.65 % 69.65 %
2 218 CNA INS GRP 71 21 N/A N/A 23.03 % 92.68 %
3 10972 FIRST NET INS CO 12 10 N/A N/A 3.94 % 96.61 %
4 91 HARTFORD FIRE & CAS GRP 6 2 26.76 % 48.10 % 1.88 % 98.49 %
5 968 AXA INS GRP 4 3 237.92 % 292.30 % 1.30 % 99.80 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 1 1 46.55 % 70.04 % 0.22 % 100.00 %
**STATE TOTAL** 310 115 4.67 % 26.06 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


364
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
18 ‐ Products Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 3098 TOKIO MARINE HOLDINGS INC GRP 2,240 2,070 N/A N/A 32.49 % 32.49 %
2 12 AMERICAN INTL GRP 1,075 1,068 1.82 % 3.09 % 15.59 % 48.07 %
3 626 CHUBB LTD GRP 688 569 62.24 % 88.37 % 9.97 % 58.04 %
4 15646 ONE ALLIANCE INS CORP 470 405 33.50 % 35.84 % 6.81 % 64.86 %
5 71 UNIVERSAL INS CO GRP 397 407 0.04 % 0.04 % 5.76 % 70.62 %
6 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 381 351 21.78 % 21.55 % 5.52 % 76.14 %
7 10308 ANTILLES INS CO 346 335 N/A 5.63 % 5.02 % 81.16 %
8 4802 TRIPLE S GRP 324 310 2.87 % 3.86 % 4.70 % 85.86 %
9 218 CNA INS GRP 320 266 21.61 % 29.00 % 4.64 % 90.50 %
10 4804 MULTINATIONAL GRP 215 191 2.22 % 2.48 % 3.11 % 93.62 %
**STATE TOTAL** 6,895 6,366 N/A 1.20 % 100.00 % 93.62 %

U.S. Virgin Islands 1 626 CHUBB LTD GRP 47 37 N/A N/A 49.95 % 49.95 %
2 212 ZURICH INS GRP 29 21 N/A 10.56 % 30.70 % 80.66 %
3 98 WR BERKLEY CORP GRP 13 18 N/A 4.34 % 14.37 % 95.02 %
4 12 AMERICAN INTL GRP 5 11 0.00 % 8.78 % 4.98 % 100.00 %
**STATE TOTAL** 94 88 928.99 % 656.04 % 100.00 % 100.00 %

N. Mariana Islands **STATE TOTAL** 0 (1) N/A N/A 0.00 % 0.00 %

Canada 1 3548 TRAVELERS GRP 8,157 11,078 73.98 % 123.70 % 48.17 % 48.17 %
2 111 LIBERTY MUT GRP 4,212 4,062 122.41 % 109.46 % 24.88 % 73.05 %
3 761 ALLIANZ INS GRP 2,242 3,838 N/A N/A 13.24 % 86.29 %
4 350 GENERAL ELECTRIC GRP 709 709 N/A N/A 4.19 % 90.48 %
5 181 SWISS RE GRP 706 1,421 114.88 % 165.80 % 4.17 % 94.65 %
6 84 AMERICAN FINANCIAL GRP 389 227 26.20 % 44.80 % 2.30 % 96.94 %
7 31 BERKSHIRE HATHAWAY GRP 382 298 35.13 % 43.23 % 2.26 % 99.20 %
8 169 SENTRY INS GRP 87 59 113.83 % 174.52 % 0.51 % 99.71 %
9 968 AXA INS GRP 41 29 314.17 % 470.33 % 0.24 % 99.95 %
10 218 CNA INS GRP 3 3 1,904.82 % 1,961.80 % 0.02 % 99.97 %
**STATE TOTAL** 16,931 21,757 42.14 % 67.96 % 100.00 % 99.97 %

Agg. Other Alien 1 111 LIBERTY MUT GRP 35,256 29,842 41.21 % 40.72 % 37.91 % 37.91 %
2 626 CHUBB LTD GRP 23,754 16,785 46.97 % 123.93 % 25.54 % 63.46 %
3 212 ZURICH INS GRP 11,638 10,201 115.99 % 146.63 % 12.52 % 75.97 %
4 218 CNA INS GRP 10,937 10,328 38.32 % 37.29 % 11.76 % 87.73 %
5 968 AXA INS GRP 7,533 7,312 228.90 % 266.06 % 8.10 % 95.84 %
6 98 WR BERKLEY CORP GRP 1,652 1,340 35.00 % 34.65 % 1.78 % 97.61 %
7 761 ALLIANZ INS GRP 1,048 207 448.26 % 544.58 % 1.13 % 98.74 %
8 1120 EVEREST REINS HOLDINGS GRP 484 535 N/A N/A 0.52 % 99.26 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 291 291 0.00 % 0.00 % 0.31 % 99.57 %
10 2698 PROASSURANCE CORP GRP 155 190 25.33 % 32.32 % 0.17 % 99.74 %
**STATE TOTAL** 92,991 77,966 70.33 % 95.51 % 100.00 % 99.74 %

© 2022 National Association of Insurance Commissioners


365
19.1, 19.2—Private Passenger Auto
Liability

© 2022 National Association of Insurance Commissioners


366
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 23,804,302 23,401,586 65.01 % 70.49 % 15.57 % 15.57 %
2 155 PROGRESSIVE GRP 22,787,781 22,430,494 59.15 % 61.94 % 14.90 % 30.47 %
3 31 BERKSHIRE HATHAWAY GRP 22,375,956 21,983,525 69.65 % 73.36 % 14.63 % 45.10 %
4 8 ALLSTATE INS GRP 15,331,130 15,333,220 73.44 % 74.92 % 10.03 % 55.12 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 8,606,932 8,654,746 77.80 % 81.44 % 5.63 % 60.75 %
6 69 FARMERS INS GRP 7,513,520 7,546,242 59.45 % 62.92 % 4.91 % 65.67 %
7 111 LIBERTY MUT GRP 7,427,915 7,228,899 62.36 % 67.19 % 4.86 % 70.52 %
8 473 AMERICAN FAMILY INS GRP 3,264,749 3,275,147 55.74 % 59.84 % 2.13 % 72.66 %
9 3548 TRAVELERS GRP 3,202,721 3,147,023 58.64 % 62.87 % 2.09 % 74.75 %
10 140 NATIONWIDE CORP GRP 3,111,679 3,163,807 61.22 % 64.49 % 2.03 % 76.79 %
11 215 KEMPER CORP GRP 2,722,944 2,687,642 75.89 % 77.78 % 1.78 % 78.57 %
12 1318 AUTO CLUB ENTERPRISES INS GRP 2,053,364 2,048,332 65.98 % 68.80 % 1.34 % 79.91 %
13 280 AUTO OWNERS GRP 1,837,897 1,849,497 60.74 % 66.99 % 1.20 % 81.11 %
14 213 ERIE INS GRP 1,701,224 1,726,358 66.16 % 68.76 % 1.11 % 82.22 %
15 1278 CSAA INS GRP 1,570,258 1,587,529 52.18 % 53.87 % 1.03 % 83.25 %
16 660 MERCURY GEN GRP 1,537,217 1,526,391 58.76 % 67.17 % 1.01 % 84.26 %
17 91 HARTFORD FIRE & CAS GRP 1,201,412 1,222,005 56.99 % 59.63 % 0.79 % 85.04 %
18 55 AUTOMOBILE CLUB MI GRP 1,092,189 1,121,731 62.71 % 66.85 % 0.71 % 85.76 %
19 169 SENTRY INS GRP 921,976 902,780 56.57 % 57.06 % 0.60 % 86.36 %
20 411 MAPFRE INS GRP 709,762 730,164 59.62 % 60.46 % 0.46 % 86.82 %
21 708 NEW JERSEY MANUFACTURERS GRP 705,752 719,412 67.49 % 73.60 % 0.46 % 87.28 %
22 28 AMICA MUT GRP 696,148 757,400 57.09 % 62.88 % 0.46 % 87.74 %
23 88 THE HANOVER INS GRP 680,833 674,061 42.81 % 47.24 % 0.45 % 88.18 %
24 50 COUNTRY INS & FIN SERV GRP 667,395 672,984 69.98 % 72.62 % 0.44 % 88.62 %
25 483 SOUTHERN FARM BUREAU CAS GRP 632,874 632,915 76.77 % 79.00 % 0.41 % 89.03 %
26 123 SHELTER INS GRP 561,334 556,685 73.73 % 77.55 % 0.37 % 89.40 %
27 5 ALFA INS GRP 547,063 541,888 61.17 % 62.38 % 0.36 % 89.76 %
28 4991 ROOT INC GRP 507,808 498,195 78.62 % 80.48 % 0.33 % 90.09 %
29 1227 PALISADES GRP 457,401 473,495 64.54 % 69.10 % 0.30 % 90.39 %
30 3702 LOYA GRP 383,523 384,670 64.62 % 70.60 % 0.25 % 90.64 %
31 3179 HOME STATE INS GRP 383,009 360,305 74.60 % 79.81 % 0.25 % 90.89 %
32 694 TENNESSEE FARMERS GRP 370,499 369,936 70.36 % 74.02 % 0.24 % 91.13 %
33 809 TEXAS FARM BUREAU MUT GRP 368,662 370,856 78.86 % 80.84 % 0.24 % 91.38 %
34 324 NORTH CAROLINA FARM BUREAU GRP 367,349 369,404 59.80 % 60.69 % 0.24 % 91.62 %
35 626 CHUBB LTD GRP 359,041 364,458 57.63 % 62.64 % 0.23 % 91.85 %
36 109 KENTUCKY FARM BUREAU GRP 352,827 353,121 74.17 % 76.91 % 0.23 % 92.08 %
37 408 AMERICAN NATL FIN GRP 314,168 316,895 61.71 % 62.37 % 0.21 % 92.29 %
38 244 CINCINNATI FIN GRP 312,436 319,452 48.70 % 51.04 % 0.20 % 92.49 %
39 10683 WAWANESA GEN INS CO 310,335 307,583 68.28 % 71.91 % 0.20 % 92.69 %
40 267 GRANGE MUT CAS GRP 289,136 289,730 63.27 % 64.57 % 0.19 % 92.88 %
41 4762 ORPHEUS GRP 284,676 280,112 78.84 % 79.82 % 0.19 % 93.07 %
42 4987 INCLINE P&C GRP 284,125 269,171 74.36 % 75.93 % 0.19 % 93.25 %
43 415 PLYMOUTH ROCK INS GRP 283,625 283,826 55.44 % 58.90 % 0.19 % 93.44 %
44 29246 CONSUMERS CNTY MUT INS CO 282,201 275,005 57.42 % 57.82 % 0.18 % 93.62 %
45 513 IOWA FARM BUREAU GRP 268,733 268,264 59.55 % 61.74 % 0.18 % 93.80 %
46 175 STATE AUTO MUT GRP 258,089 270,277 74.96 % 82.99 % 0.17 % 93.97 %
47 35319 UNITED AUTOMOBILE INS CO 244,072 232,800 66.39 % 68.27 % 0.16 % 94.13 %
48 257 SAFEWAY INS GRP 235,205 231,826 65.79 % 68.34 % 0.15 % 94.28 %
49 586 ARBELLA INS GRP 231,883 234,827 57.69 % 60.28 % 0.15 % 94.43 %
50 785 MARKEL CORP GRP 229,620 206,109 84.36 % 87.22 % 0.15 % 94.58 %
51 188 SAFETY GRP 228,635 237,994 55.61 % 56.58 % 0.15 % 94.73 %
52 2518 NYCM INS GRP 220,732 221,055 65.16 % 69.00 % 0.14 % 94.88 %
53 4909 ASSURANCEAMERICA CORP GRP 212,133 206,476 72.16 % 73.21 % 0.14 % 95.02 %
54 300 HORACE MANN GRP 209,508 215,553 60.83 % 63.48 % 0.14 % 95.15 %
55 67 MICHIGAN FARM BUREAU GRP 208,686 215,220 94.47 % 105.29 % 0.14 % 95.29 %
56 228 WESTFIELD GRP 205,152 207,211 67.47 % 72.55 % 0.13 % 95.42 %
57 24341 PEMCO MUT INS CO 202,267 205,069 71.42 % 73.69 % 0.13 % 95.56 %
58 4051 OCEAN HARBOR GRP 179,068 177,258 83.55 % 84.47 % 0.12 % 95.67 %
59 3098 TOKIO MARINE HOLDINGS INC GRP 172,302 166,717 73.34 % 83.72 % 0.11 % 95.79 %
60 561 GEORGIA FARM BUREAU GRP 171,616 175,369 48.09 % 50.16 % 0.11 % 95.90 %
61 542 INDIANA FARM BUREAU GRP 152,327 152,863 61.66 % 64.87 % 0.10 % 96.00 %
62 3362 FIRST ACCEPTANCE INS GRP 144,177 145,389 57.30 % 62.18 % 0.09 % 96.09 %
63 33 CALIFORNIA CAS MGMT GRP 143,442 145,546 65.90 % 70.72 % 0.09 % 96.19 %
64 201 UTICA GRP 140,390 140,657 64.14 % 67.30 % 0.09 % 96.28 %
65 13688 ELEPHANT INS CO 132,284 135,980 61.44 % 62.80 % 0.09 % 96.36 %
© 2022 National Association of Insurance Commissioners
367
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 10685 GOAUTO INS CO 132,050 131,798 73.47 % 73.80 % 0.09 % 96.45 %
67 15350 WEST BEND MUT INS CO 124,285 123,475 52.33 % 55.78 % 0.08 % 96.53 %
68 12 AMERICAN INTL GRP 121,721 123,963 58.68 % 60.42 % 0.08 % 96.61 %
69 309 WESTERN NATL MUT GRP 120,416 120,451 54.12 % 57.60 % 0.08 % 96.69 %
70 171 GERMANIA INS GRP 119,143 113,357 64.97 % 70.58 % 0.08 % 96.77 %
71 271 PENNSYLVANIA NATL INS GRP 113,263 115,558 59.07 % 63.10 % 0.07 % 96.84 %
72 518 GRINNELL MUT GRP 109,688 111,808 71.21 % 72.11 % 0.07 % 96.91 %
73 250 DONEGAL GRP 107,081 112,325 56.29 % 61.02 % 0.07 % 96.98 %
74 333 MUTUAL OF ENUMCLAW GRP 104,759 102,970 64.34 % 67.10 % 0.07 % 97.05 %
75 14184 ACUITY A MUT INS CO 101,644 104,385 70.17 % 73.52 % 0.07 % 97.12 %
76 36 CENTRAL MUT INS CO GRP 96,978 104,070 48.52 % 52.16 % 0.06 % 97.18 %
77 13471 BEAR RIVER MUT INS CO 95,540 95,330 70.18 % 71.77 % 0.06 % 97.25 %
78 242 SELECTIVE INS GRP 95,043 97,881 61.80 % 64.94 % 0.06 % 97.31 %
79 41041 AUTO CLUB S INS CO 88,055 89,100 75.09 % 81.89 % 0.06 % 97.37 %
80 35173 AGENCY INS CO OF MD INC 87,812 86,809 62.84 % 64.34 % 0.06 % 97.42 %
81 153 PEKIN INS GRP 86,241 92,527 64.09 % 66.18 % 0.06 % 97.48 %
82 42749 TRADERS INS CO 85,594 83,995 67.51 % 69.78 % 0.06 % 97.54 %
83 18309 PIONEER STATE MUT INS CO 85,474 91,880 61.33 % 65.23 % 0.06 % 97.59 %
84 1309 FRANKENMUTH GRP 85,297 88,646 44.93 % 52.30 % 0.06 % 97.65 %
85 15449 ALINSCO INS CO 81,114 82,863 85.98 % 88.48 % 0.05 % 97.70 %
86 203 VIRGINIA FARM BUREAU GRP 79,470 79,340 64.45 % 65.44 % 0.05 % 97.75 %
87 14254 FALCON INS CO 79,260 73,926 58.16 % 60.32 % 0.05 % 97.80 %
88 71 UNIVERSAL INS CO GRP 73,382 71,847 47.50 % 47.72 % 0.05 % 97.85 %
89 4717 PRODUCERS NATL CORP GRP 72,929 73,853 92.77 % 97.85 % 0.05 % 97.90 %
90 16187 METROMILE INS CO 69,680 69,951 75.90 % 79.51 % 0.05 % 97.94 %
91 3500 NODAK MUT GRP 69,482 67,766 66.09 % 68.62 % 0.05 % 97.99 %
92 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 68,983 65,601 54.44 % 54.38 % 0.05 % 98.04 %
93 12966 KEY INS CO 67,776 68,159 72.78 % 78.01 % 0.04 % 98.08 %
94 3678 AMERICAN INDEPENDENT INS GRP 65,910 64,172 59.19 % 63.56 % 0.04 % 98.12 %
95 698 NORTH STAR CO GRP 65,729 63,164 62.27 % 66.75 % 0.04 % 98.17 %
96 13889 FARMERS MUT INS CO OF NE 62,647 61,294 76.90 % 79.09 % 0.04 % 98.21 %
97 4727 WARRIOR INVICTUS HOLDING CO GRP 61,001 58,145 51.78 % 56.97 % 0.04 % 98.25 %
98 842 FARM BUREAU GRP 60,828 60,932 63.31 % 66.47 % 0.04 % 98.29 %
99 963 OHIO MUT GRP 60,229 60,747 61.39 % 65.13 % 0.04 % 98.33 %
100 1275 QUINCY MUT GRP 60,029 62,223 49.19 % 50.22 % 0.04 % 98.36 %
101 4718 TIPTREE FIN GRP 59,679 61,184 69.71 % 75.99 % 0.04 % 98.40 %
102 4256 ANCHOR INS HOLDINGS GRP 58,453 60,382 77.11 % 82.50 % 0.04 % 98.44 %
103 10839 COUNTRYWIDE INS CO 57,679 59,662 92.62 % 113.20 % 0.04 % 98.48 %
104 514 MISSOURI FARM BUREAU GRP 56,760 55,991 81.39 % 85.03 % 0.04 % 98.52 %
105 15290 ASPIRE GEN INS CO 55,250 50,241 54.48 % 64.60 % 0.04 % 98.55 %
106 4937 PREMIER HOLDINGS GRP 54,357 54,241 76.76 % 77.51 % 0.04 % 98.59 %
107 83 GRANGE INS GRP 51,373 53,300 60.62 % 61.47 % 0.03 % 98.62 %
108 96 SECURA INS GRP 49,792 50,538 41.84 % 44.81 % 0.03 % 98.65 %
109 12256 UNITED INS CO 49,732 49,195 66.96 % 67.97 % 0.03 % 98.69 %
110 16524 CLEARCOVER INS CO 49,514 36,613 103.96 % 105.20 % 0.03 % 98.72 %
111 350 GENERAL ELECTRIC GRP 48,927 49,265 65.52 % 71.00 % 0.03 % 98.75 %
112 207 WESTERN RESERVE GRP 48,559 47,756 44.14 % 46.21 % 0.03 % 98.78 %
113 220 OKLAHOMA FARM BUREAU GRP 47,800 47,900 64.93 % 67.93 % 0.03 % 98.81 %
114 291 ENCOVA MUT INS GRP 47,698 49,158 124.62 % 126.88 % 0.03 % 98.85 %
115 13752 AMERICAN ALLIANCE CAS CO 46,480 44,828 40.77 % 47.38 % 0.03 % 98.88 %
116 3478 HALLMARK FIN SERV GRP 46,077 47,651 78.60 % 81.14 % 0.03 % 98.91 %
117 361 MUNICH RE GRP 45,184 34,848 51.54 % 53.29 % 0.03 % 98.94 %
118 22624 INDIANA FARMERS MUT INS CO 44,561 45,380 48.80 % 51.20 % 0.03 % 98.97 %
119 3991 IMT MUT HOLDING GRP 44,174 44,472 40.91 % 38.62 % 0.03 % 98.99 %
120 234 VERMONT MUT GRP 42,807 43,808 45.95 % 45.97 % 0.03 % 99.02 %
121 14176 HASTINGS MUT INS CO 41,013 41,624 33.34 % 33.99 % 0.03 % 99.05 %
122 32387 STAR CAS INS CO 39,905 38,740 74.83 % 85.26 % 0.03 % 99.07 %
123 4787 GOODVILLE MUT GRP 38,666 39,183 71.24 % 75.97 % 0.03 % 99.10 %
124 37141 SOUTHERN GEN INS CO 37,965 37,865 81.33 % 82.90 % 0.02 % 99.13 %
125 15024 PREFERRED MUT INS CO 37,774 40,384 45.88 % 48.23 % 0.02 % 99.15 %
**INDUSTRY TOTAL** 152,926,412 151,774,858 65.51 % 69.12 % 100.00 % 99.15 %

© 2022 National Association of Insurance Commissioners


368
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 23,804,302 23,401,586 65.34 % 70.87 % 15.57 % 15.57 %
2 155 PROGRESSIVE GRP 22,787,781 22,430,494 59.15 % 61.94 % 14.90 % 30.47 %
3 31 BERKSHIRE HATHAWAY GRP 22,375,956 21,983,525 69.65 % 73.36 % 14.63 % 45.11 %
4 8 ALLSTATE INS GRP 15,331,130 15,333,220 73.44 % 74.92 % 10.03 % 55.13 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 8,604,378 8,652,357 77.78 % 81.43 % 5.63 % 60.76 %
6 69 FARMERS INS GRP 7,513,520 7,546,242 59.45 % 62.92 % 4.91 % 65.67 %
7 111 LIBERTY MUT GRP 7,427,915 7,228,899 62.36 % 67.19 % 4.86 % 70.53 %
8 473 AMERICAN FAMILY INS GRP 3,264,749 3,275,147 55.74 % 59.84 % 2.14 % 72.67 %
9 3548 TRAVELERS GRP 3,202,721 3,147,023 58.64 % 62.87 % 2.09 % 74.76 %
10 140 NATIONWIDE CORP GRP 3,111,679 3,163,807 61.22 % 64.49 % 2.04 % 76.80 %
11 215 KEMPER CORP GRP 2,722,944 2,687,642 75.89 % 77.78 % 1.78 % 78.58 %
12 1318 AUTO CLUB ENTERPRISES INS GRP 2,053,364 2,048,332 65.98 % 68.80 % 1.34 % 79.92 %
13 280 AUTO OWNERS GRP 1,837,897 1,849,497 60.74 % 66.99 % 1.20 % 81.12 %
14 213 ERIE INS GRP 1,701,224 1,726,358 66.16 % 68.76 % 1.11 % 82.23 %
15 1278 CSAA INS GRP 1,570,258 1,587,529 52.18 % 53.87 % 1.03 % 83.26 %
16 660 MERCURY GEN GRP 1,537,217 1,526,391 58.76 % 67.17 % 1.01 % 84.27 %
17 91 HARTFORD FIRE & CAS GRP 1,201,342 1,221,934 56.99 % 59.61 % 0.79 % 85.05 %
18 55 AUTOMOBILE CLUB MI GRP 1,092,189 1,121,731 62.71 % 66.85 % 0.71 % 85.77 %
19 169 SENTRY INS GRP 921,976 902,780 56.57 % 57.06 % 0.60 % 86.37 %
20 411 MAPFRE INS GRP 708,933 729,328 59.62 % 60.46 % 0.46 % 86.83 %
21 708 NEW JERSEY MANUFACTURERS GRP 705,752 719,412 67.49 % 73.60 % 0.46 % 87.29 %
22 28 AMICA MUT GRP 696,148 757,400 57.09 % 62.88 % 0.46 % 87.75 %
23 88 THE HANOVER INS GRP 680,833 674,061 42.81 % 47.24 % 0.45 % 88.20 %
24 50 COUNTRY INS & FIN SERV GRP 667,395 672,984 69.98 % 72.62 % 0.44 % 88.63 %
25 483 SOUTHERN FARM BUREAU CAS GRP 632,874 632,915 76.77 % 79.00 % 0.41 % 89.05 %
26 123 SHELTER INS GRP 561,334 556,685 73.73 % 77.55 % 0.37 % 89.41 %
27 5 ALFA INS GRP 547,063 541,888 61.17 % 62.38 % 0.36 % 89.77 %
28 4991 ROOT INC GRP 507,808 498,195 78.62 % 80.48 % 0.33 % 90.10 %
29 1227 PALISADES GRP 457,401 473,495 64.54 % 69.10 % 0.30 % 90.40 %
30 3702 LOYA GRP 383,523 384,670 64.62 % 70.60 % 0.25 % 90.65 %
31 3179 HOME STATE INS GRP 383,009 360,305 74.60 % 79.81 % 0.25 % 90.90 %
32 694 TENNESSEE FARMERS GRP 370,499 369,936 70.36 % 74.02 % 0.24 % 91.15 %
33 809 TEXAS FARM BUREAU MUT GRP 368,662 370,856 78.86 % 80.84 % 0.24 % 91.39 %
34 324 NORTH CAROLINA FARM BUREAU GRP 367,349 369,404 59.80 % 60.69 % 0.24 % 91.63 %
35 626 CHUBB LTD GRP 358,660 363,989 57.52 % 62.54 % 0.23 % 91.86 %
36 109 KENTUCKY FARM BUREAU GRP 352,827 353,121 74.17 % 76.91 % 0.23 % 92.09 %
37 408 AMERICAN NATL FIN GRP 314,168 316,895 61.71 % 62.37 % 0.21 % 92.30 %
38 244 CINCINNATI FIN GRP 312,436 319,452 48.70 % 51.04 % 0.20 % 92.50 %
39 10683 WAWANESA GEN INS CO 310,335 307,583 68.28 % 71.91 % 0.20 % 92.70 %
40 267 GRANGE MUT CAS GRP 289,136 289,730 63.27 % 64.57 % 0.19 % 92.89 %
41 4762 ORPHEUS GRP 284,676 280,112 78.84 % 79.82 % 0.19 % 93.08 %
42 4987 INCLINE P&C GRP 284,125 269,171 74.36 % 75.93 % 0.19 % 93.27 %
43 415 PLYMOUTH ROCK INS GRP 283,625 283,826 55.44 % 58.90 % 0.19 % 93.45 %
44 29246 CONSUMERS CNTY MUT INS CO 282,201 275,005 57.42 % 57.82 % 0.18 % 93.64 %
45 513 IOWA FARM BUREAU GRP 268,733 268,264 59.55 % 61.74 % 0.18 % 93.81 %
46 175 STATE AUTO MUT GRP 258,089 270,277 74.96 % 82.99 % 0.17 % 93.98 %
47 35319 UNITED AUTOMOBILE INS CO 244,072 232,800 66.39 % 68.27 % 0.16 % 94.14 %
48 257 SAFEWAY INS GRP 235,205 231,826 65.79 % 68.34 % 0.15 % 94.29 %
49 586 ARBELLA INS GRP 231,883 234,827 57.69 % 60.28 % 0.15 % 94.45 %
50 785 MARKEL CORP GRP 229,620 206,109 84.36 % 87.22 % 0.15 % 94.60 %
51 188 SAFETY GRP 228,635 237,994 55.61 % 56.58 % 0.15 % 94.75 %
52 2518 NYCM INS GRP 220,732 221,055 65.16 % 69.00 % 0.14 % 94.89 %
53 4909 ASSURANCEAMERICA CORP GRP 212,133 206,476 72.16 % 73.21 % 0.14 % 95.03 %
54 300 HORACE MANN GRP 209,508 215,553 60.83 % 63.48 % 0.14 % 95.17 %
55 67 MICHIGAN FARM BUREAU GRP 208,686 215,220 94.47 % 105.29 % 0.14 % 95.30 %
56 228 WESTFIELD GRP 205,152 207,211 67.47 % 72.55 % 0.13 % 95.44 %
57 24341 PEMCO MUT INS CO 202,267 205,069 71.42 % 73.69 % 0.13 % 95.57 %
58 4051 OCEAN HARBOR GRP 179,068 177,258 83.55 % 84.47 % 0.12 % 95.69 %
59 3098 TOKIO MARINE HOLDINGS INC GRP 172,302 166,717 73.34 % 83.72 % 0.11 % 95.80 %
60 561 GEORGIA FARM BUREAU GRP 171,616 175,369 48.09 % 50.16 % 0.11 % 95.91 %
61 542 INDIANA FARM BUREAU GRP 152,327 152,863 61.66 % 64.87 % 0.10 % 96.01 %
62 3362 FIRST ACCEPTANCE INS GRP 144,177 145,389 57.30 % 62.18 % 0.09 % 96.10 %
63 33 CALIFORNIA CAS MGMT GRP 143,442 145,546 65.90 % 70.72 % 0.09 % 96.20 %
64 201 UTICA GRP 140,390 140,657 64.14 % 67.30 % 0.09 % 96.29 %
65 13688 ELEPHANT INS CO 132,284 135,980 61.44 % 62.80 % 0.09 % 96.38 %
© 2022 National Association of Insurance Commissioners
369
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 10685 GOAUTO INS CO 132,050 131,798 73.47 % 73.80 % 0.09 % 96.46 %
67 15350 WEST BEND MUT INS CO 124,285 123,475 52.33 % 55.78 % 0.08 % 96.54 %
68 12 AMERICAN INTL GRP 121,740 123,915 61.01 % 63.44 % 0.08 % 96.62 %
69 309 WESTERN NATL MUT GRP 120,416 120,451 54.12 % 57.60 % 0.08 % 96.70 %
70 171 GERMANIA INS GRP 119,143 113,357 64.97 % 70.58 % 0.08 % 96.78 %
71 271 PENNSYLVANIA NATL INS GRP 113,263 115,558 59.07 % 63.10 % 0.07 % 96.85 %
72 518 GRINNELL MUT GRP 109,688 111,808 71.21 % 72.11 % 0.07 % 96.93 %
73 250 DONEGAL GRP 107,081 112,325 56.29 % 61.02 % 0.07 % 97.00 %
74 333 MUTUAL OF ENUMCLAW GRP 104,759 102,970 64.34 % 67.10 % 0.07 % 97.06 %
75 14184 ACUITY A MUT INS CO 101,644 104,385 70.17 % 73.52 % 0.07 % 97.13 %
76 36 CENTRAL MUT INS CO GRP 96,978 104,070 48.52 % 52.16 % 0.06 % 97.19 %
77 13471 BEAR RIVER MUT INS CO 95,540 95,330 70.18 % 71.77 % 0.06 % 97.26 %
78 242 SELECTIVE INS GRP 95,043 97,881 61.80 % 64.94 % 0.06 % 97.32 %
79 41041 AUTO CLUB S INS CO 88,055 89,100 75.09 % 81.89 % 0.06 % 97.38 %
80 35173 AGENCY INS CO OF MD INC 87,812 86,809 62.84 % 64.34 % 0.06 % 97.43 %
81 153 PEKIN INS GRP 86,241 92,527 64.09 % 66.18 % 0.06 % 97.49 %
82 42749 TRADERS INS CO 85,594 83,995 67.51 % 69.78 % 0.06 % 97.55 %
83 18309 PIONEER STATE MUT INS CO 85,474 91,880 61.33 % 65.23 % 0.06 % 97.60 %
84 1309 FRANKENMUTH GRP 85,297 88,646 44.93 % 52.30 % 0.06 % 97.66 %
85 15449 ALINSCO INS CO 81,114 82,863 85.98 % 88.48 % 0.05 % 97.71 %
86 203 VIRGINIA FARM BUREAU GRP 79,470 79,340 64.45 % 65.44 % 0.05 % 97.76 %
87 14254 FALCON INS CO 79,260 73,926 58.16 % 60.32 % 0.05 % 97.82 %
88 71 UNIVERSAL INS CO GRP 73,382 71,847 47.50 % 47.72 % 0.05 % 97.86 %
89 4717 PRODUCERS NATL CORP GRP 72,929 73,853 92.77 % 97.85 % 0.05 % 97.91 %
90 16187 METROMILE INS CO 69,680 69,951 75.90 % 79.51 % 0.05 % 97.96 %
91 3500 NODAK MUT GRP 69,482 67,766 66.09 % 68.62 % 0.05 % 98.00 %
92 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 68,983 65,601 54.44 % 54.38 % 0.05 % 98.05 %
93 12966 KEY INS CO 67,776 68,159 72.78 % 78.01 % 0.04 % 98.09 %
94 3678 AMERICAN INDEPENDENT INS GRP 65,910 64,172 59.19 % 63.56 % 0.04 % 98.13 %
95 698 NORTH STAR CO GRP 65,729 63,164 62.27 % 66.75 % 0.04 % 98.18 %
96 13889 FARMERS MUT INS CO OF NE 62,647 61,294 76.90 % 79.09 % 0.04 % 98.22 %
97 4727 WARRIOR INVICTUS HOLDING CO GRP 61,001 58,145 51.78 % 56.97 % 0.04 % 98.26 %
98 842 FARM BUREAU GRP 60,828 60,932 63.31 % 66.47 % 0.04 % 98.30 %
99 963 OHIO MUT GRP 60,229 60,747 61.39 % 65.13 % 0.04 % 98.34 %
100 1275 QUINCY MUT GRP 60,029 62,223 49.19 % 50.22 % 0.04 % 98.38 %
101 4718 TIPTREE FIN GRP 59,679 61,184 69.71 % 75.99 % 0.04 % 98.42 %
102 4256 ANCHOR INS HOLDINGS GRP 58,453 60,382 77.11 % 82.50 % 0.04 % 98.45 %
103 10839 COUNTRYWIDE INS CO 57,679 59,662 92.62 % 113.20 % 0.04 % 98.49 %
104 514 MISSOURI FARM BUREAU GRP 56,760 55,991 81.39 % 85.03 % 0.04 % 98.53 %
105 15290 ASPIRE GEN INS CO 55,250 50,241 54.48 % 64.60 % 0.04 % 98.56 %
106 4937 PREMIER HOLDINGS GRP 54,357 54,241 76.76 % 77.51 % 0.04 % 98.60 %
107 83 GRANGE INS GRP 51,373 53,300 60.62 % 61.47 % 0.03 % 98.63 %
108 96 SECURA INS GRP 49,792 50,538 41.84 % 44.81 % 0.03 % 98.67 %
109 12256 UNITED INS CO 49,732 49,195 66.96 % 67.97 % 0.03 % 98.70 %
110 16524 CLEARCOVER INS CO 49,514 36,613 103.96 % 105.20 % 0.03 % 98.73 %
111 350 GENERAL ELECTRIC GRP 48,927 49,265 65.52 % 71.00 % 0.03 % 98.76 %
112 207 WESTERN RESERVE GRP 48,559 47,756 44.14 % 46.21 % 0.03 % 98.80 %
113 220 OKLAHOMA FARM BUREAU GRP 47,800 47,900 64.93 % 67.93 % 0.03 % 98.83 %
114 291 ENCOVA MUT INS GRP 47,698 49,158 124.62 % 126.88 % 0.03 % 98.86 %
115 13752 AMERICAN ALLIANCE CAS CO 46,480 44,828 40.77 % 47.38 % 0.03 % 98.89 %
116 3478 HALLMARK FIN SERV GRP 46,077 47,651 78.60 % 81.14 % 0.03 % 98.92 %
117 361 MUNICH RE GRP 45,184 34,848 51.54 % 53.29 % 0.03 % 98.95 %
118 22624 INDIANA FARMERS MUT INS CO 44,561 45,380 48.80 % 51.20 % 0.03 % 98.98 %
119 3991 IMT MUT HOLDING GRP 44,174 44,472 40.91 % 38.62 % 0.03 % 99.01 %
120 234 VERMONT MUT GRP 42,807 43,808 45.95 % 45.97 % 0.03 % 99.03 %
121 14176 HASTINGS MUT INS CO 41,013 41,624 33.34 % 33.99 % 0.03 % 99.06 %
122 32387 STAR CAS INS CO 39,905 38,740 74.83 % 85.26 % 0.03 % 99.09 %
123 4787 GOODVILLE MUT GRP 38,666 39,183 71.24 % 75.97 % 0.03 % 99.11 %
124 37141 SOUTHERN GEN INS CO 37,965 37,865 81.33 % 82.90 % 0.02 % 99.14 %
125 15024 PREFERRED MUT INS CO 37,774 40,384 45.88 % 48.23 % 0.02 % 99.16 %
**INDUSTRY TOTAL** 152,904,432 151,754,907 65.57 % 69.18 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


370
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 176 STATE FARM GRP 466,302 456,799 55.08 % 60.01 % 21.69 % 21.69 %
2 8 ALLSTATE INS GRP 310,969 298,134 64.53 % 70.25 % 14.47 % 36.16 %
3 155 PROGRESSIVE GRP 279,019 272,281 56.21 % 58.71 % 12.98 % 49.14 %
4 5 ALFA INS GRP 255,102 256,248 59.50 % 60.98 % 11.87 % 61.01 %
5 31 BERKSHIRE HATHAWAY GRP 241,320 238,001 66.43 % 69.68 % 11.23 % 72.23 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 150,746 152,395 70.50 % 73.04 % 7.01 % 79.24 %
7 69 FARMERS INS GRP 52,758 55,424 53.74 % 56.86 % 2.45 % 81.70 %
8 111 LIBERTY MUT GRP 52,456 49,359 54.05 % 58.18 % 2.44 % 84.14 %
9 3548 TRAVELERS GRP 48,200 48,597 51.38 % 54.21 % 2.24 % 86.38 %
10 140 NATIONWIDE CORP GRP 35,662 36,051 60.85 % 65.14 % 1.66 % 88.04 %
**STATE TOTAL** 2,149,629 2,121,428 59.54 % 62.89 % 100.00 % 88.04 %

Alaska 1 176 STATE FARM GRP 83,963 83,013 58.87 % 63.37 % 28.97 % 28.97 %
2 31 BERKSHIRE HATHAWAY GRP 59,636 58,598 62.94 % 66.34 % 20.57 % 49.54 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 51,455 51,682 60.86 % 62.54 % 17.75 % 67.29 %
4 155 PROGRESSIVE GRP 36,536 36,130 49.79 % 50.92 % 12.60 % 79.89 %
5 8 ALLSTATE INS GRP 26,918 27,331 71.59 % 73.98 % 9.29 % 89.18 %
6 111 LIBERTY MUT GRP 11,370 11,324 56.95 % 62.36 % 3.92 % 93.10 %
7 50 COUNTRY INS & FIN SERV GRP 9,833 9,785 91.41 % 94.60 % 3.39 % 96.49 %
8 91 HARTFORD FIRE & CAS GRP 4,444 4,700 64.51 % 63.95 % 1.53 % 98.03 %
9 309 WESTERN NATL MUT GRP 2,639 2,675 35.10 % 33.76 % 0.91 % 98.94 %
10 300 HORACE MANN GRP 2,266 2,301 20.98 % 19.96 % 0.78 % 99.72 %
**STATE TOTAL** 289,875 288,387 61.04 % 64.04 % 100.00 % 99.72 %

Arizona 1 31 BERKSHIRE HATHAWAY GRP 625,694 620,120 61.93 % 63.76 % 17.48 % 17.48 %
2 155 PROGRESSIVE GRP 555,202 542,290 58.81 % 60.41 % 15.51 % 33.00 %
3 176 STATE FARM GRP 508,259 500,391 58.47 % 62.48 % 14.20 % 47.20 %
4 69 FARMERS INS GRP 296,968 295,093 60.49 % 62.53 % 8.30 % 55.50 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 261,635 263,485 68.88 % 70.98 % 7.31 % 62.81 %
6 8 ALLSTATE INS GRP 249,850 252,606 61.89 % 62.54 % 6.98 % 69.79 %
7 111 LIBERTY MUT GRP 189,423 184,107 54.53 % 57.36 % 5.29 % 75.09 %
8 473 AMERICAN FAMILY INS GRP 176,129 179,183 62.61 % 65.01 % 4.92 % 80.01 %
9 215 KEMPER CORP GRP 65,683 65,019 73.94 % 77.74 % 1.84 % 81.85 %
10 91 HARTFORD FIRE & CAS GRP 63,484 66,761 64.80 % 66.66 % 1.77 % 83.62 %
**STATE TOTAL** 3,578,493 3,549,152 61.81 % 64.09 % 100.00 % 83.62 %

Arkansas 1 176 STATE FARM GRP 252,532 248,515 60.11 % 62.17 % 21.53 % 21.53 %
2 155 PROGRESSIVE GRP 151,619 146,441 54.07 % 54.76 % 12.92 % 34.45 %
3 483 SOUTHERN FARM BUREAU CAS GRP 127,353 126,372 78.29 % 79.06 % 10.86 % 45.31 %
4 123 SHELTER INS GRP 98,147 97,783 71.08 % 74.00 % 8.37 % 53.67 %
5 8 ALLSTATE INS GRP 93,101 91,212 63.81 % 64.56 % 7.94 % 61.61 %
6 31 BERKSHIRE HATHAWAY GRP 87,671 86,846 65.54 % 67.22 % 7.47 % 69.08 %
7 69 FARMERS INS GRP 58,138 56,469 58.08 % 60.30 % 4.96 % 74.04 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 51,056 51,716 71.26 % 73.82 % 4.35 % 78.39 %
9 111 LIBERTY MUT GRP 43,343 42,752 57.94 % 60.02 % 3.69 % 82.09 %
10 5 ALFA INS GRP 36,666 35,611 58.89 % 60.08 % 3.13 % 85.21 %
**STATE TOTAL** 1,173,120 1,158,721 62.83 % 64.45 % 100.00 % 85.21 %

© 2022 National Association of Insurance Commissioners


371
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 176 STATE FARM GRP 2,110,310 2,111,939 51.67 % 59.86 % 11.88 % 11.88 %
2 69 FARMERS INS GRP 2,056,352 2,072,741 55.14 % 58.17 % 11.57 % 23.45 %
3 8 ALLSTATE INS GRP 1,928,017 1,915,711 65.67 % 70.15 % 10.85 % 34.30 %
4 31 BERKSHIRE HATHAWAY GRP 1,926,196 1,880,481 69.05 % 72.62 % 10.84 % 45.14 %
5 1318 AUTO CLUB ENTERPRISES INS GRP 1,568,724 1,566,649 63.74 % 66.74 % 8.83 % 53.97 %
6 215 KEMPER CORP GRP 1,354,545 1,350,990 69.89 % 70.72 % 7.62 % 61.59 %
7 660 MERCURY GEN GRP 1,309,506 1,320,505 55.54 % 63.22 % 7.37 % 68.96 %
8 1278 CSAA INS GRP 1,082,941 1,090,566 52.98 % 54.61 % 6.09 % 75.06 %
9 155 PROGRESSIVE GRP 998,776 993,072 61.32 % 64.63 % 5.62 % 80.68 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 789,172 790,779 74.14 % 76.29 % 4.44 % 85.12 %
**STATE TOTAL** 17,767,973 17,763,519 61.74 % 65.81 % 100.00 % 85.12 %

Colorado 1 176 STATE FARM GRP 546,939 535,270 65.82 % 73.14 % 17.04 % 17.04 %
2 155 PROGRESSIVE GRP 389,462 385,614 53.84 % 54.84 % 12.13 % 29.18 %
3 31 BERKSHIRE HATHAWAY GRP 307,607 309,992 54.79 % 56.25 % 9.58 % 38.76 %
4 8 ALLSTATE INS GRP 305,377 307,319 57.77 % 59.32 % 9.51 % 48.27 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 301,135 302,751 74.52 % 77.05 % 9.38 % 57.66 %
6 111 LIBERTY MUT GRP 295,171 287,196 59.35 % 62.62 % 9.20 % 66.85 %
7 69 FARMERS INS GRP 229,987 233,171 50.97 % 53.54 % 7.17 % 74.02 %
8 473 AMERICAN FAMILY INS GRP 227,536 230,175 55.18 % 57.67 % 7.09 % 81.11 %
9 3548 TRAVELERS GRP 103,089 102,650 55.22 % 58.46 % 3.21 % 84.32 %
10 140 NATIONWIDE CORP GRP 74,609 74,442 62.91 % 66.03 % 2.32 % 86.64 %
**STATE TOTAL** 3,209,551 3,194,883 60.22 % 63.44 % 100.00 % 86.64 %

Connecticut 1 31 BERKSHIRE HATHAWAY GRP 359,368 358,985 70.13 % 74.05 % 17.95 % 17.95 %
2 155 PROGRESSIVE GRP 281,396 278,249 57.23 % 60.38 % 14.06 % 32.01 %
3 8 ALLSTATE INS GRP 187,586 192,027 74.36 % 78.67 % 9.37 % 41.38 %
4 111 LIBERTY MUT GRP 184,230 177,988 78.75 % 86.60 % 9.20 % 50.58 %
5 176 STATE FARM GRP 170,428 164,623 66.93 % 72.96 % 8.51 % 59.09 %
6 3548 TRAVELERS GRP 114,518 113,932 58.67 % 63.35 % 5.72 % 64.81 %
7 69 FARMERS INS GRP 95,933 97,189 67.79 % 70.25 % 4.79 % 69.60 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 86,704 86,858 74.70 % 76.65 % 4.33 % 73.93 %
9 28 AMICA MUT GRP 63,679 64,743 63.48 % 72.60 % 3.18 % 77.11 %
10 91 HARTFORD FIRE & CAS GRP 61,214 62,095 69.18 % 73.54 % 3.06 % 80.17 %
**STATE TOTAL** 2,002,016 1,994,989 68.48 % 73.30 % 100.00 % 80.17 %

Delaware 1 176 STATE FARM GRP 156,605 152,095 63.77 % 68.79 % 24.07 % 24.07 %
2 31 BERKSHIRE HATHAWAY GRP 117,904 117,956 77.37 % 80.59 % 18.12 % 42.20 %
3 155 PROGRESSIVE GRP 80,056 79,552 53.38 % 55.39 % 12.31 % 54.50 %
4 140 NATIONWIDE CORP GRP 61,479 62,410 52.50 % 54.44 % 9.45 % 63.95 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 58,646 58,131 81.77 % 87.12 % 9.01 % 72.97 %
6 111 LIBERTY MUT GRP 45,219 43,626 52.37 % 57.54 % 6.95 % 79.92 %
7 8 ALLSTATE INS GRP 45,001 44,684 63.01 % 64.93 % 6.92 % 86.84 %
8 3548 TRAVELERS GRP 15,313 14,556 75.90 % 79.65 % 2.35 % 89.19 %
9 91 HARTFORD FIRE & CAS GRP 12,824 13,205 59.84 % 62.42 % 1.97 % 91.16 %
10 4991 ROOT INC GRP 11,738 11,188 88.77 % 91.51 % 1.80 % 92.97 %
**STATE TOTAL** 650,538 644,473 64.91 % 68.46 % 100.00 % 92.97 %

© 2022 National Association of Insurance Commissioners


372
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 31 BERKSHIRE HATHAWAY GRP 79,719 79,739 69.58 % 72.42 % 37.58 % 37.58 %
2 176 STATE FARM GRP 31,412 31,665 68.25 % 74.83 % 14.81 % 52.39 %
3 155 PROGRESSIVE GRP 22,499 22,264 56.02 % 57.05 % 10.61 % 62.99 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 22,232 22,059 66.70 % 69.22 % 10.48 % 73.48 %
5 111 LIBERTY MUT GRP 14,686 14,717 80.44 % 84.34 % 6.92 % 80.40 %
6 8 ALLSTATE INS GRP 13,468 13,810 89.66 % 91.88 % 6.35 % 86.75 %
7 3548 TRAVELERS GRP 9,344 8,996 54.46 % 57.36 % 4.41 % 91.15 %
8 140 NATIONWIDE CORP GRP 5,202 5,556 49.05 % 50.05 % 2.45 % 93.61 %
9 213 ERIE INS GRP 4,662 4,728 105.04 % 108.13 % 2.20 % 95.80 %
10 91 HARTFORD FIRE & CAS GRP 2,880 2,879 48.61 % 49.17 % 1.36 % 97.16 %
**STATE TOTAL** 212,129 212,900 68.48 % 71.63 % 100.00 % 97.16 %

Florida 1 31 BERKSHIRE HATHAWAY GRP 3,822,504 3,722,296 76.41 % 81.33 % 23.87 % 23.87 %
2 155 PROGRESSIVE GRP 3,517,808 3,450,805 66.38 % 70.80 % 21.97 % 45.85 %
3 176 STATE FARM GRP 2,257,606 2,181,675 71.53 % 80.84 % 14.10 % 59.95 %
4 8 ALLSTATE INS GRP 1,615,100 1,602,297 67.97 % 77.06 % 10.09 % 70.03 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 1,061,046 1,061,065 96.76 % 103.91 % 6.63 % 76.66 %
6 215 KEMPER CORP GRP 474,837 459,121 91.10 % 93.90 % 2.97 % 79.63 %
7 69 FARMERS INS GRP 459,818 439,708 71.12 % 78.48 % 2.87 % 82.50 %
8 111 LIBERTY MUT GRP 443,644 391,046 89.55 % 97.20 % 2.77 % 85.27 %
9 3548 TRAVELERS GRP 332,690 318,623 71.97 % 77.16 % 2.08 % 87.35 %
10 35319 UNITED AUTOMOBILE INS CO 239,295 227,470 65.90 % 67.59 % 1.49 % 88.84 %
**STATE TOTAL** 16,010,981 15,583,982 74.41 % 80.78 % 100.00 % 88.84 %

Georgia 1 176 STATE FARM GRP 1,385,624 1,361,652 82.19 % 87.38 % 20.35 % 20.35 %
2 155 PROGRESSIVE GRP 1,139,571 1,117,424 60.61 % 62.87 % 16.74 % 37.09 %
3 31 BERKSHIRE HATHAWAY GRP 852,904 847,817 78.12 % 81.21 % 12.53 % 49.62 %
4 8 ALLSTATE INS GRP 690,961 672,749 65.84 % 68.95 % 10.15 % 59.77 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 600,421 604,710 77.73 % 80.35 % 8.82 % 68.59 %
6 111 LIBERTY MUT GRP 282,966 268,140 73.14 % 78.45 % 4.16 % 72.74 %
7 280 AUTO OWNERS GRP 231,253 231,814 76.76 % 85.43 % 3.40 % 76.14 %
8 3548 TRAVELERS GRP 225,871 222,401 63.09 % 66.53 % 3.32 % 79.46 %
9 69 FARMERS INS GRP 197,820 200,712 68.16 % 73.67 % 2.91 % 82.36 %
10 561 GEORGIA FARM BUREAU GRP 171,616 175,369 48.09 % 50.16 % 2.52 % 84.88 %
**STATE TOTAL** 6,808,283 6,734,344 72.31 % 75.93 % 100.00 % 84.88 %

Hawaii 1 31 BERKSHIRE HATHAWAY GRP 125,692 123,601 61.43 % 65.61 % 28.62 % 28.62 %
2 176 STATE FARM GRP 82,564 80,760 54.35 % 57.63 % 18.80 % 47.43 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 42,822 42,955 60.81 % 64.10 % 9.75 % 57.18 %
4 155 PROGRESSIVE GRP 41,134 40,270 41.96 % 42.83 % 9.37 % 66.55 %
5 8 ALLSTATE INS GRP 40,919 41,096 37.79 % 37.93 % 9.32 % 75.87 %
6 69 FARMERS INS GRP 22,969 23,420 40.95 % 41.93 % 5.23 % 81.10 %
7 111 LIBERTY MUT GRP 22,928 22,561 59.89 % 61.03 % 5.22 % 86.32 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 20,623 21,241 43.90 % 45.96 % 4.70 % 91.01 %
9 106 ISLAND INS CO GRP 13,346 13,691 42.39 % 43.44 % 3.04 % 94.05 %
10 4715 MS & AD INS GRP 9,230 9,330 39.79 % 41.86 % 2.10 % 96.16 %
**STATE TOTAL** 439,106 436,068 52.37 % 55.00 % 100.00 % 96.16 %

© 2022 National Association of Insurance Commissioners


373
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 155 PROGRESSIVE GRP 92,369 90,205 47.71 % 48.46 % 13.50 % 13.50 %
2 176 STATE FARM GRP 89,799 87,347 63.33 % 67.14 % 13.12 % 26.62 %
3 31 BERKSHIRE HATHAWAY GRP 82,236 80,611 55.31 % 57.10 % 12.02 % 38.64 %
4 111 LIBERTY MUT GRP 81,744 77,655 55.78 % 57.54 % 11.95 % 50.59 %
5 842 FARM BUREAU GRP 60,828 60,932 63.31 % 66.47 % 8.89 % 59.48 %
6 69 FARMERS INS GRP 57,349 56,920 55.82 % 58.74 % 8.38 % 67.86 %
7 8 ALLSTATE INS GRP 52,304 52,211 53.68 % 53.37 % 7.64 % 75.51 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 39,426 39,143 66.81 % 68.40 % 5.76 % 81.27 %
9 473 AMERICAN FAMILY INS GRP 21,835 21,567 53.46 % 57.69 % 3.19 % 84.46 %
10 169 SENTRY INS GRP 19,435 18,437 49.95 % 49.81 % 2.84 % 87.30 %
**STATE TOTAL** 684,212 671,600 57.09 % 59.16 % 100.00 % 87.30 %

Illinois 1 176 STATE FARM GRP 1,172,481 1,154,183 69.80 % 75.46 % 27.84 % 27.84 %
2 8 ALLSTATE INS GRP 424,962 433,492 65.99 % 68.42 % 10.09 % 37.93 %
3 155 PROGRESSIVE GRP 418,487 413,979 57.15 % 58.41 % 9.94 % 47.87 %
4 31 BERKSHIRE HATHAWAY GRP 336,397 331,003 60.21 % 62.72 % 7.99 % 55.85 %
5 50 COUNTRY INS & FIN SERV GRP 266,043 267,279 69.18 % 72.54 % 6.32 % 62.17 %
6 69 FARMERS INS GRP 232,022 230,416 58.29 % 60.44 % 5.51 % 67.68 %
7 473 AMERICAN FAMILY INS GRP 181,566 184,640 56.45 % 61.19 % 4.31 % 71.99 %
8 111 LIBERTY MUT GRP 166,772 155,484 51.97 % 55.84 % 3.96 % 75.95 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 108,177 108,876 70.46 % 73.27 % 2.57 % 78.52 %
10 3548 TRAVELERS GRP 89,778 87,917 56.74 % 59.51 % 2.13 % 80.65 %
**STATE TOTAL** 4,211,640 4,189,392 63.51 % 67.05 % 100.00 % 80.65 %

Indiana 1 176 STATE FARM GRP 444,137 438,299 63.87 % 67.63 % 19.34 % 19.34 %
2 155 PROGRESSIVE GRP 369,994 363,684 58.56 % 60.17 % 16.11 % 35.46 %
3 8 ALLSTATE INS GRP 218,275 219,359 53.92 % 55.95 % 9.51 % 44.96 %
4 31 BERKSHIRE HATHAWAY GRP 179,814 176,836 55.77 % 58.38 % 7.83 % 52.80 %
5 542 INDIANA FARM BUREAU GRP 152,269 152,824 61.67 % 64.87 % 6.63 % 59.43 %
6 111 LIBERTY MUT GRP 124,211 121,721 55.43 % 59.47 % 5.41 % 64.84 %
7 473 AMERICAN FAMILY INS GRP 94,554 96,684 60.14 % 65.35 % 4.12 % 68.95 %
8 213 ERIE INS GRP 88,491 90,034 69.82 % 72.54 % 3.85 % 72.81 %
9 280 AUTO OWNERS GRP 65,464 66,719 63.42 % 70.09 % 2.85 % 75.66 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 60,924 60,728 65.80 % 68.09 % 2.65 % 78.31 %
**STATE TOTAL** 2,296,082 2,292,325 59.37 % 62.48 % 100.00 % 78.31 %

Iowa 1 155 PROGRESSIVE GRP 223,287 221,811 56.36 % 57.15 % 24.39 % 24.39 %
2 176 STATE FARM GRP 155,300 154,320 58.18 % 61.80 % 16.97 % 41.36 %
3 140 NATIONWIDE CORP GRP 69,136 70,048 84.81 % 88.47 % 7.55 % 48.91 %
4 473 AMERICAN FAMILY INS GRP 58,943 59,038 45.91 % 48.60 % 6.44 % 55.35 %
5 513 IOWA FARM BUREAU GRP 57,409 56,890 64.93 % 67.02 % 6.27 % 61.62 %
6 518 GRINNELL MUT GRP 37,642 38,455 65.58 % 66.50 % 4.11 % 65.74 %
7 31 BERKSHIRE HATHAWAY GRP 37,369 36,941 56.21 % 61.75 % 4.08 % 69.82 %
8 8 ALLSTATE INS GRP 37,062 36,265 59.61 % 62.23 % 4.05 % 73.87 %
9 15350 WEST BEND MUT INS CO 25,859 24,921 47.00 % 49.35 % 2.83 % 76.69 %
10 280 AUTO OWNERS GRP 25,123 24,764 62.13 % 66.74 % 2.74 % 79.44 %
**STATE TOTAL** 915,360 911,065 58.80 % 61.10 % 100.00 % 79.44 %

© 2022 National Association of Insurance Commissioners


374
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 155 PROGRESSIVE GRP 174,485 170,819 59.81 % 61.06 % 16.87 % 16.87 %
2 176 STATE FARM GRP 160,854 158,542 65.30 % 67.67 % 15.56 % 32.43 %
3 473 AMERICAN FAMILY INS GRP 116,947 116,986 62.67 % 65.32 % 11.31 % 43.74 %
4 31 BERKSHIRE HATHAWAY GRP 77,156 76,075 65.91 % 68.29 % 7.46 % 51.20 %
5 513 IOWA FARM BUREAU GRP 67,235 67,477 61.06 % 63.20 % 6.50 % 57.70 %
6 8 ALLSTATE INS GRP 66,155 66,234 59.00 % 60.88 % 6.40 % 64.10 %
7 69 FARMERS INS GRP 65,342 65,586 62.85 % 64.75 % 6.32 % 70.42 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 49,186 49,891 74.02 % 77.33 % 4.76 % 75.17 %
9 140 NATIONWIDE CORP GRP 38,886 39,892 81.05 % 82.74 % 3.76 % 78.93 %
10 3548 TRAVELERS GRP 38,853 37,970 60.14 % 61.99 % 3.76 % 82.69 %
**STATE TOTAL** 1,034,087 1,026,934 64.32 % 66.56 % 100.00 % 82.69 %

Kentucky 1 176 STATE FARM GRP 434,873 427,299 64.84 % 67.12 % 21.06 % 21.06 %
2 109 KENTUCKY FARM BUREAU GRP 352,827 353,121 74.17 % 76.91 % 17.08 % 38.14 %
3 155 PROGRESSIVE GRP 274,890 272,575 53.13 % 54.21 % 13.31 % 51.45 %
4 111 LIBERTY MUT GRP 193,516 186,106 64.75 % 66.92 % 9.37 % 60.82 %
5 8 ALLSTATE INS GRP 157,225 157,398 51.44 % 53.19 % 7.61 % 68.44 %
6 31 BERKSHIRE HATHAWAY GRP 137,000 131,157 61.03 % 63.60 % 6.63 % 75.07 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 84,535 86,438 88.90 % 94.08 % 4.09 % 79.16 %
8 213 ERIE INS GRP 56,759 54,699 83.62 % 88.47 % 2.75 % 81.91 %
9 280 AUTO OWNERS GRP 44,926 44,798 56.47 % 59.67 % 2.18 % 84.09 %
10 3548 TRAVELERS GRP 42,581 42,577 52.57 % 55.61 % 2.06 % 86.15 %
**STATE TOTAL** 2,065,150 2,051,130 63.52 % 65.99 % 100.00 % 86.15 %

Louisiana 1 176 STATE FARM GRP 831,296 821,777 65.91 % 70.62 % 26.92 % 26.92 %
2 155 PROGRESSIVE GRP 620,817 609,022 56.53 % 59.42 % 20.10 % 47.02 %
3 31 BERKSHIRE HATHAWAY GRP 387,917 386,191 62.85 % 66.61 % 12.56 % 59.58 %
4 8 ALLSTATE INS GRP 363,952 368,375 62.13 % 65.64 % 11.79 % 71.37 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 174,320 177,631 78.00 % 84.75 % 5.64 % 77.01 %
6 483 SOUTHERN FARM BUREAU CAS GRP 149,955 148,285 63.07 % 66.33 % 4.86 % 81.87 %
7 10685 GOAUTO INS CO 122,396 122,355 71.11 % 71.33 % 3.96 % 85.83 %
8 111 LIBERTY MUT GRP 103,662 109,056 44.34 % 46.33 % 3.36 % 89.19 %
9 4762 ORPHEUS GRP 47,954 46,826 78.28 % 79.72 % 1.55 % 90.74 %
10 257 SAFEWAY INS GRP 44,412 44,480 61.88 % 62.97 % 1.44 % 92.18 %
**STATE TOTAL** 3,088,181 3,079,077 63.63 % 67.46 % 100.00 % 92.18 %

Maine 1 155 PROGRESSIVE GRP 82,144 80,248 53.56 % 54.16 % 19.60 % 19.60 %
2 176 STATE FARM GRP 53,828 52,860 56.61 % 57.39 % 12.84 % 32.44 %
3 31 BERKSHIRE HATHAWAY GRP 52,897 51,375 74.37 % 76.03 % 12.62 % 45.06 %
4 111 LIBERTY MUT GRP 37,226 35,270 55.53 % 59.06 % 8.88 % 53.94 %
5 8 ALLSTATE INS GRP 30,441 31,674 70.49 % 71.30 % 7.26 % 61.20 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 18,854 18,691 63.95 % 65.27 % 4.50 % 65.70 %
7 69 FARMERS INS GRP 16,085 16,348 47.80 % 48.64 % 3.84 % 69.53 %
8 280 AUTO OWNERS GRP 15,684 15,776 54.46 % 56.92 % 3.74 % 73.27 %
9 3548 TRAVELERS GRP 15,425 15,226 42.05 % 44.48 % 3.68 % 76.95 %
10 88 THE HANOVER INS GRP 12,902 12,961 62.75 % 65.25 % 3.08 % 80.03 %
**STATE TOTAL** 419,188 415,091 60.71 % 62.14 % 100.00 % 80.03 %

© 2022 National Association of Insurance Commissioners


375
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 31 BERKSHIRE HATHAWAY GRP 803,305 799,467 67.64 % 69.34 % 25.54 % 25.54 %
2 176 STATE FARM GRP 513,611 508,114 65.38 % 70.20 % 16.33 % 41.87 %
3 8 ALLSTATE INS GRP 357,972 358,117 64.78 % 65.40 % 11.38 % 53.25 %
4 155 PROGRESSIVE GRP 340,005 336,750 53.82 % 55.35 % 10.81 % 64.06 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 252,835 255,700 67.38 % 69.63 % 8.04 % 72.09 %
6 213 ERIE INS GRP 243,552 250,873 66.41 % 68.63 % 7.74 % 79.84 %
7 140 NATIONWIDE CORP GRP 159,135 164,279 55.97 % 57.88 % 5.06 % 84.90 %
8 111 LIBERTY MUT GRP 131,014 124,744 56.00 % 58.64 % 4.17 % 89.06 %
9 3548 TRAVELERS GRP 72,360 70,276 55.53 % 57.53 % 2.30 % 91.36 %
10 35173 AGENCY INS CO OF MD INC 42,877 43,437 63.13 % 64.20 % 1.36 % 92.73 %
**STATE TOTAL** 3,145,498 3,147,066 63.28 % 65.49 % 100.00 % 92.73 %

Massachusetts 1 411 MAPFRE INS GRP 587,962 603,772 58.36 % 58.96 % 19.16 % 19.16 %
2 31 BERKSHIRE HATHAWAY GRP 560,295 527,300 57.96 % 59.84 % 18.26 % 37.42 %
3 111 LIBERTY MUT GRP 287,901 290,208 61.17 % 66.56 % 9.38 % 46.81 %
4 155 PROGRESSIVE GRP 235,243 229,935 48.01 % 50.13 % 7.67 % 54.47 %
5 586 ARBELLA INS GRP 220,255 223,103 57.04 % 59.47 % 7.18 % 61.65 %
6 188 SAFETY GRP 220,142 229,543 54.96 % 55.89 % 7.17 % 68.83 %
7 415 PLYMOUTH ROCK INS GRP 205,550 206,770 51.23 % 53.71 % 6.70 % 75.52 %
8 3548 TRAVELERS GRP 128,291 122,969 54.96 % 58.10 % 4.18 % 79.71 %
9 69 FARMERS INS GRP 115,511 120,045 65.32 % 67.06 % 3.76 % 83.47 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 90,723 90,870 61.21 % 63.96 % 2.96 % 86.43 %
**STATE TOTAL** 3,068,333 3,069,766 55.87 % 58.11 % 100.00 % 86.43 %

Michigan 1 155 PROGRESSIVE GRP 1,207,142 1,199,492 45.77 % 51.31 % 22.30 % 22.30 %
2 176 STATE FARM GRP 949,467 940,104 58.38 % 61.88 % 17.54 % 39.83 %
3 55 AUTOMOBILE CLUB MI GRP 776,105 799,016 62.27 % 66.77 % 14.33 % 54.17 %
4 280 AUTO OWNERS GRP 513,632 522,706 49.58 % 56.62 % 9.49 % 63.65 %
5 8 ALLSTATE INS GRP 444,939 454,039 260.04 % 201.14 % 8.22 % 71.87 %
6 88 THE HANOVER INS GRP 324,442 322,599 25.02 % 30.08 % 5.99 % 77.86 %
7 111 LIBERTY MUT GRP 268,414 265,681 29.23 % 36.17 % 4.96 % 82.82 %
8 67 MICHIGAN FARM BUREAU GRP 208,686 215,220 94.47 % 105.29 % 3.85 % 86.68 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 123,187 129,164 83.31 % 97.87 % 2.28 % 88.95 %
10 69 FARMERS INS GRP 102,587 106,240 115.11 % 125.73 % 1.89 % 90.85 %
**STATE TOTAL** 5,414,267 5,469,469 68.10 % 68.89 % 100.00 % 90.85 %

Minnesota 1 155 PROGRESSIVE GRP 491,186 483,829 61.28 % 63.19 % 23.32 % 23.32 %
2 176 STATE FARM GRP 442,013 440,337 60.39 % 63.83 % 20.98 % 44.30 %
3 473 AMERICAN FAMILY INS GRP 225,495 229,368 48.56 % 53.14 % 10.70 % 55.00 %
4 69 FARMERS INS GRP 132,669 135,109 57.14 % 58.98 % 6.30 % 61.30 %
5 31 BERKSHIRE HATHAWAY GRP 101,085 99,607 58.82 % 62.50 % 4.80 % 66.10 %
6 8 ALLSTATE INS GRP 97,815 101,452 61.30 % 63.91 % 4.64 % 70.74 %
7 111 LIBERTY MUT GRP 96,092 88,836 48.28 % 51.17 % 4.56 % 75.30 %
8 280 AUTO OWNERS GRP 69,438 68,842 54.99 % 57.01 % 3.30 % 78.60 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 67,269 67,285 73.82 % 78.28 % 3.19 % 81.79 %
10 3548 TRAVELERS GRP 59,112 59,694 56.08 % 59.44 % 2.81 % 84.60 %
**STATE TOTAL** 2,106,689 2,100,852 57.72 % 60.55 % 100.00 % 84.60 %

© 2022 National Association of Insurance Commissioners


376
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 176 STATE FARM GRP 250,542 245,763 70.68 % 73.07 % 21.42 % 21.42 %
2 155 PROGRESSIVE GRP 190,032 185,163 57.14 % 58.42 % 16.25 % 37.67 %
3 483 SOUTHERN FARM BUREAU CAS GRP 140,158 139,548 64.97 % 66.24 % 11.99 % 49.66 %
4 8 ALLSTATE INS GRP 103,688 102,502 55.77 % 57.61 % 8.87 % 58.53 %
5 31 BERKSHIRE HATHAWAY GRP 90,198 87,687 68.72 % 71.62 % 7.71 % 66.24 %
6 111 LIBERTY MUT GRP 75,502 75,797 70.68 % 74.70 % 6.46 % 72.70 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 66,775 66,253 74.06 % 77.06 % 5.71 % 78.41 %
8 140 NATIONWIDE CORP GRP 44,218 44,690 58.27 % 61.46 % 3.78 % 82.19 %
9 5 ALFA INS GRP 39,512 38,394 63.90 % 64.31 % 3.38 % 85.56 %
10 123 SHELTER INS GRP 38,045 37,953 63.16 % 66.90 % 3.25 % 88.82 %
**STATE TOTAL** 1,169,433 1,152,976 64.50 % 66.72 % 100.00 % 88.82 %

Missouri 1 176 STATE FARM GRP 461,644 452,594 67.99 % 70.19 % 19.38 % 19.38 %
2 155 PROGRESSIVE GRP 370,346 362,753 59.27 % 60.54 % 15.54 % 34.92 %
3 473 AMERICAN FAMILY INS GRP 263,598 266,912 51.57 % 55.13 % 11.06 % 45.98 %
4 31 BERKSHIRE HATHAWAY GRP 195,381 194,219 70.61 % 74.23 % 8.20 % 54.18 %
5 111 LIBERTY MUT GRP 154,876 151,817 67.43 % 70.20 % 6.50 % 60.68 %
6 69 FARMERS INS GRP 128,446 125,446 69.18 % 72.01 % 5.39 % 66.08 %
7 123 SHELTER INS GRP 119,146 117,900 79.92 % 83.52 % 5.00 % 71.08 %
8 8 ALLSTATE INS GRP 117,262 115,606 67.67 % 71.03 % 4.92 % 76.00 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 93,368 94,056 76.52 % 78.49 % 3.92 % 79.92 %
10 1318 AUTO CLUB ENTERPRISES INS GRP 89,630 89,668 75.11 % 76.79 % 3.76 % 83.68 %
**STATE TOTAL** 2,382,566 2,355,836 66.43 % 69.05 % 100.00 % 83.68 %

Montana 1 176 STATE FARM GRP 83,057 80,904 47.25 % 51.93 % 19.84 % 19.84 %
2 155 PROGRESSIVE GRP 80,586 78,194 52.74 % 54.13 % 19.25 % 39.09 %
3 111 LIBERTY MUT GRP 39,924 40,531 62.90 % 65.78 % 9.54 % 48.63 %
4 69 FARMERS INS GRP 36,062 35,894 56.68 % 60.87 % 8.61 % 57.24 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 32,261 31,917 78.20 % 79.89 % 7.71 % 64.95 %
6 31 BERKSHIRE HATHAWAY GRP 28,539 28,064 65.04 % 71.12 % 6.82 % 71.77 %
7 8 ALLSTATE INS GRP 27,452 27,417 41.43 % 41.28 % 6.56 % 78.33 %
8 3548 TRAVELERS GRP 21,219 20,579 62.19 % 67.44 % 5.07 % 83.40 %
9 4683 MOUNTAIN WEST FARM GRP 17,495 17,965 67.42 % 52.08 % 4.18 % 87.58 %
10 91 HARTFORD FIRE & CAS GRP 7,986 8,315 52.32 % 53.39 % 1.91 % 89.48 %
**STATE TOTAL** 418,603 413,685 55.92 % 58.05 % 100.00 % 89.48 %

Nebraska 1 155 PROGRESSIVE GRP 142,135 141,406 57.49 % 58.44 % 19.94 % 19.94 %
2 176 STATE FARM GRP 123,209 121,796 65.78 % 70.24 % 17.29 % 37.23 %
3 473 AMERICAN FAMILY INS GRP 54,999 55,720 55.66 % 57.66 % 7.72 % 44.94 %
4 13889 FARMERS MUT INS CO OF NE 50,411 49,424 75.22 % 77.47 % 7.07 % 52.02 %
5 31 BERKSHIRE HATHAWAY GRP 48,410 48,141 64.63 % 66.21 % 6.79 % 58.81 %
6 8 ALLSTATE INS GRP 43,181 42,369 63.79 % 64.95 % 6.06 % 64.87 %
7 513 IOWA FARM BUREAU GRP 38,831 38,761 56.43 % 58.66 % 5.45 % 70.31 %
8 140 NATIONWIDE CORP GRP 37,300 36,350 68.93 % 71.42 % 5.23 % 75.55 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 30,050 30,278 69.16 % 70.34 % 4.22 % 79.76 %
10 69 FARMERS INS GRP 26,248 26,259 63.40 % 65.28 % 3.68 % 83.45 %
**STATE TOTAL** 712,768 706,983 63.38 % 65.44 % 100.00 % 83.45 %

© 2022 National Association of Insurance Commissioners


377
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 31 BERKSHIRE HATHAWAY GRP 374,985 365,056 85.04 % 91.14 % 17.84 % 17.84 %
2 155 PROGRESSIVE GRP 333,809 325,179 57.37 % 59.31 % 15.88 % 33.73 %
3 176 STATE FARM GRP 303,499 298,473 60.28 % 71.47 % 14.44 % 48.17 %
4 8 ALLSTATE INS GRP 195,689 195,916 66.33 % 69.38 % 9.31 % 57.48 %
5 69 FARMERS INS GRP 158,909 159,145 58.86 % 61.75 % 7.56 % 65.05 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 136,818 138,082 69.95 % 73.48 % 6.51 % 71.56 %
7 1278 CSAA INS GRP 107,139 107,345 49.69 % 50.94 % 5.10 % 76.65 %
8 111 LIBERTY MUT GRP 63,592 65,253 54.11 % 58.54 % 3.03 % 79.68 %
9 473 AMERICAN FAMILY INS GRP 54,033 54,231 65.68 % 73.95 % 2.57 % 82.25 %
10 3548 TRAVELERS GRP 48,296 47,487 69.94 % 72.50 % 2.30 % 84.55 %
**STATE TOTAL** 2,101,451 2,078,709 66.68 % 71.44 % 100.00 % 84.55 %

New Hampshire 1 155 PROGRESSIVE GRP 78,820 77,284 48.56 % 49.33 % 17.22 % 17.22 %
2 31 BERKSHIRE HATHAWAY GRP 69,816 69,185 56.66 % 57.72 % 15.26 % 32.48 %
3 176 STATE FARM GRP 55,088 53,915 54.38 % 56.25 % 12.04 % 44.52 %
4 111 LIBERTY MUT GRP 42,945 43,327 50.83 % 52.86 % 9.38 % 53.90 %
5 8 ALLSTATE INS GRP 39,537 40,603 51.29 % 50.57 % 8.64 % 62.54 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 25,564 25,389 56.26 % 57.63 % 5.59 % 68.13 %
7 280 AUTO OWNERS GRP 16,398 16,830 46.04 % 47.62 % 3.58 % 71.71 %
8 28 AMICA MUT GRP 15,587 15,826 38.32 % 41.45 % 3.41 % 75.12 %
9 3548 TRAVELERS GRP 13,962 13,396 47.30 % 50.29 % 3.05 % 78.17 %
10 1318 AUTO CLUB ENTERPRISES INS GRP 11,519 11,514 60.32 % 60.95 % 2.52 % 80.68 %
**STATE TOTAL** 457,628 459,249 52.73 % 54.07 % 100.00 % 80.68 %

New Jersey 1 31 BERKSHIRE HATHAWAY GRP 1,287,120 1,272,886 62.57 % 67.76 % 24.01 % 24.01 %
2 155 PROGRESSIVE GRP 779,391 763,223 53.79 % 57.86 % 14.54 % 38.55 %
3 708 NEW JERSEY MANUFACTURERS GRP 678,964 691,478 66.82 % 73.20 % 12.66 % 51.21 %
4 8 ALLSTATE INS GRP 542,175 544,673 71.45 % 67.97 % 10.11 % 61.32 %
5 176 STATE FARM GRP 421,545 410,066 62.74 % 70.64 % 7.86 % 69.19 %
6 1227 PALISADES GRP 395,319 405,699 59.09 % 63.26 % 7.37 % 76.56 %
7 111 LIBERTY MUT GRP 321,137 332,408 49.27 % 57.34 % 5.99 % 82.55 %
8 3548 TRAVELERS GRP 203,335 203,754 54.23 % 61.55 % 3.79 % 86.34 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 193,865 196,835 88.46 % 93.34 % 3.62 % 89.96 %
10 69 FARMERS INS GRP 184,581 192,024 64.64 % 72.13 % 3.44 % 93.40 %
**STATE TOTAL** 5,361,238 5,370,200 62.00 % 66.83 % 100.00 % 93.40 %

New Mexico 1 176 STATE FARM GRP 175,837 173,011 58.46 % 61.71 % 18.54 % 18.54 %
2 155 PROGRESSIVE GRP 170,725 168,144 49.84 % 52.04 % 18.00 % 36.54 %
3 31 BERKSHIRE HATHAWAY GRP 135,193 133,909 56.82 % 59.00 % 14.25 % 50.79 %
4 69 FARMERS INS GRP 96,344 97,053 55.26 % 58.70 % 10.16 % 60.95 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 81,551 82,291 71.35 % 73.46 % 8.60 % 69.55 %
6 8 ALLSTATE INS GRP 63,541 64,053 57.73 % 59.39 % 6.70 % 76.25 %
7 111 LIBERTY MUT GRP 40,203 39,832 52.71 % 55.17 % 4.24 % 80.48 %
8 169 SENTRY INS GRP 35,888 35,434 44.99 % 45.60 % 3.78 % 84.27 %
9 1318 AUTO CLUB ENTERPRISES INS GRP 22,938 23,180 60.95 % 63.25 % 2.42 % 86.69 %
10 513 IOWA FARM BUREAU GRP 20,142 20,049 57.42 % 59.37 % 2.12 % 88.81 %
**STATE TOTAL** 948,500 944,252 56.81 % 59.37 % 100.00 % 88.81 %

© 2022 National Association of Insurance Commissioners


378
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 31 BERKSHIRE HATHAWAY GRP 2,878,789 2,835,144 74.25 % 80.31 % 30.36 % 30.36 %
2 8 ALLSTATE INS GRP 1,489,750 1,473,304 74.69 % 79.78 % 15.71 % 46.06 %
3 176 STATE FARM GRP 1,234,366 1,186,427 76.38 % 84.29 % 13.02 % 59.08 %
4 155 PROGRESSIVE GRP 1,152,681 1,163,019 63.67 % 68.96 % 12.15 % 71.23 %
5 111 LIBERTY MUT GRP 753,577 687,990 83.86 % 92.31 % 7.95 % 79.18 %
6 3548 TRAVELERS GRP 383,835 372,918 59.38 % 67.68 % 4.05 % 83.23 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 255,298 257,025 79.37 % 86.02 % 2.69 % 85.92 %
8 2518 NYCM INS GRP 220,732 221,055 65.16 % 69.00 % 2.33 % 88.25 %
9 140 NATIONWIDE CORP GRP 177,520 176,944 99.40 % 111.90 % 1.87 % 90.12 %
10 69 FARMERS INS GRP 173,613 178,201 68.29 % 75.27 % 1.83 % 91.95 %
**STATE TOTAL** 9,483,591 9,323,931 73.18 % 79.70 % 100.00 % 91.95 %

North Carolina 1 8 ALLSTATE INS GRP 627,607 629,908 77.13 % 77.46 % 17.59 % 17.59 %
2 176 STATE FARM GRP 518,019 512,557 66.43 % 68.01 % 14.52 % 32.11 %
3 31 BERKSHIRE HATHAWAY GRP 492,001 477,655 73.66 % 75.10 % 13.79 % 45.89 %
4 324 NORTH CAROLINA FARM BUREAU GRP 367,349 369,404 59.80 % 60.69 % 10.29 % 56.19 %
5 155 PROGRESSIVE GRP 365,004 345,952 76.89 % 78.68 % 10.23 % 66.42 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 270,687 270,619 73.41 % 75.16 % 7.59 % 74.00 %
7 140 NATIONWIDE CORP GRP 266,814 271,019 69.70 % 71.04 % 7.48 % 81.48 %
8 213 ERIE INS GRP 144,011 143,298 59.60 % 60.53 % 4.04 % 85.52 %
9 111 LIBERTY MUT GRP 87,357 87,997 83.43 % 84.90 % 2.45 % 87.97 %
10 280 AUTO OWNERS GRP 56,572 55,770 57.44 % 61.41 % 1.59 % 89.55 %
**STATE TOTAL** 3,568,262 3,546,178 70.90 % 72.14 % 100.00 % 89.55 %

North Dakota 1 155 PROGRESSIVE GRP 57,694 56,284 60.93 % 62.29 % 26.30 % 26.30 %
2 176 STATE FARM GRP 25,594 25,504 51.60 % 53.09 % 11.67 % 37.97 %
3 8 ALLSTATE INS GRP 20,244 20,997 18.96 % 13.99 % 9.23 % 47.20 %
4 473 AMERICAN FAMILY INS GRP 16,715 16,579 71.89 % 77.46 % 7.62 % 54.82 %
5 3500 NODAK MUT GRP 16,043 16,292 65.72 % 66.01 % 7.31 % 62.13 %
6 69 FARMERS INS GRP 10,756 10,856 68.14 % 72.26 % 4.90 % 67.04 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 9,581 9,634 92.67 % 95.65 % 4.37 % 71.41 %
8 31 BERKSHIRE HATHAWAY GRP 9,155 9,137 51.46 % 52.25 % 4.17 % 75.58 %
9 280 AUTO OWNERS GRP 6,991 6,953 51.25 % 50.70 % 3.19 % 78.77 %
10 518 GRINNELL MUT GRP 6,832 7,107 64.07 % 64.74 % 3.11 % 81.88 %
**STATE TOTAL** 219,347 219,788 57.39 % 59.96 % 100.00 % 81.88 %

Ohio 1 155 PROGRESSIVE GRP 720,127 718,187 59.92 % 61.29 % 19.33 % 19.33 %
2 176 STATE FARM GRP 591,119 584,817 65.18 % 68.57 % 15.87 % 35.20 %
3 8 ALLSTATE INS GRP 404,348 408,408 55.41 % 55.71 % 10.86 % 46.06 %
4 31 BERKSHIRE HATHAWAY GRP 347,206 339,630 61.13 % 63.13 % 9.32 % 55.38 %
5 140 NATIONWIDE CORP GRP 215,425 220,121 57.06 % 58.88 % 5.78 % 61.17 %
6 111 LIBERTY MUT GRP 196,111 193,982 52.65 % 55.47 % 5.27 % 66.43 %
7 267 GRANGE MUT CAS GRP 166,909 168,455 53.88 % 54.60 % 4.48 % 70.91 %
8 213 ERIE INS GRP 132,170 133,007 67.34 % 69.88 % 3.55 % 74.46 %
9 473 AMERICAN FAMILY INS GRP 114,031 113,967 56.69 % 59.77 % 3.06 % 77.52 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 105,926 106,703 71.23 % 74.45 % 2.84 % 80.37 %
**STATE TOTAL** 3,724,610 3,729,804 58.65 % 60.68 % 100.00 % 80.37 %

© 2022 National Association of Insurance Commissioners


379
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 176 STATE FARM GRP 302,833 298,891 69.45 % 72.62 % 19.75 % 19.75 %
2 155 PROGRESSIVE GRP 235,965 233,194 56.98 % 58.42 % 15.39 % 35.14 %
3 69 FARMERS INS GRP 188,085 182,636 56.71 % 58.99 % 12.27 % 47.41 %
4 8 ALLSTATE INS GRP 132,618 132,114 57.30 % 58.91 % 8.65 % 56.06 %
5 31 BERKSHIRE HATHAWAY GRP 130,671 128,541 65.32 % 67.97 % 8.52 % 64.58 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 93,943 94,984 69.19 % 71.37 % 6.13 % 70.71 %
7 111 LIBERTY MUT GRP 75,884 76,652 58.98 % 60.93 % 4.95 % 75.66 %
8 123 SHELTER INS GRP 49,441 49,134 73.80 % 76.92 % 3.22 % 78.89 %
9 220 OKLAHOMA FARM BUREAU GRP 47,800 47,900 64.93 % 67.93 % 3.12 % 82.00 %
10 1278 CSAA INS GRP 36,135 36,993 38.48 % 40.73 % 2.36 % 84.36 %
**STATE TOTAL** 1,533,137 1,516,765 62.52 % 64.87 % 100.00 % 84.36 %

Oregon 1 176 STATE FARM GRP 370,939 362,697 70.75 % 74.06 % 17.91 % 17.91 %
2 155 PROGRESSIVE GRP 366,529 366,383 56.73 % 58.09 % 17.70 % 35.60 %
3 31 BERKSHIRE HATHAWAY GRP 248,717 243,540 67.58 % 71.22 % 12.01 % 47.61 %
4 69 FARMERS INS GRP 192,797 194,173 52.57 % 54.92 % 9.31 % 56.92 %
5 8 ALLSTATE INS GRP 169,864 168,831 58.27 % 60.39 % 8.20 % 65.12 %
6 111 LIBERTY MUT GRP 161,861 163,837 46.18 % 48.32 % 7.81 % 72.94 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 126,708 128,000 66.17 % 69.43 % 6.12 % 79.05 %
8 50 COUNTRY INS & FIN SERV GRP 74,228 74,629 55.80 % 57.65 % 3.58 % 82.64 %
9 473 AMERICAN FAMILY INS GRP 65,728 66,384 50.32 % 54.12 % 3.17 % 85.81 %
10 3548 TRAVELERS GRP 43,064 41,445 53.10 % 56.25 % 2.08 % 87.89 %
**STATE TOTAL** 2,071,298 2,066,537 60.44 % 62.94 % 100.00 % 87.89 %

Pennsylvania 1 176 STATE FARM GRP 819,692 814,265 63.95 % 68.08 % 16.68 % 16.68 %
2 155 PROGRESSIVE GRP 715,089 706,105 52.50 % 56.15 % 14.55 % 31.24 %
3 213 ERIE INS GRP 548,777 562,749 64.10 % 66.89 % 11.17 % 42.40 %
4 8 ALLSTATE INS GRP 540,402 552,694 57.11 % 56.56 % 11.00 % 53.40 %
5 31 BERKSHIRE HATHAWAY GRP 502,158 498,582 70.82 % 73.65 % 10.22 % 63.62 %
6 140 NATIONWIDE CORP GRP 326,385 331,019 56.30 % 59.31 % 6.64 % 70.26 %
7 111 LIBERTY MUT GRP 322,034 309,972 66.12 % 71.48 % 6.55 % 76.82 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 172,182 172,798 74.69 % 78.56 % 3.50 % 80.32 %
9 3548 TRAVELERS GRP 164,137 164,716 49.84 % 53.33 % 3.34 % 83.66 %
10 69 FARMERS INS GRP 154,550 152,513 59.33 % 63.54 % 3.15 % 86.81 %
**STATE TOTAL** 4,913,581 4,915,199 61.96 % 65.10 % 100.00 % 86.81 %

Rhode Island 1 155 PROGRESSIVE GRP 204,625 201,267 50.81 % 52.33 % 31.20 % 31.20 %
2 31 BERKSHIRE HATHAWAY GRP 88,297 86,528 75.18 % 79.06 % 13.46 % 44.66 %
3 8 ALLSTATE INS GRP 69,050 69,580 58.08 % 60.03 % 10.53 % 55.18 %
4 28 AMICA MUT GRP 46,969 63,540 50.85 % 55.77 % 7.16 % 62.34 %
5 111 LIBERTY MUT GRP 43,960 38,765 68.46 % 72.91 % 6.70 % 69.05 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 37,220 37,565 73.56 % 75.34 % 5.67 % 74.72 %
7 140 NATIONWIDE CORP GRP 26,884 27,519 61.39 % 62.85 % 4.10 % 78.82 %
8 69 FARMERS INS GRP 23,802 24,973 51.29 % 51.13 % 3.63 % 82.45 %
9 1318 AUTO CLUB ENTERPRISES INS GRP 17,992 17,625 61.93 % 64.56 % 2.74 % 85.19 %
10 411 MAPFRE INS GRP 17,828 17,485 55.61 % 55.92 % 2.72 % 87.91 %
**STATE TOTAL** 655,948 670,224 59.79 % 62.26 % 100.00 % 87.91 %

© 2022 National Association of Insurance Commissioners


380
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 176 STATE FARM GRP 706,086 692,561 69.61 % 72.05 % 22.74 % 22.74 %
2 155 PROGRESSIVE GRP 558,580 538,115 60.42 % 62.55 % 17.99 % 40.73 %
3 31 BERKSHIRE HATHAWAY GRP 422,781 415,135 81.72 % 84.22 % 13.62 % 54.35 %
4 8 ALLSTATE INS GRP 359,447 351,502 61.16 % 61.59 % 11.58 % 65.92 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 270,485 271,982 82.83 % 85.55 % 8.71 % 74.63 %
6 3548 TRAVELERS GRP 144,461 142,542 60.03 % 62.77 % 4.65 % 79.29 %
7 111 LIBERTY MUT GRP 128,505 123,573 56.76 % 58.54 % 4.14 % 83.43 %
8 140 NATIONWIDE CORP GRP 112,848 113,644 63.90 % 66.14 % 3.63 % 87.06 %
9 483 SOUTHERN FARM BUREAU CAS GRP 77,151 78,231 82.64 % 84.64 % 2.48 % 89.54 %
10 280 AUTO OWNERS GRP 64,926 64,689 65.80 % 71.41 % 2.09 % 91.64 %
**STATE TOTAL** 3,104,968 3,051,046 68.85 % 71.01 % 100.00 % 91.64 %

South Dakota 1 155 PROGRESSIVE GRP 52,525 51,590 53.16 % 54.65 % 19.69 % 19.69 %
2 176 STATE FARM GRP 45,170 44,285 67.56 % 70.52 % 16.93 % 36.62 %
3 473 AMERICAN FAMILY INS GRP 23,825 23,801 59.77 % 62.63 % 8.93 % 45.55 %
4 69 FARMERS INS GRP 13,372 13,430 55.18 % 57.51 % 5.01 % 50.56 %
5 140 NATIONWIDE CORP GRP 12,684 12,396 58.04 % 63.08 % 4.75 % 55.32 %
6 31 BERKSHIRE HATHAWAY GRP 12,207 11,783 76.90 % 79.38 % 4.58 % 59.89 %
7 13889 FARMERS MUT INS CO OF NE 12,043 11,737 83.35 % 85.25 % 4.51 % 64.41 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 9,624 9,683 64.56 % 65.71 % 3.61 % 68.01 %
9 513 IOWA FARM BUREAU GRP 7,435 7,295 45.34 % 48.82 % 2.79 % 70.80 %
10 169 SENTRY INS GRP 7,305 6,955 49.68 % 50.52 % 2.74 % 73.54 %
**STATE TOTAL** 266,789 263,089 61.57 % 63.97 % 100.00 % 73.54 %

Tennessee 1 176 STATE FARM GRP 471,952 465,141 62.81 % 66.60 % 18.50 % 18.50 %
2 694 TENNESSEE FARMERS GRP 370,499 369,936 70.36 % 74.02 % 14.52 % 33.02 %
3 155 PROGRESSIVE GRP 355,232 346,958 55.43 % 56.67 % 13.92 % 46.95 %
4 31 BERKSHIRE HATHAWAY GRP 267,266 260,566 61.68 % 63.99 % 10.48 % 57.42 %
5 8 ALLSTATE INS GRP 222,979 220,619 56.85 % 59.37 % 8.74 % 66.16 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 130,389 131,356 69.58 % 71.81 % 5.11 % 71.27 %
7 111 LIBERTY MUT GRP 118,930 117,773 58.91 % 61.71 % 4.66 % 75.94 %
8 213 ERIE INS GRP 74,598 74,711 69.28 % 71.73 % 2.92 % 78.86 %
9 69 FARMERS INS GRP 72,776 73,241 50.41 % 54.03 % 2.85 % 81.71 %
10 140 NATIONWIDE CORP GRP 58,113 59,137 56.35 % 59.21 % 2.28 % 83.99 %
**STATE TOTAL** 2,551,161 2,524,582 61.59 % 64.35 % 100.00 % 83.99 %

Texas 1 155 PROGRESSIVE GRP 2,127,431 2,075,720 65.64 % 68.22 % 16.49 % 16.49 %
2 176 STATE FARM GRP 1,845,190 1,813,568 66.78 % 73.72 % 14.30 % 30.79 %
3 31 BERKSHIRE HATHAWAY GRP 1,840,671 1,819,805 74.99 % 77.63 % 14.27 % 45.06 %
4 8 ALLSTATE INS GRP 1,249,524 1,277,504 95.29 % 100.47 % 9.69 % 54.74 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 1,005,932 1,012,261 83.08 % 86.27 % 7.80 % 62.54 %
6 69 FARMERS INS GRP 967,332 969,850 58.75 % 62.11 % 7.50 % 70.04 %
7 111 LIBERTY MUT GRP 546,390 549,062 61.18 % 65.15 % 4.24 % 74.27 %
8 215 KEMPER CORP GRP 388,548 384,964 90.67 % 93.68 % 3.01 % 77.28 %
9 809 TEXAS FARM BUREAU MUT GRP 368,662 370,856 78.86 % 80.84 % 2.86 % 80.14 %
10 3179 HOME STATE INS GRP 285,524 265,118 70.84 % 76.92 % 2.21 % 82.36 %
**STATE TOTAL** 12,901,637 12,778,686 72.88 % 76.60 % 100.00 % 82.36 %

© 2022 National Association of Insurance Commissioners


381
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 176 STATE FARM GRP 206,969 203,638 62.54 % 69.49 % 13.68 % 13.68 %
2 155 PROGRESSIVE GRP 175,919 170,072 57.84 % 59.03 % 11.62 % 25.30 %
3 8 ALLSTATE INS GRP 167,807 168,506 67.24 % 68.71 % 11.09 % 36.39 %
4 31 BERKSHIRE HATHAWAY GRP 157,689 155,517 68.68 % 71.47 % 10.42 % 46.81 %
5 69 FARMERS INS GRP 145,834 143,610 59.20 % 60.94 % 9.64 % 56.44 %
6 13471 BEAR RIVER MUT INS CO 95,540 95,330 70.18 % 71.77 % 6.31 % 62.75 %
7 111 LIBERTY MUT GRP 85,386 82,145 78.38 % 80.56 % 5.64 % 68.40 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 74,068 74,235 81.43 % 84.29 % 4.89 % 73.29 %
9 473 AMERICAN FAMILY INS GRP 61,852 62,990 58.77 % 62.07 % 4.09 % 77.38 %
10 280 AUTO OWNERS GRP 43,493 43,298 63.29 % 69.90 % 2.87 % 80.25 %
**STATE TOTAL** 1,513,444 1,491,326 65.11 % 67.95 % 100.00 % 80.25 %

Vermont 1 155 PROGRESSIVE GRP 42,000 41,428 38.79 % 39.36 % 23.25 % 23.25 %
2 31 BERKSHIRE HATHAWAY GRP 25,216 25,195 67.93 % 69.66 % 13.96 % 37.21 %
3 111 LIBERTY MUT GRP 16,459 16,260 38.78 % 40.68 % 9.11 % 46.32 %
4 176 STATE FARM GRP 14,177 13,945 61.75 % 60.89 % 7.85 % 54.17 %
5 280 AUTO OWNERS GRP 8,935 9,073 57.28 % 58.40 % 4.95 % 59.12 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 7,639 7,666 73.79 % 79.31 % 4.23 % 63.34 %
7 8 ALLSTATE INS GRP 7,338 7,481 35.75 % 33.61 % 4.06 % 67.41 %
8 18686 CO OPERATIVE INS COS 7,086 7,116 42.00 % 42.33 % 3.92 % 71.33 %
9 3548 TRAVELERS GRP 6,399 6,550 36.81 % 39.02 % 3.54 % 74.87 %
10 234 VERMONT MUT GRP 6,341 6,468 35.17 % 33.43 % 3.51 % 78.38 %
**STATE TOTAL** 180,641 180,942 51.59 % 52.76 % 100.00 % 78.38 %

Virginia 1 31 BERKSHIRE HATHAWAY GRP 666,905 651,469 65.50 % 67.36 % 19.92 % 19.92 %
2 176 STATE FARM GRP 482,391 476,225 54.38 % 58.84 % 14.41 % 34.34 %
3 155 PROGRESSIVE GRP 439,714 435,874 57.20 % 59.11 % 13.14 % 47.47 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 428,271 431,086 66.25 % 68.61 % 12.79 % 60.27 %
5 8 ALLSTATE INS GRP 372,076 368,167 66.81 % 68.25 % 11.12 % 71.38 %
6 140 NATIONWIDE CORP GRP 199,969 202,815 58.80 % 60.88 % 5.97 % 77.36 %
7 213 ERIE INS GRP 130,474 131,879 62.42 % 64.04 % 3.90 % 81.25 %
8 111 LIBERTY MUT GRP 95,689 90,608 53.14 % 55.56 % 2.86 % 84.11 %
9 3548 TRAVELERS GRP 81,151 80,349 55.13 % 58.16 % 2.42 % 86.54 %
10 203 VIRGINIA FARM BUREAU GRP 67,532 67,745 60.91 % 61.91 % 2.02 % 88.56 %
**STATE TOTAL** 3,347,243 3,323,153 60.87 % 63.16 % 100.00 % 88.56 %

Washington 1 176 STATE FARM GRP 541,906 530,110 67.60 % 73.33 % 14.65 % 14.65 %
2 155 PROGRESSIVE GRP 523,775 519,679 55.01 % 56.77 % 14.16 % 28.81 %
3 31 BERKSHIRE HATHAWAY GRP 449,928 446,025 61.59 % 65.00 % 12.16 % 40.97 %
4 8 ALLSTATE INS GRP 388,014 390,431 59.10 % 62.29 % 10.49 % 51.46 %
5 111 LIBERTY MUT GRP 345,242 348,919 58.97 % 63.77 % 9.33 % 60.79 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 300,211 298,821 76.83 % 79.75 % 8.11 % 68.90 %
7 69 FARMERS INS GRP 281,373 284,028 51.41 % 54.04 % 7.61 % 76.51 %
8 24341 PEMCO MUT INS CO 178,448 179,812 70.39 % 72.56 % 4.82 % 81.33 %
9 473 AMERICAN FAMILY INS GRP 173,490 175,402 56.33 % 59.19 % 4.69 % 86.02 %
10 3548 TRAVELERS GRP 79,833 80,873 55.90 % 61.02 % 2.16 % 88.18 %
**STATE TOTAL** 3,699,574 3,694,736 61.48 % 64.85 % 100.00 % 88.18 %

© 2022 National Association of Insurance Commissioners


382
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 176 STATE FARM GRP 164,985 161,937 54.17 % 57.59 % 24.48 % 24.48 %
2 213 ERIE INS GRP 95,762 97,843 64.19 % 66.42 % 14.21 % 38.69 %
3 31 BERKSHIRE HATHAWAY GRP 79,408 78,895 57.96 % 60.53 % 11.78 % 50.47 %
4 155 PROGRESSIVE GRP 67,349 65,662 41.72 % 42.67 % 9.99 % 60.47 %
5 140 NATIONWIDE CORP GRP 64,591 65,657 47.75 % 50.03 % 9.58 % 70.05 %
6 8 ALLSTATE INS GRP 50,290 50,624 48.22 % 48.95 % 7.46 % 77.51 %
7 111 LIBERTY MUT GRP 43,280 41,383 50.82 % 53.58 % 6.42 % 83.93 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 24,292 24,697 59.81 % 62.52 % 3.60 % 87.54 %
9 91 HARTFORD FIRE & CAS GRP 15,658 16,491 42.19 % 44.35 % 2.32 % 89.86 %
10 228 WESTFIELD GRP 14,854 15,236 47.27 % 49.18 % 2.20 % 92.06 %
**STATE TOTAL** 673,950 672,916 53.02 % 55.38 % 100.00 % 92.06 %

Wisconsin 1 155 PROGRESSIVE GRP 420,745 419,753 57.59 % 58.84 % 23.78 % 23.78 %
2 473 AMERICAN FAMILY INS GRP 311,196 312,549 51.29 % 54.77 % 17.59 % 41.36 %
3 176 STATE FARM GRP 228,964 226,117 58.85 % 62.66 % 12.94 % 54.30 %
4 31 BERKSHIRE HATHAWAY GRP 95,940 93,749 57.13 % 60.36 % 5.42 % 59.72 %
5 8 ALLSTATE INS GRP 85,256 86,448 49.87 % 51.04 % 4.82 % 64.54 %
6 213 ERIE INS GRP 59,193 60,081 77.75 % 82.04 % 3.35 % 67.89 %
7 15350 WEST BEND MUT INS CO 51,060 51,444 56.49 % 59.93 % 2.89 % 70.77 %
8 69 FARMERS INS GRP 50,063 50,040 61.79 % 64.16 % 2.83 % 73.60 %
9 14184 ACUITY A MUT INS CO 47,777 48,779 62.68 % 67.30 % 2.70 % 76.30 %
10 111 LIBERTY MUT GRP 42,592 43,128 45.24 % 49.64 % 2.41 % 78.71 %
**STATE TOTAL** 1,769,570 1,771,808 56.91 % 59.47 % 100.00 % 78.71 %

Wyoming 1 155 PROGRESSIVE GRP 37,825 37,164 55.19 % 56.32 % 19.97 % 19.97 %
2 176 STATE FARM GRP 37,788 37,112 59.59 % 60.78 % 19.95 % 39.92 %
3 69 FARMERS INS GRP 25,006 24,997 56.70 % 58.52 % 13.20 % 53.12 %
4 31 BERKSHIRE HATHAWAY GRP 17,563 17,329 77.41 % 79.18 % 9.27 % 62.39 %
5 4683 MOUNTAIN WEST FARM GRP 14,376 14,949 77.27 % 64.04 % 7.59 % 69.98 %
6 111 LIBERTY MUT GRP 13,176 12,464 76.27 % 78.35 % 6.96 % 76.94 %
7 8 ALLSTATE INS GRP 11,135 11,299 43.26 % 44.48 % 5.88 % 82.82 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 10,934 10,951 81.20 % 83.08 % 5.77 % 88.59 %
9 169 SENTRY INS GRP 4,685 4,577 46.39 % 43.11 % 2.47 % 91.06 %
10 140 NATIONWIDE CORP GRP 4,543 4,628 44.94 % 47.85 % 2.40 % 93.46 %
**STATE TOTAL** 189,420 187,681 61.84 % 61.89 % 100.00 % 93.46 %

Guam 1 12 AMERICAN INTL GRP 10,265 10,438 14.05 % 16.59 % 53.05 % 53.05 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 2,708 2,689 69.06 % 69.25 % 13.99 % 67.04 %
3 4672 DONGBU INS GRP 1,896 1,912 65.07 % 76.69 % 9.80 % 76.84 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 1,141 1,085 48.43 % 63.24 % 5.90 % 82.74 %
5 18380 PACIFIC IND INS CO 832 835 56.13 % 56.04 % 4.30 % 87.03 %
6 10972 FIRST NET INS CO 688 677 75.58 % 76.66 % 3.55 % 90.59 %
7 4715 MS & AD INS GRP 630 652 12.49 % 14.54 % 3.25 % 93.84 %
8 31658 ISLAND HOME INS CO 519 519 64.86 % 68.57 % 2.68 % 96.52 %
9 3219 SOMPO GRP 452 661 101.45 % 108.95 % 2.34 % 98.86 %
10 12633 CENTURY INS CO GU LTD 221 292 41.09 % 43.11 % 1.14 % 100.00 %
**STATE TOTAL** 19,351 19,761 36.93 % 40.71 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


383
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.1, 19.2 ‐ Private Passenger Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 71 UNIVERSAL INS CO GRP 73,382 71,847 47.50 % 47.72 % 37.91 % 37.91 %
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 68,983 65,601 54.44 % 54.38 % 35.64 % 73.55 %
3 4804 MULTINATIONAL GRP 21,906 19,600 55.00 % 56.05 % 11.32 % 84.86 %
4 411 MAPFRE INS GRP 16,994 16,901 45.21 % 45.43 % 8.78 % 93.64 %
5 4802 TRIPLE S GRP 7,644 7,320 45.07 % 45.31 % 3.95 % 97.59 %
6 796 QBE INS GRP 2,233 2,142 39.37 % 39.87 % 1.15 % 98.75 %
7 4706 LOCKHART CO GRP 1,179 1,597 54.71 % 58.26 % 0.61 % 99.35 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 509 520 73.60 % 73.24 % 0.26 % 99.62 %
9 10308 ANTILLES INS CO 409 436 68.98 % 216.69 % 0.21 % 99.83 %
10 15646 ONE ALLIANCE INS CORP 331 290 110.88 % 125.23 % 0.17 % 100.00 %
**STATE TOTAL** 193,569 186,254 50.62 % 51.23 % 100.00 % 100.00 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 16,757 18,019 30.18 % 34.91 % 56.92 % 56.92 %
2 4706 LOCKHART CO GRP 10,254 10,220 40.71 % 43.59 % 34.83 % 91.76 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 1,664 1,634 102.87 % 106.97 % 5.65 % 97.41 %
4 161 TOPA EQUITIES LTD GRP 721 774 N/A N/A 2.45 % 99.86 %
5 13598 KESWICK GUARANTY INC 41 20 49.75 % 49.75 % 0.14 % 100.00 %
6 411 MAPFRE INS GRP 0 0 813.75 % 7,793.54 % 0.00 % 100.00 %
**STATE TOTAL** 29,438 30,667 35.36 % 39.59 % 100.00 % 100.00 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 482 470 49.28 % 62.08 % 36.06 % 36.06 %
2 4672 DONGBU INS GRP 319 326 56.28 % 71.15 % 23.89 % 59.95 %
3 10972 FIRST NET INS CO 246 247 67.97 % 68.81 % 18.39 % 78.34 %
4 18380 PACIFIC IND INS CO 183 192 60.63 % 70.77 % 13.67 % 92.01 %
5 12 AMERICAN INTL GRP 107 95 1,305.74 % 1,291.03 % 7.99 % 100.00 %
**STATE TOTAL** 1,336 1,330 145.76 % 154.50 % 100.00 % 100.00 %

Canada 1 91 HARTFORD FIRE & CAS GRP 70 71 3.48 % N/A 100.00 % 100.00 %
**STATE TOTAL** 70 71 N/A N/A 100.00 % 100.00 %

Agg. Other Alien 1 19119 NATIONAL UNITY INS CO 8,950 7,238 50.35 % 52.51 % 40.85 % 40.85 %
2 14133 QUALITAS INS CO 6,145 6,139 58.15 % 65.35 % 28.04 % 68.89 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 2,554 2,389 139.53 % 141.67 % 11.66 % 80.55 %
4 16014 NEW HORIZON INS CO 2,439 2,158 N/A N/A 11.13 % 91.68 %
5 411 MAPFRE INS GRP 829 836 53.63 % 58.09 % 3.78 % 95.46 %
6 84 AMERICAN FINANCIAL GRP 458 427 235.44 % 243.59 % 2.09 % 97.55 %
7 626 CHUBB LTD GRP 382 468 141.11 % 140.94 % 1.74 % 99.29 %
8 4672 DONGBU INS GRP 99 100 4.03 % 8.68 % 0.45 % 99.74 %
9 18380 PACIFIC IND INS CO 42 43 13.66 % 13.66 % 0.19 % 99.93 %
10 10972 FIRST NET INS CO 33 31 1.24 % N/A 0.15 % 100.00 %
**STATE TOTAL** 21,911 19,879 47.77 % 49.57 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


384
21.1—Private Passenger Auto
Physical Damage

© 2022 National Association of Insurance Commissioners


385
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 17,861,452 17,360,760 81.87 % 82.16 % 16.43 % 16.43 %
2 31 BERKSHIRE HATHAWAY GRP 15,046,602 14,719,278 83.04 % 83.24 % 13.84 % 30.28 %
3 155 PROGRESSIVE GRP 13,065,140 12,665,025 80.83 % 81.25 % 12.02 % 42.30 %
4 8 ALLSTATE INS GRP 11,890,798 11,780,785 59.21 % 59.32 % 10.94 % 53.24 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 7,124,714 7,095,967 68.41 % 68.74 % 6.55 % 59.79 %
6 111 LIBERTY MUT GRP 5,346,375 5,187,913 58.71 % 59.14 % 4.92 % 64.71 %
7 69 FARMERS INS GRP 4,927,662 4,884,714 63.69 % 63.87 % 4.53 % 69.24 %
8 140 NATIONWIDE CORP GRP 2,454,059 2,452,964 65.30 % 65.45 % 2.26 % 71.50 %
9 473 AMERICAN FAMILY INS GRP 2,223,927 2,193,265 69.25 % 69.46 % 2.05 % 73.55 %
10 3548 TRAVELERS GRP 2,125,393 2,058,217 63.74 % 63.91 % 1.96 % 75.50 %
11 213 ERIE INS GRP 1,683,392 1,656,127 71.50 % 71.70 % 1.55 % 77.05 %
12 1318 AUTO CLUB ENTERPRISES INS GRP 1,671,256 1,641,096 60.52 % 60.78 % 1.54 % 78.59 %
13 280 AUTO OWNERS GRP 1,490,211 1,466,171 65.09 % 65.73 % 1.37 % 79.96 %
14 215 KEMPER CORP GRP 1,361,549 1,326,886 80.24 % 80.46 % 1.25 % 81.21 %
15 1278 CSAA INS GRP 1,334,861 1,318,347 61.90 % 62.53 % 1.23 % 82.44 %
16 660 MERCURY GEN GRP 1,076,203 1,062,729 58.81 % 58.87 % 0.99 % 83.43 %
17 55 AUTOMOBILE CLUB MI GRP 706,054 712,061 68.21 % 68.28 % 0.65 % 84.08 %
18 91 HARTFORD FIRE & CAS GRP 663,285 669,062 56.01 % 56.35 % 0.61 % 84.69 %
19 411 MAPFRE INS GRP 592,991 613,287 58.33 % 58.62 % 0.55 % 85.24 %
20 88 THE HANOVER INS GRP 583,517 559,513 57.49 % 57.51 % 0.54 % 85.77 %
21 50 COUNTRY INS & FIN SERV GRP 542,166 541,343 60.48 % 60.48 % 0.50 % 86.27 %
22 785 MARKEL CORP GRP 514,948 467,805 40.00 % 42.18 % 0.47 % 86.75 %
23 123 SHELTER INS GRP 494,472 483,430 72.94 % 73.36 % 0.45 % 87.20 %
24 28 AMICA MUT GRP 477,754 518,352 62.35 % 63.53 % 0.44 % 87.64 %
25 483 SOUTHERN FARM BUREAU CAS GRP 437,420 435,888 84.42 % 84.60 % 0.40 % 88.04 %
26 626 CHUBB LTD GRP 400,272 397,639 49.23 % 49.38 % 0.37 % 88.41 %
27 809 TEXAS FARM BUREAU MUT GRP 394,956 394,627 79.83 % 79.93 % 0.36 % 88.78 %
28 5 ALFA INS GRP 391,284 387,815 65.98 % 66.03 % 0.36 % 89.14 %
29 694 TENNESSEE FARMERS GRP 390,052 385,618 82.45 % 84.09 % 0.36 % 89.49 %
30 708 NEW JERSEY MANUFACTURERS GRP 364,592 363,141 75.83 % 78.10 % 0.34 % 89.83 %
31 169 SENTRY INS GRP 313,234 300,613 63.70 % 63.88 % 0.29 % 90.12 %
32 324 NORTH CAROLINA FARM BUREAU GRP 312,031 310,211 70.15 % 70.18 % 0.29 % 90.40 %
33 244 CINCINNATI FIN GRP 301,192 295,488 55.20 % 56.19 % 0.28 % 90.68 %
34 513 IOWA FARM BUREAU GRP 297,867 289,900 64.55 % 64.65 % 0.27 % 90.96 %
35 267 GRANGE MUT CAS GRP 290,330 284,896 62.93 % 63.00 % 0.27 % 91.22 %
36 3098 TOKIO MARINE HOLDINGS INC GRP 283,749 269,544 48.65 % 48.78 % 0.26 % 91.48 %
37 29246 CONSUMERS CNTY MUT INS CO 234,960 225,317 71.05 % 71.07 % 0.22 % 91.70 %
38 415 PLYMOUTH ROCK INS GRP 227,183 224,771 60.93 % 61.59 % 0.21 % 91.91 %
39 175 STATE AUTO MUT GRP 224,927 228,857 61.33 % 61.59 % 0.21 % 92.12 %
40 408 AMERICAN NATL FIN GRP 223,237 222,168 62.24 % 62.28 % 0.21 % 92.32 %
41 1227 PALISADES GRP 223,047 225,281 77.91 % 78.57 % 0.21 % 92.53 %
42 10683 WAWANESA GEN INS CO 221,655 219,306 84.14 % 84.36 % 0.20 % 92.73 %
43 109 KENTUCKY FARM BUREAU GRP 219,888 216,963 85.90 % 86.10 % 0.20 % 92.93 %
44 4991 ROOT INC GRP 216,754 212,863 101.75 % 102.01 % 0.20 % 93.13 %
45 228 WESTFIELD GRP 212,612 208,815 58.25 % 58.57 % 0.20 % 93.33 %
46 586 ARBELLA INS GRP 206,576 204,911 55.28 % 56.52 % 0.19 % 93.52 %
47 188 SAFETY GRP 201,324 205,668 57.19 % 57.76 % 0.19 % 93.70 %
48 3702 LOYA GRP 192,939 192,432 51.56 % 55.75 % 0.18 % 93.88 %
49 67 MICHIGAN FARM BUREAU GRP 190,129 188,954 69.07 % 69.30 % 0.17 % 94.06 %
50 71 UNIVERSAL INS CO GRP 182,225 170,672 45.91 % 46.26 % 0.17 % 94.22 %
51 3179 HOME STATE INS GRP 181,892 168,132 76.88 % 79.32 % 0.17 % 94.39 %
52 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 177,393 166,733 52.16 % 52.15 % 0.16 % 94.55 %
53 2518 NYCM INS GRP 177,355 173,168 62.58 % 62.58 % 0.16 % 94.72 %
54 300 HORACE MANN GRP 176,388 178,874 57.51 % 57.53 % 0.16 % 94.88 %
55 33 CALIFORNIA CAS MGMT GRP 149,337 148,404 60.06 % 60.32 % 0.14 % 95.02 %
56 12 AMERICAN INTL GRP 147,590 147,623 45.59 % 46.15 % 0.14 % 95.15 %
57 542 INDIANA FARM BUREAU GRP 142,057 140,547 71.32 % 71.45 % 0.13 % 95.28 %
58 4718 TIPTREE FIN GRP 139,322 133,511 38.10 % 39.70 % 0.13 % 95.41 %
59 518 GRINNELL MUT GRP 135,724 134,790 64.90 % 65.10 % 0.12 % 95.54 %
60 171 GERMANIA INS GRP 131,689 126,050 71.54 % 71.61 % 0.12 % 95.66 %
61 361 MUNICH RE GRP 128,557 96,604 45.79 % 46.30 % 0.12 % 95.78 %
62 15350 WEST BEND MUT INS CO 128,278 123,710 60.39 % 60.44 % 0.12 % 95.89 %
63 24341 PEMCO MUT INS CO 121,707 119,959 61.62 % 61.85 % 0.11 % 96.01 %
64 257 SAFEWAY INS GRP 110,230 107,694 70.81 % 71.80 % 0.10 % 96.11 %
65 4987 INCLINE P&C GRP 107,766 99,337 81.70 % 82.75 % 0.10 % 96.21 %
© 2022 National Association of Insurance Commissioners
386
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 271 PENNSYLVANIA NATL INS GRP 104,316 103,196 69.12 % 69.18 % 0.10 % 96.30 %
67 14184 ACUITY A MUT INS CO 104,309 103,708 57.48 % 58.00 % 0.10 % 96.40 %
68 250 DONEGAL GRP 103,580 105,849 59.15 % 59.01 % 0.10 % 96.49 %
69 13889 FARMERS MUT INS CO OF NE 101,877 97,889 62.91 % 62.96 % 0.09 % 96.59 %
70 4762 ORPHEUS GRP 98,890 95,627 58.69 % 59.48 % 0.09 % 96.68 %
71 1309 FRANKENMUTH GRP 83,004 84,078 61.97 % 62.99 % 0.08 % 96.75 %
72 698 NORTH STAR CO GRP 82,753 78,373 79.62 % 80.56 % 0.08 % 96.83 %
73 13688 ELEPHANT INS CO 82,119 82,249 80.19 % 80.17 % 0.08 % 96.91 %
74 153 PEKIN INS GRP 80,011 85,696 70.24 % 70.46 % 0.07 % 96.98 %
75 201 UTICA GRP 77,618 76,111 72.19 % 73.47 % 0.07 % 97.05 %
76 36 CENTRAL MUT INS CO GRP 75,609 80,439 62.16 % 62.18 % 0.07 % 97.12 %
77 203 VIRGINIA FARM BUREAU GRP 74,534 73,251 68.83 % 69.34 % 0.07 % 97.19 %
78 561 GEORGIA FARM BUREAU GRP 73,083 73,737 66.84 % 66.94 % 0.07 % 97.26 %
79 18309 PIONEER STATE MUT INS CO 71,863 73,524 68.02 % 68.06 % 0.07 % 97.32 %
80 514 MISSOURI FARM BUREAU GRP 69,327 68,100 70.88 % 71.23 % 0.06 % 97.39 %
81 309 WESTERN NATL MUT GRP 68,726 67,435 52.90 % 54.70 % 0.06 % 97.45 %
82 3500 NODAK MUT GRP 67,424 66,121 63.56 % 63.79 % 0.06 % 97.51 %
83 242 SELECTIVE INS GRP 66,817 67,434 68.65 % 69.15 % 0.06 % 97.57 %
84 3991 IMT MUT HOLDING GRP 66,646 66,261 56.26 % 56.32 % 0.06 % 97.63 %
85 35319 UNITED AUTOMOBILE INS CO 62,398 59,000 57.67 % 59.98 % 0.06 % 97.69 %
86 4051 OCEAN HARBOR GRP 61,910 60,802 74.06 % 74.23 % 0.06 % 97.75 %
87 842 FARM BUREAU GRP 61,335 60,296 61.71 % 61.51 % 0.06 % 97.81 %
88 333 MUTUAL OF ENUMCLAW GRP 60,975 58,202 68.36 % 68.46 % 0.06 % 97.86 %
89 3362 FIRST ACCEPTANCE INS GRP 59,695 59,122 69.16 % 70.56 % 0.05 % 97.92 %
90 1275 QUINCY MUT GRP 56,636 57,239 51.51 % 51.52 % 0.05 % 97.97 %
91 13471 BEAR RIVER MUT INS CO 56,280 55,586 63.28 % 63.28 % 0.05 % 98.02 %
92 4909 ASSURANCEAMERICA CORP GRP 56,263 54,420 72.17 % 72.94 % 0.05 % 98.07 %
93 4683 MOUNTAIN WEST FARM GRP 56,009 55,815 59.65 % 60.82 % 0.05 % 98.12 %
94 220 OKLAHOMA FARM BUREAU GRP 55,489 54,950 65.66 % 65.79 % 0.05 % 98.17 %
95 96 SECURA INS GRP 55,054 54,191 64.78 % 65.20 % 0.05 % 98.23 %
96 963 OHIO MUT GRP 53,621 52,576 68.93 % 69.07 % 0.05 % 98.27 %
97 234 VERMONT MUT GRP 48,562 49,089 55.42 % 55.42 % 0.04 % 98.32 %
98 10685 GOAUTO INS CO 48,086 48,292 75.27 % 76.16 % 0.04 % 98.36 %
99 291 ENCOVA MUT INS GRP 44,455 45,492 48.21 % 48.25 % 0.04 % 98.40 %
100 15449 ALINSCO INS CO 43,282 42,547 78.34 % 80.54 % 0.04 % 98.44 %
101 35173 AGENCY INS CO OF MD INC 43,086 42,035 73.26 % 73.51 % 0.04 % 98.48 %
102 920 GLOBAL IND GRP 41,915 44,563 43.60 % 44.06 % 0.04 % 98.52 %
103 16187 METROMILE INS CO 41,043 41,116 82.59 % 82.33 % 0.04 % 98.56 %
104 350 GENERAL ELECTRIC GRP 41,000 41,093 58.70 % 58.76 % 0.04 % 98.60 %
105 207 WESTERN RESERVE GRP 38,865 39,616 71.85 % 71.87 % 0.04 % 98.63 %
106 15290 ASPIRE GEN INS CO 38,400 34,277 73.50 % 82.97 % 0.04 % 98.67 %
107 15024 PREFERRED MUT INS CO 36,048 38,733 54.60 % 55.04 % 0.03 % 98.70 %
108 1321 AMERICAN FARMERS & RANCHERS GRP 35,853 36,101 60.02 % 60.27 % 0.03 % 98.74 %
109 4787 GOODVILLE MUT GRP 35,306 35,179 61.53 % 63.70 % 0.03 % 98.77 %
110 22624 INDIANA FARMERS MUT INS CO 34,986 36,011 60.12 % 60.21 % 0.03 % 98.80 %
111 15997 MMG INS CO 34,289 34,499 69.00 % 69.16 % 0.03 % 98.83 %
112 4256 ANCHOR INS HOLDINGS GRP 33,826 35,257 69.60 % 70.92 % 0.03 % 98.86 %
113 41041 AUTO CLUB S INS CO 33,071 33,027 71.59 % 69.35 % 0.03 % 98.89 %
114 83 GRANGE INS GRP 31,809 32,532 57.73 % 57.74 % 0.03 % 98.92 %
115 147 HOCHHEIM PRAIRIE GRP 31,312 31,360 73.98 % 74.25 % 0.03 % 98.95 %
116 214 ALLIANCE INS GRP 30,570 29,939 60.54 % 60.89 % 0.03 % 98.98 %
117 16524 CLEARCOVER INS CO 29,065 21,287 100.60 % 101.21 % 0.03 % 99.01 %
118 14176 HASTINGS MUT INS CO 28,757 29,202 78.90 % 79.21 % 0.03 % 99.03 %
119 4727 WARRIOR INVICTUS HOLDING CO GRP 27,877 26,434 61.65 % 64.84 % 0.03 % 99.06 %
120 4717 PRODUCERS NATL CORP GRP 26,076 27,562 45.07 % 46.62 % 0.02 % 99.08 %
121 144 NORFOLK & DEDHAM GRP 25,839 25,872 61.01 % 61.36 % 0.02 % 99.11 %
122 35 CELINA GRP 25,754 26,338 55.37 % 55.45 % 0.02 % 99.13 %
123 15091 RURAL MUT INS CO 24,476 24,252 63.82 % 64.17 % 0.02 % 99.15 %
124 13752 AMERICAN ALLIANCE CAS CO 23,823 23,364 50.77 % 51.37 % 0.02 % 99.17 %
125 42749 TRADERS INS CO 23,772 22,093 67.01 % 67.05 % 0.02 % 99.20 %
**INDUSTRY TOTAL** 108,692,019 106,679,649 71.43 % 71.75 % 100.00 % 99.20 %

© 2022 National Association of Insurance Commissioners


387
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 17,861,452 17,360,760 81.87 % 82.16 % 16.43 % 16.43 %
2 31 BERKSHIRE HATHAWAY GRP 15,046,602 14,719,278 83.04 % 83.24 % 13.84 % 30.28 %
3 155 PROGRESSIVE GRP 13,065,140 12,665,025 80.83 % 81.25 % 12.02 % 42.30 %
4 8 ALLSTATE INS GRP 11,890,798 11,780,785 59.21 % 59.32 % 10.94 % 53.24 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 7,116,861 7,088,096 68.46 % 68.79 % 6.55 % 59.79 %
6 111 LIBERTY MUT GRP 5,346,375 5,187,913 58.71 % 59.14 % 4.92 % 64.71 %
7 69 FARMERS INS GRP 4,927,662 4,884,714 63.69 % 63.87 % 4.53 % 69.24 %
8 140 NATIONWIDE CORP GRP 2,454,059 2,452,964 65.30 % 65.45 % 2.26 % 71.50 %
9 473 AMERICAN FAMILY INS GRP 2,223,927 2,193,265 69.25 % 69.46 % 2.05 % 73.55 %
10 3548 TRAVELERS GRP 2,125,393 2,058,217 63.74 % 63.91 % 1.96 % 75.50 %
11 213 ERIE INS GRP 1,683,392 1,656,127 71.50 % 71.70 % 1.55 % 77.05 %
12 1318 AUTO CLUB ENTERPRISES INS GRP 1,671,256 1,641,096 60.52 % 60.78 % 1.54 % 78.59 %
13 280 AUTO OWNERS GRP 1,490,211 1,466,171 65.09 % 65.73 % 1.37 % 79.96 %
14 215 KEMPER CORP GRP 1,361,549 1,326,886 80.24 % 80.46 % 1.25 % 81.21 %
15 1278 CSAA INS GRP 1,334,861 1,318,347 61.90 % 62.53 % 1.23 % 82.44 %
16 660 MERCURY GEN GRP 1,076,203 1,062,729 58.81 % 58.87 % 0.99 % 83.43 %
17 55 AUTOMOBILE CLUB MI GRP 706,054 712,061 68.21 % 68.28 % 0.65 % 84.08 %
18 91 HARTFORD FIRE & CAS GRP 663,252 669,032 56.01 % 56.35 % 0.61 % 84.69 %
19 411 MAPFRE INS GRP 592,991 613,287 58.33 % 58.62 % 0.55 % 85.24 %
20 88 THE HANOVER INS GRP 583,517 559,513 57.49 % 57.51 % 0.54 % 85.77 %
21 50 COUNTRY INS & FIN SERV GRP 542,166 541,343 60.48 % 60.48 % 0.50 % 86.27 %
22 785 MARKEL CORP GRP 514,948 467,805 40.00 % 42.18 % 0.47 % 86.75 %
23 123 SHELTER INS GRP 494,472 483,430 72.94 % 73.36 % 0.45 % 87.20 %
24 28 AMICA MUT GRP 477,754 518,352 62.35 % 63.53 % 0.44 % 87.64 %
25 483 SOUTHERN FARM BUREAU CAS GRP 437,420 435,888 84.42 % 84.60 % 0.40 % 88.04 %
26 626 CHUBB LTD GRP 400,272 397,638 49.18 % 49.34 % 0.37 % 88.41 %
27 809 TEXAS FARM BUREAU MUT GRP 394,956 394,627 79.83 % 79.93 % 0.36 % 88.77 %
28 5 ALFA INS GRP 391,284 387,815 65.98 % 66.03 % 0.36 % 89.13 %
29 694 TENNESSEE FARMERS GRP 390,052 385,618 82.45 % 84.09 % 0.36 % 89.49 %
30 708 NEW JERSEY MANUFACTURERS GRP 364,592 363,141 75.83 % 78.10 % 0.34 % 89.83 %
31 169 SENTRY INS GRP 313,234 300,613 63.70 % 63.88 % 0.29 % 90.12 %
32 324 NORTH CAROLINA FARM BUREAU GRP 312,031 310,211 70.15 % 70.18 % 0.29 % 90.40 %
33 244 CINCINNATI FIN GRP 301,192 295,488 55.20 % 56.19 % 0.28 % 90.68 %
34 513 IOWA FARM BUREAU GRP 297,867 289,900 64.55 % 64.65 % 0.27 % 90.96 %
35 267 GRANGE MUT CAS GRP 290,330 284,896 62.93 % 63.00 % 0.27 % 91.22 %
36 3098 TOKIO MARINE HOLDINGS INC GRP 283,749 269,544 48.65 % 48.78 % 0.26 % 91.48 %
37 29246 CONSUMERS CNTY MUT INS CO 234,960 225,317 71.05 % 71.07 % 0.22 % 91.70 %
38 415 PLYMOUTH ROCK INS GRP 227,183 224,771 60.93 % 61.59 % 0.21 % 91.91 %
39 175 STATE AUTO MUT GRP 224,927 228,857 61.33 % 61.59 % 0.21 % 92.12 %
40 408 AMERICAN NATL FIN GRP 223,237 222,168 62.24 % 62.28 % 0.21 % 92.32 %
41 1227 PALISADES GRP 223,047 225,281 77.91 % 78.57 % 0.21 % 92.53 %
42 10683 WAWANESA GEN INS CO 221,655 219,306 84.14 % 84.36 % 0.20 % 92.73 %
43 109 KENTUCKY FARM BUREAU GRP 219,888 216,963 85.90 % 86.10 % 0.20 % 92.93 %
44 4991 ROOT INC GRP 216,754 212,863 101.75 % 102.01 % 0.20 % 93.13 %
45 228 WESTFIELD GRP 212,612 208,815 58.25 % 58.57 % 0.20 % 93.33 %
46 586 ARBELLA INS GRP 206,576 204,911 55.28 % 56.52 % 0.19 % 93.52 %
47 188 SAFETY GRP 201,324 205,668 57.19 % 57.76 % 0.19 % 93.70 %
48 3702 LOYA GRP 192,939 192,432 51.56 % 55.75 % 0.18 % 93.88 %
49 67 MICHIGAN FARM BUREAU GRP 190,129 188,954 69.07 % 69.30 % 0.17 % 94.06 %
50 71 UNIVERSAL INS CO GRP 182,225 170,672 45.91 % 46.26 % 0.17 % 94.22 %
51 3179 HOME STATE INS GRP 181,892 168,132 76.88 % 79.32 % 0.17 % 94.39 %
52 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 177,393 166,733 52.16 % 52.15 % 0.16 % 94.55 %
53 2518 NYCM INS GRP 177,355 173,168 62.58 % 62.58 % 0.16 % 94.72 %
54 300 HORACE MANN GRP 176,388 178,874 57.51 % 57.53 % 0.16 % 94.88 %
55 33 CALIFORNIA CAS MGMT GRP 149,337 148,404 60.06 % 60.32 % 0.14 % 95.02 %
56 12 AMERICAN INTL GRP 147,737 147,582 45.08 % 45.74 % 0.14 % 95.15 %
57 542 INDIANA FARM BUREAU GRP 142,057 140,547 71.32 % 71.45 % 0.13 % 95.28 %
58 4718 TIPTREE FIN GRP 139,322 133,511 38.10 % 39.70 % 0.13 % 95.41 %
59 518 GRINNELL MUT GRP 135,724 134,790 64.90 % 65.10 % 0.12 % 95.54 %
60 171 GERMANIA INS GRP 131,689 126,050 71.54 % 71.61 % 0.12 % 95.66 %
61 361 MUNICH RE GRP 128,557 96,604 45.79 % 46.30 % 0.12 % 95.78 %
62 15350 WEST BEND MUT INS CO 128,278 123,710 60.39 % 60.44 % 0.12 % 95.89 %
63 24341 PEMCO MUT INS CO 121,707 119,959 61.62 % 61.85 % 0.11 % 96.01 %
64 257 SAFEWAY INS GRP 110,230 107,694 70.81 % 71.80 % 0.10 % 96.11 %
65 4987 INCLINE P&C GRP 107,766 99,337 81.70 % 82.75 % 0.10 % 96.21 %
© 2022 National Association of Insurance Commissioners
388
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 271 PENNSYLVANIA NATL INS GRP 104,316 103,196 69.12 % 69.18 % 0.10 % 96.30 %
67 14184 ACUITY A MUT INS CO 104,309 103,708 57.48 % 58.00 % 0.10 % 96.40 %
68 250 DONEGAL GRP 103,580 105,849 59.15 % 59.01 % 0.10 % 96.49 %
69 13889 FARMERS MUT INS CO OF NE 101,877 97,889 62.91 % 62.96 % 0.09 % 96.59 %
70 4762 ORPHEUS GRP 98,890 95,627 58.69 % 59.48 % 0.09 % 96.68 %
71 1309 FRANKENMUTH GRP 83,004 84,078 61.97 % 62.99 % 0.08 % 96.75 %
72 698 NORTH STAR CO GRP 82,753 78,373 79.62 % 80.56 % 0.08 % 96.83 %
73 13688 ELEPHANT INS CO 82,119 82,249 80.19 % 80.17 % 0.08 % 96.91 %
74 153 PEKIN INS GRP 80,011 85,696 70.24 % 70.46 % 0.07 % 96.98 %
75 201 UTICA GRP 77,618 76,111 72.19 % 73.47 % 0.07 % 97.05 %
76 36 CENTRAL MUT INS CO GRP 75,609 80,439 62.16 % 62.18 % 0.07 % 97.12 %
77 203 VIRGINIA FARM BUREAU GRP 74,534 73,251 68.83 % 69.34 % 0.07 % 97.19 %
78 561 GEORGIA FARM BUREAU GRP 73,083 73,737 66.84 % 66.94 % 0.07 % 97.26 %
79 18309 PIONEER STATE MUT INS CO 71,863 73,524 68.02 % 68.06 % 0.07 % 97.32 %
80 514 MISSOURI FARM BUREAU GRP 69,327 68,100 70.88 % 71.23 % 0.06 % 97.39 %
81 309 WESTERN NATL MUT GRP 68,726 67,435 52.90 % 54.70 % 0.06 % 97.45 %
82 3500 NODAK MUT GRP 67,424 66,121 63.56 % 63.79 % 0.06 % 97.51 %
83 242 SELECTIVE INS GRP 66,817 67,434 68.65 % 69.15 % 0.06 % 97.57 %
84 3991 IMT MUT HOLDING GRP 66,646 66,261 56.26 % 56.32 % 0.06 % 97.63 %
85 35319 UNITED AUTOMOBILE INS CO 62,398 59,000 57.67 % 59.98 % 0.06 % 97.69 %
86 4051 OCEAN HARBOR GRP 61,910 60,802 74.06 % 74.23 % 0.06 % 97.75 %
87 842 FARM BUREAU GRP 61,335 60,296 61.71 % 61.51 % 0.06 % 97.81 %
88 333 MUTUAL OF ENUMCLAW GRP 60,975 58,202 68.36 % 68.46 % 0.06 % 97.86 %
89 3362 FIRST ACCEPTANCE INS GRP 59,695 59,122 69.16 % 70.56 % 0.05 % 97.92 %
90 1275 QUINCY MUT GRP 56,636 57,239 51.51 % 51.52 % 0.05 % 97.97 %
91 13471 BEAR RIVER MUT INS CO 56,280 55,586 63.28 % 63.28 % 0.05 % 98.02 %
92 4909 ASSURANCEAMERICA CORP GRP 56,263 54,420 72.17 % 72.94 % 0.05 % 98.07 %
93 4683 MOUNTAIN WEST FARM GRP 56,009 55,815 59.65 % 60.82 % 0.05 % 98.12 %
94 220 OKLAHOMA FARM BUREAU GRP 55,489 54,950 65.66 % 65.79 % 0.05 % 98.17 %
95 96 SECURA INS GRP 55,054 54,191 64.78 % 65.20 % 0.05 % 98.23 %
96 963 OHIO MUT GRP 53,621 52,576 68.93 % 69.07 % 0.05 % 98.27 %
97 234 VERMONT MUT GRP 48,562 49,089 55.42 % 55.42 % 0.04 % 98.32 %
98 10685 GOAUTO INS CO 48,086 48,292 75.27 % 76.16 % 0.04 % 98.36 %
99 291 ENCOVA MUT INS GRP 44,455 45,492 48.21 % 48.25 % 0.04 % 98.40 %
100 15449 ALINSCO INS CO 43,282 42,547 78.34 % 80.54 % 0.04 % 98.44 %
101 35173 AGENCY INS CO OF MD INC 43,086 42,035 73.26 % 73.51 % 0.04 % 98.48 %
102 920 GLOBAL IND GRP 41,915 44,563 43.60 % 44.06 % 0.04 % 98.52 %
103 16187 METROMILE INS CO 41,043 41,116 82.59 % 82.33 % 0.04 % 98.56 %
104 350 GENERAL ELECTRIC GRP 41,000 41,093 58.70 % 58.76 % 0.04 % 98.60 %
105 207 WESTERN RESERVE GRP 38,865 39,616 71.85 % 71.87 % 0.04 % 98.63 %
106 15290 ASPIRE GEN INS CO 38,400 34,277 73.50 % 82.97 % 0.04 % 98.67 %
107 15024 PREFERRED MUT INS CO 36,048 38,733 54.60 % 55.04 % 0.03 % 98.70 %
108 1321 AMERICAN FARMERS & RANCHERS GRP 35,853 36,101 60.02 % 60.27 % 0.03 % 98.74 %
109 4787 GOODVILLE MUT GRP 35,306 35,179 61.53 % 63.70 % 0.03 % 98.77 %
110 22624 INDIANA FARMERS MUT INS CO 34,986 36,011 60.12 % 60.21 % 0.03 % 98.80 %
111 15997 MMG INS CO 34,289 34,499 69.00 % 69.16 % 0.03 % 98.83 %
112 4256 ANCHOR INS HOLDINGS GRP 33,826 35,257 69.60 % 70.92 % 0.03 % 98.86 %
113 41041 AUTO CLUB S INS CO 33,071 33,027 71.59 % 69.35 % 0.03 % 98.89 %
114 83 GRANGE INS GRP 31,809 32,532 57.73 % 57.74 % 0.03 % 98.92 %
115 147 HOCHHEIM PRAIRIE GRP 31,312 31,360 73.98 % 74.25 % 0.03 % 98.95 %
116 214 ALLIANCE INS GRP 30,570 29,939 60.54 % 60.89 % 0.03 % 98.98 %
117 16524 CLEARCOVER INS CO 29,065 21,287 100.60 % 101.21 % 0.03 % 99.01 %
118 14176 HASTINGS MUT INS CO 28,757 29,202 78.90 % 79.21 % 0.03 % 99.03 %
119 4727 WARRIOR INVICTUS HOLDING CO GRP 27,877 26,434 61.65 % 64.84 % 0.03 % 99.06 %
120 4717 PRODUCERS NATL CORP GRP 26,076 27,562 45.07 % 46.62 % 0.02 % 99.08 %
121 144 NORFOLK & DEDHAM GRP 25,839 25,872 61.01 % 61.36 % 0.02 % 99.11 %
122 35 CELINA GRP 25,754 26,338 55.37 % 55.45 % 0.02 % 99.13 %
123 15091 RURAL MUT INS CO 24,476 24,252 63.82 % 64.17 % 0.02 % 99.15 %
124 13752 AMERICAN ALLIANCE CAS CO 23,823 23,364 50.77 % 51.37 % 0.02 % 99.17 %
125 42749 TRADERS INS CO 23,772 22,093 67.01 % 67.05 % 0.02 % 99.20 %
**INDUSTRY TOTAL** 108,684,051 106,671,478 71.43 % 71.75 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


389
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 176 STATE FARM GRP 421,654 407,782 82.07 % 82.12 % 23.92 % 23.92 %
2 8 ALLSTATE INS GRP 273,328 269,288 55.56 % 55.43 % 15.51 % 39.43 %
3 5 ALFA INS GRP 256,322 256,033 64.47 % 64.56 % 14.54 % 53.98 %
4 31 BERKSHIRE HATHAWAY GRP 186,348 185,223 82.47 % 82.61 % 10.57 % 64.55 %
5 155 PROGRESSIVE GRP 173,657 166,172 86.83 % 87.09 % 9.85 % 74.40 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 134,542 135,295 69.36 % 69.67 % 7.63 % 82.04 %
7 69 FARMERS INS GRP 41,296 42,986 54.80 % 54.85 % 2.34 % 84.38 %
8 3548 TRAVELERS GRP 37,561 37,223 65.26 % 65.33 % 2.13 % 86.51 %
9 111 LIBERTY MUT GRP 36,423 34,505 60.84 % 61.26 % 2.07 % 88.58 %
10 140 NATIONWIDE CORP GRP 30,911 31,034 63.76 % 63.82 % 1.75 % 90.33 %
**STATE TOTAL** 1,762,421 1,734,955 70.94 % 71.09 % 100.00 % 90.33 %

Alaska 1 176 STATE FARM GRP 63,502 61,874 72.33 % 72.33 % 27.70 % 27.70 %
2 31 BERKSHIRE HATHAWAY GRP 45,018 43,740 71.00 % 70.87 % 19.64 % 47.34 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 43,480 43,535 67.79 % 68.12 % 18.97 % 66.31 %
4 8 ALLSTATE INS GRP 32,975 32,995 34.66 % 34.74 % 14.39 % 80.70 %
5 155 PROGRESSIVE GRP 17,213 16,891 67.88 % 68.21 % 7.51 % 88.21 %
6 50 COUNTRY INS & FIN SERV GRP 7,843 7,748 54.02 % 54.02 % 3.42 % 91.63 %
7 111 LIBERTY MUT GRP 7,155 7,015 46.50 % 46.75 % 3.12 % 94.75 %
8 785 MARKEL CORP GRP 4,168 4,242 40.60 % 43.27 % 1.82 % 96.57 %
9 91 HARTFORD FIRE & CAS GRP 3,474 3,572 27.84 % 27.64 % 1.52 % 98.08 %
10 309 WESTERN NATL MUT GRP 1,857 1,871 70.84 % 75.21 % 0.81 % 98.89 %
**STATE TOTAL** 229,218 226,036 62.24 % 62.42 % 100.00 % 98.89 %

Arizona 1 31 BERKSHIRE HATHAWAY GRP 393,571 384,885 88.31 % 88.52 % 16.54 % 16.54 %
2 176 STATE FARM GRP 375,138 364,010 80.65 % 80.74 % 15.77 % 32.31 %
3 155 PROGRESSIVE GRP 310,166 294,426 83.25 % 83.56 % 13.04 % 45.35 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 220,086 217,947 68.64 % 69.08 % 9.25 % 54.60 %
5 8 ALLSTATE INS GRP 214,296 212,098 54.39 % 54.47 % 9.01 % 63.60 %
6 69 FARMERS INS GRP 188,637 181,304 64.67 % 64.86 % 7.93 % 71.53 %
7 111 LIBERTY MUT GRP 142,008 138,502 58.98 % 59.43 % 5.97 % 77.50 %
8 473 AMERICAN FAMILY INS GRP 109,074 107,132 72.35 % 72.70 % 4.58 % 82.09 %
9 3548 TRAVELERS GRP 42,602 41,723 63.35 % 63.48 % 1.79 % 83.88 %
10 91 HARTFORD FIRE & CAS GRP 40,311 41,680 59.55 % 59.02 % 1.69 % 85.57 %
**STATE TOTAL** 2,379,169 2,318,936 72.99 % 73.29 % 100.00 % 85.57 %

Arkansas 1 176 STATE FARM GRP 266,250 259,423 71.96 % 72.01 % 24.85 % 24.85 %
2 483 SOUTHERN FARM BUREAU CAS GRP 140,621 139,868 75.68 % 75.84 % 13.12 % 37.97 %
3 155 PROGRESSIVE GRP 105,566 101,478 68.41 % 68.66 % 9.85 % 47.82 %
4 8 ALLSTATE INS GRP 95,008 93,133 50.83 % 50.94 % 8.87 % 56.69 %
5 123 SHELTER INS GRP 93,495 91,855 71.90 % 72.15 % 8.73 % 65.41 %
6 31 BERKSHIRE HATHAWAY GRP 81,735 79,553 81.95 % 82.05 % 7.63 % 73.04 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 53,754 53,871 63.61 % 63.89 % 5.02 % 78.06 %
8 69 FARMERS INS GRP 46,500 45,041 57.55 % 57.64 % 4.34 % 82.40 %
9 111 LIBERTY MUT GRP 39,144 38,178 59.45 % 59.72 % 3.65 % 86.05 %
10 5 ALFA INS GRP 18,938 18,589 57.74 % 57.71 % 1.77 % 87.82 %
**STATE TOTAL** 1,071,545 1,051,259 67.68 % 67.84 % 100.00 % 87.82 %

© 2022 National Association of Insurance Commissioners


390
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 31 BERKSHIRE HATHAWAY GRP 1,862,789 1,793,101 82.29 % 82.66 % 13.36 % 13.36 %
2 176 STATE FARM GRP 1,713,775 1,685,143 78.57 % 79.08 % 12.29 % 25.64 %
3 8 ALLSTATE INS GRP 1,447,677 1,414,597 66.83 % 67.29 % 10.38 % 36.02 %
4 1318 AUTO CLUB ENTERPRISES INS GRP 1,288,864 1,253,496 59.54 % 59.80 % 9.24 % 45.26 %
5 69 FARMERS INS GRP 1,194,141 1,192,797 69.58 % 69.85 % 8.56 % 53.83 %
6 1278 CSAA INS GRP 1,085,285 1,069,314 59.72 % 60.36 % 7.78 % 61.61 %
7 660 MERCURY GEN GRP 952,747 951,026 57.92 % 57.95 % 6.83 % 68.44 %
8 155 PROGRESSIVE GRP 897,049 877,443 75.90 % 76.68 % 6.43 % 74.87 %
9 215 KEMPER CORP GRP 791,196 777,036 84.64 % 84.86 % 5.67 % 80.54 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 728,456 720,076 69.28 % 69.58 % 5.22 % 85.76 %
**STATE TOTAL** 13,947,425 13,705,978 70.29 % 70.73 % 100.00 % 85.76 %

Colorado 1 176 STATE FARM GRP 463,061 446,993 72.02 % 72.07 % 19.33 % 19.33 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 315,034 313,834 47.66 % 47.90 % 13.15 % 32.48 %
3 155 PROGRESSIVE GRP 266,820 256,276 59.93 % 60.11 % 11.14 % 43.62 %
4 31 BERKSHIRE HATHAWAY GRP 222,113 219,318 65.31 % 65.42 % 9.27 % 52.90 %
5 8 ALLSTATE INS GRP 220,462 223,135 49.13 % 48.92 % 9.20 % 62.10 %
6 111 LIBERTY MUT GRP 216,779 205,936 53.41 % 53.72 % 9.05 % 71.15 %
7 473 AMERICAN FAMILY INS GRP 138,370 136,716 58.29 % 58.47 % 5.78 % 76.93 %
8 69 FARMERS INS GRP 135,025 133,926 50.25 % 50.36 % 5.64 % 82.56 %
9 3548 TRAVELERS GRP 79,809 77,205 50.95 % 51.05 % 3.33 % 85.90 %
10 140 NATIONWIDE CORP GRP 57,460 55,842 58.66 % 58.78 % 2.40 % 88.29 %
**STATE TOTAL** 2,395,331 2,344,827 57.45 % 57.61 % 100.00 % 88.29 %

Connecticut 1 31 BERKSHIRE HATHAWAY GRP 210,357 206,910 86.68 % 86.83 % 17.67 % 17.67 %
2 8 ALLSTATE INS GRP 142,532 143,857 55.65 % 52.19 % 11.97 % 29.63 %
3 111 LIBERTY MUT GRP 115,053 109,816 58.48 % 58.92 % 9.66 % 39.30 %
4 155 PROGRESSIVE GRP 111,905 107,653 98.84 % 99.22 % 9.40 % 48.69 %
5 176 STATE FARM GRP 99,249 94,665 92.68 % 92.90 % 8.33 % 57.03 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 67,134 66,893 70.86 % 71.16 % 5.64 % 62.67 %
7 3548 TRAVELERS GRP 66,505 65,013 63.62 % 63.80 % 5.58 % 68.25 %
8 69 FARMERS INS GRP 61,010 59,403 62.38 % 62.54 % 5.12 % 73.37 %
9 28 AMICA MUT GRP 37,228 38,344 59.90 % 60.51 % 3.13 % 76.50 %
10 91 HARTFORD FIRE & CAS GRP 33,393 33,356 50.85 % 51.03 % 2.80 % 79.30 %
**STATE TOTAL** 1,190,812 1,168,893 72.58 % 72.39 % 100.00 % 79.30 %

Delaware 1 176 STATE FARM GRP 74,460 71,248 99.04 % 99.13 % 23.61 % 23.61 %
2 31 BERKSHIRE HATHAWAY GRP 57,021 56,113 86.48 % 86.54 % 18.08 % 41.69 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 38,211 37,937 70.85 % 71.17 % 12.12 % 53.81 %
4 140 NATIONWIDE CORP GRP 27,855 28,707 70.25 % 70.30 % 8.83 % 62.64 %
5 8 ALLSTATE INS GRP 26,650 26,072 48.31 % 48.34 % 8.45 % 71.09 %
6 155 PROGRESSIVE GRP 26,616 26,317 81.66 % 81.90 % 8.44 % 79.53 %
7 111 LIBERTY MUT GRP 24,836 23,705 51.02 % 51.42 % 7.88 % 87.41 %
8 3548 TRAVELERS GRP 8,421 7,934 52.94 % 53.03 % 2.67 % 90.08 %
9 91 HARTFORD FIRE & CAS GRP 5,845 5,902 48.30 % 48.24 % 1.85 % 91.93 %
10 4991 ROOT INC GRP 3,290 3,166 105.89 % 106.17 % 1.04 % 92.97 %
**STATE TOTAL** 315,361 309,271 76.54 % 76.71 % 100.00 % 92.97 %

© 2022 National Association of Insurance Commissioners


391
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 31 BERKSHIRE HATHAWAY GRP 70,260 69,369 86.28 % 86.34 % 40.13 % 40.13 %
2 176 STATE FARM GRP 25,622 25,424 90.66 % 90.79 % 14.64 % 54.77 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 18,890 18,683 68.27 % 68.66 % 10.79 % 65.56 %
4 8 ALLSTATE INS GRP 14,398 14,505 44.44 % 44.52 % 8.22 % 73.79 %
5 111 LIBERTY MUT GRP 10,586 10,450 86.74 % 87.18 % 6.05 % 79.83 %
6 155 PROGRESSIVE GRP 10,408 10,320 86.76 % 87.06 % 5.95 % 85.78 %
7 3548 TRAVELERS GRP 6,925 6,495 73.35 % 74.01 % 3.96 % 89.73 %
8 213 ERIE INS GRP 5,087 4,976 69.04 % 69.21 % 2.91 % 92.64 %
9 140 NATIONWIDE CORP GRP 3,634 3,847 82.66 % 82.81 % 2.08 % 94.72 %
10 626 CHUBB LTD GRP 3,010 3,020 30.85 % 30.87 % 1.72 % 96.43 %
**STATE TOTAL** 175,062 173,648 78.46 % 78.66 % 100.00 % 96.43 %

Florida 1 31 BERKSHIRE HATHAWAY GRP 1,756,244 1,717,209 78.47 % 78.83 % 26.68 % 26.68 %
2 155 PROGRESSIVE GRP 1,334,106 1,301,529 79.32 % 80.86 % 20.26 % 46.94 %
3 176 STATE FARM GRP 883,563 843,368 87.44 % 90.46 % 13.42 % 60.36 %
4 8 ALLSTATE INS GRP 745,602 733,114 61.04 % 61.44 % 11.33 % 71.69 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 425,977 426,521 75.66 % 76.09 % 6.47 % 78.16 %
6 111 LIBERTY MUT GRP 186,629 162,325 57.33 % 58.33 % 2.83 % 80.99 %
7 69 FARMERS INS GRP 159,210 150,677 70.87 % 71.22 % 2.42 % 83.41 %
8 215 KEMPER CORP GRP 156,888 146,407 85.40 % 86.10 % 2.38 % 85.80 %
9 3548 TRAVELERS GRP 131,564 124,429 64.75 % 65.01 % 2.00 % 87.79 %
10 280 AUTO OWNERS GRP 103,915 102,763 67.09 % 68.26 % 1.58 % 89.37 %
**STATE TOTAL** 6,583,316 6,375,785 75.10 % 76.17 % 100.00 % 89.37 %

Georgia 1 176 STATE FARM GRP 805,157 778,830 79.65 % 79.77 % 21.55 % 21.55 %
2 31 BERKSHIRE HATHAWAY GRP 514,984 508,417 73.20 % 73.33 % 13.79 % 35.34 %
3 155 PROGRESSIVE GRP 495,746 492,922 79.59 % 79.81 % 13.27 % 48.61 %
4 8 ALLSTATE INS GRP 447,105 437,350 56.14 % 56.25 % 11.97 % 60.58 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 342,511 341,742 69.31 % 69.62 % 9.17 % 69.75 %
6 111 LIBERTY MUT GRP 164,535 155,359 52.80 % 53.21 % 4.40 % 74.16 %
7 280 AUTO OWNERS GRP 146,478 143,522 63.77 % 64.40 % 3.92 % 78.08 %
8 3548 TRAVELERS GRP 128,919 124,284 59.67 % 59.79 % 3.45 % 81.53 %
9 69 FARMERS INS GRP 94,440 95,375 62.53 % 62.58 % 2.53 % 84.06 %
10 561 GEORGIA FARM BUREAU GRP 73,083 73,737 66.84 % 66.94 % 1.96 % 86.01 %
**STATE TOTAL** 3,735,437 3,668,321 68.98 % 69.21 % 100.00 % 86.01 %

Hawaii 1 31 BERKSHIRE HATHAWAY GRP 107,925 104,433 69.12 % 69.27 % 29.40 % 29.40 %
2 176 STATE FARM GRP 63,819 61,431 74.78 % 74.81 % 17.39 % 46.79 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 52,273 52,030 61.06 % 61.32 % 14.24 % 61.03 %
4 8 ALLSTATE INS GRP 34,238 33,998 49.54 % 49.57 % 9.33 % 70.36 %
5 155 PROGRESSIVE GRP 24,851 24,311 60.79 % 61.12 % 6.77 % 77.13 %
6 111 LIBERTY MUT GRP 20,894 19,993 55.73 % 56.09 % 5.69 % 82.82 %
7 69 FARMERS INS GRP 15,751 15,868 44.54 % 44.60 % 4.29 % 87.12 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 15,469 15,650 48.10 % 48.62 % 4.21 % 91.33 %
9 106 ISLAND INS CO GRP 10,095 10,062 46.11 % 47.22 % 2.75 % 94.08 %
10 4715 MS & AD INS GRP 7,354 7,356 53.58 % 54.11 % 2.00 % 96.08 %
**STATE TOTAL** 367,042 359,455 61.73 % 62.12 % 100.00 % 96.08 %

© 2022 National Association of Insurance Commissioners


392
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 176 STATE FARM GRP 81,723 78,498 72.93 % 72.87 % 14.28 % 14.28 %
2 111 LIBERTY MUT GRP 68,590 64,472 58.15 % 58.45 % 11.99 % 26.27 %
3 31 BERKSHIRE HATHAWAY GRP 63,968 61,883 73.50 % 73.65 % 11.18 % 37.45 %
4 842 FARM BUREAU GRP 61,335 60,296 61.71 % 61.51 % 10.72 % 48.17 %
5 8 ALLSTATE INS GRP 59,950 58,765 48.19 % 48.19 % 10.48 % 58.65 %
6 155 PROGRESSIVE GRP 54,892 52,384 67.72 % 67.87 % 9.59 % 68.24 %
7 69 FARMERS INS GRP 44,014 43,551 55.25 % 55.42 % 7.69 % 75.93 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 39,882 39,282 65.39 % 65.79 % 6.97 % 82.90 %
9 473 AMERICAN FAMILY INS GRP 14,031 13,452 65.32 % 65.66 % 2.45 % 85.36 %
10 3548 TRAVELERS GRP 12,318 11,606 68.90 % 69.00 % 2.15 % 87.51 %
**STATE TOTAL** 572,168 553,788 62.83 % 63.02 % 100.00 % 87.51 %

Illinois 1 176 STATE FARM GRP 1,090,488 1,060,298 82.46 % 82.59 % 29.75 % 29.75 %
2 8 ALLSTATE INS GRP 492,655 494,588 52.88 % 53.02 % 13.44 % 43.19 %
3 155 PROGRESSIVE GRP 306,203 296,744 80.96 % 81.32 % 8.35 % 51.54 %
4 50 COUNTRY INS & FIN SERV GRP 268,254 266,604 58.40 % 58.40 % 7.32 % 58.86 %
5 31 BERKSHIRE HATHAWAY GRP 261,992 254,715 93.49 % 93.60 % 7.15 % 66.01 %
6 69 FARMERS INS GRP 178,252 173,900 61.38 % 61.44 % 4.86 % 70.87 %
7 473 AMERICAN FAMILY INS GRP 128,656 127,620 69.18 % 68.93 % 3.51 % 74.38 %
8 111 LIBERTY MUT GRP 128,506 120,744 69.98 % 70.40 % 3.51 % 77.89 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 104,991 104,889 67.85 % 68.14 % 2.86 % 80.75 %
10 3548 TRAVELERS GRP 62,233 59,970 71.28 % 71.42 % 1.70 % 82.45 %
**STATE TOTAL** 3,665,533 3,598,741 70.95 % 71.17 % 100.00 % 82.45 %

Indiana 1 176 STATE FARM GRP 404,403 394,174 80.55 % 80.69 % 21.76 % 21.76 %
2 155 PROGRESSIVE GRP 235,508 228,593 83.93 % 84.18 % 12.67 % 34.42 %
3 8 ALLSTATE INS GRP 180,015 178,132 66.27 % 66.37 % 9.68 % 44.11 %
4 542 INDIANA FARM BUREAU GRP 142,006 140,511 71.32 % 71.45 % 7.64 % 51.75 %
5 31 BERKSHIRE HATHAWAY GRP 129,250 126,614 99.61 % 99.78 % 6.95 % 58.70 %
6 111 LIBERTY MUT GRP 103,925 100,767 60.27 % 60.64 % 5.59 % 64.29 %
7 213 ERIE INS GRP 83,545 81,326 77.55 % 77.81 % 4.49 % 68.79 %
8 473 AMERICAN FAMILY INS GRP 73,194 72,453 69.84 % 69.88 % 3.94 % 72.72 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 61,268 60,879 69.46 % 69.75 % 3.30 % 76.02 %
10 280 AUTO OWNERS GRP 59,656 58,791 64.45 % 65.06 % 3.21 % 79.23 %
**STATE TOTAL** 1,858,883 1,827,591 74.06 % 74.30 % 100.00 % 79.23 %

Iowa 1 176 STATE FARM GRP 209,347 205,815 69.68 % 69.74 % 19.78 % 19.78 %
2 155 PROGRESSIVE GRP 199,251 193,311 75.79 % 75.93 % 18.83 % 38.61 %
3 513 IOWA FARM BUREAU GRP 82,526 79,809 66.45 % 66.50 % 7.80 % 46.41 %
4 140 NATIONWIDE CORP GRP 81,040 80,967 63.16 % 63.32 % 7.66 % 54.07 %
5 473 AMERICAN FAMILY INS GRP 56,147 55,060 65.59 % 65.62 % 5.31 % 59.38 %
6 518 GRINNELL MUT GRP 54,221 53,596 63.84 % 63.91 % 5.12 % 64.50 %
7 31 BERKSHIRE HATHAWAY GRP 41,700 40,268 71.85 % 71.88 % 3.94 % 68.44 %
8 8 ALLSTATE INS GRP 40,538 39,249 66.58 % 66.62 % 3.83 % 72.27 %
9 3991 IMT MUT HOLDING GRP 38,709 38,091 56.28 % 56.29 % 3.66 % 75.93 %
10 280 AUTO OWNERS GRP 37,428 36,200 59.89 % 60.41 % 3.54 % 79.47 %
**STATE TOTAL** 1,058,146 1,035,334 67.46 % 67.60 % 100.00 % 79.47 %

© 2022 National Association of Insurance Commissioners


393
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 176 STATE FARM GRP 192,242 187,562 64.64 % 64.58 % 18.78 % 18.78 %
2 155 PROGRESSIVE GRP 128,886 125,843 75.12 % 75.33 % 12.59 % 31.37 %
3 473 AMERICAN FAMILY INS GRP 107,786 106,955 63.74 % 63.81 % 10.53 % 41.90 %
4 513 IOWA FARM BUREAU GRP 83,675 82,154 66.12 % 66.20 % 8.17 % 50.07 %
5 31 BERKSHIRE HATHAWAY GRP 72,535 71,128 76.90 % 77.02 % 7.09 % 57.16 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 68,616 68,871 59.91 % 60.16 % 6.70 % 63.86 %
7 8 ALLSTATE INS GRP 65,975 65,673 47.08 % 47.21 % 6.44 % 70.30 %
8 69 FARMERS INS GRP 59,034 58,772 48.11 % 48.23 % 5.77 % 76.07 %
9 140 NATIONWIDE CORP GRP 43,526 43,687 66.24 % 66.33 % 4.25 % 80.32 %
10 3548 TRAVELERS GRP 38,687 37,144 49.88 % 49.97 % 3.78 % 84.10 %
**STATE TOTAL** 1,023,743 1,008,207 62.60 % 62.74 % 100.00 % 84.10 %

Kentucky 1 176 STATE FARM GRP 275,505 267,727 84.95 % 85.01 % 23.43 % 23.43 %
2 109 KENTUCKY FARM BUREAU GRP 219,888 216,963 85.90 % 86.10 % 18.70 % 42.13 %
3 155 PROGRESSIVE GRP 113,958 110,309 81.34 % 81.55 % 9.69 % 51.82 %
4 111 LIBERTY MUT GRP 104,561 100,288 61.62 % 62.04 % 8.89 % 60.72 %
5 8 ALLSTATE INS GRP 86,939 85,973 58.20 % 58.40 % 7.39 % 68.11 %
6 31 BERKSHIRE HATHAWAY GRP 70,783 70,105 84.02 % 84.59 % 6.02 % 74.13 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 70,568 70,937 63.09 % 63.38 % 6.00 % 80.13 %
8 213 ERIE INS GRP 32,049 29,542 106.63 % 106.97 % 2.73 % 82.86 %
9 3548 TRAVELERS GRP 24,947 24,196 56.21 % 56.41 % 2.12 % 84.98 %
10 280 AUTO OWNERS GRP 23,790 23,092 67.32 % 68.19 % 2.02 % 87.00 %
**STATE TOTAL** 1,175,812 1,154,701 75.78 % 76.03 % 100.00 % 87.00 %

Louisiana 1 176 STATE FARM GRP 527,504 515,704 106.55 % 106.93 % 30.21 % 30.21 %
2 155 PROGRESSIVE GRP 292,545 282,747 113.28 % 113.57 % 16.76 % 46.97 %
3 8 ALLSTATE INS GRP 249,202 249,063 75.68 % 75.76 % 14.27 % 61.24 %
4 31 BERKSHIRE HATHAWAY GRP 226,236 222,312 103.36 % 103.70 % 12.96 % 74.20 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 95,532 96,972 86.97 % 87.33 % 5.47 % 79.67 %
6 483 SOUTHERN FARM BUREAU CAS GRP 89,929 87,893 123.43 % 123.78 % 5.15 % 84.82 %
7 10685 GOAUTO INS CO 44,968 45,208 74.67 % 75.58 % 2.58 % 87.40 %
8 111 LIBERTY MUT GRP 44,444 45,929 72.78 % 73.33 % 2.55 % 89.94 %
9 123 SHELTER INS GRP 25,916 25,448 78.77 % 79.14 % 1.48 % 91.43 %
10 69 FARMERS INS GRP 18,596 19,202 66.99 % 67.26 % 1.07 % 92.49 %
**STATE TOTAL** 1,745,949 1,721,122 97.85 % 98.19 % 100.00 % 92.49 %

Maine 1 155 PROGRESSIVE GRP 56,122 54,914 73.88 % 74.09 % 13.68 % 13.68 %
2 176 STATE FARM GRP 53,690 51,977 73.47 % 73.53 % 13.09 % 26.77 %
3 31 BERKSHIRE HATHAWAY GRP 51,999 50,837 75.17 % 75.33 % 12.67 % 39.44 %
4 111 LIBERTY MUT GRP 38,721 37,905 49.11 % 49.49 % 9.44 % 48.88 %
5 8 ALLSTATE INS GRP 34,640 35,188 49.21 % 49.19 % 8.44 % 57.32 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 23,747 23,616 62.12 % 62.43 % 5.79 % 63.11 %
7 69 FARMERS INS GRP 19,824 19,615 50.33 % 50.43 % 4.83 % 67.94 %
8 280 AUTO OWNERS GRP 15,055 14,993 66.98 % 67.36 % 3.67 % 71.61 %
9 3548 TRAVELERS GRP 14,276 13,827 62.92 % 63.07 % 3.48 % 75.09 %
10 88 THE HANOVER INS GRP 13,429 13,137 47.78 % 47.80 % 3.27 % 78.36 %
**STATE TOTAL** 410,276 404,861 62.19 % 62.40 % 100.00 % 78.36 %

© 2022 National Association of Insurance Commissioners


394
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 31 BERKSHIRE HATHAWAY GRP 582,688 571,828 80.73 % 80.80 % 26.40 % 26.40 %
2 176 STATE FARM GRP 355,289 346,998 75.28 % 75.31 % 16.09 % 42.49 %
3 8 ALLSTATE INS GRP 318,648 316,575 49.64 % 49.70 % 14.44 % 56.93 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 213,930 218,947 60.72 % 61.01 % 9.69 % 66.62 %
5 213 ERIE INS GRP 177,515 178,376 68.20 % 68.41 % 8.04 % 74.66 %
6 155 PROGRESSIVE GRP 149,818 148,244 88.78 % 89.09 % 6.79 % 81.45 %
7 140 NATIONWIDE CORP GRP 108,750 110,867 62.21 % 62.28 % 4.93 % 86.37 %
8 111 LIBERTY MUT GRP 83,068 78,945 61.43 % 61.81 % 3.76 % 90.14 %
9 3548 TRAVELERS GRP 49,496 47,744 62.08 % 62.38 % 2.24 % 92.38 %
10 91 HARTFORD FIRE & CAS GRP 19,374 19,090 60.95 % 61.09 % 0.88 % 93.26 %
**STATE TOTAL** 2,207,465 2,187,420 69.47 % 69.63 % 100.00 % 93.26 %

Massachusetts 1 411 MAPFRE INS GRP 496,994 514,694 59.61 % 59.85 % 19.55 % 19.55 %
2 31 BERKSHIRE HATHAWAY GRP 373,478 347,817 95.30 % 95.49 % 14.69 % 34.25 %
3 111 LIBERTY MUT GRP 290,411 290,480 53.33 % 53.84 % 11.43 % 45.67 %
4 586 ARBELLA INS GRP 197,575 196,070 55.52 % 56.74 % 7.77 % 53.45 %
5 188 SAFETY GRP 192,129 196,734 56.81 % 57.37 % 7.56 % 61.00 %
6 415 PLYMOUTH ROCK INS GRP 171,940 171,680 59.54 % 59.96 % 6.76 % 67.77 %
7 155 PROGRESSIVE GRP 127,049 123,207 80.36 % 80.76 % 5.00 % 72.77 %
8 69 FARMERS INS GRP 100,372 102,741 53.07 % 53.12 % 3.95 % 76.72 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 97,794 96,546 62.79 % 63.13 % 3.85 % 80.56 %
10 3548 TRAVELERS GRP 96,202 90,388 65.86 % 65.90 % 3.78 % 84.35 %
**STATE TOTAL** 2,541,755 2,526,830 63.64 % 64.01 % 100.00 % 84.35 %

Michigan 1 155 PROGRESSIVE GRP 655,916 636,565 85.35 % 85.61 % 17.73 % 17.73 %
2 176 STATE FARM GRP 607,837 587,351 89.99 % 90.06 % 16.43 % 34.17 %
3 55 AUTOMOBILE CLUB MI GRP 494,930 498,408 70.85 % 71.01 % 13.38 % 47.55 %
4 280 AUTO OWNERS GRP 482,293 473,175 67.95 % 68.54 % 13.04 % 60.59 %
5 88 THE HANOVER INS GRP 289,925 278,164 59.48 % 59.50 % 7.84 % 68.42 %
6 8 ALLSTATE INS GRP 251,616 250,600 66.23 % 66.38 % 6.80 % 75.23 %
7 67 MICHIGAN FARM BUREAU GRP 190,129 188,954 69.07 % 69.30 % 5.14 % 80.37 %
8 111 LIBERTY MUT GRP 154,311 146,202 72.25 % 72.66 % 4.17 % 84.54 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 120,789 122,042 72.82 % 73.04 % 3.27 % 87.80 %
10 69 FARMERS INS GRP 74,512 75,747 64.27 % 64.37 % 2.01 % 89.82 %
**STATE TOTAL** 3,698,881 3,634,403 74.06 % 74.32 % 100.00 % 89.82 %

Minnesota 1 176 STATE FARM GRP 431,375 424,245 73.23 % 73.32 % 22.88 % 22.88 %
2 155 PROGRESSIVE GRP 340,930 328,029 79.40 % 79.62 % 18.08 % 40.96 %
3 473 AMERICAN FAMILY INS GRP 198,115 196,583 64.41 % 64.46 % 10.51 % 51.46 %
4 69 FARMERS INS GRP 115,968 116,254 54.32 % 54.39 % 6.15 % 57.61 %
5 8 ALLSTATE INS GRP 96,765 97,900 47.70 % 47.60 % 5.13 % 62.75 %
6 280 AUTO OWNERS GRP 83,653 81,212 61.26 % 61.86 % 4.44 % 67.18 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 77,874 77,252 62.17 % 62.47 % 4.13 % 71.31 %
8 31 BERKSHIRE HATHAWAY GRP 77,092 75,263 77.21 % 77.32 % 4.09 % 75.40 %
9 111 LIBERTY MUT GRP 75,638 70,723 56.33 % 56.68 % 4.01 % 79.41 %
10 3548 TRAVELERS GRP 48,142 47,618 62.54 % 62.62 % 2.55 % 81.97 %
**STATE TOTAL** 1,885,622 1,848,348 67.24 % 67.45 % 100.00 % 81.97 %

© 2022 National Association of Insurance Commissioners


395
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 176 STATE FARM GRP 248,755 241,182 79.11 % 79.22 % 24.77 % 24.77 %
2 155 PROGRESSIVE GRP 125,285 120,647 80.11 % 80.30 % 12.47 % 37.24 %
3 8 ALLSTATE INS GRP 106,442 103,581 53.03 % 53.04 % 10.60 % 47.84 %
4 483 SOUTHERN FARM BUREAU CAS GRP 103,371 102,893 76.02 % 76.06 % 10.29 % 58.13 %
5 31 BERKSHIRE HATHAWAY GRP 83,731 83,227 76.31 % 76.37 % 8.34 % 66.46 %
6 111 LIBERTY MUT GRP 71,067 69,995 61.17 % 61.61 % 7.08 % 73.54 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 57,641 57,824 71.31 % 71.63 % 5.74 % 79.28 %
8 140 NATIONWIDE CORP GRP 37,628 37,715 62.73 % 62.82 % 3.75 % 83.02 %
9 5 ALFA INS GRP 33,954 33,427 76.16 % 76.15 % 3.38 % 86.40 %
10 123 SHELTER INS GRP 30,915 30,213 71.05 % 71.42 % 3.08 % 89.48 %
**STATE TOTAL** 1,004,430 984,071 71.85 % 72.02 % 100.00 % 89.48 %

Missouri 1 176 STATE FARM GRP 456,145 443,463 70.15 % 70.39 % 22.22 % 22.22 %
2 155 PROGRESSIVE GRP 246,736 238,760 74.42 % 74.62 % 12.02 % 34.25 %
3 473 AMERICAN FAMILY INS GRP 206,673 206,493 58.33 % 58.17 % 10.07 % 44.32 %
4 31 BERKSHIRE HATHAWAY GRP 166,272 163,353 75.29 % 75.38 % 8.10 % 52.42 %
5 111 LIBERTY MUT GRP 131,949 126,753 56.98 % 57.37 % 6.43 % 58.85 %
6 123 SHELTER INS GRP 123,689 121,025 68.29 % 68.53 % 6.03 % 64.87 %
7 8 ALLSTATE INS GRP 110,117 108,218 64.24 % 64.40 % 5.37 % 70.24 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 102,372 101,955 66.97 % 67.30 % 4.99 % 75.23 %
9 69 FARMERS INS GRP 97,064 94,760 58.72 % 58.95 % 4.73 % 79.95 %
10 1318 AUTO CLUB ENTERPRISES INS GRP 71,045 72,464 62.89 % 63.40 % 3.46 % 83.42 %
**STATE TOTAL** 2,052,432 2,008,989 66.34 % 66.56 % 100.00 % 83.42 %

Montana 1 176 STATE FARM GRP 98,895 95,377 65.81 % 65.89 % 21.65 % 21.65 %
2 155 PROGRESSIVE GRP 66,278 62,919 66.67 % 66.86 % 14.51 % 36.16 %
3 111 LIBERTY MUT GRP 54,175 53,760 40.84 % 41.05 % 11.86 % 48.02 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 41,519 40,785 64.25 % 64.51 % 9.09 % 57.11 %
5 69 FARMERS INS GRP 34,333 33,578 58.42 % 58.45 % 7.52 % 64.63 %
6 31 BERKSHIRE HATHAWAY GRP 31,671 30,410 63.94 % 64.05 % 6.93 % 71.56 %
7 8 ALLSTATE INS GRP 28,590 28,102 98.71 % 100.58 % 6.26 % 77.82 %
8 4683 MOUNTAIN WEST FARM GRP 22,828 22,856 61.05 % 62.27 % 5.00 % 82.82 %
9 3548 TRAVELERS GRP 21,164 20,032 61.71 % 61.84 % 4.63 % 87.45 %
10 91 HARTFORD FIRE & CAS GRP 7,446 7,601 49.45 % 50.08 % 1.63 % 89.08 %
**STATE TOTAL** 456,770 443,338 62.41 % 62.76 % 100.00 % 89.08 %

Nebraska 1 176 STATE FARM GRP 142,841 139,872 59.36 % 59.37 % 20.56 % 20.56 %
2 155 PROGRESSIVE GRP 96,150 92,983 61.96 % 62.04 % 13.84 % 34.41 %
3 13889 FARMERS MUT INS CO OF NE 79,659 76,755 59.50 % 59.54 % 11.47 % 45.87 %
4 513 IOWA FARM BUREAU GRP 48,193 46,779 57.68 % 57.75 % 6.94 % 52.81 %
5 473 AMERICAN FAMILY INS GRP 45,693 44,731 65.82 % 65.88 % 6.58 % 59.39 %
6 31 BERKSHIRE HATHAWAY GRP 43,237 41,563 73.25 % 73.33 % 6.22 % 65.61 %
7 8 ALLSTATE INS GRP 42,220 40,752 42.72 % 42.47 % 6.08 % 71.69 %
8 140 NATIONWIDE CORP GRP 35,905 33,977 57.91 % 58.04 % 5.17 % 76.86 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 35,659 35,529 64.79 % 65.10 % 5.13 % 81.99 %
10 69 FARMERS INS GRP 18,801 18,627 58.73 % 59.02 % 2.71 % 84.70 %
**STATE TOTAL** 694,637 675,550 60.10 % 60.21 % 100.00 % 84.70 %

© 2022 National Association of Insurance Commissioners


396
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 31 BERKSHIRE HATHAWAY GRP 160,544 155,245 89.14 % 89.26 % 18.46 % 18.46 %
2 176 STATE FARM GRP 143,254 138,789 78.96 % 79.05 % 16.47 % 34.93 %
3 155 PROGRESSIVE GRP 115,584 111,190 85.59 % 86.05 % 13.29 % 48.22 %
4 8 ALLSTATE INS GRP 106,400 104,442 56.58 % 56.66 % 12.23 % 60.46 %
5 69 FARMERS INS GRP 63,483 64,112 56.93 % 57.10 % 7.30 % 67.75 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 60,177 60,154 69.29 % 69.73 % 6.92 % 74.67 %
7 1278 CSAA INS GRP 38,366 37,573 65.10 % 65.68 % 4.41 % 79.09 %
8 111 LIBERTY MUT GRP 29,530 29,840 46.41 % 46.82 % 3.40 % 82.48 %
9 3548 TRAVELERS GRP 21,561 20,600 59.97 % 60.20 % 2.48 % 84.96 %
10 473 AMERICAN FAMILY INS GRP 21,468 21,230 64.78 % 64.96 % 2.47 % 87.43 %
**STATE TOTAL** 869,703 851,440 71.58 % 71.83 % 100.00 % 87.43 %

New Hampshire 1 31 BERKSHIRE HATHAWAY GRP 62,119 60,467 75.20 % 75.33 % 13.26 % 13.26 %
2 155 PROGRESSIVE GRP 61,720 60,999 74.88 % 75.11 % 13.17 % 26.43 %
3 176 STATE FARM GRP 54,772 52,845 78.59 % 78.65 % 11.69 % 38.11 %
4 8 ALLSTATE INS GRP 51,202 51,766 45.57 % 45.85 % 10.93 % 49.04 %
5 111 LIBERTY MUT GRP 50,761 50,387 43.22 % 43.53 % 10.83 % 59.87 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 30,728 30,238 59.55 % 59.88 % 6.56 % 66.43 %
7 280 AUTO OWNERS GRP 16,581 16,987 60.91 % 61.07 % 3.54 % 69.97 %
8 28 AMICA MUT GRP 14,001 14,372 58.23 % 59.16 % 2.99 % 72.96 %
9 3548 TRAVELERS GRP 12,065 11,420 68.76 % 68.86 % 2.57 % 75.53 %
10 88 THE HANOVER INS GRP 10,640 10,232 42.21 % 42.23 % 2.27 % 77.80 %
**STATE TOTAL** 468,623 466,773 61.24 % 61.46 % 100.00 % 77.80 %

New Jersey 1 31 BERKSHIRE HATHAWAY GRP 666,760 652,931 106.34 % 106.59 % 24.55 % 24.55 %
2 708 NEW JERSEY MANUFACTURERS GRP 349,391 346,739 73.26 % 75.33 % 12.87 % 37.42 %
3 155 PROGRESSIVE GRP 320,837 310,073 114.79 % 115.08 % 11.81 % 49.23 %
4 8 ALLSTATE INS GRP 319,281 313,937 76.75 % 76.82 % 11.76 % 60.99 %
5 1227 PALISADES GRP 192,573 193,278 75.12 % 75.64 % 7.09 % 68.08 %
6 176 STATE FARM GRP 188,043 180,506 116.57 % 116.70 % 6.92 % 75.01 %
7 111 LIBERTY MUT GRP 166,184 168,510 72.78 % 73.44 % 6.12 % 81.13 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 137,833 135,243 74.50 % 74.74 % 5.08 % 86.20 %
9 3548 TRAVELERS GRP 102,605 100,472 83.23 % 83.51 % 3.78 % 89.98 %
10 69 FARMERS INS GRP 81,363 83,189 74.75 % 74.73 % 3.00 % 92.98 %
**STATE TOTAL** 2,715,639 2,671,989 90.56 % 91.07 % 100.00 % 92.98 %

New Mexico 1 176 STATE FARM GRP 125,666 122,180 83.44 % 83.99 % 19.98 % 19.98 %
2 155 PROGRESSIVE GRP 101,050 98,341 78.84 % 79.12 % 16.07 % 36.05 %
3 31 BERKSHIRE HATHAWAY GRP 80,173 78,633 87.60 % 87.80 % 12.75 % 48.80 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 67,317 67,302 63.27 % 63.66 % 10.70 % 59.50 %
5 8 ALLSTATE INS GRP 59,049 58,785 47.86 % 47.80 % 9.39 % 68.89 %
6 69 FARMERS INS GRP 57,998 57,700 57.40 % 57.61 % 9.22 % 78.11 %
7 111 LIBERTY MUT GRP 29,015 28,774 52.05 % 52.38 % 4.61 % 82.72 %
8 1318 AUTO CLUB ENTERPRISES INS GRP 15,488 15,470 56.21 % 56.42 % 2.46 % 85.19 %
9 169 SENTRY INS GRP 15,017 14,784 61.15 % 61.30 % 2.39 % 87.58 %
10 513 IOWA FARM BUREAU GRP 14,738 14,511 62.59 % 63.06 % 2.34 % 89.92 %
**STATE TOTAL** 628,915 620,423 69.22 % 69.59 % 100.00 % 89.92 %

© 2022 National Association of Insurance Commissioners


397
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 31 BERKSHIRE HATHAWAY GRP 1,738,759 1,716,434 77.73 % 77.85 % 31.88 % 31.88 %
2 8 ALLSTATE INS GRP 773,837 775,230 71.88 % 72.00 % 14.19 % 46.07 %
3 176 STATE FARM GRP 653,245 625,233 94.36 % 94.77 % 11.98 % 58.05 %
4 155 PROGRESSIVE GRP 489,113 487,834 84.67 % 84.82 % 8.97 % 67.01 %
5 111 LIBERTY MUT GRP 370,516 356,141 72.09 % 72.65 % 6.79 % 73.81 %
6 3548 TRAVELERS GRP 239,816 233,046 71.43 % 71.66 % 4.40 % 78.20 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 199,455 198,359 73.36 % 73.67 % 3.66 % 81.86 %
8 2518 NYCM INS GRP 177,355 173,168 62.58 % 62.58 % 3.25 % 85.11 %
9 69 FARMERS INS GRP 133,438 131,593 63.55 % 63.54 % 2.45 % 87.56 %
10 140 NATIONWIDE CORP GRP 106,440 104,355 95.93 % 96.05 % 1.95 % 89.51 %
**STATE TOTAL** 5,454,062 5,366,902 77.03 % 77.29 % 100.00 % 89.51 %

North Carolina 1 8 ALLSTATE INS GRP 589,177 579,323 53.44 % 53.43 % 16.74 % 16.74 %
2 31 BERKSHIRE HATHAWAY GRP 517,915 502,273 72.20 % 72.25 % 14.72 % 31.46 %
3 176 STATE FARM GRP 472,424 461,238 68.85 % 68.89 % 13.42 % 44.88 %
4 155 PROGRESSIVE GRP 377,602 355,345 65.82 % 66.05 % 10.73 % 55.61 %
5 140 NATIONWIDE CORP GRP 319,068 318,438 47.26 % 47.30 % 9.07 % 64.68 %
6 324 NORTH CAROLINA FARM BUREAU GRP 312,031 310,211 70.15 % 70.18 % 8.87 % 73.54 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 289,275 285,672 66.18 % 66.55 % 8.22 % 81.76 %
8 213 ERIE INS GRP 136,238 131,747 67.40 % 67.63 % 3.87 % 85.63 %
9 111 LIBERTY MUT GRP 115,173 113,100 37.99 % 38.32 % 3.27 % 88.91 %
10 280 AUTO OWNERS GRP 53,519 51,508 63.50 % 64.11 % 1.52 % 90.43 %
**STATE TOTAL** 3,519,333 3,448,619 62.09 % 62.22 % 100.00 % 90.43 %

North Dakota 1 155 PROGRESSIVE GRP 52,308 50,621 85.34 % 85.59 % 17.59 % 17.59 %
2 176 STATE FARM GRP 37,356 36,808 74.03 % 74.13 % 12.56 % 30.16 %
3 8 ALLSTATE INS GRP 32,676 33,432 136.69 % 139.66 % 10.99 % 41.15 %
4 3500 NODAK MUT GRP 29,626 29,494 67.21 % 67.54 % 9.96 % 51.11 %
5 473 AMERICAN FAMILY INS GRP 26,697 26,443 58.07 % 58.13 % 8.98 % 60.09 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 17,390 17,499 68.17 % 68.44 % 5.85 % 65.94 %
7 69 FARMERS INS GRP 14,652 14,718 54.12 % 54.20 % 4.93 % 70.86 %
8 31 BERKSHIRE HATHAWAY GRP 11,657 11,521 77.52 % 77.62 % 3.92 % 74.79 %
9 280 AUTO OWNERS GRP 9,863 9,839 63.28 % 63.87 % 3.32 % 78.10 %
10 518 GRINNELL MUT GRP 9,199 9,218 70.29 % 70.40 % 3.09 % 81.20 %
**STATE TOTAL** 297,337 295,990 76.94 % 77.47 % 100.00 % 81.20 %

Ohio 1 176 STATE FARM GRP 575,981 562,507 80.22 % 80.27 % 17.82 % 17.82 %
2 155 PROGRESSIVE GRP 498,266 483,310 82.98 % 83.26 % 15.42 % 33.24 %
3 8 ALLSTATE INS GRP 428,365 425,864 51.30 % 51.31 % 13.26 % 46.50 %
4 31 BERKSHIRE HATHAWAY GRP 258,450 255,276 96.16 % 97.08 % 8.00 % 54.50 %
5 140 NATIONWIDE CORP GRP 176,896 177,763 61.98 % 62.03 % 5.47 % 59.97 %
6 111 LIBERTY MUT GRP 174,053 172,465 59.42 % 59.74 % 5.39 % 65.36 %
7 267 GRANGE MUT CAS GRP 168,853 167,635 62.11 % 62.18 % 5.23 % 70.58 %
8 213 ERIE INS GRP 140,017 136,764 78.07 % 78.33 % 4.33 % 74.92 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 115,963 115,370 68.20 % 68.51 % 3.59 % 78.51 %
10 228 WESTFIELD GRP 83,924 83,883 54.50 % 54.80 % 2.60 % 81.10 %
**STATE TOTAL** 3,231,410 3,187,604 70.36 % 70.63 % 100.00 % 81.10 %

© 2022 National Association of Insurance Commissioners


398
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 176 STATE FARM GRP 334,488 326,397 79.03 % 79.08 % 23.99 % 23.99 %
2 155 PROGRESSIVE GRP 188,488 182,095 71.34 % 71.67 % 13.52 % 37.50 %
3 69 FARMERS INS GRP 146,978 141,447 73.03 % 73.19 % 10.54 % 48.04 %
4 8 ALLSTATE INS GRP 126,322 124,082 70.03 % 70.12 % 9.06 % 57.10 %
5 31 BERKSHIRE HATHAWAY GRP 116,951 114,196 87.85 % 88.01 % 8.39 % 65.49 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 90,761 91,942 74.84 % 75.18 % 6.51 % 72.00 %
7 111 LIBERTY MUT GRP 77,293 76,155 56.19 % 56.66 % 5.54 % 77.54 %
8 220 OKLAHOMA FARM BUREAU GRP 55,489 54,950 65.66 % 65.79 % 3.98 % 81.52 %
9 123 SHELTER INS GRP 49,282 48,083 74.08 % 74.31 % 3.53 % 85.05 %
10 1321 AMERICAN FARMERS & RANCHERS GRP 35,853 36,101 60.02 % 60.27 % 2.57 % 87.63 %
**STATE TOTAL** 1,394,466 1,363,062 72.97 % 73.25 % 100.00 % 87.63 %

Oregon 1 176 STATE FARM GRP 216,112 209,212 90.38 % 90.45 % 20.02 % 20.02 %
2 155 PROGRESSIVE GRP 149,316 144,598 85.00 % 85.21 % 13.83 % 33.85 %
3 31 BERKSHIRE HATHAWAY GRP 123,118 118,567 92.79 % 93.13 % 11.40 % 45.26 %
4 8 ALLSTATE INS GRP 102,463 101,362 60.91 % 60.97 % 9.49 % 54.75 %
5 69 FARMERS INS GRP 88,481 88,239 62.76 % 62.88 % 8.20 % 62.94 %
6 111 LIBERTY MUT GRP 86,123 85,919 47.50 % 47.79 % 7.98 % 70.92 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 80,668 81,159 69.87 % 70.22 % 7.47 % 78.39 %
8 50 COUNTRY INS & FIN SERV GRP 43,163 42,870 72.52 % 72.52 % 4.00 % 82.39 %
9 473 AMERICAN FAMILY INS GRP 28,826 28,477 75.37 % 75.56 % 2.67 % 85.06 %
10 3548 TRAVELERS GRP 22,947 21,849 68.49 % 68.72 % 2.13 % 87.19 %
**STATE TOTAL** 1,079,530 1,059,025 75.16 % 75.41 % 100.00 % 87.19 %

Pennsylvania 1 176 STATE FARM GRP 820,078 804,980 84.75 % 84.80 % 18.83 % 18.83 %
2 213 ERIE INS GRP 656,155 649,574 68.72 % 68.86 % 15.07 % 33.90 %
3 8 ALLSTATE INS GRP 504,911 507,327 55.84 % 55.88 % 11.60 % 45.50 %
4 155 PROGRESSIVE GRP 465,457 453,226 96.53 % 96.74 % 10.69 % 56.19 %
5 31 BERKSHIRE HATHAWAY GRP 380,130 375,978 92.24 % 92.31 % 8.73 % 64.92 %
6 111 LIBERTY MUT GRP 276,007 260,864 65.06 % 65.51 % 6.34 % 71.26 %
7 140 NATIONWIDE CORP GRP 275,838 275,012 70.23 % 70.32 % 6.33 % 77.59 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 182,602 181,603 71.46 % 71.78 % 4.19 % 81.78 %
9 3548 TRAVELERS GRP 144,528 142,569 57.59 % 57.69 % 3.32 % 85.10 %
10 69 FARMERS INS GRP 114,154 106,875 65.16 % 65.24 % 2.62 % 87.72 %
**STATE TOTAL** 4,354,373 4,284,913 74.55 % 74.74 % 100.00 % 87.72 %

Rhode Island 1 155 PROGRESSIVE GRP 76,729 74,890 78.53 % 78.71 % 21.17 % 21.17 %
2 31 BERKSHIRE HATHAWAY GRP 57,726 56,166 70.46 % 70.57 % 15.93 % 37.10 %
3 8 ALLSTATE INS GRP 40,414 40,137 55.79 % 55.90 % 11.15 % 48.25 %
4 28 AMICA MUT GRP 31,129 42,056 64.16 % 65.25 % 8.59 % 56.84 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 29,837 29,695 64.62 % 64.87 % 8.23 % 65.07 %
6 111 LIBERTY MUT GRP 29,736 26,977 49.49 % 49.89 % 8.20 % 73.27 %
7 69 FARMERS INS GRP 16,455 16,870 56.11 % 56.24 % 4.54 % 77.81 %
8 140 NATIONWIDE CORP GRP 13,745 13,882 63.41 % 63.61 % 3.79 % 81.61 %
9 411 MAPFRE INS GRP 11,834 11,553 59.37 % 59.77 % 3.27 % 84.87 %
10 3548 TRAVELERS GRP 10,456 10,422 52.55 % 52.76 % 2.88 % 87.76 %
**STATE TOTAL** 362,439 368,808 65.45 % 65.73 % 100.00 % 87.76 %

© 2022 National Association of Insurance Commissioners


399
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 176 STATE FARM GRP 421,092 408,451 71.13 % 71.29 % 23.18 % 23.18 %
2 31 BERKSHIRE HATHAWAY GRP 263,264 260,934 70.90 % 70.99 % 14.49 % 37.67 %
3 8 ALLSTATE INS GRP 261,751 259,004 50.04 % 50.12 % 14.41 % 52.08 %
4 155 PROGRESSIVE GRP 235,146 224,111 83.08 % 83.31 % 12.95 % 65.03 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 191,391 189,877 72.01 % 72.43 % 10.54 % 75.57 %
6 3548 TRAVELERS GRP 79,943 79,110 62.18 % 62.32 % 4.40 % 79.97 %
7 111 LIBERTY MUT GRP 75,253 73,085 54.14 % 54.53 % 4.14 % 84.11 %
8 140 NATIONWIDE CORP GRP 69,065 71,089 60.35 % 60.43 % 3.80 % 87.91 %
9 483 SOUTHERN FARM BUREAU CAS GRP 39,740 40,403 67.46 % 67.61 % 2.19 % 90.10 %
10 280 AUTO OWNERS GRP 38,036 37,614 62.33 % 63.24 % 2.09 % 92.19 %
**STATE TOTAL** 1,816,476 1,783,772 66.73 % 66.93 % 100.00 % 92.19 %

South Dakota 1 176 STATE FARM GRP 67,977 65,848 75.73 % 75.77 % 18.09 % 18.09 %
2 155 PROGRESSIVE GRP 59,275 57,660 64.10 % 64.22 % 15.78 % 33.87 %
3 473 AMERICAN FAMILY INS GRP 33,689 32,758 66.88 % 66.91 % 8.97 % 42.84 %
4 13889 FARMERS MUT INS CO OF NE 21,871 20,900 75.25 % 75.34 % 5.82 % 48.66 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 21,636 21,614 58.33 % 58.54 % 5.76 % 54.42 %
6 69 FARMERS INS GRP 17,382 17,300 68.97 % 69.00 % 4.63 % 59.05 %
7 31 BERKSHIRE HATHAWAY GRP 17,287 16,460 75.62 % 75.70 % 4.60 % 63.65 %
8 140 NATIONWIDE CORP GRP 14,616 13,794 68.63 % 68.85 % 3.89 % 67.54 %
9 205 DE SMET INS GRP 12,263 12,195 73.62 % 73.71 % 3.26 % 70.81 %
10 698 NORTH STAR CO GRP 11,972 11,382 73.13 % 73.68 % 3.19 % 73.99 %
**STATE TOTAL** 375,669 365,720 66.49 % 66.61 % 100.00 % 73.99 %

Tennessee 1 176 STATE FARM GRP 464,534 451,333 78.21 % 78.25 % 20.85 % 20.85 %
2 694 TENNESSEE FARMERS GRP 390,052 385,618 82.45 % 84.09 % 17.51 % 38.36 %
3 31 BERKSHIRE HATHAWAY GRP 239,624 234,293 87.81 % 87.92 % 10.75 % 49.11 %
4 155 PROGRESSIVE GRP 217,003 206,284 83.57 % 83.90 % 9.74 % 58.85 %
5 8 ALLSTATE INS GRP 195,188 190,508 58.21 % 58.37 % 8.76 % 67.61 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 135,972 134,863 68.29 % 68.59 % 6.10 % 73.71 %
7 111 LIBERTY MUT GRP 107,887 105,636 60.90 % 61.22 % 4.84 % 78.56 %
8 213 ERIE INS GRP 66,412 63,948 72.80 % 73.02 % 2.98 % 81.54 %
9 69 FARMERS INS GRP 56,338 55,761 61.16 % 61.18 % 2.53 % 84.07 %
10 140 NATIONWIDE CORP GRP 48,310 48,538 61.39 % 61.44 % 2.17 % 86.23 %
**STATE TOTAL** 2,228,049 2,175,972 74.59 % 75.03 % 100.00 % 86.23 %

Texas 1 155 PROGRESSIVE GRP 1,667,584 1,604,597 74.24 % 74.45 % 15.55 % 15.55 %
2 176 STATE FARM GRP 1,511,832 1,467,342 91.65 % 91.72 % 14.10 % 29.65 %
3 8 ALLSTATE INS GRP 1,501,039 1,499,822 56.76 % 56.88 % 14.00 % 43.65 %
4 31 BERKSHIRE HATHAWAY GRP 1,413,336 1,401,012 89.27 % 89.36 % 13.18 % 56.82 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 985,278 978,232 74.32 % 74.63 % 9.19 % 66.01 %
6 69 FARMERS INS GRP 850,016 840,285 65.63 % 65.90 % 7.93 % 73.94 %
7 111 LIBERTY MUT GRP 527,722 523,344 60.23 % 60.60 % 4.92 % 78.86 %
8 809 TEXAS FARM BUREAU MUT GRP 394,956 394,627 79.83 % 79.93 % 3.68 % 82.54 %
9 29246 CONSUMERS CNTY MUT INS CO 234,960 225,317 71.05 % 71.07 % 2.19 % 84.73 %
10 215 KEMPER CORP GRP 180,823 175,328 73.40 % 73.57 % 1.69 % 86.42 %
**STATE TOTAL** 10,723,816 10,530,129 74.24 % 74.49 % 100.00 % 86.42 %

© 2022 National Association of Insurance Commissioners


400
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 176 STATE FARM GRP 132,411 128,426 77.40 % 77.48 % 14.15 % 14.15 %
2 8 ALLSTATE INS GRP 122,953 121,071 56.94 % 56.91 % 13.14 % 27.28 %
3 31 BERKSHIRE HATHAWAY GRP 93,695 91,505 77.75 % 77.88 % 10.01 % 37.29 %
4 155 PROGRESSIVE GRP 81,357 76,830 76.98 % 77.23 % 8.69 % 45.98 %
5 69 FARMERS INS GRP 80,722 80,735 60.67 % 60.71 % 8.62 % 54.61 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 60,403 59,865 64.52 % 64.93 % 6.45 % 61.06 %
7 13471 BEAR RIVER MUT INS CO 56,280 55,586 63.28 % 63.28 % 6.01 % 67.07 %
8 111 LIBERTY MUT GRP 52,360 51,455 52.24 % 52.60 % 5.59 % 72.66 %
9 473 AMERICAN FAMILY INS GRP 31,584 30,769 70.09 % 70.28 % 3.37 % 76.04 %
10 785 MARKEL CORP GRP 28,301 24,507 17.87 % 19.26 % 3.02 % 79.06 %
**STATE TOTAL** 936,056 910,428 65.40 % 65.64 % 100.00 % 79.06 %

Vermont 1 31 BERKSHIRE HATHAWAY GRP 35,687 35,160 58.91 % 59.03 % 16.50 % 16.50 %
2 155 PROGRESSIVE GRP 35,520 34,949 68.40 % 68.62 % 16.43 % 32.93 %
3 111 LIBERTY MUT GRP 18,638 18,199 50.03 % 50.31 % 8.62 % 41.55 %
4 176 STATE FARM GRP 15,774 15,287 74.34 % 74.40 % 7.29 % 48.84 %
5 8 ALLSTATE INS GRP 14,317 14,334 32.64 % 32.61 % 6.62 % 55.46 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 13,346 13,309 55.80 % 56.08 % 6.17 % 61.63 %
7 280 AUTO OWNERS GRP 11,679 11,898 60.40 % 60.49 % 5.40 % 67.03 %
8 234 VERMONT MUT GRP 9,736 9,677 48.31 % 48.31 % 4.50 % 71.53 %
9 18686 CO OPERATIVE INS COS 7,848 7,852 79.63 % 80.26 % 3.63 % 75.16 %
10 3548 TRAVELERS GRP 6,950 7,000 55.31 % 55.36 % 3.21 % 78.38 %
**STATE TOTAL** 216,256 214,620 58.16 % 58.36 % 100.00 % 78.38 %

Virginia 1 31 BERKSHIRE HATHAWAY GRP 566,793 556,279 76.51 % 76.60 % 21.00 % 21.00 %
2 176 STATE FARM GRP 396,852 387,813 74.56 % 74.61 % 14.70 % 35.70 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 393,565 394,018 63.95 % 64.32 % 14.58 % 50.28 %
4 8 ALLSTATE INS GRP 344,945 337,391 49.30 % 49.34 % 12.78 % 63.06 %
5 155 PROGRESSIVE GRP 256,779 249,412 81.80 % 82.01 % 9.51 % 72.57 %
6 140 NATIONWIDE CORP GRP 152,280 151,531 63.47 % 63.50 % 5.64 % 78.21 %
7 213 ERIE INS GRP 114,550 112,990 71.68 % 71.89 % 4.24 % 82.45 %
8 111 LIBERTY MUT GRP 71,707 67,402 50.43 % 50.79 % 2.66 % 85.11 %
9 3548 TRAVELERS GRP 64,391 62,555 59.45 % 59.57 % 2.39 % 87.49 %
10 203 VIRGINIA FARM BUREAU GRP 64,029 63,209 67.12 % 67.50 % 2.37 % 89.87 %
**STATE TOTAL** 2,699,431 2,654,795 67.77 % 67.93 % 100.00 % 89.87 %

Washington 1 176 STATE FARM GRP 321,110 309,166 90.25 % 90.46 % 15.06 % 15.06 %
2 155 PROGRESSIVE GRP 264,657 257,968 76.82 % 77.23 % 12.41 % 27.47 %
3 31 BERKSHIRE HATHAWAY GRP 255,672 249,777 80.24 % 80.56 % 11.99 % 39.46 %
4 8 ALLSTATE INS GRP 241,070 240,759 58.08 % 58.23 % 11.31 % 50.77 %
5 111 LIBERTY MUT GRP 224,837 221,276 55.24 % 55.53 % 10.55 % 61.32 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 215,713 213,239 68.33 % 68.70 % 10.12 % 71.43 %
7 69 FARMERS INS GRP 131,563 130,843 59.72 % 59.81 % 6.17 % 77.60 %
8 24341 PEMCO MUT INS CO 109,670 107,646 59.79 % 60.02 % 5.14 % 82.75 %
9 473 AMERICAN FAMILY INS GRP 76,400 76,699 74.25 % 75.41 % 3.58 % 86.33 %
10 3548 TRAVELERS GRP 41,210 40,469 68.23 % 68.39 % 1.93 % 88.26 %
**STATE TOTAL** 2,132,160 2,094,358 69.64 % 70.00 % 100.00 % 88.26 %

© 2022 National Association of Insurance Commissioners


401
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 176 STATE FARM GRP 163,365 158,604 77.72 % 77.74 % 26.64 % 26.64 %
2 213 ERIE INS GRP 98,129 98,041 72.68 % 72.95 % 16.00 % 42.64 %
3 31 BERKSHIRE HATHAWAY GRP 68,334 67,110 80.14 % 80.18 % 11.14 % 53.78 %
4 8 ALLSTATE INS GRP 59,541 58,988 50.84 % 50.93 % 9.71 % 63.49 %
5 140 NATIONWIDE CORP GRP 54,569 55,026 63.37 % 63.44 % 8.90 % 72.39 %
6 155 PROGRESSIVE GRP 39,159 38,078 71.19 % 71.43 % 6.39 % 78.78 %
7 111 LIBERTY MUT GRP 36,907 34,826 55.73 % 56.06 % 6.02 % 84.80 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 28,986 29,262 64.52 % 64.91 % 4.73 % 89.52 %
9 228 WESTFIELD GRP 14,717 14,804 58.78 % 59.15 % 2.40 % 91.92 %
10 91 HARTFORD FIRE & CAS GRP 11,029 11,319 56.04 % 55.43 % 1.80 % 93.72 %
**STATE TOTAL** 613,248 605,273 68.59 % 68.73 % 100.00 % 93.72 %

Wisconsin 1 155 PROGRESSIVE GRP 303,265 292,383 90.71 % 91.00 % 18.76 % 18.76 %
2 473 AMERICAN FAMILY INS GRP 276,411 271,935 66.11 % 66.21 % 17.10 % 35.86 %
3 176 STATE FARM GRP 240,141 234,351 76.81 % 76.88 % 14.85 % 50.71 %
4 31 BERKSHIRE HATHAWAY GRP 80,817 78,877 90.99 % 91.10 % 5.00 % 55.71 %
5 8 ALLSTATE INS GRP 74,262 74,077 63.94 % 63.95 % 4.59 % 60.31 %
6 213 ERIE INS GRP 66,189 64,698 73.73 % 73.94 % 4.09 % 64.40 %
7 14184 ACUITY A MUT INS CO 52,742 51,915 60.90 % 61.25 % 3.26 % 67.66 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 52,023 51,516 65.91 % 66.19 % 3.22 % 70.88 %
9 15350 WEST BEND MUT INS CO 51,216 50,461 59.66 % 59.72 % 3.17 % 74.05 %
10 69 FARMERS INS GRP 44,022 43,371 58.84 % 58.95 % 2.72 % 76.77 %
**STATE TOTAL** 1,616,606 1,586,199 72.92 % 73.13 % 100.00 % 76.77 %

Wyoming 1 176 STATE FARM GRP 58,225 56,653 61.34 % 61.36 % 21.64 % 21.64 %
2 155 PROGRESSIVE GRP 39,291 38,299 65.12 % 65.17 % 14.60 % 36.24 %
3 69 FARMERS INS GRP 31,180 30,507 60.81 % 60.95 % 11.59 % 47.83 %
4 4683 MOUNTAIN WEST FARM GRP 28,855 28,944 57.68 % 59.40 % 10.72 % 58.55 %
5 31 BERKSHIRE HATHAWAY GRP 27,198 26,330 63.77 % 63.87 % 10.11 % 68.66 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 22,134 21,999 55.24 % 55.46 % 8.23 % 76.89 %
7 111 LIBERTY MUT GRP 20,750 19,765 38.46 % 38.63 % 7.71 % 84.60 %
8 8 ALLSTATE INS GRP 14,155 14,164 33.01 % 32.28 % 5.26 % 89.86 %
9 408 AMERICAN NATL FIN GRP 5,238 4,893 61.27 % 61.21 % 1.95 % 91.80 %
10 140 NATIONWIDE CORP GRP 5,055 5,035 71.00 % 71.10 % 1.88 % 93.68 %
**STATE TOTAL** 269,077 263,658 56.96 % 57.33 % 100.00 % 93.68 %

Guam 1 200 UNITED SERV AUTOMOBILE ASSN GRP 10,654 10,484 37.69 % 37.84 % 36.69 % 36.69 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 3,099 2,960 23.15 % 29.35 % 10.67 % 47.36 %
3 12 AMERICAN INTL GRP 3,098 2,621 92.26 % 98.51 % 10.67 % 58.03 %
4 4672 DONGBU INS GRP 2,703 2,666 33.84 % 39.12 % 9.31 % 67.34 %
5 4715 MS & AD INS GRP 2,518 2,609 46.79 % 64.13 % 8.67 % 76.01 %
6 10972 FIRST NET INS CO 2,108 1,992 37.24 % 37.68 % 7.26 % 83.28 %
7 18380 PACIFIC IND INS CO 1,667 1,641 16.94 % 16.94 % 5.74 % 89.02 %
8 3219 SOMPO GRP 1,608 2,443 38.25 % 40.09 % 5.54 % 94.56 %
9 31658 ISLAND HOME INS CO 1,123 1,073 N/A N/A 3.87 % 98.42 %
10 12633 CENTURY INS CO GU LTD 457 417 29.69 % 9.94 % 1.58 % 100.00 %
**STATE TOTAL** 29,036 28,905 38.60 % 41.81 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


402
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.1 ‐ Private Passenger Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 71 UNIVERSAL INS CO GRP 182,225 170,672 45.91 % 46.26 % 42.41 % 42.41 %
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 177,393 166,733 52.16 % 52.15 % 41.28 % 83.69 %
3 411 MAPFRE INS GRP 27,701 28,028 41.05 % 41.19 % 6.45 % 90.14 %
4 4802 TRIPLE S GRP 17,575 16,238 36.89 % 37.71 % 4.09 % 94.23 %
5 4804 MULTINATIONAL GRP 15,146 13,318 40.76 % 41.43 % 3.52 % 97.75 %
6 796 QBE INS GRP 6,665 6,356 39.08 % 39.37 % 1.55 % 99.30 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 1,162 1,180 38.64 % 38.77 % 0.27 % 99.57 %
8 10308 ANTILLES INS CO 845 760 48.05 % 86.01 % 0.20 % 99.77 %
9 15646 ONE ALLIANCE INS CORP 785 689 155.16 % 161.09 % 0.18 % 99.95 %
10 16523 PREMIER INS CO 156 120 22.89 % 22.89 % 0.04 % 99.99 %
**STATE TOTAL** 429,703 404,133 47.66 % 47.95 % 100.00 % 99.99 %

U.S. Virgin Islands 1 200 UNITED SERV AUTOMOBILE ASSN GRP 5,597 5,466 71.88 % 72.07 % 35.74 % 35.74 %
2 4706 LOCKHART CO GRP 5,537 5,198 38.97 % 41.88 % 35.36 % 71.09 %
3 15642 UNDERWRITERS AT LLOYDS LONDON 3,886 3,867 42.84 % 42.15 % 24.81 % 95.90 %
4 161 TOPA EQUITIES LTD GRP 588 557 11.18 % 11.18 % 3.75 % 99.66 %
5 13598 KESWICK GUARANTY INC 54 21 167.25 % 167.25 % 0.34 % 100.00 %
**STATE TOTAL** 15,662 15,109 50.96 % 51.84 % 100.00 % 100.00 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 765 746 27.88 % 29.67 % 32.77 % 32.77 %
2 12 AMERICAN INTL GRP 495 411 76.88 % 74.13 % 21.21 % 53.98 %
3 10972 FIRST NET INS CO 486 466 31.84 % 31.78 % 20.82 % 74.80 %
4 4672 DONGBU INS GRP 336 330 31.89 % 41.74 % 14.37 % 89.17 %
5 18380 PACIFIC IND INS CO 253 249 31.62 % 31.62 % 10.83 % 100.00 %
**STATE TOTAL** 2,335 2,201 38.88 % 40.44 % 100.00 % 100.00 %

Canada 1 91 HARTFORD FIRE & CAS GRP 32 29 39.33 % 39.45 % 100.00 % 100.00 %
**STATE TOTAL** 32 29 N/A N/A 100.00 % 100.00 %

Agg. Other Alien 1 200 UNITED SERV AUTOMOBILE ASSN GRP 7,853 7,871 25.71 % 25.85 % 98.96 % 98.96 %
2 10972 FIRST NET INS CO 149 144 6.34 % 6.24 % 1.88 % 100.00 %
3 18380 PACIFIC IND INS CO 46 51 58.98 % 58.98 % 0.58 % 100.00 %
4 16014 NEW HORIZON INS CO 31 31 N/A N/A 0.39 % 100.00 %
5 4672 DONGBU INS GRP 3 2 0.00 % 0.00 % 0.04 % 100.00 %
6 626 CHUBB LTD GRP 0 1 16,442.51 % 16,442.77 % 0.00 % 100.00 %
**STATE TOTAL** 7,936 8,142 37.44 % 35.90 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


403
Total Private Passenger Auto

© 2022 National Association of Insurance Commissioners


404
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 41,665,754 40,762,347 72.19 % 75.46 % 15.93 % 15.93 %
2 31 BERKSHIRE HATHAWAY GRP 37,422,558 36,702,802 75.02 % 77.33 % 14.30 % 30.23 %
3 155 PROGRESSIVE GRP 35,852,921 35,095,519 66.97 % 68.91 % 13.70 % 43.93 %
4 8 ALLSTATE INS GRP 27,221,928 27,114,005 67.26 % 68.14 % 10.41 % 54.34 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 15,731,646 15,750,713 73.57 % 75.72 % 6.01 % 60.35 %
6 111 LIBERTY MUT GRP 12,774,290 12,416,811 60.83 % 63.83 % 4.88 % 65.24 %
7 69 FARMERS INS GRP 12,441,182 12,430,956 61.12 % 63.29 % 4.76 % 69.99 %
8 140 NATIONWIDE CORP GRP 5,565,737 5,616,771 63.00 % 64.91 % 2.13 % 72.12 %
9 473 AMERICAN FAMILY INS GRP 5,488,677 5,468,412 61.16 % 63.70 % 2.10 % 74.22 %
10 3548 TRAVELERS GRP 5,328,115 5,205,240 60.66 % 63.29 % 2.04 % 76.25 %
11 215 KEMPER CORP GRP 4,084,493 4,014,528 77.33 % 78.67 % 1.56 % 77.81 %
12 1318 AUTO CLUB ENTERPRISES INS GRP 3,724,620 3,689,428 63.55 % 65.23 % 1.42 % 79.24 %
13 213 ERIE INS GRP 3,384,616 3,382,485 68.77 % 70.20 % 1.29 % 80.53 %
14 280 AUTO OWNERS GRP 3,328,108 3,315,667 62.66 % 66.43 % 1.27 % 81.80 %
15 1278 CSAA INS GRP 2,905,119 2,905,876 56.59 % 57.80 % 1.11 % 82.91 %
16 660 MERCURY GEN GRP 2,613,420 2,589,120 58.78 % 63.76 % 1.00 % 83.91 %
17 91 HARTFORD FIRE & CAS GRP 1,864,696 1,891,067 56.64 % 58.47 % 0.71 % 84.63 %
18 55 AUTOMOBILE CLUB MI GRP 1,798,242 1,833,791 64.85 % 67.40 % 0.69 % 85.31 %
19 411 MAPFRE INS GRP 1,302,753 1,343,451 59.03 % 59.62 % 0.50 % 85.81 %
20 88 THE HANOVER INS GRP 1,264,350 1,233,574 49.46 % 51.90 % 0.48 % 86.29 %
21 169 SENTRY INS GRP 1,235,210 1,203,393 58.35 % 58.77 % 0.47 % 86.77 %
22 50 COUNTRY INS & FIN SERV GRP 1,209,561 1,214,327 65.74 % 67.21 % 0.46 % 87.23 %
23 28 AMICA MUT GRP 1,173,901 1,275,752 59.22 % 63.14 % 0.45 % 87.68 %
24 708 NEW JERSEY MANUFACTURERS GRP 1,070,344 1,082,553 70.29 % 75.11 % 0.41 % 88.09 %
25 483 SOUTHERN FARM BUREAU CAS GRP 1,070,294 1,068,802 79.89 % 81.28 % 0.41 % 88.50 %
26 123 SHELTER INS GRP 1,055,806 1,040,115 73.36 % 75.60 % 0.40 % 88.90 %
27 5 ALFA INS GRP 938,347 929,703 63.18 % 63.90 % 0.36 % 89.26 %
28 809 TEXAS FARM BUREAU MUT GRP 763,618 765,483 79.36 % 80.37 % 0.29 % 89.55 %
29 694 TENNESSEE FARMERS GRP 760,551 755,554 76.53 % 79.16 % 0.29 % 89.84 %
30 626 CHUBB LTD GRP 759,313 762,097 53.25 % 55.72 % 0.29 % 90.13 %
31 785 MARKEL CORP GRP 744,567 673,914 53.57 % 55.96 % 0.28 % 90.42 %
32 4991 ROOT INC GRP 724,562 711,058 85.54 % 86.92 % 0.28 % 90.69 %
33 1227 PALISADES GRP 680,447 698,775 68.85 % 72.15 % 0.26 % 90.95 %
34 324 NORTH CAROLINA FARM BUREAU GRP 679,381 679,615 64.53 % 65.02 % 0.26 % 91.21 %
35 244 CINCINNATI FIN GRP 613,628 614,940 51.82 % 53.52 % 0.23 % 91.45 %
36 267 GRANGE MUT CAS GRP 579,467 574,626 63.10 % 63.79 % 0.22 % 91.67 %
37 3702 LOYA GRP 576,461 577,102 60.26 % 65.65 % 0.22 % 91.89 %
38 109 KENTUCKY FARM BUREAU GRP 572,714 570,084 78.64 % 80.40 % 0.22 % 92.11 %
39 513 IOWA FARM BUREAU GRP 566,600 558,164 62.15 % 63.25 % 0.22 % 92.32 %
40 3179 HOME STATE INS GRP 564,901 528,437 75.33 % 79.65 % 0.22 % 92.54 %
41 408 AMERICAN NATL FIN GRP 537,405 539,062 61.93 % 62.33 % 0.21 % 92.75 %
42 10683 WAWANESA GEN INS CO 531,990 526,889 74.89 % 77.09 % 0.20 % 92.95 %
43 29246 CONSUMERS CNTY MUT INS CO 517,161 500,322 63.56 % 63.79 % 0.20 % 93.15 %
44 415 PLYMOUTH ROCK INS GRP 510,808 508,598 57.87 % 60.09 % 0.20 % 93.34 %
45 175 STATE AUTO MUT GRP 483,016 499,134 68.71 % 73.18 % 0.18 % 93.53 %
46 3098 TOKIO MARINE HOLDINGS INC GRP 456,050 436,261 58.08 % 62.13 % 0.17 % 93.70 %
47 586 ARBELLA INS GRP 438,459 439,739 56.57 % 58.53 % 0.17 % 93.87 %
48 188 SAFETY GRP 429,958 443,662 56.35 % 57.13 % 0.16 % 94.03 %
49 228 WESTFIELD GRP 417,764 416,026 62.85 % 65.53 % 0.16 % 94.19 %
50 67 MICHIGAN FARM BUREAU GRP 398,815 404,174 82.60 % 88.46 % 0.15 % 94.35 %
51 2518 NYCM INS GRP 398,087 394,223 64.03 % 66.18 % 0.15 % 94.50 %
52 4987 INCLINE P&C GRP 391,890 368,508 76.34 % 77.77 % 0.15 % 94.65 %
53 300 HORACE MANN GRP 385,897 394,427 59.32 % 60.78 % 0.15 % 94.79 %
54 4762 ORPHEUS GRP 383,566 375,738 73.71 % 74.64 % 0.15 % 94.94 %
55 257 SAFEWAY INS GRP 345,435 339,519 67.38 % 69.43 % 0.13 % 95.07 %
56 24341 PEMCO MUT INS CO 323,974 325,028 67.81 % 69.32 % 0.12 % 95.20 %
57 35319 UNITED AUTOMOBILE INS CO 306,470 291,800 64.63 % 66.60 % 0.12 % 95.31 %
58 542 INDIANA FARM BUREAU GRP 294,384 293,410 66.29 % 68.02 % 0.11 % 95.43 %
59 33 CALIFORNIA CAS MGMT GRP 292,778 293,950 62.95 % 65.47 % 0.11 % 95.54 %
60 12 AMERICAN INTL GRP 269,312 271,587 51.56 % 52.66 % 0.10 % 95.64 %
61 4909 ASSURANCEAMERICA CORP GRP 268,396 260,897 72.16 % 73.15 % 0.10 % 95.74 %
62 71 UNIVERSAL INS CO GRP 255,607 242,519 46.38 % 46.69 % 0.10 % 95.84 %
63 15350 WEST BEND MUT INS CO 252,564 247,184 56.36 % 58.11 % 0.10 % 95.94 %
64 171 GERMANIA INS GRP 250,832 239,407 68.43 % 71.12 % 0.10 % 96.03 %
65 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 246,376 232,334 52.81 % 52.78 % 0.09 % 96.13 %
© 2022 National Association of Insurance Commissioners
405
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 518 GRINNELL MUT GRP 245,411 246,598 67.76 % 68.28 % 0.09 % 96.22 %
67 561 GEORGIA FARM BUREAU GRP 244,699 249,105 53.64 % 55.13 % 0.09 % 96.32 %
68 4051 OCEAN HARBOR GRP 240,978 238,060 81.13 % 81.85 % 0.09 % 96.41 %
69 201 UTICA GRP 218,008 216,768 66.96 % 69.47 % 0.08 % 96.49 %
70 271 PENNSYLVANIA NATL INS GRP 217,579 218,754 63.81 % 65.97 % 0.08 % 96.57 %
71 13688 ELEPHANT INS CO 214,403 218,230 68.51 % 69.35 % 0.08 % 96.66 %
72 250 DONEGAL GRP 210,661 218,174 57.68 % 60.04 % 0.08 % 96.74 %
73 14184 ACUITY A MUT INS CO 205,953 208,093 63.85 % 65.78 % 0.08 % 96.82 %
74 3362 FIRST ACCEPTANCE INS GRP 203,872 204,510 60.73 % 64.60 % 0.08 % 96.89 %
75 4718 TIPTREE FIN GRP 199,001 194,695 48.03 % 51.11 % 0.08 % 96.97 %
76 309 WESTERN NATL MUT GRP 189,142 187,886 53.68 % 56.56 % 0.07 % 97.04 %
77 10685 GOAUTO INS CO 180,136 180,090 73.95 % 74.44 % 0.07 % 97.11 %
78 361 MUNICH RE GRP 173,741 131,451 47.31 % 48.15 % 0.07 % 97.18 %
79 36 CENTRAL MUT INS CO GRP 172,587 184,509 54.47 % 56.53 % 0.07 % 97.24 %
80 1309 FRANKENMUTH GRP 168,301 172,723 53.23 % 57.50 % 0.06 % 97.31 %
81 153 PEKIN INS GRP 166,252 178,223 67.05 % 68.24 % 0.06 % 97.37 %
82 333 MUTUAL OF ENUMCLAW GRP 165,734 161,173 65.79 % 67.59 % 0.06 % 97.43 %
83 13889 FARMERS MUT INS CO OF NE 164,524 159,182 68.30 % 69.17 % 0.06 % 97.50 %
84 242 SELECTIVE INS GRP 161,860 165,315 64.60 % 66.66 % 0.06 % 97.56 %
85 18309 PIONEER STATE MUT INS CO 157,337 165,404 64.31 % 66.49 % 0.06 % 97.62 %
86 203 VIRGINIA FARM BUREAU GRP 154,004 152,591 66.55 % 67.31 % 0.06 % 97.68 %
87 13471 BEAR RIVER MUT INS CO 151,820 150,916 67.64 % 68.65 % 0.06 % 97.74 %
88 698 NORTH STAR CO GRP 148,482 141,537 71.88 % 74.40 % 0.06 % 97.79 %
89 3500 NODAK MUT GRP 136,906 133,887 64.84 % 66.23 % 0.05 % 97.85 %
90 35173 AGENCY INS CO OF MD INC 130,898 128,843 66.24 % 67.33 % 0.05 % 97.90 %
91 514 MISSOURI FARM BUREAU GRP 126,086 124,091 75.62 % 77.46 % 0.05 % 97.94 %
92 15449 ALINSCO INS CO 124,396 125,410 83.39 % 85.79 % 0.05 % 97.99 %
93 842 FARM BUREAU GRP 122,164 121,228 62.51 % 64.00 % 0.05 % 98.04 %
94 41041 AUTO CLUB S INS CO 121,126 122,127 74.14 % 78.50 % 0.05 % 98.08 %
95 1275 QUINCY MUT GRP 116,665 119,463 50.31 % 50.85 % 0.04 % 98.13 %
96 963 OHIO MUT GRP 113,850 113,323 64.89 % 66.96 % 0.04 % 98.17 %
97 3991 IMT MUT HOLDING GRP 110,820 110,732 50.10 % 49.22 % 0.04 % 98.21 %
98 16187 METROMILE INS CO 110,723 111,067 78.38 % 80.55 % 0.04 % 98.26 %
99 42749 TRADERS INS CO 109,365 106,088 67.41 % 69.21 % 0.04 % 98.30 %
100 96 SECURA INS GRP 104,846 104,729 53.71 % 55.36 % 0.04 % 98.34 %
101 220 OKLAHOMA FARM BUREAU GRP 103,289 102,850 65.32 % 66.79 % 0.04 % 98.38 %
102 4717 PRODUCERS NATL CORP GRP 99,006 101,414 79.81 % 83.93 % 0.04 % 98.42 %
103 15290 ASPIRE GEN INS CO 93,650 84,518 62.19 % 72.05 % 0.04 % 98.45 %
104 14254 FALCON INS CO 92,964 86,422 57.37 % 59.35 % 0.04 % 98.49 %
105 4256 ANCHOR INS HOLDINGS GRP 92,279 95,639 74.34 % 78.23 % 0.04 % 98.52 %
106 291 ENCOVA MUT INS GRP 92,152 94,650 87.90 % 89.09 % 0.04 % 98.56 %
107 4683 MOUNTAIN WEST FARM GRP 91,704 92,169 63.79 % 59.27 % 0.04 % 98.59 %
108 234 VERMONT MUT GRP 91,369 92,896 50.95 % 50.96 % 0.03 % 98.63 %
109 350 GENERAL ELECTRIC GRP 89,927 90,358 62.42 % 65.43 % 0.03 % 98.66 %
110 4727 WARRIOR INVICTUS HOLDING CO GRP 88,878 84,579 54.86 % 59.43 % 0.03 % 98.70 %
111 207 WESTERN RESERVE GRP 87,424 87,371 56.71 % 57.85 % 0.03 % 98.73 %
112 83 GRANGE INS GRP 83,182 85,832 59.52 % 60.06 % 0.03 % 98.76 %
113 3678 AMERICAN INDEPENDENT INS GRP 81,641 78,777 64.28 % 67.88 % 0.03 % 98.79 %
114 22624 INDIANA FARMERS MUT INS CO 79,547 81,391 53.81 % 55.19 % 0.03 % 98.82 %
115 16524 CLEARCOVER INS CO 78,579 57,901 102.73 % 103.73 % 0.03 % 98.85 %
116 4937 PREMIER HOLDINGS GRP 77,595 77,175 79.62 % 81.26 % 0.03 % 98.88 %
117 12966 KEY INS CO 74,891 75,332 72.60 % 77.39 % 0.03 % 98.91 %
118 4787 GOODVILLE MUT GRP 73,972 74,362 66.65 % 70.17 % 0.03 % 98.94 %
119 15024 PREFERRED MUT INS CO 73,821 79,118 50.15 % 51.57 % 0.03 % 98.97 %
120 10839 COUNTRYWIDE INS CO 70,874 72,809 85.97 % 104.02 % 0.03 % 98.99 %
121 13752 AMERICAN ALLIANCE CAS CO 70,303 68,192 44.19 % 48.74 % 0.03 % 99.02 %
122 14176 HASTINGS MUT INS CO 69,770 70,826 52.12 % 52.63 % 0.03 % 99.05 %
123 15997 MMG INS CO 66,870 67,390 70.52 % 71.58 % 0.03 % 99.07 %
124 3478 HALLMARK FIN SERV GRP 66,221 69,014 72.42 % 74.29 % 0.03 % 99.10 %
125 12256 UNITED INS CO 65,292 64,317 63.72 % 64.49 % 0.02 % 99.12 %
**INDUSTRY TOTAL** 261,618,431 258,454,506 67.96 % 70.21 % 100.00 % 99.12 %

© 2022 National Association of Insurance Commissioners


406
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 176 STATE FARM GRP 41,665,754 40,762,347 72.38 % 75.68 % 15.93 % 15.93 %
2 31 BERKSHIRE HATHAWAY GRP 37,422,558 36,702,802 75.02 % 77.33 % 14.31 % 30.23 %
3 155 PROGRESSIVE GRP 35,852,921 35,095,519 66.97 % 68.91 % 13.71 % 43.94 %
4 8 ALLSTATE INS GRP 27,221,928 27,114,005 67.26 % 68.14 % 10.41 % 54.35 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 15,721,239 15,740,453 73.59 % 75.74 % 6.01 % 60.36 %
6 111 LIBERTY MUT GRP 12,774,290 12,416,811 60.83 % 63.83 % 4.88 % 65.24 %
7 69 FARMERS INS GRP 12,441,182 12,430,956 61.12 % 63.29 % 4.76 % 70.00 %
8 140 NATIONWIDE CORP GRP 5,565,737 5,616,771 63.00 % 64.91 % 2.13 % 72.12 %
9 473 AMERICAN FAMILY INS GRP 5,488,677 5,468,412 61.16 % 63.70 % 2.10 % 74.22 %
10 3548 TRAVELERS GRP 5,328,115 5,205,240 60.66 % 63.29 % 2.04 % 76.26 %
11 215 KEMPER CORP GRP 4,084,493 4,014,528 77.33 % 78.67 % 1.56 % 77.82 %
12 1318 AUTO CLUB ENTERPRISES INS GRP 3,724,620 3,689,428 63.55 % 65.23 % 1.42 % 79.24 %
13 213 ERIE INS GRP 3,384,616 3,382,485 68.77 % 70.20 % 1.29 % 80.54 %
14 280 AUTO OWNERS GRP 3,328,108 3,315,667 62.66 % 66.43 % 1.27 % 81.81 %
15 1278 CSAA INS GRP 2,905,119 2,905,876 56.59 % 57.80 % 1.11 % 82.92 %
16 660 MERCURY GEN GRP 2,613,420 2,589,120 58.78 % 63.76 % 1.00 % 83.92 %
17 91 HARTFORD FIRE & CAS GRP 1,864,595 1,890,967 56.65 % 58.46 % 0.71 % 84.63 %
18 55 AUTOMOBILE CLUB MI GRP 1,798,242 1,833,791 64.85 % 67.40 % 0.69 % 85.32 %
19 411 MAPFRE INS GRP 1,301,924 1,342,614 59.03 % 59.62 % 0.50 % 85.82 %
20 88 THE HANOVER INS GRP 1,264,350 1,233,574 49.46 % 51.90 % 0.48 % 86.30 %
21 169 SENTRY INS GRP 1,235,210 1,203,393 58.35 % 58.77 % 0.47 % 86.77 %
22 50 COUNTRY INS & FIN SERV GRP 1,209,561 1,214,327 65.74 % 67.21 % 0.46 % 87.23 %
23 28 AMICA MUT GRP 1,173,901 1,275,752 59.22 % 63.14 % 0.45 % 87.68 %
24 708 NEW JERSEY MANUFACTURERS GRP 1,070,344 1,082,553 70.29 % 75.11 % 0.41 % 88.09 %
25 483 SOUTHERN FARM BUREAU CAS GRP 1,070,294 1,068,802 79.89 % 81.28 % 0.41 % 88.50 %
26 123 SHELTER INS GRP 1,055,806 1,040,115 73.36 % 75.60 % 0.40 % 88.91 %
27 5 ALFA INS GRP 938,347 929,703 63.18 % 63.90 % 0.36 % 89.26 %
28 809 TEXAS FARM BUREAU MUT GRP 763,618 765,483 79.36 % 80.37 % 0.29 % 89.56 %
29 694 TENNESSEE FARMERS GRP 760,551 755,554 76.53 % 79.16 % 0.29 % 89.85 %
30 626 CHUBB LTD GRP 758,931 761,628 53.17 % 55.65 % 0.29 % 90.14 %
31 785 MARKEL CORP GRP 744,567 673,914 53.57 % 55.96 % 0.28 % 90.42 %
32 4991 ROOT INC GRP 724,562 711,058 85.54 % 86.92 % 0.28 % 90.70 %
33 1227 PALISADES GRP 680,447 698,775 68.85 % 72.15 % 0.26 % 90.96 %
34 324 NORTH CAROLINA FARM BUREAU GRP 679,381 679,615 64.53 % 65.02 % 0.26 % 91.22 %
35 244 CINCINNATI FIN GRP 613,628 614,940 51.82 % 53.52 % 0.23 % 91.45 %
36 267 GRANGE MUT CAS GRP 579,467 574,626 63.10 % 63.79 % 0.22 % 91.67 %
37 3702 LOYA GRP 576,461 577,102 60.26 % 65.65 % 0.22 % 91.90 %
38 109 KENTUCKY FARM BUREAU GRP 572,714 570,084 78.64 % 80.40 % 0.22 % 92.11 %
39 513 IOWA FARM BUREAU GRP 566,600 558,164 62.15 % 63.25 % 0.22 % 92.33 %
40 3179 HOME STATE INS GRP 564,901 528,437 75.33 % 79.65 % 0.22 % 92.55 %
41 408 AMERICAN NATL FIN GRP 537,405 539,062 61.93 % 62.33 % 0.21 % 92.75 %
42 10683 WAWANESA GEN INS CO 531,990 526,889 74.89 % 77.09 % 0.20 % 92.96 %
43 29246 CONSUMERS CNTY MUT INS CO 517,161 500,322 63.56 % 63.79 % 0.20 % 93.15 %
44 415 PLYMOUTH ROCK INS GRP 510,808 508,598 57.87 % 60.09 % 0.20 % 93.35 %
45 175 STATE AUTO MUT GRP 483,016 499,134 68.71 % 73.18 % 0.18 % 93.53 %
46 3098 TOKIO MARINE HOLDINGS INC GRP 456,050 436,261 58.08 % 62.13 % 0.17 % 93.71 %
47 586 ARBELLA INS GRP 438,459 439,739 56.57 % 58.53 % 0.17 % 93.87 %
48 188 SAFETY GRP 429,958 443,662 56.35 % 57.13 % 0.16 % 94.04 %
49 228 WESTFIELD GRP 417,764 416,026 62.85 % 65.53 % 0.16 % 94.20 %
50 67 MICHIGAN FARM BUREAU GRP 398,815 404,174 82.60 % 88.46 % 0.15 % 94.35 %
51 2518 NYCM INS GRP 398,087 394,223 64.03 % 66.18 % 0.15 % 94.50 %
52 4987 INCLINE P&C GRP 391,890 368,508 76.34 % 77.77 % 0.15 % 94.65 %
53 300 HORACE MANN GRP 385,897 394,427 59.32 % 60.78 % 0.15 % 94.80 %
54 4762 ORPHEUS GRP 383,566 375,738 73.71 % 74.64 % 0.15 % 94.95 %
55 257 SAFEWAY INS GRP 345,435 339,519 67.38 % 69.43 % 0.13 % 95.08 %
56 24341 PEMCO MUT INS CO 323,974 325,028 67.81 % 69.32 % 0.12 % 95.20 %
57 35319 UNITED AUTOMOBILE INS CO 306,470 291,800 64.63 % 66.60 % 0.12 % 95.32 %
58 542 INDIANA FARM BUREAU GRP 294,384 293,410 66.29 % 68.02 % 0.11 % 95.43 %
59 33 CALIFORNIA CAS MGMT GRP 292,778 293,950 62.95 % 65.47 % 0.11 % 95.55 %
60 12 AMERICAN INTL GRP 269,477 271,497 52.35 % 53.82 % 0.10 % 95.65 %
61 4909 ASSURANCEAMERICA CORP GRP 268,396 260,897 72.16 % 73.15 % 0.10 % 95.75 %
62 71 UNIVERSAL INS CO GRP 255,607 242,519 46.38 % 46.69 % 0.10 % 95.85 %
63 15350 WEST BEND MUT INS CO 252,564 247,184 56.36 % 58.11 % 0.10 % 95.95 %
64 171 GERMANIA INS GRP 250,832 239,407 68.43 % 71.12 % 0.10 % 96.04 %
65 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 246,376 232,334 52.81 % 52.78 % 0.09 % 96.14 %
© 2022 National Association of Insurance Commissioners
407
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 518 GRINNELL MUT GRP 245,411 246,598 67.76 % 68.28 % 0.09 % 96.23 %
67 561 GEORGIA FARM BUREAU GRP 244,699 249,105 53.64 % 55.13 % 0.09 % 96.32 %
68 4051 OCEAN HARBOR GRP 240,978 238,060 81.13 % 81.85 % 0.09 % 96.41 %
69 201 UTICA GRP 218,008 216,768 66.96 % 69.47 % 0.08 % 96.50 %
70 271 PENNSYLVANIA NATL INS GRP 217,579 218,754 63.81 % 65.97 % 0.08 % 96.58 %
71 13688 ELEPHANT INS CO 214,403 218,230 68.51 % 69.35 % 0.08 % 96.66 %
72 250 DONEGAL GRP 210,661 218,174 57.68 % 60.04 % 0.08 % 96.74 %
73 14184 ACUITY A MUT INS CO 205,953 208,093 63.85 % 65.78 % 0.08 % 96.82 %
74 3362 FIRST ACCEPTANCE INS GRP 203,872 204,510 60.73 % 64.60 % 0.08 % 96.90 %
75 4718 TIPTREE FIN GRP 199,001 194,695 48.03 % 51.11 % 0.08 % 96.98 %
76 309 WESTERN NATL MUT GRP 189,142 187,886 53.68 % 56.56 % 0.07 % 97.05 %
77 10685 GOAUTO INS CO 180,136 180,090 73.95 % 74.44 % 0.07 % 97.12 %
78 361 MUNICH RE GRP 173,741 131,451 47.31 % 48.15 % 0.07 % 97.18 %
79 36 CENTRAL MUT INS CO GRP 172,587 184,509 54.47 % 56.53 % 0.07 % 97.25 %
80 1309 FRANKENMUTH GRP 168,301 172,723 53.23 % 57.50 % 0.06 % 97.31 %
81 153 PEKIN INS GRP 166,252 178,223 67.05 % 68.24 % 0.06 % 97.38 %
82 333 MUTUAL OF ENUMCLAW GRP 165,734 161,173 65.79 % 67.59 % 0.06 % 97.44 %
83 13889 FARMERS MUT INS CO OF NE 164,524 159,182 68.30 % 69.17 % 0.06 % 97.50 %
84 242 SELECTIVE INS GRP 161,860 165,315 64.60 % 66.66 % 0.06 % 97.57 %
85 18309 PIONEER STATE MUT INS CO 157,337 165,404 64.31 % 66.49 % 0.06 % 97.63 %
86 203 VIRGINIA FARM BUREAU GRP 154,004 152,591 66.55 % 67.31 % 0.06 % 97.68 %
87 13471 BEAR RIVER MUT INS CO 151,820 150,916 67.64 % 68.65 % 0.06 % 97.74 %
88 698 NORTH STAR CO GRP 148,482 141,537 71.88 % 74.40 % 0.06 % 97.80 %
89 3500 NODAK MUT GRP 136,906 133,887 64.84 % 66.23 % 0.05 % 97.85 %
90 35173 AGENCY INS CO OF MD INC 130,898 128,843 66.24 % 67.33 % 0.05 % 97.90 %
91 514 MISSOURI FARM BUREAU GRP 126,086 124,091 75.62 % 77.46 % 0.05 % 97.95 %
92 15449 ALINSCO INS CO 124,396 125,410 83.39 % 85.79 % 0.05 % 98.00 %
93 842 FARM BUREAU GRP 122,164 121,228 62.51 % 64.00 % 0.05 % 98.04 %
94 41041 AUTO CLUB S INS CO 121,126 122,127 74.14 % 78.50 % 0.05 % 98.09 %
95 1275 QUINCY MUT GRP 116,665 119,463 50.31 % 50.85 % 0.04 % 98.14 %
96 963 OHIO MUT GRP 113,850 113,323 64.89 % 66.96 % 0.04 % 98.18 %
97 3991 IMT MUT HOLDING GRP 110,820 110,732 50.10 % 49.22 % 0.04 % 98.22 %
98 16187 METROMILE INS CO 110,723 111,067 78.38 % 80.55 % 0.04 % 98.26 %
99 42749 TRADERS INS CO 109,365 106,088 67.41 % 69.21 % 0.04 % 98.31 %
100 96 SECURA INS GRP 104,846 104,729 53.71 % 55.36 % 0.04 % 98.35 %
101 220 OKLAHOMA FARM BUREAU GRP 103,289 102,850 65.32 % 66.79 % 0.04 % 98.39 %
102 4717 PRODUCERS NATL CORP GRP 99,006 101,414 79.81 % 83.93 % 0.04 % 98.42 %
103 15290 ASPIRE GEN INS CO 93,650 84,518 62.19 % 72.05 % 0.04 % 98.46 %
104 14254 FALCON INS CO 92,964 86,422 57.37 % 59.35 % 0.04 % 98.49 %
105 4256 ANCHOR INS HOLDINGS GRP 92,279 95,639 74.34 % 78.23 % 0.04 % 98.53 %
106 291 ENCOVA MUT INS GRP 92,152 94,650 87.90 % 89.09 % 0.04 % 98.56 %
107 4683 MOUNTAIN WEST FARM GRP 91,704 92,169 63.79 % 59.27 % 0.04 % 98.60 %
108 234 VERMONT MUT GRP 91,369 92,896 50.95 % 50.96 % 0.03 % 98.63 %
109 350 GENERAL ELECTRIC GRP 89,927 90,358 62.42 % 65.43 % 0.03 % 98.67 %
110 4727 WARRIOR INVICTUS HOLDING CO GRP 88,878 84,579 54.86 % 59.43 % 0.03 % 98.70 %
111 207 WESTERN RESERVE GRP 87,424 87,371 56.71 % 57.85 % 0.03 % 98.74 %
112 83 GRANGE INS GRP 83,182 85,832 59.52 % 60.06 % 0.03 % 98.77 %
113 3678 AMERICAN INDEPENDENT INS GRP 81,641 78,777 64.28 % 67.88 % 0.03 % 98.80 %
114 22624 INDIANA FARMERS MUT INS CO 79,547 81,391 53.81 % 55.19 % 0.03 % 98.83 %
115 16524 CLEARCOVER INS CO 78,579 57,901 102.73 % 103.73 % 0.03 % 98.86 %
116 4937 PREMIER HOLDINGS GRP 77,595 77,175 79.62 % 81.26 % 0.03 % 98.89 %
117 12966 KEY INS CO 74,891 75,332 72.60 % 77.39 % 0.03 % 98.92 %
118 4787 GOODVILLE MUT GRP 73,972 74,362 66.65 % 70.17 % 0.03 % 98.95 %
119 15024 PREFERRED MUT INS CO 73,821 79,118 50.15 % 51.57 % 0.03 % 98.97 %
120 10839 COUNTRYWIDE INS CO 70,874 72,809 85.97 % 104.02 % 0.03 % 99.00 %
121 13752 AMERICAN ALLIANCE CAS CO 70,303 68,192 44.19 % 48.74 % 0.03 % 99.03 %
122 14176 HASTINGS MUT INS CO 69,770 70,826 52.12 % 52.63 % 0.03 % 99.06 %
123 15997 MMG INS CO 66,870 67,390 70.52 % 71.58 % 0.03 % 99.08 %
124 3478 HALLMARK FIN SERV GRP 66,221 69,014 72.42 % 74.29 % 0.03 % 99.11 %
125 12256 UNITED INS CO 65,292 64,317 63.72 % 64.49 % 0.02 % 99.13 %
**INDUSTRY TOTAL** 261,588,483 258,426,385 67.99 % 70.24 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


408
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 176 STATE FARM GRP 887,956 864,581 67.81 % 70.43 % 22.70 % 22.70 %
2 8 ALLSTATE INS GRP 584,296 567,423 60.27 % 63.22 % 14.94 % 37.63 %
3 5 ALFA INS GRP 511,424 512,281 61.98 % 62.77 % 13.07 % 50.71 %
4 155 PROGRESSIVE GRP 452,677 438,453 67.82 % 69.47 % 11.57 % 62.28 %
5 31 BERKSHIRE HATHAWAY GRP 427,668 423,223 73.45 % 75.34 % 10.93 % 73.21 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 285,288 287,690 69.97 % 71.46 % 7.29 % 80.50 %
7 69 FARMERS INS GRP 94,054 98,410 54.20 % 55.98 % 2.40 % 82.91 %
8 111 LIBERTY MUT GRP 88,880 83,864 56.84 % 59.45 % 2.27 % 85.18 %
9 3548 TRAVELERS GRP 85,762 85,820 57.40 % 59.04 % 2.19 % 87.37 %
10 140 NATIONWIDE CORP GRP 66,573 67,085 62.20 % 64.53 % 1.70 % 89.07 %
**STATE TOTAL** 3,912,050 3,856,383 64.67 % 66.58 % 100.00 % 89.07 %

Alaska 1 176 STATE FARM GRP 147,466 144,887 64.62 % 67.19 % 28.41 % 28.41 %
2 31 BERKSHIRE HATHAWAY GRP 104,654 102,339 66.38 % 68.27 % 20.16 % 48.57 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 94,935 95,217 64.03 % 65.09 % 18.29 % 66.86 %
4 8 ALLSTATE INS GRP 59,893 60,326 51.39 % 52.52 % 11.54 % 78.40 %
5 155 PROGRESSIVE GRP 53,749 53,020 55.55 % 56.43 % 10.35 % 88.75 %
6 111 LIBERTY MUT GRP 18,525 18,339 52.95 % 56.39 % 3.57 % 92.32 %
7 50 COUNTRY INS & FIN SERV GRP 17,676 17,533 74.88 % 76.66 % 3.41 % 95.72 %
8 91 HARTFORD FIRE & CAS GRP 7,918 8,272 48.68 % 48.27 % 1.53 % 97.25 %
9 309 WESTERN NATL MUT GRP 4,495 4,545 49.81 % 50.82 % 0.87 % 98.12 %
10 785 MARKEL CORP GRP 4,245 4,316 46.81 % 49.44 % 0.82 % 98.93 %
**STATE TOTAL** 519,093 514,423 61.57 % 63.32 % 100.00 % 98.93 %

Arizona 1 31 BERKSHIRE HATHAWAY GRP 1,019,265 1,005,005 72.03 % 73.24 % 17.11 % 17.11 %
2 176 STATE FARM GRP 883,397 864,401 67.81 % 70.17 % 14.83 % 31.94 %
3 155 PROGRESSIVE GRP 865,369 836,716 67.41 % 68.56 % 14.53 % 46.46 %
4 69 FARMERS INS GRP 485,606 476,396 62.08 % 63.42 % 8.15 % 54.61 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 481,720 481,432 68.77 % 70.12 % 8.09 % 62.70 %
6 8 ALLSTATE INS GRP 464,146 464,704 58.47 % 58.86 % 7.79 % 70.49 %
7 111 LIBERTY MUT GRP 331,431 322,609 56.44 % 58.25 % 5.56 % 76.05 %
8 473 AMERICAN FAMILY INS GRP 285,203 286,315 66.25 % 67.89 % 4.79 % 80.84 %
9 91 HARTFORD FIRE & CAS GRP 103,795 108,441 62.78 % 63.73 % 1.74 % 82.58 %
10 3548 TRAVELERS GRP 101,947 101,148 62.16 % 63.86 % 1.71 % 84.29 %
**STATE TOTAL** 5,957,663 5,868,088 66.23 % 67.73 % 100.00 % 84.29 %

Arkansas 1 176 STATE FARM GRP 518,782 507,938 66.16 % 67.20 % 23.11 % 23.11 %
2 483 SOUTHERN FARM BUREAU CAS GRP 267,975 266,239 76.92 % 77.37 % 11.94 % 35.05 %
3 155 PROGRESSIVE GRP 257,185 247,919 59.94 % 60.45 % 11.46 % 46.51 %
4 123 SHELTER INS GRP 191,641 189,638 71.48 % 73.10 % 8.54 % 55.05 %
5 8 ALLSTATE INS GRP 188,109 184,345 57.25 % 57.68 % 8.38 % 63.43 %
6 31 BERKSHIRE HATHAWAY GRP 169,406 166,399 73.38 % 74.31 % 7.55 % 70.97 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 104,810 105,587 67.36 % 68.75 % 4.67 % 75.64 %
8 69 FARMERS INS GRP 104,637 101,511 57.85 % 59.12 % 4.66 % 80.30 %
9 111 LIBERTY MUT GRP 82,488 80,930 58.65 % 59.88 % 3.67 % 83.98 %
10 5 ALFA INS GRP 55,604 54,201 58.49 % 59.27 % 2.48 % 86.46 %
**STATE TOTAL** 2,244,664 2,209,980 65.14 % 66.06 % 100.00 % 86.46 %

© 2022 National Association of Insurance Commissioners


409
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 176 STATE FARM GRP 3,824,085 3,797,082 63.61 % 68.39 % 12.06 % 12.06 %
2 31 BERKSHIRE HATHAWAY GRP 3,788,985 3,673,582 75.51 % 77.52 % 11.95 % 24.00 %
3 8 ALLSTATE INS GRP 3,375,694 3,330,309 66.16 % 68.93 % 10.64 % 34.65 %
4 69 FARMERS INS GRP 3,250,494 3,265,538 60.41 % 62.44 % 10.25 % 44.90 %
5 1318 AUTO CLUB ENTERPRISES INS GRP 2,857,588 2,820,145 61.88 % 63.66 % 9.01 % 53.91 %
6 660 MERCURY GEN GRP 2,262,252 2,271,530 56.53 % 61.01 % 7.13 % 61.04 %
7 1278 CSAA INS GRP 2,168,226 2,159,880 56.32 % 57.46 % 6.84 % 67.88 %
8 215 KEMPER CORP GRP 2,145,741 2,128,026 75.28 % 75.89 % 6.77 % 74.64 %
9 155 PROGRESSIVE GRP 1,895,825 1,870,515 68.16 % 70.28 % 5.98 % 80.62 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 1,517,628 1,510,855 71.83 % 73.09 % 4.79 % 85.40 %
**STATE TOTAL** 31,715,398 31,469,497 65.46 % 67.95 % 100.00 % 85.40 %

Colorado 1 176 STATE FARM GRP 1,010,000 982,262 68.64 % 72.65 % 18.02 % 18.02 %
2 155 PROGRESSIVE GRP 656,282 641,889 56.27 % 56.94 % 11.71 % 29.73 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 616,169 616,585 60.85 % 62.21 % 10.99 % 40.72 %
4 31 BERKSHIRE HATHAWAY GRP 529,721 529,309 59.15 % 60.05 % 9.45 % 50.17 %
5 8 ALLSTATE INS GRP 525,839 530,454 54.13 % 54.95 % 9.38 % 59.56 %
6 111 LIBERTY MUT GRP 511,950 493,132 56.87 % 58.90 % 9.13 % 68.69 %
7 473 AMERICAN FAMILY INS GRP 365,906 366,891 56.34 % 57.97 % 6.53 % 75.22 %
8 69 FARMERS INS GRP 365,012 367,097 50.70 % 52.38 % 6.51 % 81.73 %
9 3548 TRAVELERS GRP 182,897 179,856 53.39 % 55.28 % 3.26 % 84.99 %
10 140 NATIONWIDE CORP GRP 132,069 130,284 61.09 % 62.92 % 2.36 % 87.35 %
**STATE TOTAL** 5,604,882 5,539,710 59.05 % 60.97 % 100.00 % 87.35 %

Connecticut 1 31 BERKSHIRE HATHAWAY GRP 569,725 565,895 76.18 % 78.72 % 17.84 % 17.84 %
2 155 PROGRESSIVE GRP 393,302 385,903 68.84 % 71.21 % 12.32 % 30.16 %
3 8 ALLSTATE INS GRP 330,118 335,884 66.35 % 67.33 % 10.34 % 40.50 %
4 111 LIBERTY MUT GRP 299,282 287,803 71.02 % 76.04 % 9.37 % 49.88 %
5 176 STATE FARM GRP 269,677 259,289 76.33 % 80.24 % 8.45 % 58.32 %
6 3548 TRAVELERS GRP 181,023 178,945 60.47 % 63.51 % 5.67 % 63.99 %
7 69 FARMERS INS GRP 156,943 156,592 65.74 % 67.33 % 4.92 % 68.91 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 153,838 153,751 73.03 % 74.26 % 4.82 % 73.72 %
9 28 AMICA MUT GRP 100,908 103,086 62.15 % 68.10 % 3.16 % 76.89 %
10 91 HARTFORD FIRE & CAS GRP 94,606 95,451 62.77 % 65.67 % 2.96 % 79.85 %
**STATE TOTAL** 3,192,828 3,163,883 69.99 % 72.96 % 100.00 % 79.85 %

Delaware 1 176 STATE FARM GRP 231,065 223,343 75.03 % 78.47 % 23.92 % 23.92 %
2 31 BERKSHIRE HATHAWAY GRP 174,925 174,069 80.30 % 82.51 % 18.11 % 42.03 %
3 155 PROGRESSIVE GRP 106,672 105,868 60.41 % 61.98 % 11.04 % 53.08 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 96,856 96,069 77.45 % 80.82 % 10.03 % 63.10 %
5 140 NATIONWIDE CORP GRP 89,334 91,117 58.09 % 59.44 % 9.25 % 72.35 %
6 8 ALLSTATE INS GRP 71,651 70,756 57.59 % 58.82 % 7.42 % 79.77 %
7 111 LIBERTY MUT GRP 70,055 67,331 51.89 % 55.39 % 7.25 % 87.02 %
8 3548 TRAVELERS GRP 23,734 22,491 67.80 % 70.26 % 2.46 % 89.48 %
9 91 HARTFORD FIRE & CAS GRP 18,669 19,107 56.28 % 58.04 % 1.93 % 91.41 %
10 4991 ROOT INC GRP 15,027 14,353 92.54 % 94.74 % 1.56 % 92.97 %
**STATE TOTAL** 965,899 953,745 68.68 % 71.14 % 100.00 % 92.97 %

© 2022 National Association of Insurance Commissioners


410
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 31 BERKSHIRE HATHAWAY GRP 149,979 149,108 77.35 % 78.89 % 38.74 % 38.74 %
2 176 STATE FARM GRP 57,034 57,089 78.23 % 81.94 % 14.73 % 53.47 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 41,123 40,741 67.42 % 68.96 % 10.62 % 64.09 %
4 155 PROGRESSIVE GRP 32,907 32,584 65.75 % 66.55 % 8.50 % 72.59 %
5 8 ALLSTATE INS GRP 27,866 28,315 66.49 % 67.62 % 7.20 % 79.78 %
6 111 LIBERTY MUT GRP 25,272 25,168 83.06 % 85.52 % 6.53 % 86.31 %
7 3548 TRAVELERS GRP 16,270 15,492 62.38 % 64.34 % 4.20 % 90.51 %
8 213 ERIE INS GRP 9,749 9,705 86.58 % 88.17 % 2.52 % 93.03 %
9 140 NATIONWIDE CORP GRP 8,837 9,403 62.80 % 63.45 % 2.28 % 95.31 %
10 91 HARTFORD FIRE & CAS GRP 4,857 4,840 49.30 % 49.92 % 1.25 % 96.57 %
**STATE TOTAL** 387,191 386,548 72.96 % 74.79 % 100.00 % 96.57 %

Florida 1 31 BERKSHIRE HATHAWAY GRP 5,578,749 5,439,505 77.06 % 80.54 % 24.69 % 24.69 %
2 155 PROGRESSIVE GRP 4,851,914 4,752,334 69.92 % 73.55 % 21.47 % 46.17 %
3 176 STATE FARM GRP 3,141,169 3,025,043 75.96 % 83.52 % 13.90 % 60.07 %
4 8 ALLSTATE INS GRP 2,360,702 2,335,411 65.80 % 72.16 % 10.45 % 70.52 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 1,487,023 1,487,586 90.71 % 95.93 % 6.58 % 77.10 %
6 215 KEMPER CORP GRP 631,725 605,528 89.72 % 92.01 % 2.80 % 79.89 %
7 111 LIBERTY MUT GRP 630,273 553,372 80.10 % 85.80 % 2.79 % 82.68 %
8 69 FARMERS INS GRP 619,028 590,385 71.06 % 76.62 % 2.74 % 85.42 %
9 3548 TRAVELERS GRP 464,255 443,052 69.94 % 73.75 % 2.05 % 87.48 %
10 280 AUTO OWNERS GRP 343,133 339,861 75.07 % 83.72 % 1.52 % 89.00 %
**STATE TOTAL** 22,594,297 21,959,767 74.61 % 79.44 % 100.00 % 89.00 %

Georgia 1 176 STATE FARM GRP 2,190,781 2,140,482 81.26 % 84.61 % 20.78 % 20.78 %
2 155 PROGRESSIVE GRP 1,635,317 1,610,346 66.42 % 68.05 % 15.51 % 36.29 %
3 31 BERKSHIRE HATHAWAY GRP 1,367,888 1,356,234 76.27 % 78.26 % 12.97 % 49.26 %
4 8 ALLSTATE INS GRP 1,138,066 1,110,099 62.01 % 63.95 % 10.79 % 60.06 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 942,932 946,452 74.69 % 76.48 % 8.94 % 69.00 %
6 111 LIBERTY MUT GRP 447,501 423,499 65.68 % 69.19 % 4.24 % 73.24 %
7 280 AUTO OWNERS GRP 377,731 375,336 71.79 % 77.39 % 3.58 % 76.83 %
8 3548 TRAVELERS GRP 354,790 346,686 61.86 % 64.12 % 3.36 % 80.19 %
9 69 FARMERS INS GRP 292,260 296,087 66.35 % 70.10 % 2.77 % 82.96 %
10 561 GEORGIA FARM BUREAU GRP 244,699 249,105 53.64 % 55.13 % 2.32 % 85.28 %
**STATE TOTAL** 10,543,720 10,402,665 71.14 % 73.56 % 100.00 % 85.28 %

Hawaii 1 31 BERKSHIRE HATHAWAY GRP 233,617 228,034 64.95 % 67.29 % 28.98 % 28.98 %
2 176 STATE FARM GRP 146,383 142,191 63.18 % 65.05 % 18.16 % 47.14 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 95,095 94,985 60.95 % 62.57 % 11.80 % 58.93 %
4 8 ALLSTATE INS GRP 75,157 75,094 43.11 % 43.20 % 9.32 % 68.26 %
5 155 PROGRESSIVE GRP 65,985 64,581 49.05 % 49.72 % 8.19 % 76.44 %
6 111 LIBERTY MUT GRP 43,822 42,554 57.94 % 58.71 % 5.44 % 81.88 %
7 69 FARMERS INS GRP 38,720 39,288 42.40 % 43.01 % 4.80 % 86.68 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 36,092 36,890 45.68 % 47.09 % 4.48 % 91.16 %
9 106 ISLAND INS CO GRP 23,440 23,753 43.97 % 45.04 % 2.91 % 94.07 %
10 4715 MS & AD INS GRP 16,583 16,686 45.87 % 47.26 % 2.06 % 96.12 %
**STATE TOTAL** 806,148 795,523 56.60 % 58.22 % 100.00 % 96.12 %

© 2022 National Association of Insurance Commissioners


411
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 176 STATE FARM GRP 171,522 165,845 67.87 % 69.85 % 13.65 % 13.65 %
2 111 LIBERTY MUT GRP 150,335 142,127 56.86 % 57.95 % 11.97 % 25.62 %
3 155 PROGRESSIVE GRP 147,260 142,588 55.06 % 55.59 % 11.72 % 37.34 %
4 31 BERKSHIRE HATHAWAY GRP 146,204 142,494 63.21 % 64.29 % 11.64 % 48.98 %
5 842 FARM BUREAU GRP 122,164 121,228 62.51 % 64.00 % 9.72 % 58.70 %
6 8 ALLSTATE INS GRP 112,254 110,976 50.78 % 50.62 % 8.93 % 67.63 %
7 69 FARMERS INS GRP 101,363 100,472 55.57 % 57.30 % 8.07 % 75.70 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 79,309 78,425 66.10 % 67.10 % 6.31 % 82.01 %
9 473 AMERICAN FAMILY INS GRP 35,866 35,019 58.01 % 60.75 % 2.85 % 84.87 %
10 3548 TRAVELERS GRP 28,323 26,800 64.51 % 66.33 % 2.25 % 87.12 %
**STATE TOTAL** 1,256,380 1,225,388 59.69 % 60.91 % 100.00 % 87.12 %

Illinois 1 176 STATE FARM GRP 2,262,969 2,214,481 75.86 % 78.88 % 28.73 % 28.73 %
2 8 ALLSTATE INS GRP 917,617 928,080 59.00 % 60.21 % 11.65 % 40.38 %
3 155 PROGRESSIVE GRP 724,691 710,722 67.09 % 67.97 % 9.20 % 49.58 %
4 31 BERKSHIRE HATHAWAY GRP 598,390 585,719 74.68 % 76.15 % 7.60 % 57.17 %
5 50 COUNTRY INS & FIN SERV GRP 534,297 533,883 63.79 % 65.48 % 6.78 % 63.96 %
6 69 FARMERS INS GRP 410,274 404,316 59.62 % 60.87 % 5.21 % 69.16 %
7 473 AMERICAN FAMILY INS GRP 310,222 312,260 61.65 % 64.35 % 3.94 % 73.10 %
8 111 LIBERTY MUT GRP 295,279 276,228 59.84 % 62.21 % 3.75 % 76.85 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 213,168 213,766 69.18 % 70.76 % 2.71 % 79.56 %
10 3548 TRAVELERS GRP 152,010 147,887 62.64 % 64.34 % 1.93 % 81.49 %
**STATE TOTAL** 7,877,173 7,788,133 66.95 % 68.95 % 100.00 % 81.49 %

Indiana 1 176 STATE FARM GRP 848,540 832,473 71.77 % 73.81 % 20.42 % 20.42 %
2 155 PROGRESSIVE GRP 605,503 592,277 68.35 % 69.44 % 14.57 % 35.00 %
3 8 ALLSTATE INS GRP 398,290 397,491 59.45 % 60.62 % 9.59 % 44.58 %
4 31 BERKSHIRE HATHAWAY GRP 309,063 303,450 74.06 % 75.66 % 7.44 % 52.02 %
5 542 INDIANA FARM BUREAU GRP 294,275 293,335 66.29 % 68.02 % 7.08 % 59.10 %
6 111 LIBERTY MUT GRP 228,136 222,489 57.62 % 60.00 % 5.49 % 64.59 %
7 213 ERIE INS GRP 172,037 171,360 73.49 % 75.04 % 4.14 % 68.73 %
8 473 AMERICAN FAMILY INS GRP 167,748 169,137 64.29 % 67.29 % 4.04 % 72.77 %
9 280 AUTO OWNERS GRP 125,120 125,509 63.91 % 67.73 % 3.01 % 75.78 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 122,192 121,607 67.63 % 68.92 % 2.94 % 78.72 %
**STATE TOTAL** 4,154,964 4,119,916 65.89 % 67.72 % 100.00 % 78.72 %

Iowa 1 155 PROGRESSIVE GRP 422,538 415,122 65.40 % 65.89 % 21.41 % 21.41 %
2 176 STATE FARM GRP 364,647 360,136 64.75 % 66.34 % 18.48 % 39.89 %
3 140 NATIONWIDE CORP GRP 150,176 151,015 73.20 % 74.99 % 7.61 % 47.50 %
4 513 IOWA FARM BUREAU GRP 139,935 136,699 65.82 % 66.72 % 7.09 % 54.59 %
5 473 AMERICAN FAMILY INS GRP 115,089 114,098 55.40 % 56.81 % 5.83 % 60.42 %
6 518 GRINNELL MUT GRP 91,863 92,051 64.56 % 65.00 % 4.65 % 65.07 %
7 31 BERKSHIRE HATHAWAY GRP 79,069 77,209 64.37 % 67.03 % 4.01 % 69.08 %
8 8 ALLSTATE INS GRP 77,600 75,514 63.23 % 64.51 % 3.93 % 73.01 %
9 3991 IMT MUT HOLDING GRP 62,586 61,845 50.05 % 49.28 % 3.17 % 76.18 %
10 280 AUTO OWNERS GRP 62,551 60,964 60.80 % 62.98 % 3.17 % 79.35 %
**STATE TOTAL** 1,973,506 1,946,399 63.41 % 64.56 % 100.00 % 79.35 %

© 2022 National Association of Insurance Commissioners


412
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 176 STATE FARM GRP 353,097 346,104 64.94 % 66.00 % 17.16 % 17.16 %
2 155 PROGRESSIVE GRP 303,371 296,662 66.31 % 67.12 % 14.74 % 31.90 %
3 473 AMERICAN FAMILY INS GRP 224,732 223,941 63.18 % 64.60 % 10.92 % 42.82 %
4 513 IOWA FARM BUREAU GRP 150,910 149,631 63.84 % 64.85 % 7.33 % 50.16 %
5 31 BERKSHIRE HATHAWAY GRP 149,691 147,202 71.22 % 72.51 % 7.27 % 57.43 %
6 8 ALLSTATE INS GRP 132,130 131,907 53.07 % 54.07 % 6.42 % 63.85 %
7 69 FARMERS INS GRP 124,376 124,358 55.89 % 56.94 % 6.04 % 69.89 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 117,802 118,762 65.83 % 67.37 % 5.72 % 75.62 %
9 140 NATIONWIDE CORP GRP 82,412 83,579 73.31 % 74.16 % 4.00 % 79.62 %
10 3548 TRAVELERS GRP 77,540 75,114 55.07 % 56.05 % 3.77 % 83.39 %
**STATE TOTAL** 2,057,829 2,035,141 63.47 % 64.67 % 100.00 % 83.39 %

Kentucky 1 176 STATE FARM GRP 710,378 695,026 72.59 % 74.01 % 21.92 % 21.92 %
2 109 KENTUCKY FARM BUREAU GRP 572,714 570,084 78.64 % 80.40 % 17.67 % 39.59 %
3 155 PROGRESSIVE GRP 388,848 382,884 61.26 % 62.09 % 12.00 % 51.59 %
4 111 LIBERTY MUT GRP 298,077 286,393 63.66 % 65.21 % 9.20 % 60.78 %
5 8 ALLSTATE INS GRP 244,165 243,371 53.83 % 55.03 % 7.53 % 68.32 %
6 31 BERKSHIRE HATHAWAY GRP 207,783 201,262 69.04 % 70.91 % 6.41 % 74.73 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 155,103 157,375 77.27 % 80.24 % 4.79 % 79.52 %
8 213 ERIE INS GRP 88,808 84,241 91.69 % 94.96 % 2.74 % 82.26 %
9 280 AUTO OWNERS GRP 68,716 67,890 60.16 % 62.57 % 2.12 % 84.38 %
10 3548 TRAVELERS GRP 67,528 66,774 53.89 % 55.90 % 2.08 % 86.46 %
**STATE TOTAL** 3,240,962 3,205,831 67.94 % 69.60 % 100.00 % 86.46 %

Louisiana 1 176 STATE FARM GRP 1,358,800 1,337,481 81.58 % 84.62 % 28.11 % 28.11 %
2 155 PROGRESSIVE GRP 913,362 891,770 74.52 % 76.59 % 18.89 % 47.00 %
3 31 BERKSHIRE HATHAWAY GRP 614,153 608,504 77.65 % 80.16 % 12.70 % 59.71 %
4 8 ALLSTATE INS GRP 613,154 617,438 67.60 % 69.72 % 12.68 % 72.39 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 269,852 274,602 81.17 % 85.66 % 5.58 % 77.97 %
6 483 SOUTHERN FARM BUREAU CAS GRP 239,884 236,179 85.53 % 87.71 % 4.96 % 82.94 %
7 10685 GOAUTO INS CO 167,364 167,562 72.07 % 72.47 % 3.46 % 86.40 %
8 111 LIBERTY MUT GRP 148,106 154,985 52.77 % 54.33 % 3.06 % 89.46 %
9 123 SHELTER INS GRP 69,088 68,460 73.71 % 78.48 % 1.43 % 90.89 %
10 4762 ORPHEUS GRP 62,190 60,593 75.24 % 76.36 % 1.29 % 92.18 %
**STATE TOTAL** 4,834,130 4,800,199 75.90 % 78.47 % 100.00 % 92.18 %

Maine 1 155 PROGRESSIVE GRP 138,267 135,162 61.82 % 62.26 % 16.67 % 16.67 %
2 176 STATE FARM GRP 107,518 104,837 64.97 % 65.39 % 12.96 % 29.63 %
3 31 BERKSHIRE HATHAWAY GRP 104,896 102,212 74.77 % 75.68 % 12.65 % 42.28 %
4 111 LIBERTY MUT GRP 75,946 73,175 52.20 % 54.10 % 9.16 % 51.43 %
5 8 ALLSTATE INS GRP 65,081 66,862 59.29 % 59.66 % 7.85 % 59.28 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 42,601 42,308 62.93 % 63.68 % 5.14 % 64.42 %
7 69 FARMERS INS GRP 35,909 35,963 49.18 % 49.61 % 4.33 % 68.75 %
8 280 AUTO OWNERS GRP 30,739 30,769 60.56 % 62.00 % 3.71 % 72.45 %
9 3548 TRAVELERS GRP 29,701 29,053 51.99 % 53.33 % 3.58 % 76.03 %
10 88 THE HANOVER INS GRP 26,331 26,098 55.21 % 56.47 % 3.17 % 79.21 %
**STATE TOTAL** 829,464 819,952 61.44 % 62.27 % 100.00 % 79.21 %

© 2022 National Association of Insurance Commissioners


413
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 31 BERKSHIRE HATHAWAY GRP 1,385,993 1,371,295 73.10 % 74.12 % 25.89 % 25.89 %
2 176 STATE FARM GRP 868,899 855,112 69.40 % 72.27 % 16.23 % 42.12 %
3 8 ALLSTATE INS GRP 676,620 674,692 57.68 % 58.03 % 12.64 % 54.76 %
4 155 PROGRESSIVE GRP 489,823 484,994 64.51 % 65.66 % 9.15 % 63.91 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 466,765 474,647 64.31 % 65.65 % 8.72 % 72.63 %
6 213 ERIE INS GRP 421,067 429,249 67.15 % 68.54 % 7.87 % 80.50 %
7 140 NATIONWIDE CORP GRP 267,885 275,146 58.48 % 59.65 % 5.00 % 85.50 %
8 111 LIBERTY MUT GRP 214,082 203,689 58.11 % 59.87 % 4.00 % 89.50 %
9 3548 TRAVELERS GRP 121,856 118,020 58.18 % 59.50 % 2.28 % 91.78 %
10 35173 AGENCY INS CO OF MD INC 58,987 59,448 65.82 % 66.65 % 1.10 % 92.88 %
**STATE TOTAL** 5,352,963 5,334,486 65.82 % 67.19 % 100.00 % 92.88 %

Massachusetts 1 411 MAPFRE INS GRP 1,084,956 1,118,467 58.94 % 59.37 % 19.34 % 19.34 %
2 31 BERKSHIRE HATHAWAY GRP 933,772 875,117 72.80 % 74.01 % 16.64 % 35.98 %
3 111 LIBERTY MUT GRP 578,313 580,688 57.25 % 60.20 % 10.31 % 46.29 %
4 586 ARBELLA INS GRP 417,830 419,173 56.33 % 58.20 % 7.45 % 53.74 %
5 188 SAFETY GRP 412,271 426,277 55.81 % 56.57 % 7.35 % 61.09 %
6 415 PLYMOUTH ROCK INS GRP 377,490 378,451 55.00 % 56.55 % 6.73 % 67.82 %
7 155 PROGRESSIVE GRP 362,292 353,142 59.30 % 60.82 % 6.46 % 74.28 %
8 3548 TRAVELERS GRP 224,493 213,356 59.58 % 61.41 % 4.00 % 78.28 %
9 69 FARMERS INS GRP 215,882 222,786 59.67 % 60.64 % 3.85 % 82.13 %
10 200 UNITED SERV AUTOMOBILE ASSN GRP 188,517 187,415 62.02 % 63.53 % 3.36 % 85.49 %
**STATE TOTAL** 5,610,088 5,596,596 59.38 % 60.78 % 100.00 % 85.49 %

Michigan 1 155 PROGRESSIVE GRP 1,863,058 1,836,057 59.49 % 63.20 % 20.44 % 20.44 %
2 176 STATE FARM GRP 1,557,304 1,527,455 70.54 % 72.72 % 17.09 % 37.53 %
3 55 AUTOMOBILE CLUB MI GRP 1,271,035 1,297,425 65.57 % 68.40 % 13.95 % 51.48 %
4 280 AUTO OWNERS GRP 995,926 995,882 58.31 % 62.28 % 10.93 % 62.41 %
5 8 ALLSTATE INS GRP 696,555 704,639 191.11 % 153.22 % 7.64 % 70.05 %
6 88 THE HANOVER INS GRP 614,366 600,763 40.98 % 43.70 % 6.74 % 76.79 %
7 111 LIBERTY MUT GRP 422,725 411,882 44.50 % 49.12 % 4.64 % 81.43 %
8 67 MICHIGAN FARM BUREAU GRP 398,815 404,174 82.60 % 88.46 % 4.38 % 85.81 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 243,976 251,206 78.21 % 85.80 % 2.68 % 88.48 %
10 69 FARMERS INS GRP 177,098 181,987 93.95 % 100.19 % 1.94 % 90.43 %
**STATE TOTAL** 9,113,148 9,103,871 70.48 % 71.06 % 100.00 % 90.43 %

Minnesota 1 176 STATE FARM GRP 873,388 864,582 66.69 % 68.49 % 21.88 % 21.88 %
2 155 PROGRESSIVE GRP 832,116 811,858 68.60 % 69.83 % 20.84 % 42.72 %
3 473 AMERICAN FAMILY INS GRP 423,609 425,951 55.87 % 58.36 % 10.61 % 53.33 %
4 69 FARMERS INS GRP 248,636 251,363 55.84 % 56.86 % 6.23 % 59.56 %
5 8 ALLSTATE INS GRP 194,580 199,352 54.62 % 55.90 % 4.87 % 64.43 %
6 31 BERKSHIRE HATHAWAY GRP 178,177 174,869 66.73 % 68.88 % 4.46 % 68.90 %
7 111 LIBERTY MUT GRP 171,730 159,560 51.85 % 53.61 % 4.30 % 73.20 %
8 280 AUTO OWNERS GRP 153,091 150,054 58.38 % 59.63 % 3.83 % 77.03 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 145,142 144,537 67.59 % 69.83 % 3.64 % 80.67 %
10 3548 TRAVELERS GRP 107,254 107,312 58.94 % 60.85 % 2.69 % 83.35 %
**STATE TOTAL** 3,992,311 3,949,200 62.18 % 63.78 % 100.00 % 83.35 %

© 2022 National Association of Insurance Commissioners


414
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 176 STATE FARM GRP 499,297 486,945 74.85 % 76.12 % 22.97 % 22.97 %
2 155 PROGRESSIVE GRP 315,317 305,811 66.20 % 67.06 % 14.50 % 37.47 %
3 483 SOUTHERN FARM BUREAU CAS GRP 243,529 242,441 69.66 % 70.41 % 11.20 % 48.68 %
4 8 ALLSTATE INS GRP 210,130 206,083 54.39 % 55.31 % 9.67 % 58.34 %
5 31 BERKSHIRE HATHAWAY GRP 173,928 170,914 72.42 % 73.94 % 8.00 % 66.34 %
6 111 LIBERTY MUT GRP 146,570 145,791 66.12 % 68.41 % 6.74 % 73.09 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 124,416 124,077 72.78 % 74.53 % 5.72 % 78.81 %
8 140 NATIONWIDE CORP GRP 81,846 82,405 60.31 % 62.08 % 3.77 % 82.57 %
9 5 ALFA INS GRP 73,465 71,821 69.61 % 69.82 % 3.38 % 85.95 %
10 123 SHELTER INS GRP 68,961 68,166 66.65 % 68.90 % 3.17 % 89.13 %
**STATE TOTAL** 2,173,864 2,137,047 67.88 % 69.16 % 100.00 % 89.13 %

Missouri 1 176 STATE FARM GRP 917,789 896,057 69.06 % 70.29 % 20.69 % 20.69 %
2 155 PROGRESSIVE GRP 617,082 601,513 65.29 % 66.13 % 13.91 % 34.61 %
3 473 AMERICAN FAMILY INS GRP 470,271 473,405 54.52 % 56.46 % 10.60 % 45.21 %
4 31 BERKSHIRE HATHAWAY GRP 361,654 357,572 72.75 % 74.76 % 8.15 % 53.37 %
5 111 LIBERTY MUT GRP 286,826 278,570 62.68 % 64.36 % 6.47 % 59.83 %
6 123 SHELTER INS GRP 242,835 238,925 74.03 % 75.93 % 5.48 % 65.31 %
7 8 ALLSTATE INS GRP 227,378 223,824 66.01 % 67.82 % 5.13 % 70.44 %
8 69 FARMERS INS GRP 225,510 220,206 64.68 % 66.39 % 5.08 % 75.52 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 195,740 196,012 71.56 % 72.67 % 4.41 % 79.93 %
10 1318 AUTO CLUB ENTERPRISES INS GRP 160,674 162,132 69.65 % 70.80 % 3.62 % 83.56 %
**STATE TOTAL** 4,434,998 4,364,825 66.39 % 67.90 % 100.00 % 83.56 %

Montana 1 176 STATE FARM GRP 181,952 176,281 57.29 % 59.48 % 20.79 % 20.79 %
2 155 PROGRESSIVE GRP 146,864 141,114 58.95 % 59.81 % 16.78 % 37.56 %
3 111 LIBERTY MUT GRP 94,098 94,292 50.32 % 51.68 % 10.75 % 48.31 %
4 200 UNITED SERV AUTOMOBILE ASSN GRP 73,780 72,702 70.37 % 71.26 % 8.43 % 56.74 %
5 69 FARMERS INS GRP 70,395 69,471 57.52 % 59.70 % 8.04 % 64.78 %
6 31 BERKSHIRE HATHAWAY GRP 60,211 58,474 64.47 % 67.44 % 6.88 % 71.66 %
7 8 ALLSTATE INS GRP 56,042 55,519 70.42 % 71.29 % 6.40 % 78.06 %
8 3548 TRAVELERS GRP 42,383 40,612 61.95 % 64.68 % 4.84 % 82.90 %
9 4683 MOUNTAIN WEST FARM GRP 40,322 40,821 63.86 % 57.79 % 4.61 % 87.51 %
10 91 HARTFORD FIRE & CAS GRP 15,432 15,917 50.95 % 51.81 % 1.76 % 89.27 %
**STATE TOTAL** 875,373 857,024 59.28 % 60.49 % 100.00 % 89.27 %

Nebraska 1 176 STATE FARM GRP 266,050 261,668 62.35 % 64.43 % 18.90 % 18.90 %
2 155 PROGRESSIVE GRP 238,285 234,389 59.26 % 59.87 % 16.93 % 35.83 %
3 13889 FARMERS MUT INS CO OF NE 130,070 126,180 65.66 % 66.56 % 9.24 % 45.08 %
4 473 AMERICAN FAMILY INS GRP 100,691 100,451 60.18 % 61.32 % 7.15 % 52.23 %
5 31 BERKSHIRE HATHAWAY GRP 91,648 89,704 68.62 % 69.51 % 6.51 % 58.74 %
6 513 IOWA FARM BUREAU GRP 87,024 85,540 57.12 % 58.16 % 6.18 % 64.93 %
7 8 ALLSTATE INS GRP 85,401 83,121 53.46 % 53.93 % 6.07 % 70.99 %
8 140 NATIONWIDE CORP GRP 73,205 70,327 63.60 % 64.96 % 5.20 % 76.20 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 65,709 65,807 66.80 % 67.51 % 4.67 % 80.86 %
10 69 FARMERS INS GRP 45,049 44,886 61.46 % 62.69 % 3.20 % 84.06 %
**STATE TOTAL** 1,407,405 1,382,532 61.78 % 62.88 % 100.00 % 84.06 %

© 2022 National Association of Insurance Commissioners


415
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 31 BERKSHIRE HATHAWAY GRP 535,529 520,301 86.26 % 90.58 % 18.02 % 18.02 %
2 155 PROGRESSIVE GRP 449,393 436,369 64.56 % 66.12 % 15.13 % 33.15 %
3 176 STATE FARM GRP 446,753 437,261 66.21 % 73.88 % 15.04 % 48.19 %
4 8 ALLSTATE INS GRP 302,089 300,358 62.94 % 64.96 % 10.17 % 58.35 %
5 69 FARMERS INS GRP 222,392 223,257 58.31 % 60.42 % 7.49 % 65.84 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 196,995 198,236 69.75 % 72.35 % 6.63 % 72.47 %
7 1278 CSAA INS GRP 145,505 144,919 53.69 % 54.76 % 4.90 % 77.37 %
8 111 LIBERTY MUT GRP 93,123 95,093 51.69 % 54.86 % 3.13 % 80.50 %
9 473 AMERICAN FAMILY INS GRP 75,502 75,461 65.43 % 71.42 % 2.54 % 83.04 %
10 3548 TRAVELERS GRP 69,857 68,087 66.92 % 68.78 % 2.35 % 85.39 %
**STATE TOTAL** 2,971,154 2,930,149 68.11 % 71.56 % 100.00 % 85.39 %

New Hampshire 1 155 PROGRESSIVE GRP 140,540 138,283 60.17 % 60.70 % 15.17 % 15.17 %
2 31 BERKSHIRE HATHAWAY GRP 131,935 129,651 65.31 % 65.93 % 14.24 % 29.42 %
3 176 STATE FARM GRP 109,860 106,760 66.36 % 67.34 % 11.86 % 41.28 %
4 111 LIBERTY MUT GRP 93,706 93,714 46.74 % 47.84 % 10.12 % 51.39 %
5 8 ALLSTATE INS GRP 90,739 92,369 48.08 % 47.93 % 9.80 % 61.19 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 56,292 55,627 58.05 % 58.85 % 6.08 % 67.27 %
7 280 AUTO OWNERS GRP 32,979 33,817 53.51 % 54.38 % 3.56 % 70.83 %
8 28 AMICA MUT GRP 29,588 30,198 47.80 % 49.88 % 3.19 % 74.02 %
9 3548 TRAVELERS GRP 26,027 24,816 57.18 % 58.83 % 2.81 % 76.83 %
10 1318 AUTO CLUB ENTERPRISES INS GRP 21,743 21,626 57.98 % 58.35 % 2.35 % 79.18 %
**STATE TOTAL** 926,250 926,022 57.02 % 57.79 % 100.00 % 79.18 %

New Jersey 1 31 BERKSHIRE HATHAWAY GRP 1,953,880 1,925,817 77.41 % 80.93 % 24.19 % 24.19 %
2 155 PROGRESSIVE GRP 1,100,227 1,073,295 71.41 % 74.39 % 13.62 % 37.81 %
3 708 NEW JERSEY MANUFACTURERS GRP 1,028,355 1,038,217 68.97 % 73.91 % 12.73 % 50.55 %
4 8 ALLSTATE INS GRP 861,456 858,610 73.39 % 71.21 % 10.67 % 61.21 %
5 176 STATE FARM GRP 609,588 590,572 79.19 % 84.72 % 7.55 % 68.76 %
6 1227 PALISADES GRP 587,892 598,977 64.26 % 67.25 % 7.28 % 76.04 %
7 111 LIBERTY MUT GRP 487,321 500,918 57.18 % 62.75 % 6.03 % 82.07 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 331,699 332,078 82.77 % 85.77 % 4.11 % 86.18 %
9 3548 TRAVELERS GRP 305,940 304,226 63.81 % 68.80 % 3.79 % 89.96 %
10 69 FARMERS INS GRP 265,945 275,213 67.70 % 72.92 % 3.29 % 93.26 %
**STATE TOTAL** 8,076,877 8,042,189 71.49 % 74.88 % 100.00 % 93.26 %

New Mexico 1 176 STATE FARM GRP 301,504 295,191 68.80 % 70.93 % 19.11 % 19.11 %
2 155 PROGRESSIVE GRP 271,776 266,485 60.54 % 62.03 % 17.23 % 36.34 %
3 31 BERKSHIRE HATHAWAY GRP 215,366 212,542 68.21 % 69.65 % 13.65 % 50.00 %
4 69 FARMERS INS GRP 154,342 154,754 56.06 % 58.29 % 9.78 % 59.78 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 148,868 149,593 67.72 % 69.05 % 9.44 % 69.22 %
6 8 ALLSTATE INS GRP 122,589 122,838 53.01 % 53.84 % 7.77 % 76.99 %
7 111 LIBERTY MUT GRP 69,217 68,606 52.44 % 54.00 % 4.39 % 81.38 %
8 169 SENTRY INS GRP 50,905 50,218 49.74 % 50.22 % 3.23 % 84.60 %
9 1318 AUTO CLUB ENTERPRISES INS GRP 38,426 38,650 59.05 % 60.51 % 2.44 % 87.04 %
10 513 IOWA FARM BUREAU GRP 34,880 34,560 59.59 % 60.92 % 2.21 % 89.25 %
**STATE TOTAL** 1,577,415 1,564,676 61.73 % 63.42 % 100.00 % 89.25 %

© 2022 National Association of Insurance Commissioners


416
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 31 BERKSHIRE HATHAWAY GRP 4,617,548 4,551,578 75.56 % 79.38 % 30.91 % 30.91 %
2 8 ALLSTATE INS GRP 2,263,586 2,248,534 73.72 % 77.09 % 15.15 % 46.07 %
3 176 STATE FARM GRP 1,887,611 1,811,660 82.59 % 87.91 % 12.64 % 58.70 %
4 155 PROGRESSIVE GRP 1,641,794 1,650,852 69.87 % 73.64 % 10.99 % 69.69 %
5 111 LIBERTY MUT GRP 1,124,092 1,044,131 79.85 % 85.60 % 7.53 % 77.22 %
6 3548 TRAVELERS GRP 623,651 605,964 64.02 % 69.21 % 4.18 % 81.39 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 454,753 455,384 76.75 % 80.64 % 3.04 % 84.44 %
8 2518 NYCM INS GRP 398,087 394,223 64.03 % 66.18 % 2.66 % 87.10 %
9 69 FARMERS INS GRP 307,051 309,794 66.28 % 70.29 % 2.06 % 89.16 %
10 140 NATIONWIDE CORP GRP 283,960 281,299 98.11 % 106.02 % 1.90 % 91.06 %
**STATE TOTAL** 14,937,654 14,690,833 74.59 % 78.82 % 100.00 % 91.06 %

North Carolina 1 8 ALLSTATE INS GRP 1,216,784 1,209,231 65.78 % 65.94 % 17.17 % 17.17 %
2 31 BERKSHIRE HATHAWAY GRP 1,009,916 979,927 72.91 % 73.64 % 14.25 % 31.42 %
3 176 STATE FARM GRP 990,443 973,796 67.58 % 68.42 % 13.97 % 45.39 %
4 155 PROGRESSIVE GRP 742,606 701,297 71.28 % 72.28 % 10.48 % 55.87 %
5 324 NORTH CAROLINA FARM BUREAU GRP 679,381 679,615 64.53 % 65.02 % 9.59 % 65.45 %
6 140 NATIONWIDE CORP GRP 585,882 589,457 57.58 % 58.22 % 8.27 % 73.72 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 559,962 556,291 69.70 % 70.74 % 7.90 % 81.62 %
8 213 ERIE INS GRP 280,249 275,045 63.34 % 63.93 % 3.95 % 85.58 %
9 111 LIBERTY MUT GRP 202,530 201,097 57.87 % 58.70 % 2.86 % 88.43 %
10 280 AUTO OWNERS GRP 110,090 107,278 60.35 % 62.71 % 1.55 % 89.99 %
**STATE TOTAL** 7,087,596 6,994,796 66.56 % 67.25 % 100.00 % 89.99 %

North Dakota 1 155 PROGRESSIVE GRP 110,002 106,905 72.49 % 73.33 % 21.29 % 21.29 %
2 176 STATE FARM GRP 62,950 62,312 64.85 % 65.52 % 12.18 % 33.47 %
3 8 ALLSTATE INS GRP 52,920 54,429 91.27 % 91.18 % 10.24 % 43.72 %
4 3500 NODAK MUT GRP 45,669 45,786 66.68 % 67.00 % 8.84 % 52.55 %
5 473 AMERICAN FAMILY INS GRP 43,412 43,022 63.40 % 65.58 % 8.40 % 60.96 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 26,971 27,132 76.87 % 78.10 % 5.22 % 66.18 %
7 69 FARMERS INS GRP 25,407 25,574 60.07 % 61.87 % 4.92 % 71.09 %
8 31 BERKSHIRE HATHAWAY GRP 20,812 20,658 66.00 % 66.40 % 4.03 % 75.12 %
9 280 AUTO OWNERS GRP 16,854 16,792 58.30 % 58.42 % 3.26 % 78.38 %
10 518 GRINNELL MUT GRP 16,031 16,325 67.58 % 67.93 % 3.10 % 81.49 %
**STATE TOTAL** 516,684 515,778 68.61 % 70.01 % 100.00 % 81.49 %

Ohio 1 155 PROGRESSIVE GRP 1,218,393 1,201,497 69.19 % 70.13 % 17.52 % 17.52 %
2 176 STATE FARM GRP 1,167,100 1,147,324 72.55 % 74.31 % 16.78 % 34.29 %
3 8 ALLSTATE INS GRP 832,714 834,272 53.31 % 53.46 % 11.97 % 46.27 %
4 31 BERKSHIRE HATHAWAY GRP 605,656 594,906 76.16 % 77.70 % 8.71 % 54.97 %
5 140 NATIONWIDE CORP GRP 392,322 397,884 59.26 % 60.29 % 5.64 % 60.61 %
6 111 LIBERTY MUT GRP 370,164 366,447 55.84 % 57.48 % 5.32 % 65.93 %
7 267 GRANGE MUT CAS GRP 335,762 336,090 57.98 % 58.38 % 4.83 % 70.76 %
8 213 ERIE INS GRP 272,187 269,771 72.78 % 74.16 % 3.91 % 74.67 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 221,889 222,073 69.65 % 71.37 % 3.19 % 77.86 %
10 473 AMERICAN FAMILY INS GRP 190,787 188,484 63.00 % 65.16 % 2.74 % 80.61 %
**STATE TOTAL** 6,956,020 6,917,408 64.05 % 65.26 % 100.00 % 80.61 %

© 2022 National Association of Insurance Commissioners


417
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 176 STATE FARM GRP 637,321 625,288 74.45 % 75.99 % 21.77 % 21.77 %
2 155 PROGRESSIVE GRP 424,453 415,288 63.28 % 64.23 % 14.50 % 36.27 %
3 69 FARMERS INS GRP 335,062 324,083 63.83 % 65.19 % 11.44 % 47.71 %
4 8 ALLSTATE INS GRP 258,940 256,196 63.46 % 64.34 % 8.84 % 56.56 %
5 31 BERKSHIRE HATHAWAY GRP 247,622 242,737 75.92 % 77.40 % 8.46 % 65.02 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 184,704 186,926 71.97 % 73.24 % 6.31 % 71.32 %
7 111 LIBERTY MUT GRP 153,177 152,808 57.59 % 58.80 % 5.23 % 76.56 %
8 220 OKLAHOMA FARM BUREAU GRP 103,289 102,850 65.32 % 66.79 % 3.53 % 80.08 %
9 123 SHELTER INS GRP 98,723 97,217 73.94 % 75.63 % 3.37 % 83.46 %
10 1278 CSAA INS GRP 62,032 63,413 53.37 % 54.97 % 2.12 % 85.58 %
**STATE TOTAL** 2,927,603 2,879,827 67.47 % 68.84 % 100.00 % 85.58 %

Oregon 1 176 STATE FARM GRP 587,051 571,909 77.93 % 80.05 % 18.63 % 18.63 %
2 155 PROGRESSIVE GRP 515,846 510,981 64.73 % 65.76 % 16.37 % 35.00 %
3 31 BERKSHIRE HATHAWAY GRP 371,835 362,107 75.83 % 78.39 % 11.80 % 46.80 %
4 69 FARMERS INS GRP 281,279 282,413 55.76 % 57.41 % 8.93 % 55.73 %
5 8 ALLSTATE INS GRP 272,327 270,193 59.26 % 60.61 % 8.64 % 64.37 %
6 111 LIBERTY MUT GRP 247,984 249,755 46.64 % 48.13 % 7.87 % 72.25 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 207,375 209,159 67.61 % 69.74 % 6.58 % 78.83 %
8 50 COUNTRY INS & FIN SERV GRP 117,391 117,499 61.90 % 63.08 % 3.73 % 82.55 %
9 473 AMERICAN FAMILY INS GRP 94,555 94,860 57.84 % 60.55 % 3.00 % 85.55 %
10 3548 TRAVELERS GRP 66,011 63,294 58.41 % 60.55 % 2.10 % 87.65 %
**STATE TOTAL** 3,150,827 3,125,562 65.43 % 67.17 % 100.00 % 87.65 %

Pennsylvania 1 176 STATE FARM GRP 1,639,770 1,619,245 74.29 % 76.39 % 17.69 % 17.69 %
2 213 ERIE INS GRP 1,204,932 1,212,322 66.57 % 67.95 % 13.00 % 30.69 %
3 155 PROGRESSIVE GRP 1,180,546 1,159,331 69.71 % 72.02 % 12.74 % 43.43 %
4 8 ALLSTATE INS GRP 1,045,314 1,060,022 56.50 % 56.23 % 11.28 % 54.71 %
5 31 BERKSHIRE HATHAWAY GRP 882,288 874,560 80.03 % 81.68 % 9.52 % 64.23 %
6 140 NATIONWIDE CORP GRP 602,223 606,031 62.62 % 64.31 % 6.50 % 70.73 %
7 111 LIBERTY MUT GRP 598,040 570,836 65.64 % 68.75 % 6.45 % 77.18 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 354,785 354,401 73.03 % 75.09 % 3.83 % 81.01 %
9 3548 TRAVELERS GRP 308,665 307,284 53.44 % 55.36 % 3.33 % 84.34 %
10 69 FARMERS INS GRP 268,704 259,388 61.73 % 64.24 % 2.90 % 87.24 %
**STATE TOTAL** 9,267,954 9,200,112 67.83 % 69.59 % 100.00 % 87.24 %

Rhode Island 1 155 PROGRESSIVE GRP 281,354 276,157 58.33 % 59.48 % 27.63 % 27.63 %
2 31 BERKSHIRE HATHAWAY GRP 146,023 142,694 73.32 % 75.72 % 14.34 % 41.97 %
3 8 ALLSTATE INS GRP 109,464 109,717 57.24 % 58.52 % 10.75 % 52.71 %
4 28 AMICA MUT GRP 78,098 105,595 56.15 % 59.54 % 7.67 % 60.38 %
5 111 LIBERTY MUT GRP 73,695 65,742 60.68 % 63.46 % 7.24 % 67.62 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 67,057 67,260 69.61 % 70.72 % 6.58 % 74.20 %
7 140 NATIONWIDE CORP GRP 40,630 41,400 62.07 % 63.11 % 3.99 % 78.19 %
8 69 FARMERS INS GRP 40,257 41,843 53.23 % 53.19 % 3.95 % 82.15 %
9 411 MAPFRE INS GRP 29,662 29,038 57.10 % 57.45 % 2.91 % 85.06 %
10 1318 AUTO CLUB ENTERPRISES INS GRP 27,901 27,271 62.54 % 64.30 % 2.74 % 87.80 %
**STATE TOTAL** 1,018,388 1,039,032 61.80 % 63.49 % 100.00 % 87.80 %

© 2022 National Association of Insurance Commissioners


418
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 176 STATE FARM GRP 1,127,178 1,101,012 70.17 % 71.77 % 22.90 % 22.90 %
2 155 PROGRESSIVE GRP 793,727 762,226 67.08 % 68.65 % 16.13 % 39.03 %
3 31 BERKSHIRE HATHAWAY GRP 686,045 676,070 77.54 % 79.11 % 13.94 % 52.97 %
4 8 ALLSTATE INS GRP 621,198 610,506 56.44 % 56.73 % 12.62 % 65.59 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 461,876 461,860 78.38 % 80.16 % 9.38 % 74.98 %
6 3548 TRAVELERS GRP 224,404 221,653 60.80 % 62.61 % 4.56 % 79.54 %
7 111 LIBERTY MUT GRP 203,758 196,658 55.79 % 57.05 % 4.14 % 83.68 %
8 140 NATIONWIDE CORP GRP 181,912 184,734 62.54 % 63.94 % 3.70 % 87.37 %
9 483 SOUTHERN FARM BUREAU CAS GRP 116,891 118,633 77.47 % 78.84 % 2.38 % 89.75 %
10 280 AUTO OWNERS GRP 102,962 102,303 64.52 % 68.41 % 2.09 % 91.84 %
**STATE TOTAL** 4,921,443 4,834,818 68.07 % 69.50 % 100.00 % 91.84 %

South Dakota 1 176 STATE FARM GRP 113,146 110,133 72.44 % 73.66 % 17.61 % 17.61 %
2 155 PROGRESSIVE GRP 111,800 109,249 58.94 % 59.70 % 17.40 % 35.01 %
3 473 AMERICAN FAMILY INS GRP 57,514 56,559 63.89 % 65.11 % 8.95 % 43.97 %
4 13889 FARMERS MUT INS CO OF NE 33,914 32,637 78.16 % 78.91 % 5.28 % 49.24 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 31,260 31,298 60.26 % 60.76 % 4.87 % 54.11 %
6 69 FARMERS INS GRP 30,754 30,730 62.94 % 63.98 % 4.79 % 58.90 %
7 31 BERKSHIRE HATHAWAY GRP 29,494 28,243 76.16 % 77.24 % 4.59 % 63.49 %
8 140 NATIONWIDE CORP GRP 27,300 26,190 63.62 % 66.12 % 4.25 % 67.74 %
9 205 DE SMET INS GRP 19,194 19,132 68.20 % 69.09 % 2.99 % 70.73 %
10 698 NORTH STAR CO GRP 18,928 18,079 68.73 % 70.56 % 2.95 % 73.67 %
**STATE TOTAL** 642,457 628,809 64.43 % 65.51 % 100.00 % 73.67 %

Tennessee 1 176 STATE FARM GRP 936,486 916,474 70.39 % 72.33 % 19.60 % 19.60 %
2 694 TENNESSEE FARMERS GRP 760,551 755,554 76.53 % 79.16 % 15.91 % 35.51 %
3 155 PROGRESSIVE GRP 572,235 553,242 65.93 % 66.82 % 11.97 % 47.48 %
4 31 BERKSHIRE HATHAWAY GRP 506,890 494,860 74.05 % 75.32 % 10.61 % 58.09 %
5 8 ALLSTATE INS GRP 418,167 411,127 57.48 % 58.90 % 8.75 % 66.84 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 266,361 266,220 68.93 % 70.18 % 5.57 % 72.41 %
7 111 LIBERTY MUT GRP 226,817 223,409 59.85 % 61.48 % 4.75 % 77.16 %
8 213 ERIE INS GRP 141,010 138,659 70.90 % 72.33 % 2.95 % 80.11 %
9 69 FARMERS INS GRP 129,114 129,003 55.06 % 57.12 % 2.70 % 82.81 %
10 140 NATIONWIDE CORP GRP 106,423 107,675 58.62 % 60.21 % 2.23 % 85.04 %
**STATE TOTAL** 4,779,210 4,700,554 67.61 % 69.30 % 100.00 % 85.04 %

Texas 1 155 PROGRESSIVE GRP 3,795,014 3,680,317 69.39 % 70.94 % 16.06 % 16.06 %
2 176 STATE FARM GRP 3,357,022 3,280,909 77.90 % 81.77 % 14.21 % 30.27 %
3 31 BERKSHIRE HATHAWAY GRP 3,254,007 3,220,817 81.20 % 82.73 % 13.77 % 44.05 %
4 8 ALLSTATE INS GRP 2,750,562 2,777,326 74.49 % 76.93 % 11.64 % 55.69 %
5 200 UNITED SERV AUTOMOBILE ASSN GRP 1,991,210 1,990,493 78.78 % 80.55 % 8.43 % 64.12 %
6 69 FARMERS INS GRP 1,817,348 1,810,136 61.94 % 63.87 % 7.69 % 71.81 %
7 111 LIBERTY MUT GRP 1,074,112 1,072,405 60.72 % 62.93 % 4.55 % 76.36 %
8 809 TEXAS FARM BUREAU MUT GRP 763,618 765,483 79.36 % 80.37 % 3.23 % 79.59 %
9 215 KEMPER CORP GRP 569,372 560,292 85.27 % 87.39 % 2.41 % 82.00 %
10 29246 CONSUMERS CNTY MUT INS CO 517,161 500,322 63.56 % 63.79 % 2.19 % 84.19 %
**STATE TOTAL** 23,625,453 23,308,815 73.49 % 75.65 % 100.00 % 84.19 %

© 2022 National Association of Insurance Commissioners


419
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 176 STATE FARM GRP 339,381 332,064 68.29 % 72.58 % 13.86 % 13.86 %
2 8 ALLSTATE INS GRP 290,760 289,577 62.93 % 63.78 % 11.87 % 25.73 %
3 155 PROGRESSIVE GRP 257,276 246,902 63.80 % 64.69 % 10.50 % 36.23 %
4 31 BERKSHIRE HATHAWAY GRP 251,384 247,022 72.04 % 73.84 % 10.26 % 46.49 %
5 69 FARMERS INS GRP 226,556 224,346 59.73 % 60.86 % 9.25 % 55.74 %
6 13471 BEAR RIVER MUT INS CO 151,820 150,916 67.64 % 68.65 % 6.20 % 61.94 %
7 111 LIBERTY MUT GRP 137,746 133,601 68.31 % 69.79 % 5.62 % 67.56 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 134,471 134,100 73.88 % 75.65 % 5.49 % 73.05 %
9 473 AMERICAN FAMILY INS GRP 93,436 93,759 62.49 % 64.77 % 3.81 % 76.87 %
10 280 AUTO OWNERS GRP 69,823 68,974 63.10 % 67.51 % 2.85 % 79.72 %
**STATE TOTAL** 2,449,499 2,401,755 65.22 % 67.08 % 100.00 % 79.72 %

Vermont 1 155 PROGRESSIVE GRP 77,521 76,377 52.34 % 52.75 % 19.53 % 19.53 %
2 31 BERKSHIRE HATHAWAY GRP 60,902 60,356 62.67 % 63.46 % 15.34 % 34.88 %
3 111 LIBERTY MUT GRP 35,097 34,458 44.72 % 45.76 % 8.84 % 43.72 %
4 176 STATE FARM GRP 29,951 29,233 68.34 % 67.96 % 7.55 % 51.27 %
5 8 ALLSTATE INS GRP 21,655 21,815 33.70 % 32.95 % 5.46 % 56.72 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 20,985 20,975 62.38 % 64.57 % 5.29 % 62.01 %
7 280 AUTO OWNERS GRP 20,614 20,971 59.05 % 59.58 % 5.19 % 67.20 %
8 234 VERMONT MUT GRP 16,078 16,145 43.05 % 42.35 % 4.05 % 71.25 %
9 18686 CO OPERATIVE INS COS 14,935 14,968 61.74 % 62.23 % 3.76 % 75.02 %
10 3548 TRAVELERS GRP 13,349 13,550 46.37 % 47.46 % 3.36 % 78.38 %
**STATE TOTAL** 396,897 395,562 55.15 % 55.80 % 100.00 % 78.38 %

Virginia 1 31 BERKSHIRE HATHAWAY GRP 1,233,698 1,207,748 70.57 % 71.62 % 20.40 % 20.40 %
2 176 STATE FARM GRP 879,242 864,039 63.44 % 65.92 % 14.54 % 34.94 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 821,837 825,104 65.15 % 66.56 % 13.59 % 48.54 %
4 8 ALLSTATE INS GRP 717,021 705,559 58.44 % 59.21 % 11.86 % 60.39 %
5 155 PROGRESSIVE GRP 696,494 685,286 66.15 % 67.44 % 11.52 % 71.91 %
6 140 NATIONWIDE CORP GRP 352,250 354,346 60.80 % 62.00 % 5.83 % 77.74 %
7 213 ERIE INS GRP 245,024 244,870 66.69 % 67.67 % 4.05 % 81.79 %
8 111 LIBERTY MUT GRP 167,396 158,010 51.98 % 53.52 % 2.77 % 84.56 %
9 3548 TRAVELERS GRP 145,542 142,903 57.02 % 58.78 % 2.41 % 86.97 %
10 203 VIRGINIA FARM BUREAU GRP 131,562 130,954 63.91 % 64.61 % 2.18 % 89.14 %
**STATE TOTAL** 6,046,674 5,977,948 63.93 % 65.28 % 100.00 % 89.14 %

Washington 1 176 STATE FARM GRP 863,016 839,275 75.94 % 79.64 % 14.80 % 14.80 %
2 155 PROGRESSIVE GRP 788,432 777,647 62.24 % 63.56 % 13.52 % 28.32 %
3 31 BERKSHIRE HATHAWAY GRP 705,599 695,802 68.28 % 70.59 % 12.10 % 40.42 %
4 8 ALLSTATE INS GRP 629,084 631,190 58.71 % 60.74 % 10.79 % 51.20 %
5 111 LIBERTY MUT GRP 570,080 570,195 57.52 % 60.57 % 9.78 % 60.98 %
6 200 UNITED SERV AUTOMOBILE ASSN GRP 515,924 512,060 73.29 % 75.15 % 8.85 % 69.83 %
7 69 FARMERS INS GRP 412,936 414,871 54.03 % 55.86 % 7.08 % 76.91 %
8 24341 PEMCO MUT INS CO 288,118 287,458 66.42 % 67.86 % 4.94 % 81.85 %
9 473 AMERICAN FAMILY INS GRP 249,890 252,101 61.78 % 64.12 % 4.29 % 86.13 %
10 3548 TRAVELERS GRP 121,043 121,341 60.01 % 63.48 % 2.08 % 88.21 %
**STATE TOTAL** 5,831,734 5,789,094 64.43 % 66.71 % 100.00 % 88.21 %

© 2022 National Association of Insurance Commissioners


420
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 176 STATE FARM GRP 328,350 320,540 65.82 % 67.56 % 25.51 % 25.51 %
2 213 ERIE INS GRP 193,891 195,884 68.44 % 69.69 % 15.06 % 40.57 %
3 31 BERKSHIRE HATHAWAY GRP 147,741 146,005 68.15 % 69.56 % 11.48 % 52.05 %
4 140 NATIONWIDE CORP GRP 119,160 120,683 54.87 % 56.14 % 9.26 % 61.31 %
5 8 ALLSTATE INS GRP 109,831 109,612 49.63 % 50.02 % 8.53 % 69.84 %
6 155 PROGRESSIVE GRP 106,508 103,740 52.54 % 53.23 % 8.27 % 78.11 %
7 111 LIBERTY MUT GRP 80,187 76,209 53.06 % 54.71 % 6.23 % 84.34 %
8 200 UNITED SERV AUTOMOBILE ASSN GRP 53,278 53,960 62.37 % 63.81 % 4.14 % 88.48 %
9 228 WESTFIELD GRP 29,571 30,039 52.94 % 54.09 % 2.30 % 90.78 %
10 91 HARTFORD FIRE & CAS GRP 26,687 27,810 47.83 % 48.86 % 2.07 % 92.85 %
**STATE TOTAL** 1,287,198 1,278,189 60.39 % 61.71 % 100.00 % 92.85 %

Wisconsin 1 155 PROGRESSIVE GRP 724,009 712,136 71.19 % 72.04 % 21.38 % 21.38 %
2 473 AMERICAN FAMILY INS GRP 587,607 584,484 58.19 % 60.09 % 17.35 % 38.73 %
3 176 STATE FARM GRP 469,105 460,468 67.99 % 69.90 % 13.85 % 52.59 %
4 31 BERKSHIRE HATHAWAY GRP 176,757 172,626 72.60 % 74.40 % 5.22 % 57.81 %
5 8 ALLSTATE INS GRP 159,518 160,525 56.36 % 57.00 % 4.71 % 62.52 %
6 213 ERIE INS GRP 125,382 124,779 75.66 % 77.84 % 3.70 % 66.22 %
7 15350 WEST BEND MUT INS CO 102,277 101,905 58.06 % 59.82 % 3.02 % 69.24 %
8 14184 ACUITY A MUT INS CO 100,518 100,693 61.76 % 64.18 % 2.97 % 72.21 %
9 200 UNITED SERV AUTOMOBILE ASSN GRP 94,204 93,796 69.15 % 70.37 % 2.78 % 74.99 %
10 69 FARMERS INS GRP 94,084 93,411 60.42 % 61.74 % 2.78 % 77.77 %
**STATE TOTAL** 3,386,176 3,358,007 64.48 % 65.92 % 100.00 % 77.77 %

Wyoming 1 176 STATE FARM GRP 96,013 93,765 60.65 % 61.13 % 20.94 % 20.94 %
2 155 PROGRESSIVE GRP 77,116 75,462 60.23 % 60.81 % 16.82 % 37.76 %
3 69 FARMERS INS GRP 56,186 55,504 58.96 % 59.85 % 12.25 % 50.01 %
4 31 BERKSHIRE HATHAWAY GRP 44,761 43,659 69.18 % 69.94 % 9.76 % 59.78 %
5 4683 MOUNTAIN WEST FARM GRP 43,231 43,893 64.35 % 60.98 % 9.43 % 69.21 %
6 111 LIBERTY MUT GRP 33,926 32,229 53.08 % 53.99 % 7.40 % 76.61 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 33,068 32,950 63.87 % 64.64 % 7.21 % 83.82 %
8 8 ALLSTATE INS GRP 25,290 25,463 37.56 % 37.69 % 5.52 % 89.33 %
9 140 NATIONWIDE CORP GRP 9,599 9,663 58.52 % 59.96 % 2.09 % 91.43 %
10 408 AMERICAN NATL FIN GRP 9,489 8,964 65.02 % 63.62 % 2.07 % 93.50 %
**STATE TOTAL** 458,498 451,339 58.99 % 59.22 % 100.00 % 93.50 %

Guam 1 12 AMERICAN INTL GRP 13,363 13,059 29.75 % 33.03 % 27.62 % 27.62 %
2 200 UNITED SERV AUTOMOBILE ASSN GRP 13,361 13,173 44.09 % 44.25 % 27.61 % 55.23 %
3 4672 DONGBU INS GRP 4,599 4,578 46.89 % 54.81 % 9.50 % 64.74 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 4,240 4,045 29.93 % 38.44 % 8.76 % 73.50 %
5 4715 MS & AD INS GRP 3,148 3,261 39.93 % 54.21 % 6.51 % 80.00 %
6 10972 FIRST NET INS CO 2,796 2,669 46.97 % 47.57 % 5.78 % 85.78 %
7 18380 PACIFIC IND INS CO 2,499 2,475 30.16 % 30.13 % 5.16 % 90.95 %
8 3219 SOMPO GRP 2,060 3,104 51.71 % 54.75 % 4.26 % 95.20 %
9 31658 ISLAND HOME INS CO 1,642 1,592 15.04 % 16.25 % 3.39 % 98.60 %
10 12633 CENTURY INS CO GU LTD 679 708 34.38 % 23.60 % 1.40 % 100.00 %
**STATE TOTAL** 48,387 48,666 37.92 % 41.37 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


421
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Private Passenger Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 71 UNIVERSAL INS CO GRP 255,607 242,519 46.38 % 46.69 % 41.01 % 41.01 %
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 246,376 232,334 52.81 % 52.78 % 39.53 % 80.54 %
3 411 MAPFRE INS GRP 44,694 44,929 42.62 % 42.79 % 7.17 % 87.71 %
4 4804 MULTINATIONAL GRP 37,052 32,918 49.24 % 50.13 % 5.94 % 93.66 %
5 4802 TRIPLE S GRP 25,219 23,557 39.43 % 40.07 % 4.05 % 97.70 %
6 796 QBE INS GRP 8,898 8,498 39.15 % 39.50 % 1.43 % 99.13 %
7 200 UNITED SERV AUTOMOBILE ASSN GRP 1,671 1,699 49.34 % 49.31 % 0.27 % 99.40 %
8 10308 ANTILLES INS CO 1,254 1,197 55.68 % 133.66 % 0.20 % 99.60 %
9 4706 LOCKHART CO GRP 1,229 1,637 55.17 % 58.68 % 0.20 % 99.80 %
10 15646 ONE ALLIANCE INS CORP 1,116 978 142.04 % 150.46 % 0.18 % 99.98 %
**STATE TOTAL** 623,273 590,387 48.59 % 48.98 % 100.00 % 99.98 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 20,643 21,885 32.42 % 36.19 % 45.77 % 45.77 %
2 4706 LOCKHART CO GRP 15,791 15,418 40.12 % 43.02 % 35.01 % 80.79 %
3 200 UNITED SERV AUTOMOBILE ASSN GRP 7,261 7,100 79.01 % 80.10 % 16.10 % 96.89 %
4 161 TOPA EQUITIES LTD GRP 1,309 1,332 N/A N/A 2.90 % 99.79 %
5 13598 KESWICK GUARANTY INC 95 41 109.39 % 109.39 % 0.21 % 100.00 %
6 411 MAPFRE INS GRP 0 0 N/A 5,642.08 % 0.00 % 100.00 %
**STATE TOTAL** 45,100 45,776 40.51 % 43.63 % 100.00 % 100.00 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,247 1,216 36.15 % 42.19 % 33.96 % 33.96 %
2 10972 FIRST NET INS CO 732 713 44.37 % 44.62 % 19.94 % 53.90 %
3 4672 DONGBU INS GRP 655 656 44.02 % 56.35 % 17.84 % 71.74 %
4 12 AMERICAN INTL GRP 602 506 307.72 % 302.72 % 16.40 % 88.13 %
5 18380 PACIFIC IND INS CO 436 441 44.27 % 48.69 % 11.87 % 100.00 %
**STATE TOTAL** 3,671 3,531 79.14 % 83.40 % 100.00 % 100.00 %

Canada 1 91 HARTFORD FIRE & CAS GRP 102 101 13.96 % N/A 100.00 % 100.00 %
**STATE TOTAL** 102 101 N/A N/A 100.00 % 100.00 %

Agg. Other Alien 1 200 UNITED SERV AUTOMOBILE ASSN GRP 10,407 10,260 52.21 % 52.82 % 34.87 % 34.87 %
2 19119 NATIONAL UNITY INS CO 8,950 7,238 50.35 % 52.51 % 29.99 % 64.85 %
3 14133 QUALITAS INS CO 6,145 6,139 59.00 % 66.22 % 20.59 % 85.44 %
4 16014 NEW HORIZON INS CO 2,470 2,189 N/A N/A 8.28 % 93.72 %
5 411 MAPFRE INS GRP 829 836 53.64 % 58.10 % 2.78 % 96.50 %
6 84 AMERICAN FINANCIAL GRP 458 427 235.44 % 243.59 % 1.53 % 98.03 %
7 626 CHUBB LTD GRP 382 469 181.22 % 181.04 % 1.28 % 99.31 %
8 10972 FIRST NET INS CO 182 175 5.45 % 5.07 % 0.61 % 99.92 %
9 4672 DONGBU INS GRP 102 103 3.94 % 8.47 % 0.34 % 100.00 %
10 18380 PACIFIC IND INS CO 88 94 38.11 % 38.11 % 0.29 % 100.00 %
**STATE TOTAL** 29,846 28,021 44.77 % 45.60 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


422
19.3, 19.4—Commercial Auto Liability

© 2022 National Association of Insurance Commissioners


423
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 155 PROGRESSIVE GRP 6,699,493 5,836,812 69.80 % 74.25 % 16.11 % 16.11 %
2 3548 TRAVELERS GRP 2,321,615 2,278,796 57.59 % 63.21 % 5.58 % 21.69 %
3 150 OLD REPUBLIC GRP 1,547,892 1,543,040 68.53 % 80.91 % 3.72 % 25.42 %
4 111 LIBERTY MUT GRP 1,376,453 1,374,368 67.52 % 72.75 % 3.31 % 28.73 %
5 31 BERKSHIRE HATHAWAY GRP 1,338,449 1,306,600 59.08 % 69.94 % 3.22 % 31.95 %
6 140 NATIONWIDE CORP GRP 1,316,345 1,316,221 65.65 % 69.56 % 3.17 % 35.11 %
7 212 ZURICH INS GRP 1,240,241 1,200,388 72.33 % 83.17 % 2.98 % 38.09 %
8 280 AUTO OWNERS GRP 1,009,414 940,495 60.40 % 67.75 % 2.43 % 40.52 %
9 8 ALLSTATE INS GRP 910,296 885,134 87.77 % 96.02 % 2.19 % 42.71 %
10 626 CHUBB LTD GRP 897,602 874,688 68.35 % 73.96 % 2.16 % 44.87 %
11 98 WR BERKLEY CORP GRP 859,826 758,179 51.39 % 59.03 % 2.07 % 46.94 %
12 12 AMERICAN INTL GRP 785,448 753,848 74.58 % 85.66 % 1.89 % 48.83 %
13 91 HARTFORD FIRE & CAS GRP 752,378 694,556 64.76 % 70.90 % 1.81 % 50.63 %
14 69 FARMERS INS GRP 671,641 626,349 93.20 % 97.20 % 1.62 % 52.25 %
15 3098 TOKIO MARINE HOLDINGS INC GRP 662,986 645,414 67.05 % 72.23 % 1.59 % 53.84 %
16 84 AMERICAN FINANCIAL GRP 625,008 600,224 67.67 % 77.13 % 1.50 % 55.35 %
17 169 SENTRY INS GRP 612,109 563,463 67.55 % 74.13 % 1.47 % 56.82 %
18 176 STATE FARM GRP 588,119 540,238 72.46 % 83.39 % 1.41 % 58.23 %
19 244 CINCINNATI FIN GRP 579,128 561,109 50.91 % 55.91 % 1.39 % 59.63 %
20 242 SELECTIVE INS GRP 569,935 535,635 67.23 % 70.87 % 1.37 % 61.00 %
21 785 MARKEL CORP GRP 559,085 570,283 76.15 % 83.22 % 1.34 % 62.34 %
22 218 CNA INS GRP 510,821 494,587 79.26 % 84.81 % 1.23 % 63.57 %
23 213 ERIE INS GRP 499,298 488,081 62.85 % 67.34 % 1.20 % 64.77 %
24 158 FAIRFAX FIN GRP 483,186 461,718 73.52 % 83.46 % 1.16 % 65.93 %
25 1279 ARCH INS GRP 469,659 448,597 70.75 % 76.81 % 1.13 % 67.06 %
26 14184 ACUITY A MUT INS CO 463,233 431,810 58.51 % 65.65 % 1.11 % 68.18 %
27 7 FEDERATED MUT GRP 434,230 412,571 62.01 % 68.90 % 1.04 % 69.22 %
28 2538 AMTRUST FINANCIAL SERV GRP 415,179 387,074 56.56 % 65.38 % 1.00 % 70.22 %
29 62 EMC INS CO GRP 406,040 395,049 59.45 % 63.86 % 0.98 % 71.20 %
30 215 KEMPER CORP GRP 381,238 337,254 64.70 % 69.25 % 0.92 % 72.11 %
31 4850 CLEAR BLUE FINANCIAL GRP 314,904 283,105 74.34 % 82.55 % 0.76 % 72.87 %
32 4131 PRIME HOLDINGS INS GRP 313,619 261,291 39.09 % 53.39 % 0.75 % 73.62 %
33 4969 TRISURA GRP 305,785 275,042 68.30 % 75.19 % 0.74 % 74.36 %
34 88 THE HANOVER INS GRP 276,054 273,923 56.74 % 63.90 % 0.66 % 75.02 %
35 1120 EVEREST REINS HOLDINGS GRP 268,295 239,763 57.81 % 66.63 % 0.65 % 75.67 %
36 262 CANAL GRP 264,412 255,574 60.32 % 66.93 % 0.64 % 76.30 %
37 474 FCCI MUT INS GRP 262,051 247,855 63.63 % 71.60 % 0.63 % 76.93 %
38 16616 AMERICAN TRANSIT INS CO 253,133 252,554 61.21 % 75.73 % 0.61 % 77.54 %
39 175 STATE AUTO MUT GRP 246,415 217,814 73.75 % 80.96 % 0.59 % 78.14 %
40 201 UTICA GRP 235,141 221,433 48.53 % 54.30 % 0.57 % 78.70 %
41 4381 SKYWARD SPECIALTY INS GRP INC GRP 228,086 205,651 53.78 % 58.80 % 0.55 % 79.25 %
42 225 IAT REINS CO GRP 213,858 216,914 69.77 % 77.74 % 0.51 % 79.76 %
43 256 COACTION GLOBAL INC GRP 212,972 190,175 66.44 % 79.90 % 0.51 % 80.28 %
44 660 MERCURY GEN GRP 204,965 203,401 73.53 % 83.11 % 0.49 % 80.77 %
45 473 AMERICAN FAMILY INS GRP 198,721 201,855 74.61 % 79.22 % 0.48 % 81.25 %
46 4990 CORE SPECIALTY INS HOLDINGS GRP 198,377 170,672 41.12 % 50.31 % 0.48 % 81.72 %
47 572 BCBS OF MI GRP 191,525 183,112 85.39 % 93.07 % 0.46 % 82.18 %
48 228 WESTFIELD GRP 189,472 186,482 54.23 % 57.80 % 0.46 % 82.64 %
49 4670 STARR GRP 184,805 174,436 50.77 % 60.71 % 0.44 % 83.08 %
50 867 PROTECTIVE INS CORP GRP 183,414 186,422 24.89 % 52.55 % 0.44 % 83.53 %
51 248 UNITED FIRE & CAS GRP 159,404 176,152 59.70 % 62.80 % 0.38 % 83.91 %
52 309 WESTERN NATL MUT GRP 155,407 144,669 52.50 % 57.57 % 0.37 % 84.28 %
53 1316 KNIGHTBROOK INS GRP 153,732 119,813 86.90 % 91.51 % 0.37 % 84.65 %
54 15350 WEST BEND MUT INS CO 148,186 138,190 48.97 % 55.32 % 0.36 % 85.01 %
55 968 AXA INS GRP 147,753 181,503 176.95 % 198.18 % 0.36 % 85.36 %
56 124 AMERISURE CO GRP 146,230 136,822 64.27 % 71.04 % 0.35 % 85.72 %
57 3494 JAMES RIVER GRP 137,639 126,805 206.02 % 246.51 % 0.33 % 86.05 %
58 250 DONEGAL GRP 135,081 131,582 63.14 % 68.86 % 0.32 % 86.37 %
59 10642 CHEROKEE INS CO 130,732 129,929 88.68 % 102.88 % 0.31 % 86.69 %
60 291 ENCOVA MUT INS GRP 130,235 128,842 46.89 % 50.59 % 0.31 % 87.00 %
61 4987 INCLINE P&C GRP 126,290 67,032 49.69 % 58.09 % 0.30 % 87.30 %
62 411 MAPFRE INS GRP 124,448 123,089 54.96 % 56.88 % 0.30 % 87.60 %
63 96 SECURA INS GRP 120,674 112,750 41.58 % 46.82 % 0.29 % 87.89 %
64 267 GRANGE MUT CAS GRP 113,539 109,212 63.56 % 67.25 % 0.27 % 88.17 %
65 457 ARGO GRP US INC GRP 113,098 109,086 64.96 % 74.32 % 0.27 % 88.44 %
© 2022 National Association of Insurance Commissioners
424
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 783 RLI INS GRP 110,980 103,822 39.25 % 49.38 % 0.27 % 88.70 %
67 4695 HEREFORD HOLDING GRP 108,325 105,695 65.24 % 88.56 % 0.26 % 88.96 %
68 36 CENTRAL MUT INS CO GRP 104,209 97,249 63.15 % 74.37 % 0.25 % 89.22 %
69 4234 RANDALL & QUILTER INVESTMENT GRP 102,827 73,494 56.52 % 58.03 % 0.25 % 89.46 %
70 1309 FRANKENMUTH GRP 100,282 95,576 41.94 % 45.70 % 0.24 % 89.70 %
71 226 MERCHANTS MUT GRP 97,889 92,438 58.10 % 64.65 % 0.24 % 89.94 %
72 408 AMERICAN NATL FIN GRP 97,803 95,199 57.92 % 60.94 % 0.24 % 90.17 %
73 271 PENNSYLVANIA NATL INS GRP 96,620 94,343 54.94 % 59.57 % 0.23 % 90.41 %
74 3478 HALLMARK FIN SERV GRP 95,460 107,625 97.41 % 112.13 % 0.23 % 90.64 %
75 586 ARBELLA INS GRP 95,211 91,733 36.21 % 39.81 % 0.23 % 90.87 %
76 14133 QUALITAS INS CO 93,545 85,766 94.77 % 109.92 % 0.22 % 91.09 %
77 188 SAFETY GRP 91,256 89,038 48.71 % 51.31 % 0.22 % 91.31 %
78 4672 DONGBU INS GRP 81,518 73,213 58.58 % 68.10 % 0.20 % 91.51 %
79 303 GUIDEONE INS GRP 79,798 69,446 54.35 % 58.93 % 0.19 % 91.70 %
80 748 AMERITRUST GRP INC GRP 78,272 75,143 61.87 % 72.96 % 0.19 % 91.89 %
81 761 ALLIANZ INS GRP 74,502 69,891 129.30 % 139.61 % 0.18 % 92.07 %
82 19 ASSURANT INC GRP 73,934 75,328 74.88 % 91.02 % 0.18 % 92.24 %
83 4904 INTACT FINANCIAL GRP 72,970 71,006 87.77 % 101.34 % 0.18 % 92.42 %
84 3416 AXIS CAPITAL GRP 71,744 68,002 83.78 % 87.96 % 0.17 % 92.59 %
85 16870 GRANADA INS CO 70,893 68,303 68.14 % 89.26 % 0.17 % 92.76 %
86 708 NEW JERSEY MANUFACTURERS GRP 67,650 64,675 27.71 % 29.94 % 0.16 % 92.92 %
87 246 PENNSYLVANIA LUMBERMENS GRP 67,020 69,130 77.44 % 82.56 % 0.16 % 93.09 %
88 4851 CHURCH MUT GRP 62,396 60,255 27.55 % 35.75 % 0.15 % 93.24 %
89 153 PEKIN INS GRP 58,705 56,297 67.31 % 71.80 % 0.14 % 93.38 %
90 313 AEGIS GRP 56,969 53,916 64.54 % 71.66 % 0.14 % 93.51 %
91 796 QBE INS GRP 56,864 61,846 60.76 % 70.36 % 0.14 % 93.65 %
92 35173 AGENCY INS CO OF MD INC 55,163 48,195 49.78 % 51.32 % 0.13 % 93.78 %
93 4886 BENCHMARK HOLDING GRP 53,958 42,439 41.31 % 46.36 % 0.13 % 93.91 %
94 13683 ASCENDANT COMMERCIAL INS INC 53,184 46,876 57.87 % 62.28 % 0.13 % 94.04 %
95 4935 CHANDLER INS GRP 52,825 48,621 61.65 % 69.30 % 0.13 % 94.17 %
96 10353 OOIDA RRG INC 51,351 51,870 25.81 % 35.41 % 0.12 % 94.29 %
97 50 COUNTRY INS & FIN SERV GRP 47,767 45,466 55.30 % 59.84 % 0.11 % 94.41 %
98 4911 MIDWEST FAMILY GRP 45,800 45,510 80.19 % 92.34 % 0.11 % 94.52 %
99 415 PLYMOUTH ROCK INS GRP 44,720 45,423 20.69 % 26.69 % 0.11 % 94.62 %
100 1278 CSAA INS GRP 42,735 27,342 93.52 % 99.04 % 0.10 % 94.73 %
101 361 MUNICH RE GRP 41,300 38,768 N/A 17.05 % 0.10 % 94.83 %
102 11534 AMERICAN T & T INS CO RRG 40,179 35,724 115.61 % 132.23 % 0.10 % 94.92 %
103 4962 AU HOLDING CO GRP 39,235 14,256 63.64 % 66.36 % 0.09 % 95.02 %
104 4485 COPPERPOINT GRP 38,888 37,651 37.16 % 36.33 % 0.09 % 95.11 %
105 3219 SOMPO GRP 38,671 36,656 40.54 % 50.56 % 0.09 % 95.20 %
106 333 MUTUAL OF ENUMCLAW GRP 38,266 38,188 51.53 % 54.38 % 0.09 % 95.30 %
107 4715 MS & AD INS GRP 38,077 37,224 73.55 % 89.09 % 0.09 % 95.39 %
108 447 HARFORD GRP 37,540 34,219 62.41 % 65.38 % 0.09 % 95.48 %
109 4507 BUILDERS GRP 35,205 32,914 77.25 % 86.86 % 0.08 % 95.56 %
110 123 SHELTER INS GRP 34,944 33,864 80.91 % 84.13 % 0.08 % 95.65 %
111 513 IOWA FARM BUREAU GRP 34,150 31,998 58.81 % 64.28 % 0.08 % 95.73 %
112 36030 MAYA ASSUR CO 33,521 28,991 21.55 % 45.93 % 0.08 % 95.81 %
113 4912 CITADEL REINS GRP 32,793 33,553 139.13 % 144.18 % 0.08 % 95.89 %
114 324 NORTH CAROLINA FARM BUREAU GRP 32,586 31,990 51.52 % 53.31 % 0.08 % 95.97 %
115 645 OREGON MUT GRP 31,047 28,764 44.18 % 49.33 % 0.07 % 96.04 %
116 16011 NATIONAL TRANSPORTATION INS CO RRG L 30,346 28,827 92.77 % 100.83 % 0.07 % 96.11 %
117 14176 HASTINGS MUT INS CO 29,455 28,690 24.61 % 34.18 % 0.07 % 96.18 %
118 40088 AMERICAN INTER FIDELITY EXCH 29,116 29,116 35.02 % 45.52 % 0.07 % 96.25 %
119 161 TOPA EQUITIES LTD GRP 28,924 25,737 54.85 % 65.07 % 0.07 % 96.32 %
120 807 COLUMBIA INS GRP 28,424 27,191 46.01 % 50.72 % 0.07 % 96.39 %
121 16014 NEW HORIZON INS CO 28,402 21,348 71.51 % 81.75 % 0.07 % 96.46 %
122 518 GRINNELL MUT GRP 28,247 27,552 121.97 % 135.74 % 0.07 % 96.53 %
123 67 MICHIGAN FARM BUREAU GRP 26,007 25,995 48.58 % 52.60 % 0.06 % 96.59 %
124 1226 GEORGE A PARMER GRP 25,597 23,598 63.06 % 70.33 % 0.06 % 96.65 %
125 13528 BROTHERHOOD MUT INS CO 25,394 25,205 48.33 % 51.01 % 0.06 % 96.71 %
**INDUSTRY TOTAL** 41,582,851 39,091,785 66.36 % 73.67 % 100.00 % 96.71 %

© 2022 National Association of Insurance Commissioners


425
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 155 PROGRESSIVE GRP 6,699,493 5,836,812 69.80 % 74.25 % 16.17 % 16.17 %
2 3548 TRAVELERS GRP 2,315,056 2,270,564 57.58 % 63.19 % 5.59 % 21.76 %
3 150 OLD REPUBLIC GRP 1,547,892 1,543,040 68.53 % 80.91 % 3.74 % 25.50 %
4 111 LIBERTY MUT GRP 1,351,781 1,352,028 68.06 % 73.84 % 3.26 % 28.76 %
5 31 BERKSHIRE HATHAWAY GRP 1,336,634 1,304,668 59.06 % 69.92 % 3.23 % 31.99 %
6 140 NATIONWIDE CORP GRP 1,316,345 1,316,221 65.65 % 69.56 % 3.18 % 35.17 %
7 212 ZURICH INS GRP 1,237,537 1,197,758 72.47 % 83.32 % 2.99 % 38.16 %
8 280 AUTO OWNERS GRP 1,009,414 940,495 60.40 % 67.75 % 2.44 % 40.59 %
9 8 ALLSTATE INS GRP 910,296 885,134 87.77 % 96.02 % 2.20 % 42.79 %
10 626 CHUBB LTD GRP 894,678 872,573 68.72 % 74.40 % 2.16 % 44.95 %
11 98 WR BERKLEY CORP GRP 859,805 758,159 51.40 % 59.03 % 2.08 % 47.03 %
12 12 AMERICAN INTL GRP 775,381 744,044 75.36 % 86.51 % 1.87 % 48.90 %
13 91 HARTFORD FIRE & CAS GRP 750,977 693,228 64.90 % 71.00 % 1.81 % 50.71 %
14 69 FARMERS INS GRP 671,641 626,349 93.20 % 97.20 % 1.62 % 52.33 %
15 3098 TOKIO MARINE HOLDINGS INC GRP 662,986 645,414 67.05 % 72.23 % 1.60 % 53.93 %
16 84 AMERICAN FINANCIAL GRP 623,094 598,229 67.85 % 77.32 % 1.50 % 55.44 %
17 169 SENTRY INS GRP 611,656 562,927 67.57 % 74.16 % 1.48 % 56.91 %
18 176 STATE FARM GRP 588,119 540,238 72.53 % 83.49 % 1.42 % 58.33 %
19 244 CINCINNATI FIN GRP 579,128 561,109 50.91 % 55.91 % 1.40 % 59.73 %
20 242 SELECTIVE INS GRP 569,935 535,635 67.23 % 70.87 % 1.38 % 61.11 %
21 785 MARKEL CORP GRP 559,085 570,283 76.15 % 83.22 % 1.35 % 62.46 %
22 213 ERIE INS GRP 499,298 488,081 62.85 % 67.34 % 1.21 % 63.66 %
23 218 CNA INS GRP 488,102 472,185 80.76 % 86.28 % 1.18 % 64.84 %
24 158 FAIRFAX FIN GRP 483,186 461,718 73.52 % 83.46 % 1.17 % 66.01 %
25 1279 ARCH INS GRP 469,659 448,597 70.75 % 76.81 % 1.13 % 67.14 %
26 14184 ACUITY A MUT INS CO 463,233 431,810 58.51 % 65.65 % 1.12 % 68.26 %
27 7 FEDERATED MUT GRP 434,230 412,571 62.01 % 68.90 % 1.05 % 69.31 %
28 2538 AMTRUST FINANCIAL SERV GRP 409,073 381,064 56.93 % 65.71 % 0.99 % 70.30 %
29 62 EMC INS CO GRP 406,040 395,049 59.45 % 63.86 % 0.98 % 71.28 %
30 215 KEMPER CORP GRP 381,238 337,254 64.70 % 69.25 % 0.92 % 72.20 %
31 4850 CLEAR BLUE FINANCIAL GRP 314,904 283,105 74.34 % 82.55 % 0.76 % 72.96 %
32 4131 PRIME HOLDINGS INS GRP 313,619 261,291 39.09 % 53.39 % 0.76 % 73.71 %
33 4969 TRISURA GRP 305,785 275,042 68.30 % 75.19 % 0.74 % 74.45 %
34 88 THE HANOVER INS GRP 275,975 273,855 56.74 % 63.90 % 0.67 % 75.12 %
35 1120 EVEREST REINS HOLDINGS GRP 267,881 239,354 57.89 % 66.72 % 0.65 % 75.76 %
36 262 CANAL GRP 264,412 255,574 60.32 % 66.93 % 0.64 % 76.40 %
37 474 FCCI MUT INS GRP 262,051 247,855 63.63 % 71.60 % 0.63 % 77.04 %
38 16616 AMERICAN TRANSIT INS CO 253,133 252,554 61.21 % 75.73 % 0.61 % 77.65 %
39 175 STATE AUTO MUT GRP 246,415 217,814 73.75 % 80.96 % 0.59 % 78.24 %
40 201 UTICA GRP 235,141 221,433 48.53 % 54.30 % 0.57 % 78.81 %
41 4381 SKYWARD SPECIALTY INS GRP INC GRP 228,086 205,651 53.78 % 58.80 % 0.55 % 79.36 %
42 225 IAT REINS CO GRP 213,858 216,914 69.77 % 77.74 % 0.52 % 79.88 %
43 256 COACTION GLOBAL INC GRP 212,972 190,175 66.44 % 79.90 % 0.51 % 80.39 %
44 660 MERCURY GEN GRP 204,965 203,401 73.53 % 83.11 % 0.49 % 80.89 %
45 473 AMERICAN FAMILY INS GRP 198,721 201,855 74.61 % 79.22 % 0.48 % 81.37 %
46 4990 CORE SPECIALTY INS HOLDINGS GRP 198,377 170,672 41.12 % 50.31 % 0.48 % 81.84 %
47 572 BCBS OF MI GRP 191,525 183,112 85.39 % 93.07 % 0.46 % 82.31 %
48 228 WESTFIELD GRP 189,472 186,482 54.23 % 57.80 % 0.46 % 82.76 %
49 4670 STARR GRP 184,805 174,436 50.77 % 60.71 % 0.45 % 83.21 %
50 867 PROTECTIVE INS CORP GRP 183,414 186,422 24.89 % 52.55 % 0.44 % 83.65 %
51 248 UNITED FIRE & CAS GRP 159,404 176,152 59.70 % 62.80 % 0.38 % 84.04 %
52 309 WESTERN NATL MUT GRP 155,407 144,669 52.50 % 57.57 % 0.38 % 84.41 %
53 1316 KNIGHTBROOK INS GRP 153,732 119,813 86.90 % 91.51 % 0.37 % 84.78 %
54 15350 WEST BEND MUT INS CO 148,186 138,190 48.97 % 55.32 % 0.36 % 85.14 %
55 124 AMERISURE CO GRP 146,230 136,822 64.27 % 71.04 % 0.35 % 85.49 %
56 968 AXA INS GRP 137,737 171,946 186.66 % 209.19 % 0.33 % 85.83 %
57 3494 JAMES RIVER GRP 137,639 126,805 206.02 % 246.51 % 0.33 % 86.16 %
58 250 DONEGAL GRP 135,081 131,582 63.14 % 68.86 % 0.33 % 86.49 %
59 291 ENCOVA MUT INS GRP 130,235 128,842 46.89 % 50.59 % 0.31 % 86.80 %
60 4987 INCLINE P&C GRP 126,290 67,032 49.69 % 58.09 % 0.30 % 87.10 %
61 411 MAPFRE INS GRP 124,448 123,089 54.96 % 56.88 % 0.30 % 87.41 %
62 96 SECURA INS GRP 120,674 112,750 41.58 % 46.82 % 0.29 % 87.70 %
63 10642 CHEROKEE INS CO 118,349 117,382 94.00 % 108.90 % 0.29 % 87.98 %
64 267 GRANGE MUT CAS GRP 113,539 109,212 63.56 % 67.25 % 0.27 % 88.26 %
65 457 ARGO GRP US INC GRP 113,098 109,086 64.96 % 74.32 % 0.27 % 88.53 %
© 2022 National Association of Insurance Commissioners
426
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 783 RLI INS GRP 110,980 103,822 39.25 % 49.38 % 0.27 % 88.80 %
67 4695 HEREFORD HOLDING GRP 108,325 105,695 65.24 % 88.56 % 0.26 % 89.06 %
68 36 CENTRAL MUT INS CO GRP 104,209 97,249 63.15 % 74.37 % 0.25 % 89.31 %
69 4234 RANDALL & QUILTER INVESTMENT GRP 102,827 73,494 56.52 % 58.03 % 0.25 % 89.56 %
70 1309 FRANKENMUTH GRP 100,282 95,576 41.94 % 45.70 % 0.24 % 89.80 %
71 226 MERCHANTS MUT GRP 97,889 92,438 58.10 % 64.65 % 0.24 % 90.04 %
72 408 AMERICAN NATL FIN GRP 97,803 95,199 57.92 % 60.94 % 0.24 % 90.27 %
73 271 PENNSYLVANIA NATL INS GRP 96,620 94,343 54.94 % 59.57 % 0.23 % 90.51 %
74 3478 HALLMARK FIN SERV GRP 95,460 107,625 97.41 % 112.13 % 0.23 % 90.74 %
75 586 ARBELLA INS GRP 95,211 91,733 36.21 % 39.81 % 0.23 % 90.97 %
76 14133 QUALITAS INS CO 93,044 85,265 94.91 % 110.08 % 0.22 % 91.19 %
77 188 SAFETY GRP 91,256 89,038 48.71 % 51.31 % 0.22 % 91.41 %
78 4672 DONGBU INS GRP 81,051 72,758 58.89 % 68.47 % 0.20 % 91.61 %
79 303 GUIDEONE INS GRP 79,798 69,446 54.35 % 58.93 % 0.19 % 91.80 %
80 748 AMERITRUST GRP INC GRP 78,272 75,143 61.87 % 72.96 % 0.19 % 91.99 %
81 19 ASSURANT INC GRP 73,934 75,328 74.88 % 91.02 % 0.18 % 92.17 %
82 761 ALLIANZ INS GRP 73,114 68,168 133.17 % 143.43 % 0.18 % 92.34 %
83 4904 INTACT FINANCIAL GRP 72,970 71,006 87.77 % 101.34 % 0.18 % 92.52 %
84 3416 AXIS CAPITAL GRP 71,744 68,002 83.78 % 87.96 % 0.17 % 92.69 %
85 16870 GRANADA INS CO 70,893 68,303 68.14 % 89.26 % 0.17 % 92.86 %
86 708 NEW JERSEY MANUFACTURERS GRP 67,650 64,675 27.71 % 29.94 % 0.16 % 93.03 %
87 246 PENNSYLVANIA LUMBERMENS GRP 67,020 69,130 77.44 % 82.56 % 0.16 % 93.19 %
88 4851 CHURCH MUT GRP 62,396 60,255 27.55 % 35.75 % 0.15 % 93.34 %
89 153 PEKIN INS GRP 58,705 56,297 67.31 % 71.80 % 0.14 % 93.48 %
90 313 AEGIS GRP 56,969 53,916 64.54 % 71.66 % 0.14 % 93.62 %
91 796 QBE INS GRP 56,861 61,842 60.77 % 70.37 % 0.14 % 93.76 %
92 35173 AGENCY INS CO OF MD INC 55,163 48,195 49.78 % 51.32 % 0.13 % 93.89 %
93 4886 BENCHMARK HOLDING GRP 53,958 42,439 41.31 % 46.36 % 0.13 % 94.02 %
94 13683 ASCENDANT COMMERCIAL INS INC 53,184 46,876 57.87 % 62.28 % 0.13 % 94.15 %
95 4935 CHANDLER INS GRP 52,825 48,621 61.65 % 69.30 % 0.13 % 94.28 %
96 10353 OOIDA RRG INC 51,351 51,870 25.81 % 35.41 % 0.12 % 94.40 %
97 50 COUNTRY INS & FIN SERV GRP 47,767 45,466 55.30 % 59.84 % 0.12 % 94.52 %
98 4911 MIDWEST FAMILY GRP 45,800 45,510 80.19 % 92.34 % 0.11 % 94.63 %
99 415 PLYMOUTH ROCK INS GRP 44,720 45,423 20.69 % 26.69 % 0.11 % 94.73 %
100 1278 CSAA INS GRP 42,735 27,342 93.52 % 99.04 % 0.10 % 94.84 %
101 361 MUNICH RE GRP 41,296 38,764 N/A 17.05 % 0.10 % 94.94 %
102 4962 AU HOLDING CO GRP 39,235 14,256 63.64 % 66.36 % 0.09 % 95.03 %
103 11534 AMERICAN T & T INS CO RRG 39,176 35,617 115.90 % 132.54 % 0.09 % 95.13 %
104 4485 COPPERPOINT GRP 38,888 37,651 37.16 % 36.33 % 0.09 % 95.22 %
105 3219 SOMPO GRP 38,624 36,612 40.60 % 50.64 % 0.09 % 95.31 %
106 333 MUTUAL OF ENUMCLAW GRP 38,266 38,188 51.53 % 54.38 % 0.09 % 95.41 %
107 4715 MS & AD INS GRP 38,077 37,224 73.55 % 89.09 % 0.09 % 95.50 %
108 447 HARFORD GRP 37,540 34,219 62.41 % 65.38 % 0.09 % 95.59 %
109 4507 BUILDERS GRP 35,205 32,914 77.25 % 86.86 % 0.08 % 95.67 %
110 123 SHELTER INS GRP 34,944 33,864 80.91 % 84.13 % 0.08 % 95.76 %
111 513 IOWA FARM BUREAU GRP 34,150 31,998 58.81 % 64.28 % 0.08 % 95.84 %
112 36030 MAYA ASSUR CO 33,521 28,991 21.55 % 45.93 % 0.08 % 95.92 %
113 4912 CITADEL REINS GRP 32,793 33,553 139.13 % 144.18 % 0.08 % 96.00 %
114 324 NORTH CAROLINA FARM BUREAU GRP 32,586 31,990 51.52 % 53.31 % 0.08 % 96.08 %
115 645 OREGON MUT GRP 31,047 28,764 44.18 % 49.33 % 0.07 % 96.15 %
116 16011 NATIONAL TRANSPORTATION INS CO RRG L 30,346 28,827 92.77 % 100.83 % 0.07 % 96.23 %
117 14176 HASTINGS MUT INS CO 29,455 28,690 24.61 % 34.18 % 0.07 % 96.30 %
118 40088 AMERICAN INTER FIDELITY EXCH 29,116 29,116 35.02 % 45.52 % 0.07 % 96.37 %
119 161 TOPA EQUITIES LTD GRP 28,924 25,737 54.85 % 65.07 % 0.07 % 96.44 %
120 807 COLUMBIA INS GRP 28,424 27,191 46.01 % 50.72 % 0.07 % 96.51 %
121 518 GRINNELL MUT GRP 28,247 27,552 121.97 % 135.74 % 0.07 % 96.58 %
122 67 MICHIGAN FARM BUREAU GRP 26,007 25,995 48.58 % 52.60 % 0.06 % 96.64 %
123 1226 GEORGE A PARMER GRP 25,597 23,598 63.06 % 70.33 % 0.06 % 96.70 %
124 13528 BROTHERHOOD MUT INS CO 25,394 25,205 48.33 % 51.01 % 0.06 % 96.76 %
125 10209 MI AUTO INS PLACEMENT FACILITY 24,212 21,707 37.11 % 81.99 % 0.06 % 96.82 %
**INDUSTRY TOTAL** 41,421,830 38,944,848 66.47 % 73.80 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


427
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 155 PROGRESSIVE GRP 103,072 90,245 59.89 % 64.10 % 17.80 % 17.80 %
2 280 AUTO OWNERS GRP 46,071 44,612 48.12 % 52.32 % 7.96 % 25.76 %
3 3548 TRAVELERS GRP 38,956 38,030 63.80 % 68.62 % 6.73 % 32.49 %
4 169 SENTRY INS GRP 28,258 26,148 67.32 % 76.25 % 4.88 % 37.37 %
5 140 NATIONWIDE CORP GRP 24,041 24,970 54.55 % 59.61 % 4.15 % 41.52 %
6 212 ZURICH INS GRP 18,864 18,585 53.99 % 60.47 % 3.26 % 44.78 %
7 244 CINCINNATI FIN GRP 16,825 16,026 43.54 % 49.02 % 2.91 % 47.69 %
8 1279 ARCH INS GRP 16,811 13,924 120.56 % 127.88 % 2.90 % 50.59 %
9 98 WR BERKLEY CORP GRP 14,472 11,731 41.09 % 50.92 % 2.50 % 53.09 %
10 150 OLD REPUBLIC GRP 14,447 14,002 75.06 % 87.30 % 2.50 % 55.58 %
**STATE TOTAL** 578,973 545,316 61.94 % 68.62 % 100.00 % 55.58 %

Alaska 1 4485 COPPERPOINT GRP 9,330 8,915 14.53 % 9.80 % 14.32 % 14.32 %
2 111 LIBERTY MUT GRP 8,065 7,422 48.83 % 50.98 % 12.38 % 26.69 %
3 309 WESTERN NATL MUT GRP 7,954 7,194 N/A N/A 12.20 % 38.90 %
4 155 PROGRESSIVE GRP 6,302 6,106 44.48 % 46.80 % 9.67 % 48.57 %
5 84 AMERICAN FINANCIAL GRP 3,974 3,668 N/A N/A 6.10 % 54.67 %
6 31 BERKSHIRE HATHAWAY GRP 3,970 3,786 N/A N/A 6.09 % 60.76 %
7 212 ZURICH INS GRP 3,051 3,021 N/A N/A 4.68 % 65.44 %
8 140 NATIONWIDE CORP GRP 2,448 2,425 34.06 % 33.49 % 3.76 % 69.19 %
9 3548 TRAVELERS GRP 2,353 2,524 82.64 % 87.18 % 3.61 % 72.80 %
10 176 STATE FARM GRP 1,954 1,921 1.22 % 7.41 % 3.00 % 75.80 %
**STATE TOTAL** 65,170 61,582 40.67 % 39.85 % 100.00 % 75.80 %

Arizona 1 155 PROGRESSIVE GRP 92,669 80,415 52.81 % 55.13 % 12.55 % 12.55 %
2 3548 TRAVELERS GRP 43,261 42,724 59.76 % 64.43 % 5.86 % 18.41 %
3 69 FARMERS INS GRP 38,343 33,683 73.12 % 75.75 % 5.19 % 23.60 %
4 212 ZURICH INS GRP 33,280 31,127 47.78 % 56.13 % 4.51 % 28.11 %
5 111 LIBERTY MUT GRP 33,096 31,859 88.94 % 96.35 % 4.48 % 32.59 %
6 150 OLD REPUBLIC GRP 27,844 26,506 81.07 % 90.62 % 3.77 % 36.37 %
7 14184 ACUITY A MUT INS CO 24,033 21,549 64.53 % 67.59 % 3.26 % 39.62 %
8 31 BERKSHIRE HATHAWAY GRP 22,464 20,843 46.47 % 54.14 % 3.04 % 42.66 %
9 140 NATIONWIDE CORP GRP 21,078 20,336 90.33 % 94.13 % 2.85 % 45.52 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 20,585 19,573 50.61 % 55.95 % 2.79 % 48.31 %
**STATE TOTAL** 738,327 686,185 63.72 % 68.85 % 100.00 % 48.31 %

Arkansas 1 155 PROGRESSIVE GRP 59,089 53,472 48.77 % 51.74 % 17.15 % 17.15 %
2 3548 TRAVELERS GRP 21,529 20,530 53.20 % 55.86 % 6.25 % 23.39 %
3 150 OLD REPUBLIC GRP 18,366 17,467 43.24 % 48.48 % 5.33 % 28.72 %
4 10642 CHEROKEE INS CO 12,416 12,996 221.34 % 243.54 % 3.60 % 32.33 %
5 31 BERKSHIRE HATHAWAY GRP 11,637 12,528 24.14 % 28.44 % 3.38 % 35.70 %
6 244 CINCINNATI FIN GRP 11,382 10,306 26.63 % 28.93 % 3.30 % 39.00 %
7 140 NATIONWIDE CORP GRP 10,776 11,751 97.12 % 99.71 % 3.13 % 42.13 %
8 98 WR BERKLEY CORP GRP 10,108 10,262 47.34 % 50.52 % 2.93 % 45.06 %
9 169 SENTRY INS GRP 9,828 10,439 56.67 % 64.04 % 2.85 % 47.92 %
10 62 EMC INS CO GRP 9,599 9,442 34.26 % 38.89 % 2.79 % 50.70 %
**STATE TOTAL** 344,621 332,784 58.33 % 63.11 % 100.00 % 50.70 %

© 2022 National Association of Insurance Commissioners


428
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 155 PROGRESSIVE GRP 692,155 657,256 68.73 % 75.38 % 14.21 % 14.21 %
2 3548 TRAVELERS GRP 299,744 293,566 54.39 % 59.72 % 6.16 % 20.37 %
3 785 MARKEL CORP GRP 243,841 232,240 79.76 % 87.05 % 5.01 % 25.38 %
4 140 NATIONWIDE CORP GRP 235,463 236,717 72.77 % 78.68 % 4.84 % 30.21 %
5 8 ALLSTATE INS GRP 199,773 198,635 93.26 % 104.83 % 4.10 % 34.31 %
6 150 OLD REPUBLIC GRP 192,469 190,256 73.24 % 86.71 % 3.95 % 38.27 %
7 31 BERKSHIRE HATHAWAY GRP 183,738 173,153 61.25 % 71.49 % 3.77 % 42.04 %
8 215 KEMPER CORP GRP 165,124 146,747 60.71 % 65.44 % 3.39 % 45.43 %
9 111 LIBERTY MUT GRP 151,187 174,843 64.59 % 70.65 % 3.10 % 48.53 %
10 212 ZURICH INS GRP 146,250 137,867 109.48 % 125.82 % 3.00 % 51.54 %
**STATE TOTAL** 4,869,700 4,633,480 73.05 % 82.08 % 100.00 % 51.54 %

Colorado 1 155 PROGRESSIVE GRP 127,890 114,443 68.44 % 71.25 % 19.24 % 19.24 %
2 3548 TRAVELERS GRP 44,249 45,288 39.27 % 43.53 % 6.66 % 25.90 %
3 150 OLD REPUBLIC GRP 28,588 28,178 54.51 % 61.39 % 4.30 % 30.20 %
4 280 AUTO OWNERS GRP 28,380 26,974 38.63 % 45.60 % 4.27 % 34.47 %
5 111 LIBERTY MUT GRP 25,634 26,044 53.18 % 58.42 % 3.86 % 38.33 %
6 98 WR BERKLEY CORP GRP 24,779 22,401 45.54 % 55.51 % 3.73 % 42.05 %
7 140 NATIONWIDE CORP GRP 24,599 24,037 33.93 % 35.75 % 3.70 % 45.75 %
8 62 EMC INS CO GRP 23,539 22,726 71.58 % 75.38 % 3.54 % 49.30 %
9 31 BERKSHIRE HATHAWAY GRP 22,785 22,824 42.21 % 48.02 % 3.43 % 52.72 %
10 212 ZURICH INS GRP 22,424 21,620 54.42 % 63.79 % 3.37 % 56.10 %
**STATE TOTAL** 664,680 627,438 59.28 % 64.47 % 100.00 % 56.10 %

Connecticut 1 155 PROGRESSIVE GRP 54,833 48,247 55.86 % 59.00 % 12.36 % 12.36 %
2 3548 TRAVELERS GRP 31,883 32,124 46.70 % 49.09 % 7.19 % 19.55 %
3 111 LIBERTY MUT GRP 30,941 31,035 71.70 % 78.13 % 6.98 % 26.53 %
4 98 WR BERKLEY CORP GRP 22,866 20,425 57.52 % 60.90 % 5.16 % 31.69 %
5 91 HARTFORD FIRE & CAS GRP 22,234 21,431 47.95 % 51.03 % 5.01 % 36.70 %
6 242 SELECTIVE INS GRP 19,475 18,325 70.54 % 73.74 % 4.39 % 41.09 %
7 212 ZURICH INS GRP 18,221 17,355 73.84 % 85.06 % 4.11 % 45.20 %
8 201 UTICA GRP 15,858 15,582 55.45 % 62.08 % 3.58 % 48.78 %
9 473 AMERICAN FAMILY INS GRP 15,312 15,338 102.95 % 112.81 % 3.45 % 52.23 %
10 140 NATIONWIDE CORP GRP 13,802 13,705 27.65 % 29.37 % 3.11 % 55.34 %
**STATE TOTAL** 443,482 425,023 60.11 % 66.39 % 100.00 % 55.34 %

Delaware 1 84 AMERICAN FINANCIAL GRP 27,092 23,226 66.60 % 58.37 % 17.83 % 17.83 %
2 155 PROGRESSIVE GRP 18,305 16,018 57.24 % 60.74 % 12.05 % 29.88 %
3 250 DONEGAL GRP 12,174 11,503 78.97 % 84.32 % 8.01 % 37.89 %
4 140 NATIONWIDE CORP GRP 9,252 8,763 27.36 % 28.89 % 6.09 % 43.98 %
5 212 ZURICH INS GRP 7,116 6,612 118.12 % 136.01 % 4.68 % 48.67 %
6 242 SELECTIVE INS GRP 6,689 6,242 73.45 % 75.98 % 4.40 % 53.07 %
7 3548 TRAVELERS GRP 5,996 5,696 76.03 % 80.15 % 3.95 % 57.02 %
8 447 HARFORD GRP 5,073 5,050 57.10 % 58.98 % 3.34 % 60.35 %
9 31 BERKSHIRE HATHAWAY GRP 4,494 4,162 74.75 % 95.13 % 2.96 % 63.31 %
10 12 AMERICAN INTL GRP 4,399 4,461 39.03 % 47.16 % 2.90 % 66.21 %
**STATE TOTAL** 151,932 142,697 61.55 % 63.79 % 100.00 % 66.21 %

© 2022 National Association of Insurance Commissioners


429
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 155 PROGRESSIVE GRP 9,983 6,011 142.07 % 155.49 % 18.65 % 18.65 %
2 69 FARMERS INS GRP 9,669 8,802 127.31 % 138.41 % 18.07 % 36.72 %
3 3548 TRAVELERS GRP 2,779 2,792 N/A N/A 5.19 % 41.91 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 2,149 2,102 54.55 % 66.07 % 4.02 % 45.93 %
5 88 THE HANOVER INS GRP 2,142 2,070 26.73 % 28.56 % 4.00 % 49.93 %
6 91 HARTFORD FIRE & CAS GRP 2,075 1,773 32.75 % 33.74 % 3.88 % 53.81 %
7 31 BERKSHIRE HATHAWAY GRP 1,874 1,544 23.16 % 23.73 % 3.50 % 57.31 %
8 626 CHUBB LTD GRP 1,798 1,885 21.66 % 24.52 % 3.36 % 60.67 %
9 2778 VFH CAPTIVE GRP 1,698 1,513 22.86 % 27.58 % 3.17 % 63.84 %
10 213 ERIE INS GRP 1,488 1,455 70.37 % 74.54 % 2.78 % 66.62 %
**STATE TOTAL** 53,520 47,170 52.95 % 54.98 % 100.00 % 66.62 %

Florida 1 155 PROGRESSIVE GRP 927,113 800,042 92.85 % 97.87 % 24.28 % 24.28 %
2 280 AUTO OWNERS GRP 319,621 291,291 71.68 % 81.22 % 8.37 % 32.65 %
3 3548 TRAVELERS GRP 187,557 181,652 77.21 % 84.79 % 4.91 % 37.56 %
4 31 BERKSHIRE HATHAWAY GRP 179,354 177,336 57.20 % 65.60 % 4.70 % 42.25 %
5 212 ZURICH INS GRP 126,971 122,945 90.93 % 102.62 % 3.32 % 45.58 %
6 474 FCCI MUT INS GRP 108,585 98,853 62.15 % 69.92 % 2.84 % 48.42 %
7 8 ALLSTATE INS GRP 102,663 95,536 75.92 % 85.13 % 2.69 % 51.11 %
8 215 KEMPER CORP GRP 91,145 78,335 83.86 % 89.82 % 2.39 % 53.50 %
9 4131 PRIME HOLDINGS INS GRP 81,282 67,570 40.75 % 57.14 % 2.13 % 55.63 %
10 150 OLD REPUBLIC GRP 79,428 82,423 90.25 % 107.60 % 2.08 % 57.71 %
**STATE TOTAL** 3,818,894 3,537,555 80.54 % 88.90 % 100.00 % 57.71 %

Georgia 1 155 PROGRESSIVE GRP 358,640 298,944 68.67 % 73.46 % 20.34 % 20.34 %
2 69 FARMERS INS GRP 109,353 93,830 126.67 % 127.67 % 6.20 % 26.54 %
3 280 AUTO OWNERS GRP 88,041 81,461 55.69 % 64.91 % 4.99 % 31.54 %
4 3548 TRAVELERS GRP 82,071 82,038 76.80 % 81.13 % 4.65 % 36.19 %
5 31 BERKSHIRE HATHAWAY GRP 77,620 75,470 53.81 % 62.80 % 4.40 % 40.59 %
6 150 OLD REPUBLIC GRP 62,062 60,445 93.66 % 106.26 % 3.52 % 44.11 %
7 242 SELECTIVE INS GRP 46,481 42,083 69.82 % 72.76 % 2.64 % 46.75 %
8 212 ZURICH INS GRP 45,618 42,186 77.40 % 88.44 % 2.59 % 49.33 %
9 140 NATIONWIDE CORP GRP 42,483 42,648 79.92 % 83.20 % 2.41 % 51.74 %
10 98 WR BERKLEY CORP GRP 40,519 33,216 63.66 % 70.26 % 2.30 % 54.04 %
**STATE TOTAL** 1,763,231 1,619,552 74.17 % 80.71 % 100.00 % 54.04 %

Hawaii 1 3098 TOKIO MARINE HOLDINGS INC GRP 21,336 20,461 41.73 % 43.89 % 22.07 % 22.07 %
2 106 ISLAND INS CO GRP 13,380 12,993 63.26 % 66.87 % 13.84 % 35.91 %
3 84 AMERICAN FINANCIAL GRP 9,080 8,698 N/A N/A 9.39 % 45.30 %
4 4672 DONGBU INS GRP 5,899 5,717 29.79 % 38.57 % 6.10 % 51.41 %
5 158 FAIRFAX FIN GRP 5,745 5,725 15.12 % 14.42 % 5.94 % 57.35 %
6 155 PROGRESSIVE GRP 4,802 4,352 54.35 % 57.46 % 4.97 % 62.32 %
7 212 ZURICH INS GRP 4,458 4,596 43.08 % 54.24 % 4.61 % 66.93 %
8 4715 MS & AD INS GRP 4,265 4,447 25.94 % 46.18 % 4.41 % 71.34 %
9 3548 TRAVELERS GRP 3,882 3,861 31.64 % 31.95 % 4.02 % 75.35 %
10 69 FARMERS INS GRP 2,999 2,733 140.32 % 150.99 % 3.10 % 78.46 %
**STATE TOTAL** 96,673 93,628 38.47 % 41.06 % 100.00 % 78.46 %

© 2022 National Association of Insurance Commissioners


430
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 155 PROGRESSIVE GRP 24,683 21,552 63.42 % 65.79 % 13.34 % 13.34 %
2 150 OLD REPUBLIC GRP 15,403 14,532 72.40 % 79.13 % 8.32 % 21.66 %
3 280 AUTO OWNERS GRP 11,439 10,425 49.89 % 50.44 % 6.18 % 27.84 %
4 111 LIBERTY MUT GRP 11,194 11,174 59.07 % 62.22 % 6.05 % 33.89 %
5 842 FARM BUREAU GRP 9,504 8,764 90.34 % 92.85 % 5.14 % 39.03 %
6 3548 TRAVELERS GRP 8,987 8,725 51.20 % 56.06 % 4.86 % 43.88 %
7 244 CINCINNATI FIN GRP 8,488 8,023 32.91 % 36.04 % 4.59 % 48.47 %
8 84 AMERICAN FINANCIAL GRP 7,417 7,068 N/A N/A 4.01 % 52.48 %
9 62 EMC INS CO GRP 5,912 5,885 73.30 % 78.22 % 3.19 % 55.67 %
10 140 NATIONWIDE CORP GRP 5,484 5,339 78.54 % 81.28 % 2.96 % 58.64 %
**STATE TOTAL** 185,062 174,347 59.64 % 63.46 % 100.00 % 58.64 %

Illinois 1 155 PROGRESSIVE GRP 249,962 229,199 68.91 % 73.11 % 14.42 % 14.42 %
2 3548 TRAVELERS GRP 103,526 103,400 53.12 % 58.88 % 5.97 % 20.39 %
3 8 ALLSTATE INS GRP 70,781 71,134 84.97 % 93.12 % 4.08 % 24.47 %
4 150 OLD REPUBLIC GRP 64,475 73,504 51.07 % 59.67 % 3.72 % 28.19 %
5 626 CHUBB LTD GRP 62,788 57,683 78.55 % 82.47 % 3.62 % 31.81 %
6 2538 AMTRUST FINANCIAL SERV GRP 57,090 48,373 56.71 % 61.83 % 3.29 % 35.10 %
7 212 ZURICH INS GRP 51,924 51,217 25.13 % 31.40 % 2.99 % 38.09 %
8 14184 ACUITY A MUT INS CO 51,363 48,345 47.61 % 54.13 % 2.96 % 41.06 %
9 169 SENTRY INS GRP 46,199 42,449 65.82 % 73.21 % 2.66 % 43.72 %
10 12 AMERICAN INTL GRP 44,692 39,410 55.04 % 63.11 % 2.58 % 46.30 %
**STATE TOTAL** 1,734,008 1,637,703 58.65 % 64.66 % 100.00 % 46.30 %

Indiana 1 155 PROGRESSIVE GRP 99,882 81,645 54.29 % 57.28 % 13.37 % 13.37 %
2 3548 TRAVELERS GRP 37,575 35,779 51.27 % 59.00 % 5.03 % 18.39 %
3 150 OLD REPUBLIC GRP 36,277 35,207 63.26 % 73.24 % 4.85 % 23.25 %
4 280 AUTO OWNERS GRP 33,194 31,796 51.58 % 52.28 % 4.44 % 27.69 %
5 14184 ACUITY A MUT INS CO 28,837 27,472 60.16 % 65.26 % 3.86 % 31.55 %
6 244 CINCINNATI FIN GRP 24,492 24,242 52.01 % 55.87 % 3.28 % 34.83 %
7 212 ZURICH INS GRP 24,396 23,366 65.28 % 78.88 % 3.26 % 38.09 %
8 111 LIBERTY MUT GRP 23,118 23,893 90.85 % 96.10 % 3.09 % 41.18 %
9 626 CHUBB LTD GRP 22,176 20,928 53.80 % 57.39 % 2.97 % 44.15 %
10 262 CANAL GRP 17,835 15,679 42.14 % 46.95 % 2.39 % 46.54 %
**STATE TOTAL** 747,313 700,206 57.33 % 63.58 % 100.00 % 46.54 %

Iowa 1 155 PROGRESSIVE GRP 37,950 34,806 75.98 % 80.50 % 10.79 % 10.79 %
2 150 OLD REPUBLIC GRP 30,997 29,566 66.43 % 74.55 % 8.82 % 19.61 %
3 140 NATIONWIDE CORP GRP 24,749 22,793 41.54 % 42.73 % 7.04 % 26.65 %
4 3548 TRAVELERS GRP 23,569 21,819 67.33 % 75.71 % 6.70 % 33.36 %
5 62 EMC INS CO GRP 21,343 20,897 70.27 % 76.48 % 6.07 % 39.43 %
6 11839 CIRCLE STAR INS CO RRG 16,602 16,602 88.66 % 119.60 % 4.72 % 44.15 %
7 280 AUTO OWNERS GRP 12,852 11,927 52.32 % 61.10 % 3.66 % 47.80 %
8 14184 ACUITY A MUT INS CO 12,556 12,244 51.30 % 63.01 % 3.57 % 51.38 %
9 248 UNITED FIRE & CAS GRP 8,628 9,093 55.18 % 57.07 % 2.45 % 53.83 %
10 267 GRANGE MUT CAS GRP 8,354 8,177 90.88 % 93.86 % 2.38 % 56.21 %
**STATE TOTAL** 351,558 333,946 60.85 % 67.63 % 100.00 % 56.21 %

© 2022 National Association of Insurance Commissioners


431
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 155 PROGRESSIVE GRP 38,033 35,264 69.07 % 72.09 % 13.14 % 13.14 %
2 140 NATIONWIDE CORP GRP 21,751 21,936 62.50 % 63.42 % 7.51 % 20.65 %
3 3548 TRAVELERS GRP 21,449 21,024 44.62 % 45.71 % 7.41 % 28.06 %
4 150 OLD REPUBLIC GRP 19,187 18,028 48.96 % 52.96 % 6.63 % 34.69 %
5 62 EMC INS CO GRP 17,796 17,705 45.48 % 52.30 % 6.15 % 40.84 %
6 84 AMERICAN FINANCIAL GRP 14,874 13,801 5.11 % N/A 5.14 % 45.97 %
7 212 ZURICH INS GRP 11,401 10,314 48.69 % 56.41 % 3.94 % 49.91 %
8 31 BERKSHIRE HATHAWAY GRP 7,554 7,735 67.95 % 76.89 % 2.61 % 52.52 %
9 98 WR BERKLEY CORP GRP 7,016 7,349 47.88 % 54.28 % 2.42 % 54.94 %
10 244 CINCINNATI FIN GRP 6,747 6,277 48.62 % 51.34 % 2.33 % 57.27 %
**STATE TOTAL** 289,498 279,183 55.49 % 59.43 % 100.00 % 57.27 %

Kentucky 1 155 PROGRESSIVE GRP 44,655 40,021 53.67 % 56.34 % 10.39 % 10.39 %
2 3548 TRAVELERS GRP 31,227 29,798 69.56 % 73.45 % 7.26 % 17.65 %
3 111 LIBERTY MUT GRP 23,323 23,857 36.23 % 40.08 % 5.43 % 23.08 %
4 280 AUTO OWNERS GRP 21,286 19,691 49.96 % 57.72 % 4.95 % 28.03 %
5 244 CINCINNATI FIN GRP 20,586 19,535 33.47 % 36.81 % 4.79 % 32.82 %
6 14184 ACUITY A MUT INS CO 14,613 13,779 71.75 % 76.96 % 3.40 % 36.22 %
7 291 ENCOVA MUT INS GRP 13,014 13,394 38.85 % 40.95 % 3.03 % 39.25 %
8 212 ZURICH INS GRP 12,414 12,266 97.13 % 111.25 % 2.89 % 42.13 %
9 169 SENTRY INS GRP 12,033 10,727 58.16 % 63.57 % 2.80 % 44.93 %
10 84 AMERICAN FINANCIAL GRP 11,716 10,368 20.74 % 21.34 % 2.73 % 47.66 %
**STATE TOTAL** 429,863 411,195 56.34 % 61.29 % 100.00 % 47.66 %

Louisiana 1 155 PROGRESSIVE GRP 119,002 103,899 90.23 % 98.56 % 14.12 % 14.12 %
2 4381 SKYWARD SPECIALTY INS GRP INC GRP 66,234 63,917 65.47 % 66.24 % 7.86 % 21.98 %
3 3548 TRAVELERS GRP 66,045 64,902 64.13 % 71.06 % 7.84 % 29.82 %
4 31 BERKSHIRE HATHAWAY GRP 42,176 43,073 59.73 % 73.43 % 5.00 % 34.82 %
5 212 ZURICH INS GRP 37,872 34,058 131.25 % 156.17 % 4.49 % 39.32 %
6 176 STATE FARM GRP 37,347 22,451 103.95 % 119.34 % 4.43 % 43.75 %
7 4850 CLEAR BLUE FINANCIAL GRP 37,149 37,563 53.72 % 64.26 % 4.41 % 48.16 %
8 12 AMERICAN INTL GRP 30,922 28,539 79.85 % 94.40 % 3.67 % 51.83 %
9 8 ALLSTATE INS GRP 25,748 22,572 59.75 % 62.23 % 3.06 % 54.88 %
10 111 LIBERTY MUT GRP 22,316 22,424 86.93 % 93.15 % 2.65 % 57.53 %
**STATE TOTAL** 842,728 784,162 79.77 % 90.36 % 100.00 % 57.53 %

Maine 1 98 WR BERKLEY CORP GRP 20,410 18,954 32.85 % 33.78 % 16.10 % 16.10 %
2 155 PROGRESSIVE GRP 12,641 12,300 44.96 % 46.30 % 9.97 % 26.07 %
3 88 THE HANOVER INS GRP 10,391 10,333 62.49 % 64.41 % 8.20 % 34.26 %
4 111 LIBERTY MUT GRP 9,664 9,956 72.35 % 76.75 % 7.62 % 41.88 %
5 3548 TRAVELERS GRP 9,505 9,275 52.95 % 55.00 % 7.50 % 49.38 %
6 1309 FRANKENMUTH GRP 7,523 7,290 26.90 % 28.66 % 5.93 % 55.31 %
7 15997 MMG INS CO 7,141 6,867 40.80 % 43.14 % 5.63 % 60.95 %
8 212 ZURICH INS GRP 3,716 3,697 N/A N/A 2.93 % 63.88 %
9 14184 ACUITY A MUT INS CO 3,409 3,021 27.69 % 28.66 % 2.69 % 66.56 %
10 150 OLD REPUBLIC GRP 3,235 2,940 33.28 % 37.96 % 2.55 % 69.12 %
**STATE TOTAL** 126,794 121,898 50.02 % 52.94 % 100.00 % 69.12 %

© 2022 National Association of Insurance Commissioners


432
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 155 PROGRESSIVE GRP 130,040 99,928 50.53 % 54.36 % 18.52 % 18.52 %
2 213 ERIE INS GRP 72,849 69,570 64.42 % 68.98 % 10.38 % 28.90 %
3 242 SELECTIVE INS GRP 38,751 36,365 63.82 % 66.19 % 5.52 % 34.42 %
4 3548 TRAVELERS GRP 36,584 35,090 38.18 % 41.47 % 5.21 % 39.63 %
5 140 NATIONWIDE CORP GRP 30,726 31,339 40.18 % 40.39 % 4.38 % 44.00 %
6 69 FARMERS INS GRP 25,950 25,074 137.55 % 150.20 % 3.70 % 47.70 %
7 150 OLD REPUBLIC GRP 25,606 25,649 82.46 % 93.95 % 3.65 % 51.35 %
8 35173 AGENCY INS CO OF MD INC 24,538 21,645 46.54 % 48.01 % 3.49 % 54.84 %
9 212 ZURICH INS GRP 20,105 19,304 60.24 % 67.62 % 2.86 % 57.70 %
10 91 HARTFORD FIRE & CAS GRP 17,352 17,658 25.46 % 27.57 % 2.47 % 60.18 %
**STATE TOTAL** 702,119 648,648 52.55 % 56.91 % 100.00 % 60.18 %

Massachusetts 1 411 MAPFRE INS GRP 104,556 103,787 53.08 % 54.63 % 12.96 % 12.96 %
2 188 SAFETY GRP 86,794 84,829 45.91 % 48.47 % 10.76 % 23.71 %
3 586 ARBELLA INS GRP 78,580 76,969 34.54 % 38.44 % 9.74 % 33.45 %
4 3548 TRAVELERS GRP 58,118 56,020 37.54 % 38.82 % 7.20 % 40.65 %
5 111 LIBERTY MUT GRP 56,144 66,635 55.97 % 60.96 % 6.96 % 47.61 %
6 155 PROGRESSIVE GRP 53,763 46,520 44.34 % 46.77 % 6.66 % 54.27 %
7 415 PLYMOUTH ROCK INS GRP 42,658 43,524 17.20 % 23.22 % 5.29 % 59.56 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 29,459 29,804 44.77 % 45.51 % 3.65 % 63.21 %
9 98 WR BERKLEY CORP GRP 27,402 26,228 34.29 % 37.09 % 3.40 % 66.60 %
10 212 ZURICH INS GRP 24,746 24,508 29.87 % 35.00 % 3.07 % 69.67 %
**STATE TOTAL** 806,960 789,449 41.16 % 44.46 % 100.00 % 69.67 %

Michigan 1 155 PROGRESSIVE GRP 69,570 61,009 38.58 % 41.79 % 7.98 % 7.98 %
2 280 AUTO OWNERS GRP 57,832 56,365 43.69 % 55.46 % 6.63 % 14.61 %
3 150 OLD REPUBLIC GRP 39,716 39,653 49.46 % 59.72 % 4.55 % 19.17 %
4 3548 TRAVELERS GRP 38,537 40,829 77.53 % 85.31 % 4.42 % 23.59 %
5 10642 CHEROKEE INS CO 37,778 38,161 102.89 % 120.13 % 4.33 % 27.92 %
6 212 ZURICH INS GRP 36,240 35,248 18.35 % 24.46 % 4.16 % 32.08 %
7 111 LIBERTY MUT GRP 26,627 29,826 70.27 % 79.89 % 3.05 % 35.13 %
8 8 ALLSTATE INS GRP 26,460 26,281 107.90 % 135.74 % 3.03 % 38.16 %
9 67 MICHIGAN FARM BUREAU GRP 26,007 25,995 48.58 % 52.60 % 2.98 % 41.15 %
10 140 NATIONWIDE CORP GRP 25,754 24,892 114.33 % 121.34 % 2.95 % 44.10 %
**STATE TOTAL** 871,924 851,044 54.77 % 64.28 % 100.00 % 44.10 %

Minnesota 1 150 OLD REPUBLIC GRP 57,927 56,448 53.30 % 58.78 % 11.00 % 11.00 %
2 155 PROGRESSIVE GRP 50,606 43,823 51.12 % 53.37 % 9.61 % 20.61 %
3 280 AUTO OWNERS GRP 34,438 32,250 43.47 % 47.44 % 6.54 % 27.15 %
4 3548 TRAVELERS GRP 31,468 31,373 42.96 % 46.40 % 5.97 % 33.12 %
5 309 WESTERN NATL MUT GRP 28,215 27,492 45.94 % 50.57 % 5.36 % 38.48 %
6 14184 ACUITY A MUT INS CO 17,351 16,255 40.71 % 47.71 % 3.29 % 41.77 %
7 96 SECURA INS GRP 16,810 15,566 44.42 % 48.99 % 3.19 % 44.96 %
8 62 EMC INS CO GRP 15,788 15,423 36.83 % 37.42 % 3.00 % 47.96 %
9 15350 WEST BEND MUT INS CO 15,132 14,602 64.56 % 68.79 % 2.87 % 50.83 %
10 140 NATIONWIDE CORP GRP 14,280 13,635 41.75 % 41.53 % 2.71 % 53.55 %
**STATE TOTAL** 526,683 504,382 56.06 % 60.91 % 100.00 % 53.55 %

© 2022 National Association of Insurance Commissioners


433
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 155 PROGRESSIVE GRP 70,729 62,364 61.79 % 65.33 % 17.38 % 17.38 %
2 3548 TRAVELERS GRP 31,501 31,347 56.06 % 61.69 % 7.74 % 25.12 %
3 98 WR BERKLEY CORP GRP 20,623 20,810 47.34 % 55.90 % 5.07 % 30.18 %
4 150 OLD REPUBLIC GRP 19,827 18,623 54.81 % 63.14 % 4.87 % 35.05 %
5 169 SENTRY INS GRP 16,331 14,242 57.32 % 62.71 % 4.01 % 39.07 %
6 140 NATIONWIDE CORP GRP 14,973 16,721 56.15 % 61.90 % 3.68 % 42.74 %
7 31 BERKSHIRE HATHAWAY GRP 14,675 15,454 73.84 % 89.45 % 3.61 % 46.35 %
8 474 FCCI MUT INS GRP 14,404 13,600 46.02 % 49.21 % 3.54 % 49.89 %
9 212 ZURICH INS GRP 12,756 12,025 58.49 % 65.43 % 3.13 % 53.02 %
10 111 LIBERTY MUT GRP 12,628 11,993 58.09 % 63.30 % 3.10 % 56.12 %
**STATE TOTAL** 407,035 382,540 59.96 % 66.79 % 100.00 % 56.12 %

Missouri 1 155 PROGRESSIVE GRP 83,555 73,015 65.38 % 67.71 % 12.84 % 12.84 %
2 3548 TRAVELERS GRP 54,668 52,994 59.85 % 63.13 % 8.40 % 21.25 %
3 150 OLD REPUBLIC GRP 41,877 40,218 52.22 % 59.36 % 6.44 % 27.68 %
4 140 NATIONWIDE CORP GRP 25,776 26,380 62.53 % 64.83 % 3.96 % 31.65 %
5 14184 ACUITY A MUT INS CO 23,044 20,582 66.40 % 66.81 % 3.54 % 35.19 %
6 31 BERKSHIRE HATHAWAY GRP 22,702 20,490 45.83 % 55.23 % 3.49 % 38.68 %
7 280 AUTO OWNERS GRP 19,850 19,007 57.92 % 66.40 % 3.05 % 41.73 %
8 212 ZURICH INS GRP 18,874 17,943 80.20 % 91.37 % 2.90 % 44.63 %
9 244 CINCINNATI FIN GRP 18,758 17,732 41.39 % 48.68 % 2.88 % 47.51 %
10 626 CHUBB LTD GRP 18,204 17,272 42.76 % 44.22 % 2.80 % 50.31 %
**STATE TOTAL** 650,569 620,106 61.81 % 67.03 % 100.00 % 50.31 %

Montana 1 155 PROGRESSIVE GRP 18,240 16,685 32.65 % 34.04 % 13.13 % 13.13 %
2 3548 TRAVELERS GRP 11,557 10,746 33.76 % 35.25 % 8.32 % 21.45 %
3 111 LIBERTY MUT GRP 11,531 11,694 59.50 % 63.40 % 8.30 % 29.75 %
4 244 CINCINNATI FIN GRP 10,258 9,900 42.20 % 45.61 % 7.39 % 37.14 %
5 150 OLD REPUBLIC GRP 8,588 8,565 29.64 % 34.84 % 6.18 % 43.32 %
6 140 NATIONWIDE CORP GRP 7,660 7,776 62.75 % 67.39 % 5.51 % 48.84 %
7 62 EMC INS CO GRP 7,345 7,195 44.99 % 50.35 % 5.29 % 54.13 %
8 309 WESTERN NATL MUT GRP 4,937 4,531 69.09 % 77.59 % 3.55 % 57.68 %
9 14184 ACUITY A MUT INS CO 3,477 3,110 38.03 % 37.19 % 2.50 % 60.18 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 3,304 3,217 30.81 % 34.90 % 2.38 % 62.56 %
**STATE TOTAL** 138,897 132,427 44.35 % 48.81 % 100.00 % 62.56 %

Nebraska 1 150 OLD REPUBLIC GRP 30,323 28,805 55.46 % 61.14 % 13.58 % 13.58 %
2 155 PROGRESSIVE GRP 24,345 21,365 83.31 % 88.58 % 10.91 % 24.49 %
3 140 NATIONWIDE CORP GRP 16,935 16,494 56.95 % 58.36 % 7.59 % 32.07 %
4 3548 TRAVELERS GRP 16,561 16,702 36.69 % 39.28 % 7.42 % 39.49 %
5 62 EMC INS CO GRP 15,776 15,059 46.69 % 50.50 % 7.07 % 46.56 %
6 280 AUTO OWNERS GRP 6,874 6,604 44.10 % 43.04 % 3.08 % 49.64 %
7 10642 CHEROKEE INS CO 6,283 6,356 77.76 % 111.99 % 2.81 % 52.45 %
8 98 WR BERKLEY CORP GRP 6,225 5,840 28.36 % 31.48 % 2.79 % 55.24 %
9 212 ZURICH INS GRP 5,933 5,616 N/A N/A 2.66 % 57.90 %
10 31 BERKSHIRE HATHAWAY GRP 5,509 4,960 43.65 % 49.52 % 2.47 % 60.37 %
**STATE TOTAL** 223,235 213,501 53.71 % 58.56 % 100.00 % 60.37 %

© 2022 National Association of Insurance Commissioners


434
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 155 PROGRESSIVE GRP 95,877 76,578 71.24 % 75.02 % 18.70 % 18.70 %
2 69 FARMERS INS GRP 65,279 57,050 56.86 % 60.24 % 12.73 % 31.43 %
3 3548 TRAVELERS GRP 28,288 27,092 76.63 % 84.16 % 5.52 % 36.94 %
4 150 OLD REPUBLIC GRP 18,328 17,996 99.60 % 112.44 % 3.57 % 40.52 %
5 140 NATIONWIDE CORP GRP 17,365 16,836 51.45 % 60.56 % 3.39 % 43.90 %
6 212 ZURICH INS GRP 16,998 17,104 130.73 % 146.70 % 3.31 % 47.22 %
7 8 ALLSTATE INS GRP 16,558 14,228 271.80 % 277.21 % 3.23 % 50.45 %
8 31 BERKSHIRE HATHAWAY GRP 16,434 15,206 59.28 % 77.86 % 3.20 % 53.65 %
9 111 LIBERTY MUT GRP 15,690 16,027 63.75 % 67.15 % 3.06 % 56.71 %
10 14184 ACUITY A MUT INS CO 14,651 13,692 95.89 % 102.72 % 2.86 % 59.57 %
**STATE TOTAL** 512,811 464,905 77.93 % 85.17 % 100.00 % 59.57 %

New Hampshire 1 98 WR BERKLEY CORP GRP 21,762 20,857 26.54 % 28.76 % 16.95 % 16.95 %
2 155 PROGRESSIVE GRP 10,365 9,763 27.66 % 28.86 % 8.08 % 25.03 %
3 111 LIBERTY MUT GRP 10,185 10,162 54.58 % 58.40 % 7.94 % 32.97 %
4 3548 TRAVELERS GRP 7,207 6,877 26.79 % 27.40 % 5.62 % 38.58 %
5 88 THE HANOVER INS GRP 5,030 4,977 13.78 % 18.46 % 3.92 % 42.50 %
6 212 ZURICH INS GRP 4,483 4,009 N/A N/A 3.49 % 45.99 %
7 15997 MMG INS CO 4,386 4,293 31.24 % 34.32 % 3.42 % 49.41 %
8 84 AMERICAN FINANCIAL GRP 3,972 3,541 N/A N/A 3.09 % 52.50 %
9 188 SAFETY GRP 3,962 3,815 112.45 % 115.86 % 3.09 % 55.59 %
10 626 CHUBB LTD GRP 3,914 3,837 36.66 % 39.34 % 3.05 % 58.64 %
**STATE TOTAL** 128,354 123,276 30.66 % 32.61 % 100.00 % 58.64 %

New Jersey 1 155 PROGRESSIVE GRP 321,823 279,104 64.61 % 69.80 % 18.67 % 18.67 %
2 111 LIBERTY MUT GRP 104,291 62,513 69.29 % 74.59 % 6.05 % 24.73 %
3 242 SELECTIVE INS GRP 102,213 98,171 62.37 % 66.57 % 5.93 % 30.66 %
4 3548 TRAVELERS GRP 69,195 68,533 56.72 % 64.61 % 4.02 % 34.67 %
5 708 NEW JERSEY MANUFACTURERS GRP 66,758 64,427 27.71 % 29.95 % 3.87 % 38.55 %
6 140 NATIONWIDE CORP GRP 60,350 62,890 111.48 % 120.25 % 3.50 % 42.05 %
7 212 ZURICH INS GRP 50,474 49,074 93.05 % 106.43 % 2.93 % 44.98 %
8 785 MARKEL CORP GRP 47,876 64,599 82.58 % 87.02 % 2.78 % 47.76 %
9 4131 PRIME HOLDINGS INS GRP 47,057 44,136 39.42 % 55.26 % 2.73 % 50.49 %
10 8 ALLSTATE INS GRP 39,144 39,316 183.88 % 201.05 % 2.27 % 52.76 %
**STATE TOTAL** 1,723,289 1,595,332 68.63 % 76.32 % 100.00 % 52.76 %

New Mexico 1 155 PROGRESSIVE GRP 39,307 34,174 68.25 % 71.35 % 17.65 % 17.65 %
2 3548 TRAVELERS GRP 18,982 18,752 37.42 % 41.92 % 8.52 % 26.17 %
3 98 WR BERKLEY CORP GRP 10,157 8,475 38.63 % 43.10 % 4.56 % 30.73 %
4 111 LIBERTY MUT GRP 9,688 10,357 64.21 % 69.22 % 4.35 % 35.08 %
5 212 ZURICH INS GRP 9,512 9,007 31.69 % 36.81 % 4.27 % 39.35 %
6 150 OLD REPUBLIC GRP 8,679 8,628 73.63 % 85.77 % 3.90 % 43.25 %
7 31 BERKSHIRE HATHAWAY GRP 8,186 8,226 4.33 % 5.65 % 3.68 % 46.92 %
8 250 DONEGAL GRP 7,754 7,752 25.45 % 27.89 % 3.48 % 50.40 %
9 11534 AMERICAN T & T INS CO RRG 6,980 6,980 166.34 % 198.69 % 3.13 % 53.54 %
10 14184 ACUITY A MUT INS CO 6,966 6,584 48.25 % 52.75 % 3.13 % 56.66 %
**STATE TOTAL** 222,732 210,198 60.21 % 66.29 % 100.00 % 56.66 %

© 2022 National Association of Insurance Commissioners


435
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 155 PROGRESSIVE GRP 304,646 278,163 63.67 % 67.84 % 11.70 % 11.70 %
2 16616 AMERICAN TRANSIT INS CO 253,133 252,554 61.21 % 75.73 % 9.72 % 21.42 %
3 3548 TRAVELERS GRP 148,155 142,784 65.30 % 75.09 % 5.69 % 27.11 %
4 31 BERKSHIRE HATHAWAY GRP 109,533 110,674 70.45 % 83.21 % 4.21 % 31.32 %
5 111 LIBERTY MUT GRP 109,400 104,534 89.65 % 96.91 % 4.20 % 35.52 %
6 4695 HEREFORD HOLDING GRP 108,325 105,695 65.24 % 88.56 % 4.16 % 39.68 %
7 176 STATE FARM GRP 82,776 80,596 69.18 % 81.53 % 3.18 % 42.86 %
8 201 UTICA GRP 80,715 73,591 41.39 % 45.18 % 3.10 % 45.96 %
9 8 ALLSTATE INS GRP 77,047 78,780 88.22 % 93.88 % 2.96 % 48.92 %
10 213 ERIE INS GRP 76,537 73,497 62.67 % 67.74 % 2.94 % 51.86 %
**STATE TOTAL** 2,603,793 2,486,855 70.79 % 80.90 % 100.00 % 51.86 %

North Carolina 1 155 PROGRESSIVE GRP 152,669 128,393 57.98 % 61.08 % 14.90 % 14.90 %
2 8 ALLSTATE INS GRP 88,565 78,666 66.45 % 66.89 % 8.64 % 23.54 %
3 280 AUTO OWNERS GRP 59,507 55,806 67.87 % 72.64 % 5.81 % 29.34 %
4 3548 TRAVELERS GRP 55,411 52,972 46.44 % 48.92 % 5.41 % 34.75 %
5 213 ERIE INS GRP 40,113 38,943 53.48 % 56.72 % 3.91 % 38.66 %
6 140 NATIONWIDE CORP GRP 34,792 34,391 49.96 % 50.64 % 3.39 % 42.06 %
7 324 NORTH CAROLINA FARM BUREAU GRP 32,586 31,990 51.52 % 53.31 % 3.18 % 45.24 %
8 212 ZURICH INS GRP 30,340 29,825 49.73 % 55.28 % 2.96 % 48.20 %
9 91 HARTFORD FIRE & CAS GRP 30,179 28,613 52.94 % 58.90 % 2.94 % 51.14 %
10 150 OLD REPUBLIC GRP 29,239 28,958 81.85 % 177.60 % 2.85 % 53.99 %
**STATE TOTAL** 1,024,916 956,978 59.41 % 66.13 % 100.00 % 53.99 %

North Dakota 1 155 PROGRESSIVE GRP 11,945 11,044 49.32 % 51.48 % 11.65 % 11.65 %
2 150 OLD REPUBLIC GRP 10,680 10,434 14.08 % 14.76 % 10.42 % 22.07 %
3 3548 TRAVELERS GRP 7,466 7,458 29.96 % 31.09 % 7.28 % 29.36 %
4 14184 ACUITY A MUT INS CO 5,623 5,487 36.59 % 54.89 % 5.49 % 34.84 %
5 98 WR BERKLEY CORP GRP 5,168 4,556 27.78 % 31.74 % 5.04 % 39.88 %
6 1279 ARCH INS GRP 5,145 4,491 28.66 % 32.87 % 5.02 % 44.90 %
7 62 EMC INS CO GRP 4,281 4,285 34.52 % 40.91 % 4.18 % 49.08 %
8 140 NATIONWIDE CORP GRP 4,150 4,106 32.83 % 31.84 % 4.05 % 53.13 %
9 280 AUTO OWNERS GRP 3,893 3,821 47.66 % 49.43 % 3.80 % 56.93 %
10 212 ZURICH INS GRP 3,827 3,513 13.39 % 11.83 % 3.73 % 60.66 %
**STATE TOTAL** 102,502 101,078 39.33 % 42.77 % 100.00 % 60.66 %

Ohio 1 155 PROGRESSIVE GRP 209,768 178,027 64.90 % 68.25 % 18.85 % 18.85 %
2 244 CINCINNATI FIN GRP 75,829 74,057 41.49 % 44.72 % 6.81 % 25.66 %
3 150 OLD REPUBLIC GRP 46,984 44,122 67.05 % 78.57 % 4.22 % 29.88 %
4 3548 TRAVELERS GRP 42,864 43,000 34.15 % 37.13 % 3.85 % 33.73 %
5 228 WESTFIELD GRP 37,309 37,340 28.08 % 27.36 % 3.35 % 37.09 %
6 213 ERIE INS GRP 33,640 33,399 59.35 % 63.24 % 3.02 % 40.11 %
7 291 ENCOVA MUT INS GRP 33,283 33,262 52.94 % 55.98 % 2.99 % 43.10 %
8 140 NATIONWIDE CORP GRP 33,024 33,713 44.38 % 45.80 % 2.97 % 46.07 %
9 280 AUTO OWNERS GRP 27,894 26,889 54.87 % 61.34 % 2.51 % 48.57 %
10 14184 ACUITY A MUT INS CO 27,000 26,422 56.50 % 68.93 % 2.43 % 51.00 %
**STATE TOTAL** 1,112,935 1,046,300 50.59 % 55.45 % 100.00 % 51.00 %

© 2022 National Association of Insurance Commissioners


436
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 155 PROGRESSIVE GRP 68,791 62,679 47.39 % 51.13 % 14.65 % 14.65 %
2 3548 TRAVELERS GRP 45,592 44,861 44.33 % 47.76 % 9.71 % 24.36 %
3 150 OLD REPUBLIC GRP 29,811 29,819 75.69 % 85.85 % 6.35 % 30.71 %
4 626 CHUBB LTD GRP 20,027 17,830 40.40 % 45.94 % 4.27 % 34.98 %
5 31 BERKSHIRE HATHAWAY GRP 16,438 18,050 22.98 % 26.64 % 3.50 % 38.48 %
6 4935 CHANDLER INS GRP 15,457 14,924 32.71 % 37.82 % 3.29 % 41.77 %
7 111 LIBERTY MUT GRP 15,069 14,920 69.69 % 74.82 % 3.21 % 44.98 %
8 98 WR BERKLEY CORP GRP 14,448 13,249 34.80 % 45.20 % 3.08 % 48.06 %
9 218 CNA INS GRP 14,375 14,262 67.63 % 69.68 % 3.06 % 51.12 %
10 212 ZURICH INS GRP 13,488 13,303 91.25 % 104.66 % 2.87 % 54.00 %
**STATE TOTAL** 469,468 445,856 51.10 % 56.01 % 100.00 % 54.00 %

Oregon 1 155 PROGRESSIVE GRP 59,781 53,808 49.11 % 52.77 % 14.04 % 14.04 %
2 111 LIBERTY MUT GRP 49,779 52,015 60.93 % 64.62 % 11.69 % 25.74 %
3 150 OLD REPUBLIC GRP 23,912 24,859 43.25 % 50.22 % 5.62 % 31.35 %
4 3548 TRAVELERS GRP 21,302 21,431 45.77 % 46.57 % 5.00 % 36.36 %
5 69 FARMERS INS GRP 20,157 19,922 52.72 % 51.88 % 4.73 % 41.09 %
6 244 CINCINNATI FIN GRP 17,052 15,865 41.71 % 47.69 % 4.01 % 45.10 %
7 140 NATIONWIDE CORP GRP 13,351 13,644 79.59 % 81.89 % 3.14 % 48.23 %
8 309 WESTERN NATL MUT GRP 12,940 11,427 62.00 % 71.59 % 3.04 % 51.27 %
9 626 CHUBB LTD GRP 12,536 12,613 51.99 % 54.19 % 2.94 % 54.22 %
10 31 BERKSHIRE HATHAWAY GRP 12,414 11,835 37.76 % 46.18 % 2.92 % 57.13 %
**STATE TOTAL** 425,718 410,482 51.07 % 55.25 % 100.00 % 57.13 %

Pennsylvania 1 155 PROGRESSIVE GRP 214,513 179,597 54.26 % 58.82 % 14.39 % 14.39 %
2 213 ERIE INS GRP 126,444 125,239 51.55 % 55.87 % 8.48 % 22.87 %
3 3548 TRAVELERS GRP 73,183 71,622 44.42 % 49.50 % 4.91 % 27.78 %
4 140 NATIONWIDE CORP GRP 63,673 63,090 44.11 % 45.56 % 4.27 % 32.05 %
5 212 ZURICH INS GRP 59,303 58,848 62.85 % 73.72 % 3.98 % 36.03 %
6 242 SELECTIVE INS GRP 56,227 54,183 76.62 % 80.72 % 3.77 % 39.80 %
7 69 FARMERS INS GRP 55,879 47,403 113.02 % 129.81 % 3.75 % 43.55 %
8 867 PROTECTIVE INS CORP GRP 51,048 50,771 13.18 % 32.35 % 3.42 % 46.97 %
9 150 OLD REPUBLIC GRP 47,979 49,767 52.15 % 61.81 % 3.22 % 50.19 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 33,685 32,744 46.76 % 49.43 % 2.26 % 52.45 %
**STATE TOTAL** 1,490,729 1,407,466 53.18 % 59.83 % 100.00 % 52.45 %

Rhode Island 1 155 PROGRESSIVE GRP 18,094 16,019 41.70 % 43.01 % 15.80 % 15.80 %
2 242 SELECTIVE INS GRP 7,443 6,915 60.73 % 62.78 % 6.50 % 22.29 %
3 3548 TRAVELERS GRP 6,703 6,939 51.79 % 51.97 % 5.85 % 28.15 %
4 62 EMC INS CO GRP 6,661 6,554 33.34 % 37.29 % 5.82 % 33.96 %
5 111 LIBERTY MUT GRP 5,858 5,778 49.41 % 55.17 % 5.11 % 39.08 %
6 586 ARBELLA INS GRP 5,352 5,041 31.06 % 32.19 % 4.67 % 43.75 %
7 140 NATIONWIDE CORP GRP 4,489 4,559 40.53 % 41.85 % 3.92 % 47.67 %
8 473 AMERICAN FAMILY INS GRP 4,310 4,358 75.45 % 79.09 % 3.76 % 51.43 %
9 8 ALLSTATE INS GRP 4,261 4,059 106.74 % 116.78 % 3.72 % 55.15 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 3,922 3,866 78.35 % 83.70 % 3.42 % 58.58 %
**STATE TOTAL** 114,541 109,517 50.98 % 54.11 % 100.00 % 58.58 %

© 2022 National Association of Insurance Commissioners


437
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 155 PROGRESSIVE GRP 97,991 85,375 61.62 % 64.82 % 17.33 % 17.33 %
2 280 AUTO OWNERS GRP 33,526 31,074 71.13 % 77.21 % 5.93 % 23.26 %
3 3548 TRAVELERS GRP 26,652 26,123 79.44 % 84.33 % 4.71 % 27.98 %
4 150 OLD REPUBLIC GRP 22,204 22,109 87.46 % 98.31 % 3.93 % 31.90 %
5 31 BERKSHIRE HATHAWAY GRP 21,250 19,059 71.34 % 76.10 % 3.76 % 35.66 %
6 242 SELECTIVE INS GRP 20,359 18,572 75.63 % 78.12 % 3.60 % 39.26 %
7 111 LIBERTY MUT GRP 20,257 20,056 94.31 % 101.67 % 3.58 % 42.85 %
8 212 ZURICH INS GRP 19,091 17,453 97.11 % 114.33 % 3.38 % 46.22 %
9 140 NATIONWIDE CORP GRP 17,257 18,662 96.41 % 99.94 % 3.05 % 49.27 %
10 98 WR BERKLEY CORP GRP 15,199 14,045 65.48 % 69.25 % 2.69 % 51.96 %
**STATE TOTAL** 565,382 523,371 72.24 % 78.05 % 100.00 % 51.96 %

South Dakota 1 150 OLD REPUBLIC GRP 13,789 13,626 71.28 % 80.77 % 14.10 % 14.10 %
2 155 PROGRESSIVE GRP 8,206 7,224 65.80 % 69.24 % 8.39 % 22.49 %
3 14184 ACUITY A MUT INS CO 7,551 7,490 50.19 % 60.36 % 7.72 % 30.21 %
4 140 NATIONWIDE CORP GRP 5,999 5,482 28.66 % 30.01 % 6.13 % 36.34 %
5 3548 TRAVELERS GRP 5,693 5,586 60.17 % 64.20 % 5.82 % 42.16 %
6 62 EMC INS CO GRP 4,941 4,782 91.10 % 93.57 % 5.05 % 47.21 %
7 280 AUTO OWNERS GRP 4,883 4,665 69.04 % 78.20 % 4.99 % 52.21 %
8 248 UNITED FIRE & CAS GRP 3,776 3,890 43.16 % 44.28 % 3.86 % 56.07 %
9 98 WR BERKLEY CORP GRP 3,269 3,167 54.45 % 58.25 % 3.34 % 59.41 %
10 212 ZURICH INS GRP 2,877 2,808 83.28 % 72.95 % 2.94 % 62.35 %
**STATE TOTAL** 97,810 93,855 57.99 % 62.35 % 100.00 % 62.35 %

Tennessee 1 155 PROGRESSIVE GRP 90,136 77,382 37.84 % 39.80 % 12.83 % 12.83 %
2 3548 TRAVELERS GRP 51,567 45,982 59.91 % 64.55 % 7.34 % 20.17 %
3 150 OLD REPUBLIC GRP 33,146 32,247 57.73 % 65.28 % 4.72 % 24.89 %
4 280 AUTO OWNERS GRP 27,399 25,684 40.98 % 46.37 % 3.90 % 28.79 %
5 10642 CHEROKEE INS CO 23,184 23,015 82.24 % 99.69 % 3.30 % 32.09 %
6 213 ERIE INS GRP 22,634 22,031 73.62 % 78.29 % 3.22 % 35.31 %
7 244 CINCINNATI FIN GRP 21,488 20,828 42.17 % 46.74 % 3.06 % 38.37 %
8 140 NATIONWIDE CORP GRP 18,465 18,561 41.99 % 43.96 % 2.63 % 41.00 %
9 8 ALLSTATE INS GRP 17,913 17,536 66.49 % 74.02 % 2.55 % 43.54 %
10 212 ZURICH INS GRP 17,392 16,679 31.38 % 37.58 % 2.48 % 46.02 %
**STATE TOTAL** 702,565 660,750 53.27 % 59.14 % 100.00 % 46.02 %

Texas 1 155 PROGRESSIVE GRP 1,033,898 876,978 85.14 % 90.06 % 22.03 % 22.03 %
2 31 BERKSHIRE HATHAWAY GRP 218,479 196,546 65.35 % 78.11 % 4.65 % 26.68 %
3 3548 TRAVELERS GRP 198,304 198,227 67.34 % 76.54 % 4.22 % 30.90 %
4 111 LIBERTY MUT GRP 150,088 147,385 67.66 % 75.90 % 3.20 % 34.10 %
5 150 OLD REPUBLIC GRP 148,945 152,164 74.04 % 87.31 % 3.17 % 37.28 %
6 4969 TRISURA GRP 144,820 136,124 66.81 % 74.11 % 3.09 % 40.36 %
7 140 NATIONWIDE CORP GRP 135,605 128,969 82.91 % 88.35 % 2.89 % 43.25 %
8 98 WR BERKLEY CORP GRP 129,728 115,782 64.96 % 76.12 % 2.76 % 46.01 %
9 572 BCBS OF MI GRP 123,565 131,158 98.60 % 107.71 % 2.63 % 48.65 %
10 12 AMERICAN INTL GRP 112,337 106,477 64.50 % 75.84 % 2.39 % 51.04 %
**STATE TOTAL** 4,694,056 4,304,862 86.27 % 97.45 % 100.00 % 51.04 %

© 2022 National Association of Insurance Commissioners


438
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 155 PROGRESSIVE GRP 43,311 37,146 80.47 % 83.53 % 12.69 % 12.69 %
2 280 AUTO OWNERS GRP 31,095 28,391 95.38 % 109.76 % 9.11 % 21.81 %
3 3548 TRAVELERS GRP 20,456 20,237 71.83 % 77.93 % 6.00 % 27.80 %
4 150 OLD REPUBLIC GRP 20,275 19,942 60.82 % 70.06 % 5.94 % 33.74 %
5 212 ZURICH INS GRP 15,833 15,173 80.63 % 88.40 % 4.64 % 38.38 %
6 111 LIBERTY MUT GRP 14,797 14,714 56.90 % 59.40 % 4.34 % 42.72 %
7 140 NATIONWIDE CORP GRP 11,776 10,869 58.90 % 62.24 % 3.45 % 46.17 %
8 84 AMERICAN FINANCIAL GRP 11,396 10,493 4.51 % N/A 3.34 % 49.51 %
9 14184 ACUITY A MUT INS CO 10,526 9,605 116.49 % 118.58 % 3.08 % 52.60 %
10 244 CINCINNATI FIN GRP 10,103 10,017 74.40 % 79.44 % 2.96 % 55.56 %
**STATE TOTAL** 341,215 322,348 64.18 % 71.28 % 100.00 % 55.56 %

Vermont 1 155 PROGRESSIVE GRP 6,902 6,832 68.30 % 71.76 % 12.27 % 12.27 %
2 98 WR BERKLEY CORP GRP 6,383 6,114 39.95 % 40.47 % 11.35 % 23.62 %
3 3548 TRAVELERS GRP 4,678 4,382 49.98 % 50.16 % 8.32 % 31.94 %
4 111 LIBERTY MUT GRP 4,219 4,438 50.69 % 54.11 % 7.50 % 39.44 %
5 140 NATIONWIDE CORP GRP 2,812 2,744 52.05 % 53.75 % 5.00 % 44.44 %
6 15997 MMG INS CO 2,499 2,452 24.06 % 24.50 % 4.44 % 48.88 %
7 244 CINCINNATI FIN GRP 2,343 2,261 15.49 % 17.45 % 4.17 % 53.05 %
8 212 ZURICH INS GRP 1,803 1,743 N/A N/A 3.21 % 56.25 %
9 1309 FRANKENMUTH GRP 1,789 1,700 15.01 % 19.21 % 3.18 % 59.44 %
10 31 BERKSHIRE HATHAWAY GRP 1,683 1,673 34.05 % 35.99 % 2.99 % 62.43 %
**STATE TOTAL** 56,241 54,378 33.79 % 35.91 % 100.00 % 62.43 %

Virginia 1 155 PROGRESSIVE GRP 131,665 113,601 51.14 % 53.76 % 16.95 % 16.95 %
2 213 ERIE INS GRP 58,430 57,202 71.64 % 75.19 % 7.52 % 24.47 %
3 3548 TRAVELERS GRP 37,666 37,041 51.01 % 53.79 % 4.85 % 29.32 %
4 242 SELECTIVE INS GRP 31,524 29,760 62.37 % 65.58 % 4.06 % 33.38 %
5 69 FARMERS INS GRP 24,492 22,856 144.09 % 155.36 % 3.15 % 36.53 %
6 212 ZURICH INS GRP 23,449 23,450 63.77 % 74.56 % 3.02 % 39.55 %
7 140 NATIONWIDE CORP GRP 23,431 24,162 39.54 % 40.27 % 3.02 % 42.57 %
8 244 CINCINNATI FIN GRP 22,520 22,094 45.97 % 49.77 % 2.90 % 45.47 %
9 150 OLD REPUBLIC GRP 22,496 22,485 53.68 % 58.73 % 2.90 % 48.36 %
10 31 BERKSHIRE HATHAWAY GRP 22,198 23,219 42.19 % 46.44 % 2.86 % 51.22 %
**STATE TOTAL** 776,769 729,836 57.87 % 61.98 % 100.00 % 51.22 %

Washington 1 155 PROGRESSIVE GRP 122,822 99,750 58.47 % 61.56 % 15.77 % 15.77 %
2 111 LIBERTY MUT GRP 85,680 89,575 57.10 % 61.60 % 11.00 % 26.77 %
3 150 OLD REPUBLIC GRP 50,959 48,665 67.43 % 75.35 % 6.54 % 33.32 %
4 3548 TRAVELERS GRP 43,546 43,700 57.17 % 60.75 % 5.59 % 38.91 %
5 309 WESTERN NATL MUT GRP 39,082 35,684 58.85 % 65.35 % 5.02 % 43.93 %
6 8 ALLSTATE INS GRP 32,146 31,002 90.61 % 100.33 % 4.13 % 48.05 %
7 69 FARMERS INS GRP 26,656 26,046 65.61 % 66.05 % 3.42 % 51.48 %
8 212 ZURICH INS GRP 26,106 25,922 55.52 % 65.34 % 3.35 % 54.83 %
9 140 NATIONWIDE CORP GRP 25,020 25,401 61.50 % 64.09 % 3.21 % 58.04 %
10 333 MUTUAL OF ENUMCLAW GRP 22,021 21,947 48.43 % 51.09 % 2.83 % 60.87 %
**STATE TOTAL** 778,777 733,818 61.01 % 66.45 % 100.00 % 60.87 %

© 2022 National Association of Insurance Commissioners


439
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 155 PROGRESSIVE GRP 18,612 17,257 37.44 % 38.97 % 12.93 % 12.93 %
2 3548 TRAVELERS GRP 17,605 17,683 23.73 % 26.36 % 12.23 % 25.15 %
3 213 ERIE INS GRP 16,412 16,504 73.29 % 81.44 % 11.40 % 36.55 %
4 291 ENCOVA MUT INS GRP 8,585 8,029 27.74 % 34.52 % 5.96 % 42.52 %
5 140 NATIONWIDE CORP GRP 8,079 8,771 26.47 % 27.27 % 5.61 % 48.13 %
6 228 WESTFIELD GRP 7,993 7,991 61.71 % 63.57 % 5.55 % 53.68 %
7 212 ZURICH INS GRP 6,077 5,864 36.86 % 37.77 % 4.22 % 57.90 %
8 244 CINCINNATI FIN GRP 5,474 5,641 14.70 % 16.35 % 3.80 % 61.70 %
9 31 BERKSHIRE HATHAWAY GRP 5,233 4,894 72.88 % 84.72 % 3.63 % 65.33 %
10 12 AMERICAN INTL GRP 5,035 4,733 N/A N/A 3.50 % 68.83 %
**STATE TOTAL** 143,984 140,430 39.00 % 42.67 % 100.00 % 68.83 %

Wisconsin 1 14184 ACUITY A MUT INS CO 43,220 41,678 48.75 % 49.60 % 8.10 % 8.10 %
2 155 PROGRESSIVE GRP 42,036 36,693 50.00 % 52.96 % 7.88 % 15.98 %
3 15350 WEST BEND MUT INS CO 40,049 38,673 45.23 % 49.54 % 7.51 % 23.49 %
4 3548 TRAVELERS GRP 31,289 30,779 55.68 % 65.19 % 5.87 % 29.36 %
5 150 OLD REPUBLIC GRP 30,740 30,922 50.84 % 58.68 % 5.76 % 35.12 %
6 96 SECURA INS GRP 25,326 24,058 37.66 % 41.98 % 4.75 % 39.87 %
7 169 SENTRY INS GRP 21,960 21,542 53.67 % 58.84 % 4.12 % 43.99 %
8 267 GRANGE MUT CAS GRP 16,607 15,826 69.30 % 73.84 % 3.11 % 47.10 %
9 626 CHUBB LTD GRP 15,141 16,405 24.00 % 28.91 % 2.84 % 49.94 %
10 212 ZURICH INS GRP 14,583 14,653 18.73 % 16.35 % 2.73 % 52.67 %
**STATE TOTAL** 533,384 516,601 48.85 % 52.99 % 100.00 % 52.67 %

Wyoming 1 155 PROGRESSIVE GRP 13,824 12,279 53.54 % 57.64 % 18.32 % 18.32 %
2 3548 TRAVELERS GRP 8,111 7,853 4.23 % 7.71 % 10.75 % 29.07 %
3 150 OLD REPUBLIC GRP 5,613 5,448 95.07 % 108.95 % 7.44 % 36.51 %
4 62 EMC INS CO GRP 5,090 5,108 10.61 % 13.71 % 6.75 % 43.25 %
5 98 WR BERKLEY CORP GRP 4,692 3,867 34.72 % 43.55 % 6.22 % 49.47 %
6 140 NATIONWIDE CORP GRP 3,956 3,967 31.09 % 29.45 % 5.24 % 54.72 %
7 111 LIBERTY MUT GRP 3,895 4,140 71.05 % 76.88 % 5.16 % 59.88 %
8 14184 ACUITY A MUT INS CO 2,809 2,623 143.56 % 133.10 % 3.72 % 63.60 %
9 212 ZURICH INS GRP 2,614 2,768 N/A N/A 3.46 % 67.06 %
10 31 BERKSHIRE HATHAWAY GRP 1,978 2,040 N/A N/A 2.62 % 69.69 %
**STATE TOTAL** 75,456 72,540 55.69 % 58.52 % 100.00 % 69.69 %

Guam 1 4672 DONGBU INS GRP 1,240 1,195 66.61 % 78.67 % 25.19 % 25.19 %
2 4715 MS & AD INS GRP 969 898 37.16 % 37.93 % 19.68 % 44.87 %
3 18380 PACIFIC IND INS CO 868 858 33.93 % 35.53 % 17.64 % 62.51 %
4 12633 CENTURY INS CO GU LTD 613 424 17.40 % 17.40 % 12.45 % 74.96 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 485 477 42.57 % 46.83 % 9.86 % 84.82 %
6 3219 SOMPO GRP 261 324 44.86 % 47.96 % 5.29 % 90.11 %
7 1279 ARCH INS GRP 151 56 49.55 % 52.91 % 3.06 % 93.18 %
8 12 AMERICAN INTL GRP 136 136 9.79 % 16.07 % 2.77 % 95.95 %
9 626 CHUBB LTD GRP 101 116 4.61 % 5.16 % 2.06 % 98.00 %
10 10972 FIRST NET INS CO 72 69 7.65 % 6.42 % 1.46 % 99.46 %
**STATE TOTAL** 4,922 4,582 41.47 % 45.98 % 100.00 % 99.46 %

© 2022 National Association of Insurance Commissioners


440
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 411 MAPFRE INS GRP 19,895 19,297 54.38 % 57.40 % 21.77 % 21.77 %
2 71 UNIVERSAL INS CO GRP 17,356 16,777 34.88 % 36.51 % 18.99 % 40.76 %
3 4802 TRIPLE S GRP 15,083 14,575 34.10 % 34.44 % 16.51 % 57.27 %
4 4804 MULTINATIONAL GRP 12,064 10,926 36.70 % 38.36 % 13.20 % 70.47 %
5 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 10,459 10,161 30.91 % 32.67 % 11.45 % 81.92 %
6 796 QBE INS GRP 4,358 4,337 41.99 % 42.93 % 4.77 % 86.69 %
7 12 AMERICAN INTL GRP 2,422 2,370 8.27 % 6.55 % 2.65 % 89.34 %
8 15646 ONE ALLIANCE INS CORP 2,022 1,646 69.64 % 77.06 % 2.21 % 91.55 %
9 111 LIBERTY MUT GRP 1,844 1,839 12.21 % 14.34 % 2.02 % 93.57 %
10 1279 ARCH INS GRP 1,331 1,006 51.06 % 54.58 % 1.46 % 95.03 %
**STATE TOTAL** 91,378 87,449 38.32 % 40.28 % 100.00 % 95.03 %

U.S. Virgin Islands 1 4706 LOCKHART CO GRP 2,164 2,232 31.87 % 34.03 % 51.89 % 51.89 %
2 161 TOPA EQUITIES LTD GRP 1,180 1,153 4.76 % 2.03 % 28.31 % 80.19 %
3 13598 KESWICK GUARANTY INC 384 379 14.04 % 14.04 % 9.21 % 89.40 %
4 626 CHUBB LTD GRP 233 221 68.84 % 86.32 % 5.58 % 94.98 %
5 4802 TRIPLE S GRP 51 51 0.00 % 0.00 % 1.22 % 96.21 %
6 12 AMERICAN INTL GRP 40 45 0.00 % N/A 0.96 % 97.17 %
7 1279 ARCH INS GRP 35 26 53.74 % 64.70 % 0.84 % 98.01 %
8 212 ZURICH INS GRP 26 24 17.88 % 20.75 % 0.62 % 98.63 %
9 111 LIBERTY MUT GRP 24 36 6.68 % 5.08 % 0.58 % 99.20 %
10 150 OLD REPUBLIC GRP 18 17 25.15 % 32.56 % 0.42 % 99.62 %
**STATE TOTAL** 4,170 4,198 24.58 % 26.16 % 100.00 % 99.62 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 229 224 3.29 % N/A 47.10 % 47.10 %
2 4672 DONGBU INS GRP 215 172 177.10 % 221.58 % 44.25 % 91.35 %
3 18380 PACIFIC IND INS CO 30 34 4.16 % 4.16 % 6.17 % 97.51 %
4 10972 FIRST NET INS CO 12 10 N/A N/A 2.49 % 100.00 %
**STATE TOTAL** 487 440 71.00 % 82.37 % 100.00 % 100.00 %

Canada 1 111 LIBERTY MUT GRP 24,735 22,411 33.89 % 6.73 % 27.90 % 27.90 %
2 218 CNA INS GRP 21,526 21,181 48.85 % 55.22 % 24.28 % 52.17 %
3 10642 CHEROKEE INS CO 12,382 12,547 38.91 % 46.57 % 13.97 % 66.14 %
4 968 AXA INS GRP 10,016 9,557 1.53 % N/A 11.30 % 77.43 %
5 3548 TRAVELERS GRP 6,559 8,232 61.53 % 69.09 % 7.40 % 84.83 %
6 2538 AMTRUST FINANCIAL SERV GRP 6,106 6,010 33.07 % 44.85 % 6.89 % 91.72 %
7 31 BERKSHIRE HATHAWAY GRP 1,815 1,932 70.82 % 85.84 % 2.05 % 93.77 %
8 91 HARTFORD FIRE & CAS GRP 1,401 1,319 N/A N/A 1.58 % 95.35 %
9 761 ALLIANZ INS GRP 1,387 1,723 N/A N/A 1.56 % 96.91 %
10 11534 AMERICAN T & T INS CO RRG 1,003 107 20.14 % 31.02 % 1.13 % 98.04 %
**STATE TOTAL** 88,667 86,895 35.49 % 32.96 % 100.00 % 98.04 %

© 2022 National Association of Insurance Commissioners


441
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
19.3, 19.4 ‐ Commercial Auto Liability

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 16014 NEW HORIZON INS CO 28,402 21,348 71.51 % 81.75 % 39.25 % 39.25 %
2 19119 NATIONAL UNITY INS CO 22,992 19,610 42.32 % 50.22 % 31.78 % 71.03 %
3 12 AMERICAN INTL GRP 10,067 9,804 15.18 % 20.63 % 13.91 % 84.95 %
4 626 CHUBB LTD GRP 2,924 2,115 N/A N/A 4.04 % 88.99 %
5 212 ZURICH INS GRP 2,704 2,630 12.61 % 11.44 % 3.74 % 92.72 %
6 84 AMERICAN FINANCIAL GRP 1,238 1,289 22.90 % 29.84 % 1.71 % 94.44 %
7 218 CNA INS GRP 1,193 1,220 28.82 % 28.84 % 1.65 % 96.08 %
8 4977 PALOMAR HOLDINGS GRP 1,047 96 88.96 % 101.52 % 1.45 % 97.53 %
9 14133 QUALITAS INS CO 501 501 71.03 % 81.49 % 0.69 % 98.22 %
10 4672 DONGBU INS GRP 466 455 8.43 % 8.86 % 0.64 % 98.87 %
**STATE TOTAL** 72,353 60,042 40.41 % 47.50 % 100.00 % 98.87 %

© 2022 National Association of Insurance Commissioners


442
21.2 Commercial Auto Physical Damage

© 2022 National Association of Insurance Commissioners


443
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 155 PROGRESSIVE GRP 1,670,554 1,450,483 55.63 % 56.14 % 13.48 % 13.48 %
2 3548 TRAVELERS GRP 652,191 649,754 46.54 % 45.80 % 5.26 % 18.74 %
3 150 OLD REPUBLIC GRP 471,351 474,446 59.91 % 61.11 % 3.80 % 22.54 %
4 280 AUTO OWNERS GRP 423,638 408,016 60.47 % 61.44 % 3.42 % 25.96 %
5 212 ZURICH INS GRP 372,122 360,885 63.79 % 65.93 % 3.00 % 28.96 %
6 140 NATIONWIDE CORP GRP 366,910 366,558 56.99 % 57.34 % 2.96 % 31.92 %
7 31 BERKSHIRE HATHAWAY GRP 343,288 334,652 47.22 % 51.32 % 2.77 % 34.69 %
8 111 LIBERTY MUT GRP 331,620 344,054 44.17 % 44.36 % 2.68 % 37.37 %
9 84 AMERICAN FINANCIAL GRP 255,314 247,529 51.99 % 52.75 % 2.06 % 39.43 %
10 176 STATE FARM GRP 246,232 235,973 70.89 % 71.13 % 1.99 % 41.41 %
11 98 WR BERKLEY CORP GRP 239,023 219,885 48.83 % 49.15 % 1.93 % 43.34 %
12 8 ALLSTATE INS GRP 236,226 233,785 64.46 % 66.21 % 1.91 % 45.25 %
13 244 CINCINNATI FIN GRP 234,812 231,370 55.46 % 56.83 % 1.89 % 47.14 %
14 213 ERIE INS GRP 227,017 219,714 72.64 % 73.19 % 1.83 % 48.97 %
15 242 SELECTIVE INS GRP 221,656 211,312 63.66 % 63.89 % 1.79 % 50.76 %
16 14184 ACUITY A MUT INS CO 217,597 208,307 49.93 % 51.53 % 1.76 % 52.52 %
17 158 FAIRFAX FIN GRP 206,652 190,036 45.73 % 48.83 % 1.67 % 54.18 %
18 169 SENTRY INS GRP 173,339 162,589 54.96 % 55.52 % 1.40 % 55.58 %
19 7 FEDERATED MUT GRP 163,902 164,756 48.18 % 49.22 % 1.32 % 56.90 %
20 62 EMC INS CO GRP 161,484 161,082 58.15 % 58.44 % 1.30 % 58.21 %
21 91 HARTFORD FIRE & CAS GRP 159,201 148,584 59.10 % 60.55 % 1.28 % 59.49 %
22 79 ALLY INS HOLDINGS GRP 146,134 146,134 32.25 % 32.25 % 1.18 % 60.67 %
23 3098 TOKIO MARINE HOLDINGS INC GRP 143,854 142,074 51.65 % 52.38 % 1.16 % 61.83 %
24 785 MARKEL CORP GRP 139,081 113,167 60.00 % 62.70 % 1.12 % 62.95 %
25 626 CHUBB LTD GRP 135,243 133,169 49.44 % 49.69 % 1.09 % 64.04 %
26 69 FARMERS INS GRP 134,463 130,748 58.94 % 59.29 % 1.08 % 65.13 %
27 4850 CLEAR BLUE FINANCIAL GRP 133,014 89,673 68.54 % 72.04 % 1.07 % 66.20 %
28 218 CNA INS GRP 124,033 121,015 72.16 % 76.76 % 1.00 % 67.20 %
29 867 PROTECTIVE INS CORP GRP 121,520 120,186 54.15 % 55.39 % 0.98 % 68.18 %
30 12 AMERICAN INTL GRP 117,432 114,494 77.40 % 80.68 % 0.95 % 69.13 %
31 2538 AMTRUST FINANCIAL SERV GRP 104,582 85,565 65.06 % 65.33 % 0.84 % 69.97 %
32 175 STATE AUTO MUT GRP 101,386 90,315 68.97 % 70.33 % 0.82 % 70.79 %
33 1279 ARCH INS GRP 101,235 94,463 56.13 % 57.91 % 0.82 % 71.61 %
34 4904 INTACT FINANCIAL GRP 93,880 90,324 65.21 % 65.27 % 0.76 % 72.37 %
35 88 THE HANOVER INS GRP 93,721 93,342 48.66 % 48.78 % 0.76 % 73.12 %
36 225 IAT REINS CO GRP 92,411 94,410 52.74 % 54.99 % 0.75 % 73.87 %
37 215 KEMPER CORP GRP 88,594 77,377 66.11 % 67.03 % 0.71 % 74.58 %
38 473 AMERICAN FAMILY INS GRP 84,688 85,129 61.49 % 62.36 % 0.68 % 75.27 %
39 309 WESTERN NATL MUT GRP 83,181 77,845 47.95 % 48.79 % 0.67 % 75.94 %
40 761 ALLIANZ INS GRP 78,530 65,638 26.00 % 27.42 % 0.63 % 76.57 %
41 12961 CANOPIUS US INS 72,504 51,337 37.05 % 37.10 % 0.58 % 77.16 %
42 248 UNITED FIRE & CAS GRP 72,277 79,265 56.90 % 56.75 % 0.58 % 77.74 %
43 96 SECURA INS GRP 69,635 64,950 64.67 % 65.33 % 0.56 % 78.30 %
44 262 CANAL GRP 68,192 63,200 41.15 % 41.13 % 0.55 % 78.85 %
45 228 WESTFIELD GRP 67,588 68,088 56.68 % 56.95 % 0.55 % 79.40 %
46 15350 WEST BEND MUT INS CO 66,616 62,793 57.68 % 57.77 % 0.54 % 79.93 %
47 201 UTICA GRP 64,774 61,820 65.95 % 67.92 % 0.52 % 80.46 %
48 40088 AMERICAN INTER FIDELITY EXCH 62,358 54,682 59.04 % 60.40 % 0.50 % 80.96 %
49 250 DONEGAL GRP 61,172 59,984 57.05 % 57.99 % 0.49 % 81.45 %
50 474 FCCI MUT INS GRP 61,043 61,674 59.41 % 60.83 % 0.49 % 81.95 %
51 411 MAPFRE INS GRP 59,781 59,272 41.76 % 42.06 % 0.48 % 82.43 %
52 660 MERCURY GEN GRP 54,475 54,189 60.12 % 60.23 % 0.44 % 82.87 %
53 4990 CORE SPECIALTY INS HOLDINGS GRP 52,343 47,661 32.53 % 33.84 % 0.42 % 83.29 %
54 1309 FRANKENMUTH GRP 48,681 46,694 66.48 % 67.65 % 0.39 % 83.68 %
55 1120 EVEREST REINS HOLDINGS GRP 47,591 44,487 30.15 % 38.56 % 0.38 % 84.07 %
56 267 GRANGE MUT CAS GRP 47,236 44,982 69.07 % 69.30 % 0.38 % 84.45 %
57 291 ENCOVA MUT INS GRP 42,574 43,452 64.42 % 64.91 % 0.34 % 84.79 %
58 457 ARGO GRP US INC GRP 42,470 38,960 35.60 % 38.31 % 0.34 % 85.13 %
59 124 AMERISURE CO GRP 40,286 38,689 63.89 % 64.60 % 0.33 % 85.46 %
60 4381 SKYWARD SPECIALTY INS GRP INC GRP 39,897 37,667 66.23 % 71.84 % 0.32 % 85.78 %
61 408 AMERICAN NATL FIN GRP 39,055 37,114 63.24 % 63.28 % 0.32 % 86.10 %
62 188 SAFETY GRP 38,437 37,291 68.41 % 68.94 % 0.31 % 86.41 %
63 968 AXA INS GRP 38,217 39,291 168.60 % 194.77 % 0.31 % 86.71 %
64 271 PENNSYLVANIA NATL INS GRP 37,018 35,916 77.61 % 77.82 % 0.30 % 87.01 %
65 749 SCOR GRP 36,504 38,066 39.71 % 40.18 % 0.29 % 87.31 %
© 2022 National Association of Insurance Commissioners
444
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 4973 BIGLARI HOLDINGS GRP 35,535 35,844 43.47 % 43.46 % 0.29 % 87.59 %
67 586 ARBELLA INS GRP 33,921 32,704 61.14 % 64.04 % 0.27 % 87.87 %
68 153 PEKIN INS GRP 31,728 30,581 58.57 % 58.85 % 0.26 % 88.12 %
69 518 GRINNELL MUT GRP 31,640 29,811 64.40 % 64.67 % 0.26 % 88.38 %
70 4670 STARR GRP 31,006 29,777 57.29 % 60.73 % 0.25 % 88.63 %
71 36 CENTRAL MUT INS CO GRP 30,374 31,005 52.52 % 53.02 % 0.25 % 88.87 %
72 748 AMERITRUST GRP INC GRP 30,318 29,373 38.32 % 39.03 % 0.24 % 89.12 %
73 10642 CHEROKEE INS CO 28,274 28,141 53.59 % 53.66 % 0.23 % 89.35 %
74 513 IOWA FARM BUREAU GRP 28,256 26,534 60.00 % 60.37 % 0.23 % 89.57 %
75 71 UNIVERSAL INS CO GRP 28,218 26,401 23.62 % 23.77 % 0.23 % 89.80 %
76 4131 PRIME HOLDINGS INS GRP 25,909 19,661 21.82 % 25.04 % 0.21 % 90.01 %
77 3478 HALLMARK FIN SERV GRP 25,674 29,909 47.71 % 49.06 % 0.21 % 90.22 %
78 4718 TIPTREE FIN GRP 25,362 25,077 65.77 % 67.37 % 0.20 % 90.42 %
79 256 COACTION GLOBAL INC GRP 25,345 23,132 52.21 % 54.18 % 0.20 % 90.63 %
80 4911 MIDWEST FAMILY GRP 23,808 23,113 55.37 % 55.50 % 0.19 % 90.82 %
81 226 MERCHANTS MUT GRP 23,734 23,085 58.86 % 61.04 % 0.19 % 91.01 %
82 587 ATLANTIC AMER GRP 23,707 23,712 55.11 % 55.69 % 0.19 % 91.20 %
83 313 AEGIS GRP 23,580 17,470 34.72 % 34.73 % 0.19 % 91.39 %
84 783 RLI INS GRP 22,678 20,927 34.64 % 34.55 % 0.18 % 91.58 %
85 39381 ADRIATIC INS CO 22,399 20,364 47.98 % 47.98 % 0.18 % 91.76 %
86 303 GUIDEONE INS GRP 21,697 19,828 43.99 % 43.97 % 0.18 % 91.93 %
87 3416 AXIS CAPITAL GRP 21,431 20,410 34.66 % 34.48 % 0.17 % 92.10 %
88 14176 HASTINGS MUT INS CO 21,147 20,342 57.40 % 57.64 % 0.17 % 92.27 %
89 50 COUNTRY INS & FIN SERV GRP 20,785 20,137 77.89 % 77.89 % 0.17 % 92.44 %
90 67 MICHIGAN FARM BUREAU GRP 20,002 19,403 77.39 % 77.64 % 0.16 % 92.60 %
91 483 SOUTHERN FARM BUREAU CAS GRP 19,967 21,149 87.86 % 88.20 % 0.16 % 92.76 %
92 796 QBE INS GRP 19,809 21,893 92.33 % 94.51 % 0.16 % 92.92 %
93 4935 CHANDLER INS GRP 19,699 18,727 61.95 % 64.11 % 0.16 % 93.08 %
94 361 MUNICH RE GRP 19,557 18,072 75.66 % 79.74 % 0.16 % 93.24 %
95 123 SHELTER INS GRP 19,400 18,631 60.17 % 60.84 % 0.16 % 93.40 %
96 4851 CHURCH MUT GRP 18,846 18,013 56.10 % 58.23 % 0.15 % 93.55 %
97 708 NEW JERSEY MANUFACTURERS GRP 18,830 18,412 91.32 % 93.25 % 0.15 % 93.70 %
98 4672 DONGBU INS GRP 18,806 17,238 36.18 % 41.15 % 0.15 % 93.85 %
99 3494 JAMES RIVER GRP 18,663 17,014 45.21 % 47.86 % 0.15 % 94.00 %
100 4987 INCLINE P&C GRP 17,978 10,745 44.73 % 49.36 % 0.15 % 94.15 %
101 35173 AGENCY INS CO OF MD INC 17,375 14,597 45.12 % 45.31 % 0.14 % 94.29 %
102 4802 TRIPLE S GRP 16,235 15,655 34.01 % 35.42 % 0.13 % 94.42 %
103 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 16,178 12,869 26.52 % 26.55 % 0.13 % 94.55 %
104 4717 PRODUCERS NATL CORP GRP 15,951 14,026 58.81 % 61.47 % 0.13 % 94.68 %
105 246 PENNSYLVANIA LUMBERMENS GRP 15,784 16,459 60.99 % 61.51 % 0.13 % 94.81 %
106 333 MUTUAL OF ENUMCLAW GRP 15,451 14,982 55.73 % 55.98 % 0.12 % 94.93 %
107 645 OREGON MUT GRP 14,602 13,346 43.71 % 43.74 % 0.12 % 95.05 %
108 415 PLYMOUTH ROCK INS GRP 14,541 14,231 39.17 % 39.04 % 0.12 % 95.17 %
109 4507 BUILDERS GRP 14,475 12,901 80.87 % 84.95 % 0.12 % 95.28 %
110 4886 BENCHMARK HOLDING GRP 13,746 10,943 80.37 % 82.11 % 0.11 % 95.39 %
111 4715 MS & AD INS GRP 13,700 15,356 54.82 % 55.98 % 0.11 % 95.50 %
112 807 COLUMBIA INS GRP 13,320 12,950 64.17 % 64.45 % 0.11 % 95.61 %
113 3219 SOMPO GRP 12,978 13,339 59.82 % 84.84 % 0.10 % 95.72 %
114 963 OHIO MUT GRP 12,333 11,778 60.25 % 61.70 % 0.10 % 95.82 %
115 26565 OHIO IND CO 12,165 10,368 43.89 % 45.98 % 0.10 % 95.91 %
116 306 CUNA MUT GRP 11,971 10,909 36.15 % 36.47 % 0.10 % 96.01 %
117 324 NORTH CAROLINA FARM BUREAU GRP 11,963 11,763 92.67 % 92.71 % 0.10 % 96.11 %
118 15997 MMG INS CO 11,839 11,373 59.60 % 59.70 % 0.10 % 96.20 %
119 13528 BROTHERHOOD MUT INS CO 11,521 11,429 63.02 % 61.86 % 0.09 % 96.30 %
120 4720 CONIFER HOLDINGS GRP 11,445 9,723 52.25 % 53.34 % 0.09 % 96.39 %
121 1278 CSAA INS GRP 11,164 6,222 38.01 % 38.98 % 0.09 % 96.48 %
122 561 GEORGIA FARM BUREAU GRP 10,969 10,751 66.40 % 66.66 % 0.09 % 96.57 %
123 447 HARFORD GRP 10,693 10,812 73.90 % 74.14 % 0.09 % 96.65 %
124 109 KENTUCKY FARM BUREAU GRP 10,599 10,216 41.47 % 41.56 % 0.09 % 96.74 %
125 4485 COPPERPOINT GRP 10,282 9,831 46.44 % 47.96 % 0.08 % 96.82 %
**INDUSTRY TOTAL** 12,395,161 11,743,099 56.24 % 57.39 % 100.00 % 96.82 %

© 2022 National Association of Insurance Commissioners


445
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 155 PROGRESSIVE GRP 1,670,554 1,450,483 55.63 % 56.14 % 13.51 % 13.51 %
2 3548 TRAVELERS GRP 650,701 647,779 46.72 % 45.98 % 5.26 % 18.78 %
3 150 OLD REPUBLIC GRP 471,351 474,446 59.91 % 61.11 % 3.81 % 22.59 %
4 280 AUTO OWNERS GRP 423,638 408,016 60.47 % 61.44 % 3.43 % 26.02 %
5 212 ZURICH INS GRP 372,110 360,880 63.73 % 65.87 % 3.01 % 29.03 %
6 140 NATIONWIDE CORP GRP 366,910 366,558 56.99 % 57.34 % 2.97 % 32.00 %
7 31 BERKSHIRE HATHAWAY GRP 342,560 334,150 47.16 % 51.25 % 2.77 % 34.77 %
8 111 LIBERTY MUT GRP 323,883 337,514 44.45 % 44.98 % 2.62 % 37.39 %
9 84 AMERICAN FINANCIAL GRP 255,314 247,529 51.99 % 52.76 % 2.07 % 39.45 %
10 176 STATE FARM GRP 246,232 235,973 70.88 % 71.12 % 1.99 % 41.45 %
11 98 WR BERKLEY CORP GRP 239,033 219,884 48.83 % 49.15 % 1.93 % 43.38 %
12 8 ALLSTATE INS GRP 236,226 233,785 64.46 % 66.21 % 1.91 % 45.29 %
13 244 CINCINNATI FIN GRP 234,812 231,370 55.46 % 56.83 % 1.90 % 47.19 %
14 213 ERIE INS GRP 227,017 219,714 72.64 % 73.19 % 1.84 % 49.03 %
15 242 SELECTIVE INS GRP 221,656 211,312 63.66 % 63.89 % 1.79 % 50.82 %
16 14184 ACUITY A MUT INS CO 217,597 208,307 49.93 % 51.53 % 1.76 % 52.58 %
17 158 FAIRFAX FIN GRP 206,652 190,036 45.73 % 48.83 % 1.67 % 54.25 %
18 169 SENTRY INS GRP 173,247 162,473 54.94 % 55.51 % 1.40 % 55.65 %
19 7 FEDERATED MUT GRP 163,902 164,756 48.18 % 49.22 % 1.33 % 56.98 %
20 62 EMC INS CO GRP 161,484 161,082 58.15 % 58.44 % 1.31 % 58.29 %
21 91 HARTFORD FIRE & CAS GRP 158,940 148,320 59.14 % 60.69 % 1.29 % 59.57 %
22 79 ALLY INS HOLDINGS GRP 146,134 146,134 32.25 % 32.25 % 1.18 % 60.76 %
23 3098 TOKIO MARINE HOLDINGS INC GRP 143,854 142,074 51.65 % 52.38 % 1.16 % 61.92 %
24 785 MARKEL CORP GRP 139,081 113,167 60.00 % 62.70 % 1.13 % 63.04 %
25 626 CHUBB LTD GRP 135,220 133,135 49.91 % 50.16 % 1.09 % 64.14 %
26 69 FARMERS INS GRP 134,463 130,748 58.94 % 59.29 % 1.09 % 65.23 %
27 4850 CLEAR BLUE FINANCIAL GRP 133,014 89,673 68.54 % 72.04 % 1.08 % 66.30 %
28 867 PROTECTIVE INS CORP GRP 121,520 120,186 54.15 % 55.39 % 0.98 % 67.28 %
29 12 AMERICAN INTL GRP 117,250 114,257 77.13 % 80.40 % 0.95 % 68.23 %
30 218 CNA INS GRP 112,946 110,238 74.63 % 79.43 % 0.91 % 69.15 %
31 2538 AMTRUST FINANCIAL SERV GRP 104,582 85,565 65.06 % 65.33 % 0.85 % 69.99 %
32 175 STATE AUTO MUT GRP 101,386 90,315 68.97 % 70.33 % 0.82 % 70.81 %
33 1279 ARCH INS GRP 101,235 94,463 56.13 % 57.91 % 0.82 % 71.63 %
34 4904 INTACT FINANCIAL GRP 93,880 90,324 65.21 % 65.27 % 0.76 % 72.39 %
35 88 THE HANOVER INS GRP 93,719 93,342 48.66 % 48.77 % 0.76 % 73.15 %
36 225 IAT REINS CO GRP 92,411 94,410 52.74 % 54.99 % 0.75 % 73.90 %
37 215 KEMPER CORP GRP 88,594 77,377 66.11 % 67.03 % 0.72 % 74.61 %
38 473 AMERICAN FAMILY INS GRP 84,688 85,129 61.49 % 62.36 % 0.69 % 75.30 %
39 309 WESTERN NATL MUT GRP 83,181 77,845 47.95 % 48.79 % 0.67 % 75.97 %
40 761 ALLIANZ INS GRP 77,210 64,007 25.23 % 26.50 % 0.62 % 76.60 %
41 12961 CANOPIUS US INS 72,504 51,337 37.05 % 37.10 % 0.59 % 77.18 %
42 248 UNITED FIRE & CAS GRP 72,277 79,265 56.90 % 56.75 % 0.58 % 77.77 %
43 96 SECURA INS GRP 69,635 64,950 64.67 % 65.33 % 0.56 % 78.33 %
44 262 CANAL GRP 68,192 63,200 41.15 % 41.13 % 0.55 % 78.88 %
45 228 WESTFIELD GRP 67,588 68,088 56.68 % 56.95 % 0.55 % 79.43 %
46 15350 WEST BEND MUT INS CO 66,616 62,793 57.68 % 57.77 % 0.54 % 79.97 %
47 201 UTICA GRP 64,774 61,820 65.95 % 67.92 % 0.52 % 80.49 %
48 40088 AMERICAN INTER FIDELITY EXCH 62,358 54,682 59.04 % 60.40 % 0.50 % 81.00 %
49 250 DONEGAL GRP 61,172 59,984 57.05 % 57.99 % 0.49 % 81.49 %
50 474 FCCI MUT INS GRP 61,043 61,674 59.41 % 60.83 % 0.49 % 81.99 %
51 411 MAPFRE INS GRP 59,781 59,272 41.76 % 42.06 % 0.48 % 82.47 %
52 660 MERCURY GEN GRP 54,475 54,189 60.12 % 60.23 % 0.44 % 82.91 %
53 4990 CORE SPECIALTY INS HOLDINGS GRP 52,343 47,661 32.53 % 33.84 % 0.42 % 83.33 %
54 1309 FRANKENMUTH GRP 48,681 46,694 66.48 % 67.65 % 0.39 % 83.73 %
55 1120 EVEREST REINS HOLDINGS GRP 47,591 44,487 30.15 % 38.56 % 0.39 % 84.11 %
56 267 GRANGE MUT CAS GRP 47,236 44,982 69.07 % 69.30 % 0.38 % 84.50 %
57 291 ENCOVA MUT INS GRP 42,574 43,452 64.42 % 64.91 % 0.34 % 84.84 %
58 457 ARGO GRP US INC GRP 42,470 38,960 35.60 % 38.31 % 0.34 % 85.18 %
59 124 AMERISURE CO GRP 40,286 38,689 63.89 % 64.60 % 0.33 % 85.51 %
60 4381 SKYWARD SPECIALTY INS GRP INC GRP 39,897 37,667 66.23 % 71.84 % 0.32 % 85.83 %
61 408 AMERICAN NATL FIN GRP 39,055 37,114 63.24 % 63.28 % 0.32 % 86.15 %
62 188 SAFETY GRP 38,437 37,291 68.41 % 68.94 % 0.31 % 86.46 %
63 271 PENNSYLVANIA NATL INS GRP 37,018 35,916 77.61 % 77.82 % 0.30 % 86.76 %
64 749 SCOR GRP 36,504 38,066 39.71 % 40.18 % 0.30 % 87.05 %
65 4973 BIGLARI HOLDINGS GRP 35,535 35,844 43.47 % 43.46 % 0.29 % 87.34 %
© 2022 National Association of Insurance Commissioners
446
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 586 ARBELLA INS GRP 33,921 32,704 61.14 % 64.04 % 0.27 % 87.62 %
67 968 AXA INS GRP 33,008 34,631 186.20 % 215.88 % 0.27 % 87.88 %
68 153 PEKIN INS GRP 31,728 30,581 58.57 % 58.85 % 0.26 % 88.14 %
69 518 GRINNELL MUT GRP 31,640 29,811 64.40 % 64.67 % 0.26 % 88.39 %
70 4670 STARR GRP 31,006 29,777 57.29 % 60.73 % 0.25 % 88.65 %
71 36 CENTRAL MUT INS CO GRP 30,374 31,005 52.52 % 53.02 % 0.25 % 88.89 %
72 748 AMERITRUST GRP INC GRP 30,318 29,373 38.32 % 39.03 % 0.25 % 89.14 %
73 513 IOWA FARM BUREAU GRP 28,256 26,534 60.00 % 60.37 % 0.23 % 89.37 %
74 71 UNIVERSAL INS CO GRP 28,218 26,401 23.62 % 23.77 % 0.23 % 89.59 %
75 4131 PRIME HOLDINGS INS GRP 25,909 19,661 21.82 % 25.04 % 0.21 % 89.80 %
76 3478 HALLMARK FIN SERV GRP 25,674 29,909 47.71 % 49.06 % 0.21 % 90.01 %
77 4718 TIPTREE FIN GRP 25,362 25,077 65.77 % 67.37 % 0.21 % 90.22 %
78 256 COACTION GLOBAL INC GRP 25,345 23,132 52.21 % 54.18 % 0.21 % 90.42 %
79 10642 CHEROKEE INS CO 24,690 24,348 55.47 % 55.47 % 0.20 % 90.62 %
80 4911 MIDWEST FAMILY GRP 23,808 23,113 55.37 % 55.50 % 0.19 % 90.81 %
81 226 MERCHANTS MUT GRP 23,734 23,085 58.86 % 61.04 % 0.19 % 91.01 %
82 587 ATLANTIC AMER GRP 23,707 23,712 55.11 % 55.69 % 0.19 % 91.20 %
83 313 AEGIS GRP 23,580 17,470 34.72 % 34.73 % 0.19 % 91.39 %
84 783 RLI INS GRP 22,678 20,927 34.64 % 34.55 % 0.18 % 91.57 %
85 39381 ADRIATIC INS CO 22,399 20,364 47.98 % 47.98 % 0.18 % 91.75 %
86 303 GUIDEONE INS GRP 21,697 19,828 43.99 % 43.97 % 0.18 % 91.93 %
87 3416 AXIS CAPITAL GRP 21,431 20,410 34.66 % 34.48 % 0.17 % 92.10 %
88 14176 HASTINGS MUT INS CO 21,147 20,342 57.40 % 57.64 % 0.17 % 92.27 %
89 50 COUNTRY INS & FIN SERV GRP 20,785 20,137 77.89 % 77.89 % 0.17 % 92.44 %
90 67 MICHIGAN FARM BUREAU GRP 20,002 19,403 77.39 % 77.64 % 0.16 % 92.60 %
91 483 SOUTHERN FARM BUREAU CAS GRP 19,967 21,149 87.86 % 88.20 % 0.16 % 92.76 %
92 796 QBE INS GRP 19,809 21,893 92.33 % 94.51 % 0.16 % 92.92 %
93 4935 CHANDLER INS GRP 19,699 18,727 61.95 % 64.11 % 0.16 % 93.08 %
94 361 MUNICH RE GRP 19,557 18,072 75.66 % 79.74 % 0.16 % 93.24 %
95 123 SHELTER INS GRP 19,400 18,631 60.17 % 60.84 % 0.16 % 93.40 %
96 4851 CHURCH MUT GRP 18,846 18,013 56.10 % 58.23 % 0.15 % 93.55 %
97 708 NEW JERSEY MANUFACTURERS GRP 18,830 18,412 91.32 % 93.25 % 0.15 % 93.70 %
98 3494 JAMES RIVER GRP 18,663 17,014 45.21 % 47.86 % 0.15 % 93.85 %
99 4672 DONGBU INS GRP 18,612 17,038 36.56 % 41.56 % 0.15 % 94.01 %
100 4987 INCLINE P&C GRP 17,978 10,745 44.73 % 49.36 % 0.15 % 94.15 %
101 35173 AGENCY INS CO OF MD INC 17,375 14,597 45.12 % 45.31 % 0.14 % 94.29 %
102 4802 TRIPLE S GRP 16,235 15,655 34.01 % 35.42 % 0.13 % 94.42 %
103 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 16,178 12,869 26.52 % 26.55 % 0.13 % 94.55 %
104 4717 PRODUCERS NATL CORP GRP 15,951 14,026 58.81 % 61.47 % 0.13 % 94.68 %
105 246 PENNSYLVANIA LUMBERMENS GRP 15,784 16,459 60.99 % 61.51 % 0.13 % 94.81 %
106 333 MUTUAL OF ENUMCLAW GRP 15,451 14,982 55.73 % 55.98 % 0.13 % 94.94 %
107 645 OREGON MUT GRP 14,602 13,346 43.71 % 43.74 % 0.12 % 95.05 %
108 415 PLYMOUTH ROCK INS GRP 14,541 14,231 39.17 % 39.04 % 0.12 % 95.17 %
109 4507 BUILDERS GRP 14,475 12,901 80.87 % 84.95 % 0.12 % 95.29 %
110 4886 BENCHMARK HOLDING GRP 13,746 10,943 80.37 % 82.11 % 0.11 % 95.40 %
111 4715 MS & AD INS GRP 13,700 15,356 54.82 % 55.98 % 0.11 % 95.51 %
112 807 COLUMBIA INS GRP 13,320 12,950 64.17 % 64.45 % 0.11 % 95.62 %
113 3219 SOMPO GRP 12,978 13,339 59.82 % 84.84 % 0.10 % 95.72 %
114 963 OHIO MUT GRP 12,333 11,778 60.25 % 61.70 % 0.10 % 95.82 %
115 26565 OHIO IND CO 12,165 10,368 43.89 % 45.98 % 0.10 % 95.92 %
116 306 CUNA MUT GRP 11,971 10,909 36.15 % 36.47 % 0.10 % 96.02 %
117 324 NORTH CAROLINA FARM BUREAU GRP 11,963 11,763 92.67 % 92.71 % 0.10 % 96.11 %
118 15997 MMG INS CO 11,839 11,373 59.60 % 59.70 % 0.10 % 96.21 %
119 13528 BROTHERHOOD MUT INS CO 11,521 11,429 63.02 % 61.86 % 0.09 % 96.30 %
120 4720 CONIFER HOLDINGS GRP 11,445 9,723 52.25 % 53.34 % 0.09 % 96.40 %
121 1278 CSAA INS GRP 11,164 6,222 38.01 % 38.98 % 0.09 % 96.49 %
122 561 GEORGIA FARM BUREAU GRP 10,969 10,751 66.40 % 66.66 % 0.09 % 96.58 %
123 447 HARFORD GRP 10,693 10,812 73.90 % 74.14 % 0.09 % 96.66 %
124 109 KENTUCKY FARM BUREAU GRP 10,599 10,216 41.47 % 41.56 % 0.09 % 96.75 %
125 4485 COPPERPOINT GRP 10,282 9,831 46.44 % 47.96 % 0.08 % 96.83 %
**INDUSTRY TOTAL** 12,361,020 11,710,691 56.30 % 57.45 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


447
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 155 PROGRESSIVE GRP 35,702 30,029 52.33 % 52.72 % 18.10 % 18.10 %
2 280 AUTO OWNERS GRP 22,516 22,082 54.15 % 55.03 % 11.41 % 29.51 %
3 3548 TRAVELERS GRP 11,673 11,209 45.14 % 45.23 % 5.92 % 35.42 %
4 169 SENTRY INS GRP 6,791 6,627 59.10 % 59.01 % 3.44 % 38.87 %
5 140 NATIONWIDE CORP GRP 5,983 6,167 53.73 % 52.85 % 3.03 % 41.90 %
6 212 ZURICH INS GRP 5,892 6,008 81.60 % 84.30 % 2.99 % 44.89 %
7 5 ALFA INS GRP 5,627 5,478 72.62 % 72.90 % 2.85 % 47.74 %
8 244 CINCINNATI FIN GRP 5,479 5,484 75.62 % 76.86 % 2.78 % 50.51 %
9 176 STATE FARM GRP 5,432 5,168 69.65 % 69.93 % 2.75 % 53.27 %
10 84 AMERICAN FINANCIAL GRP 5,098 4,890 40.43 % 39.98 % 2.58 % 55.85 %
**STATE TOTAL** 197,297 186,467 57.36 % 58.68 % 100.00 % 55.85 %

Alaska 1 309 WESTERN NATL MUT GRP 3,649 3,286 38.20 % 39.45 % 17.39 % 17.39 %
2 4485 COPPERPOINT GRP 2,849 2,716 36.41 % 36.81 % 13.58 % 30.97 %
3 155 PROGRESSIVE GRP 2,720 2,622 42.17 % 42.52 % 12.96 % 43.93 %
4 111 LIBERTY MUT GRP 2,437 2,457 28.38 % 29.04 % 11.62 % 55.54 %
5 31 BERKSHIRE HATHAWAY GRP 1,706 1,578 35.92 % 36.81 % 8.13 % 63.68 %
6 84 AMERICAN FINANCIAL GRP 1,454 1,384 21.16 % 19.87 % 6.93 % 70.61 %
7 212 ZURICH INS GRP 875 729 17.26 % 19.01 % 4.17 % 74.78 %
8 176 STATE FARM GRP 814 783 74.35 % 74.35 % 3.88 % 78.66 %
9 3548 TRAVELERS GRP 581 578 47.44 % 46.05 % 2.77 % 81.43 %
10 140 NATIONWIDE CORP GRP 450 441 9.98 % 32.03 % 2.15 % 83.58 %
**STATE TOTAL** 20,982 20,019 32.07 % 32.93 % 100.00 % 83.58 %

Arizona 1 155 PROGRESSIVE GRP 25,018 20,302 55.99 % 56.47 % 13.15 % 13.15 %
2 3548 TRAVELERS GRP 12,758 12,444 46.13 % 45.77 % 6.71 % 19.85 %
3 150 OLD REPUBLIC GRP 9,486 9,291 45.05 % 46.90 % 4.99 % 24.84 %
4 69 FARMERS INS GRP 6,207 5,767 64.23 % 64.42 % 3.26 % 28.10 %
5 111 LIBERTY MUT GRP 6,161 5,951 60.86 % 61.04 % 3.24 % 31.34 %
6 280 AUTO OWNERS GRP 6,067 5,667 79.41 % 80.47 % 3.19 % 34.53 %
7 14184 ACUITY A MUT INS CO 6,012 5,946 53.37 % 55.51 % 3.16 % 37.69 %
8 212 ZURICH INS GRP 5,648 5,141 65.67 % 68.28 % 2.97 % 40.65 %
9 31 BERKSHIRE HATHAWAY GRP 5,444 5,234 33.98 % 36.39 % 2.86 % 43.52 %
10 242 SELECTIVE INS GRP 5,185 4,576 65.30 % 65.51 % 2.72 % 46.24 %
**STATE TOTAL** 190,276 177,355 55.46 % 56.52 % 100.00 % 46.24 %

Arkansas 1 155 PROGRESSIVE GRP 23,676 20,643 59.66 % 59.97 % 15.73 % 15.73 %
2 483 SOUTHERN FARM BUREAU CAS GRP 12,385 13,708 75.21 % 75.43 % 8.23 % 23.96 %
3 3548 TRAVELERS GRP 7,956 7,486 48.70 % 48.07 % 5.29 % 29.25 %
4 150 OLD REPUBLIC GRP 6,105 5,966 62.16 % 63.54 % 4.06 % 33.31 %
5 280 AUTO OWNERS GRP 6,007 5,767 45.64 % 46.13 % 3.99 % 37.30 %
6 244 CINCINNATI FIN GRP 5,209 4,797 51.53 % 52.94 % 3.46 % 40.76 %
7 140 NATIONWIDE CORP GRP 4,402 4,576 42.49 % 42.32 % 2.93 % 43.68 %
8 175 STATE AUTO MUT GRP 4,124 3,455 56.49 % 56.97 % 2.74 % 46.42 %
9 212 ZURICH INS GRP 3,812 3,446 28.30 % 30.38 % 2.53 % 48.96 %
10 98 WR BERKLEY CORP GRP 3,674 3,805 30.45 % 30.80 % 2.44 % 51.40 %
**STATE TOTAL** 150,491 144,887 53.93 % 54.66 % 100.00 % 51.40 %

© 2022 National Association of Insurance Commissioners


448
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 155 PROGRESSIVE GRP 126,924 122,079 62.07 % 62.62 % 10.27 % 10.27 %
2 3548 TRAVELERS GRP 93,541 91,223 46.51 % 46.17 % 7.57 % 17.85 %
3 785 MARKEL CORP GRP 75,773 63,720 59.48 % 61.96 % 6.13 % 23.98 %
4 140 NATIONWIDE CORP GRP 64,766 63,405 51.95 % 52.84 % 5.24 % 29.22 %
5 31 BERKSHIRE HATHAWAY GRP 63,021 57,463 57.39 % 62.50 % 5.10 % 34.32 %
6 158 FAIRFAX FIN GRP 47,000 44,926 49.82 % 52.27 % 3.80 % 38.13 %
7 150 OLD REPUBLIC GRP 44,953 43,735 68.40 % 70.56 % 3.64 % 41.77 %
8 111 LIBERTY MUT GRP 44,219 47,792 42.18 % 42.70 % 3.58 % 45.34 %
9 176 STATE FARM GRP 41,971 39,639 80.55 % 80.93 % 3.40 % 48.74 %
10 215 KEMPER CORP GRP 41,436 36,852 68.07 % 68.86 % 3.35 % 52.10 %
**STATE TOTAL** 1,235,408 1,166,025 56.41 % 58.12 % 100.00 % 52.10 %

Colorado 1 155 PROGRESSIVE GRP 37,633 32,603 50.07 % 50.54 % 15.40 % 15.40 %
2 3548 TRAVELERS GRP 14,684 15,633 41.18 % 40.04 % 6.01 % 21.41 %
3 212 ZURICH INS GRP 13,219 12,718 41.06 % 42.64 % 5.41 % 26.82 %
4 150 OLD REPUBLIC GRP 11,855 11,635 62.50 % 63.42 % 4.85 % 31.67 %
5 280 AUTO OWNERS GRP 11,715 11,481 54.15 % 54.93 % 4.79 % 36.46 %
6 140 NATIONWIDE CORP GRP 9,127 9,012 42.52 % 42.55 % 3.74 % 40.20 %
7 31 BERKSHIRE HATHAWAY GRP 8,098 8,582 20.54 % 23.12 % 3.31 % 43.51 %
8 62 EMC INS CO GRP 7,955 7,965 48.78 % 49.14 % 3.26 % 46.77 %
9 111 LIBERTY MUT GRP 7,762 8,294 41.60 % 42.39 % 3.18 % 49.95 %
10 79 ALLY INS HOLDINGS GRP 7,632 7,632 5.19 % 5.19 % 3.12 % 53.07 %
**STATE TOTAL** 244,363 234,248 47.43 % 48.44 % 100.00 % 53.07 %

Connecticut 1 155 PROGRESSIVE GRP 14,603 12,331 52.64 % 53.08 % 12.71 % 12.71 %
2 3548 TRAVELERS GRP 8,374 8,701 56.64 % 55.63 % 7.29 % 20.00 %
3 98 WR BERKLEY CORP GRP 6,762 5,957 40.74 % 40.83 % 5.89 % 25.89 %
4 111 LIBERTY MUT GRP 6,615 6,690 56.22 % 56.91 % 5.76 % 31.65 %
5 242 SELECTIVE INS GRP 5,879 5,674 78.80 % 79.49 % 5.12 % 36.77 %
6 473 AMERICAN FAMILY INS GRP 5,177 5,210 54.47 % 55.53 % 4.51 % 41.28 %
7 91 HARTFORD FIRE & CAS GRP 4,818 4,664 52.38 % 54.20 % 4.19 % 45.47 %
8 212 ZURICH INS GRP 4,653 4,568 55.81 % 58.11 % 4.05 % 49.52 %
9 201 UTICA GRP 4,462 4,473 56.49 % 58.20 % 3.89 % 53.41 %
10 31 BERKSHIRE HATHAWAY GRP 3,561 3,546 43.88 % 47.37 % 3.10 % 56.51 %
**STATE TOTAL** 114,854 109,228 55.85 % 56.80 % 100.00 % 56.51 %

Delaware 1 155 PROGRESSIVE GRP 4,890 4,171 45.09 % 46.07 % 14.59 % 14.59 %
2 250 DONEGAL GRP 4,404 4,260 41.66 % 42.22 % 13.13 % 27.72 %
3 212 ZURICH INS GRP 2,027 1,870 46.17 % 48.12 % 6.05 % 33.77 %
4 242 SELECTIVE INS GRP 1,887 1,755 93.52 % 93.90 % 5.63 % 39.39 %
5 140 NATIONWIDE CORP GRP 1,709 1,633 65.11 % 65.09 % 5.10 % 44.49 %
6 84 AMERICAN FINANCIAL GRP 1,617 1,555 N/A N/A 4.82 % 49.32 %
7 3548 TRAVELERS GRP 1,416 1,392 58.11 % 57.62 % 4.22 % 53.54 %
8 31 BERKSHIRE HATHAWAY GRP 1,158 1,141 45.32 % 48.95 % 3.45 % 56.99 %
9 447 HARFORD GRP 1,140 1,312 69.32 % 69.47 % 3.40 % 60.39 %
10 98 WR BERKLEY CORP GRP 901 733 63.12 % 63.64 % 2.69 % 63.08 %
**STATE TOTAL** 33,526 32,396 55.16 % 55.76 % 100.00 % 63.08 %

© 2022 National Association of Insurance Commissioners


449
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 3548 TRAVELERS GRP 1,153 1,100 10.33 % 10.02 % 11.98 % 11.98 %
2 8 ALLSTATE INS GRP 1,074 1,087 75.77 % 76.36 % 11.16 % 23.13 %
3 88 THE HANOVER INS GRP 1,039 1,021 29.38 % 29.31 % 10.79 % 33.93 %
4 69 FARMERS INS GRP 935 879 137.23 % 136.84 % 9.71 % 43.64 %
5 213 ERIE INS GRP 779 765 42.87 % 43.20 % 8.09 % 51.73 %
6 155 PROGRESSIVE GRP 639 553 143.24 % 144.98 % 6.64 % 58.37 %
7 31 BERKSHIRE HATHAWAY GRP 443 431 56.67 % 60.49 % 4.60 % 62.97 %
8 91 HARTFORD FIRE & CAS GRP 344 328 85.69 % 85.16 % 3.57 % 66.54 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 328 323 54.87 % 54.79 % 3.40 % 69.95 %
10 111 LIBERTY MUT GRP 254 228 61.76 % 61.97 % 2.64 % 72.59 %
**STATE TOTAL** 9,630 9,413 62.95 % 63.87 % 100.00 % 72.59 %

Florida 1 155 PROGRESSIVE GRP 117,487 106,403 54.89 % 56.22 % 19.95 % 19.95 %
2 280 AUTO OWNERS GRP 59,821 58,270 61.52 % 63.03 % 10.16 % 30.11 %
3 3548 TRAVELERS GRP 29,458 29,482 43.32 % 42.85 % 5.00 % 35.11 %
4 31 BERKSHIRE HATHAWAY GRP 28,971 29,818 40.59 % 43.99 % 4.92 % 40.03 %
5 212 ZURICH INS GRP 22,335 20,296 59.10 % 60.96 % 3.79 % 43.82 %
6 8 ALLSTATE INS GRP 20,352 20,291 70.11 % 71.81 % 3.46 % 47.28 %
7 215 KEMPER CORP GRP 17,292 14,151 77.91 % 79.80 % 2.94 % 50.22 %
8 84 AMERICAN FINANCIAL GRP 15,722 15,593 53.35 % 54.31 % 2.67 % 52.88 %
9 4850 CLEAR BLUE FINANCIAL GRP 15,340 11,562 55.21 % 56.88 % 2.60 % 55.49 %
10 474 FCCI MUT INS GRP 15,121 15,146 52.86 % 54.11 % 2.57 % 58.06 %
**STATE TOTAL** 588,894 555,267 55.11 % 56.83 % 100.00 % 58.06 %

Georgia 1 155 PROGRESSIVE GRP 65,950 54,317 58.97 % 59.59 % 16.73 % 16.73 %
2 280 AUTO OWNERS GRP 26,580 26,071 56.53 % 57.37 % 6.74 % 23.48 %
3 3548 TRAVELERS GRP 17,041 17,735 50.89 % 50.41 % 4.32 % 27.80 %
4 212 ZURICH INS GRP 16,150 14,273 64.82 % 66.83 % 4.10 % 31.90 %
5 31 BERKSHIRE HATHAWAY GRP 13,545 12,852 48.74 % 53.74 % 3.44 % 35.34 %
6 150 OLD REPUBLIC GRP 12,444 11,966 68.53 % 70.13 % 3.16 % 38.50 %
7 242 SELECTIVE INS GRP 12,335 12,532 50.35 % 50.52 % 3.13 % 41.62 %
8 561 GEORGIA FARM BUREAU GRP 10,969 10,751 66.40 % 66.66 % 2.78 % 44.41 %
9 140 NATIONWIDE CORP GRP 10,432 10,671 72.62 % 72.63 % 2.65 % 47.06 %
10 176 STATE FARM GRP 10,237 9,678 69.68 % 69.72 % 2.60 % 49.65 %
**STATE TOTAL** 394,101 369,744 59.23 % 60.36 % 100.00 % 49.65 %

Hawaii 1 3098 TOKIO MARINE HOLDINGS INC GRP 6,417 6,298 63.84 % 64.70 % 22.09 % 22.09 %
2 84 AMERICAN FINANCIAL GRP 5,343 3,702 20.25 % 19.25 % 18.40 % 40.49 %
3 106 ISLAND INS CO GRP 3,412 3,372 75.68 % 76.84 % 11.75 % 52.24 %
4 158 FAIRFAX FIN GRP 1,899 1,852 31.39 % 31.33 % 6.54 % 58.78 %
5 4715 MS & AD INS GRP 1,879 3,351 46.35 % 47.21 % 6.47 % 65.25 %
6 155 PROGRESSIVE GRP 1,867 1,633 44.49 % 46.31 % 6.43 % 71.68 %
7 4672 DONGBU INS GRP 1,337 1,302 61.91 % 94.54 % 4.60 % 76.28 %
8 176 STATE FARM GRP 836 802 71.52 % 71.53 % 2.88 % 79.16 %
9 8 ALLSTATE INS GRP 762 731 66.10 % 67.21 % 2.62 % 81.78 %
10 3548 TRAVELERS GRP 654 666 49.86 % 48.71 % 2.25 % 84.03 %
**STATE TOTAL** 29,043 28,009 51.91 % 54.16 % 100.00 % 84.03 %

© 2022 National Association of Insurance Commissioners


450
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 155 PROGRESSIVE GRP 13,449 11,860 54.13 % 54.45 % 14.24 % 14.24 %
2 150 OLD REPUBLIC GRP 9,869 9,814 53.17 % 53.57 % 10.45 % 24.68 %
3 842 FARM BUREAU GRP 8,389 7,517 68.84 % 69.54 % 8.88 % 33.56 %
4 280 AUTO OWNERS GRP 6,611 6,228 60.02 % 60.89 % 7.00 % 40.56 %
5 111 LIBERTY MUT GRP 5,815 6,002 37.62 % 38.10 % 6.16 % 46.72 %
6 3548 TRAVELERS GRP 4,624 4,507 33.26 % 32.72 % 4.89 % 51.61 %
7 244 CINCINNATI FIN GRP 4,145 3,833 51.60 % 52.51 % 4.39 % 56.00 %
8 333 MUTUAL OF ENUMCLAW GRP 2,876 2,678 53.04 % 52.95 % 3.04 % 59.04 %
9 84 AMERICAN FINANCIAL GRP 2,817 2,595 80.42 % 80.39 % 2.98 % 62.02 %
10 14184 ACUITY A MUT INS CO 2,810 2,731 53.83 % 54.65 % 2.97 % 65.00 %
**STATE TOTAL** 94,469 89,498 54.74 % 55.18 % 100.00 % 65.00 %

Illinois 1 155 PROGRESSIVE GRP 66,636 55,941 47.96 % 48.15 % 11.47 % 11.47 %
2 212 ZURICH INS GRP 39,427 39,656 23.10 % 23.75 % 6.79 % 18.26 %
3 3548 TRAVELERS GRP 30,408 30,603 48.68 % 47.22 % 5.23 % 23.49 %
4 40088 AMERICAN INTER FIDELITY EXCH 27,369 24,000 59.87 % 61.26 % 4.71 % 28.20 %
5 225 IAT REINS CO GRP 25,268 24,966 60.17 % 62.30 % 4.35 % 32.55 %
6 2538 AMTRUST FINANCIAL SERV GRP 20,939 14,894 90.66 % 92.91 % 3.60 % 36.16 %
7 150 OLD REPUBLIC GRP 20,592 21,993 50.44 % 51.41 % 3.54 % 39.70 %
8 158 FAIRFAX FIN GRP 20,135 16,620 50.77 % 53.24 % 3.47 % 43.17 %
9 280 AUTO OWNERS GRP 16,439 16,768 65.59 % 67.39 % 2.83 % 46.00 %
10 14184 ACUITY A MUT INS CO 14,763 14,696 57.98 % 61.70 % 2.54 % 48.54 %
**STATE TOTAL** 580,944 541,459 54.59 % 55.74 % 100.00 % 48.54 %

Indiana 1 155 PROGRESSIVE GRP 38,905 30,922 56.88 % 57.36 % 12.51 % 12.51 %
2 280 AUTO OWNERS GRP 20,045 19,411 66.44 % 68.03 % 6.44 % 18.95 %
3 14184 ACUITY A MUT INS CO 14,044 13,283 41.14 % 42.50 % 4.52 % 23.47 %
4 3548 TRAVELERS GRP 13,801 13,509 54.23 % 53.81 % 4.44 % 27.91 %
5 40088 AMERICAN INTER FIDELITY EXCH 13,249 11,619 59.99 % 61.39 % 4.26 % 32.17 %
6 244 CINCINNATI FIN GRP 11,415 11,201 67.14 % 68.52 % 3.67 % 35.84 %
7 150 OLD REPUBLIC GRP 9,186 10,067 56.46 % 57.99 % 2.95 % 38.79 %
8 242 SELECTIVE INS GRP 8,959 8,484 52.78 % 52.86 % 2.88 % 41.67 %
9 213 ERIE INS GRP 8,574 8,339 73.09 % 73.62 % 2.76 % 44.43 %
10 212 ZURICH INS GRP 7,798 7,779 69.08 % 71.58 % 2.51 % 46.93 %
**STATE TOTAL** 311,020 292,288 62.11 % 63.59 % 100.00 % 46.93 %

Iowa 1 155 PROGRESSIVE GRP 18,664 16,675 45.58 % 45.58 % 8.67 % 8.67 %
2 150 OLD REPUBLIC GRP 17,306 17,055 65.64 % 66.20 % 8.04 % 16.71 %
3 280 AUTO OWNERS GRP 15,040 13,688 51.91 % 51.40 % 6.99 % 23.70 %
4 140 NATIONWIDE CORP GRP 15,010 14,664 63.36 % 63.31 % 6.97 % 30.67 %
5 62 EMC INS CO GRP 12,530 12,463 45.84 % 46.06 % 5.82 % 36.49 %
6 3548 TRAVELERS GRP 10,143 9,548 44.81 % 44.29 % 4.71 % 41.21 %
7 518 GRINNELL MUT GRP 9,827 9,247 62.83 % 63.11 % 4.57 % 45.77 %
8 14184 ACUITY A MUT INS CO 9,032 8,789 56.62 % 60.57 % 4.20 % 49.97 %
9 513 IOWA FARM BUREAU GRP 8,426 7,770 50.68 % 50.86 % 3.91 % 53.88 %
10 248 UNITED FIRE & CAS GRP 6,873 7,203 48.44 % 48.21 % 3.19 % 57.07 %
**STATE TOTAL** 215,247 203,126 56.68 % 57.42 % 100.00 % 57.07 %

© 2022 National Association of Insurance Commissioners


451
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 155 PROGRESSIVE GRP 17,992 16,510 57.27 % 57.69 % 11.07 % 11.07 %
2 140 NATIONWIDE CORP GRP 14,427 14,359 54.24 % 54.27 % 8.88 % 19.95 %
3 62 EMC INS CO GRP 10,694 10,919 51.05 % 51.31 % 6.58 % 26.53 %
4 150 OLD REPUBLIC GRP 10,311 10,386 49.51 % 49.96 % 6.35 % 32.88 %
5 3548 TRAVELERS GRP 9,313 9,290 47.72 % 46.78 % 5.73 % 38.61 %
6 79 ALLY INS HOLDINGS GRP 7,212 7,212 9.13 % 9.13 % 4.44 % 43.05 %
7 513 IOWA FARM BUREAU GRP 6,346 5,922 72.67 % 73.17 % 3.91 % 46.95 %
8 84 AMERICAN FINANCIAL GRP 6,020 5,918 51.57 % 50.74 % 3.70 % 50.66 %
9 212 ZURICH INS GRP 5,930 5,359 48.09 % 49.65 % 3.65 % 54.31 %
10 244 CINCINNATI FIN GRP 4,435 4,123 53.50 % 54.22 % 2.73 % 57.03 %
**STATE TOTAL** 162,499 156,786 52.58 % 53.19 % 100.00 % 57.03 %

Kentucky 1 155 PROGRESSIVE GRP 12,917 11,388 49.63 % 50.01 % 9.03 % 9.03 %
2 109 KENTUCKY FARM BUREAU GRP 10,599 10,216 41.47 % 41.56 % 7.41 % 16.43 %
3 280 AUTO OWNERS GRP 9,628 9,119 73.34 % 75.93 % 6.73 % 23.16 %
4 3548 TRAVELERS GRP 8,297 7,941 47.54 % 46.35 % 5.80 % 28.96 %
5 244 CINCINNATI FIN GRP 7,695 7,541 64.27 % 66.22 % 5.38 % 34.34 %
6 14184 ACUITY A MUT INS CO 6,546 6,125 55.77 % 56.56 % 4.57 % 38.91 %
7 111 LIBERTY MUT GRP 5,429 5,583 47.50 % 47.90 % 3.79 % 42.70 %
8 84 AMERICAN FINANCIAL GRP 4,278 4,114 48.08 % 47.47 % 2.99 % 45.69 %
9 169 SENTRY INS GRP 4,117 3,730 51.77 % 52.98 % 2.88 % 48.57 %
10 12 AMERICAN INTL GRP 4,013 3,777 65.58 % 66.93 % 2.80 % 51.37 %
**STATE TOTAL** 143,109 138,222 60.81 % 61.91 % 100.00 % 51.37 %

Louisiana 1 155 PROGRESSIVE GRP 22,311 18,770 67.20 % 68.52 % 15.30 % 15.30 %
2 4381 SKYWARD SPECIALTY INS GRP INC GRP 14,507 13,814 95.56 % 104.61 % 9.95 % 25.26 %
3 212 ZURICH INS GRP 7,801 7,294 82.12 % 83.95 % 5.35 % 30.61 %
4 3548 TRAVELERS GRP 7,583 7,752 61.47 % 60.19 % 5.20 % 35.81 %
5 31 BERKSHIRE HATHAWAY GRP 7,455 7,685 50.23 % 55.73 % 5.11 % 40.92 %
6 176 STATE FARM GRP 6,152 5,395 92.19 % 92.19 % 4.22 % 45.14 %
7 4850 CLEAR BLUE FINANCIAL GRP 5,983 5,763 88.19 % 91.48 % 4.10 % 49.25 %
8 79 ALLY INS HOLDINGS GRP 5,797 5,797 53.66 % 53.66 % 3.98 % 53.22 %
9 12 AMERICAN INTL GRP 4,276 4,203 128.64 % 135.41 % 2.93 % 56.16 %
10 84 AMERICAN FINANCIAL GRP 4,023 3,982 71.77 % 70.79 % 2.76 % 58.92 %
**STATE TOTAL** 145,781 138,026 75.94 % 78.86 % 100.00 % 58.92 %

Maine 1 98 WR BERKLEY CORP GRP 11,592 11,075 47.07 % 47.48 % 18.20 % 18.20 %
2 155 PROGRESSIVE GRP 6,693 6,243 49.86 % 49.92 % 10.51 % 28.72 %
3 111 LIBERTY MUT GRP 5,780 6,015 43.16 % 43.95 % 9.08 % 37.79 %
4 88 THE HANOVER INS GRP 5,148 5,083 38.46 % 38.37 % 8.09 % 45.88 %
5 1309 FRANKENMUTH GRP 4,774 4,675 69.05 % 69.73 % 7.50 % 53.38 %
6 15997 MMG INS CO 4,602 4,374 55.02 % 55.09 % 7.23 % 60.60 %
7 3548 TRAVELERS GRP 3,206 3,342 37.45 % 37.44 % 5.03 % 65.64 %
8 14184 ACUITY A MUT INS CO 2,545 2,358 72.18 % 72.75 % 4.00 % 69.64 %
9 280 AUTO OWNERS GRP 1,646 1,499 51.56 % 51.58 % 2.58 % 72.22 %
10 140 NATIONWIDE CORP GRP 1,509 1,535 39.33 % 38.27 % 2.37 % 74.59 %
**STATE TOTAL** 63,674 61,781 47.47 % 48.01 % 100.00 % 74.59 %

© 2022 National Association of Insurance Commissioners


452
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 213 ERIE INS GRP 26,460 25,400 73.63 % 73.92 % 13.47 % 13.47 %
2 155 PROGRESSIVE GRP 25,100 21,177 50.78 % 50.95 % 12.78 % 26.26 %
3 242 SELECTIVE INS GRP 15,821 15,094 50.65 % 50.75 % 8.06 % 34.31 %
4 3548 TRAVELERS GRP 9,488 9,328 47.46 % 46.41 % 4.83 % 39.14 %
5 140 NATIONWIDE CORP GRP 8,992 8,652 48.39 % 48.21 % 4.58 % 43.72 %
6 35173 AGENCY INS CO OF MD INC 7,030 5,956 38.82 % 39.15 % 3.58 % 47.30 %
7 150 OLD REPUBLIC GRP 5,616 5,700 83.95 % 86.54 % 2.86 % 50.16 %
8 212 ZURICH INS GRP 5,386 5,644 60.53 % 62.40 % 2.74 % 52.91 %
9 250 DONEGAL GRP 5,061 5,051 77.15 % 79.24 % 2.58 % 55.48 %
10 111 LIBERTY MUT GRP 4,528 4,612 34.89 % 35.48 % 2.31 % 57.79 %
**STATE TOTAL** 196,373 186,110 57.11 % 57.99 % 100.00 % 57.79 %

Massachusetts 1 411 MAPFRE INS GRP 44,061 43,271 48.45 % 49.00 % 15.02 % 15.02 %
2 188 SAFETY GRP 36,218 35,177 67.27 % 67.79 % 12.34 % 27.36 %
3 586 ARBELLA INS GRP 28,631 28,001 57.57 % 60.48 % 9.76 % 37.12 %
4 155 PROGRESSIVE GRP 21,924 18,610 42.95 % 43.42 % 7.47 % 44.59 %
5 3548 TRAVELERS GRP 18,551 17,813 47.52 % 46.71 % 6.32 % 50.91 %
6 415 PLYMOUTH ROCK INS GRP 13,942 13,658 37.97 % 37.83 % 4.75 % 55.66 %
7 111 LIBERTY MUT GRP 12,025 12,236 47.39 % 47.39 % 4.10 % 59.76 %
8 98 WR BERKLEY CORP GRP 10,875 10,289 43.37 % 43.42 % 3.71 % 63.47 %
9 88 THE HANOVER INS GRP 10,497 10,191 51.38 % 51.46 % 3.58 % 67.05 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 9,414 9,504 27.25 % 27.25 % 3.21 % 70.25 %
**STATE TOTAL** 293,415 281,457 51.50 % 52.41 % 100.00 % 70.25 %

Michigan 1 280 AUTO OWNERS GRP 42,699 41,738 69.30 % 70.37 % 10.59 % 10.59 %
2 155 PROGRESSIVE GRP 24,492 20,987 42.02 % 42.42 % 6.08 % 16.67 %
3 67 MICHIGAN FARM BUREAU GRP 20,002 19,403 77.39 % 77.64 % 4.96 % 21.63 %
4 62 EMC INS CO GRP 17,119 16,735 59.63 % 59.87 % 4.25 % 25.88 %
5 3548 TRAVELERS GRP 16,500 16,152 43.74 % 42.89 % 4.09 % 29.98 %
6 1309 FRANKENMUTH GRP 15,394 14,849 69.22 % 70.34 % 3.82 % 33.80 %
7 150 OLD REPUBLIC GRP 13,789 13,155 65.73 % 67.09 % 3.42 % 37.22 %
8 14184 ACUITY A MUT INS CO 12,618 13,301 49.60 % 50.55 % 3.13 % 40.35 %
9 96 SECURA INS GRP 12,585 11,284 62.40 % 62.98 % 3.12 % 43.47 %
10 14176 HASTINGS MUT INS CO 12,358 11,974 53.66 % 53.83 % 3.07 % 46.54 %
**STATE TOTAL** 403,022 389,178 59.74 % 60.64 % 100.00 % 46.54 %

Minnesota 1 150 OLD REPUBLIC GRP 30,096 29,351 51.69 % 52.09 % 10.94 % 10.94 %
2 280 AUTO OWNERS GRP 26,480 25,793 54.76 % 55.24 % 9.62 % 20.56 %
3 309 WESTERN NATL MUT GRP 20,718 19,848 42.93 % 43.76 % 7.53 % 28.09 %
4 155 PROGRESSIVE GRP 19,426 17,210 59.74 % 60.00 % 7.06 % 35.15 %
5 3548 TRAVELERS GRP 13,191 13,291 46.69 % 45.70 % 4.79 % 39.95 %
6 96 SECURA INS GRP 12,714 11,779 56.89 % 57.41 % 4.62 % 44.57 %
7 14184 ACUITY A MUT INS CO 11,384 10,777 51.17 % 52.64 % 4.14 % 48.70 %
8 518 GRINNELL MUT GRP 9,037 8,492 70.96 % 71.14 % 3.28 % 51.99 %
9 15350 WEST BEND MUT INS CO 8,850 8,621 51.76 % 51.55 % 3.22 % 55.21 %
10 7 FEDERATED MUT GRP 8,481 8,538 43.27 % 43.92 % 3.08 % 58.29 %
**STATE TOTAL** 275,144 263,108 53.71 % 54.25 % 100.00 % 58.29 %

© 2022 National Association of Insurance Commissioners


453
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 155 PROGRESSIVE GRP 20,367 17,616 63.49 % 64.24 % 15.80 % 15.80 %
2 150 OLD REPUBLIC GRP 9,034 8,763 49.40 % 50.35 % 7.01 % 22.80 %
3 3548 TRAVELERS GRP 8,461 8,717 58.91 % 58.21 % 6.56 % 29.37 %
4 98 WR BERKLEY CORP GRP 6,185 6,147 45.71 % 45.87 % 4.80 % 34.16 %
5 212 ZURICH INS GRP 5,285 5,014 41.26 % 44.08 % 4.10 % 38.26 %
6 169 SENTRY INS GRP 4,837 4,446 58.06 % 58.32 % 3.75 % 42.02 %
7 84 AMERICAN FINANCIAL GRP 4,464 4,205 48.27 % 48.03 % 3.46 % 45.48 %
8 474 FCCI MUT INS GRP 4,205 4,173 56.38 % 57.36 % 3.26 % 48.74 %
9 62 EMC INS CO GRP 3,591 3,621 51.08 % 51.31 % 2.79 % 51.52 %
10 31 BERKSHIRE HATHAWAY GRP 3,443 3,581 61.69 % 64.83 % 2.67 % 54.19 %
**STATE TOTAL** 128,926 121,540 55.30 % 56.29 % 100.00 % 54.19 %

Missouri 1 155 PROGRESSIVE GRP 33,264 28,274 54.70 % 55.33 % 11.72 % 11.72 %
2 3548 TRAVELERS GRP 19,005 18,647 51.49 % 50.88 % 6.70 % 18.42 %
3 40088 AMERICAN INTER FIDELITY EXCH 13,527 11,862 55.21 % 56.42 % 4.77 % 23.18 %
4 150 OLD REPUBLIC GRP 12,890 13,072 65.44 % 66.34 % 4.54 % 27.72 %
5 14184 ACUITY A MUT INS CO 11,828 11,110 56.23 % 58.06 % 4.17 % 31.89 %
6 280 AUTO OWNERS GRP 11,724 11,081 58.95 % 60.58 % 4.13 % 36.02 %
7 140 NATIONWIDE CORP GRP 10,329 10,517 57.02 % 57.01 % 3.64 % 39.66 %
8 79 ALLY INS HOLDINGS GRP 9,491 9,491 21.23 % 21.23 % 3.34 % 43.01 %
9 244 CINCINNATI FIN GRP 8,714 8,370 49.81 % 51.20 % 3.07 % 46.08 %
10 212 ZURICH INS GRP 8,190 8,245 43.09 % 44.87 % 2.89 % 48.96 %
**STATE TOTAL** 283,813 268,551 54.27 % 55.05 % 100.00 % 48.96 %

Montana 1 150 OLD REPUBLIC GRP 12,876 12,916 47.79 % 48.02 % 14.65 % 14.65 %
2 155 PROGRESSIVE GRP 10,430 9,569 48.16 % 48.48 % 11.87 % 26.52 %
3 111 LIBERTY MUT GRP 7,262 7,781 33.82 % 34.32 % 8.26 % 34.78 %
4 3548 TRAVELERS GRP 5,816 5,750 36.51 % 36.25 % 6.62 % 41.40 %
5 140 NATIONWIDE CORP GRP 5,453 5,374 55.72 % 55.65 % 6.21 % 47.61 %
6 244 CINCINNATI FIN GRP 4,688 4,492 42.28 % 42.92 % 5.33 % 52.94 %
7 62 EMC INS CO GRP 3,441 3,361 51.12 % 51.38 % 3.92 % 56.86 %
8 309 WESTERN NATL MUT GRP 3,105 2,949 28.69 % 29.31 % 3.53 % 60.39 %
9 14184 ACUITY A MUT INS CO 2,928 2,665 33.95 % 33.99 % 3.33 % 63.73 %
10 69 FARMERS INS GRP 1,965 1,831 43.61 % 43.56 % 2.24 % 65.96 %
**STATE TOTAL** 87,876 84,875 50.12 % 50.68 % 100.00 % 65.96 %

Nebraska 1 150 OLD REPUBLIC GRP 29,841 29,081 48.88 % 49.23 % 19.41 % 19.41 %
2 155 PROGRESSIVE GRP 14,243 12,475 58.44 % 58.92 % 9.26 % 28.67 %
3 140 NATIONWIDE CORP GRP 10,960 10,677 56.28 % 56.18 % 7.13 % 35.80 %
4 62 EMC INS CO GRP 10,054 10,138 43.18 % 43.39 % 6.54 % 42.34 %
5 3548 TRAVELERS GRP 7,362 7,322 49.76 % 48.80 % 4.79 % 47.13 %
6 280 AUTO OWNERS GRP 7,003 6,663 65.80 % 67.51 % 4.55 % 51.68 %
7 79 ALLY INS HOLDINGS GRP 5,840 5,840 11.79 % 11.79 % 3.80 % 55.48 %
8 14184 ACUITY A MUT INS CO 4,251 4,055 51.37 % 52.94 % 2.76 % 58.24 %
9 13889 FARMERS MUT INS CO OF NE 4,108 4,060 28.19 % 28.19 % 2.67 % 60.92 %
10 248 UNITED FIRE & CAS GRP 3,888 3,812 45.80 % 46.16 % 2.53 % 63.44 %
**STATE TOTAL** 153,757 147,794 50.40 % 50.89 % 100.00 % 63.44 %

© 2022 National Association of Insurance Commissioners


454
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 155 PROGRESSIVE GRP 16,763 13,853 43.71 % 44.02 % 21.81 % 21.81 %
2 3548 TRAVELERS GRP 5,359 5,262 33.17 % 32.87 % 6.97 % 28.78 %
3 212 ZURICH INS GRP 3,792 3,251 57.10 % 58.36 % 4.93 % 33.72 %
4 150 OLD REPUBLIC GRP 3,646 3,458 51.59 % 52.52 % 4.74 % 38.46 %
5 69 FARMERS INS GRP 3,547 3,307 67.49 % 67.51 % 4.62 % 43.07 %
6 31 BERKSHIRE HATHAWAY GRP 2,919 2,856 22.21 % 23.81 % 3.80 % 46.87 %
7 140 NATIONWIDE CORP GRP 2,856 2,669 33.29 % 45.64 % 3.72 % 50.59 %
8 111 LIBERTY MUT GRP 2,568 2,697 30.07 % 31.58 % 3.34 % 53.93 %
9 84 AMERICAN FINANCIAL GRP 2,048 1,937 51.89 % 51.24 % 2.66 % 56.59 %
10 8 ALLSTATE INS GRP 1,866 1,808 54.83 % 57.29 % 2.43 % 59.02 %
**STATE TOTAL** 76,861 70,336 52.43 % 54.22 % 100.00 % 59.02 %

New Hampshire 1 98 WR BERKLEY CORP GRP 9,488 9,146 37.76 % 37.66 % 18.13 % 18.13 %
2 111 LIBERTY MUT GRP 4,484 4,554 31.53 % 31.96 % 8.57 % 26.71 %
3 155 PROGRESSIVE GRP 4,357 4,125 62.01 % 62.33 % 8.33 % 35.03 %
4 15997 MMG INS CO 2,699 2,633 55.43 % 55.44 % 5.16 % 40.19 %
5 88 THE HANOVER INS GRP 2,319 2,255 30.33 % 30.38 % 4.43 % 44.62 %
6 3548 TRAVELERS GRP 2,137 2,183 33.46 % 32.22 % 4.08 % 48.71 %
7 188 SAFETY GRP 1,995 1,926 85.48 % 86.07 % 3.81 % 52.52 %
8 280 AUTO OWNERS GRP 1,802 1,702 50.71 % 50.81 % 3.44 % 55.97 %
9 212 ZURICH INS GRP 1,681 1,672 21.66 % 22.63 % 3.21 % 59.18 %
10 473 AMERICAN FAMILY INS GRP 1,573 1,596 41.83 % 43.73 % 3.01 % 62.19 %
**STATE TOTAL** 52,319 50,430 45.73 % 46.28 % 100.00 % 62.19 %

New Jersey 1 155 PROGRESSIVE GRP 48,208 41,198 68.07 % 68.62 % 16.17 % 16.17 %
2 242 SELECTIVE INS GRP 26,315 24,915 72.36 % 72.88 % 8.83 % 25.00 %
3 708 NEW JERSEY MANUFACTURERS GRP 18,670 18,361 91.45 % 93.38 % 6.26 % 31.26 %
4 3548 TRAVELERS GRP 12,488 12,435 62.37 % 61.40 % 4.19 % 35.45 %
5 111 LIBERTY MUT GRP 12,268 11,747 55.23 % 56.23 % 4.12 % 39.57 %
6 212 ZURICH INS GRP 10,277 10,532 229.51 % 233.20 % 3.45 % 43.01 %
7 158 FAIRFAX FIN GRP 10,016 9,824 62.49 % 64.86 % 3.36 % 46.37 %
8 140 NATIONWIDE CORP GRP 8,288 8,801 112.32 % 112.82 % 2.78 % 49.15 %
9 201 UTICA GRP 7,929 7,629 113.93 % 117.42 % 2.66 % 51.81 %
10 408 AMERICAN NATL FIN GRP 6,964 6,854 69.75 % 69.71 % 2.34 % 54.15 %
**STATE TOTAL** 298,113 283,069 81.76 % 83.53 % 100.00 % 54.15 %

New Mexico 1 155 PROGRESSIVE GRP 11,196 9,557 43.42 % 43.88 % 16.33 % 16.33 %
2 3548 TRAVELERS GRP 5,544 5,355 29.06 % 27.95 % 8.09 % 24.42 %
3 212 ZURICH INS GRP 3,092 3,030 98.70 % 102.04 % 4.51 % 28.93 %
4 150 OLD REPUBLIC GRP 3,088 3,108 63.79 % 64.73 % 4.50 % 33.44 %
5 111 LIBERTY MUT GRP 3,056 3,336 40.43 % 40.83 % 4.46 % 37.90 %
6 14184 ACUITY A MUT INS CO 2,637 2,478 44.02 % 44.78 % 3.85 % 41.74 %
7 98 WR BERKLEY CORP GRP 2,612 2,498 32.89 % 33.39 % 3.81 % 45.55 %
8 250 DONEGAL GRP 2,590 2,615 39.16 % 38.83 % 3.78 % 49.33 %
9 7 FEDERATED MUT GRP 2,301 2,291 17.38 % 16.87 % 3.36 % 52.69 %
10 244 CINCINNATI FIN GRP 1,989 2,091 46.67 % 47.81 % 2.90 % 55.59 %
**STATE TOTAL** 68,542 64,969 48.17 % 48.82 % 100.00 % 55.59 %

© 2022 National Association of Insurance Commissioners


455
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 761 ALLIANZ INS GRP 53,923 41,352 21.35 % 23.10 % 11.14 % 11.14 %
2 155 PROGRESSIVE GRP 50,325 46,329 58.05 % 58.28 % 10.39 % 21.53 %
3 3548 TRAVELERS GRP 28,446 28,711 49.78 % 48.69 % 5.87 % 27.40 %
4 213 ERIE INS GRP 25,376 23,881 68.59 % 69.78 % 5.24 % 32.64 %
5 201 UTICA GRP 19,321 18,365 58.73 % 60.46 % 3.99 % 36.63 %
6 31 BERKSHIRE HATHAWAY GRP 16,967 17,558 51.98 % 54.78 % 3.50 % 40.14 %
7 176 STATE FARM GRP 16,339 15,551 61.71 % 61.90 % 3.37 % 43.51 %
8 242 SELECTIVE INS GRP 15,518 14,802 56.54 % 56.73 % 3.20 % 46.72 %
9 226 MERCHANTS MUT GRP 15,277 14,653 57.76 % 59.86 % 3.15 % 49.87 %
10 111 LIBERTY MUT GRP 13,974 14,221 55.71 % 55.72 % 2.89 % 52.76 %
**STATE TOTAL** 484,237 454,200 53.67 % 54.99 % 100.00 % 52.76 %

North Carolina 1 155 PROGRESSIVE GRP 56,231 47,644 64.30 % 64.66 % 16.48 % 16.48 %
2 280 AUTO OWNERS GRP 23,598 22,031 64.57 % 64.98 % 6.91 % 23.39 %
3 8 ALLSTATE INS GRP 23,009 21,299 60.10 % 60.46 % 6.74 % 30.13 %
4 213 ERIE INS GRP 18,204 17,513 70.00 % 70.47 % 5.33 % 35.47 %
5 3548 TRAVELERS GRP 17,634 16,941 47.88 % 46.79 % 5.17 % 40.64 %
6 324 NORTH CAROLINA FARM BUREAU GRP 11,963 11,763 92.67 % 92.71 % 3.51 % 44.14 %
7 212 ZURICH INS GRP 11,519 11,897 68.43 % 70.62 % 3.38 % 47.52 %
8 242 SELECTIVE INS GRP 11,261 10,972 63.55 % 63.64 % 3.30 % 50.82 %
9 12 AMERICAN INTL GRP 10,962 10,659 61.53 % 64.16 % 3.21 % 54.03 %
10 244 CINCINNATI FIN GRP 9,580 9,522 47.62 % 48.83 % 2.81 % 56.84 %
**STATE TOTAL** 341,265 320,841 61.27 % 61.87 % 100.00 % 56.84 %

North Dakota 1 155 PROGRESSIVE GRP 8,503 7,925 56.16 % 56.77 % 10.80 % 10.80 %
2 150 OLD REPUBLIC GRP 7,220 7,415 50.11 % 50.11 % 9.17 % 19.96 %
3 14184 ACUITY A MUT INS CO 6,049 5,795 43.83 % 44.48 % 7.68 % 27.65 %
4 3548 TRAVELERS GRP 5,229 5,333 40.06 % 38.39 % 6.64 % 34.28 %
5 280 AUTO OWNERS GRP 4,887 4,805 51.56 % 52.00 % 6.20 % 40.49 %
6 98 WR BERKLEY CORP GRP 3,332 3,128 46.58 % 46.60 % 4.23 % 44.72 %
7 140 NATIONWIDE CORP GRP 3,078 3,255 46.00 % 44.35 % 3.91 % 48.63 %
8 62 EMC INS CO GRP 2,945 3,000 52.26 % 52.52 % 3.74 % 52.37 %
9 309 WESTERN NATL MUT GRP 2,656 2,421 60.15 % 61.15 % 3.37 % 55.74 %
10 1279 ARCH INS GRP 2,618 2,148 54.35 % 55.06 % 3.32 % 59.06 %
**STATE TOTAL** 78,756 77,351 58.81 % 59.28 % 100.00 % 59.06 %

Ohio 1 155 PROGRESSIVE GRP 68,136 54,592 53.28 % 53.93 % 16.31 % 16.31 %
2 244 CINCINNATI FIN GRP 37,847 37,191 50.73 % 52.28 % 9.06 % 25.38 %
3 228 WESTFIELD GRP 16,427 16,750 49.97 % 50.37 % 3.93 % 29.31 %
4 280 AUTO OWNERS GRP 15,495 15,224 61.56 % 62.34 % 3.71 % 33.02 %
5 213 ERIE INS GRP 15,454 15,356 71.74 % 72.53 % 3.70 % 36.72 %
6 3548 TRAVELERS GRP 15,365 15,967 40.19 % 39.51 % 3.68 % 40.40 %
7 84 AMERICAN FINANCIAL GRP 13,442 13,335 136.67 % 153.64 % 3.22 % 43.62 %
8 150 OLD REPUBLIC GRP 12,922 12,138 67.98 % 69.27 % 3.09 % 46.71 %
9 14184 ACUITY A MUT INS CO 12,695 12,565 48.98 % 50.17 % 3.04 % 49.75 %
10 140 NATIONWIDE CORP GRP 12,635 12,697 61.45 % 61.96 % 3.03 % 52.78 %
**STATE TOTAL** 417,656 391,379 57.59 % 59.19 % 100.00 % 52.78 %

© 2022 National Association of Insurance Commissioners


456
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 155 PROGRESSIVE GRP 29,779 26,665 49.79 % 50.09 % 16.36 % 16.36 %
2 79 ALLY INS HOLDINGS GRP 14,458 14,458 58.06 % 58.06 % 7.94 % 24.30 %
3 3548 TRAVELERS GRP 14,074 14,087 54.83 % 53.64 % 7.73 % 32.03 %
4 212 ZURICH INS GRP 9,687 9,604 48.47 % 49.82 % 5.32 % 37.35 %
5 150 OLD REPUBLIC GRP 9,320 9,709 58.89 % 58.93 % 5.12 % 42.47 %
6 176 STATE FARM GRP 6,486 6,255 60.41 % 60.35 % 3.56 % 46.04 %
7 4935 CHANDLER INS GRP 5,646 5,661 45.56 % 46.49 % 3.10 % 49.14 %
8 31 BERKSHIRE HATHAWAY GRP 4,912 4,929 66.03 % 72.07 % 2.70 % 51.84 %
9 84 AMERICAN FINANCIAL GRP 4,900 4,972 42.38 % 41.99 % 2.69 % 54.53 %
10 98 WR BERKLEY CORP GRP 4,820 4,448 29.79 % 30.10 % 2.65 % 57.18 %
**STATE TOTAL** 182,032 174,294 54.85 % 55.50 % 100.00 % 57.18 %

Oregon 1 155 PROGRESSIVE GRP 22,094 19,013 48.13 % 48.67 % 16.16 % 16.16 %
2 111 LIBERTY MUT GRP 16,142 17,394 37.22 % 37.88 % 11.80 % 27.96 %
3 69 FARMERS INS GRP 7,838 7,605 48.96 % 48.99 % 5.73 % 33.69 %
4 150 OLD REPUBLIC GRP 7,801 8,089 57.02 % 57.56 % 5.70 % 39.40 %
5 3548 TRAVELERS GRP 6,695 6,854 47.77 % 47.50 % 4.90 % 44.29 %
6 244 CINCINNATI FIN GRP 5,155 4,967 53.40 % 54.72 % 3.77 % 48.06 %
7 309 WESTERN NATL MUT GRP 4,422 3,936 48.64 % 49.49 % 3.23 % 51.29 %
8 140 NATIONWIDE CORP GRP 4,220 4,242 60.55 % 60.30 % 3.09 % 54.38 %
9 31 BERKSHIRE HATHAWAY GRP 3,615 3,495 40.18 % 43.49 % 2.64 % 57.02 %
10 8 ALLSTATE INS GRP 3,481 2,999 64.21 % 66.53 % 2.55 % 59.57 %
**STATE TOTAL** 136,754 131,584 50.27 % 51.36 % 100.00 % 59.57 %

Pennsylvania 1 867 PROTECTIVE INS CORP GRP 74,080 73,941 58.38 % 59.40 % 12.61 % 12.61 %
2 213 ERIE INS GRP 66,616 65,197 76.88 % 77.32 % 11.34 % 23.95 %
3 155 PROGRESSIVE GRP 59,639 51,932 60.80 % 61.32 % 10.15 % 34.10 %
4 242 SELECTIVE INS GRP 27,333 26,585 71.91 % 72.24 % 4.65 % 38.75 %
5 3548 TRAVELERS GRP 25,268 24,981 48.40 % 47.42 % 4.30 % 43.05 %
6 140 NATIONWIDE CORP GRP 16,432 16,572 53.86 % 54.70 % 2.80 % 45.84 %
7 4904 INTACT FINANCIAL GRP 15,431 16,041 63.73 % 63.91 % 2.63 % 48.47 %
8 212 ZURICH INS GRP 15,246 14,966 67.51 % 70.05 % 2.59 % 51.07 %
9 785 MARKEL CORP GRP 14,012 8,767 52.03 % 52.90 % 2.38 % 53.45 %
10 250 DONEGAL GRP 13,792 13,618 62.83 % 63.89 % 2.35 % 55.80 %
**STATE TOTAL** 587,562 564,600 62.00 % 63.16 % 100.00 % 55.80 %

Rhode Island 1 155 PROGRESSIVE GRP 4,311 3,689 31.95 % 32.05 % 12.64 % 12.64 %
2 242 SELECTIVE INS GRP 2,967 2,814 48.01 % 48.13 % 8.70 % 21.33 %
3 62 EMC INS CO GRP 2,205 2,101 57.75 % 57.96 % 6.46 % 27.80 %
4 3548 TRAVELERS GRP 1,998 2,161 36.77 % 35.59 % 5.86 % 33.65 %
5 586 ARBELLA INS GRP 1,696 1,566 70.41 % 75.38 % 4.97 % 38.62 %
6 473 AMERICAN FAMILY INS GRP 1,683 1,700 53.96 % 54.57 % 4.93 % 43.56 %
7 111 LIBERTY MUT GRP 1,508 1,516 55.25 % 55.71 % 4.42 % 47.98 %
8 140 NATIONWIDE CORP GRP 1,469 1,419 55.27 % 55.51 % 4.31 % 52.28 %
9 8 ALLSTATE INS GRP 1,317 1,274 49.38 % 56.87 % 3.86 % 56.14 %
10 212 ZURICH INS GRP 1,258 1,343 40.65 % 42.82 % 3.69 % 59.83 %
**STATE TOTAL** 34,117 32,606 52.26 % 53.77 % 100.00 % 59.83 %

© 2022 National Association of Insurance Commissioners


457
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 155 PROGRESSIVE GRP 25,726 21,620 50.37 % 50.94 % 16.13 % 16.13 %
2 280 AUTO OWNERS GRP 11,760 11,619 59.44 % 60.88 % 7.37 % 23.51 %
3 3548 TRAVELERS GRP 8,393 8,663 40.97 % 43.10 % 5.26 % 28.77 %
4 242 SELECTIVE INS GRP 7,061 6,705 74.47 % 74.74 % 4.43 % 33.19 %
5 212 ZURICH INS GRP 6,973 6,438 63.41 % 64.26 % 4.37 % 37.57 %
6 140 NATIONWIDE CORP GRP 5,225 5,509 56.45 % 57.21 % 3.28 % 40.84 %
7 98 WR BERKLEY CORP GRP 5,081 4,380 55.36 % 55.78 % 3.19 % 44.03 %
8 31 BERKSHIRE HATHAWAY GRP 5,010 4,737 54.36 % 59.54 % 3.14 % 47.17 %
9 111 LIBERTY MUT GRP 3,976 4,117 66.28 % 66.83 % 2.49 % 49.66 %
10 176 STATE FARM GRP 3,506 3,129 79.03 % 78.97 % 2.20 % 51.86 %
**STATE TOTAL** 159,481 149,599 59.70 % 60.80 % 100.00 % 51.86 %

South Dakota 1 150 OLD REPUBLIC GRP 10,607 10,648 52.26 % 52.65 % 13.13 % 13.13 %
2 14184 ACUITY A MUT INS CO 7,997 7,698 42.00 % 42.22 % 9.90 % 23.03 %
3 280 AUTO OWNERS GRP 7,049 6,725 58.28 % 58.67 % 8.73 % 31.76 %
4 155 PROGRESSIVE GRP 5,917 5,281 58.83 % 58.90 % 7.33 % 39.09 %
5 140 NATIONWIDE CORP GRP 4,529 4,298 66.44 % 66.41 % 5.61 % 44.70 %
6 248 UNITED FIRE & CAS GRP 3,474 3,521 70.44 % 70.50 % 4.30 % 49.00 %
7 3548 TRAVELERS GRP 3,326 3,409 47.27 % 47.05 % 4.12 % 53.12 %
8 62 EMC INS CO GRP 2,433 2,208 63.82 % 64.17 % 3.01 % 56.13 %
9 79 ALLY INS HOLDINGS GRP 2,145 2,145 1.89 % 1.89 % 2.66 % 58.78 %
10 309 WESTERN NATL MUT GRP 2,122 1,982 34.35 % 34.34 % 2.63 % 61.41 %
**STATE TOTAL** 80,766 77,316 55.59 % 55.99 % 100.00 % 61.41 %

Tennessee 1 155 PROGRESSIVE GRP 33,492 27,194 60.37 % 61.02 % 11.23 % 11.23 %
2 4904 INTACT FINANCIAL GRP 32,963 29,054 68.30 % 68.30 % 11.06 % 22.29 %
3 280 AUTO OWNERS GRP 15,193 14,497 56.95 % 57.41 % 5.10 % 27.39 %
4 3548 TRAVELERS GRP 13,433 12,836 49.60 % 48.84 % 4.51 % 31.89 %
5 150 OLD REPUBLIC GRP 12,814 13,270 66.15 % 67.07 % 4.30 % 36.19 %
6 213 ERIE INS GRP 11,944 11,562 68.93 % 69.24 % 4.01 % 40.20 %
7 158 FAIRFAX FIN GRP 10,050 10,246 33.59 % 43.78 % 3.37 % 43.57 %
8 244 CINCINNATI FIN GRP 9,178 9,119 62.43 % 63.60 % 3.08 % 46.65 %
9 587 ATLANTIC AMER GRP 7,822 7,937 62.26 % 62.48 % 2.62 % 49.27 %
10 14184 ACUITY A MUT INS CO 7,470 7,536 58.07 % 60.02 % 2.51 % 51.78 %
**STATE TOTAL** 298,117 280,907 61.24 % 62.45 % 100.00 % 51.78 %

Texas 1 155 PROGRESSIVE GRP 264,417 231,689 55.14 % 55.54 % 22.16 % 22.16 %
2 31 BERKSHIRE HATHAWAY GRP 68,789 67,340 42.56 % 46.31 % 5.76 % 27.92 %
3 3548 TRAVELERS GRP 44,832 45,821 45.68 % 44.59 % 3.76 % 31.68 %
4 4850 CLEAR BLUE FINANCIAL GRP 41,881 30,661 58.78 % 61.59 % 3.51 % 35.19 %
5 79 ALLY INS HOLDINGS GRP 41,320 41,320 24.05 % 24.05 % 3.46 % 38.65 %
6 176 STATE FARM GRP 41,104 40,562 64.02 % 64.12 % 3.44 % 42.10 %
7 150 OLD REPUBLIC GRP 37,123 40,395 53.47 % 54.75 % 3.11 % 45.21 %
8 158 FAIRFAX FIN GRP 34,385 29,596 31.09 % 33.38 % 2.88 % 48.09 %
9 98 WR BERKLEY CORP GRP 30,731 28,517 49.57 % 49.83 % 2.58 % 50.67 %
10 140 NATIONWIDE CORP GRP 30,482 29,867 59.55 % 59.76 % 2.55 % 53.22 %
**STATE TOTAL** 1,193,238 1,121,054 54.33 % 55.56 % 100.00 % 53.22 %

© 2022 National Association of Insurance Commissioners


458
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 155 PROGRESSIVE GRP 16,787 14,406 52.66 % 53.15 % 14.08 % 14.08 %
2 280 AUTO OWNERS GRP 12,582 11,779 58.86 % 59.72 % 10.55 % 24.63 %
3 150 OLD REPUBLIC GRP 8,569 9,083 39.74 % 39.97 % 7.19 % 31.82 %
4 3548 TRAVELERS GRP 6,828 7,045 38.46 % 37.66 % 5.73 % 37.55 %
5 140 NATIONWIDE CORP GRP 4,012 3,691 40.56 % 39.73 % 3.36 % 40.91 %
6 212 ZURICH INS GRP 3,959 3,785 41.49 % 42.57 % 3.32 % 44.23 %
7 111 LIBERTY MUT GRP 3,945 4,283 44.39 % 44.83 % 3.31 % 47.54 %
8 244 CINCINNATI FIN GRP 3,900 3,843 48.11 % 48.95 % 3.27 % 50.81 %
9 14184 ACUITY A MUT INS CO 3,811 3,572 37.43 % 39.48 % 3.20 % 54.01 %
10 69 FARMERS INS GRP 3,333 3,248 39.26 % 39.80 % 2.80 % 56.80 %
**STATE TOTAL** 119,230 113,995 47.29 % 48.01 % 100.00 % 56.80 %

Vermont 1 98 WR BERKLEY CORP GRP 4,630 4,453 36.27 % 36.28 % 14.27 % 14.27 %
2 155 PROGRESSIVE GRP 4,237 4,070 41.70 % 41.97 % 13.05 % 27.32 %
3 111 LIBERTY MUT GRP 2,570 2,755 34.89 % 35.32 % 7.92 % 35.24 %
4 15997 MMG INS CO 2,044 2,006 48.47 % 48.65 % 6.30 % 41.54 %
5 3548 TRAVELERS GRP 1,863 1,803 20.73 % 20.05 % 5.74 % 47.28 %
6 244 CINCINNATI FIN GRP 1,662 1,543 36.21 % 37.38 % 5.12 % 52.40 %
7 140 NATIONWIDE CORP GRP 1,531 1,515 36.86 % 36.67 % 4.72 % 57.11 %
8 1309 FRANKENMUTH GRP 1,347 1,325 60.77 % 61.91 % 4.15 % 61.26 %
9 408 AMERICAN NATL FIN GRP 938 911 45.55 % 45.44 % 2.89 % 64.15 %
10 473 AMERICAN FAMILY INS GRP 893 878 48.98 % 50.02 % 2.75 % 66.90 %
**STATE TOTAL** 32,457 31,476 43.01 % 43.64 % 100.00 % 66.90 %

Virginia 1 155 PROGRESSIVE GRP 37,901 32,432 57.01 % 57.30 % 14.72 % 14.72 %
2 213 ERIE INS GRP 27,117 26,000 70.03 % 70.57 % 10.53 % 25.25 %
3 8 ALLSTATE INS GRP 20,242 18,020 33.26 % 35.42 % 7.86 % 33.11 %
4 242 SELECTIVE INS GRP 12,850 12,460 54.30 % 54.39 % 4.99 % 38.10 %
5 3548 TRAVELERS GRP 11,286 11,154 51.42 % 50.45 % 4.38 % 42.48 %
6 244 CINCINNATI FIN GRP 8,379 8,260 62.34 % 63.65 % 3.25 % 45.74 %
7 203 VIRGINIA FARM BUREAU GRP 7,311 7,159 72.26 % 72.39 % 2.84 % 48.57 %
8 140 NATIONWIDE CORP GRP 6,613 6,828 59.53 % 59.24 % 2.57 % 51.14 %
9 280 AUTO OWNERS GRP 5,991 6,097 79.48 % 80.22 % 2.33 % 53.47 %
10 35173 AGENCY INS CO OF MD INC 5,972 5,002 47.85 % 47.86 % 2.32 % 55.79 %
**STATE TOTAL** 257,514 243,814 58.99 % 59.88 % 100.00 % 55.79 %

Washington 1 155 PROGRESSIVE GRP 42,241 33,712 61.31 % 61.58 % 17.79 % 17.79 %
2 111 LIBERTY MUT GRP 27,824 28,897 34.25 % 34.76 % 11.72 % 29.51 %
3 150 OLD REPUBLIC GRP 20,073 18,617 49.66 % 50.33 % 8.45 % 37.97 %
4 3548 TRAVELERS GRP 14,227 14,412 42.94 % 42.05 % 5.99 % 43.96 %
5 309 WESTERN NATL MUT GRP 12,237 11,347 43.34 % 44.43 % 5.15 % 49.11 %
6 8 ALLSTATE INS GRP 10,118 11,134 40.93 % 43.85 % 4.26 % 53.37 %
7 69 FARMERS INS GRP 8,662 8,549 50.55 % 50.76 % 3.65 % 57.02 %
8 140 NATIONWIDE CORP GRP 7,104 7,207 60.45 % 60.68 % 2.99 % 60.02 %
9 333 MUTUAL OF ENUMCLAW GRP 7,102 6,932 50.94 % 51.36 % 2.99 % 63.01 %
10 212 ZURICH INS GRP 6,583 6,352 54.40 % 56.60 % 2.77 % 65.78 %
**STATE TOTAL** 237,416 224,237 49.09 % 49.96 % 100.00 % 65.78 %

© 2022 National Association of Insurance Commissioners


459
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 213 ERIE INS GRP 8,973 8,993 57.19 % 57.58 % 15.56 % 15.56 %
2 155 PROGRESSIVE GRP 7,518 6,737 41.70 % 42.06 % 13.03 % 28.59 %
3 3548 TRAVELERS GRP 5,489 5,548 31.01 % 29.70 % 9.52 % 38.11 %
4 228 WESTFIELD GRP 3,367 3,331 65.20 % 65.94 % 5.84 % 43.94 %
5 140 NATIONWIDE CORP GRP 3,151 3,272 44.06 % 42.55 % 5.46 % 49.41 %
6 291 ENCOVA MUT INS GRP 2,673 2,453 73.00 % 73.33 % 4.63 % 54.04 %
7 12 AMERICAN INTL GRP 2,570 2,450 39.57 % 35.45 % 4.46 % 58.50 %
8 244 CINCINNATI FIN GRP 2,430 2,435 42.27 % 43.01 % 4.21 % 62.71 %
9 212 ZURICH INS GRP 1,899 1,833 44.42 % 50.87 % 3.29 % 66.00 %
10 175 STATE AUTO MUT GRP 1,765 1,674 58.76 % 60.40 % 3.06 % 69.06 %
**STATE TOTAL** 57,680 55,299 47.51 % 48.07 % 100.00 % 69.06 %

Wisconsin 1 14184 ACUITY A MUT INS CO 27,749 26,643 48.26 % 49.10 % 10.41 % 10.41 %
2 155 PROGRESSIVE GRP 19,997 17,195 46.06 % 46.38 % 7.50 % 17.92 %
3 15350 WEST BEND MUT INS CO 19,521 18,805 57.96 % 58.52 % 7.33 % 25.25 %
4 150 OLD REPUBLIC GRP 14,472 14,806 54.05 % 54.81 % 5.43 % 30.68 %
5 96 SECURA INS GRP 14,275 13,633 66.74 % 67.51 % 5.36 % 36.03 %
6 3548 TRAVELERS GRP 11,369 11,241 49.26 % 48.97 % 4.27 % 40.30 %
7 280 AUTO OWNERS GRP 9,046 8,753 52.31 % 52.88 % 3.40 % 43.70 %
8 267 GRANGE MUT CAS GRP 8,476 8,198 67.06 % 67.58 % 3.18 % 46.88 %
9 169 SENTRY INS GRP 7,755 7,495 55.49 % 55.91 % 2.91 % 49.79 %
10 62 EMC INS CO GRP 7,604 7,556 62.28 % 62.52 % 2.85 % 52.64 %
**STATE TOTAL** 266,452 255,977 55.49 % 56.28 % 100.00 % 52.64 %

Wyoming 1 155 PROGRESSIVE GRP 8,858 7,712 51.09 % 51.39 % 19.35 % 19.35 %
2 3548 TRAVELERS GRP 4,382 4,416 20.13 % 18.90 % 9.57 % 28.93 %
3 150 OLD REPUBLIC GRP 3,287 3,105 69.41 % 70.59 % 7.18 % 36.11 %
4 62 EMC INS CO GRP 2,819 2,812 33.00 % 33.26 % 6.16 % 42.27 %
5 14184 ACUITY A MUT INS CO 2,748 2,643 35.87 % 36.82 % 6.00 % 48.27 %
6 111 LIBERTY MUT GRP 2,389 2,509 41.07 % 41.58 % 5.22 % 53.49 %
7 140 NATIONWIDE CORP GRP 2,159 2,156 56.07 % 55.61 % 4.72 % 58.21 %
8 98 WR BERKLEY CORP GRP 1,831 1,615 20.07 % 19.92 % 4.00 % 62.21 %
9 69 FARMERS INS GRP 1,597 1,571 38.75 % 39.01 % 3.49 % 65.70 %
10 4683 MOUNTAIN WEST FARM GRP 1,410 1,419 76.83 % 79.64 % 3.08 % 68.78 %
**STATE TOTAL** 45,772 43,411 46.44 % 47.03 % 100.00 % 68.78 %

Guam 1 18380 PACIFIC IND INS CO 1,141 1,082 7.26 % 7.26 % 22.79 % 22.79 %
2 4672 DONGBU INS GRP 1,031 994 30.32 % 35.21 % 20.60 % 43.39 %
3 4715 MS & AD INS GRP 1,024 848 45.01 % 55.31 % 20.46 % 63.85 %
4 12633 CENTURY INS CO GU LTD 685 656 2.82 % 7.49 % 13.69 % 77.54 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 640 608 11.69 % 14.95 % 12.80 % 90.33 %
6 3219 SOMPO GRP 342 431 4.10 % 3.16 % 6.83 % 97.16 %
7 10972 FIRST NET INS CO 130 114 13.69 % 10.93 % 2.61 % 99.77 %
8 212 ZURICH INS GRP 6 5 372.45 % 372.45 % 0.12 % 99.89 %
9 1279 ARCH INS GRP 6 4 31.54 % 33.68 % 0.11 % 100.00 %
**STATE TOTAL** 5,004 4,742 19.09 % 22.88 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


460
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 71 UNIVERSAL INS CO GRP 28,218 26,401 23.62 % 23.77 % 28.38 % 28.38 %
2 4802 TRIPLE S GRP 16,185 15,605 33.92 % 35.33 % 16.28 % 44.66 %
3 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 16,178 12,869 26.52 % 26.55 % 16.27 % 60.94 %
4 411 MAPFRE INS GRP 15,721 16,000 26.97 % 27.15 % 15.81 % 76.75 %
5 4804 MULTINATIONAL GRP 9,850 8,882 29.58 % 31.63 % 9.91 % 86.66 %
6 796 QBE INS GRP 8,245 9,742 31.67 % 31.91 % 8.29 % 94.95 %
7 15646 ONE ALLIANCE INS CORP 1,716 1,401 6.50 % 10.78 % 1.73 % 96.67 %
8 12 AMERICAN INTL GRP 1,017 992 19.95 % 20.97 % 1.02 % 97.70 %
9 10308 ANTILLES INS CO 851 858 22.09 % 35.30 % 0.86 % 98.55 %
10 4706 LOCKHART CO GRP 599 511 27.41 % 29.15 % 0.60 % 99.15 %
**STATE TOTAL** 99,419 94,128 27.40 % 28.15 % 100.00 % 99.15 %

U.S. Virgin Islands 1 4706 LOCKHART CO GRP 1,253 1,232 15.12 % 16.44 % 66.89 % 66.89 %
2 161 TOPA EQUITIES LTD GRP 538 523 N/A N/A 28.69 % 95.58 %
3 4802 TRIPLE S GRP 50 50 63.56 % 63.56 % 2.65 % 98.23 %
4 111 LIBERTY MUT GRP 9 13 47.46 % 47.54 % 0.50 % 98.72 %
5 13598 KESWICK GUARANTY INC 9 2 0.00 % 0.00 % 0.47 % 99.19 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 8 8 49.97 % 52.26 % 0.45 % 99.64 %
7 1279 ARCH INS GRP 4 2 31.41 % 33.53 % 0.23 % 99.87 %
8 212 ZURICH INS GRP 2 2 N/A N/A 0.13 % 99.99 %
9 12 AMERICAN INTL GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
10 150 OLD REPUBLIC GRP 0 0 N/A N/A 0.00 % 100.00 %
**STATE TOTAL** 1,873 1,834 10.55 % 11.52 % 100.00 % 100.00 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 225 221 23.62 % 24.44 % 49.99 % 49.99 %
2 4672 DONGBU INS GRP 184 122 5.96 % 11.29 % 40.90 % 90.89 %
3 18380 PACIFIC IND INS CO 25 28 35.03 % 35.03 % 5.62 % 96.51 %
4 10972 FIRST NET INS CO 16 12 30.40 % 31.09 % 3.49 % 100.00 %
**STATE TOTAL** 451 383 19.03 % 21.22 % 100.00 % 100.00 %

Canada 1 218 CNA INS GRP 11,090 10,777 47.00 % 49.56 % 35.21 % 35.21 %
2 111 LIBERTY MUT GRP 7,724 6,530 29.01 % 11.41 % 24.52 % 59.73 %
3 968 AXA INS GRP 5,210 4,660 37.91 % 38.07 % 16.54 % 76.27 %
4 10642 CHEROKEE INS CO 3,583 3,793 41.50 % 42.05 % 11.38 % 87.65 %
5 3548 TRAVELERS GRP 1,490 1,976 N/A N/A 4.73 % 92.38 %
6 761 ALLIANZ INS GRP 1,320 1,631 56.37 % 65.27 % 4.19 % 96.57 %
7 31 BERKSHIRE HATHAWAY GRP 727 502 85.79 % 101.06 % 2.31 % 98.88 %
8 91 HARTFORD FIRE & CAS GRP 260 264 35.58 % 35.81 % 0.83 % 99.71 %
9 169 SENTRY INS GRP 92 116 80.24 % 80.38 % 0.29 % 100.00 %
**STATE TOTAL** 31,497 30,249 38.23 % 36.19 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


461
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
21.2 ‐ Commercial Auto Physical Damage

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 16014 NEW HORIZON INS CO 1,798 1,267 N/A N/A 67.97 % 67.97 %
2 10972 FIRST NET INS CO 308 291 10.11 % 10.32 % 11.66 % 79.64 %
3 4672 DONGBU INS GRP 194 200 4.26 % 5.82 % 7.34 % 86.97 %
4 12 AMERICAN INTL GRP 182 237 211.27 % 213.64 % 6.86 % 93.83 %
5 18380 PACIFIC IND INS CO 112 112 10.02 % 10.02 % 4.25 % 98.09 %
6 626 CHUBB LTD GRP 23 34 N/A N/A 0.87 % 98.96 %
7 4977 PALOMAR HOLDINGS GRP 14 3 0.00 % 0.00 % 0.53 % 99.48 %
8 111 LIBERTY MUT GRP 13 9 546.19 % 608.26 % 0.50 % 99.98 %
9 212 ZURICH INS GRP 12 5 4,485.88 % 4,500.06 % 0.47 % 100.00 %
10 88 THE HANOVER INS GRP 2 1 198.61 % 203.31 % 0.07 % 100.00 %
**STATE TOTAL** 2,645 2,159 8.12 % 2.84 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


462
Total Commercial Auto

© 2022 National Association of Insurance Commissioners


463
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 155 PROGRESSIVE GRP 8,370,047 7,287,295 66.98 % 70.65 % 15.51 % 15.51 %
2 3548 TRAVELERS GRP 2,973,806 2,928,550 55.14 % 59.35 % 5.51 % 21.02 %
3 150 OLD REPUBLIC GRP 2,019,243 2,017,485 66.51 % 76.25 % 3.74 % 24.76 %
4 111 LIBERTY MUT GRP 1,708,073 1,718,422 62.85 % 67.07 % 3.16 % 27.92 %
5 140 NATIONWIDE CORP GRP 1,683,255 1,682,780 63.77 % 66.90 % 3.12 % 31.04 %
6 31 BERKSHIRE HATHAWAY GRP 1,681,737 1,641,252 56.66 % 66.15 % 3.12 % 34.15 %
7 212 ZURICH INS GRP 1,612,363 1,561,273 70.36 % 79.18 % 2.99 % 37.14 %
8 280 AUTO OWNERS GRP 1,433,052 1,348,511 60.42 % 65.84 % 2.65 % 39.80 %
9 8 ALLSTATE INS GRP 1,146,522 1,118,919 82.90 % 89.79 % 2.12 % 41.92 %
10 98 WR BERKLEY CORP GRP 1,098,849 978,064 50.82 % 56.81 % 2.04 % 43.96 %
11 626 CHUBB LTD GRP 1,032,845 1,007,857 65.85 % 70.75 % 1.91 % 45.87 %
12 91 HARTFORD FIRE & CAS GRP 911,579 843,140 63.76 % 69.08 % 1.69 % 47.56 %
13 12 AMERICAN INTL GRP 902,879 868,343 74.95 % 85.00 % 1.67 % 49.23 %
14 84 AMERICAN FINANCIAL GRP 880,321 847,753 63.09 % 70.01 % 1.63 % 50.86 %
15 176 STATE FARM GRP 834,351 776,211 71.98 % 79.67 % 1.55 % 52.41 %
16 244 CINCINNATI FIN GRP 813,940 792,478 52.24 % 56.17 % 1.51 % 53.92 %
17 3098 TOKIO MARINE HOLDINGS INC GRP 806,841 787,488 64.27 % 68.65 % 1.49 % 55.41 %
18 69 FARMERS INS GRP 806,104 757,097 87.28 % 90.66 % 1.49 % 56.90 %
19 242 SELECTIVE INS GRP 791,591 746,946 66.22 % 68.89 % 1.47 % 58.37 %
20 169 SENTRY INS GRP 785,448 726,052 64.73 % 69.97 % 1.46 % 59.83 %
21 213 ERIE INS GRP 726,314 707,795 65.89 % 69.16 % 1.35 % 61.17 %
22 785 MARKEL CORP GRP 698,166 683,450 73.48 % 79.82 % 1.29 % 62.46 %
23 158 FAIRFAX FIN GRP 689,838 651,754 65.41 % 73.36 % 1.28 % 63.74 %
24 14184 ACUITY A MUT INS CO 680,830 640,117 55.72 % 61.06 % 1.26 % 65.00 %
25 218 CNA INS GRP 634,854 615,602 77.87 % 83.23 % 1.18 % 66.18 %
26 7 FEDERATED MUT GRP 598,132 577,327 58.06 % 63.28 % 1.11 % 67.29 %
27 1279 ARCH INS GRP 570,893 543,060 68.21 % 73.52 % 1.06 % 68.35 %
28 62 EMC INS CO GRP 567,524 556,131 59.08 % 62.29 % 1.05 % 69.40 %
29 2538 AMTRUST FINANCIAL SERV GRP 519,760 472,639 58.10 % 65.37 % 0.96 % 70.36 %
30 215 KEMPER CORP GRP 469,832 414,631 64.96 % 68.84 % 0.87 % 71.23 %
31 4850 CLEAR BLUE FINANCIAL GRP 447,918 372,778 72.95 % 80.02 % 0.83 % 72.06 %
32 88 THE HANOVER INS GRP 369,775 367,265 54.69 % 60.05 % 0.69 % 72.75 %
33 175 STATE AUTO MUT GRP 347,802 308,129 72.35 % 77.84 % 0.64 % 73.39 %
34 4131 PRIME HOLDINGS INS GRP 339,528 280,952 37.88 % 51.41 % 0.63 % 74.02 %
35 262 CANAL GRP 332,604 318,775 56.52 % 61.82 % 0.62 % 74.64 %
36 474 FCCI MUT INS GRP 323,095 309,529 62.79 % 69.45 % 0.60 % 75.23 %
37 1120 EVEREST REINS HOLDINGS GRP 315,886 284,251 53.48 % 62.24 % 0.59 % 75.82 %
38 4969 TRISURA GRP 310,951 279,744 69.25 % 76.22 % 0.58 % 76.40 %
39 225 IAT REINS CO GRP 306,269 311,325 64.60 % 70.84 % 0.57 % 76.96 %
40 867 PROTECTIVE INS CORP GRP 304,933 306,608 36.36 % 53.66 % 0.56 % 77.53 %
41 201 UTICA GRP 299,915 283,254 52.34 % 57.27 % 0.56 % 78.08 %
42 473 AMERICAN FAMILY INS GRP 283,409 286,984 70.72 % 74.22 % 0.53 % 78.61 %
43 4381 SKYWARD SPECIALTY INS GRP INC GRP 267,983 243,318 55.70 % 60.82 % 0.50 % 79.10 %
44 660 MERCURY GEN GRP 259,440 257,590 70.71 % 78.29 % 0.48 % 79.59 %
45 228 WESTFIELD GRP 257,060 254,570 54.89 % 57.57 % 0.48 % 80.06 %
46 16616 AMERICAN TRANSIT INS CO 253,189 252,591 61.21 % 75.74 % 0.47 % 80.53 %
47 4990 CORE SPECIALTY INS HOLDINGS GRP 250,720 218,333 39.24 % 46.71 % 0.46 % 80.99 %
48 309 WESTERN NATL MUT GRP 238,588 222,513 50.91 % 54.50 % 0.44 % 81.44 %
49 256 COACTION GLOBAL INC GRP 238,318 213,307 64.90 % 77.11 % 0.44 % 81.88 %
50 248 UNITED FIRE & CAS GRP 231,681 255,417 58.83 % 60.93 % 0.43 % 82.31 %
51 4670 STARR GRP 215,811 204,213 51.72 % 60.71 % 0.40 % 82.71 %
52 15350 WEST BEND MUT INS CO 214,803 200,983 51.69 % 56.09 % 0.40 % 83.11 %
53 572 BCBS OF MI GRP 197,020 186,719 84.88 % 92.58 % 0.37 % 83.47 %
54 250 DONEGAL GRP 196,252 191,566 61.24 % 65.46 % 0.36 % 83.83 %
55 96 SECURA INS GRP 190,309 177,700 50.02 % 53.58 % 0.35 % 84.19 %
56 124 AMERISURE CO GRP 186,516 175,511 64.18 % 69.62 % 0.35 % 84.53 %
57 968 AXA INS GRP 185,971 220,794 175.46 % 197.57 % 0.34 % 84.88 %
58 411 MAPFRE INS GRP 184,229 182,360 50.67 % 52.07 % 0.34 % 85.22 %
59 291 ENCOVA MUT INS GRP 172,810 172,294 51.31 % 54.20 % 0.32 % 85.54 %
60 4904 INTACT FINANCIAL GRP 166,849 161,331 75.14 % 81.15 % 0.31 % 85.85 %
61 267 GRANGE MUT CAS GRP 160,775 154,194 65.17 % 67.85 % 0.30 % 86.15 %
62 10642 CHEROKEE INS CO 159,005 158,070 82.43 % 94.12 % 0.29 % 86.44 %
63 3494 JAMES RIVER GRP 156,302 143,819 186.99 % 223.01 % 0.29 % 86.73 %
64 457 ARGO GRP US INC GRP 155,568 148,046 57.23 % 64.84 % 0.29 % 87.02 %
65 1316 KNIGHTBROOK INS GRP 154,108 120,214 86.55 % 91.15 % 0.29 % 87.30 %
© 2022 National Association of Insurance Commissioners
464
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 761 ALLIANZ INS GRP 153,032 135,530 79.27 % 85.28 % 0.28 % 87.59 %
67 1309 FRANKENMUTH GRP 148,963 142,270 50.00 % 52.90 % 0.28 % 87.86 %
68 79 ALLY INS HOLDINGS GRP 146,134 146,134 32.25 % 32.25 % 0.27 % 88.13 %
69 4987 INCLINE P&C GRP 144,269 77,777 49.01 % 56.89 % 0.27 % 88.40 %
70 408 AMERICAN NATL FIN GRP 136,858 132,312 59.41 % 61.59 % 0.25 % 88.65 %
71 36 CENTRAL MUT INS CO GRP 134,583 128,254 60.58 % 69.21 % 0.25 % 88.90 %
72 783 RLI INS GRP 133,659 124,749 38.48 % 46.90 % 0.25 % 89.15 %
73 271 PENNSYLVANIA NATL INS GRP 133,638 130,260 61.19 % 64.60 % 0.25 % 89.40 %
74 188 SAFETY GRP 129,693 126,329 54.52 % 56.51 % 0.24 % 89.64 %
75 586 ARBELLA INS GRP 129,132 124,437 42.76 % 46.18 % 0.24 % 89.88 %
76 226 MERCHANTS MUT GRP 121,623 115,523 58.25 % 63.93 % 0.23 % 90.10 %
77 3478 HALLMARK FIN SERV GRP 121,134 137,534 86.60 % 98.42 % 0.22 % 90.33 %
78 4695 HEREFORD HOLDING GRP 109,231 106,145 64.94 % 88.17 % 0.20 % 90.53 %
79 748 AMERITRUST GRP INC GRP 108,590 104,516 55.25 % 63.42 % 0.20 % 90.73 %
80 4234 RANDALL & QUILTER INVESTMENT GRP 107,386 76,900 55.98 % 57.42 % 0.20 % 90.93 %
81 303 GUIDEONE INS GRP 101,495 89,273 52.05 % 55.60 % 0.19 % 91.12 %
82 4672 DONGBU INS GRP 100,324 90,451 54.31 % 62.96 % 0.19 % 91.30 %
83 14133 QUALITAS INS CO 95,208 87,101 93.86 % 108.82 % 0.18 % 91.48 %
84 3416 AXIS CAPITAL GRP 93,175 88,411 72.44 % 75.61 % 0.17 % 91.65 %
85 40088 AMERICAN INTER FIDELITY EXCH 91,473 83,797 50.70 % 55.23 % 0.17 % 91.82 %
86 153 PEKIN INS GRP 90,432 86,877 64.23 % 67.24 % 0.17 % 91.99 %
87 708 NEW JERSEY MANUFACTURERS GRP 86,480 83,087 41.80 % 43.97 % 0.16 % 92.15 %
88 19 ASSURANT INC GRP 83,307 84,902 65.99 % 80.31 % 0.15 % 92.30 %
89 246 PENNSYLVANIA LUMBERMENS GRP 82,803 85,590 74.28 % 78.51 % 0.15 % 92.46 %
90 4851 CHURCH MUT GRP 81,241 78,268 34.12 % 40.92 % 0.15 % 92.61 %
91 313 AEGIS GRP 80,549 71,386 57.25 % 62.63 % 0.15 % 92.76 %
92 796 QBE INS GRP 76,672 83,739 69.02 % 76.68 % 0.14 % 92.90 %
93 16870 GRANADA INS CO 76,364 73,827 66.14 % 86.07 % 0.14 % 93.04 %
94 12961 CANOPIUS US INS 76,206 53,380 35.73 % 35.81 % 0.14 % 93.18 %
95 35173 AGENCY INS CO OF MD INC 72,538 62,792 48.69 % 49.93 % 0.13 % 93.32 %
96 4935 CHANDLER INS GRP 72,524 67,348 61.73 % 67.86 % 0.13 % 93.45 %
97 4911 MIDWEST FAMILY GRP 69,608 68,623 71.83 % 79.93 % 0.13 % 93.58 %
98 50 COUNTRY INS & FIN SERV GRP 68,552 65,603 62.24 % 65.38 % 0.13 % 93.71 %
99 4886 BENCHMARK HOLDING GRP 67,705 53,382 49.32 % 53.69 % 0.13 % 93.83 %
100 513 IOWA FARM BUREAU GRP 62,406 58,532 59.35 % 62.51 % 0.12 % 93.95 %
101 13683 ASCENDANT COMMERCIAL INS INC 62,058 54,478 56.46 % 60.51 % 0.11 % 94.06 %
102 361 MUNICH RE GRP 60,857 56,840 21.89 % 36.98 % 0.11 % 94.18 %
103 518 GRINNELL MUT GRP 59,887 57,363 92.05 % 98.81 % 0.11 % 94.29 %
104 415 PLYMOUTH ROCK INS GRP 59,261 59,653 25.10 % 29.64 % 0.11 % 94.40 %
105 123 SHELTER INS GRP 54,344 52,495 73.55 % 75.87 % 0.10 % 94.50 %
106 1278 CSAA INS GRP 53,899 33,564 83.23 % 87.91 % 0.10 % 94.60 %
107 333 MUTUAL OF ENUMCLAW GRP 53,718 53,170 52.71 % 54.83 % 0.10 % 94.70 %
108 4715 MS & AD INS GRP 51,777 52,580 68.08 % 79.42 % 0.10 % 94.79 %
109 3219 SOMPO GRP 51,648 49,996 45.69 % 59.71 % 0.10 % 94.89 %
110 10353 OOIDA RRG INC 51,351 51,870 25.81 % 35.41 % 0.10 % 94.98 %
111 14176 HASTINGS MUT INS CO 50,603 49,032 38.21 % 43.91 % 0.09 % 95.08 %
112 4507 BUILDERS GRP 49,680 45,815 78.27 % 86.32 % 0.09 % 95.17 %
113 4485 COPPERPOINT GRP 49,171 47,481 39.09 % 38.74 % 0.09 % 95.26 %
114 447 HARFORD GRP 48,234 45,032 65.17 % 67.48 % 0.09 % 95.35 %
115 749 SCOR GRP 47,420 47,800 40.32 % 41.08 % 0.09 % 95.44 %
116 67 MICHIGAN FARM BUREAU GRP 46,008 45,398 60.89 % 63.30 % 0.09 % 95.52 %
117 645 OREGON MUT GRP 45,649 42,110 44.03 % 47.56 % 0.08 % 95.61 %
118 71 UNIVERSAL INS CO GRP 45,574 43,178 28.00 % 28.72 % 0.08 % 95.69 %
119 4973 BIGLARI HOLDINGS GRP 45,526 46,165 40.88 % 42.21 % 0.08 % 95.78 %
120 324 NORTH CAROLINA FARM BUREAU GRP 44,549 43,753 62.58 % 63.90 % 0.08 % 95.86 %
121 483 SOUTHERN FARM BUREAU CAS GRP 43,715 45,620 110.31 % 114.08 % 0.08 % 95.94 %
122 807 COLUMBIA INS GRP 41,745 40,141 51.87 % 55.15 % 0.08 % 96.02 %
123 4962 AU HOLDING CO GRP 40,893 14,674 63.11 % 65.90 % 0.08 % 96.09 %
124 11534 AMERICAN T & T INS CO RRG 40,179 35,724 115.61 % 132.23 % 0.07 % 96.17 %
125 13528 BROTHERHOOD MUT INS CO 36,915 36,634 52.92 % 54.39 % 0.07 % 96.24 %
**INDUSTRY TOTAL** 53,978,012 50,834,884 64.03 % 69.91 % 100.00 % 96.24 %

© 2022 National Association of Insurance Commissioners


465
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 155 PROGRESSIVE GRP 8,370,047 7,287,295 66.98 % 70.65 % 15.56 % 15.56 %
2 3548 TRAVELERS GRP 2,965,758 2,918,343 55.17 % 59.37 % 5.51 % 21.08 %
3 150 OLD REPUBLIC GRP 2,019,243 2,017,485 66.51 % 76.25 % 3.75 % 24.83 %
4 140 NATIONWIDE CORP GRP 1,683,255 1,682,780 63.77 % 66.90 % 3.13 % 27.96 %
5 31 BERKSHIRE HATHAWAY GRP 1,679,194 1,638,818 56.64 % 66.11 % 3.12 % 31.08 %
6 111 LIBERTY MUT GRP 1,675,664 1,689,542 63.35 % 68.07 % 3.12 % 34.20 %
7 212 ZURICH INS GRP 1,609,647 1,558,638 70.44 % 79.28 % 2.99 % 37.19 %
8 280 AUTO OWNERS GRP 1,433,052 1,348,511 60.42 % 65.84 % 2.66 % 39.86 %
9 8 ALLSTATE INS GRP 1,146,522 1,118,919 82.90 % 89.79 % 2.13 % 41.99 %
10 98 WR BERKLEY CORP GRP 1,098,837 978,044 50.82 % 56.81 % 2.04 % 44.03 %
11 626 CHUBB LTD GRP 1,029,898 1,005,708 66.23 % 71.19 % 1.91 % 45.95 %
12 91 HARTFORD FIRE & CAS GRP 909,917 841,549 63.88 % 69.18 % 1.69 % 47.64 %
13 12 AMERICAN INTL GRP 892,631 858,301 75.59 % 85.70 % 1.66 % 49.30 %
14 84 AMERICAN FINANCIAL GRP 878,408 845,757 63.21 % 70.13 % 1.63 % 50.93 %
15 176 STATE FARM GRP 834,351 776,211 72.03 % 79.73 % 1.55 % 52.48 %
16 244 CINCINNATI FIN GRP 813,940 792,478 52.24 % 56.17 % 1.51 % 54.00 %
17 3098 TOKIO MARINE HOLDINGS INC GRP 806,841 787,488 64.27 % 68.65 % 1.50 % 55.50 %
18 69 FARMERS INS GRP 806,104 757,097 87.28 % 90.66 % 1.50 % 56.99 %
19 242 SELECTIVE INS GRP 791,591 746,946 66.22 % 68.89 % 1.47 % 58.47 %
20 169 SENTRY INS GRP 784,903 725,401 64.74 % 69.98 % 1.46 % 59.93 %
21 213 ERIE INS GRP 726,314 707,795 65.89 % 69.16 % 1.35 % 61.28 %
22 785 MARKEL CORP GRP 698,166 683,450 73.48 % 79.82 % 1.30 % 62.57 %
23 158 FAIRFAX FIN GRP 689,838 651,754 65.41 % 73.36 % 1.28 % 63.86 %
24 14184 ACUITY A MUT INS CO 680,830 640,117 55.72 % 61.06 % 1.27 % 65.12 %
25 218 CNA INS GRP 601,048 582,423 79.60 % 84.98 % 1.12 % 66.24 %
26 7 FEDERATED MUT GRP 598,132 577,327 58.06 % 63.28 % 1.11 % 67.35 %
27 1279 ARCH INS GRP 570,893 543,060 68.21 % 73.52 % 1.06 % 68.41 %
28 62 EMC INS CO GRP 567,524 556,131 59.08 % 62.29 % 1.06 % 69.47 %
29 2538 AMTRUST FINANCIAL SERV GRP 513,655 466,629 58.42 % 65.64 % 0.96 % 70.42 %
30 215 KEMPER CORP GRP 469,832 414,631 64.96 % 68.84 % 0.87 % 71.30 %
31 4850 CLEAR BLUE FINANCIAL GRP 447,918 372,778 72.95 % 80.02 % 0.83 % 72.13 %
32 88 THE HANOVER INS GRP 369,695 367,196 54.69 % 60.05 % 0.69 % 72.82 %
33 175 STATE AUTO MUT GRP 347,802 308,129 72.35 % 77.84 % 0.65 % 73.46 %
34 4131 PRIME HOLDINGS INS GRP 339,528 280,952 37.88 % 51.41 % 0.63 % 74.10 %
35 262 CANAL GRP 332,604 318,775 56.52 % 61.82 % 0.62 % 74.71 %
36 474 FCCI MUT INS GRP 323,095 309,529 62.79 % 69.45 % 0.60 % 75.32 %
37 1120 EVEREST REINS HOLDINGS GRP 315,471 283,842 53.54 % 62.31 % 0.59 % 75.90 %
38 4969 TRISURA GRP 310,951 279,744 69.25 % 76.22 % 0.58 % 76.48 %
39 225 IAT REINS CO GRP 306,269 311,325 64.60 % 70.84 % 0.57 % 77.05 %
40 867 PROTECTIVE INS CORP GRP 304,933 306,608 36.36 % 53.66 % 0.57 % 77.62 %
41 201 UTICA GRP 299,915 283,254 52.34 % 57.27 % 0.56 % 78.17 %
42 473 AMERICAN FAMILY INS GRP 283,409 286,984 70.72 % 74.22 % 0.53 % 78.70 %
43 4381 SKYWARD SPECIALTY INS GRP INC GRP 267,983 243,318 55.70 % 60.82 % 0.50 % 79.20 %
44 660 MERCURY GEN GRP 259,440 257,590 70.71 % 78.29 % 0.48 % 79.68 %
45 228 WESTFIELD GRP 257,060 254,570 54.89 % 57.57 % 0.48 % 80.16 %
46 16616 AMERICAN TRANSIT INS CO 253,189 252,591 61.21 % 75.74 % 0.47 % 80.63 %
47 4990 CORE SPECIALTY INS HOLDINGS GRP 250,720 218,333 39.24 % 46.71 % 0.47 % 81.10 %
48 309 WESTERN NATL MUT GRP 238,588 222,513 50.91 % 54.50 % 0.44 % 81.54 %
49 256 COACTION GLOBAL INC GRP 238,318 213,307 64.90 % 77.11 % 0.44 % 81.98 %
50 248 UNITED FIRE & CAS GRP 231,681 255,417 58.83 % 60.93 % 0.43 % 82.41 %
51 4670 STARR GRP 215,811 204,213 51.72 % 60.71 % 0.40 % 82.82 %
52 15350 WEST BEND MUT INS CO 214,803 200,983 51.69 % 56.09 % 0.40 % 83.21 %
53 572 BCBS OF MI GRP 197,020 186,719 84.88 % 92.58 % 0.37 % 83.58 %
54 250 DONEGAL GRP 196,252 191,566 61.24 % 65.46 % 0.36 % 83.95 %
55 96 SECURA INS GRP 190,309 177,700 50.02 % 53.58 % 0.35 % 84.30 %
56 124 AMERISURE CO GRP 186,516 175,511 64.18 % 69.62 % 0.35 % 84.65 %
57 411 MAPFRE INS GRP 184,229 182,360 50.67 % 52.07 % 0.34 % 84.99 %
58 291 ENCOVA MUT INS GRP 172,810 172,294 51.31 % 54.20 % 0.32 % 85.31 %
59 968 AXA INS GRP 170,745 206,577 186.58 % 210.31 % 0.32 % 85.63 %
60 4904 INTACT FINANCIAL GRP 166,849 161,331 75.14 % 81.15 % 0.31 % 85.94 %
61 267 GRANGE MUT CAS GRP 160,775 154,194 65.17 % 67.85 % 0.30 % 86.24 %
62 3494 JAMES RIVER GRP 156,302 143,819 186.99 % 223.01 % 0.29 % 86.53 %
63 457 ARGO GRP US INC GRP 155,568 148,046 57.23 % 64.84 % 0.29 % 86.82 %
64 1316 KNIGHTBROOK INS GRP 154,108 120,214 86.55 % 91.15 % 0.29 % 87.10 %
65 761 ALLIANZ INS GRP 150,324 132,175 80.90 % 86.81 % 0.28 % 87.38 %
© 2022 National Association of Insurance Commissioners
466
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 1309 FRANKENMUTH GRP 148,963 142,270 50.00 % 52.90 % 0.28 % 87.66 %
67 79 ALLY INS HOLDINGS GRP 146,134 146,134 32.25 % 32.25 % 0.27 % 87.93 %
68 4987 INCLINE P&C GRP 144,269 77,777 49.01 % 56.89 % 0.27 % 88.20 %
69 10642 CHEROKEE INS CO 143,040 141,730 87.38 % 99.72 % 0.27 % 88.47 %
70 408 AMERICAN NATL FIN GRP 136,858 132,312 59.41 % 61.59 % 0.25 % 88.72 %
71 36 CENTRAL MUT INS CO GRP 134,583 128,254 60.58 % 69.21 % 0.25 % 88.97 %
72 783 RLI INS GRP 133,659 124,749 38.48 % 46.90 % 0.25 % 89.22 %
73 271 PENNSYLVANIA NATL INS GRP 133,638 130,260 61.19 % 64.60 % 0.25 % 89.47 %
74 188 SAFETY GRP 129,693 126,329 54.52 % 56.51 % 0.24 % 89.71 %
75 586 ARBELLA INS GRP 129,132 124,437 42.76 % 46.18 % 0.24 % 89.95 %
76 226 MERCHANTS MUT GRP 121,623 115,523 58.25 % 63.93 % 0.23 % 90.17 %
77 3478 HALLMARK FIN SERV GRP 121,134 137,534 86.60 % 98.42 % 0.23 % 90.40 %
78 4695 HEREFORD HOLDING GRP 109,231 106,145 64.94 % 88.17 % 0.20 % 90.60 %
79 748 AMERITRUST GRP INC GRP 108,590 104,516 55.25 % 63.42 % 0.20 % 90.81 %
80 4234 RANDALL & QUILTER INVESTMENT GRP 107,386 76,900 55.98 % 57.42 % 0.20 % 91.00 %
81 303 GUIDEONE INS GRP 101,495 89,273 52.05 % 55.60 % 0.19 % 91.19 %
82 4672 DONGBU INS GRP 99,663 89,796 54.66 % 63.36 % 0.19 % 91.38 %
83 14133 QUALITAS INS CO 94,707 86,600 94.00 % 108.97 % 0.18 % 91.55 %
84 3416 AXIS CAPITAL GRP 93,175 88,411 72.44 % 75.61 % 0.17 % 91.73 %
85 40088 AMERICAN INTER FIDELITY EXCH 91,473 83,797 50.70 % 55.23 % 0.17 % 91.90 %
86 153 PEKIN INS GRP 90,432 86,877 64.23 % 67.24 % 0.17 % 92.07 %
87 708 NEW JERSEY MANUFACTURERS GRP 86,480 83,087 41.80 % 43.97 % 0.16 % 92.23 %
88 19 ASSURANT INC GRP 83,307 84,902 65.99 % 80.31 % 0.15 % 92.38 %
89 246 PENNSYLVANIA LUMBERMENS GRP 82,803 85,590 74.28 % 78.51 % 0.15 % 92.54 %
90 4851 CHURCH MUT GRP 81,241 78,268 34.12 % 40.92 % 0.15 % 92.69 %
91 313 AEGIS GRP 80,549 71,386 57.25 % 62.63 % 0.15 % 92.84 %
92 796 QBE INS GRP 76,670 83,736 69.02 % 76.68 % 0.14 % 92.98 %
93 16870 GRANADA INS CO 76,364 73,827 66.14 % 86.07 % 0.14 % 93.12 %
94 12961 CANOPIUS US INS 76,206 53,380 35.73 % 35.81 % 0.14 % 93.26 %
95 35173 AGENCY INS CO OF MD INC 72,538 62,792 48.69 % 49.93 % 0.13 % 93.40 %
96 4935 CHANDLER INS GRP 72,524 67,348 61.73 % 67.86 % 0.13 % 93.53 %
97 4911 MIDWEST FAMILY GRP 69,608 68,623 71.83 % 79.93 % 0.13 % 93.66 %
98 50 COUNTRY INS & FIN SERV GRP 68,552 65,603 62.24 % 65.38 % 0.13 % 93.79 %
99 4886 BENCHMARK HOLDING GRP 67,705 53,382 49.32 % 53.69 % 0.13 % 93.92 %
100 513 IOWA FARM BUREAU GRP 62,406 58,532 59.35 % 62.51 % 0.12 % 94.03 %
101 13683 ASCENDANT COMMERCIAL INS INC 62,058 54,478 56.46 % 60.51 % 0.12 % 94.15 %
102 361 MUNICH RE GRP 60,853 56,837 21.89 % 36.99 % 0.11 % 94.26 %
103 518 GRINNELL MUT GRP 59,887 57,363 92.05 % 98.81 % 0.11 % 94.37 %
104 415 PLYMOUTH ROCK INS GRP 59,261 59,653 25.10 % 29.64 % 0.11 % 94.48 %
105 123 SHELTER INS GRP 54,344 52,495 73.55 % 75.87 % 0.10 % 94.58 %
106 1278 CSAA INS GRP 53,899 33,564 83.23 % 87.91 % 0.10 % 94.68 %
107 333 MUTUAL OF ENUMCLAW GRP 53,718 53,170 52.71 % 54.83 % 0.10 % 94.78 %
108 4715 MS & AD INS GRP 51,777 52,580 68.08 % 79.42 % 0.10 % 94.88 %
109 3219 SOMPO GRP 51,602 49,951 45.74 % 59.77 % 0.10 % 94.97 %
110 10353 OOIDA RRG INC 51,351 51,870 25.81 % 35.41 % 0.10 % 95.07 %
111 14176 HASTINGS MUT INS CO 50,603 49,032 38.21 % 43.91 % 0.09 % 95.16 %
112 4507 BUILDERS GRP 49,680 45,815 78.27 % 86.32 % 0.09 % 95.26 %
113 4485 COPPERPOINT GRP 49,171 47,481 39.09 % 38.74 % 0.09 % 95.35 %
114 447 HARFORD GRP 48,234 45,032 65.17 % 67.48 % 0.09 % 95.44 %
115 749 SCOR GRP 47,420 47,800 40.32 % 41.08 % 0.09 % 95.53 %
116 67 MICHIGAN FARM BUREAU GRP 46,008 45,398 60.89 % 63.30 % 0.09 % 95.61 %
117 645 OREGON MUT GRP 45,649 42,110 44.03 % 47.56 % 0.08 % 95.70 %
118 71 UNIVERSAL INS CO GRP 45,574 43,178 28.00 % 28.72 % 0.08 % 95.78 %
119 4973 BIGLARI HOLDINGS GRP 45,526 46,165 40.88 % 42.21 % 0.08 % 95.87 %
120 324 NORTH CAROLINA FARM BUREAU GRP 44,549 43,753 62.58 % 63.90 % 0.08 % 95.95 %
121 483 SOUTHERN FARM BUREAU CAS GRP 43,715 45,620 110.31 % 114.08 % 0.08 % 96.03 %
122 807 COLUMBIA INS GRP 41,745 40,141 51.87 % 55.15 % 0.08 % 96.11 %
123 4962 AU HOLDING CO GRP 40,893 14,674 63.11 % 65.90 % 0.08 % 96.18 %
124 11534 AMERICAN T & T INS CO RRG 39,176 35,617 115.90 % 132.54 % 0.07 % 96.26 %
125 13528 BROTHERHOOD MUT INS CO 36,915 36,634 52.92 % 54.39 % 0.07 % 96.33 %
**INDUSTRY TOTAL** 53,782,850 50,655,539 64.12 % 70.02 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


467
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 155 PROGRESSIVE GRP 138,774 120,274 58.00 % 61.26 % 17.88 % 17.88 %
2 280 AUTO OWNERS GRP 68,587 66,694 50.11 % 53.22 % 8.84 % 26.71 %
3 3548 TRAVELERS GRP 50,629 49,239 59.55 % 63.30 % 6.52 % 33.23 %
4 169 SENTRY INS GRP 35,049 32,775 65.66 % 72.77 % 4.52 % 37.75 %
5 140 NATIONWIDE CORP GRP 30,024 31,137 54.39 % 58.27 % 3.87 % 41.62 %
6 212 ZURICH INS GRP 24,756 24,593 60.74 % 66.29 % 3.19 % 44.81 %
7 244 CINCINNATI FIN GRP 22,303 21,511 51.72 % 56.12 % 2.87 % 47.68 %
8 1279 ARCH INS GRP 19,882 16,580 113.34 % 119.88 % 2.56 % 50.24 %
9 98 WR BERKLEY CORP GRP 19,243 15,739 48.29 % 56.20 % 2.48 % 52.72 %
10 31 BERKSHIRE HATHAWAY GRP 18,200 20,183 93.15 % 110.71 % 2.34 % 55.06 %
**STATE TOTAL** 776,270 731,783 60.78 % 66.08 % 100.00 % 55.06 %

Alaska 1 4485 COPPERPOINT GRP 12,179 11,631 19.64 % 16.11 % 14.14 % 14.14 %
2 309 WESTERN NATL MUT GRP 11,602 10,480 N/A N/A 13.47 % 27.60 %
3 111 LIBERTY MUT GRP 10,503 9,878 43.74 % 45.52 % 12.19 % 39.79 %
4 155 PROGRESSIVE GRP 9,022 8,728 43.78 % 45.51 % 10.47 % 50.27 %
5 31 BERKSHIRE HATHAWAY GRP 5,675 5,364 9.29 % 6.16 % 6.59 % 56.85 %
6 84 AMERICAN FINANCIAL GRP 5,428 5,052 N/A N/A 6.30 % 63.16 %
7 212 ZURICH INS GRP 3,926 3,750 N/A N/A 4.56 % 67.71 %
8 3548 TRAVELERS GRP 2,935 3,102 76.08 % 79.52 % 3.41 % 71.12 %
9 140 NATIONWIDE CORP GRP 2,898 2,866 30.36 % 33.27 % 3.36 % 74.48 %
10 176 STATE FARM GRP 2,769 2,704 22.40 % 26.80 % 3.21 % 77.70 %
**STATE TOTAL** 86,151 81,601 38.56 % 38.15 % 100.00 % 77.70 %

Arizona 1 155 PROGRESSIVE GRP 117,687 100,717 53.45 % 55.40 % 12.67 % 12.67 %
2 3548 TRAVELERS GRP 56,019 55,168 56.68 % 60.22 % 6.03 % 18.71 %
3 69 FARMERS INS GRP 44,550 39,450 71.82 % 74.09 % 4.80 % 23.50 %
4 111 LIBERTY MUT GRP 39,257 37,810 84.52 % 90.80 % 4.23 % 27.73 %
5 212 ZURICH INS GRP 38,928 36,268 50.31 % 57.85 % 4.19 % 31.92 %
6 150 OLD REPUBLIC GRP 37,330 35,796 71.72 % 79.27 % 4.02 % 35.94 %
7 14184 ACUITY A MUT INS CO 30,045 27,495 62.12 % 64.98 % 3.24 % 39.18 %
8 31 BERKSHIRE HATHAWAY GRP 27,908 26,077 43.97 % 50.58 % 3.01 % 42.18 %
9 140 NATIONWIDE CORP GRP 26,081 25,131 84.25 % 87.35 % 2.81 % 44.99 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 23,730 22,621 52.29 % 56.97 % 2.56 % 47.55 %
**STATE TOTAL** 928,603 863,540 62.02 % 66.32 % 100.00 % 47.55 %

Arkansas 1 155 PROGRESSIVE GRP 82,764 74,115 51.80 % 54.03 % 16.72 % 16.72 %
2 3548 TRAVELERS GRP 29,486 28,017 52.00 % 53.78 % 5.96 % 22.67 %
3 150 OLD REPUBLIC GRP 24,471 23,433 48.06 % 52.31 % 4.94 % 27.61 %
4 483 SOUTHERN FARM BUREAU CAS GRP 16,752 19,420 84.49 % 85.07 % 3.38 % 31.00 %
5 244 CINCINNATI FIN GRP 16,590 15,103 34.54 % 36.55 % 3.35 % 34.35 %
6 31 BERKSHIRE HATHAWAY GRP 15,311 16,437 27.30 % 31.34 % 3.09 % 37.44 %
7 140 NATIONWIDE CORP GRP 15,178 16,327 81.81 % 83.62 % 3.07 % 40.51 %
8 280 AUTO OWNERS GRP 14,647 13,926 49.20 % 52.49 % 2.96 % 43.46 %
9 10642 CHEROKEE INS CO 14,340 15,225 195.66 % 214.61 % 2.90 % 46.36 %
10 98 WR BERKLEY CORP GRP 13,782 14,066 42.77 % 45.19 % 2.78 % 49.14 %
**STATE TOTAL** 495,113 477,671 57.00 % 60.55 % 100.00 % 49.14 %

© 2022 National Association of Insurance Commissioners


468
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 155 PROGRESSIVE GRP 819,078 779,336 67.69 % 73.38 % 13.42 % 13.42 %
2 3548 TRAVELERS GRP 393,285 384,790 52.52 % 56.51 % 6.44 % 19.86 %
3 785 MARKEL CORP GRP 319,615 295,960 75.39 % 81.65 % 5.24 % 25.09 %
4 140 NATIONWIDE CORP GRP 300,229 300,122 68.37 % 73.22 % 4.92 % 30.01 %
5 31 BERKSHIRE HATHAWAY GRP 246,758 230,616 60.29 % 69.25 % 4.04 % 34.05 %
6 8 ALLSTATE INS GRP 240,343 241,389 88.43 % 98.28 % 3.94 % 37.99 %
7 150 OLD REPUBLIC GRP 237,422 233,991 72.33 % 83.69 % 3.89 % 41.88 %
8 215 KEMPER CORP GRP 206,560 183,599 62.19 % 66.12 % 3.38 % 45.26 %
9 111 LIBERTY MUT GRP 195,405 222,635 59.78 % 64.65 % 3.20 % 48.46 %
10 212 ZURICH INS GRP 182,936 169,093 101.06 % 114.95 % 3.00 % 51.46 %
**STATE TOTAL** 6,105,108 5,799,505 69.70 % 77.26 % 100.00 % 51.46 %

Colorado 1 155 PROGRESSIVE GRP 165,524 147,046 64.37 % 66.66 % 18.21 % 18.21 %
2 3548 TRAVELERS GRP 58,933 60,921 39.76 % 42.63 % 6.48 % 24.69 %
3 150 OLD REPUBLIC GRP 40,443 39,812 56.85 % 61.99 % 4.45 % 29.14 %
4 280 AUTO OWNERS GRP 40,095 38,456 43.26 % 48.39 % 4.41 % 33.55 %
5 212 ZURICH INS GRP 35,643 34,338 49.47 % 55.96 % 3.92 % 37.47 %
6 140 NATIONWIDE CORP GRP 33,726 33,050 36.27 % 37.61 % 3.71 % 41.18 %
7 111 LIBERTY MUT GRP 33,396 34,338 50.39 % 54.55 % 3.67 % 44.86 %
8 62 EMC INS CO GRP 31,494 30,691 65.66 % 68.57 % 3.46 % 48.32 %
9 98 WR BERKLEY CORP GRP 31,027 28,368 45.68 % 53.56 % 3.41 % 51.73 %
10 31 BERKSHIRE HATHAWAY GRP 30,883 31,405 36.29 % 41.21 % 3.40 % 55.13 %
**STATE TOTAL** 909,043 861,685 56.06 % 60.11 % 100.00 % 55.13 %

Connecticut 1 155 PROGRESSIVE GRP 69,436 60,578 55.20 % 57.79 % 12.44 % 12.44 %
2 3548 TRAVELERS GRP 40,257 40,824 48.82 % 50.48 % 7.21 % 19.65 %
3 111 LIBERTY MUT GRP 37,556 37,725 68.96 % 74.37 % 6.73 % 26.37 %
4 98 WR BERKLEY CORP GRP 29,628 26,382 53.73 % 56.36 % 5.31 % 31.68 %
5 91 HARTFORD FIRE & CAS GRP 27,052 26,095 48.74 % 51.60 % 4.85 % 36.52 %
6 242 SELECTIVE INS GRP 25,354 23,999 72.50 % 75.10 % 4.54 % 41.07 %
7 212 ZURICH INS GRP 22,874 21,924 70.08 % 79.45 % 4.10 % 45.16 %
8 473 AMERICAN FAMILY INS GRP 20,489 20,547 90.66 % 98.29 % 3.67 % 48.83 %
9 201 UTICA GRP 20,321 20,055 55.68 % 61.21 % 3.64 % 52.47 %
10 31 BERKSHIRE HATHAWAY GRP 17,180 17,730 86.55 % 100.26 % 3.08 % 55.55 %
**STATE TOTAL** 558,336 534,251 59.24 % 64.43 % 100.00 % 55.55 %

Delaware 1 84 AMERICAN FINANCIAL GRP 28,710 24,781 60.15 % 51.73 % 15.48 % 15.48 %
2 155 PROGRESSIVE GRP 23,195 20,189 54.73 % 57.71 % 12.51 % 27.99 %
3 250 DONEGAL GRP 16,578 15,763 68.89 % 72.94 % 8.94 % 36.93 %
4 140 NATIONWIDE CORP GRP 10,960 10,396 33.29 % 34.58 % 5.91 % 42.84 %
5 212 ZURICH INS GRP 9,143 8,482 102.26 % 116.64 % 4.93 % 47.77 %
6 242 SELECTIVE INS GRP 8,576 7,997 77.86 % 79.91 % 4.62 % 52.39 %
7 3548 TRAVELERS GRP 7,413 7,088 72.51 % 75.72 % 4.00 % 56.39 %
8 447 HARFORD GRP 6,213 6,362 59.62 % 61.14 % 3.35 % 59.74 %
9 31 BERKSHIRE HATHAWAY GRP 5,652 5,304 68.42 % 85.19 % 3.05 % 62.78 %
10 98 WR BERKLEY CORP GRP 5,213 4,273 45.11 % 46.91 % 2.81 % 65.60 %
**STATE TOTAL** 185,458 175,093 60.37 % 62.30 % 100.00 % 65.60 %

© 2022 National Association of Insurance Commissioners


469
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 155 PROGRESSIVE GRP 10,623 6,564 142.17 % 154.61 % 16.82 % 16.82 %
2 69 FARMERS INS GRP 10,604 9,681 128.21 % 138.27 % 16.79 % 33.61 %
3 3548 TRAVELERS GRP 3,932 3,892 0.77 % N/A 6.23 % 39.84 %
4 88 THE HANOVER INS GRP 3,181 3,092 27.60 % 28.80 % 5.04 % 44.88 %
5 8 ALLSTATE INS GRP 2,480 2,454 65.13 % 68.29 % 3.93 % 48.80 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 2,477 2,425 54.59 % 64.57 % 3.92 % 52.73 %
7 91 HARTFORD FIRE & CAS GRP 2,419 2,101 41.02 % 41.77 % 3.83 % 56.56 %
8 31 BERKSHIRE HATHAWAY GRP 2,317 1,975 30.47 % 31.75 % 3.67 % 60.23 %
9 213 ERIE INS GRP 2,267 2,220 60.90 % 63.75 % 3.59 % 63.82 %
10 626 CHUBB LTD GRP 2,045 2,143 22.27 % 24.86 % 3.24 % 67.05 %
**STATE TOTAL** 63,150 56,583 54.61 % 56.46 % 100.00 % 67.05 %

Florida 1 155 PROGRESSIVE GRP 1,044,601 906,445 88.40 % 92.98 % 23.70 % 23.70 %
2 280 AUTO OWNERS GRP 379,441 349,561 69.98 % 78.19 % 8.61 % 32.31 %
3 3548 TRAVELERS GRP 217,015 211,134 72.48 % 78.93 % 4.92 % 37.23 %
4 31 BERKSHIRE HATHAWAY GRP 208,324 207,154 54.81 % 62.49 % 4.73 % 41.96 %
5 212 ZURICH INS GRP 149,306 143,241 86.42 % 96.72 % 3.39 % 45.34 %
6 474 FCCI MUT INS GRP 123,706 114,000 60.92 % 67.82 % 2.81 % 48.15 %
7 8 ALLSTATE INS GRP 123,015 115,827 74.90 % 82.80 % 2.79 % 50.94 %
8 215 KEMPER CORP GRP 108,436 92,486 82.95 % 88.28 % 2.46 % 53.40 %
9 140 NATIONWIDE CORP GRP 87,420 84,450 72.12 % 76.17 % 1.98 % 55.39 %
10 4131 PRIME HOLDINGS INS GRP 87,062 71,662 38.87 % 54.39 % 1.98 % 57.36 %
**STATE TOTAL** 4,407,789 4,092,822 77.09 % 84.55 % 100.00 % 57.36 %

Georgia 1 155 PROGRESSIVE GRP 424,590 353,262 67.18 % 71.33 % 19.68 % 19.68 %
2 280 AUTO OWNERS GRP 114,621 107,532 55.90 % 63.08 % 5.31 % 24.99 %
3 69 FARMERS INS GRP 113,669 97,678 126.01 % 126.98 % 5.27 % 30.26 %
4 3548 TRAVELERS GRP 99,112 99,773 72.19 % 75.67 % 4.59 % 34.86 %
5 31 BERKSHIRE HATHAWAY GRP 91,165 88,321 53.07 % 61.48 % 4.23 % 39.08 %
6 150 OLD REPUBLIC GRP 74,506 72,411 89.50 % 100.29 % 3.45 % 42.54 %
7 212 ZURICH INS GRP 61,768 56,460 74.22 % 82.98 % 2.86 % 45.40 %
8 242 SELECTIVE INS GRP 58,816 54,615 65.35 % 67.66 % 2.73 % 48.13 %
9 140 NATIONWIDE CORP GRP 52,914 53,319 78.46 % 81.09 % 2.45 % 50.58 %
10 98 WR BERKLEY CORP GRP 48,163 39,921 64.21 % 69.81 % 2.23 % 52.81 %
**STATE TOTAL** 2,157,332 1,989,297 71.40 % 76.92 % 100.00 % 52.81 %

Hawaii 1 3098 TOKIO MARINE HOLDINGS INC GRP 27,753 26,759 46.93 % 48.78 % 22.08 % 22.08 %
2 106 ISLAND INS CO GRP 16,793 16,366 65.82 % 68.92 % 13.36 % 35.43 %
3 84 AMERICAN FINANCIAL GRP 14,424 12,400 N/A N/A 11.47 % 46.91 %
4 158 FAIRFAX FIN GRP 7,644 7,577 19.10 % 18.55 % 6.08 % 52.99 %
5 4672 DONGBU INS GRP 7,235 7,020 35.75 % 48.96 % 5.76 % 58.74 %
6 155 PROGRESSIVE GRP 6,670 5,986 51.66 % 54.42 % 5.31 % 64.05 %
7 4715 MS & AD INS GRP 6,144 7,798 34.71 % 46.62 % 4.89 % 68.93 %
8 212 ZURICH INS GRP 4,937 5,076 42.73 % 52.97 % 3.93 % 72.86 %
9 3548 TRAVELERS GRP 4,536 4,527 34.32 % 34.41 % 3.61 % 76.47 %
10 69 FARMERS INS GRP 3,453 3,151 131.80 % 141.04 % 2.75 % 79.22 %
**STATE TOTAL** 125,716 121,636 41.57 % 44.08 % 100.00 % 79.22 %

© 2022 National Association of Insurance Commissioners


470
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 155 PROGRESSIVE GRP 38,132 33,412 60.12 % 61.76 % 13.64 % 13.64 %
2 150 OLD REPUBLIC GRP 25,272 24,346 64.65 % 68.83 % 9.04 % 22.68 %
3 280 AUTO OWNERS GRP 18,050 16,653 53.68 % 54.35 % 6.46 % 29.14 %
4 842 FARM BUREAU GRP 17,893 16,281 80.41 % 82.09 % 6.40 % 35.54 %
5 111 LIBERTY MUT GRP 17,009 17,177 51.57 % 53.79 % 6.08 % 41.63 %
6 3548 TRAVELERS GRP 13,611 13,232 45.09 % 48.11 % 4.87 % 46.49 %
7 244 CINCINNATI FIN GRP 12,633 11,856 38.95 % 41.37 % 4.52 % 51.01 %
8 84 AMERICAN FINANCIAL GRP 10,234 9,662 19.77 % 15.24 % 3.66 % 54.68 %
9 62 EMC INS CO GRP 8,064 8,059 80.57 % 84.23 % 2.88 % 57.56 %
10 14184 ACUITY A MUT INS CO 7,794 7,332 71.60 % 78.87 % 2.79 % 60.35 %
**STATE TOTAL** 279,531 263,846 57.98 % 60.66 % 100.00 % 60.35 %

Illinois 1 155 PROGRESSIVE GRP 316,598 285,140 64.80 % 68.21 % 13.68 % 13.68 %
2 3548 TRAVELERS GRP 133,934 134,003 52.10 % 56.21 % 5.79 % 19.46 %
3 212 ZURICH INS GRP 91,351 90,873 24.25 % 28.06 % 3.95 % 23.41 %
4 150 OLD REPUBLIC GRP 85,067 95,497 50.93 % 57.76 % 3.67 % 27.08 %
5 8 ALLSTATE INS GRP 84,537 83,482 77.95 % 85.15 % 3.65 % 30.73 %
6 2538 AMTRUST FINANCIAL SERV GRP 78,029 63,267 64.70 % 69.14 % 3.37 % 34.11 %
7 626 CHUBB LTD GRP 66,385 61,162 76.15 % 79.86 % 2.87 % 36.97 %
8 14184 ACUITY A MUT INS CO 66,125 63,041 50.03 % 55.89 % 2.86 % 39.83 %
9 225 IAT REINS CO GRP 65,223 64,090 52.86 % 54.82 % 2.82 % 42.65 %
10 169 SENTRY INS GRP 56,475 52,122 65.07 % 71.23 % 2.44 % 45.09 %
**STATE TOTAL** 2,314,952 2,179,162 57.64 % 62.45 % 100.00 % 45.09 %

Indiana 1 155 PROGRESSIVE GRP 138,787 112,567 55.00 % 57.30 % 13.11 % 13.11 %
2 280 AUTO OWNERS GRP 53,238 51,207 57.21 % 58.25 % 5.03 % 18.14 %
3 3548 TRAVELERS GRP 51,376 49,288 52.08 % 57.58 % 4.85 % 23.00 %
4 150 OLD REPUBLIC GRP 45,463 45,274 61.75 % 69.85 % 4.30 % 27.29 %
5 14184 ACUITY A MUT INS CO 42,881 40,755 53.96 % 57.84 % 4.05 % 31.35 %
6 244 CINCINNATI FIN GRP 35,906 35,443 56.79 % 59.87 % 3.39 % 34.74 %
7 212 ZURICH INS GRP 32,194 31,146 66.23 % 77.06 % 3.04 % 37.78 %
8 111 LIBERTY MUT GRP 30,218 31,494 83.29 % 87.37 % 2.86 % 40.64 %
9 242 SELECTIVE INS GRP 25,071 23,677 71.78 % 74.75 % 2.37 % 43.00 %
10 626 CHUBB LTD GRP 24,176 22,981 53.10 % 56.34 % 2.28 % 45.29 %
**STATE TOTAL** 1,058,333 992,494 58.73 % 63.58 % 100.00 % 45.29 %

Iowa 1 155 PROGRESSIVE GRP 56,614 51,481 66.13 % 69.19 % 9.99 % 9.99 %
2 150 OLD REPUBLIC GRP 48,303 46,621 66.14 % 71.49 % 8.52 % 18.51 %
3 140 NATIONWIDE CORP GRP 39,759 37,457 50.08 % 50.79 % 7.01 % 25.52 %
4 62 EMC INS CO GRP 33,873 33,360 61.14 % 65.11 % 5.98 % 31.50 %
5 3548 TRAVELERS GRP 33,712 31,367 60.47 % 66.15 % 5.95 % 37.45 %
6 280 AUTO OWNERS GRP 27,892 25,615 52.10 % 55.92 % 4.92 % 42.37 %
7 14184 ACUITY A MUT INS CO 21,588 21,032 53.53 % 61.99 % 3.81 % 46.18 %
8 518 GRINNELL MUT GRP 16,657 15,917 80.00 % 81.92 % 2.94 % 49.12 %
9 11839 CIRCLE STAR INS CO RRG 16,602 16,602 88.66 % 119.60 % 2.93 % 52.05 %
10 248 UNITED FIRE & CAS GRP 15,502 16,296 52.20 % 53.16 % 2.73 % 54.78 %
**STATE TOTAL** 566,805 537,073 59.27 % 63.77 % 100.00 % 54.78 %

© 2022 National Association of Insurance Commissioners


471
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 155 PROGRESSIVE GRP 56,025 51,774 65.31 % 67.49 % 12.40 % 12.40 %
2 140 NATIONWIDE CORP GRP 36,178 36,295 59.24 % 59.80 % 8.00 % 20.40 %
3 3548 TRAVELERS GRP 30,762 30,314 45.57 % 46.04 % 6.81 % 27.20 %
4 150 OLD REPUBLIC GRP 29,498 28,414 49.16 % 51.86 % 6.53 % 33.73 %
5 62 EMC INS CO GRP 28,490 28,624 47.61 % 51.92 % 6.30 % 40.03 %
6 84 AMERICAN FINANCIAL GRP 20,894 19,719 19.06 % 13.61 % 4.62 % 44.66 %
7 212 ZURICH INS GRP 17,332 15,672 48.49 % 54.10 % 3.83 % 48.49 %
8 513 IOWA FARM BUREAU GRP 11,692 10,813 73.41 % 76.08 % 2.59 % 51.08 %
9 244 CINCINNATI FIN GRP 11,183 10,400 50.55 % 52.48 % 2.47 % 53.55 %
10 98 WR BERKLEY CORP GRP 11,148 11,297 49.21 % 53.50 % 2.47 % 56.02 %
**STATE TOTAL** 451,997 435,970 54.44 % 57.19 % 100.00 % 56.02 %

Kentucky 1 155 PROGRESSIVE GRP 57,572 51,409 52.78 % 54.94 % 10.05 % 10.05 %
2 3548 TRAVELERS GRP 39,524 37,739 64.93 % 67.75 % 6.90 % 16.95 %
3 280 AUTO OWNERS GRP 30,914 28,810 57.36 % 63.48 % 5.40 % 22.34 %
4 111 LIBERTY MUT GRP 28,752 29,441 38.36 % 41.56 % 5.02 % 27.36 %
5 244 CINCINNATI FIN GRP 28,281 27,076 42.05 % 45.00 % 4.94 % 32.30 %
6 14184 ACUITY A MUT INS CO 21,159 19,904 66.83 % 70.68 % 3.69 % 35.99 %
7 109 KENTUCKY FARM BUREAU GRP 20,798 20,321 56.75 % 57.35 % 3.63 % 39.62 %
8 169 SENTRY INS GRP 16,150 14,456 56.51 % 60.84 % 2.82 % 42.44 %
9 84 AMERICAN FINANCIAL GRP 15,994 14,482 28.51 % 28.76 % 2.79 % 45.23 %
10 291 ENCOVA MUT INS GRP 15,887 16,606 43.46 % 45.26 % 2.77 % 48.00 %
**STATE TOTAL** 572,973 549,416 57.47 % 61.45 % 100.00 % 48.00 %

Louisiana 1 155 PROGRESSIVE GRP 141,313 122,668 86.71 % 93.96 % 14.30 % 14.30 %
2 4381 SKYWARD SPECIALTY INS GRP INC GRP 80,741 77,730 70.82 % 73.06 % 8.17 % 22.46 %
3 3548 TRAVELERS GRP 73,628 72,654 63.85 % 69.90 % 7.45 % 29.91 %
4 31 BERKSHIRE HATHAWAY GRP 49,631 50,758 58.29 % 70.75 % 5.02 % 34.93 %
5 212 ZURICH INS GRP 45,673 41,352 122.58 % 143.43 % 4.62 % 39.55 %
6 176 STATE FARM GRP 43,499 27,845 101.67 % 114.08 % 4.40 % 43.95 %
7 4850 CLEAR BLUE FINANCIAL GRP 43,132 43,325 58.30 % 67.88 % 4.36 % 48.32 %
8 12 AMERICAN INTL GRP 35,199 32,743 86.12 % 99.67 % 3.56 % 51.88 %
9 8 ALLSTATE INS GRP 29,414 26,198 58.17 % 60.37 % 2.98 % 54.85 %
10 111 LIBERTY MUT GRP 24,755 25,013 84.96 % 90.61 % 2.50 % 57.36 %
**STATE TOTAL** 988,509 922,187 79.20 % 88.64 % 100.00 % 57.36 %

Maine 1 98 WR BERKLEY CORP GRP 32,002 30,029 38.09 % 38.83 % 16.80 % 16.80 %
2 155 PROGRESSIVE GRP 19,334 18,543 46.61 % 47.52 % 10.15 % 26.95 %
3 88 THE HANOVER INS GRP 15,539 15,416 54.57 % 55.83 % 8.16 % 35.11 %
4 111 LIBERTY MUT GRP 15,444 15,971 61.35 % 64.40 % 8.11 % 43.22 %
5 3548 TRAVELERS GRP 12,710 12,617 48.85 % 50.35 % 6.67 % 49.89 %
6 1309 FRANKENMUTH GRP 12,296 11,965 43.37 % 44.71 % 6.46 % 56.35 %
7 15997 MMG INS CO 11,743 11,241 46.33 % 47.79 % 6.17 % 62.51 %
8 14184 ACUITY A MUT INS CO 5,954 5,379 47.19 % 47.99 % 3.13 % 65.64 %
9 212 ZURICH INS GRP 4,838 4,820 7.56 % 6.13 % 2.54 % 68.18 %
10 140 NATIONWIDE CORP GRP 4,670 4,744 47.38 % 48.58 % 2.45 % 70.63 %
**STATE TOTAL** 190,469 183,678 49.16 % 51.28 % 100.00 % 70.63 %

© 2022 National Association of Insurance Commissioners


472
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 155 PROGRESSIVE GRP 155,141 121,106 50.58 % 53.76 % 17.27 % 17.27 %
2 213 ERIE INS GRP 99,309 94,969 66.89 % 70.30 % 11.05 % 28.32 %
3 242 SELECTIVE INS GRP 54,572 51,460 59.96 % 61.66 % 6.07 % 34.39 %
4 3548 TRAVELERS GRP 46,072 44,419 40.13 % 42.51 % 5.13 % 39.52 %
5 140 NATIONWIDE CORP GRP 39,718 39,990 41.96 % 42.08 % 4.42 % 43.94 %
6 35173 AGENCY INS CO OF MD INC 31,567 27,601 44.87 % 46.10 % 3.51 % 47.46 %
7 150 OLD REPUBLIC GRP 31,222 31,349 82.73 % 92.60 % 3.47 % 50.93 %
8 69 FARMERS INS GRP 28,236 27,331 135.41 % 147.02 % 3.14 % 54.07 %
9 212 ZURICH INS GRP 25,491 24,949 60.31 % 66.43 % 2.84 % 56.91 %
10 91 HARTFORD FIRE & CAS GRP 21,442 21,727 29.49 % 31.39 % 2.39 % 59.30 %
**STATE TOTAL** 898,492 834,758 53.57 % 57.15 % 100.00 % 59.30 %

Massachusetts 1 411 MAPFRE INS GRP 148,617 147,058 51.71 % 52.97 % 13.51 % 13.51 %
2 188 SAFETY GRP 123,012 120,006 52.17 % 54.14 % 11.18 % 24.69 %
3 586 ARBELLA INS GRP 107,211 104,970 40.68 % 44.32 % 9.74 % 34.43 %
4 3548 TRAVELERS GRP 76,670 73,833 39.94 % 40.72 % 6.97 % 41.40 %
5 155 PROGRESSIVE GRP 75,687 65,130 43.94 % 45.81 % 6.88 % 48.27 %
6 111 LIBERTY MUT GRP 68,169 78,871 54.64 % 58.86 % 6.20 % 54.47 %
7 415 PLYMOUTH ROCK INS GRP 56,600 57,182 22.16 % 26.71 % 5.14 % 59.61 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 38,873 39,308 40.53 % 41.10 % 3.53 % 63.15 %
9 98 WR BERKLEY CORP GRP 38,276 36,517 36.85 % 38.87 % 3.48 % 66.62 %
10 88 THE HANOVER INS GRP 33,129 32,644 33.87 % 36.11 % 3.01 % 69.63 %
**STATE TOTAL** 1,100,374 1,070,906 43.88 % 46.55 % 100.00 % 69.63 %

Michigan 1 280 AUTO OWNERS GRP 100,531 98,103 54.58 % 61.81 % 7.89 % 7.89 %
2 155 PROGRESSIVE GRP 94,062 81,996 39.46 % 41.95 % 7.38 % 15.26 %
3 3548 TRAVELERS GRP 55,038 56,981 67.96 % 73.29 % 4.32 % 19.58 %
4 150 OLD REPUBLIC GRP 53,505 52,808 53.51 % 61.55 % 4.20 % 23.78 %
5 212 ZURICH INS GRP 47,226 46,381 27.47 % 32.55 % 3.70 % 27.48 %
6 67 MICHIGAN FARM BUREAU GRP 46,008 45,398 60.89 % 63.30 % 3.61 % 31.09 %
7 10642 CHEROKEE INS CO 45,245 45,613 94.32 % 108.74 % 3.55 % 34.64 %
8 62 EMC INS CO GRP 38,368 37,282 56.07 % 59.11 % 3.01 % 37.65 %
9 1309 FRANKENMUTH GRP 37,904 37,419 45.50 % 48.73 % 2.97 % 40.62 %
10 14184 ACUITY A MUT INS CO 34,962 36,126 52.83 % 60.33 % 2.74 % 43.36 %
**STATE TOTAL** 1,274,946 1,240,222 56.33 % 63.14 % 100.00 % 43.36 %

Minnesota 1 150 OLD REPUBLIC GRP 88,023 85,799 52.75 % 56.49 % 10.98 % 10.98 %
2 155 PROGRESSIVE GRP 70,032 61,033 53.55 % 55.24 % 8.73 % 19.71 %
3 280 AUTO OWNERS GRP 60,918 58,043 48.49 % 50.91 % 7.60 % 27.31 %
4 309 WESTERN NATL MUT GRP 48,933 47,341 44.68 % 47.72 % 6.10 % 33.41 %
5 3548 TRAVELERS GRP 44,659 44,664 44.07 % 46.19 % 5.57 % 38.98 %
6 96 SECURA INS GRP 29,524 27,345 49.79 % 52.62 % 3.68 % 42.66 %
7 14184 ACUITY A MUT INS CO 28,735 27,032 44.88 % 49.67 % 3.58 % 46.25 %
8 15350 WEST BEND MUT INS CO 23,981 23,223 59.81 % 62.39 % 2.99 % 49.24 %
9 62 EMC INS CO GRP 22,011 21,428 44.14 % 44.66 % 2.75 % 51.98 %
10 7 FEDERATED MUT GRP 20,827 20,641 51.98 % 57.54 % 2.60 % 54.58 %
**STATE TOTAL** 801,827 767,491 55.26 % 58.63 % 100.00 % 54.58 %

© 2022 National Association of Insurance Commissioners


473
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 155 PROGRESSIVE GRP 91,096 79,980 62.16 % 65.09 % 17.00 % 17.00 %
2 3548 TRAVELERS GRP 39,961 40,065 56.68 % 60.93 % 7.46 % 24.45 %
3 150 OLD REPUBLIC GRP 28,860 27,386 53.07 % 59.05 % 5.38 % 29.84 %
4 98 WR BERKLEY CORP GRP 26,809 26,957 46.97 % 53.61 % 5.00 % 34.84 %
5 169 SENTRY INS GRP 21,168 18,688 57.50 % 61.67 % 3.95 % 38.79 %
6 474 FCCI MUT INS GRP 18,609 17,773 48.45 % 51.12 % 3.47 % 42.26 %
7 140 NATIONWIDE CORP GRP 18,336 20,444 56.69 % 61.67 % 3.42 % 45.68 %
8 31 BERKSHIRE HATHAWAY GRP 18,118 19,035 71.55 % 84.82 % 3.38 % 49.06 %
9 212 ZURICH INS GRP 18,041 17,039 53.42 % 59.15 % 3.37 % 52.43 %
10 111 LIBERTY MUT GRP 15,587 14,884 56.09 % 60.36 % 2.91 % 55.34 %
**STATE TOTAL** 535,960 504,080 58.84 % 64.26 % 100.00 % 55.34 %

Missouri 1 155 PROGRESSIVE GRP 116,819 101,289 62.40 % 64.25 % 12.50 % 12.50 %
2 3548 TRAVELERS GRP 73,673 71,641 57.68 % 59.94 % 7.88 % 20.39 %
3 150 OLD REPUBLIC GRP 54,767 53,290 55.46 % 61.07 % 5.86 % 26.25 %
4 140 NATIONWIDE CORP GRP 36,105 36,897 60.96 % 62.61 % 3.86 % 30.11 %
5 14184 ACUITY A MUT INS CO 34,872 31,692 62.83 % 63.74 % 3.73 % 33.84 %
6 280 AUTO OWNERS GRP 31,573 30,088 58.30 % 64.26 % 3.38 % 37.22 %
7 31 BERKSHIRE HATHAWAY GRP 29,193 26,295 46.93 % 55.14 % 3.12 % 40.35 %
8 244 CINCINNATI FIN GRP 27,471 26,102 44.09 % 49.49 % 2.94 % 43.29 %
9 212 ZURICH INS GRP 27,064 26,188 68.51 % 76.73 % 2.90 % 46.18 %
10 98 WR BERKLEY CORP GRP 23,935 20,896 57.36 % 61.23 % 2.56 % 48.75 %
**STATE TOTAL** 934,382 888,658 59.53 % 63.41 % 100.00 % 48.75 %

Montana 1 155 PROGRESSIVE GRP 28,670 26,254 38.30 % 39.30 % 12.64 % 12.64 %
2 150 OLD REPUBLIC GRP 21,463 21,480 40.56 % 42.76 % 9.46 % 22.11 %
3 111 LIBERTY MUT GRP 18,793 19,475 49.24 % 51.78 % 8.29 % 30.39 %
4 3548 TRAVELERS GRP 17,373 16,496 34.72 % 35.60 % 7.66 % 38.06 %
5 244 CINCINNATI FIN GRP 14,946 14,392 42.22 % 44.77 % 6.59 % 44.65 %
6 140 NATIONWIDE CORP GRP 13,113 13,151 59.88 % 62.59 % 5.78 % 50.43 %
7 62 EMC INS CO GRP 10,787 10,557 46.94 % 50.67 % 4.76 % 55.19 %
8 309 WESTERN NATL MUT GRP 8,042 7,480 53.16 % 58.56 % 3.55 % 58.73 %
9 14184 ACUITY A MUT INS CO 6,405 5,774 36.15 % 35.72 % 2.82 % 61.56 %
10 69 FARMERS INS GRP 5,062 4,656 45.76 % 45.75 % 2.23 % 63.79 %
**STATE TOTAL** 226,772 217,302 46.61 % 49.54 % 100.00 % 63.79 %

Nebraska 1 150 OLD REPUBLIC GRP 60,163 57,886 52.15 % 55.15 % 15.96 % 15.96 %
2 155 PROGRESSIVE GRP 38,587 33,840 74.14 % 77.65 % 10.24 % 26.19 %
3 140 NATIONWIDE CORP GRP 27,895 27,170 56.69 % 57.51 % 7.40 % 33.59 %
4 62 EMC INS CO GRP 25,830 25,197 45.28 % 47.64 % 6.85 % 40.45 %
5 3548 TRAVELERS GRP 23,923 24,024 40.67 % 42.18 % 6.35 % 46.79 %
6 280 AUTO OWNERS GRP 13,878 13,267 54.99 % 55.33 % 3.68 % 50.47 %
7 98 WR BERKLEY CORP GRP 9,935 9,404 42.85 % 44.97 % 2.64 % 53.11 %
8 14184 ACUITY A MUT INS CO 9,515 9,063 64.96 % 73.04 % 2.52 % 55.63 %
9 10642 CHEROKEE INS CO 8,859 8,712 69.73 % 94.70 % 2.35 % 57.98 %
10 212 ZURICH INS GRP 8,438 8,060 13.25 % 9.76 % 2.24 % 60.22 %
**STATE TOTAL** 376,992 361,296 52.36 % 55.42 % 100.00 % 60.22 %

© 2022 National Association of Insurance Commissioners


474
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 155 PROGRESSIVE GRP 112,640 90,432 67.03 % 70.27 % 19.10 % 19.10 %
2 69 FARMERS INS GRP 68,826 60,357 57.44 % 60.63 % 11.67 % 30.77 %
3 3548 TRAVELERS GRP 33,647 32,353 69.56 % 75.82 % 5.71 % 36.48 %
4 150 OLD REPUBLIC GRP 21,974 21,453 91.87 % 102.79 % 3.73 % 40.21 %
5 212 ZURICH INS GRP 20,790 20,355 118.97 % 132.59 % 3.53 % 43.73 %
6 140 NATIONWIDE CORP GRP 20,221 19,504 48.96 % 58.51 % 3.43 % 47.16 %
7 31 BERKSHIRE HATHAWAY GRP 19,352 18,062 53.42 % 69.32 % 3.28 % 50.44 %
8 8 ALLSTATE INS GRP 18,423 16,036 247.34 % 252.42 % 3.12 % 53.57 %
9 111 LIBERTY MUT GRP 18,258 18,724 58.90 % 62.03 % 3.10 % 56.66 %
10 14184 ACUITY A MUT INS CO 16,274 15,276 89.98 % 96.17 % 2.76 % 59.42 %
**STATE TOTAL** 589,672 535,241 74.58 % 81.10 % 100.00 % 59.42 %

New Hampshire 1 98 WR BERKLEY CORP GRP 31,250 30,004 29.96 % 31.47 % 17.30 % 17.30 %
2 155 PROGRESSIVE GRP 14,722 13,889 37.86 % 38.80 % 8.15 % 25.44 %
3 111 LIBERTY MUT GRP 14,669 14,715 47.45 % 50.22 % 8.12 % 33.56 %
4 3548 TRAVELERS GRP 9,344 9,059 28.40 % 28.57 % 5.17 % 38.74 %
5 88 THE HANOVER INS GRP 7,349 7,231 18.94 % 22.18 % 4.07 % 42.80 %
6 15997 MMG INS CO 7,085 6,926 40.43 % 42.35 % 3.92 % 46.73 %
7 212 ZURICH INS GRP 6,165 5,681 N/A N/A 3.41 % 50.14 %
8 188 SAFETY GRP 5,957 5,741 103.40 % 105.86 % 3.30 % 53.43 %
9 280 AUTO OWNERS GRP 5,156 4,892 38.16 % 38.53 % 2.85 % 56.29 %
10 84 AMERICAN FINANCIAL GRP 4,517 4,057 N/A N/A 2.50 % 58.79 %
**STATE TOTAL** 180,673 173,706 35.03 % 36.58 % 100.00 % 58.79 %

New Jersey 1 155 PROGRESSIVE GRP 370,031 320,302 65.06 % 69.65 % 18.31 % 18.31 %
2 242 SELECTIVE INS GRP 128,528 123,086 64.40 % 67.85 % 6.36 % 24.66 %
3 111 LIBERTY MUT GRP 116,559 74,260 67.07 % 71.69 % 5.77 % 30.43 %
4 708 NEW JERSEY MANUFACTURERS GRP 85,428 82,788 41.85 % 44.02 % 4.23 % 34.66 %
5 3548 TRAVELERS GRP 81,683 80,968 57.59 % 64.12 % 4.04 % 38.70 %
6 140 NATIONWIDE CORP GRP 68,638 71,691 111.59 % 119.34 % 3.40 % 42.09 %
7 212 ZURICH INS GRP 60,751 59,605 117.16 % 128.83 % 3.01 % 45.10 %
8 785 MARKEL CORP GRP 50,124 66,325 81.36 % 85.73 % 2.48 % 47.58 %
9 4131 PRIME HOLDINGS INS GRP 48,653 45,529 37.66 % 53.36 % 2.41 % 49.98 %
10 8 ALLSTATE INS GRP 45,239 45,358 168.16 % 183.33 % 2.24 % 52.22 %
**STATE TOTAL** 2,021,403 1,878,401 70.61 % 77.40 % 100.00 % 52.22 %

New Mexico 1 155 PROGRESSIVE GRP 50,503 43,732 62.82 % 65.35 % 17.34 % 17.34 %
2 3548 TRAVELERS GRP 24,525 24,107 35.56 % 38.82 % 8.42 % 25.76 %
3 98 WR BERKLEY CORP GRP 12,769 10,973 37.33 % 40.89 % 4.38 % 30.14 %
4 111 LIBERTY MUT GRP 12,744 13,693 58.42 % 62.30 % 4.38 % 34.52 %
5 212 ZURICH INS GRP 12,604 12,037 48.56 % 53.23 % 4.33 % 38.84 %
6 150 OLD REPUBLIC GRP 11,767 11,737 71.02 % 80.20 % 4.04 % 42.88 %
7 250 DONEGAL GRP 10,344 10,367 28.91 % 30.65 % 3.55 % 46.44 %
8 31 BERKSHIRE HATHAWAY GRP 10,153 10,165 9.49 % 11.06 % 3.49 % 49.92 %
9 14184 ACUITY A MUT INS CO 9,602 9,062 47.09 % 50.57 % 3.30 % 53.22 %
10 244 CINCINNATI FIN GRP 8,084 8,203 54.76 % 62.57 % 2.78 % 55.99 %
**STATE TOTAL** 291,274 275,167 57.37 % 62.17 % 100.00 % 55.99 %

© 2022 National Association of Insurance Commissioners


475
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 155 PROGRESSIVE GRP 354,971 324,491 62.87 % 66.48 % 11.50 % 11.50 %
2 16616 AMERICAN TRANSIT INS CO 253,189 252,591 61.21 % 75.74 % 8.20 % 19.69 %
3 3548 TRAVELERS GRP 176,601 171,495 62.70 % 70.67 % 5.72 % 25.41 %
4 31 BERKSHIRE HATHAWAY GRP 126,500 128,233 67.92 % 79.31 % 4.10 % 29.51 %
5 111 LIBERTY MUT GRP 123,374 118,755 85.59 % 91.98 % 4.00 % 33.50 %
6 4695 HEREFORD HOLDING GRP 109,231 106,145 64.94 % 88.17 % 3.54 % 37.04 %
7 213 ERIE INS GRP 101,913 97,378 64.12 % 68.24 % 3.30 % 40.34 %
8 201 UTICA GRP 100,036 91,956 44.85 % 48.23 % 3.24 % 43.58 %
9 176 STATE FARM GRP 99,115 96,147 67.97 % 78.35 % 3.21 % 46.79 %
10 8 ALLSTATE INS GRP 88,084 90,231 81.97 % 86.83 % 2.85 % 49.64 %
**STATE TOTAL** 3,088,030 2,941,055 68.14 % 76.90 % 100.00 % 49.64 %

North Carolina 1 155 PROGRESSIVE GRP 208,900 176,037 59.69 % 62.05 % 15.29 % 15.29 %
2 8 ALLSTATE INS GRP 111,574 99,965 65.10 % 65.52 % 8.17 % 23.46 %
3 280 AUTO OWNERS GRP 83,105 77,836 66.94 % 70.47 % 6.08 % 29.54 %
4 3548 TRAVELERS GRP 73,046 69,913 46.79 % 48.41 % 5.35 % 34.89 %
5 213 ERIE INS GRP 58,317 56,456 58.60 % 60.99 % 4.27 % 39.16 %
6 324 NORTH CAROLINA FARM BUREAU GRP 44,549 43,753 62.58 % 63.90 % 3.26 % 42.42 %
7 140 NATIONWIDE CORP GRP 43,826 43,506 50.17 % 50.65 % 3.21 % 45.62 %
8 212 ZURICH INS GRP 41,859 41,722 55.06 % 59.65 % 3.06 % 48.69 %
9 242 SELECTIVE INS GRP 40,416 38,433 72.14 % 75.33 % 2.96 % 51.65 %
10 91 HARTFORD FIRE & CAS GRP 35,132 33,401 55.56 % 61.13 % 2.57 % 54.22 %
**STATE TOTAL** 1,366,181 1,277,819 59.88 % 65.06 % 100.00 % 54.22 %

North Dakota 1 155 PROGRESSIVE GRP 20,449 18,969 52.18 % 53.69 % 11.28 % 11.28 %
2 150 OLD REPUBLIC GRP 17,899 17,849 29.05 % 29.45 % 9.88 % 21.16 %
3 3548 TRAVELERS GRP 12,694 12,791 34.17 % 34.13 % 7.00 % 28.16 %
4 14184 ACUITY A MUT INS CO 11,673 11,282 40.31 % 49.54 % 6.44 % 34.60 %
5 280 AUTO OWNERS GRP 8,780 8,626 49.83 % 50.86 % 4.84 % 39.44 %
6 98 WR BERKLEY CORP GRP 8,500 7,684 35.43 % 37.79 % 4.69 % 44.13 %
7 1279 ARCH INS GRP 7,763 6,640 36.97 % 40.05 % 4.28 % 48.42 %
8 140 NATIONWIDE CORP GRP 7,229 7,361 38.65 % 37.37 % 3.99 % 52.40 %
9 62 EMC INS CO GRP 7,226 7,285 41.83 % 45.69 % 3.99 % 56.39 %
10 212 ZURICH INS GRP 5,400 4,996 19.12 % 17.94 % 2.98 % 59.37 %
**STATE TOTAL** 181,259 178,429 47.77 % 49.93 % 100.00 % 59.37 %

Ohio 1 155 PROGRESSIVE GRP 277,903 232,619 62.17 % 64.89 % 18.16 % 18.16 %
2 244 CINCINNATI FIN GRP 113,676 111,248 44.58 % 47.25 % 7.43 % 25.58 %
3 150 OLD REPUBLIC GRP 59,906 56,260 67.25 % 76.57 % 3.91 % 29.50 %
4 3548 TRAVELERS GRP 58,229 58,967 35.79 % 37.78 % 3.80 % 33.30 %
5 228 WESTFIELD GRP 53,736 54,091 34.86 % 34.49 % 3.51 % 36.81 %
6 213 ERIE INS GRP 49,095 48,754 63.25 % 66.17 % 3.21 % 40.02 %
7 140 NATIONWIDE CORP GRP 45,659 46,410 49.05 % 50.22 % 2.98 % 43.00 %
8 291 ENCOVA MUT INS GRP 45,292 45,458 55.79 % 58.07 % 2.96 % 45.96 %
9 280 AUTO OWNERS GRP 43,388 42,113 57.28 % 61.70 % 2.83 % 48.80 %
10 14184 ACUITY A MUT INS CO 39,695 38,987 54.07 % 62.88 % 2.59 % 51.39 %
**STATE TOTAL** 1,530,591 1,437,679 52.50 % 56.47 % 100.00 % 51.39 %

© 2022 National Association of Insurance Commissioners


476
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 155 PROGRESSIVE GRP 98,570 89,343 48.11 % 50.82 % 15.13 % 15.13 %
2 3548 TRAVELERS GRP 59,666 58,948 46.84 % 49.17 % 9.16 % 24.29 %
3 150 OLD REPUBLIC GRP 39,130 39,528 71.56 % 79.24 % 6.01 % 30.29 %
4 212 ZURICH INS GRP 23,175 22,906 73.32 % 81.67 % 3.56 % 33.85 %
5 626 CHUBB LTD GRP 22,977 20,781 41.93 % 46.69 % 3.53 % 37.38 %
6 31 BERKSHIRE HATHAWAY GRP 21,350 22,978 32.21 % 36.39 % 3.28 % 40.66 %
7 4935 CHANDLER INS GRP 21,103 20,586 36.24 % 40.20 % 3.24 % 43.89 %
8 111 LIBERTY MUT GRP 19,320 19,277 67.56 % 71.66 % 2.97 % 46.86 %
9 98 WR BERKLEY CORP GRP 19,268 17,697 33.54 % 41.40 % 2.96 % 49.82 %
10 218 CNA INS GRP 18,007 17,839 68.27 % 71.04 % 2.76 % 52.58 %
**STATE TOTAL** 651,501 620,149 52.15 % 55.86 % 100.00 % 52.58 %

Oregon 1 155 PROGRESSIVE GRP 81,876 72,821 48.85 % 51.70 % 14.56 % 14.56 %
2 111 LIBERTY MUT GRP 65,921 69,409 54.99 % 57.92 % 11.72 % 26.28 %
3 150 OLD REPUBLIC GRP 31,713 32,948 46.63 % 52.02 % 5.64 % 31.91 %
4 3548 TRAVELERS GRP 27,997 28,286 46.26 % 46.80 % 4.98 % 36.89 %
5 69 FARMERS INS GRP 27,995 27,526 51.68 % 51.08 % 4.98 % 41.87 %
6 244 CINCINNATI FIN GRP 22,207 20,833 44.50 % 49.37 % 3.95 % 45.82 %
7 140 NATIONWIDE CORP GRP 17,571 17,886 75.07 % 76.77 % 3.12 % 48.94 %
8 309 WESTERN NATL MUT GRP 17,362 15,364 58.58 % 65.92 % 3.09 % 52.03 %
9 31 BERKSHIRE HATHAWAY GRP 16,029 15,329 38.32 % 45.57 % 2.85 % 54.88 %
10 626 CHUBB LTD GRP 15,087 15,126 49.68 % 51.61 % 2.68 % 57.56 %
**STATE TOTAL** 562,472 542,066 50.88 % 54.31 % 100.00 % 57.56 %

Pennsylvania 1 155 PROGRESSIVE GRP 274,153 231,529 55.73 % 59.38 % 13.19 % 13.19 %
2 213 ERIE INS GRP 193,060 190,436 60.22 % 63.22 % 9.29 % 22.48 %
3 867 PROTECTIVE INS CORP GRP 125,128 124,712 39.98 % 48.39 % 6.02 % 28.50 %
4 3548 TRAVELERS GRP 98,451 96,603 45.45 % 48.96 % 4.74 % 33.24 %
5 242 SELECTIVE INS GRP 83,560 80,768 75.07 % 77.93 % 4.02 % 37.26 %
6 140 NATIONWIDE CORP GRP 80,105 79,662 46.14 % 47.46 % 3.85 % 41.11 %
7 212 ZURICH INS GRP 74,549 73,813 63.80 % 72.97 % 3.59 % 44.70 %
8 69 FARMERS INS GRP 60,026 50,921 113.71 % 129.36 % 2.89 % 47.59 %
9 150 OLD REPUBLIC GRP 58,567 60,788 57.12 % 65.68 % 2.82 % 50.41 %
10 250 DONEGAL GRP 45,467 44,079 71.09 % 77.09 % 2.19 % 52.59 %
**STATE TOTAL** 2,078,291 1,972,065 55.70 % 60.79 % 100.00 % 52.59 %

Rhode Island 1 155 PROGRESSIVE GRP 22,405 19,708 39.88 % 40.96 % 15.07 % 15.07 %
2 242 SELECTIVE INS GRP 10,409 9,728 57.05 % 58.54 % 7.00 % 22.07 %
3 62 EMC INS CO GRP 8,866 8,655 39.26 % 42.30 % 5.96 % 28.04 %
4 3548 TRAVELERS GRP 8,701 9,100 48.22 % 48.08 % 5.85 % 33.89 %
5 111 LIBERTY MUT GRP 7,366 7,294 50.62 % 55.28 % 4.96 % 38.85 %
6 586 ARBELLA INS GRP 7,048 6,607 40.38 % 42.42 % 4.74 % 43.59 %
7 473 AMERICAN FAMILY INS GRP 5,992 6,058 69.42 % 72.21 % 4.03 % 47.62 %
8 140 NATIONWIDE CORP GRP 5,958 5,979 44.03 % 45.10 % 4.01 % 51.63 %
9 8 ALLSTATE INS GRP 5,578 5,333 93.04 % 102.47 % 3.75 % 55.38 %
10 31 BERKSHIRE HATHAWAY GRP 4,944 4,889 45.65 % 51.74 % 3.33 % 58.70 %
**STATE TOTAL** 148,658 142,122 51.28 % 54.04 % 100.00 % 58.70 %

© 2022 National Association of Insurance Commissioners


477
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 155 PROGRESSIVE GRP 123,717 106,995 59.35 % 62.02 % 17.07 % 17.07 %
2 280 AUTO OWNERS GRP 45,286 42,692 67.94 % 72.76 % 6.25 % 23.32 %
3 3548 TRAVELERS GRP 35,044 34,786 69.86 % 74.06 % 4.83 % 28.15 %
4 242 SELECTIVE INS GRP 27,420 25,277 75.32 % 77.22 % 3.78 % 31.93 %
5 31 BERKSHIRE HATHAWAY GRP 26,260 23,796 67.96 % 72.81 % 3.62 % 35.56 %
6 212 ZURICH INS GRP 26,065 23,891 88.03 % 100.84 % 3.60 % 39.15 %
7 150 OLD REPUBLIC GRP 25,424 25,613 83.46 % 93.14 % 3.51 % 42.66 %
8 111 LIBERTY MUT GRP 24,233 24,173 89.54 % 95.73 % 3.34 % 46.00 %
9 140 NATIONWIDE CORP GRP 22,482 24,170 87.30 % 90.20 % 3.10 % 49.10 %
10 98 WR BERKLEY CORP GRP 20,279 18,425 63.07 % 66.05 % 2.80 % 51.90 %
**STATE TOTAL** 724,863 672,970 69.45 % 74.22 % 100.00 % 51.90 %

South Dakota 1 150 OLD REPUBLIC GRP 24,396 24,274 62.94 % 68.43 % 13.66 % 13.66 %
2 14184 ACUITY A MUT INS CO 15,548 15,188 46.04 % 51.17 % 8.71 % 22.37 %
3 155 PROGRESSIVE GRP 14,124 12,506 62.86 % 64.87 % 7.91 % 30.28 %
4 280 AUTO OWNERS GRP 11,932 11,390 62.69 % 66.67 % 6.68 % 36.96 %
5 140 NATIONWIDE CORP GRP 10,528 9,780 45.26 % 46.00 % 5.90 % 42.85 %
6 3548 TRAVELERS GRP 9,020 8,995 55.28 % 57.70 % 5.05 % 47.91 %
7 62 EMC INS CO GRP 7,374 6,990 82.48 % 84.28 % 4.13 % 52.03 %
8 248 UNITED FIRE & CAS GRP 7,250 7,411 56.12 % 56.74 % 4.06 % 56.09 %
9 98 WR BERKLEY CORP GRP 5,369 5,275 45.87 % 48.20 % 3.01 % 59.10 %
10 7 FEDERATED MUT GRP 4,264 4,204 40.39 % 46.17 % 2.39 % 61.49 %
**STATE TOTAL** 178,577 171,172 56.90 % 59.48 % 100.00 % 61.49 %

Tennessee 1 155 PROGRESSIVE GRP 123,627 104,576 43.70 % 45.31 % 12.35 % 12.35 %
2 3548 TRAVELERS GRP 65,000 58,818 57.66 % 61.12 % 6.50 % 18.85 %
3 150 OLD REPUBLIC GRP 45,960 45,517 60.19 % 65.80 % 4.59 % 23.44 %
4 4904 INTACT FINANCIAL GRP 43,380 37,961 60.18 % 62.23 % 4.34 % 27.78 %
5 280 AUTO OWNERS GRP 42,592 40,182 46.74 % 50.36 % 4.26 % 32.03 %
6 213 ERIE INS GRP 34,578 33,593 72.00 % 75.18 % 3.46 % 35.49 %
7 244 CINCINNATI FIN GRP 30,666 29,946 48.34 % 51.87 % 3.06 % 38.55 %
8 10642 CHEROKEE INS CO 28,761 28,754 81.05 % 95.02 % 2.87 % 41.43 %
9 14184 ACUITY A MUT INS CO 24,299 24,246 42.23 % 52.56 % 2.43 % 43.86 %
10 140 NATIONWIDE CORP GRP 23,287 23,456 48.64 % 50.15 % 2.33 % 46.18 %
**STATE TOTAL** 1,000,682 941,658 55.65 % 60.13 % 100.00 % 46.18 %

Texas 1 155 PROGRESSIVE GRP 1,298,315 1,108,667 78.87 % 82.84 % 22.05 % 22.05 %
2 31 BERKSHIRE HATHAWAY GRP 287,268 263,886 59.54 % 70.00 % 4.88 % 26.93 %
3 3548 TRAVELERS GRP 243,135 244,048 63.28 % 70.54 % 4.13 % 31.06 %
4 150 OLD REPUBLIC GRP 186,068 192,559 69.73 % 80.48 % 3.16 % 34.22 %
5 111 LIBERTY MUT GRP 176,293 174,770 65.52 % 72.58 % 2.99 % 37.22 %
6 140 NATIONWIDE CORP GRP 166,087 158,835 78.52 % 82.97 % 2.82 % 40.04 %
7 98 WR BERKLEY CORP GRP 160,459 144,299 61.92 % 70.92 % 2.73 % 42.76 %
8 4850 CLEAR BLUE FINANCIAL GRP 150,042 133,375 67.85 % 76.11 % 2.55 % 45.31 %
9 4969 TRISURA GRP 145,991 137,422 66.97 % 74.23 % 2.48 % 47.79 %
10 212 ZURICH INS GRP 135,380 136,354 89.14 % 101.54 % 2.30 % 50.09 %
**STATE TOTAL** 5,887,294 5,425,917 79.67 % 88.79 % 100.00 % 50.09 %

© 2022 National Association of Insurance Commissioners


478
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 155 PROGRESSIVE GRP 60,098 51,551 72.70 % 75.04 % 13.05 % 13.05 %
2 280 AUTO OWNERS GRP 43,676 40,170 84.68 % 95.09 % 9.49 % 22.54 %
3 150 OLD REPUBLIC GRP 28,845 29,024 54.23 % 60.64 % 6.26 % 28.80 %
4 3548 TRAVELERS GRP 27,284 27,283 63.21 % 67.53 % 5.93 % 34.73 %
5 212 ZURICH INS GRP 19,791 18,958 72.81 % 79.25 % 4.30 % 39.03 %
6 111 LIBERTY MUT GRP 18,742 18,998 54.08 % 56.12 % 4.07 % 43.10 %
7 140 NATIONWIDE CORP GRP 15,787 14,560 54.25 % 56.53 % 3.43 % 46.53 %
8 84 AMERICAN FINANCIAL GRP 14,482 13,302 9.04 % 4.02 % 3.15 % 49.67 %
9 14184 ACUITY A MUT INS CO 14,337 13,178 95.06 % 97.14 % 3.11 % 52.78 %
10 244 CINCINNATI FIN GRP 14,003 13,861 67.11 % 70.99 % 3.04 % 55.83 %
**STATE TOTAL** 460,445 436,344 59.77 % 65.20 % 100.00 % 55.83 %

Vermont 1 155 PROGRESSIVE GRP 11,139 10,902 58.37 % 60.64 % 12.56 % 12.56 %
2 98 WR BERKLEY CORP GRP 11,013 10,567 38.40 % 38.71 % 12.42 % 24.98 %
3 111 LIBERTY MUT GRP 6,789 7,192 44.64 % 46.91 % 7.65 % 32.63 %
4 3548 TRAVELERS GRP 6,541 6,185 41.45 % 41.38 % 7.37 % 40.00 %
5 15997 MMG INS CO 4,543 4,458 35.05 % 35.37 % 5.12 % 45.13 %
6 140 NATIONWIDE CORP GRP 4,342 4,258 46.64 % 47.68 % 4.90 % 50.02 %
7 244 CINCINNATI FIN GRP 4,005 3,804 23.89 % 25.53 % 4.52 % 54.54 %
8 1309 FRANKENMUTH GRP 3,136 3,025 35.05 % 37.92 % 3.54 % 58.07 %
9 31 BERKSHIRE HATHAWAY GRP 2,525 2,513 48.78 % 51.41 % 2.85 % 60.92 %
10 212 ZURICH INS GRP 2,440 2,385 N/A N/A 2.75 % 63.67 %
**STATE TOTAL** 88,697 85,854 37.17 % 38.74 % 100.00 % 63.67 %

Virginia 1 155 PROGRESSIVE GRP 169,565 146,033 52.45 % 54.54 % 16.39 % 16.39 %
2 213 ERIE INS GRP 85,547 83,202 71.13 % 73.75 % 8.27 % 24.67 %
3 3548 TRAVELERS GRP 48,951 48,195 51.10 % 53.01 % 4.73 % 29.40 %
4 242 SELECTIVE INS GRP 44,374 42,220 59.99 % 62.28 % 4.29 % 33.69 %
5 8 ALLSTATE INS GRP 34,159 31,931 35.92 % 37.40 % 3.30 % 36.99 %
6 244 CINCINNATI FIN GRP 30,899 30,353 50.43 % 53.55 % 2.99 % 39.98 %
7 140 NATIONWIDE CORP GRP 30,045 30,990 43.94 % 44.45 % 2.90 % 42.88 %
8 212 ZURICH INS GRP 29,126 29,218 66.66 % 75.95 % 2.82 % 45.70 %
9 150 OLD REPUBLIC GRP 28,042 28,214 57.96 % 62.67 % 2.71 % 48.41 %
10 31 BERKSHIRE HATHAWAY GRP 27,416 28,798 46.51 % 50.45 % 2.65 % 51.06 %
**STATE TOTAL** 1,034,283 973,650 58.15 % 61.45 % 100.00 % 51.06 %

Washington 1 155 PROGRESSIVE GRP 165,063 133,461 59.19 % 61.57 % 16.24 % 16.24 %
2 111 LIBERTY MUT GRP 113,504 118,472 51.52 % 55.05 % 11.17 % 27.41 %
3 150 OLD REPUBLIC GRP 71,031 67,281 62.51 % 68.42 % 6.99 % 34.40 %
4 3548 TRAVELERS GRP 57,774 58,113 53.64 % 56.11 % 5.69 % 40.09 %
5 309 WESTERN NATL MUT GRP 51,319 47,031 55.11 % 60.31 % 5.05 % 45.14 %
6 8 ALLSTATE INS GRP 42,264 42,136 77.48 % 85.41 % 4.16 % 49.30 %
7 69 FARMERS INS GRP 35,319 34,595 61.89 % 62.27 % 3.48 % 52.77 %
8 212 ZURICH INS GRP 32,689 32,274 55.30 % 63.62 % 3.22 % 55.99 %
9 140 NATIONWIDE CORP GRP 32,124 32,608 61.27 % 63.34 % 3.16 % 59.15 %
10 333 MUTUAL OF ENUMCLAW GRP 29,123 28,879 49.03 % 51.16 % 2.87 % 62.02 %
**STATE TOTAL** 1,016,193 958,056 58.22 % 62.59 % 100.00 % 62.02 %

© 2022 National Association of Insurance Commissioners


479
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 155 PROGRESSIVE GRP 26,130 23,994 38.63 % 39.84 % 12.96 % 12.96 %
2 213 ERIE INS GRP 25,384 25,497 67.61 % 73.02 % 12.59 % 25.54 %
3 3548 TRAVELERS GRP 23,095 23,231 25.47 % 27.16 % 11.45 % 37.00 %
4 228 WESTFIELD GRP 11,360 11,323 62.74 % 64.27 % 5.63 % 42.63 %
5 291 ENCOVA MUT INS GRP 11,259 10,482 38.33 % 43.60 % 5.58 % 48.21 %
6 140 NATIONWIDE CORP GRP 11,230 12,043 31.25 % 31.42 % 5.57 % 53.78 %
7 212 ZURICH INS GRP 7,976 7,697 38.66 % 40.89 % 3.96 % 57.74 %
8 244 CINCINNATI FIN GRP 7,905 8,076 23.01 % 24.39 % 3.92 % 61.66 %
9 12 AMERICAN INTL GRP 7,606 7,183 N/A N/A 3.77 % 65.43 %
10 31 BERKSHIRE HATHAWAY GRP 6,913 6,520 59.65 % 69.40 % 3.43 % 68.86 %
**STATE TOTAL** 201,664 195,729 41.40 % 44.19 % 100.00 % 68.86 %

Wisconsin 1 14184 ACUITY A MUT INS CO 70,969 68,321 48.56 % 49.40 % 8.87 % 8.87 %
2 155 PROGRESSIVE GRP 62,033 53,888 48.74 % 50.86 % 7.76 % 16.63 %
3 15350 WEST BEND MUT INS CO 59,571 57,479 49.40 % 52.48 % 7.45 % 24.08 %
4 150 OLD REPUBLIC GRP 45,212 45,728 51.88 % 57.43 % 5.65 % 29.73 %
5 3548 TRAVELERS GRP 42,658 42,021 53.96 % 60.85 % 5.33 % 35.06 %
6 96 SECURA INS GRP 39,601 37,691 48.18 % 51.22 % 4.95 % 40.01 %
7 169 SENTRY INS GRP 29,715 29,037 54.14 % 58.08 % 3.72 % 43.73 %
8 267 GRANGE MUT CAS GRP 25,083 24,025 68.54 % 71.70 % 3.14 % 46.86 %
9 280 AUTO OWNERS GRP 21,671 20,699 57.15 % 60.72 % 2.71 % 49.57 %
10 15091 RURAL MUT INS CO 20,042 19,307 42.98 % 45.33 % 2.51 % 52.08 %
**STATE TOTAL** 799,835 772,577 51.05 % 54.08 % 100.00 % 52.08 %

Wyoming 1 155 PROGRESSIVE GRP 22,681 19,991 52.59 % 55.23 % 18.71 % 18.71 %
2 3548 TRAVELERS GRP 12,494 12,269 9.95 % 11.74 % 10.31 % 29.02 %
3 150 OLD REPUBLIC GRP 8,900 8,553 85.76 % 95.03 % 7.34 % 36.36 %
4 62 EMC INS CO GRP 7,909 7,920 18.56 % 20.65 % 6.52 % 42.88 %
5 98 WR BERKLEY CORP GRP 6,523 5,482 30.40 % 36.59 % 5.38 % 48.26 %
6 111 LIBERTY MUT GRP 6,284 6,649 59.73 % 63.56 % 5.18 % 53.45 %
7 140 NATIONWIDE CORP GRP 6,115 6,124 39.89 % 38.66 % 5.04 % 58.49 %
8 14184 ACUITY A MUT INS CO 5,557 5,266 89.51 % 84.77 % 4.58 % 63.07 %
9 244 CINCINNATI FIN GRP 3,223 2,886 51.05 % 59.32 % 2.66 % 65.73 %
10 69 FARMERS INS GRP 3,204 3,122 53.45 % 52.80 % 2.64 % 68.38 %
**STATE TOTAL** 121,227 115,952 52.23 % 54.22 % 100.00 % 68.38 %

Guam 1 4672 DONGBU INS GRP 2,271 2,188 50.13 % 58.94 % 22.87 % 22.87 %
2 18380 PACIFIC IND INS CO 2,009 1,940 19.06 % 19.76 % 20.24 % 43.11 %
3 4715 MS & AD INS GRP 1,992 1,746 40.97 % 46.37 % 20.07 % 63.19 %
4 12633 CENTURY INS CO GU LTD 1,298 1,080 8.55 % 11.38 % 13.08 % 76.26 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 1,125 1,085 25.26 % 28.97 % 11.34 % 87.60 %
6 3219 SOMPO GRP 602 755 21.59 % 22.38 % 6.07 % 93.67 %
7 10972 FIRST NET INS CO 202 182 11.41 % 9.23 % 2.04 % 95.71 %
8 1279 ARCH INS GRP 156 61 48.28 % 51.55 % 1.58 % 97.28 %
9 12 AMERICAN INTL GRP 136 136 9.79 % 16.07 % 1.37 % 98.65 %
10 626 CHUBB LTD GRP 101 116 4.45 % 4.97 % 1.02 % 99.67 %
**STATE TOTAL** 9,926 9,324 30.09 % 34.23 % 100.00 % 99.67 %

© 2022 National Association of Insurance Commissioners


480
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 71 UNIVERSAL INS CO GRP 45,574 43,178 28.00 % 28.72 % 23.89 % 23.89 %
2 411 MAPFRE INS GRP 35,615 35,297 41.96 % 43.69 % 18.67 % 42.55 %
3 4802 TRIPLE S GRP 31,268 30,180 34.00 % 34.90 % 16.39 % 58.94 %
4 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 26,637 23,030 28.46 % 29.25 % 13.96 % 72.90 %
5 4804 MULTINATIONAL GRP 21,914 19,808 33.51 % 35.34 % 11.49 % 84.39 %
6 796 QBE INS GRP 12,603 14,078 34.85 % 35.30 % 6.61 % 90.99 %
7 15646 ONE ALLIANCE INS CORP 3,738 3,048 40.61 % 46.59 % 1.96 % 92.95 %
8 12 AMERICAN INTL GRP 3,439 3,362 11.72 % 10.80 % 1.80 % 94.75 %
9 111 LIBERTY MUT GRP 2,044 2,054 11.17 % 13.08 % 1.07 % 95.83 %
10 10308 ANTILLES INS CO 1,670 1,655 24.33 % 44.46 % 0.88 % 96.70 %
**STATE TOTAL** 190,797 181,577 32.66 % 33.99 % 100.00 % 96.70 %

U.S. Virgin Islands 1 4706 LOCKHART CO GRP 3,417 3,464 25.91 % 27.78 % 56.54 % 56.54 %
2 161 TOPA EQUITIES LTD GRP 1,718 1,676 1.40 % N/A 28.43 % 84.96 %
3 13598 KESWICK GUARANTY INC 393 381 13.96 % 13.96 % 6.50 % 91.46 %
4 626 CHUBB LTD GRP 233 221 67.34 % 84.77 % 3.85 % 95.31 %
5 4802 TRIPLE S GRP 101 102 31.44 % 31.44 % 1.66 % 96.98 %
6 12 AMERICAN INTL GRP 40 45 0.00 % N/A 0.66 % 97.64 %
7 1279 ARCH INS GRP 39 29 52.05 % 62.33 % 0.65 % 98.29 %
8 111 LIBERTY MUT GRP 33 49 17.54 % 16.38 % 0.55 % 98.84 %
9 212 ZURICH INS GRP 28 27 16.21 % 18.83 % 0.47 % 99.31 %
10 150 OLD REPUBLIC GRP 18 18 22.04 % 29.02 % 0.29 % 99.60 %
**STATE TOTAL** 6,043 6,032 20.32 % 21.71 % 100.00 % 99.60 %

N. Mariana Islands 1 3098 TOKIO MARINE HOLDINGS INC GRP 455 445 13.39 % 7.83 % 48.49 % 48.49 %
2 4672 DONGBU INS GRP 400 294 106.04 % 134.26 % 42.64 % 91.13 %
3 18380 PACIFIC IND INS CO 55 62 17.99 % 17.99 % 5.91 % 97.03 %
4 10972 FIRST NET INS CO 28 22 11.12 % 11.37 % 2.97 % 100.00 %
**STATE TOTAL** 938 823 46.81 % 53.91 % 100.00 % 100.00 %

Canada 1 218 CNA INS GRP 32,616 31,958 48.23 % 53.31 % 27.14 % 27.14 %
2 111 LIBERTY MUT GRP 32,459 28,942 32.79 % 7.78 % 27.01 % 54.16 %
3 10642 CHEROKEE INS CO 15,966 16,340 39.51 % 45.52 % 13.29 % 67.44 %
4 968 AXA INS GRP 15,226 14,217 13.46 % 12.02 % 12.67 % 80.11 %
5 3548 TRAVELERS GRP 8,049 10,207 46.90 % 53.04 % 6.70 % 86.81 %
6 2538 AMTRUST FINANCIAL SERV GRP 6,106 6,010 33.07 % 44.85 % 5.08 % 91.89 %
7 761 ALLIANZ INS GRP 2,707 3,354 15.23 % 24.97 % 2.25 % 94.14 %
8 31 BERKSHIRE HATHAWAY GRP 2,543 2,434 73.91 % 88.98 % 2.12 % 96.26 %
9 91 HARTFORD FIRE & CAS GRP 1,662 1,583 N/A 5.76 % 1.38 % 97.64 %
10 11534 AMERICAN T & T INS CO RRG 1,003 107 20.14 % 31.02 % 0.83 % 98.48 %
**STATE TOTAL** 120,164 117,144 36.20 % 33.79 % 100.00 % 98.48 %

© 2022 National Association of Insurance Commissioners


481
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
Total Commercial Auto

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 16014 NEW HORIZON INS CO 30,200 22,615 67.35 % 77.03 % 40.27 % 40.27 %
2 19119 NATIONAL UNITY INS CO 22,992 19,610 42.32 % 50.22 % 30.66 % 70.92 %
3 12 AMERICAN INTL GRP 10,249 10,041 19.81 % 25.19 % 13.67 % 84.59 %
4 626 CHUBB LTD GRP 2,947 2,149 N/A N/A 3.93 % 88.52 %
5 212 ZURICH INS GRP 2,716 2,635 21.26 % 20.12 % 3.62 % 92.14 %
6 84 AMERICAN FINANCIAL GRP 1,238 1,289 22.90 % 29.84 % 1.65 % 93.79 %
7 218 CNA INS GRP 1,190 1,220 28.34 % 28.29 % 1.59 % 95.38 %
8 4977 PALOMAR HOLDINGS GRP 1,061 99 85.91 % 98.03 % 1.41 % 96.79 %
9 4672 DONGBU INS GRP 660 655 7.15 % 7.93 % 0.88 % 97.67 %
10 14133 QUALITAS INS CO 501 501 71.03 % 81.49 % 0.67 % 98.34 %
**STATE TOTAL** 74,998 62,201 39.29 % 45.95 % 100.00 % 98.34 %

© 2022 National Association of Insurance Commissioners


482
22—Aircraft (All Perils)

© 2022 National Association of Insurance Commissioners


483
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 4670 STARR GRP 437,272 422,442 67.27 % 76.51 % 17.28 % 17.28 %
2 12 AMERICAN INTL GRP 306,016 292,481 57.83 % 64.27 % 12.09 % 29.37 %
3 3219 SOMPO GRP 213,762 214,047 61.02 % 69.37 % 8.45 % 37.82 %
4 761 ALLIANZ INS GRP 190,629 189,671 50.39 % 58.79 % 7.53 % 45.35 %
5 361 MUNICH RE GRP 188,497 160,151 39.05 % 44.12 % 7.45 % 52.80 %
6 626 CHUBB LTD GRP 168,794 167,358 5.33 % 7.83 % 6.67 % 59.47 %
7 968 AXA INS GRP 163,303 163,251 60.02 % 63.58 % 6.45 % 65.93 %
8 150 OLD REPUBLIC GRP 159,878 152,137 47.15 % 55.54 % 6.32 % 72.25 %
9 31 BERKSHIRE HATHAWAY GRP 156,640 150,055 75.20 % 92.34 % 6.19 % 78.44 %
10 796 QBE INS GRP 148,449 137,338 59.61 % 66.88 % 5.87 % 84.30 %
11 3098 TOKIO MARINE HOLDINGS INC GRP 139,122 133,547 41.03 % 46.79 % 5.50 % 89.80 %
12 84 AMERICAN FINANCIAL GRP 89,259 82,038 41.25 % 48.23 % 3.53 % 93.33 %
13 4990 CORE SPECIALTY INS HOLDINGS GRP 46,924 45,343 46.93 % 61.58 % 1.85 % 95.18 %
14 3478 HALLMARK FIN SERV GRP 30,729 29,556 56.47 % 57.86 % 1.21 % 96.40 %
15 225 IAT REINS CO GRP 30,580 24,741 37.07 % 43.93 % 1.21 % 97.60 %
16 3494 JAMES RIVER GRP 23,473 19,816 38.97 % 43.79 % 0.93 % 98.53 %
17 411 MAPFRE INS GRP 22,260 20,681 26.65 % 29.50 % 0.88 % 99.41 %
18 408 AMERICAN NATL FIN GRP 14,570 13,189 51.90 % 52.08 % 0.58 % 99.99 %
19 4962 AU HOLDING CO GRP 2,072 55 51.95 % 54.87 % 0.08 % 100.00 %
20 140 NATIONWIDE CORP GRP 485 161 0.00 % 25.26 % 0.02 % 100.00 %
21 15642 UNDERWRITERS AT LLOYDS LONDON 425 359 1.28 % 1.28 % 0.02 % 100.00 %
22 10972 FIRST NET INS CO 67 76 0.00 % 0.00 % 0.00 % 100.00 %
23 4131 PRIME HOLDINGS INS GRP 50 42 60.85 % 84.98 % 0.00 % 100.00 %
24 11231 GENERALI US BRANCH 36 383 524.90 % 432.26 % 0.00 % 100.00 %
25 91 HARTFORD FIRE & CAS GRP 4 4 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 2,530,477 2,417,320 53.11 % 60.77 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


484
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 4670 STARR GRP 423,553 407,926 70.15 % 79.71 % 17.75 % 17.75 %
2 12 AMERICAN INTL GRP 303,413 289,694 54.21 % 60.34 % 12.71 % 30.46 %
3 3219 SOMPO GRP 213,600 213,885 61.05 % 69.40 % 8.95 % 39.41 %
4 626 CHUBB LTD GRP 168,730 167,294 5.74 % 8.33 % 7.07 % 46.48 %
5 761 ALLIANZ INS GRP 165,047 163,124 53.79 % 63.15 % 6.92 % 53.40 %
6 150 OLD REPUBLIC GRP 159,878 152,137 47.15 % 55.54 % 6.70 % 60.10 %
7 361 MUNICH RE GRP 158,908 158,908 32.82 % 37.24 % 6.66 % 66.75 %
8 796 QBE INS GRP 148,449 137,338 59.61 % 66.88 % 6.22 % 72.98 %
9 31 BERKSHIRE HATHAWAY GRP 138,004 132,686 78.25 % 97.60 % 5.78 % 78.76 %
10 968 AXA INS GRP 125,788 122,906 67.67 % 72.84 % 5.27 % 84.03 %
11 3098 TOKIO MARINE HOLDINGS INC GRP 125,114 116,963 42.47 % 49.02 % 5.24 % 89.27 %
12 84 AMERICAN FINANCIAL GRP 86,706 80,149 42.64 % 49.80 % 3.63 % 92.90 %
13 4990 CORE SPECIALTY INS HOLDINGS GRP 46,924 45,343 46.93 % 61.58 % 1.97 % 94.87 %
14 3478 HALLMARK FIN SERV GRP 30,729 29,556 56.47 % 57.86 % 1.29 % 96.16 %
15 225 IAT REINS CO GRP 30,580 24,741 37.07 % 43.93 % 1.28 % 97.44 %
16 3494 JAMES RIVER GRP 23,473 19,816 38.97 % 43.79 % 0.98 % 98.42 %
17 411 MAPFRE INS GRP 22,260 20,681 26.65 % 29.50 % 0.93 % 99.36 %
18 408 AMERICAN NATL FIN GRP 14,570 13,189 51.90 % 52.08 % 0.61 % 99.97 %
19 4962 AU HOLDING CO GRP 2,072 55 51.95 % 54.87 % 0.09 % 100.00 %
20 140 NATIONWIDE CORP GRP 485 161 0.00 % 25.26 % 0.02 % 100.00 %
21 15642 UNDERWRITERS AT LLOYDS LONDON 425 359 1.28 % 1.28 % 0.02 % 100.00 %
22 4131 PRIME HOLDINGS INS GRP 50 42 60.85 % 84.98 % 0.00 % 100.00 %
23 11231 GENERALI US BRANCH 36 383 524.90 % 432.26 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 2,386,531 2,296,281 53.65 % 61.62 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


485
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 4670 STARR GRP 4,569 4,244 56.97 % 63.60 % 17.39 % 17.39 %
2 12 AMERICAN INTL GRP 3,621 3,285 216.79 % 218.09 % 13.78 % 31.18 %
3 3219 SOMPO GRP 3,418 3,669 26.74 % 29.79 % 13.01 % 44.19 %
4 150 OLD REPUBLIC GRP 2,928 2,654 149.41 % 166.63 % 11.14 % 55.33 %
5 796 QBE INS GRP 1,814 1,612 N/A N/A 6.90 % 62.24 %
6 761 ALLIANZ INS GRP 1,401 1,575 93.37 % 53.03 % 5.33 % 67.57 %
7 84 AMERICAN FINANCIAL GRP 1,369 1,175 23.13 % 40.65 % 5.21 % 72.78 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 1,200 1,144 31.41 % 34.98 % 4.57 % 77.35 %
9 968 AXA INS GRP 1,045 1,002 N/A N/A 3.98 % 81.33 %
10 361 MUNICH RE GRP 924 924 25.14 % 21.25 % 3.52 % 84.85 %
**STATE TOTAL** 26,269 24,960 59.99 % 58.52 % 100.00 % 84.85 %

Alaska 1 3219 SOMPO GRP 12,186 11,864 53.42 % 61.40 % 18.33 % 18.33 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 11,548 10,811 52.14 % 60.64 % 17.37 % 35.70 %
3 4670 STARR GRP 9,844 9,512 87.39 % 99.37 % 14.81 % 50.51 %
4 12 AMERICAN INTL GRP 6,809 4,588 232.14 % 262.23 % 10.24 % 60.76 %
5 4990 CORE SPECIALTY INS HOLDINGS GRP 5,129 4,969 73.43 % 125.39 % 7.72 % 68.47 %
6 761 ALLIANZ INS GRP 3,939 3,561 40.09 % 43.10 % 5.93 % 74.40 %
7 84 AMERICAN FINANCIAL GRP 3,800 3,769 107.17 % 119.43 % 5.72 % 80.11 %
8 968 AXA INS GRP 3,180 2,629 63.51 % 60.58 % 4.78 % 84.90 %
9 31 BERKSHIRE HATHAWAY GRP 2,650 2,509 18.92 % 23.03 % 3.99 % 88.88 %
10 626 CHUBB LTD GRP 2,462 2,462 N/A N/A 3.70 % 92.59 %
**STATE TOTAL** 66,475 61,134 79.80 % 92.13 % 100.00 % 92.59 %

Arizona 1 4670 STARR GRP 14,928 15,093 75.80 % 86.38 % 18.94 % 18.94 %
2 12 AMERICAN INTL GRP 14,516 10,386 24.90 % 33.83 % 18.41 % 37.35 %
3 761 ALLIANZ INS GRP 6,316 5,740 19.40 % 26.31 % 8.01 % 45.36 %
4 796 QBE INS GRP 6,249 5,427 104.50 % 103.57 % 7.93 % 53.29 %
5 3219 SOMPO GRP 6,187 5,604 73.27 % 85.39 % 7.85 % 61.14 %
6 968 AXA INS GRP 5,868 5,551 10.70 % 26.57 % 7.44 % 68.58 %
7 361 MUNICH RE GRP 5,650 5,650 67.08 % 71.78 % 7.17 % 75.75 %
8 31 BERKSHIRE HATHAWAY GRP 3,722 3,648 30.68 % 43.19 % 4.72 % 80.47 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 3,288 3,367 39.62 % 49.96 % 4.17 % 84.64 %
10 150 OLD REPUBLIC GRP 3,241 3,091 34.15 % 44.32 % 4.11 % 88.75 %
**STATE TOTAL** 78,830 72,312 49.44 % 58.23 % 100.00 % 88.75 %

Arkansas 1 150 OLD REPUBLIC GRP 6,472 6,185 64.31 % 68.86 % 18.30 % 18.30 %
2 12 AMERICAN INTL GRP 5,414 4,685 49.51 % 52.29 % 15.31 % 33.61 %
3 4670 STARR GRP 4,980 4,554 38.25 % 46.40 % 14.08 % 47.69 %
4 3219 SOMPO GRP 3,364 3,693 48.31 % 55.56 % 9.51 % 57.20 %
5 31 BERKSHIRE HATHAWAY GRP 3,024 2,935 28.59 % 34.11 % 8.55 % 65.75 %
6 626 CHUBB LTD GRP 2,671 2,666 N/A N/A 7.55 % 73.30 %
7 796 QBE INS GRP 2,269 2,071 N/A N/A 6.42 % 79.72 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 1,761 1,636 74.87 % 80.24 % 4.98 % 84.70 %
9 361 MUNICH RE GRP 1,472 1,472 24.19 % 26.51 % 4.16 % 88.86 %
10 84 AMERICAN FINANCIAL GRP 887 1,244 1.73 % 2.89 % 2.51 % 91.37 %
**STATE TOTAL** 35,367 33,884 37.36 % 42.02 % 100.00 % 91.37 %

© 2022 National Association of Insurance Commissioners


486
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 4670 STARR GRP 43,824 40,744 56.20 % 67.06 % 18.12 % 18.12 %
2 361 MUNICH RE GRP 28,585 28,585 48.88 % 60.72 % 11.82 % 29.94 %
3 3219 SOMPO GRP 26,371 27,324 58.86 % 69.70 % 10.90 % 40.85 %
4 12 AMERICAN INTL GRP 25,990 25,166 14.75 % 20.36 % 10.75 % 51.59 %
5 31 BERKSHIRE HATHAWAY GRP 19,900 19,048 41.42 % 45.25 % 8.23 % 59.82 %
6 626 CHUBB LTD GRP 16,384 15,740 7.18 % 11.53 % 6.77 % 66.60 %
7 796 QBE INS GRP 15,767 14,624 139.70 % 155.66 % 6.52 % 73.12 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 13,989 12,704 65.05 % 75.35 % 5.78 % 78.90 %
9 968 AXA INS GRP 12,704 11,790 387.32 % 418.31 % 5.25 % 84.15 %
10 150 OLD REPUBLIC GRP 11,890 11,314 52.00 % 60.21 % 4.92 % 89.07 %
**STATE TOTAL** 241,838 231,629 66.39 % 76.79 % 100.00 % 89.07 %

Colorado 1 4670 STARR GRP 17,901 15,904 50.57 % 59.10 % 21.03 % 21.03 %
2 12 AMERICAN INTL GRP 11,537 10,256 77.00 % 80.67 % 13.55 % 34.58 %
3 761 ALLIANZ INS GRP 9,921 7,702 51.60 % 71.86 % 11.66 % 46.24 %
4 3494 JAMES RIVER GRP 7,653 4,393 30.70 % 35.38 % 8.99 % 55.23 %
5 3219 SOMPO GRP 6,642 6,521 28.27 % 36.27 % 7.80 % 63.03 %
6 31 BERKSHIRE HATHAWAY GRP 4,903 4,682 26.15 % 35.62 % 5.76 % 68.79 %
7 150 OLD REPUBLIC GRP 4,695 4,512 28.64 % 36.21 % 5.52 % 74.31 %
8 626 CHUBB LTD GRP 4,108 4,304 4.66 % 6.07 % 4.83 % 79.13 %
9 968 AXA INS GRP 3,775 3,481 N/A N/A 4.43 % 83.57 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 2,649 2,433 53.22 % 62.58 % 3.11 % 86.68 %
**STATE TOTAL** 85,126 74,551 42.82 % 50.74 % 100.00 % 86.68 %

Connecticut 1 12 AMERICAN INTL GRP 9,792 7,616 91.32 % 94.73 % 24.13 % 24.13 %
2 4670 STARR GRP 7,056 7,988 20.16 % 33.79 % 17.39 % 41.52 %
3 31 BERKSHIRE HATHAWAY GRP 4,724 4,405 1,199.17 % 1,601.32 % 11.64 % 53.16 %
4 796 QBE INS GRP 3,752 2,896 N/A N/A 9.25 % 62.41 %
5 626 CHUBB LTD GRP 3,080 3,077 2.75 % 16.86 % 7.59 % 70.00 %
6 761 ALLIANZ INS GRP 2,613 2,803 3.06 % 18.43 % 6.44 % 76.44 %
7 361 MUNICH RE GRP 2,151 2,151 3.73 % 3.03 % 5.30 % 81.74 %
8 968 AXA INS GRP 2,084 2,122 N/A N/A 5.14 % 86.87 %
9 150 OLD REPUBLIC GRP 1,912 1,911 53.14 % 68.94 % 4.71 % 91.59 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 1,544 1,268 N/A 0.69 % 3.81 % 95.39 %
**STATE TOTAL** 40,577 37,815 165.04 % 220.83 % 100.00 % 95.39 %

Delaware 1 84 AMERICAN FINANCIAL GRP 2,883 1,913 90.08 % 93.58 % 15.05 % 15.05 %
2 4670 STARR GRP 2,848 2,881 49.32 % 58.28 % 14.87 % 29.92 %
3 3219 SOMPO GRP 2,328 1,890 100.51 % 107.90 % 12.15 % 42.07 %
4 968 AXA INS GRP 1,502 1,522 N/A N/A 7.84 % 49.91 %
5 31 BERKSHIRE HATHAWAY GRP 1,480 1,490 45.60 % 61.14 % 7.72 % 57.63 %
6 361 MUNICH RE GRP 1,238 1,238 N/A N/A 6.46 % 64.10 %
7 12 AMERICAN INTL GRP 1,226 1,143 668.08 % 783.54 % 6.40 % 70.49 %
8 761 ALLIANZ INS GRP 1,147 947 15.14 % 24.87 % 5.99 % 76.48 %
9 626 CHUBB LTD GRP 1,059 1,058 N/A N/A 5.53 % 82.00 %
10 796 QBE INS GRP 839 1,080 N/A N/A 4.38 % 86.38 %
**STATE TOTAL** 19,158 17,624 71.74 % 82.36 % 100.00 % 86.38 %

© 2022 National Association of Insurance Commissioners


487
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 4670 STARR GRP 1,780 1,300 29.63 % 33.37 % 33.03 % 33.03 %
2 796 QBE INS GRP 949 475 55.25 % 66.75 % 17.60 % 50.63 %
3 761 ALLIANZ INS GRP 577 506 14.90 % 16.88 % 10.71 % 61.34 %
4 361 MUNICH RE GRP 562 562 10.10 % 10.82 % 10.43 % 71.77 %
5 626 CHUBB LTD GRP 312 312 N/A N/A 5.79 % 77.56 %
6 84 AMERICAN FINANCIAL GRP 223 202 16.46 % 19.59 % 4.13 % 81.69 %
7 12 AMERICAN INTL GRP 216 327 8.37 % 8.95 % 4.02 % 85.71 %
8 968 AXA INS GRP 173 174 18.47 % 22.77 % 3.22 % 88.92 %
9 31 BERKSHIRE HATHAWAY GRP 155 159 N/A 4.82 % 2.88 % 91.81 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 135 310 40.49 % 42.77 % 2.51 % 94.31 %
**STATE TOTAL** 5,390 4,760 19.05 % 21.34 % 100.00 % 94.31 %

Florida 1 4670 STARR GRP 33,341 31,340 73.43 % 84.40 % 16.77 % 16.77 %
2 12 AMERICAN INTL GRP 22,687 22,209 53.63 % 58.87 % 11.41 % 28.18 %
3 3219 SOMPO GRP 22,531 21,640 51.42 % 58.06 % 11.33 % 39.51 %
4 626 CHUBB LTD GRP 22,238 21,352 23.44 % 26.42 % 11.19 % 50.70 %
5 796 QBE INS GRP 18,770 16,441 N/A N/A 9.44 % 60.14 %
6 968 AXA INS GRP 12,502 11,571 101.31 % 110.42 % 6.29 % 66.43 %
7 150 OLD REPUBLIC GRP 11,586 10,742 72.85 % 83.90 % 5.83 % 72.26 %
8 361 MUNICH RE GRP 10,808 10,808 16.64 % 18.38 % 5.44 % 77.69 %
9 84 AMERICAN FINANCIAL GRP 9,367 8,315 10.71 % 18.64 % 4.71 % 82.40 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 8,226 7,327 29.18 % 34.20 % 4.14 % 86.54 %
**STATE TOTAL** 198,812 185,553 44.41 % 50.88 % 100.00 % 86.54 %

Georgia 1 4670 STARR GRP 14,438 14,462 55.47 % 62.08 % 18.79 % 18.79 %
2 761 ALLIANZ INS GRP 10,936 12,001 52.68 % 68.32 % 14.23 % 33.02 %
3 150 OLD REPUBLIC GRP 9,820 9,483 40.44 % 46.24 % 12.78 % 45.80 %
4 12 AMERICAN INTL GRP 7,476 10,619 79.47 % 85.55 % 9.73 % 55.52 %
5 968 AXA INS GRP 5,393 7,232 79.89 % 88.39 % 7.02 % 62.54 %
6 3219 SOMPO GRP 4,775 4,730 67.95 % 110.82 % 6.21 % 68.75 %
7 361 MUNICH RE GRP 4,037 4,037 7.77 % 13.03 % 5.25 % 74.01 %
8 31 BERKSHIRE HATHAWAY GRP 3,858 4,147 50.33 % 68.31 % 5.02 % 79.03 %
9 796 QBE INS GRP 3,082 3,233 3.12 % 16.70 % 4.01 % 83.04 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 3,005 2,925 35.45 % 38.21 % 3.91 % 86.95 %
**STATE TOTAL** 76,851 82,788 55.69 % 66.57 % 100.00 % 86.95 %

Hawaii 1 3219 SOMPO GRP 2,466 2,433 355.74 % 382.83 % 19.32 % 19.32 %
2 4670 STARR GRP 2,287 2,134 117.40 % 156.00 % 17.92 % 37.24 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 1,295 900 156.93 % 185.04 % 10.15 % 47.39 %
4 12 AMERICAN INTL GRP 1,147 601 634.52 % 675.84 % 8.99 % 56.38 %
5 761 ALLIANZ INS GRP 1,132 943 15.17 % 20.28 % 8.87 % 65.25 %
6 968 AXA INS GRP 1,051 870 87.64 % 75.51 % 8.24 % 73.49 %
7 626 CHUBB LTD GRP 820 803 N/A 2.30 % 6.43 % 79.92 %
8 31 BERKSHIRE HATHAWAY GRP 706 666 44.28 % 52.28 % 5.54 % 85.45 %
9 84 AMERICAN FINANCIAL GRP 679 575 N/A 28.93 % 5.32 % 90.77 %
10 3494 JAMES RIVER GRP 418 213 26.73 % 31.31 % 3.28 % 94.05 %
**STATE TOTAL** 12,762 10,936 166.24 % 197.51 % 100.00 % 94.05 %

© 2022 National Association of Insurance Commissioners


488
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 4670 STARR GRP 5,251 4,954 44.02 % 51.06 % 22.35 % 22.35 %
2 12 AMERICAN INTL GRP 3,841 3,130 20.54 % 15.50 % 16.35 % 38.69 %
3 3219 SOMPO GRP 2,997 2,789 15.53 % 19.62 % 12.75 % 51.44 %
4 796 QBE INS GRP 1,802 1,527 N/A N/A 7.67 % 59.11 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 1,534 1,568 15.60 % 18.83 % 6.53 % 65.64 %
6 150 OLD REPUBLIC GRP 1,299 1,248 66.93 % 83.69 % 5.53 % 71.17 %
7 84 AMERICAN FINANCIAL GRP 1,041 934 N/A N/A 4.43 % 75.60 %
8 626 CHUBB LTD GRP 948 774 9.28 % 16.05 % 4.03 % 79.63 %
9 968 AXA INS GRP 839 773 N/A N/A 3.57 % 83.20 %
10 31 BERKSHIRE HATHAWAY GRP 750 720 31.70 % 35.28 % 3.19 % 86.39 %
**STATE TOTAL** 23,500 21,486 22.71 % 28.96 % 100.00 % 86.39 %

Illinois 1 4670 STARR GRP 16,057 15,900 82.78 % 92.03 % 19.73 % 19.73 %
2 31 BERKSHIRE HATHAWAY GRP 9,528 8,668 41.04 % 41.20 % 11.71 % 31.44 %
3 12 AMERICAN INTL GRP 8,352 7,857 22.00 % 23.52 % 10.26 % 41.70 %
4 361 MUNICH RE GRP 7,722 7,722 18.98 % 20.67 % 9.49 % 51.19 %
5 761 ALLIANZ INS GRP 7,504 7,893 133.53 % 156.63 % 9.22 % 60.41 %
6 626 CHUBB LTD GRP 6,160 6,162 N/A N/A 7.57 % 67.97 %
7 796 QBE INS GRP 5,314 5,151 24.17 % 31.48 % 6.53 % 74.50 %
8 150 OLD REPUBLIC GRP 5,177 5,001 N/A N/A 6.36 % 80.86 %
9 3219 SOMPO GRP 4,439 4,373 6.94 % 10.23 % 5.45 % 86.32 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 3,642 3,534 10.27 % 13.77 % 4.47 % 90.79 %
**STATE TOTAL** 81,388 79,694 25.80 % 29.85 % 100.00 % 90.79 %

Indiana 1 4670 STARR GRP 5,471 5,164 36.48 % 42.97 % 16.01 % 16.01 %
2 12 AMERICAN INTL GRP 3,879 4,018 62.05 % 66.11 % 11.35 % 27.37 %
3 150 OLD REPUBLIC GRP 3,397 3,338 72.21 % 110.15 % 9.94 % 37.31 %
4 761 ALLIANZ INS GRP 3,236 2,056 50.18 % 65.26 % 9.47 % 46.78 %
5 796 QBE INS GRP 2,987 2,808 N/A N/A 8.74 % 55.53 %
6 3219 SOMPO GRP 2,698 3,018 123.70 % 140.79 % 7.90 % 63.42 %
7 31 BERKSHIRE HATHAWAY GRP 2,418 2,265 121.19 % 130.26 % 7.08 % 70.50 %
8 626 CHUBB LTD GRP 2,136 2,136 N/A N/A 6.25 % 76.76 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 1,624 1,514 N/A N/A 4.75 % 81.51 %
10 968 AXA INS GRP 1,446 1,316 N/A N/A 4.23 % 85.74 %
**STATE TOTAL** 34,162 32,049 42.11 % 52.02 % 100.00 % 85.74 %

Iowa 1 150 OLD REPUBLIC GRP 3,445 3,723 24.08 % 30.13 % 19.72 % 19.72 %
2 12 AMERICAN INTL GRP 2,603 2,341 79.99 % 83.12 % 14.90 % 34.62 %
3 796 QBE INS GRP 1,966 1,440 118.22 % 123.81 % 11.26 % 45.88 %
4 4670 STARR GRP 1,505 1,497 122.24 % 139.24 % 8.62 % 54.49 %
5 626 CHUBB LTD GRP 1,262 1,267 N/A N/A 7.22 % 61.71 %
6 3219 SOMPO GRP 1,143 1,316 0.73 % 2.03 % 6.54 % 68.26 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,005 931 46.24 % 50.86 % 5.75 % 74.01 %
8 84 AMERICAN FINANCIAL GRP 918 871 15.99 % 19.32 % 5.26 % 79.27 %
9 968 AXA INS GRP 778 789 N/A N/A 4.46 % 83.72 %
10 761 ALLIANZ INS GRP 719 760 N/A N/A 4.11 % 87.84 %
**STATE TOTAL** 17,469 16,947 46.62 % 50.72 % 100.00 % 87.84 %

© 2022 National Association of Insurance Commissioners


489
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 4670 STARR GRP 5,090 4,468 83.46 % 100.04 % 17.33 % 17.33 %
2 12 AMERICAN INTL GRP 4,350 4,480 74.44 % 76.46 % 14.81 % 32.13 %
3 3219 SOMPO GRP 3,880 3,869 51.93 % 56.40 % 13.21 % 45.34 %
4 150 OLD REPUBLIC GRP 3,058 2,933 49.02 % 54.08 % 10.41 % 55.75 %
5 626 CHUBB LTD GRP 1,777 1,778 N/A N/A 6.05 % 61.80 %
6 761 ALLIANZ INS GRP 1,741 1,510 142.52 % 138.95 % 5.93 % 67.73 %
7 361 MUNICH RE GRP 1,724 1,724 32.99 % 34.15 % 5.87 % 73.60 %
8 84 AMERICAN FINANCIAL GRP 1,716 1,090 5.18 % 9.41 % 5.84 % 79.44 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 1,476 1,392 149.42 % 149.07 % 5.02 % 84.46 %
10 796 QBE INS GRP 1,190 1,102 N/A N/A 4.05 % 88.51 %
**STATE TOTAL** 29,378 27,462 78.78 % 76.78 % 100.00 % 88.51 %

Kentucky 1 4670 STARR GRP 1,450 1,629 38.68 % 48.48 % 12.56 % 12.56 %
2 12 AMERICAN INTL GRP 1,403 1,480 59.87 % 65.98 % 12.15 % 24.70 %
3 31 BERKSHIRE HATHAWAY GRP 1,081 980 32.86 % 47.02 % 9.36 % 34.06 %
4 796 QBE INS GRP 1,072 1,647 22.46 % 21.32 % 9.28 % 43.34 %
5 150 OLD REPUBLIC GRP 1,064 1,012 17.08 % 28.64 % 9.22 % 52.56 %
6 3219 SOMPO GRP 1,045 1,184 27.45 % 32.99 % 9.04 % 61.60 %
7 626 CHUBB LTD GRP 966 966 N/A N/A 8.36 % 69.96 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 816 691 43.02 % 61.47 % 7.06 % 77.03 %
9 361 MUNICH RE GRP 603 603 99.17 % 140.10 % 5.22 % 82.25 %
10 225 IAT REINS CO GRP 501 375 62.75 % 78.26 % 4.34 % 86.59 %
**STATE TOTAL** 11,550 12,032 32.47 % 42.09 % 100.00 % 86.59 %

Louisiana 1 4670 STARR GRP 10,945 10,964 72.91 % 82.07 % 22.34 % 22.34 %
2 12 AMERICAN INTL GRP 6,487 6,613 63.50 % 68.27 % 13.24 % 35.58 %
3 150 OLD REPUBLIC GRP 4,653 4,695 80.94 % 92.28 % 9.50 % 45.08 %
4 761 ALLIANZ INS GRP 4,257 4,214 29.43 % 28.36 % 8.69 % 53.77 %
5 3219 SOMPO GRP 3,631 3,584 83.43 % 102.77 % 7.41 % 61.18 %
6 3494 JAMES RIVER GRP 3,128 2,999 30.67 % 35.03 % 6.38 % 67.57 %
7 84 AMERICAN FINANCIAL GRP 2,499 2,281 15.31 % 23.02 % 5.10 % 72.67 %
8 968 AXA INS GRP 2,172 1,523 N/A N/A 4.43 % 77.10 %
9 626 CHUBB LTD GRP 2,026 1,971 N/A N/A 4.14 % 81.24 %
10 796 QBE INS GRP 1,978 2,111 N/A N/A 4.04 % 85.28 %
**STATE TOTAL** 48,988 48,095 48.51 % 53.03 % 100.00 % 85.28 %

Maine 1 4670 STARR GRP 1,549 1,462 130.98 % 140.41 % 18.57 % 18.57 %
2 796 QBE INS GRP 1,021 954 8.19 % 12.56 % 12.24 % 30.81 %
3 12 AMERICAN INTL GRP 784 610 N/A N/A 9.40 % 40.21 %
4 3219 SOMPO GRP 741 651 7.54 % 9.78 % 8.89 % 49.10 %
5 761 ALLIANZ INS GRP 669 609 16.87 % 20.12 % 8.02 % 57.12 %
6 626 CHUBB LTD GRP 650 639 N/A N/A 7.79 % 64.91 %
7 150 OLD REPUBLIC GRP 635 632 41.94 % 50.92 % 7.61 % 72.53 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 545 493 11.57 % 14.26 % 6.54 % 79.07 %
9 968 AXA INS GRP 487 503 N/A N/A 5.84 % 84.90 %
10 3478 HALLMARK FIN SERV GRP 282 199 31.20 % 31.20 % 3.38 % 88.29 %
**STATE TOTAL** 8,339 7,641 28.81 % 35.19 % 100.00 % 88.29 %

© 2022 National Association of Insurance Commissioners


490
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 12 AMERICAN INTL GRP 11,259 10,921 24.10 % 25.67 % 30.28 % 30.28 %
2 4670 STARR GRP 7,271 7,036 92.23 % 105.70 % 19.55 % 49.83 %
3 31 BERKSHIRE HATHAWAY GRP 3,230 3,131 129.53 % 169.33 % 8.69 % 58.52 %
4 626 CHUBB LTD GRP 3,007 2,999 1.62 % 4.86 % 8.09 % 66.60 %
5 761 ALLIANZ INS GRP 1,841 1,563 N/A N/A 4.95 % 71.55 %
6 361 MUNICH RE GRP 1,698 1,698 34.44 % 35.42 % 4.56 % 76.12 %
7 3219 SOMPO GRP 1,607 1,486 14.76 % 15.97 % 4.32 % 80.44 %
8 968 AXA INS GRP 1,445 1,310 N/A N/A 3.89 % 84.33 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 1,273 1,110 53.59 % 64.08 % 3.42 % 87.75 %
10 150 OLD REPUBLIC GRP 1,081 1,034 67.46 % 72.04 % 2.91 % 90.66 %
**STATE TOTAL** 37,187 35,903 41.01 % 47.94 % 100.00 % 90.66 %

Massachusetts 1 4670 STARR GRP 8,941 6,478 74.89 % 81.92 % 23.48 % 23.48 %
2 968 AXA INS GRP 6,773 6,277 88.48 % 93.99 % 17.79 % 41.27 %
3 761 ALLIANZ INS GRP 3,494 3,350 105.40 % 112.65 % 9.18 % 50.44 %
4 12 AMERICAN INTL GRP 3,352 4,967 88.31 % 97.24 % 8.80 % 59.24 %
5 31 BERKSHIRE HATHAWAY GRP 3,029 2,917 57.04 % 70.88 % 7.95 % 67.20 %
6 626 CHUBB LTD GRP 2,516 2,352 N/A 0.59 % 6.61 % 73.81 %
7 361 MUNICH RE GRP 1,979 1,979 16.25 % 17.24 % 5.20 % 79.00 %
8 150 OLD REPUBLIC GRP 1,955 1,849 100.22 % 120.00 % 5.13 % 84.14 %
9 3219 SOMPO GRP 1,874 1,809 181.89 % 208.06 % 4.92 % 89.06 %
10 84 AMERICAN FINANCIAL GRP 1,195 1,099 98.44 % 112.44 % 3.14 % 92.20 %
**STATE TOTAL** 38,080 35,947 77.50 % 85.61 % 100.00 % 92.20 %

Michigan 1 4670 STARR GRP 6,871 6,554 79.19 % 94.89 % 15.74 % 15.74 %
2 12 AMERICAN INTL GRP 5,430 5,232 47.94 % 53.23 % 12.44 % 28.18 %
3 31 BERKSHIRE HATHAWAY GRP 3,868 3,759 N/A N/A 8.86 % 37.05 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 3,277 3,276 20.08 % 22.99 % 7.51 % 44.55 %
5 361 MUNICH RE GRP 3,153 3,153 40.37 % 43.20 % 7.22 % 51.78 %
6 796 QBE INS GRP 3,088 2,744 0.86 % 3.63 % 7.07 % 58.85 %
7 626 CHUBB LTD GRP 2,978 2,974 45.10 % 44.29 % 6.82 % 65.67 %
8 3219 SOMPO GRP 2,854 3,240 36.52 % 42.47 % 6.54 % 72.21 %
9 761 ALLIANZ INS GRP 2,819 2,197 N/A 16.01 % 6.46 % 78.67 %
10 968 AXA INS GRP 2,572 2,736 12.45 % 8.25 % 5.89 % 84.56 %
**STATE TOTAL** 43,646 41,922 29.02 % 31.21 % 100.00 % 84.56 %

Minnesota 1 4670 STARR GRP 8,300 7,251 38.35 % 45.43 % 18.00 % 18.00 %
2 12 AMERICAN INTL GRP 6,876 6,786 52.48 % 53.89 % 14.91 % 32.91 %
3 626 CHUBB LTD GRP 4,997 4,996 N/A N/A 10.84 % 43.75 %
4 761 ALLIANZ INS GRP 4,053 4,003 69.41 % 94.88 % 8.79 % 52.54 %
5 150 OLD REPUBLIC GRP 3,746 3,582 30.99 % 41.36 % 8.12 % 60.66 %
6 361 MUNICH RE GRP 3,062 3,062 N/A 3.38 % 6.64 % 67.30 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 2,964 2,902 10.30 % 15.76 % 6.43 % 73.73 %
8 968 AXA INS GRP 2,869 2,837 N/A N/A 6.22 % 79.95 %
9 3219 SOMPO GRP 2,157 2,233 80.59 % 90.92 % 4.68 % 84.63 %
10 796 QBE INS GRP 1,926 1,739 N/A N/A 4.18 % 88.80 %
**STATE TOTAL** 46,115 44,033 24.67 % 31.71 % 100.00 % 88.80 %

© 2022 National Association of Insurance Commissioners


491
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 150 OLD REPUBLIC GRP 3,887 3,792 82.45 % 89.12 % 21.82 % 21.82 %
2 4670 STARR GRP 3,781 3,315 94.16 % 102.97 % 21.23 % 43.05 %
3 3219 SOMPO GRP 2,359 2,251 65.39 % 67.10 % 13.25 % 56.30 %
4 84 AMERICAN FINANCIAL GRP 1,457 1,469 19.09 % 30.18 % 8.18 % 64.48 %
5 796 QBE INS GRP 1,176 1,030 N/A N/A 6.60 % 71.08 %
6 12 AMERICAN INTL GRP 1,012 967 107.65 % 112.21 % 5.68 % 76.76 %
7 626 CHUBB LTD GRP 728 736 N/A N/A 4.09 % 80.85 %
8 31 BERKSHIRE HATHAWAY GRP 711 737 23.05 % 16.39 % 3.99 % 84.84 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 681 678 82.63 % 84.83 % 3.82 % 88.66 %
10 761 ALLIANZ INS GRP 416 415 N/A N/A 2.34 % 91.00 %
**STATE TOTAL** 17,814 16,899 49.91 % 54.32 % 100.00 % 91.00 %

Missouri 1 31 BERKSHIRE HATHAWAY GRP 4,613 4,219 19.81 % 20.12 % 16.12 % 16.12 %
2 12 AMERICAN INTL GRP 4,455 4,807 17.15 % 18.84 % 15.56 % 31.68 %
3 4670 STARR GRP 4,040 3,930 49.05 % 54.20 % 14.11 % 45.79 %
4 361 MUNICH RE GRP 3,868 3,868 35.47 % 38.09 % 13.51 % 59.31 %
5 150 OLD REPUBLIC GRP 2,950 2,747 105.98 % 118.33 % 10.31 % 69.61 %
6 796 QBE INS GRP 1,387 1,430 N/A N/A 4.85 % 74.46 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,264 1,176 29.15 % 34.26 % 4.42 % 78.88 %
8 3219 SOMPO GRP 1,219 2,224 126.03 % 135.51 % 4.26 % 83.13 %
9 84 AMERICAN FINANCIAL GRP 1,121 1,566 86.80 % 88.56 % 3.92 % 87.05 %
10 968 AXA INS GRP 915 873 77.97 % 74.56 % 3.20 % 90.25 %
**STATE TOTAL** 28,623 29,483 40.62 % 43.62 % 100.00 % 90.25 %

Montana 1 4670 STARR GRP 5,088 4,724 33.76 % 38.47 % 23.31 % 23.31 %
2 3219 SOMPO GRP 3,048 2,909 18.51 % 20.13 % 13.96 % 37.27 %
3 12 AMERICAN INTL GRP 1,632 1,051 146.56 % 150.06 % 7.48 % 44.74 %
4 361 MUNICH RE GRP 1,619 1,619 30.44 % 32.59 % 7.42 % 52.16 %
5 968 AXA INS GRP 1,519 1,294 N/A N/A 6.96 % 59.12 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 1,424 1,340 38.41 % 44.19 % 6.52 % 65.64 %
7 84 AMERICAN FINANCIAL GRP 1,249 967 N/A N/A 5.72 % 71.36 %
8 796 QBE INS GRP 901 774 201.58 % 203.67 % 4.13 % 75.49 %
9 150 OLD REPUBLIC GRP 871 762 32.28 % 37.85 % 3.99 % 79.48 %
10 31 BERKSHIRE HATHAWAY GRP 829 779 55.37 % 60.87 % 3.80 % 83.28 %
**STATE TOTAL** 21,831 19,834 39.06 % 40.85 % 100.00 % 83.28 %

Nebraska 1 12 AMERICAN INTL GRP 2,915 2,824 26.55 % 33.04 % 14.32 % 14.32 %
2 150 OLD REPUBLIC GRP 2,845 2,671 65.22 % 72.03 % 13.98 % 28.30 %
3 361 MUNICH RE GRP 2,794 2,794 105.66 % 111.37 % 13.73 % 42.03 %
4 31 BERKSHIRE HATHAWAY GRP 2,267 2,217 40.09 % 40.58 % 11.14 % 53.17 %
5 3219 SOMPO GRP 1,548 1,320 64.34 % 75.77 % 7.60 % 60.77 %
6 626 CHUBB LTD GRP 1,444 1,440 N/A N/A 7.09 % 67.86 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,398 1,193 23.19 % 29.71 % 6.87 % 74.73 %
8 796 QBE INS GRP 1,185 1,238 N/A N/A 5.82 % 80.55 %
9 4670 STARR GRP 969 1,018 108.40 % 121.54 % 4.76 % 85.31 %
10 84 AMERICAN FINANCIAL GRP 725 665 6.87 % 9.05 % 3.56 % 88.88 %
**STATE TOTAL** 20,354 19,538 48.03 % 51.17 % 100.00 % 88.88 %

© 2022 National Association of Insurance Commissioners


492
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 4670 STARR GRP 6,723 6,423 75.12 % 83.11 % 17.13 % 17.13 %
2 796 QBE INS GRP 3,801 2,941 N/A N/A 9.68 % 26.81 %
3 12 AMERICAN INTL GRP 3,630 4,721 32.89 % 34.86 % 9.25 % 36.06 %
4 3219 SOMPO GRP 3,471 4,240 29.39 % 37.20 % 8.84 % 44.90 %
5 968 AXA INS GRP 3,311 3,483 9.74 % 5.79 % 8.43 % 53.33 %
6 84 AMERICAN FINANCIAL GRP 2,646 1,888 N/A 2.69 % 6.74 % 60.07 %
7 31 BERKSHIRE HATHAWAY GRP 2,391 2,707 20.22 % 24.57 % 6.09 % 66.16 %
8 761 ALLIANZ INS GRP 2,367 2,682 38.61 % 56.79 % 6.03 % 72.19 %
9 361 MUNICH RE GRP 2,329 2,329 194.23 % 197.58 % 5.93 % 78.13 %
10 626 CHUBB LTD GRP 2,090 2,065 4.82 % 9.93 % 5.32 % 83.45 %
**STATE TOTAL** 39,258 39,672 38.38 % 43.34 % 100.00 % 83.45 %

New Hampshire 1 4670 STARR GRP 2,226 1,942 29.07 % 32.85 % 20.93 % 20.93 %
2 31 BERKSHIRE HATHAWAY GRP 1,327 1,305 35.96 % 37.86 % 12.47 % 33.40 %
3 3219 SOMPO GRP 1,184 1,153 130.11 % 137.33 % 11.13 % 44.53 %
4 626 CHUBB LTD GRP 1,107 1,107 N/A N/A 10.41 % 54.94 %
5 12 AMERICAN INTL GRP 757 825 16.11 % 16.90 % 7.11 % 62.05 %
6 361 MUNICH RE GRP 731 731 56.07 % 59.40 % 6.87 % 68.92 %
7 150 OLD REPUBLIC GRP 662 486 51.09 % 59.23 % 6.22 % 75.14 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 538 514 20.15 % 25.74 % 5.06 % 80.20 %
9 968 AXA INS GRP 439 316 N/A N/A 4.13 % 84.33 %
10 761 ALLIANZ INS GRP 391 363 9.15 % 7.43 % 3.67 % 88.00 %
**STATE TOTAL** 10,638 9,953 40.50 % 42.83 % 100.00 % 88.00 %

New Jersey 1 12 AMERICAN INTL GRP 3,304 2,933 40.63 % 43.75 % 12.30 % 12.30 %
2 3219 SOMPO GRP 3,101 3,063 45.86 % 76.69 % 11.54 % 23.83 %
3 4670 STARR GRP 2,803 2,879 42.29 % 47.87 % 10.43 % 34.26 %
4 361 MUNICH RE GRP 2,731 2,731 1.42 % 1.76 % 10.16 % 44.43 %
5 31 BERKSHIRE HATHAWAY GRP 2,430 2,349 5.26 % 4.13 % 9.04 % 53.47 %
6 968 AXA INS GRP 1,968 2,163 N/A N/A 7.32 % 60.79 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,802 1,699 9.09 % 17.40 % 6.71 % 67.50 %
8 626 CHUBB LTD GRP 1,633 1,628 6.41 % 6.56 % 6.08 % 73.58 %
9 796 QBE INS GRP 1,618 1,843 124.33 % 177.72 % 6.02 % 79.60 %
10 150 OLD REPUBLIC GRP 1,597 1,541 68.18 % 75.36 % 5.94 % 85.54 %
**STATE TOTAL** 26,873 26,346 57.93 % 77.88 % 100.00 % 85.54 %

New Mexico 1 4670 STARR GRP 2,510 2,411 29.98 % 37.25 % 19.54 % 19.54 %
2 3219 SOMPO GRP 1,716 1,809 72.13 % 77.94 % 13.36 % 32.90 %
3 12 AMERICAN INTL GRP 1,607 1,516 88.77 % 95.29 % 12.51 % 45.42 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 909 898 61.15 % 69.21 % 7.08 % 52.49 %
5 796 QBE INS GRP 818 812 N/A N/A 6.37 % 58.87 %
6 31 BERKSHIRE HATHAWAY GRP 714 559 114.00 % 127.53 % 5.56 % 64.43 %
7 626 CHUBB LTD GRP 704 689 N/A 5.47 % 5.48 % 69.91 %
8 150 OLD REPUBLIC GRP 630 584 58.73 % 88.36 % 4.90 % 74.81 %
9 361 MUNICH RE GRP 599 599 30.86 % 31.80 % 4.66 % 79.47 %
10 968 AXA INS GRP 566 574 N/A N/A 4.41 % 83.88 %
**STATE TOTAL** 12,844 12,548 104.37 % 111.68 % 100.00 % 83.88 %

© 2022 National Association of Insurance Commissioners


493
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 4670 STARR GRP 15,588 16,535 186.95 % 192.02 % 21.15 % 21.15 %
2 12 AMERICAN INTL GRP 8,411 9,391 30.15 % 39.62 % 11.41 % 32.56 %
3 31 BERKSHIRE HATHAWAY GRP 7,165 7,037 105.20 % 140.30 % 9.72 % 42.28 %
4 626 CHUBB LTD GRP 5,624 5,617 N/A N/A 7.63 % 49.92 %
5 361 MUNICH RE GRP 5,351 5,351 44.47 % 52.39 % 7.26 % 57.18 %
6 796 QBE INS GRP 5,338 4,775 185.74 % 221.21 % 7.24 % 64.42 %
7 3219 SOMPO GRP 5,128 5,093 117.83 % 125.96 % 6.96 % 71.38 %
8 761 ALLIANZ INS GRP 4,992 4,832 69.83 % 88.14 % 6.77 % 78.15 %
9 968 AXA INS GRP 4,817 4,995 21.54 % 22.57 % 6.54 % 84.69 %
10 150 OLD REPUBLIC GRP 3,512 3,446 57.54 % 67.03 % 4.76 % 89.45 %
**STATE TOTAL** 73,700 74,440 91.00 % 103.02 % 100.00 % 89.45 %

North Carolina 1 12 AMERICAN INTL GRP 10,859 10,196 75.81 % 78.03 % 18.75 % 18.75 %
2 761 ALLIANZ INS GRP 7,027 3,520 42.98 % 47.08 % 12.13 % 30.88 %
3 4670 STARR GRP 5,710 5,252 51.71 % 56.53 % 9.86 % 40.74 %
4 361 MUNICH RE GRP 4,690 4,690 18.53 % 19.17 % 8.10 % 48.84 %
5 150 OLD REPUBLIC GRP 4,192 3,909 54.15 % 61.39 % 7.24 % 56.08 %
6 31 BERKSHIRE HATHAWAY GRP 3,985 3,912 119.81 % 125.83 % 6.88 % 62.96 %
7 968 AXA INS GRP 3,760 3,343 N/A N/A 6.49 % 69.45 %
8 3219 SOMPO GRP 3,197 3,146 38.92 % 41.22 % 5.52 % 74.97 %
9 626 CHUBB LTD GRP 2,832 2,823 N/A N/A 4.89 % 79.86 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 2,606 2,380 27.06 % 33.61 % 4.50 % 84.36 %
**STATE TOTAL** 57,920 51,275 41.92 % 44.74 % 100.00 % 84.36 %

North Dakota 1 12 AMERICAN INTL GRP 2,099 2,035 42.16 % 44.33 % 21.44 % 21.44 %
2 150 OLD REPUBLIC GRP 1,283 1,205 86.98 % 98.45 % 13.10 % 34.54 %
3 968 AXA INS GRP 1,114 1,100 39.49 % 4.70 % 11.38 % 45.92 %
4 4670 STARR GRP 1,024 1,769 78.25 % 86.11 % 10.46 % 56.38 %
5 3219 SOMPO GRP 940 913 37.85 % 40.12 % 9.60 % 65.98 %
6 626 CHUBB LTD GRP 911 910 N/A N/A 9.30 % 75.29 %
7 796 QBE INS GRP 511 448 N/A N/A 5.22 % 80.50 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 478 497 43.56 % 57.22 % 4.88 % 85.38 %
9 761 ALLIANZ INS GRP 325 439 24.46 % 21.28 % 3.32 % 88.71 %
10 3478 HALLMARK FIN SERV GRP 261 239 24.66 % 24.66 % 2.66 % 91.37 %
**STATE TOTAL** 9,792 10,441 40.51 % 40.47 % 100.00 % 91.37 %

Ohio 1 361 MUNICH RE GRP 19,685 19,685 20.14 % 21.09 % 23.67 % 23.67 %
2 626 CHUBB LTD GRP 11,092 11,050 N/A N/A 13.34 % 37.01 %
3 4670 STARR GRP 8,335 8,442 37.99 % 44.93 % 10.02 % 47.04 %
4 12 AMERICAN INTL GRP 7,181 6,899 42.82 % 58.06 % 8.64 % 55.67 %
5 31 BERKSHIRE HATHAWAY GRP 6,010 5,816 43.32 % 27.49 % 7.23 % 62.90 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 5,873 4,752 20.33 % 23.33 % 7.06 % 69.96 %
7 3219 SOMPO GRP 5,312 5,186 13.53 % 19.92 % 6.39 % 76.35 %
8 150 OLD REPUBLIC GRP 3,951 3,719 30.72 % 36.72 % 4.75 % 81.10 %
9 761 ALLIANZ INS GRP 3,419 3,056 73.41 % 102.18 % 4.11 % 85.22 %
10 411 MAPFRE INS GRP 3,394 3,172 16.99 % 18.27 % 4.08 % 89.30 %
**STATE TOTAL** 83,150 80,103 22.61 % 25.57 % 100.00 % 89.30 %

© 2022 National Association of Insurance Commissioners


494
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 4670 STARR GRP 3,663 4,657 71.63 % 91.86 % 13.12 % 13.12 %
2 796 QBE INS GRP 3,650 2,999 N/A N/A 13.08 % 26.20 %
3 3219 SOMPO GRP 3,215 3,134 27.63 % 51.11 % 11.52 % 37.72 %
4 12 AMERICAN INTL GRP 3,150 3,014 59.04 % 64.03 % 11.29 % 49.00 %
5 84 AMERICAN FINANCIAL GRP 2,844 2,380 199.80 % 201.93 % 10.19 % 59.19 %
6 150 OLD REPUBLIC GRP 1,853 1,665 59.36 % 75.68 % 6.64 % 65.83 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,534 1,467 25.50 % 27.43 % 5.49 % 71.33 %
8 31 BERKSHIRE HATHAWAY GRP 1,515 1,358 39.06 % 41.37 % 5.43 % 76.76 %
9 361 MUNICH RE GRP 1,499 1,499 20.60 % 21.70 % 5.37 % 82.13 %
10 626 CHUBB LTD GRP 1,078 1,078 N/A N/A 3.86 % 85.99 %
**STATE TOTAL** 27,911 27,087 48.05 % 56.31 % 100.00 % 85.99 %

Oregon 1 4670 STARR GRP 8,435 7,582 67.34 % 70.94 % 18.09 % 18.09 %
2 3219 SOMPO GRP 8,122 7,786 23.29 % 25.47 % 17.42 % 35.50 %
3 12 AMERICAN INTL GRP 4,452 3,597 10.74 % 11.70 % 9.55 % 45.05 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 3,162 3,225 17.30 % 19.41 % 6.78 % 51.83 %
5 968 AXA INS GRP 2,997 2,995 N/A N/A 6.43 % 58.26 %
6 761 ALLIANZ INS GRP 2,928 3,227 75.56 % 82.03 % 6.28 % 64.53 %
7 626 CHUBB LTD GRP 2,744 2,669 10.38 % 18.36 % 5.88 % 70.42 %
8 796 QBE INS GRP 2,552 2,182 N/A N/A 5.47 % 75.89 %
9 31 BERKSHIRE HATHAWAY GRP 2,455 2,261 8.61 % 7.01 % 5.26 % 81.15 %
10 150 OLD REPUBLIC GRP 2,183 2,035 37.75 % 42.48 % 4.68 % 85.84 %
**STATE TOTAL** 46,635 43,635 28.40 % 30.39 % 100.00 % 85.84 %

Pennsylvania 1 4670 STARR GRP 8,103 7,252 58.25 % 70.40 % 16.23 % 16.23 %
2 12 AMERICAN INTL GRP 7,976 7,923 87.25 % 92.00 % 15.97 % 32.20 %
3 31 BERKSHIRE HATHAWAY GRP 5,781 5,258 16.82 % 21.33 % 11.58 % 43.77 %
4 626 CHUBB LTD GRP 4,213 4,197 7.21 % 7.62 % 8.44 % 52.21 %
5 361 MUNICH RE GRP 3,986 3,986 17.46 % 18.17 % 7.98 % 60.19 %
6 150 OLD REPUBLIC GRP 3,127 2,891 42.73 % 52.97 % 6.26 % 66.45 %
7 3219 SOMPO GRP 3,099 3,445 9.96 % 10.83 % 6.20 % 72.66 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 2,676 2,484 8.65 % 12.26 % 5.36 % 78.01 %
9 761 ALLIANZ INS GRP 2,582 2,414 25.83 % 32.21 % 5.17 % 83.18 %
10 796 QBE INS GRP 2,326 2,777 31.41 % 44.93 % 4.66 % 87.84 %
**STATE TOTAL** 49,940 48,318 39.92 % 45.41 % 100.00 % 87.84 %

Rhode Island 1 12 AMERICAN INTL GRP 6,234 6,049 47.94 % 53.82 % 60.65 % 60.65 %
2 761 ALLIANZ INS GRP 1,010 762 N/A N/A 9.83 % 70.48 %
3 150 OLD REPUBLIC GRP 942 936 59.47 % 74.80 % 9.17 % 79.64 %
4 626 CHUBB LTD GRP 525 529 N/A N/A 5.11 % 84.75 %
5 3219 SOMPO GRP 263 287 8.82 % 9.80 % 2.56 % 87.31 %
6 4670 STARR GRP 239 1,453 N/A N/A 2.32 % 89.63 %
7 361 MUNICH RE GRP 234 234 N/A N/A 2.28 % 91.91 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 193 159 53.35 % 55.73 % 1.87 % 93.78 %
9 796 QBE INS GRP 191 168 28.18 % 47.03 % 1.86 % 95.64 %
10 968 AXA INS GRP 88 125 N/A N/A 0.85 % 96.49 %
**STATE TOTAL** 10,278 11,115 22.31 % 27.17 % 100.00 % 96.49 %

© 2022 National Association of Insurance Commissioners


495
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 4670 STARR GRP 2,592 2,449 142.53 % 154.47 % 11.56 % 11.56 %
2 3219 SOMPO GRP 2,189 2,203 79.89 % 90.21 % 9.76 % 21.32 %
3 150 OLD REPUBLIC GRP 2,066 1,853 97.42 % 105.00 % 9.21 % 30.53 %
4 796 QBE INS GRP 1,999 1,674 N/A 0.56 % 8.91 % 39.45 %
5 31 BERKSHIRE HATHAWAY GRP 1,657 1,578 14.17 % 10.55 % 7.39 % 46.83 %
6 12 AMERICAN INTL GRP 1,616 1,426 145.46 % 152.24 % 7.21 % 54.04 %
7 361 MUNICH RE GRP 1,476 1,476 9.81 % 8.91 % 6.58 % 60.63 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 1,475 1,318 32.54 % 35.54 % 6.58 % 67.20 %
9 968 AXA INS GRP 1,434 1,324 N/A N/A 6.40 % 73.60 %
10 626 CHUBB LTD GRP 1,339 1,326 0.11 % 1.87 % 5.97 % 79.57 %
**STATE TOTAL** 22,425 20,989 49.53 % 53.16 % 100.00 % 79.57 %

South Dakota 1 626 CHUBB LTD GRP 3,264 3,255 0.22 % 0.83 % 25.96 % 25.96 %
2 150 OLD REPUBLIC GRP 1,872 1,724 33.74 % 39.01 % 14.89 % 40.84 %
3 4670 STARR GRP 1,582 1,523 179.97 % 188.10 % 12.59 % 53.43 %
4 12 AMERICAN INTL GRP 1,537 1,304 N/A N/A 12.22 % 65.65 %
5 796 QBE INS GRP 843 763 N/A N/A 6.70 % 72.36 %
6 3219 SOMPO GRP 833 797 8.14 % 9.09 % 6.63 % 78.98 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 778 700 4.90 % 7.85 % 6.19 % 85.17 %
8 761 ALLIANZ INS GRP 447 513 48.78 % 48.39 % 3.55 % 88.73 %
9 361 MUNICH RE GRP 285 285 N/A 3.37 % 2.27 % 91.00 %
10 968 AXA INS GRP 239 206 53.40 % 54.59 % 1.90 % 92.90 %
**STATE TOTAL** 12,574 11,862 N/A N/A 100.00 % 92.90 %

Tennessee 1 4670 STARR GRP 8,356 7,577 54.09 % 59.85 % 17.15 % 17.15 %
2 12 AMERICAN INTL GRP 8,105 8,045 56.80 % 60.30 % 16.63 % 33.78 %
3 3219 SOMPO GRP 4,517 4,283 44.36 % 49.02 % 9.27 % 43.04 %
4 796 QBE INS GRP 3,641 3,701 45.44 % 48.83 % 7.47 % 50.51 %
5 31 BERKSHIRE HATHAWAY GRP 3,346 3,265 19.36 % 21.34 % 6.87 % 57.38 %
6 626 CHUBB LTD GRP 3,183 3,107 6.97 % 14.35 % 6.53 % 63.91 %
7 968 AXA INS GRP 2,896 2,892 26.40 % 31.09 % 5.94 % 69.85 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 2,888 2,549 32.92 % 38.97 % 5.92 % 75.78 %
9 150 OLD REPUBLIC GRP 2,526 2,503 65.21 % 71.20 % 5.18 % 80.96 %
10 361 MUNICH RE GRP 2,388 2,388 N/A N/A 4.90 % 85.86 %
**STATE TOTAL** 48,737 46,928 37.77 % 40.55 % 100.00 % 85.86 %

Texas 1 4670 STARR GRP 48,429 49,590 79.31 % 86.86 % 19.00 % 19.00 %
2 761 ALLIANZ INS GRP 33,612 35,222 62.43 % 70.77 % 13.19 % 32.19 %
3 12 AMERICAN INTL GRP 28,491 26,741 35.08 % 46.93 % 11.18 % 43.36 %
4 626 CHUBB LTD GRP 21,664 21,752 4.33 % 6.22 % 8.50 % 51.86 %
5 3219 SOMPO GRP 20,152 19,944 133.95 % 137.27 % 7.91 % 59.77 %
6 796 QBE INS GRP 18,475 17,444 308.37 % 315.43 % 7.25 % 67.02 %
7 150 OLD REPUBLIC GRP 18,056 16,888 46.02 % 57.17 % 7.08 % 74.10 %
8 968 AXA INS GRP 13,132 12,762 98.75 % 120.81 % 5.15 % 79.25 %
9 84 AMERICAN FINANCIAL GRP 12,814 13,360 16.92 % 23.05 % 5.03 % 84.28 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 11,837 11,298 31.88 % 36.99 % 4.64 % 88.93 %
**STATE TOTAL** 254,887 254,276 74.60 % 82.66 % 100.00 % 88.93 %

© 2022 National Association of Insurance Commissioners


496
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 4670 STARR GRP 6,056 6,402 52.57 % 60.97 % 16.75 % 16.75 %
2 3219 SOMPO GRP 4,664 4,572 25.71 % 27.38 % 12.90 % 29.65 %
3 12 AMERICAN INTL GRP 3,860 4,123 58.96 % 65.59 % 10.67 % 40.32 %
4 761 ALLIANZ INS GRP 3,830 2,885 35.69 % 40.24 % 10.59 % 50.91 %
5 796 QBE INS GRP 3,555 2,580 N/A 47.62 % 9.83 % 60.75 %
6 84 AMERICAN FINANCIAL GRP 2,704 2,706 35.31 % 39.27 % 7.48 % 68.22 %
7 31 BERKSHIRE HATHAWAY GRP 1,808 1,456 11.53 % 14.87 % 5.00 % 73.22 %
8 626 CHUBB LTD GRP 1,716 1,711 N/A N/A 4.75 % 77.97 %
9 150 OLD REPUBLIC GRP 1,613 1,646 75.33 % 87.18 % 4.46 % 82.43 %
10 968 AXA INS GRP 1,300 1,350 N/A N/A 3.60 % 86.02 %
**STATE TOTAL** 36,157 34,089 38.37 % 46.47 % 100.00 % 86.02 %

Vermont 1 4670 STARR GRP 419 352 53.92 % 58.58 % 16.88 % 16.88 %
2 796 QBE INS GRP 322 232 N/A N/A 12.96 % 29.84 %
3 12 AMERICAN INTL GRP 298 273 N/A N/A 12.02 % 41.87 %
4 31 BERKSHIRE HATHAWAY GRP 255 213 3.87 % 4.49 % 10.27 % 52.14 %
5 3219 SOMPO GRP 211 183 6.86 % 7.63 % 8.50 % 60.63 %
6 361 MUNICH RE GRP 194 194 14.81 % 15.40 % 7.84 % 68.47 %
7 626 CHUBB LTD GRP 190 189 N/A N/A 7.67 % 76.14 %
8 968 AXA INS GRP 175 108 N/A N/A 7.07 % 83.21 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 171 155 N/A N/A 6.89 % 90.10 %
10 84 AMERICAN FINANCIAL GRP 124 78 6.52 % 9.06 % 5.01 % 95.10 %
**STATE TOTAL** 2,481 2,080 2.74 % 5.13 % 100.00 % 95.10 %

Virginia 1 4670 STARR GRP 21,645 19,590 44.95 % 53.30 % 35.15 % 35.15 %
2 12 AMERICAN INTL GRP 8,122 7,538 42.74 % 49.43 % 13.19 % 48.33 %
3 626 CHUBB LTD GRP 5,795 5,699 1.59 % 4.07 % 9.41 % 57.74 %
4 761 ALLIANZ INS GRP 3,513 10,493 16.00 % 17.31 % 5.70 % 63.45 %
5 150 OLD REPUBLIC GRP 3,212 3,142 28.43 % 36.15 % 5.22 % 68.66 %
6 968 AXA INS GRP 3,062 2,870 N/A N/A 4.97 % 73.63 %
7 3219 SOMPO GRP 3,052 3,071 N/A N/A 4.96 % 78.59 %
8 361 MUNICH RE GRP 2,429 2,429 20.73 % 22.02 % 3.94 % 82.53 %
9 796 QBE INS GRP 2,277 2,231 N/A N/A 3.70 % 86.23 %
10 84 AMERICAN FINANCIAL GRP 2,216 2,055 56.12 % 62.32 % 3.60 % 89.83 %
**STATE TOTAL** 61,586 65,420 24.30 % 29.29 % 100.00 % 89.83 %

Washington 1 4670 STARR GRP 10,858 10,159 100.99 % 124.87 % 21.12 % 21.12 %
2 12 AMERICAN INTL GRP 6,339 6,254 21.41 % 23.44 % 12.33 % 33.46 %
3 3219 SOMPO GRP 5,195 5,530 62.05 % 68.43 % 10.11 % 43.56 %
4 150 OLD REPUBLIC GRP 4,441 4,289 61.81 % 75.21 % 8.64 % 52.20 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 3,322 3,184 43.47 % 56.97 % 6.46 % 58.67 %
6 31 BERKSHIRE HATHAWAY GRP 3,169 3,296 13.83 % 25.83 % 6.16 % 64.83 %
7 796 QBE INS GRP 3,051 2,813 31.62 % 31.11 % 5.94 % 70.77 %
8 361 MUNICH RE GRP 2,589 2,589 17.61 % 18.29 % 5.04 % 75.80 %
9 626 CHUBB LTD GRP 2,521 2,474 N/A N/A 4.90 % 80.71 %
10 84 AMERICAN FINANCIAL GRP 2,335 1,873 4.29 % 6.72 % 4.54 % 85.25 %
**STATE TOTAL** 51,403 50,129 82.17 % 94.27 % 100.00 % 85.25 %

© 2022 National Association of Insurance Commissioners


497
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 3219 SOMPO GRP 692 636 8.79 % 9.39 % 17.87 % 17.87 %
2 4670 STARR GRP 592 569 61.62 % 71.12 % 15.27 % 33.14 %
3 12 AMERICAN INTL GRP 516 796 62.89 % 65.82 % 13.32 % 46.46 %
4 150 OLD REPUBLIC GRP 381 367 147.68 % 170.15 % 9.83 % 56.28 %
5 31 BERKSHIRE HATHAWAY GRP 308 295 2.20 % 3.24 % 7.96 % 64.24 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 248 262 16.93 % 21.03 % 6.41 % 70.66 %
7 361 MUNICH RE GRP 239 239 5.09 % 5.81 % 6.18 % 76.83 %
8 761 ALLIANZ INS GRP 206 75 N/A N/A 5.31 % 82.14 %
9 626 CHUBB LTD GRP 193 210 N/A N/A 4.97 % 87.11 %
10 796 QBE INS GRP 134 117 N/A N/A 3.45 % 90.56 %
**STATE TOTAL** 3,875 3,980 36.93 % 41.45 % 100.00 % 90.56 %

Wisconsin 1 4670 STARR GRP 3,617 3,389 65.00 % 79.18 % 12.83 % 12.83 %
2 12 AMERICAN INTL GRP 3,319 3,330 39.47 % 45.53 % 11.77 % 24.61 %
3 150 OLD REPUBLIC GRP 2,707 2,534 33.56 % 43.37 % 9.60 % 34.21 %
4 31 BERKSHIRE HATHAWAY GRP 2,259 2,271 28.94 % 30.92 % 8.01 % 42.22 %
5 3219 SOMPO GRP 2,223 2,288 N/A N/A 7.88 % 50.11 %
6 361 MUNICH RE GRP 2,025 2,025 1.50 % 2.80 % 7.18 % 57.29 %
7 796 QBE INS GRP 1,941 1,905 N/A N/A 6.89 % 64.18 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 1,888 1,832 33.85 % 46.97 % 6.70 % 70.88 %
9 761 ALLIANZ INS GRP 1,808 1,654 40.50 % 82.83 % 6.42 % 77.29 %
10 626 CHUBB LTD GRP 1,713 1,715 N/A N/A 6.08 % 83.37 %
**STATE TOTAL** 28,188 27,205 19.65 % 27.14 % 100.00 % 83.37 %

Wyoming 1 12 AMERICAN INTL GRP 2,219 1,260 28.37 % 28.83 % 18.32 % 18.32 %
2 4670 STARR GRP 2,170 1,939 51.29 % 57.64 % 17.92 % 36.25 %
3 3219 SOMPO GRP 1,378 1,310 62.02 % 74.43 % 11.38 % 47.62 %
4 761 ALLIANZ INS GRP 1,350 1,358 29.03 % 32.96 % 11.15 % 58.78 %
5 84 AMERICAN FINANCIAL GRP 842 732 17.02 % 19.03 % 6.95 % 65.73 %
6 150 OLD REPUBLIC GRP 684 539 79.31 % 100.65 % 5.65 % 71.38 %
7 968 AXA INS GRP 648 640 N/A N/A 5.35 % 76.73 %
8 4990 CORE SPECIALTY INS HOLDINGS GRP 496 450 10.18 % 11.71 % 4.10 % 80.83 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 472 408 109.05 % 123.03 % 3.90 % 84.73 %
10 31 BERKSHIRE HATHAWAY GRP 437 428 69.83 % 86.79 % 3.61 % 88.33 %
**STATE TOTAL** 12,108 10,465 38.30 % 44.89 % 100.00 % 88.33 %

Guam 1 12 AMERICAN INTL GRP 263 263 0.00 % 0.00 % 77.67 % 77.67 %
2 3098 TOKIO MARINE HOLDINGS INC GRP 76 10 0.00 % 0.00 % 22.33 % 100.00 %
**STATE TOTAL** 338 273 12.45 % 16.66 % 100.00 % 100.00 %

Puerto Rico 1 626 CHUBB LTD GRP 1,528 1,461 88.25 % 110.91 % 26.56 % 26.56 %
2 4670 STARR GRP 1,502 1,290 40.39 % 56.65 % 26.12 % 52.68 %
3 3219 SOMPO GRP 772 739 13.78 % 15.31 % 13.42 % 66.10 %
4 361 MUNICH RE GRP 590 590 14.73 % 18.87 % 10.25 % 76.35 %
5 968 AXA INS GRP 523 487 328.52 % 482.71 % 9.09 % 85.43 %
6 411 MAPFRE INS GRP 447 356 87.94 % 101.55 % 7.77 % 93.20 %
7 84 AMERICAN FINANCIAL GRP 230 229 N/A N/A 4.00 % 97.20 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 87 65 N/A 0.62 % 1.50 % 98.71 %
9 761 ALLIANZ INS GRP 66 92 N/A N/A 1.15 % 99.86 %
10 12 AMERICAN INTL GRP 8 276 N/A N/A 0.14 % 100.00 %
**STATE TOTAL** 5,753 5,586 67.97 % 92.73 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


498
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
22 ‐ Aircraft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
U.S. Virgin Islands 1 3219 SOMPO GRP 473 483 412.96 % 426.02 % 39.27 % 39.27 %
2 15642 UNDERWRITERS AT LLOYDS LONDON 425 359 1.28 % 1.28 % 35.27 % 74.53 %
3 968 AXA INS GRP 307 309 N/A N/A 25.47 % 100.00 %
**STATE TOTAL** 1,204 1,152 154.37 % 176.99 % 100.00 % 100.00 %

Canada 1 968 AXA INS GRP 33,684 36,390 27.27 % 27.56 % 44.99 % 44.99 %
2 761 ALLIANZ INS GRP 25,114 26,196 31.40 % 34.21 % 33.54 % 78.53 %
3 31 BERKSHIRE HATHAWAY GRP 13,469 12,418 63.47 % 62.50 % 17.99 % 96.52 %
4 84 AMERICAN FINANCIAL GRP 2,553 1,890 N/A N/A 3.41 % 99.93 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 605 689 12.98 % 13.23 % 0.81 % 100.00 %
**STATE TOTAL** 74,870 77,034 29.11 % 30.22 % 100.00 % 100.00 %

Agg. Other Alien 1 361 MUNICH RE GRP 29,589 1,242 834.90 % 924.06 % 42.84 % 42.84 %
2 4670 STARR GRP 13,719 14,516 N/A N/A 19.86 % 62.70 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 13,403 15,895 31.66 % 31.80 % 19.40 % 82.10 %
4 31 BERKSHIRE HATHAWAY GRP 5,167 4,951 22.91 % 26.20 % 7.48 % 89.58 %
5 968 AXA INS GRP 3,830 3,956 123.62 % 107.36 % 5.54 % 95.12 %
6 12 AMERICAN INTL GRP 2,603 2,787 433.73 % 472.34 % 3.77 % 98.89 %
7 761 ALLIANZ INS GRP 467 350 N/A N/A 0.68 % 99.57 %
8 3219 SOMPO GRP 162 162 22.69 % 25.21 % 0.23 % 99.80 %
9 10972 FIRST NET INS CO 67 76 0.00 % 0.00 % 0.10 % 99.90 %
10 626 CHUBB LTD GRP 64 64 N/A N/A 0.09 % 99.99 %
**STATE TOTAL** 69,076 44,005 67.08 % 70.15 % 100.00 % 99.99 %

© 2022 National Association of Insurance Commissioners


499
23—Fidelity

© 2022 National Association of Insurance Commissioners


500
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 626 CHUBB LTD GRP 241,060 235,288 5.09 % 6.04 % 16.95 % 16.95 %
2 3548 TRAVELERS GRP 228,307 226,766 30.98 % 30.71 % 16.06 % 33.01 %
3 84 AMERICAN FINANCIAL GRP 137,652 126,170 39.84 % 43.91 % 9.68 % 42.69 %
4 12 AMERICAN INTL GRP 87,328 87,507 37.24 % 33.07 % 6.14 % 48.83 %
5 218 CNA INS GRP 85,385 83,084 12.78 % 12.96 % 6.00 % 54.84 %
6 306 CUNA MUT GRP 65,148 63,805 20.59 % 20.60 % 4.58 % 59.42 %
7 91 HARTFORD FIRE & CAS GRP 60,882 57,458 17.82 % 20.48 % 4.28 % 63.70 %
8 212 ZURICH INS GRP 54,285 56,856 34.59 % 35.40 % 3.82 % 67.52 %
9 3416 AXIS CAPITAL GRP 41,672 39,863 34.00 % 34.51 % 2.93 % 70.45 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 40,381 37,300 46.52 % 46.49 % 2.84 % 73.29 %
11 98 WR BERKLEY CORP GRP 39,768 39,364 33.83 % 35.05 % 2.80 % 76.08 %
12 111 LIBERTY MUT GRP 37,917 36,250 116.35 % 112.98 % 2.67 % 78.75 %
13 4942 BEAZLEY GRP 35,215 32,280 55.24 % 55.94 % 2.48 % 81.23 %
14 88 THE HANOVER INS GRP 31,249 27,797 26.22 % 27.63 % 2.20 % 83.43 %
15 31 BERKSHIRE HATHAWAY GRP 24,008 21,670 29.33 % 34.88 % 1.69 % 85.11 %
16 10758 COLONIAL SURETY CO 18,924 13,054 13.66 % 40.26 % 1.33 % 86.44 %
17 256 COACTION GLOBAL INC GRP 16,457 15,442 60.31 % 64.60 % 1.16 % 87.60 %
18 158 FAIRFAX FIN GRP 15,684 14,179 22.44 % 24.11 % 1.10 % 88.70 %
19 1279 ARCH INS GRP 11,371 10,522 43.64 % 46.87 % 0.80 % 89.50 %
20 7 FEDERATED MUT GRP 10,882 11,011 38.31 % 40.91 % 0.77 % 90.27 %
21 242 SELECTIVE INS GRP 10,612 10,445 35.13 % 37.96 % 0.75 % 91.02 %
22 783 RLI INS GRP 9,910 8,985 14.24 % 22.20 % 0.70 % 91.71 %
23 968 AXA INS GRP 9,607 9,357 26.41 % 31.48 % 0.68 % 92.39 %
24 140 NATIONWIDE CORP GRP 8,963 7,325 12.70 % 12.78 % 0.63 % 93.02 %
25 4670 STARR GRP 8,826 7,820 152.66 % 152.50 % 0.62 % 93.64 %
26 2538 AMTRUST FINANCIAL SERV GRP 8,172 7,510 27.36 % 30.81 % 0.57 % 94.21 %
27 11268 ICI MUT INS CO RRG 7,078 7,371 N/A N/A 0.50 % 94.71 %
28 176 STATE FARM GRP 6,275 6,157 N/A 0.17 % 0.44 % 95.15 %
29 280 AUTO OWNERS GRP 6,019 5,820 N/A N/A 0.42 % 95.58 %
30 4904 INTACT FINANCIAL GRP 5,607 5,660 33.37 % 31.01 % 0.39 % 95.97 %
31 4734 APOLLO GLOBAL MGMT GRP 4,849 4,178 13.82 % 13.67 % 0.34 % 96.31 %
32 150 OLD REPUBLIC GRP 4,687 4,669 18.39 % 20.80 % 0.33 % 96.64 %
33 62 EMC INS CO GRP 3,963 3,973 8.72 % 9.57 % 0.28 % 96.92 %
34 796 QBE INS GRP 3,872 3,530 13.65 % 19.71 % 0.27 % 97.19 %
35 30805 FARM CREDIT SYSTEM ASSN CAPTIVE INS 3,866 3,866 N/A N/A 0.27 % 97.46 %
36 244 CINCINNATI FIN GRP 3,259 3,348 62.15 % 62.61 % 0.23 % 97.69 %
37 169 SENTRY INS GRP 2,949 3,051 11.67 % 16.80 % 0.21 % 97.90 %
38 785 MARKEL CORP GRP 2,793 2,496 21.89 % 22.39 % 0.20 % 98.10 %
39 761 ALLIANZ INS GRP 2,587 2,616 31.99 % 37.13 % 0.18 % 98.28 %
40 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 2,539 2,496 43.12 % 38.37 % 0.18 % 98.46 %
41 15350 WEST BEND MUT INS CO 2,340 2,218 1.84 % 1.56 % 0.16 % 98.62 %
42 1120 EVEREST REINS HOLDINGS GRP 2,271 8,104 2.76 % N/A 0.16 % 98.78 %
43 4666 HISCOX INS GRP 1,632 1,486 32.41 % 32.41 % 0.11 % 98.90 %
44 175 STATE AUTO MUT GRP 1,527 1,654 N/A N/A 0.11 % 99.00 %
45 473 AMERICAN FAMILY INS GRP 1,471 1,355 32.80 % 36.46 % 0.10 % 99.11 %
46 228 WESTFIELD GRP 1,393 1,320 34.49 % 42.52 % 0.10 % 99.21 %
47 14184 ACUITY A MUT INS CO 1,256 1,231 9.00 % 8.95 % 0.09 % 99.29 %
48 15792 UNDERWRITERS AT LLOYDS LONDON 992 1,723 N/A N/A 0.07 % 99.36 %
49 4381 SKYWARD SPECIALTY INS GRP INC GRP 929 878 37.52 % 45.04 % 0.07 % 99.43 %
50 11118 FEDERATED RURAL ELECTRIC INS EXCH 793 791 152.79 % 152.83 % 0.06 % 99.49 %
51 3593 USIC GRP 747 836 1.20 % 1.38 % 0.05 % 99.54 %
52 69 FARMERS INS GRP 740 740 41.87 % 36.33 % 0.05 % 99.59 %
53 3479 MERCHANTS BONDING CO GRP 594 537 2.79 % 5.35 % 0.04 % 99.63 %
54 20690 NEW YORK MUNICIPAL INS RECIP 578 570 0.00 % 0.70 % 0.04 % 99.67 %
55 501 ALLEGHANY GRP 566 634 N/A N/A 0.04 % 99.71 %
56 271 PENNSYLVANIA NATL INS GRP 529 527 N/A N/A 0.04 % 99.75 %
57 213 ERIE INS GRP 512 527 N/A N/A 0.04 % 99.79 %
58 225 IAT REINS CO GRP 504 285 26.71 % 32.40 % 0.04 % 99.82 %
59 153 PEKIN INS GRP 442 427 N/A 1.36 % 0.03 % 99.85 %
60 16379 JET INS CO 340 241 12.50 % 13.34 % 0.02 % 99.88 %
61 246 PENNSYLVANIA LUMBERMENS GRP 307 364 48.87 % 48.87 % 0.02 % 99.90 %
62 474 FCCI MUT INS GRP 180 175 N/A N/A 0.01 % 99.91 %
63 4672 DONGBU INS GRP 145 139 0.00 % 0.00 % 0.01 % 99.92 %
64 15642 UNDERWRITERS AT LLOYDS LONDON 137 127 0.00 % 0.00 % 0.01 % 99.93 %
65 3362 FIRST ACCEPTANCE INS GRP 111 121 34.64 % 32.35 % 0.01 % 99.94 %
© 2022 National Association of Insurance Commissioners
501
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 3991 IMT MUT HOLDING GRP 108 107 N/A N/A 0.01 % 99.94 %
67 309 WESTERN NATL MUT GRP 85 77 0.00 % 0.00 % 0.01 % 99.95 %
68 36226 UNITED CAS & SURETY INS CO 82 56 0.00 % 0.00 % 0.01 % 99.96 %
69 4485 COPPERPOINT GRP 80 73 N/A N/A 0.01 % 99.96 %
70 96 SECURA INS GRP 73 70 0.00 % 0.00 % 0.01 % 99.97 %
71 124 AMERISURE CO GRP 65 73 N/A N/A 0.00 % 99.97 %
72 248 UNITED FIRE & CAS GRP 59 60 N/A N/A 0.00 % 99.98 %
73 1309 FRANKENMUTH GRP 50 45 176.93 % 176.94 % 0.00 % 99.98 %
74 10972 FIRST NET INS CO 40 37 2.85 % 2.88 % 0.00 % 99.98 %
75 28550 HOUSING & REDEVELOPMENT INS EXCH 39 39 0.00 % 0.00 % 0.00 % 99.99 %
76 411 MAPFRE INS GRP 38 41 0.00 % 0.00 % 0.00 % 99.99 %
77 214 ALLIANCE INS GRP 34 36 0.00 % 0.00 % 0.00 % 99.99 %
78 561 GEORGIA FARM BUREAU GRP 28 28 0.00 % 0.00 % 0.00 % 99.99 %
79 4715 MS & AD INS GRP 26 26 0.00 % 3.50 % 0.00 % 99.99 %
80 199 UNIVERSAL SURETY GRP 24 21 0.32 % 0.32 % 0.00 % 100.00 %
81 12633 CENTURY INS CO GU LTD 19 16 N/A N/A 0.00 % 100.00 %
82 36 CENTRAL MUT INS CO GRP 19 16 0.00 % 0.00 % 0.00 % 100.00 %
83 3279 INSURORS IND GRP 18 21 N/A N/A 0.00 % 100.00 %
84 748 AMERITRUST GRP INC GRP 18 21 N/A N/A 0.00 % 100.00 %
85 5013 VANTAGE GRP 16 0 43.93 % 58.67 % 0.00 % 100.00 %
86 807 COLUMBIA INS GRP 8 8 0.00 % 0.00 % 0.00 % 100.00 %
87 16748 AFFINITY MUT INS CO 8 8 0.00 % 0.00 % 0.00 % 100.00 %
88 4901 TRANSIT GEN GRP 6 6 0.00 % 0.00 % 0.00 % 100.00 %
89 106 ISLAND INS CO GRP 4 4 N/A N/A 0.00 % 100.00 %
90 13017 US INS CO OF AMER 4 3 0.00 % 0.00 % 0.00 % 100.00 %
91 8 ALLSTATE INS GRP 4 5 N/A N/A 0.00 % 100.00 %
92 250 DONEGAL GRP 2 2 0.00 % 0.00 % 0.00 % 100.00 %
93 660 MERCURY GEN GRP 1 1 0.00 % 0.00 % 0.00 % 100.00 %
94 32727 UNDERWRITERS AT LLOYDS 0 20 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 1,421,933 1,374,235 28.48 % 29.38 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


502
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 626 CHUBB LTD GRP 240,980 235,289 5.23 % 6.19 % 17.36 % 17.36 %
2 3548 TRAVELERS GRP 227,717 226,194 30.17 % 29.90 % 16.40 % 33.76 %
3 84 AMERICAN FINANCIAL GRP 131,177 120,277 41.62 % 45.78 % 9.45 % 43.21 %
4 12 AMERICAN INTL GRP 86,655 86,871 34.97 % 30.74 % 6.24 % 49.45 %
5 218 CNA INS GRP 84,977 82,648 12.81 % 12.97 % 6.12 % 55.57 %
6 306 CUNA MUT GRP 65,148 63,805 20.59 % 20.60 % 4.69 % 60.26 %
7 91 HARTFORD FIRE & CAS GRP 60,824 57,404 17.81 % 20.46 % 4.38 % 64.64 %
8 212 ZURICH INS GRP 54,210 56,837 34.45 % 35.26 % 3.90 % 68.55 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 40,358 37,268 46.18 % 46.16 % 2.91 % 71.45 %
10 3416 AXIS CAPITAL GRP 40,012 38,439 35.35 % 35.98 % 2.88 % 74.34 %
11 98 WR BERKLEY CORP GRP 38,886 38,507 34.21 % 35.43 % 2.80 % 77.14 %
12 4942 BEAZLEY GRP 35,215 32,280 55.24 % 55.94 % 2.54 % 79.67 %
13 88 THE HANOVER INS GRP 31,249 27,797 26.22 % 27.63 % 2.25 % 81.92 %
14 111 LIBERTY MUT GRP 23,867 23,971 159.27 % 163.83 % 1.72 % 83.64 %
15 10758 COLONIAL SURETY CO 18,924 13,054 13.66 % 40.26 % 1.36 % 85.01 %
16 256 COACTION GLOBAL INC GRP 16,457 15,442 60.31 % 64.60 % 1.19 % 86.19 %
17 158 FAIRFAX FIN GRP 15,684 14,179 22.49 % 24.18 % 1.13 % 87.32 %
18 31 BERKSHIRE HATHAWAY GRP 15,368 15,196 24.66 % 28.28 % 1.11 % 88.43 %
19 1279 ARCH INS GRP 11,371 10,522 40.16 % 43.38 % 0.82 % 89.25 %
20 7 FEDERATED MUT GRP 10,882 11,011 38.31 % 40.91 % 0.78 % 90.03 %
21 242 SELECTIVE INS GRP 10,612 10,445 35.13 % 37.96 % 0.76 % 90.80 %
22 783 RLI INS GRP 9,910 8,985 14.24 % 22.20 % 0.71 % 91.51 %
23 968 AXA INS GRP 9,582 9,332 26.39 % 31.46 % 0.69 % 92.20 %
24 140 NATIONWIDE CORP GRP 8,963 7,325 12.70 % 12.78 % 0.65 % 92.85 %
25 4670 STARR GRP 8,900 7,894 151.28 % 151.13 % 0.64 % 93.49 %
26 2538 AMTRUST FINANCIAL SERV GRP 8,172 7,510 27.36 % 30.81 % 0.59 % 94.08 %
27 11268 ICI MUT INS CO RRG 7,078 7,371 N/A N/A 0.51 % 94.59 %
28 176 STATE FARM GRP 6,275 6,157 N/A 0.17 % 0.45 % 95.04 %
29 280 AUTO OWNERS GRP 6,019 5,820 N/A N/A 0.43 % 95.47 %
30 4904 INTACT FINANCIAL GRP 5,607 5,660 33.37 % 31.01 % 0.40 % 95.87 %
31 4734 APOLLO GLOBAL MGMT GRP 4,849 4,178 13.82 % 13.67 % 0.35 % 96.22 %
32 150 OLD REPUBLIC GRP 4,687 4,669 18.39 % 20.80 % 0.34 % 96.56 %
33 62 EMC INS CO GRP 3,963 3,973 8.72 % 9.57 % 0.29 % 96.85 %
34 796 QBE INS GRP 3,870 3,527 13.66 % 19.70 % 0.28 % 97.13 %
35 30805 FARM CREDIT SYSTEM ASSN CAPTIVE INS 3,866 3,866 N/A N/A 0.28 % 97.40 %
36 244 CINCINNATI FIN GRP 3,259 3,348 62.15 % 62.61 % 0.23 % 97.64 %
37 169 SENTRY INS GRP 2,949 3,051 11.67 % 16.80 % 0.21 % 97.85 %
38 785 MARKEL CORP GRP 2,793 2,496 21.89 % 22.39 % 0.20 % 98.05 %
39 761 ALLIANZ INS GRP 2,587 2,616 31.99 % 37.13 % 0.19 % 98.24 %
40 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 2,539 2,496 43.12 % 38.37 % 0.18 % 98.42 %
41 15350 WEST BEND MUT INS CO 2,340 2,218 1.84 % 1.56 % 0.17 % 98.59 %
42 1120 EVEREST REINS HOLDINGS GRP 2,271 8,104 2.76 % N/A 0.16 % 98.75 %
43 4666 HISCOX INS GRP 1,632 1,486 32.41 % 32.41 % 0.12 % 98.87 %
44 175 STATE AUTO MUT GRP 1,527 1,654 N/A N/A 0.11 % 98.98 %
45 473 AMERICAN FAMILY INS GRP 1,471 1,355 32.80 % 36.46 % 0.11 % 99.09 %
46 228 WESTFIELD GRP 1,393 1,320 34.49 % 42.52 % 0.10 % 99.19 %
47 14184 ACUITY A MUT INS CO 1,256 1,231 9.00 % 8.95 % 0.09 % 99.28 %
48 15792 UNDERWRITERS AT LLOYDS LONDON 992 1,723 N/A N/A 0.07 % 99.35 %
49 4381 SKYWARD SPECIALTY INS GRP INC GRP 929 878 37.52 % 45.04 % 0.07 % 99.42 %
50 11118 FEDERATED RURAL ELECTRIC INS EXCH 793 791 152.79 % 152.83 % 0.06 % 99.47 %
51 3593 USIC GRP 747 836 1.20 % 1.38 % 0.05 % 99.53 %
52 69 FARMERS INS GRP 740 740 41.87 % 36.33 % 0.05 % 99.58 %
53 3479 MERCHANTS BONDING CO GRP 594 537 2.79 % 5.35 % 0.04 % 99.62 %
54 20690 NEW YORK MUNICIPAL INS RECIP 578 570 0.00 % 0.70 % 0.04 % 99.66 %
55 501 ALLEGHANY GRP 566 634 N/A N/A 0.04 % 99.71 %
56 271 PENNSYLVANIA NATL INS GRP 529 527 N/A N/A 0.04 % 99.74 %
57 213 ERIE INS GRP 512 527 N/A N/A 0.04 % 99.78 %
58 225 IAT REINS CO GRP 504 285 26.71 % 32.40 % 0.04 % 99.82 %
59 153 PEKIN INS GRP 442 427 N/A 1.36 % 0.03 % 99.85 %
60 16379 JET INS CO 340 241 12.50 % 13.34 % 0.02 % 99.87 %
61 246 PENNSYLVANIA LUMBERMENS GRP 307 364 48.87 % 48.87 % 0.02 % 99.90 %
62 474 FCCI MUT INS GRP 180 175 N/A N/A 0.01 % 99.91 %
63 4672 DONGBU INS GRP 145 139 0.00 % 0.00 % 0.01 % 99.92 %
64 15642 UNDERWRITERS AT LLOYDS LONDON 137 127 0.00 % 0.00 % 0.01 % 99.93 %
65 3362 FIRST ACCEPTANCE INS GRP 111 121 34.64 % 32.35 % 0.01 % 99.94 %
© 2022 National Association of Insurance Commissioners
503
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 3991 IMT MUT HOLDING GRP 108 107 N/A N/A 0.01 % 99.94 %
67 309 WESTERN NATL MUT GRP 85 77 0.00 % 0.00 % 0.01 % 99.95 %
68 36226 UNITED CAS & SURETY INS CO 82 56 0.00 % 0.00 % 0.01 % 99.96 %
69 4485 COPPERPOINT GRP 80 73 N/A N/A 0.01 % 99.96 %
70 96 SECURA INS GRP 73 70 0.00 % 0.00 % 0.01 % 99.97 %
71 124 AMERISURE CO GRP 65 73 N/A N/A 0.00 % 99.97 %
72 248 UNITED FIRE & CAS GRP 59 60 N/A N/A 0.00 % 99.98 %
73 1309 FRANKENMUTH GRP 50 45 176.93 % 176.94 % 0.00 % 99.98 %
74 28550 HOUSING & REDEVELOPMENT INS EXCH 39 39 0.00 % 0.00 % 0.00 % 99.98 %
75 411 MAPFRE INS GRP 38 41 0.00 % 0.00 % 0.00 % 99.99 %
76 214 ALLIANCE INS GRP 34 36 0.00 % 0.00 % 0.00 % 99.99 %
77 10972 FIRST NET INS CO 31 29 2.64 % 2.65 % 0.00 % 99.99 %
78 561 GEORGIA FARM BUREAU GRP 28 28 0.00 % 0.00 % 0.00 % 99.99 %
79 4715 MS & AD INS GRP 26 26 0.00 % 3.50 % 0.00 % 99.99 %
80 199 UNIVERSAL SURETY GRP 24 21 0.32 % 0.32 % 0.00 % 100.00 %
81 12633 CENTURY INS CO GU LTD 19 16 N/A N/A 0.00 % 100.00 %
82 36 CENTRAL MUT INS CO GRP 19 16 0.00 % 0.00 % 0.00 % 100.00 %
83 3279 INSURORS IND GRP 18 21 N/A N/A 0.00 % 100.00 %
84 748 AMERITRUST GRP INC GRP 18 21 N/A N/A 0.00 % 100.00 %
85 5013 VANTAGE GRP 16 0 43.93 % 58.67 % 0.00 % 100.00 %
86 807 COLUMBIA INS GRP 8 8 0.00 % 0.00 % 0.00 % 100.00 %
87 16748 AFFINITY MUT INS CO 8 8 0.00 % 0.00 % 0.00 % 100.00 %
88 4901 TRANSIT GEN GRP 6 6 0.00 % 0.00 % 0.00 % 100.00 %
89 106 ISLAND INS CO GRP 4 4 N/A N/A 0.00 % 100.00 %
90 13017 US INS CO OF AMER 4 3 0.00 % 0.00 % 0.00 % 100.00 %
91 8 ALLSTATE INS GRP 4 5 N/A N/A 0.00 % 100.00 %
92 250 DONEGAL GRP 2 2 0.00 % 0.00 % 0.00 % 100.00 %
93 660 MERCURY GEN GRP 1 1 0.00 % 0.00 % 0.00 % 100.00 %
94 32727 UNDERWRITERS AT LLOYDS 0 20 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 1,388,357 1,345,599 28.24 % 29.27 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


504
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 3548 TRAVELERS GRP 3,538 3,258 N/A N/A 23.34 % 23.34 %
2 626 CHUBB LTD GRP 1,900 1,968 140.48 % 141.67 % 12.53 % 35.87 %
3 218 CNA INS GRP 1,192 1,035 9.29 % 9.25 % 7.86 % 43.73 %
4 306 CUNA MUT GRP 1,152 1,121 80.84 % 80.93 % 7.60 % 51.33 %
5 212 ZURICH INS GRP 923 850 N/A N/A 6.09 % 57.41 %
6 84 AMERICAN FINANCIAL GRP 692 775 20.87 % 24.73 % 4.57 % 61.98 %
7 91 HARTFORD FIRE & CAS GRP 668 588 109.19 % 149.83 % 4.40 % 66.38 %
8 12 AMERICAN INTL GRP 586 553 12.54 % 10.09 % 3.86 % 70.25 %
9 111 LIBERTY MUT GRP 509 446 100.93 % 100.18 % 3.36 % 73.60 %
10 256 COACTION GLOBAL INC GRP 408 347 72.84 % 73.41 % 2.69 % 76.29 %
**STATE TOTAL** 15,162 14,353 39.74 % 42.30 % 100.00 % 76.29 %

Alaska 1 3548 TRAVELERS GRP 410 406 N/A N/A 15.26 % 15.26 %
2 176 STATE FARM GRP 329 323 0.00 % 0.00 % 12.25 % 27.51 %
3 306 CUNA MUT GRP 293 291 23.95 % 23.95 % 10.90 % 38.40 %
4 84 AMERICAN FINANCIAL GRP 256 179 7.71 % 10.59 % 9.54 % 47.94 %
5 12 AMERICAN INTL GRP 255 251 279.25 % 273.31 % 9.50 % 57.44 %
6 218 CNA INS GRP 190 187 0.00 % N/A 7.08 % 64.52 %
7 98 WR BERKLEY CORP GRP 126 121 7.52 % 7.74 % 4.67 % 69.19 %
8 626 CHUBB LTD GRP 126 146 N/A N/A 4.67 % 73.86 %
9 91 HARTFORD FIRE & CAS GRP 124 114 16.26 % 16.35 % 4.62 % 78.48 %
10 785 MARKEL CORP GRP 86 78 2.05 % 2.95 % 3.22 % 81.70 %
**STATE TOTAL** 2,688 2,631 14.19 % 16.05 % 100.00 % 81.70 %

Arizona 1 626 CHUBB LTD GRP 2,496 2,459 N/A N/A 16.58 % 16.58 %
2 3548 TRAVELERS GRP 2,048 1,933 32.88 % 32.10 % 13.60 % 30.18 %
3 84 AMERICAN FINANCIAL GRP 1,657 1,813 173.56 % 175.97 % 11.01 % 41.19 %
4 218 CNA INS GRP 851 811 109.24 % 109.53 % 5.65 % 46.84 %
5 91 HARTFORD FIRE & CAS GRP 804 748 9.29 % 11.41 % 5.34 % 52.18 %
6 12 AMERICAN INTL GRP 680 666 20.17 % 17.27 % 4.52 % 56.70 %
7 98 WR BERKLEY CORP GRP 678 735 21.29 % 21.44 % 4.50 % 61.20 %
8 306 CUNA MUT GRP 608 593 89.12 % 89.22 % 4.04 % 65.24 %
9 4942 BEAZLEY GRP 530 439 11.94 % 6.97 % 3.52 % 68.76 %
10 88 THE HANOVER INS GRP 511 466 8.71 % 8.10 % 3.40 % 72.16 %
**STATE TOTAL** 15,055 14,615 45.02 % 47.59 % 100.00 % 72.16 %

Arkansas 1 3548 TRAVELERS GRP 1,714 1,901 113.12 % 112.86 % 18.44 % 18.44 %
2 12 AMERICAN INTL GRP 1,491 1,468 20.48 % 17.99 % 16.05 % 34.49 %
3 626 CHUBB LTD GRP 1,251 1,276 34.14 % 32.12 % 13.46 % 47.95 %
4 84 AMERICAN FINANCIAL GRP 865 833 47.55 % 54.60 % 9.30 % 57.26 %
5 218 CNA INS GRP 774 782 18.05 % 19.18 % 8.33 % 65.59 %
6 212 ZURICH INS GRP 370 368 5.00 % 5.76 % 3.99 % 69.57 %
7 306 CUNA MUT GRP 370 374 N/A N/A 3.98 % 73.56 %
8 3416 AXIS CAPITAL GRP 302 293 16.82 % 19.81 % 3.25 % 76.81 %
9 91 HARTFORD FIRE & CAS GRP 285 274 N/A 1.53 % 3.06 % 79.87 %
10 7 FEDERATED MUT GRP 233 231 26.09 % 26.82 % 2.51 % 82.38 %
**STATE TOTAL** 9,293 9,376 43.74 % 44.64 % 100.00 % 82.38 %

© 2022 National Association of Insurance Commissioners


505
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 626 CHUBB LTD GRP 31,842 30,913 14.97 % 15.75 % 19.78 % 19.78 %
2 3548 TRAVELERS GRP 18,832 18,450 43.55 % 43.03 % 11.70 % 31.48 %
3 84 AMERICAN FINANCIAL GRP 17,856 15,729 26.31 % 34.75 % 11.09 % 42.57 %
4 218 CNA INS GRP 8,932 8,455 N/A N/A 5.55 % 48.12 %
5 91 HARTFORD FIRE & CAS GRP 8,012 7,787 22.52 % 22.81 % 4.98 % 53.10 %
6 12 AMERICAN INTL GRP 7,763 7,412 93.32 % 86.38 % 4.82 % 57.92 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 6,688 6,239 71.33 % 72.00 % 4.16 % 62.08 %
8 4942 BEAZLEY GRP 6,573 6,092 48.70 % 49.41 % 4.08 % 66.16 %
9 98 WR BERKLEY CORP GRP 6,186 5,611 43.37 % 47.07 % 3.84 % 70.00 %
10 212 ZURICH INS GRP 5,730 5,743 6.03 % 8.15 % 3.56 % 73.56 %
**STATE TOTAL** 160,967 151,461 40.24 % 42.46 % 100.00 % 73.56 %

Colorado 1 3548 TRAVELERS GRP 5,524 5,398 N/A N/A 20.81 % 20.81 %
2 30805 FARM CREDIT SYSTEM ASSN CAPTIVE INS 3,866 3,866 N/A N/A 14.56 % 35.37 %
3 626 CHUBB LTD GRP 3,478 3,343 N/A N/A 13.10 % 48.47 %
4 218 CNA INS GRP 1,940 1,902 18.73 % 18.95 % 7.31 % 55.77 %
5 84 AMERICAN FINANCIAL GRP 1,834 1,623 74.97 % 77.83 % 6.91 % 62.68 %
6 12 AMERICAN INTL GRP 1,023 1,032 193.21 % 191.22 % 3.85 % 66.53 %
7 98 WR BERKLEY CORP GRP 1,004 906 10.36 % 10.64 % 3.78 % 70.32 %
8 91 HARTFORD FIRE & CAS GRP 876 843 1.98 % 3.65 % 3.30 % 73.62 %
9 306 CUNA MUT GRP 798 804 N/A N/A 3.01 % 76.62 %
10 212 ZURICH INS GRP 750 731 N/A N/A 2.83 % 79.45 %
**STATE TOTAL** 26,550 26,087 4.37 % 5.27 % 100.00 % 79.45 %

Connecticut 1 626 CHUBB LTD GRP 5,453 5,703 N/A N/A 21.05 % 21.05 %
2 3548 TRAVELERS GRP 3,968 4,104 2.82 % 1.93 % 15.32 % 36.37 %
3 84 AMERICAN FINANCIAL GRP 2,850 2,706 35.77 % 38.55 % 11.00 % 47.38 %
4 12 AMERICAN INTL GRP 2,040 1,919 26.17 % 19.28 % 7.87 % 55.25 %
5 91 HARTFORD FIRE & CAS GRP 1,752 1,676 4.91 % 6.17 % 6.76 % 62.01 %
6 218 CNA INS GRP 1,646 1,120 1.42 % 3.02 % 6.35 % 68.37 %
7 98 WR BERKLEY CORP GRP 1,076 1,044 15.42 % 15.42 % 4.15 % 72.52 %
8 212 ZURICH INS GRP 1,049 1,115 N/A N/A 4.05 % 76.57 %
9 3416 AXIS CAPITAL GRP 992 1,210 3.67 % 4.32 % 3.83 % 80.40 %
10 306 CUNA MUT GRP 690 691 38.96 % 38.99 % 2.66 % 83.06 %
**STATE TOTAL** 25,902 25,584 9.16 % 9.08 % 100.00 % 83.06 %

Delaware 1 84 AMERICAN FINANCIAL GRP 948 969 130.98 % 137.06 % 17.16 % 17.16 %
2 626 CHUBB LTD GRP 934 983 30.10 % 31.08 % 16.91 % 34.08 %
3 3548 TRAVELERS GRP 673 659 0.09 % N/A 12.19 % 46.27 %
4 12 AMERICAN INTL GRP 393 382 13.17 % 10.98 % 7.12 % 53.39 %
5 306 CUNA MUT GRP 335 333 488.57 % 489.00 % 6.07 % 59.46 %
6 212 ZURICH INS GRP 303 323 N/A N/A 5.48 % 64.94 %
7 91 HARTFORD FIRE & CAS GRP 274 237 0.53 % 3.45 % 4.96 % 69.90 %
8 218 CNA INS GRP 227 215 N/A N/A 4.10 % 74.00 %
9 3416 AXIS CAPITAL GRP 156 122 N/A N/A 2.82 % 76.82 %
10 968 AXA INS GRP 150 140 4.19 % 12.11 % 2.72 % 79.53 %
**STATE TOTAL** 5,522 5,445 45.80 % 47.38 % 100.00 % 79.53 %

© 2022 National Association of Insurance Commissioners


506
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 626 CHUBB LTD GRP 3,419 3,344 N/A N/A 22.82 % 22.82 %
2 3548 TRAVELERS GRP 3,086 3,046 13.46 % 13.22 % 20.59 % 43.41 %
3 212 ZURICH INS GRP 2,155 2,972 N/A N/A 14.38 % 57.79 %
4 12 AMERICAN INTL GRP 975 1,016 70.75 % 67.69 % 6.50 % 64.29 %
5 84 AMERICAN FINANCIAL GRP 806 756 1.76 % 26.37 % 5.38 % 69.67 %
6 218 CNA INS GRP 674 643 N/A N/A 4.50 % 74.16 %
7 4942 BEAZLEY GRP 508 492 30.02 % 29.44 % 3.39 % 77.56 %
8 306 CUNA MUT GRP 504 505 26.38 % 26.42 % 3.36 % 80.92 %
9 3416 AXIS CAPITAL GRP 481 454 N/A N/A 3.21 % 84.13 %
10 91 HARTFORD FIRE & CAS GRP 472 442 N/A N/A 3.15 % 87.28 %
**STATE TOTAL** 14,985 15,505 0.18 % N/A 100.00 % 87.28 %

Florida 1 3548 TRAVELERS GRP 13,596 13,432 14.86 % 14.03 % 19.69 % 19.69 %
2 626 CHUBB LTD GRP 10,197 9,857 34.88 % 39.51 % 14.77 % 34.45 %
3 84 AMERICAN FINANCIAL GRP 4,658 4,439 4.26 % 11.10 % 6.74 % 41.20 %
4 218 CNA INS GRP 4,369 4,360 14.45 % 19.02 % 6.33 % 47.52 %
5 306 CUNA MUT GRP 3,981 3,183 1.47 % 1.54 % 5.76 % 53.29 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 3,846 3,533 23.26 % 23.31 % 5.57 % 58.86 %
7 91 HARTFORD FIRE & CAS GRP 3,684 3,539 33.51 % 35.46 % 5.33 % 64.19 %
8 88 THE HANOVER INS GRP 3,389 3,387 78.26 % 79.32 % 4.91 % 69.10 %
9 12 AMERICAN INTL GRP 2,553 2,671 24.41 % 20.88 % 3.70 % 72.80 %
10 212 ZURICH INS GRP 2,339 2,611 25.15 % 25.58 % 3.39 % 76.18 %
**STATE TOTAL** 69,062 67,250 48.42 % 50.46 % 100.00 % 76.18 %

Georgia 1 3548 TRAVELERS GRP 6,277 6,251 25.04 % 23.97 % 17.31 % 17.31 %
2 626 CHUBB LTD GRP 6,133 5,888 N/A N/A 16.92 % 34.23 %
3 12 AMERICAN INTL GRP 2,494 2,583 70.13 % 67.88 % 6.88 % 41.11 %
4 91 HARTFORD FIRE & CAS GRP 2,118 2,026 8.08 % 10.45 % 5.84 % 46.95 %
5 84 AMERICAN FINANCIAL GRP 2,029 2,581 560.50 % 568.58 % 5.60 % 52.55 %
6 218 CNA INS GRP 1,774 1,754 11.42 % 11.54 % 4.89 % 57.44 %
7 88 THE HANOVER INS GRP 1,527 1,248 71.23 % 80.31 % 4.21 % 61.65 %
8 3416 AXIS CAPITAL GRP 1,472 1,518 9.29 % 12.24 % 4.06 % 65.71 %
9 4942 BEAZLEY GRP 1,444 1,358 69.12 % 68.08 % 3.98 % 69.70 %
10 212 ZURICH INS GRP 1,402 1,381 3.22 % 2.15 % 3.87 % 73.56 %
**STATE TOTAL** 36,255 35,435 69.41 % 70.81 % 100.00 % 73.56 %

Hawaii 1 84 AMERICAN FINANCIAL GRP 912 901 1.14 % 3.19 % 18.67 % 18.67 %
2 3548 TRAVELERS GRP 885 886 1.69 % 1.58 % 18.11 % 36.78 %
3 306 CUNA MUT GRP 766 770 2.10 % 2.10 % 15.67 % 52.45 %
4 626 CHUBB LTD GRP 415 369 N/A N/A 8.50 % 60.95 %
5 218 CNA INS GRP 412 416 N/A N/A 8.44 % 69.38 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 326 342 N/A N/A 6.68 % 76.06 %
7 12 AMERICAN INTL GRP 309 354 8.57 % 5.81 % 6.33 % 82.39 %
8 256 COACTION GLOBAL INC GRP 143 49 2.62 % 2.74 % 2.92 % 85.31 %
9 212 ZURICH INS GRP 127 115 N/A N/A 2.60 % 87.92 %
10 98 WR BERKLEY CORP GRP 87 65 N/A N/A 1.78 % 89.70 %
**STATE TOTAL** 4,886 4,735 2.50 % 3.11 % 100.00 % 89.70 %

© 2022 National Association of Insurance Commissioners


507
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 3548 TRAVELERS GRP 745 707 1.20 % 1.16 % 20.00 % 20.00 %
2 256 COACTION GLOBAL INC GRP 540 346 18.67 % 18.91 % 14.50 % 34.51 %
3 306 CUNA MUT GRP 309 291 N/A N/A 8.30 % 42.81 %
4 84 AMERICAN FINANCIAL GRP 274 212 331.42 % 334.67 % 7.35 % 50.16 %
5 626 CHUBB LTD GRP 252 247 N/A N/A 6.75 % 56.91 %
6 218 CNA INS GRP 251 255 13.08 % 28.87 % 6.74 % 63.65 %
7 212 ZURICH INS GRP 176 165 153.42 % 153.13 % 4.71 % 68.36 %
8 12 AMERICAN INTL GRP 161 148 20.83 % 19.01 % 4.31 % 72.68 %
9 7 FEDERATED MUT GRP 97 95 30.95 % 31.74 % 2.60 % 75.28 %
10 91 HARTFORD FIRE & CAS GRP 87 73 342.19 % 343.96 % 2.34 % 77.62 %
**STATE TOTAL** 3,725 3,323 40.25 % 42.69 % 100.00 % 77.62 %

Illinois 1 626 CHUBB LTD GRP 15,230 14,812 0.72 % 0.61 % 20.33 % 20.33 %
2 3548 TRAVELERS GRP 11,526 11,518 13.64 % 13.53 % 15.39 % 35.71 %
3 84 AMERICAN FINANCIAL GRP 6,577 6,273 43.38 % 47.89 % 8.78 % 44.49 %
4 12 AMERICAN INTL GRP 5,263 5,255 27.17 % 23.65 % 7.03 % 51.52 %
5 218 CNA INS GRP 4,719 4,491 18.46 % 19.09 % 6.30 % 57.82 %
6 98 WR BERKLEY CORP GRP 3,008 2,728 139.86 % 144.27 % 4.01 % 61.83 %
7 91 HARTFORD FIRE & CAS GRP 2,953 2,713 41.23 % 57.76 % 3.94 % 65.77 %
8 3416 AXIS CAPITAL GRP 2,692 2,637 20.66 % 21.94 % 3.59 % 69.37 %
9 212 ZURICH INS GRP 2,358 2,442 259.31 % 263.53 % 3.15 % 72.52 %
10 306 CUNA MUT GRP 2,345 2,313 13.60 % 13.64 % 3.13 % 75.65 %
**STATE TOTAL** 74,915 73,746 38.35 % 39.82 % 100.00 % 75.65 %

Indiana 1 3548 TRAVELERS GRP 4,413 4,199 4.37 % 4.18 % 21.62 % 21.62 %
2 626 CHUBB LTD GRP 3,614 3,505 N/A N/A 17.71 % 39.32 %
3 306 CUNA MUT GRP 1,449 1,439 16.34 % 16.36 % 7.10 % 46.42 %
4 218 CNA INS GRP 1,426 1,329 16.76 % 16.65 % 6.99 % 53.41 %
5 12 AMERICAN INTL GRP 1,075 1,131 9.11 % 3.33 % 5.26 % 58.67 %
6 256 COACTION GLOBAL INC GRP 979 579 4.95 % 5.21 % 4.80 % 63.47 %
7 84 AMERICAN FINANCIAL GRP 932 620 36.13 % 39.36 % 4.57 % 68.04 %
8 212 ZURICH INS GRP 901 971 74.68 % 75.13 % 4.42 % 72.45 %
9 91 HARTFORD FIRE & CAS GRP 475 402 28.85 % 37.60 % 2.33 % 74.78 %
10 242 SELECTIVE INS GRP 462 451 134.72 % 142.26 % 2.26 % 77.04 %
**STATE TOTAL** 20,412 19,295 10.49 % 10.13 % 100.00 % 77.04 %

Iowa 1 3548 TRAVELERS GRP 3,219 3,161 19.60 % 19.11 % 22.80 % 22.80 %
2 626 CHUBB LTD GRP 2,249 2,215 N/A N/A 15.93 % 38.73 %
3 84 AMERICAN FINANCIAL GRP 1,155 944 16.09 % 25.07 % 8.18 % 46.92 %
4 218 CNA INS GRP 807 787 31.89 % 33.66 % 5.72 % 52.63 %
5 4904 INTACT FINANCIAL GRP 752 507 1.87 % 4.50 % 5.33 % 57.96 %
6 62 EMC INS CO GRP 718 717 24.73 % 25.46 % 5.09 % 63.05 %
7 12 AMERICAN INTL GRP 687 1,194 44.40 % 42.88 % 4.87 % 67.91 %
8 306 CUNA MUT GRP 616 599 37.18 % 39.06 % 4.36 % 72.27 %
9 256 COACTION GLOBAL INC GRP 498 455 35.42 % 37.33 % 3.52 % 75.80 %
10 91 HARTFORD FIRE & CAS GRP 285 254 19.68 % 21.50 % 2.02 % 77.82 %
**STATE TOTAL** 14,117 14,206 18.05 % 17.34 % 100.00 % 77.82 %

© 2022 National Association of Insurance Commissioners


508
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 3548 TRAVELERS GRP 2,889 2,989 19.83 % 19.95 % 24.91 % 24.91 %
2 626 CHUBB LTD GRP 2,047 1,960 2.63 % 2.37 % 17.65 % 42.56 %
3 306 CUNA MUT GRP 720 734 29.46 % 29.48 % 6.21 % 48.76 %
4 91 HARTFORD FIRE & CAS GRP 694 654 36.78 % 39.75 % 5.99 % 54.75 %
5 12 AMERICAN INTL GRP 655 610 N/A N/A 5.65 % 60.40 %
6 218 CNA INS GRP 651 897 11.83 % 12.99 % 5.61 % 66.01 %
7 84 AMERICAN FINANCIAL GRP 564 474 15.39 % 20.57 % 4.86 % 70.87 %
8 212 ZURICH INS GRP 429 394 10.44 % 8.31 % 3.70 % 74.57 %
9 4942 BEAZLEY GRP 287 290 324.15 % 328.74 % 2.48 % 77.05 %
10 62 EMC INS CO GRP 267 274 N/A N/A 2.30 % 79.35 %
**STATE TOTAL** 11,598 12,125 24.89 % 26.11 % 100.00 % 79.35 %

Kentucky 1 626 CHUBB LTD GRP 2,180 2,084 N/A N/A 20.53 % 20.53 %
2 3548 TRAVELERS GRP 1,977 2,136 30.68 % 30.36 % 18.61 % 39.14 %
3 84 AMERICAN FINANCIAL GRP 955 723 21.05 % 25.00 % 8.99 % 48.13 %
4 218 CNA INS GRP 734 672 24.86 % 25.27 % 6.91 % 55.05 %
5 111 LIBERTY MUT GRP 562 545 18.20 % 23.04 % 5.29 % 60.34 %
6 306 CUNA MUT GRP 543 543 N/A N/A 5.12 % 65.45 %
7 12 AMERICAN INTL GRP 378 378 N/A N/A 3.56 % 69.01 %
8 256 COACTION GLOBAL INC GRP 343 215 51.50 % 53.82 % 3.23 % 72.24 %
9 4904 INTACT FINANCIAL GRP 302 150 14.94 % 17.61 % 2.84 % 75.09 %
10 212 ZURICH INS GRP 292 346 N/A N/A 2.75 % 77.83 %
**STATE TOTAL** 10,620 10,101 14.22 % 16.68 % 100.00 % 77.83 %

Louisiana 1 3548 TRAVELERS GRP 5,138 5,100 25.68 % 25.58 % 37.70 % 37.70 %
2 306 CUNA MUT GRP 1,670 1,657 N/A N/A 12.26 % 49.96 %
3 84 AMERICAN FINANCIAL GRP 1,339 963 18.50 % 24.37 % 9.83 % 59.79 %
4 626 CHUBB LTD GRP 1,319 1,264 N/A N/A 9.68 % 69.47 %
5 218 CNA INS GRP 1,153 1,114 13.59 % 12.21 % 8.46 % 77.93 %
6 212 ZURICH INS GRP 783 883 4.02 % 2.73 % 5.75 % 83.68 %
7 88 THE HANOVER INS GRP 192 176 15.27 % 18.22 % 1.41 % 85.09 %
8 91 HARTFORD FIRE & CAS GRP 182 179 2.48 % 4.62 % 1.34 % 86.42 %
9 12 AMERICAN INTL GRP 170 178 8.46 % 5.20 % 1.25 % 87.68 %
10 7 FEDERATED MUT GRP 152 157 1.94 % 2.67 % 1.12 % 88.79 %
**STATE TOTAL** 13,627 13,312 8.00 % 9.46 % 100.00 % 88.79 %

Maine 1 3548 TRAVELERS GRP 1,372 1,406 4.98 % 4.79 % 29.81 % 29.81 %
2 306 CUNA MUT GRP 715 709 N/A N/A 15.54 % 45.36 %
3 626 CHUBB LTD GRP 525 532 N/A N/A 11.41 % 56.76 %
4 88 THE HANOVER INS GRP 320 254 21.99 % 36.12 % 6.95 % 63.72 %
5 84 AMERICAN FINANCIAL GRP 209 170 11.82 % 22.75 % 4.53 % 68.25 %
6 98 WR BERKLEY CORP GRP 191 302 402.19 % 401.63 % 4.14 % 72.39 %
7 12 AMERICAN INTL GRP 186 199 63.10 % 60.72 % 4.05 % 76.44 %
8 218 CNA INS GRP 175 174 238.25 % 242.46 % 3.80 % 80.24 %
9 91 HARTFORD FIRE & CAS GRP 166 146 4.76 % 8.54 % 3.60 % 83.84 %
10 3416 AXIS CAPITAL GRP 161 196 143.78 % 148.98 % 3.51 % 87.35 %
**STATE TOTAL** 4,602 4,650 50.58 % 52.87 % 100.00 % 87.35 %

© 2022 National Association of Insurance Commissioners


509
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 626 CHUBB LTD GRP 5,274 4,985 N/A N/A 19.71 % 19.71 %
2 3548 TRAVELERS GRP 4,965 4,905 43.54 % 35.63 % 18.55 % 38.26 %
3 91 HARTFORD FIRE & CAS GRP 2,400 2,301 4.36 % 10.40 % 8.97 % 47.23 %
4 84 AMERICAN FINANCIAL GRP 1,897 1,860 5.97 % 11.48 % 7.09 % 54.32 %
5 218 CNA INS GRP 1,758 1,847 6.41 % 7.43 % 6.57 % 60.89 %
6 212 ZURICH INS GRP 1,502 1,396 N/A N/A 5.61 % 66.51 %
7 306 CUNA MUT GRP 1,420 1,414 N/A N/A 5.31 % 71.81 %
8 12 AMERICAN INTL GRP 824 907 51.78 % 48.79 % 3.08 % 74.89 %
9 242 SELECTIVE INS GRP 767 743 47.33 % 52.17 % 2.87 % 77.76 %
10 11268 ICI MUT INS CO RRG 701 834 4.92 % 6.54 % 2.62 % 80.38 %
**STATE TOTAL** 26,759 26,215 9.91 % 9.72 % 100.00 % 80.38 %

Massachusetts 1 626 CHUBB LTD GRP 12,352 11,821 20.76 % 22.06 % 22.83 % 22.83 %
2 3548 TRAVELERS GRP 8,541 8,457 17.32 % 16.50 % 15.79 % 38.62 %
3 84 AMERICAN FINANCIAL GRP 5,087 4,358 6.04 % 10.09 % 9.40 % 48.02 %
4 12 AMERICAN INTL GRP 3,159 3,301 12.60 % 8.28 % 5.84 % 53.86 %
5 218 CNA INS GRP 2,843 2,741 13.26 % 13.15 % 5.25 % 59.11 %
6 212 ZURICH INS GRP 2,657 2,528 27.90 % 27.43 % 4.91 % 64.03 %
7 91 HARTFORD FIRE & CAS GRP 2,424 2,340 41.84 % 44.21 % 4.48 % 68.51 %
8 4942 BEAZLEY GRP 2,156 1,799 32.16 % 34.82 % 3.99 % 72.49 %
9 3416 AXIS CAPITAL GRP 1,923 1,854 29.16 % 31.73 % 3.56 % 76.05 %
10 88 THE HANOVER INS GRP 1,684 1,576 13.51 % 10.04 % 3.11 % 79.16 %
**STATE TOTAL** 54,102 51,723 18.60 % 19.16 % 100.00 % 79.16 %

Michigan 1 3548 TRAVELERS GRP 5,732 5,871 30.32 % 31.00 % 16.69 % 16.69 %
2 626 CHUBB LTD GRP 5,359 5,402 N/A N/A 15.60 % 32.29 %
3 84 AMERICAN FINANCIAL GRP 2,990 2,732 34.29 % 39.54 % 8.70 % 41.00 %
4 306 CUNA MUT GRP 2,921 2,869 N/A N/A 8.51 % 49.50 %
5 218 CNA INS GRP 2,689 2,629 13.95 % 14.88 % 7.83 % 57.33 %
6 12 AMERICAN INTL GRP 1,725 2,006 57.80 % 52.33 % 5.02 % 62.35 %
7 91 HARTFORD FIRE & CAS GRP 1,324 1,216 15.86 % 19.27 % 3.85 % 66.21 %
8 88 THE HANOVER INS GRP 1,148 1,140 N/A N/A 3.34 % 69.55 %
9 212 ZURICH INS GRP 1,138 1,270 72.18 % 77.30 % 3.31 % 72.86 %
10 3416 AXIS CAPITAL GRP 984 943 8.48 % 9.98 % 2.86 % 75.73 %
**STATE TOTAL** 34,348 34,535 15.47 % 15.82 % 100.00 % 75.73 %

Minnesota 1 626 CHUBB LTD GRP 5,715 5,629 N/A N/A 19.27 % 19.27 %
2 3548 TRAVELERS GRP 4,055 4,089 28.99 % 28.20 % 13.68 % 32.95 %
3 84 AMERICAN FINANCIAL GRP 2,904 3,058 86.01 % 90.46 % 9.79 % 42.74 %
4 218 CNA INS GRP 1,309 1,252 14.76 % 14.16 % 4.42 % 47.16 %
5 3416 AXIS CAPITAL GRP 1,274 1,189 20.57 % 28.71 % 4.30 % 51.45 %
6 306 CUNA MUT GRP 1,238 1,184 48.77 % 48.77 % 4.17 % 55.63 %
7 91 HARTFORD FIRE & CAS GRP 1,218 1,159 0.08 % 2.33 % 4.11 % 59.74 %
8 12 AMERICAN INTL GRP 1,168 1,162 N/A N/A 3.94 % 63.68 %
9 4942 BEAZLEY GRP 1,060 1,116 N/A N/A 3.57 % 67.25 %
10 2538 AMTRUST FINANCIAL SERV GRP 1,024 581 33.47 % 36.02 % 3.45 % 70.70 %
**STATE TOTAL** 29,654 29,176 20.35 % 18.45 % 100.00 % 70.70 %

© 2022 National Association of Insurance Commissioners


510
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 3548 TRAVELERS GRP 2,547 2,446 10.87 % 10.82 % 30.80 % 30.80 %
2 84 AMERICAN FINANCIAL GRP 1,018 785 12.52 % 17.55 % 12.31 % 43.11 %
3 218 CNA INS GRP 835 815 47.93 % 49.92 % 10.10 % 53.22 %
4 626 CHUBB LTD GRP 692 680 N/A N/A 8.36 % 61.58 %
5 306 CUNA MUT GRP 551 545 N/A N/A 6.67 % 68.25 %
6 212 ZURICH INS GRP 386 389 N/A N/A 4.66 % 72.91 %
7 98 WR BERKLEY CORP GRP 270 319 14.27 % 14.64 % 3.26 % 76.17 %
8 256 COACTION GLOBAL INC GRP 216 165 61.22 % 61.40 % 2.61 % 78.79 %
9 91 HARTFORD FIRE & CAS GRP 167 138 13.21 % 15.84 % 2.02 % 80.80 %
10 3416 AXIS CAPITAL GRP 139 163 N/A N/A 1.68 % 82.49 %
**STATE TOTAL** 8,269 7,887 13.02 % 12.86 % 100.00 % 82.49 %

Missouri 1 3548 TRAVELERS GRP 6,060 5,634 65.24 % 65.77 % 23.25 % 23.25 %
2 626 CHUBB LTD GRP 5,250 5,074 N/A N/A 20.14 % 43.38 %
3 84 AMERICAN FINANCIAL GRP 2,436 2,010 37.76 % 43.11 % 9.34 % 52.73 %
4 218 CNA INS GRP 1,647 1,546 28.02 % 28.30 % 6.32 % 59.04 %
5 12 AMERICAN INTL GRP 1,440 1,456 20.26 % 17.44 % 5.52 % 64.56 %
6 91 HARTFORD FIRE & CAS GRP 1,088 1,052 46.88 % 51.18 % 4.17 % 68.73 %
7 306 CUNA MUT GRP 925 912 3.01 % 2.99 % 3.55 % 72.28 %
8 212 ZURICH INS GRP 880 941 29.55 % 28.29 % 3.37 % 75.65 %
9 256 COACTION GLOBAL INC GRP 624 434 100.32 % 100.20 % 2.39 % 78.05 %
10 3416 AXIS CAPITAL GRP 597 575 12.09 % 14.24 % 2.29 % 80.34 %
**STATE TOTAL** 26,071 24,636 27.98 % 28.50 % 100.00 % 80.34 %

Montana 1 3548 TRAVELERS GRP 733 721 N/A 38.81 % 21.62 % 21.62 %
2 84 AMERICAN FINANCIAL GRP 529 335 12.14 % 18.91 % 15.61 % 37.23 %
3 306 CUNA MUT GRP 428 424 N/A N/A 12.62 % 49.85 %
4 626 CHUBB LTD GRP 307 280 23.00 % 21.00 % 9.05 % 58.91 %
5 218 CNA INS GRP 261 235 2.80 % 1.38 % 7.71 % 66.62 %
6 12 AMERICAN INTL GRP 221 215 12.00 % 7.93 % 6.51 % 73.13 %
7 256 COACTION GLOBAL INC GRP 202 180 3.15 % 3.54 % 5.95 % 79.08 %
8 31 BERKSHIRE HATHAWAY GRP 133 256 32.30 % 40.38 % 3.92 % 83.01 %
9 98 WR BERKLEY CORP GRP 65 40 5.41 % 5.62 % 1.92 % 84.92 %
10 4904 INTACT FINANCIAL GRP 61 67 N/A N/A 1.80 % 86.73 %
**STATE TOTAL** 3,390 3,338 N/A 11.54 % 100.00 % 86.73 %

Nebraska 1 3548 TRAVELERS GRP 2,225 2,078 28.06 % 30.00 % 28.06 % 28.06 %
2 626 CHUBB LTD GRP 1,191 1,220 55.67 % 57.46 % 15.02 % 43.08 %
3 84 AMERICAN FINANCIAL GRP 1,055 984 37.37 % 42.08 % 13.30 % 56.38 %
4 218 CNA INS GRP 755 737 31.31 % 32.16 % 9.53 % 65.90 %
5 306 CUNA MUT GRP 383 347 6.83 % 6.83 % 4.83 % 70.74 %
6 91 HARTFORD FIRE & CAS GRP 342 323 29.02 % 31.56 % 4.31 % 75.05 %
7 12 AMERICAN INTL GRP 243 276 100.35 % 97.60 % 3.07 % 78.11 %
8 88 THE HANOVER INS GRP 184 59 1.59 % 1.60 % 2.32 % 80.44 %
9 98 WR BERKLEY CORP GRP 174 168 8.63 % 8.88 % 2.20 % 82.63 %
10 62 EMC INS CO GRP 127 133 N/A N/A 1.60 % 84.24 %
**STATE TOTAL** 7,929 7,858 28.78 % 29.85 % 100.00 % 84.24 %

© 2022 National Association of Insurance Commissioners


511
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 84 AMERICAN FINANCIAL GRP 1,897 1,945 5.04 % 6.22 % 24.45 % 24.45 %
2 3548 TRAVELERS GRP 834 837 0.99 % 0.47 % 10.76 % 35.21 %
3 626 CHUBB LTD GRP 731 774 N/A N/A 9.43 % 44.64 %
4 3416 AXIS CAPITAL GRP 496 612 36.65 % 42.00 % 6.40 % 51.03 %
5 218 CNA INS GRP 478 455 3.48 % 1.54 % 6.17 % 57.20 %
6 12 AMERICAN INTL GRP 388 415 8.09 % 3.82 % 5.00 % 62.20 %
7 91 HARTFORD FIRE & CAS GRP 381 337 6.98 % 8.71 % 4.91 % 67.11 %
8 88 THE HANOVER INS GRP 261 215 27.03 % 28.25 % 3.36 % 70.47 %
9 98 WR BERKLEY CORP GRP 217 201 10.77 % 11.07 % 2.80 % 73.27 %
10 212 ZURICH INS GRP 183 189 N/A N/A 2.35 % 75.62 %
**STATE TOTAL** 7,756 7,897 8.89 % 10.63 % 100.00 % 75.62 %

New Hampshire 1 3098 TOKIO MARINE HOLDINGS INC GRP 1,029 1,003 41.12 % 41.12 % 19.15 % 19.15 %
2 3548 TRAVELERS GRP 1,004 1,048 4.35 % 3.94 % 18.67 % 37.82 %
3 626 CHUBB LTD GRP 683 646 N/A N/A 12.71 % 50.53 %
4 306 CUNA MUT GRP 426 424 80.33 % 80.44 % 7.92 % 58.45 %
5 212 ZURICH INS GRP 300 272 5.01 % 5.80 % 5.58 % 64.04 %
6 84 AMERICAN FINANCIAL GRP 299 237 9.50 % 12.85 % 5.57 % 69.60 %
7 88 THE HANOVER INS GRP 243 226 N/A N/A 4.53 % 74.13 %
8 91 HARTFORD FIRE & CAS GRP 221 192 99.42 % 107.30 % 4.11 % 78.25 %
9 12 AMERICAN INTL GRP 182 173 76.75 % 74.49 % 3.39 % 81.64 %
10 158 FAIRFAX FIN GRP 162 143 16.91 % 21.45 % 3.01 % 84.65 %
**STATE TOTAL** 5,375 5,228 27.01 % 27.85 % 100.00 % 84.65 %

New Jersey 1 626 CHUBB LTD GRP 8,414 8,296 N/A N/A 17.47 % 17.47 %
2 3548 TRAVELERS GRP 7,316 6,998 4.21 % 3.78 % 15.19 % 32.66 %
3 84 AMERICAN FINANCIAL GRP 4,454 4,030 N/A N/A 9.25 % 41.91 %
4 91 HARTFORD FIRE & CAS GRP 3,838 3,651 N/A N/A 7.97 % 49.87 %
5 218 CNA INS GRP 3,092 2,951 N/A N/A 6.42 % 56.29 %
6 12 AMERICAN INTL GRP 2,679 2,912 4.66 % 0.67 % 5.56 % 61.86 %
7 212 ZURICH INS GRP 2,025 2,133 N/A N/A 4.20 % 66.06 %
8 242 SELECTIVE INS GRP 1,600 1,642 22.36 % 25.71 % 3.32 % 69.38 %
9 3416 AXIS CAPITAL GRP 1,515 1,245 35.73 % 42.10 % 3.15 % 72.53 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 1,431 1,173 48.18 % 47.58 % 2.97 % 75.50 %
**STATE TOTAL** 48,165 45,074 3.53 % 4.65 % 100.00 % 75.50 %

New Mexico 1 84 AMERICAN FINANCIAL GRP 723 657 8.01 % 11.06 % 15.84 % 15.84 %
2 306 CUNA MUT GRP 664 669 21.12 % 21.12 % 14.55 % 30.39 %
3 3548 TRAVELERS GRP 540 574 4.41 % 4.43 % 11.83 % 42.22 %
4 218 CNA INS GRP 418 382 10.29 % 10.43 % 9.16 % 51.38 %
5 256 COACTION GLOBAL INC GRP 289 187 177.47 % 185.36 % 6.33 % 57.71 %
6 626 CHUBB LTD GRP 279 267 N/A N/A 6.12 % 63.83 %
7 88 THE HANOVER INS GRP 250 105 3.21 % 2.97 % 5.48 % 69.31 %
8 91 HARTFORD FIRE & CAS GRP 182 182 6.05 % 9.59 % 3.99 % 73.30 %
9 212 ZURICH INS GRP 158 167 37.64 % 37.73 % 3.47 % 76.77 %
10 158 FAIRFAX FIN GRP 119 93 17.54 % 19.97 % 2.61 % 79.37 %
**STATE TOTAL** 4,564 4,369 26.56 % 28.03 % 100.00 % 79.37 %

© 2022 National Association of Insurance Commissioners


512
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 626 CHUBB LTD GRP 35,309 34,437 11.16 % 11.69 % 19.81 % 19.81 %
2 84 AMERICAN FINANCIAL GRP 25,322 23,064 16.70 % 19.25 % 14.21 % 34.02 %
3 3548 TRAVELERS GRP 20,674 20,441 27.46 % 27.33 % 11.60 % 45.63 %
4 12 AMERICAN INTL GRP 15,641 15,239 N/A N/A 8.78 % 54.40 %
5 218 CNA INS GRP 12,012 11,732 5.63 % 5.70 % 6.74 % 61.14 %
6 212 ZURICH INS GRP 8,507 8,155 N/A N/A 4.77 % 65.92 %
7 3416 AXIS CAPITAL GRP 6,022 5,691 11.42 % N/A 3.38 % 69.30 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 5,902 5,605 41.44 % 41.10 % 3.31 % 72.61 %
9 91 HARTFORD FIRE & CAS GRP 5,856 5,713 45.76 % 48.50 % 3.29 % 75.90 %
10 98 WR BERKLEY CORP GRP 5,139 5,047 19.81 % 20.28 % 2.88 % 78.78 %
**STATE TOTAL** 178,196 170,805 23.73 % 23.90 % 100.00 % 78.78 %

North Carolina 1 3548 TRAVELERS GRP 4,820 4,910 32.59 % 31.95 % 11.34 % 11.34 %
2 626 CHUBB LTD GRP 4,398 4,112 0.67 % 1.09 % 10.35 % 21.69 %
3 968 AXA INS GRP 4,215 4,214 27.77 % 32.12 % 9.92 % 31.61 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 4,061 3,935 33.06 % 33.02 % 9.56 % 41.16 %
5 12 AMERICAN INTL GRP 3,841 3,715 95.96 % 93.12 % 9.04 % 50.20 %
6 84 AMERICAN FINANCIAL GRP 2,352 2,142 34.70 % 38.10 % 5.53 % 55.73 %
7 218 CNA INS GRP 2,130 2,533 14.19 % 14.26 % 5.01 % 60.74 %
8 212 ZURICH INS GRP 2,117 2,003 58.05 % 59.00 % 4.98 % 65.72 %
9 31 BERKSHIRE HATHAWAY GRP 2,020 1,986 19.26 % 24.07 % 4.75 % 70.48 %
10 91 HARTFORD FIRE & CAS GRP 1,639 1,484 6.25 % 9.16 % 3.86 % 74.33 %
**STATE TOTAL** 42,503 41,768 35.57 % 36.80 % 100.00 % 74.33 %

North Dakota 1 3548 TRAVELERS GRP 903 940 10.29 % 10.46 % 29.47 % 29.47 %
2 306 CUNA MUT GRP 421 409 N/A N/A 13.75 % 43.22 %
3 84 AMERICAN FINANCIAL GRP 229 150 126.54 % 78.96 % 7.47 % 50.69 %
4 2538 AMTRUST FINANCIAL SERV GRP 186 218 N/A N/A 6.07 % 56.76 %
5 12 AMERICAN INTL GRP 174 174 17.39 % 15.15 % 5.68 % 62.44 %
6 4904 INTACT FINANCIAL GRP 169 147 366.11 % 368.49 % 5.51 % 67.95 %
7 218 CNA INS GRP 136 141 N/A N/A 4.45 % 72.40 %
8 626 CHUBB LTD GRP 133 174 N/A N/A 4.36 % 76.75 %
9 7 FEDERATED MUT GRP 130 130 42.37 % 47.04 % 4.24 % 80.99 %
10 62 EMC INS CO GRP 66 72 N/A N/A 2.16 % 83.16 %
**STATE TOTAL** 3,063 3,175 3.89 % 2.19 % 100.00 % 83.16 %

Ohio 1 626 CHUBB LTD GRP 8,810 8,699 N/A N/A 20.82 % 20.82 %
2 3548 TRAVELERS GRP 7,578 7,714 63.97 % 63.27 % 17.91 % 38.73 %
3 84 AMERICAN FINANCIAL GRP 3,151 2,904 14.02 % N/A 7.45 % 46.18 %
4 12 AMERICAN INTL GRP 2,900 2,871 34.00 % 25.87 % 6.85 % 53.04 %
5 218 CNA INS GRP 2,493 2,364 74.35 % 75.58 % 5.89 % 58.93 %
6 212 ZURICH INS GRP 1,835 1,986 10.51 % 9.52 % 4.34 % 63.26 %
7 306 CUNA MUT GRP 1,816 1,791 N/A N/A 4.29 % 67.56 %
8 3416 AXIS CAPITAL GRP 1,554 1,471 47.19 % 50.67 % 3.67 % 71.23 %
9 91 HARTFORD FIRE & CAS GRP 1,234 1,138 N/A N/A 2.92 % 74.15 %
10 4942 BEAZLEY GRP 1,188 1,031 31.45 % 31.08 % 2.81 % 76.96 %
**STATE TOTAL** 42,309 41,839 26.40 % 24.84 % 100.00 % 76.96 %

© 2022 National Association of Insurance Commissioners


513
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 84 AMERICAN FINANCIAL GRP 2,521 2,160 129.97 % 131.38 % 18.99 % 18.99 %
2 3548 TRAVELERS GRP 2,183 2,136 78.09 % 74.08 % 16.45 % 35.44 %
3 626 CHUBB LTD GRP 2,006 1,986 73.02 % 75.87 % 15.11 % 50.56 %
4 218 CNA INS GRP 975 959 44.07 % 44.32 % 7.34 % 57.90 %
5 306 CUNA MUT GRP 899 885 6.74 % 6.72 % 6.78 % 64.68 %
6 158 FAIRFAX FIN GRP 455 358 25.17 % 26.32 % 3.43 % 68.11 %
7 12 AMERICAN INTL GRP 443 337 17.15 % 12.63 % 3.34 % 71.44 %
8 98 WR BERKLEY CORP GRP 391 426 44.95 % 45.18 % 2.95 % 74.39 %
9 91 HARTFORD FIRE & CAS GRP 357 320 9.25 % 12.03 % 2.69 % 77.07 %
10 3416 AXIS CAPITAL GRP 310 303 198.44 % 217.97 % 2.33 % 79.41 %
**STATE TOTAL** 13,272 12,541 75.89 % 78.33 % 100.00 % 79.41 %

Oregon 1 626 CHUBB LTD GRP 2,518 2,487 50.52 % 51.92 % 22.04 % 22.04 %
2 3548 TRAVELERS GRP 2,261 2,319 12.08 % 11.49 % 19.79 % 41.82 %
3 218 CNA INS GRP 1,094 1,029 0.91 % N/A 9.58 % 51.40 %
4 12 AMERICAN INTL GRP 856 798 38.66 % 36.33 % 7.49 % 58.89 %
5 306 CUNA MUT GRP 676 689 178.37 % 178.36 % 5.92 % 64.80 %
6 91 HARTFORD FIRE & CAS GRP 512 515 N/A N/A 4.48 % 69.29 %
7 84 AMERICAN FINANCIAL GRP 484 412 2.94 % 3.53 % 4.24 % 73.53 %
8 98 WR BERKLEY CORP GRP 299 314 32.14 % 32.59 % 2.62 % 76.14 %
9 7 FEDERATED MUT GRP 271 291 24.50 % 33.99 % 2.37 % 78.51 %
10 256 COACTION GLOBAL INC GRP 265 494 54.70 % 55.16 % 2.32 % 80.83 %
**STATE TOTAL** 11,425 11,468 41.12 % 42.37 % 100.00 % 80.83 %

Pennsylvania 1 626 CHUBB LTD GRP 10,766 10,484 N/A N/A 19.50 % 19.50 %
2 3548 TRAVELERS GRP 9,871 10,016 8.59 % 9.30 % 17.88 % 37.38 %
3 84 AMERICAN FINANCIAL GRP 4,309 3,590 54.43 % 61.91 % 7.80 % 45.19 %
4 12 AMERICAN INTL GRP 3,475 3,385 103.17 % 99.15 % 6.29 % 51.48 %
5 306 CUNA MUT GRP 3,324 3,310 N/A N/A 6.02 % 57.50 %
6 218 CNA INS GRP 3,197 3,262 22.69 % 23.13 % 5.79 % 63.29 %
7 212 ZURICH INS GRP 2,121 2,343 155.60 % 152.91 % 3.84 % 67.13 %
8 3416 AXIS CAPITAL GRP 1,917 1,657 20.78 % 23.09 % 3.47 % 70.61 %
9 91 HARTFORD FIRE & CAS GRP 1,808 1,744 N/A N/A 3.27 % 73.88 %
10 242 SELECTIVE INS GRP 1,546 1,534 32.93 % 34.87 % 2.80 % 76.68 %
**STATE TOTAL** 55,207 53,573 18.08 % 18.86 % 100.00 % 76.68 %

Rhode Island 1 3548 TRAVELERS GRP 1,291 1,245 11.79 % 11.79 % 24.18 % 24.18 %
2 626 CHUBB LTD GRP 977 910 N/A N/A 18.30 % 42.47 %
3 84 AMERICAN FINANCIAL GRP 661 573 9.04 % 55.02 % 12.38 % 54.86 %
4 212 ZURICH INS GRP 319 380 N/A N/A 5.97 % 60.83 %
5 218 CNA INS GRP 308 314 12.87 % 13.59 % 5.77 % 66.60 %
6 12 AMERICAN INTL GRP 261 217 12.46 % 10.22 % 4.89 % 71.49 %
7 140 NATIONWIDE CORP GRP 245 166 0.05 % 0.06 % 4.58 % 76.07 %
8 306 CUNA MUT GRP 232 191 30.27 % 30.30 % 4.34 % 80.41 %
9 91 HARTFORD FIRE & CAS GRP 174 154 2.40 % 6.56 % 3.25 % 83.67 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 162 144 50.47 % 50.48 % 3.03 % 86.69 %
**STATE TOTAL** 5,339 5,089 4.28 % 10.53 % 100.00 % 86.69 %

© 2022 National Association of Insurance Commissioners


514
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 3548 TRAVELERS GRP 2,990 2,898 20.90 % 20.59 % 26.12 % 26.12 %
2 626 CHUBB LTD GRP 1,244 1,239 42.19 % 41.73 % 10.86 % 36.98 %
3 306 CUNA MUT GRP 792 785 N/A N/A 6.92 % 43.90 %
4 218 CNA INS GRP 772 739 N/A 1.85 % 6.74 % 50.64 %
5 91 HARTFORD FIRE & CAS GRP 743 692 154.17 % 157.12 % 6.49 % 57.13 %
6 84 AMERICAN FINANCIAL GRP 590 565 7.05 % 10.47 % 5.15 % 62.28 %
7 4942 BEAZLEY GRP 404 388 33.33 % 36.98 % 3.53 % 65.81 %
8 212 ZURICH INS GRP 317 386 N/A N/A 2.77 % 68.57 %
9 98 WR BERKLEY CORP GRP 312 276 2.31 % 2.44 % 2.72 % 71.30 %
10 242 SELECTIVE INS GRP 308 298 26.17 % 29.95 % 2.69 % 73.99 %
**STATE TOTAL** 11,450 11,109 19.35 % 20.70 % 100.00 % 73.99 %

South Dakota 1 3548 TRAVELERS GRP 702 758 4.96 % 4.46 % 19.21 % 19.21 %
2 626 CHUBB LTD GRP 528 502 10.01 % 8.62 % 14.44 % 33.64 %
3 218 CNA INS GRP 406 396 17.86 % 20.24 % 11.11 % 44.76 %
4 306 CUNA MUT GRP 330 323 42.53 % 42.53 % 9.02 % 53.78 %
5 2538 AMTRUST FINANCIAL SERV GRP 312 229 129.03 % 143.72 % 8.53 % 62.30 %
6 84 AMERICAN FINANCIAL GRP 197 121 94.74 % 116.86 % 5.37 % 67.68 %
7 212 ZURICH INS GRP 132 148 56.11 % 56.92 % 3.62 % 71.30 %
8 88 THE HANOVER INS GRP 124 78 13.04 % 43.64 % 3.40 % 74.70 %
9 62 EMC INS CO GRP 93 94 N/A N/A 2.55 % 77.24 %
10 12 AMERICAN INTL GRP 92 79 11.44 % 7.07 % 2.51 % 79.75 %
**STATE TOTAL** 3,657 3,508 22.60 % 24.50 % 100.00 % 79.75 %

Tennessee 1 3548 TRAVELERS GRP 3,736 3,736 23.65 % 22.65 % 17.82 % 17.82 %
2 626 CHUBB LTD GRP 3,239 3,100 N/A N/A 15.45 % 33.27 %
3 306 CUNA MUT GRP 1,554 1,561 11.64 % 11.67 % 7.41 % 40.68 %
4 84 AMERICAN FINANCIAL GRP 1,378 1,098 8.79 % 13.91 % 6.57 % 47.26 %
5 218 CNA INS GRP 1,209 1,210 18.13 % 18.14 % 5.77 % 53.03 %
6 12 AMERICAN INTL GRP 1,114 1,200 19.19 % 16.34 % 5.32 % 58.34 %
7 91 HARTFORD FIRE & CAS GRP 934 855 37.69 % 40.65 % 4.46 % 62.80 %
8 4942 BEAZLEY GRP 850 751 26.45 % 41.57 % 4.05 % 66.85 %
9 212 ZURICH INS GRP 765 833 10.64 % 17.04 % 3.65 % 70.50 %
10 3416 AXIS CAPITAL GRP 509 504 16.37 % 18.75 % 2.43 % 72.92 %
**STATE TOTAL** 20,965 20,322 28.68 % 30.17 % 100.00 % 72.92 %

Texas 1 626 CHUBB LTD GRP 15,937 15,706 7.71 % 8.64 % 17.42 % 17.42 %
2 3548 TRAVELERS GRP 15,291 15,294 50.78 % 50.51 % 16.71 % 34.13 %
3 84 AMERICAN FINANCIAL GRP 9,776 9,846 41.61 % 46.91 % 10.68 % 44.81 %
4 306 CUNA MUT GRP 5,947 5,935 3.12 % 3.07 % 6.50 % 51.31 %
5 12 AMERICAN INTL GRP 5,262 5,271 86.41 % 81.47 % 5.75 % 57.06 %
6 91 HARTFORD FIRE & CAS GRP 5,160 4,834 40.49 % 53.02 % 5.64 % 62.70 %
7 218 CNA INS GRP 4,446 4,250 20.48 % 21.06 % 4.86 % 67.56 %
8 98 WR BERKLEY CORP GRP 3,621 3,519 18.17 % 18.21 % 3.96 % 71.52 %
9 88 THE HANOVER INS GRP 2,782 2,019 18.32 % 19.22 % 3.04 % 74.56 %
10 212 ZURICH INS GRP 2,510 3,076 56.10 % 58.34 % 2.74 % 77.30 %
**STATE TOTAL** 91,504 88,580 32.49 % 34.43 % 100.00 % 77.30 %

© 2022 National Association of Insurance Commissioners


515
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 3548 TRAVELERS GRP 1,883 1,930 8.52 % 8.46 % 19.69 % 19.69 %
2 626 CHUBB LTD GRP 1,187 1,156 N/A N/A 12.42 % 32.11 %
3 306 CUNA MUT GRP 935 906 N/A N/A 9.78 % 41.89 %
4 218 CNA INS GRP 766 688 16.39 % 19.95 % 8.01 % 49.91 %
5 12 AMERICAN INTL GRP 604 576 N/A N/A 6.31 % 56.22 %
6 4942 BEAZLEY GRP 506 465 30.41 % 29.91 % 5.29 % 61.51 %
7 84 AMERICAN FINANCIAL GRP 491 497 13.96 % 22.09 % 5.14 % 66.64 %
8 91 HARTFORD FIRE & CAS GRP 312 293 15.74 % 18.09 % 3.27 % 69.91 %
9 158 FAIRFAX FIN GRP 249 249 N/A N/A 2.60 % 72.51 %
10 98 WR BERKLEY CORP GRP 234 209 6.59 % 6.69 % 2.45 % 74.95 %
**STATE TOTAL** 9,561 9,332 N/A N/A 100.00 % 74.95 %

Vermont 1 3548 TRAVELERS GRP 689 682 2.64 % 2.52 % 26.10 % 26.10 %
2 306 CUNA MUT GRP 313 307 0.62 % 0.62 % 11.86 % 37.96 %
3 98 WR BERKLEY CORP GRP 264 260 5.37 % 5.55 % 9.99 % 47.95 %
4 84 AMERICAN FINANCIAL GRP 234 109 931.31 % 967.02 % 8.86 % 56.81 %
5 12 AMERICAN INTL GRP 184 147 60.65 % 58.39 % 6.98 % 63.79 %
6 88 THE HANOVER INS GRP 165 87 2.28 % 0.45 % 6.27 % 70.06 %
7 626 CHUBB LTD GRP 155 150 50.07 % 55.05 % 5.86 % 75.91 %
8 212 ZURICH INS GRP 93 95 311.59 % 390.95 % 3.54 % 79.45 %
9 91 HARTFORD FIRE & CAS GRP 82 74 8.42 % 9.32 % 3.12 % 82.57 %
10 218 CNA INS GRP 65 72 9.34 % 7.95 % 2.46 % 85.03 %
**STATE TOTAL** 2,640 2,370 71.19 % 76.28 % 100.00 % 85.03 %

Virginia 1 3548 TRAVELERS GRP 6,112 6,166 174.62 % 176.08 % 15.73 % 15.73 %
2 12 AMERICAN INTL GRP 5,602 5,561 37.82 % 36.04 % 14.41 % 30.14 %
3 626 CHUBB LTD GRP 5,200 5,078 9.64 % 9.98 % 13.38 % 43.52 %
4 218 CNA INS GRP 2,605 2,513 4.58 % 3.71 % 6.70 % 50.22 %
5 91 HARTFORD FIRE & CAS GRP 2,391 2,238 2.90 % 5.06 % 6.15 % 56.38 %
6 306 CUNA MUT GRP 2,297 2,328 14.01 % 14.01 % 5.91 % 62.29 %
7 84 AMERICAN FINANCIAL GRP 1,756 1,796 4.02 % 12.10 % 4.52 % 66.81 %
8 3416 AXIS CAPITAL GRP 1,700 1,599 29.75 % 31.21 % 4.37 % 71.18 %
9 212 ZURICH INS GRP 1,378 1,448 N/A N/A 3.55 % 74.72 %
10 98 WR BERKLEY CORP GRP 1,112 1,260 4.66 % 4.85 % 2.86 % 77.59 %
**STATE TOTAL** 38,862 37,587 43.36 % 44.18 % 100.00 % 77.59 %

Washington 1 3548 TRAVELERS GRP 4,919 4,813 18.07 % 17.37 % 21.29 % 21.29 %
2 84 AMERICAN FINANCIAL GRP 2,562 2,189 17.52 % 20.14 % 11.09 % 32.38 %
3 626 CHUBB LTD GRP 2,183 2,126 N/A N/A 9.45 % 41.83 %
4 218 CNA INS GRP 1,630 1,610 N/A N/A 7.05 % 48.88 %
5 12 AMERICAN INTL GRP 1,408 1,402 5.42 % 0.61 % 6.09 % 54.98 %
6 91 HARTFORD FIRE & CAS GRP 1,259 989 5.62 % 7.96 % 5.45 % 60.43 %
7 306 CUNA MUT GRP 1,178 1,169 24.33 % 24.34 % 5.10 % 65.53 %
8 98 WR BERKLEY CORP GRP 940 948 9.37 % 9.59 % 4.07 % 69.59 %
9 88 THE HANOVER INS GRP 811 813 48.69 % 50.53 % 3.51 % 73.10 %
10 212 ZURICH INS GRP 805 863 32.75 % 32.11 % 3.48 % 76.59 %
**STATE TOTAL** 23,102 22,106 18.57 % 19.14 % 100.00 % 76.59 %

© 2022 National Association of Insurance Commissioners


516
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 3548 TRAVELERS GRP 924 933 N/A N/A 23.51 % 23.51 %
2 306 CUNA MUT GRP 799 815 N/A N/A 20.32 % 43.83 %
3 84 AMERICAN FINANCIAL GRP 653 689 11.44 % 17.54 % 16.63 % 60.46 %
4 626 CHUBB LTD GRP 375 371 162.05 % 165.25 % 9.54 % 70.01 %
5 218 CNA INS GRP 184 200 21.12 % 22.69 % 4.68 % 74.69 %
6 91 HARTFORD FIRE & CAS GRP 97 85 8.58 % 12.41 % 2.46 % 77.15 %
7 111 LIBERTY MUT GRP 87 86 73.33 % 73.35 % 2.20 % 79.35 %
8 212 ZURICH INS GRP 81 92 N/A N/A 2.06 % 81.41 %
9 2538 AMTRUST FINANCIAL SERV GRP 72 64 N/A N/A 1.83 % 83.25 %
10 12 AMERICAN INTL GRP 58 68 13.87 % 11.37 % 1.47 % 84.72 %
**STATE TOTAL** 3,930 3,982 11.57 % 13.12 % 100.00 % 84.72 %

Wisconsin 1 626 CHUBB LTD GRP 4,592 4,522 6.20 % 6.77 % 18.62 % 18.62 %
2 3548 TRAVELERS GRP 3,974 4,122 28.39 % 27.42 % 16.12 % 34.74 %
3 306 CUNA MUT GRP 1,755 1,724 42.62 % 42.32 % 7.12 % 41.86 %
4 212 ZURICH INS GRP 1,720 1,567 62.77 % 66.02 % 6.98 % 48.83 %
5 84 AMERICAN FINANCIAL GRP 1,482 1,483 2.74 % 5.36 % 6.01 % 54.84 %
6 12 AMERICAN INTL GRP 1,473 1,514 29.42 % 26.94 % 5.97 % 60.81 %
7 218 CNA INS GRP 1,141 1,168 21.67 % 24.30 % 4.63 % 65.44 %
8 15350 WEST BEND MUT INS CO 730 714 N/A N/A 2.96 % 68.40 %
9 98 WR BERKLEY CORP GRP 671 740 7.10 % 7.32 % 2.72 % 71.12 %
10 2538 AMTRUST FINANCIAL SERV GRP 657 467 80.33 % 80.52 % 2.67 % 73.79 %
**STATE TOTAL** 24,660 24,514 26.96 % 27.45 % 100.00 % 73.79 %

Wyoming 1 3548 TRAVELERS GRP 395 427 6.51 % 6.60 % 20.91 % 20.91 %
2 306 CUNA MUT GRP 281 278 N/A N/A 14.89 % 35.80 %
3 218 CNA INS GRP 274 263 7.20 % 5.33 % 14.51 % 50.31 %
4 84 AMERICAN FINANCIAL GRP 230 90 16.19 % 24.15 % 12.17 % 62.48 %
5 626 CHUBB LTD GRP 97 88 N/A 1.45 % 5.15 % 67.63 %
6 212 ZURICH INS GRP 71 82 N/A N/A 3.75 % 71.39 %
7 256 COACTION GLOBAL INC GRP 63 66 N/A N/A 3.31 % 74.70 %
8 12 AMERICAN INTL GRP 51 49 30.76 % 26.65 % 2.71 % 77.41 %
9 4904 INTACT FINANCIAL GRP 39 36 14.44 % 16.95 % 2.07 % 79.48 %
10 10758 COLONIAL SURETY CO 35 18 25.57 % 30.22 % 1.87 % 81.36 %
**STATE TOTAL** 1,888 1,757 N/A N/A 100.00 % 81.36 %

Guam 1 12 AMERICAN INTL GRP 442 443 0.00 % 0.00 % 57.77 % 57.77 %
2 4672 DONGBU INS GRP 138 136 0.00 % 0.00 % 18.01 % 75.78 %
3 10758 COLONIAL SURETY CO 132 87 14.89 % 44.38 % 17.30 % 93.08 %
4 10972 FIRST NET INS CO 30 28 0.01 % N/A 3.97 % 97.05 %
5 12633 CENTURY INS CO GU LTD 19 16 N/A N/A 2.54 % 99.59 %
6 3219 SOMPO GRP 3 1 0.00 % 0.00 % 0.41 % 100.00 %
**STATE TOTAL** 764 712 1.30 % 4.92 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


517
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 2,539 2,496 43.12 % 38.37 % 34.28 % 34.28 %
2 111 LIBERTY MUT GRP 1,894 2,283 38.70 % 38.56 % 25.57 % 59.86 %
3 12 AMERICAN INTL GRP 1,238 1,210 10.24 % 46.50 % 16.71 % 76.57 %
4 3593 USIC GRP 747 836 1.20 % 1.38 % 10.08 % 86.65 %
5 158 FAIRFAX FIN GRP 580 559 16.87 % 17.05 % 7.83 % 94.48 %
6 84 AMERICAN FINANCIAL GRP 129 115 11.50 % 14.27 % 1.74 % 96.22 %
7 212 ZURICH INS GRP 128 340 N/A N/A 1.73 % 97.95 %
8 3548 TRAVELERS GRP 60 48 N/A N/A 0.81 % 98.76 %
9 3416 AXIS CAPITAL GRP 41 38 44.55 % 52.47 % 0.56 % 99.32 %
10 411 MAPFRE INS GRP 38 41 0.00 % 0.00 % 0.52 % 99.83 %
**STATE TOTAL** 7,407 7,977 26.37 % 30.27 % 100.00 % 99.83 %

U.S. Virgin Islands 1 15642 UNDERWRITERS AT LLOYDS LONDON 137 127 0.00 % 0.00 % 43.29 % 43.29 %
2 3548 TRAVELERS GRP 79 66 11.98 % 12.42 % 24.99 % 68.28 %
3 10758 COLONIAL SURETY CO 51 24 19.86 % 49.16 % 16.24 % 84.51 %
4 626 CHUBB LTD GRP 19 19 0.00 % 0.00 % 6.18 % 90.69 %
5 84 AMERICAN FINANCIAL GRP 14 7 23.86 % 27.51 % 4.35 % 95.04 %
6 158 FAIRFAX FIN GRP 7 8 7.70 % 8.27 % 2.23 % 97.27 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 5 6 217.56 % 217.56 % 1.59 % 98.85 %
8 218 CNA INS GRP 2 28 32.58 % 32.51 % 0.66 % 99.51 %
9 111 LIBERTY MUT GRP 2 1 0.10 % 0.10 % 0.49 % 100.00 %
**STATE TOTAL** 315 296 12.30 % 14.80 % 100.00 % 100.00 %

N. Mariana Islands 1 4672 DONGBU INS GRP 7 2 0.00 % 0.00 % 51.76 % 51.76 %
2 10758 COLONIAL SURETY CO 5 2 149.91 % 201.33 % 36.70 % 88.46 %
3 10972 FIRST NET INS CO 1 1 99.61 % 101.83 % 7.45 % 95.91 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 1 1 0.00 % 0.00 % 4.09 % 100.00 %
**STATE TOTAL** 14 18 22.20 % 28.47 % 100.00 % 100.00 %

Canada 1 111 LIBERTY MUT GRP 7,081 6,366 14.04 % N/A 34.58 % 34.58 %
2 84 AMERICAN FINANCIAL GRP 6,434 5,854 3.87 % 6.06 % 31.42 % 66.00 %
3 31 BERKSHIRE HATHAWAY GRP 4,206 3,444 53.81 % 66.90 % 20.54 % 86.55 %
4 3416 AXIS CAPITAL GRP 1,600 1,388 N/A N/A 7.81 % 94.36 %
5 98 WR BERKLEY CORP GRP 883 857 16.86 % 18.08 % 4.31 % 98.67 %
6 218 CNA INS GRP 157 164 N/A N/A 0.77 % 99.44 %
7 3548 TRAVELERS GRP 72 79 4.99 % 4.57 % 0.35 % 99.79 %
8 91 HARTFORD FIRE & CAS GRP 36 35 2.98 % 5.88 % 0.17 % 99.97 %
9 968 AXA INS GRP 5 5 47.81 % 55.87 % 0.03 % 99.99 %
10 796 QBE INS GRP 2 2 0.00 % 0.00 % 0.01 % 100.00 %
**STATE TOTAL** 20,475 18,194 16.92 % 7.31 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


518
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
23 ‐ Fidelity

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 111 LIBERTY MUT GRP 6,970 5,913 52.51 % 52.73 % 53.20 % 53.20 %
2 31 BERKSHIRE HATHAWAY GRP 4,433 3,030 24.93 % 31.59 % 33.84 % 87.04 %
3 12 AMERICAN INTL GRP 673 637 347.21 % 351.32 % 5.14 % 92.17 %
4 3548 TRAVELERS GRP 518 493 405.85 % 405.84 % 3.95 % 96.12 %
5 218 CNA INS GRP 251 272 16.02 % 18.36 % 1.92 % 98.04 %
6 626 CHUBB LTD GRP 81 (1) N/A N/A 0.62 % 98.66 %
7 212 ZURICH INS GRP 75 19 464.15 % 457.53 % 0.57 % 99.23 %
8 3416 AXIS CAPITAL GRP 61 36 N/A N/A 0.46 % 99.70 %
9 84 AMERICAN FINANCIAL GRP 41 39 N/A N/A 0.31 % 100.00 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 23 32 432.77 % 432.77 % 0.17 % 100.00 %
**STATE TOTAL** 13,101 10,443 80.02 % 82.04 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


519
24—Surety

© 2022 National Association of Insurance Commissioners


520
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 111 LIBERTY MUT GRP 946,150 912,571 23.99 % 26.85 % 12.72 % 12.72 %
2 3548 TRAVELERS GRP 942,700 913,486 10.90 % 12.04 % 12.68 % 25.40 %
3 218 CNA INS GRP 509,350 495,629 26.72 % 27.41 % 6.85 % 32.25 %
4 212 ZURICH INS GRP 503,994 520,427 12.82 % 17.03 % 6.78 % 39.02 %
5 626 CHUBB LTD GRP 396,848 375,691 5.35 % 5.54 % 5.34 % 44.36 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 302,590 288,475 10.40 % 15.02 % 4.07 % 48.43 %
7 91 HARTFORD FIRE & CAS GRP 243,133 233,104 14.00 % 18.47 % 3.27 % 51.70 %
8 158 FAIRFAX FIN GRP 217,724 198,293 20.93 % 25.08 % 2.93 % 54.62 %
9 4904 INTACT FINANCIAL GRP 205,623 189,012 1.09 % 2.50 % 2.76 % 57.39 %
10 3219 SOMPO GRP 198,957 180,079 41.30 % 43.13 % 2.68 % 60.06 %
11 457 ARGO GRP US INC GRP 182,514 167,417 15.13 % 5.98 % 2.45 % 62.52 %
12 225 IAT REINS CO GRP 178,342 173,428 4.61 % 5.18 % 2.40 % 64.91 %
13 785 MARKEL CORP GRP 172,619 149,902 31.97 % 34.55 % 2.32 % 67.24 %
14 1279 ARCH INS GRP 158,644 128,170 64.83 % 75.80 % 2.13 % 69.37 %
15 181 SWISS RE GRP 144,362 144,252 51.56 % 58.05 % 1.94 % 71.31 %
16 3479 MERCHANTS BONDING CO GRP 142,949 138,476 15.33 % 19.05 % 1.92 % 73.23 %
17 84 AMERICAN FINANCIAL GRP 132,952 126,841 1.52 % 2.19 % 1.79 % 75.02 %
18 783 RLI INS GRP 124,029 119,876 44.12 % 48.74 % 1.67 % 76.69 %
19 31 BERKSHIRE HATHAWAY GRP 109,900 101,227 37.94 % 49.38 % 1.48 % 78.16 %
20 98 WR BERKLEY CORP GRP 104,999 100,414 15.71 % 23.79 % 1.41 % 79.58 %
21 150 OLD REPUBLIC GRP 97,667 91,221 18.01 % 22.23 % 1.31 % 80.89 %
22 140 NATIONWIDE CORP GRP 89,659 79,211 12.48 % 16.16 % 1.21 % 82.10 %
23 228 WESTFIELD GRP 77,422 74,392 4.46 % 6.47 % 1.04 % 83.14 %
24 88 THE HANOVER INS GRP 69,866 70,867 29.74 % 34.28 % 0.94 % 84.08 %
25 244 CINCINNATI FIN GRP 65,329 63,845 2.57 % 2.29 % 0.88 % 84.95 %
26 501 ALLEGHANY GRP 62,693 59,940 2.17 % 4.91 % 0.84 % 85.80 %
27 18468 INDEMNITY NATL INS CO 58,598 59,813 7.55 % 10.38 % 0.79 % 86.58 %
28 1120 EVEREST REINS HOLDINGS GRP 54,245 48,496 17.40 % 24.04 % 0.73 % 87.31 %
29 4381 SKYWARD SPECIALTY INS GRP INC GRP 51,479 31,240 19.66 % 23.17 % 0.69 % 88.01 %
30 968 AXA INS GRP 48,548 42,106 N/A N/A 0.65 % 88.66 %
31 7 FEDERATED MUT GRP 41,020 40,715 13.24 % 14.86 % 0.55 % 89.21 %
32 248 UNITED FIRE & CAS GRP 41,008 35,291 3.84 % 3.84 % 0.55 % 89.76 %
33 473 AMERICAN FAMILY INS GRP 39,581 38,156 0.20 % N/A 0.53 % 90.29 %
34 761 ALLIANZ INS GRP 37,615 28,072 42.91 % 42.33 % 0.51 % 90.80 %
35 4869 WT HOLDINGS GRP 36,419 36,398 12.60 % 12.15 % 0.49 % 91.29 %
36 361 MUNICH RE GRP 35,935 35,106 27.27 % 27.39 % 0.48 % 91.77 %
37 62 EMC INS CO GRP 31,247 31,492 7.53 % 10.26 % 0.42 % 92.19 %
38 242 SELECTIVE INS GRP 31,006 28,819 30.17 % 34.24 % 0.42 % 92.61 %
39 256 COACTION GLOBAL INC GRP 27,514 28,122 16.21 % 16.41 % 0.37 % 92.98 %
40 474 FCCI MUT INS GRP 27,257 25,387 12.41 % 14.84 % 0.37 % 93.35 %
41 689 BANKERS INS GRP 24,649 23,506 15.40 % 15.40 % 0.33 % 93.68 %
42 4718 TIPTREE FIN GRP 24,411 23,591 60.94 % 60.74 % 0.33 % 94.01 %
43 3593 USIC GRP 22,801 20,929 N/A 0.40 % 0.31 % 94.31 %
44 1208 GRAY INS GRP 22,634 17,972 28.90 % 29.78 % 0.30 % 94.62 %
45 796 QBE INS GRP 21,569 28,840 2.85 % 14.55 % 0.29 % 94.91 %
46 4734 APOLLO GLOBAL MGMT GRP 20,926 48,856 10.84 % 14.37 % 0.28 % 95.19 %
47 19 ASSURANT INC GRP 20,347 18,813 58.89 % 58.89 % 0.27 % 95.46 %
48 35009 FINANCIAL CAS & SURETY INC 20,153 20,153 15.63 % 15.63 % 0.27 % 95.73 %
49 1309 FRANKENMUTH GRP 19,321 18,086 14.74 % 17.89 % 0.26 % 95.99 %
50 12961 CANOPIUS US INS 18,603 12,925 112.69 % 112.93 % 0.25 % 96.24 %
51 13121 PALMETTO SURETY CORP 16,905 16,905 20.28 % 20.28 % 0.23 % 96.47 %
52 15350 WEST BEND MUT INS CO 15,933 15,098 9.67 % 12.50 % 0.21 % 96.68 %
53 12 AMERICAN INTL GRP 15,847 26,619 N/A N/A 0.21 % 96.90 %
54 4993 REVOLUTIONARY HOLDING CO GRP 15,615 13,645 13.47 % 13.47 % 0.21 % 97.11 %
55 176 STATE FARM GRP 14,992 14,095 13.78 % 17.51 % 0.20 % 97.31 %
56 313 AEGIS GRP 12,253 22,994 7.57 % 9.16 % 0.16 % 97.47 %
57 280 AUTO OWNERS GRP 11,418 11,345 N/A N/A 0.15 % 97.63 %
58 31380 AMERICAN SURETY CO 9,247 9,331 2.64 % 2.50 % 0.12 % 97.75 %
59 36226 UNITED CAS & SURETY INS CO 9,179 7,631 7.35 % 11.30 % 0.12 % 97.87 %
60 10758 COLONIAL SURETY CO 8,307 8,001 15.99 % N/A 0.11 % 97.99 %
61 26565 OHIO IND CO 6,533 6,711 N/A N/A 0.09 % 98.07 %
62 271 PENNSYLVANIA NATL INS GRP 6,503 6,600 24.29 % 28.68 % 0.09 % 98.16 %
63 199 UNIVERSAL SURETY GRP 6,471 7,085 N/A N/A 0.09 % 98.25 %
64 3279 INSURORS IND GRP 6,283 6,295 N/A N/A 0.08 % 98.33 %
65 38326 FIRST IND OF AMER INS CO 6,216 6,314 6.55 % 6.55 % 0.08 % 98.42 %
© 2022 National Association of Insurance Commissioners
521
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 39551 CONTINENTAL HERITAGE INS CO 5,952 6,598 N/A 20.59 % 0.08 % 98.50 %
67 12965 BONDEX INS CO 5,925 5,342 N/A N/A 0.08 % 98.58 %
68 309 WESTERN NATL MUT GRP 5,853 5,526 10.95 % 14.63 % 0.08 % 98.66 %
69 587 ATLANTIC AMER GRP 5,758 5,620 9.07 % 11.94 % 0.08 % 98.73 %
70 28240 THE SERV INS CO INC 5,241 4,780 N/A N/A 0.07 % 98.80 %
71 4997 ACCELERANT US HOLDINGS GRP 5,157 1,645 43.15 % 46.44 % 0.07 % 98.87 %
72 213 ERIE INS GRP 5,024 5,310 2.63 % 2.91 % 0.07 % 98.94 %
73 4962 AU HOLDING CO GRP 4,855 4,935 16.46 % 16.83 % 0.07 % 99.01 %
74 5020 UNIVERSAL SHIELD INS GRP 4,722 4,660 2.27 % 2.27 % 0.06 % 99.07 %
75 2538 AMTRUST FINANCIAL SERV GRP 4,541 5,544 N/A N/A 0.06 % 99.13 %
76 4935 CHANDLER INS GRP 4,336 4,203 12.54 % 15.41 % 0.06 % 99.19 %
77 411 MAPFRE INS GRP 3,815 3,988 N/A 0.56 % 0.05 % 99.24 %
78 10909 SUN SURETY INS CO 3,675 3,611 N/A N/A 0.05 % 99.29 %
79 4969 TRISURA GRP 3,674 1,574 226.27 % 226.46 % 0.05 % 99.34 %
80 71 UNIVERSAL INS CO GRP 3,312 3,250 1.13 % 1.76 % 0.04 % 99.38 %
81 10009 TOWER BONDING & SURETY CO 3,270 3,270 6.21 % 6.21 % 0.04 % 99.43 %
82 42706 ROCHE SURETY & CAS CO INC 3,203 3,132 0.00 % 0.00 % 0.04 % 99.47 %
83 867 PROTECTIVE INS CORP GRP 2,722 2,584 N/A N/A 0.04 % 99.51 %
84 10308 ANTILLES INS CO 2,313 1,893 N/A N/A 0.03 % 99.54 %
85 12296 WHITECAP SURETY CO 2,150 2,150 0.00 % 0.00 % 0.03 % 99.57 %
86 1228 BAR PLAN GRP 1,907 1,789 N/A N/A 0.03 % 99.59 %
87 4804 MULTINATIONAL GRP 1,704 1,359 10.07 % 10.85 % 0.02 % 99.61 %
88 106 ISLAND INS CO GRP 1,701 1,833 1.94 % 4.50 % 0.02 % 99.64 %
89 3416 AXIS CAPITAL GRP 1,688 1,062 N/A N/A 0.02 % 99.66 %
90 38504 FIRST SURETY CORP 1,680 1,390 27.46 % 27.46 % 0.02 % 99.68 %
91 15267 1ST ATLANTIC SURETY CO 1,580 1,580 14.46 % 14.46 % 0.02 % 99.70 %
92 3991 IMT MUT HOLDING GRP 1,569 1,477 14.46 % 14.89 % 0.02 % 99.73 %
93 12987 BENEFIT SECURITY INS CO 1,533 1,544 5.13 % 5.45 % 0.02 % 99.75 %
94 16379 JET INS CO 1,497 1,054 12.50 % 13.33 % 0.02 % 99.77 %
95 5001 SIRIUSPOINT GRP 1,428 1,646 73.61 % 74.65 % 0.02 % 99.79 %
96 4802 TRIPLE S GRP 1,419 1,380 N/A N/A 0.02 % 99.80 %
97 10830 BUSINESS ALLIANCE INS CO 1,326 1,324 0.59 % 14.33 % 0.02 % 99.82 %
98 748 AMERITRUST GRP INC GRP 1,190 1,125 26.81 % 34.24 % 0.02 % 99.84 %
99 22950 ACSTAR INS CO 991 865 24.53 % 76.48 % 0.01 % 99.85 %
100 201 UTICA GRP 868 776 25.87 % 25.13 % 0.01 % 99.86 %
101 10293 INTEGRA INS INC 817 817 0.00 % 0.00 % 0.01 % 99.87 %
102 18380 PACIFIC IND INS CO 719 628 0.00 % 0.40 % 0.01 % 99.88 %
103 10972 FIRST NET INS CO 645 535 N/A N/A 0.01 % 99.89 %
104 153 PEKIN INS GRP 618 598 20.92 % 21.43 % 0.01 % 99.90 %
105 4672 DONGBU INS GRP 583 605 1.65 % 2.34 % 0.01 % 99.91 %
106 14051 EMPIRE BONDING & INS CO 551 567 N/A 4.08 % 0.01 % 99.92 %
107 4910 MINNESOTA LAWYERS MUT GRP 526 456 N/A N/A 0.01 % 99.92 %
108 169 SENTRY INS GRP 492 529 N/A N/A 0.01 % 99.93 %
109 33502 MACHINERY INS INC ASSESSABLE MUT CO 366 326 N/A N/A 0.00 % 99.93 %
110 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 362 338 86.81 % 94.55 % 0.00 % 99.94 %
111 10642 CHEROKEE INS CO 360 400 N/A N/A 0.00 % 99.94 %
112 214 ALLIANCE INS GRP 358 372 N/A 0.01 % 0.00 % 99.95 %
113 4973 BIGLARI HOLDINGS GRP 302 341 12.06 % 12.06 % 0.00 % 99.95 %
114 4908 ASCOT INS US GRP 258 663 N/A N/A 0.00 % 99.96 %
115 574 AMERCO CORP GRP 216 184 0.00 % 0.00 % 0.00 % 99.96 %
116 32875 BRITISH AMER INS CO 212 141 0.00 % 0.00 % 0.00 % 99.96 %
117 41300 AMERICAN RESOURCES INS CO INC 210 151 0.00 % 0.00 % 0.00 % 99.97 %
118 1316 KNIGHTBROOK INS GRP 188 123 18.52 % 18.52 % 0.00 % 99.97 %
119 19631 AMERICAN ROAD INS CO 186 180 0.00 % 0.00 % 0.00 % 99.97 %
120 17007 O SHAUGANHILL SURETY & INS INC 180 180 0.00 % 0.00 % 0.00 % 99.97 %
121 4715 MS & AD INS GRP 174 82 0.00 % 0.00 % 0.00 % 99.97 %
122 447 HARFORD GRP 158 151 N/A N/A 0.00 % 99.98 %
123 1226 GEORGE A PARMER GRP 144 171 N/A N/A 0.00 % 99.98 %
124 4234 RANDALL & QUILTER INVESTMENT GRP 138 709 N/A N/A 0.00 % 99.98 %
125 34568 CENTENNIAL CAS CO 124 178 5.63 % 5.63 % 0.00 % 99.98 %
**INDUSTRY TOTAL** 7,437,367 7,128,899 17.53 % 19.97 % 100.00 % 99.98 %

© 2022 National Association of Insurance Commissioners


522
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 3548 TRAVELERS GRP 941,022 912,005 10.89 % 12.03 % 12.81 % 12.81 %
2 111 LIBERTY MUT GRP 902,474 868,866 13.47 % 14.52 % 12.29 % 25.09 %
3 212 ZURICH INS GRP 503,994 520,427 12.82 % 17.03 % 6.86 % 31.96 %
4 218 CNA INS GRP 502,584 488,710 26.85 % 27.53 % 6.84 % 38.80 %
5 626 CHUBB LTD GRP 395,469 373,984 4.83 % 5.01 % 5.38 % 44.18 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 302,590 288,475 10.40 % 15.02 % 4.12 % 48.30 %
7 91 HARTFORD FIRE & CAS GRP 240,708 231,625 13.95 % 18.42 % 3.28 % 51.58 %
8 158 FAIRFAX FIN GRP 217,724 198,293 20.93 % 25.08 % 2.96 % 54.54 %
9 4904 INTACT FINANCIAL GRP 205,524 188,898 1.09 % 2.50 % 2.80 % 57.34 %
10 3219 SOMPO GRP 198,957 180,079 41.30 % 43.13 % 2.71 % 60.05 %
11 457 ARGO GRP US INC GRP 182,383 165,919 15.27 % 6.04 % 2.48 % 62.53 %
12 225 IAT REINS CO GRP 178,342 173,428 4.61 % 5.18 % 2.43 % 64.96 %
13 785 MARKEL CORP GRP 172,619 149,902 31.97 % 34.55 % 2.35 % 67.31 %
14 1279 ARCH INS GRP 158,644 128,170 64.83 % 75.80 % 2.16 % 69.47 %
15 3479 MERCHANTS BONDING CO GRP 142,949 138,476 15.33 % 19.05 % 1.95 % 71.41 %
16 181 SWISS RE GRP 140,473 140,325 52.08 % 58.42 % 1.91 % 73.32 %
17 84 AMERICAN FINANCIAL GRP 132,795 126,588 1.42 % 2.07 % 1.81 % 75.13 %
18 783 RLI INS GRP 121,173 116,343 45.39 % 49.27 % 1.65 % 76.78 %
19 98 WR BERKLEY CORP GRP 101,366 97,186 15.93 % 24.28 % 1.38 % 78.16 %
20 150 OLD REPUBLIC GRP 97,667 91,221 18.01 % 22.23 % 1.33 % 79.49 %
21 31 BERKSHIRE HATHAWAY GRP 94,788 92,197 25.15 % 36.53 % 1.29 % 80.78 %
22 140 NATIONWIDE CORP GRP 89,659 79,211 12.48 % 16.16 % 1.22 % 82.00 %
23 228 WESTFIELD GRP 77,422 74,392 4.46 % 6.47 % 1.05 % 83.05 %
24 88 THE HANOVER INS GRP 69,866 70,867 29.74 % 34.28 % 0.95 % 84.01 %
25 244 CINCINNATI FIN GRP 65,329 63,845 2.57 % 2.29 % 0.89 % 84.90 %
26 501 ALLEGHANY GRP 62,693 59,940 2.17 % 4.91 % 0.85 % 85.75 %
27 18468 INDEMNITY NATL INS CO 58,598 59,813 7.55 % 10.38 % 0.80 % 86.55 %
28 1120 EVEREST REINS HOLDINGS GRP 53,762 47,481 17.77 % 24.56 % 0.73 % 87.28 %
29 4381 SKYWARD SPECIALTY INS GRP INC GRP 51,479 31,240 19.66 % 23.17 % 0.70 % 87.98 %
30 968 AXA INS GRP 44,851 38,100 N/A N/A 0.61 % 88.59 %
31 7 FEDERATED MUT GRP 41,020 40,715 13.24 % 14.86 % 0.56 % 89.15 %
32 248 UNITED FIRE & CAS GRP 41,008 35,291 3.84 % 3.84 % 0.56 % 89.71 %
33 473 AMERICAN FAMILY INS GRP 39,581 38,156 0.20 % N/A 0.54 % 90.24 %
34 4869 WT HOLDINGS GRP 36,419 36,398 12.60 % 12.15 % 0.50 % 90.74 %
35 361 MUNICH RE GRP 36,160 33,928 26.92 % 27.03 % 0.49 % 91.23 %
36 761 ALLIANZ INS GRP 33,431 23,961 45.74 % 45.06 % 0.46 % 91.69 %
37 62 EMC INS CO GRP 31,247 31,492 7.53 % 10.26 % 0.43 % 92.11 %
38 242 SELECTIVE INS GRP 31,006 28,819 30.17 % 34.24 % 0.42 % 92.54 %
39 256 COACTION GLOBAL INC GRP 27,514 28,122 16.21 % 16.41 % 0.37 % 92.91 %
40 474 FCCI MUT INS GRP 27,257 25,387 12.41 % 14.84 % 0.37 % 93.28 %
41 689 BANKERS INS GRP 24,649 23,506 15.40 % 15.40 % 0.34 % 93.62 %
42 4718 TIPTREE FIN GRP 24,411 23,591 60.94 % 60.74 % 0.33 % 93.95 %
43 3593 USIC GRP 22,801 20,929 N/A 0.40 % 0.31 % 94.26 %
44 1208 GRAY INS GRP 22,634 17,972 28.90 % 29.78 % 0.31 % 94.57 %
45 796 QBE INS GRP 21,569 28,840 2.85 % 14.55 % 0.29 % 94.86 %
46 4734 APOLLO GLOBAL MGMT GRP 20,926 48,856 10.84 % 14.37 % 0.28 % 95.15 %
47 19 ASSURANT INC GRP 20,347 18,813 58.89 % 58.89 % 0.28 % 95.42 %
48 35009 FINANCIAL CAS & SURETY INC 20,153 20,153 15.63 % 15.63 % 0.27 % 95.70 %
49 1309 FRANKENMUTH GRP 19,321 18,086 14.74 % 17.89 % 0.26 % 95.96 %
50 12961 CANOPIUS US INS 18,603 12,925 112.69 % 112.93 % 0.25 % 96.21 %
51 13121 PALMETTO SURETY CORP 16,905 16,905 20.28 % 20.28 % 0.23 % 96.44 %
52 15350 WEST BEND MUT INS CO 15,933 15,098 9.67 % 12.50 % 0.22 % 96.66 %
53 4993 REVOLUTIONARY HOLDING CO GRP 15,615 13,645 13.47 % 13.47 % 0.21 % 96.87 %
54 176 STATE FARM GRP 14,992 14,095 13.78 % 17.51 % 0.20 % 97.08 %
55 12 AMERICAN INTL GRP 14,632 25,534 N/A N/A 0.20 % 97.28 %
56 313 AEGIS GRP 12,253 22,994 7.57 % 9.16 % 0.17 % 97.44 %
57 280 AUTO OWNERS GRP 11,418 11,345 N/A N/A 0.16 % 97.60 %
58 31380 AMERICAN SURETY CO 9,247 9,331 2.64 % 2.50 % 0.13 % 97.72 %
59 36226 UNITED CAS & SURETY INS CO 9,179 7,631 7.35 % 11.30 % 0.12 % 97.85 %
60 10758 COLONIAL SURETY CO 8,307 8,001 15.99 % N/A 0.11 % 97.96 %
61 26565 OHIO IND CO 6,533 6,711 N/A N/A 0.09 % 98.05 %
62 271 PENNSYLVANIA NATL INS GRP 6,503 6,600 24.29 % 28.68 % 0.09 % 98.14 %
63 199 UNIVERSAL SURETY GRP 6,471 7,085 N/A N/A 0.09 % 98.23 %
64 3279 INSURORS IND GRP 6,283 6,295 N/A N/A 0.09 % 98.31 %
65 38326 FIRST IND OF AMER INS CO 6,216 6,314 6.55 % 6.55 % 0.08 % 98.40 %
© 2022 National Association of Insurance Commissioners
523
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 39551 CONTINENTAL HERITAGE INS CO 5,952 6,598 N/A 20.59 % 0.08 % 98.48 %
67 12965 BONDEX INS CO 5,925 5,342 N/A N/A 0.08 % 98.56 %
68 309 WESTERN NATL MUT GRP 5,853 5,526 10.95 % 14.63 % 0.08 % 98.64 %
69 587 ATLANTIC AMER GRP 5,758 5,620 9.07 % 11.94 % 0.08 % 98.72 %
70 28240 THE SERV INS CO INC 5,241 4,780 N/A N/A 0.07 % 98.79 %
71 4997 ACCELERANT US HOLDINGS GRP 5,157 1,645 43.15 % 46.44 % 0.07 % 98.86 %
72 213 ERIE INS GRP 5,024 5,310 2.63 % 2.91 % 0.07 % 98.93 %
73 4962 AU HOLDING CO GRP 4,855 4,935 16.46 % 16.83 % 0.07 % 98.99 %
74 5020 UNIVERSAL SHIELD INS GRP 4,722 4,660 2.27 % 2.27 % 0.06 % 99.06 %
75 2538 AMTRUST FINANCIAL SERV GRP 4,541 5,544 N/A N/A 0.06 % 99.12 %
76 4935 CHANDLER INS GRP 4,336 4,203 12.54 % 15.41 % 0.06 % 99.18 %
77 411 MAPFRE INS GRP 3,815 3,988 N/A 0.56 % 0.05 % 99.23 %
78 10909 SUN SURETY INS CO 3,675 3,611 N/A N/A 0.05 % 99.28 %
79 4969 TRISURA GRP 3,674 1,574 226.27 % 226.46 % 0.05 % 99.33 %
80 71 UNIVERSAL INS CO GRP 3,312 3,250 1.13 % 1.76 % 0.05 % 99.38 %
81 10009 TOWER BONDING & SURETY CO 3,270 3,270 6.21 % 6.21 % 0.04 % 99.42 %
82 42706 ROCHE SURETY & CAS CO INC 3,203 3,132 0.00 % 0.00 % 0.04 % 99.46 %
83 867 PROTECTIVE INS CORP GRP 2,722 2,584 N/A N/A 0.04 % 99.50 %
84 10308 ANTILLES INS CO 2,313 1,893 N/A N/A 0.03 % 99.53 %
85 12296 WHITECAP SURETY CO 2,150 2,150 0.00 % 0.00 % 0.03 % 99.56 %
86 1228 BAR PLAN GRP 1,907 1,789 N/A N/A 0.03 % 99.59 %
87 4804 MULTINATIONAL GRP 1,704 1,359 10.07 % 10.85 % 0.02 % 99.61 %
88 106 ISLAND INS CO GRP 1,701 1,833 1.94 % 4.50 % 0.02 % 99.63 %
89 3416 AXIS CAPITAL GRP 1,688 1,062 N/A N/A 0.02 % 99.66 %
90 38504 FIRST SURETY CORP 1,680 1,390 27.46 % 27.46 % 0.02 % 99.68 %
91 15267 1ST ATLANTIC SURETY CO 1,580 1,580 14.46 % 14.46 % 0.02 % 99.70 %
92 3991 IMT MUT HOLDING GRP 1,569 1,477 14.46 % 14.49 % 0.02 % 99.72 %
93 12987 BENEFIT SECURITY INS CO 1,533 1,544 5.13 % 5.45 % 0.02 % 99.74 %
94 16379 JET INS CO 1,497 1,054 12.50 % 13.33 % 0.02 % 99.76 %
95 5001 SIRIUSPOINT GRP 1,428 1,646 73.61 % 74.65 % 0.02 % 99.78 %
96 4802 TRIPLE S GRP 1,419 1,380 N/A N/A 0.02 % 99.80 %
97 10830 BUSINESS ALLIANCE INS CO 1,326 1,324 0.59 % 14.33 % 0.02 % 99.82 %
98 748 AMERITRUST GRP INC GRP 1,190 1,125 26.81 % 34.24 % 0.02 % 99.84 %
99 22950 ACSTAR INS CO 990 864 25.69 % 77.67 % 0.01 % 99.85 %
100 201 UTICA GRP 868 776 25.87 % 25.13 % 0.01 % 99.86 %
101 10293 INTEGRA INS INC 817 817 0.00 % 0.00 % 0.01 % 99.87 %
102 18380 PACIFIC IND INS CO 719 628 0.00 % 0.40 % 0.01 % 99.88 %
103 10972 FIRST NET INS CO 619 514 N/A N/A 0.01 % 99.89 %
104 153 PEKIN INS GRP 618 598 20.92 % 21.43 % 0.01 % 99.90 %
105 14051 EMPIRE BONDING & INS CO 551 567 N/A 4.08 % 0.01 % 99.91 %
106 4672 DONGBU INS GRP 527 550 1.82 % 2.57 % 0.01 % 99.91 %
107 4910 MINNESOTA LAWYERS MUT GRP 526 456 N/A N/A 0.01 % 99.92 %
108 169 SENTRY INS GRP 492 529 N/A N/A 0.01 % 99.93 %
109 33502 MACHINERY INS INC ASSESSABLE MUT CO 366 326 N/A N/A 0.00 % 99.93 %
110 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 362 338 86.81 % 94.55 % 0.00 % 99.94 %
111 10642 CHEROKEE INS CO 360 400 N/A N/A 0.00 % 99.94 %
112 214 ALLIANCE INS GRP 358 372 N/A 0.01 % 0.00 % 99.95 %
113 4973 BIGLARI HOLDINGS GRP 302 341 12.06 % 12.06 % 0.00 % 99.95 %
114 4908 ASCOT INS US GRP 258 663 N/A N/A 0.00 % 99.96 %
115 574 AMERCO CORP GRP 216 184 0.00 % 0.00 % 0.00 % 99.96 %
116 32875 BRITISH AMER INS CO 212 141 0.00 % 0.00 % 0.00 % 99.96 %
117 41300 AMERICAN RESOURCES INS CO INC 210 151 0.00 % 0.00 % 0.00 % 99.96 %
118 1316 KNIGHTBROOK INS GRP 188 123 18.52 % 18.52 % 0.00 % 99.97 %
119 19631 AMERICAN ROAD INS CO 186 180 0.00 % 0.00 % 0.00 % 99.97 %
120 17007 O SHAUGANHILL SURETY & INS INC 180 180 0.00 % 0.00 % 0.00 % 99.97 %
121 4715 MS & AD INS GRP 174 82 0.00 % 0.00 % 0.00 % 99.97 %
122 447 HARFORD GRP 158 151 N/A N/A 0.00 % 99.98 %
123 1226 GEORGE A PARMER GRP 144 171 N/A N/A 0.00 % 99.98 %
124 4234 RANDALL & QUILTER INVESTMENT GRP 138 709 N/A N/A 0.00 % 99.98 %
125 34568 CENTENNIAL CAS CO 124 178 5.63 % 5.63 % 0.00 % 99.98 %
**INDUSTRY TOTAL** 7,346,130 7,040,553 15.87 % 18.06 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


524
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 3548 TRAVELERS GRP 11,132 10,123 14.98 % 15.67 % 12.32 % 12.32 %
2 218 CNA INS GRP 9,499 9,570 21.34 % 30.13 % 10.51 % 22.83 %
3 111 LIBERTY MUT GRP 7,063 8,115 N/A 0.52 % 7.82 % 30.65 %
4 91 HARTFORD FIRE & CAS GRP 5,108 4,211 175.05 % 191.58 % 5.65 % 36.30 %
5 158 FAIRFAX FIN GRP 4,524 4,165 34.74 % 37.06 % 5.01 % 41.31 %
6 212 ZURICH INS GRP 4,398 4,630 N/A N/A 4.87 % 46.18 %
7 457 ARGO GRP US INC GRP 3,265 2,780 N/A N/A 3.61 % 49.79 %
8 3219 SOMPO GRP 2,849 2,380 8.90 % 10.48 % 3.15 % 52.94 %
9 626 CHUBB LTD GRP 2,716 3,245 N/A N/A 3.01 % 55.95 %
10 225 IAT REINS CO GRP 2,665 2,107 3.29 % 4.25 % 2.95 % 58.90 %
**STATE TOTAL** 90,357 86,323 9.07 % 8.03 % 100.00 % 58.90 %

Alaska 1 111 LIBERTY MUT GRP 9,042 9,314 4.63 % 4.83 % 28.90 % 28.90 %
2 3548 TRAVELERS GRP 4,513 5,479 11.83 % 12.39 % 14.42 % 43.32 %
3 218 CNA INS GRP 3,140 3,058 4.27 % 6.30 % 10.04 % 53.35 %
4 3219 SOMPO GRP 2,222 2,117 2.57 % 4.08 % 7.10 % 60.45 %
5 212 ZURICH INS GRP 1,597 1,551 1.46 % 14.86 % 5.10 % 65.56 %
6 457 ARGO GRP US INC GRP 1,408 1,137 10.68 % 9.69 % 4.50 % 70.05 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,171 1,123 22.37 % 188.49 % 3.74 % 73.80 %
8 84 AMERICAN FINANCIAL GRP 1,004 658 1.37 % N/A 3.21 % 77.01 %
9 91 HARTFORD FIRE & CAS GRP 839 956 72.73 % 95.69 % 2.68 % 79.69 %
10 783 RLI INS GRP 720 693 N/A N/A 2.30 % 81.99 %
**STATE TOTAL** 31,291 31,815 7.48 % 13.22 % 100.00 % 81.99 %

Arizona 1 3548 TRAVELERS GRP 22,299 23,516 10.97 % 11.78 % 15.28 % 15.28 %
2 111 LIBERTY MUT GRP 19,744 19,163 5.71 % 4.75 % 13.53 % 28.82 %
3 218 CNA INS GRP 10,558 9,024 21.19 % 21.42 % 7.24 % 36.05 %
4 212 ZURICH INS GRP 9,086 8,514 N/A N/A 6.23 % 42.28 %
5 3479 MERCHANTS BONDING CO GRP 8,550 8,485 1.36 % 2.37 % 5.86 % 48.14 %
6 783 RLI INS GRP 8,435 8,022 4.77 % 5.74 % 5.78 % 53.92 %
7 626 CHUBB LTD GRP 7,278 6,911 5.09 % 5.61 % 4.99 % 58.91 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 5,596 5,817 11.07 % 12.63 % 3.84 % 62.75 %
9 91 HARTFORD FIRE & CAS GRP 5,437 5,315 N/A N/A 3.73 % 66.47 %
10 785 MARKEL CORP GRP 4,749 4,086 59.66 % 65.64 % 3.26 % 69.73 %
**STATE TOTAL** 145,901 137,875 0.24 % N/A 100.00 % 69.73 %

Arkansas 1 3548 TRAVELERS GRP 9,460 9,246 17.65 % 19.02 % 21.17 % 21.17 %
2 218 CNA INS GRP 3,363 3,540 33.03 % 33.76 % 7.52 % 28.69 %
3 111 LIBERTY MUT GRP 2,995 3,311 0.22 % 0.27 % 6.70 % 35.39 %
4 212 ZURICH INS GRP 2,815 3,609 11.10 % 13.92 % 6.30 % 41.69 %
5 91 HARTFORD FIRE & CAS GRP 2,073 2,369 34.55 % 45.18 % 4.64 % 46.33 %
6 785 MARKEL CORP GRP 1,895 1,711 2.01 % 2.85 % 4.24 % 50.57 %
7 626 CHUBB LTD GRP 1,829 1,533 14.04 % 14.68 % 4.09 % 54.66 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 1,720 1,668 22.14 % 25.81 % 3.85 % 58.51 %
9 7 FEDERATED MUT GRP 1,685 1,790 27.95 % 30.34 % 3.77 % 62.28 %
10 62 EMC INS CO GRP 1,307 1,335 N/A 0.41 % 2.92 % 65.20 %
**STATE TOTAL** 44,692 43,989 12.93 % 14.41 % 100.00 % 65.20 %

© 2022 National Association of Insurance Commissioners


525
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 111 LIBERTY MUT GRP 148,350 141,108 23.63 % 25.32 % 15.95 % 15.95 %
2 3548 TRAVELERS GRP 106,111 110,324 9.41 % 10.33 % 11.41 % 27.36 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 75,206 72,497 5.24 % 7.64 % 8.09 % 35.44 %
4 212 ZURICH INS GRP 72,014 74,140 N/A N/A 7.74 % 43.18 %
5 626 CHUBB LTD GRP 51,874 54,581 8.16 % 7.16 % 5.58 % 48.76 %
6 225 IAT REINS CO GRP 48,725 48,987 2.97 % 3.15 % 5.24 % 54.00 %
7 218 CNA INS GRP 47,652 51,392 1.96 % 1.24 % 5.12 % 59.12 %
8 785 MARKEL CORP GRP 39,070 37,018 11.74 % 13.86 % 4.20 % 63.32 %
9 91 HARTFORD FIRE & CAS GRP 29,898 28,481 40.29 % 49.23 % 3.21 % 66.54 %
10 158 FAIRFAX FIN GRP 29,515 28,220 14.45 % 21.80 % 3.17 % 69.71 %
**STATE TOTAL** 930,152 916,295 8.85 % 10.66 % 100.00 % 69.71 %

Colorado 1 3548 TRAVELERS GRP 23,736 23,937 11.82 % 12.83 % 14.66 % 14.66 %
2 111 LIBERTY MUT GRP 15,895 14,049 91.52 % 91.77 % 9.82 % 24.48 %
3 218 CNA INS GRP 15,690 15,880 6.15 % 6.16 % 9.69 % 34.17 %
4 212 ZURICH INS GRP 12,567 10,718 N/A N/A 7.76 % 41.93 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 12,553 12,121 16.83 % 47.07 % 7.75 % 49.69 %
6 626 CHUBB LTD GRP 8,872 7,845 0.34 % N/A 5.48 % 55.17 %
7 91 HARTFORD FIRE & CAS GRP 5,715 5,439 51.46 % 56.26 % 3.53 % 58.70 %
8 181 SWISS RE GRP 4,257 4,370 10.92 % 12.19 % 2.63 % 61.33 %
9 457 ARGO GRP US INC GRP 4,195 4,159 8.42 % N/A 2.59 % 63.92 %
10 31 BERKSHIRE HATHAWAY GRP 4,093 3,336 19.03 % 31.63 % 2.53 % 66.45 %
**STATE TOTAL** 161,890 155,428 20.53 % 23.49 % 100.00 % 66.45 %

Connecticut 1 3548 TRAVELERS GRP 13,527 12,818 17.28 % 19.72 % 19.32 % 19.32 %
2 158 FAIRFAX FIN GRP 6,178 4,442 N/A N/A 8.83 % 28.15 %
3 218 CNA INS GRP 4,737 4,849 14.90 % 12.99 % 6.77 % 34.92 %
4 212 ZURICH INS GRP 4,592 4,308 N/A N/A 6.56 % 41.48 %
5 111 LIBERTY MUT GRP 4,083 4,956 952.84 % 1,008.82 % 5.83 % 47.31 %
6 225 IAT REINS CO GRP 3,071 3,062 0.91 % 1.18 % 4.39 % 51.70 %
7 91 HARTFORD FIRE & CAS GRP 2,920 3,029 60.97 % 81.47 % 4.17 % 55.87 %
8 1120 EVEREST REINS HOLDINGS GRP 2,728 1,119 17.93 % 24.23 % 3.90 % 59.77 %
9 626 CHUBB LTD GRP 2,568 3,299 N/A N/A 3.67 % 63.44 %
10 31 BERKSHIRE HATHAWAY GRP 2,137 1,307 30.84 % 39.59 % 3.05 % 66.49 %
**STATE TOTAL** 69,999 67,324 72.49 % 77.69 % 100.00 % 66.49 %

Delaware 1 218 CNA INS GRP 3,165 1,355 17.79 % 18.98 % 11.89 % 11.89 %
2 111 LIBERTY MUT GRP 2,831 3,545 0.20 % 0.21 % 10.63 % 22.52 %
3 3548 TRAVELERS GRP 2,668 2,677 17.73 % 19.11 % 10.02 % 32.54 %
4 4904 INTACT FINANCIAL GRP 1,505 1,551 0.19 % 0.21 % 5.65 % 38.20 %
5 3219 SOMPO GRP 1,461 1,425 36.88 % 38.25 % 5.49 % 43.69 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 1,407 1,367 N/A N/A 5.28 % 48.97 %
7 225 IAT REINS CO GRP 1,315 1,301 N/A N/A 4.94 % 53.90 %
8 626 CHUBB LTD GRP 1,273 1,370 N/A N/A 4.78 % 58.69 %
9 212 ZURICH INS GRP 999 1,626 N/A N/A 3.75 % 62.44 %
10 968 AXA INS GRP 908 826 13.75 % 17.65 % 3.41 % 65.85 %
**STATE TOTAL** 26,626 26,452 N/A N/A 100.00 % 65.85 %

© 2022 National Association of Insurance Commissioners


526
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 3548 TRAVELERS GRP 31,321 25,664 11.25 % 13.34 % 16.49 % 16.49 %
2 111 LIBERTY MUT GRP 24,494 23,013 N/A 1.33 % 12.90 % 29.38 %
3 626 CHUBB LTD GRP 24,404 17,886 N/A N/A 12.85 % 42.23 %
4 212 ZURICH INS GRP 17,266 11,197 187.20 % 191.18 % 9.09 % 51.32 %
5 3219 SOMPO GRP 15,252 15,353 86.67 % 95.66 % 8.03 % 59.35 %
6 158 FAIRFAX FIN GRP 9,487 8,038 16.92 % 20.09 % 4.99 % 64.35 %
7 457 ARGO GRP US INC GRP 6,468 5,240 6.91 % 0.85 % 3.40 % 67.75 %
8 91 HARTFORD FIRE & CAS GRP 6,057 6,026 77.29 % 88.96 % 3.19 % 70.94 %
9 84 AMERICAN FINANCIAL GRP 4,943 4,939 14.80 % 13.82 % 2.60 % 73.54 %
10 88 THE HANOVER INS GRP 4,769 4,968 14.76 % 13.47 % 2.51 % 76.05 %
**STATE TOTAL** 189,945 169,834 27.97 % 32.87 % 100.00 % 76.05 %

Florida 1 3548 TRAVELERS GRP 63,119 65,069 N/A 0.49 % 14.09 % 14.09 %
2 111 LIBERTY MUT GRP 49,691 47,618 0.67 % 1.36 % 11.09 % 25.18 %
3 218 CNA INS GRP 28,600 28,517 146.49 % 148.27 % 6.38 % 31.57 %
4 158 FAIRFAX FIN GRP 23,910 22,876 34.78 % 40.83 % 5.34 % 36.91 %
5 626 CHUBB LTD GRP 21,641 21,892 N/A N/A 4.83 % 41.74 %
6 212 ZURICH INS GRP 16,863 18,265 N/A N/A 3.76 % 45.50 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 16,775 16,367 49.87 % 58.67 % 3.74 % 49.25 %
8 3219 SOMPO GRP 14,577 13,179 14.25 % 13.69 % 3.25 % 52.50 %
9 91 HARTFORD FIRE & CAS GRP 14,325 13,580 118.17 % 134.73 % 3.20 % 55.70 %
10 98 WR BERKLEY CORP GRP 12,256 12,578 26.40 % 50.99 % 2.74 % 58.43 %
**STATE TOTAL** 447,948 429,528 22.41 % 25.95 % 100.00 % 58.43 %

Georgia 1 3548 TRAVELERS GRP 26,785 22,234 14.31 % 15.39 % 13.68 % 13.68 %
2 111 LIBERTY MUT GRP 19,781 19,336 N/A N/A 10.10 % 23.79 %
3 218 CNA INS GRP 13,953 13,235 16.94 % 16.64 % 7.13 % 30.91 %
4 626 CHUBB LTD GRP 10,935 10,650 N/A N/A 5.59 % 36.50 %
5 4718 TIPTREE FIN GRP 9,803 9,800 50.66 % 50.49 % 5.01 % 41.51 %
6 91 HARTFORD FIRE & CAS GRP 9,507 7,991 N/A N/A 4.86 % 46.36 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 8,881 7,679 21.71 % 60.67 % 4.54 % 50.90 %
8 212 ZURICH INS GRP 8,590 8,416 N/A N/A 4.39 % 55.29 %
9 181 SWISS RE GRP 5,331 5,212 6.59 % 7.40 % 2.72 % 58.01 %
10 84 AMERICAN FINANCIAL GRP 4,932 4,196 10.85 % 8.02 % 2.52 % 60.53 %
**STATE TOTAL** 195,767 182,976 17.23 % 18.90 % 100.00 % 60.53 %

Hawaii 1 3548 TRAVELERS GRP 13,607 11,069 N/A 8.92 % 26.96 % 26.96 %
2 212 ZURICH INS GRP 7,118 6,864 N/A N/A 14.10 % 41.07 %
3 111 LIBERTY MUT GRP 4,928 5,306 0.38 % 0.43 % 9.77 % 50.84 %
4 12 AMERICAN INTL GRP 3,077 2,593 49.93 % 49.77 % 6.10 % 56.93 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 3,070 3,050 N/A N/A 6.08 % 63.02 %
6 91 HARTFORD FIRE & CAS GRP 2,396 2,332 55.23 % 71.15 % 4.75 % 67.77 %
7 218 CNA INS GRP 1,818 2,001 23.39 % 24.18 % 3.60 % 71.37 %
8 626 CHUBB LTD GRP 1,718 2,191 8.80 % 8.62 % 3.40 % 74.77 %
9 106 ISLAND INS CO GRP 1,701 1,833 1.94 % 4.50 % 3.37 % 78.14 %
10 785 MARKEL CORP GRP 1,514 1,485 N/A N/A 3.00 % 81.14 %
**STATE TOTAL** 50,462 47,874 3.55 % 7.30 % 100.00 % 81.14 %

© 2022 National Association of Insurance Commissioners


527
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 111 LIBERTY MUT GRP 4,471 4,127 N/A N/A 16.86 % 16.86 %
2 3548 TRAVELERS GRP 3,554 3,778 13.90 % 14.93 % 13.40 % 30.27 %
3 212 ZURICH INS GRP 2,667 2,163 N/A N/A 10.06 % 40.32 %
4 218 CNA INS GRP 1,400 1,471 13.20 % 12.00 % 5.28 % 45.60 %
5 225 IAT REINS CO GRP 1,322 1,256 0.44 % 0.56 % 4.98 % 50.59 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 984 810 62.11 % 64.71 % 3.71 % 54.30 %
7 181 SWISS RE GRP 860 822 1.49 % 0.16 % 3.25 % 57.54 %
8 84 AMERICAN FINANCIAL GRP 762 694 2.14 % 0.24 % 2.88 % 60.42 %
9 4904 INTACT FINANCIAL GRP 729 839 7.98 % 8.32 % 2.75 % 63.17 %
10 785 MARKEL CORP GRP 707 632 N/A 2.18 % 2.67 % 65.83 %
**STATE TOTAL** 26,517 25,448 6.57 % 6.81 % 100.00 % 65.83 %

Illinois 1 111 LIBERTY MUT GRP 37,957 33,043 0.02 % 0.22 % 14.12 % 14.12 %
2 3548 TRAVELERS GRP 29,312 28,706 12.70 % 13.34 % 10.91 % 25.03 %
3 256 COACTION GLOBAL INC GRP 27,514 28,122 N/A N/A 10.24 % 35.26 %
4 218 CNA INS GRP 23,507 19,452 N/A N/A 8.75 % 44.01 %
5 91 HARTFORD FIRE & CAS GRP 12,783 11,592 45.78 % 51.51 % 4.76 % 48.76 %
6 212 ZURICH INS GRP 11,696 11,974 332.77 % 449.33 % 4.35 % 53.12 %
7 626 CHUBB LTD GRP 10,289 8,522 N/A N/A 3.83 % 56.94 %
8 457 ARGO GRP US INC GRP 10,274 7,416 4.39 % N/A 3.82 % 60.77 %
9 18468 INDEMNITY NATL INS CO 7,825 7,551 10.89 % 14.54 % 2.91 % 63.68 %
10 158 FAIRFAX FIN GRP 7,771 7,057 7.69 % 10.66 % 2.89 % 66.57 %
**STATE TOTAL** 268,791 246,464 20.04 % 26.41 % 100.00 % 66.57 %

Indiana 1 218 CNA INS GRP 15,639 15,512 22.38 % 22.64 % 14.30 % 14.30 %
2 111 LIBERTY MUT GRP 11,215 10,719 N/A N/A 10.26 % 24.56 %
3 3548 TRAVELERS GRP 11,121 11,545 13.28 % 14.20 % 10.17 % 34.73 %
4 4904 INTACT FINANCIAL GRP 8,419 7,212 7.89 % 8.03 % 7.70 % 42.43 %
5 212 ZURICH INS GRP 7,758 8,657 0.27 % 0.62 % 7.09 % 49.52 %
6 244 CINCINNATI FIN GRP 3,525 3,203 N/A N/A 3.22 % 52.75 %
7 626 CHUBB LTD GRP 3,279 4,688 N/A N/A 3.00 % 55.75 %
8 18468 INDEMNITY NATL INS CO 3,139 2,868 9.28 % 12.49 % 2.87 % 58.62 %
9 457 ARGO GRP US INC GRP 3,093 3,022 29.69 % 19.78 % 2.83 % 61.45 %
10 3479 MERCHANTS BONDING CO GRP 3,012 3,156 N/A N/A 2.75 % 64.20 %
**STATE TOTAL** 109,346 107,710 9.00 % 10.56 % 100.00 % 64.20 %

Iowa 1 3479 MERCHANTS BONDING CO GRP 10,662 10,752 N/A N/A 18.27 % 18.27 %
2 3548 TRAVELERS GRP 6,392 5,327 13.21 % 14.06 % 10.95 % 29.22 %
3 248 UNITED FIRE & CAS GRP 4,639 4,634 6.00 % 6.00 % 7.95 % 37.17 %
4 218 CNA INS GRP 4,449 3,929 32.08 % 31.91 % 7.62 % 44.80 %
5 111 LIBERTY MUT GRP 3,823 3,116 N/A N/A 6.55 % 51.35 %
6 181 SWISS RE GRP 3,133 2,844 10.41 % 11.65 % 5.37 % 56.72 %
7 212 ZURICH INS GRP 2,079 1,920 N/A N/A 3.56 % 60.28 %
8 150 OLD REPUBLIC GRP 1,934 1,820 2.75 % 4.01 % 3.31 % 63.60 %
9 626 CHUBB LTD GRP 1,794 1,700 N/A N/A 3.07 % 66.67 %
10 7 FEDERATED MUT GRP 1,696 1,763 1.48 % 0.34 % 2.91 % 69.58 %
**STATE TOTAL** 58,352 54,268 6.30 % 6.74 % 100.00 % 69.58 %

© 2022 National Association of Insurance Commissioners


528
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 3548 TRAVELERS GRP 8,865 6,911 12.75 % 13.59 % 17.16 % 17.16 %
2 111 LIBERTY MUT GRP 6,792 4,894 N/A N/A 13.15 % 30.31 %
3 212 ZURICH INS GRP 4,670 5,518 1.64 % 1.97 % 9.04 % 39.35 %
4 218 CNA INS GRP 3,487 3,528 20.09 % 19.66 % 6.75 % 46.10 %
5 626 CHUBB LTD GRP 2,746 3,134 2.41 % 1.25 % 5.32 % 51.41 %
6 3479 MERCHANTS BONDING CO GRP 2,528 2,364 15.74 % 19.57 % 4.89 % 56.30 %
7 181 SWISS RE GRP 1,587 1,756 18.57 % 20.29 % 3.07 % 59.38 %
8 62 EMC INS CO GRP 1,504 1,609 5.91 % 9.44 % 2.91 % 62.29 %
9 140 NATIONWIDE CORP GRP 1,301 1,289 7.29 % 7.91 % 2.52 % 64.81 %
10 225 IAT REINS CO GRP 1,288 1,315 N/A 0.01 % 2.49 % 67.30 %
**STATE TOTAL** 51,662 49,069 11.89 % 13.47 % 100.00 % 67.30 %

Kentucky 1 3548 TRAVELERS GRP 13,716 9,351 11.01 % 11.75 % 15.63 % 15.63 %
2 111 LIBERTY MUT GRP 10,665 8,752 0.12 % 0.24 % 12.15 % 27.78 %
3 18468 INDEMNITY NATL INS CO 9,230 9,411 5.57 % 8.29 % 10.52 % 38.30 %
4 218 CNA INS GRP 6,024 4,947 17.86 % 17.02 % 6.86 % 45.16 %
5 212 ZURICH INS GRP 5,709 5,149 1.16 % 1.32 % 6.51 % 51.67 %
6 3219 SOMPO GRP 4,417 4,257 347.64 % 362.00 % 5.03 % 56.70 %
7 626 CHUBB LTD GRP 3,069 2,531 19.55 % 20.24 % 3.50 % 60.20 %
8 84 AMERICAN FINANCIAL GRP 2,935 2,851 N/A N/A 3.34 % 63.54 %
9 39551 CONTINENTAL HERITAGE INS CO 2,552 2,997 N/A 46.60 % 2.91 % 66.45 %
10 785 MARKEL CORP GRP 1,997 1,350 21.29 % 22.25 % 2.27 % 68.72 %
**STATE TOTAL** 87,760 77,669 26.08 % 28.30 % 100.00 % 68.72 %

Louisiana 1 626 CHUBB LTD GRP 9,926 8,622 N/A N/A 7.33 % 7.33 %
2 3548 TRAVELERS GRP 8,941 10,969 18.52 % 20.83 % 6.61 % 13.94 %
3 218 CNA INS GRP 8,799 7,573 N/A N/A 6.50 % 20.44 %
4 91 HARTFORD FIRE & CAS GRP 8,562 8,609 58.30 % 76.13 % 6.33 % 26.77 %
5 111 LIBERTY MUT GRP 8,374 8,366 3.72 % 4.13 % 6.19 % 32.95 %
6 457 ARGO GRP US INC GRP 7,269 6,657 1.09 % N/A 5.37 % 38.32 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 7,263 6,254 5.38 % N/A 5.37 % 43.69 %
8 158 FAIRFAX FIN GRP 6,706 5,112 60.18 % 62.80 % 4.95 % 48.65 %
9 3219 SOMPO GRP 6,160 6,335 104.04 % 93.53 % 4.55 % 53.20 %
10 212 ZURICH INS GRP 6,011 4,608 N/A 20.84 % 4.44 % 57.64 %
**STATE TOTAL** 135,346 127,036 22.10 % 25.91 % 100.00 % 57.64 %

Maine 1 3548 TRAVELERS GRP 8,816 2,888 11.41 % 11.67 % 26.70 % 26.70 %
2 111 LIBERTY MUT GRP 7,672 4,137 0.14 % 0.18 % 23.24 % 49.94 %
3 98 WR BERKLEY CORP GRP 2,987 2,455 1.50 % 2.25 % 9.05 % 58.99 %
4 158 FAIRFAX FIN GRP 1,132 967 N/A 0.29 % 3.43 % 62.42 %
5 1309 FRANKENMUTH GRP 1,030 1,080 0.53 % N/A 3.12 % 65.54 %
6 4381 SKYWARD SPECIALTY INS GRP INC GRP 944 748 13.24 % 15.95 % 2.86 % 68.40 %
7 218 CNA INS GRP 771 757 18.68 % 19.14 % 2.34 % 70.73 %
8 88 THE HANOVER INS GRP 707 814 20.92 % 26.99 % 2.14 % 72.87 %
9 140 NATIONWIDE CORP GRP 703 291 10.44 % 11.60 % 2.13 % 75.00 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 679 627 15.35 % 207.16 % 2.06 % 77.06 %
**STATE TOTAL** 33,015 23,852 10.46 % 16.98 % 100.00 % 77.06 %

© 2022 National Association of Insurance Commissioners


529
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 3548 TRAVELERS GRP 22,995 22,333 11.10 % 11.87 % 14.09 % 14.09 %
2 111 LIBERTY MUT GRP 15,258 16,649 N/A N/A 9.35 % 23.45 %
3 212 ZURICH INS GRP 14,767 17,561 N/A N/A 9.05 % 32.50 %
4 4904 INTACT FINANCIAL GRP 9,170 8,495 5.82 % 5.97 % 5.62 % 38.12 %
5 91 HARTFORD FIRE & CAS GRP 8,966 8,514 N/A N/A 5.50 % 43.61 %
6 218 CNA INS GRP 8,209 9,194 13.13 % 12.29 % 5.03 % 48.65 %
7 3219 SOMPO GRP 7,569 7,184 12.80 % 13.56 % 4.64 % 53.29 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 6,535 6,596 47.65 % 34.98 % 4.01 % 57.29 %
9 626 CHUBB LTD GRP 6,013 7,829 34.24 % 33.96 % 3.69 % 60.98 %
10 785 MARKEL CORP GRP 4,004 3,129 39.61 % 39.98 % 2.45 % 63.43 %
**STATE TOTAL** 163,150 161,884 N/A N/A 100.00 % 63.43 %

Massachusetts 1 111 LIBERTY MUT GRP 28,300 28,450 N/A N/A 17.34 % 17.34 %
2 3548 TRAVELERS GRP 19,742 20,001 30.79 % 33.63 % 12.10 % 29.44 %
3 218 CNA INS GRP 16,811 16,590 18.25 % 17.95 % 10.30 % 39.74 %
4 626 CHUBB LTD GRP 13,626 14,069 14.60 % 15.21 % 8.35 % 48.09 %
5 212 ZURICH INS GRP 7,584 11,732 N/A 1.06 % 4.65 % 52.74 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 6,067 5,935 19.63 % 35.17 % 3.72 % 56.46 %
7 31 BERKSHIRE HATHAWAY GRP 5,301 4,222 35.17 % 48.75 % 3.25 % 59.71 %
8 181 SWISS RE GRP 5,284 5,164 9.30 % 10.26 % 3.24 % 62.94 %
9 140 NATIONWIDE CORP GRP 4,162 2,452 6.07 % 7.05 % 2.55 % 65.49 %
10 4904 INTACT FINANCIAL GRP 4,102 4,106 1.53 % 1.70 % 2.51 % 68.01 %
**STATE TOTAL** 163,188 161,374 12.75 % 15.87 % 100.00 % 68.01 %

Michigan 1 3548 TRAVELERS GRP 14,681 13,011 13.40 % 14.27 % 12.92 % 12.92 %
2 111 LIBERTY MUT GRP 13,204 13,512 N/A N/A 11.62 % 24.54 %
3 218 CNA INS GRP 10,437 9,902 15.80 % 16.44 % 9.18 % 33.72 %
4 626 CHUBB LTD GRP 6,828 6,232 N/A N/A 6.01 % 39.73 %
5 158 FAIRFAX FIN GRP 6,265 6,000 7.78 % 10.46 % 5.51 % 45.24 %
6 212 ZURICH INS GRP 5,066 5,535 N/A N/A 4.46 % 49.70 %
7 91 HARTFORD FIRE & CAS GRP 4,238 4,196 49.82 % 64.89 % 3.73 % 53.42 %
8 228 WESTFIELD GRP 4,007 3,507 2.90 % 9.95 % 3.53 % 56.95 %
9 4904 INTACT FINANCIAL GRP 3,642 2,807 2.09 % 2.51 % 3.20 % 60.15 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 2,756 2,924 10.68 % 15.48 % 2.42 % 62.58 %
**STATE TOTAL** 113,654 107,653 10.31 % 11.24 % 100.00 % 62.58 %

Minnesota 1 3548 TRAVELERS GRP 11,905 12,972 18.77 % 19.54 % 13.72 % 13.72 %
2 111 LIBERTY MUT GRP 8,662 8,876 N/A N/A 9.98 % 23.71 %
3 218 CNA INS GRP 8,059 8,613 34.34 % 32.80 % 9.29 % 33.00 %
4 7 FEDERATED MUT GRP 4,602 4,785 67.14 % 70.42 % 5.31 % 38.30 %
5 212 ZURICH INS GRP 3,774 5,106 N/A N/A 4.35 % 42.65 %
6 626 CHUBB LTD GRP 3,203 3,577 N/A N/A 3.69 % 46.35 %
7 4904 INTACT FINANCIAL GRP 3,029 2,497 3.03 % 3.37 % 3.49 % 49.84 %
8 248 UNITED FIRE & CAS GRP 3,024 2,575 N/A N/A 3.49 % 53.32 %
9 3479 MERCHANTS BONDING CO GRP 3,019 3,063 4.68 % 6.19 % 3.48 % 56.80 %
10 91 HARTFORD FIRE & CAS GRP 2,748 3,127 59.29 % 77.22 % 3.17 % 59.97 %
**STATE TOTAL** 86,752 89,042 16.90 % 17.97 % 100.00 % 59.97 %

© 2022 National Association of Insurance Commissioners


530
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 3548 TRAVELERS GRP 11,006 9,970 22.86 % 27.13 % 21.63 % 21.63 %
2 218 CNA INS GRP 4,351 4,165 14.32 % 15.07 % 8.55 % 30.18 %
3 111 LIBERTY MUT GRP 3,408 3,202 0.36 % 0.36 % 6.70 % 36.88 %
4 212 ZURICH INS GRP 3,235 2,752 N/A N/A 6.36 % 43.24 %
5 91 HARTFORD FIRE & CAS GRP 1,893 1,974 27.62 % 67.40 % 3.72 % 46.96 %
6 626 CHUBB LTD GRP 1,835 1,631 N/A N/A 3.61 % 50.56 %
7 1279 ARCH INS GRP 1,724 2,087 13.89 % 15.21 % 3.39 % 53.95 %
8 783 RLI INS GRP 1,688 1,760 1.66 % 2.40 % 3.32 % 57.27 %
9 181 SWISS RE GRP 1,573 1,419 13.16 % 15.00 % 3.09 % 60.36 %
10 474 FCCI MUT INS GRP 1,540 1,440 7.34 % 8.70 % 3.03 % 63.38 %
**STATE TOTAL** 50,884 47,478 11.44 % 15.25 % 100.00 % 63.38 %

Missouri 1 3548 TRAVELERS GRP 18,421 17,757 30.09 % 31.36 % 18.02 % 18.02 %
2 111 LIBERTY MUT GRP 13,217 12,998 0.12 % N/A 12.93 % 30.95 %
3 212 ZURICH INS GRP 11,089 9,688 165.89 % 169.92 % 10.85 % 41.80 %
4 218 CNA INS GRP 8,792 8,439 205.04 % 220.73 % 8.60 % 50.40 %
5 626 CHUBB LTD GRP 4,756 4,762 8.04 % 8.71 % 4.65 % 55.05 %
6 91 HARTFORD FIRE & CAS GRP 3,802 3,789 44.47 % 57.70 % 3.72 % 58.77 %
7 3479 MERCHANTS BONDING CO GRP 2,709 2,404 2.24 % 3.80 % 2.65 % 61.42 %
8 783 RLI INS GRP 2,605 2,563 1.54 % 2.17 % 2.55 % 63.97 %
9 150 OLD REPUBLIC GRP 2,467 2,345 20.88 % 26.94 % 2.41 % 66.38 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 2,192 2,282 18.50 % 21.08 % 2.14 % 68.53 %
**STATE TOTAL** 102,224 98,157 54.77 % 60.17 % 100.00 % 68.53 %

Montana 1 3548 TRAVELERS GRP 9,848 8,315 16.96 % 18.13 % 25.59 % 25.59 %
2 111 LIBERTY MUT GRP 4,770 3,728 0.19 % 0.92 % 12.39 % 37.98 %
3 218 CNA INS GRP 3,313 2,945 22.51 % 23.24 % 8.61 % 46.59 %
4 212 ZURICH INS GRP 3,109 5,055 228.96 % 239.51 % 8.08 % 54.66 %
5 457 ARGO GRP US INC GRP 2,263 2,475 10.06 % 8.19 % 5.88 % 60.54 %
6 181 SWISS RE GRP 1,733 1,914 5.11 % 5.21 % 4.50 % 65.05 %
7 91 HARTFORD FIRE & CAS GRP 1,273 964 52.70 % 69.94 % 3.31 % 68.35 %
8 4904 INTACT FINANCIAL GRP 1,269 1,062 7.11 % 30.80 % 3.30 % 71.65 %
9 1279 ARCH INS GRP 1,183 1,233 14.08 % 15.48 % 3.07 % 74.72 %
10 626 CHUBB LTD GRP 1,066 1,017 36.53 % 34.76 % 2.77 % 77.49 %
**STATE TOTAL** 38,488 37,132 48.05 % 51.58 % 100.00 % 77.49 %

Nebraska 1 31 BERKSHIRE HATHAWAY GRP 8,746 8,760 0.14 % 0.16 % 16.51 % 16.51 %
2 3548 TRAVELERS GRP 5,489 4,223 18.76 % 19.76 % 10.36 % 26.87 %
3 199 UNIVERSAL SURETY GRP 4,501 4,733 N/A N/A 8.49 % 35.36 %
4 626 CHUBB LTD GRP 4,406 1,989 13.31 % 14.62 % 8.31 % 43.68 %
5 218 CNA INS GRP 3,811 3,520 18.50 % 18.46 % 7.19 % 50.87 %
6 181 SWISS RE GRP 3,800 3,345 28.57 % 32.34 % 7.17 % 58.04 %
7 111 LIBERTY MUT GRP 3,271 3,187 0.87 % 3.82 % 6.17 % 64.21 %
8 3479 MERCHANTS BONDING CO GRP 2,410 2,275 1.27 % 2.50 % 4.55 % 68.76 %
9 158 FAIRFAX FIN GRP 1,670 1,484 8.41 % 8.65 % 3.15 % 71.91 %
10 4904 INTACT FINANCIAL GRP 1,556 1,288 2.58 % 2.85 % 2.94 % 74.85 %
**STATE TOTAL** 52,985 48,029 8.51 % 9.82 % 100.00 % 74.85 %

© 2022 National Association of Insurance Commissioners


531
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 111 LIBERTY MUT GRP 12,160 11,551 N/A N/A 12.36 % 12.36 %
2 3548 TRAVELERS GRP 9,506 8,251 13.25 % 15.47 % 9.67 % 22.03 %
3 212 ZURICH INS GRP 7,538 6,832 N/A N/A 7.66 % 29.69 %
4 3219 SOMPO GRP 6,722 5,932 8.99 % 8.97 % 6.83 % 36.53 %
5 218 CNA INS GRP 5,777 6,225 19.07 % 19.43 % 5.87 % 42.40 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 4,963 4,933 12.31 % 18.00 % 5.05 % 47.45 %
7 457 ARGO GRP US INC GRP 4,356 4,284 6.56 % N/A 4.43 % 51.88 %
8 4904 INTACT FINANCIAL GRP 4,162 3,689 4.73 % 4.84 % 4.23 % 56.11 %
9 225 IAT REINS CO GRP 3,654 3,523 1.03 % 2.08 % 3.71 % 59.83 %
10 626 CHUBB LTD GRP 3,638 4,470 N/A N/A 3.70 % 63.53 %
**STATE TOTAL** 98,348 93,700 13.21 % 14.47 % 100.00 % 63.53 %

New Hampshire 1 3548 TRAVELERS GRP 3,624 2,680 12.24 % 13.69 % 17.84 % 17.84 %
2 111 LIBERTY MUT GRP 3,394 2,909 0.39 % 0.45 % 16.71 % 34.55 %
3 473 AMERICAN FAMILY INS GRP 1,424 1,429 2.82 % N/A 7.01 % 41.56 %
4 98 WR BERKLEY CORP GRP 1,277 1,320 N/A 0.99 % 6.29 % 47.85 %
5 218 CNA INS GRP 1,098 1,131 16.24 % 14.94 % 5.40 % 53.26 %
6 212 ZURICH INS GRP 903 780 N/A N/A 4.45 % 57.70 %
7 225 IAT REINS CO GRP 784 655 4.06 % 5.44 % 3.86 % 61.57 %
8 158 FAIRFAX FIN GRP 618 654 2.64 % 3.14 % 3.05 % 64.61 %
9 181 SWISS RE GRP 608 615 5.47 % N/A 2.99 % 67.60 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 558 609 24.94 % 27.64 % 2.75 % 70.35 %
**STATE TOTAL** 20,308 18,569 24.30 % 24.52 % 100.00 % 70.35 %

New Jersey 1 111 LIBERTY MUT GRP 28,391 24,694 0.04 % 0.17 % 14.79 % 14.79 %
2 3548 TRAVELERS GRP 14,580 18,335 17.60 % 18.77 % 7.60 % 22.39 %
3 218 CNA INS GRP 12,731 12,015 24.38 % 25.18 % 6.63 % 29.02 %
4 212 ZURICH INS GRP 12,518 13,213 N/A N/A 6.52 % 35.54 %
5 626 CHUBB LTD GRP 9,115 8,187 N/A N/A 4.75 % 40.29 %
6 783 RLI INS GRP 8,553 7,755 3.30 % 3.73 % 4.46 % 44.75 %
7 158 FAIRFAX FIN GRP 8,333 7,922 21.66 % 22.82 % 4.34 % 49.09 %
8 242 SELECTIVE INS GRP 7,300 6,814 4.07 % 8.54 % 3.80 % 52.89 %
9 3219 SOMPO GRP 6,326 5,718 35.05 % 49.45 % 3.30 % 56.19 %
10 225 IAT REINS CO GRP 5,610 5,341 3.25 % 5.45 % 2.92 % 59.11 %
**STATE TOTAL** 191,947 183,672 17.07 % 22.02 % 100.00 % 59.11 %

New Mexico 1 218 CNA INS GRP 9,140 8,652 19.16 % 18.94 % 15.30 % 15.30 %
2 3548 TRAVELERS GRP 6,113 4,945 13.02 % 13.45 % 10.23 % 25.54 %
3 111 LIBERTY MUT GRP 5,829 5,810 N/A 0.02 % 9.76 % 35.30 %
4 212 ZURICH INS GRP 5,573 5,306 N/A N/A 9.33 % 44.63 %
5 457 ARGO GRP US INC GRP 4,469 4,273 55.64 % 50.69 % 7.48 % 52.11 %
6 84 AMERICAN FINANCIAL GRP 3,380 2,663 2.76 % 1.33 % 5.66 % 57.77 %
7 3479 MERCHANTS BONDING CO GRP 2,678 2,454 N/A N/A 4.48 % 62.25 %
8 783 RLI INS GRP 2,616 2,466 2.27 % 2.55 % 4.38 % 66.63 %
9 626 CHUBB LTD GRP 1,896 1,559 N/A N/A 3.18 % 69.81 %
10 4904 INTACT FINANCIAL GRP 1,652 1,494 1.71 % 2.05 % 2.77 % 72.57 %
**STATE TOTAL** 59,729 55,562 20.19 % 17.38 % 100.00 % 72.57 %

© 2022 National Association of Insurance Commissioners


532
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 111 LIBERTY MUT GRP 86,166 78,285 2.77 % 6.71 % 18.06 % 18.06 %
2 3548 TRAVELERS GRP 43,761 47,611 1.70 % 4.21 % 9.17 % 27.23 %
3 1279 ARCH INS GRP 35,803 23,266 95.35 % 96.04 % 7.50 % 34.74 %
4 626 CHUBB LTD GRP 30,785 23,825 55.62 % 55.13 % 6.45 % 41.19 %
5 212 ZURICH INS GRP 30,249 38,111 6.84 % 19.00 % 6.34 % 47.53 %
6 158 FAIRFAX FIN GRP 23,368 22,231 43.70 % 53.98 % 4.90 % 52.43 %
7 218 CNA INS GRP 23,057 20,682 23.91 % 24.88 % 4.83 % 57.26 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 17,810 17,033 N/A N/A 3.73 % 60.99 %
9 785 MARKEL CORP GRP 17,552 12,489 41.57 % 43.99 % 3.68 % 64.67 %
10 4904 INTACT FINANCIAL GRP 14,707 14,136 9.29 % 12.61 % 3.08 % 67.75 %
**STATE TOTAL** 477,115 446,370 20.25 % 23.87 % 100.00 % 67.75 %

North Carolina 1 3548 TRAVELERS GRP 33,635 32,022 31.72 % 29.10 % 17.19 % 17.19 %
2 111 LIBERTY MUT GRP 21,764 22,310 1.91 % 2.02 % 11.13 % 28.32 %
3 212 ZURICH INS GRP 12,643 15,331 4.25 % 3.32 % 6.46 % 34.78 %
4 218 CNA INS GRP 11,284 11,335 18.95 % 20.44 % 5.77 % 40.55 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 8,134 7,986 N/A N/A 4.16 % 44.71 %
6 626 CHUBB LTD GRP 6,745 7,047 N/A N/A 3.45 % 48.16 %
7 225 IAT REINS CO GRP 5,990 5,769 N/A 0.76 % 3.06 % 51.22 %
8 4904 INTACT FINANCIAL GRP 5,425 5,493 0.80 % 1.07 % 2.77 % 53.99 %
9 91 HARTFORD FIRE & CAS GRP 5,068 4,486 N/A N/A 2.59 % 56.58 %
10 13121 PALMETTO SURETY CORP 4,627 4,627 40.40 % 40.40 % 2.37 % 58.95 %
**STATE TOTAL** 195,620 191,360 6.13 % 6.45 % 100.00 % 58.95 %

North Dakota 1 3548 TRAVELERS GRP 3,147 3,327 11.23 % 11.80 % 14.41 % 14.41 %
2 218 CNA INS GRP 3,036 2,998 N/A N/A 13.90 % 28.31 %
3 111 LIBERTY MUT GRP 1,338 1,411 N/A N/A 6.13 % 34.44 %
4 212 ZURICH INS GRP 1,164 1,498 500.27 % 537.99 % 5.33 % 39.77 %
5 4904 INTACT FINANCIAL GRP 1,115 1,140 1.89 % 2.10 % 5.11 % 44.88 %
6 91 HARTFORD FIRE & CAS GRP 1,058 879 55.84 % 70.52 % 4.85 % 49.72 %
7 228 WESTFIELD GRP 898 1,257 N/A N/A 4.11 % 53.84 %
8 3219 SOMPO GRP 790 576 40.23 % 37.22 % 3.62 % 57.45 %
9 626 CHUBB LTD GRP 782 583 N/A N/A 3.58 % 61.04 %
10 248 UNITED FIRE & CAS GRP 779 688 N/A N/A 3.57 % 64.60 %
**STATE TOTAL** 21,837 22,356 38.02 % 41.04 % 100.00 % 64.60 %

Ohio 1 3548 TRAVELERS GRP 21,840 18,821 11.58 % 12.31 % 12.72 % 12.72 %
2 218 CNA INS GRP 16,265 14,681 26.85 % 27.67 % 9.48 % 22.20 %
3 111 LIBERTY MUT GRP 14,512 14,885 0.54 % 0.66 % 8.45 % 30.65 %
4 228 WESTFIELD GRP 14,473 13,341 1.82 % 4.77 % 8.43 % 39.08 %
5 212 ZURICH INS GRP 11,659 11,830 69.43 % 82.65 % 6.79 % 45.88 %
6 244 CINCINNATI FIN GRP 8,405 8,340 4.62 % 4.18 % 4.90 % 50.77 %
7 626 CHUBB LTD GRP 6,630 6,481 N/A N/A 3.86 % 54.63 %
8 4904 INTACT FINANCIAL GRP 5,944 5,370 1.67 % 1.64 % 3.46 % 58.10 %
9 4869 WT HOLDINGS GRP 4,508 4,301 3.02 % 2.22 % 2.63 % 60.72 %
10 91 HARTFORD FIRE & CAS GRP 4,484 4,578 52.88 % 70.78 % 2.61 % 63.34 %
**STATE TOTAL** 171,659 161,819 15.27 % 17.83 % 100.00 % 63.34 %

© 2022 National Association of Insurance Commissioners


533
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 212 ZURICH INS GRP 7,335 6,883 N/A N/A 9.87 % 9.87 %
2 3548 TRAVELERS GRP 7,075 7,458 12.83 % 13.54 % 9.52 % 19.40 %
3 111 LIBERTY MUT GRP 6,839 6,593 N/A N/A 9.20 % 28.60 %
4 218 CNA INS GRP 4,399 4,550 17.59 % 19.94 % 5.92 % 34.52 %
5 84 AMERICAN FINANCIAL GRP 4,378 4,819 2.45 % 15.03 % 5.89 % 40.41 %
6 783 RLI INS GRP 4,295 4,297 3.79 % 3.85 % 5.78 % 46.19 %
7 181 SWISS RE GRP 3,503 3,548 13.10 % 17.21 % 4.72 % 50.91 %
8 7 FEDERATED MUT GRP 3,354 3,246 N/A N/A 4.51 % 55.42 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 3,089 2,996 13.26 % 12.40 % 4.16 % 59.58 %
10 626 CHUBB LTD GRP 2,872 2,870 9.40 % 7.43 % 3.87 % 63.45 %
**STATE TOTAL** 74,296 73,721 2.35 % 4.83 % 100.00 % 63.45 %

Oregon 1 3548 TRAVELERS GRP 13,642 12,727 13.87 % 15.01 % 15.37 % 15.37 %
2 111 LIBERTY MUT GRP 12,943 13,166 1.13 % 1.21 % 14.58 % 29.95 %
3 218 CNA INS GRP 12,767 12,204 24.47 % 25.31 % 14.38 % 44.34 %
4 626 CHUBB LTD GRP 5,392 4,161 N/A N/A 6.07 % 50.41 %
5 212 ZURICH INS GRP 4,803 4,839 N/A N/A 5.41 % 55.82 %
6 783 RLI INS GRP 4,100 3,835 5.74 % 5.78 % 4.62 % 60.44 %
7 785 MARKEL CORP GRP 4,054 3,434 17.42 % 18.75 % 4.57 % 65.01 %
8 150 OLD REPUBLIC GRP 3,689 3,771 4.49 % 6.25 % 4.16 % 69.16 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 2,907 3,041 11.05 % 11.27 % 3.28 % 72.44 %
10 1279 ARCH INS GRP 2,208 1,196 22.60 % 24.86 % 2.49 % 74.93 %
**STATE TOTAL** 88,758 84,002 3.57 % 6.21 % 100.00 % 74.93 %

Pennsylvania 1 3548 TRAVELERS GRP 32,654 29,255 N/A N/A 12.20 % 12.20 %
2 111 LIBERTY MUT GRP 31,628 32,295 N/A N/A 11.82 % 24.02 %
3 212 ZURICH INS GRP 28,357 26,876 N/A N/A 10.60 % 34.62 %
4 626 CHUBB LTD GRP 19,976 17,849 N/A N/A 7.47 % 42.09 %
5 218 CNA INS GRP 11,450 10,316 20.94 % 21.63 % 4.28 % 46.37 %
6 1279 ARCH INS GRP 10,432 8,726 13.96 % 15.76 % 3.90 % 50.27 %
7 18468 INDEMNITY NATL INS CO 10,054 10,061 9.79 % 13.05 % 3.76 % 54.02 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 9,674 8,578 16.67 % 22.90 % 3.62 % 57.64 %
9 457 ARGO GRP US INC GRP 8,338 8,467 10.33 % 2.93 % 3.12 % 60.76 %
10 158 FAIRFAX FIN GRP 7,996 7,885 3.40 % 6.19 % 2.99 % 63.75 %
**STATE TOTAL** 267,565 249,836 0.36 % 1.24 % 100.00 % 63.75 %

Rhode Island 1 31 BERKSHIRE HATHAWAY GRP 12,726 14,761 35.87 % 50.41 % 42.76 % 42.76 %
2 3548 TRAVELERS GRP 4,380 3,101 12.77 % 13.43 % 14.72 % 57.47 %
3 626 CHUBB LTD GRP 2,149 844 0.41 % 0.88 % 7.22 % 64.69 %
4 111 LIBERTY MUT GRP 1,596 1,513 9.85 % 11.63 % 5.36 % 70.06 %
5 91 HARTFORD FIRE & CAS GRP 825 758 86.03 % 111.90 % 2.77 % 72.83 %
6 1120 EVEREST REINS HOLDINGS GRP 772 112 17.83 % 24.10 % 2.60 % 75.42 %
7 225 IAT REINS CO GRP 763 697 5.96 % 7.38 % 2.56 % 77.99 %
8 218 CNA INS GRP 718 1,143 8.54 % 8.04 % 2.41 % 80.40 %
9 181 SWISS RE GRP 628 453 N/A N/A 2.11 % 82.51 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 593 677 12.91 % 14.12 % 1.99 % 84.50 %
**STATE TOTAL** 29,765 29,712 22.06 % 30.01 % 100.00 % 84.50 %

© 2022 National Association of Insurance Commissioners


534
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 3548 TRAVELERS GRP 13,099 12,480 11.89 % 12.96 % 14.63 % 14.63 %
2 111 LIBERTY MUT GRP 9,252 9,451 0.46 % 0.56 % 10.33 % 24.96 %
3 218 CNA INS GRP 5,967 6,005 6.04 % 5.58 % 6.66 % 31.63 %
4 212 ZURICH INS GRP 4,305 4,163 N/A N/A 4.81 % 36.44 %
5 13121 PALMETTO SURETY CORP 4,146 4,146 5.39 % 5.39 % 4.63 % 41.07 %
6 150 OLD REPUBLIC GRP 3,029 3,062 36.24 % 37.54 % 3.38 % 44.45 %
7 4904 INTACT FINANCIAL GRP 2,709 2,346 N/A N/A 3.03 % 47.48 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 2,582 2,316 174.17 % 160.40 % 2.88 % 50.36 %
9 626 CHUBB LTD GRP 2,473 2,941 N/A N/A 2.76 % 53.12 %
10 1279 ARCH INS GRP 2,434 1,720 43.64 % 58.14 % 2.72 % 55.84 %
**STATE TOTAL** 89,534 86,342 25.65 % 26.44 % 100.00 % 55.84 %

South Dakota 1 111 LIBERTY MUT GRP 2,081 1,662 3.08 % 2.97 % 11.37 % 11.37 %
2 218 CNA INS GRP 2,042 2,168 7.66 % 6.42 % 11.16 % 22.53 %
3 248 UNITED FIRE & CAS GRP 1,878 1,626 0.86 % 0.86 % 10.26 % 32.79 %
4 158 FAIRFAX FIN GRP 1,691 1,182 11.84 % 15.16 % 9.24 % 42.03 %
5 212 ZURICH INS GRP 1,327 1,068 N/A N/A 7.25 % 49.28 %
6 3548 TRAVELERS GRP 1,131 1,649 11.68 % 12.39 % 6.18 % 55.46 %
7 3479 MERCHANTS BONDING CO GRP 788 755 N/A 1.07 % 4.31 % 59.77 %
8 228 WESTFIELD GRP 723 867 0.52 % 0.70 % 3.95 % 63.72 %
9 626 CHUBB LTD GRP 654 605 N/A N/A 3.57 % 67.29 %
10 181 SWISS RE GRP 633 782 53.28 % 62.98 % 3.46 % 70.75 %
**STATE TOTAL** 18,299 17,754 9.43 % 11.27 % 100.00 % 70.75 %

Tennessee 1 3548 TRAVELERS GRP 16,626 17,700 11.72 % 12.59 % 14.37 % 14.37 %
2 218 CNA INS GRP 11,592 10,286 27.17 % 28.30 % 10.02 % 24.38 %
3 212 ZURICH INS GRP 10,155 9,508 N/A N/A 8.77 % 33.16 %
4 111 LIBERTY MUT GRP 9,682 9,654 0.28 % 0.26 % 8.37 % 41.52 %
5 626 CHUBB LTD GRP 7,441 6,557 3.43 % 3.53 % 6.43 % 47.95 %
6 228 WESTFIELD GRP 5,785 5,517 13.67 % 18.90 % 5.00 % 52.95 %
7 244 CINCINNATI FIN GRP 2,838 2,619 N/A N/A 2.45 % 55.40 %
8 225 IAT REINS CO GRP 2,631 2,622 0.03 % 0.22 % 2.27 % 57.67 %
9 91 HARTFORD FIRE & CAS GRP 2,589 2,186 50.54 % 72.73 % 2.24 % 59.91 %
10 3479 MERCHANTS BONDING CO GRP 2,556 2,394 2.60 % 4.32 % 2.21 % 62.12 %
**STATE TOTAL** 115,737 111,072 10.52 % 11.38 % 100.00 % 62.12 %

Texas 1 3548 TRAVELERS GRP 81,273 79,987 10.95 % 12.21 % 10.23 % 10.23 %
2 111 LIBERTY MUT GRP 76,354 75,962 N/A N/A 9.61 % 19.84 %
3 626 CHUBB LTD GRP 58,337 55,026 0.57 % 1.16 % 7.34 % 27.18 %
4 218 CNA INS GRP 55,300 53,321 25.22 % 26.12 % 6.96 % 34.14 %
5 212 ZURICH INS GRP 43,729 45,861 N/A N/A 5.50 % 39.65 %
6 785 MARKEL CORP GRP 43,250 38,697 25.29 % 26.99 % 5.44 % 45.09 %
7 91 HARTFORD FIRE & CAS GRP 42,292 40,446 37.71 % 46.59 % 5.32 % 50.41 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 41,745 39,212 18.48 % 8.70 % 5.25 % 55.67 %
9 3219 SOMPO GRP 26,994 24,386 21.28 % 23.04 % 3.40 % 59.06 %
10 457 ARGO GRP US INC GRP 24,948 23,086 7.88 % N/A 3.14 % 62.20 %
**STATE TOTAL** 794,518 759,573 29.70 % 31.32 % 100.00 % 62.20 %

© 2022 National Association of Insurance Commissioners


535
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 3548 TRAVELERS GRP 12,159 12,838 12.39 % 13.23 % 17.87 % 17.87 %
2 4904 INTACT FINANCIAL GRP 8,690 9,045 15.56 % 16.59 % 12.77 % 30.65 %
3 212 ZURICH INS GRP 7,819 7,823 N/A N/A 11.50 % 42.14 %
4 111 LIBERTY MUT GRP 6,752 7,199 N/A N/A 9.93 % 52.07 %
5 218 CNA INS GRP 4,833 4,651 18.38 % 18.19 % 7.11 % 59.17 %
6 31 BERKSHIRE HATHAWAY GRP 3,759 3,753 N/A N/A 5.53 % 64.70 %
7 1279 ARCH INS GRP 2,255 2,103 13.42 % 14.76 % 3.32 % 68.01 %
8 3219 SOMPO GRP 2,238 2,011 10.07 % 12.42 % 3.29 % 71.30 %
9 457 ARGO GRP US INC GRP 1,918 1,753 6.78 % N/A 2.82 % 74.12 %
10 626 CHUBB LTD GRP 1,868 1,481 7.56 % 7.52 % 2.75 % 76.87 %
**STATE TOTAL** 68,024 68,520 8.95 % 15.65 % 100.00 % 76.87 %

Vermont 1 212 ZURICH INS GRP 1,036 1,086 1.96 % 2.62 % 12.63 % 12.63 %
2 111 LIBERTY MUT GRP 910 1,031 N/A N/A 11.09 % 23.73 %
3 3548 TRAVELERS GRP 710 786 10.29 % 11.13 % 8.66 % 32.38 %
4 361 MUNICH RE GRP 616 601 37.80 % 37.97 % 7.51 % 39.89 %
5 626 CHUBB LTD GRP 477 371 14.08 % 15.42 % 5.82 % 45.71 %
6 4381 SKYWARD SPECIALTY INS GRP INC GRP 440 272 18.87 % 22.99 % 5.37 % 51.08 %
7 181 SWISS RE GRP 364 354 3.76 % 2.83 % 4.44 % 55.51 %
8 98 WR BERKLEY CORP GRP 361 442 N/A N/A 4.41 % 59.92 %
9 225 IAT REINS CO GRP 345 250 8.00 % 9.82 % 4.21 % 64.13 %
10 501 ALLEGHANY GRP 280 229 5.80 % 7.21 % 3.42 % 67.55 %
**STATE TOTAL** 8,199 8,096 N/A N/A 100.00 % 67.55 %

Virginia 1 3548 TRAVELERS GRP 28,385 28,009 13.74 % 14.80 % 13.72 % 13.72 %
2 111 LIBERTY MUT GRP 27,762 28,326 N/A N/A 13.41 % 27.13 %
3 212 ZURICH INS GRP 20,574 24,119 N/A N/A 9.94 % 37.07 %
4 626 CHUBB LTD GRP 10,755 10,593 2.89 % 3.44 % 5.20 % 42.27 %
5 91 HARTFORD FIRE & CAS GRP 10,376 9,814 N/A N/A 5.01 % 47.28 %
6 218 CNA INS GRP 9,177 11,069 27.57 % 27.76 % 4.43 % 51.72 %
7 457 ARGO GRP US INC GRP 8,205 6,641 10.13 % N/A 3.96 % 55.68 %
8 4904 INTACT FINANCIAL GRP 7,546 7,269 10.71 % 16.17 % 3.65 % 59.33 %
9 3219 SOMPO GRP 7,332 7,096 40.92 % 38.00 % 3.54 % 62.87 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 6,587 5,947 26.88 % 33.39 % 3.18 % 66.05 %
**STATE TOTAL** 206,952 208,180 9.51 % 11.26 % 100.00 % 66.05 %

Washington 1 3548 TRAVELERS GRP 32,642 33,136 9.18 % 10.09 % 19.36 % 19.36 %
2 111 LIBERTY MUT GRP 31,183 33,562 60.79 % 61.27 % 18.50 % 37.86 %
3 212 ZURICH INS GRP 13,561 14,487 N/A N/A 8.04 % 45.90 %
4 218 CNA INS GRP 11,630 13,294 21.77 % 22.51 % 6.90 % 52.80 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 8,719 8,128 11.27 % 17.92 % 5.17 % 57.98 %
6 3479 MERCHANTS BONDING CO GRP 7,291 6,786 1.95 % 3.44 % 4.32 % 62.30 %
7 91 HARTFORD FIRE & CAS GRP 6,523 6,584 N/A N/A 3.87 % 66.17 %
8 783 RLI INS GRP 6,112 6,462 9.26 % 11.98 % 3.63 % 69.80 %
9 626 CHUBB LTD GRP 5,630 7,152 N/A N/A 3.34 % 73.14 %
10 181 SWISS RE GRP 4,258 4,290 6.21 % 6.60 % 2.53 % 75.66 %
**STATE TOTAL** 168,582 174,008 15.89 % 16.77 % 100.00 % 75.66 %

© 2022 National Association of Insurance Commissioners


536
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 18468 INDEMNITY NATL INS CO 15,247 16,521 N/A N/A 32.89 % 32.89 %
2 212 ZURICH INS GRP 3,733 3,287 3.82 % 4.87 % 8.05 % 40.94 %
3 3548 TRAVELERS GRP 3,402 3,970 N/A N/A 7.34 % 48.28 %
4 111 LIBERTY MUT GRP 2,640 2,833 1.94 % 2.16 % 5.70 % 53.98 %
5 228 WESTFIELD GRP 2,147 2,023 2.59 % 3.01 % 4.63 % 58.61 %
6 218 CNA INS GRP 1,956 1,937 21.93 % 22.42 % 4.22 % 62.83 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,717 1,235 26.47 % 28.26 % 3.70 % 66.53 %
8 3219 SOMPO GRP 1,672 1,773 3.90 % 3.73 % 3.61 % 70.14 %
9 626 CHUBB LTD GRP 1,476 1,536 4.68 % 6.15 % 3.18 % 73.32 %
10 38504 FIRST SURETY CORP 1,327 1,052 26.61 % 26.61 % 2.86 % 76.18 %
**STATE TOTAL** 46,357 47,665 N/A N/A 100.00 % 76.18 %

Wisconsin 1 111 LIBERTY MUT GRP 10,531 9,739 0.96 % 1.14 % 15.77 % 15.77 %
2 212 ZURICH INS GRP 7,152 6,127 N/A N/A 10.71 % 26.48 %
3 218 CNA INS GRP 7,088 6,075 17.30 % 16.95 % 10.61 % 37.09 %
4 3548 TRAVELERS GRP 6,601 6,487 13.19 % 13.21 % 9.88 % 46.97 %
5 7 FEDERATED MUT GRP 3,382 3,365 3.46 % 4.86 % 5.06 % 52.04 %
6 150 OLD REPUBLIC GRP 2,665 2,845 N/A N/A 3.99 % 56.03 %
7 3479 MERCHANTS BONDING CO GRP 2,586 2,460 1.15 % 2.34 % 3.87 % 59.90 %
8 626 CHUBB LTD GRP 2,502 2,146 3.65 % 3.43 % 3.75 % 63.65 %
9 158 FAIRFAX FIN GRP 2,068 1,475 N/A N/A 3.10 % 66.74 %
10 15350 WEST BEND MUT INS CO 2,037 2,126 N/A N/A 3.05 % 69.79 %
**STATE TOTAL** 66,786 63,153 8.08 % 9.49 % 100.00 % 69.79 %

Wyoming 1 212 ZURICH INS GRP 10,846 11,034 N/A N/A 17.74 % 17.74 %
2 457 ARGO GRP US INC GRP 8,977 7,676 N/A N/A 14.68 % 32.42 %
3 3548 TRAVELERS GRP 7,759 6,655 19.47 % 20.50 % 12.69 % 45.11 %
4 3219 SOMPO GRP 6,833 5,098 220.02 % 220.96 % 11.17 % 56.28 %
5 111 LIBERTY MUT GRP 4,099 3,816 N/A N/A 6.70 % 62.99 %
6 218 CNA INS GRP 2,552 2,387 17.06 % 16.87 % 4.17 % 67.16 %
7 158 FAIRFAX FIN GRP 2,521 1,501 16.34 % 17.79 % 4.12 % 71.28 %
8 1279 ARCH INS GRP 2,271 2,149 N/A N/A 3.71 % 75.00 %
9 4734 APOLLO GLOBAL MGMT GRP 1,730 4,590 20.97 % 40.71 % 2.83 % 77.83 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 1,721 1,155 15.55 % 17.49 % 2.81 % 80.64 %
**STATE TOTAL** 61,146 57,906 30.72 % 31.06 % 100.00 % 80.64 %

American Samoa 1 626 CHUBB LTD GRP 50 36 26.93 % 30.50 % 97.43 % 97.43 %
2 3548 TRAVELERS GRP 1 1 0.00 % 0.00 % 2.57 % 100.00 %
**STATE TOTAL** 52 37 26.02 % 29.46 % 100.00 % 100.00 %

Guam 1 212 ZURICH INS GRP 4,647 3,189 5.70 % 7.45 % 34.28 % 34.28 %
2 111 LIBERTY MUT GRP 3,048 1,969 N/A N/A 22.49 % 56.77 %
3 3548 TRAVELERS GRP 1,685 946 7.87 % 8.57 % 12.43 % 69.20 %
4 626 CHUBB LTD GRP 1,451 1,135 22.87 % 25.72 % 10.70 % 79.90 %
5 18380 PACIFIC IND INS CO 719 628 0.00 % 0.40 % 5.30 % 85.20 %
6 3219 SOMPO GRP 448 422 N/A 2.62 % 3.30 % 88.51 %
7 4672 DONGBU INS GRP 441 418 2.39 % 3.38 % 3.26 % 91.76 %
8 10972 FIRST NET INS CO 396 323 N/A N/A 2.92 % 94.69 %
9 218 CNA INS GRP 184 165 27.84 % 29.53 % 1.36 % 96.05 %
10 4715 MS & AD INS GRP 174 82 0.00 % 0.00 % 1.28 % 97.33 %
**STATE TOTAL** 13,556 9,491 5.03 % 6.77 % 100.00 % 97.33 %

© 2022 National Association of Insurance Commissioners


537
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 3593 USIC GRP 22,801 20,929 N/A 0.40 % 37.58 % 37.58 %
2 3548 TRAVELERS GRP 7,035 6,652 5.00 % 1.05 % 11.60 % 49.18 %
3 218 CNA INS GRP 4,211 3,498 21.85 % 22.07 % 6.94 % 56.12 %
4 411 MAPFRE INS GRP 3,815 3,988 N/A 0.56 % 6.29 % 62.41 %
5 71 UNIVERSAL INS CO GRP 3,312 3,250 1.13 % 1.76 % 5.46 % 67.87 %
6 10009 TOWER BONDING & SURETY CO 3,270 3,270 6.21 % 6.21 % 5.39 % 73.26 %
7 212 ZURICH INS GRP 2,870 2,788 N/A N/A 4.73 % 77.99 %
8 10308 ANTILLES INS CO 2,313 1,893 N/A N/A 3.81 % 81.80 %
9 3219 SOMPO GRP 1,953 1,483 28.55 % 28.65 % 3.22 % 85.02 %
10 4804 MULTINATIONAL GRP 1,704 1,359 10.07 % 10.85 % 2.81 % 87.83 %
**STATE TOTAL** 60,666 55,786 N/A N/A 100.00 % 87.83 %

U.S. Virgin Islands 1 3548 TRAVELERS GRP 1,475 1,965 18.46 % 19.78 % 64.94 % 64.94 %
2 111 LIBERTY MUT GRP 246 244 0.12 % 0.17 % 10.82 % 75.76 %
3 968 AXA INS GRP 175 153 16.92 % 21.78 % 7.70 % 83.47 %
4 218 CNA INS GRP 93 189 N/A N/A 4.10 % 87.57 %
5 4904 INTACT FINANCIAL GRP 65 73 N/A 49.46 % 2.85 % 90.42 %
6 626 CHUBB LTD GRP 60 236 13.80 % 15.70 % 2.65 % 93.07 %
7 98 WR BERKLEY CORP GRP 60 44 4.45 % 6.62 % 2.65 % 95.72 %
8 4706 LOCKHART CO GRP 55 55 0.00 % 0.00 % 2.44 % 98.16 %
9 84 AMERICAN FINANCIAL GRP 50 16 23.24 % 26.68 % 2.20 % 100.00 %
10 225 IAT REINS CO GRP 49 51 0.72 % 0.86 % 2.15 % 100.00 %
**STATE TOTAL** 2,272 3,155 5.85 % 8.93 % 100.00 % 100.00 %

N. Mariana Islands 1 111 LIBERTY MUT GRP 612 650 0.18 % 0.24 % 45.03 % 45.03 %
2 212 ZURICH INS GRP 308 28 N/A N/A 22.64 % 67.66 %
3 10972 FIRST NET INS CO 223 191 N/A N/A 16.39 % 84.05 %
4 4672 DONGBU INS GRP 85 132 0.00 % 0.00 % 6.29 % 90.34 %
5 218 CNA INS GRP 74 30 34.38 % 36.65 % 5.46 % 95.81 %
6 3219 SOMPO GRP 41 90 0.00 % 0.00 % 3.03 % 98.84 %
7 626 CHUBB LTD GRP 18 33 26.21 % 29.75 % 1.30 % 100.00 %
8 3548 TRAVELERS GRP 0 0 0.00 % 0.00 % 0.01 % 100.00 %
**STATE TOTAL** 1,359 1,154 N/A N/A 100.00 % 100.00 %

Canada 1 111 LIBERTY MUT GRP 28,729 25,576 61.17 % 49.09 % 48.90 % 48.90 %
2 218 CNA INS GRP 6,691 6,851 16.84 % 18.88 % 11.39 % 60.29 %
3 31 BERKSHIRE HATHAWAY GRP 5,940 2,574 46.94 % 62.47 % 10.11 % 70.40 %
4 761 ALLIANZ INS GRP 4,184 4,110 26.42 % 26.42 % 7.12 % 77.52 %
5 181 SWISS RE GRP 3,889 3,927 33.17 % 44.82 % 6.62 % 84.14 %
6 98 WR BERKLEY CORP GRP 3,585 3,181 9.16 % 9.16 % 6.10 % 90.24 %
7 968 AXA INS GRP 3,300 3,620 5.06 % 6.73 % 5.62 % 95.86 %
8 91 HARTFORD FIRE & CAS GRP 2,425 1,479 22.37 % 28.68 % 4.13 % 99.99 %
9 84 AMERICAN FINANCIAL GRP 11 15 N/A N/A 0.02 % 100.00 %
10 22950 ACSTAR INS CO 1 1 N/A N/A 0.00 % 100.00 %
**STATE TOTAL** 58,749 51,337 45.56 % 41.78 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


538
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
24 ‐ Surety

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 111 LIBERTY MUT GRP 14,948 18,129 475.78 % 586.75 % 46.01 % 46.01 %
2 31 BERKSHIRE HATHAWAY GRP 9,172 6,456 216.98 % 227.56 % 28.23 % 74.24 %
3 783 RLI INS GRP 2,855 3,533 2.32 % 31.28 % 8.79 % 83.03 %
4 3548 TRAVELERS GRP 1,678 1,481 16.88 % 18.04 % 5.17 % 88.20 %
5 626 CHUBB LTD GRP 1,379 1,707 N/A N/A 4.24 % 92.44 %
6 12 AMERICAN INTL GRP 1,215 1,085 703.04 % 719.89 % 3.74 % 96.18 %
7 1120 EVEREST REINS HOLDINGS GRP 482 1,015 0.00 % 0.00 % 1.48 % 97.67 %
8 968 AXA INS GRP 398 386 47.20 % 60.71 % 1.22 % 98.89 %
9 84 AMERICAN FINANCIAL GRP 146 237 62.10 % 68.27 % 0.45 % 99.34 %
10 457 ARGO GRP US INC GRP 131 1,499 0.00 % 0.00 % 0.40 % 99.74 %
**STATE TOTAL** 32,488 37,010 294.08 % 353.88 % 100.00 % 99.74 %

© 2022 National Association of Insurance Commissioners


539
26—Burglary and Theft

© 2022 National Association of Insurance Commissioners


540
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 212 ZURICH INS GRP 78,254 58,819 17.93 % 17.98 % 16.04 % 16.04 %
2 3548 TRAVELERS GRP 70,027 82,195 103.04 % 98.57 % 14.35 % 30.40 %
3 4666 HISCOX INS GRP 47,114 45,118 117.06 % 115.93 % 9.66 % 40.05 %
4 626 CHUBB LTD GRP 41,153 40,701 N/A N/A 8.44 % 48.49 %
5 968 AXA INS GRP 28,703 25,798 81.09 % 85.06 % 5.88 % 54.37 %
6 244 CINCINNATI FIN GRP 28,426 22,856 31.73 % 31.85 % 5.83 % 60.20 %
7 218 CNA INS GRP 28,084 24,470 139.45 % 144.06 % 5.76 % 65.96 %
8 12 AMERICAN INTL GRP 21,143 19,979 3.90 % 3.89 % 4.33 % 70.29 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 17,873 15,573 2.18 % 7.00 % 3.66 % 73.96 %
10 88 THE HANOVER INS GRP 13,493 12,588 38.80 % 42.28 % 2.77 % 76.72 %
11 10199 RANCHERS & FARMERS MUT INS CO 12,754 13,235 62.14 % 62.14 % 2.61 % 79.34 %
12 31 BERKSHIRE HATHAWAY GRP 11,246 10,137 16.17 % 17.00 % 2.31 % 81.64 %
13 91 HARTFORD FIRE & CAS GRP 11,171 11,268 21.86 % 27.46 % 2.29 % 83.93 %
14 215 KEMPER CORP GRP 10,166 10,160 3.16 % 3.16 % 2.08 % 86.02 %
15 19 ASSURANT INC GRP 7,350 7,351 0.12 % 0.12 % 1.51 % 87.52 %
16 98 WR BERKLEY CORP GRP 5,870 5,234 15.57 % 17.33 % 1.20 % 88.73 %
17 1120 EVEREST REINS HOLDINGS GRP 5,149 5,138 55.95 % 67.88 % 1.06 % 89.78 %
18 4904 INTACT FINANCIAL GRP 4,072 3,596 41.96 % 58.73 % 0.83 % 90.62 %
19 4942 BEAZLEY GRP 3,886 3,645 108.74 % 119.19 % 0.80 % 91.41 %
20 4734 APOLLO GLOBAL MGMT GRP 3,378 3,642 21.06 % 21.56 % 0.69 % 92.11 %
21 140 NATIONWIDE CORP GRP 3,198 3,245 10.91 % 11.22 % 0.66 % 92.76 %
22 3416 AXIS CAPITAL GRP 2,506 2,014 15.98 % 16.16 % 0.51 % 93.27 %
23 7 FEDERATED MUT GRP 1,936 1,801 12.24 % 12.48 % 0.40 % 93.67 %
24 761 ALLIANZ INS GRP 1,860 1,529 49.92 % 55.70 % 0.38 % 94.05 %
25 123 SHELTER INS GRP 1,817 1,716 8.16 % 8.98 % 0.37 % 94.43 %
26 291 ENCOVA MUT INS GRP 1,798 1,867 7.19 % 7.21 % 0.37 % 94.79 %
27 306 CUNA MUT GRP 1,755 1,709 N/A N/A 0.36 % 95.15 %
28 473 AMERICAN FAMILY INS GRP 1,656 1,698 21.09 % 20.75 % 0.34 % 95.49 %
29 4706 LOCKHART CO GRP 1,347 1,154 0.00 % 0.00 % 0.28 % 95.77 %
30 111 LIBERTY MUT GRP 1,258 910 N/A N/A 0.26 % 96.03 %
31 84 AMERICAN FINANCIAL GRP 1,246 1,231 N/A N/A 0.26 % 96.28 %
32 248 UNITED FIRE & CAS GRP 1,195 1,313 15.89 % 17.21 % 0.25 % 96.53 %
33 280 AUTO OWNERS GRP 1,113 1,016 4.02 % 3.69 % 0.23 % 96.76 %
34 225 IAT REINS CO GRP 1,044 1,078 54.38 % 53.62 % 0.21 % 96.97 %
35 242 SELECTIVE INS GRP 950 918 N/A N/A 0.19 % 97.16 %
36 3494 JAMES RIVER GRP 938 936 24.49 % 25.94 % 0.19 % 97.36 %
37 785 MARKEL CORP GRP 921 890 58.79 % 56.67 % 0.19 % 97.55 %
38 256 COACTION GLOBAL INC GRP 912 996 11.71 % 11.75 % 0.19 % 97.73 %
39 201 UTICA GRP 789 765 26.13 % 28.17 % 0.16 % 97.89 %
40 309 WESTERN NATL MUT GRP 683 668 16.96 % 18.71 % 0.14 % 98.03 %
41 4994 LOUDOUN MUT GRP 614 614 0.00 % 0.22 % 0.13 % 98.16 %
42 4850 CLEAR BLUE FINANCIAL GRP 595 175 68.78 % 68.78 % 0.12 % 98.28 %
43 17337 HANOVER FIRE & CAS INS CO 530 533 N/A N/A 0.11 % 98.39 %
44 963 OHIO MUT GRP 527 531 11.53 % 11.53 % 0.11 % 98.50 %
45 1279 ARCH INS GRP 488 503 N/A N/A 0.10 % 98.60 %
46 29831 INDEPENDENT MUT FIRE INS CO 385 380 3.27 % 3.27 % 0.08 % 98.68 %
47 762 FRANKLIN MUT GRP 378 382 N/A N/A 0.08 % 98.75 %
48 15350 WEST BEND MUT INS CO 376 366 1.59 % 1.59 % 0.08 % 98.83 %
49 14184 ACUITY A MUT INS CO 366 352 3.31 % 3.25 % 0.08 % 98.91 %
50 62 EMC INS CO GRP 350 358 2.07 % 2.08 % 0.07 % 98.98 %
51 796 QBE INS GRP 349 332 27.81 % 12.35 % 0.07 % 99.05 %
52 158 FAIRFAX FIN GRP 342 331 N/A N/A 0.07 % 99.12 %
53 175 STATE AUTO MUT GRP 335 263 30.91 % 30.91 % 0.07 % 99.19 %
54 150 OLD REPUBLIC GRP 333 309 N/A N/A 0.07 % 99.26 %
55 169 SENTRY INS GRP 313 298 237.56 % 250.35 % 0.06 % 99.32 %
56 11118 FEDERATED RURAL ELECTRIC INS EXCH 305 271 12.41 % 16.11 % 0.06 % 99.38 %
57 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 259 262 0.00 % 15.55 % 0.05 % 99.44 %
58 4381 SKYWARD SPECIALTY INS GRP INC GRP 195 191 N/A N/A 0.04 % 99.48 %
59 267 GRANGE MUT CAS GRP 195 182 14.99 % 15.04 % 0.04 % 99.52 %
60 228 WESTFIELD GRP 158 157 21.73 % 21.63 % 0.03 % 99.55 %
61 3436 LIBERTY LIFE GRP TRUST GRP 125 125 8.71 % 8.71 % 0.03 % 99.57 %
62 207 WESTERN RESERVE GRP 121 116 N/A N/A 0.02 % 99.60 %
63 12633 CENTURY INS CO GU LTD 112 57 0.00 % 0.00 % 0.02 % 99.62 %
64 4670 STARR GRP 112 112 20.51 % 346.59 % 0.02 % 99.65 %
65 4908 ASCOT INS US GRP 103 61 48.24 % 56.48 % 0.02 % 99.67 %
© 2022 National Association of Insurance Commissioners
541
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 10972 FIRST NET INS CO 99 87 0.00 % 0.00 % 0.02 % 99.69 %
67 518 GRINNELL MUT GRP 89 88 N/A N/A 0.02 % 99.71 %
68 4869 WT HOLDINGS GRP 72 66 0.00 % 0.00 % 0.01 % 99.72 %
69 250 DONEGAL GRP 71 79 0.00 % 0.00 % 0.01 % 99.73 %
70 4715 MS & AD INS GRP 71 69 10.75 % 10.84 % 0.01 % 99.75 %
71 361 MUNICH RE GRP 69 19 94.58 % 103.25 % 0.01 % 99.76 %
72 4672 DONGBU INS GRP 61 59 88.14 % 101.95 % 0.01 % 99.78 %
73 181 SWISS RE GRP 58 116 0.00 % 0.00 % 0.01 % 99.79 %
74 30651 FARMERS MUT OF TN 54 52 189.52 % 189.52 % 0.01 % 99.80 %
75 3219 SOMPO GRP 52 61 N/A N/A 0.01 % 99.81 %
76 447 HARFORD GRP 50 49 N/A N/A 0.01 % 99.82 %
77 645 OREGON MUT GRP 49 42 N/A N/A 0.01 % 99.83 %
78 4935 CHANDLER INS GRP 45 43 N/A N/A 0.01 % 99.84 %
79 17647 UNITED HOME INS CO 44 43 0.01 % 0.01 % 0.01 % 99.85 %
80 214 ALLIANCE INS GRP 39 39 12.72 % 13.29 % 0.01 % 99.86 %
81 15709 SOUTHERN STATES INS EXCH 38 39 15.34 % 15.34 % 0.01 % 99.86 %
82 333 MUTUAL OF ENUMCLAW GRP 36 35 N/A N/A 0.01 % 99.87 %
83 246 PENNSYLVANIA LUMBERMENS GRP 35 47 203.02 % 203.02 % 0.01 % 99.88 %
84 35 CELINA GRP 31 30 0.00 % 0.00 % 0.01 % 99.88 %
85 41068 NATIONAL FIRE & CAS CO 31 31 N/A N/A 0.01 % 99.89 %
86 153 PEKIN INS GRP 29 21 51.28 % 51.77 % 0.01 % 99.90 %
87 4968 BRICKELL GRP 29 17 40.82 % 43.60 % 0.01 % 99.90 %
88 50 COUNTRY INS & FIN SERV GRP 29 26 14.61 % 14.63 % 0.01 % 99.91 %
89 474 FCCI MUT INS GRP 27 28 N/A N/A 0.01 % 99.91 %
90 13757 FARM BUREAU MUT INS CO OF AR INC 26 23 0.00 % 0.00 % 0.01 % 99.92 %
91 13889 FARMERS MUT INS CO OF NE 25 24 0.00 % 0.00 % 0.01 % 99.92 %
92 842 FARM BUREAU GRP 22 22 53.92 % 53.92 % 0.00 % 99.93 %
93 12006 DISTRICTS MUT INS & RISK MGMT SERV 21 21 0.00 % 0.00 % 0.00 % 99.93 %
94 2538 AMTRUST FINANCIAL SERV GRP 21 18 N/A N/A 0.00 % 99.94 %
95 18380 PACIFIC IND INS CO 21 21 24.37 % 24.37 % 0.00 % 99.94 %
96 3991 IMT MUT HOLDING GRP 20 21 0.00 % 0.00 % 0.00 % 99.95 %
97 176 STATE FARM GRP 20 23 3.03 % 7.11 % 0.00 % 99.95 %
98 36 CENTRAL MUT INS CO GRP 19 18 0.00 % 0.00 % 0.00 % 99.95 %
99 4720 CONIFER HOLDINGS GRP 19 25 0.00 % 0.00 % 0.00 % 99.96 %
100 4851 CHURCH MUT GRP 19 17 0.00 % 0.00 % 0.00 % 99.96 %
101 28550 HOUSING & REDEVELOPMENT INS EXCH 18 18 0.00 % 0.00 % 0.00 % 99.97 %
102 4234 RANDALL & QUILTER INVESTMENT GRP 17 15 66.00 % 66.00 % 0.00 % 99.97 %
103 30864 INSURANCE PLACEMENT FACILITY OF PA 17 15 2.72 % 3.07 % 0.00 % 99.97 %
104 783 RLI INS GRP 16 16 N/A N/A 0.00 % 99.98 %
105 483 SOUTHERN FARM BUREAU CAS GRP 15 13 8.26 % 8.26 % 0.00 % 99.98 %
106 4802 TRIPLE S GRP 15 8 0.00 % N/A 0.00 % 99.98 %
107 96 SECURA INS GRP 14 13 3.85 % 4.58 % 0.00 % 99.98 %
108 16926 ARECA INS EXCH 11 11 0.00 % 0.00 % 0.00 % 99.99 %
109 324 NORTH CAROLINA FARM BUREAU GRP 7 7 0.00 % 0.00 % 0.00 % 99.99 %
110 4485 COPPERPOINT GRP 6 7 N/A N/A 0.00 % 99.99 %
111 13854 FARMERS MUT FIRE INS CO OF SALEM CN 5 5 0.00 % 0.00 % 0.00 % 99.99 %
112 11853 WESTON PROP & CAS INS CO 5 4 0.00 % 0.00 % 0.00 % 99.99 %
113 1309 FRANKENMUTH GRP 5 4 0.00 % 0.00 % 0.00 % 99.99 %
114 22624 INDIANA FARMERS MUT INS CO 5 5 N/A N/A 0.00 % 99.99 %
115 4913 STERLING INS GRP 4 5 0.00 % 0.00 % 0.00 % 99.99 %
116 13501 BRETHREN MUT INS CO 4 4 0.00 % 0.00 % 0.00 % 100.00 %
117 69 FARMERS INS GRP 4 4 N/A N/A 0.00 % 100.00 %
118 408 AMERICAN NATL FIN GRP 4 3 0.00 % 0.00 % 0.00 % 100.00 %
119 10308 ANTILLES INS CO 3 2 0.00 % 0.00 % 0.00 % 100.00 %
120 15024 PREFERRED MUT INS CO 3 3 0.00 % 0.00 % 0.00 % 100.00 %
121 67 MICHIGAN FARM BUREAU GRP 3 2 0.00 % 0.00 % 0.00 % 100.00 %
122 4990 CORE SPECIALTY INS HOLDINGS GRP 2 3 N/A N/A 0.00 % 100.00 %
123 16748 AFFINITY MUT INS CO 2 2 67.45 % 67.45 % 0.00 % 100.00 %
124 14451 MARYSVILLE MUT INS CO 2 1 868.15 % 959.17 % 0.00 % 100.00 %
125 124 AMERISURE CO GRP 1 2 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 487,824 457,987 51.04 % 51.73 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


542
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 212 ZURICH INS GRP 78,132 58,776 17.93 % 17.98 % 16.22 % 16.22 %
2 3548 TRAVELERS GRP 69,931 82,112 102.91 % 98.39 % 14.52 % 30.73 %
3 4666 HISCOX INS GRP 47,114 45,118 117.06 % 115.93 % 9.78 % 40.51 %
4 626 CHUBB LTD GRP 41,152 40,698 N/A N/A 8.54 % 49.06 %
5 968 AXA INS GRP 28,600 25,721 81.22 % 85.19 % 5.94 % 54.99 %
6 244 CINCINNATI FIN GRP 28,426 22,856 31.73 % 31.85 % 5.90 % 60.89 %
7 218 CNA INS GRP 27,350 23,710 143.81 % 148.52 % 5.68 % 66.57 %
8 12 AMERICAN INTL GRP 21,143 19,979 3.90 % 3.89 % 4.39 % 70.96 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 17,490 15,426 2.12 % 6.99 % 3.63 % 74.59 %
10 88 THE HANOVER INS GRP 13,493 12,588 38.80 % 42.28 % 2.80 % 77.39 %
11 10199 RANCHERS & FARMERS MUT INS CO 12,754 13,235 62.14 % 62.14 % 2.65 % 80.04 %
12 91 HARTFORD FIRE & CAS GRP 10,741 10,882 20.78 % 26.59 % 2.23 % 82.27 %
13 215 KEMPER CORP GRP 10,166 10,160 3.16 % 3.16 % 2.11 % 84.38 %
14 31 BERKSHIRE HATHAWAY GRP 7,461 6,517 16.25 % 17.05 % 1.55 % 85.93 %
15 19 ASSURANT INC GRP 7,125 7,125 0.13 % 0.13 % 1.48 % 87.41 %
16 98 WR BERKLEY CORP GRP 5,843 5,215 15.63 % 17.39 % 1.21 % 88.62 %
17 1120 EVEREST REINS HOLDINGS GRP 5,149 5,138 55.95 % 67.88 % 1.07 % 89.69 %
18 4904 INTACT FINANCIAL GRP 4,072 3,596 41.96 % 58.73 % 0.85 % 90.53 %
19 4942 BEAZLEY GRP 3,886 3,645 108.74 % 119.19 % 0.81 % 91.34 %
20 4734 APOLLO GLOBAL MGMT GRP 3,378 3,642 21.06 % 21.56 % 0.70 % 92.04 %
21 140 NATIONWIDE CORP GRP 3,198 3,245 10.91 % 11.22 % 0.66 % 92.70 %
22 3416 AXIS CAPITAL GRP 2,506 2,014 15.98 % 16.16 % 0.52 % 93.22 %
23 7 FEDERATED MUT GRP 1,936 1,801 12.24 % 12.48 % 0.40 % 93.63 %
24 761 ALLIANZ INS GRP 1,828 1,497 42.65 % 47.01 % 0.38 % 94.01 %
25 123 SHELTER INS GRP 1,817 1,716 8.16 % 8.98 % 0.38 % 94.38 %
26 291 ENCOVA MUT INS GRP 1,798 1,867 7.19 % 7.21 % 0.37 % 94.76 %
27 306 CUNA MUT GRP 1,755 1,709 N/A N/A 0.36 % 95.12 %
28 473 AMERICAN FAMILY INS GRP 1,656 1,698 21.09 % 20.75 % 0.34 % 95.46 %
29 4706 LOCKHART CO GRP 1,347 1,154 0.00 % 0.00 % 0.28 % 95.74 %
30 111 LIBERTY MUT GRP 1,258 910 N/A N/A 0.26 % 96.00 %
31 248 UNITED FIRE & CAS GRP 1,195 1,313 15.89 % 17.21 % 0.25 % 96.25 %
32 84 AMERICAN FINANCIAL GRP 1,192 1,178 N/A N/A 0.25 % 96.50 %
33 280 AUTO OWNERS GRP 1,113 1,016 4.02 % 3.69 % 0.23 % 96.73 %
34 225 IAT REINS CO GRP 1,044 1,078 54.38 % 53.62 % 0.22 % 96.95 %
35 242 SELECTIVE INS GRP 950 918 N/A N/A 0.20 % 97.15 %
36 3494 JAMES RIVER GRP 938 936 24.49 % 25.94 % 0.19 % 97.34 %
37 785 MARKEL CORP GRP 921 890 58.79 % 56.67 % 0.19 % 97.53 %
38 256 COACTION GLOBAL INC GRP 912 996 11.71 % 11.75 % 0.19 % 97.72 %
39 201 UTICA GRP 789 765 26.13 % 28.17 % 0.16 % 97.88 %
40 309 WESTERN NATL MUT GRP 683 668 16.96 % 18.71 % 0.14 % 98.03 %
41 4994 LOUDOUN MUT GRP 614 614 0.00 % 0.22 % 0.13 % 98.15 %
42 4850 CLEAR BLUE FINANCIAL GRP 595 175 68.78 % 68.78 % 0.12 % 98.28 %
43 17337 HANOVER FIRE & CAS INS CO 530 533 N/A N/A 0.11 % 98.39 %
44 963 OHIO MUT GRP 527 531 11.53 % 11.53 % 0.11 % 98.50 %
45 1279 ARCH INS GRP 488 503 N/A N/A 0.10 % 98.60 %
46 29831 INDEPENDENT MUT FIRE INS CO 385 380 3.27 % 3.27 % 0.08 % 98.68 %
47 762 FRANKLIN MUT GRP 378 382 N/A N/A 0.08 % 98.76 %
48 15350 WEST BEND MUT INS CO 376 366 1.59 % 1.59 % 0.08 % 98.83 %
49 14184 ACUITY A MUT INS CO 366 352 3.31 % 3.25 % 0.08 % 98.91 %
50 62 EMC INS CO GRP 350 358 2.07 % 2.08 % 0.07 % 98.98 %
51 796 QBE INS GRP 349 332 27.81 % 12.35 % 0.07 % 99.05 %
52 175 STATE AUTO MUT GRP 335 263 30.91 % 30.91 % 0.07 % 99.12 %
53 150 OLD REPUBLIC GRP 333 309 N/A N/A 0.07 % 99.19 %
54 169 SENTRY INS GRP 313 298 237.56 % 250.35 % 0.06 % 99.26 %
55 11118 FEDERATED RURAL ELECTRIC INS EXCH 305 271 12.41 % 16.11 % 0.06 % 99.32 %
56 158 FAIRFAX FIN GRP 282 280 N/A N/A 0.06 % 99.38 %
57 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 259 262 0.00 % 15.55 % 0.05 % 99.43 %
58 4381 SKYWARD SPECIALTY INS GRP INC GRP 195 191 N/A N/A 0.04 % 99.47 %
59 267 GRANGE MUT CAS GRP 195 182 14.99 % 15.04 % 0.04 % 99.52 %
60 228 WESTFIELD GRP 158 157 21.73 % 21.63 % 0.03 % 99.55 %
61 3436 LIBERTY LIFE GRP TRUST GRP 125 125 8.71 % 8.71 % 0.03 % 99.57 %
62 207 WESTERN RESERVE GRP 121 116 N/A N/A 0.03 % 99.60 %
63 12633 CENTURY INS CO GU LTD 112 57 0.00 % 0.00 % 0.02 % 99.62 %
64 4670 STARR GRP 112 112 20.44 % 346.45 % 0.02 % 99.65 %
65 4908 ASCOT INS US GRP 103 61 48.24 % 56.48 % 0.02 % 99.67 %
© 2022 National Association of Insurance Commissioners
543
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 518 GRINNELL MUT GRP 89 88 N/A N/A 0.02 % 99.69 %
67 10972 FIRST NET INS CO 86 75 0.01 % 0.01 % 0.02 % 99.70 %
68 4869 WT HOLDINGS GRP 72 66 0.00 % 0.00 % 0.01 % 99.72 %
69 250 DONEGAL GRP 71 79 0.00 % 0.00 % 0.01 % 99.73 %
70 4715 MS & AD INS GRP 71 69 10.75 % 10.84 % 0.01 % 99.75 %
71 361 MUNICH RE GRP 69 19 94.58 % 103.25 % 0.01 % 99.76 %
72 4672 DONGBU INS GRP 60 58 90.05 % 104.16 % 0.01 % 99.77 %
73 181 SWISS RE GRP 58 116 0.00 % 0.00 % 0.01 % 99.79 %
74 30651 FARMERS MUT OF TN 54 52 189.52 % 189.52 % 0.01 % 99.80 %
75 3219 SOMPO GRP 52 61 N/A N/A 0.01 % 99.81 %
76 447 HARFORD GRP 50 49 N/A N/A 0.01 % 99.82 %
77 645 OREGON MUT GRP 49 42 N/A N/A 0.01 % 99.83 %
78 4935 CHANDLER INS GRP 45 43 N/A N/A 0.01 % 99.84 %
79 17647 UNITED HOME INS CO 44 43 0.01 % 0.01 % 0.01 % 99.85 %
80 214 ALLIANCE INS GRP 39 39 12.72 % 13.29 % 0.01 % 99.86 %
81 15709 SOUTHERN STATES INS EXCH 38 39 15.34 % 15.34 % 0.01 % 99.86 %
82 333 MUTUAL OF ENUMCLAW GRP 36 35 N/A N/A 0.01 % 99.87 %
83 246 PENNSYLVANIA LUMBERMENS GRP 35 47 203.02 % 203.02 % 0.01 % 99.88 %
84 35 CELINA GRP 31 30 0.00 % 0.00 % 0.01 % 99.88 %
85 41068 NATIONAL FIRE & CAS CO 31 31 N/A N/A 0.01 % 99.89 %
86 153 PEKIN INS GRP 29 21 51.28 % 51.77 % 0.01 % 99.90 %
87 4968 BRICKELL GRP 29 17 40.82 % 43.60 % 0.01 % 99.90 %
88 50 COUNTRY INS & FIN SERV GRP 29 26 14.61 % 14.63 % 0.01 % 99.91 %
89 474 FCCI MUT INS GRP 27 28 N/A N/A 0.01 % 99.91 %
90 13757 FARM BUREAU MUT INS CO OF AR INC 26 23 0.00 % 0.00 % 0.01 % 99.92 %
91 13889 FARMERS MUT INS CO OF NE 25 24 0.00 % 0.00 % 0.01 % 99.93 %
92 842 FARM BUREAU GRP 22 22 53.92 % 53.92 % 0.00 % 99.93 %
93 12006 DISTRICTS MUT INS & RISK MGMT SERV 21 21 0.00 % 0.00 % 0.00 % 99.93 %
94 2538 AMTRUST FINANCIAL SERV GRP 21 18 N/A N/A 0.00 % 99.94 %
95 3991 IMT MUT HOLDING GRP 20 21 0.00 % 0.00 % 0.00 % 99.94 %
96 176 STATE FARM GRP 20 23 3.03 % 7.11 % 0.00 % 99.95 %
97 36 CENTRAL MUT INS CO GRP 19 18 0.00 % 0.00 % 0.00 % 99.95 %
98 4720 CONIFER HOLDINGS GRP 19 25 0.00 % 0.00 % 0.00 % 99.95 %
99 4851 CHURCH MUT GRP 19 17 0.00 % 0.00 % 0.00 % 99.96 %
100 28550 HOUSING & REDEVELOPMENT INS EXCH 18 18 0.00 % 0.00 % 0.00 % 99.96 %
101 4234 RANDALL & QUILTER INVESTMENT GRP 17 15 66.00 % 66.00 % 0.00 % 99.97 %
102 30864 INSURANCE PLACEMENT FACILITY OF PA 17 15 2.72 % 3.07 % 0.00 % 99.97 %
103 783 RLI INS GRP 16 16 N/A N/A 0.00 % 99.97 %
104 483 SOUTHERN FARM BUREAU CAS GRP 15 13 8.26 % 8.26 % 0.00 % 99.98 %
105 4802 TRIPLE S GRP 15 8 0.00 % N/A 0.00 % 99.98 %
106 96 SECURA INS GRP 14 13 3.85 % 4.58 % 0.00 % 99.98 %
107 18380 PACIFIC IND INS CO 13 13 38.67 % 38.67 % 0.00 % 99.98 %
108 16926 ARECA INS EXCH 11 11 0.00 % 0.00 % 0.00 % 99.99 %
109 324 NORTH CAROLINA FARM BUREAU GRP 7 7 0.00 % 0.00 % 0.00 % 99.99 %
110 4485 COPPERPOINT GRP 6 7 N/A N/A 0.00 % 99.99 %
111 13854 FARMERS MUT FIRE INS CO OF SALEM CN 5 5 0.00 % 0.00 % 0.00 % 99.99 %
112 11853 WESTON PROP & CAS INS CO 5 4 0.00 % 0.00 % 0.00 % 99.99 %
113 1309 FRANKENMUTH GRP 5 4 0.00 % 0.00 % 0.00 % 99.99 %
114 22624 INDIANA FARMERS MUT INS CO 5 5 N/A N/A 0.00 % 99.99 %
115 4913 STERLING INS GRP 4 5 0.00 % 0.00 % 0.00 % 99.99 %
116 13501 BRETHREN MUT INS CO 4 4 0.00 % 0.00 % 0.00 % 100.00 %
117 69 FARMERS INS GRP 4 4 N/A N/A 0.00 % 100.00 %
118 408 AMERICAN NATL FIN GRP 4 3 0.00 % 0.00 % 0.00 % 100.00 %
119 10308 ANTILLES INS CO 3 2 0.00 % 0.00 % 0.00 % 100.00 %
120 15024 PREFERRED MUT INS CO 3 3 0.00 % 0.00 % 0.00 % 100.00 %
121 67 MICHIGAN FARM BUREAU GRP 3 2 0.00 % 0.00 % 0.00 % 100.00 %
122 4990 CORE SPECIALTY INS HOLDINGS GRP 2 3 N/A N/A 0.00 % 100.00 %
123 16748 AFFINITY MUT INS CO 2 2 67.45 % 67.45 % 0.00 % 100.00 %
124 14451 MARYSVILLE MUT INS CO 2 1 868.15 % 959.17 % 0.00 % 100.00 %
125 124 AMERISURE CO GRP 1 2 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 481,752 452,467 51.59 % 52.28 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


544
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 244 CINCINNATI FIN GRP 1,050 769 26.63 % 26.68 % 19.30 % 19.30 %
2 3548 TRAVELERS GRP 722 872 39.80 % 34.71 % 13.26 % 32.57 %
3 212 ZURICH INS GRP 577 369 4.41 % 4.41 % 10.61 % 43.18 %
4 4666 HISCOX INS GRP 540 327 109.68 % 109.68 % 9.93 % 53.11 %
5 215 KEMPER CORP GRP 518 517 7.38 % 7.38 % 9.51 % 62.63 %
6 218 CNA INS GRP 475 401 49.92 % 58.54 % 8.73 % 71.36 %
7 626 CHUBB LTD GRP 375 337 279.66 % 283.40 % 6.90 % 78.26 %
8 968 AXA INS GRP 238 263 33.40 % 35.57 % 4.38 % 82.64 %
9 91 HARTFORD FIRE & CAS GRP 230 230 N/A 3.01 % 4.23 % 86.87 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 79 96 N/A N/A 1.46 % 88.32 %
**STATE TOTAL** 5,440 4,814 40.40 % 41.16 % 100.00 % 88.32 %

Alaska 1 3548 TRAVELERS GRP 217 242 9.70 % 5.63 % 26.24 % 26.24 %
2 12 AMERICAN INTL GRP 162 157 0.00 % 0.00 % 19.55 % 45.80 %
3 4666 HISCOX INS GRP 57 107 53.94 % 53.94 % 6.93 % 52.73 %
4 309 WESTERN NATL MUT GRP 53 48 16.80 % 18.16 % 6.41 % 59.13 %
5 785 MARKEL CORP GRP 49 44 N/A N/A 5.92 % 65.06 %
6 4904 INTACT FINANCIAL GRP 40 39 4.97 % 7.54 % 4.85 % 69.91 %
7 88 THE HANOVER INS GRP 39 48 6.32 % 6.68 % 4.66 % 74.57 %
8 98 WR BERKLEY CORP GRP 32 31 4.61 % 4.74 % 3.85 % 78.42 %
9 212 ZURICH INS GRP 27 34 N/A N/A 3.29 % 81.71 %
10 218 CNA INS GRP 25 26 26.54 % 33.90 % 3.02 % 84.73 %
**STATE TOTAL** 829 909 23.76 % 28.78 % 100.00 % 84.73 %

Arizona 1 212 ZURICH INS GRP 1,134 781 13.17 % 13.20 % 17.32 % 17.32 %
2 4666 HISCOX INS GRP 891 803 195.36 % 195.36 % 13.62 % 30.94 %
3 3548 TRAVELERS GRP 616 675 70.85 % 66.60 % 9.41 % 40.35 %
4 626 CHUBB LTD GRP 507 512 N/A N/A 7.75 % 48.10 %
5 218 CNA INS GRP 432 383 39.21 % 49.24 % 6.61 % 54.70 %
6 19 ASSURANT INC GRP 344 344 N/A N/A 5.26 % 59.96 %
7 244 CINCINNATI FIN GRP 336 270 13.12 % 13.46 % 5.13 % 65.09 %
8 88 THE HANOVER INS GRP 328 315 7.64 % 8.77 % 5.01 % 70.10 %
9 123 SHELTER INS GRP 290 227 3.16 % 3.70 % 4.43 % 74.53 %
10 968 AXA INS GRP 280 283 109.05 % 116.15 % 4.28 % 78.81 %
**STATE TOTAL** 6,544 5,966 40.03 % 41.40 % 100.00 % 78.81 %

Arkansas 1 3548 TRAVELERS GRP 430 532 3.63 % N/A 17.48 % 17.48 %
2 215 KEMPER CORP GRP 398 398 17.41 % 17.41 % 16.16 % 33.64 %
3 212 ZURICH INS GRP 288 274 N/A N/A 11.69 % 45.33 %
4 244 CINCINNATI FIN GRP 283 232 50.25 % 50.25 % 11.50 % 56.82 %
5 123 SHELTER INS GRP 246 244 11.62 % 11.96 % 10.00 % 66.83 %
6 626 CHUBB LTD GRP 147 163 304.81 % 307.55 % 5.98 % 72.81 %
7 4666 HISCOX INS GRP 107 91 54.62 % 54.62 % 4.34 % 77.15 %
8 218 CNA INS GRP 86 76 305.10 % 310.66 % 3.51 % 80.66 %
9 88 THE HANOVER INS GRP 68 80 12.16 % 14.73 % 2.76 % 83.42 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 56 60 N/A N/A 2.26 % 85.68 %
**STATE TOTAL** 2,461 2,533 51.98 % 52.67 % 100.00 % 85.68 %

© 2022 National Association of Insurance Commissioners


545
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 4666 HISCOX INS GRP 11,768 11,678 107.98 % 104.61 % 19.00 % 19.00 %
2 212 ZURICH INS GRP 9,416 6,661 19.76 % 19.77 % 15.20 % 34.20 %
3 3548 TRAVELERS GRP 8,103 8,748 63.60 % 60.02 % 13.08 % 47.28 %
4 12 AMERICAN INTL GRP 7,297 6,766 3.05 % 3.05 % 11.78 % 59.05 %
5 626 CHUBB LTD GRP 5,330 5,299 N/A N/A 8.60 % 67.66 %
6 218 CNA INS GRP 4,475 3,565 135.64 % 138.46 % 7.22 % 74.88 %
7 968 AXA INS GRP 3,509 3,151 53.20 % 56.98 % 5.66 % 80.55 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 2,550 2,301 59.21 % 68.95 % 4.12 % 84.66 %
9 91 HARTFORD FIRE & CAS GRP 1,284 1,194 4.85 % 8.47 % 2.07 % 86.73 %
10 31 BERKSHIRE HATHAWAY GRP 1,002 847 11.89 % 12.72 % 1.62 % 88.35 %
**STATE TOTAL** 61,949 56,690 49.40 % 49.64 % 100.00 % 88.35 %

Colorado 1 3548 TRAVELERS GRP 1,674 2,003 35.67 % 30.73 % 20.23 % 20.23 %
2 626 CHUBB LTD GRP 763 729 N/A N/A 9.22 % 29.45 %
3 4666 HISCOX INS GRP 708 880 120.94 % 120.94 % 8.56 % 38.01 %
4 968 AXA INS GRP 674 620 208.44 % 213.61 % 8.15 % 46.16 %
5 212 ZURICH INS GRP 619 473 11.06 % 11.09 % 7.49 % 53.65 %
6 218 CNA INS GRP 590 519 19.17 % 21.38 % 7.13 % 60.78 %
7 88 THE HANOVER INS GRP 519 343 35.05 % 35.30 % 6.28 % 67.05 %
8 19 ASSURANT INC GRP 405 405 N/A N/A 4.90 % 71.95 %
9 12 AMERICAN INTL GRP 353 345 N/A N/A 4.26 % 76.22 %
10 473 AMERICAN FAMILY INS GRP 295 306 0.02 % 0.02 % 3.56 % 79.78 %
**STATE TOTAL** 8,271 8,099 44.40 % 44.83 % 100.00 % 79.78 %

Connecticut 1 3548 TRAVELERS GRP 1,182 1,335 46.71 % 42.07 % 19.40 % 19.40 %
2 212 ZURICH INS GRP 1,143 1,111 13.96 % 13.94 % 18.77 % 38.17 %
3 626 CHUBB LTD GRP 760 808 N/A N/A 12.48 % 50.65 %
4 968 AXA INS GRP 603 503 70.76 % 75.37 % 9.90 % 60.54 %
5 4666 HISCOX INS GRP 416 416 80.89 % 71.42 % 6.83 % 67.37 %
6 88 THE HANOVER INS GRP 269 331 4.71 % 7.68 % 4.42 % 71.79 %
7 218 CNA INS GRP 263 223 42.72 % 49.97 % 4.32 % 76.11 %
8 91 HARTFORD FIRE & CAS GRP 256 238 7.14 % 9.98 % 4.21 % 80.32 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 224 176 26.36 % 26.32 % 3.68 % 84.00 %
10 98 WR BERKLEY CORP GRP 152 129 6.03 % 6.74 % 2.49 % 86.49 %
**STATE TOTAL** 6,090 6,047 24.25 % 24.09 % 100.00 % 86.49 %

Delaware 1 12 AMERICAN INTL GRP 452 451 0.00 % 0.00 % 25.95 % 25.95 %
2 212 ZURICH INS GRP 362 341 12.91 % 12.91 % 20.81 % 46.75 %
3 3548 TRAVELERS GRP 188 213 9.51 % 4.92 % 10.80 % 57.55 %
4 626 CHUBB LTD GRP 169 150 N/A N/A 9.71 % 67.27 %
5 244 CINCINNATI FIN GRP 105 85 3.63 % 3.63 % 6.01 % 73.28 %
6 218 CNA INS GRP 100 77 24.72 % 32.08 % 5.74 % 79.01 %
7 4666 HISCOX INS GRP 82 91 61.25 % 61.25 % 4.68 % 83.70 %
8 91 HARTFORD FIRE & CAS GRP 52 54 8.65 % 14.32 % 3.01 % 86.71 %
9 968 AXA INS GRP 49 71 36.48 % 38.86 % 2.79 % 89.50 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 30 42 93.92 % 93.93 % 1.72 % 91.21 %
**STATE TOTAL** 1,741 1,713 6.78 % 7.91 % 100.00 % 91.21 %

© 2022 National Association of Insurance Commissioners


546
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 4666 HISCOX INS GRP 950 856 131.98 % 130.81 % 23.87 % 23.87 %
2 3548 TRAVELERS GRP 783 899 136.28 % 130.91 % 19.68 % 43.55 %
3 626 CHUBB LTD GRP 552 585 N/A N/A 13.87 % 57.42 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 421 274 703.99 % 704.00 % 10.58 % 68.01 %
5 218 CNA INS GRP 402 384 932.64 % 934.90 % 10.10 % 78.11 %
6 212 ZURICH INS GRP 244 233 8.08 % 7.99 % 6.13 % 84.24 %
7 968 AXA INS GRP 139 144 52.37 % 55.78 % 3.49 % 87.73 %
8 12 AMERICAN INTL GRP 102 119 0.00 % 0.00 % 2.57 % 90.30 %
9 91 HARTFORD FIRE & CAS GRP 77 79 N/A 2.02 % 1.95 % 92.25 %
10 244 CINCINNATI FIN GRP 72 85 1.34 % 1.34 % 1.80 % 94.05 %
**STATE TOTAL** 3,980 3,891 202.18 % 202.14 % 100.00 % 94.05 %

Florida 1 212 ZURICH INS GRP 3,825 3,354 14.36 % 16.06 % 13.07 % 13.07 %
2 3548 TRAVELERS GRP 3,684 4,141 66.45 % 62.15 % 12.59 % 25.65 %
3 4666 HISCOX INS GRP 3,381 3,485 206.61 % 212.19 % 11.55 % 37.21 %
4 4734 APOLLO GLOBAL MGMT GRP 3,311 3,575 21.15 % 21.66 % 11.31 % 48.52 %
5 626 CHUBB LTD GRP 2,294 2,179 N/A N/A 7.84 % 56.35 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 1,689 1,647 1.50 % 1.57 % 5.77 % 62.13 %
7 218 CNA INS GRP 1,447 1,219 82.36 % 85.22 % 4.94 % 67.07 %
8 968 AXA INS GRP 1,331 1,219 65.64 % 69.92 % 4.55 % 71.62 %
9 306 CUNA MUT GRP 1,266 1,224 6.11 % 6.11 % 4.32 % 75.94 %
10 244 CINCINNATI FIN GRP 1,134 943 5.31 % 5.38 % 3.88 % 79.82 %
**STATE TOTAL** 29,266 28,865 46.95 % 47.52 % 100.00 % 79.82 %

Georgia 1 212 ZURICH INS GRP 3,047 1,998 30.15 % 30.73 % 18.95 % 18.95 %
2 244 CINCINNATI FIN GRP 2,437 1,933 30.45 % 30.48 % 15.16 % 34.11 %
3 3548 TRAVELERS GRP 1,649 2,091 537.00 % 531.65 % 10.26 % 44.37 %
4 4666 HISCOX INS GRP 1,469 1,471 91.00 % 87.12 % 9.14 % 53.51 %
5 968 AXA INS GRP 1,295 1,097 78.77 % 82.12 % 8.05 % 61.56 %
6 626 CHUBB LTD GRP 1,276 1,306 N/A N/A 7.94 % 69.49 %
7 218 CNA INS GRP 714 646 74.38 % 77.25 % 4.44 % 73.93 %
8 88 THE HANOVER INS GRP 562 507 N/A N/A 3.50 % 77.43 %
9 215 KEMPER CORP GRP 533 533 1.66 % 1.66 % 3.32 % 80.75 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 501 304 618.64 % 618.70 % 3.12 % 83.86 %
**STATE TOTAL** 16,077 14,321 119.12 % 119.07 % 100.00 % 83.86 %

Hawaii 1 3548 TRAVELERS GRP 320 370 104.84 % 99.60 % 31.31 % 31.31 %
2 4666 HISCOX INS GRP 198 181 343.01 % 343.01 % 19.35 % 50.67 %
3 212 ZURICH INS GRP 137 96 24.75 % 24.76 % 13.39 % 64.06 %
4 12 AMERICAN INTL GRP 85 85 0.00 % 0.00 % 8.29 % 72.35 %
5 218 CNA INS GRP 71 77 65.80 % 72.61 % 6.99 % 79.34 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 66 67 20.04 % 52.94 % 6.44 % 85.79 %
7 626 CHUBB LTD GRP 27 26 N/A N/A 2.64 % 88.42 %
8 968 AXA INS GRP 25 24 N/A N/A 2.48 % 90.90 %
9 98 WR BERKLEY CORP GRP 25 17 6.78 % 6.95 % 2.41 % 93.31 %
10 4904 INTACT FINANCIAL GRP 24 16 11.41 % 32.95 % 2.33 % 95.64 %
**STATE TOTAL** 1,021 1,004 108.73 % 109.33 % 100.00 % 95.64 %

© 2022 National Association of Insurance Commissioners


547
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 244 CINCINNATI FIN GRP 335 256 22.07 % 22.07 % 23.08 % 23.08 %
2 3548 TRAVELERS GRP 237 259 N/A N/A 16.30 % 39.38 %
3 212 ZURICH INS GRP 235 230 27.44 % 27.44 % 16.21 % 55.59 %
4 4666 HISCOX INS GRP 106 82 68.90 % 42.09 % 7.33 % 62.92 %
5 626 CHUBB LTD GRP 104 96 N/A N/A 7.13 % 70.05 %
6 12 AMERICAN INTL GRP 92 89 0.00 % 0.00 % 6.36 % 76.41 %
7 4904 INTACT FINANCIAL GRP 55 32 304.46 % 329.73 % 3.76 % 80.17 %
8 88 THE HANOVER INS GRP 54 62 43.96 % 48.02 % 3.69 % 83.86 %
9 218 CNA INS GRP 27 28 16.65 % 28.18 % 1.88 % 85.74 %
10 842 FARM BUREAU GRP 22 22 53.92 % 53.92 % 1.54 % 87.28 %
**STATE TOTAL** 1,452 1,342 19.97 % 19.43 % 100.00 % 87.28 %

Illinois 1 212 ZURICH INS GRP 5,644 3,952 17.30 % 17.31 % 19.57 % 19.57 %
2 19 ASSURANT INC GRP 5,338 5,338 1.20 % 1.20 % 18.51 % 38.07 %
3 3548 TRAVELERS GRP 3,280 3,759 353.25 % 347.56 % 11.37 % 49.44 %
4 626 CHUBB LTD GRP 2,118 2,129 N/A N/A 7.34 % 56.78 %
5 218 CNA INS GRP 1,834 1,647 49.75 % 54.12 % 6.36 % 63.14 %
6 968 AXA INS GRP 1,522 1,438 68.02 % 72.07 % 5.28 % 68.42 %
7 4666 HISCOX INS GRP 1,454 1,600 210.32 % 210.75 % 5.04 % 73.46 %
8 244 CINCINNATI FIN GRP 1,355 1,084 11.15 % 12.28 % 4.70 % 78.16 %
9 12 AMERICAN INTL GRP 1,166 734 N/A N/A 4.04 % 82.20 %
10 88 THE HANOVER INS GRP 976 1,006 N/A N/A 3.38 % 85.58 %
**STATE TOTAL** 28,848 26,563 70.43 % 70.90 % 100.00 % 85.58 %

Indiana 1 212 ZURICH INS GRP 1,660 1,008 31.16 % 31.18 % 18.84 % 18.84 %
2 244 CINCINNATI FIN GRP 1,552 1,292 57.98 % 58.00 % 17.62 % 36.46 %
3 3548 TRAVELERS GRP 1,230 1,513 59.47 % 53.80 % 13.97 % 50.42 %
4 626 CHUBB LTD GRP 883 777 N/A N/A 10.03 % 60.45 %
5 218 CNA INS GRP 468 453 21.26 % 17.82 % 5.31 % 65.76 %
6 88 THE HANOVER INS GRP 460 454 99.74 % 101.34 % 5.22 % 70.98 %
7 4666 HISCOX INS GRP 427 401 105.92 % 105.92 % 4.84 % 75.82 %
8 17337 HANOVER FIRE & CAS INS CO 222 222 2.39 % 2.39 % 2.52 % 78.34 %
9 968 AXA INS GRP 216 221 20.28 % 21.60 % 2.45 % 80.79 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 201 172 53.31 % 53.87 % 2.28 % 83.07 %
**STATE TOTAL** 8,810 8,009 45.30 % 45.10 % 100.00 % 83.07 %

Iowa 1 3548 TRAVELERS GRP 896 1,266 124.82 % 118.69 % 26.37 % 26.37 %
2 212 ZURICH INS GRP 374 259 18.40 % 18.40 % 11.01 % 37.38 %
3 244 CINCINNATI FIN GRP 359 356 88.23 % 88.24 % 10.57 % 47.95 %
4 626 CHUBB LTD GRP 298 287 N/A N/A 8.78 % 56.73 %
5 218 CNA INS GRP 193 125 58.51 % 65.42 % 5.69 % 62.42 %
6 968 AXA INS GRP 175 115 64.89 % 69.11 % 5.15 % 67.58 %
7 4666 HISCOX INS GRP 147 157 161.24 % 161.24 % 4.32 % 71.90 %
8 248 UNITED FIRE & CAS GRP 131 132 N/A N/A 3.84 % 75.74 %
9 88 THE HANOVER INS GRP 125 102 3.32 % 4.97 % 3.67 % 79.41 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 73 86 150.09 % 153.64 % 2.15 % 81.55 %
**STATE TOTAL** 3,399 3,510 69.49 % 68.04 % 100.00 % 81.55 %

© 2022 National Association of Insurance Commissioners


548
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 212 ZURICH INS GRP 1,118 767 33.33 % 33.33 % 29.71 % 29.71 %
2 3548 TRAVELERS GRP 699 869 86.32 % 80.96 % 18.58 % 48.29 %
3 626 CHUBB LTD GRP 367 353 N/A N/A 9.76 % 58.06 %
4 218 CNA INS GRP 290 214 60.94 % 66.40 % 7.71 % 65.77 %
5 244 CINCINNATI FIN GRP 229 212 6.99 % 6.99 % 6.09 % 71.85 %
6 4666 HISCOX INS GRP 190 230 121.95 % 121.95 % 5.06 % 76.91 %
7 123 SHELTER INS GRP 119 118 8.08 % 8.40 % 3.15 % 80.06 %
8 968 AXA INS GRP 115 114 N/A N/A 3.05 % 83.11 %
9 91 HARTFORD FIRE & CAS GRP 101 116 N/A N/A 2.68 % 85.79 %
10 4904 INTACT FINANCIAL GRP 78 58 1,753.72 % 1,824.49 % 2.07 % 87.86 %
**STATE TOTAL** 3,763 3,551 26.08 % 26.55 % 100.00 % 87.86 %

Kentucky 1 212 ZURICH INS GRP 785 566 29.69 % 29.69 % 19.50 % 19.50 %
2 244 CINCINNATI FIN GRP 659 551 17.28 % 17.29 % 16.36 % 35.85 %
3 3548 TRAVELERS GRP 590 748 54.28 % 48.96 % 14.65 % 50.50 %
4 626 CHUBB LTD GRP 399 421 71.17 % 76.09 % 9.91 % 60.42 %
5 4666 HISCOX INS GRP 245 235 46.69 % 46.69 % 6.09 % 66.51 %
6 968 AXA INS GRP 199 192 79.28 % 84.44 % 4.94 % 71.45 %
7 218 CNA INS GRP 197 175 321.87 % 326.99 % 4.89 % 76.33 %
8 111 LIBERTY MUT GRP 142 78 5.95 % 5.90 % 3.52 % 79.85 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 109 134 N/A N/A 2.69 % 82.54 %
10 291 ENCOVA MUT INS GRP 103 99 0.50 % 0.53 % 2.56 % 85.10 %
**STATE TOTAL** 4,028 3,785 44.24 % 44.63 % 100.00 % 85.10 %

Louisiana 1 3548 TRAVELERS GRP 1,732 2,108 47.11 % 42.06 % 32.73 % 32.73 %
2 215 KEMPER CORP GRP 1,057 1,055 2.54 % 2.54 % 19.97 % 52.70 %
3 212 ZURICH INS GRP 719 511 9.22 % 9.22 % 13.58 % 66.28 %
4 4666 HISCOX INS GRP 395 390 170.36 % 170.36 % 7.46 % 73.74 %
5 968 AXA INS GRP 239 262 247.13 % 263.22 % 4.51 % 78.25 %
6 626 CHUBB LTD GRP 236 230 N/A N/A 4.46 % 82.71 %
7 218 CNA INS GRP 204 182 15.28 % 18.58 % 3.85 % 86.56 %
8 31 BERKSHIRE HATHAWAY GRP 156 148 5.15 % 5.38 % 2.94 % 89.50 %
9 123 SHELTER INS GRP 95 95 N/A N/A 1.79 % 91.29 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 86 51 386.30 % 386.30 % 1.62 % 92.91 %
**STATE TOTAL** 5,293 5,456 47.35 % 46.70 % 100.00 % 92.91 %

Maine 1 3548 TRAVELERS GRP 388 503 23.97 % 18.28 % 40.69 % 40.69 %
2 626 CHUBB LTD GRP 101 100 N/A N/A 10.64 % 51.32 %
3 218 CNA INS GRP 71 63 42.82 % 49.75 % 7.43 % 58.75 %
4 88 THE HANOVER INS GRP 70 79 28.17 % 33.36 % 7.30 % 66.05 %
5 4666 HISCOX INS GRP 52 39 374.81 % 374.81 % 5.47 % 71.53 %
6 968 AXA INS GRP 36 30 81.11 % 86.39 % 3.78 % 75.30 %
7 291 ENCOVA MUT INS GRP 32 35 N/A N/A 3.31 % 78.61 %
8 91 HARTFORD FIRE & CAS GRP 31 33 2.68 % 7.55 % 3.28 % 81.90 %
9 111 LIBERTY MUT GRP 31 15 6.23 % 6.05 % 3.21 % 85.11 %
10 98 WR BERKLEY CORP GRP 23 22 N/A N/A 2.42 % 87.53 %
**STATE TOTAL** 954 1,035 21.77 % 21.05 % 100.00 % 87.53 %

© 2022 National Association of Insurance Commissioners


549
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 3548 TRAVELERS GRP 1,440 1,659 47.45 % 42.43 % 18.43 % 18.43 %
2 212 ZURICH INS GRP 1,251 1,023 20.09 % 20.09 % 16.02 % 34.46 %
3 244 CINCINNATI FIN GRP 788 531 18.27 % 18.37 % 10.09 % 44.55 %
4 626 CHUBB LTD GRP 719 683 N/A N/A 9.20 % 53.76 %
5 218 CNA INS GRP 656 553 82.25 % 88.70 % 8.39 % 62.15 %
6 4666 HISCOX INS GRP 626 632 91.74 % 67.89 % 8.01 % 70.16 %
7 12 AMERICAN INTL GRP 443 436 N/A N/A 5.68 % 75.84 %
8 91 HARTFORD FIRE & CAS GRP 275 274 N/A 2.56 % 3.51 % 79.35 %
9 968 AXA INS GRP 249 250 88.24 % 93.98 % 3.19 % 82.54 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 192 239 77.42 % 93.65 % 2.46 % 85.00 %
**STATE TOTAL** 7,810 7,596 32.43 % 31.55 % 100.00 % 85.00 %

Massachusetts 1 3548 TRAVELERS GRP 2,221 2,564 107.99 % 103.69 % 19.88 % 19.88 %
2 212 ZURICH INS GRP 1,867 1,643 N/A N/A 16.71 % 36.59 %
3 626 CHUBB LTD GRP 1,552 1,506 N/A N/A 13.89 % 50.48 %
4 218 CNA INS GRP 1,080 919 425.38 % 432.87 % 9.67 % 60.14 %
5 968 AXA INS GRP 987 876 282.59 % 285.95 % 8.83 % 68.97 %
6 4666 HISCOX INS GRP 955 980 95.91 % 92.09 % 8.55 % 77.52 %
7 88 THE HANOVER INS GRP 501 455 97.09 % 123.31 % 4.49 % 82.01 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 478 401 N/A N/A 4.28 % 86.29 %
9 91 HARTFORD FIRE & CAS GRP 301 299 44.50 % 130.51 % 2.69 % 88.98 %
10 12 AMERICAN INTL GRP 288 290 0.00 % 0.00 % 2.57 % 91.56 %
**STATE TOTAL** 11,174 10,874 76.44 % 78.12 % 100.00 % 91.56 %

Michigan 1 212 ZURICH INS GRP 2,943 1,923 19.69 % 19.69 % 23.11 % 23.11 %
2 3548 TRAVELERS GRP 2,066 2,449 79.17 % 75.59 % 16.22 % 39.33 %
3 88 THE HANOVER INS GRP 1,256 1,209 20.09 % 22.99 % 9.86 % 49.19 %
4 626 CHUBB LTD GRP 1,008 991 N/A 4.60 % 7.92 % 57.11 %
5 244 CINCINNATI FIN GRP 1,003 831 129.46 % 129.47 % 7.88 % 64.99 %
6 4666 HISCOX INS GRP 865 918 118.47 % 118.56 % 6.79 % 71.78 %
7 218 CNA INS GRP 568 540 498.47 % 501.28 % 4.46 % 76.24 %
8 968 AXA INS GRP 500 419 235.65 % 241.70 % 3.92 % 80.17 %
9 215 KEMPER CORP GRP 401 400 9.76 % 9.76 % 3.15 % 83.31 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 317 344 N/A N/A 2.49 % 85.80 %
**STATE TOTAL** 12,734 11,715 64.22 % 65.08 % 100.00 % 85.80 %

Minnesota 1 212 ZURICH INS GRP 1,888 1,263 23.83 % 23.83 % 18.70 % 18.70 %
2 4666 HISCOX INS GRP 1,370 771 80.13 % 76.36 % 13.56 % 32.26 %
3 3548 TRAVELERS GRP 1,360 1,566 144.29 % 139.13 % 13.47 % 45.73 %
4 626 CHUBB LTD GRP 900 905 N/A N/A 8.91 % 54.64 %
5 244 CINCINNATI FIN GRP 651 529 45.66 % 45.68 % 6.44 % 61.09 %
6 88 THE HANOVER INS GRP 551 515 1.79 % 3.56 % 5.46 % 66.55 %
7 218 CNA INS GRP 528 436 231.26 % 229.01 % 5.23 % 71.78 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 360 202 394.21 % 395.56 % 3.57 % 75.34 %
9 473 AMERICAN FAMILY INS GRP 325 373 39.28 % 38.93 % 3.22 % 78.56 %
10 968 AXA INS GRP 286 273 38.71 % 41.23 % 2.83 % 81.39 %
**STATE TOTAL** 10,097 8,624 65.26 % 64.24 % 100.00 % 81.39 %

© 2022 National Association of Insurance Commissioners


550
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 215 KEMPER CORP GRP 591 590 2.59 % 2.59 % 27.96 % 27.96 %
2 3548 TRAVELERS GRP 543 674 175.43 % 172.18 % 25.69 % 53.65 %
3 626 CHUBB LTD GRP 166 145 N/A N/A 7.84 % 61.49 %
4 212 ZURICH INS GRP 120 110 15.05 % 15.05 % 5.66 % 67.15 %
5 4666 HISCOX INS GRP 86 88 59.96 % 59.96 % 4.07 % 71.21 %
6 218 CNA INS GRP 71 102 41.81 % 46.95 % 3.34 % 74.55 %
7 91 HARTFORD FIRE & CAS GRP 67 74 304.96 % 311.34 % 3.17 % 77.73 %
8 968 AXA INS GRP 56 61 95.52 % 101.75 % 2.65 % 80.38 %
9 111 LIBERTY MUT GRP 52 33 N/A N/A 2.45 % 82.83 %
10 123 SHELTER INS GRP 44 41 N/A N/A 2.07 % 84.89 %
**STATE TOTAL** 2,114 2,208 72.35 % 72.80 % 100.00 % 84.89 %

Missouri 1 626 CHUBB LTD GRP 1,330 1,285 N/A N/A 16.13 % 16.13 %
2 3548 TRAVELERS GRP 1,328 1,686 96.06 % 89.93 % 16.11 % 32.24 %
3 212 ZURICH INS GRP 1,132 787 64.06 % 69.21 % 13.72 % 45.97 %
4 218 CNA INS GRP 508 430 43.65 % 49.43 % 6.16 % 52.13 %
5 968 AXA INS GRP 498 427 55.55 % 59.17 % 6.04 % 58.16 %
6 244 CINCINNATI FIN GRP 451 357 N/A N/A 5.47 % 63.63 %
7 4666 HISCOX INS GRP 411 407 69.97 % 76.61 % 4.98 % 68.62 %
8 215 KEMPER CORP GRP 405 406 1.76 % 1.76 % 4.92 % 73.54 %
9 123 SHELTER INS GRP 342 340 3.34 % 4.26 % 4.15 % 77.68 %
10 91 HARTFORD FIRE & CAS GRP 269 262 0.46 % 3.97 % 3.26 % 80.94 %
**STATE TOTAL** 8,246 7,839 33.59 % 34.72 % 100.00 % 80.94 %

Montana 1 244 CINCINNATI FIN GRP 624 431 5.19 % 5.19 % 45.23 % 45.23 %
2 3548 TRAVELERS GRP 284 399 2.98 % N/A 20.61 % 65.84 %
3 212 ZURICH INS GRP 139 136 13.56 % 13.56 % 10.07 % 75.91 %
4 12 AMERICAN INTL GRP 80 72 25.34 % 25.34 % 5.77 % 81.67 %
5 218 CNA INS GRP 42 38 43.05 % 55.63 % 3.03 % 84.71 %
6 4666 HISCOX INS GRP 36 38 50.32 % 50.32 % 2.63 % 87.34 %
7 626 CHUBB LTD GRP 33 34 29.01 % 29.49 % 2.41 % 89.75 %
8 140 NATIONWIDE CORP GRP 29 23 N/A 0.06 % 2.09 % 91.84 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 20 16 285.41 % 285.41 % 1.46 % 93.30 %
10 309 WESTERN NATL MUT GRP 19 18 14.77 % 14.77 % 1.35 % 94.65 %
**STATE TOTAL** 1,380 1,353 16.17 % 15.80 % 100.00 % 94.65 %

Nebraska 1 3548 TRAVELERS GRP 625 713 26.51 % 21.23 % 29.49 % 29.49 %
2 212 ZURICH INS GRP 287 161 N/A N/A 13.52 % 43.01 %
3 626 CHUBB LTD GRP 184 171 N/A N/A 8.70 % 51.71 %
4 244 CINCINNATI FIN GRP 175 136 N/A N/A 8.27 % 59.98 %
5 4666 HISCOX INS GRP 101 75 422.19 % 422.19 % 4.79 % 64.77 %
6 291 ENCOVA MUT INS GRP 97 98 N/A N/A 4.57 % 69.34 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 91 68 N/A N/A 4.27 % 73.61 %
8 140 NATIONWIDE CORP GRP 66 66 5.74 % 6.32 % 3.13 % 76.75 %
9 218 CNA INS GRP 66 46 33.00 % 40.83 % 3.09 % 79.84 %
10 91 HARTFORD FIRE & CAS GRP 62 65 N/A 0.28 % 2.94 % 82.78 %
**STATE TOTAL** 2,120 1,978 26.96 % 25.91 % 100.00 % 82.78 %

© 2022 National Association of Insurance Commissioners


551
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 4666 HISCOX INS GRP 922 899 58.60 % 59.33 % 27.66 % 27.66 %
2 12 AMERICAN INTL GRP 637 318 0.12 % 0.12 % 19.12 % 46.78 %
3 3548 TRAVELERS GRP 357 379 112.09 % 107.34 % 10.72 % 57.50 %
4 4942 BEAZLEY GRP 244 205 302.32 % 315.78 % 7.33 % 64.82 %
5 626 CHUBB LTD GRP 167 153 5.21 % 8.22 % 5.01 % 69.83 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 146 147 72.72 % 72.72 % 4.38 % 74.21 %
7 218 CNA INS GRP 133 124 13.74 % 15.58 % 4.00 % 78.21 %
8 473 AMERICAN FAMILY INS GRP 128 129 77.32 % 77.32 % 3.85 % 82.06 %
9 968 AXA INS GRP 87 107 101.07 % 107.65 % 2.60 % 84.66 %
10 212 ZURICH INS GRP 79 113 89.20 % 89.20 % 2.36 % 87.02 %
**STATE TOTAL** 3,334 3,005 90.90 % 93.10 % 100.00 % 87.02 %

New Hampshire 1 3548 TRAVELERS GRP 291 331 69.57 % 65.52 % 21.75 % 21.75 %
2 212 ZURICH INS GRP 195 165 15.38 % 15.38 % 14.59 % 36.34 %
3 626 CHUBB LTD GRP 147 138 N/A N/A 10.96 % 47.30 %
4 244 CINCINNATI FIN GRP 126 102 3.84 % 3.84 % 9.40 % 56.70 %
5 4666 HISCOX INS GRP 109 95 64.14 % 64.14 % 8.17 % 64.87 %
6 218 CNA INS GRP 92 85 18.74 % 26.04 % 6.88 % 71.75 %
7 968 AXA INS GRP 82 51 20.88 % 22.24 % 6.17 % 77.92 %
8 88 THE HANOVER INS GRP 51 59 12.17 % 13.09 % 3.82 % 81.74 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 44 36 N/A N/A 3.28 % 85.02 %
10 91 HARTFORD FIRE & CAS GRP 37 32 N/A 1.44 % 2.74 % 87.76 %
**STATE TOTAL** 1,337 1,269 24.89 % 24.91 % 100.00 % 87.76 %

New Jersey 1 212 ZURICH INS GRP 2,749 1,897 7.69 % 7.69 % 19.45 % 19.45 %
2 3548 TRAVELERS GRP 2,006 2,288 54.67 % 55.88 % 14.19 % 33.64 %
3 4666 HISCOX INS GRP 1,482 1,496 112.16 % 112.21 % 10.49 % 44.13 %
4 626 CHUBB LTD GRP 1,473 1,500 N/A N/A 10.42 % 54.55 %
5 218 CNA INS GRP 1,180 939 92.60 % 100.95 % 8.35 % 62.90 %
6 968 AXA INS GRP 1,170 1,044 49.70 % 52.93 % 8.27 % 71.17 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 746 707 N/A 9.27 % 5.27 % 76.45 %
8 12 AMERICAN INTL GRP 557 610 N/A N/A 3.94 % 80.39 %
9 91 HARTFORD FIRE & CAS GRP 477 461 62.85 % 66.87 % 3.38 % 83.77 %
10 88 THE HANOVER INS GRP 468 493 27.07 % 28.59 % 3.31 % 87.08 %
**STATE TOTAL** 14,135 13,024 38.12 % 40.40 % 100.00 % 87.08 %

New Mexico 1 88 THE HANOVER INS GRP 647 153 13.13 % 16.45 % 37.08 % 37.08 %
2 3548 TRAVELERS GRP 200 212 N/A N/A 11.45 % 48.53 %
3 4666 HISCOX INS GRP 173 180 101.44 % 101.44 % 9.92 % 58.45 %
4 244 CINCINNATI FIN GRP 154 132 3.26 % 3.26 % 8.81 % 67.26 %
5 218 CNA INS GRP 78 76 11.82 % 11.19 % 4.47 % 71.73 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 57 39 254.98 % 254.99 % 3.26 % 74.99 %
7 212 ZURICH INS GRP 56 59 N/A N/A 3.23 % 78.22 %
8 84 AMERICAN FINANCIAL GRP 52 46 11.24 % 12.73 % 2.96 % 81.18 %
9 626 CHUBB LTD GRP 51 69 N/A N/A 2.93 % 84.11 %
10 91 HARTFORD FIRE & CAS GRP 40 39 18.93 % 19.74 % 2.26 % 86.37 %
**STATE TOTAL** 1,745 1,245 32.40 % 31.99 % 100.00 % 86.37 %

© 2022 National Association of Insurance Commissioners


552
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 212 ZURICH INS GRP 7,762 6,660 9.03 % 9.25 % 19.40 % 19.40 %
2 3548 TRAVELERS GRP 5,652 6,470 84.41 % 79.66 % 14.13 % 33.53 %
3 626 CHUBB LTD GRP 5,430 5,423 N/A N/A 13.57 % 47.10 %
4 4666 HISCOX INS GRP 4,782 4,392 65.60 % 63.93 % 11.95 % 59.05 %
5 968 AXA INS GRP 3,129 2,814 82.63 % 87.93 % 7.82 % 66.87 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 2,814 2,119 6.76 % 16.12 % 7.03 % 73.91 %
7 218 CNA INS GRP 2,555 2,305 323.77 % 329.70 % 6.39 % 80.29 %
8 12 AMERICAN INTL GRP 1,545 1,439 N/A N/A 3.86 % 84.15 %
9 91 HARTFORD FIRE & CAS GRP 1,005 990 7.41 % 10.80 % 2.51 % 86.67 %
10 88 THE HANOVER INS GRP 748 719 31.55 % 32.78 % 1.87 % 88.54 %
**STATE TOTAL** 40,007 37,460 42.77 % 44.43 % 100.00 % 88.54 %

North Carolina 1 212 ZURICH INS GRP 2,810 2,113 25.41 % 25.41 % 24.16 % 24.16 %
2 3548 TRAVELERS GRP 1,789 2,259 78.43 % 72.92 % 15.38 % 39.55 %
3 244 CINCINNATI FIN GRP 1,360 973 14.53 % 14.17 % 11.69 % 51.24 %
4 968 AXA INS GRP 1,057 830 140.13 % 142.93 % 9.09 % 60.33 %
5 4666 HISCOX INS GRP 680 569 86.04 % 87.55 % 5.84 % 66.18 %
6 626 CHUBB LTD GRP 666 705 N/A N/A 5.73 % 71.91 %
7 3416 AXIS CAPITAL GRP 524 392 16.30 % 16.49 % 4.51 % 76.42 %
8 218 CNA INS GRP 520 440 26.27 % 33.22 % 4.47 % 80.89 %
9 88 THE HANOVER INS GRP 332 323 31.75 % 39.11 % 2.86 % 83.75 %
10 91 HARTFORD FIRE & CAS GRP 280 254 0.20 % 3.91 % 2.40 % 86.15 %
**STATE TOTAL** 11,626 10,640 39.67 % 40.82 % 100.00 % 86.15 %

North Dakota 1 3548 TRAVELERS GRP 141 181 150.01 % 142.93 % 19.15 % 19.15 %
2 473 AMERICAN FAMILY INS GRP 83 85 24.99 % 23.78 % 11.30 % 30.44 %
3 212 ZURICH INS GRP 83 47 21.32 % 21.32 % 11.20 % 41.64 %
4 244 CINCINNATI FIN GRP 57 49 91.25 % 91.25 % 7.70 % 49.34 %
5 626 CHUBB LTD GRP 39 44 26.70 % 28.58 % 5.34 % 54.68 %
6 88 THE HANOVER INS GRP 38 39 1.59 % 2.35 % 5.17 % 59.85 %
7 968 AXA INS GRP 36 22 N/A N/A 4.82 % 64.67 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 30 18 374.89 % 374.57 % 4.11 % 68.78 %
9 12 AMERICAN INTL GRP 26 29 65.72 % 65.72 % 3.52 % 72.30 %
10 140 NATIONWIDE CORP GRP 25 25 61.32 % 61.73 % 3.34 % 75.64 %
**STATE TOTAL** 738 726 65.14 % 58.15 % 100.00 % 75.64 %

Ohio 1 244 CINCINNATI FIN GRP 4,394 3,704 45.55 % 45.68 % 20.64 % 20.64 %
2 212 ZURICH INS GRP 3,674 2,702 33.52 % 35.37 % 17.26 % 37.89 %
3 3548 TRAVELERS GRP 2,792 3,514 85.15 % 79.34 % 13.11 % 51.00 %
4 626 CHUBB LTD GRP 1,831 1,807 N/A N/A 8.60 % 59.60 %
5 968 AXA INS GRP 1,336 1,227 44.17 % 47.05 % 6.28 % 65.88 %
6 218 CNA INS GRP 852 790 159.93 % 167.14 % 4.00 % 69.88 %
7 4666 HISCOX INS GRP 836 902 112.49 % 115.74 % 3.92 % 73.80 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 725 551 32.42 % 33.62 % 3.40 % 77.21 %
9 12 AMERICAN INTL GRP 628 574 43.47 % 43.47 % 2.95 % 80.16 %
10 963 OHIO MUT GRP 500 504 12.14 % 12.14 % 2.35 % 82.50 %
**STATE TOTAL** 21,292 19,891 44.43 % 44.63 % 100.00 % 82.50 %

© 2022 National Association of Insurance Commissioners


553
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 3548 TRAVELERS GRP 623 712 64.54 % 59.20 % 21.44 % 21.44 %
2 123 SHELTER INS GRP 338 337 13.07 % 13.73 % 11.62 % 33.06 %
3 626 CHUBB LTD GRP 333 359 N/A N/A 11.47 % 44.53 %
4 212 ZURICH INS GRP 222 212 6.77 % 6.57 % 7.63 % 52.16 %
5 84 AMERICAN FINANCIAL GRP 211 173 11.37 % 13.28 % 7.27 % 59.43 %
6 968 AXA INS GRP 175 138 19.90 % 21.19 % 6.02 % 65.45 %
7 4666 HISCOX INS GRP 173 196 65.26 % 65.26 % 5.96 % 71.41 %
8 98 WR BERKLEY CORP GRP 138 108 19.66 % 20.37 % 4.74 % 76.15 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 129 86 N/A N/A 4.45 % 80.60 %
10 91 HARTFORD FIRE & CAS GRP 89 84 N/A N/A 3.05 % 83.65 %
**STATE TOTAL** 2,904 2,872 16.39 % 17.60 % 100.00 % 83.65 %

Oregon 1 212 ZURICH INS GRP 1,135 618 30.05 % 30.05 % 22.15 % 22.15 %
2 3548 TRAVELERS GRP 1,094 1,237 31.42 % 27.09 % 21.36 % 43.51 %
3 244 CINCINNATI FIN GRP 574 377 3.26 % 3.57 % 11.20 % 54.72 %
4 626 CHUBB LTD GRP 422 417 N/A 2.14 % 8.24 % 62.96 %
5 4666 HISCOX INS GRP 307 257 68.33 % 68.33 % 5.99 % 68.95 %
6 218 CNA INS GRP 284 274 55.57 % 59.17 % 5.54 % 74.49 %
7 4942 BEAZLEY GRP 193 187 28.89 % 28.15 % 3.76 % 78.25 %
8 88 THE HANOVER INS GRP 187 177 46.94 % 46.74 % 3.65 % 81.90 %
9 473 AMERICAN FAMILY INS GRP 167 168 0.00 % 0.00 % 3.25 % 85.16 %
10 91 HARTFORD FIRE & CAS GRP 96 120 4.58 % 22.68 % 1.87 % 87.03 %
**STATE TOTAL** 5,121 4,559 16.42 % 16.69 % 100.00 % 87.03 %

Pennsylvania 1 212 ZURICH INS GRP 4,243 3,829 16.90 % 16.90 % 21.98 % 21.98 %
2 3548 TRAVELERS GRP 2,659 3,513 105.81 % 101.97 % 13.78 % 35.76 %
3 12 AMERICAN INTL GRP 1,686 1,656 N/A N/A 8.73 % 44.49 %
4 968 AXA INS GRP 1,597 1,415 169.60 % 173.74 % 8.27 % 52.77 %
5 626 CHUBB LTD GRP 1,512 1,532 N/A N/A 7.83 % 60.60 %
6 4666 HISCOX INS GRP 1,502 1,307 54.98 % 53.36 % 7.78 % 68.38 %
7 218 CNA INS GRP 1,211 1,056 41.75 % 48.12 % 6.27 % 74.66 %
8 244 CINCINNATI FIN GRP 1,092 968 16.26 % 16.41 % 5.66 % 80.32 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 689 521 86.80 % 87.84 % 3.57 % 83.89 %
10 91 HARTFORD FIRE & CAS GRP 415 456 10.71 % 14.12 % 2.15 % 86.04 %
**STATE TOTAL** 19,302 18,594 46.78 % 47.39 % 100.00 % 86.04 %

Rhode Island 1 3548 TRAVELERS GRP 466 499 54.83 % 51.63 % 28.52 % 28.52 %
2 212 ZURICH INS GRP 274 265 N/A N/A 16.76 % 45.28 %
3 968 AXA INS GRP 221 131 65.96 % 70.26 % 13.54 % 58.82 %
4 626 CHUBB LTD GRP 162 172 N/A N/A 9.92 % 68.75 %
5 218 CNA INS GRP 110 99 41.84 % 50.79 % 6.75 % 75.49 %
6 4666 HISCOX INS GRP 100 99 127.04 % 127.04 % 6.13 % 81.62 %
7 88 THE HANOVER INS GRP 76 78 155.14 % 160.01 % 4.65 % 86.27 %
8 91 HARTFORD FIRE & CAS GRP 35 33 4.67 % 10.89 % 2.12 % 88.39 %
9 12 AMERICAN INTL GRP 31 25 N/A N/A 1.89 % 90.28 %
10 31 BERKSHIRE HATHAWAY GRP 28 24 5.03 % 5.25 % 1.69 % 91.97 %
**STATE TOTAL** 1,633 1,589 30.98 % 32.07 % 100.00 % 91.97 %

© 2022 National Association of Insurance Commissioners


554
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 3548 TRAVELERS GRP 1,028 1,185 138.22 % 135.30 % 26.24 % 26.24 %
2 215 KEMPER CORP GRP 376 376 1.74 % 1.74 % 9.59 % 35.83 %
3 244 CINCINNATI FIN GRP 345 284 3.76 % 3.76 % 8.82 % 44.65 %
4 218 CNA INS GRP 281 219 51.63 % 59.22 % 7.18 % 51.82 %
5 212 ZURICH INS GRP 280 251 9.17 % 12.47 % 7.16 % 58.98 %
6 4666 HISCOX INS GRP 262 212 156.34 % 156.34 % 6.69 % 65.67 %
7 626 CHUBB LTD GRP 222 241 N/A N/A 5.67 % 71.34 %
8 91 HARTFORD FIRE & CAS GRP 172 167 N/A 4.01 % 4.38 % 75.72 %
9 88 THE HANOVER INS GRP 161 180 24.84 % 32.63 % 4.11 % 79.83 %
10 968 AXA INS GRP 144 171 25.31 % 26.96 % 3.69 % 83.52 %
**STATE TOTAL** 3,917 3,911 51.83 % 53.22 % 100.00 % 83.52 %

South Dakota 1 3548 TRAVELERS GRP 166 256 19.67 % 14.00 % 25.34 % 25.34 %
2 218 CNA INS GRP 79 32 54.18 % 61.37 % 12.02 % 37.36 %
3 244 CINCINNATI FIN GRP 71 70 18.65 % 18.65 % 10.78 % 48.14 %
4 473 AMERICAN FAMILY INS GRP 57 60 20.36 % 18.27 % 8.62 % 56.76 %
5 626 CHUBB LTD GRP 51 49 1.94 % 4.27 % 7.71 % 64.47 %
6 248 UNITED FIRE & CAS GRP 41 47 173.35 % 190.75 % 6.32 % 70.78 %
7 14184 ACUITY A MUT INS CO 17 17 0.00 % 0.00 % 2.63 % 73.41 %
8 140 NATIONWIDE CORP GRP 17 18 161.36 % 161.95 % 2.58 % 75.99 %
9 212 ZURICH INS GRP 16 15 0.08 % 0.08 % 2.46 % 78.45 %
10 12 AMERICAN INTL GRP 16 15 0.00 % 0.00 % 2.41 % 80.86 %
**STATE TOTAL** 655 742 34.68 % 29.80 % 100.00 % 80.86 %

Tennessee 1 212 ZURICH INS GRP 2,365 1,722 10.47 % 10.47 % 25.39 % 25.39 %
2 3548 TRAVELERS GRP 1,197 1,361 54.62 % 50.13 % 12.85 % 38.24 %
3 244 CINCINNATI FIN GRP 1,127 1,012 18.31 % 18.65 % 12.10 % 50.34 %
4 12 AMERICAN INTL GRP 844 896 N/A N/A 9.06 % 59.40 %
5 626 CHUBB LTD GRP 654 615 N/A N/A 7.03 % 66.43 %
6 968 AXA INS GRP 550 501 31.28 % 33.32 % 5.91 % 72.33 %
7 4666 HISCOX INS GRP 485 468 108.13 % 108.13 % 5.21 % 77.54 %
8 218 CNA INS GRP 255 246 20.20 % 25.77 % 2.74 % 80.28 %
9 91 HARTFORD FIRE & CAS GRP 248 306 4.60 % 6.06 % 2.66 % 82.94 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 236 155 N/A N/A 2.54 % 85.48 %
**STATE TOTAL** 9,313 8,613 20.71 % 21.56 % 100.00 % 85.48 %

Texas 1 10199 RANCHERS & FARMERS MUT INS CO 12,754 13,235 62.14 % 62.14 % 24.78 % 24.78 %
2 212 ZURICH INS GRP 5,280 3,977 20.06 % 18.82 % 10.26 % 35.04 %
3 3548 TRAVELERS GRP 4,749 5,510 121.30 % 117.12 % 9.23 % 44.26 %
4 4666 HISCOX INS GRP 3,958 3,609 128.22 % 130.68 % 7.69 % 51.95 %
5 215 KEMPER CORP GRP 3,771 3,770 2.73 % 2.73 % 7.33 % 59.28 %
6 968 AXA INS GRP 3,601 3,022 45.21 % 48.15 % 7.00 % 66.27 %
7 4942 BEAZLEY GRP 3,440 3,246 101.29 % 112.23 % 6.68 % 72.96 %
8 626 CHUBB LTD GRP 2,755 2,734 N/A N/A 5.35 % 78.31 %
9 218 CNA INS GRP 1,778 1,621 19.20 % 22.34 % 3.45 % 81.76 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 1,331 1,440 N/A N/A 2.59 % 84.35 %
**STATE TOTAL** 51,474 49,780 52.34 % 54.03 % 100.00 % 84.35 %

© 2022 National Association of Insurance Commissioners


555
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 3548 TRAVELERS GRP 697 829 11.62 % 9.37 % 20.28 % 20.28 %
2 244 CINCINNATI FIN GRP 466 395 53.92 % 53.92 % 13.54 % 33.82 %
3 4666 HISCOX INS GRP 358 353 335.49 % 336.19 % 10.42 % 44.24 %
4 212 ZURICH INS GRP 297 177 41.87 % 41.74 % 8.64 % 52.88 %
5 626 CHUBB LTD GRP 252 248 62.80 % 67.52 % 7.32 % 60.21 %
6 3416 AXIS CAPITAL GRP 192 145 16.19 % 16.37 % 5.59 % 65.80 %
7 218 CNA INS GRP 183 146 49.34 % 58.05 % 5.32 % 71.12 %
8 968 AXA INS GRP 174 154 51.13 % 54.33 % 5.06 % 76.17 %
9 12 AMERICAN INTL GRP 134 130 0.00 % 0.00 % 3.90 % 80.08 %
10 1120 EVEREST REINS HOLDINGS GRP 117 78 27.11 % 36.63 % 3.39 % 83.47 %
**STATE TOTAL** 3,438 3,162 60.23 % 61.16 % 100.00 % 83.47 %

Vermont 1 3548 TRAVELERS GRP 259 255 3.02 % N/A 37.11 % 37.11 %
2 244 CINCINNATI FIN GRP 181 142 57.32 % 57.32 % 26.01 % 63.12 %
3 212 ZURICH INS GRP 55 55 29.42 % 29.42 % 7.91 % 71.03 %
4 626 CHUBB LTD GRP 35 40 N/A N/A 5.04 % 76.07 %
5 4666 HISCOX INS GRP 34 40 71.55 % 71.55 % 4.92 % 81.00 %
6 218 CNA INS GRP 17 17 2,070.47 % 2,079.85 % 2.38 % 83.38 %
7 98 WR BERKLEY CORP GRP 14 15 N/A N/A 2.04 % 85.42 %
8 111 LIBERTY MUT GRP 13 5 0.22 % N/A 1.92 % 87.34 %
9 291 ENCOVA MUT INS GRP 13 18 N/A N/A 1.91 % 89.25 %
10 12 AMERICAN INTL GRP 12 10 0.00 % 0.00 % 1.77 % 91.02 %
**STATE TOTAL** 697 659 69.80 % 68.29 % 100.00 % 91.02 %

Virginia 1 212 ZURICH INS GRP 2,094 1,382 15.33 % 15.33 % 16.80 % 16.80 %
2 3548 TRAVELERS GRP 1,821 2,157 134.08 % 128.93 % 14.61 % 31.41 %
3 244 CINCINNATI FIN GRP 1,214 967 40.94 % 41.00 % 9.75 % 41.16 %
4 968 AXA INS GRP 1,142 1,111 39.87 % 42.46 % 9.16 % 50.32 %
5 4666 HISCOX INS GRP 1,004 1,020 98.23 % 97.95 % 8.06 % 58.38 %
6 626 CHUBB LTD GRP 957 911 N/A N/A 7.68 % 66.06 %
7 218 CNA INS GRP 802 718 176.54 % 183.71 % 6.44 % 72.50 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 628 478 167.34 % 172.15 % 5.04 % 77.53 %
9 4994 LOUDOUN MUT GRP 614 614 0.00 % 0.22 % 4.93 % 82.46 %
10 12 AMERICAN INTL GRP 413 333 9.99 % 9.99 % 3.31 % 85.77 %
**STATE TOTAL** 12,462 11,354 60.91 % 61.58 % 100.00 % 85.77 %

Washington 1 3548 TRAVELERS GRP 1,766 2,055 55.25 % 51.01 % 20.72 % 20.72 %
2 4666 HISCOX INS GRP 1,175 966 84.45 % 82.22 % 13.79 % 34.51 %
3 212 ZURICH INS GRP 1,077 758 24.17 % 24.17 % 12.64 % 47.14 %
4 626 CHUBB LTD GRP 506 536 N/A N/A 5.93 % 53.08 %
5 218 CNA INS GRP 484 439 115.45 % 119.87 % 5.68 % 58.76 %
6 12 AMERICAN INTL GRP 467 435 45.80 % 45.80 % 5.48 % 64.25 %
7 88 THE HANOVER INS GRP 384 359 272.44 % 282.42 % 4.51 % 68.76 %
8 968 AXA INS GRP 383 381 36.07 % 38.42 % 4.50 % 73.25 %
9 244 CINCINNATI FIN GRP 355 192 2.36 % 2.26 % 4.17 % 77.42 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 303 301 N/A N/A 3.56 % 80.98 %
**STATE TOTAL** 8,522 7,955 52.89 % 53.44 % 100.00 % 80.98 %

© 2022 National Association of Insurance Commissioners


556
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 3548 TRAVELERS GRP 206 297 41.19 % 35.06 % 25.51 % 25.51 %
2 244 CINCINNATI FIN GRP 116 110 3.47 % 3.52 % 14.31 % 39.82 %
3 291 ENCOVA MUT INS GRP 103 108 N/A N/A 12.74 % 52.56 %
4 212 ZURICH INS GRP 86 65 N/A N/A 10.70 % 63.26 %
5 218 CNA INS GRP 63 61 15.23 % 22.64 % 7.84 % 71.10 %
6 626 CHUBB LTD GRP 49 49 N/A N/A 6.04 % 77.13 %
7 91 HARTFORD FIRE & CAS GRP 34 34 16.78 % 23.12 % 4.15 % 81.28 %
8 4666 HISCOX INS GRP 29 36 91.41 % 91.41 % 3.55 % 84.83 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 16 16 N/A N/A 1.99 % 86.82 %
10 88 THE HANOVER INS GRP 13 6 4.73 % 6.82 % 1.67 % 88.49 %
**STATE TOTAL** 807 885 3.03 % 0.90 % 100.00 % 88.49 %

Wisconsin 1 212 ZURICH INS GRP 2,235 1,538 15.19 % 15.19 % 26.50 % 26.50 %
2 3548 TRAVELERS GRP 1,328 1,601 109.30 % 103.68 % 15.75 % 42.25 %
3 626 CHUBB LTD GRP 797 707 N/A N/A 9.45 % 51.70 %
4 244 CINCINNATI FIN GRP 780 583 23.22 % 23.23 % 9.25 % 60.95 %
5 4666 HISCOX INS GRP 612 505 134.90 % 131.49 % 7.26 % 68.20 %
6 88 THE HANOVER INS GRP 474 470 239.24 % 240.52 % 5.62 % 73.82 %
7 218 CNA INS GRP 313 292 47.36 % 50.03 % 3.71 % 77.53 %
8 968 AXA INS GRP 261 246 76.22 % 80.70 % 3.09 % 80.63 %
9 291 ENCOVA MUT INS GRP 180 184 15.77 % 15.84 % 2.14 % 82.76 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 171 198 N/A N/A 2.03 % 84.79 %
**STATE TOTAL** 8,433 7,597 47.08 % 46.65 % 100.00 % 84.79 %

Wyoming 1 3548 TRAVELERS GRP 113 122 N/A N/A 24.78 % 24.78 %
2 244 CINCINNATI FIN GRP 100 80 4.58 % 4.58 % 22.00 % 46.78 %
3 4666 HISCOX INS GRP 75 66 27.39 % 27.39 % 16.45 % 63.22 %
4 212 ZURICH INS GRP 49 51 32.50 % 32.52 % 10.81 % 74.04 %
5 218 CNA INS GRP 18 21 14.33 % 20.21 % 4.04 % 78.08 %
6 12 AMERICAN INTL GRP 15 15 187.80 % 187.80 % 3.31 % 81.39 %
7 626 CHUBB LTD GRP 12 12 N/A N/A 2.75 % 84.14 %
8 140 NATIONWIDE CORP GRP 12 11 N/A N/A 2.57 % 86.71 %
9 3098 TOKIO MARINE HOLDINGS INC GRP 10 8 240.17 % 240.24 % 2.28 % 88.99 %
10 968 AXA INS GRP 10 10 N/A N/A 2.28 % 91.27 %
**STATE TOTAL** 455 441 16.84 % 16.36 % 100.00 % 91.27 %

Guam 1 12633 CENTURY INS CO GU LTD 112 57 0.00 % 0.00 % 30.82 % 30.82 %
2 4715 MS & AD INS GRP 58 55 0.50 % 0.61 % 15.89 % 46.71 %
3 4672 DONGBU INS GRP 54 52 100.31 % 116.03 % 14.70 % 61.41 %
4 10972 FIRST NET INS CO 48 43 0.04 % 0.04 % 13.07 % 74.48 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 43 42 19.92 % 23.66 % 11.69 % 86.17 %
6 3219 SOMPO GRP 22 32 0.00 % 0.00 % 6.00 % 92.18 %
7 12 AMERICAN INTL GRP 16 16 173.88 % 173.88 % 4.27 % 96.44 %
8 18380 PACIFIC IND INS CO 13 13 38.67 % 38.67 % 3.55 % 100.00 %
9 968 AXA INS GRP 0 0 N/A N/A 0.00 % 100.00 %
**STATE TOTAL** 365 309 29.94 % 33.09 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


557
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
26 ‐ Burglary and Theft

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 4706 LOCKHART CO GRP 637 490 0.00 % 0.00 % 46.54 % 46.54 %
2 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 259 262 0.00 % 15.55 % 18.92 % 65.46 %
3 796 QBE INS GRP 161 158 1.36 % 1.36 % 11.74 % 77.20 %
4 19 ASSURANT INC GRP 91 92 N/A N/A 6.66 % 83.86 %
5 218 CNA INS GRP 86 64 24.88 % 26.25 % 6.27 % 90.13 %
6 3548 TRAVELERS GRP 32 18 10.85 % 9.73 % 2.32 % 92.46 %
7 968 AXA INS GRP 26 19 N/A N/A 1.89 % 94.34 %
8 212 ZURICH INS GRP 22 26 N/A N/A 1.64 % 95.99 %
9 12 AMERICAN INTL GRP 18 18 N/A N/A 1.28 % 97.27 %
10 626 CHUBB LTD GRP 16 16 N/A N/A 1.20 % 98.47 %
**STATE TOTAL** 1,368 1,174 N/A N/A 100.00 % 98.47 %

U.S. Virgin Islands 1 4706 LOCKHART CO GRP 710 664 0.00 % 0.00 % 97.16 % 97.16 %
2 3548 TRAVELERS GRP 14 12 2.01 % 0.69 % 1.91 % 99.08 %
3 626 CHUBB LTD GRP 5 5 0.00 % 0.00 % 0.69 % 99.77 %
4 218 CNA INS GRP 2 2 11.24 % 27.81 % 0.23 % 100.00 %
5 31 BERKSHIRE HATHAWAY GRP 0 0 28.57 % 28.57 % 0.00 % 100.00 %
**STATE TOTAL** 731 682 0.04 % 0.06 % 100.00 % 100.00 %

N. Mariana Islands 1 10972 FIRST NET INS CO 39 32 N/A N/A 77.63 % 77.63 %
2 4672 DONGBU INS GRP 6 6 0.00 % 0.00 % 11.89 % 89.52 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 5 3 0.00 % 0.00 % 10.48 % 100.00 %
**STATE TOTAL** 50 41 N/A N/A 100.00 % 100.00 %

Canada 1 31 BERKSHIRE HATHAWAY GRP 1,184 897 65.31 % 68.89 % 73.92 % 73.92 %
2 19 ASSURANT INC GRP 226 226 0.05 % 0.05 % 14.09 % 88.01 %
3 3548 TRAVELERS GRP 95 83 231.37 % 277.94 % 5.95 % 93.96 %
4 968 AXA INS GRP 54 25 6.28 % 6.43 % 3.36 % 97.32 %
5 98 WR BERKLEY CORP GRP 27 19 0.00 % 0.00 % 1.68 % 99.00 %
6 84 AMERICAN FINANCIAL GRP 16 16 N/A N/A 0.98 % 99.98 %
7 158 FAIRFAX FIN GRP 0 0 62.80 % 69.60 % 0.02 % 100.00 %
**STATE TOTAL** 1,602 1,268 60.70 % 64.62 % 100.00 % 100.00 %

Agg. Other Alien 1 31 BERKSHIRE HATHAWAY GRP 2,601 2,723 N/A N/A 58.17 % 58.17 %
2 218 CNA INS GRP 733 760 3.34 % 5.09 % 16.40 % 74.57 %
3 91 HARTFORD FIRE & CAS GRP 430 385 52.89 % 52.74 % 9.61 % 84.18 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 383 144 8.01 % 8.01 % 8.56 % 92.74 %
5 212 ZURICH INS GRP 122 43 19.75 % 19.75 % 2.73 % 95.47 %
6 158 FAIRFAX FIN GRP 59 50 47.20 % 52.41 % 1.33 % 96.80 %
7 968 AXA INS GRP 49 53 53.99 % 57.50 % 1.11 % 97.91 %
8 84 AMERICAN FINANCIAL GRP 39 38 N/A N/A 0.86 % 98.77 %
9 761 ALLIANZ INS GRP 31 31 396.25 % 469.63 % 0.70 % 99.47 %
10 10972 FIRST NET INS CO 13 12 N/A N/A 0.29 % 99.77 %
**STATE TOTAL** 4,471 4,253 N/A N/A 100.00 % 99.77 %

© 2022 National Association of Insurance Commissioners


558
27—Boiler and Machinery

© 2022 National Association of Insurance Commissioners


559
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 65 FM GLOBAL GRP 827,119 787,055 57.31 % 57.63 % 34.58 % 34.58 %
2 3548 TRAVELERS GRP 166,096 157,274 39.96 % 40.82 % 6.94 % 41.52 %
3 12 AMERICAN INTL GRP 160,845 152,981 49.09 % 51.86 % 6.72 % 48.25 %
4 626 CHUBB LTD GRP 146,696 142,583 31.50 % 31.93 % 6.13 % 54.38 %
5 212 ZURICH INS GRP 140,925 122,080 2.69 % 2.63 % 5.89 % 60.27 %
6 968 AXA INS GRP 72,567 68,292 N/A N/A 3.03 % 63.30 %
7 140 NATIONWIDE CORP GRP 71,988 70,003 28.89 % 29.56 % 3.01 % 66.31 %
8 218 CNA INS GRP 65,057 66,682 21.14 % 22.11 % 2.72 % 69.03 %
9 111 LIBERTY MUT GRP 61,595 55,330 1.10 % N/A 2.58 % 71.61 %
10 361 MUNICH RE GRP 57,362 54,933 45.52 % 45.95 % 2.40 % 74.01 %
11 761 ALLIANZ INS GRP 49,448 52,286 73.60 % 75.32 % 2.07 % 76.07 %
12 181 SWISS RE GRP 46,488 50,362 7.64 % 7.44 % 1.94 % 78.02 %
13 242 SELECTIVE INS GRP 45,952 43,773 17.48 % 17.53 % 1.92 % 79.94 %
14 62 EMC INS CO GRP 33,323 33,288 18.54 % 18.52 % 1.39 % 81.33 %
15 244 CINCINNATI FIN GRP 26,508 24,672 55.91 % 56.92 % 1.11 % 82.44 %
16 98 WR BERKLEY CORP GRP 26,117 25,463 15.48 % 16.53 % 1.09 % 83.53 %
17 3219 SOMPO GRP 25,485 18,921 12.31 % 12.43 % 1.07 % 84.60 %
18 7 FEDERATED MUT GRP 21,608 19,095 41.42 % 41.43 % 0.90 % 85.50 %
19 31 BERKSHIRE HATHAWAY GRP 19,918 19,575 14.55 % 15.49 % 0.83 % 86.33 %
20 13528 BROTHERHOOD MUT INS CO 18,176 17,780 16.75 % 17.78 % 0.76 % 87.09 %
21 15350 WEST BEND MUT INS CO 17,462 16,120 24.27 % 24.27 % 0.73 % 87.82 %
22 84 AMERICAN FINANCIAL GRP 16,866 16,676 5.15 % N/A 0.71 % 88.53 %
23 14184 ACUITY A MUT INS CO 14,709 13,435 10.79 % 10.79 % 0.61 % 89.14 %
24 3098 TOKIO MARINE HOLDINGS INC GRP 13,823 13,284 14.84 % 16.60 % 0.58 % 89.72 %
25 88 THE HANOVER INS GRP 13,748 13,148 11.72 % 11.70 % 0.57 % 90.30 %
26 67 MICHIGAN FARM BUREAU GRP 12,305 11,412 14.71 % 14.75 % 0.51 % 90.81 %
27 228 WESTFIELD GRP 10,366 9,431 31.00 % 31.03 % 0.43 % 91.24 %
28 1309 FRANKENMUTH GRP 10,070 9,452 25.99 % 25.97 % 0.42 % 91.66 %
29 280 AUTO OWNERS GRP 9,394 8,955 4.73 % 5.25 % 0.39 % 92.06 %
30 246 PENNSYLVANIA LUMBERMENS GRP 9,000 9,369 11.65 % 11.65 % 0.38 % 92.43 %
31 1279 ARCH INS GRP 7,941 6,438 11.56 % 12.24 % 0.33 % 92.77 %
32 91 HARTFORD FIRE & CAS GRP 7,690 7,419 19.47 % 20.07 % 0.32 % 93.09 %
33 96 SECURA INS GRP 7,606 7,104 26.86 % 26.83 % 0.32 % 93.41 %
34 785 MARKEL CORP GRP 7,142 369 N/A N/A 0.30 % 93.70 %
35 3416 AXIS CAPITAL GRP 6,755 10,962 N/A N/A 0.28 % 93.99 %
36 250 DONEGAL GRP 6,619 6,071 56.82 % 56.84 % 0.28 % 94.26 %
37 474 FCCI MUT INS GRP 6,505 6,457 88.49 % 88.55 % 0.27 % 94.53 %
38 248 UNITED FIRE & CAS GRP 6,051 6,299 31.66 % 31.77 % 0.25 % 94.79 %
39 4861 HERITAGE INS HOLDINGS GRP 5,803 5,702 15.98 % 16.71 % 0.24 % 95.03 %
40 309 WESTERN NATL MUT GRP 5,715 5,481 4.51 % 4.41 % 0.24 % 95.27 %
41 175 STATE AUTO MUT GRP 5,699 5,670 16.99 % 16.89 % 0.24 % 95.51 %
42 291 ENCOVA MUT INS GRP 5,470 20,027 7.71 % 7.71 % 0.23 % 95.74 %
43 4715 MS & AD INS GRP 4,753 4,493 14.03 % 14.31 % 0.20 % 95.93 %
44 13501 BRETHREN MUT INS CO 4,297 4,017 17.76 % 17.76 % 0.18 % 96.11 %
45 4804 MULTINATIONAL GRP 3,612 3,820 31.28 % 31.82 % 0.15 % 96.27 %
46 8 ALLSTATE INS GRP 3,458 3,650 22.61 % 22.21 % 0.14 % 96.41 %
47 158 FAIRFAX FIN GRP 3,389 3,871 N/A N/A 0.14 % 96.55 %
48 333 MUTUAL OF ENUMCLAW GRP 3,381 3,287 20.24 % 21.64 % 0.14 % 96.69 %
49 54 CUMBERLAND GRP 3,290 3,216 6.52 % 7.07 % 0.14 % 96.83 %
50 55 AUTOMOBILE CLUB MI GRP 3,226 3,121 26.96 % 27.05 % 0.13 % 96.97 %
51 4911 MIDWEST FAMILY GRP 3,107 3,162 52.57 % 54.15 % 0.13 % 97.10 %
52 660 MERCURY GEN GRP 2,915 2,843 0.93 % 0.97 % 0.12 % 97.22 %
53 34843 NEW YORK SCHOOLS INS RECIP 2,829 2,707 53.33 % 53.33 % 0.12 % 97.34 %
54 3494 JAMES RIVER GRP 2,710 2,520 31.11 % 38.21 % 0.11 % 97.45 %
55 645 OREGON MUT GRP 2,577 2,406 10.94 % 10.94 % 0.11 % 97.56 %
56 775 PHARMACISTS MUT GRP 2,566 2,392 26.67 % 26.67 % 0.11 % 97.66 %
57 457 ARGO GRP US INC GRP 2,499 2,380 134.17 % 131.82 % 0.10 % 97.77 %
58 28535 TRIANGLE INS CO INC 2,231 1,925 65.36 % 65.36 % 0.09 % 97.86 %
59 3500 NODAK MUT GRP 2,178 1,342 4.25 % 4.25 % 0.09 % 97.95 %
60 207 WESTERN RESERVE GRP 2,062 1,881 26.60 % 26.60 % 0.09 % 98.04 %
61 13854 FARMERS MUT FIRE INS CO OF SALEM CN 1,893 1,751 8.46 % 8.84 % 0.08 % 98.12 %
62 4904 INTACT FINANCIAL GRP 1,881 1,726 5.83 % 5.82 % 0.08 % 98.20 %
63 22624 INDIANA FARMERS MUT INS CO 1,858 1,788 23.63 % 24.00 % 0.08 % 98.27 %
64 4734 APOLLO GLOBAL MGMT GRP 1,848 1,810 18.61 % 19.95 % 0.08 % 98.35 %
65 4886 BENCHMARK HOLDING GRP 1,782 1,548 64.54 % 67.78 % 0.07 % 98.43 %
© 2022 National Association of Insurance Commissioners
560
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 517 HANNOVER GRP 1,744 2,426 23.01 % 22.35 % 0.07 % 98.50 %
67 4485 COPPERPOINT GRP 1,692 1,543 8.12 % 8.12 % 0.07 % 98.57 %
68 20690 NEW YORK MUNICIPAL INS RECIP 1,685 1,639 36.93 % 37.53 % 0.07 % 98.64 %
69 4913 STERLING INS GRP 1,639 1,531 34.06 % 34.63 % 0.07 % 98.71 %
70 4994 LOUDOUN MUT GRP 1,396 1,396 0.00 % 0.00 % 0.06 % 98.77 %
71 13580 ARISE BOILER INSPECTION & INS CO RRG 1,181 1,188 2.11 % 2.11 % 0.05 % 98.82 %
72 15779 MUNICIPAL PROP INS CO 1,065 1,036 11.67 % 12.45 % 0.04 % 98.86 %
73 12954 OLYMPUS INS CO 1,022 1,100 0.90 % 0.90 % 0.04 % 98.90 %
74 3484 TOWER HILL INS GRP 1,003 776 34.32 % 34.49 % 0.04 % 98.95 %
75 796 QBE INS GRP 983 880 19.83 % 23.69 % 0.04 % 98.99 %
76 783 RLI INS GRP 971 820 111.80 % 111.80 % 0.04 % 99.03 %
77 411 MAPFRE INS GRP 971 961 0.65 % 0.65 % 0.04 % 99.07 %
78 16926 ARECA INS EXCH 954 840 30.96 % 30.96 % 0.04 % 99.11 %
79 16446 FARMERS INS CO OF FLEMINGTON 948 897 25.02 % 26.32 % 0.04 % 99.15 %
80 383 AMERICAN EUROPEAN GRP 896 804 1.88 % 1.89 % 0.04 % 99.18 %
81 4718 TIPTREE FIN GRP 889 760 54.44 % 54.44 % 0.04 % 99.22 %
82 4969 TRISURA GRP 882 668 40.35 % 45.45 % 0.04 % 99.26 %
83 4968 BRICKELL GRP 791 422 38.52 % 39.01 % 0.03 % 99.29 %
84 15113 SECURITY MUT INS CO 759 759 21.39 % 21.39 % 0.03 % 99.32 %
85 4720 CONIFER HOLDINGS GRP 735 745 N/A N/A 0.03 % 99.35 %
86 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 661 653 32.09 % 32.09 % 0.03 % 99.38 %
87 12961 CANOPIUS US INS 612 510 1.34 % 1.27 % 0.03 % 99.41 %
88 473 AMERICAN FAMILY INS GRP 607 507 703.92 % 702.92 % 0.03 % 99.43 %
89 4997 ACCELERANT US HOLDINGS GRP 598 142 52.56 % 52.56 % 0.02 % 99.46 %
90 842 FARM BUREAU GRP 585 553 64.46 % 64.54 % 0.02 % 99.48 %
91 4841 MID‐HUSON CLAVERACK CO‐OP GRP 571 559 25.43 % 25.87 % 0.02 % 99.51 %
92 44377 HALIFAX MUT INS CO 540 547 9.30 % 9.30 % 0.02 % 99.53 %
93 26818 MIDSTATE MUT INS CO 526 526 18.75 % 18.75 % 0.02 % 99.55 %
94 69 FARMERS INS GRP 502 569 23.39 % 23.54 % 0.02 % 99.57 %
95 13919 DRYDEN MUT INS CO 478 423 19.59 % 19.59 % 0.02 % 99.59 %
96 16250 UNITED FRONTIER MUT INS CO 440 403 2.57 % 2.57 % 0.02 % 99.61 %
97 2538 AMTRUST FINANCIAL SERV GRP 424 352 36.56 % 43.14 % 0.02 % 99.63 %
98 16888 BEDFORD GRANGE MUT INS CO 414 432 1.71 % 1.71 % 0.02 % 99.65 %
99 4935 CHANDLER INS GRP 408 371 42.10 % 42.16 % 0.02 % 99.66 %
100 16489 ASSOCIATED MUT INS CO 402 384 36.49 % 36.49 % 0.02 % 99.68 %
101 749 SCOR GRP 398 370 19.59 % 18.96 % 0.02 % 99.70 %
102 36 CENTRAL MUT INS CO GRP 353 379 6.09 % 6.09 % 0.01 % 99.71 %
103 43877 FIRST MUT INS CO 350 222 35.70 % 35.70 % 0.01 % 99.73 %
104 43842 FINGER LAKES FIRE & CAS INS CO 319 309 10.77 % 10.77 % 0.01 % 99.74 %
105 479 IFG CO GRP 318 405 0.00 % 0.00 % 0.01 % 99.75 %
106 4706 LOCKHART CO GRP 308 217 44.54 % 47.39 % 0.01 % 99.76 %
107 10380 LEATHERSTOCKING COOP INS CO 302 295 33.68 % 33.68 % 0.01 % 99.78 %
108 11036 MCMILLAN WARNER MUT INS CO 299 298 49.70 % 49.70 % 0.01 % 99.79 %
109 10831 MT MORRIS MUT INS CO 284 141 944.66 % 992.19 % 0.01 % 99.80 %
110 41068 NATIONAL FIRE & CAS CO 279 268 12.52 % 12.52 % 0.01 % 99.81 %
111 225 IAT REINS CO GRP 273 582 N/A N/A 0.01 % 99.82 %
112 27480 CALIFORNIA MUT INS CO 259 250 4.56 % 4.56 % 0.01 % 99.84 %
113 3138 WISCONSIN CNTY MUT GRP 256 228 0.00 % 0.00 % 0.01 % 99.85 %
114 10372 CHAUTAUQUA PATRONS INS CO 249 236 8.05 % 8.05 % 0.01 % 99.86 %
115 447 HARFORD GRP 233 194 1.37 % 1.39 % 0.01 % 99.87 %
116 10719 UNITED MUT INS CO 231 225 0.00 % 0.00 % 0.01 % 99.88 %
117 43826 CENTRAL CO OPERATIVE INS CO 218 212 N/A N/A 0.01 % 99.89 %
118 22870 ONTARIO INS CO 178 168 51.17 % 51.17 % 0.01 % 99.89 %
119 4990 CORE SPECIALTY INS HOLDINGS GRP 156 156 2.74 % 1.45 % 0.01 % 99.90 %
120 10364 GENESEE PATRONS COOP INS CO 148 149 59.12 % 59.12 % 0.01 % 99.91 %
121 17329 JUNIATA MUT INS CO 147 149 13.06 % 13.06 % 0.01 % 99.91 %
122 4977 PALOMAR HOLDINGS GRP 147 347 278.25 % 292.20 % 0.01 % 99.92 %
123 43800 CALLICOON CO OPERATIVE INS CO 133 135 9.39 % 9.39 % 0.01 % 99.92 %
124 13668 KINGSTONE INS CO 125 86 0.00 % 0.00 % 0.01 % 99.93 %
125 30449 MADISON MUT INS CO 124 119 3.88 % 3.88 % 0.01 % 99.93 %
**INDUSTRY TOTAL** 2,392,002 2,289,397 36.07 % 35.54 % 100.00 % 99.93 %

© 2022 National Association of Insurance Commissioners


561
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 65 FM GLOBAL GRP 637,372 606,215 68.72 % 69.07 % 29.90 % 29.90 %
2 3548 TRAVELERS GRP 165,182 156,243 40.27 % 41.13 % 7.75 % 37.65 %
3 12 AMERICAN INTL GRP 158,229 150,452 49.62 % 52.42 % 7.42 % 45.07 %
4 626 CHUBB LTD GRP 146,483 142,401 30.16 % 30.53 % 6.87 % 51.94 %
5 212 ZURICH INS GRP 138,705 120,758 2.67 % 2.61 % 6.51 % 58.45 %
6 140 NATIONWIDE CORP GRP 71,988 70,003 28.89 % 29.56 % 3.38 % 61.82 %
7 968 AXA INS GRP 68,264 64,166 N/A N/A 3.20 % 65.03 %
8 111 LIBERTY MUT GRP 61,187 54,996 0.96 % N/A 2.87 % 67.90 %
9 361 MUNICH RE GRP 57,319 54,883 45.51 % 45.93 % 2.69 % 70.59 %
10 218 CNA INS GRP 55,722 58,151 15.58 % 16.44 % 2.61 % 73.20 %
11 242 SELECTIVE INS GRP 45,952 43,773 17.48 % 17.53 % 2.16 % 75.36 %
12 181 SWISS RE GRP 35,035 36,303 0.97 % 0.30 % 1.64 % 77.00 %
13 62 EMC INS CO GRP 33,323 33,288 18.54 % 18.52 % 1.56 % 78.56 %
14 244 CINCINNATI FIN GRP 26,508 24,672 55.91 % 56.92 % 1.24 % 79.81 %
15 98 WR BERKLEY CORP GRP 25,939 25,334 15.72 % 16.77 % 1.22 % 81.02 %
16 3219 SOMPO GRP 25,485 18,921 12.30 % 12.42 % 1.20 % 82.22 %
17 761 ALLIANZ INS GRP 23,598 25,553 80.32 % 82.03 % 1.11 % 83.32 %
18 7 FEDERATED MUT GRP 21,608 19,095 41.42 % 41.43 % 1.01 % 84.34 %
19 13528 BROTHERHOOD MUT INS CO 18,176 17,780 16.75 % 17.78 % 0.85 % 85.19 %
20 15350 WEST BEND MUT INS CO 17,462 16,120 24.27 % 24.27 % 0.82 % 86.01 %
21 84 AMERICAN FINANCIAL GRP 16,424 16,162 2.54 % N/A 0.77 % 86.78 %
22 14184 ACUITY A MUT INS CO 14,709 13,435 10.79 % 10.79 % 0.69 % 87.47 %
23 3098 TOKIO MARINE HOLDINGS INC GRP 13,823 13,284 14.83 % 16.59 % 0.65 % 88.12 %
24 88 THE HANOVER INS GRP 13,601 13,025 11.83 % 11.81 % 0.64 % 88.76 %
25 67 MICHIGAN FARM BUREAU GRP 12,305 11,412 14.71 % 14.75 % 0.58 % 89.33 %
26 228 WESTFIELD GRP 10,366 9,431 31.00 % 31.03 % 0.49 % 89.82 %
27 1309 FRANKENMUTH GRP 10,070 9,452 25.99 % 25.97 % 0.47 % 90.29 %
28 280 AUTO OWNERS GRP 9,394 8,955 4.73 % 5.25 % 0.44 % 90.73 %
29 246 PENNSYLVANIA LUMBERMENS GRP 9,000 9,369 11.65 % 11.65 % 0.42 % 91.16 %
30 31 BERKSHIRE HATHAWAY GRP 8,140 7,524 9.81 % 10.53 % 0.38 % 91.54 %
31 1279 ARCH INS GRP 7,923 6,414 11.55 % 12.22 % 0.37 % 91.91 %
32 91 HARTFORD FIRE & CAS GRP 7,667 7,396 19.53 % 20.14 % 0.36 % 92.27 %
33 96 SECURA INS GRP 7,606 7,104 26.86 % 26.83 % 0.36 % 92.63 %
34 785 MARKEL CORP GRP 7,142 369 N/A N/A 0.34 % 92.96 %
35 3416 AXIS CAPITAL GRP 6,754 10,959 N/A N/A 0.32 % 93.28 %
36 250 DONEGAL GRP 6,619 6,071 56.82 % 56.84 % 0.31 % 93.59 %
37 474 FCCI MUT INS GRP 6,505 6,457 88.49 % 88.55 % 0.31 % 93.89 %
38 248 UNITED FIRE & CAS GRP 6,051 6,299 31.66 % 31.77 % 0.28 % 94.18 %
39 4861 HERITAGE INS HOLDINGS GRP 5,803 5,702 15.98 % 16.71 % 0.27 % 94.45 %
40 309 WESTERN NATL MUT GRP 5,715 5,481 4.51 % 4.41 % 0.27 % 94.72 %
41 175 STATE AUTO MUT GRP 5,699 5,670 16.99 % 16.89 % 0.27 % 94.98 %
42 291 ENCOVA MUT INS GRP 5,470 20,027 7.71 % 7.71 % 0.26 % 95.24 %
43 4715 MS & AD INS GRP 4,753 4,493 14.03 % 14.31 % 0.22 % 95.46 %
44 13501 BRETHREN MUT INS CO 4,297 4,017 17.76 % 17.76 % 0.20 % 95.67 %
45 4804 MULTINATIONAL GRP 3,612 3,820 31.28 % 31.82 % 0.17 % 95.83 %
46 8 ALLSTATE INS GRP 3,458 3,650 22.61 % 22.21 % 0.16 % 96.00 %
47 333 MUTUAL OF ENUMCLAW GRP 3,381 3,287 20.24 % 21.64 % 0.16 % 96.16 %
48 54 CUMBERLAND GRP 3,290 3,216 6.52 % 7.07 % 0.15 % 96.31 %
49 55 AUTOMOBILE CLUB MI GRP 3,226 3,121 26.96 % 27.05 % 0.15 % 96.46 %
50 4911 MIDWEST FAMILY GRP 3,107 3,162 52.57 % 54.15 % 0.15 % 96.61 %
51 158 FAIRFAX FIN GRP 2,936 3,481 N/A N/A 0.14 % 96.74 %
52 660 MERCURY GEN GRP 2,915 2,843 0.93 % 0.97 % 0.14 % 96.88 %
53 34843 NEW YORK SCHOOLS INS RECIP 2,829 2,707 53.33 % 53.33 % 0.13 % 97.01 %
54 3494 JAMES RIVER GRP 2,710 2,520 31.11 % 38.21 % 0.13 % 97.14 %
55 645 OREGON MUT GRP 2,577 2,406 10.94 % 10.94 % 0.12 % 97.26 %
56 775 PHARMACISTS MUT GRP 2,566 2,392 26.67 % 26.67 % 0.12 % 97.38 %
57 457 ARGO GRP US INC GRP 2,499 2,380 134.17 % 131.82 % 0.12 % 97.50 %
58 28535 TRIANGLE INS CO INC 2,231 1,925 65.36 % 65.36 % 0.10 % 97.60 %
59 3500 NODAK MUT GRP 2,178 1,342 4.25 % 4.25 % 0.10 % 97.71 %
60 207 WESTERN RESERVE GRP 2,062 1,881 26.60 % 26.60 % 0.10 % 97.80 %
61 13854 FARMERS MUT FIRE INS CO OF SALEM CN 1,893 1,751 8.46 % 8.84 % 0.09 % 97.89 %
62 22624 INDIANA FARMERS MUT INS CO 1,858 1,788 23.63 % 24.00 % 0.09 % 97.98 %
63 4734 APOLLO GLOBAL MGMT GRP 1,848 1,810 18.61 % 19.95 % 0.09 % 98.07 %
64 4904 INTACT FINANCIAL GRP 1,820 1,665 5.94 % 5.92 % 0.09 % 98.15 %
65 4886 BENCHMARK HOLDING GRP 1,782 1,548 64.54 % 67.78 % 0.08 % 98.23 %
© 2022 National Association of Insurance Commissioners
562
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 517 HANNOVER GRP 1,744 2,424 23.01 % 22.35 % 0.08 % 98.32 %
67 4485 COPPERPOINT GRP 1,692 1,543 8.12 % 8.12 % 0.08 % 98.40 %
68 20690 NEW YORK MUNICIPAL INS RECIP 1,685 1,639 36.93 % 37.53 % 0.08 % 98.48 %
69 4913 STERLING INS GRP 1,639 1,531 34.06 % 34.63 % 0.08 % 98.55 %
70 4994 LOUDOUN MUT GRP 1,396 1,396 0.00 % 0.00 % 0.07 % 98.62 %
71 13580 ARISE BOILER INSPECTION & INS CO RRG 1,181 1,188 2.11 % 2.11 % 0.06 % 98.67 %
72 15779 MUNICIPAL PROP INS CO 1,065 1,036 11.67 % 12.45 % 0.05 % 98.72 %
73 12954 OLYMPUS INS CO 1,022 1,100 0.90 % 0.90 % 0.05 % 98.77 %
74 3484 TOWER HILL INS GRP 1,003 776 34.32 % 34.49 % 0.05 % 98.82 %
75 796 QBE INS GRP 983 880 19.83 % 23.69 % 0.05 % 98.86 %
76 783 RLI INS GRP 971 820 111.80 % 111.80 % 0.05 % 98.91 %
77 411 MAPFRE INS GRP 971 961 0.65 % 0.65 % 0.05 % 98.96 %
78 16926 ARECA INS EXCH 954 840 30.96 % 30.96 % 0.04 % 99.00 %
79 16446 FARMERS INS CO OF FLEMINGTON 948 897 25.02 % 26.32 % 0.04 % 99.04 %
80 383 AMERICAN EUROPEAN GRP 896 804 1.88 % 1.89 % 0.04 % 99.09 %
81 4718 TIPTREE FIN GRP 889 760 54.44 % 54.44 % 0.04 % 99.13 %
82 4969 TRISURA GRP 882 668 40.35 % 45.45 % 0.04 % 99.17 %
83 4968 BRICKELL GRP 791 422 38.52 % 39.01 % 0.04 % 99.21 %
84 15113 SECURITY MUT INS CO 759 759 21.39 % 21.39 % 0.04 % 99.24 %
85 4720 CONIFER HOLDINGS GRP 735 745 N/A N/A 0.03 % 99.28 %
86 4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 661 653 32.09 % 32.09 % 0.03 % 99.31 %
87 12961 CANOPIUS US INS 612 510 1.34 % 1.27 % 0.03 % 99.34 %
88 473 AMERICAN FAMILY INS GRP 607 507 703.92 % 702.92 % 0.03 % 99.36 %
89 4997 ACCELERANT US HOLDINGS GRP 598 142 52.56 % 52.56 % 0.03 % 99.39 %
90 842 FARM BUREAU GRP 585 553 64.46 % 64.54 % 0.03 % 99.42 %
91 4841 MID‐HUSON CLAVERACK CO‐OP GRP 571 559 25.43 % 25.87 % 0.03 % 99.45 %
92 44377 HALIFAX MUT INS CO 540 547 9.30 % 9.30 % 0.03 % 99.47 %
93 26818 MIDSTATE MUT INS CO 526 526 18.75 % 18.75 % 0.02 % 99.50 %
94 69 FARMERS INS GRP 502 569 23.39 % 23.54 % 0.02 % 99.52 %
95 13919 DRYDEN MUT INS CO 478 423 19.59 % 19.59 % 0.02 % 99.54 %
96 16250 UNITED FRONTIER MUT INS CO 440 403 2.57 % 2.57 % 0.02 % 99.56 %
97 2538 AMTRUST FINANCIAL SERV GRP 424 352 36.56 % 43.14 % 0.02 % 99.58 %
98 16888 BEDFORD GRANGE MUT INS CO 414 432 1.71 % 1.71 % 0.02 % 99.60 %
99 4935 CHANDLER INS GRP 408 371 42.10 % 42.16 % 0.02 % 99.62 %
100 16489 ASSOCIATED MUT INS CO 402 384 36.49 % 36.49 % 0.02 % 99.64 %
101 749 SCOR GRP 398 370 19.59 % 18.96 % 0.02 % 99.66 %
102 36 CENTRAL MUT INS CO GRP 353 379 6.09 % 6.09 % 0.02 % 99.68 %
103 43877 FIRST MUT INS CO 350 222 35.70 % 35.70 % 0.02 % 99.69 %
104 43842 FINGER LAKES FIRE & CAS INS CO 319 309 10.77 % 10.77 % 0.01 % 99.71 %
105 479 IFG CO GRP 318 405 0.00 % 0.00 % 0.01 % 99.72 %
106 4706 LOCKHART CO GRP 308 217 44.54 % 47.39 % 0.01 % 99.74 %
107 10380 LEATHERSTOCKING COOP INS CO 302 295 33.68 % 33.68 % 0.01 % 99.75 %
108 11036 MCMILLAN WARNER MUT INS CO 299 298 49.70 % 49.70 % 0.01 % 99.77 %
109 10831 MT MORRIS MUT INS CO 284 141 944.66 % 992.19 % 0.01 % 99.78 %
110 41068 NATIONAL FIRE & CAS CO 279 268 12.52 % 12.52 % 0.01 % 99.79 %
111 225 IAT REINS CO GRP 273 582 N/A N/A 0.01 % 99.80 %
112 27480 CALIFORNIA MUT INS CO 259 250 4.56 % 4.56 % 0.01 % 99.82 %
113 3138 WISCONSIN CNTY MUT GRP 256 228 0.00 % 0.00 % 0.01 % 99.83 %
114 10372 CHAUTAUQUA PATRONS INS CO 249 236 8.05 % 8.05 % 0.01 % 99.84 %
115 447 HARFORD GRP 233 194 1.37 % 1.39 % 0.01 % 99.85 %
116 10719 UNITED MUT INS CO 231 225 0.00 % 0.00 % 0.01 % 99.86 %
117 43826 CENTRAL CO OPERATIVE INS CO 218 212 N/A N/A 0.01 % 99.87 %
118 22870 ONTARIO INS CO 178 168 51.17 % 51.17 % 0.01 % 99.88 %
119 4990 CORE SPECIALTY INS HOLDINGS GRP 156 156 2.74 % 1.45 % 0.01 % 99.89 %
120 10364 GENESEE PATRONS COOP INS CO 148 149 59.12 % 59.12 % 0.01 % 99.89 %
121 17329 JUNIATA MUT INS CO 147 149 13.06 % 13.06 % 0.01 % 99.90 %
122 4977 PALOMAR HOLDINGS GRP 147 347 278.25 % 292.20 % 0.01 % 99.91 %
123 43800 CALLICOON CO OPERATIVE INS CO 133 135 9.39 % 9.39 % 0.01 % 99.91 %
124 13668 KINGSTONE INS CO 125 86 0.00 % 0.00 % 0.01 % 99.92 %
125 30449 MADISON MUT INS CO 124 119 3.88 % 3.88 % 0.01 % 99.93 %
**INDUSTRY TOTAL** 2,131,780 2,036,320 37.44 % 36.77 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


563
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 65 FM GLOBAL GRP 10,414 10,407 28.90 % 28.64 % 32.64 % 32.64 %
2 3548 TRAVELERS GRP 3,413 2,311 123.13 % 127.48 % 10.70 % 43.34 %
3 12 AMERICAN INTL GRP 3,020 2,768 36.99 % 38.36 % 9.47 % 52.81 %
4 212 ZURICH INS GRP 2,051 1,728 4.10 % 5.26 % 6.43 % 59.24 %
5 140 NATIONWIDE CORP GRP 1,222 1,221 19.74 % 19.89 % 3.83 % 63.07 %
6 361 MUNICH RE GRP 1,201 1,226 12.88 % 12.93 % 3.76 % 66.83 %
7 111 LIBERTY MUT GRP 1,018 1,947 15.18 % 19.63 % 3.19 % 70.02 %
8 968 AXA INS GRP 859 877 N/A N/A 2.69 % 72.71 %
9 7 FEDERATED MUT GRP 710 612 N/A N/A 2.23 % 74.94 %
10 244 CINCINNATI FIN GRP 661 637 29.39 % 32.90 % 2.07 % 77.01 %
**STATE TOTAL** 31,902 30,571 28.08 % 28.71 % 100.00 % 77.01 %

Alaska 1 65 FM GLOBAL GRP 3,988 3,754 N/A N/A 34.52 % 34.52 %


2 309 WESTERN NATL MUT GRP 1,179 1,077 5.78 % 5.87 % 10.20 % 44.72 %
3 4485 COPPERPOINT GRP 1,175 1,116 4.54 % 4.54 % 10.17 % 54.89 %
4 16926 ARECA INS EXCH 954 840 30.96 % 30.96 % 8.25 % 63.14 %
5 3548 TRAVELERS GRP 808 870 10.80 % 11.61 % 6.99 % 70.13 %
6 111 LIBERTY MUT GRP 797 550 N/A N/A 6.90 % 77.03 %
7 181 SWISS RE GRP 480 356 12.16 % 12.67 % 4.16 % 81.19 %
8 361 MUNICH RE GRP 412 312 3.05 % 2.99 % 3.57 % 84.76 %
9 626 CHUBB LTD GRP 390 399 11.04 % 11.29 % 3.38 % 88.14 %
10 968 AXA INS GRP 358 366 N/A N/A 3.10 % 91.24 %
**STATE TOTAL** 11,554 10,699 2.38 % 2.53 % 100.00 % 91.24 %

Arizona 1 65 FM GLOBAL GRP 6,950 6,838 3.11 % 3.15 % 24.06 % 24.06 %


2 212 ZURICH INS GRP 3,226 2,693 3.22 % 3.30 % 11.17 % 35.22 %
3 12 AMERICAN INTL GRP 2,874 2,800 101.57 % 105.57 % 9.95 % 45.17 %
4 3548 TRAVELERS GRP 2,567 2,497 12.76 % 13.37 % 8.89 % 54.06 %
5 626 CHUBB LTD GRP 1,779 1,694 20.91 % 21.53 % 6.16 % 60.21 %
6 968 AXA INS GRP 1,754 1,410 123.23 % 122.31 % 6.07 % 66.28 %
7 140 NATIONWIDE CORP GRP 1,399 1,287 11.89 % 12.04 % 4.84 % 71.13 %
8 111 LIBERTY MUT GRP 981 880 N/A N/A 3.40 % 74.52 %
9 242 SELECTIVE INS GRP 718 669 0.11 % 0.11 % 2.49 % 77.01 %
10 280 AUTO OWNERS GRP 588 509 0.04 % 0.22 % 2.04 % 79.05 %
**STATE TOTAL** 28,889 27,096 22.79 % 23.51 % 100.00 % 79.05 %

Arkansas 1 65 FM GLOBAL GRP 7,827 6,879 141.90 % 143.60 % 35.16 % 35.16 %


2 218 CNA INS GRP 2,212 2,463 9.19 % 10.04 % 9.94 % 45.10 %
3 361 MUNICH RE GRP 1,737 1,156 30.55 % 31.00 % 7.80 % 52.90 %
4 212 ZURICH INS GRP 1,213 1,037 3.41 % 3.41 % 5.45 % 58.35 %
5 140 NATIONWIDE CORP GRP 1,096 1,055 30.38 % 30.67 % 4.92 % 63.28 %
6 12 AMERICAN INTL GRP 1,009 1,605 55.26 % 57.51 % 4.53 % 67.81 %
7 626 CHUBB LTD GRP 956 835 21.87 % 22.40 % 4.29 % 72.10 %
8 3548 TRAVELERS GRP 918 971 38.71 % 39.46 % 4.13 % 76.23 %
9 62 EMC INS CO GRP 648 656 60.14 % 60.12 % 2.91 % 79.14 %
10 13528 BROTHERHOOD MUT INS CO 587 578 14.06 % 14.06 % 2.64 % 81.78 %
**STATE TOTAL** 22,260 21,199 60.15 % 47.36 % 100.00 % 81.78 %

© 2022 National Association of Insurance Commissioners


564
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 65 FM GLOBAL GRP 38,383 34,497 18.96 % 19.01 % 19.22 % 19.22 %
2 12 AMERICAN INTL GRP 22,626 21,865 94.65 % 98.27 % 11.33 % 30.56 %
3 626 CHUBB LTD GRP 19,126 18,363 16.25 % 16.50 % 9.58 % 40.14 %
4 3548 TRAVELERS GRP 18,058 16,638 42.94 % 43.68 % 9.04 % 49.18 %
5 212 ZURICH INS GRP 17,805 14,241 4.35 % 4.35 % 8.92 % 58.10 %
6 140 NATIONWIDE CORP GRP 12,344 12,066 41.74 % 44.28 % 6.18 % 64.28 %
7 968 AXA INS GRP 9,956 6,988 N/A N/A 4.99 % 69.27 %
8 785 MARKEL CORP GRP 7,052 277 N/A N/A 3.53 % 72.80 %
9 280 AUTO OWNERS GRP 6,102 5,853 5.03 % 5.79 % 3.06 % 75.86 %
10 361 MUNICH RE GRP 5,235 4,928 84.04 % 84.85 % 2.62 % 78.48 %
**STATE TOTAL** 199,657 177,488 25.71 % 16.80 % 100.00 % 78.48 %

Colorado 1 65 FM GLOBAL GRP 6,560 7,561 9.51 % 9.58 % 20.50 % 20.50 %


2 626 CHUBB LTD GRP 3,432 3,374 23.31 % 24.09 % 10.73 % 31.23 %
3 212 ZURICH INS GRP 2,988 2,643 3.93 % 3.93 % 9.34 % 40.56 %
4 140 NATIONWIDE CORP GRP 2,373 2,363 13.36 % 12.68 % 7.42 % 47.98 %
5 12 AMERICAN INTL GRP 2,110 2,026 42.77 % 49.03 % 6.60 % 54.58 %
6 3548 TRAVELERS GRP 1,608 1,582 34.45 % 35.24 % 5.03 % 59.60 %
7 111 LIBERTY MUT GRP 1,290 1,150 N/A N/A 4.03 % 63.63 %
8 761 ALLIANZ INS GRP 1,227 1,227 62.75 % 65.29 % 3.83 % 67.47 %
9 968 AXA INS GRP 1,165 1,321 N/A N/A 3.64 % 71.11 %
10 181 SWISS RE GRP 803 743 22.09 % 22.65 % 2.51 % 73.62 %
**STATE TOTAL** 31,999 31,885 15.98 % 15.64 % 100.00 % 73.62 %

Connecticut 1 65 FM GLOBAL GRP 5,797 6,460 70.77 % 71.73 % 27.11 % 27.11 %


2 626 CHUBB LTD GRP 3,997 4,047 19.36 % 19.74 % 18.70 % 45.81 %
3 12 AMERICAN INTL GRP 1,615 1,162 15.84 % 16.71 % 7.55 % 53.36 %
4 3548 TRAVELERS GRP 1,607 1,554 12.59 % 13.12 % 7.52 % 60.88 %
5 212 ZURICH INS GRP 1,234 1,200 1.37 % 1.37 % 5.77 % 66.65 %
6 242 SELECTIVE INS GRP 1,057 1,018 4.14 % 4.14 % 4.94 % 71.60 %
7 98 WR BERKLEY CORP GRP 621 586 23.29 % 23.83 % 2.90 % 74.50 %
8 4861 HERITAGE INS HOLDINGS GRP 495 414 13.35 % 13.79 % 2.32 % 76.82 %
9 111 LIBERTY MUT GRP 455 342 N/A N/A 2.13 % 78.95 %
10 968 AXA INS GRP 448 433 N/A N/A 2.10 % 81.04 %
**STATE TOTAL** 21,380 21,834 29.39 % 29.35 % 100.00 % 81.04 %

Delaware 1 212 ZURICH INS GRP 1,058 793 8.13 % 8.13 % 18.22 % 18.22 %
2 12 AMERICAN INTL GRP 680 647 2.92 % 3.31 % 11.71 % 29.93 %
3 626 CHUBB LTD GRP 552 561 16.74 % 17.09 % 9.51 % 39.44 %
4 65 FM GLOBAL GRP 516 577 0.00 % 0.00 % 8.89 % 48.33 %
5 242 SELECTIVE INS GRP 465 441 9.12 % 9.32 % 8.01 % 56.33 %
6 250 DONEGAL GRP 340 318 26.91 % 26.91 % 5.86 % 62.19 %
7 140 NATIONWIDE CORP GRP 335 317 4.39 % 4.68 % 5.77 % 67.96 %
8 3548 TRAVELERS GRP 293 304 0.88 % 0.85 % 5.05 % 73.00 %
9 968 AXA INS GRP 139 127 N/A N/A 2.40 % 75.40 %
10 54 CUMBERLAND GRP 137 136 11.84 % 13.11 % 2.35 % 77.75 %
**STATE TOTAL** 5,805 5,696 0.99 % 0.81 % 100.00 % 77.75 %

© 2022 National Association of Insurance Commissioners


565
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 65 FM GLOBAL GRP 2,000 1,975 N/A N/A 27.45 % 27.45 %
2 626 CHUBB LTD GRP 1,533 1,563 12.63 % 13.00 % 21.04 % 48.49 %
3 212 ZURICH INS GRP 945 767 5.16 % 5.16 % 12.97 % 61.46 %
4 12 AMERICAN INTL GRP 488 516 35.47 % 38.60 % 6.70 % 68.15 %
5 3548 TRAVELERS GRP 470 505 28.02 % 30.07 % 6.44 % 74.60 %
6 218 CNA INS GRP 388 374 N/A N/A 5.33 % 79.92 %
7 968 AXA INS GRP 176 155 N/A N/A 2.42 % 82.34 %
8 3219 SOMPO GRP 151 125 3.75 % 4.16 % 2.07 % 84.41 %
9 3500 NODAK MUT GRP 145 85 0.00 % 0.00 % 1.99 % 86.40 %
10 91 HARTFORD FIRE & CAS GRP 144 142 14.02 % 14.11 % 1.97 % 88.37 %
**STATE TOTAL** 7,287 7,045 6.01 % 6.28 % 100.00 % 88.37 %

Florida 1 65 FM GLOBAL GRP 26,279 24,975 38.88 % 39.49 % 30.61 % 30.61 %


2 3548 TRAVELERS GRP 10,617 10,187 64.08 % 65.48 % 12.37 % 42.97 %
3 626 CHUBB LTD GRP 5,870 5,577 46.67 % 47.45 % 6.84 % 49.81 %
4 12 AMERICAN INTL GRP 5,719 6,366 68.38 % 70.61 % 6.66 % 56.47 %
5 218 CNA INS GRP 4,866 4,676 18.41 % 18.96 % 5.67 % 62.14 %
6 212 ZURICH INS GRP 4,809 4,387 2.57 % 2.57 % 5.60 % 67.74 %
7 361 MUNICH RE GRP 4,482 4,390 20.99 % 21.47 % 5.22 % 72.96 %
8 968 AXA INS GRP 4,121 3,432 92.23 % 97.22 % 4.80 % 77.76 %
9 140 NATIONWIDE CORP GRP 3,125 3,001 31.43 % 31.79 % 3.64 % 81.40 %
10 111 LIBERTY MUT GRP 2,421 2,269 45.10 % 56.98 % 2.82 % 84.22 %
**STATE TOTAL** 85,856 82,235 38.44 % 39.70 % 100.00 % 84.22 %

Georgia 1 65 FM GLOBAL GRP 27,530 26,870 N/A N/A 42.69 % 42.69 %


2 3548 TRAVELERS GRP 4,390 4,292 30.86 % 31.64 % 6.81 % 49.50 %
3 218 CNA INS GRP 3,472 3,181 23.11 % 23.70 % 5.38 % 54.89 %
4 212 ZURICH INS GRP 3,212 3,027 1.95 % 1.95 % 4.98 % 59.87 %
5 626 CHUBB LTD GRP 3,144 3,053 21.29 % 21.87 % 4.88 % 64.74 %
6 12 AMERICAN INTL GRP 2,949 2,694 N/A N/A 4.57 % 69.32 %
7 242 SELECTIVE INS GRP 2,380 2,266 23.37 % 23.38 % 3.69 % 73.01 %
8 140 NATIONWIDE CORP GRP 2,196 2,201 18.90 % 18.96 % 3.41 % 76.41 %
9 111 LIBERTY MUT GRP 1,923 1,735 N/A N/A 2.98 % 79.40 %
10 968 AXA INS GRP 1,249 1,134 N/A N/A 1.94 % 81.33 %
**STATE TOTAL** 64,481 61,725 7.73 % 7.79 % 100.00 % 81.33 %

Hawaii 1 12 AMERICAN INTL GRP 2,731 2,977 5.85 % 6.33 % 37.91 % 37.91 %
2 3548 TRAVELERS GRP 1,127 970 5.03 % 4.90 % 15.65 % 53.56 %
3 212 ZURICH INS GRP 669 581 3.61 % 3.61 % 9.29 % 62.85 %
4 361 MUNICH RE GRP 602 609 16.66 % 16.51 % 8.36 % 71.21 %
5 65 FM GLOBAL GRP 348 362 0.00 % 0.00 % 4.83 % 76.04 %
6 968 AXA INS GRP 331 307 N/A N/A 4.60 % 80.64 %
7 181 SWISS RE GRP 323 418 N/A N/A 4.48 % 85.12 %
8 626 CHUBB LTD GRP 279 356 12.73 % 13.43 % 3.87 % 88.99 %
9 3219 SOMPO GRP 213 155 5.44 % 5.99 % 2.95 % 91.95 %
10 111 LIBERTY MUT GRP 141 88 N/A N/A 1.96 % 93.91 %
**STATE TOTAL** 7,203 7,300 0.75 % 0.54 % 100.00 % 93.91 %

© 2022 National Association of Insurance Commissioners


566
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 65 FM GLOBAL GRP 4,449 4,281 0.00 % 0.00 % 35.96 % 35.96 %
2 3548 TRAVELERS GRP 853 668 21.64 % 21.99 % 6.89 % 42.85 %
3 12 AMERICAN INTL GRP 827 666 14.19 % 14.56 % 6.68 % 49.54 %
4 626 CHUBB LTD GRP 650 554 59.20 % 60.74 % 5.25 % 54.79 %
5 842 FARM BUREAU GRP 585 553 64.46 % 64.54 % 4.73 % 59.52 %
6 244 CINCINNATI FIN GRP 537 483 19.24 % 27.62 % 4.34 % 63.86 %
7 140 NATIONWIDE CORP GRP 518 508 27.97 % 27.89 % 4.19 % 68.05 %
8 62 EMC INS CO GRP 517 546 14.60 % 14.58 % 4.18 % 72.24 %
9 212 ZURICH INS GRP 516 465 3.96 % 3.96 % 4.17 % 76.41 %
10 333 MUTUAL OF ENUMCLAW GRP 405 379 25.85 % 26.28 % 3.27 % 79.68 %
**STATE TOTAL** 12,371 11,860 12.20 % 12.49 % 100.00 % 79.68 %

Illinois 1 65 FM GLOBAL GRP 23,570 23,587 51.86 % 51.76 % 25.96 % 25.96 %


2 3548 TRAVELERS GRP 8,663 7,944 17.39 % 18.08 % 9.54 % 35.51 %
3 12 AMERICAN INTL GRP 7,360 6,775 29.09 % 30.85 % 8.11 % 43.61 %
4 626 CHUBB LTD GRP 7,061 7,120 17.73 % 17.66 % 7.78 % 51.39 %
5 212 ZURICH INS GRP 6,417 6,041 1.40 % 1.40 % 7.07 % 58.46 %
6 15350 WEST BEND MUT INS CO 3,057 2,906 52.62 % 52.62 % 3.37 % 61.83 %
7 968 AXA INS GRP 2,898 2,845 N/A N/A 3.19 % 65.02 %
8 111 LIBERTY MUT GRP 2,761 2,417 N/A N/A 3.04 % 68.06 %
9 242 SELECTIVE INS GRP 2,584 2,476 24.39 % 24.39 % 2.85 % 70.91 %
10 361 MUNICH RE GRP 2,284 2,067 13.68 % 13.64 % 2.52 % 73.42 %
**STATE TOTAL** 90,783 87,336 26.55 % 26.84 % 100.00 % 73.42 %

Indiana 1 65 FM GLOBAL GRP 12,927 12,267 12.13 % 12.31 % 23.62 % 23.62 %


2 12 AMERICAN INTL GRP 4,817 4,635 69.31 % 72.62 % 8.80 % 32.43 %
3 3548 TRAVELERS GRP 4,242 3,968 14.24 % 14.45 % 7.75 % 40.18 %
4 212 ZURICH INS GRP 2,812 2,492 3.47 % 3.87 % 5.14 % 45.32 %
5 242 SELECTIVE INS GRP 2,602 2,442 13.38 % 13.44 % 4.75 % 50.07 %
6 626 CHUBB LTD GRP 2,580 2,514 52.45 % 53.12 % 4.72 % 54.79 %
7 111 LIBERTY MUT GRP 2,500 2,124 12.21 % 14.90 % 4.57 % 59.36 %
8 181 SWISS RE GRP 1,966 1,953 1.65 % 0.70 % 3.59 % 62.95 %
9 22624 INDIANA FARMERS MUT INS CO 1,768 1,715 15.83 % 15.90 % 3.23 % 66.18 %
10 968 AXA INS GRP 1,511 1,574 N/A N/A 2.76 % 68.94 %
**STATE TOTAL** 54,717 52,094 20.92 % 21.35 % 100.00 % 68.94 %

Iowa 1 65 FM GLOBAL GRP 7,205 6,816 226.61 % 226.58 % 23.43 % 23.43 %


2 62 EMC INS CO GRP 3,003 3,026 33.66 % 33.65 % 9.76 % 33.19 %
3 140 NATIONWIDE CORP GRP 2,560 2,468 74.34 % 74.34 % 8.32 % 41.52 %
4 626 CHUBB LTD GRP 2,053 1,863 28.32 % 28.36 % 6.68 % 48.19 %
5 3548 TRAVELERS GRP 1,800 1,779 431.48 % 441.26 % 5.85 % 54.04 %
6 15350 WEST BEND MUT INS CO 1,417 1,299 14.69 % 14.69 % 4.61 % 58.65 %
7 244 CINCINNATI FIN GRP 1,407 1,283 234.09 % 238.07 % 4.57 % 63.22 %
8 212 ZURICH INS GRP 1,253 1,232 0.22 % 0.22 % 4.08 % 67.30 %
9 968 AXA INS GRP 1,207 1,176 N/A N/A 3.92 % 71.22 %
10 12 AMERICAN INTL GRP 1,170 1,527 4.48 % 4.94 % 3.81 % 75.03 %
**STATE TOTAL** 30,756 29,791 111.51 % 112.33 % 100.00 % 75.03 %

© 2022 National Association of Insurance Commissioners


567
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 65 FM GLOBAL GRP 5,706 5,264 11.38 % 11.56 % 22.04 % 22.04 %
2 626 CHUBB LTD GRP 2,849 2,906 20.18 % 20.57 % 11.00 % 33.05 %
3 62 EMC INS CO GRP 2,179 2,188 12.15 % 12.13 % 8.42 % 41.46 %
4 12 AMERICAN INTL GRP 1,998 1,875 7.09 % 7.63 % 7.72 % 49.18 %
5 140 NATIONWIDE CORP GRP 1,968 1,923 41.51 % 41.89 % 7.60 % 56.78 %
6 3548 TRAVELERS GRP 1,550 1,408 6.34 % 6.54 % 5.99 % 62.77 %
7 212 ZURICH INS GRP 1,516 1,408 2.15 % 2.15 % 5.86 % 68.62 %
8 181 SWISS RE GRP 919 918 11.23 % 11.65 % 3.55 % 72.17 %
9 968 AXA INS GRP 833 725 6.86 % 4.26 % 3.22 % 75.39 %
10 7 FEDERATED MUT GRP 746 662 33.42 % 33.42 % 2.88 % 78.27 %
**STATE TOTAL** 25,887 25,064 13.23 % 13.29 % 100.00 % 78.27 %

Kentucky 1 65 FM GLOBAL GRP 19,591 17,592 83.42 % 84.26 % 51.91 % 51.91 %


2 212 ZURICH INS GRP 2,066 2,045 N/A N/A 5.47 % 57.38 %
3 626 CHUBB LTD GRP 1,425 1,332 15.99 % 16.20 % 3.78 % 61.16 %
4 3548 TRAVELERS GRP 1,363 1,505 2.98 % 3.02 % 3.61 % 64.77 %
5 111 LIBERTY MUT GRP 1,264 844 N/A N/A 3.35 % 68.12 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 897 856 N/A N/A 2.38 % 70.50 %
7 12 AMERICAN INTL GRP 823 802 21.42 % 22.01 % 2.18 % 72.68 %
8 361 MUNICH RE GRP 805 771 N/A N/A 2.13 % 74.81 %
9 62 EMC INS CO GRP 723 699 14.08 % 14.05 % 1.92 % 76.73 %
10 968 AXA INS GRP 625 789 N/A N/A 1.66 % 78.38 %
**STATE TOTAL** 37,741 35,011 45.96 % 46.33 % 100.00 % 78.38 %

Louisiana 1 65 FM GLOBAL GRP 16,176 15,504 20.32 % 20.43 % 35.77 % 35.77 %


2 3219 SOMPO GRP 7,055 5,199 1.16 % 1.15 % 15.60 % 51.38 %
3 12 AMERICAN INTL GRP 5,255 5,201 58.34 % 59.92 % 11.62 % 63.00 %
4 968 AXA INS GRP 2,398 2,385 N/A N/A 5.30 % 68.30 %
5 212 ZURICH INS GRP 2,300 1,820 6.82 % 6.82 % 5.09 % 73.39 %
6 3548 TRAVELERS GRP 2,197 2,051 29.46 % 31.24 % 4.86 % 78.25 %
7 361 MUNICH RE GRP 1,325 1,228 3.36 % 3.29 % 2.93 % 81.18 %
8 111 LIBERTY MUT GRP 1,147 1,125 N/A N/A 2.54 % 83.72 %
9 181 SWISS RE GRP 971 919 N/A N/A 2.15 % 85.87 %
10 626 CHUBB LTD GRP 900 841 38.12 % 38.74 % 1.99 % 87.86 %
**STATE TOTAL** 45,215 41,396 21.40 % 22.62 % 100.00 % 87.86 %

Maine 1 65 FM GLOBAL GRP 4,372 4,200 23.81 % 25.20 % 40.34 % 40.34 %


2 98 WR BERKLEY CORP GRP 1,503 1,437 3.46 % 3.46 % 13.86 % 54.20 %
3 1309 FRANKENMUTH GRP 1,071 1,037 2.15 % 1.93 % 9.88 % 64.08 %
4 626 CHUBB LTD GRP 714 573 15.51 % 16.00 % 6.59 % 70.68 %
5 3548 TRAVELERS GRP 688 714 7.07 % 7.25 % 6.35 % 77.02 %
6 212 ZURICH INS GRP 438 362 N/A N/A 4.04 % 81.06 %
7 12 AMERICAN INTL GRP 394 282 15.38 % 16.29 % 3.63 % 84.70 %
8 111 LIBERTY MUT GRP 353 331 N/A N/A 3.26 % 87.96 %
9 88 THE HANOVER INS GRP 213 187 2.93 % 2.98 % 1.96 % 89.92 %
10 181 SWISS RE GRP 163 519 N/A N/A 1.51 % 91.42 %
**STATE TOTAL** 10,839 10,529 9.47 % 10.03 % 100.00 % 91.42 %

© 2022 National Association of Insurance Commissioners


568
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 65 FM GLOBAL GRP 10,434 9,995 N/A N/A 31.58 % 31.58 %
2 626 CHUBB LTD GRP 2,710 2,519 45.49 % 45.88 % 8.20 % 39.78 %
3 3548 TRAVELERS GRP 2,591 2,924 19.95 % 20.04 % 7.84 % 47.63 %
4 242 SELECTIVE INS GRP 2,047 1,977 9.81 % 10.06 % 6.20 % 53.82 %
5 13501 BRETHREN MUT INS CO 2,022 1,887 13.36 % 13.36 % 6.12 % 59.94 %
6 12 AMERICAN INTL GRP 1,974 2,125 163.57 % 168.14 % 5.98 % 65.92 %
7 212 ZURICH INS GRP 1,783 1,536 3.57 % 3.57 % 5.40 % 71.31 %
8 140 NATIONWIDE CORP GRP 1,333 1,288 17.20 % 17.70 % 4.04 % 75.35 %
9 218 CNA INS GRP 697 645 N/A N/A 2.11 % 77.46 %
10 361 MUNICH RE GRP 633 584 9.04 % 8.92 % 1.92 % 79.38 %
**STATE TOTAL** 33,037 31,378 19.46 % 19.54 % 100.00 % 79.38 %

Massachusetts 1 65 FM GLOBAL GRP 16,461 15,443 54.27 % 54.83 % 35.02 % 35.02 %


2 626 CHUBB LTD GRP 5,763 5,590 17.13 % 17.66 % 12.26 % 47.28 %
3 3548 TRAVELERS GRP 3,589 3,448 49.34 % 49.87 % 7.64 % 54.91 %
4 212 ZURICH INS GRP 3,103 2,546 2.54 % 2.54 % 6.60 % 61.51 %
5 12 AMERICAN INTL GRP 3,082 3,399 10.51 % 11.27 % 6.56 % 68.07 %
6 218 CNA INS GRP 1,716 1,619 15.32 % 15.29 % 3.65 % 71.72 %
7 98 WR BERKLEY CORP GRP 1,681 1,638 17.11 % 18.75 % 3.58 % 75.30 %
8 111 LIBERTY MUT GRP 1,671 1,322 N/A 0.76 % 3.55 % 78.85 %
9 361 MUNICH RE GRP 1,584 1,168 7.09 % 7.11 % 3.37 % 82.22 %
10 242 SELECTIVE INS GRP 1,283 1,267 16.03 % 16.03 % 2.73 % 84.95 %
**STATE TOTAL** 47,007 44,672 29.14 % 29.13 % 100.00 % 84.95 %

Michigan 1 65 FM GLOBAL GRP 20,423 18,818 15.38 % 15.39 % 25.54 % 25.54 %


2 67 MICHIGAN FARM BUREAU GRP 12,305 11,412 14.71 % 14.75 % 15.39 % 40.93 %
3 626 CHUBB LTD GRP 4,031 3,818 24.13 % 24.69 % 5.04 % 45.97 %
4 3548 TRAVELERS GRP 3,911 3,977 17.20 % 17.63 % 4.89 % 50.86 %
5 55 AUTOMOBILE CLUB MI GRP 3,226 3,121 26.96 % 27.05 % 4.03 % 54.90 %
6 12 AMERICAN INTL GRP 3,064 3,030 N/A N/A 3.83 % 58.73 %
7 62 EMC INS CO GRP 2,853 2,790 53.04 % 53.03 % 3.57 % 62.30 %
8 212 ZURICH INS GRP 2,760 2,339 2.35 % 2.35 % 3.45 % 65.75 %
9 1309 FRANKENMUTH GRP 2,753 2,604 44.23 % 44.87 % 3.44 % 69.19 %
10 242 SELECTIVE INS GRP 2,366 2,305 41.18 % 41.18 % 2.96 % 72.15 %
**STATE TOTAL** 79,963 76,181 21.14 % 21.20 % 100.00 % 72.15 %

Minnesota 1 65 FM GLOBAL GRP 15,045 14,989 N/A N/A 29.36 % 29.36 %


2 3548 TRAVELERS GRP 5,618 4,946 4.31 % 4.57 % 10.96 % 40.32 %
3 15350 WEST BEND MUT INS CO 2,703 2,555 8.96 % 8.96 % 5.27 % 45.60 %
4 626 CHUBB LTD GRP 2,645 2,581 17.51 % 18.03 % 5.16 % 50.76 %
5 968 AXA INS GRP 2,556 1,359 N/A N/A 4.99 % 55.75 %
6 62 EMC INS CO GRP 1,964 1,862 17.46 % 17.45 % 3.83 % 59.58 %
7 12 AMERICAN INTL GRP 1,767 1,576 2.76 % 6.71 % 3.45 % 63.03 %
8 212 ZURICH INS GRP 1,707 1,475 3.05 % 3.05 % 3.33 % 66.36 %
9 309 WESTERN NATL MUT GRP 1,690 1,624 4.01 % 4.05 % 3.30 % 69.66 %
10 7 FEDERATED MUT GRP 1,657 1,427 53.07 % 53.02 % 3.23 % 72.89 %
**STATE TOTAL** 51,246 48,138 15.25 % 15.40 % 100.00 % 72.89 %

© 2022 National Association of Insurance Commissioners


569
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 65 FM GLOBAL GRP 5,806 5,732 109.79 % 109.82 % 32.35 % 32.35 %
2 111 LIBERTY MUT GRP 1,459 1,340 89.19 % 90.84 % 8.13 % 40.48 %
3 12 AMERICAN INTL GRP 1,322 1,222 74.47 % 77.38 % 7.36 % 47.85 %
4 3548 TRAVELERS GRP 1,120 1,119 125.08 % 127.88 % 6.24 % 54.09 %
5 212 ZURICH INS GRP 952 788 4.40 % 4.40 % 5.30 % 59.39 %
6 98 WR BERKLEY CORP GRP 929 941 2.36 % 2.36 % 5.18 % 64.57 %
7 626 CHUBB LTD GRP 792 727 28.41 % 28.94 % 4.42 % 68.99 %
8 361 MUNICH RE GRP 791 743 20.80 % 20.89 % 4.41 % 73.39 %
9 968 AXA INS GRP 783 738 N/A N/A 4.36 % 77.75 %
10 140 NATIONWIDE CORP GRP 657 676 33.19 % 33.31 % 3.66 % 81.41 %
**STATE TOTAL** 17,945 17,388 66.00 % 66.43 % 100.00 % 81.41 %

Missouri 1 65 FM GLOBAL GRP 10,363 10,147 22.84 % 23.51 % 26.09 % 26.09 %


2 212 ZURICH INS GRP 3,503 2,971 6.78 % 6.79 % 8.82 % 34.91 %
3 3548 TRAVELERS GRP 3,434 2,433 33.74 % 34.35 % 8.64 % 43.56 %
4 12 AMERICAN INTL GRP 3,127 3,030 27.22 % 27.34 % 7.87 % 51.43 %
5 626 CHUBB LTD GRP 2,752 2,629 18.16 % 18.36 % 6.93 % 58.36 %
6 140 NATIONWIDE CORP GRP 1,966 1,850 34.62 % 34.76 % 4.95 % 63.31 %
7 242 SELECTIVE INS GRP 1,130 1,102 7.85 % 7.85 % 2.85 % 66.15 %
8 968 AXA INS GRP 1,129 1,138 N/A N/A 2.84 % 68.99 %
9 7 FEDERATED MUT GRP 1,030 875 16.30 % 16.30 % 2.59 % 71.59 %
10 218 CNA INS GRP 921 1,019 N/A 0.71 % 2.32 % 73.91 %
**STATE TOTAL** 39,720 37,719 19.52 % 19.54 % 100.00 % 73.91 %

Montana 1 65 FM GLOBAL GRP 1,291 1,049 1.21 % 1.21 % 18.73 % 18.73 %


2 12 AMERICAN INTL GRP 699 601 27.25 % 27.87 % 10.14 % 28.87 %
3 140 NATIONWIDE CORP GRP 612 559 5.27 % 5.34 % 8.88 % 37.76 %
4 62 EMC INS CO GRP 578 571 27.69 % 27.68 % 8.38 % 46.14 %
5 244 CINCINNATI FIN GRP 493 469 3.22 % 4.07 % 7.15 % 53.29 %
6 3548 TRAVELERS GRP 443 391 6.23 % 6.23 % 6.43 % 59.72 %
7 626 CHUBB LTD GRP 369 337 44.12 % 45.25 % 5.35 % 65.07 %
8 361 MUNICH RE GRP 362 320 179.75 % 179.72 % 5.26 % 70.33 %
9 309 WESTERN NATL MUT GRP 231 246 N/A N/A 3.36 % 73.69 %
10 212 ZURICH INS GRP 228 245 1.34 % 1.34 % 3.30 % 77.00 %
**STATE TOTAL** 6,890 6,429 21.42 % 20.67 % 100.00 % 77.00 %

Nebraska 1 65 FM GLOBAL GRP 5,073 5,268 6.26 % 9.55 % 27.29 % 27.29 %


2 140 NATIONWIDE CORP GRP 2,298 2,252 27.18 % 27.43 % 12.36 % 39.64 %
3 12 AMERICAN INTL GRP 1,601 1,268 N/A N/A 8.61 % 48.26 %
4 3548 TRAVELERS GRP 1,284 1,289 776.08 % 776.40 % 6.90 % 55.16 %
5 62 EMC INS CO GRP 1,070 1,050 16.20 % 16.18 % 5.76 % 60.92 %
6 212 ZURICH INS GRP 1,059 818 0.26 % 0.26 % 5.69 % 66.61 %
7 626 CHUBB LTD GRP 959 942 22.86 % 23.17 % 5.16 % 71.77 %
8 361 MUNICH RE GRP 706 677 36.75 % 36.71 % 3.80 % 75.56 %
9 98 WR BERKLEY CORP GRP 568 527 19.85 % 19.84 % 3.06 % 78.62 %
10 111 LIBERTY MUT GRP 434 555 N/A N/A 2.33 % 80.95 %
**STATE TOTAL** 18,594 18,077 65.81 % 66.73 % 100.00 % 80.95 %

© 2022 National Association of Insurance Commissioners


570
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 65 FM GLOBAL GRP 4,794 4,819 N/A N/A 29.26 % 29.26 %
2 212 ZURICH INS GRP 1,966 1,837 0.68 % 0.68 % 12.00 % 41.26 %
3 3548 TRAVELERS GRP 1,711 1,415 0.22 % 0.05 % 10.44 % 51.70 %
4 12 AMERICAN INTL GRP 1,346 1,089 N/A N/A 8.22 % 59.92 %
5 181 SWISS RE GRP 923 730 16.96 % 17.14 % 5.63 % 65.55 %
6 626 CHUBB LTD GRP 866 818 13.28 % 13.70 % 5.28 % 70.83 %
7 140 NATIONWIDE CORP GRP 789 780 24.69 % 24.73 % 4.81 % 75.65 %
8 968 AXA INS GRP 690 610 N/A N/A 4.21 % 79.86 %
9 280 AUTO OWNERS GRP 461 468 1.47 % 1.83 % 2.81 % 82.67 %
10 111 LIBERTY MUT GRP 322 307 37.34 % 39.02 % 1.96 % 84.64 %
**STATE TOTAL** 16,385 15,297 N/A N/A 100.00 % 84.64 %

New Hampshire 1 65 FM GLOBAL GRP 2,286 2,216 3.01 % 3.01 % 26.48 % 26.48 %
2 12 AMERICAN INTL GRP 1,092 1,024 8.00 % 8.53 % 12.65 % 39.13 %
3 98 WR BERKLEY CORP GRP 920 883 21.56 % 22.33 % 10.66 % 49.79 %
4 212 ZURICH INS GRP 902 706 5.97 % 5.97 % 10.45 % 60.23 %
5 626 CHUBB LTD GRP 589 569 17.27 % 17.74 % 6.83 % 67.06 %
6 968 AXA INS GRP 318 236 N/A N/A 3.69 % 70.75 %
7 1309 FRANKENMUTH GRP 290 282 29.45 % 29.25 % 3.37 % 74.11 %
8 111 LIBERTY MUT GRP 253 227 N/A N/A 2.93 % 77.04 %
9 3548 TRAVELERS GRP 219 237 2.14 % 1.92 % 2.53 % 79.57 %
10 361 MUNICH RE GRP 191 149 5.76 % 5.63 % 2.22 % 81.79 %
**STATE TOTAL** 8,631 8,240 9.27 % 9.16 % 100.00 % 81.79 %

New Jersey 1 65 FM GLOBAL GRP 8,854 9,041 14.66 % 14.61 % 15.97 % 15.97 %
2 626 CHUBB LTD GRP 8,610 8,448 28.50 % 28.58 % 15.53 % 31.49 %
3 242 SELECTIVE INS GRP 4,772 4,469 18.03 % 18.18 % 8.61 % 40.10 %
4 212 ZURICH INS GRP 4,625 4,356 3.16 % 3.45 % 8.34 % 48.44 %
5 3548 TRAVELERS GRP 4,485 4,276 10.68 % 10.99 % 8.09 % 56.53 %
6 12 AMERICAN INTL GRP 3,523 4,252 5.64 % 6.44 % 6.35 % 62.88 %
7 54 CUMBERLAND GRP 2,605 2,547 3.32 % 3.69 % 4.70 % 67.58 %
8 218 CNA INS GRP 1,788 2,016 14.43 % 15.14 % 3.23 % 70.80 %
9 13854 FARMERS MUT FIRE INS CO OF SALEM CN 1,662 1,567 9.00 % 9.42 % 3.00 % 73.80 %
10 968 AXA INS GRP 1,454 1,359 8.93 % 7.57 % 2.62 % 76.42 %
**STATE TOTAL** 55,455 54,969 13.20 % 12.64 % 100.00 % 76.42 %

New Mexico 1 65 FM GLOBAL GRP 3,723 3,710 18.92 % 24.02 % 35.21 % 35.21 %
2 212 ZURICH INS GRP 827 706 3.30 % 3.30 % 7.82 % 43.04 %
3 3548 TRAVELERS GRP 795 843 N/A N/A 7.52 % 50.55 %
4 12 AMERICAN INTL GRP 655 545 N/A N/A 6.19 % 56.75 %
5 111 LIBERTY MUT GRP 583 532 N/A N/A 5.51 % 62.26 %
6 968 AXA INS GRP 492 428 N/A N/A 4.66 % 66.92 %
7 626 CHUBB LTD GRP 313 322 13.96 % 14.42 % 2.96 % 69.88 %
8 140 NATIONWIDE CORP GRP 310 312 7.85 % 7.92 % 2.93 % 72.81 %
9 242 SELECTIVE INS GRP 286 230 0.00 % 0.00 % 2.70 % 75.51 %
10 31 BERKSHIRE HATHAWAY GRP 276 170 N/A N/A 2.61 % 78.12 %
**STATE TOTAL** 10,573 10,085 8.26 % 9.67 % 100.00 % 78.12 %

© 2022 National Association of Insurance Commissioners


571
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 65 FM GLOBAL GRP 32,339 31,313 52.97 % 53.43 % 23.15 % 23.15 %
2 626 CHUBB LTD GRP 15,831 15,721 28.01 % 28.48 % 11.33 % 34.49 %
3 3548 TRAVELERS GRP 11,315 10,840 39.37 % 40.45 % 8.10 % 42.59 %
4 12 AMERICAN INTL GRP 10,011 9,734 24.08 % 25.33 % 7.17 % 49.75 %
5 212 ZURICH INS GRP 8,025 7,757 N/A N/A 5.75 % 55.50 %
6 968 AXA INS GRP 7,155 7,179 N/A N/A 5.12 % 60.62 %
7 218 CNA INS GRP 6,595 6,792 9.18 % 9.81 % 4.72 % 65.34 %
8 361 MUNICH RE GRP 3,985 4,135 14.31 % 14.22 % 2.85 % 68.20 %
9 111 LIBERTY MUT GRP 3,569 2,972 19.70 % 19.27 % 2.56 % 70.75 %
10 34843 NEW YORK SCHOOLS INS RECIP 2,829 2,707 53.33 % 53.33 % 2.03 % 72.78 %
**STATE TOTAL** 139,676 137,682 24.73 % 24.58 % 100.00 % 72.78 %

North Carolina 1 65 FM GLOBAL GRP 18,527 17,135 20.69 % 20.80 % 32.96 % 32.96 %
2 3548 TRAVELERS GRP 4,303 4,057 9.48 % 9.70 % 7.66 % 40.62 %
3 212 ZURICH INS GRP 3,692 3,161 4.42 % 5.08 % 6.57 % 47.19 %
4 242 SELECTIVE INS GRP 3,046 2,951 5.75 % 5.76 % 5.42 % 52.61 %
5 626 CHUBB LTD GRP 2,543 2,390 29.86 % 30.69 % 4.52 % 57.13 %
6 140 NATIONWIDE CORP GRP 2,323 2,554 21.99 % 22.10 % 4.13 % 61.26 %
7 361 MUNICH RE GRP 2,027 1,907 6.10 % 6.09 % 3.61 % 64.87 %
8 111 LIBERTY MUT GRP 2,019 1,752 130.37 % 133.44 % 3.59 % 68.46 %
9 12 AMERICAN INTL GRP 1,747 1,665 17.11 % 17.75 % 3.11 % 71.57 %
10 244 CINCINNATI FIN GRP 1,340 1,250 53.90 % 55.48 % 2.38 % 73.95 %
**STATE TOTAL** 56,208 53,715 22.20 % 22.07 % 100.00 % 73.95 %

North Dakota 1 65 FM GLOBAL GRP 8,929 8,177 N/A N/A 55.08 % 55.08 %
2 12 AMERICAN INTL GRP 1,487 1,128 3.37 % 3.82 % 9.17 % 64.26 %
3 3548 TRAVELERS GRP 653 663 5.70 % 6.45 % 4.03 % 68.29 %
4 361 MUNICH RE GRP 569 631 42.57 % 42.48 % 3.51 % 71.80 %
5 62 EMC INS CO GRP 510 538 13.76 % 13.74 % 3.14 % 74.94 %
6 96 SECURA INS GRP 496 455 24.44 % 24.44 % 3.06 % 78.00 %
7 140 NATIONWIDE CORP GRP 449 535 24.64 % 24.59 % 2.77 % 80.77 %
8 14184 ACUITY A MUT INS CO 392 359 4.19 % 4.19 % 2.42 % 83.19 %
9 212 ZURICH INS GRP 387 275 6.64 % 6.64 % 2.39 % 85.58 %
10 626 CHUBB LTD GRP 308 291 46.87 % 47.08 % 1.90 % 87.48 %
**STATE TOTAL** 16,210 15,042 0.20 % 0.01 % 100.00 % 87.48 %

Ohio 1 65 FM GLOBAL GRP 35,813 32,055 94.40 % 95.09 % 38.79 % 38.79 %


2 3548 TRAVELERS GRP 6,549 6,145 29.18 % 30.08 % 7.09 % 45.89 %
3 212 ZURICH INS GRP 6,081 5,324 0.54 % N/A 6.59 % 52.48 %
4 12 AMERICAN INTL GRP 4,999 4,472 35.98 % 39.34 % 5.41 % 57.89 %
5 626 CHUBB LTD GRP 4,262 4,148 22.43 % 22.58 % 4.62 % 62.51 %
6 244 CINCINNATI FIN GRP 3,143 3,032 22.77 % 22.94 % 3.40 % 65.91 %
7 140 NATIONWIDE CORP GRP 2,936 2,847 17.46 % 17.74 % 3.18 % 69.09 %
8 228 WESTFIELD GRP 2,616 2,492 18.83 % 18.86 % 2.83 % 71.93 %
9 111 LIBERTY MUT GRP 2,447 1,922 N/A N/A 2.65 % 74.58 %
10 242 SELECTIVE INS GRP 2,225 2,132 35.59 % 35.65 % 2.41 % 76.99 %
**STATE TOTAL** 92,315 101,082 39.36 % 39.53 % 100.00 % 76.99 %

© 2022 National Association of Insurance Commissioners


572
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 65 FM GLOBAL GRP 11,523 11,339 34.30 % 34.15 % 43.38 % 43.38 %
2 212 ZURICH INS GRP 2,014 1,654 3.90 % 3.90 % 7.58 % 50.96 %
3 626 CHUBB LTD GRP 1,967 1,917 25.54 % 26.27 % 7.40 % 58.37 %
4 12 AMERICAN INTL GRP 1,900 1,807 83.47 % 86.88 % 7.15 % 65.52 %
5 3548 TRAVELERS GRP 1,498 1,410 3.54 % 4.65 % 5.64 % 71.16 %
6 761 ALLIANZ INS GRP 877 702 103.55 % 104.57 % 3.30 % 74.47 %
7 181 SWISS RE GRP 846 828 2.35 % 3.03 % 3.18 % 77.65 %
8 968 AXA INS GRP 750 705 N/A N/A 2.82 % 80.48 %
9 13528 BROTHERHOOD MUT INS CO 613 593 2.26 % 2.13 % 2.31 % 82.78 %
10 62 EMC INS CO GRP 524 528 17.59 % 17.57 % 1.97 % 84.76 %
**STATE TOTAL** 26,562 25,327 26.61 % 25.76 % 100.00 % 84.76 %

Oregon 1 65 FM GLOBAL GRP 5,554 5,137 51.70 % 51.14 % 23.54 % 23.54 %


2 212 ZURICH INS GRP 2,105 1,778 1.86 % 1.86 % 8.92 % 32.46 %
3 3548 TRAVELERS GRP 2,074 1,956 8.32 % 8.24 % 8.79 % 41.24 %
4 12 AMERICAN INTL GRP 1,864 1,811 33.05 % 34.86 % 7.90 % 49.14 %
5 626 CHUBB LTD GRP 1,549 1,608 17.24 % 16.32 % 6.57 % 55.71 %
6 218 CNA INS GRP 1,351 1,359 22.39 % 22.83 % 5.73 % 61.43 %
7 140 NATIONWIDE CORP GRP 813 797 1.74 % 1.86 % 3.44 % 64.88 %
8 333 MUTUAL OF ENUMCLAW GRP 747 748 11.15 % 11.51 % 3.17 % 68.05 %
9 111 LIBERTY MUT GRP 674 734 N/A N/A 2.86 % 70.90 %
10 968 AXA INS GRP 662 864 N/A N/A 2.81 % 73.71 %
**STATE TOTAL** 23,596 22,701 19.91 % 18.52 % 100.00 % 73.71 %

Pennsylvania 1 65 FM GLOBAL GRP 32,572 29,031 12.95 % 13.05 % 34.63 % 34.63 %


2 3548 TRAVELERS GRP 8,176 8,263 17.43 % 17.86 % 8.69 % 43.33 %
3 212 ZURICH INS GRP 6,009 5,239 N/A N/A 6.39 % 49.72 %
4 12 AMERICAN INTL GRP 5,978 5,851 5.94 % 6.85 % 6.36 % 56.07 %
5 242 SELECTIVE INS GRP 5,937 5,693 17.36 % 17.44 % 6.31 % 62.38 %
6 626 CHUBB LTD GRP 5,749 5,775 23.75 % 24.03 % 6.11 % 68.50 %
7 361 MUNICH RE GRP 2,511 2,403 38.18 % 38.08 % 2.67 % 71.17 %
8 140 NATIONWIDE CORP GRP 2,328 2,262 24.02 % 24.09 % 2.47 % 73.64 %
9 111 LIBERTY MUT GRP 2,257 1,953 N/A N/A 2.40 % 76.04 %
10 181 SWISS RE GRP 1,552 1,693 22.09 % 21.14 % 1.65 % 77.69 %
**STATE TOTAL** 94,050 87,512 14.94 % 14.53 % 100.00 % 77.69 %

Rhode Island 1 65 FM GLOBAL GRP 1,283 1,359 4.97 % 4.89 % 19.38 % 19.38 %
2 626 CHUBB LTD GRP 716 717 21.11 % 20.44 % 10.81 % 30.19 %
3 3548 TRAVELERS GRP 539 520 119.50 % 124.38 % 8.14 % 38.33 %
4 212 ZURICH INS GRP 536 430 4.39 % 4.39 % 8.10 % 46.43 %
5 12 AMERICAN INTL GRP 482 373 N/A N/A 7.29 % 53.72 %
6 4861 HERITAGE INS HOLDINGS GRP 464 424 19.37 % 19.61 % 7.01 % 60.73 %
7 242 SELECTIVE INS GRP 441 402 65.13 % 65.13 % 6.67 % 67.39 %
8 62 EMC INS CO GRP 278 290 N/A N/A 4.20 % 71.59 %
9 111 LIBERTY MUT GRP 258 214 9.08 % 8.26 % 3.90 % 75.50 %
10 140 NATIONWIDE CORP GRP 224 211 N/A N/A 3.38 % 78.88 %
**STATE TOTAL** 6,621 6,270 23.02 % 22.71 % 100.00 % 78.88 %

© 2022 National Association of Insurance Commissioners


573
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 65 FM GLOBAL GRP 14,430 13,837 16.50 % 16.28 % 45.47 % 45.47 %
2 212 ZURICH INS GRP 2,422 2,048 2.96 % 2.96 % 7.63 % 53.11 %
3 3548 TRAVELERS GRP 1,854 1,796 16.57 % 17.23 % 5.84 % 58.95 %
4 12 AMERICAN INTL GRP 1,346 1,435 4.22 % 5.08 % 4.24 % 63.19 %
5 242 SELECTIVE INS GRP 1,129 1,100 7.49 % 7.50 % 3.56 % 66.75 %
6 626 CHUBB LTD GRP 946 964 12.02 % 12.35 % 2.98 % 69.73 %
7 361 MUNICH RE GRP 864 844 N/A N/A 2.72 % 72.45 %
8 140 NATIONWIDE CORP GRP 826 791 3.20 % 3.14 % 2.60 % 75.06 %
9 968 AXA INS GRP 810 753 N/A N/A 2.55 % 77.61 %
10 761 ALLIANZ INS GRP 679 560 9.07 % 9.16 % 2.14 % 79.75 %
**STATE TOTAL** 31,732 30,052 8.42 % 7.87 % 100.00 % 79.75 %

South Dakota 1 65 FM GLOBAL GRP 3,000 2,522 0.00 % 0.00 % 28.45 % 28.45 %
2 14184 ACUITY A MUT INS CO 893 819 6.72 % 6.72 % 8.47 % 36.92 %
3 140 NATIONWIDE CORP GRP 734 709 15.95 % 16.01 % 6.96 % 43.88 %
4 12 AMERICAN INTL GRP 723 629 7.22 % 7.72 % 6.86 % 50.74 %
5 3548 TRAVELERS GRP 692 649 7.50 % 7.69 % 6.56 % 57.30 %
6 626 CHUBB LTD GRP 572 580 333.79 % 334.17 % 5.43 % 62.72 %
7 62 EMC INS CO GRP 571 536 16.98 % 16.97 % 5.42 % 68.14 %
8 212 ZURICH INS GRP 403 275 8.08 % 8.08 % 3.82 % 71.96 %
9 968 AXA INS GRP 399 370 89.59 % 90.49 % 3.78 % 75.74 %
10 98 WR BERKLEY CORP GRP 323 324 4.27 % 4.27 % 3.06 % 78.80 %
**STATE TOTAL** 10,545 9,546 37.47 % 37.69 % 100.00 % 78.80 %

Tennessee 1 65 FM GLOBAL GRP 19,677 18,373 70.83 % 71.09 % 40.30 % 40.30 %


2 3548 TRAVELERS GRP 4,554 3,783 1.98 % 2.07 % 9.33 % 49.63 %
3 212 ZURICH INS GRP 2,184 1,885 2.43 % 2.43 % 4.47 % 54.10 %
4 361 MUNICH RE GRP 2,073 2,009 101.07 % 100.88 % 4.25 % 58.35 %
5 626 CHUBB LTD GRP 1,986 1,954 11.23 % 11.52 % 4.07 % 62.42 %
6 140 NATIONWIDE CORP GRP 1,842 1,682 7.44 % 7.86 % 3.77 % 66.19 %
7 111 LIBERTY MUT GRP 1,787 1,460 N/A N/A 3.66 % 69.85 %
8 242 SELECTIVE INS GRP 1,685 1,578 3.38 % 3.39 % 3.45 % 73.30 %
9 12 AMERICAN INTL GRP 1,509 2,062 N/A N/A 3.09 % 76.39 %
10 968 AXA INS GRP 1,008 1,090 N/A N/A 2.07 % 78.45 %
**STATE TOTAL** 48,825 46,470 32.76 % 32.61 % 100.00 % 78.45 %

Texas 1 65 FM GLOBAL GRP 56,950 57,555 348.75 % 349.49 % 32.39 % 32.39 %


2 12 AMERICAN INTL GRP 21,482 19,301 120.26 % 128.40 % 12.22 % 44.61 %
3 212 ZURICH INS GRP 14,886 12,680 4.50 % 4.50 % 8.47 % 53.07 %
4 3548 TRAVELERS GRP 13,760 13,237 18.37 % 19.35 % 7.83 % 60.90 %
5 626 CHUBB LTD GRP 9,716 9,326 98.70 % 99.29 % 5.53 % 66.43 %
6 140 NATIONWIDE CORP GRP 7,111 6,640 36.61 % 37.64 % 4.04 % 70.47 %
7 111 LIBERTY MUT GRP 6,557 5,877 47.89 % 50.80 % 3.73 % 74.20 %
8 968 AXA INS GRP 5,653 5,807 N/A N/A 3.22 % 77.41 %
9 361 MUNICH RE GRP 4,985 4,384 37.53 % 37.56 % 2.84 % 80.25 %
10 218 CNA INS GRP 4,773 4,689 25.43 % 26.42 % 2.71 % 82.96 %
**STATE TOTAL** 175,827 168,046 156.94 % 158.43 % 100.00 % 82.96 %

© 2022 National Association of Insurance Commissioners


574
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 65 FM GLOBAL GRP 4,252 4,195 1.52 % 1.49 % 28.62 % 28.62 %
2 12 AMERICAN INTL GRP 1,301 1,350 N/A 0.08 % 8.75 % 37.38 %
3 968 AXA INS GRP 1,073 1,022 N/A N/A 7.22 % 44.60 %
4 3548 TRAVELERS GRP 942 866 6.85 % 6.89 % 6.34 % 50.94 %
5 626 CHUBB LTD GRP 862 752 21.32 % 22.04 % 5.80 % 56.74 %
6 140 NATIONWIDE CORP GRP 766 770 N/A N/A 5.15 % 61.89 %
7 3219 SOMPO GRP 723 379 6.48 % 7.16 % 4.87 % 66.76 %
8 212 ZURICH INS GRP 642 672 N/A N/A 4.32 % 71.08 %
9 62 EMC INS CO GRP 510 511 9.38 % 9.36 % 3.43 % 74.51 %
10 111 LIBERTY MUT GRP 492 438 N/A N/A 3.31 % 77.83 %
**STATE TOTAL** 14,856 14,094 6.54 % 6.47 % 100.00 % 77.83 %

Vermont 1 65 FM GLOBAL GRP 1,866 1,770 0.00 % 0.00 % 32.38 % 32.38 %


2 98 WR BERKLEY CORP GRP 704 670 5.29 % 6.12 % 12.22 % 44.60 %
3 3548 TRAVELERS GRP 565 483 10.39 % 10.80 % 9.81 % 54.41 %
4 212 ZURICH INS GRP 422 230 10.24 % 10.24 % 7.32 % 61.73 %
5 12 AMERICAN INTL GRP 382 366 5.66 % 6.48 % 6.63 % 68.36 %
6 1309 FRANKENMUTH GRP 380 358 7.33 % 7.22 % 6.59 % 74.95 %
7 111 LIBERTY MUT GRP 223 180 16.09 % 19.60 % 3.88 % 78.83 %
8 218 CNA INS GRP 186 191 N/A N/A 3.23 % 82.06 %
9 140 NATIONWIDE CORP GRP 174 170 23.61 % 23.61 % 3.03 % 85.08 %
10 361 MUNICH RE GRP 155 119 3.39 % 2.86 % 2.68 % 87.76 %
**STATE TOTAL** 5,762 5,325 3.26 % 3.50 % 100.00 % 87.76 %

Virginia 1 65 FM GLOBAL GRP 14,674 13,257 196.21 % 198.51 % 34.16 % 34.16 %


2 12 AMERICAN INTL GRP 3,187 2,691 N/A N/A 7.42 % 41.57 %
3 3548 TRAVELERS GRP 2,595 2,847 165.09 % 167.03 % 6.04 % 47.62 %
4 212 ZURICH INS GRP 2,589 2,356 3.70 % 3.74 % 6.03 % 53.64 %
5 242 SELECTIVE INS GRP 2,412 2,320 11.55 % 11.59 % 5.61 % 59.26 %
6 626 CHUBB LTD GRP 2,170 2,099 31.30 % 32.23 % 5.05 % 64.31 %
7 140 NATIONWIDE CORP GRP 1,438 1,420 35.37 % 35.65 % 3.35 % 67.65 %
8 4994 LOUDOUN MUT GRP 1,396 1,396 0.00 % 0.00 % 3.25 % 70.90 %
9 361 MUNICH RE GRP 1,354 1,245 612.89 % 620.14 % 3.15 % 74.06 %
10 761 ALLIANZ INS GRP 1,048 1,274 23.18 % 23.23 % 2.44 % 76.49 %
**STATE TOTAL** 42,961 41,119 90.82 % 92.51 % 100.00 % 76.49 %

Washington 1 65 FM GLOBAL GRP 10,186 8,805 N/A N/A 25.63 % 25.63 %


2 3548 TRAVELERS GRP 3,537 3,610 8.86 % 9.41 % 8.90 % 34.53 %
3 12 AMERICAN INTL GRP 2,855 3,237 6.46 % 7.08 % 7.18 % 41.72 %
4 626 CHUBB LTD GRP 2,735 2,559 29.73 % 30.20 % 6.88 % 48.60 %
5 212 ZURICH INS GRP 2,544 2,270 1.20 % 1.20 % 6.40 % 55.00 %
6 361 MUNICH RE GRP 1,909 1,836 42.15 % 43.08 % 4.80 % 59.81 %
7 111 LIBERTY MUT GRP 1,749 1,552 N/A N/A 4.40 % 64.21 %
8 140 NATIONWIDE CORP GRP 1,699 1,555 8.50 % 8.56 % 4.28 % 68.49 %
9 333 MUTUAL OF ENUMCLAW GRP 1,588 1,559 22.41 % 23.71 % 4.00 % 72.48 %
10 968 AXA INS GRP 1,384 1,448 N/A N/A 3.48 % 75.97 %
**STATE TOTAL** 39,738 37,635 6.49 % 5.91 % 100.00 % 75.97 %

© 2022 National Association of Insurance Commissioners


575
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 65 FM GLOBAL GRP 3,526 2,787 1.87 % 1.87 % 34.14 % 34.14 %
2 12 AMERICAN INTL GRP 1,604 (1,557) N/A N/A 15.53 % 49.67 %
3 212 ZURICH INS GRP 990 808 8.52 % 8.52 % 9.58 % 59.25 %
4 3548 TRAVELERS GRP 601 598 4.37 % 5.13 % 5.82 % 65.07 %
5 140 NATIONWIDE CORP GRP 405 433 113.42 % 113.48 % 3.92 % 69.00 %
6 244 CINCINNATI FIN GRP 364 309 4.54 % 4.57 % 3.52 % 72.52 %
7 228 WESTFIELD GRP 309 285 6.37 % 6.40 % 2.99 % 75.51 %
8 181 SWISS RE GRP 301 381 N/A N/A 2.91 % 78.43 %
9 291 ENCOVA MUT INS GRP 272 260 17.85 % 17.85 % 2.64 % 81.06 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 231 217 6.70 % 8.29 % 2.23 % 83.30 %
**STATE TOTAL** 10,329 6,390 2.00 % 1.81 % 100.00 % 83.30 %

Wisconsin 1 65 FM GLOBAL GRP 15,815 15,356 35.37 % 35.29 % 28.41 % 28.41 %


2 3548 TRAVELERS GRP 4,119 4,069 2.00 % 2.01 % 7.40 % 35.81 %
3 15350 WEST BEND MUT INS CO 4,063 3,821 22.07 % 22.07 % 7.30 % 43.11 %
4 626 CHUBB LTD GRP 3,760 3,589 18.79 % 19.19 % 6.75 % 49.86 %
5 62 EMC INS CO GRP 2,658 2,685 27.39 % 27.38 % 4.77 % 54.64 %
6 14184 ACUITY A MUT INS CO 2,312 2,133 16.48 % 16.48 % 4.15 % 58.79 %
7 111 LIBERTY MUT GRP 2,206 1,862 86.33 % 91.83 % 3.96 % 62.75 %
8 212 ZURICH INS GRP 2,111 1,750 2.19 % 2.42 % 3.79 % 66.55 %
9 96 SECURA INS GRP 2,065 1,973 24.68 % 24.70 % 3.71 % 70.26 %
10 12 AMERICAN INTL GRP 1,646 1,660 3.12 % 3.66 % 2.96 % 73.21 %
**STATE TOTAL** 55,666 53,188 25.82 % 26.17 % 100.00 % 73.21 %

Wyoming 1 65 FM GLOBAL GRP 6,511 5,742 92.11 % 92.79 % 60.23 % 60.23 %


2 12 AMERICAN INTL GRP 1,212 1,367 8.56 % 9.05 % 11.21 % 71.44 %
3 140 NATIONWIDE CORP GRP 718 552 136.07 % 136.73 % 6.64 % 78.08 %
4 212 ZURICH INS GRP 333 314 2.46 % 2.46 % 3.08 % 81.17 %
5 968 AXA INS GRP 283 265 N/A N/A 2.62 % 83.79 %
6 14184 ACUITY A MUT INS CO 272 226 1.65 % 1.65 % 2.52 % 86.30 %
7 62 EMC INS CO GRP 230 244 N/A N/A 2.12 % 88.43 %
8 84 AMERICAN FINANCIAL GRP 222 213 26.62 % 18.17 % 2.05 % 90.48 %
9 3548 TRAVELERS GRP 182 186 0.25 % 0.27 % 1.69 % 92.17 %
10 626 CHUBB LTD GRP 170 159 13.27 % 13.71 % 1.57 % 93.74 %
**STATE TOTAL** 10,810 9,995 61.02 % 61.21 % 100.00 % 93.74 %

American Samoa 1 968 AXA INS GRP 5 8 N/A N/A 99.90 % 99.90 %
2 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 0.10 % 100.00 %
**STATE TOTAL** 5 8 N/A N/A 100.00 % 100.00 %

Guam 1 4672 DONGBU INS GRP 61 81 0.00 % 0.00 % 47.14 % 47.14 %


2 3098 TOKIO MARINE HOLDINGS INC GRP 28 28 0.00 % 0.00 % 21.76 % 68.90 %
3 4715 MS & AD INS GRP 19 19 0.00 % 0.00 % 15.02 % 83.93 %
4 10972 FIRST NET INS CO 13 13 0.00 % 0.00 % 10.22 % 94.15 %
5 65 FM GLOBAL GRP 5 5 0.00 % 0.00 % 4.14 % 98.28 %
6 181 SWISS RE GRP 2 1 54.68 % 64.18 % 1.46 % 99.74 %
7 968 AXA INS GRP 0 0 N/A N/A 0.19 % 99.93 %
8 761 ALLIANZ INS GRP 0 0 0.00 % 0.00 % 0.03 % 99.96 %
9 626 CHUBB LTD GRP 0 0 0.00 % 0.00 % 0.03 % 99.99 %
10 1279 ARCH INS GRP 0 0 25.00 % 25.00 % 0.01 % 100.00 %
**STATE TOTAL** 129 146 N/A N/A 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


576
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 218 CNA INS GRP 5,252 6,929 21.35 % 23.47 % 30.77 % 30.77 %
2 65 FM GLOBAL GRP 4,756 4,534 0.00 % 0.00 % 27.86 % 58.63 %
3 4804 MULTINATIONAL GRP 3,612 3,820 31.28 % 31.82 % 21.16 % 79.80 %
4 411 MAPFRE INS GRP 971 961 0.65 % 0.65 % 5.69 % 85.48 %
5 968 AXA INS GRP 824 550 30.61 % 32.39 % 4.83 % 90.31 %
6 181 SWISS RE GRP 496 118 18.63 % 19.43 % 2.90 % 93.22 %
7 12 AMERICAN INTL GRP 473 400 57.05 % 76.08 % 2.77 % 95.99 %
8 4706 LOCKHART CO GRP 240 157 34.79 % 36.76 % 1.41 % 97.40 %
9 3548 TRAVELERS GRP 154 164 47.32 % 52.45 % 0.90 % 98.30 %
10 4802 TRIPLE S GRP 69 77 8.07 % 8.07 % 0.41 % 98.71 %
**STATE TOTAL** 17,069 18,096 15.88 % 17.25 % 100.00 % 98.71 %

U.S. Virgin Islands 1 3548 TRAVELERS GRP 90 88 3.12 % 3.23 % 35.03 % 35.03 %
2 4706 LOCKHART CO GRP 68 60 69.95 % 75.05 % 26.42 % 61.44 %
3 65 FM GLOBAL GRP 41 38 0.00 % 0.00 % 16.15 % 77.59 %
4 181 SWISS RE GRP 40 247 7.69 % 9.04 % 15.56 % 93.15 %
5 361 MUNICH RE GRP 17 18 102.45 % 102.24 % 6.60 % 99.75 %
6 3219 SOMPO GRP 0 0 4.26 % 4.76 % 0.17 % 99.92 %
7 4734 APOLLO GLOBAL MGMT GRP 0 0 N/A N/A 0.03 % 99.95 %
8 626 CHUBB LTD GRP 0 0 10.53 % 13.16 % 0.03 % 99.98 %
9 12 AMERICAN INTL GRP 0 0 N/A N/A 0.01 % 99.99 %
10 1279 ARCH INS GRP 0 0 9.09 % 9.09 % 0.01 % 100.00 %
**STATE TOTAL** 256 452 50.10 % 51.52 % 100.00 % 100.00 %

N. Mariana Islands 1 10972 FIRST NET INS CO 1 0 0.00 % 0.00 % 67.04 % 67.04 %
2 968 AXA INS GRP 0 0 16.23 % 17.11 % 31.27 % 98.31 %
3 65 FM GLOBAL GRP 0 0 0.00 % 0.00 % 1.69 % 100.00 %
**STATE TOTAL** 1 2 1.87 % 1.97 % 100.00 % 100.00 %

Canada 1 65 FM GLOBAL GRP 107,853 102,180 4.02 % 4.18 % 66.69 % 66.69 %


2 761 ALLIANZ INS GRP 23,394 25,172 72.05 % 73.94 % 14.46 % 81.15 %
3 181 SWISS RE GRP 10,620 13,300 25.76 % 26.73 % 6.57 % 87.72 %
4 218 CNA INS GRP 8,849 8,029 63.94 % 65.81 % 5.47 % 93.19 %
5 31 BERKSHIRE HATHAWAY GRP 4,875 4,789 35.78 % 38.02 % 3.01 % 96.20 %
6 968 AXA INS GRP 3,917 3,658 6.52 % 5.34 % 2.42 % 98.63 %
7 3548 TRAVELERS GRP 914 1,031 N/A N/A 0.56 % 99.19 %
8 158 FAIRFAX FIN GRP 453 390 4.18 % 4.64 % 0.28 % 99.47 %
9 111 LIBERTY MUT GRP 408 334 29.13 % 15.22 % 0.25 % 99.72 %
10 84 AMERICAN FINANCIAL GRP 238 239 1.93 % 1.48 % 0.15 % 99.87 %
**STATE TOTAL** 161,732 159,295 20.56 % 21.13 % 100.00 % 99.87 %

© 2022 National Association of Insurance Commissioners


577
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
27 ‐ Boiler and Machinery

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 65 FM GLOBAL GRP 81,893 78,660 38.58 % 38.96 % 83.15 % 83.15 %
2 31 BERKSHIRE HATHAWAY GRP 6,902 7,262 5.46 % 5.75 % 7.01 % 90.16 %
3 12 AMERICAN INTL GRP 2,616 2,528 17.13 % 18.35 % 2.66 % 92.81 %
4 761 ALLIANZ INS GRP 2,456 1,561 N/A N/A 2.49 % 95.31 %
5 212 ZURICH INS GRP 2,219 1,322 4.19 % 4.19 % 2.25 % 97.56 %
6 181 SWISS RE GRP 833 759 9.08 % 10.70 % 0.85 % 98.41 %
7 218 CNA INS GRP 486 502 N/A N/A 0.49 % 98.90 %
8 968 AXA INS GRP 386 468 N/A N/A 0.39 % 99.29 %
9 626 CHUBB LTD GRP 213 182 1,076.69 % 1,131.44 % 0.22 % 99.51 %
10 84 AMERICAN FINANCIAL GRP 204 276 161.47 % 174.11 % 0.21 % 99.71 %
**STATE TOTAL** 98,490 93,782 32.85 % 33.22 % 100.00 % 99.71 %

© 2022 National Association of Insurance Commissioners


578
28—Credit

© 2022 National Association of Insurance Commissioners


579
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 761 ALLIANZ INS GRP 394,870 388,708 16.18 % 16.24 % 15.73 % 15.73 %
2 84 AMERICAN FINANCIAL GRP 307,171 306,494 41.87 % 42.52 % 12.24 % 27.97 %
3 1279 ARCH INS GRP 246,572 257,810 23.90 % 24.79 % 9.82 % 37.79 %
4 19 ASSURANT INC GRP 191,233 189,274 13.41 % 13.41 % 7.62 % 45.41 %
5 26565 OHIO IND CO 177,584 173,431 42.58 % 44.25 % 7.07 % 52.48 %
6 408 AMERICAN NATL FIN GRP 138,331 133,641 36.40 % 36.40 % 5.51 % 58.00 %
7 25422 ATRADIUS TRADE CREDIT INS CO 119,955 113,402 N/A N/A 4.78 % 62.77 %
8 2538 AMTRUST FINANCIAL SERV GRP 101,969 114,232 27.29 % 27.29 % 4.06 % 66.84 %
9 4904 INTACT FINANCIAL GRP 90,781 89,049 51.26 % 51.26 % 3.62 % 70.45 %
10 8 ALLSTATE INS GRP 72,378 73,657 29.37 % 30.28 % 2.88 % 73.34 %
11 4718 TIPTREE FIN GRP 71,303 61,388 12.62 % 12.79 % 2.84 % 76.18 %
12 218 CNA INS GRP 70,426 74,297 26.71 % 26.74 % 2.81 % 78.98 %
13 12 AMERICAN INTL GRP 68,000 66,131 36.63 % 67.62 % 2.71 % 81.69 %
14 150 OLD REPUBLIC GRP 63,237 61,815 58.50 % 58.88 % 2.52 % 84.21 %
15 626 CHUBB LTD GRP 46,780 39,337 64.46 % 65.51 % 1.86 % 86.07 %
16 869 MINNESOTA MUT GRP 32,848 22,864 20.44 % 20.46 % 1.31 % 87.38 %
17 796 QBE INS GRP 32,257 38,022 N/A 8.30 % 1.29 % 88.67 %
18 3098 TOKIO MARINE HOLDINGS INC GRP 26,365 32,785 45.50 % 46.45 % 1.05 % 89.72 %
19 111 LIBERTY MUT GRP 24,088 26,490 40.02 % 45.58 % 0.96 % 90.68 %
20 158 FAIRFAX FIN GRP 23,633 25,367 33.48 % 39.88 % 0.94 % 91.62 %
21 5021 ONEMAIN HOLDINGS INC GRP 21,762 14,971 56.98 % 60.01 % 0.87 % 92.49 %
22 16523 PREMIER INS CO 21,754 13,855 2.36 % 2.36 % 0.87 % 93.35 %
23 31 BERKSHIRE HATHAWAY GRP 21,410 17,475 39.28 % 39.28 % 0.85 % 94.21 %
24 641 FIRST TOWER GRP 18,032 19,789 11.82 % 11.82 % 0.72 % 94.92 %
25 91 HARTFORD FIRE & CAS GRP 16,989 10,823 41.74 % 45.92 % 0.68 % 95.60 %
26 458 DAI‐ICHI LIFE HOLDINGS INC GRP 16,018 8,973 16.14 % 16.14 % 0.64 % 96.24 %
27 785 MARKEL CORP GRP 12,891 12,653 20.09 % 21.33 % 0.51 % 96.75 %
28 34568 CENTENNIAL CAS CO 12,281 11,651 34.74 % 34.74 % 0.49 % 97.24 %
29 181 SWISS RE GRP 10,442 8,889 6.76 % 8.04 % 0.42 % 97.66 %
30 4962 AU HOLDING CO GRP 8,456 2,331 66.01 % 66.01 % 0.34 % 98.00 %
31 3494 JAMES RIVER GRP 7,960 7,960 53.42 % 55.67 % 0.32 % 98.31 %
32 4908 ASCOT INS US GRP 7,179 4,982 53.30 % 54.98 % 0.29 % 98.60 %
33 37621 TOYOTA MOTOR INS CO 6,658 5,557 26.66 % 26.66 % 0.27 % 98.86 %
34 4709 SECURITY GRP 5,501 5,236 4.06 % 4.06 % 0.22 % 99.08 %
35 1120 EVEREST REINS HOLDINGS GRP 5,100 6,471 24.56 % 32.11 % 0.20 % 99.29 %
36 306 CUNA MUT GRP 4,889 4,865 26.89 % 26.89 % 0.19 % 99.48 %
37 212 ZURICH INS GRP 4,380 9,526 N/A N/A 0.17 % 99.66 %
38 4973 BIGLARI HOLDINGS GRP 2,811 2,646 23.93 % 23.93 % 0.11 % 99.77 %
39 4670 STARR GRP 1,917 1,779 40.74 % 45.26 % 0.08 % 99.84 %
40 5013 VANTAGE GRP 1,618 105 33.75 % 45.00 % 0.06 % 99.91 %
41 140 NATIONWIDE CORP GRP 1,252 1,260 N/A N/A 0.05 % 99.96 %
42 1316 KNIGHTBROOK INS GRP 490 865 19.40 % 21.78 % 0.02 % 99.98 %
43 1131 GREAT CENTRAL INS GRP 472 474 8.61 % 8.61 % 0.02 % 100.00 %
44 4942 BEAZLEY GRP 247 261 N/A N/A 0.01 % 100.00 %
45 10972 FIRST NET INS CO 210 171 5.98 % 5.64 % 0.01 % 100.00 %
46 948 GULF GUARANTY GRP 183 210 11.86 % 11.86 % 0.01 % 100.00 %
47 176 STATE FARM GRP 178 176 N/A N/A 0.01 % 100.00 %
48 598 DELTA GRP 158 133 79.96 % 87.30 % 0.01 % 100.00 %
49 105 MGIC GRP 121 121 0.00 % 0.00 % 0.00 % 100.00 %
50 12471 RETAILERS INS CO 68 166 0.14 % 0.14 % 0.00 % 100.00 %
51 4703 KENTUCKY NATL INS GRP 24 24 0.00 % 0.00 % 0.00 % 100.00 %
52 4988 BAYVIEW ASSET MANAGEMENT GRP 3 3 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 2,510,136 2,471,585 26.42 % 28.50 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


580
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 761 ALLIANZ INS GRP 352,237 346,457 21.03 % 21.10 % 15.80 % 15.80 %
2 84 AMERICAN FINANCIAL GRP 305,941 304,699 41.28 % 41.93 % 13.73 % 29.53 %
3 1279 ARCH INS GRP 246,572 257,810 23.90 % 24.79 % 11.06 % 40.59 %
4 26565 OHIO IND CO 177,584 173,431 42.58 % 44.25 % 7.97 % 48.56 %
5 408 AMERICAN NATL FIN GRP 138,331 133,641 36.40 % 36.40 % 6.21 % 54.77 %
6 25422 ATRADIUS TRADE CREDIT INS CO 119,955 113,402 N/A N/A 5.38 % 60.15 %
7 2538 AMTRUST FINANCIAL SERV GRP 101,969 114,232 27.29 % 27.29 % 4.57 % 64.72 %
8 4904 INTACT FINANCIAL GRP 90,781 89,049 51.26 % 51.26 % 4.07 % 68.80 %
9 8 ALLSTATE INS GRP 72,378 73,657 29.37 % 30.28 % 3.25 % 72.04 %
10 4718 TIPTREE FIN GRP 71,303 61,388 12.62 % 12.79 % 3.20 % 75.24 %
11 218 CNA INS GRP 70,426 74,297 26.71 % 26.74 % 3.16 % 78.40 %
12 150 OLD REPUBLIC GRP 63,237 61,815 58.50 % 58.88 % 2.84 % 81.24 %
13 626 CHUBB LTD GRP 38,869 32,378 49.59 % 50.70 % 1.74 % 82.98 %
14 12 AMERICAN INTL GRP 38,760 39,357 26.47 % 59.26 % 1.74 % 84.72 %
15 869 MINNESOTA MUT GRP 32,848 22,864 20.44 % 20.46 % 1.47 % 86.20 %
16 796 QBE INS GRP 32,257 38,022 N/A 8.30 % 1.45 % 87.64 %
17 111 LIBERTY MUT GRP 23,244 24,970 8.35 % 11.92 % 1.04 % 88.69 %
18 5021 ONEMAIN HOLDINGS INC GRP 21,762 14,971 56.98 % 60.01 % 0.98 % 89.66 %
19 16523 PREMIER INS CO 21,754 13,855 2.36 % 2.36 % 0.98 % 90.64 %
20 31 BERKSHIRE HATHAWAY GRP 21,410 17,475 39.28 % 39.28 % 0.96 % 91.60 %
21 158 FAIRFAX FIN GRP 21,097 22,018 13.75 % 21.78 % 0.95 % 92.55 %
22 3098 TOKIO MARINE HOLDINGS INC GRP 20,158 26,440 56.98 % 57.98 % 0.90 % 93.45 %
23 19 ASSURANT INC GRP 18,254 15,965 4.19 % 4.19 % 0.82 % 94.27 %
24 641 FIRST TOWER GRP 18,032 19,789 11.82 % 11.82 % 0.81 % 95.08 %
25 458 DAI‐ICHI LIFE HOLDINGS INC GRP 16,018 8,973 16.14 % 16.14 % 0.72 % 95.80 %
26 785 MARKEL CORP GRP 12,891 12,653 20.09 % 21.33 % 0.58 % 96.38 %
27 34568 CENTENNIAL CAS CO 12,218 11,557 35.02 % 35.02 % 0.55 % 96.92 %
28 4962 AU HOLDING CO GRP 8,456 2,331 66.01 % 66.01 % 0.38 % 97.30 %
29 3494 JAMES RIVER GRP 7,960 7,960 53.42 % 55.67 % 0.36 % 97.66 %
30 4908 ASCOT INS US GRP 7,179 4,982 53.30 % 54.98 % 0.32 % 97.98 %
31 37621 TOYOTA MOTOR INS CO 6,658 5,557 26.66 % 26.66 % 0.30 % 98.28 %
32 91 HARTFORD FIRE & CAS GRP 6,320 2,840 N/A N/A 0.28 % 98.56 %
33 4709 SECURITY GRP 5,501 5,236 4.06 % 4.06 % 0.25 % 98.81 %
34 181 SWISS RE GRP 5,486 4,566 N/A N/A 0.25 % 99.06 %
35 1120 EVEREST REINS HOLDINGS GRP 5,073 5,262 30.20 % 39.49 % 0.23 % 99.28 %
36 306 CUNA MUT GRP 4,889 4,865 26.89 % 26.89 % 0.22 % 99.50 %
37 212 ZURICH INS GRP 3,602 8,694 N/A N/A 0.16 % 99.67 %
38 4973 BIGLARI HOLDINGS GRP 2,811 2,646 23.93 % 23.93 % 0.13 % 99.79 %
39 4670 STARR GRP 1,917 1,779 40.58 % 45.08 % 0.09 % 99.88 %
40 140 NATIONWIDE CORP GRP 1,252 1,260 N/A N/A 0.06 % 99.93 %
41 1316 KNIGHTBROOK INS GRP 490 865 19.40 % 21.78 % 0.02 % 99.96 %
42 1131 GREAT CENTRAL INS GRP 472 474 8.61 % 8.61 % 0.02 % 99.98 %
43 5013 VANTAGE GRP 414 49 33.75 % 45.00 % 0.02 % 100.00 %
44 4942 BEAZLEY GRP 247 261 N/A N/A 0.01 % 100.00 %
45 10972 FIRST NET INS CO 210 171 5.98 % 5.64 % 0.01 % 100.00 %
46 948 GULF GUARANTY GRP 183 210 11.86 % 11.86 % 0.01 % 100.00 %
47 176 STATE FARM GRP 178 176 N/A N/A 0.01 % 100.00 %
48 598 DELTA GRP 158 133 79.96 % 87.30 % 0.01 % 100.00 %
49 105 MGIC GRP 121 121 0.00 % 0.00 % 0.01 % 100.00 %
50 12471 RETAILERS INS CO 68 166 0.14 % 0.14 % 0.00 % 100.00 %
51 4703 KENTUCKY NATL INS GRP 24 24 0.00 % 0.00 % 0.00 % 100.00 %
52 4988 BAYVIEW ASSET MANAGEMENT GRP 3 3 N/A N/A 0.00 % 100.00 %
**INDUSTRY TOTAL** 2,228,859 2,194,789 27.13 % 29.08 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


581
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 4718 TIPTREE FIN GRP 21,122 18,594 8.87 % 8.92 % 50.17 % 50.17 %
2 84 AMERICAN FINANCIAL GRP 5,444 5,232 30.91 % 30.96 % 12.93 % 63.11 %
3 1279 ARCH INS GRP 3,073 2,913 49.45 % 49.77 % 7.30 % 70.41 %
4 26565 OHIO IND CO 1,630 1,632 39.60 % 39.72 % 3.87 % 74.28 %
5 761 ALLIANZ INS GRP 1,629 1,997 1.27 % 1.28 % 3.87 % 78.15 %
6 25422 ATRADIUS TRADE CREDIT INS CO 1,402 1,244 N/A N/A 3.33 % 81.48 %
7 869 MINNESOTA MUT GRP 1,170 889 156.26 % 156.26 % 2.78 % 84.26 %
8 641 FIRST TOWER GRP 1,124 1,080 3.28 % 3.28 % 2.67 % 86.93 %
9 408 AMERICAN NATL FIN GRP 753 723 28.25 % 28.25 % 1.79 % 88.72 %
10 8 ALLSTATE INS GRP 627 743 44.70 % 44.84 % 1.49 % 90.21 %
**STATE TOTAL** 42,097 39,044 20.96 % 21.28 % 100.00 % 90.21 %

Alaska 1 8 ALLSTATE INS GRP 1,240 1,206 9.91 % 10.86 % 47.18 % 47.18 %
2 218 CNA INS GRP 783 780 12.09 % 12.42 % 29.80 % 76.99 %
3 2538 AMTRUST FINANCIAL SERV GRP 173 144 18.36 % 18.36 % 6.57 % 83.55 %
4 84 AMERICAN FINANCIAL GRP 154 178 14.06 % 14.23 % 5.85 % 89.40 %
5 150 OLD REPUBLIC GRP 116 130 25.90 % 25.90 % 4.43 % 93.83 %
6 408 AMERICAN NATL FIN GRP 77 70 1.72 % 1.72 % 2.92 % 96.75 %
7 4718 TIPTREE FIN GRP 26 24 15.73 % 15.29 % 1.01 % 97.76 %
8 1279 ARCH INS GRP 22 27 50.01 % 50.02 % 0.82 % 98.57 %
9 34568 CENTENNIAL CAS CO 16 18 0.00 % 0.00 % 0.59 % 99.17 %
10 19 ASSURANT INC GRP 10 10 7.33 % 7.33 % 0.39 % 99.56 %
**STATE TOTAL** 2,628 2,623 18.74 % 20.77 % 100.00 % 99.56 %

Arizona 1 31 BERKSHIRE HATHAWAY GRP 7,010 3,017 44.34 % 44.34 % 31.43 % 31.43 %
2 1279 ARCH INS GRP 3,413 2,282 53.72 % 53.70 % 15.30 % 46.73 %
3 84 AMERICAN FINANCIAL GRP 2,335 2,121 34.69 % 34.65 % 10.47 % 57.20 %
4 761 ALLIANZ INS GRP 1,834 1,923 28.08 % 28.08 % 8.22 % 65.43 %
5 408 AMERICAN NATL FIN GRP 1,395 1,226 40.10 % 40.10 % 6.26 % 71.68 %
6 25422 ATRADIUS TRADE CREDIT INS CO 1,091 1,088 N/A N/A 4.89 % 76.58 %
7 150 OLD REPUBLIC GRP 657 2,455 52.67 % 52.67 % 2.95 % 79.52 %
8 5021 ONEMAIN HOLDINGS INC GRP 625 388 34.85 % 36.29 % 2.80 % 82.33 %
9 8 ALLSTATE INS GRP 537 533 14.39 % 14.39 % 2.41 % 84.73 %
10 26565 OHIO IND CO 491 515 27.21 % 29.94 % 2.20 % 86.94 %
**STATE TOTAL** 22,302 18,346 41.24 % 43.56 % 100.00 % 86.94 %

Arkansas 1 84 AMERICAN FINANCIAL GRP 3,506 3,887 41.91 % 42.74 % 21.45 % 21.45 %
2 26565 OHIO IND CO 2,834 2,834 27.88 % 28.14 % 17.34 % 38.79 %
3 4973 BIGLARI HOLDINGS GRP 2,811 2,646 23.93 % 23.93 % 17.20 % 55.99 %
4 1279 ARCH INS GRP 1,787 1,569 33.58 % 33.67 % 10.93 % 66.93 %
5 761 ALLIANZ INS GRP 1,207 1,233 26.33 % 26.33 % 7.38 % 74.31 %
6 408 AMERICAN NATL FIN GRP 1,014 726 34.18 % 34.18 % 6.20 % 80.51 %
7 3494 JAMES RIVER GRP 680 680 82.37 % 85.56 % 4.16 % 84.68 %
8 4904 INTACT FINANCIAL GRP 523 496 61.91 % 61.91 % 3.20 % 87.88 %
9 218 CNA INS GRP 363 372 24.58 % 24.58 % 2.22 % 90.10 %
10 25422 ATRADIUS TRADE CREDIT INS CO 360 360 29.45 % 33.22 % 2.20 % 92.30 %
**STATE TOTAL** 16,344 16,239 31.89 % 32.58 % 100.00 % 92.30 %

© 2022 National Association of Insurance Commissioners


582
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 761 ALLIANZ INS GRP 41,125 41,946 23.07 % 23.10 % 22.10 % 22.10 %
2 84 AMERICAN FINANCIAL GRP 20,607 19,614 41.43 % 41.59 % 11.07 % 33.17 %
3 25422 ATRADIUS TRADE CREDIT INS CO 17,804 15,921 4.78 % 6.60 % 9.57 % 42.74 %
4 1279 ARCH INS GRP 14,124 13,847 17.01 % 17.41 % 7.59 % 50.33 %
5 626 CHUBB LTD GRP 14,050 13,827 N/A N/A 7.55 % 57.88 %
6 150 OLD REPUBLIC GRP 12,692 10,241 56.03 % 56.14 % 6.82 % 64.70 %
7 2538 AMTRUST FINANCIAL SERV GRP 10,237 11,762 24.05 % 24.03 % 5.50 % 70.20 %
8 796 QBE INS GRP 10,235 11,402 N/A N/A 5.50 % 75.70 %
9 218 CNA INS GRP 8,851 9,368 32.29 % 32.38 % 4.76 % 80.46 %
10 12 AMERICAN INTL GRP 7,532 8,078 27.33 % 48.09 % 4.05 % 84.51 %
**STATE TOTAL** 186,092 180,883 2.36 % 4.52 % 100.00 % 84.51 %

Colorado 1 408 AMERICAN NATL FIN GRP 6,653 6,650 38.31 % 38.31 % 17.62 % 17.62 %
2 2538 AMTRUST FINANCIAL SERV GRP 6,128 7,700 72.27 % 72.26 % 16.23 % 33.84 %
3 26565 OHIO IND CO 3,908 3,961 45.17 % 46.99 % 10.35 % 44.19 %
4 761 ALLIANZ INS GRP 3,243 2,535 24.75 % 24.80 % 8.59 % 52.78 %
5 4718 TIPTREE FIN GRP 2,778 3,047 5.63 % 6.11 % 7.36 % 60.13 %
6 84 AMERICAN FINANCIAL GRP 2,509 2,544 15.01 % 15.05 % 6.64 % 66.78 %
7 1279 ARCH INS GRP 2,484 1,938 26.82 % 27.20 % 6.58 % 73.36 %
8 218 CNA INS GRP 2,326 2,294 14.19 % 14.38 % 6.16 % 79.51 %
9 150 OLD REPUBLIC GRP 1,191 1,528 80.43 % 80.43 % 3.15 % 82.67 %
10 4904 INTACT FINANCIAL GRP 897 875 69.28 % 69.28 % 2.37 % 85.04 %
**STATE TOTAL** 37,763 37,874 38.86 % 39.78 % 100.00 % 85.04 %

Connecticut 1 761 ALLIANZ INS GRP 11,068 9,915 44.24 % 44.24 % 32.30 % 32.30 %
2 4904 INTACT FINANCIAL GRP 5,217 5,101 64.51 % 64.51 % 15.23 % 47.53 %
3 84 AMERICAN FINANCIAL GRP 4,747 5,296 40.73 % 42.82 % 13.86 % 61.39 %
4 26565 OHIO IND CO 3,165 2,983 37.96 % 40.72 % 9.24 % 70.62 %
5 25422 ATRADIUS TRADE CREDIT INS CO 2,280 1,799 10.83 % 16.64 % 6.65 % 77.28 %
6 1279 ARCH INS GRP 2,226 2,388 N/A 0.08 % 6.50 % 83.77 %
7 8 ALLSTATE INS GRP 1,103 991 19.76 % 19.76 % 3.22 % 86.99 %
8 12 AMERICAN INTL GRP 799 442 N/A N/A 2.33 % 89.33 %
9 111 LIBERTY MUT GRP 702 734 10.04 % 10.03 % 2.05 % 91.37 %
10 2538 AMTRUST FINANCIAL SERV GRP 665 867 31.08 % 31.08 % 1.94 % 93.32 %
**STATE TOTAL** 34,263 33,379 60.89 % 64.66 % 100.00 % 93.32 %

Delaware 1 626 CHUBB LTD GRP 7,419 3,924 17.54 % 18.70 % 52.53 % 52.53 %
2 1279 ARCH INS GRP 1,894 1,868 N/A N/A 13.41 % 65.93 %
3 84 AMERICAN FINANCIAL GRP 1,159 1,160 38.87 % 40.06 % 8.21 % 74.14 %
4 8 ALLSTATE INS GRP 1,029 1,190 36.88 % 37.37 % 7.28 % 81.42 %
5 761 ALLIANZ INS GRP 756 975 33.89 % 33.89 % 5.35 % 86.77 %
6 111 LIBERTY MUT GRP 437 427 46.21 % 46.21 % 3.10 % 89.87 %
7 4904 INTACT FINANCIAL GRP 363 357 44.71 % 44.71 % 2.57 % 92.44 %
8 12 AMERICAN INTL GRP 315 299 55.09 % 84.54 % 2.23 % 94.67 %
9 2538 AMTRUST FINANCIAL SERV GRP 310 346 277.36 % 277.30 % 2.19 % 96.86 %
10 218 CNA INS GRP 154 166 32.77 % 32.77 % 1.09 % 97.96 %
**STATE TOTAL** 14,124 11,137 23.99 % 26.11 % 100.00 % 97.96 %

© 2022 National Association of Insurance Commissioners


583
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 4904 INTACT FINANCIAL GRP 2,887 2,725 58.63 % 58.63 % 19.86 % 19.86 %
2 761 ALLIANZ INS GRP 2,542 6,003 8.49 % 8.49 % 17.49 % 37.35 %
3 91 HARTFORD FIRE & CAS GRP 2,503 19 22.07 % 24.28 % 17.22 % 54.57 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 2,098 2,569 N/A N/A 14.44 % 69.00 %
5 84 AMERICAN FINANCIAL GRP 1,733 1,466 61.52 % 61.55 % 11.92 % 80.93 %
6 1120 EVEREST REINS HOLDINGS GRP 1,537 1,960 30.19 % 39.48 % 10.58 % 91.50 %
7 626 CHUBB LTD GRP 616 450 5.78 % 6.90 % 4.24 % 95.74 %
8 1279 ARCH INS GRP 215 228 N/A N/A 1.48 % 97.22 %
9 212 ZURICH INS GRP 198 208 N/A N/A 1.36 % 98.58 %
10 111 LIBERTY MUT GRP 69 331 N/A N/A 0.47 % 99.05 %
**STATE TOTAL** 14,535 16,091 4.46 % 6.54 % 100.00 % 99.05 %

Florida 1 84 AMERICAN FINANCIAL GRP 40,462 40,752 6.59 % 7.22 % 26.25 % 26.25 %
2 761 ALLIANZ INS GRP 36,108 32,983 58.78 % 59.01 % 23.43 % 49.68 %
3 1279 ARCH INS GRP 22,798 16,915 51.36 % 55.07 % 14.79 % 64.47 %
4 26565 OHIO IND CO 10,717 10,691 41.54 % 44.30 % 6.95 % 71.42 %
5 2538 AMTRUST FINANCIAL SERV GRP 8,654 11,940 34.29 % 34.30 % 5.61 % 77.03 %
6 25422 ATRADIUS TRADE CREDIT INS CO 6,468 6,599 2.46 % 3.65 % 4.20 % 81.23 %
7 4904 INTACT FINANCIAL GRP 4,831 4,691 67.14 % 67.14 % 3.13 % 84.36 %
8 8 ALLSTATE INS GRP 4,659 4,213 33.40 % 33.40 % 3.02 % 87.39 %
9 796 QBE INS GRP 2,693 2,715 N/A N/A 1.75 % 89.13 %
10 12 AMERICAN INTL GRP 2,635 2,887 34.87 % 78.69 % 1.71 % 90.84 %
**STATE TOTAL** 154,138 149,345 25.08 % 26.45 % 100.00 % 90.84 %

Georgia 1 761 ALLIANZ INS GRP 14,255 14,903 N/A N/A 25.86 % 25.86 %
2 1279 ARCH INS GRP 8,799 7,203 53.24 % 54.26 % 15.96 % 41.82 %
3 84 AMERICAN FINANCIAL GRP 7,510 7,603 235.94 % 236.51 % 13.62 % 55.44 %
4 4709 SECURITY GRP 4,348 4,134 4.19 % 4.19 % 7.89 % 63.33 %
5 408 AMERICAN NATL FIN GRP 2,837 2,378 37.91 % 37.91 % 5.15 % 68.47 %
6 8 ALLSTATE INS GRP 2,390 2,479 52.55 % 52.91 % 4.33 % 72.81 %
7 4904 INTACT FINANCIAL GRP 2,358 2,317 53.00 % 53.00 % 4.28 % 77.08 %
8 25422 ATRADIUS TRADE CREDIT INS CO 2,277 2,269 N/A N/A 4.13 % 81.21 %
9 2538 AMTRUST FINANCIAL SERV GRP 1,864 2,562 30.94 % 30.91 % 3.38 % 84.59 %
10 5021 ONEMAIN HOLDINGS INC GRP 1,305 802 57.16 % 58.87 % 2.37 % 86.96 %
**STATE TOTAL** 55,131 54,977 42.13 % 46.87 % 100.00 % 86.96 %

Hawaii 1 4904 INTACT FINANCIAL GRP 2,744 2,698 75.50 % 75.50 % 35.02 % 35.02 %
2 26565 OHIO IND CO 2,064 2,994 30.86 % 31.30 % 26.34 % 61.36 %
3 84 AMERICAN FINANCIAL GRP 1,360 1,362 14.82 % 14.86 % 17.36 % 78.72 %
4 8 ALLSTATE INS GRP 755 668 15.39 % 16.07 % 9.64 % 88.36 %
5 1279 ARCH INS GRP 665 479 N/A N/A 8.49 % 96.84 %
6 5021 ONEMAIN HOLDINGS INC GRP 105 92 37.22 % 39.70 % 1.34 % 98.19 %
7 761 ALLIANZ INS GRP 41 41 20.50 % 20.50 % 0.52 % 98.71 %
8 150 OLD REPUBLIC GRP 40 56 13.93 % 13.93 % 0.52 % 99.23 %
9 19 ASSURANT INC GRP 29 29 15.30 % 15.30 % 0.36 % 99.59 %
10 158 FAIRFAX FIN GRP 25 25 31.54 % 47.79 % 0.32 % 99.91 %
**STATE TOTAL** 7,835 8,534 43.25 % 44.80 % 100.00 % 99.91 %

© 2022 National Association of Insurance Commissioners


584
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 2538 AMTRUST FINANCIAL SERV GRP 853 1,084 4.75 % 4.75 % 20.05 % 20.05 %
2 218 CNA INS GRP 794 820 21.11 % 21.11 % 18.68 % 38.73 %
3 84 AMERICAN FINANCIAL GRP 675 656 10.91 % 11.25 % 15.88 % 54.61 %
4 761 ALLIANZ INS GRP 472 401 20.53 % 20.53 % 11.09 % 65.70 %
5 408 AMERICAN NATL FIN GRP 278 287 14.88 % 14.88 % 6.54 % 72.24 %
6 1279 ARCH INS GRP 217 497 N/A N/A 5.11 % 77.35 %
7 150 OLD REPUBLIC GRP 194 195 17.55 % 17.55 % 4.57 % 81.93 %
8 4904 INTACT FINANCIAL GRP 180 162 43.48 % 43.48 % 4.22 % 86.15 %
9 26565 OHIO IND CO 179 242 41.95 % 45.03 % 4.21 % 90.36 %
10 8 ALLSTATE INS GRP 101 113 4.39 % 4.19 % 2.38 % 92.74 %
**STATE TOTAL** 4,253 4,744 5.27 % 6.67 % 100.00 % 92.74 %

Illinois 1 761 ALLIANZ INS GRP 17,095 16,752 25.52 % 25.64 % 20.72 % 20.72 %
2 1279 ARCH INS GRP 11,934 10,403 20.28 % 21.80 % 14.47 % 35.19 %
3 25422 ATRADIUS TRADE CREDIT INS CO 11,651 11,951 N/A N/A 14.12 % 49.31 %
4 84 AMERICAN FINANCIAL GRP 10,671 10,712 39.02 % 39.35 % 12.94 % 62.25 %
5 26565 OHIO IND CO 5,662 5,637 57.58 % 58.50 % 6.86 % 69.11 %
6 111 LIBERTY MUT GRP 3,943 4,290 47.33 % 47.33 % 4.78 % 73.89 %
7 150 OLD REPUBLIC GRP 3,800 4,014 50.60 % 50.57 % 4.61 % 78.50 %
8 626 CHUBB LTD GRP 3,239 3,048 N/A N/A 3.93 % 82.42 %
9 12 AMERICAN INTL GRP 2,477 2,336 45.60 % 75.88 % 3.00 % 85.43 %
10 8 ALLSTATE INS GRP 2,185 2,382 25.78 % 26.02 % 2.65 % 88.08 %
**STATE TOTAL** 82,496 82,448 22.22 % 24.07 % 100.00 % 88.08 %

Indiana 1 26565 OHIO IND CO 9,859 9,944 59.38 % 61.10 % 31.06 % 31.06 %
2 84 AMERICAN FINANCIAL GRP 5,157 5,369 52.15 % 53.75 % 16.25 % 47.31 %
3 761 ALLIANZ INS GRP 3,651 3,326 25.88 % 25.88 % 11.50 % 58.81 %
4 1279 ARCH INS GRP 1,928 1,767 1.85 % 0.14 % 6.08 % 64.89 %
5 150 OLD REPUBLIC GRP 1,797 1,418 78.31 % 78.50 % 5.66 % 70.55 %
6 25422 ATRADIUS TRADE CREDIT INS CO 1,401 1,954 N/A N/A 4.41 % 74.97 %
7 785 MARKEL CORP GRP 1,259 1,251 82.86 % 90.64 % 3.97 % 78.93 %
8 8 ALLSTATE INS GRP 1,235 1,573 59.29 % 60.47 % 3.89 % 82.83 %
9 5021 ONEMAIN HOLDINGS INC GRP 1,001 612 58.07 % 60.22 % 3.15 % 85.98 %
10 2538 AMTRUST FINANCIAL SERV GRP 974 1,142 17.91 % 18.01 % 3.07 % 89.05 %
**STATE TOTAL** 31,739 32,149 46.16 % 48.05 % 100.00 % 89.05 %

Iowa 1 26565 OHIO IND CO 5,821 4,429 44.81 % 48.30 % 30.82 % 30.82 %
2 4718 TIPTREE FIN GRP 4,194 3,140 42.00 % 42.00 % 22.20 % 53.02 %
3 1279 ARCH INS GRP 1,517 1,405 14.42 % 12.75 % 8.03 % 61.06 %
4 2538 AMTRUST FINANCIAL SERV GRP 1,161 1,200 7.86 % 7.84 % 6.15 % 67.20 %
5 84 AMERICAN FINANCIAL GRP 1,143 1,129 19.63 % 19.71 % 6.05 % 73.26 %
6 761 ALLIANZ INS GRP 1,019 943 37.23 % 37.23 % 5.40 % 78.65 %
7 218 CNA INS GRP 1,014 1,080 28.45 % 28.47 % 5.37 % 84.02 %
8 408 AMERICAN NATL FIN GRP 843 822 20.17 % 20.17 % 4.46 % 88.48 %
9 150 OLD REPUBLIC GRP 494 369 58.22 % 58.22 % 2.62 % 91.10 %
10 8 ALLSTATE INS GRP 430 686 12.75 % 12.02 % 2.28 % 93.38 %
**STATE TOTAL** 18,886 16,384 30.70 % 31.46 % 100.00 % 93.38 %

© 2022 National Association of Insurance Commissioners


585
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 84 AMERICAN FINANCIAL GRP 8,180 7,055 58.45 % 62.47 % 36.78 % 36.78 %
2 761 ALLIANZ INS GRP 3,790 3,724 26.67 % 26.70 % 17.04 % 53.83 %
3 1279 ARCH INS GRP 1,856 1,789 24.20 % 24.33 % 8.35 % 62.18 %
4 218 CNA INS GRP 1,343 1,422 25.29 % 25.35 % 6.04 % 68.21 %
5 2538 AMTRUST FINANCIAL SERV GRP 1,194 1,234 N/A N/A 5.37 % 73.58 %
6 408 AMERICAN NATL FIN GRP 1,012 964 42.54 % 42.54 % 4.55 % 78.13 %
7 25422 ATRADIUS TRADE CREDIT INS CO 976 579 13.15 % 16.88 % 4.39 % 82.52 %
8 150 OLD REPUBLIC GRP 918 708 57.75 % 57.55 % 4.13 % 86.65 %
9 8 ALLSTATE INS GRP 863 1,098 45.50 % 49.06 % 3.88 % 90.53 %
10 111 LIBERTY MUT GRP 700 961 56.92 % 56.92 % 3.15 % 93.68 %
**STATE TOTAL** 22,237 20,835 39.29 % 41.25 % 100.00 % 93.68 %

Kentucky 1 4718 TIPTREE FIN GRP 30,376 25,993 5.77 % 5.83 % 61.02 % 61.02 %
2 761 ALLIANZ INS GRP 4,380 4,769 16.73 % 16.94 % 8.80 % 69.81 %
3 84 AMERICAN FINANCIAL GRP 3,723 3,600 82.75 % 83.17 % 7.48 % 77.29 %
4 1279 ARCH INS GRP 2,788 2,464 21.36 % 20.64 % 5.60 % 82.89 %
5 408 AMERICAN NATL FIN GRP 1,369 1,317 15.40 % 15.40 % 2.75 % 85.64 %
6 8 ALLSTATE INS GRP 1,311 1,473 25.16 % 25.83 % 2.63 % 88.27 %
7 2538 AMTRUST FINANCIAL SERV GRP 795 862 43.64 % 43.64 % 1.60 % 89.87 %
8 25422 ATRADIUS TRADE CREDIT INS CO 787 762 27.97 % 29.52 % 1.58 % 91.45 %
9 4904 INTACT FINANCIAL GRP 589 573 37.71 % 37.71 % 1.18 % 92.63 %
10 26565 OHIO IND CO 551 1,082 40.01 % 43.06 % 1.11 % 93.74 %
**STATE TOTAL** 49,783 46,301 19.57 % 20.00 % 100.00 % 93.74 %

Louisiana 1 84 AMERICAN FINANCIAL GRP 7,439 7,014 154.57 % 155.27 % 26.61 % 26.61 %
2 641 FIRST TOWER GRP 7,423 7,931 23.72 % 23.72 % 26.55 % 53.16 %
3 408 AMERICAN NATL FIN GRP 2,564 3,004 29.29 % 29.29 % 9.17 % 62.33 %
4 1279 ARCH INS GRP 2,207 1,399 40.89 % 40.83 % 7.89 % 70.22 %
5 761 ALLIANZ INS GRP 1,470 1,415 21.50 % 21.69 % 5.26 % 75.48 %
6 26565 OHIO IND CO 1,147 1,044 42.90 % 44.78 % 4.10 % 79.59 %
7 4904 INTACT FINANCIAL GRP 1,029 1,009 53.11 % 53.11 % 3.68 % 83.27 %
8 5021 ONEMAIN HOLDINGS INC GRP 775 585 52.47 % 54.89 % 2.77 % 86.04 %
9 8 ALLSTATE INS GRP 583 680 29.98 % 29.98 % 2.08 % 88.12 %
10 150 OLD REPUBLIC GRP 539 1,873 60.17 % 60.17 % 1.93 % 90.05 %
**STATE TOTAL** 27,958 28,744 64.74 % 65.50 % 100.00 % 90.05 %

Maine 1 2538 AMTRUST FINANCIAL SERV GRP 1,755 1,801 10.08 % 9.97 % 23.28 % 23.28 %
2 84 AMERICAN FINANCIAL GRP 1,513 1,582 17.01 % 17.44 % 20.07 % 43.35 %
3 26565 OHIO IND CO 1,203 1,200 15.45 % 17.01 % 15.96 % 59.31 %
4 761 ALLIANZ INS GRP 482 241 25.44 % 25.44 % 6.40 % 65.70 %
5 8 ALLSTATE INS GRP 454 507 22.95 % 22.92 % 6.02 % 71.73 %
6 1279 ARCH INS GRP 368 440 N/A N/A 4.88 % 76.61 %
7 150 OLD REPUBLIC GRP 345 317 81.06 % 81.06 % 4.58 % 81.19 %
8 25422 ATRADIUS TRADE CREDIT INS CO 330 338 N/A N/A 4.37 % 85.56 %
9 4904 INTACT FINANCIAL GRP 256 291 91.11 % 91.11 % 3.40 % 88.96 %
10 4718 TIPTREE FIN GRP 233 233 10.22 % 10.32 % 3.09 % 92.05 %
**STATE TOTAL** 7,538 7,676 36.34 % 36.96 % 100.00 % 92.05 %

© 2022 National Association of Insurance Commissioners


586
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 761 ALLIANZ INS GRP 7,134 7,367 60.94 % 60.94 % 25.03 % 25.03 %
2 4904 INTACT FINANCIAL GRP 5,210 5,159 49.81 % 49.81 % 18.28 % 43.32 %
3 84 AMERICAN FINANCIAL GRP 5,078 4,921 25.80 % 26.07 % 17.82 % 61.14 %
4 1279 ARCH INS GRP 3,029 2,781 23.58 % 24.26 % 10.63 % 71.77 %
5 26565 OHIO IND CO 1,537 1,667 31.56 % 33.90 % 5.40 % 77.16 %
6 4962 AU HOLDING CO GRP 1,407 238 77.60 % 77.60 % 4.94 % 82.10 %
7 869 MINNESOTA MUT GRP 1,030 931 1.54 % 1.54 % 3.61 % 85.71 %
8 2538 AMTRUST FINANCIAL SERV GRP 925 1,163 50.55 % 50.55 % 3.25 % 88.96 %
9 8 ALLSTATE INS GRP 846 1,562 13.24 % 12.30 % 2.97 % 91.93 %
10 150 OLD REPUBLIC GRP 705 483 N/A N/A 2.47 % 94.40 %
**STATE TOTAL** 28,495 27,835 40.22 % 41.64 % 100.00 % 94.40 %

Massachusetts 1 84 AMERICAN FINANCIAL GRP 11,329 10,689 32.05 % 33.14 % 22.54 % 22.54 %
2 4904 INTACT FINANCIAL GRP 9,333 9,083 51.98 % 51.98 % 18.57 % 41.12 %
3 1279 ARCH INS GRP 6,178 5,783 9.84 % 11.02 % 12.29 % 53.41 %
4 26565 OHIO IND CO 5,721 5,320 50.43 % 62.23 % 11.38 % 64.79 %
5 761 ALLIANZ INS GRP 5,423 6,528 17.55 % 17.55 % 10.79 % 75.59 %
6 2538 AMTRUST FINANCIAL SERV GRP 3,449 3,558 49.30 % 49.23 % 6.86 % 82.45 %
7 25422 ATRADIUS TRADE CREDIT INS CO 2,848 2,479 N/A N/A 5.67 % 88.11 %
8 8 ALLSTATE INS GRP 1,835 1,598 18.37 % 18.36 % 3.65 % 91.77 %
9 12 AMERICAN INTL GRP 1,070 1,153 31.05 % 51.60 % 2.13 % 93.90 %
10 796 QBE INS GRP 829 865 N/A N/A 1.65 % 95.55 %
**STATE TOTAL** 50,255 49,425 25.69 % 28.19 % 100.00 % 95.55 %

Michigan 1 1279 ARCH INS GRP 15,400 40,898 16.93 % 16.99 % 28.00 % 28.00 %
2 761 ALLIANZ INS GRP 8,427 7,673 29.38 % 29.44 % 15.32 % 43.32 %
3 84 AMERICAN FINANCIAL GRP 7,223 7,238 34.06 % 34.78 % 13.13 % 56.46 %
4 26565 OHIO IND CO 4,871 4,104 52.68 % 56.03 % 8.86 % 65.31 %
5 150 OLD REPUBLIC GRP 2,851 1,900 84.40 % 84.09 % 5.18 % 70.50 %
6 25422 ATRADIUS TRADE CREDIT INS CO 2,722 2,511 25.94 % 26.92 % 4.95 % 75.45 %
7 408 AMERICAN NATL FIN GRP 2,126 2,076 38.31 % 38.31 % 3.87 % 79.32 %
8 2538 AMTRUST FINANCIAL SERV GRP 2,057 1,957 0.24 % 0.24 % 3.74 % 83.06 %
9 4904 INTACT FINANCIAL GRP 1,252 1,287 22.38 % 22.38 % 2.28 % 85.33 %
10 12 AMERICAN INTL GRP 1,190 1,098 43.83 % 74.46 % 2.16 % 87.50 %
**STATE TOTAL** 54,998 78,818 23.67 % 24.63 % 100.00 % 87.50 %

Minnesota 1 761 ALLIANZ INS GRP 3,536 3,296 33.58 % 33.59 % 17.31 % 17.31 %
2 1279 ARCH INS GRP 2,827 3,137 3.40 % 5.06 % 13.84 % 31.16 %
3 408 AMERICAN NATL FIN GRP 2,323 2,302 36.63 % 36.63 % 11.38 % 42.53 %
4 1120 EVEREST REINS HOLDINGS GRP 2,214 1,368 30.19 % 39.48 % 10.84 % 53.37 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 1,905 1,835 727.25 % 737.66 % 9.33 % 62.70 %
6 84 AMERICAN FINANCIAL GRP 1,646 1,798 40.91 % 40.93 % 8.06 % 70.76 %
7 2538 AMTRUST FINANCIAL SERV GRP 1,000 691 6.50 % 6.42 % 4.90 % 75.65 %
8 218 CNA INS GRP 847 858 18.39 % 18.39 % 4.15 % 79.80 %
9 25422 ATRADIUS TRADE CREDIT INS CO 782 751 9.07 % 9.21 % 3.83 % 83.63 %
10 12 AMERICAN INTL GRP 683 660 52.79 % 73.08 % 3.34 % 86.97 %
**STATE TOTAL** 20,424 20,023 77.89 % 80.79 % 100.00 % 86.97 %

© 2022 National Association of Insurance Commissioners


587
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 641 FIRST TOWER GRP 9,432 10,011 3.86 % 3.86 % 41.91 % 41.91 %
2 84 AMERICAN FINANCIAL GRP 5,406 5,063 44.47 % 45.08 % 24.02 % 65.93 %
3 408 AMERICAN NATL FIN GRP 1,898 1,907 21.41 % 21.41 % 8.43 % 74.37 %
4 26565 OHIO IND CO 1,511 1,570 34.79 % 35.68 % 6.71 % 81.08 %
5 761 ALLIANZ INS GRP 1,192 1,111 17.84 % 17.84 % 5.30 % 86.37 %
6 1279 ARCH INS GRP 910 788 3.14 % 2.00 % 4.04 % 90.42 %
7 5021 ONEMAIN HOLDINGS INC GRP 474 364 70.49 % 73.97 % 2.11 % 92.52 %
8 25422 ATRADIUS TRADE CREDIT INS CO 413 465 N/A N/A 1.84 % 94.36 %
9 218 CNA INS GRP 198 206 17.79 % 17.79 % 0.88 % 95.24 %
10 150 OLD REPUBLIC GRP 189 494 64.24 % 64.24 % 0.84 % 96.08 %
**STATE TOTAL** 22,504 23,018 18.47 % 18.83 % 100.00 % 96.08 %

Missouri 1 84 AMERICAN FINANCIAL GRP 6,981 7,089 47.86 % 47.86 % 19.01 % 19.01 %
2 26565 OHIO IND CO 4,164 4,722 34.06 % 34.52 % 11.34 % 30.35 %
3 1279 ARCH INS GRP 3,604 3,069 44.44 % 44.80 % 9.82 % 40.17 %
4 761 ALLIANZ INS GRP 3,591 3,112 25.24 % 25.24 % 9.78 % 49.95 %
5 25422 ATRADIUS TRADE CREDIT INS CO 3,588 3,629 N/A N/A 9.77 % 59.72 %
6 150 OLD REPUBLIC GRP 2,617 2,654 19.70 % 22.11 % 7.13 % 66.85 %
7 12 AMERICAN INTL GRP 2,170 1,935 56.75 % 86.03 % 5.91 % 72.76 %
8 785 MARKEL CORP GRP 1,906 1,807 13.96 % 13.96 % 5.19 % 77.95 %
9 8 ALLSTATE INS GRP 1,131 1,392 32.71 % 33.80 % 3.08 % 81.03 %
10 408 AMERICAN NATL FIN GRP 930 868 36.61 % 36.61 % 2.53 % 83.57 %
**STATE TOTAL** 36,718 35,475 25.97 % 28.02 % 100.00 % 83.57 %

Montana 1 150 OLD REPUBLIC GRP 410 301 61.60 % 61.60 % 20.73 % 20.73 %
2 84 AMERICAN FINANCIAL GRP 353 376 14.30 % 14.30 % 17.83 % 38.56 %
3 34568 CENTENNIAL CAS CO 294 263 30.47 % 30.47 % 14.86 % 53.42 %
4 1279 ARCH INS GRP 226 227 N/A N/A 11.42 % 64.84 %
5 761 ALLIANZ INS GRP 207 219 19.56 % 19.56 % 10.46 % 75.29 %
6 2538 AMTRUST FINANCIAL SERV GRP 177 182 76.13 % 76.13 % 8.94 % 84.24 %
7 408 AMERICAN NATL FIN GRP 77 71 11.95 % 11.95 % 3.91 % 88.14 %
8 5021 ONEMAIN HOLDINGS INC GRP 58 47 108.76 % 111.40 % 2.96 % 91.10 %
9 8 ALLSTATE INS GRP 38 26 28.08 % 28.08 % 1.90 % 93.00 %
10 796 QBE INS GRP 32 24 454.46 % 478.46 % 1.62 % 94.62 %
**STATE TOTAL** 1,978 1,873 30.93 % 31.44 % 100.00 % 94.62 %

Nebraska 1 761 ALLIANZ INS GRP 2,001 2,102 416.33 % 419.31 % 27.83 % 27.83 %
2 84 AMERICAN FINANCIAL GRP 1,777 1,780 44.84 % 44.88 % 24.71 % 52.54 %
3 26565 OHIO IND CO 855 1,007 23.88 % 25.16 % 11.89 % 64.43 %
4 34568 CENTENNIAL CAS CO 492 483 18.64 % 18.64 % 6.85 % 71.27 %
5 1279 ARCH INS GRP 470 455 N/A N/A 6.54 % 77.81 %
6 8 ALLSTATE INS GRP 370 520 6.20 % 6.71 % 5.14 % 82.95 %
7 796 QBE INS GRP 252 127 36.34 % 46.00 % 3.50 % 86.45 %
8 31 BERKSHIRE HATHAWAY GRP 228 214 22.41 % 22.41 % 3.17 % 89.62 %
9 408 AMERICAN NATL FIN GRP 154 155 4.45 % 4.45 % 2.15 % 91.77 %
10 150 OLD REPUBLIC GRP 131 99 44.23 % 44.23 % 1.83 % 93.59 %
**STATE TOTAL** 7,191 7,411 136.33 % 137.83 % 100.00 % 93.59 %

© 2022 National Association of Insurance Commissioners


588
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 1279 ARCH INS GRP 1,586 1,109 72.90 % 73.63 % 19.42 % 19.42 %
2 150 OLD REPUBLIC GRP 1,540 1,161 58.49 % 58.49 % 18.86 % 38.27 %
3 4718 TIPTREE FIN GRP 1,292 1,203 1.68 % 1.68 % 15.81 % 54.09 %
4 84 AMERICAN FINANCIAL GRP 1,191 1,165 34.52 % 34.54 % 14.58 % 68.67 %
5 761 ALLIANZ INS GRP 724 688 25.12 % 25.12 % 8.86 % 77.53 %
6 2538 AMTRUST FINANCIAL SERV GRP 422 1,510 15.30 % 15.30 % 5.17 % 82.70 %
7 8 ALLSTATE INS GRP 350 363 10.29 % 10.29 % 4.28 % 86.98 %
8 4904 INTACT FINANCIAL GRP 247 246 54.88 % 54.88 % 3.02 % 90.00 %
9 408 AMERICAN NATL FIN GRP 233 232 44.75 % 44.75 % 2.86 % 92.86 %
10 12 AMERICAN INTL GRP 117 122 53.97 % 83.54 % 1.43 % 94.29 %
**STATE TOTAL** 8,166 8,536 30.77 % 31.28 % 100.00 % 94.29 %

New Hampshire 1 8 ALLSTATE INS GRP 4,203 3,867 9.03 % 9.30 % 33.47 % 33.47 %
2 761 ALLIANZ INS GRP 1,370 1,183 29.97 % 29.99 % 10.91 % 44.37 %
3 4904 INTACT FINANCIAL GRP 1,278 1,259 65.62 % 65.62 % 10.17 % 54.55 %
4 2538 AMTRUST FINANCIAL SERV GRP 990 1,012 51.22 % 51.11 % 7.89 % 62.43 %
5 26565 OHIO IND CO 830 711 50.31 % 53.84 % 6.61 % 69.05 %
6 408 AMERICAN NATL FIN GRP 671 672 4.69 % 4.69 % 5.35 % 74.39 %
7 1279 ARCH INS GRP 607 613 N/A N/A 4.83 % 79.22 %
8 25422 ATRADIUS TRADE CREDIT INS CO 588 483 N/A N/A 4.68 % 83.90 %
9 84 AMERICAN FINANCIAL GRP 542 546 N/A N/A 4.31 % 88.22 %
10 12 AMERICAN INTL GRP 368 200 51.47 % 81.30 % 2.93 % 91.15 %
**STATE TOTAL** 12,559 11,719 22.47 % 23.63 % 100.00 % 91.15 %

New Jersey 1 761 ALLIANZ INS GRP 26,955 26,041 25.64 % 25.64 % 30.17 % 30.17 %
2 1279 ARCH INS GRP 21,764 26,053 15.79 % 16.24 % 24.36 % 54.54 %
3 25422 ATRADIUS TRADE CREDIT INS CO 9,514 8,498 N/A N/A 10.65 % 65.19 %
4 84 AMERICAN FINANCIAL GRP 7,473 7,553 32.39 % 32.50 % 8.37 % 73.55 %
5 408 AMERICAN NATL FIN GRP 7,271 6,035 24.01 % 24.01 % 8.14 % 81.69 %
6 4904 INTACT FINANCIAL GRP 3,157 3,093 67.81 % 67.81 % 3.53 % 85.23 %
7 150 OLD REPUBLIC GRP 2,607 1,648 73.06 % 71.76 % 2.92 % 88.14 %
8 8 ALLSTATE INS GRP 1,752 1,785 28.08 % 28.04 % 1.96 % 90.11 %
9 12 AMERICAN INTL GRP 1,615 1,275 47.56 % 77.81 % 1.81 % 91.91 %
10 111 LIBERTY MUT GRP 1,217 653 45.72 % 45.72 % 1.36 % 93.27 %
**STATE TOTAL** 89,333 94,648 34.96 % 35.71 % 100.00 % 93.27 %

New Mexico 1 26565 OHIO IND CO 1,719 1,860 35.79 % 41.33 % 23.20 % 23.20 %
2 8 ALLSTATE INS GRP 910 1,046 41.38 % 48.23 % 12.27 % 35.47 %
3 84 AMERICAN FINANCIAL GRP 750 927 56.20 % 56.20 % 10.13 % 45.60 %
4 869 MINNESOTA MUT GRP 713 349 20.74 % 20.74 % 9.62 % 55.22 %
5 1279 ARCH INS GRP 671 636 4.95 % 5.02 % 9.05 % 64.26 %
6 31 BERKSHIRE HATHAWAY GRP 596 300 66.43 % 66.43 % 8.04 % 72.30 %
7 150 OLD REPUBLIC GRP 593 598 95.92 % 95.92 % 8.01 % 80.31 %
8 4904 INTACT FINANCIAL GRP 456 448 83.66 % 83.66 % 6.16 % 86.46 %
9 761 ALLIANZ INS GRP 297 300 28.67 % 28.67 % 4.00 % 90.46 %
10 4962 AU HOLDING CO GRP 154 26 51.36 % 51.36 % 2.07 % 92.54 %
**STATE TOTAL** 7,411 7,069 45.89 % 49.02 % 100.00 % 92.54 %

© 2022 National Association of Insurance Commissioners


589
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 761 ALLIANZ INS GRP 38,766 36,803 N/A N/A 16.84 % 16.84 %
2 84 AMERICAN FINANCIAL GRP 37,029 38,074 29.17 % 30.17 % 16.08 % 32.92 %
3 26565 OHIO IND CO 24,003 18,375 26.39 % 27.47 % 10.43 % 43.35 %
4 25422 ATRADIUS TRADE CREDIT INS CO 23,758 21,547 N/A N/A 10.32 % 53.67 %
5 1279 ARCH INS GRP 21,497 21,007 5.82 % 7.30 % 9.34 % 63.01 %
6 4904 INTACT FINANCIAL GRP 16,995 16,485 31.80 % 31.80 % 7.38 % 70.39 %
7 12 AMERICAN INTL GRP 8,980 8,859 N/A 17.48 % 3.90 % 74.29 %
8 796 QBE INS GRP 8,164 8,777 N/A N/A 3.55 % 77.83 %
9 37621 TOYOTA MOTOR INS CO 6,075 5,041 28.47 % 28.47 % 2.64 % 80.47 %
10 158 FAIRFAX FIN GRP 5,774 7,712 28.72 % 27.84 % 2.51 % 82.98 %
**STATE TOTAL** 230,224 220,557 3.40 % 9.73 % 100.00 % 82.98 %

North Carolina 1 84 AMERICAN FINANCIAL GRP 8,696 8,381 22.71 % 22.79 % 18.71 % 18.71 %
2 1279 ARCH INS GRP 8,335 7,740 49.41 % 50.82 % 17.94 % 36.65 %
3 869 MINNESOTA MUT GRP 6,349 3,912 N/A N/A 13.66 % 50.32 %
4 761 ALLIANZ INS GRP 5,970 5,905 22.23 % 22.23 % 12.85 % 63.16 %
5 4904 INTACT FINANCIAL GRP 4,137 4,159 46.13 % 46.13 % 8.90 % 72.07 %
6 25422 ATRADIUS TRADE CREDIT INS CO 2,652 2,001 N/A 3.36 % 5.71 % 77.78 %
7 218 CNA INS GRP 1,536 1,547 24.41 % 24.41 % 3.31 % 81.08 %
8 408 AMERICAN NATL FIN GRP 1,342 1,244 33.59 % 33.59 % 2.89 % 83.97 %
9 8 ALLSTATE INS GRP 1,196 1,328 24.26 % 24.26 % 2.57 % 86.54 %
10 5021 ONEMAIN HOLDINGS INC GRP 1,063 725 65.04 % 68.64 % 2.29 % 88.83 %
**STATE TOTAL** 46,465 41,320 28.81 % 29.82 % 100.00 % 88.83 %

North Dakota 1 761 ALLIANZ INS GRP 412 293 22.49 % 22.49 % 23.46 % 23.46 %
2 626 CHUBB LTD GRP 215 109 N/A N/A 12.27 % 35.72 %
3 25422 ATRADIUS TRADE CREDIT INS CO 204 188 31.10 % 35.63 % 11.60 % 47.32 %
4 34568 CENTENNIAL CAS CO 195 169 0.00 % 0.00 % 11.08 % 58.41 %
5 84 AMERICAN FINANCIAL GRP 172 185 494.50 % 494.56 % 9.78 % 68.19 %
6 1279 ARCH INS GRP 166 214 N/A N/A 9.46 % 77.65 %
7 5021 ONEMAIN HOLDINGS INC GRP 127 72 37.56 % 39.60 % 7.25 % 84.90 %
8 408 AMERICAN NATL FIN GRP 63 61 41.80 % 41.80 % 3.57 % 88.47 %
9 8 ALLSTATE INS GRP 45 46 6.00 % 6.00 % 2.54 % 91.01 %
10 19 ASSURANT INC GRP 41 31 N/A N/A 2.31 % 93.32 %
**STATE TOTAL** 1,756 1,496 63.24 % 64.45 % 100.00 % 93.32 %

Ohio 1 1279 ARCH INS GRP 12,361 13,910 33.76 % 33.74 % 19.18 % 19.18 %
2 761 ALLIANZ INS GRP 10,926 10,762 34.42 % 34.53 % 16.95 % 36.13 %
3 84 AMERICAN FINANCIAL GRP 9,939 9,599 19.62 % 20.96 % 15.42 % 51.55 %
4 26565 OHIO IND CO 5,642 5,639 32.67 % 33.00 % 8.75 % 60.30 %
5 8 ALLSTATE INS GRP 3,757 4,756 28.24 % 28.24 % 5.83 % 66.13 %
6 25422 ATRADIUS TRADE CREDIT INS CO 2,990 2,986 7.22 % 11.28 % 4.64 % 70.77 %
7 4904 INTACT FINANCIAL GRP 2,947 2,932 65.55 % 65.55 % 4.57 % 75.34 %
8 150 OLD REPUBLIC GRP 2,158 1,218 N/A N/A 3.35 % 78.69 %
9 2538 AMTRUST FINANCIAL SERV GRP 1,970 2,184 25.60 % 25.44 % 3.06 % 81.74 %
10 12 AMERICAN INTL GRP 1,967 1,995 48.69 % 78.82 % 3.05 % 84.79 %
**STATE TOTAL** 64,459 64,749 26.89 % 28.34 % 100.00 % 84.79 %

© 2022 National Association of Insurance Commissioners


590
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 84 AMERICAN FINANCIAL GRP 4,389 4,444 30.83 % 31.33 % 18.33 % 18.33 %
2 408 AMERICAN NATL FIN GRP 3,985 3,893 46.85 % 46.85 % 16.64 % 34.97 %
3 26565 OHIO IND CO 3,902 3,984 51.03 % 52.79 % 16.29 % 51.26 %
4 8 ALLSTATE INS GRP 2,423 2,305 29.01 % 30.53 % 10.12 % 61.38 %
5 761 ALLIANZ INS GRP 2,227 1,767 50.97 % 51.76 % 9.30 % 70.68 %
6 1279 ARCH INS GRP 1,366 1,275 23.39 % 23.80 % 5.71 % 76.38 %
7 2538 AMTRUST FINANCIAL SERV GRP 942 1,207 33.88 % 33.88 % 3.93 % 80.32 %
8 869 MINNESOTA MUT GRP 931 569 56.57 % 56.57 % 3.89 % 84.20 %
9 150 OLD REPUBLIC GRP 908 663 81.73 % 81.73 % 3.79 % 87.99 %
10 3494 JAMES RIVER GRP 862 862 85.85 % 89.76 % 3.60 % 91.59 %
**STATE TOTAL** 23,948 23,005 42.22 % 43.44 % 100.00 % 91.59 %

Oregon 1 761 ALLIANZ INS GRP 4,428 3,730 25.80 % 25.80 % 38.59 % 38.59 %
2 84 AMERICAN FINANCIAL GRP 1,412 1,245 36.87 % 37.48 % 12.31 % 50.90 %
3 1279 ARCH INS GRP 919 1,310 34.11 % 35.28 % 8.01 % 58.91 %
4 150 OLD REPUBLIC GRP 839 674 79.37 % 79.37 % 7.31 % 66.22 %
5 8 ALLSTATE INS GRP 777 1,034 20.88 % 20.88 % 6.77 % 72.99 %
6 25422 ATRADIUS TRADE CREDIT INS CO 659 617 N/A N/A 5.74 % 78.73 %
7 12 AMERICAN INTL GRP 501 401 54.18 % 83.59 % 4.36 % 83.10 %
8 3098 TOKIO MARINE HOLDINGS INC GRP 429 411 0.00 % 2.09 % 3.74 % 86.83 %
9 4904 INTACT FINANCIAL GRP 366 364 65.03 % 65.03 % 3.19 % 90.02 %
10 869 MINNESOTA MUT GRP 329 329 5.99 % 5.99 % 2.87 % 92.89 %
**STATE TOTAL** 11,475 12,580 33.25 % 34.98 % 100.00 % 92.89 %

Pennsylvania 1 761 ALLIANZ INS GRP 14,793 14,311 31.28 % 31.28 % 23.46 % 23.46 %
2 84 AMERICAN FINANCIAL GRP 10,550 11,096 38.87 % 39.75 % 16.73 % 40.19 %
3 1279 ARCH INS GRP 9,635 9,426 11.04 % 11.62 % 15.28 % 55.47 %
4 25422 ATRADIUS TRADE CREDIT INS CO 4,655 4,776 N/A N/A 7.38 % 62.85 %
5 26565 OHIO IND CO 3,141 3,193 22.67 % 22.93 % 4.98 % 67.83 %
6 8 ALLSTATE INS GRP 2,616 2,393 17.59 % 17.59 % 4.15 % 71.98 %
7 4904 INTACT FINANCIAL GRP 2,614 2,572 54.99 % 54.99 % 4.15 % 76.13 %
8 150 OLD REPUBLIC GRP 2,270 2,329 45.41 % 45.42 % 3.60 % 79.73 %
9 869 MINNESOTA MUT GRP 2,235 1,733 24.31 % 24.62 % 3.54 % 83.27 %
10 5021 ONEMAIN HOLDINGS INC GRP 1,831 1,118 48.63 % 50.70 % 2.90 % 86.18 %
**STATE TOTAL** 63,058 61,587 24.91 % 27.06 % 100.00 % 86.18 %

Rhode Island 1 84 AMERICAN FINANCIAL GRP 2,439 2,463 16.64 % 17.91 % 31.02 % 31.02 %
2 4904 INTACT FINANCIAL GRP 1,326 1,322 53.24 % 53.24 % 16.87 % 47.89 %
3 26565 OHIO IND CO 1,049 961 94.56 % 98.11 % 13.34 % 61.23 %
4 761 ALLIANZ INS GRP 813 762 24.14 % 24.14 % 10.35 % 71.58 %
5 8 ALLSTATE INS GRP 701 670 20.10 % 20.10 % 8.91 % 80.49 %
6 2538 AMTRUST FINANCIAL SERV GRP 672 692 12.50 % 12.15 % 8.55 % 89.04 %
7 12 AMERICAN INTL GRP 390 318 36.93 % 68.30 % 4.96 % 94.00 %
8 1279 ARCH INS GRP 271 272 N/A N/A 3.45 % 97.45 %
9 25422 ATRADIUS TRADE CREDIT INS CO 76 63 N/A N/A 0.96 % 98.41 %
10 150 OLD REPUBLIC GRP 72 78 44.37 % 37.04 % 0.92 % 99.33 %
**STATE TOTAL** 7,862 7,668 33.65 % 36.25 % 100.00 % 99.33 %

© 2022 National Association of Insurance Commissioners


591
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 84 AMERICAN FINANCIAL GRP 3,396 3,350 21.00 % 21.03 % 14.31 % 14.31 %
2 761 ALLIANZ INS GRP 2,864 2,203 17.61 % 17.62 % 12.07 % 26.38 %
3 1279 ARCH INS GRP 2,573 2,836 52.16 % 52.98 % 10.84 % 37.22 %
4 869 MINNESOTA MUT GRP 2,454 1,860 35.54 % 35.54 % 10.34 % 47.56 %
5 408 AMERICAN NATL FIN GRP 2,138 2,521 31.33 % 31.33 % 9.01 % 56.57 %
6 26565 OHIO IND CO 1,934 1,939 26.17 % 26.37 % 8.15 % 64.72 %
7 4904 INTACT FINANCIAL GRP 1,478 1,436 69.44 % 69.44 % 6.23 % 70.95 %
8 8 ALLSTATE INS GRP 1,383 1,543 44.60 % 46.00 % 5.83 % 76.77 %
9 4709 SECURITY GRP 1,154 1,102 3.57 % 3.57 % 4.86 % 81.63 %
10 2538 AMTRUST FINANCIAL SERV GRP 848 1,031 24.25 % 24.25 % 3.57 % 85.21 %
**STATE TOTAL** 23,731 23,137 32.63 % 33.21 % 100.00 % 85.21 %

South Dakota 1 111 LIBERTY MUT GRP 1,845 2,266 49.48 % 49.48 % 34.41 % 34.41 %
2 84 AMERICAN FINANCIAL GRP 991 948 58.68 % 58.66 % 18.49 % 52.90 %
3 34568 CENTENNIAL CAS CO 695 665 12.85 % 12.85 % 12.95 % 65.85 %
4 158 FAIRFAX FIN GRP 426 626 19.41 % 29.41 % 7.94 % 73.79 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 413 528 10.02 % 10.02 % 7.70 % 81.48 %
6 408 AMERICAN NATL FIN GRP 264 253 36.45 % 36.45 % 4.91 % 86.40 %
7 626 CHUBB LTD GRP 258 684 N/A N/A 4.80 % 91.20 %
8 1279 ARCH INS GRP 166 172 N/A N/A 3.10 % 94.30 %
9 150 OLD REPUBLIC GRP 158 100 89.72 % 89.72 % 2.94 % 97.23 %
10 796 QBE INS GRP 143 74 N/A N/A 2.67 % 99.91 %
**STATE TOTAL** 5,362 6,918 25.28 % 26.56 % 100.00 % 99.91 %

Tennessee 1 1279 ARCH INS GRP 13,579 11,367 22.26 % 23.15 % 30.06 % 30.06 %
2 761 ALLIANZ INS GRP 4,410 4,048 27.47 % 27.47 % 9.76 % 39.82 %
3 84 AMERICAN FINANCIAL GRP 4,327 4,032 61.33 % 61.48 % 9.58 % 49.40 %
4 2538 AMTRUST FINANCIAL SERV GRP 3,913 4,028 24.80 % 24.80 % 8.66 % 58.06 %
5 218 CNA INS GRP 3,837 3,901 22.35 % 22.40 % 8.49 % 66.55 %
6 4904 INTACT FINANCIAL GRP 3,275 3,239 51.10 % 51.10 % 7.25 % 73.80 %
7 26565 OHIO IND CO 2,034 2,086 42.43 % 45.84 % 4.50 % 78.30 %
8 408 AMERICAN NATL FIN GRP 1,476 1,551 32.94 % 32.94 % 3.27 % 81.57 %
9 5021 ONEMAIN HOLDINGS INC GRP 1,243 918 43.18 % 44.69 % 2.75 % 84.32 %
10 150 OLD REPUBLIC GRP 1,117 1,158 N/A N/A 2.47 % 86.80 %
**STATE TOTAL** 45,177 43,037 27.55 % 29.18 % 100.00 % 86.80 %

Texas 1 408 AMERICAN NATL FIN GRP 79,460 76,285 39.34 % 39.34 % 21.50 % 21.50 %
2 26565 OHIO IND CO 52,971 53,099 47.99 % 48.53 % 14.33 % 35.83 %
3 761 ALLIANZ INS GRP 38,377 39,020 29.35 % 29.39 % 10.38 % 46.21 %
4 2538 AMTRUST FINANCIAL SERV GRP 33,861 33,778 19.97 % 19.97 % 9.16 % 55.37 %
5 218 CNA INS GRP 29,771 32,038 30.17 % 30.17 % 8.05 % 63.43 %
6 84 AMERICAN FINANCIAL GRP 27,295 26,928 62.64 % 62.85 % 7.38 % 70.81 %
7 1279 ARCH INS GRP 24,421 21,160 41.71 % 42.08 % 6.61 % 77.42 %
8 8 ALLSTATE INS GRP 20,185 17,470 35.05 % 37.45 % 5.46 % 82.88 %
9 31 BERKSHIRE HATHAWAY GRP 8,296 8,541 44.93 % 44.93 % 2.24 % 85.13 %
10 25422 ATRADIUS TRADE CREDIT INS CO 8,154 7,944 7.44 % 10.30 % 2.21 % 87.33 %
**STATE TOTAL** 369,608 365,174 38.24 % 38.96 % 100.00 % 87.33 %

© 2022 National Association of Insurance Commissioners


592
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 761 ALLIANZ INS GRP 5,082 5,381 27.22 % 27.22 % 34.19 % 34.19 %
2 26565 OHIO IND CO 2,270 2,315 63.08 % 63.48 % 15.27 % 49.47 %
3 218 CNA INS GRP 1,584 1,672 25.76 % 25.93 % 10.66 % 60.12 %
4 408 AMERICAN NATL FIN GRP 921 916 19.69 % 19.69 % 6.20 % 66.32 %
5 84 AMERICAN FINANCIAL GRP 899 997 12.98 % 13.08 % 6.05 % 72.37 %
6 3098 TOKIO MARINE HOLDINGS INC GRP 871 548 0.00 % 0.11 % 5.86 % 78.23 %
7 3494 JAMES RIVER GRP 560 560 31.48 % 35.41 % 3.77 % 81.99 %
8 4904 INTACT FINANCIAL GRP 546 504 53.26 % 53.26 % 3.68 % 85.67 %
9 1279 ARCH INS GRP 461 468 20.75 % 21.59 % 3.10 % 88.77 %
10 25422 ATRADIUS TRADE CREDIT INS CO 361 342 N/A N/A 2.43 % 91.20 %
**STATE TOTAL** 14,862 15,326 28.28 % 29.31 % 100.00 % 91.20 %

Vermont 1 84 AMERICAN FINANCIAL GRP 645 622 N/A N/A 26.18 % 26.18 %
2 4904 INTACT FINANCIAL GRP 448 442 33.95 % 33.95 % 18.17 % 44.35 %
3 8 ALLSTATE INS GRP 326 256 21.22 % 21.22 % 13.22 % 57.58 %
4 306 CUNA MUT GRP 296 297 44.89 % 44.89 % 12.01 % 69.59 %
5 12 AMERICAN INTL GRP 181 177 54.15 % 83.70 % 7.36 % 76.95 %
6 1279 ARCH INS GRP 146 200 N/A N/A 5.93 % 82.88 %
7 761 ALLIANZ INS GRP 117 68 35.85 % 35.85 % 4.74 % 87.61 %
8 4718 TIPTREE FIN GRP 93 111 10.35 % 10.26 % 3.77 % 91.38 %
9 26565 OHIO IND CO 54 40 3.78 % 3.78 % 2.21 % 93.59 %
10 2538 AMTRUST FINANCIAL SERV GRP 50 66 16.34 % 16.37 % 2.04 % 95.63 %
**STATE TOTAL** 2,465 2,436 11.51 % 13.52 % 100.00 % 95.63 %

Virginia 1 2538 AMTRUST FINANCIAL SERV GRP 6,529 6,493 13.78 % 13.76 % 17.25 % 17.25 %
2 218 CNA INS GRP 5,365 5,733 21.70 % 21.76 % 14.18 % 31.43 %
3 84 AMERICAN FINANCIAL GRP 4,279 4,966 7.52 % 7.71 % 11.31 % 42.73 %
4 761 ALLIANZ INS GRP 2,882 2,519 41.47 % 41.47 % 7.62 % 50.35 %
5 1279 ARCH INS GRP 2,881 2,833 32.91 % 34.34 % 7.61 % 57.96 %
6 4904 INTACT FINANCIAL GRP 2,835 2,791 48.85 % 48.85 % 7.49 % 65.45 %
7 26565 OHIO IND CO 2,521 2,778 31.64 % 35.00 % 6.66 % 72.12 %
8 158 FAIRFAX FIN GRP 2,327 2,373 30.09 % 28.54 % 6.15 % 78.26 %
9 869 MINNESOTA MUT GRP 1,894 1,220 19.36 % 19.36 % 5.01 % 83.27 %
10 4962 AU HOLDING CO GRP 1,594 1,289 71.07 % 71.07 % 4.21 % 87.48 %
**STATE TOTAL** 37,846 39,524 38.00 % 40.69 % 100.00 % 87.48 %

Washington 1 761 ALLIANZ INS GRP 8,745 8,840 25.40 % 25.40 % 27.97 % 27.97 %
2 150 OLD REPUBLIC GRP 4,388 3,761 31.91 % 31.72 % 14.04 % 42.01 %
3 25422 ATRADIUS TRADE CREDIT INS CO 3,218 3,019 N/A N/A 10.29 % 52.30 %
4 1279 ARCH INS GRP 2,654 2,849 11.44 % 18.19 % 8.49 % 60.80 %
5 84 AMERICAN FINANCIAL GRP 2,377 2,319 N/A N/A 7.60 % 68.40 %
6 218 CNA INS GRP 2,376 2,397 16.21 % 16.21 % 7.60 % 76.00 %
7 3098 TOKIO MARINE HOLDINGS INC GRP 1,019 782 2.42 % 2.51 % 3.26 % 79.26 %
8 785 MARKEL CORP GRP 949 914 28.33 % 28.33 % 3.04 % 82.30 %
9 4904 INTACT FINANCIAL GRP 866 853 66.24 % 66.24 % 2.77 % 85.07 %
10 869 MINNESOTA MUT GRP 822 697 1.15 % 1.15 % 2.63 % 87.69 %
**STATE TOTAL** 31,261 30,884 15.02 % 16.49 % 100.00 % 87.69 %

© 2022 National Association of Insurance Commissioners


593
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 84 AMERICAN FINANCIAL GRP 2,130 2,216 24.97 % 25.53 % 26.38 % 26.38 %
2 2538 AMTRUST FINANCIAL SERV GRP 1,370 1,483 42.50 % 42.50 % 16.96 % 43.34 %
3 150 OLD REPUBLIC GRP 833 874 88.49 % 88.49 % 10.31 % 53.65 %
4 8 ALLSTATE INS GRP 440 319 33.16 % 33.16 % 5.45 % 59.11 %
5 1279 ARCH INS GRP 436 474 35.12 % 35.16 % 5.40 % 64.51 %
6 158 FAIRFAX FIN GRP 356 356 30.31 % 45.92 % 4.41 % 68.92 %
7 25422 ATRADIUS TRADE CREDIT INS CO 353 359 N/A N/A 4.37 % 73.29 %
8 869 MINNESOTA MUT GRP 338 315 1.08 % 1.08 % 4.18 % 77.47 %
9 761 ALLIANZ INS GRP 309 314 20.42 % 20.42 % 3.83 % 81.30 %
10 12 AMERICAN INTL GRP 288 299 49.50 % 79.55 % 3.57 % 84.87 %
**STATE TOTAL** 8,076 8,070 32.59 % 34.50 % 100.00 % 84.87 %

Wisconsin 1 84 AMERICAN FINANCIAL GRP 4,692 4,847 36.60 % 36.73 % 18.35 % 18.35 %
2 26565 OHIO IND CO 4,364 4,473 54.37 % 57.14 % 17.07 % 35.41 %
3 761 ALLIANZ INS GRP 4,132 4,119 N/A N/A 16.16 % 51.57 %
4 1279 ARCH INS GRP 3,094 2,904 26.27 % 27.88 % 12.10 % 63.67 %
5 408 AMERICAN NATL FIN GRP 1,962 1,872 49.24 % 49.24 % 7.67 % 71.35 %
6 4718 TIPTREE FIN GRP 1,219 884 19.23 % 19.16 % 4.77 % 76.11 %
7 25422 ATRADIUS TRADE CREDIT INS CO 1,135 1,279 N/A N/A 4.44 % 80.55 %
8 3494 JAMES RIVER GRP 929 929 56.31 % 56.50 % 3.63 % 84.19 %
9 2538 AMTRUST FINANCIAL SERV GRP 478 581 40.90 % 41.00 % 1.87 % 86.06 %
10 150 OLD REPUBLIC GRP 470 426 N/A N/A 1.84 % 87.90 %
**STATE TOTAL** 25,570 25,564 26.36 % 27.50 % 100.00 % 87.90 %

Wyoming 1 84 AMERICAN FINANCIAL GRP 495 500 14.50 % 15.96 % 36.64 % 36.64 %
2 8 ALLSTATE INS GRP 238 223 44.61 % 46.40 % 17.60 % 54.24 %
3 2538 AMTRUST FINANCIAL SERV GRP 104 109 N/A N/A 7.66 % 61.90 %
4 761 ALLIANZ INS GRP 97 104 19.44 % 19.44 % 7.18 % 69.08 %
5 26565 OHIO IND CO 95 95 11.21 % 14.24 % 7.00 % 76.08 %
6 34568 CENTENNIAL CAS CO 77 61 0.00 % 0.00 % 5.69 % 81.77 %
7 158 FAIRFAX FIN GRP 42 43 11.32 % 17.15 % 3.10 % 84.87 %
8 5021 ONEMAIN HOLDINGS INC GRP 42 42 67.25 % 71.65 % 3.10 % 87.97 %
9 19 ASSURANT INC GRP 40 32 0.08 % 0.08 % 2.93 % 90.90 %
10 3098 TOKIO MARINE HOLDINGS INC GRP 25 25 0.00 % 0.07 % 1.85 % 92.75 %
**STATE TOTAL** 1,352 1,328 14.98 % 16.75 % 100.00 % 92.75 %

Guam 1 10972 FIRST NET INS CO 210 171 5.98 % 5.64 % 98.34 % 98.34 %
2 84 AMERICAN FINANCIAL GRP 3 3 0.00 % 0.00 % 1.29 % 99.62 %
3 5021 ONEMAIN HOLDINGS INC GRP 1 1 0.00 % 0.00 % 0.38 % 100.00 %
**STATE TOTAL** 214 175 5.86 % 5.53 % 100.00 % 100.00 %

Puerto Rico 1 16523 PREMIER INS CO 21,754 13,855 2.36 % 2.36 % 52.26 % 52.26 %
2 458 DAI‐ICHI LIFE HOLDINGS INC GRP 16,153 8,869 15.89 % 15.89 % 38.80 % 91.06 %
3 19 ASSURANT INC GRP 3,376 3,382 N/A N/A 8.11 % 99.17 %
4 12 AMERICAN INTL GRP 165 55 65.00 % 93.40 % 0.40 % 99.57 %
5 626 CHUBB LTD GRP 148 85 41.11 % 42.25 % 0.36 % 99.92 %
6 218 CNA INS GRP 28 30 26.62 % 26.62 % 0.07 % 99.99 %
7 5021 ONEMAIN HOLDINGS INC GRP 4 4 16.45 % 16.45 % 0.01 % 100.00 %
8 84 AMERICAN FINANCIAL GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 41,629 26,279 6.66 % 6.73 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


594
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
28 ‐ Credit

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
U.S. Virgin Islands 1 19 ASSURANT INC GRP 275 362 8.42 % 8.42 % 96.91 % 96.91 %
2 84 AMERICAN FINANCIAL GRP 8 8 N/A N/A 2.98 % 99.89 %
3 5021 ONEMAIN HOLDINGS INC GRP 0 0 0.00 % 0.00 % 0.11 % 100.00 %
**STATE TOTAL** 284 371 8.09 % 8.09 % 100.00 % 100.00 %

Canada 1 19 ASSURANT INC GRP 172,980 173,309 14.26 % 14.26 % 77.54 % 77.54 %
2 761 ALLIANZ INS GRP 42,342 42,057 N/A N/A 18.98 % 96.52 %
3 181 SWISS RE GRP 4,956 4,322 20.06 % 22.81 % 2.22 % 98.74 %
4 158 FAIRFAX FIN GRP 937 1,987 29.03 % 37.96 % 0.42 % 99.16 %
5 3098 TOKIO MARINE HOLDINGS INC GRP 762 762 N/A N/A 0.34 % 99.50 %
6 111 LIBERTY MUT GRP 645 628 47.49 % 47.49 % 0.29 % 99.79 %
7 84 AMERICAN FINANCIAL GRP 399 534 218.10 % 218.10 % 0.18 % 99.97 %
8 34568 CENTENNIAL CAS CO 63 93 0.00 % 0.00 % 0.03 % 100.00 %
**STATE TOTAL** 223,084 223,692 7.61 % 7.73 % 100.00 % 100.00 %

Agg. Other Alien 1 12 AMERICAN INTL GRP 29,240 26,773 51.57 % 79.91 % 50.25 % 50.25 %
2 91 HARTFORD FIRE & CAS GRP 10,669 7,983 75.09 % 80.90 % 18.33 % 68.58 %
3 626 CHUBB LTD GRP 7,911 6,958 133.65 % 134.41 % 13.59 % 82.18 %
4 3098 TOKIO MARINE HOLDINGS INC GRP 5,445 5,582 5.61 % 6.45 % 9.36 % 91.53 %
5 158 FAIRFAX FIN GRP 1,599 1,363 358.68 % 334.94 % 2.75 % 94.28 %
6 5013 VANTAGE GRP 1,204 56 33.75 % 45.00 % 2.07 % 96.35 %
7 84 AMERICAN FINANCIAL GRP 831 1,261 109.45 % 109.45 % 1.43 % 97.78 %
8 212 ZURICH INS GRP 777 832 N/A N/A 1.34 % 99.11 %
9 761 ALLIANZ INS GRP 291 194 67.12 % 67.12 % 0.50 % 99.61 %
10 111 LIBERTY MUT GRP 198 892 921.45 % 986.90 % 0.34 % 99.95 %
**STATE TOTAL** 58,193 53,104 76.13 % 91.98 % 100.00 % 99.95 %

© 2022 National Association of Insurance Commissioners


595
30—Warranty

© 2022 National Association of Insurance Commissioners


596
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 2538 AMTRUST FINANCIAL SERV GRP 915,130 815,052 61.71 % 61.76 % 22.73 % 22.73 %
2 26492 COURTESY INS CO 583,843 349,176 56.10 % 56.34 % 14.50 % 37.23 %
3 212 ZURICH INS GRP 422,728 363,566 42.31 % 42.40 % 10.50 % 47.73 %
4 79 ALLY INS HOLDINGS GRP 393,700 397,079 52.59 % 52.59 % 9.78 % 57.50 %
5 315 INDUSTRIAL ALLIANCE GRP 262,304 178,538 57.57 % 57.57 % 6.51 % 64.02 %
6 19631 AMERICAN ROAD INS CO 250,971 219,705 42.32 % 42.32 % 6.23 % 70.25 %
7 8 ALLSTATE INS GRP 212,667 168,519 51.76 % 51.91 % 5.28 % 75.53 %
8 31 BERKSHIRE HATHAWAY GRP 200,076 172,329 39.55 % 39.55 % 4.97 % 80.50 %
9 4718 TIPTREE FIN GRP 157,068 87,185 66.93 % 67.34 % 3.90 % 84.40 %
10 19 ASSURANT INC GRP 122,990 130,897 46.10 % 46.09 % 3.05 % 87.46 %
11 218 CNA INS GRP 88,990 66,265 96.70 % 97.52 % 2.21 % 89.67 %
12 150 OLD REPUBLIC GRP 78,000 63,968 56.76 % 56.76 % 1.94 % 91.60 %
13 458 DAI‐ICHI LIFE HOLDINGS INC GRP 67,045 53,908 56.56 % 56.56 % 1.67 % 93.27 %
14 12 AMERICAN INTL GRP 66,855 56,814 71.35 % 71.39 % 1.66 % 94.93 %
15 140 NATIONWIDE CORP GRP 52,402 43,191 128.85 % 128.84 % 1.30 % 96.23 %
16 37621 TOYOTA MOTOR INS CO 40,760 17,245 21.95 % 21.95 % 1.01 % 97.24 %
17 4993 REVOLUTIONARY HOLDING CO GRP 36,253 7,932 0.00 % 0.00 % 0.90 % 98.14 %
18 4670 STARR GRP 25,904 12,666 73.19 % 73.19 % 0.64 % 98.79 %
19 660 MERCURY GEN GRP 22,118 22,645 52.10 % 52.10 % 0.55 % 99.34 %
20 796 QBE INS GRP 8,734 2,065 114.29 % 122.85 % 0.22 % 99.55 %
21 626 CHUBB LTD GRP 7,701 8,278 39.29 % 39.29 % 0.19 % 99.75 %
22 869 MINNESOTA MUT GRP 6,493 4,720 33.85 % 33.85 % 0.16 % 99.91 %
23 1226 GEORGE A PARMER GRP 1,882 2,232 70.80 % 73.85 % 0.05 % 99.95 %
24 84 AMERICAN FINANCIAL GRP 1,233 2,426 17.22 % 17.22 % 0.03 % 99.98 %
25 26565 OHIO IND CO 210 246 N/A N/A 0.01 % 99.99 %
26 11231 GENERALI US BRANCH 159 120 47.00 % 47.00 % 0.00 % 99.99 %
27 4869 WT HOLDINGS GRP 137 100 0.00 % 0.00 % 0.00 % 100.00 %
28 4962 AU HOLDING CO GRP 67 67 N/A N/A 0.00 % 100.00 %
29 5015 CONCERT GRP HOLDINGS INC GRP 54 97 2.94 % 2.94 % 0.00 % 100.00 %
30 27499 SOUTHWEST GEN INS CO 21 36 5.40 % 5.40 % 0.00 % 100.00 %
31 11114 ST CHARLES INS CO RRG 3 6 212.81 % 212.81 % 0.00 % 100.00 %
32 13060 BUILDING INDUSTRY INS ASSN INC 2 0 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 4,026,492 3,248,593 55.31 % 55.40 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


597
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 2538 AMTRUST FINANCIAL SERV GRP 882,741 793,647 61.91 % 61.96 % 23.01 % 23.01 %
2 26492 COURTESY INS CO 583,843 349,176 56.10 % 56.34 % 15.22 % 38.23 %
3 212 ZURICH INS GRP 422,728 363,566 42.31 % 42.40 % 11.02 % 49.25 %
4 79 ALLY INS HOLDINGS GRP 329,119 326,378 55.18 % 55.18 % 8.58 % 57.83 %
5 315 INDUSTRIAL ALLIANCE GRP 262,304 178,538 57.57 % 57.57 % 6.84 % 64.67 %
6 19631 AMERICAN ROAD INS CO 250,971 219,705 42.32 % 42.32 % 6.54 % 71.21 %
7 8 ALLSTATE INS GRP 212,667 168,519 51.76 % 51.91 % 5.54 % 76.76 %
8 31 BERKSHIRE HATHAWAY GRP 200,076 172,329 39.55 % 39.55 % 5.22 % 81.97 %
9 4718 TIPTREE FIN GRP 157,068 87,185 66.93 % 67.34 % 4.09 % 86.07 %
10 218 CNA INS GRP 87,909 65,187 98.30 % 99.13 % 2.29 % 88.36 %
11 150 OLD REPUBLIC GRP 78,000 63,968 56.76 % 56.76 % 2.03 % 90.39 %
12 458 DAI‐ICHI LIFE HOLDINGS INC GRP 67,045 53,908 56.56 % 56.56 % 1.75 % 92.14 %
13 12 AMERICAN INTL GRP 64,635 55,050 71.37 % 71.39 % 1.68 % 93.83 %
14 140 NATIONWIDE CORP GRP 52,402 43,191 128.85 % 128.84 % 1.37 % 95.19 %
15 37621 TOYOTA MOTOR INS CO 40,760 17,245 21.95 % 21.95 % 1.06 % 96.25 %
16 4993 REVOLUTIONARY HOLDING CO GRP 36,253 7,932 0.00 % 0.00 % 0.95 % 97.20 %
17 19 ASSURANT INC GRP 32,746 35,383 48.89 % 48.89 % 0.85 % 98.05 %
18 4670 STARR GRP 25,899 12,664 73.19 % 73.19 % 0.68 % 98.73 %
19 660 MERCURY GEN GRP 22,118 22,645 52.10 % 52.10 % 0.58 % 99.31 %
20 796 QBE INS GRP 8,734 2,065 114.29 % 122.85 % 0.23 % 99.53 %
21 626 CHUBB LTD GRP 7,701 8,278 39.29 % 39.29 % 0.20 % 99.73 %
22 869 MINNESOTA MUT GRP 6,493 4,720 33.85 % 33.85 % 0.17 % 99.90 %
23 1226 GEORGE A PARMER GRP 1,847 2,197 71.93 % 75.03 % 0.05 % 99.95 %
24 84 AMERICAN FINANCIAL GRP 1,230 1,921 16.15 % 16.15 % 0.03 % 99.98 %
25 26565 OHIO IND CO 210 246 N/A N/A 0.01 % 99.99 %
26 11231 GENERALI US BRANCH 159 120 47.00 % 47.00 % 0.00 % 99.99 %
27 4869 WT HOLDINGS GRP 137 100 0.00 % 0.00 % 0.00 % 100.00 %
28 4962 AU HOLDING CO GRP 67 67 N/A N/A 0.00 % 100.00 %
29 5015 CONCERT GRP HOLDINGS INC GRP 54 97 2.94 % 2.94 % 0.00 % 100.00 %
30 27499 SOUTHWEST GEN INS CO 21 36 5.40 % 5.40 % 0.00 % 100.00 %
31 11114 ST CHARLES INS CO RRG 3 6 212.81 % 212.81 % 0.00 % 100.00 %
32 13060 BUILDING INDUSTRY INS ASSN INC 2 0 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 3,835,934 3,057,590 56.00 % 56.09 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


598
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 140 NATIONWIDE CORP GRP 3,781 1,325 99.25 % 99.24 % 22.70 % 22.70 %
2 2538 AMTRUST FINANCIAL SERV GRP 3,590 2,504 51.95 % 52.51 % 21.56 % 44.26 %
3 315 INDUSTRIAL ALLIANCE GRP 3,004 1,481 101.97 % 101.97 % 18.03 % 62.29 %
4 212 ZURICH INS GRP 2,504 2,724 34.59 % 34.62 % 15.03 % 77.33 %
5 4718 TIPTREE FIN GRP 1,806 1,185 38.21 % 39.57 % 10.84 % 88.17 %
6 150 OLD REPUBLIC GRP 983 737 53.65 % 53.65 % 5.90 % 94.07 %
7 26492 COURTESY INS CO 668 781 66.50 % 66.78 % 4.01 % 98.09 %
8 218 CNA INS GRP 174 267 90.51 % 91.34 % 1.04 % 99.13 %
9 660 MERCURY GEN GRP 54 9 138.27 % 138.27 % 0.32 % 99.45 %
10 4670 STARR GRP 43 33 99.63 % 99.63 % 0.26 % 99.71 %
**STATE TOTAL** 16,655 11,101 60.63 % 60.94 % 100.00 % 99.71 %

Alaska 1 315 INDUSTRIAL ALLIANCE GRP 183 105 111.01 % 111.01 % 43.22 % 43.22 %
2 212 ZURICH INS GRP 133 89 39.60 % 39.71 % 31.52 % 74.74 %
3 660 MERCURY GEN GRP 66 363 66.65 % 66.65 % 15.72 % 90.46 %
4 150 OLD REPUBLIC GRP 22 15 11.57 % 11.57 % 5.09 % 95.55 %
5 140 NATIONWIDE CORP GRP 9 11 218.38 % 218.38 % 2.13 % 97.68 %
6 12 AMERICAN INTL GRP 8 3 26.99 % 26.99 % 1.81 % 99.49 %
7 4670 STARR GRP 4 2 N/A N/A 0.89 % 100.00 %
8 26492 COURTESY INS CO 0 0 0.00 % 0.00 % 0.07 % 100.00 %
**STATE TOTAL** 423 710 66.20 % 66.21 % 100.00 % 100.00 %

Arizona 1 12 AMERICAN INTL GRP 16,712 17,199 99.72 % 99.59 % 41.57 % 41.57 %
2 458 DAI‐ICHI LIFE HOLDINGS INC GRP 7,854 5,151 70.89 % 70.89 % 19.54 % 61.11 %
3 212 ZURICH INS GRP 7,249 6,083 52.86 % 52.88 % 18.03 % 79.14 %
4 2538 AMTRUST FINANCIAL SERV GRP 4,358 3,654 61.10 % 61.53 % 10.84 % 89.98 %
5 150 OLD REPUBLIC GRP 1,261 436 158.57 % 158.57 % 3.14 % 93.12 %
6 79 ALLY INS HOLDINGS GRP 761 681 18.19 % 18.19 % 1.89 % 95.01 %
7 315 INDUSTRIAL ALLIANCE GRP 572 438 54.71 % 54.71 % 1.42 % 96.44 %
8 4670 STARR GRP 430 50 55.94 % 55.94 % 1.07 % 97.51 %
9 140 NATIONWIDE CORP GRP 368 416 154.80 % 154.79 % 0.92 % 98.42 %
10 660 MERCURY GEN GRP 226 148 82.20 % 82.20 % 0.56 % 98.98 %
**STATE TOTAL** 40,200 34,602 81.74 % 81.72 % 100.00 % 98.98 %

Arkansas 1 212 ZURICH INS GRP 5,896 3,828 49.98 % 49.98 % 64.85 % 64.85 %
2 315 INDUSTRIAL ALLIANCE GRP 1,914 1,525 80.07 % 80.07 % 21.05 % 85.89 %
3 140 NATIONWIDE CORP GRP 598 565 136.27 % 136.26 % 6.58 % 92.47 %
4 4718 TIPTREE FIN GRP 186 138 853.51 % 855.42 % 2.04 % 94.51 %
5 660 MERCURY GEN GRP 133 13 38.63 % 38.63 % 1.47 % 95.98 %
6 150 OLD REPUBLIC GRP 122 26 311.26 % 311.26 % 1.34 % 97.32 %
7 218 CNA INS GRP 121 78 111.48 % 112.27 % 1.33 % 98.65 %
8 4670 STARR GRP 93 275 43.79 % 43.79 % 1.02 % 99.67 %
9 12 AMERICAN INTL GRP 18 8 68.04 % 68.72 % 0.19 % 99.86 %
10 2538 AMTRUST FINANCIAL SERV GRP 11 41 24.69 % 24.69 % 0.12 % 99.99 %
**STATE TOTAL** 9,093 6,519 83.03 % 83.08 % 100.00 % 99.99 %

© 2022 National Association of Insurance Commissioners


599
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 2538 AMTRUST FINANCIAL SERV GRP 83,168 84,453 39.87 % 39.96 % 35.36 % 35.36 %
2 19 ASSURANT INC GRP 24,779 22,583 60.84 % 60.83 % 10.53 % 45.89 %
3 212 ZURICH INS GRP 21,496 18,582 44.78 % 44.82 % 9.14 % 55.03 %
4 8 ALLSTATE INS GRP 21,399 12,392 0.09 % 0.09 % 9.10 % 64.13 %
5 4718 TIPTREE FIN GRP 21,337 12,719 49.87 % 49.87 % 9.07 % 73.20 %
6 660 MERCURY GEN GRP 13,685 15,849 46.74 % 46.74 % 5.82 % 79.02 %
7 150 OLD REPUBLIC GRP 13,200 13,110 56.26 % 56.26 % 5.61 % 84.63 %
8 26492 COURTESY INS CO 11,839 8,726 129.35 % 129.90 % 5.03 % 89.66 %
9 796 QBE INS GRP 8,734 2,065 115.90 % 124.46 % 3.71 % 93.37 %
10 869 MINNESOTA MUT GRP 6,493 4,720 33.85 % 33.85 % 2.76 % 96.14 %
**STATE TOTAL** 235,222 206,262 47.38 % 47.54 % 100.00 % 96.14 %

Colorado 1 315 INDUSTRIAL ALLIANCE GRP 19,463 (866) N/A N/A 59.20 % 59.20 %
2 212 ZURICH INS GRP 5,554 3,867 35.73 % 35.76 % 16.89 % 76.09 %
3 2538 AMTRUST FINANCIAL SERV GRP 2,714 1,357 45.08 % 45.46 % 8.25 % 84.35 %
4 4718 TIPTREE FIN GRP 1,526 1,007 9.36 % 9.29 % 4.64 % 88.99 %
5 458 DAI‐ICHI LIFE HOLDINGS INC GRP 1,301 1,399 46.85 % 46.85 % 3.96 % 92.94 %
6 150 OLD REPUBLIC GRP 872 907 N/A N/A 2.65 % 95.60 %
7 84 AMERICAN FINANCIAL GRP 466 137 17.29 % 17.29 % 1.42 % 97.02 %
8 140 NATIONWIDE CORP GRP 427 342 105.10 % 105.09 % 1.30 % 98.31 %
9 26492 COURTESY INS CO 315 337 40.79 % 40.97 % 0.96 % 99.27 %
10 12 AMERICAN INTL GRP 85 60 N/A N/A 0.26 % 99.53 %
**STATE TOTAL** 32,878 8,676 103.34 % 103.41 % 100.00 % 99.53 %

Connecticut 1 212 ZURICH INS GRP 9,988 6,632 33.56 % 33.62 % 86.15 % 86.15 %
2 315 INDUSTRIAL ALLIANCE GRP 766 402 85.09 % 85.09 % 6.61 % 92.76 %
3 2538 AMTRUST FINANCIAL SERV GRP 656 1,041 60.28 % 60.81 % 5.66 % 98.42 %
4 8 ALLSTATE INS GRP 276 123 84.74 % 85.13 % 2.38 % 100.00 %
5 4718 TIPTREE FIN GRP 263 125 91.92 % 92.20 % 2.27 % 100.00 %
6 140 NATIONWIDE CORP GRP 222 285 147.65 % 147.64 % 1.92 % 100.00 %
7 150 OLD REPUBLIC GRP 207 278 60.31 % 60.31 % 1.78 % 100.00 %
8 218 CNA INS GRP 103 64 87.71 % 87.82 % 0.89 % 100.00 %
9 12 AMERICAN INTL GRP 2 1 27.02 % 27.02 % 0.02 % 100.00 %
10 660 MERCURY GEN GRP 1 4 N/A N/A 0.01 % 100.00 %
**STATE TOTAL** 11,593 8,964 44.87 % 44.98 % 100.00 % 100.00 %

Delaware 1 4718 TIPTREE FIN GRP 14,409 8,205 79.62 % 79.61 % 33.17 % 33.17 %
2 315 INDUSTRIAL ALLIANCE GRP 14,387 11,111 66.68 % 66.68 % 33.12 % 66.29 %
3 2538 AMTRUST FINANCIAL SERV GRP 11,983 7,934 38.29 % 38.31 % 27.58 % 93.87 %
4 212 ZURICH INS GRP 1,753 1,324 24.60 % 24.69 % 4.04 % 97.90 %
5 626 CHUBB LTD GRP 411 391 N/A N/A 0.95 % 98.85 %
6 140 NATIONWIDE CORP GRP 310 282 106.67 % 106.66 % 0.71 % 99.56 %
7 150 OLD REPUBLIC GRP 93 73 60.87 % 60.87 % 0.21 % 99.78 %
8 26492 COURTESY INS CO 39 12 22.96 % 23.05 % 0.09 % 99.87 %
9 8 ALLSTATE INS GRP 38 88 52.63 % 53.16 % 0.09 % 99.96 %
10 84 AMERICAN FINANCIAL GRP 18 848 42.56 % 42.56 % 0.04 % 100.00 %
**STATE TOTAL** 43,443 30,277 59.62 % 59.63 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


600
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 150 OLD REPUBLIC GRP 16 6 12.08 % 12.08 % 25.49 % 25.49 %
2 212 ZURICH INS GRP 15 14 35.14 % 35.14 % 24.20 % 49.69 %
3 315 INDUSTRIAL ALLIANCE GRP 10 (6) N/A N/A 15.90 % 65.60 %
4 4670 STARR GRP 8 2 26.26 % 26.26 % 12.42 % 78.02 %
5 626 CHUBB LTD GRP 8 8 N/A N/A 12.18 % 90.20 %
6 4718 TIPTREE FIN GRP 2 2 0.00 % 0.00 % 3.86 % 94.06 %
7 12 AMERICAN INTL GRP 2 1 27.03 % 27.03 % 2.48 % 96.54 %
8 26492 COURTESY INS CO 1 1 0.00 % 0.00 % 1.74 % 98.28 %
9 2538 AMTRUST FINANCIAL SERV GRP 1 1 0.00 % 0.00 % 1.72 % 100.00 %
**STATE TOTAL** 63 29 12.31 % 12.22 % 100.00 % 100.00 %

Florida 1 26492 COURTESY INS CO 551,238 328,108 53.89 % 54.12 % 63.69 % 63.69 %
2 2538 AMTRUST FINANCIAL SERV GRP 65,538 78,193 74.20 % 74.23 % 7.57 % 71.26 %
3 4718 TIPTREE FIN GRP 42,297 23,262 94.95 % 95.73 % 4.89 % 76.15 %
4 37621 TOYOTA MOTOR INS CO 40,760 17,245 21.95 % 21.95 % 4.71 % 80.86 %
5 79 ALLY INS HOLDINGS GRP 35,003 32,038 27.38 % 27.38 % 4.04 % 84.90 %
6 218 CNA INS GRP 34,705 24,402 97.72 % 98.52 % 4.01 % 88.91 %
7 212 ZURICH INS GRP 26,651 19,970 63.33 % 63.36 % 3.08 % 91.99 %
8 458 DAI‐ICHI LIFE HOLDINGS INC GRP 16,850 9,982 73.35 % 73.35 % 1.95 % 93.94 %
9 315 INDUSTRIAL ALLIANCE GRP 11,784 6,412 56.57 % 56.57 % 1.36 % 95.30 %
10 4670 STARR GRP 11,437 3,571 78.24 % 78.24 % 1.32 % 96.62 %
**STATE TOTAL** 865,505 575,636 58.02 % 58.22 % 100.00 % 96.62 %

Georgia 1 2538 AMTRUST FINANCIAL SERV GRP 35,390 28,296 71.38 % 71.49 % 63.76 % 63.76 %
2 4718 TIPTREE FIN GRP 5,188 3,627 49.89 % 50.76 % 9.35 % 73.10 %
3 212 ZURICH INS GRP 3,420 4,217 31.03 % 31.34 % 6.16 % 79.26 %
4 140 NATIONWIDE CORP GRP 3,164 1,331 111.05 % 111.05 % 5.70 % 84.96 %
5 315 INDUSTRIAL ALLIANCE GRP 2,001 1,467 85.59 % 85.59 % 3.61 % 88.57 %
6 4670 STARR GRP 1,939 725 70.98 % 70.98 % 3.49 % 92.06 %
7 26492 COURTESY INS CO 1,796 851 63.84 % 64.12 % 3.24 % 95.30 %
8 150 OLD REPUBLIC GRP 987 265 222.49 % 222.49 % 1.78 % 97.08 %
9 218 CNA INS GRP 721 581 106.41 % 107.00 % 1.30 % 98.38 %
10 19631 AMERICAN ROAD INS CO 229 1 5,206.45 % 5,206.45 % 0.41 % 98.79 %
**STATE TOTAL** 55,509 41,683 68.34 % 68.54 % 100.00 % 98.79 %

Hawaii 1 2538 AMTRUST FINANCIAL SERV GRP 2,852 2,645 61.16 % 61.73 % 83.68 % 83.68 %
2 150 OLD REPUBLIC GRP 368 437 65.26 % 65.26 % 10.79 % 94.47 %
3 212 ZURICH INS GRP 70 94 N/A N/A 2.06 % 96.53 %
4 140 NATIONWIDE CORP GRP 59 67 154.27 % 154.27 % 1.74 % 98.27 %
5 218 CNA INS GRP 40 23 N/A N/A 1.16 % 99.43 %
6 4670 STARR GRP 10 11 15.63 % 15.63 % 0.29 % 99.71 %
7 4718 TIPTREE FIN GRP 5 5 N/A N/A 0.14 % 99.85 %
8 315 INDUSTRIAL ALLIANCE GRP 4 (1) N/A N/A 0.11 % 99.96 %
9 12 AMERICAN INTL GRP 1 0 27.03 % 27.03 % 0.02 % 99.98 %
10 84 AMERICAN FINANCIAL GRP 1 1 N/A N/A 0.02 % 100.00 %
**STATE TOTAL** 3,408 3,285 47.41 % 47.88 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


601
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 212 ZURICH INS GRP 1,888 1,662 47.70 % 47.70 % 77.97 % 77.97 %
2 4718 TIPTREE FIN GRP 168 179 11.23 % 11.21 % 6.95 % 84.91 %
3 218 CNA INS GRP 147 34 82.67 % 83.12 % 6.09 % 91.01 %
4 150 OLD REPUBLIC GRP 82 57 3.85 % 3.85 % 3.38 % 94.39 %
5 140 NATIONWIDE CORP GRP 76 79 78.75 % 78.74 % 3.12 % 97.50 %
6 26492 COURTESY INS CO 52 51 159.16 % 159.84 % 2.17 % 99.67 %
7 315 INDUSTRIAL ALLIANCE GRP 35 (36) N/A N/A 1.43 % 100.00 %
8 12 AMERICAN INTL GRP 32 14 26.98 % 26.98 % 1.31 % 100.00 %
9 660 MERCURY GEN GRP 15 45 32.36 % 32.36 % 0.61 % 100.00 %
10 4670 STARR GRP 14 8 87.73 % 87.73 % 0.57 % 100.00 %
**STATE TOTAL** 2,422 2,814 47.12 % 47.23 % 100.00 % 100.00 %

Illinois 1 8 ALLSTATE INS GRP 165,337 112,918 54.60 % 54.81 % 48.35 % 48.35 %
2 2538 AMTRUST FINANCIAL SERV GRP 122,555 61,627 59.06 % 59.08 % 35.84 % 84.18 %
3 12 AMERICAN INTL GRP 15,953 11,360 47.58 % 47.65 % 4.66 % 88.85 %
4 4718 TIPTREE FIN GRP 12,349 6,892 80.45 % 80.42 % 3.61 % 92.46 %
5 458 DAI‐ICHI LIFE HOLDINGS INC GRP 11,752 14,228 56.80 % 56.80 % 3.44 % 95.89 %
6 212 ZURICH INS GRP 8,109 12,871 71.56 % 71.60 % 2.37 % 98.26 %
7 315 INDUSTRIAL ALLIANCE GRP 1,901 1,768 66.14 % 66.14 % 0.56 % 98.82 %
8 150 OLD REPUBLIC GRP 1,554 1,091 90.36 % 90.36 % 0.45 % 99.27 %
9 218 CNA INS GRP 1,057 471 101.79 % 106.36 % 0.31 % 99.58 %
10 140 NATIONWIDE CORP GRP 781 902 187.96 % 187.95 % 0.23 % 99.81 %
**STATE TOTAL** 341,993 224,665 58.21 % 58.34 % 100.00 % 99.81 %

Indiana 1 12 AMERICAN INTL GRP 20,357 17,064 66.76 % 66.75 % 47.07 % 47.07 %
2 212 ZURICH INS GRP 16,294 14,433 39.95 % 39.95 % 37.68 % 84.75 %
3 315 INDUSTRIAL ALLIANCE GRP 3,045 1,771 106.95 % 106.95 % 7.04 % 91.79 %
4 140 NATIONWIDE CORP GRP 1,091 1,373 132.50 % 132.49 % 2.52 % 94.31 %
5 150 OLD REPUBLIC GRP 634 398 71.58 % 71.58 % 1.47 % 95.78 %
6 2538 AMTRUST FINANCIAL SERV GRP 579 1,118 44.44 % 44.68 % 1.34 % 97.12 %
7 4670 STARR GRP 374 195 91.25 % 91.25 % 0.86 % 97.98 %
8 4718 TIPTREE FIN GRP 369 259 19.59 % 19.79 % 0.85 % 98.83 %
9 218 CNA INS GRP 200 114 83.97 % 84.49 % 0.46 % 99.30 %
10 8 ALLSTATE INS GRP 192 54 87.98 % 88.68 % 0.44 % 99.74 %
**STATE TOTAL** 43,247 37,121 59.77 % 59.77 % 100.00 % 99.74 %

Iowa 1 212 ZURICH INS GRP 2,071 5,276 47.03 % 47.03 % 41.66 % 41.66 %
2 315 INDUSTRIAL ALLIANCE GRP 1,551 493 141.22 % 141.22 % 31.19 % 72.85 %
3 218 CNA INS GRP 505 214 112.29 % 113.26 % 10.16 % 83.01 %
4 140 NATIONWIDE CORP GRP 305 278 128.55 % 128.55 % 6.14 % 89.15 %
5 150 OLD REPUBLIC GRP 230 167 68.52 % 68.52 % 4.63 % 93.78 %
6 2538 AMTRUST FINANCIAL SERV GRP 225 210 12.68 % 12.68 % 4.53 % 98.31 %
7 660 MERCURY GEN GRP 23 32 11.82 % 11.82 % 0.45 % 98.77 %
8 4718 TIPTREE FIN GRP 21 59 4.53 % 4.53 % 0.42 % 99.19 %
9 4670 STARR GRP 20 7 84.49 % 84.49 % 0.40 % 99.59 %
10 26492 COURTESY INS CO 12 11 130.38 % 130.94 % 0.25 % 99.84 %
**STATE TOTAL** 4,972 6,791 58.05 % 58.08 % 100.00 % 99.84 %

© 2022 National Association of Insurance Commissioners


602
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 31 BERKSHIRE HATHAWAY GRP 187,321 160,025 39.94 % 39.94 % 93.65 % 93.65 %
2 2538 AMTRUST FINANCIAL SERV GRP 4,789 8,333 21.78 % 21.80 % 2.39 % 96.05 %
3 212 ZURICH INS GRP 4,495 3,862 N/A N/A 2.25 % 98.30 %
4 218 CNA INS GRP 1,715 743 106.55 % 107.51 % 0.86 % 99.15 %
5 4718 TIPTREE FIN GRP 575 298 58.99 % 58.98 % 0.29 % 99.44 %
6 140 NATIONWIDE CORP GRP 351 359 120.98 % 120.98 % 0.18 % 99.62 %
7 315 INDUSTRIAL ALLIANCE GRP 268 109 150.11 % 150.11 % 0.13 % 99.75 %
8 4670 STARR GRP 205 86 79.69 % 79.69 % 0.10 % 99.85 %
9 150 OLD REPUBLIC GRP 186 68 126.58 % 126.58 % 0.09 % 99.95 %
10 5015 CONCERT GRP HOLDINGS INC GRP 54 97 0.00 % 0.00 % 0.03 % 99.97 %
**STATE TOTAL** 200,013 174,107 38.40 % 38.40 % 100.00 % 99.97 %

Kentucky 1 212 ZURICH INS GRP 5,851 6,933 42.62 % 42.79 % 47.69 % 47.69 %
2 2538 AMTRUST FINANCIAL SERV GRP 2,677 2,139 32.74 % 33.18 % 21.82 % 69.51 %
3 150 OLD REPUBLIC GRP 1,003 412 37.88 % 37.88 % 8.18 % 77.69 %
4 315 INDUSTRIAL ALLIANCE GRP 992 552 103.42 % 103.42 % 8.08 % 85.77 %
5 4718 TIPTREE FIN GRP 568 172 N/A N/A 4.63 % 90.40 %
6 140 NATIONWIDE CORP GRP 510 725 96.24 % 96.24 % 4.16 % 94.56 %
7 218 CNA INS GRP 489 180 113.94 % 115.13 % 3.99 % 98.55 %
8 8 ALLSTATE INS GRP 81 36 56.10 % 56.37 % 0.66 % 99.21 %
9 660 MERCURY GEN GRP 37 4 23.68 % 23.68 % 0.30 % 99.51 %
10 4670 STARR GRP 27 28 22.58 % 22.58 % 0.22 % 99.73 %
**STATE TOTAL** 12,268 11,233 47.13 % 47.33 % 100.00 % 99.73 %

Louisiana 1 315 INDUSTRIAL ALLIANCE GRP 2,606 1,436 112.99 % 112.99 % 30.90 % 30.90 %
2 140 NATIONWIDE CORP GRP 2,193 1,923 114.03 % 114.03 % 26.01 % 56.91 %
3 150 OLD REPUBLIC GRP 992 619 104.71 % 104.71 % 11.76 % 68.67 %
4 4718 TIPTREE FIN GRP 896 669 82.70 % 82.57 % 10.62 % 79.29 %
5 212 ZURICH INS GRP 856 1,200 47.14 % 47.44 % 10.16 % 89.45 %
6 660 MERCURY GEN GRP 616 366 82.54 % 82.54 % 7.31 % 96.76 %
7 12 AMERICAN INTL GRP 92 41 26.99 % 26.99 % 1.09 % 97.85 %
8 2538 AMTRUST FINANCIAL SERV GRP 84 203 26.12 % 26.12 % 0.99 % 98.84 %
9 4670 STARR GRP 32 14 25.80 % 25.80 % 0.38 % 99.22 %
10 8 ALLSTATE INS GRP 28 5 10.01 % 10.01 % 0.34 % 99.56 %
**STATE TOTAL** 8,432 6,709 92.52 % 92.59 % 100.00 % 99.56 %

Maine 1 212 ZURICH INS GRP 3,305 2,418 31.95 % 31.98 % 50.92 % 50.92 %
2 150 OLD REPUBLIC GRP 832 213 64.46 % 64.46 % 12.81 % 63.73 %
3 458 DAI‐ICHI LIFE HOLDINGS INC GRP 708 521 49.00 % 49.00 % 10.91 % 74.64 %
4 315 INDUSTRIAL ALLIANCE GRP 630 803 60.07 % 60.07 % 9.70 % 84.35 %
5 8 ALLSTATE INS GRP 485 39 44.06 % 44.30 % 7.47 % 91.82 %
6 140 NATIONWIDE CORP GRP 297 272 131.63 % 131.62 % 4.57 % 96.39 %
7 2538 AMTRUST FINANCIAL SERV GRP 171 508 52.61 % 53.07 % 2.64 % 99.03 %
8 4670 STARR GRP 33 26 7.88 % 7.88 % 0.51 % 99.54 %
9 4718 TIPTREE FIN GRP 28 15 34.23 % 35.18 % 0.44 % 99.98 %
10 84 AMERICAN FINANCIAL GRP 1 7 N/A N/A 0.02 % 99.99 %
**STATE TOTAL** 6,491 4,832 47.54 % 47.61 % 100.00 % 99.99 %

© 2022 National Association of Insurance Commissioners


603
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 218 CNA INS GRP 7,223 7,261 96.94 % 97.89 % 34.72 % 34.72 %
2 212 ZURICH INS GRP 6,494 9,527 42.83 % 42.86 % 31.21 % 65.93 %
3 4718 TIPTREE FIN GRP 1,451 435 76.82 % 76.78 % 6.97 % 72.91 %
4 315 INDUSTRIAL ALLIANCE GRP 1,317 1,283 64.03 % 64.03 % 6.33 % 79.24 %
5 4993 REVOLUTIONARY HOLDING CO GRP 1,235 10 0.00 % 0.00 % 5.93 % 85.17 %
6 26492 COURTESY INS CO 773 799 119.51 % 120.02 % 3.72 % 88.89 %
7 4670 STARR GRP 680 604 60.22 % 60.22 % 3.27 % 92.16 %
8 140 NATIONWIDE CORP GRP 593 739 130.50 % 130.50 % 2.85 % 95.01 %
9 19 ASSURANT INC GRP 569 414 61.84 % 61.84 % 2.74 % 97.74 %
10 8 ALLSTATE INS GRP 363 123 215.41 % 217.38 % 1.74 % 99.49 %
**STATE TOTAL** 20,804 21,670 70.11 % 70.48 % 100.00 % 99.49 %

Massachusetts 1 212 ZURICH INS GRP 13,979 7,938 37.03 % 37.04 % 36.99 % 36.99 %
2 26492 COURTESY INS CO 7,667 1,964 60.19 % 60.45 % 20.29 % 57.27 %
3 8 ALLSTATE INS GRP 5,958 1,519 65.02 % 65.36 % 15.76 % 73.04 %
4 4670 STARR GRP 2,699 2,480 146.49 % 146.49 % 7.14 % 80.18 %
5 218 CNA INS GRP 1,829 509 100.95 % 101.93 % 4.84 % 85.02 %
6 315 INDUSTRIAL ALLIANCE GRP 1,458 332 142.41 % 142.41 % 3.86 % 88.88 %
7 2538 AMTRUST FINANCIAL SERV GRP 1,405 2,388 36.63 % 36.90 % 3.72 % 92.59 %
8 150 OLD REPUBLIC GRP 1,280 951 N/A N/A 3.39 % 95.98 %
9 19 ASSURANT INC GRP 1,051 799 33.03 % 33.03 % 2.78 % 98.76 %
10 79 ALLY INS HOLDINGS GRP 390 17 14.06 % 14.06 % 1.03 % 99.79 %
**STATE TOTAL** 37,795 19,461 58.13 % 58.24 % 100.00 % 99.79 %

Michigan 1 79 ALLY INS HOLDINGS GRP 290,880 291,339 58.47 % 58.47 % 47.80 % 47.80 %
2 19631 AMERICAN ROAD INS CO 250,971 216,033 42.67 % 42.67 % 41.24 % 89.03 %
3 2538 AMTRUST FINANCIAL SERV GRP 23,629 20,095 50.14 % 50.19 % 3.88 % 92.92 %
4 212 ZURICH INS GRP 21,181 19,627 31.41 % 31.45 % 3.48 % 96.40 %
5 150 OLD REPUBLIC GRP 7,971 7,211 82.46 % 82.46 % 1.31 % 97.71 %
6 315 INDUSTRIAL ALLIANCE GRP 7,203 5,380 88.03 % 88.03 % 1.18 % 98.89 %
7 140 NATIONWIDE CORP GRP 2,866 2,920 191.35 % 191.34 % 0.47 % 99.36 %
8 458 DAI‐ICHI LIFE HOLDINGS INC GRP 1,570 1,703 43.77 % 43.77 % 0.26 % 99.62 %
9 4718 TIPTREE FIN GRP 1,407 744 51.12 % 51.06 % 0.23 % 99.85 %
10 218 CNA INS GRP 787 643 110.35 % 111.25 % 0.13 % 99.98 %
**STATE TOTAL** 608,582 565,852 52.47 % 52.47 % 100.00 % 99.98 %

Minnesota 1 212 ZURICH INS GRP 18,196 13,567 59.75 % 59.78 % 66.03 % 66.03 %
2 2538 AMTRUST FINANCIAL SERV GRP 3,872 8,880 66.25 % 66.31 % 14.05 % 80.08 %
3 315 INDUSTRIAL ALLIANCE GRP 1,885 1,176 99.25 % 99.25 % 6.84 % 86.92 %
4 218 CNA INS GRP 1,455 3,672 106.63 % 107.56 % 5.28 % 92.20 %
5 150 OLD REPUBLIC GRP 706 666 61.28 % 61.28 % 2.56 % 94.76 %
6 140 NATIONWIDE CORP GRP 644 676 156.67 % 156.67 % 2.34 % 97.10 %
7 12 AMERICAN INTL GRP 277 82 63.07 % 63.67 % 1.01 % 98.10 %
8 26492 COURTESY INS CO 231 202 113.51 % 114.00 % 0.84 % 98.94 %
9 4718 TIPTREE FIN GRP 151 153 9.74 % 9.35 % 0.55 % 99.49 %
10 4670 STARR GRP 61 27 100.42 % 100.42 % 0.22 % 99.71 %
**STATE TOTAL** 27,557 29,172 71.70 % 71.84 % 100.00 % 99.71 %

© 2022 National Association of Insurance Commissioners


604
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 315 INDUSTRIAL ALLIANCE GRP 1,975 1,600 76.07 % 76.07 % 40.30 % 40.30 %
2 140 NATIONWIDE CORP GRP 1,155 1,200 130.96 % 130.95 % 23.56 % 63.86 %
3 218 CNA INS GRP 518 243 111.20 % 112.50 % 10.58 % 74.44 %
4 150 OLD REPUBLIC GRP 429 153 164.69 % 164.69 % 8.76 % 83.20 %
5 212 ZURICH INS GRP 388 888 28.66 % 28.66 % 7.91 % 91.10 %
6 458 DAI‐ICHI LIFE HOLDINGS INC GRP 170 44 39.34 % 39.34 % 3.47 % 94.58 %
7 26492 COURTESY INS CO 69 55 41.89 % 42.07 % 1.41 % 95.99 %
8 660 MERCURY GEN GRP 60 21 121.38 % 121.38 % 1.22 % 97.21 %
9 4718 TIPTREE FIN GRP 46 52 11.35 % 11.33 % 0.94 % 98.15 %
10 79 ALLY INS HOLDINGS GRP 27 31 146.41 % 146.41 % 0.55 % 98.71 %
**STATE TOTAL** 4,901 4,380 85.78 % 85.87 % 100.00 % 98.71 %

Missouri 1 2538 AMTRUST FINANCIAL SERV GRP 15,365 29,124 65.91 % 65.93 % 41.13 % 41.13 %
2 212 ZURICH INS GRP 12,044 9,296 48.20 % 48.21 % 32.24 % 73.36 %
3 218 CNA INS GRP 2,973 2,026 102.10 % 103.09 % 7.96 % 81.32 %
4 315 INDUSTRIAL ALLIANCE GRP 2,052 1,590 76.90 % 76.90 % 5.49 % 86.81 %
5 4718 TIPTREE FIN GRP 1,319 742 40.52 % 42.02 % 3.53 % 90.34 %
6 458 DAI‐ICHI LIFE HOLDINGS INC GRP 1,257 1,327 46.89 % 46.89 % 3.36 % 93.71 %
7 140 NATIONWIDE CORP GRP 1,164 890 116.96 % 116.95 % 3.12 % 96.82 %
8 84 AMERICAN FINANCIAL GRP 534 187 8.73 % 8.73 % 1.43 % 98.25 %
9 150 OLD REPUBLIC GRP 339 53 335.28 % 335.28 % 0.91 % 99.16 %
10 4670 STARR GRP 234 86 28.77 % 28.77 % 0.63 % 99.79 %
**STATE TOTAL** 37,362 51,548 66.60 % 66.67 % 100.00 % 99.79 %

Montana 1 315 INDUSTRIAL ALLIANCE GRP 114 5 1,405.65 % 1,405.65 % 19.79 % 19.79 %
2 140 NATIONWIDE CORP GRP 112 63 74.99 % 74.98 % 19.59 % 39.38 %
3 660 MERCURY GEN GRP 102 138 63.94 % 63.94 % 17.75 % 57.13 %
4 212 ZURICH INS GRP 96 475 45.58 % 46.10 % 16.66 % 73.79 %
5 218 CNA INS GRP 57 7 75.02 % 75.05 % 9.84 % 83.63 %
6 150 OLD REPUBLIC GRP 48 (6) N/A N/A 8.38 % 92.02 %
7 4718 TIPTREE FIN GRP 29 22 N/A N/A 4.98 % 96.99 %
8 4670 STARR GRP 9 6 11.73 % 11.73 % 1.51 % 98.50 %
9 12 AMERICAN INTL GRP 6 3 26.97 % 26.97 % 1.05 % 99.55 %
10 4869 WT HOLDINGS GRP 2 3 0.00 % 0.00 % 0.37 % 99.92 %
**STATE TOTAL** 574 754 60.16 % 60.48 % 100.00 % 99.92 %

Nebraska 1 218 CNA INS GRP 3,718 3,261 91.26 % 91.87 % 52.00 % 52.00 %
2 212 ZURICH INS GRP 1,716 469 38.37 % 38.37 % 24.00 % 76.00 %
3 150 OLD REPUBLIC GRP 681 468 64.40 % 64.40 % 9.52 % 85.52 %
4 315 INDUSTRIAL ALLIANCE GRP 323 938 14.94 % 14.94 % 4.52 % 90.04 %
5 4718 TIPTREE FIN GRP 256 151 39.51 % 39.25 % 3.58 % 93.62 %
6 140 NATIONWIDE CORP GRP 175 206 172.93 % 172.92 % 2.44 % 96.06 %
7 458 DAI‐ICHI LIFE HOLDINGS INC GRP 136 264 44.18 % 44.18 % 1.91 % 97.97 %
8 19 ASSURANT INC GRP 66 766 4.01 % 4.01 % 0.92 % 98.89 %
9 660 MERCURY GEN GRP 65 71 80.74 % 80.74 % 0.91 % 99.80 %
10 4670 STARR GRP 13 5 12.75 % 12.75 % 0.18 % 99.97 %
**STATE TOTAL** 7,151 6,727 63.56 % 63.86 % 100.00 % 99.97 %

© 2022 National Association of Insurance Commissioners


605
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 212 ZURICH INS GRP 1,798 1,710 34.46 % 34.75 % 49.59 % 49.59 %
2 2538 AMTRUST FINANCIAL SERV GRP 533 918 11.68 % 11.71 % 14.69 % 64.28 %
3 150 OLD REPUBLIC GRP 491 293 99.22 % 99.22 % 13.53 % 77.81 %
4 315 INDUSTRIAL ALLIANCE GRP 283 154 35.86 % 35.86 % 7.80 % 85.61 %
5 140 NATIONWIDE CORP GRP 185 151 84.22 % 84.21 % 5.10 % 90.70 %
6 4718 TIPTREE FIN GRP 95 57 14.14 % 14.57 % 2.62 % 93.33 %
7 79 ALLY INS HOLDINGS GRP 72 65 N/A N/A 1.98 % 95.31 %
8 660 MERCURY GEN GRP 68 25 73.82 % 73.82 % 1.89 % 97.20 %
9 458 DAI‐ICHI LIFE HOLDINGS INC GRP 56 445 32.13 % 32.13 % 1.53 % 98.73 %
10 4670 STARR GRP 21 13 17.46 % 17.46 % 0.59 % 99.31 %
**STATE TOTAL** 3,625 3,857 34.92 % 35.06 % 100.00 % 99.31 %

New Hampshire 1 212 ZURICH INS GRP 3,681 3,660 35.96 % 36.01 % 56.43 % 56.43 %
2 2538 AMTRUST FINANCIAL SERV GRP 1,141 661 43.26 % 43.68 % 17.49 % 73.92 %
3 8 ALLSTATE INS GRP 561 183 52.99 % 53.44 % 8.59 % 82.51 %
4 4718 TIPTREE FIN GRP 293 554 29.11 % 28.91 % 4.50 % 87.01 %
5 150 OLD REPUBLIC GRP 197 61 77.43 % 77.43 % 3.02 % 90.03 %
6 315 INDUSTRIAL ALLIANCE GRP 184 9 1,100.27 % 1,100.27 % 2.82 % 92.85 %
7 218 CNA INS GRP 154 134 98.65 % 99.39 % 2.36 % 95.20 %
8 4670 STARR GRP 100 48 23.64 % 23.64 % 1.54 % 96.74 %
9 140 NATIONWIDE CORP GRP 93 131 101.53 % 101.53 % 1.43 % 98.17 %
10 26492 COURTESY INS CO 89 116 131.27 % 131.84 % 1.37 % 99.54 %
**STATE TOTAL** 6,524 5,734 42.75 % 42.85 % 100.00 % 99.54 %

New Jersey 1 212 ZURICH INS GRP 14,791 11,675 39.49 % 40.41 % 52.49 % 52.49 %
2 4718 TIPTREE FIN GRP 4,255 1,729 80.59 % 80.57 % 15.10 % 67.59 %
3 315 INDUSTRIAL ALLIANCE GRP 2,704 1,742 93.22 % 93.22 % 9.60 % 77.19 %
4 140 NATIONWIDE CORP GRP 1,946 1,691 130.20 % 130.19 % 6.90 % 84.09 %
5 150 OLD REPUBLIC GRP 1,718 1,499 78.46 % 78.46 % 6.10 % 90.19 %
6 26492 COURTESY INS CO 1,506 2,266 12.15 % 12.20 % 5.34 % 95.54 %
7 2538 AMTRUST FINANCIAL SERV GRP 639 928 89.33 % 90.07 % 2.27 % 97.80 %
8 8 ALLSTATE INS GRP 402 385 55.50 % 56.10 % 1.43 % 99.23 %
9 4670 STARR GRP 131 30 N/A N/A 0.46 % 99.69 %
10 218 CNA INS GRP 32 111 74.67 % 75.18 % 0.11 % 99.80 %
**STATE TOTAL** 28,178 22,338 56.00 % 56.53 % 100.00 % 99.80 %

New Mexico 1 212 ZURICH INS GRP 2,557 1,828 31.35 % 31.41 % 51.93 % 51.93 %
2 315 INDUSTRIAL ALLIANCE GRP 920 908 68.26 % 68.26 % 18.69 % 70.62 %
3 140 NATIONWIDE CORP GRP 657 454 53.14 % 53.13 % 13.35 % 83.98 %
4 660 MERCURY GEN GRP 522 543 52.97 % 52.97 % 10.61 % 94.59 %
5 150 OLD REPUBLIC GRP 170 53 269.08 % 269.08 % 3.45 % 98.03 %
6 4718 TIPTREE FIN GRP 155 97 34.07 % 34.06 % 3.15 % 100.00 %
7 26492 COURTESY INS CO 36 52 88.50 % 88.88 % 0.73 % 100.00 %
8 12 AMERICAN INTL GRP 19 8 26.99 % 26.99 % 0.38 % 100.00 %
9 4670 STARR GRP 11 6 25.13 % 25.13 % 0.23 % 100.00 %
10 27499 SOUTHWEST GEN INS CO 9 14 14.03 % 14.03 % 0.18 % 100.00 %
**STATE TOTAL** 4,924 3,847 50.12 % 50.17 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


606
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 212 ZURICH INS GRP 38,077 27,941 44.54 % 44.55 % 52.95 % 52.95 %
2 626 CHUBB LTD GRP 7,289 7,886 41.45 % 41.45 % 10.14 % 63.08 %
3 4718 TIPTREE FIN GRP 6,825 1,521 N/A N/A 9.49 % 72.58 %
4 2538 AMTRUST FINANCIAL SERV GRP 5,103 6,550 31.79 % 32.14 % 7.10 % 79.67 %
5 315 INDUSTRIAL ALLIANCE GRP 3,686 3,316 69.47 % 69.47 % 5.13 % 84.80 %
6 12 AMERICAN INTL GRP 3,581 2,839 51.22 % 51.61 % 4.98 % 89.78 %
7 150 OLD REPUBLIC GRP 2,992 2,917 80.95 % 80.95 % 4.16 % 93.94 %
8 140 NATIONWIDE CORP GRP 2,301 2,645 188.24 % 188.24 % 3.20 % 97.14 %
9 8 ALLSTATE INS GRP 832 165 145.57 % 146.53 % 1.16 % 98.29 %
10 4670 STARR GRP 701 205 15.12 % 15.12 % 0.97 % 99.27 %
**STATE TOTAL** 71,914 56,348 53.87 % 53.92 % 100.00 % 99.27 %

North Carolina 1 315 INDUSTRIAL ALLIANCE GRP 18,070 17,925 58.71 % 58.71 % 32.46 % 32.46 %
2 2538 AMTRUST FINANCIAL SERV GRP 17,238 17,237 59.47 % 59.65 % 30.97 % 63.43 %
3 212 ZURICH INS GRP 14,371 12,410 38.04 % 38.24 % 25.82 % 89.25 %
4 4718 TIPTREE FIN GRP 2,251 1,819 44.29 % 46.57 % 4.04 % 93.29 %
5 26492 COURTESY INS CO 1,437 748 107.42 % 107.88 % 2.58 % 95.88 %
6 150 OLD REPUBLIC GRP 932 529 89.64 % 89.64 % 1.67 % 97.55 %
7 140 NATIONWIDE CORP GRP 711 674 122.60 % 122.59 % 1.28 % 98.83 %
8 660 MERCURY GEN GRP 172 35 54.93 % 54.93 % 0.31 % 99.14 %
9 8 ALLSTATE INS GRP 131 42 97.73 % 99.07 % 0.23 % 99.37 %
10 4670 STARR GRP 123 151 66.51 % 66.51 % 0.22 % 99.59 %
**STATE TOTAL** 55,662 53,104 56.63 % 56.82 % 100.00 % 99.59 %

North Dakota 1 218 CNA INS GRP 399 104 122.66 % 123.63 % 32.28 % 32.28 %
2 2538 AMTRUST FINANCIAL SERV GRP 379 213 69.82 % 70.75 % 30.67 % 62.95 %
3 140 NATIONWIDE CORP GRP 151 149 137.15 % 137.14 % 12.24 % 75.20 %
4 315 INDUSTRIAL ALLIANCE GRP 95 26 200.50 % 200.50 % 7.67 % 82.87 %
5 26492 COURTESY INS CO 63 0 1,825.80 % 1,833.76 % 5.13 % 88.00 %
6 212 ZURICH INS GRP 61 182 12.16 % 12.32 % 4.91 % 92.91 %
7 150 OLD REPUBLIC GRP 43 9 14.43 % 14.43 % 3.45 % 96.36 %
8 4718 TIPTREE FIN GRP 35 12 0.00 % 0.00 % 2.80 % 99.15 %
9 4670 STARR GRP 5 2 1.19 % 1.19 % 0.37 % 99.52 %
10 12 AMERICAN INTL GRP 2 1 27.00 % 27.00 % 0.19 % 99.71 %
**STATE TOTAL** 1,235 701 80.55 % 81.02 % 100.00 % 99.71 %

Ohio 1 315 INDUSTRIAL ALLIANCE GRP 51,071 23,934 58.96 % 58.96 % 50.79 % 50.79 %
2 2538 AMTRUST FINANCIAL SERV GRP 34,242 24,538 55.58 % 55.60 % 34.05 % 84.84 %
3 212 ZURICH INS GRP 6,010 5,081 40.70 % 40.78 % 5.98 % 90.82 %
4 140 NATIONWIDE CORP GRP 2,424 2,585 138.72 % 138.72 % 2.41 % 93.23 %
5 8 ALLSTATE INS GRP 1,824 9,271 36.45 % 36.46 % 1.81 % 95.04 %
6 218 CNA INS GRP 1,357 1,222 103.62 % 104.20 % 1.35 % 96.39 %
7 150 OLD REPUBLIC GRP 1,252 990 42.03 % 42.03 % 1.25 % 97.64 %
8 12 AMERICAN INTL GRP 1,020 334 120.41 % 120.31 % 1.01 % 98.65 %
9 4718 TIPTREE FIN GRP 440 199 35.86 % 35.75 % 0.44 % 99.09 %
10 4670 STARR GRP 437 225 59.87 % 59.87 % 0.43 % 99.52 %
**STATE TOTAL** 100,556 68,683 57.16 % 57.18 % 100.00 % 99.52 %

© 2022 National Association of Insurance Commissioners


607
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 4718 TIPTREE FIN GRP 9,348 4,515 100.19 % 100.44 % 51.43 % 51.43 %
2 212 ZURICH INS GRP 3,216 4,011 41.49 % 41.51 % 17.69 % 69.13 %
3 458 DAI‐ICHI LIFE HOLDINGS INC GRP 1,547 3,349 31.85 % 31.85 % 8.51 % 77.64 %
4 4670 STARR GRP 1,401 389 33.07 % 33.07 % 7.71 % 85.35 %
5 150 OLD REPUBLIC GRP 891 475 50.78 % 50.78 % 4.90 % 90.25 %
6 140 NATIONWIDE CORP GRP 595 563 122.00 % 121.99 % 3.28 % 93.52 %
7 315 INDUSTRIAL ALLIANCE GRP 563 177 190.61 % 190.61 % 3.10 % 96.62 %
8 660 MERCURY GEN GRP 450 378 74.85 % 74.85 % 2.48 % 99.10 %
9 218 CNA INS GRP 58 52 112.68 % 113.96 % 0.32 % 99.42 %
10 2538 AMTRUST FINANCIAL SERV GRP 55 27 401.57 % 404.23 % 0.30 % 99.72 %
**STATE TOTAL** 18,175 14,110 64.55 % 64.65 % 100.00 % 99.72 %

Oregon 1 212 ZURICH INS GRP 4,505 3,066 51.82 % 51.82 % 76.27 % 76.27 %
2 150 OLD REPUBLIC GRP 377 385 49.20 % 49.20 % 6.38 % 82.65 %
3 26492 COURTESY INS CO 253 237 65.46 % 65.74 % 4.28 % 86.93 %
4 140 NATIONWIDE CORP GRP 246 362 56.66 % 56.66 % 4.16 % 91.09 %
5 8 ALLSTATE INS GRP 123 49 39.95 % 40.52 % 2.08 % 93.17 %
6 315 INDUSTRIAL ALLIANCE GRP 118 154 113.42 % 113.42 % 2.00 % 95.17 %
7 2538 AMTRUST FINANCIAL SERV GRP 74 103 65.91 % 65.91 % 1.25 % 96.42 %
8 660 MERCURY GEN GRP 65 65 61.57 % 61.57 % 1.10 % 97.52 %
9 4670 STARR GRP 44 33 53.16 % 53.16 % 0.75 % 98.27 %
10 19 ASSURANT INC GRP 43 191 31.66 % 31.66 % 0.73 % 99.01 %
**STATE TOTAL** 5,907 4,829 52.73 % 52.77 % 100.00 % 99.01 %

Pennsylvania 1 212 ZURICH INS GRP 46,726 38,767 43.90 % 43.95 % 55.95 % 55.95 %
2 4718 TIPTREE FIN GRP 16,669 8,604 106.64 % 106.38 % 19.96 % 75.91 %
3 2538 AMTRUST FINANCIAL SERV GRP 10,109 14,507 37.04 % 37.13 % 12.10 % 88.01 %
4 315 INDUSTRIAL ALLIANCE GRP 4,807 4,421 43.42 % 43.42 % 5.76 % 93.77 %
5 140 NATIONWIDE CORP GRP 1,653 2,075 151.61 % 151.60 % 1.98 % 95.75 %
6 8 ALLSTATE INS GRP 1,505 623 112.80 % 113.52 % 1.80 % 97.55 %
7 150 OLD REPUBLIC GRP 891 1,174 49.53 % 49.53 % 1.07 % 98.61 %
8 79 ALLY INS HOLDINGS GRP 389 348 30.16 % 30.16 % 0.47 % 99.08 %
9 26492 COURTESY INS CO 354 374 45.85 % 46.05 % 0.42 % 99.50 %
10 4670 STARR GRP 129 54 65.36 % 65.36 % 0.16 % 99.66 %
**STATE TOTAL** 83,516 71,181 54.10 % 53.98 % 100.00 % 99.66 %

Rhode Island 1 212 ZURICH INS GRP 2,168 1,556 43.22 % 43.23 % 63.47 % 63.47 %
2 4718 TIPTREE FIN GRP 558 60 161.19 % 161.19 % 16.34 % 79.81 %
3 315 INDUSTRIAL ALLIANCE GRP 275 207 78.98 % 78.98 % 8.05 % 87.86 %
4 140 NATIONWIDE CORP GRP 220 202 198.97 % 198.97 % 6.44 % 94.30 %
5 150 OLD REPUBLIC GRP 113 74 79.78 % 79.78 % 3.32 % 97.62 %
6 8 ALLSTATE INS GRP 55 91 57.72 % 57.83 % 1.60 % 99.22 %
7 2538 AMTRUST FINANCIAL SERV GRP 13 17 8.26 % 8.26 % 0.38 % 99.60 %
8 4670 STARR GRP 8 3 17.28 % 17.28 % 0.24 % 99.84 %
9 26492 COURTESY INS CO 2 0 0.00 % 0.00 % 0.05 % 99.89 %
10 12 AMERICAN INTL GRP 2 1 26.93 % 26.93 % 0.05 % 99.94 %
**STATE TOTAL** 3,416 2,213 65.48 % 65.48 % 100.00 % 99.94 %

© 2022 National Association of Insurance Commissioners


608
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 212 ZURICH INS GRP 9,956 7,589 32.70 % 32.72 % 66.33 % 66.33 %
2 4718 TIPTREE FIN GRP 1,413 1,019 41.77 % 44.02 % 9.41 % 75.74 %
3 2538 AMTRUST FINANCIAL SERV GRP 1,009 854 57.83 % 58.38 % 6.73 % 82.47 %
4 26492 COURTESY INS CO 559 365 40.02 % 40.19 % 3.73 % 86.19 %
5 140 NATIONWIDE CORP GRP 552 671 123.72 % 123.71 % 3.68 % 89.87 %
6 150 OLD REPUBLIC GRP 524 210 128.65 % 128.65 % 3.49 % 93.36 %
7 315 INDUSTRIAL ALLIANCE GRP 392 247 94.80 % 94.80 % 2.61 % 95.98 %
8 218 CNA INS GRP 218 43 117.53 % 118.53 % 1.45 % 97.43 %
9 458 DAI‐ICHI LIFE HOLDINGS INC GRP 172 163 71.55 % 71.55 % 1.15 % 98.58 %
10 8 ALLSTATE INS GRP 114 36 77.13 % 77.39 % 0.76 % 99.34 %
**STATE TOTAL** 15,009 11,253 45.37 % 45.64 % 100.00 % 99.34 %

South Dakota 1 212 ZURICH INS GRP 1,822 1,230 43.40 % 43.40 % 74.46 % 74.46 %
2 218 CNA INS GRP 424 259 85.91 % 86.71 % 17.34 % 91.80 %
3 315 INDUSTRIAL ALLIANCE GRP 65 69 60.33 % 60.33 % 2.68 % 94.47 %
4 150 OLD REPUBLIC GRP 51 12 106.33 % 106.33 % 2.07 % 96.55 %
5 140 NATIONWIDE CORP GRP 50 59 101.65 % 101.65 % 2.05 % 98.60 %
6 4718 TIPTREE FIN GRP 21 16 7.92 % 7.92 % 0.87 % 99.47 %
7 660 MERCURY GEN GRP 9 2 17.41 % 17.41 % 0.36 % 99.82 %
8 4670 STARR GRP 4 2 N/A N/A 0.16 % 99.99 %
9 12 AMERICAN INTL GRP 0 0 27.10 % 27.10 % 0.02 % 100.00 %
10 84 AMERICAN FINANCIAL GRP 0 0 N/A N/A 0.00 % 100.00 %
**STATE TOTAL** 2,447 1,647 50.95 % 51.07 % 100.00 % 100.00 %

Tennessee 1 315 INDUSTRIAL ALLIANCE GRP 3,270 1,724 114.39 % 114.39 % 20.99 % 20.99 %
2 212 ZURICH INS GRP 2,385 2,220 41.60 % 42.33 % 15.31 % 36.30 %
3 4718 TIPTREE FIN GRP 2,322 1,040 29.33 % 30.36 % 14.91 % 51.20 %
4 218 CNA INS GRP 2,309 669 110.77 % 111.67 % 14.82 % 66.02 %
5 2538 AMTRUST FINANCIAL SERV GRP 1,738 1,475 N/A N/A 11.16 % 77.18 %
6 150 OLD REPUBLIC GRP 1,634 917 98.75 % 98.75 % 10.49 % 87.67 %
7 140 NATIONWIDE CORP GRP 1,106 1,137 121.07 % 121.06 % 7.10 % 94.77 %
8 26492 COURTESY INS CO 413 161 77.89 % 78.22 % 2.65 % 97.42 %
9 79 ALLY INS HOLDINGS GRP 118 110 47.22 % 47.22 % 0.75 % 98.17 %
10 458 DAI‐ICHI LIFE HOLDINGS INC GRP 109 295 67.73 % 67.73 % 0.70 % 98.87 %
**STATE TOTAL** 15,579 10,294 45.61 % 45.91 % 100.00 % 98.87 %

Texas 1 2538 AMTRUST FINANCIAL SERV GRP 342,518 331,985 68.73 % 68.74 % 68.65 % 68.65 %
2 315 INDUSTRIAL ALLIANCE GRP 51,826 45,103 27.79 % 27.79 % 10.39 % 79.04 %
3 4993 REVOLUTIONARY HOLDING CO GRP 34,503 7,857 0.00 % 0.00 % 6.92 % 85.96 %
4 212 ZURICH INS GRP 21,211 17,966 15.26 % 15.48 % 4.25 % 90.21 %
5 150 OLD REPUBLIC GRP 17,580 17,219 29.48 % 29.48 % 3.52 % 93.73 %
6 8 ALLSTATE INS GRP 10,829 15,860 59.07 % 59.08 % 2.17 % 95.90 %
7 140 NATIONWIDE CORP GRP 4,549 3,599 117.05 % 117.05 % 0.91 % 96.81 %
8 4718 TIPTREE FIN GRP 3,272 3,088 N/A N/A 0.66 % 97.47 %
9 660 MERCURY GEN GRP 3,226 2,348 71.58 % 71.58 % 0.65 % 98.11 %
10 4670 STARR GRP 2,446 1,217 21.87 % 21.87 % 0.49 % 98.61 %
**STATE TOTAL** 498,920 454,254 58.60 % 58.65 % 100.00 % 98.61 %

© 2022 National Association of Insurance Commissioners


609
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 2538 AMTRUST FINANCIAL SERV GRP 48,577 25,934 99.91 % 99.92 % 81.27 % 81.27 %
2 212 ZURICH INS GRP 5,468 4,168 55.30 % 55.32 % 9.15 % 90.42 %
3 140 NATIONWIDE CORP GRP 2,805 1,007 71.07 % 71.06 % 4.69 % 95.11 %
4 8 ALLSTATE INS GRP 1,569 5,579 72.82 % 72.82 % 2.62 % 97.73 %
5 218 CNA INS GRP 431 139 123.14 % 124.14 % 0.72 % 98.45 %
6 660 MERCURY GEN GRP 387 183 51.43 % 51.43 % 0.65 % 99.10 %
7 315 INDUSTRIAL ALLIANCE GRP 215 (65) N/A N/A 0.36 % 99.46 %
8 150 OLD REPUBLIC GRP 169 135 97.92 % 97.92 % 0.28 % 99.74 %
9 4718 TIPTREE FIN GRP 97 144 21.83 % 21.96 % 0.16 % 99.91 %
10 4670 STARR GRP 22 13 24.77 % 24.77 % 0.04 % 99.94 %
**STATE TOTAL** 59,773 37,253 90.94 % 90.95 % 100.00 % 99.94 %

Vermont 1 2538 AMTRUST FINANCIAL SERV GRP 7,151 6,113 24.05 % 24.13 % 83.84 % 83.84 %
2 212 ZURICH INS GRP 1,045 1,121 36.69 % 36.69 % 12.25 % 96.10 %
3 315 INDUSTRIAL ALLIANCE GRP 123 82 94.31 % 94.31 % 1.44 % 97.53 %
4 8 ALLSTATE INS GRP 65 12 70.96 % 71.73 % 0.77 % 98.30 %
5 140 NATIONWIDE CORP GRP 56 90 123.64 % 123.64 % 0.65 % 98.95 %
6 79 ALLY INS HOLDINGS GRP 46 46 15.10 % 15.10 % 0.53 % 99.49 %
7 150 OLD REPUBLIC GRP 15 32 15.55 % 15.55 % 0.18 % 99.67 %
8 4718 TIPTREE FIN GRP 13 14 21.52 % 21.96 % 0.16 % 99.82 %
9 26492 COURTESY INS CO 8 8 26.06 % 26.17 % 0.09 % 99.92 %
10 4670 STARR GRP 7 3 12.20 % 12.20 % 0.08 % 100.00 %
**STATE TOTAL** 8,529 7,524 27.85 % 27.92 % 100.00 % 100.00 %

Virginia 1 212 ZURICH INS GRP 11,155 8,772 40.63 % 40.70 % 43.79 % 43.79 %
2 2538 AMTRUST FINANCIAL SERV GRP 5,804 3,242 68.18 % 68.65 % 22.78 % 66.57 %
3 4718 TIPTREE FIN GRP 1,413 772 7.44 % 7.86 % 5.55 % 72.12 %
4 4670 STARR GRP 1,394 416 120.15 % 120.15 % 5.47 % 77.59 %
5 26492 COURTESY INS CO 1,196 765 68.52 % 68.81 % 4.69 % 82.29 %
6 315 INDUSTRIAL ALLIANCE GRP 1,153 853 79.10 % 79.10 % 4.53 % 86.82 %
7 660 MERCURY GEN GRP 1,153 1,086 46.12 % 46.12 % 4.53 % 91.34 %
8 140 NATIONWIDE CORP GRP 825 939 118.03 % 118.03 % 3.24 % 94.58 %
9 150 OLD REPUBLIC GRP 768 544 80.67 % 80.67 % 3.02 % 97.60 %
10 218 CNA INS GRP 469 241 109.86 % 111.03 % 1.84 % 99.44 %
**STATE TOTAL** 25,475 17,743 56.00 % 56.18 % 100.00 % 99.44 %

Washington 1 315 INDUSTRIAL ALLIANCE GRP 37,366 32,708 44.32 % 44.32 % 36.58 % 36.58 %
2 218 CNA INS GRP 15,177 8,529 91.80 % 92.33 % 14.86 % 51.43 %
3 458 DAI‐ICHI LIFE HOLDINGS INC GRP 15,148 10,138 41.63 % 41.63 % 14.83 % 66.26 %
4 2538 AMTRUST FINANCIAL SERV GRP 14,997 7,733 34.41 % 34.42 % 14.68 % 80.94 %
5 212 ZURICH INS GRP 11,469 10,386 44.35 % 44.35 % 11.23 % 92.17 %
6 150 OLD REPUBLIC GRP 3,469 2,940 44.45 % 44.45 % 3.40 % 95.56 %
7 140 NATIONWIDE CORP GRP 3,266 2,213 32.74 % 32.74 % 3.20 % 98.76 %
8 19 ASSURANT INC GRP 781 1,184 52.93 % 52.93 % 0.76 % 99.52 %
9 660 MERCURY GEN GRP 243 361 73.97 % 73.97 % 0.24 % 99.76 %
10 4670 STARR GRP 107 289 36.85 % 36.85 % 0.10 % 99.86 %
**STATE TOTAL** 102,160 76,630 48.28 % 48.34 % 100.00 % 99.86 %

© 2022 National Association of Insurance Commissioners


610
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 315 INDUSTRIAL ALLIANCE GRP 957 495 122.72 % 122.72 % 23.05 % 23.05 %
2 2538 AMTRUST FINANCIAL SERV GRP 763 1,444 50.93 % 51.46 % 18.36 % 41.41 %
3 212 ZURICH INS GRP 667 603 35.08 % 35.21 % 16.05 % 57.46 %
4 218 CNA INS GRP 535 386 98.75 % 99.56 % 12.89 % 70.36 %
5 8 ALLSTATE INS GRP 427 30 212.49 % 214.05 % 10.29 % 80.64 %
6 140 NATIONWIDE CORP GRP 396 482 102.44 % 102.43 % 9.55 % 90.19 %
7 26492 COURTESY INS CO 297 11 1,010.24 % 1,014.56 % 7.15 % 97.34 %
8 150 OLD REPUBLIC GRP 57 (8) N/A N/A 1.38 % 98.72 %
9 4670 STARR GRP 35 20 36.34 % 36.34 % 0.84 % 99.56 %
10 4718 TIPTREE FIN GRP 13 7 21.30 % 21.28 % 0.32 % 99.88 %
**STATE TOTAL** 4,153 3,482 75.56 % 75.91 % 100.00 % 99.88 %

Wisconsin 1 212 ZURICH INS GRP 17,484 19,386 43.02 % 43.02 % 52.81 % 52.81 %
2 218 CNA INS GRP 6,500 5,812 99.38 % 100.49 % 19.63 % 72.44 %
3 2538 AMTRUST FINANCIAL SERV GRP 5,533 3,568 19.50 % 19.57 % 16.71 % 89.15 %
4 4718 TIPTREE FIN GRP 908 331 57.59 % 56.94 % 2.74 % 91.90 %
5 315 INDUSTRIAL ALLIANCE GRP 882 883 72.15 % 72.15 % 2.66 % 94.56 %
6 150 OLD REPUBLIC GRP 802 155 77.25 % 77.25 % 2.42 % 96.98 %
7 140 NATIONWIDE CORP GRP 534 585 129.85 % 129.84 % 1.61 % 98.60 %
8 26492 COURTESY INS CO 350 283 228.34 % 229.32 % 1.06 % 99.65 %
9 79 ALLY INS HOLDINGS GRP 45 48 34.49 % 34.49 % 0.14 % 99.79 %
10 4670 STARR GRP 39 17 29.81 % 29.81 % 0.12 % 99.91 %
**STATE TOTAL** 33,108 31,090 55.28 % 55.50 % 100.00 % 99.91 %

Wyoming 1 212 ZURICH INS GRP 413 375 56.04 % 56.04 % 45.74 % 45.74 %
2 150 OLD REPUBLIC GRP 89 4 454.53 % 454.53 % 9.85 % 55.58 %
3 218 CNA INS GRP 89 23 95.65 % 96.52 % 9.83 % 65.41 %
4 140 NATIONWIDE CORP GRP 66 75 129.40 % 129.39 % 7.34 % 72.75 %
5 315 INDUSTRIAL ALLIANCE GRP 65 105 39.33 % 39.33 % 7.15 % 79.90 %
6 660 MERCURY GEN GRP 49 23 45.04 % 45.04 % 5.47 % 85.37 %
7 79 ALLY INS HOLDINGS GRP 42 42 0.76 % 0.76 % 4.61 % 89.98 %
8 2538 AMTRUST FINANCIAL SERV GRP 41 27 144.04 % 144.04 % 4.50 % 94.48 %
9 26492 COURTESY INS CO 32 20 15.89 % 15.95 % 3.54 % 98.02 %
10 4718 TIPTREE FIN GRP 11 9 N/A N/A 1.18 % 99.20 %
**STATE TOTAL** 903 706 62.36 % 62.38 % 100.00 % 99.20 %

Puerto Rico 1 458 DAI‐ICHI LIFE HOLDINGS INC GRP 6,751 2,773 74.01 % 74.01 % 87.77 % 87.77 %
2 26492 COURTESY INS CO 698 366 64.16 % 64.43 % 9.08 % 96.85 %
3 4670 STARR GRP 243 50 5.59 % 5.59 % 3.15 % 100.00 %
**STATE TOTAL** 7,692 3,190 71.80 % 71.83 % 100.00 % 100.00 %

Canada 1 19 ASSURANT INC GRP 90,244 95,515 45.06 % 45.06 % 52.98 % 52.98 %
2 79 ALLY INS HOLDINGS GRP 64,581 70,701 40.65 % 40.65 % 37.91 % 90.89 %
3 2538 AMTRUST FINANCIAL SERV GRP 14,428 14,048 65.06 % 65.06 % 8.47 % 99.36 %
4 218 CNA INS GRP 1,081 1,078 0.00 % 0.00 % 0.63 % 100.00 %
5 84 AMERICAN FINANCIAL GRP 3 505 21.28 % 21.28 % 0.00 % 100.00 %
**STATE TOTAL** 170,338 181,846 44.53 % 44.53 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


611
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
30 ‐ Warranty

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Agg. Other Alien 1 2538 AMTRUST FINANCIAL SERV GRP 17,961 7,357 33.58 % 33.58 % 88.82 % 88.82 %
2 12 AMERICAN INTL GRP 2,220 1,764 70.73 % 71.33 % 10.98 % 99.80 %
3 1226 GEORGE A PARMER GRP 35 35 0.00 % 0.00 % 0.17 % 99.97 %
4 4670 STARR GRP 5 1 7.32 % 7.32 % 0.03 % 100.00 %
**STATE TOTAL** 20,220 9,157 40.60 % 40.72 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


612
34—Aggregate Write-Ins for
Other Lines of Business

© 2022 National Association of Insurance Commissioners


613
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 968 AXA INS GRP 400,267 377,123 39.40 % 46.31 % 23.82 % 23.82 %
2 98 WR BERKLEY CORP GRP 218,048 209,595 32.83 % 33.06 % 12.98 % 36.80 %
3 34738 ARAG INS CO 130,282 130,396 42.39 % 42.39 % 7.75 % 44.55 %
4 26492 COURTESY INS CO 118,794 120,506 30.42 % 34.03 % 7.07 % 51.62 %
5 5021 ONEMAIN HOLDINGS INC GRP 109,420 81,583 N/A N/A 6.51 % 58.13 %
6 158 FAIRFAX FIN GRP 92,729 93,055 32.09 % 38.09 % 5.52 % 63.65 %
7 761 ALLIANZ INS GRP 74,255 66,112 22.59 % 23.16 % 4.42 % 68.07 %
8 10899 ASOC DE SUSCRIPCION CONJUNTA DEL SEG 70,203 72,146 42.08 % 42.08 % 4.18 % 72.25 %
9 19631 AMERICAN ROAD INS CO 58,020 58,020 70.11 % 70.11 % 3.45 % 75.70 %
10 4762 ORPHEUS GRP 36,593 36,593 0.00 % 0.00 % 2.18 % 77.88 %
11 3702 LOYA GRP 35,340 35,340 0.00 % 0.00 % 2.10 % 79.98 %
12 450 GENEVE HOLDINGS INC GRP 31,928 31,665 53.89 % 53.89 % 1.90 % 81.88 %
13 905 THE LDS GRP 27,183 17,170 41.26 % 41.26 % 1.62 % 83.50 %
14 37869 PRE PAID LEGAL CAS INC 24,928 24,371 31.15 % 31.15 % 1.48 % 84.98 %
15 4718 TIPTREE FIN GRP 23,676 17,020 21.32 % 21.32 % 1.41 % 86.39 %
16 4794 GROUP 1001 INS HOLDINGS GRP 22,416 26,434 N/A N/A 1.33 % 87.73 %
17 3569 CATERPILLAR GRP 22,336 20,335 76.46 % 76.46 % 1.33 % 89.06 %
18 84 AMERICAN FINANCIAL GRP 20,533 13,588 26.19 % 26.21 % 1.22 % 90.28 %
19 19 ASSURANT INC GRP 18,955 18,979 51.05 % 51.05 % 1.13 % 91.41 %
20 3098 TOKIO MARINE HOLDINGS INC GRP 17,440 10,549 0.00 % 0.00 % 1.04 % 92.44 %
21 181 SWISS RE GRP 16,313 14,760 49.51 % 49.71 % 0.97 % 93.42 %
22 71 UNIVERSAL INS CO GRP 15,824 15,234 68.02 % 75.03 % 0.94 % 94.36 %
23 8 ALLSTATE INS GRP 15,685 15,823 N/A N/A 0.93 % 95.29 %
24 1279 ARCH INS GRP 14,930 16,169 22.38 % 22.67 % 0.89 % 96.18 %
25 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 10,001 9,867 54.07 % 54.12 % 0.60 % 96.77 %
26 11231 GENERALI US BRANCH 9,465 6,955 65.64 % 69.07 % 0.56 % 97.34 %
27 31 BERKSHIRE HATHAWAY GRP 5,055 5,056 22.75 % 22.75 % 0.30 % 97.64 %
28 629 PLATEAU GRP 4,775 5,206 59.68 % 59.68 % 0.28 % 97.92 %
29 55 AUTOMOBILE CLUB MI GRP 4,736 3,953 60.02 % 57.21 % 0.28 % 98.20 %
30 37621 TOYOTA MOTOR INS CO 4,481 2,095 67.45 % 67.45 % 0.27 % 98.47 %
31 23 BCS INS GRP 3,531 3,235 64.27 % 68.36 % 0.21 % 98.68 %
32 1316 KNIGHTBROOK INS GRP 3,528 1,928 20.14 % 20.14 % 0.21 % 98.89 %
33 359 AMERICAN MUT SHARE INS CORP GRP 3,332 3,332 59.63 % 59.63 % 0.20 % 99.09 %
34 411 MAPFRE INS GRP 3,327 4,276 18.02 % 17.18 % 0.20 % 99.29 %
35 626 CHUBB LTD GRP 2,533 2,533 37.12 % 37.16 % 0.15 % 99.44 %
36 11021 INDIANA OLD NATL INS CO 1,526 1,526 0.00 % 0.00 % 0.09 % 99.53 %
37 28681 UNION MUT INS CO 1,221 1,250 41.00 % 44.01 % 0.07 % 99.60 %
38 4839 US LEGAL SERV GRP 1,126 1,127 5.42 % 5.42 % 0.07 % 99.67 %
39 4962 AU HOLDING CO GRP 780 847 8.65 % 8.65 % 0.05 % 99.72 %
40 4969 TRISURA GRP 762 762 125.10 % 125.14 % 0.05 % 99.76 %
41 12536 HOMEOWNERS OF AMER INS CO 733 454 21.56 % 21.56 % 0.04 % 99.80 %
42 40070 FARMERS MUT INS CO 537 540 9.07 % 9.07 % 0.03 % 99.84 %
43 468 AEGON US HOLDING GRP 440 458 17.02 % 17.02 % 0.03 % 99.86 %
44 13688 ELEPHANT INS CO 423 476 49.62 % 49.62 % 0.03 % 99.89 %
45 10308 ANTILLES INS CO 353 318 3.15 % 3.15 % 0.02 % 99.91 %
46 12150 FIRST FOUNDERS ASSUR CO 345 343 7.16 % 12.47 % 0.02 % 99.93 %
47 203 VIRGINIA FARM BUREAU GRP 335 335 0.00 % 0.00 % 0.02 % 99.95 %
48 4339 FARMERS & MECHANICS GRP 296 301 N/A N/A 0.02 % 99.97 %
49 4841 MID‐HUSON CLAVERACK CO‐OP GRP 257 257 0.00 % 0.00 % 0.02 % 99.98 %
50 796 QBE INS GRP 188 65 0.00 % 0.00 % 0.01 % 99.99 %
51 785 MARKEL CORP GRP 155 92 20.78 % 20.39 % 0.01 % 100.00 %
52 16446 FARMERS INS CO OF FLEMINGTON 140 40 0.00 % 0.00 % 0.01 % 100.00 %
53 111 LIBERTY MUT GRP 79 103 17.57 % 17.57 % 0.00 % 100.00 %
54 3548 TRAVELERS GRP 75 27 331.77 % N/A 0.00 % 100.00 %
55 306 CUNA MUT GRP 63 71 23.10 % 23.10 % 0.00 % 100.00 %
56 271 PENNSYLVANIA NATL INS GRP 60 0 N/A N/A 0.00 % 100.00 %
57 303 GUIDEONE INS GRP 48 50 N/A N/A 0.00 % 100.00 %
58 30520 POLICYHOLDERS MUT INS CO 41 41 0.00 % 0.00 % 0.00 % 100.00 %
59 4381 SKYWARD SPECIALTY INS GRP INC GRP 40 103 0.00 % 0.00 % 0.00 % 100.00 %
60 242 SELECTIVE INS GRP 40 40 0.00 % 0.00 % 0.00 % 100.00 %
61 4715 MS & AD INS GRP 35 39 0.00 % 0.00 % 0.00 % 100.00 %
62 26565 OHIO IND CO 25 26 0.00 % 0.00 % 0.00 % 100.00 %
63 408 AMERICAN NATL FIN GRP 16 16 N/A N/A 0.00 % 100.00 %
64 4787 GOODVILLE MUT GRP 15 15 0.00 % 0.00 % 0.00 % 100.00 %
65 300 HORACE MANN GRP 14 14 0.00 % 0.00 % 0.00 % 100.00 %
© 2022 National Association of Insurance Commissioners
614
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES, U.S. TERRITORIES, CANADA, AGGREGATE OTHER ALIEN
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 18457 GEM STATE INS CO 11 11 0.00 % 0.00 % 0.00 % 100.00 %
67 2638 NCMIC GRP 11 7 24.10 % 28.37 % 0.00 % 100.00 %
68 3593 USIC GRP 9 3 0.00 % 0.00 % 0.00 % 100.00 %
69 105 MGIC GRP 7 7 N/A N/A 0.00 % 100.00 %
70 12633 CENTURY INS CO GU LTD 3 2 1,409.37 % 2,199.00 % 0.00 % 100.00 %
71 26835 MIDROX INS CO 2 2 0.00 % 0.00 % 0.00 % 100.00 %
72 150 OLD REPUBLIC GRP 1 1 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 1,680,303 1,579,669 61.42 % 63.79 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


615
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
1 968 AXA INS GRP 351,780 328,109 39.04 % 46.91 % 23.58 % 23.58 %
2 98 WR BERKLEY CORP GRP 208,272 199,996 31.75 % 31.98 % 13.96 % 37.54 %
3 34738 ARAG INS CO 130,282 130,396 42.39 % 42.39 % 8.73 % 46.27 %
4 26492 COURTESY INS CO 118,794 120,506 30.42 % 34.03 % 7.96 % 54.23 %
5 5021 ONEMAIN HOLDINGS INC GRP 81,146 64,565 N/A N/A 5.44 % 59.67 %
6 761 ALLIANZ INS GRP 74,255 66,112 22.59 % 23.16 % 4.98 % 64.65 %
7 10899 ASOC DE SUSCRIPCION CONJUNTA DEL SEG 70,203 72,146 42.08 % 42.08 % 4.71 % 69.35 %
8 19631 AMERICAN ROAD INS CO 53,416 53,416 70.48 % 70.48 % 3.58 % 72.93 %
9 4762 ORPHEUS GRP 36,593 36,593 0.00 % 0.00 % 2.45 % 75.39 %
10 3702 LOYA GRP 35,340 35,340 0.00 % 0.00 % 2.37 % 77.76 %
11 450 GENEVE HOLDINGS INC GRP 31,928 31,665 53.89 % 53.89 % 2.14 % 79.90 %
12 905 THE LDS GRP 27,183 17,170 41.26 % 41.26 % 1.82 % 81.72 %
13 37869 PRE PAID LEGAL CAS INC 24,928 24,371 31.15 % 31.15 % 1.67 % 83.39 %
14 4718 TIPTREE FIN GRP 23,676 17,020 21.32 % 21.32 % 1.59 % 84.98 %
15 3569 CATERPILLAR GRP 22,336 20,335 76.46 % 76.46 % 1.50 % 86.47 %
16 4794 GROUP 1001 INS HOLDINGS GRP 21,414 25,595 N/A N/A 1.44 % 87.91 %
17 84 AMERICAN FINANCIAL GRP 18,962 11,757 26.46 % 26.46 % 1.27 % 89.18 %
18 19 ASSURANT INC GRP 18,955 18,979 51.05 % 51.05 % 1.27 % 90.45 %
19 3098 TOKIO MARINE HOLDINGS INC GRP 17,440 10,549 0.00 % 0.00 % 1.17 % 91.62 %
20 71 UNIVERSAL INS CO GRP 15,824 15,234 68.02 % 75.03 % 1.06 % 92.68 %
21 8 ALLSTATE INS GRP 15,685 15,823 N/A N/A 1.05 % 93.73 %
22 1279 ARCH INS GRP 14,930 16,169 22.44 % 22.71 % 1.00 % 94.73 %
23 181 SWISS RE GRP 14,407 13,368 N/A N/A 0.97 % 95.70 %
24 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 10,001 9,867 54.07 % 54.12 % 0.67 % 96.37 %
25 11231 GENERALI US BRANCH 9,465 6,955 65.64 % 69.07 % 0.63 % 97.00 %
26 31 BERKSHIRE HATHAWAY GRP 5,054 5,055 22.75 % 22.75 % 0.34 % 97.34 %
27 629 PLATEAU GRP 4,775 5,206 59.68 % 59.68 % 0.32 % 97.66 %
28 55 AUTOMOBILE CLUB MI GRP 4,736 3,953 60.02 % 57.21 % 0.32 % 97.98 %
29 37621 TOYOTA MOTOR INS CO 4,481 2,095 67.45 % 67.45 % 0.30 % 98.28 %
30 23 BCS INS GRP 3,531 3,235 64.27 % 68.36 % 0.24 % 98.51 %
31 1316 KNIGHTBROOK INS GRP 3,528 1,928 20.14 % 20.14 % 0.24 % 98.75 %
32 359 AMERICAN MUT SHARE INS CORP GRP 3,332 3,332 N/A N/A 0.22 % 98.97 %
33 411 MAPFRE INS GRP 3,327 4,276 18.02 % 17.18 % 0.22 % 99.20 %
34 626 CHUBB LTD GRP 2,533 2,533 37.79 % 37.82 % 0.17 % 99.37 %
35 11021 INDIANA OLD NATL INS CO 1,526 1,526 0.00 % 0.00 % 0.10 % 99.47 %
36 28681 UNION MUT INS CO 1,221 1,250 41.00 % 44.01 % 0.08 % 99.55 %
37 4839 US LEGAL SERV GRP 1,126 1,127 5.42 % 5.42 % 0.08 % 99.63 %
38 4962 AU HOLDING CO GRP 780 847 8.65 % 8.65 % 0.05 % 99.68 %
39 4969 TRISURA GRP 762 762 125.10 % 125.14 % 0.05 % 99.73 %
40 12536 HOMEOWNERS OF AMER INS CO 733 454 21.56 % 21.56 % 0.05 % 99.78 %
41 40070 FARMERS MUT INS CO 537 540 9.07 % 9.07 % 0.04 % 99.82 %
42 468 AEGON US HOLDING GRP 440 458 16.58 % 16.58 % 0.03 % 99.84 %
43 13688 ELEPHANT INS CO 423 476 49.62 % 49.62 % 0.03 % 99.87 %
44 10308 ANTILLES INS CO 353 318 3.15 % 3.15 % 0.02 % 99.90 %
45 12150 FIRST FOUNDERS ASSUR CO 345 343 7.16 % 12.47 % 0.02 % 99.92 %
46 203 VIRGINIA FARM BUREAU GRP 335 335 0.00 % 0.00 % 0.02 % 99.94 %
47 4339 FARMERS & MECHANICS GRP 296 301 N/A N/A 0.02 % 99.96 %
48 4841 MID‐HUSON CLAVERACK CO‐OP GRP 257 257 0.00 % 0.00 % 0.02 % 99.98 %
49 796 QBE INS GRP 188 65 0.00 % 0.00 % 0.01 % 99.99 %
50 785 MARKEL CORP GRP 155 92 20.78 % 20.39 % 0.01 % 100.00 %
51 16446 FARMERS INS CO OF FLEMINGTON 140 40 0.00 % 0.00 % 0.01 % 100.00 %
52 111 LIBERTY MUT GRP 79 103 17.57 % 17.57 % 0.01 % 100.00 %
53 3548 TRAVELERS GRP 75 27 331.77 % N/A 0.01 % 100.00 %
54 306 CUNA MUT GRP 63 71 23.10 % 23.10 % 0.00 % 100.00 %
55 271 PENNSYLVANIA NATL INS GRP 60 0 N/A N/A 0.00 % 100.00 %
56 303 GUIDEONE INS GRP 48 50 N/A N/A 0.00 % 100.00 %
57 30520 POLICYHOLDERS MUT INS CO 41 41 0.00 % 0.00 % 0.00 % 100.00 %
58 4381 SKYWARD SPECIALTY INS GRP INC GRP 40 103 0.00 % 0.00 % 0.00 % 100.00 %
59 242 SELECTIVE INS GRP 40 40 0.00 % 0.00 % 0.00 % 100.00 %
60 4715 MS & AD INS GRP 35 39 0.00 % 0.00 % 0.00 % 100.00 %
61 26565 OHIO IND CO 25 26 0.00 % 0.00 % 0.00 % 100.00 %
62 408 AMERICAN NATL FIN GRP 16 16 N/A N/A 0.00 % 100.00 %
63 4787 GOODVILLE MUT GRP 15 15 0.00 % 0.00 % 0.00 % 100.00 %
64 300 HORACE MANN GRP 14 14 0.00 % 0.00 % 0.00 % 100.00 %
65 18457 GEM STATE INS CO 11 11 0.00 % 0.00 % 0.00 % 100.00 %
© 2022 National Association of Insurance Commissioners
616
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
STATES AND U.S. TERRITORIES
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
66 2638 NCMIC GRP 11 7 24.10 % 28.37 % 0.00 % 100.00 %
67 3593 USIC GRP 9 3 0.00 % 0.00 % 0.00 % 100.00 %
68 105 MGIC GRP 7 7 N/A N/A 0.00 % 100.00 %
69 12633 CENTURY INS CO GU LTD 3 2 1,409.37 % 2,199.00 % 0.00 % 100.00 %
70 26835 MIDROX INS CO 2 2 0.00 % 0.00 % 0.00 % 100.00 %
71 150 OLD REPUBLIC GRP 1 1 0.00 % 0.00 % 0.00 % 100.00 %
**INDUSTRY TOTAL** 1,491,953 1,402,318 64.20 % 66.46 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


617
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Alabama 1 98 WR BERKLEY CORP GRP 11,632 11,419 61.93 % 62.04 % 42.68 % 42.68 %
2 968 AXA INS GRP 7,608 8,548 74.64 % 80.55 % 27.92 % 70.59 %
3 26492 COURTESY INS CO 2,724 3,441 39.52 % 44.21 % 9.99 % 80.59 %
4 5021 ONEMAIN HOLDINGS INC GRP 1,691 1,071 N/A N/A 6.20 % 86.79 %
5 19631 AMERICAN ROAD INS CO 710 710 176.84 % 176.84 % 2.61 % 89.40 %
6 34738 ARAG INS CO 682 682 30.16 % 30.16 % 2.50 % 91.90 %
7 3702 LOYA GRP 590 590 0.00 % 0.00 % 2.17 % 94.06 %
8 905 THE LDS GRP 449 341 28.93 % 28.93 % 1.65 % 95.71 %
9 4794 GROUP 1001 INS HOLDINGS GRP 317 170 0.00 % 0.00 % 1.16 % 96.88 %
10 359 AMERICAN MUT SHARE INS CORP GRP 233 233 0.00 % 0.00 % 0.86 % 97.73 %
**STATE TOTAL** 27,255 27,913 58.85 % 61.28 % 100.00 % 97.73 %

Alaska 1 98 WR BERKLEY CORP GRP 1,420 1,399 N/A N/A 74.89 % 74.89 %
2 37869 PRE PAID LEGAL CAS INC 220 220 32.56 % 32.56 % 11.63 % 86.52 %
3 34738 ARAG INS CO 194 194 35.82 % 35.82 % 10.25 % 96.77 %
4 19631 AMERICAN ROAD INS CO 35 35 0.00 % 0.00 % 1.84 % 98.61 %
5 19 ASSURANT INC GRP 12 12 23.19 % 23.19 % 0.63 % 99.23 %
6 8 ALLSTATE INS GRP 9 9 0.00 % 0.00 % 0.45 % 99.68 %
7 968 AXA INS GRP 3 3 9.23 % 7.17 % 0.16 % 99.84 %
8 468 AEGON US HOLDING GRP 2 2 0.00 % 0.00 % 0.10 % 99.94 %
9 31 BERKSHIRE HATHAWAY GRP 1 1 N/A N/A 0.04 % 99.98 %
10 408 AMERICAN NATL FIN GRP 0 0 0.00 % 0.00 % 0.02 % 100.00 %
**STATE TOTAL** 1,896 1,829 N/A N/A 100.00 % 100.00 %

Arizona 1 98 WR BERKLEY CORP GRP 2,697 2,694 27.44 % 27.43 % 25.53 % 25.53 %
2 968 AXA INS GRP 2,079 3,018 94.70 % 106.50 % 19.68 % 45.20 %
3 34738 ARAG INS CO 1,588 1,588 46.09 % 46.09 % 15.02 % 60.23 %
4 3702 LOYA GRP 1,001 1,001 0.00 % 0.00 % 9.48 % 69.70 %
5 4839 US LEGAL SERV GRP 713 714 4.85 % 4.85 % 6.75 % 76.45 %
6 4762 ORPHEUS GRP 707 707 0.00 % 0.00 % 6.69 % 83.14 %
7 19631 AMERICAN ROAD INS CO 529 529 80.41 % 80.41 % 5.01 % 88.15 %
8 26492 COURTESY INS CO 499 329 51.60 % 57.72 % 4.72 % 92.87 %
9 4718 TIPTREE FIN GRP 399 343 2.01 % 2.01 % 3.77 % 96.64 %
10 19 ASSURANT INC GRP 226 226 23.93 % 23.93 % 2.14 % 98.77 %
**STATE TOTAL** 10,567 11,324 45.17 % 47.15 % 100.00 % 98.77 %

Arkansas 1 37869 PRE PAID LEGAL CAS INC 3,712 3,712 32.79 % 32.79 % 35.38 % 35.38 %
2 98 WR BERKLEY CORP GRP 3,291 3,169 66.46 % 66.54 % 31.36 % 66.74 %
3 4718 TIPTREE FIN GRP 940 846 2.89 % 2.89 % 8.96 % 75.70 %
4 968 AXA INS GRP 823 1,009 34.06 % 57.82 % 7.84 % 83.54 %
5 26492 COURTESY INS CO 777 956 81.15 % 90.78 % 7.41 % 90.95 %
6 19631 AMERICAN ROAD INS CO 508 508 81.02 % 81.02 % 4.84 % 95.79 %
7 905 THE LDS GRP 239 167 19.67 % 19.67 % 2.28 % 98.07 %
8 8 ALLSTATE INS GRP 51 51 0.00 % 0.00 % 0.49 % 98.55 %
9 4969 TRISURA GRP 33 33 176.03 % 176.13 % 0.31 % 98.87 %
10 19 ASSURANT INC GRP 30 30 14.66 % 14.66 % 0.28 % 99.15 %
**STATE TOTAL** 10,494 10,556 47.19 % 50.36 % 100.00 % 99.15 %

© 2022 National Association of Insurance Commissioners


618
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
California 1 968 AXA INS GRP 37,127 33,004 60.63 % 77.58 % 30.70 % 30.70 %
2 34738 ARAG INS CO 35,972 35,976 48.42 % 48.42 % 29.74 % 60.44 %
3 19 ASSURANT INC GRP 8,723 8,726 50.42 % 50.42 % 7.21 % 67.65 %
4 3702 LOYA GRP 6,565 6,565 0.00 % 0.00 % 5.43 % 73.08 %
5 26492 COURTESY INS CO 4,925 4,045 26.68 % 29.84 % 4.07 % 77.15 %
6 5021 ONEMAIN HOLDINGS INC GRP 4,697 3,153 N/A N/A 3.88 % 81.04 %
7 1316 KNIGHTBROOK INS GRP 3,528 1,927 20.16 % 20.16 % 2.92 % 83.96 %
8 84 AMERICAN FINANCIAL GRP 3,190 3,027 10.41 % 10.41 % 2.64 % 86.59 %
9 19631 AMERICAN ROAD INS CO 3,021 3,021 11.26 % 11.26 % 2.50 % 89.09 %
10 4718 TIPTREE FIN GRP 2,955 2,161 59.91 % 59.91 % 2.44 % 91.53 %
**STATE TOTAL** 120,942 109,808 42.86 % 48.14 % 100.00 % 91.53 %

Colorado 1 968 AXA INS GRP 21,848 25,163 51.44 % 59.83 % 62.05 % 62.05 %
2 3702 LOYA GRP 4,559 4,559 0.00 % 0.00 % 12.95 % 75.00 %
3 26492 COURTESY INS CO 3,060 2,172 47.40 % 53.03 % 8.69 % 83.69 %
4 98 WR BERKLEY CORP GRP 2,090 2,008 65.81 % 66.13 % 5.94 % 89.63 %
5 5021 ONEMAIN HOLDINGS INC GRP 1,306 861 N/A N/A 3.71 % 93.34 %
6 19631 AMERICAN ROAD INS CO 1,132 1,132 260.65 % 260.65 % 3.22 % 96.55 %
7 34738 ARAG INS CO 693 694 40.88 % 40.88 % 1.97 % 98.52 %
8 8 ALLSTATE INS GRP 178 187 0.00 % 0.00 % 0.51 % 99.03 %
9 4794 GROUP 1001 INS HOLDINGS GRP 150 24 0.00 % 0.00 % 0.43 % 99.45 %
10 84 AMERICAN FINANCIAL GRP 70 187 7.27 % 7.27 % 0.20 % 99.65 %
**STATE TOTAL** 35,209 37,297 48.72 % 54.70 % 100.00 % 99.65 %

Connecticut 1 34738 ARAG INS CO 2,748 2,748 36.94 % 36.94 % 41.53 % 41.53 %
2 98 WR BERKLEY CORP GRP 1,186 932 18.75 % 19.59 % 17.92 % 59.45 %
3 181 SWISS RE GRP 832 814 N/A N/A 12.57 % 72.02 %
4 84 AMERICAN FINANCIAL GRP 676 434 29.61 % 29.61 % 10.21 % 82.24 %
5 19631 AMERICAN ROAD INS CO 562 562 22.78 % 22.78 % 8.49 % 90.73 %
6 968 AXA INS GRP 225 462 23.74 % 27.55 % 3.40 % 94.13 %
7 4794 GROUP 1001 INS HOLDINGS GRP 152 1,654 2.74 % 15.33 % 2.30 % 96.43 %
8 8 ALLSTATE INS GRP 117 123 0.00 % 0.00 % 1.77 % 98.20 %
9 19 ASSURANT INC GRP 90 90 31.70 % 31.70 % 1.36 % 99.56 %
10 26492 COURTESY INS CO 25 54 N/A N/A 0.38 % 99.94 %
**STATE TOTAL** 6,618 7,881 20.43 % 23.36 % 100.00 % 99.94 %

Delaware 1 5021 ONEMAIN HOLDINGS INC GRP 414 325 N/A N/A 31.13 % 31.13 %
2 84 AMERICAN FINANCIAL GRP 233 286 N/A N/A 17.52 % 48.65 %
3 98 WR BERKLEY CORP GRP 162 82 338.50 % 338.50 % 12.22 % 60.87 %
4 34738 ARAG INS CO 121 121 39.06 % 39.06 % 9.11 % 69.98 %
5 26492 COURTESY INS CO 85 54 26.43 % 29.57 % 6.40 % 76.37 %
6 181 SWISS RE GRP 84 90 28.23 % 28.32 % 6.29 % 82.67 %
7 968 AXA INS GRP 66 85 11.57 % 13.41 % 4.97 % 87.63 %
8 19631 AMERICAN ROAD INS CO 64 64 109.87 % 109.87 % 4.82 % 92.45 %
9 8 ALLSTATE INS GRP 35 35 13.81 % 13.77 % 2.66 % 95.11 %
10 359 AMERICAN MUT SHARE INS CORP GRP 31 31 0.00 % 0.00 % 2.31 % 97.42 %
**STATE TOTAL** 1,329 1,209 32.11 % 32.20 % 100.00 % 97.42 %

© 2022 National Association of Insurance Commissioners


619
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
District Of Columbia 1 968 AXA INS GRP 30,855 29,226 0.15 % 0.17 % 96.02 % 96.02 %
2 34738 ARAG INS CO 797 797 34.87 % 34.87 % 2.48 % 98.49 %
3 181 SWISS RE GRP 287 243 0.03 % 0.03 % 0.89 % 99.39 %
4 359 AMERICAN MUT SHARE INS CORP GRP 92 92 0.00 % 0.00 % 0.29 % 99.67 %
5 19 ASSURANT INC GRP 63 63 17.45 % 17.45 % 0.20 % 99.87 %
6 8 ALLSTATE INS GRP 16 16 0.00 % 0.00 % 0.05 % 99.92 %
7 4718 TIPTREE FIN GRP 13 10 1.97 % 1.97 % 0.04 % 99.96 %
8 626 CHUBB LTD GRP 9 9 22.95 % 22.99 % 0.03 % 99.99 %
9 84 AMERICAN FINANCIAL GRP 2 3 N/A N/A 0.01 % 99.99 %
10 468 AEGON US HOLDING GRP 1 1 N/A N/A 0.00 % 100.00 %
**STATE TOTAL** 32,136 30,562 1.09 % 1.11 % 100.00 % 100.00 %

Florida 1 761 ALLIANZ INS GRP 74,048 65,923 22.32 % 22.90 % 37.12 % 37.12 %
2 26492 COURTESY INS CO 39,828 43,962 19.00 % 21.25 % 19.97 % 57.09 %
3 3569 CATERPILLAR GRP 15,750 13,129 71.36 % 71.36 % 7.90 % 64.98 %
4 968 AXA INS GRP 14,203 13,672 33.63 % 37.87 % 7.12 % 72.10 %
5 11231 GENERALI US BRANCH 9,465 6,955 65.64 % 69.07 % 4.74 % 76.85 %
6 34738 ARAG INS CO 9,378 9,428 38.59 % 38.59 % 4.70 % 81.55 %
7 5021 ONEMAIN HOLDINGS INC GRP 8,757 4,056 N/A N/A 4.39 % 85.94 %
8 450 GENEVE HOLDINGS INC GRP 8,287 8,257 60.73 % 60.73 % 4.15 % 90.09 %
9 98 WR BERKLEY CORP GRP 5,664 5,755 67.34 % 67.37 % 2.84 % 92.93 %
10 37621 TOYOTA MOTOR INS CO 4,487 2,091 67.39 % 67.39 % 2.25 % 95.18 %
**STATE TOTAL** 199,484 181,037 31.48 % 32.66 % 100.00 % 95.18 %

Georgia 1 98 WR BERKLEY CORP GRP 10,162 10,201 13.64 % 13.74 % 22.19 % 22.19 %
2 26492 COURTESY INS CO 9,129 8,073 47.02 % 52.60 % 19.94 % 42.13 %
3 968 AXA INS GRP 9,032 9,693 36.44 % 42.68 % 19.72 % 61.85 %
4 629 PLATEAU GRP 3,257 3,064 72.28 % 72.28 % 7.11 % 68.96 %
5 5021 ONEMAIN HOLDINGS INC GRP 3,190 2,194 N/A N/A 6.97 % 75.93 %
6 450 GENEVE HOLDINGS INC GRP 2,640 2,625 49.21 % 49.21 % 5.77 % 81.69 %
7 34738 ARAG INS CO 1,914 1,919 22.45 % 22.45 % 4.18 % 85.87 %
8 19631 AMERICAN ROAD INS CO 1,905 1,905 44.85 % 44.85 % 4.16 % 90.03 %
9 4794 GROUP 1001 INS HOLDINGS GRP 1,588 1,744 0.00 % 0.00 % 3.47 % 93.50 %
10 19 ASSURANT INC GRP 924 924 30.50 % 30.50 % 2.02 % 95.52 %
**STATE TOTAL** 45,793 43,976 32.45 % 34.86 % 100.00 % 95.52 %

Hawaii 1 98 WR BERKLEY CORP GRP 1,245 1,179 80.70 % 80.70 % 47.95 % 47.95 %
2 5021 ONEMAIN HOLDINGS INC GRP 738 681 N/A N/A 28.42 % 76.37 %
3 26492 COURTESY INS CO 379 231 38.49 % 43.05 % 14.60 % 90.98 %
4 968 AXA INS GRP 72 143 17.15 % 18.35 % 2.78 % 93.76 %
5 31 BERKSHIRE HATHAWAY GRP 57 57 N/A N/A 2.20 % 95.96 %
6 19631 AMERICAN ROAD INS CO 49 49 11.94 % 11.94 % 1.89 % 97.85 %
7 4794 GROUP 1001 INS HOLDINGS GRP 33 15 0.00 % 0.00 % 1.27 % 99.12 %
8 359 AMERICAN MUT SHARE INS CORP GRP 14 14 0.00 % 0.00 % 0.52 % 99.64 %
9 4718 TIPTREE FIN GRP 8 7 2.00 % 2.00 % 0.29 % 99.94 %
10 19 ASSURANT INC GRP 1 1 N/A N/A 0.05 % 99.98 %
**STATE TOTAL** 2,597 2,392 32.88 % 32.80 % 100.00 % 99.98 %

© 2022 National Association of Insurance Commissioners


620
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Idaho 1 98 WR BERKLEY CORP GRP 1,063 984 N/A N/A 35.53 % 35.53 %
2 450 GENEVE HOLDINGS INC GRP 647 643 50.51 % 50.51 % 21.62 % 57.15 %
3 26492 COURTESY INS CO 644 544 8.52 % 9.54 % 21.53 % 78.68 %
4 5021 ONEMAIN HOLDINGS INC GRP 319 221 5.56 % 5.51 % 10.67 % 89.35 %
5 19631 AMERICAN ROAD INS CO 92 92 N/A N/A 3.08 % 92.43 %
6 31 BERKSHIRE HATHAWAY GRP 77 77 N/A N/A 2.57 % 95.00 %
7 968 AXA INS GRP 53 68 11.62 % 12.15 % 1.77 % 96.77 %
8 8 ALLSTATE INS GRP 46 47 0.00 % 0.00 % 1.55 % 98.33 %
9 359 AMERICAN MUT SHARE INS CORP GRP 28 28 0.00 % 0.00 % 0.94 % 99.27 %
10 18457 GEM STATE INS CO 11 11 0.00 % 0.00 % 0.37 % 99.63 %
**STATE TOTAL** 2,991 2,660 8.89 % 9.13 % 100.00 % 99.63 %

Illinois 1 34738 ARAG INS CO 8,002 8,003 47.34 % 47.34 % 21.88 % 21.88 %
2 450 GENEVE HOLDINGS INC GRP 6,647 6,612 59.07 % 59.07 % 18.17 % 40.06 %
3 968 AXA INS GRP 5,987 6,511 72.31 % 83.97 % 16.37 % 56.43 %
4 98 WR BERKLEY CORP GRP 3,207 3,106 N/A N/A 8.77 % 65.19 %
5 4718 TIPTREE FIN GRP 2,784 2,223 2.44 % 2.44 % 7.61 % 72.81 %
6 181 SWISS RE GRP 2,528 2,152 0.48 % 0.53 % 6.91 % 79.72 %
7 19631 AMERICAN ROAD INS CO 2,354 2,354 25.53 % 25.53 % 6.44 % 86.16 %
8 26492 COURTESY INS CO 2,338 1,809 41.88 % 46.85 % 6.39 % 92.55 %
9 19 ASSURANT INC GRP 845 846 39.47 % 39.47 % 2.31 % 94.86 %
10 4794 GROUP 1001 INS HOLDINGS GRP 594 330 N/A N/A 1.62 % 96.48 %
**STATE TOTAL** 36,571 38,197 35.26 % 37.41 % 100.00 % 96.48 %

Indiana 1 98 WR BERKLEY CORP GRP 5,828 5,597 18.13 % 18.15 % 42.59 % 42.59 %
2 5021 ONEMAIN HOLDINGS INC GRP 2,670 2,449 2.12 % 1.86 % 19.51 % 62.10 %
3 11021 INDIANA OLD NATL INS CO 1,526 1,526 0.00 % 0.00 % 11.15 % 73.25 %
4 19631 AMERICAN ROAD INS CO 1,082 1,082 29.19 % 29.19 % 7.91 % 81.15 %
5 4718 TIPTREE FIN GRP 546 467 4.64 % 4.64 % 3.99 % 85.15 %
6 34738 ARAG INS CO 418 418 35.11 % 35.11 % 3.05 % 88.20 %
7 3702 LOYA GRP 348 348 0.00 % 0.00 % 2.54 % 90.74 %
8 26492 COURTESY INS CO 323 302 61.68 % 69.00 % 2.36 % 93.10 %
9 968 AXA INS GRP 280 294 N/A N/A 2.05 % 95.15 %
10 8 ALLSTATE INS GRP 195 199 0.00 % 0.00 % 1.42 % 96.57 %
**STATE TOTAL** 13,684 13,462 12.40 % 12.02 % 100.00 % 96.57 %

Iowa 1 98 WR BERKLEY CORP GRP 3,038 2,373 10.50 % 10.43 % 38.18 % 38.18 %
2 5021 ONEMAIN HOLDINGS INC GRP 1,532 801 N/A N/A 19.26 % 57.44 %
3 34738 ARAG INS CO 1,315 1,315 28.19 % 28.19 % 16.53 % 73.96 %
4 19631 AMERICAN ROAD INS CO 941 941 25.61 % 25.61 % 11.83 % 85.79 %
5 450 GENEVE HOLDINGS INC GRP 379 373 44.18 % 44.18 % 4.76 % 90.55 %
6 31 BERKSHIRE HATHAWAY GRP 243 243 N/A N/A 3.05 % 93.60 %
7 968 AXA INS GRP 161 284 394.11 % 431.09 % 2.02 % 95.62 %
8 26492 COURTESY INS CO 88 104 32.16 % 35.98 % 1.10 % 96.73 %
9 4718 TIPTREE FIN GRP 84 83 1.98 % 1.98 % 1.06 % 97.79 %
10 181 SWISS RE GRP 51 153 18.05 % 19.62 % 0.64 % 98.43 %
**STATE TOTAL** 7,956 6,809 31.59 % 33.09 % 100.00 % 98.43 %

© 2022 National Association of Insurance Commissioners


621
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Kansas 1 98 WR BERKLEY CORP GRP 4,865 4,695 44.39 % 44.50 % 58.57 % 58.57 %
2 19631 AMERICAN ROAD INS CO 1,353 1,353 82.43 % 82.43 % 16.30 % 74.87 %
3 31 BERKSHIRE HATHAWAY GRP 621 621 1.65 % 1.65 % 7.47 % 82.34 %
4 968 AXA INS GRP 508 407 41.59 % 48.15 % 6.11 % 88.45 %
5 5021 ONEMAIN HOLDINGS INC GRP 411 397 N/A N/A 4.95 % 93.40 %
6 4718 TIPTREE FIN GRP 264 241 62.00 % 62.00 % 3.18 % 96.58 %
7 8 ALLSTATE INS GRP 104 111 0.00 % 0.00 % 1.25 % 97.83 %
8 181 SWISS RE GRP 76 47 N/A N/A 0.91 % 98.74 %
9 84 AMERICAN FINANCIAL GRP 40 41 8.08 % 8.08 % 0.48 % 99.22 %
10 19 ASSURANT INC GRP 26 26 41.39 % 41.39 % 0.31 % 99.53 %
**STATE TOTAL** 8,305 8,033 44.06 % 44.46 % 100.00 % 99.53 %

Kentucky 1 968 AXA INS GRP 1,749 988 51.67 % 59.99 % 33.71 % 33.71 %
2 98 WR BERKLEY CORP GRP 1,043 1,020 54.52 % 55.40 % 20.10 % 53.81 %
3 19631 AMERICAN ROAD INS CO 711 711 15.58 % 15.58 % 13.70 % 67.51 %
4 5021 ONEMAIN HOLDINGS INC GRP 629 857 N/A N/A 12.13 % 79.64 %
5 34738 ARAG INS CO 627 627 27.37 % 27.37 % 12.09 % 91.73 %
6 1279 ARCH INS GRP 144 132 N/A N/A 2.77 % 94.50 %
7 359 AMERICAN MUT SHARE INS CORP GRP 74 74 0.00 % 0.00 % 1.43 % 95.93 %
8 8 ALLSTATE INS GRP 69 69 0.00 % 0.00 % 1.33 % 97.26 %
9 26492 COURTESY INS CO 33 55 84.43 % 94.46 % 0.64 % 97.90 %
10 3548 TRAVELERS GRP 27 8 55.70 % 57.20 % 0.52 % 98.42 %
**STATE TOTAL** 5,189 4,596 29.19 % 31.15 % 100.00 % 98.42 %

Louisiana 1 3569 CATERPILLAR GRP 6,586 7,206 85.73 % 85.73 % 29.86 % 29.86 %
2 98 WR BERKLEY CORP GRP 5,089 4,916 31.57 % 34.45 % 23.07 % 52.93 %
3 4762 ORPHEUS GRP 2,964 2,964 0.00 % 0.00 % 13.44 % 66.36 %
4 5021 ONEMAIN HOLDINGS INC GRP 1,843 1,332 N/A N/A 8.36 % 74.72 %
5 968 AXA INS GRP 1,514 1,502 23.94 % 22.84 % 6.87 % 81.59 %
6 4718 TIPTREE FIN GRP 1,102 865 5.54 % 5.54 % 5.00 % 86.58 %
7 19631 AMERICAN ROAD INS CO 1,046 1,046 132.50 % 132.50 % 4.74 % 91.33 %
8 450 GENEVE HOLDINGS INC GRP 704 702 44.76 % 44.76 % 3.19 % 94.52 %
9 26492 COURTESY INS CO 405 389 53.64 % 60.00 % 1.83 % 96.35 %
10 1279 ARCH INS GRP 314 432 12.04 % 12.04 % 1.42 % 97.78 %
**STATE TOTAL** 22,057 22,121 47.26 % 47.88 % 100.00 % 97.78 %

Maine 1 98 WR BERKLEY CORP GRP 510 402 N/A N/A 41.43 % 41.43 %
2 5021 ONEMAIN HOLDINGS INC GRP 197 148 N/A N/A 16.03 % 57.46 %
3 26492 COURTESY INS CO 165 254 32.82 % 36.71 % 13.36 % 70.81 %
4 19631 AMERICAN ROAD INS CO 160 160 2.00 % 2.00 % 13.01 % 83.82 %
5 359 AMERICAN MUT SHARE INS CORP GRP 96 96 0.00 % 0.00 % 7.76 % 91.58 %
6 968 AXA INS GRP 68 62 38.04 % 42.29 % 5.51 % 97.09 %
7 8 ALLSTATE INS GRP 31 32 0.00 % 0.00 % 2.55 % 99.64 %
8 626 CHUBB LTD GRP 2 2 23.86 % 23.91 % 0.19 % 99.83 %
9 31 BERKSHIRE HATHAWAY GRP 2 2 0.00 % 0.00 % 0.12 % 99.95 %
10 19 ASSURANT INC GRP 1 1 12.86 % 12.86 % 0.04 % 99.99 %
**STATE TOTAL** 1,232 1,165 6.55 % 7.57 % 100.00 % 99.99 %

© 2022 National Association of Insurance Commissioners


622
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Maryland 1 3098 TOKIO MARINE HOLDINGS INC GRP 12,807 8,531 0.00 % 0.00 % 47.77 % 47.77 %
2 26492 COURTESY INS CO 6,989 6,694 60.75 % 67.96 % 26.07 % 73.85 %
3 968 AXA INS GRP 2,711 2,430 N/A N/A 10.11 % 83.96 %
4 5021 ONEMAIN HOLDINGS INC GRP 1,493 1,000 0.43 % N/A 5.57 % 89.53 %
5 34738 ARAG INS CO 719 719 29.98 % 29.98 % 2.68 % 92.21 %
6 19631 AMERICAN ROAD INS CO 686 686 31.97 % 31.97 % 2.56 % 94.77 %
7 98 WR BERKLEY CORP GRP 563 536 N/A 0.01 % 2.10 % 96.87 %
8 8 ALLSTATE INS GRP 305 313 0.00 % 0.00 % 1.14 % 98.01 %
9 4718 TIPTREE FIN GRP 160 67 62.00 % 62.00 % 0.60 % 98.60 %
10 19 ASSURANT INC GRP 131 132 23.03 % 23.03 % 0.49 % 99.09 %
**STATE TOTAL** 26,806 20,175 17.60 % 20.10 % 100.00 % 99.09 %

Massachusetts 1 98 WR BERKLEY CORP GRP 8,804 8,392 N/A N/A 29.72 % 29.72 %
2 968 AXA INS GRP 8,420 14,420 66.35 % 72.92 % 28.42 % 58.14 %
3 34738 ARAG INS CO 4,396 4,397 33.52 % 33.52 % 14.84 % 72.98 %
4 450 GENEVE HOLDINGS INC GRP 3,754 3,717 50.30 % 50.30 % 12.67 % 85.65 %
5 37869 PRE PAID LEGAL CAS INC 1,069 1,066 30.67 % 30.67 % 3.61 % 89.26 %
6 19631 AMERICAN ROAD INS CO 886 886 N/A N/A 2.99 % 92.25 %
7 84 AMERICAN FINANCIAL GRP 564 578 2.04 % 2.04 % 1.90 % 94.16 %
8 4718 TIPTREE FIN GRP 539 484 54.37 % 54.37 % 1.82 % 95.97 %
9 181 SWISS RE GRP 498 436 0.14 % 0.16 % 1.68 % 97.65 %
10 26492 COURTESY INS CO 442 600 50.53 % 56.53 % 1.49 % 99.14 %
**STATE TOTAL** 29,624 35,442 35.33 % 38.12 % 100.00 % 99.14 %

Michigan 1 98 WR BERKLEY CORP GRP 21,143 20,220 20.61 % 21.14 % 50.37 % 50.37 %
2 968 AXA INS GRP 4,598 4,636 34.51 % 39.05 % 10.96 % 61.33 %
3 55 AUTOMOBILE CLUB MI GRP 4,100 3,315 50.86 % 49.14 % 9.77 % 71.10 %
4 34738 ARAG INS CO 3,432 3,432 52.56 % 52.56 % 8.18 % 79.27 %
5 19631 AMERICAN ROAD INS CO 3,330 3,330 25.71 % 25.71 % 7.93 % 87.21 %
6 5021 ONEMAIN HOLDINGS INC GRP 1,918 1,012 4.81 % 4.40 % 4.57 % 91.78 %
7 181 SWISS RE GRP 1,405 716 15.27 % 16.19 % 3.35 % 95.13 %
8 4718 TIPTREE FIN GRP 1,353 1,116 2.69 % 2.69 % 3.22 % 98.35 %
9 19 ASSURANT INC GRP 214 215 27.10 % 27.10 % 0.51 % 98.86 %
10 8 ALLSTATE INS GRP 179 186 0.00 % N/A 0.43 % 99.29 %
**STATE TOTAL** 41,973 36,942 28.54 % 29.26 % 100.00 % 99.29 %

Minnesota 1 968 AXA INS GRP 16,073 15,081 40.45 % 51.11 % 35.81 % 35.81 %
2 34738 ARAG INS CO 14,911 14,913 45.19 % 45.19 % 33.22 % 69.02 %
3 4794 GROUP 1001 INS HOLDINGS GRP 6,032 4,813 0.00 % 0.00 % 13.44 % 82.46 %
4 450 GENEVE HOLDINGS INC GRP 2,020 1,967 52.68 % 52.68 % 4.50 % 86.96 %
5 5021 ONEMAIN HOLDINGS INC GRP 1,370 1,008 5.68 % 5.47 % 3.05 % 90.01 %
6 98 WR BERKLEY CORP GRP 1,217 1,227 N/A N/A 2.71 % 92.72 %
7 19631 AMERICAN ROAD INS CO 745 745 10.56 % 10.56 % 1.66 % 94.38 %
8 26492 COURTESY INS CO 597 502 31.80 % 35.58 % 1.33 % 95.71 %
9 4718 TIPTREE FIN GRP 544 488 52.20 % 52.20 % 1.21 % 96.92 %
10 181 SWISS RE GRP 418 256 0.47 % 0.54 % 0.93 % 97.85 %
**STATE TOTAL** 44,890 39,846 36.00 % 39.98 % 100.00 % 97.85 %

© 2022 National Association of Insurance Commissioners


623
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Mississippi 1 905 THE LDS GRP 25,766 16,601 41.54 % 41.54 % 83.76 % 83.76 %
2 98 WR BERKLEY CORP GRP 1,742 1,479 8.06 % 8.44 % 5.66 % 89.42 %
3 5021 ONEMAIN HOLDINGS INC GRP 1,390 980 N/A N/A 4.52 % 93.94 %
4 19631 AMERICAN ROAD INS CO 577 577 119.87 % 119.87 % 1.88 % 95.82 %
5 4718 TIPTREE FIN GRP 568 487 1.98 % 1.98 % 1.85 % 97.66 %
6 26492 COURTESY INS CO 459 548 74.74 % 83.61 % 1.49 % 99.15 %
7 629 PLATEAU GRP 76 70 54.47 % 54.47 % 0.25 % 99.40 %
8 19 ASSURANT INC GRP 48 48 16.86 % 16.86 % 0.16 % 99.56 %
9 8 ALLSTATE INS GRP 35 36 0.00 % 0.00 % 0.11 % 99.67 %
10 968 AXA INS GRP 32 45 19.94 % 21.04 % 0.10 % 99.78 %
**STATE TOTAL** 30,762 20,911 39.13 % 39.38 % 100.00 % 99.78 %

Missouri 1 968 AXA INS GRP 10,237 11,817 83.81 % 89.90 % 39.77 % 39.77 %
2 84 AMERICAN FINANCIAL GRP 6,667 494 7.29 % 7.29 % 25.90 % 65.68 %
3 34738 ARAG INS CO 2,574 2,574 39.49 % 39.49 % 10.00 % 75.68 %
4 19631 AMERICAN ROAD INS CO 2,279 2,279 65.62 % 65.62 % 8.86 % 84.53 %
5 450 GENEVE HOLDINGS INC GRP 1,374 1,360 42.99 % 42.99 % 5.34 % 89.87 %
6 5021 ONEMAIN HOLDINGS INC GRP 912 826 6.40 % 6.08 % 3.54 % 93.41 %
7 31 BERKSHIRE HATHAWAY GRP 537 537 3.10 % 3.10 % 2.09 % 95.50 %
8 26492 COURTESY INS CO 360 347 65.22 % 72.96 % 1.40 % 96.90 %
9 181 SWISS RE GRP 330 207 N/A N/A 1.28 % 98.18 %
10 4718 TIPTREE FIN GRP 128 64 60.00 % 60.00 % 0.50 % 98.68 %
**STATE TOTAL** 25,739 20,532 65.38 % 68.95 % 100.00 % 98.68 %

Montana 1 98 WR BERKLEY CORP GRP 402 392 52.40 % 52.31 % 35.15 % 35.15 %
2 450 GENEVE HOLDINGS INC GRP 332 326 44.37 % 44.37 % 29.01 % 64.15 %
3 5021 ONEMAIN HOLDINGS INC GRP 302 257 5.12 % 4.96 % 26.43 % 90.59 %
4 19631 AMERICAN ROAD INS CO 228 228 23.08 % 23.08 % 19.97 % 100.00 %
5 4718 TIPTREE FIN GRP 40 31 1.95 % 1.95 % 3.48 % 100.00 %
6 84 AMERICAN FINANCIAL GRP 22 20 12.05 % 12.05 % 1.88 % 100.00 %
7 8 ALLSTATE INS GRP 17 18 0.00 % 0.00 % 1.46 % 100.00 %
8 968 AXA INS GRP 5 6 33.49 % 33.26 % 0.45 % 100.00 %
9 19 ASSURANT INC GRP 5 5 18.82 % 18.82 % 0.41 % 100.00 %
10 4969 TRISURA GRP 4 4 309.83 % 310.66 % 0.34 % 100.00 %
**STATE TOTAL** 1,144 1,159 41.20 % 41.62 % 100.00 % 100.00 %

Nebraska 1 98 WR BERKLEY CORP GRP 2,061 1,972 N/A N/A 34.94 % 34.94 %
2 19631 AMERICAN ROAD INS CO 975 975 60.41 % 60.41 % 16.53 % 51.48 %
3 31 BERKSHIRE HATHAWAY GRP 971 971 2.62 % 2.62 % 16.46 % 67.94 %
4 4718 TIPTREE FIN GRP 721 626 2.00 % 2.00 % 12.23 % 80.17 %
5 450 GENEVE HOLDINGS INC GRP 311 306 39.29 % 39.29 % 5.27 % 85.43 %
6 34738 ARAG INS CO 214 214 33.32 % 33.32 % 3.63 % 89.06 %
7 5021 ONEMAIN HOLDINGS INC GRP 182 203 8.14 % 8.07 % 3.09 % 92.15 %
8 968 AXA INS GRP 100 109 93.58 % 108.40 % 1.69 % 93.84 %
9 26492 COURTESY INS CO 99 61 15.25 % 17.06 % 1.69 % 95.52 %
10 19 ASSURANT INC GRP 96 96 76.00 % 76.00 % 1.63 % 97.15 %
**STATE TOTAL** 5,898 5,743 N/A N/A 100.00 % 97.15 %

© 2022 National Association of Insurance Commissioners


624
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Nevada 1 5021 ONEMAIN HOLDINGS INC GRP 1,099 651 1.23 % 0.85 % 27.00 % 27.00 %
2 1279 ARCH INS GRP 656 33 415.48 % 415.66 % 16.10 % 43.10 %
3 98 WR BERKLEY CORP GRP 491 384 200.97 % 200.15 % 12.05 % 55.15 %
4 19631 AMERICAN ROAD INS CO 310 310 12.06 % 12.06 % 7.61 % 62.76 %
5 26492 COURTESY INS CO 308 247 27.03 % 30.24 % 7.56 % 70.32 %
6 3702 LOYA GRP 300 300 0.00 % 0.00 % 7.37 % 77.69 %
7 19 ASSURANT INC GRP 228 229 36.59 % 36.59 % 5.60 % 83.29 %
8 34738 ARAG INS CO 213 213 34.48 % 34.48 % 5.23 % 88.52 %
9 4718 TIPTREE FIN GRP 184 105 25.81 % 25.81 % 4.52 % 93.04 %
10 359 AMERICAN MUT SHARE INS CORP GRP 111 111 0.00 % 0.00 % 2.72 % 95.76 %
**STATE TOTAL** 4,072 2,649 49.51 % 50.16 % 100.00 % 95.76 %

New Hampshire 1 98 WR BERKLEY CORP GRP 3,167 3,159 32.74 % 32.74 % 75.91 % 75.91 %
2 19631 AMERICAN ROAD INS CO 308 308 1.88 % 1.88 % 7.37 % 83.28 %
3 5021 ONEMAIN HOLDINGS INC GRP 235 227 N/A N/A 5.64 % 88.92 %
4 26492 COURTESY INS CO 100 181 38.98 % 43.60 % 2.40 % 91.32 %
5 359 AMERICAN MUT SHARE INS CORP GRP 83 83 0.00 % 0.00 % 1.99 % 93.32 %
6 8 ALLSTATE INS GRP 70 72 0.00 % 0.00 % 1.69 % 95.00 %
7 84 AMERICAN FINANCIAL GRP 65 57 2.56 % 2.56 % 1.56 % 96.56 %
8 19 ASSURANT INC GRP 63 63 16.75 % 16.75 % 1.50 % 98.06 %
9 4718 TIPTREE FIN GRP 56 51 62.00 % 62.00 % 1.35 % 99.41 %
10 968 AXA INS GRP 17 19 83.83 % 97.57 % 0.40 % 99.81 %
**STATE TOTAL** 4,172 4,228 27.50 % 27.73 % 100.00 % 99.81 %

New Jersey 1 968 AXA INS GRP 8,407 8,388 34.41 % 40.77 % 26.11 % 26.11 %
2 37869 PRE PAID LEGAL CAS INC 4,793 4,748 28.40 % 28.40 % 14.88 % 40.99 %
3 1279 ARCH INS GRP 4,487 3,749 18.72 % 18.71 % 13.93 % 54.92 %
4 34738 ARAG INS CO 4,321 4,322 35.84 % 35.84 % 13.42 % 68.34 %
5 5021 ONEMAIN HOLDINGS INC GRP 2,532 2,062 7.85 % 7.35 % 7.86 % 76.20 %
6 26492 COURTESY INS CO 1,974 5,142 14.22 % 15.91 % 6.13 % 82.34 %
7 19631 AMERICAN ROAD INS CO 1,810 1,810 166.96 % 166.96 % 5.62 % 87.96 %
8 4794 GROUP 1001 INS HOLDINGS GRP 1,226 1,029 0.00 % 0.00 % 3.81 % 91.76 %
9 84 AMERICAN FINANCIAL GRP 517 491 7.61 % 7.61 % 1.61 % 93.37 %
10 19 ASSURANT INC GRP 450 451 35.06 % 35.06 % 1.40 % 94.77 %
**STATE TOTAL** 32,203 33,636 34.12 % 35.93 % 100.00 % 94.77 %

New Mexico 1 98 WR BERKLEY CORP GRP 2,109 2,103 N/A N/A 28.15 % 28.15 %
2 34738 ARAG INS CO 2,070 2,068 38.37 % 38.37 % 27.62 % 55.77 %
3 4718 TIPTREE FIN GRP 785 738 2.00 % 2.00 % 10.48 % 66.25 %
4 26492 COURTESY INS CO 766 1,342 24.31 % 27.19 % 10.22 % 76.47 %
5 5021 ONEMAIN HOLDINGS INC GRP 615 532 1.32 % 0.59 % 8.21 % 84.68 %
6 3702 LOYA GRP 465 465 0.00 % 0.00 % 6.20 % 90.88 %
7 19631 AMERICAN ROAD INS CO 457 457 186.19 % 186.19 % 6.10 % 96.98 %
8 19 ASSURANT INC GRP 135 135 174.56 % 174.56 % 1.81 % 98.79 %
9 8 ALLSTATE INS GRP 48 50 0.00 % 0.00 % 0.64 % 99.43 %
10 4969 TRISURA GRP 16 16 202.05 % 202.25 % 0.21 % 99.64 %
**STATE TOTAL** 7,494 7,967 27.51 % 28.05 % 100.00 % 99.64 %

© 2022 National Association of Insurance Commissioners


625
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
New York 1 968 AXA INS GRP 119,756 81,986 28.47 % 37.28 % 74.78 % 74.78 %
2 98 WR BERKLEY CORP GRP 19,675 19,299 31.99 % 32.04 % 12.29 % 87.06 %
3 3098 TOKIO MARINE HOLDINGS INC GRP 4,506 17,350 0.00 % 0.00 % 2.81 % 89.88 %
4 5021 ONEMAIN HOLDINGS INC GRP 4,135 2,171 7.20 % 6.67 % 2.58 % 92.46 %
5 23 BCS INS GRP 2,845 2,550 74.88 % 80.06 % 1.78 % 94.24 %
6 34738 ARAG INS CO 2,584 2,585 40.79 % 40.79 % 1.61 % 95.85 %
7 19631 AMERICAN ROAD INS CO 2,469 2,469 54.59 % 54.59 % 1.54 % 97.39 %
8 4794 GROUP 1001 INS HOLDINGS GRP 1,414 1,518 0.00 % 0.00 % 0.88 % 98.27 %
9 8 ALLSTATE INS GRP 978 1,004 N/A N/A 0.61 % 98.88 %
10 1279 ARCH INS GRP 784 1,223 56.86 % 57.26 % 0.49 % 99.37 %
**STATE TOTAL** 160,148 133,802 355.14 % 360.64 % 100.00 % 99.37 %

North Carolina 1 26492 COURTESY INS CO 8,343 7,700 36.71 % 41.07 % 27.73 % 27.73 %
2 98 WR BERKLEY CORP GRP 7,356 6,488 55.26 % 55.39 % 24.45 % 52.18 %
3 8 ALLSTATE INS GRP 5,668 5,573 N/A N/A 18.84 % 71.02 %
4 5021 ONEMAIN HOLDINGS INC GRP 2,727 5,670 N/A N/A 9.07 % 80.09 %
5 968 AXA INS GRP 1,841 1,967 61.86 % 72.15 % 6.12 % 86.20 %
6 34738 ARAG INS CO 1,365 1,365 32.31 % 32.31 % 4.54 % 90.74 %
7 19631 AMERICAN ROAD INS CO 775 775 5.62 % 5.62 % 2.58 % 93.32 %
8 629 PLATEAU GRP 356 420 13.45 % 13.45 % 1.18 % 94.50 %
9 4718 TIPTREE FIN GRP 321 161 60.00 % 60.00 % 1.07 % 95.57 %
10 84 AMERICAN FINANCIAL GRP 314 228 19.40 % 19.40 % 1.04 % 96.61 %
**STATE TOTAL** 30,086 30,043 20.87 % 21.81 % 100.00 % 96.61 %

North Dakota 1 26492 COURTESY INS CO 622 553 25.61 % 28.64 % 69.30 % 69.30 %
2 5021 ONEMAIN HOLDINGS INC GRP 153 163 N/A N/A 17.03 % 86.34 %
3 19631 AMERICAN ROAD INS CO 111 111 343.54 % 343.54 % 12.37 % 98.71 %
4 968 AXA INS GRP 3 3 83.41 % 96.94 % 0.37 % 99.08 %
5 8 ALLSTATE INS GRP 2 2 0.00 % 0.00 % 0.26 % 99.33 %
6 626 CHUBB LTD GRP 2 2 23.51 % 23.55 % 0.26 % 99.59 %
7 359 AMERICAN MUT SHARE INS CORP GRP 1 1 0.00 % 0.00 % 0.14 % 99.73 %
8 31 BERKSHIRE HATHAWAY GRP 1 1 0.00 % 0.00 % 0.12 % 99.85 %
9 468 AEGON US HOLDING GRP 1 1 N/A N/A 0.09 % 99.94 %
10 19 ASSURANT INC GRP 1 1 N/A N/A 0.06 % 100.00 %
**STATE TOTAL** 898 839 57.26 % 59.02 % 100.00 % 100.00 %

Ohio 1 98 WR BERKLEY CORP GRP 23,994 23,768 12.18 % 12.26 % 45.05 % 45.05 %
2 34738 ARAG INS CO 7,630 7,673 40.35 % 40.35 % 14.33 % 59.38 %
3 4794 GROUP 1001 INS HOLDINGS GRP 6,828 9,359 0.12 % 0.12 % 12.82 % 72.20 %
4 968 AXA INS GRP 3,508 3,283 30.74 % 35.59 % 6.59 % 78.78 %
5 5021 ONEMAIN HOLDINGS INC GRP 2,444 1,906 N/A N/A 4.59 % 83.37 %
6 26492 COURTESY INS CO 2,407 2,026 36.12 % 40.40 % 4.52 % 87.89 %
7 19631 AMERICAN ROAD INS CO 2,050 2,050 12.58 % 12.58 % 3.85 % 91.74 %
8 1279 ARCH INS GRP 1,185 475 28.78 % 29.09 % 2.22 % 93.96 %
9 84 AMERICAN FINANCIAL GRP 1,096 701 84.91 % 84.91 % 2.06 % 96.02 %
10 19 ASSURANT INC GRP 601 602 30.95 % 30.95 % 1.13 % 97.15 %
**STATE TOTAL** 53,260 51,642 16.53 % 17.00 % 100.00 % 97.15 %

© 2022 National Association of Insurance Commissioners


626
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Oklahoma 1 98 WR BERKLEY CORP GRP 6,828 6,402 N/A N/A 40.36 % 40.36 %
2 968 AXA INS GRP 4,445 4,411 47.93 % 55.68 % 26.28 % 66.64 %
3 19631 AMERICAN ROAD INS CO 1,501 1,501 240.98 % 240.98 % 8.87 % 75.51 %
4 28681 UNION MUT INS CO 1,221 1,250 41.00 % 44.01 % 7.22 % 82.73 %
5 5021 ONEMAIN HOLDINGS INC GRP 1,218 1,005 N/A N/A 7.20 % 89.93 %
6 4762 ORPHEUS GRP 561 561 0.00 % 0.00 % 3.32 % 93.25 %
7 26492 COURTESY INS CO 413 436 43.72 % 48.90 % 2.44 % 95.69 %
8 37869 PRE PAID LEGAL CAS INC 191 192 24.52 % 24.52 % 1.13 % 96.82 %
9 181 SWISS RE GRP 134 85 1.63 % 1.88 % 0.79 % 97.61 %
10 8 ALLSTATE INS GRP 119 117 0.00 % 0.00 % 0.71 % 98.32 %
**STATE TOTAL** 16,915 15,279 36.64 % 39.19 % 100.00 % 98.32 %

Oregon 1 968 AXA INS GRP 4,031 3,896 39.90 % 57.34 % 48.14 % 48.14 %
2 98 WR BERKLEY CORP GRP 2,084 2,074 56.45 % 55.97 % 24.89 % 73.03 %
3 34738 ARAG INS CO 692 692 45.27 % 45.27 % 8.26 % 81.29 %
4 5021 ONEMAIN HOLDINGS INC GRP 488 479 3.46 % 2.97 % 5.83 % 87.12 %
5 19631 AMERICAN ROAD INS CO 369 369 N/A N/A 4.41 % 91.53 %
6 4718 TIPTREE FIN GRP 200 115 1.99 % 1.99 % 2.39 % 93.92 %
7 26492 COURTESY INS CO 159 168 29.98 % 33.54 % 1.90 % 95.82 %
8 84 AMERICAN FINANCIAL GRP 141 215 5.43 % 5.43 % 1.68 % 97.50 %
9 8 ALLSTATE INS GRP 105 108 0.00 % 0.00 % 1.25 % 98.75 %
10 19 ASSURANT INC GRP 41 41 21.66 % 21.66 % 0.49 % 99.24 %
**STATE TOTAL** 8,372 8,183 37.11 % 45.15 % 100.00 % 99.24 %

Pennsylvania 1 98 WR BERKLEY CORP GRP 11,093 10,495 N/A N/A 35.97 % 35.97 %
2 5021 ONEMAIN HOLDINGS INC GRP 4,648 4,568 N/A N/A 15.07 % 51.05 %
3 968 AXA INS GRP 3,931 4,555 33.81 % 40.50 % 12.75 % 63.79 %
4 84 AMERICAN FINANCIAL GRP 2,607 2,018 12.49 % 12.49 % 8.46 % 72.25 %
5 19631 AMERICAN ROAD INS CO 2,036 2,036 11.94 % 11.94 % 6.60 % 78.85 %
6 34738 ARAG INS CO 1,954 1,954 39.10 % 39.10 % 6.33 % 85.19 %
7 181 SWISS RE GRP 1,536 1,700 0.35 % 0.36 % 4.98 % 90.17 %
8 26492 COURTESY INS CO 1,109 1,490 33.54 % 37.52 % 3.60 % 93.76 %
9 8 ALLSTATE INS GRP 888 924 0.00 % 0.00 % 2.88 % 96.65 %
10 19 ASSURANT INC GRP 628 629 29.60 % 29.60 % 2.04 % 98.68 %
**STATE TOTAL** 30,837 30,476 10.62 % 11.70 % 100.00 % 98.68 %

Rhode Island 1 34738 ARAG INS CO 932 932 30.23 % 30.23 % 34.45 % 34.45 %
2 4794 GROUP 1001 INS HOLDINGS GRP 721 843 0.00 % 0.00 % 26.65 % 61.10 %
3 98 WR BERKLEY CORP GRP 556 542 15.43 % 15.43 % 20.56 % 81.67 %
4 968 AXA INS GRP 129 122 52.78 % 60.85 % 4.77 % 86.44 %
5 26492 COURTESY INS CO 94 48 3.78 % 4.23 % 3.49 % 89.93 %
6 1279 ARCH INS GRP 93 188 N/A N/A 3.44 % 93.37 %
7 19631 AMERICAN ROAD INS CO 88 88 8.45 % 8.45 % 3.26 % 96.62 %
8 8 ALLSTATE INS GRP 71 71 0.00 % 0.00 % 2.61 % 99.23 %
9 626 CHUBB LTD GRP 5 5 24.96 % 24.98 % 0.20 % 99.43 %
10 4969 TRISURA GRP 5 5 360.22 % 360.86 % 0.18 % 99.61 %
**STATE TOTAL** 2,706 2,877 8.92 % 9.26 % 100.00 % 99.61 %

© 2022 National Association of Insurance Commissioners


627
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
South Carolina 1 26492 COURTESY INS CO 2,963 3,367 38.06 % 42.57 % 25.80 % 25.80 %
2 98 WR BERKLEY CORP GRP 2,871 2,635 62.40 % 62.41 % 25.00 % 50.80 %
3 5021 ONEMAIN HOLDINGS INC GRP 1,510 1,122 N/A N/A 13.14 % 63.94 %
4 629 PLATEAU GRP 1,220 1,188 58.57 % 58.57 % 10.62 % 74.56 %
5 4718 TIPTREE FIN GRP 828 472 36.55 % 36.55 % 7.21 % 81.76 %
6 19631 AMERICAN ROAD INS CO 731 731 77.16 % 77.16 % 6.37 % 88.13 %
7 968 AXA INS GRP 504 555 57.67 % 65.03 % 4.39 % 92.52 %
8 19 ASSURANT INC GRP 306 309 25.70 % 25.70 % 2.67 % 95.19 %
9 12536 HOMEOWNERS OF AMER INS CO 215 145 6.50 % 6.50 % 1.88 % 97.07 %
10 8 ALLSTATE INS GRP 197 203 0.00 % 0.00 % 1.72 % 98.78 %
**STATE TOTAL** 11,486 10,843 43.88 % 45.60 % 100.00 % 98.78 %

South Dakota 1 98 WR BERKLEY CORP GRP 1,247 1,247 N/A N/A 65.91 % 65.91 %
2 19631 AMERICAN ROAD INS CO 272 272 16.35 % 16.35 % 14.35 % 80.27 %
3 26492 COURTESY INS CO 241 216 37.51 % 41.96 % 12.73 % 92.99 %
4 450 GENEVE HOLDINGS INC GRP 72 72 23.44 % 23.44 % 3.81 % 96.81 %
5 4718 TIPTREE FIN GRP 22 20 2.00 % 2.00 % 1.15 % 97.96 %
6 5021 ONEMAIN HOLDINGS INC GRP 21 10 N/A N/A 1.11 % 99.07 %
7 4969 TRISURA GRP 5 5 138.78 % 138.95 % 0.25 % 99.32 %
8 968 AXA INS GRP 3 4 108.45 % 126.29 % 0.18 % 99.50 %
9 31 BERKSHIRE HATHAWAY GRP 3 3 N/A N/A 0.18 % 99.67 %
10 468 AEGON US HOLDING GRP 3 3 N/A N/A 0.13 % 99.81 %
**STATE TOTAL** 1,893 1,856 3.05 % 3.59 % 100.00 % 99.81 %

Tennessee 1 37869 PRE PAID LEGAL CAS INC 6,133 6,136 33.95 % 33.95 % 33.01 % 33.01 %
2 98 WR BERKLEY CORP GRP 2,450 2,227 N/A N/A 13.19 % 46.20 %
3 4718 TIPTREE FIN GRP 2,106 1,850 1.99 % 1.99 % 11.34 % 57.53 %
4 26492 COURTESY INS CO 1,789 1,597 19.56 % 21.88 % 9.63 % 67.16 %
5 5021 ONEMAIN HOLDINGS INC GRP 1,733 1,569 N/A N/A 9.33 % 76.49 %
6 968 AXA INS GRP 1,021 1,388 21.05 % 24.32 % 5.50 % 81.99 %
7 19631 AMERICAN ROAD INS CO 872 872 2.09 % 2.09 % 4.70 % 86.68 %
8 34738 ARAG INS CO 797 796 25.85 % 25.85 % 4.29 % 90.97 %
9 19 ASSURANT INC GRP 588 588 75.93 % 75.93 % 3.16 % 94.14 %
10 4839 US LEGAL SERV GRP 377 377 10.01 % 10.01 % 2.03 % 96.16 %
**STATE TOTAL** 18,578 20,285 N/A N/A 100.00 % 96.16 %

Texas 1 4762 ORPHEUS GRP 31,778 31,778 0.00 % 0.00 % 25.56 % 25.56 %
2 3702 LOYA GRP 21,268 21,268 0.00 % 0.00 % 17.11 % 42.67 %
3 5021 ONEMAIN HOLDINGS INC GRP 15,546 8,654 N/A N/A 12.51 % 55.18 %
4 968 AXA INS GRP 14,344 15,254 23.07 % 28.52 % 11.54 % 66.72 %
5 98 WR BERKLEY CORP GRP 11,264 10,436 62.31 % 62.51 % 9.06 % 75.78 %
6 26492 COURTESY INS CO 10,494 7,888 36.92 % 41.31 % 8.44 % 84.22 %
7 19631 AMERICAN ROAD INS CO 7,490 7,490 149.46 % 149.46 % 6.03 % 90.24 %
8 1279 ARCH INS GRP 3,579 3,645 44.73 % 44.82 % 2.88 % 93.12 %
9 19 ASSURANT INC GRP 1,790 1,790 110.47 % 110.47 % 1.44 % 94.56 %
10 31 BERKSHIRE HATHAWAY GRP 1,619 1,619 70.57 % 70.57 % 1.30 % 95.86 %
**STATE TOTAL** 124,314 112,298 27.49 % 28.41 % 100.00 % 95.86 %

© 2022 National Association of Insurance Commissioners


628
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Utah 1 968 AXA INS GRP 4,983 5,323 4.66 % 13.96 % 49.32 % 49.32 %
2 34738 ARAG INS CO 1,509 1,509 42.01 % 42.01 % 14.94 % 64.26 %
3 4718 TIPTREE FIN GRP 844 770 1.99 % 1.99 % 8.36 % 72.62 %
4 26492 COURTESY INS CO 800 713 40.91 % 45.77 % 7.92 % 80.54 %
5 4762 ORPHEUS GRP 478 478 0.00 % 0.00 % 4.73 % 85.26 %
6 31 BERKSHIRE HATHAWAY GRP 373 373 0.14 % 0.14 % 3.69 % 88.95 %
7 5021 ONEMAIN HOLDINGS INC GRP 282 230 N/A N/A 2.79 % 91.75 %
8 84 AMERICAN FINANCIAL GRP 273 254 388.87 % 388.87 % 2.70 % 94.45 %
9 19 ASSURANT INC GRP 181 181 39.76 % 39.76 % 1.80 % 96.24 %
10 19631 AMERICAN ROAD INS CO 160 160 N/A N/A 1.58 % 97.83 %
**STATE TOTAL** 10,103 10,029 20.70 % 25.98 % 100.00 % 97.83 %

Vermont 1 19631 AMERICAN ROAD INS CO 153 153 1.13 % 1.13 % 47.57 % 47.57 %
2 26492 COURTESY INS CO 121 103 9.30 % 10.40 % 37.74 % 85.31 %
3 8 ALLSTATE INS GRP 27 29 0.00 % 0.00 % 8.51 % 93.82 %
4 34738 ARAG INS CO 26 26 56.15 % 56.15 % 7.98 % 100.00 %
5 4718 TIPTREE FIN GRP 6 4 2.00 % 2.00 % 1.83 % 100.00 %
6 98 WR BERKLEY CORP GRP 4 94 N/A N/A 1.25 % 100.00 %
7 626 CHUBB LTD GRP 2 2 24.20 % 24.24 % 0.75 % 100.00 %
8 19 ASSURANT INC GRP 2 2 15.99 % 15.99 % 0.68 % 100.00 %
9 4969 TRISURA GRP 1 1 169.68 % 174.76 % 0.20 % 100.00 %
10 31 BERKSHIRE HATHAWAY GRP 0 0 0.00 % 0.00 % 0.03 % 100.00 %
**STATE TOTAL** 322 392 N/A N/A 100.00 % 100.00 %

Virginia 1 26492 COURTESY INS CO 6,115 5,815 30.11 % 33.68 % 20.71 % 20.71 %
2 37869 PRE PAID LEGAL CAS INC 5,832 5,324 30.41 % 30.41 % 19.75 % 40.46 %
3 450 GENEVE HOLDINGS INC GRP 4,489 4,433 49.24 % 49.24 % 15.20 % 55.66 %
4 98 WR BERKLEY CORP GRP 3,020 2,959 N/A N/A 10.23 % 65.88 %
5 968 AXA INS GRP 2,395 2,984 111.57 % 109.31 % 8.11 % 73.99 %
6 34738 ARAG INS CO 2,332 2,335 32.75 % 32.75 % 7.90 % 81.89 %
7 5021 ONEMAIN HOLDINGS INC GRP 2,216 2,057 N/A N/A 7.51 % 89.39 %
8 19631 AMERICAN ROAD INS CO 1,012 1,012 N/A N/A 3.43 % 92.82 %
9 8 ALLSTATE INS GRP 350 361 0.37 % 0.37 % 1.18 % 94.00 %
10 203 VIRGINIA FARM BUREAU GRP 335 335 0.00 % 0.00 % 1.13 % 95.14 %
**STATE TOTAL** 29,531 28,983 34.56 % 35.00 % 100.00 % 95.14 %

Washington 1 34738 ARAG INS CO 11,792 11,792 41.55 % 41.55 % 50.14 % 50.14 %
2 98 WR BERKLEY CORP GRP 6,241 6,391 238.49 % 238.64 % 26.54 % 76.68 %
3 968 AXA INS GRP 2,263 6,317 8.56 % 9.97 % 9.62 % 86.31 %
4 5021 ONEMAIN HOLDINGS INC GRP 1,541 1,811 N/A N/A 6.55 % 92.86 %
5 4718 TIPTREE FIN GRP 468 326 2.00 % 2.00 % 1.99 % 94.85 %
6 8 ALLSTATE INS GRP 204 206 0.00 % N/A 0.87 % 95.72 %
7 19 ASSURANT INC GRP 203 204 40.83 % 40.83 % 0.86 % 96.58 %
8 19631 AMERICAN ROAD INS CO 178 178 N/A N/A 0.76 % 97.34 %
9 84 AMERICAN FINANCIAL GRP 168 149 14.19 % 14.19 % 0.71 % 98.05 %
10 26492 COURTESY INS CO 155 238 15.23 % 17.03 % 0.66 % 98.71 %
**STATE TOTAL** 23,515 27,978 74.26 % 74.53 % 100.00 % 98.71 %

© 2022 National Association of Insurance Commissioners


629
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
West Virginia 1 5021 ONEMAIN HOLDINGS INC GRP 1,083 1,052 N/A N/A 33.79 % 33.79 %
2 40070 FARMERS MUT INS CO 537 540 9.07 % 9.07 % 16.74 % 50.53 %
3 98 WR BERKLEY CORP GRP 430 351 22.42 % 22.42 % 13.43 % 63.96 %
4 4339 FARMERS & MECHANICS GRP 296 301 N/A N/A 9.24 % 73.20 %
5 450 GENEVE HOLDINGS INC GRP 273 271 34.21 % 34.21 % 8.53 % 81.73 %
6 26492 COURTESY INS CO 247 337 33.56 % 37.54 % 7.71 % 89.44 %
7 19631 AMERICAN ROAD INS CO 243 243 21.48 % 21.48 % 7.58 % 97.02 %
8 8 ALLSTATE INS GRP 54 56 0.00 % 0.00 % 1.69 % 98.71 %
9 4969 TRISURA GRP 19 19 204.27 % 203.88 % 0.58 % 99.30 %
10 626 CHUBB LTD GRP 15 15 23.75 % 23.78 % 0.48 % 99.78 %
**STATE TOTAL** 3,205 3,331 7.18 % 7.99 % 100.00 % 99.78 %

Wisconsin 1 968 AXA INS GRP 3,524 4,706 34.38 % 43.54 % 25.05 % 25.05 %
2 37869 PRE PAID LEGAL CAS INC 2,978 2,973 29.55 % 29.55 % 21.17 % 46.23 %
3 26492 COURTESY INS CO 1,513 1,953 21.04 % 23.54 % 10.76 % 56.99 %
4 34738 ARAG INS CO 1,196 1,196 31.66 % 31.66 % 8.50 % 65.49 %
5 5021 ONEMAIN HOLDINGS INC GRP 1,095 872 0.70 % 0.43 % 7.78 % 73.27 %
6 19631 AMERICAN ROAD INS CO 955 955 149.56 % 149.56 % 6.79 % 80.06 %
7 181 SWISS RE GRP 700 320 3.43 % 3.46 % 4.98 % 85.03 %
8 4718 TIPTREE FIN GRP 594 489 0.00 % 0.00 % 4.22 % 89.26 %
9 98 WR BERKLEY CORP GRP 505 468 226.27 % 226.35 % 3.59 % 92.85 %
10 19 ASSURANT INC GRP 302 302 28.65 % 28.65 % 2.15 % 95.00 %
**STATE TOTAL** 14,065 14,984 35.81 % 38.98 % 100.00 % 95.00 %

Wyoming 1 5021 ONEMAIN HOLDINGS INC GRP 263 247 N/A N/A 41.84 % 41.84 %
2 19631 AMERICAN ROAD INS CO 108 108 155.55 % 155.55 % 17.25 % 59.09 %
3 26492 COURTESY INS CO 94 61 26.61 % 29.77 % 14.89 % 73.98 %
4 1279 ARCH INS GRP 48 (61) N/A N/A 7.69 % 81.67 %
5 4718 TIPTREE FIN GRP 40 28 1.98 % 1.98 % 6.44 % 88.11 %
6 34738 ARAG INS CO 35 35 87.51 % 87.51 % 5.50 % 93.60 %
7 8 ALLSTATE INS GRP 16 17 0.00 % 0.00 % 2.53 % 96.14 %
8 968 AXA INS GRP 13 13 16.33 % 15.98 % 2.04 % 98.17 %
9 31 BERKSHIRE HATHAWAY GRP 6 6 N/A N/A 0.99 % 99.17 %
10 468 AEGON US HOLDING GRP 2 2 N/A N/A 0.29 % 99.46 %
**STATE TOTAL** 628 459 44.20 % 44.03 % 100.00 % 99.46 %

Guam 1 4715 MS & AD INS GRP 35 39 0.00 % 0.00 % 74.32 % 74.32 %


2 31 BERKSHIRE HATHAWAY GRP 10 10 N/A N/A 20.07 % 94.39 %
3 12633 CENTURY INS CO GU LTD 3 2 1,409.37 % 2,199.00 % 5.61 % 100.00 %
**STATE TOTAL** 48 51 55.01 % 88.91 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


630
Property and Casualty Insurance Industry
2021 Market Share Report ‐ Total Premium
BY STATE BY GROUP
34 ‐ Aggregate Write‐Ins for Other Lines of Business

Direct Direct
Group/ Premiums Premiums Loss & Cost Cumulative
Company Group/ Written Earned Loss Containment Market Market
STATE Rank Code Company Name (000) (000) Ratio Ratio Share Share
Puerto Rico 1 10899 ASOC DE SUSCRIPCION CONJUNTA DEL SEG 70,203 72,146 42.08 % 42.08 % 67.53 % 67.53 %
2 71 UNIVERSAL INS CO GRP 15,824 15,234 68.02 % 75.03 % 15.22 % 82.75 %
3 3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 10,001 9,867 54.07 % 54.12 % 9.62 % 92.37 %
4 26492 COURTESY INS CO 3,801 3,440 14.75 % 16.50 % 3.66 % 96.02 %
5 411 MAPFRE INS GRP 3,327 4,276 17.96 % 17.12 % 3.20 % 99.22 %
6 10308 ANTILLES INS CO 353 318 3.15 % 3.15 % 0.34 % 99.56 %
7 968 AXA INS GRP 193 219 106.55 % 124.94 % 0.19 % 99.75 %
8 796 QBE INS GRP 188 65 0.00 % 0.00 % 0.18 % 99.93 %
9 19 ASSURANT INC GRP 63 63 0.20 % 0.20 % 0.06 % 99.99 %
10 3593 USIC GRP 9 3 0.00 % 0.00 % 0.01 % 100.00 %
**STATE TOTAL** 103,962 105,631 44.98 % 46.05 % 100.00 % 100.00 %

Canada 1 968 AXA INS GRP 37,167 36,225 5.64 % 6.78 % 49.87 % 49.87 %
2 5021 ONEMAIN HOLDINGS INC GRP 28,274 17,018 8.46 % 7.76 % 37.94 % 87.81 %
3 19631 AMERICAN ROAD INS CO 4,604 4,604 65.86 % 65.86 % 6.18 % 93.99 %
4 181 SWISS RE GRP 1,906 1,392 554.48 % 555.57 % 2.56 % 96.55 %
5 84 AMERICAN FINANCIAL GRP 1,571 1,816 24.64 % 24.78 % 2.11 % 98.65 %
6 4794 GROUP 1001 INS HOLDINGS GRP 1,002 838 0.00 % 0.00 % 1.34 % 100.00 %
7 158 FAIRFAX FIN GRP 2 2 54.30 % 64.72 % 0.00 % 100.00 %
**STATE TOTAL** 74,526 61,895 23.72 % 24.22 % 100.00 % 100.00 %

Agg. Other Alien 1 158 FAIRFAX FIN GRP 92,727 93,053 32.09 % 38.09 % 81.47 % 81.47 %
2 968 AXA INS GRP 11,320 12,789 144.35 % 143.15 % 9.95 % 91.41 %
3 98 WR BERKLEY CORP GRP 9,777 9,599 55.24 % 55.45 % 8.59 % 100.00 %
4 31 BERKSHIRE HATHAWAY GRP 0 0 0.00 % 0.00 % 0.00 % 100.00 %
**STATE TOTAL** 113,824 115,456 47.90 % 52.62 % 100.00 % 100.00 %

© 2022 National Association of Insurance Commissioners


631
Technical Notes

© 2022 National Association of Insurance Commissioners


632
2021 MARKET SHARE REPORTS – PROPERTY/CASUALTY INSURERS
TECHNICAL NOTES

Direct Premiums Written – Annual Statement Page 19 (State Page), Column 1

Line Number Line Description


35 Total All Lines
1 Fire
2.1 Allied Lines
2.2 Multiple Peril Crop
2.3 Federal Flood
2.4 Private Crop
2.5 Private Flood
3 Farmowners Multiple Peril
4 Homeowners Multiple Peril
05.1 + 05.2 Total Commercial Multiple Peril
6 Mortgage Guaranty
8 Ocean Marine
9 Inland Marine
10 Financial Guaranty
11 Medical Professional Liability
12 Earthquake
16 Workers’ Compensation
17.1 Other Liability
17.3 Excess Workers’ Compensation
18 Products Liability
19.1 + 19.2 Private Passenger Auto Liability
21.1 Private Passenger Auto Physical Damage
19.1 + 19.2 + 21.1 Total Private Passenger Auto
19.3 + 19.4 Commercial Auto Liability
21.2 Commercial Auto Physical Damage
19.3 + 19.4 + 21.2 Total Commercial Auto
22 Aircraft (All Perils)
23 Fidelity
24 Surety
26 Burglary and Theft
27 Boiler and Machinery
28 Credit
30 Warranty
34 Aggregate Write‐Ins for Other Lines of Business

© 2022 National Association of Insurance Commissioners


633
General

Only companies reporting positive written premiums are displayed in this report. While companies
reporting negative written premiums are not listed, the negative written premium amounts along with
any reported earned premiums, incurred losses, and incurred loss and cost containment expenses are
included in the total calculations. Due to the addition of negative premiums to the total written
premium, the cumulative market share is capped at 100%.

Loss Ratio

Direct Loss to Premium Earned Ratio = [(Direct Losses Incurred/Direct Premiums Earned)*100].

Direct Loss and Direct Defense and Cost Containment Loss to Premium Earned Ratio = [(Direct Losses
Incurred + Direct Defense and Cost Containment Expenses Incurred)/(Direct Premiums Earned)*100].

If earned premiums are zero or negative, or direct losses are negative, then Loss Ratio = N/A.

Market Share

Market Share = [(Company or Group’s direct premiums written/total direct premiums written)*100].
Depending on the report, the total premiums are either countrywide or by state/territory.

Cumulative Market Share is the running total of the individual Company or Group market shares.

© 2022 National Association of Insurance Commissioners


634
Workers’ Compensation and Other State Funds

Data for certain state funds/residual market mechanisms is provided directly to the NAIC. It should be
noted that the year‐end for many of these funds is June 30 instead of Dec. 31. Additionally, the direct
premium written figure for Louisiana Citizens Property Insurance Corporation is unaudited, and,
therefore, subject to restatement. For 2021, the state funds/residual market mechanisms reporting
directly to the NAIC used loss adjustment expenses (LAE) in lieu of direct defense and cost‐containment
expenses.

The funds are as follow:

Direct Defense and


Direct Premiums Direct Premiums Direct Losses Cost Containment
State Name Written Earned Incurred Expenses Incurred

ND Workforce Safety and Insurance 194,236,191 202,212,727 94,292,679 4,749,967


Ohio Bureau of Workers’
OH
Compensation
1,198,066,000 1,198,066,000 347,965,000 178,293,000

SC South Carolina State Accident Fund 56,419,440 56,419,440 72,939,462 3,501,430


WA Washington State Fund 1,615,275,000 1,615,275,000 2,375,849,000 261,173,000
WY Wyoming State Fund 190,834,852 159,943,056 203,255,748 5,082,208
Louisiana Citizens Property Insurance
LA
Corporation
75,859,017 63,200,731 460,728,576 9,350,982

© 2022 National Association of Insurance Commissioners


635
Index of Insurer Groups and Companies

© 2022 National Association of Insurance Commissioners


636
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

4997 ACCELERANT US HOLDINGS GRP 10220 ACCELERANT NATL INS CO


16890 ACCELERANT SPECIALTY INS CO
313 AEGIS GRP 33898 AEGIS SECURITY INS CO
17965 AMERICAN SENTINEL INS CO
10004 SEAVIEW INS CO
468 AEGON US HOLDING GRP 10952 TRANSAMERICA CAS INS CO
4919 AGRARIA MUT GRP 32670 AGRARIA INS CO
37613 FARMERS UNION MUT INS CO
2498 AIM MUT GRP 11104 ASSOCIATED EMPLOYERS INS CO
33758 ASSOCIATED INDUSTRIES OF MA MUT INS
12886 MASSACHUSETTS EMPLOYERS INS CO
13083 NEW HAMPSHIRE EMPLOYERS INS CO
3299 AJK HOLDINGS 29033 ATAIN INS CO
17159 ATAIN SPECIALTY INS CO
5 ALFA INS GRP 18791 ALFA ALLIANCE INS CORP
41661 ALFA GEN INS CORP
22330 ALFA INS CORP
19143 ALFA MUT FIRE INS CO
19151 ALFA MUT GEN INS CO
19135 ALFA MUT INS CO
12188 TREXIS INS CORP
11004 TREXIS ONE INS CORP
4785 ALLEGANY COOP & CONEMAUGH VALLEY GRP 30970 ALLEGANY CO‐OP INS CO
16985 CONEMAUGH VALLEY MUT INS CO
501 ALLEGHANY GRP 10472 CAPITOL IND CORP
10328 CAPITOL SPECIALTY INS CORP
13027 COVINGTON SPECIALTY INS CO
35157 FAIR AMER INS & REINS CO
15201 FAIR AMERICAN SELECT INS CO
33138 LANDMARK AMER INS CO
18619 PLATTE RIVER INS CO
22314 RSUI IND CO
214 ALLIANCE INS GRP 33154 ALLIANCE IND CO
19186 ALLIANCE INS CO INC
19194 FARMERS ALLIANCE MUT INS CO
761 ALLIANZ INS GRP 22837 AGCS MARINE INS CO
35300 ALLIANZ GLOBAL RISKS US INS CO
36420 ALLIANZ UNDERWRITERS INS CO
21849 AMERICAN AUTOMOBILE INS CO
21857 AMERICAN INS CO
21865 ASSOCIATED IND CORP
22810 CHICAGO INS CO
20516 EULER HERMES N AMER INS CO
11380 FIREMANS FUND IND CORP

© 2022 National Association of Insurance Commissioners


637
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

761 ALLIANZ INS GRP 21873 FIREMANS FUND INS CO


22829 INTERSTATE FIRE & CAS CO
11630 JEFFERSON INS CO
21881 NATIONAL SURETY CORP
8 ALLSTATE INS GRP 12583 ADIRONDACK INS EXCH
10389 AGENT ALLIANCE INS CO
29335 ALLSTATE CNTY MUT INS CO
29688 ALLSTATE FIRE & CAS INS CO
19240 ALLSTATE IND CO
19232 ALLSTATE INS CO
10852 ALLSTATE NJ INS CO
14940 ALLSTATE NJ PROP & CAS INS CO
36455 ALLSTATE NORTHBROOK IND CO
17230 ALLSTATE PROP & CAS INS CO
26530 ALLSTATE TX LLOYDS
37907 ALLSTATE VEHICLE & PROP INS CO
16960 ASMI AUTO INS CO
10835 CASTLE KEY IND CO
30511 CASTLE KEY INS CO
26905 CENTURY NATL INS CO
42781 DIRECT GEN INS CO
10889 DIRECT GEN INS CO OF MS
37220 DIRECT INS CO
23736 DIRECT NATL INS CO
16961 ECMI AUTO INS CO
11996 ENCOMPASS FLORIDIAN IND CO
11993 ENCOMPASS FLORIDIAN INS CO
11252 ENCOMPASS HOME & AUTO INS CO
15130 ENCOMPASS IND CO
11251 ENCOMPASS INDEPENDENT INS CO
10358 ENCOMPASS INS CO
10071 ENCOMPASS INS CO OF AMER
12154 ENCOMPASS INS CO OF MA
11599 ENCOMPASS INS CO OF NJ
10072 ENCOMPASS PROP & CAS CO
12496 ENCOMPASS PROP & CAS INS CO OF NJ
16962 ESMI AUTO INS CO
25712 ESURANCE INS CO
21741 ESURANCE INS CO OF NJ
30210 ESURANCE PROP & CAS INS CO
29980 FIRST COLONIAL INS CO
44369 IMPERIAL FIRE & CAS INS CO
27930 INTEGON CAS INS CO
22780 INTEGON GEN INS CORP

© 2022 National Association of Insurance Commissioners


638
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

8 ALLSTATE INS GRP 22772 INTEGON IND CORP


29742 INTEGON NATL INS CO
31488 INTEGON PREFERRED INS CO
38660 MIC GEN INS CORP
10205 MOUNTAIN VALLEY IND CO
16217 NATIONAL FARMERS UNION PROP & CAS
42447 NATIONAL GEN ASSUR CO
23728 NATIONAL GEN INS CO
12832 NATIONAL GEN PREMIER INS CO
11044 NATIONAL GENERAL INS ONLINE INC
11454 NEW JERSEY SKYLANDS INS ASSN
12130 NEW SOUTH INS CO
13167 NORTH LIGHT SPECIALTY INS CO
16502 SAFE AUTO CHOICE INS CO
25405 SAFE AUTO INS CO
15199 STANDARD PROP & CAS INS CO
79 ALLY INS HOLDINGS GRP 22004 CIM INS CORP
38601 MIC PROP & CAS INS CORP
22012 MOTORS INS CORP
1248 AMBAC FINANCIAL GRP 43974 21ST CENTURY IND INS CO
18708 AMBAC ASSUR CORP
16882 EVERSPAN IND INS CO
24961 EVERSPAN INS CO
24295 PROVIDENCE WASHINGTON INS CO
574 AMERCO CORP 13177 ARCOA RRG INC
31089 REPWEST INS CO
594 AMERICAN CONTRACTORS INS GRP 19984 ACIG INS CO
12300 AMERICAN CONTRACTORS INS CO RRG
383 AMERICAN EUROPEAN GRP 23337 AMERICAN EUROPEAN INS CO
41378 RUTGERS CAS INS CO
473 AMERICAN FAMILY INS GRP 12504 AMERICAN FAMILY CONNECT INS CO
29068 AMERICAN FAMILY CONNECT PROP & CAS I
10386 AMERICAN FAMILY INS CO
19275 AMERICAN FAMILY MUT INS CO SI
10387 AMERICAN STANDARD INS CO OF OH
19283 AMERICAN STANDARD INS CO OF WI
13412 AUSTIN MUT INS CO
22098 GRAIN DEALERS MUT INS CO
20419 HOMESITE IND CO
17221 HOMESITE INS CO
11005 HOMESITE INS CO OF CA
11156 HOMESITE INS CO OF FL
10745 HOMESITE INS CO OF GA
11016 HOMESITE INS CO OF IL

© 2022 National Association of Insurance Commissioners


639
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

473 AMERICAN FAMILY INS GRP 10986 HOMESITE INS CO OF NY


13927 HOMESITE INS CO OF THE MIDWEST
11237 HOMESITE LLOYDS OF TX
29939 MAIN ST AMER ASSUR CO
13026 MAIN STREET AMER PROTECTION INS CO
27138 MIDVALE IND CO
11066 MSA INS CO
14788 NGM INS CO
40231 OLD DOMINION INS CO
37648 PERMANENT GEN ASSUR CORP
22906 PERMANENT GEN ASSUR CORP OF OH
11028 SPRING VALLEY MUT INS CO
13703 THE GEN AUTOMOBILE INS CO INC
16881 TRUSTED RESOURCE UNDERWRITERS EXCH
1321 AMERICAN FARMERS AND RANCHERS GRP 41475 AMERICAN FARMERS & RANCHERS MUT INS
37931 YCI INC
1289 AMERICAN FIDELITY & LIBERTY INC GRP 35963 AF&L INS CO
84 AMERICAN FINANCIAL GRP 35351 AMERICAN EMPIRE SURPLUS LINES INS CO
10335 BRIDGEFIELD CAS INS CO
10701 BRIDGEFIELD EMPLOYERS INS CO
26832 GREAT AMER ALLIANCE INS CO
26344 GREAT AMER ASSUR CO
37532 GREAT AMER E&S INS CO
41858 GREAT AMER FIDELITY INS CO
16691 GREAT AMER INS CO
22136 GREAT AMER INS CO OF NY
38580 GREAT AMER PROTECTION INS CO
31135 GREAT AMER SECURITY INS CO
33723 GREAT AMER SPIRIT INS CO
15380 MID CONTINENT ASSUR CO
23418 MID CONTINENT CAS CO
13794 MID CONTINENT EXCESS AND SURPLUS INS
32620 NATIONAL INTERSTATE INS CO
11051 NATIONAL INTERSTATE INS CO OF HI INC
23426 OKLAHOMA SURETY CO
22179 REPUBLIC IND CO OF AMER
43753 REPUBLIC IND CO OF CA
41106 TRIUMPHE CAS CO
21172 VANLINER INS CO
3678 AMERICAN INDEPENDENT INS GRP 17957 AMERICAN INDEPENDENT INS CO
10343 APOLLO CAS CO
34940 OMNI IND CO
39098 OMNI INS CO
12289 PERSONAL SERV INS CO

© 2022 National Association of Insurance Commissioners


640
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

12 AMERICAN INTRNL GRP 40258 AIG ASSUR CO


31674 AIG INS CO PR
19402 AIG PROP CAS CO
26883 AIG SPECIALTY INS CO
19399 AIU INS CO
19380 AMERICAN HOME ASSUR CO
26611 BLACKBOARD INS CO
13551 BLACKBOARD SPECIALTY INS CO
19410 COMMERCE & INDUSTRY INS CO
23809 GRANITE STATE INS CO
23817 ILLINOIS NATL INS CO
19429 INSURANCE CO OF THE STATE OF PA
19437 LEXINGTON INS CO
19445 NATIONAL UNION FIRE INS CO OF PITTS
23841 NEW HAMPSHIRE INS CO
40436 STRATFORD INS CO
37982 TUDOR INS CO
13196 WESTERN WORLD INS CO
359 AMERICAN MUT SHR INS CORP & SUB 12700 AMERICAN MUT SHARE INS CORP
10003 EXCESS SHARE INS CORP
408 AMERICAN NATL FNCL GRP 29319 AMERICAN NATL CNTY MUT INS CO
39942 AMERICAN NATL GEN INS CO
10043 AMERICAN NATL LLOYDS INS CO
28401 AMERICAN NATL PROP & CAS CO
11140 ANPAC LA INS CO
13803 FARM FAMILY CAS INS CO
11048 PACIFIC PROP & CAS CO
29963 UNITED FARM FAMILY INS CO
680 AMERISAFE GRP 31895 AMERICAN INTERSTATE INS CO
12228 AMERICAN INTERSTATE INS CO OF TX
26869 SILVER OAK CAS INC
124 AMERISURE CO 19488 AMERISURE INS CO
23396 AMERISURE MUT INS CO
11050 AMERISURE PARTNERS INS CO
748 AMERITRUST GRP INC GRP 10665 AMERITRUST INS CORP
36951 CENTURY SURETY CO
21903 PROCENTURY INS CO
18023 STAR INS CO
25780 WILLIAMSBURG NATL INS CO
28 AMICA MUT GRP 19976 AMICA MUT INS CO
12287 AMICA PROP & CAS INS CO
2538 AMTRUST FINANCIAL SERV GRP 15954 AMTRUST INS CO
13900 ARI INS CO
23140 ASSOCIATED INDUSTRIES INS CO INC

© 2022 National Association of Insurance Commissioners


641
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

2538 AMTRUST FINANCIAL SERV GRP 10499 COREPOINTE INS CO


12718 DEVELOPERS SURETY & IND CO
10859 FIRST NONPROFIT INS CO
39527 HERITAGE IND CO
26662 MILFORD CAS INS CO
10810 REPUBLIC FIRE & CAS INS CO
19208 REPUBLIC LLOYDS
24538 REPUBLIC UNDERWRITERS INS CO
40479 REPUBLIC VANGUARD INS CO
12491 ROCHDALE INS CO OF NY
19879 SECURITY NATL INS CO
22985 SEQUOIA INS CO
19216 SOUTHERN INS CO
10809 SOUTHERN UNDERWRITERS INS CO
42376 TECHNOLOGY INS CO INC
25011 WESCO INS CO
4256 ANCHOR INS HOLDINGS GRP 40010 ANCHOR GEN INS CO
29793 PACIFIC STAR INS CO
22 ANDOVER GRP 19763 BAY STATE INS CO
19771 CAMBRIDGE MUT FIRE INS CO
19798 MERRIMACK MUT FIRE INS CO
4734 APOLLO GLOBAL MGMT GRP 24899 ALEA NORTH AMERICA INS CO
43460 ASPEN AMER INS CO
10717 ASPEN SPECIALTY INS CO
23671 NATIONAL AMER INS CO OF CA
44016 NATIONAL HOME INS CO RRG
11671 PROBUILDERS SPECIALTY INS CO RRG
20613 SPARTA INS CO
586 ARBELLA INS GRP 10017 ARBELLA IND INS CO
17000 ARBELLA MUT INS CO
41360 ARBELLA PROTECTION INS CO
10062 COVENANT INS CO
1279 ARCH INS GRP 30830 ARCH IND INS CO
11150 ARCH INS CO
29114 ARCH MORTGAGE ASSUR CO
18732 ARCH MORTGAGE GUAR CO
40266 ARCH MORTGAGE INS CO
10946 ARCH PROP CAS INS CO
21199 ARCH SPECIALTY INS CO
31887 COFACE N AMER INS CO
15873 UNITED GUAR RESIDENTIAL INS CO
16667 UNITED GUAR RESIDENTIAL INS CO OF NC
25585 WATFORD INS CO
15824 WATFORD SPECIALTY INS CO

© 2022 National Association of Insurance Commissioners


642
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

457 ARGO GRP US INC GRP 19860 ARGONAUT GREAT CENTRAL INS CO
19801 ARGONAUT INS CO
19828 ARGONAUT MIDWEST INS CO
39993 COLONY INS CO
36927 COLONY SPECIALTY INS CO
34118 PELEUS INS CO
35505 ROCKWOOD CAS INS CO
10726 SOMERSET CAS INS CO
4908 ASCOT INS US GRP 16459 AMFED ADVANTAGE INS CO
11963 AMFED CAS INS CO
11208 AMFED NATL INS CO
23752 ASCOT INS CO
45055 ASCOT SPECIALTY INS CO
30279 ASCOT SURETY & CAS CO
4909 ASSURANCEAMERICA CORP GRP 11558 ASSURANCEAMERICA INS CO
10922 INSUREMAX INS CO
19 ASSURANT INC GRP 10111 AMERICAN BANKERS INS CO OF FL
42978 AMERICAN SECURITY INS CO
30590 CARIBBEAN AMER PROP INS CO
28843 RELIABLE LLOYDS INS CO
42986 STANDARD GUAR INS CO
40827 VIRGINIA SURETY CO INC
40428 VOYAGER IND INS CO
194 ASSURED GUAR GRP 30180 ASSURED GUAR CORP
18287 ASSURED GUAR MUNICIPAL CORP
587 ATLANTIC AMER 33103 AMERICAN SAFETY INS CO
10235 AMERICAN SOUTHERN INS CO
4962 AU HOLDING CO GRP 38865 CALIFORNIA INS CO
16181 CENTAURI NATL INS CO
12573 CENTAURI SPECIALTY INS CO
28258 CONTINENTAL IND CO
40398 FLOIDA CAS INS CO
35246 ILLINOIS INS CO
21962 PENNSYLVANIA INS CO
16543 TEXAS INS CO
1318 AUTO CLUB ENTERPRISES INS GRP 29327 AUTO CLUB CNTY MUT INS CO
27235 AUTO CLUB FAMILY INS CO
11008 AUTO CLUB IND CO
15512 AUTOMOBILE CLUB INTERINS EXCH
15598 INTERINS EXCH OF THE AUTOMOBILE CLUB
12487 MOTOR CLUB INS CO
280 AUTO OWNERS GRP 42846 ATLANTIC CAS INS CO
18988 AUTO OWNERS INS CO
13544 CALIFORNIA CAPITAL INS CO

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2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

280 AUTO OWNERS GRP 20672 CONCORD GEN MUT INS CO


12890 EAGLE W INS CO
20680 GREEN MOUNTAIN INS CO INC
26638 HOME OWNERS INS CO
23540 MONTEREY INS CO
11165 NEVADA CAPITAL INS CO
32700 OWNERS INS CO
32905 PROPERTY OWNERS INS CO
10190 SOUTHERN OWNERS INS CO
16020 STATE MUT INS CO
28479 SUNAPEE MUT FIRE INS CO
13110 VERMONT ACCIDENT INS CO INC
55 AUTOMOBILE CLUB MI 21210 AUTO CLUB GRP INS CO
21202 AUTO CLUB INS ASSOC
12813 AUTO CLUB INS CO OF FL
11983 AUTO CLUB PROP CAS INS CO
13994 FREMONT INS CO
16101 MEEMIC INS CO
21229 MEMBERSELECT INS CO
12617 THE MEMBERS INS CO
32972 UNIVERSAL INS CO
968 AXA INS GRP 33022 AXA INS CO
19518 CATLIN INS CO
36552 COLISEUM REINS CO
22322 GREENWICH INS CO
36940 INDIAN HARBOR INS CO
12866 T H E INS CO
24554 XL INS AMER INC
20583 XL REINS AMER INC
37885 XL SPECIALTY INS CO
3416 AXIS CAPITAL GRP 37273 AXIS INS CO
20370 AXIS REINS CO
15610 AXIS SPECIALTY INS CO
26620 AXIS SURPLUS INS CO
1281 BANKAMERICA CORP 24813 BALBOA INS CO
24821 MERITPLAN INS CO
24848 NEWPORT INS CO
689 BANKERS INS GRP 33162 BANKERS INS CO
13041 BANKERS SPECIALTY INS CO
13010 BONDED BUILDERS INS CO RRG
13990 FIRST COMMUNITY INS CO
1228 BAR PLAN GRP 10966 BAR PLAN SURETY & FIDELITY CO
29513 THE BAR PLAN MUT INS CO
919 BARNSTABLE GRP 41955 BARNSTABLE CNTY INS CO

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
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INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

919 BARNSTABLE GRP 13463 BARNSTABLE CNTY MUT INS CO


4875 BARRETT BUSINESS SERV GRP 13601 ECOLE INS CO
4674 BARRINGTON CAPITAL GRP 13648 FLORIDA FAMILY HOME INS CO
10688 FLORIDA FAMILY INS CO
4988 BAYVIEW ASSET MANAGEMENT GRP 40525 POSEIDON CREDIT INS CO
23 BCS INS GRP 38245 BCS INS CO
3490 BEACON MUT GRP 24017 BEACON MUT INS CO
4942 BEAZLEY GRP 16510 BEAZLEY AMER INS CO INC
37540 BEAZLEY INS CO INC
4886 BENCHMARK HOLDING GRP 15742 7710 INS CO
12200 AMERICAN LIBERTY INS CO
41394 BENCHMARK INS CO
5017 BENT PHILIPSON GRP 16415 GRAPH INS GRP RRG LLC
16265 STANDARD & PREFERRED INS CO
31 BERKSHIRE HATHAWAY 42390 AMGUARD INS CO
13795 ATTPRO RRG RECIP RRG
16495 AZGUARD INS CO
13070 BERKSHIRE HATHAWAY ASSUR CORP
10391 BERKSHIRE HATHAWAY DIRECT INS CO
20044 BERKSHIRE HATHAWAY HOMESTATE INS CO
22276 BERKSHIRE HATHAWAY SPECIALTY INS CO
11014 BHHC SPECIAL RISKS INS CO
34274 CENTRAL STATES IND CO OF OMAHA
27812 COLUMBIA INS CO
35939 CONTINENTAL DIVIDE INS CO
10855 CYPRESS INS CO
14702 EASTGUARD INS CO
14138 GEICO ADVANTAGE INS CO
41491 GEICO CAS CO
14139 GEICO CHOICE INS CO
29181 GEICO CNTY MUT INS CO
35882 GEICO GEN INS CO
22055 GEICO IND CO
37923 GEICO MARINE INS CO
14137 GEICO SECURE INS CO
27863 GEICO TX CNTY MUT INS CO
22039 GENERAL REINS CORP
37362 GENERAL STAR IND CO
11967 GENERAL STAR NATL INS CO
38962 GENESIS INS CO
22063 GOVERNMENT EMPLOYEES INS CO
11843 MEDICAL PROTECTIVE CO
13589 MEDPRO RRG RRG
34231 MLMIC INS CO

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

31 BERKSHIRE HATHAWAY 26522 MOUNT VERNON FIRE INS CO


14420 MOUNT VERNON SPECIALTY INS CO
20079 NATIONAL FIRE & MARINE INS CO
20087 NATIONAL IND CO
20060 NATIONAL IND CO OF MID AMER
42137 NATIONAL IND CO OF THE SOUTH
20052 NATIONAL LIAB & FIRE INS CO
31470 NORGUARD INS CO
34630 OAK RIVER INS CO
37060 OLD UNITED CAS CO
39594 PLICO INC
42226 PRINCETON INS CO
15756 RADNOR SPECIALTY INS CO
11673 REDWOOD FIRE & CAS INS CO
25895 UNITED STATES LIAB INS CO
35416 US UNDERWRITERS INS CO
32280 WELLFLEET INS CO
20931 WELLFLEET NY INS CO
11981 WESTGUARD INS CO
4973 BIGLARI HOLDINGS GRP 10676 FIRST GUARD INS CO
16047 SOUTHERN PIONEER PROP & CAS INS CO
572 BLUE CROSS & BLUE SHIELD OF MI GRP 12304 ACCIDENT FUND GEN INS CO
10166 ACCIDENT FUND INS CO OF AMER
12305 ACCIDENT FUND NATL INS CO
12177 COMPWEST INS CO
10713 THIRD COAST INS CO
29157 UNITED WI INS CO
4968 BRICKELL GRP 25798 SUTTON NATIONAL INS CO
16848 SUTTON SPECIALTY INS CO
46 BUCKEYE INS GRP 16713 BUCKEYE STATE MUT INS CO
17639 HOME & FARM INS CO
5006 BUCKLE CORP GRP 28339 GATEWAY INS CO
1302 BUILDERS FINANCIAL GRP INC 11240 AMERICAN BUILDERS INS CO
10704 BUILDERS INS
16632 NATIONAL BUILDERS INS CO
16826 SPECIALTY BUILDERS INS CO
4507 BUILDERS GRP 11258 BUILDERS ALLIANCE INS CO
10844 BUILDERS MUT INS CO
13036 BUILDERS PREMIER INS CO
4857 CABRILLO HOLDING GRP 15358 US COASTAL INS CO
15900 US COASTAL PROP & CAS INS CO
33 CALIFORNIA CAS MGMT 27464 CALIFORNIA CAS & FIRE INS CO
35955 CALIFORNIA CAS GEN INS CO OF OR
20117 CALIFORNIA CAS IND EXCH

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

33 CALIFORNIA CAS MGMT 20125 CALIFORNIA CAS INS CO


532 CAMERON MUT GRP 15725 CAMERON MUT INS CO
262 CANAL GRP 27790 CANAL IND CO
10464 CANAL INS CO
3569 CATERPILLAR GRP 11255 CATERPILLAR INS CO
35 CELINA GRP 20176 CELINA MUT INS CO
16764 MIAMI MUT INS CO
20184 NATIONAL MUT INS CO
15431 WEST VIRGINIA FARMERS MUT INS ASSOC
36 CENTRAL MUT I C OH 20222 ALL AMER INS CO
20230 CENTRAL MUT INS CO
690 CENTRAL STATES GRP 11499 CENSTAT CAS CO
4935 CHANDLER INS GRP 23663 NATIONAL AMER INS CO
1178 CHARTER INS GRP 44326 ATLANTIC CHARTER INS CO
10664 ENDEAVOUR INS CO
11984 INDEPENDENCE CAS INS CO
626 CHUBB LTD GRP 22667 ACE AMER INS CO
20702 ACE FIRE UNDERWRITERS INS CO
26417 ACE INS CO OF THE MIDWEST
20699 ACE PROP & CAS INS CO
42757 AGRI GEN INS CO
38938 ATLANTIC EMPLOYERS INS CO
18279 BANKERS STANDARD INS CO
20710 CENTURY IND CO
38989 CHUBB CUSTOM INS CO
12777 CHUBB IND INS CO
41386 CHUBB INS CO OF NJ
30953 CHUBB INS CO OF PR
27774 CHUBB LLOYDS INS CO OF TX
10052 CHUBB NATL INS CO
35181 EXECUTIVE RISK IND INC
44792 EXECUTIVE RISK SPECIALTY INS CO
20281 FEDERAL INS CO
20303 GREAT NORTHERN INS CO
27960 ILLINOIS UNION INS CO
43575 INDEMNITY INS CO OF NORTH AMER
22713 INSURANCE CO OF N AMER
22748 PACIFIC EMPLOYERS INS CO
20346 PACIFIC IND CO
14982 PENN MILLERS INS CO
20397 VIGILANT INS CO
10030 WESTCHESTER FIRE INS CO
10172 WESTCHESTER SURPLUS LINES INS CO
4851 CHURCH MUT GRP 18767 CHURCH MUT INS CO S I

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

4851 CHURCH MUT GRP 12356 CM REGENT INS CO


16203 CM SELECT INS CO
15872 CM VANTAGE SPECIALTY INS CO
344 CHURCH PENSION FUND 10669 CHURCH INS CO
244 CINCINNATI FNCL CP 28665 THE CINCINNATI CAS CO
23280 THE CINCINNATI IND CO
10677 THE CINCINNATI INS CO
13037 THE CINCINNATI SPECIALTY UNDERWRITER
4912 CITADEL REINS GRP 26140 AMERICAN MILLENNIUM INS CO
14003 GREAT FALLS INS CO
612 CITIZENS GRP 10246 SECURITY PLAN FIRE INS CO
323 CIVIL SERV EMPLE 10693 CIVIL SERV EMPLOYEES INS CO
18953 CSE SAFEGUARD INS CO
4850 CLEAR BLUE FINANCIAL GRP 28860 CLEAR BLUE INS CO
37745 CLEAR BLUE SPECIALTY INS CO
16777 HIGHLANDER SPECIALTY INS CO
11089 ROCK RIDGE INS CO
4774 CLOISTER MUT & WINDSOR MOUNT JOY GRP 18007 CLOISTER MUT CAS INS CO
26166 WINDSOR MOUNT JOY MUT INS CO
218 CNA INS GRP 20427 AMERICAN CAS CO OF READING PA
31127 COLUMBIA CAS CO
20443 CONTINENTAL CAS CO
35289 CONTINENTAL INS CO
42625 CONTINENTAL INS CO OF NJ
20478 NATIONAL FIRE INS CO OF HARTFORD
24047 SURETY BONDING CO OF AMER
20494 TRANSPORTATION INS CO
13200 UNIVERSAL SURETY OF AMER
20508 VALLEY FORGE INS CO
13188 WESTERN SURETY CO
878 COLONIAL SAVINGS GROUP 40673 COLONIAL LLOYDS
807 COLUMBIA INS GRP 35629 ASSOCIATION CAS INS CO
40371 COLUMBIA MUT INS CO
19640 COLUMBIA NATL INS CO
5015 CONCERT GRP HOLDINGS INC GRP 10891 CONCERT INS CO
4720 CONIFER HOLDINGS GRP 29734 CONIFER INS CO
11932 WHITE PINE INS CO
3526 COOPERATIVA DE SEGUROS MULTIPLES GRP 18163 COOPERATIVA D SEGUROS MULTIPLES PR
4902 COPIC GRP 10942 ALESTRI INS CO
11860 COPIC INS CO
14906 COPIC RRG
4485 COPPERPOINT GRP 38733 ALASKA NATL INS CO
13751 COPPERPOINT AMER INS CO
13210 COPPERPOINT CAS INS CO

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

4485 COPPERPOINT GRP 13043 COPPERPOINT GEN INS CO


13928 COPPERPOINT IND INS CO
14216 COPPERPOINT INS CO
13929 COPPERPOINT NATL INS CO
12741 COPPERPOINT PREMIER INS CO
13209 COPPERPOINT WESTERN INS CO
42242 MOUNTAINPOINT INS CO
11555 PACIFIC COMPENSATION INS CO
4990 CORE SPECIALTY INS HOLDINGS GRP 26077 LANCER INS CO
37680 LANCER INS CO OF NJ
25496 STARSTONE NATL INS CO
44776 STARSTONE SPECIALTY INS CO
50 COUNTRY INS & FINANCIAL SERVICES GRP 20982 COUNTRY CAS INS CO
20990 COUNTRY MUT INS CO
21008 COUNTRY PREF INS CO
4978 COVER ME INS GRP 15836 COMMERCIAL HIRECAR INS CO RRG
11197 NATIONAL INDEPENDENT TRUCKERS IC RRG
1154 COVERYS GRP 14160 COVERYS RRG INC
15686 COVERYS SPECIALTY INS CO
12233 HEALTHCARE UNDERWRITERS GRP INC
10206 MEDICAL PROFESSIONAL MUT INS CO
36234 PREFERRED PROFESSIONAL INS CO
10638 PROSELECT INS CO
4847 CRYSTAL RUN HLTH GRP 13655 CRYSTAL RUN RECIP RRG
1278 CSAA INS GRP 11681 CSAA AFFINITY INS CO
10921 CSAA FIRE & CAS INS CO
37770 CSAA GEN INS CO
15539 CSAA INS EXCH
42960 CSAA MID‐ATLANTIC INS CO OF NJ
10675 MOBILITAS GEN INS CO
16392 MOBILITAS INS CO
16599 MOBILITAS INS CO OF AZ
54 CUMBERLAND GRP 10448 CUMBERLAND INS CO INC
13684 CUMBERLAND MUT FIRE INS CO
306 CUNA MUT GRP 10847 CUMIS INS SOCIETY INC
12758 CUMIS SPECIALTY INS CO INC
184 CURI HOLDINGS GRP 32522 MEDICAL MUT INS CO OF NC
33090 MEDICAL SECURITY INS CO
3456 CYPRESS GRP HOLDINGS INC GRP 10953 CYPRESS PROP & CAS INS CO
458 DAI‐ICHI LIFE HOLDINGS INC GRP 35769 PROTECTIVE PROP & CAS INS CO
4986 DARAG NORTH AMERICA HOLDING GRP 25755 PEACHTREE CAS INS CO
42668 VESTA INS CORP
205 DE SMET INS GRP 31445 DE SMET FARM MUT INS CO OF SD
38539 DE SMET INS CO OF SD

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649
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

598 DELTA GRP 10898 DELTA FIRE & CAS INS CO


831 DOCTORS CO GRP 34495 DOCTORS CO AN INTERINS EXCH
30317 HOSPITALS INS CO INC
41050 TDC NATL ASSUR CO
34487 TDC SPECIALTY INS CO
14347 THE DOCTORS CO RRG A RECIP EXCH
250 DONEGAL GRP 22586 ATLANTIC STATES INS CO
13692 DONEGAL MUT INS CO
10857 MICHIGAN INS CO
15726 MOUNTAIN STATES COMMERCIAL INS CO
10177 MOUNTAIN STATES IND CO
39900 PENINSULA IND CO
14958 PENINSULA INS CO
26867 SOUTHERN INS CO OF VA
15172 SOUTHERN MUT INS CO
4672 DONGBU INS GRP 13620 DB INS CO LTD
12502 DB INS CO LTD (US BRANCH)
4826 ECG GRP 22250 BLUESHORE INS CO
62 EMC INS CO 10863 DAKOTA FIRE INS CO
25186 EMC PROP & CAS INS CO
21407 EMCASCO INS CO
21415 EMPLOYERS MUT CAS CO
32808 ILLINOIS EMCASCO INS CO
21423 UNION INS CO OF PROVIDENCE
3363 EMPLOYERS HOLDINGS GRP 10006 CERITY INS CO
25402 EMPLOYERS ASSUR CO
11512 EMPLOYERS COMPENSATION INS CO
10640 EMPLOYERS INS CO OF NV
10346 EMPLOYERS PREFERRED INS CO
291 ENCOVA MUT INS GRP 13016 ALLEGHENYPOINT INS CO
12372 BRICKSTREET MUT INS CO
10204 CONSUMERS INS USA INC
31577 IOWA AMER INS CO
14338 IOWA MUT INS CO
40932 MICO INS CO
13331 MOTORISTS COMMERCIAL MUT INS CO
14621 MOTORISTS MUT INS CO
13045 NORTHSTONE INS CO
23175 PHENIX MUT FIRE INS CO
15137 PINNACLEPOINT INS CO
15136 SUMMITPOINT INS CO
19950 WILSON MUT INS CO
4725 ENSTAR GRP 20532 CLARENDON NATL INS CO
26220 YOSEMITE INS CO

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

213 ERIE INS GRP 26263 ERIE INS CO


16233 ERIE INS CO OF NY
26271 ERIE INS EXCH
26830 ERIE INS PROP & CAS CO
35585 FLAGSHIP CITY INS CO
4694 ESSENT GRP 13634 ESSENT GUAR INC
4884 ETHOS GRP 16070 CRONUS INS CO
11153 TITAN INS CO INC RRG
1120 EVEREST REIN HOL INC 16044 EVEREST DENALI INS CO
10851 EVEREST IND INS CO
10120 EVEREST NATL INS CO
16045 EVEREST PREMIER INS CO
26921 EVEREST REINS CO
22110 EVEREST SECURITY INS CO
4761 EVERETT MUT GRP 10750 1ST CHOICE ADVANTAGE INS CO INC
17043 EVERETT CASH MUT INS CO
158 FAIRFAX FINANCIAL 19489 ALLIED WORLD ASSUR CO US INC
22730 ALLIED WORLD INS CO
10690 ALLIED WORLD NATL ASSUR CO
16624 ALLIED WORLD SPECIALTY INS CO
24319 ALLIED WORLD SURPLUS LINES INS CO
10251 AMERICAN UNDERWRITERS INS CO
31348 CRUM & FORSTER IND CO
42471 CRUM & FORSTER INS CO
44520 CRUM & FORSTER SPECIALTY INS CO
10657 FIRST MERCURY INS CO
37079 HILLTOP SPECIALTY INS CO
14484 HUDSON EXCESS INS CO
25054 HUDSON INS CO
21105 NORTH RIVER INS CO
23680 ODYSSEY REINS CO
10936 SENECA INS CO INC
10729 SENECA SPECIALTY INS CO
25534 TIG INS CO
21113 UNITED STATES FIRE INS CO
44768 VANTAPRO SPECIALTY INS CO
13269 ZENITH INS CO
30120 ZNAT INS CO
842 FARM BUREAU GRP 13765 FARM BUREAU MUT INS CO OF ID
39519 WESTERN COMM INS CO
4339 FARMERS & MECHANICS GRP 12611 FARMERS & MECHANICS FIRE & CAS INS I
36315 FARMERS MECH MUT FIRE INS OF WV
69 FARMERS INS GRP 25232 21ST CENTURY ADVANTAGE INS CO
36404 21ST CENTURY CAS CO

© 2022 National Association of Insurance Commissioners


651
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

69 FARMERS INS GRP 34789 21ST CENTURY CENTENNIAL INS CO


12963 21ST CENTURY INS CO
32220 21ST CENTURY N AMER INS CO
20796 21ST CENTURY PREMIER INS CO
10245 AMERICAN FEDERATION INS CO
10805 AMERICAN PACIFIC INS CO INC
11034 BRISTOL W CAS INS CO
19658 BRISTOL W INS CO
12774 BRISTOL W PREFERRED INS CO
10315 CIVIC PROP & CAS CO
25089 COAST NATL INS CO
22926 ECONOMY FIRE & CAS CO
38067 ECONOMY PREFERRED INS CO
40649 ECONOMY PREMIER ASSUR CO
10318 EXACT PROP & CAS CO INC
40169 FARMERS CAS INS CO
25321 FARMERS DIRECT PROP & CAS INS CO
34339 FARMERS GRP PROP & CAS INS CO
21628 FARMERS INS CO INC
21598 FARMERS INS CO OF AZ
21601 FARMERS INS CO OF ID
21636 FARMERS INS CO OF OR
21644 FARMERS INS CO OF WA
21652 FARMERS INS EXCH
28487 FARMERS INS HI INC
36889 FARMERS INS OF COLUMBUS INC
13938 FARMERS LLOYDS INS CO TX
10806 FARMERS NEW CENTURY INS CO
26298 FARMERS PROP & CAS INS CO
43699 FARMERS SPECIALTY INS CO
24392 FARMERS TX CNTY MUT INS CO
21660 FIRE INS EXCH
29254 FOREMOST CNTY MUT INS CO
11185 FOREMOST INS CO GRAND RAPIDS MI
41688 FOREMOST LLOYDS OF TX
11800 FOREMOST PROP & CAS INS CO
41513 FOREMOST SIGNATURE INS CO
21679 ILLINOIS FARMERS INS CO
21687 MID CENTURY INS CO
28673 MID CENTURY INS CO OF TX
10317 NEIGHBORHOOD SPIRIT PROP & CAS CO
33120 SECURITY NATL INS CO
21695 TEXAS FARMERS INS CO
44245 TOGGLE INS CO

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

69 FARMERS INS GRP 21709 TRUCK INS EXCH


569 FARMERS MTL HAIL INS CO OF IA GRP 13897 FARMERS MUT HAIL INS CO OF IA
36781 FMH AG RISK INS CO
1342 FARMERS MUT PROTECTION ASSN GRP 11047 NEW CENTURY INS CO
36943 PRIORITY ONE INS CO
21733 RVOS FARM MUT INS CO
4860 FBP HOLDING CO GRP 15826 FBALLIANCE INS CO
15922 FBALLIANCE INS INC
474 FCCI MUT INS GRP 10993 BRIERFIELD INS CO
12842 FCCI ADVANTAGE INS CO
33472 FCCI COMMERCIAL INS CO
10178 FCCI INS CO
32506 MONROE GUAR INS CO
20141 NATIONAL TRUST INS CO
7 FEDERATED MUT GRP 13935 FEDERATED MUT INS CO
16024 FEDERATED RESERVE INS CO
28304 FEDERATED SERV INS CO
26310 GRANITE RE INC
4834 FEDNAT HOLDING CO GRP 10790 FEDNAT INS CO
14568 MAISON INS CO
15715 MONARCH NATL INS CO
4906 FFVA GRP 10385 FFVA MUT INS CO
16236 FFVA SELECT INS CO
4671 FIRE DISTRICTS NY GRP 13608 FDM PREFERRED INS CO INC
13610 FIRE DISTRICTS INS CO INC
37400 FIRE DISTRICTS OF NY MUT INS CO INC
3362 FIRST ACCEPTANCE INS GRP 10336 FIRST ACCEPTANCE INS CO INC
11508 FIRST ACCEPTANCE INS CO OF GA INC
12825 FIRST ACCEPTANCE INS CO OF TN INC
70 FIRST AMN TITLE 37710 FIRST AMER PROP & CAS INS CO
34525 FIRST AMER SPECILATY INS CO
641 FIRST TOWER GRP 10170 AMERICAN FEDERATED INS CO
4769 FLORIDA PENINSULA HOLDINGS GRP 12482 EDISON INS CO
10132 FLORIDA PENINSULA INS CO
65 FM GLOBAL GRP 10014 AFFILIATED FM INS CO
10316 APPALACHIAN INS CO
21482 FACTORY MUT INS CO
1309 FRANKENMUTH GRP 10984 ANSUR AMER INS
13986 FRANKENMUTH MUT INS CO
32069 PATRIOT INS CO
762 FRANKLIN MUT GRP 37699 FMI INS CO
16454 FRANKLIN MUT INS CO
15750 POM INS CO
4773 FRONTLINE INS GRP 10897 FIRST PROTECTIVE INS CO

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653
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

4773 FRONTLINE INS GRP 10074 FRONTLINE INS UNLIMITED CO


4985 GEARSON PARTNERS HOLDINGS GRP 10413 AFFIRMATIVE DIRECT INS CO
11831 FREEDOM ADVANTAGE INS CO
30155 WILMINGTON INS CO
350 GENERAL ELECTRIC GRP 21261 ELECTRIC INS CO
450 GENEVE HOL INC 26581 INDEPENDENCE AMER INS CO
4011 GENWORTH FINANCIAL GRP 37095 ENACT FINANCIAL ASSUR CORP
38458 GENWORTH MORTGAGE INS CORP
16675 GENWORTH MORTGAGE INS CORP OF NC
561 GEORGIA FARM BUREAU GRP 34436 GEORGIA FARM BUREAU CAS INS CO
14001 GEORGIA FARM BUREAU MUT INS CO
3829 GEOVERA HOLDINGS INC GRP 10887 COASTAL SELECT INS CO
10799 GEOVERA INS CO
10182 GEOVERA SPECIALTY INS CO
171 GERMANIA INS GRP 29610 GERMANIA FARM MUT INS ASSOC
19470 GERMANIA FIRE & CAS CO
36854 GERMANIA INS CO
11521 GERMANIA SELECT INS CO
12598 TEXAS HERITAGE INS CO
920 GLOBAL IND GRP 19615 AMERICAN RELIABLE INS CO
42048 DIAMOND STATE INS CO
32859 PENN AMER INS CO
10121 PENN PATRIOT INS CO
10673 PENN STAR INS CO
13064 UNITED NATL INS CO
4787 GOODVILLE MUT GRP 14044 GOODVILLE MUT CAS CO
17728 REAMSTOWN MUT INS CO
83 GRANGE INS 22101 GRANGE INS ASSN
22128 GRANWEST PROP & CAS
267 GRANGE MUT CAS 10322 GRANGE IND INS CO
14060 GRANGE INS CO
11136 GRANGE INS CO OF MI
11982 GRANGE PROP & CAS INS CO
14303 INTEGRITY INS CO
12986 INTEGRITY PROP & CAS INS CO
10288 INTEGRITY SELECT INS CO
40118 TRUSTGARD INS CO
1208 GRAY INS GRP 36307 GRAY INS CO
15889 GRAY SURPLUS LINES INS CO
10671 THE GRAY CAS & SURETY CO
1131 GREAT CENTRAL INS GRP 43621 RUSH FIRE INS CO
222 GREATER NY 10814 GNY CUSTOM INS CO
22187 GREATER NY MUT INS CO
22195 INSURANCE CO OF GREATER NY

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

222 GREATER NY 11024 STRATHMORE INS CO


518 GRINNELL MUT 15831 GRINNELL COMPASS INC
14117 GRINNELL MUT REINS CO
16144 GRINNELL SELECT INS CO
4794 GROUP 1001 INS HOLDINGS GRP 15563 CLEAR SPRING PROP & CAS CO
11219 LACKAWANNA AMER INS CO
11703 LACKAWANNA CAS CO
12274 LACKAWANNA NATL INS CO
23132 RVI AMER INS CO
303 GUIDEONE INS GRP 42331 GUIDEONE AMER INS CO
42803 GUIDEONE ELITE INS CO
15032 GUIDEONE INS CO
14167 GUIDEONE NATL INS CO
14559 GUIDEONE SPECIALTY INS CO
948 GULF GUARANTY GRP 36765 GULF GUAR INS CO
4882 GULF STATES GRP 13741 COASTAL AMERICAN INS CO
16052 GULF STATES INS CO
3478 HALLMARK FINANCIAL SERVICES GRP 43494 AMERICAN HALLMARK INS CO OF TX
29408 HALLMARK CNTY MUT INS CO
34037 HALLMARK INS CO
19530 HALLMARK NATL INS CO
26808 HALLMARK SPECIALTY INS CO
27170 TEXAS BUILDERS INS CO
517 HANNOVER GRP 12254 GLENCAR INS CO
41343 HDI GLOBAL INS CO
16131 HDI SPECIALTY INS CO
4956 HARDSCUFFLE GRP 11245 HORNBEAM INS CO
447 HARFORD GRP INC 40100 FIRSTLINE INS CO
14141 HARFORD MUT INS CO
91 HARTFORD FIRE & CAS GRP 21822 FIRST STATE INS CO
22357 HARTFORD ACCIDENT & IND CO
29424 HARTFORD CAS INS CO
19682 HARTFORD FIRE INS CO
38288 HARTFORD INS CO OF IL
37478 HARTFORD INS CO OF THE MIDWEST
38261 HARTFORD INS CO OF THE SOUTHEAST
38253 HARTFORD LLOYDS INS CO
30104 HARTFORD UNDERWRITERS INS CO
10784 MAXUM CAS INS CO
26743 MAXUM IND CO
42307 NAVIGATORS INS CO
36056 NAVIGATORS SPECIALTY INS CO
21830 NEW ENGLAND INS CO
39608 NUTMEG INS CO

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

91 HARTFORD FIRE & CAS GRP 10046 PACIFIC INS CO LTD


34690 PROPERTY & CAS INS CO OF HARTFORD
11000 SENTINEL INS CO LTD
27120 TRUMBULL INS CO
29459 TWIN CITY FIRE INS CO CO
4938 HAWAII EMPLOYERS GRP 10781 HAWAII EMPLOYERS MUT INS CO
4792 HCI GRP INC 12944 HOMEOWNERS CHOICE PROP & CAS INS CO
15885 TYPTAP INS CO
4695 HEREFORD HOLDING GRP 24309 HEREFORD INS CO
4861 HERITAGE INS HOLDINGS GRP 14407 HERITAGE PROP & CAS INS CO
43001 NARRAGANSETT BAY INS CO
14931 PAWTUCKET INS CO
11026 ZEPHYR INS CO INC
812 HIGHMARK INC 35599 HIGHMARK CAS INS CO
15279 PALLADIUM RRG INC
1127 HIP INS GRP 12507 PHYSICIANS PROACTIVE PROTECTION INC
4666 HISCOX INS GRP 10200 HISCOX INS CO INC
147 HOCHHEIM PRAIRIE GRP 36862 HOCHHEIM PRAIRIE CAS INS CO
31054 HOCHHEIM PRAIRIE FARM MUT INS ASSOC
3179 HOME STATE INS GRP 28746 EQUITY INS CO
29297 HOME STATE CNTY MUT INS CO
300 HORACE MANN GRP 22578 HORACE MANN INS CO
10996 HORACE MANN LLOYDS
22756 HORACE MANN PROP & CAS INS CO
22683 TEACHERS INS CO
861 HOSPITAL SVCS GRP 10686 MEDICAL LIAB ALLIANCE
27642 MISSOURI HOSPITAL PLAN
4724 HOSPITALITY GRP 14027 HOSPITALITY INS CO
13163 HOSPITALITY MUT INS CO
4359 HOUSING AUTHORITY PROP GRP 10069 HOUSING AUTHORITY PROP A MUT CO
26797 HOUSING AUTHORITY RRG INC
11206 HOUSING ENTERPRISE INS CO INC
15381 HOUSING SPECIALTY INS CO INC
225 IAT REINS CO GRP 10349 ACCEPTANCE CAS INS CO
20010 ACCEPTANCE IND INS CO
13285 ALLEGHENY CAS CO
10906 COMMERCIAL ALLIANCE INS CO
26433 HARCO NATL INS CO
11592 INTERNATIONAL FIDELITY INS CO
23248 OCCIDENTAL FIRE & CAS CO OF NC
36560 SAFEPORT INS CO
28886 TRANSGUARD INS CO OF AMER INC
13234 WILSHIRE INS CO
922 ICW GRP ASSETS INC GRP 40029 EXPLORER INS CO

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656
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

922 ICW GRP ASSETS INC GRP 27847 INSURANCE CO OF THE WEST
10024 VERTERRA INS CO
479 IFG CO 23620 BURLINGTON INS CO
11177 FIRST FIN INS CO
10956 GUILFORD INS CO
3991 IMT MUTUAL GRP 14257 IMT INS CO
12528 WADENA INS CO
4987 INCLINE P&C GRP 18430 AGRICULTURAL WORKERS MUT AUTO INS
11090 INCLINE CAS CO
19269 INCLINE NATL INS CO
29300 REDPOINT CNTY MUT INS CO
542 INDIANA FARM BUREAU GRP 23868 UFB CAS INS CO
15288 UNITED FARM FAMILY MUT INS CO
4637 INDIANA UNIVERSITY HLTH GRP 11992 IU HLTH RRG INC
315 INDUSTRIAL ALLIANCE GRP 16705 DEALERS ASSUR CO
4966 INSURANCE CAPITAL GRP 11863 POSITIVE PHYSICIANS INS CO
3279 INSURORS INDEMNITY GRP 43273 INSURORS IND CO
11496 INSURORS IND LLOYDS
4904 INTACT FINANCIAL GRP 27154 ATLANTIC SPECIALTY INS CO
36650 GUARANTEE CO OF N AMER USA
14231 HOMELAND INS CO OF DE
34452 HOMELAND INS CO OF NY
15645 OBI AMER INS CO
14190 OBI NATL INS CO
4770 INTEGRIS GRP 15890 INTEGRIS INS CO
13756 INTEGRIS RRG INC
513 IOWA FARM BUREAU 13773 FARM BUREAU PROP & CAS INS CO
27871 WESTERN AGRIC INS CO
106 ISLAND INS COS 22845 ISLAND INS CO LTD
11689 ISLAND PREMIER INS CO LTD
22853 TRADEWIND INS CO LTD
2358 ISMIE GRP 11084 ISMIE IND CO
32921 ISMIE MUT INS CO
3494 JAMES RIVER GRP INC 15884 FALLS LAKE FIRE & CAS CO
31925 FALLS LAKE NATL INS CO
13685 JAMES RIVER CAS CO
12203 JAMES RIVER INS CO
11828 STONEWOOD INS CO
4889 JEWELERS MUT GRP 14354 JEWELERS MUT INS CO S I
16116 JM SPECIALTY INS CO
4952 K HOLDINGS GRP 16584 ALERT AUTO INS CO
4837 KANSAS MEDICAL MUT GRP 15735 KAMMCO CAS CO INC
34703 KANSAS MEDICAL MUT INS CO
215 KEMPER CORP GRP 10920 ALLIANCE UNITED INS CO

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657
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

215 KEMPER CORP GRP 38156 ALPHA PROP & CAS INS CO
10730 AMERICAN ACCESS CAS CO
29211 CAPITOL CNTY MUT FIRE INS CO
37524 CHARTER IND CO
19852 FINANCIAL IND CO
39497 INFINITY ASSUR INS CO
11738 INFINITY AUTO INS CO
21792 INFINITY CAS INS CO
13820 INFINITY CNTY MUT INS CO
10061 INFINITY IND INS CO
22268 INFINITY INS CO
10195 INFINITY PREFERRED INS CO
16802 INFINITY SAFEGUARD INS CO
38873 INFINITY SECURITY INS CO
20260 INFINITY SELECT INS CO
12599 INFINITY STANDARD INS CO
39004 KEMPER FINANCIAL IND CO
10914 KEMPER INDEPENDENCE INS CO
31968 MERASTAR INS CO
31178 MUTUAL SAVINGS FIRE INS CO
36625 OLD RELIABLE CAS CO
43044 RESPONSE INS CO
20133 RESPONSE WORLDWIDE DIRECT AUTO INS C
26050 RESPONSE WORLDWIDE INS CO
19887 TRINITY UNIVERSAL INS CO
12998 UNION NATL FIRE INS CO
11142 UNITED CAS INS CO OF AMER
10881 UNITRIN ADVANTAGE INS CO
16063 UNITRIN AUTO & HOME INS CO
29351 UNITRIN CNTY MUT INS CO
10226 UNITRIN DIRECT INS CO
10915 UNITRIN DIRECT PROP & CAS CO
25909 UNITRIN PREFERRED INS CO
40703 UNITRIN SAFEGUARD INS CO
10698 VALLEY PROP & CAS INS CO
26085 WARNER INS CO
109 KENTUCKY FARM BUREAU GRP 22993 KENTUCKY FARM BUR MUT INS CO
4703 KENTUCKY NATL INS GRP 29149 KENTUCKY NATL INS CO
5019 KIN INS INC GRP 16603 KIN INTERINSURANCE NETWORK
1326 KINGSWAY GRP 21300 KINGSWAY AMIGO INS CO
1316 KNIGHTBROOK INS GRP 15366 KNIGHT SPECIALTY INS CO
13722 KNIGHTBROOK INS CO
4880 LAMMICO GRP 14444 LAMMICO RRG INC
43656 LOUISIANA MED MUT INS CO

© 2022 National Association of Insurance Commissioners


658
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

3320 LAWYERS MUT LIAB GRP 36013 LAWYERS MUT LIAB INS CO OF NC
4748 LEON HIX GRP 11128 GREENVILLE CAS INS CO INC
14181 LEON HIX INS CO INC
3436 LIBERTY LIFE GRP TRUST GRP 16993 CONTINENTAL MUT INS CO
111 LIBERTY MUT GRP 12696 AMERICA FIRST INS CO
11526 AMERICA FIRST LLOYDS INS CO
19690 AMERICAN ECONOMY INS CO
24066 AMERICAN FIRE & CAS CO
19704 AMERICAN STATES INS CO
19712 AMERICAN STATES INS CO OF TX
31933 AMERICAN STATES LLOYDS INS CO
37214 AMERICAN STATES PREFERRED INS CO
41785 COLORADO CAS INS CO
22640 CONSOLIDATED INS CO
21458 EMPLOYERS INS CO OF WAUSAU
11045 EXCELSIOR INS CO
33588 FIRST LIBERTY INS CORP
24724 FIRST NATL INS CO OF AMER
24732 GENERAL INS CO OF AMER
10836 GOLDEN EAGLE INS CORP
36919 HAWKEYE SECURITY INS CO
22659 INDIANA INS CO
26700 INSURANCE CO OF IL
23647 IRONSHORE IND INC
25445 IRONSHORE SPECIALTY INS CO
19544 LIBERTY CNTY MUT INS CO
42404 LIBERTY INS CORP
19917 LIBERTY INS UNDERWRITERS INC
11041 LIBERTY LLOYDS OF TX INS CO
23035 LIBERTY MUT FIRE INS CO
23043 LIBERTY MUT INS CO
14486 LIBERTY MUT MID ATLANTIC INS CO
12484 LIBERTY MUT PERSONAL INS CO
41939 LIBERTY NORTHWEST INS CORP
11746 LIBERTY PERSONAL INS CO
10725 LIBERTY SURPLUS INS CORP
36447 LM GEN INS CO
33600 LM INS CORP
32352 LM PROP & CAS INS CO
23507 MID AMER FIRE & CAS CO
23515 MIDWESTERN IND CO
14613 MONTGOMERY MUT INS CO
27944 NATIONAL INS ASSN
24171 NETHERLANDS INS CO THE

© 2022 National Association of Insurance Commissioners


659
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

111 LIBERTY MUT GRP 23892 NORTH PACIFIC INS CO


24074 OHIO CAS INS CO
24082 OHIO SECURITY INS CO
23922 OREGON AUTOMOBILE INS CO
18333 PEERLESS IND INS CO
24198 PEERLESS INS CO
24740 SAFECO INS CO OF AMER
39012 SAFECO INS CO OF IL
11215 SAFECO INS CO OF IN
11071 SAFECO INS CO OF OR
11070 SAFECO LLOYDS INS CO
24759 SAFECO NATL INS CO
26069 WAUSAU BUSINESS INS CO
26425 WAUSAU GEN INS CO
26042 WAUSAU UNDERWRITERS INS CO
44393 WEST AMER INS CO
1319 LITITZ MUT GRP 17086 FARMERS & MECHANICS MUT INS CO
14400 LITITZ MUT INS CO
10748 LIVINGSTON MUT INS CO
17620 PENN CHARTER MUT INS CO
4706 LOCKHART CO GRP 11702 ECHELON PROP & CAS INS CO
17779 GUARDIAN INS CO INC
4994 LOUDOUN MUT GRP 17485 COMMUNITY INS CO
10329 LOUDOUN MUT INS CO
17469 MONTOUR MUT INS CO
3702 LOYA GRP 12589 LOYA CAS INS CO
11198 LOYA INS CO
10157 VISION INS CO
27090 YOUNG AMER INS CO
4873 LUBA MUT GRP 10699 FHM INS CO
12472 LUBA CAS INS CO
16001 LUBA IND INS CO
108 LUMBERMENS MUT CAS GRP 11622 SPECIALTY SURPLUS INS CO
413 MAG MUT INS GRP 42617 MAG MUT INS CO
16444 MAGMUTUAL RRG INC
11811 PROFESSIONAL SECURITY INS CO
11972 WEST VIRGINIA MUT INS CO
1332 MAINE EMPLOYERS MUT INS CO 11149 MAINE EMPLOYERS MUT INS CO
14164 MEMIC CAS CO
11030 MEMIC IND CO
411 MAPFRE INS GRP 19941 AMERICAN COMMERCE INS CO
40274 CITATION INS CO
34754 COMMERCE INS CO
13161 COMMERCE W INS CO

© 2022 National Association of Insurance Commissioners


660
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

411 MAPFRE INS GRP 23876 MAPFRE INS CO


34932 MAPFRE INS CO OF FL
31690 MAPFRE PAN AMER INS CO
43052 MAPFRE PRAICO INS CO
15736 VERTI INS CO
785 MARKEL CORP GRP 41335 CITY NATL INS CO
37915 ESSENTIA INS CO
35378 EVANSTON INS CO
27626 FIRSTCOMP INS CO
39640 INDEPENDENT SPECIALTY INS CO
28932 MARKEL AMER INS CO
38970 MARKEL INS CO
22608 NATIONAL SPECIALTY INS CO
21296 PINNACLE NAT INS CO
12831 STATE NATL INS CO INC
16551 SUPERIOR SPECIALTY INS CO
10916 SURETEC INS CO
12537 UNITED SPECIALTY INS CO
377 MEDICAL INS GRP OF MD 32328 MEDICAL MUT LIAB INS SOCIETY OF MD
29017 PROFESSIONALS ADVOCATE INS CO
4780 MENNONITE MUT GRP 17299 MENNONITE MUT INS CO
3479 MERCHANTS BONDING CO GRP 14494 MERCHANTS BONDING CO A MUT
11595 MERCHANTS NATL BONDING INC
226 MERCHANTS MUT 23329 MERCHANTS MUT INS CO
12775 MERCHANTS NATL INS CO
12901 MERCHANTS PREFERRED INS CO
660 MERCURY GEN GRP 16810 AMERICAN MERCURY INS CO
25470 AMERICAN MERCURY LLOYDS INS CO
38342 CALIFORNIA AUTOMOBILE INS CO
31046 CALIFORNIA GEN UNDERWRITERS INS CO
11908 MERCURY CAS CO
29394 MERCURY CNTY MUT INS CO
11201 MERCURY IND CO OF AMER
10015 MERCURY IND CO OF GA
27553 MERCURY INS CO
11202 MERCURY INS CO OF FL
34410 MERCURY INS CO OF GA
34444 MERCURY INS CO OF IL
13250 ORION IND CO
241 METROPOLITAN GRP 39950 METROPOLITAN GEN INS CO
4980 MGI HOLDINGS GRP 19623 AMERICAN SUMMIT INS CO
15474 NATIONAL SUMMIT INS CO
16889 SUMMIT SPECIALTY INS CO
105 MGIC GRP 22594 MGIC ASSUR CORP GEN ACCOUNT

© 2022 National Association of Insurance Commissioners


661
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

105 MGIC GRP 10682 MGIC CREDIT ASSUR CORP


18740 MGIC IND CORP
29858 MORTGAGE GUAR INS CORP
4878 MICA GRP 32832 MUTUAL INS CO OF AZ
67 MICHIGAN FARM BUREAU 16721 CINCINNATI EQUITABLE INS CO
21547 FARM BUREAU GEN INS CO OF MI
21555 FARM BUREAU MUT INS CO OF MI
4841 MID‐HUSON CLAVERACK CO‐OP GRP 43834 CLAVERACK COOP INS CO
35866 MID HUDSON COOP INS CO
4767 MIDWEST BUILDERS CAS GRP 14402 BEARING MIDWEST CAS CO
14401 HORIZON MIDWEST CAS CO
13126 MIDWEST BUILDERS CAS MUT CO
4911 MIDWEST FAMILY GRP 16262 MIDWEST FAMILY ADVANTAGE INS CO
23574 MIDWEST FAMILY MUT INS CO
4810 MIDWEST FINANCIAL HOLDINGS GRP 16583 BRICKYARD INS CO
10895 MIDWEST INS CO
12535 WEST RIVER INS CO
4714 MILLVILLE MUT GRP 10811 MILLVILLE INS CO OF NY
17450 MILLVILLE MUT INS CO
4910 MINNESOTA LAWYERS MUT GRP 42234 MINNESOTA LAWYERS MUT INS CO
16026 MLM RRG INC
869 MINNESOTA MUT 10054 SECURIAN CAS CO
514 MISSOURI FARM BUR 26859 FARM BUREAU TOWN & COUNTRY INS CO OF
12345 NEW HORIZONS INS CO OF MO
4790 MMIC GRP 13565 ARKANSAS MUT INS CO
16942 MMIC INS INC
14062 MMIC RRG INC
36676 UMIA INS INC
4683 MOUNTAIN WEST FARM GRP 13686 360 INS CO
29440 MOUNTAIN W FARM BUREAU MUT INS CO
4715 MS & AD INS GRP 13740 AIOI INS CO LTD
37265 DTRIC INS CO LTD
12903 DTRIC INS UNDERWRITERS LTD
20362 MITSUI SUMITOMO INS CO OF AMER
22551 MITSUI SUMITOMO INS USA INC
34886 MSIG SPECIALTY INS USA INC
4804 MULTINATIONAL GRP 14153 MULTINATIONAL INS CO
361 MUNICH RE GRP 19720 AMERICAN ALT INS CORP
23450 AMERICAN FAMILY HOME INS CO
23469 AMERICAN MODERN HOME INS CO
12314 AMERICAN MODERN INS CO OF FL
42005 AMERICAN MODERN LLOYDS INS CO
42722 AMERICAN MODERN PROP & CAS INS CO
38652 AMERICAN MODERN SELECT INS CO

© 2022 National Association of Insurance Commissioners


662
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

361 MUNICH RE GRP 41998 AMERICAN SOUTHERN HOME INS CO


35912 AMERICAN WESTERN HOME INS CO
12489 BRIDGEWAY INS CO
11452 HARTFORD STEAM BOIL INSPEC & INS CO
14438 HSB SPECIALTY INS CO
10227 MUNICH REINS AMER INC
10786 PRINCETON EXCESS & SURPLUS LINES INS
528 MUNICIPAL BOND INV ASR CORP GRP 12041 MBIA INS CORP
23825 NATIONAL PUBLIC FINANCE GUAR CORP
640 MUTUAL BENEFIT GRP 14664 MUTUAL BENEFIT INS CO
17752 SELECT RISK INS CO
333 MUTUAL OF ENUMCLAW 11232 ENUMCLAW PROP & CAS INS CO
14761 MUTUAL OF ENUMCLAW INS CO
4849 MUTUAL OF WAUSAU GRP 11753 HOMESTEAD MUT INS CO
11617 MUTUAL OF WAUSAU INS CORP
508 NATIONAL GRP 10801 FORTRESS INS CO
44121 OMS NATL INS CO RRG
4905 NATIONAL HEALTHCARE CORP GRP 10800 PREMIER GRP INS CO INC
316 NATIONAL SECURITY 12114 NATIONAL SECURITY FIRE & CAS CO
16212 OMEGA ONE INS CO
140 NATIONWIDE CORP 10127 ALLIED INS CO OF AMER
42579 ALLIED PROP & CAS INS CO
19100 AMCO INS CO
29262 COLONIAL CNTY MUT INS CO
18961 CRESTBROOK INS CO
42587 DEPOSITORS INS CO
22209 FREEDOM SPECIALTY INS CO
23582 HARLEYSVILLE INS CO
42900 HARLEYSVILLE INS CO OF NJ
10674 HARLEYSVILLE INS CO OF NY
14516 HARLEYSVILLE LAKE STATES INS CO
35696 HARLEYSVILLE PREFERRED INS CO
26182 HARLEYSVILLE WORCESTER INS CO
11991 NATIONAL CAS CO
26093 NATIONWIDE AFFINITY CO OF AMER
28223 NATIONWIDE AGRIBUSINESS INS CO
10723 NATIONWIDE ASSUR CO
23760 NATIONWIDE GEN INS CO
25453 NATIONWIDE INS CO OF AMER
10948 NATIONWIDE INS CO OF FL
42110 NATIONWIDE LLOYDS
23779 NATIONWIDE MUT FIRE INS CO
23787 NATIONWIDE MUT INS CO
37877 NATIONWIDE PROP & CAS INS CO

© 2022 National Association of Insurance Commissioners


663
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

140 NATIONWIDE CORP 15580 SCOTTSDALE IND CO


41297 SCOTTSDALE INS CO
10672 SCOTTSDALE SURPLUS LINES INS CO
36269 TITAN INS CO
42285 VETERINARY PET INS CO
42889 VICTORIA FIRE & CAS CO
10105 VICTORIA SELECT INS CO
324 NC FARM BUREAU INS GRP 10034 FARM BUREAU INS OF NC INC
14842 NORTH CAROLINA FARM BUR MUT INS CO
2638 NCMIC GRP 15865 NCMIC INS CO
14130 NCMIC RRG INC
11127 PROFESSIONAL SOLUTIONS INS CO
708 NEW JERSEY MANUFACTURERS 10732 NEW JERSEY CAS INS CO
10978 NEW JERSEY IND INS CO
12122 NEW JERSEY MANUFACTURERS INS CO
35432 NEW JERSEY RE INS CO
787 NEW LONDON COUNTY 37346 DANBURY INS CO
14192 HINGHAM MUT FIRE INS CO
14826 NEW LONDON CNTY MUT INS CO
37354 THAMES INS CO INC
1112 NEW MEXICO MUT GRP 13673 NEW MEXICO ASSUR CO
15995 NEW MEXICO BUSINESS INS CO
15996 NEW MEXICO COMMERCIAL INS CO
13674 NEW MEXICO EMPLOYERS ASSUR CO
23051 NEW MEXICO FOUNDATION INS CO
40627 NEW MEXICO MUT CAS CO
13675 NEW MEXICO PREMIER INS CO
15351 NEW MEXICO SAFETY CAS CO
15349 NEW MEXICO SECURITY INS CO
10207 NEW MEXICO SW CAS CO
4760 NMI HOLDINGS GRP 13695 NATIONAL MORTGAGE INS CORP
3500 NODAK MUT GRP 44270 AMERICAN WEST INS CO
16373 BATTLE CREEK MUT INS CO
12721 DIRECT AUTO INS CO
34592 NODAK MUT INS CO
11855 PRIMERO INS CO
16098 WESTMINSTER AMER INS CO
144 NORFOLK & DEDHAM GRP 13706 DORCHESTER MUT INS CO
13943 FITCHBURG MUT INS CO
23965 NORFOLK & DEDHAM MUT FIRE INS CO
698 NORTH STAR CO 14850 NORTH STAR MUT INS CO
2518 NYCM INS GRP 11105 A CENTRAL INS CO
14834 NEW YORK CENTRAL MUT FIRE INS CO
4982 OBS HOLDINGS GRP 35602 OBSIDIAN INS CO

© 2022 National Association of Insurance Commissioners


664
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

4982 OBS HOLDINGS GRP 16871 OBSIDIAN SPECIALTY INS CO


26395 WESTERN HOME INS CO
4051 OCEAN HARBOR CASUALTY INS CO 26654 GREAT NORTHWEST INS CO
12767 HAWAIIAN INS & GUAR CO LTD
12360 OCEAN HARBOR CAS INS CO
12563 SAFE HARBOR INS CO
963 OHIO MUT GRP 25950 CASCO IND CO
10202 OHIO MUT INS CO
13072 UNITED OHIO INS CO
220 OKLAHOMA FARM BUR 21571 AG SECURITY INS CO
21563 OKLAHOMA FARM BUREAU MUT INS CO
150 OLD REPUBLIC GRP 40789 AMERICAN BUSINESS & MERCANTILE INS M
20095 BITCO GEN INS CORP
20109 BITCO NATL INS CO
11371 GREAT WEST CAS CO
36897 MANUFACTURERS ALLIANCE INS CO
24139 OLD REPUBLIC GEN INS CORP
24147 OLD REPUBLIC INS CO
40444 OLD REPUBLIC SURETY CO
31143 OLD REPUBLIC UNION INS CO
12262 PENNSYLVANIA MANUFACTURERS ASSOC INS
41424 PENNSYLVANIA MANUFACTURERS IND CO
31275 REPUBLIC MORTGAGE GUAR INS CORP
28452 REPUBLIC MORTGAGE INS CO
5021 ONEMAIN HOLDINGS INC GRP 41211 TRITON INS CO
645 OREGON MUT INS 14907 OREGON MUT INS CO
30961 WESTERN PROTECTORS INS CO
4762 ORPHEUS GRP 29378 OLD AMER CNTY MUT FIRE INS CO
11665 OLD AMER IND CO
1227 PALISADES GRP 23833 ATHOME INS CO
28959 HIGH POINT PREFERRED INS CO
10930 HIGH POINT PROP & CAS INS CO
10931 HIGH POINT SAFETY & INS CO
10791 PALISADES INS CO
10100 PALISADES PROP & CAS INS CO
22050 PALISADES SAFETY & INS ASSOC
34509 RIDER INS CO
12212 TEACHERS AUTO INS CO
12357 TWIN LIGHTS INS CO
4977 PALOMAR HOLDINGS GRP 16754 PALOMAR EXCESS & SURPLUS INS CO
20338 PALOMAR SPECIALTY INS CO
525 PAN AMER LIFE 11087 PAN‐AMER CAS CO
3483 PARTNERRE GRP 11835 PARTNERRE AMER INS CO
153 PEKIN INS GRP 24201 FARMERS AUTOMOBILE INS ASSOC

© 2022 National Association of Insurance Commissioners


665
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

153 PEKIN INS GRP 24228 PEKIN INS CO


16651 PEKIN SELECT INS CO
246 PENNSYLVANIA LUMBERMENS GRP 14265 INDIANA LUMBERMENS MUT INS CO
14974 PENNSYLVANIA LUMBERMENS MUT INS
271 PENNSYLVANIA NATL INS GRP 10994 FOUNDERS INS CO
13439 PARTNERS MUT INS CO
32441 PENN NATL SECURITY INS CO
14990 PENNSYLVANIA NATL MUT CAS INS CO
775 PHARMACISTS MUT GRP 16356 CHIRON INS CO
13714 PHARMACISTS MUT INS CO
308 PHILADEL CONTRIB 11282 GERMANTOWN INS CO
17930 PHILADELPHIA CONTRIBUTIONSHIP FOR IN
17914 PHILADELPHIA CONTRIBUTIONSHIP INS
464 PHYSICIANS INS A MUT GRP 15738 MEDCHOICE RRG INC
40738 PHYSICIANS INS A MUT CO
629 PLATEAU GRP 10817 PLATEAU CAS INS CO
415 PLYMOUTH ROCK INS GRP 13643 BUNKER HILL INS CAS CO
16037 BUNKER HILL INS CO
16035 BUNKER HILL PREFERRED INS CO
16036 BUNKER HILL PROP INS CO
43982 MT WA ASSUR CORP
21750 PILGRIM INS CO
14737 PLYMOUTH ROCK ASSUR CORP
25275 PLYMOUTH ROCK ASSUR CORP OF NY
36587 PLYMOUTH ROCK ASSUR PREFERRED CORP
10394 PLYMOUTH ROCK HOME ASSUR CORP
1135 PMI GRP OF CO 10287 PMI INS CO
27251 PMI MORTGAGE INS CO
4953 PRACTICEPROTECTION GRP 12843 DOCTORS DIRECT INS INC
16189 PRACTICEPROTECTION INS CO RRG
4937 PREMIER HOLDINGS GRP 42862 MENDAKOTA CAS CO
22454 MENDAKOTA INS CO
33650 MENDOTA INS CO
4840 PRI GRP 21350 EMPRO INS CO
11968 PENNSYLVANIA PHYSICIANS RECIP INSUR
41467 PHYSICIANS RECIP INSURERS
4131 PRIME HOLDINGS INS GRP 12588 PRIME INS CO
14371 PRIME PROP & CAS INS INC
2698 PROASSURANCE CORP GRP 11242 ALLIED EASTERN IND CO
13019 EASTERN ADVANTAGE ASSUR CO
10724 EASTERN ALLIANCE INS CO
12754 MEDICUS INS CO
22241 MEDMARC CAS INS CO
33200 NORCAL INS CO

© 2022 National Association of Insurance Commissioners


666
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

2698 PROASSURANCE CORP GRP 35114 NORCAL SPECIALTY INS CO


44083 PREFERRED PHYSICIANS MEDICAL RRG A M
15647 PROASSURANCE AMER MUT A RRG
38954 PROASSURANCE CAS CO
33391 PROASSURANCE IND CO INC
14460 PROASSURANCE INS CO OF AMER
17400 PROASSURANCE SPECIALTY INS CO
4717 PRODUCERS NATL CORP GRP 14012 STONEGATE INS CO
10655 UNIQUE INS CO
14941 VIVA SEGUROS INS CO
155 PROGRESSIVE GRP 10872 AMERICAN STRATEGIC INS CORP
10194 ARTISAN & TRUCKERS CAS CO
12196 ASI ASSUR CORP
11072 ASI HOME INS CORP
11059 ASI LLOYDS
13142 ASI PREFERRED INS CORP
14042 ASI SELECT INS CORP
15643 BLUE HILL SPECIALTY INS CO INC
11410 DRIVE NJ INS CO
44180 MOUNTAIN LAUREL ASSUR CO
10243 NATIONAL CONTINENTAL INS CO
11851 PROGRESSIVE ADVANCED INS CO
24252 PROGRESSIVE AMER INS CO
17350 PROGRESSIVE BAYSIDE INS CO
24260 PROGRESSIVE CAS INS CO
44288 PROGRESSIVE CHOICE INS CO
42994 PROGRESSIVE CLASSIC INS CO
29203 PROGRESSIVE CNTY MUT INS CO
16322 PROGRESSIVE DIRECT INS CO
10193 PROGRESSIVE EXPRESS INS CO
12302 PROGRESSIVE FREEDOM INS CO
14800 PROGRESSIVE GARDEN STATE INS CO
42412 PROGRESSIVE GULF INS CO
10067 PROGRESSIVE HI INS CORP
37605 PROGRESSIVE MARATHON INS CO
24279 PROGRESSIVE MAX INS CO
10187 PROGRESSIVE MI INS CO
35190 PROGRESSIVE MOUNTAIN INS CO
38628 PROGRESSIVE NORTHERN INS CO
42919 PROGRESSIVE NORTHWESTERN INS CO
44695 PROGRESSIVE PALOVERDE INS CO
37834 PROGRESSIVE PREFERRED INS CO
21735 PROGRESSIVE PREMIER INS CO OF IL
13038 PROGRESSIVE PROP INS CO

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PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

155 PROGRESSIVE GRP 10050 PROGRESSIVE SECURITY INS CO


10192 PROGRESSIVE SELECT INS CO
38784 PROGRESSIVE SOUTHEASTERN INS CO
32786 PROGRESSIVE SPECIALTY INS CO
21727 PROGRESSIVE UNIVERSAL INS CO
27804 PROGRESSIVE WEST INS CO
11770 UNITED FINANCIAL CAS CO
256 PROSIGHT GRP 25569 GOTHAM INS CO
16608 NEW YORK MARINE & GEN INS CO
12294 SOUTHWEST MARINE & GEN INS CO
867 PROTECTIVE INS CORP GRP 12416 PROTECTIVE INS CO
13149 PROTECTIVE SPECIALTY INS CO
40460 SAGAMORE INS CO
4721 PULTE HOMES GRP 11603 CONTRACTORS INS CO OF N AMER INC RRG
796 QBE INS GRP LTD 24414 GENERAL CAS CO OF WI
18821 GENERAL CAS INS CO
25240 NAU COUNTRY INS CO
27740 NORTH POINTE INS CO
10140 OPTIMA SEGUROS
37257 PRAETORIAN INS CO
39217 QBE INS CORP
11515 QBE SPECIALTY INS CO
24449 REGENT INS CO
22861 SOUTHERN PILOT INS CO
10340 STONINGTON INS CO
1275 QUINCY MUT GRP 12725 NEW ENGLAND MUT INS CO
28290 PATRONS OXFORD INS CO
15067 QUINCY MUT FIRE INS CO
766 RADIAN GRP 33790 RADIAN GUAR INC
20720 RADIAN INS INC
15842 RADIAN REINS INC
4234 RANDALL & QUILTER INVESTMENT GRP 16835 ACCREDITED SPECIALTY INS CO
26379 ACCREDITED SURETY & CAS CO INC
21032 GLOBAL REINS CORP OF AMER
33014 TRANSPORT INS CO
1124 RAS GRP 34924 DAKOTA TRUCK UNDERWRITERS
10351 FIRST DAKOTA IND CO
4713 RETAILFIRST GRP 11697 BUSINESSFIRST INS CO
10700 RETAILFIRST INS CO
4993 REVOLUTIONARY HOLDING CO GRP 16923 CONCORD SPECIALTY INS CO
37940 LEXINGTON NATL INS CORP
783 RLI INS GRP 37206 CONTRACTORS BONDING & INS CO
37974 MT HAWLEY INS CO
13056 RLI INS CO

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668
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

899 ROCKINGHAM GRP 42595 ROCKINGHAM CAS CO


10214 ROCKINGHAM INS CO
16650 ROCKINGHAM SPECIALTY INC
4991 ROOT INC GRP 10974 ROOT INS CO
24503 ROOT PROP & CAS INS CO
3485 ROTHSCHILD INTERNATIONAL GRP 43915 RAINIER INS CO
41580 RED SHIELD INS CO
188 SAFETY GRP (THE) 33618 SAFETY IND INS CO
39454 SAFETY INS CO
12808 SAFETY PROP & CAS INS CO
257 SAFEWAY INS GRP 12521 SAFEWAY INS CO
11223 SAFEWAY INS CO OF AL
25640 SAFEWAY INS CO OF GA
10248 SAFEWAY INS CO OF LA
749 SCOR GRP 20559 GENERAL SECURITY IND CO OF AZ
39322 GENERAL SECURITY NATL INS CO
96 SECURA INS GRP 22543 SECURA INS CO
10239 SECURA SUPREME INS CO
4709 SECURITY GRP 18406 SPARTAN PROP INS CO
168 SEIBELS BRUCE GRP 24937 CATAWBA INS CO
242 SELECTIVE INS 36838 MESA UNDERWRITERS SPECIALTY INS CO
11074 SELECTIVE AUTO INS CO OF NJ
14376 SELECTIVE CAS INS CO
14377 SELECTIVE FIRE & CAS INS CO
12572 SELECTIVE INS CO OF AMER
11867 SELECTIVE INS CO OF NEW ENGLAND
13730 SELECTIVE INS CO OF NY
19259 SELECTIVE INS CO OF SC
39926 SELECTIVE INS CO OF THE SOUTHEAST
26301 SELECTIVE WAY INS CO
169 SENTRY INS GRP 25747 DAIRYLAND AMER INS CO
26441 DAIRYLAND CNTY MUT INS CO OF TX
21164 DAIRYLAND INS CO
16623 DAIRYLAND NATL INS CO
33278 FLORISTS INS CO
13978 FLORISTS MUT INS CO
23434 MIDDLESEX INS CO
23442 PATRIOT GEN INS CO
18139 PEAK PROP & CAS INS CORP
22888 POINT INS CO
28460 SENTRY CAS CO
24988 SENTRY INS CO
43370 SENTRY LLOYDS OF TX
21180 SENTRY SELECT INS CO

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669
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

169 SENTRY INS GRP 13137 VIKING INS CO OF WI


681 SERVICE INS HOLDINGS GRP 39152 SERVICE AMER IND CO
43389 SERVICE LLOYDS INS CO
4279 SFM GRP 11347 SFM MUT INS CO
15702 SFM SAFE INS CO
27049 SFM SELECT INS CO
5010 SH1 HOLDINGS GRP 24376 SPINNAKER INS CO
123 SHELTER INS COS 15590 AMSHIELD INS CO
31550 HAULERS INS CO INC
23361 SHELTER GEN INS CO
23388 SHELTER MUT INS CO
26557 SHELTER REINS CO
5001 SIRIUSPOINT GRP 31208 OAKWOOD INS CO
38776 SIRIUSPOINT AMER INS CO
16820 SIRIUSPOINT SPECIALTY INS CORP
4381 SKYWARD SPECIALTY INS GRP INC GRP 18694 GREAT MIDWEST INS CO
12936 HOUSTON SPECIALTY INS CO
35408 IMPERIUM INS CO
14175 OKLAHOMA SPECIALTY INS CO
4883 SOBC HOLDING LTD GRP 21989 COMPASS INS CO
3219 SOMPO GRP 12548 AMERICAN AGRI BUSINESS INS CO
27081 BOND SAFEGUARD INS CO
10641 ENDURANCE AMER INS CO
41718 ENDURANCE AMER SPECIALTY INS CO
11551 ENDURANCE ASSUR CORP
43630 ENDURANCE RISK SOLUTIONS ASSUR CO
13307 LEXON INS CO
38997 SOMPO AMER FIRE & MAR INS CO AMER
11126 SOMPO AMER INS CO
13635 SOMPO JAPAN NIPPONKOA INS INC
533 SOUTH CAROLINA FARM BUREAU MUT 42393 PALMETTO CAS INS CO
15164 SOUTH CAROLINA FARM BUR MUT INS CO
483 SOUTHERN FARM BUREAU CAS 13641 COLORADO FARM BUREAU INS CO
21817 FLORIDA FARM BUR GEN INS CO
31216 FLORIDA FARM BUREAU CAS INS CO
40924 LOUISIANA FARM BUREAU CAS INS CO
27669 MISSISSIPPI FARM BUREAU CAS INS CO
14114 SOUTH CAROLINA FARM BUREAU INS CO
18325 SOUTHERN FARM BUREAU CAS INS CO
4983 SOUTHERN FIDELITY HOLDING GRP 10136 SOUTHERN FIDELITY INS CO INC
3548 ST PAUL TRAVELERS GRP 43117 AMERICAN EQUITY INS CO
10819 AMERICAN EQUITY SPECIALTY INS CO
19062 AUTOMOBILE INS CO OF HARTFORD CT
25615 CHARTER OAK FIRE INS CO

© 2022 National Association of Insurance Commissioners


670
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

3548 ST PAUL TRAVELERS GRP 36463 DISCOVER PROP & CAS INS CO
10213 DISCOVER SPECIALTY INS CO
41483 FARMINGTON CAS CO
35386 FIDELITY & GUAR INS CO
25879 FIDELITY & GUAR INS UNDERWRITERS INC
10647 FIRST FLORIDIAN AUTO & HOME INS CO
42811 GULF UNDERWRITERS INS CO
27987 NORTHFIELD INS CO
24031 NORTHLAND CAS CO
24015 NORTHLAND INS CO
25623 PHOENIX INS CO
22233 SELECT INS CO
24767 ST PAUL FIRE & MARINE INS CO
24775 ST PAUL GUARDIAN INS CO
24791 ST PAUL MERCURY INS CO
19224 ST PAUL PROTECTIVE INS CO
30481 ST PAUL SURPLUS LINES INS CO
19070 STANDARD FIRE INS CO
41769 THE TRAVELERS CAS CO
28188 TRAVCO INS CO
19038 TRAVELERS CAS & SURETY CO
31194 TRAVELERS CAS & SURETY CO OF AMER
36170 TRAVELERS CAS CO OF CT
19046 TRAVELERS CAS INS CO OF AMER
40282 TRAVELERS COMMERCIAL CAS CO
36137 TRAVELERS COMMERCIAL INS CO
41750 TRAVELERS CONSTITUTION STATE INS CO
29696 TRAVELERS EXCESS & SURPLUS LINES CO
27998 TRAVELERS HOME & MARINE INS CO
25658 TRAVELERS IND CO
25666 TRAVELERS IND CO OF AMER
25682 TRAVELERS IND CO OF CT
41262 TRAVELERS LLOYDS INS CO
41564 TRAVELERS LLOYDS OF TX INS CO
38130 TRAVELERS PERSONAL INS CO
36145 TRAVELERS PERSONAL SECURITY INS CO
25674 TRAVELERS PROP CAS CO OF AMER
36161 TRAVELERS PROP CAS INS CO
25887 UNITED STATES FIDELITY & GUAR CO
4670 STARR GRP 38318 STARR IND & LIAB CO
16109 STARR SPECIALTY INS CO
13604 STARR SURPLUS LINES INS CO
175 STATE AUTO MUT GRP 45934 AMERICAN COMPENSATION INS CO
12311 BLOOMINGTON COMPENSATION INS CO

© 2022 National Association of Insurance Commissioners


671
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

175 STATE AUTO MUT GRP 23353 MERIDIAN SECURITY INS CO


41653 MILBANK INS CO
14923 PATRONS MUT INS CO OF CT
30945 PLAZA INS CO
28053 ROCKHILL INS CO
11017 STATE AUTO INS CO OF OH
31755 STATE AUTO INS CO OF WI
25127 STATE AUTO PROP & CAS INS CO
25135 STATE AUTOMOBILE MUT INS CO
176 STATE FARM IL 15894 DOVER BAY SPECIALTY INS CO
16138 HIROAD ASSUR CO
40150 MGA INS CO INC
26816 STATE FARM CNTY MUT INS CO OF TX
25143 STATE FARM FIRE & CAS CO
10739 STATE FARM FL INS CO
25151 STATE FARM GEN INS CO
12251 STATE FARM GUAR INS CO
43796 STATE FARM IND CO
43419 STATE FARM LLOYDS
25178 STATE FARM MUT AUTO INS CO
4913 STERLING INS GRP 15210 STERLING INS CO
10376 STERLING INS COOP INC
181 SWISS RE GRP 34916 FIRST SPECIALTY INS CORP
25038 NORTH AMER CAPACITY INS CO
29700 NORTH AMER ELITE INS CO
29874 NORTH AMER SPECIALTY INS CO
32778 WASHINGTON INTL INS CO
39845 WESTPORT INS CORP
4277 T.D. FRIEDKIN GRP 12870 SENTRUITY CAS CO
694 TENN FARMERS MUT 15245 TENNESSEE FARMERS MUT INS CO
4776 TEXAS MEDICAL LIAB TRUST GRP 15211 LONE STAR ALLIANCE RRG
11588 PHYSICIANS INS CO
10393 TEXAS MEDICAL INS CO
4766 TFP & TWI GRP 11543 TEXAS FAIR PLAN ASSN
30040 TEXAS WINDSTORM INS ASSOC
88 THE HANOVER INS GRP 12833 AIX SPECIALTY INS CO
10212 ALLMERICA FIN ALLIANCE INS CO
41840 ALLMERICA FIN BENEFIT INS CO
12260 CAMPMED CAS & IND CO INC
31534 CITIZENS INS CO OF AMER
10714 CITIZENS INS CO OF IL
10176 CITIZENS INS CO OF OH
10395 CITIZENS INS CO OF THE MIDWEST
36064 HANOVER AMER INS CO

© 2022 National Association of Insurance Commissioners


672
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

88 THE HANOVER INS GRP 22292 HANOVER INS CO


11705 HANOVER NJ INS CO
22306 MASSACHUSETTS BAY INS CO
42552 NOVA CAS CO
41602 THE HANOVER CAS CO
10815 VERLAN FIRE INS CO MD
3384 THE KERNAN GRP 30175 ORISKA INS CO
905 THE LDS GROUP 11124 VERSANT CAS INS CO
1226 THE PARMER GRP 28649 EASTERN ATLANTIC INS CO
43486 WARRANTY UNDERWRITERS INS CO
40940 WESTERN PACIFIC MUT INS CO RRG
4718 TIPTREE FIN GRP 40754 BLUE RIDGE IND CO
16823 FORTEGRA SPECIALTY INS CO
11162 INSURANCE CO OF THE SOUTH
10051 LYNDON SOUTHERN INS CO
10970 RESPONSE IND CO OF CA
3098 TOKIO MARINE HOLDINGS INC GRP 10216 AMERICAN CONTRACTORS IND CO
10367 AVEMCO INS CO
41726 FIRST FIRE & CAS INS OF HI INC
41734 FIRST IND INS OF HI INC
41742 FIRST INS CO OF HI LTD
10938 FIRST SECURITY INS OF HI INC
42374 HOUSTON CAS CO
18058 PHILADELPHIA IND INS CO
12873 PRIVILEGE UNDERWRITERS RECP EXCH
34312 PRODUCERS AGRICULTURE INS CO
33170 PRODUCERS LLOYDS INS CO
11123 SAFETY FIRST INS CO
15105 SAFETY NATL CAS CORP
13815 SAFETY SPECIALTY INS CO
10738 TM SPECIALTY INS CO
32301 TNUS INS CO
10945 TOKIO MARINE AMER INS CO
11243 TOKIO MARINE GRV RE INC
11216 TOKIO MARINE PACIFIC INS LTD
23850 TOKIO MARINE SPECIALTY INS CO
41238 TRANS PACIFIC INS CO
10656 UNITED STATES SURETY CO
29599 US SPECIALTY INS CO
161 TOPA EQUITIES LTD 31461 DORCHESTER INS CO LTD
18031 TOPA INS CO
4964 TOWER HEALTH GRP 16678 STC HLTHCARE PARTNERS RRG
16224 TOWER HTLH RECIP RRG
3484 TOWER HILL INS GRP 29050 TOWER HILL PREFERRED INS CO

© 2022 National Association of Insurance Commissioners


673
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

3484 TOWER HILL INS GRP 11027 TOWER HILL PRIME INS CO
12538 TOWER HILL SIGNATURE INS CO
4901 TRANSIT GEN GRP 16223 TRANSIT GEN INS CO OF NY
13660 TRANSIT GENERAL INS CO
4967 TRANSVERSE INS GRP LLC GRP 21075 TRANSVERSE INS CO
41807 TRANSVERSE SPECIALTY INS CO
4829 TREBUCHET INS GRP 38512 RAMPART INS CO
4802 TRIPLE S GRP 40568 TRIPLE S PROPIEDAD INC
4969 TRISURA GRP 22225 TRISURA INS CO
16188 TRISURA SPECIALTY INS CO
5008 TRUPANION GRP 12190 AMERICAN PET INS CO
3407 TUSCARORA GRP 10480 GLACIER INS CO
12199 KEYSTONE NATL INS CO
14370 LEBANON VALLEY INS CO
17825 TUSCARORA WAYNE INS CO
809 TX FARM BUR MUT 27820 FARM BUREAU CNTY MUT INS CO OF TX
13004 TEXAS FARM BUREAU CAS INS CO
25380 TEXAS FARM BUREAU MUT INS CO
25399 TEXAS FARM BUREAU UNDERWRITERS
4876 UC HLTH GRP 16015 UC HLTH RRG A RECIP RRG
195 UNION MUT VT 10025 COMMUNITY MUT INS CO
43320 EASTERN MUT INS CO
25852 NEW ENGLAND GUAR INS CO INC
25860 UNION MUT FIRE INS CO
167 UNITED EQUITABLE 10031 AMERICAN HEARTLAND INS CO
24910 UNITED EQUITABLE INS CO
248 UNITED FIRE & CAS GRP 10324 ADDISON INS CO
31453 FINANCIAL PACIFIC INS CO
10728 FRANKLIN INS CO
18295 LAFAYETTE INS CO
14478 MERCER INS CO
43540 MERCER INS CO OF NJ INC
19526 UFG SPECIALTY INS CO
13021 UNITED FIRE & CAS CO
19496 UNITED FIRE & IND CO
43559 UNITED FIRE LLOYDS
2878 UNITED HERITAGE MUT GRP 26824 SUBLIMITY INS CO
18939 UNITED HERITAGE PROP & CAS CO
4830 UNITED INS HOLDINGS GRP 12968 AMERICAN COASTAL INS CO
14432 FAMILY SECURITY INS CO INC
14311 INTERBORO INS CO
16423 JOURNEY INS CO
10969 UNITED PROP & CAS INS CO
200 UNITED SERVICES AUTOMOBILE ASN GRP 21253 GARRISON PROP & CAS INS CO

© 2022 National Association of Insurance Commissioners


674
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

200 UNITED SERVICES AUTOMOBILE ASN GRP 25941 UNITED SERV AUTOMOBILE ASSN
25968 USAA CAS INS CO
10078 USAA CNTY MUT INS CO
18600 USAA GEN IND CO
71 UNIVERSAL INS CO GRP 15324 POINT GUARD INS CO
31704 UNIVERSAL INS CO
10759 UNIVERSAL N AMER INS CO
4663 UNIVERSAL INS HOLDING GRP 13563 AMERICAN PLATINUM PROP & CAS INS CO
10861 UNIVERSAL PROP & CAS INS
5020 UNIVERSAL SHIELD INS GRP 16762 SHIELD IND INC
32867 UNIVERSAL FIRE & CAS INS CO
199 UNIVERSAL SURETY 23264 INLAND INS CO
25933 UNIVERSAL SURETY CO
1324 UPMC HEALTH PLAN INC 17990 TRI CENTURY INS CO
11018 UPMC HLTH BENEFITS INC
14485 UPMC WORK ALLIANCE INC
16868 WORKPARTNERS NATL INC
4839 US LEGAL SERV GRP 14689 U S LEGAL SERV INC
3593 USIC GRP 44423 UNITED SURETY & IND CO
201 UTICA NATL INS GRP 14249 FOUNDERS INS CO
18180 FOUNDERS INS CO OF MI
25984 GRAPHIC ARTS MUT INS CO
12475 REPUBLIC FRANKLIN INS CO
10990 UTICA LLOYDS OF TX
25976 UTICA MUT INS CO
10687 UTICA NATL ASSUR CO
13998 UTICA NATL INS CO OF OH
43478 UTICA NATL INS CO OF TX
43451 UTICA SPECIALTY RISK INS CO
5013 VANTAGE GRP 16275 VANTAGE RISK SPECIALTY INS CO
5000 VAULT HOLDINGS GRP 16237 VAULT E&S INS CO
16186 VAULT RECIP EXCH
234 VERMONT MUT GRP 14095 GRANITE MUT INS CO
25992 NORTHERN SECURITY INS CO INC
26018 VERMONT MUT INS CO
2778 VFH CAPTIVE GRP 12156 CROWN CAPTIVE INS CO INC
10798 VFH CAPTIVE INS CO
203 VIRGINIA FARM BUR 10022 COUNTRYWAY INS CO
26026 VIRGINIA FARM BUREAU FIRE & CAS INS
26034 VIRGINIA FARM BUREAU MUT INS CO
10086 VIRGINIA FARM BUREAU TOWN & CNTRY
4233 W L DUNN GRP 20320 COLUMBIA LLOYDS INS CO
12810 MDOW INS CO
4727 WARRIOR INVICTUS HOLDING CO GRP 13587 FIRST CHICAGO INS CO

© 2022 National Association of Insurance Commissioners


675
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

4727 WARRIOR INVICTUS HOLDING CO GRP 81108 UNITED SECURITY HLTH & CAS INS CO
4678 WAYNE & WASHINGTON MUT GRP 16799 WAYNE MUT INS CO
1147 WCF MUT INS CO GRP 10033 WCF MUT INS CO
40517 WCF NATL INS CO
800 WESTERN MUT INS GRP 38490 ARIZONA HOME INS CO
15776 RESIDENCE MUT INS CO
13625 WESTERN MUT INS CO
309 WESTERN NATL MUT GRP 10864 AMERICAN FREEDOM INS CO
11805 ARIZONA AUTOMOBILE INS CO
14508 MICHIGAN MILLERS MUT INS CO
10007 NEVADA GEN INS CO
40312 PIONEER SPECIALTY INS CO
40126 UMIALIK INS CO
24465 WESTERN NATL ASSUR CO
15377 WESTERN NATL MUT INS CO
207 WESTERN RESERVE GRP 26123 LIGHTNING ROD MUT INS CO
10271 SONNENBERG MUT INS ASSOC
26131 WESTERN RESERVE MUT CAS CO
2898 WESTERN SERVICE CONTRACT GRP 37850 PACIFIC SPECIALTY INS CO
11168 PACIFIC SPECIALTY PROP & CAS CO
228 WESTFIELD GRP 19992 AMERICAN SELECT INS CO
24104 OHIO FARMERS INS CO
17558 OLD GUARD INS CO
16447 WESTFIELD CHAMPION INS CO
24112 WESTFIELD INS CO
24120 WESTFIELD NATL INS CO
16450 WESTFIELD PREMIER INS CO
16992 WESTFIELD SPECIALTY INS CO
16449 WESTFIELD SUPERIOR INS CO
16448 WESTFIELD TOUCHSTONE INS CO
4949 WINTAAI HOLDINGS GRP 11042 STONETRUST COMMERCIAL INS CO
3138 WISCONSIN COUNTY MUT GRP 11250 COMMUNITY INS CORP
26956 WISCONSIN CNTY MUT INS CORP
490 WISCONSIN RE GRP 44725 1ST AUTO & CAS INS CO
98 WR BERKLEY CORP 31325 ACADIA INS CO
44318 ADMIRAL IND CO
24856 ADMIRAL INS CO
39462 BERKLEY ASSUR CO
15911 BERKLEY CAS CO
32603 BERKLEY INS CO
38911 BERKLEY NATL INS CO
29580 BERKLEY REGIONAL INS CO
31295 BERKLEY SPECIALTY INS CO
10510 CAROLINA CAS INS CO

© 2022 National Association of Insurance Commissioners


676
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Affiliated With a Group
by Group Name

Group Individual
Code Group Name Company Code Company Name

98 WR BERKLEY CORP 33480 CLERMONT INS CO


10804 CONTINENTAL WESTERN INS CO
21784 FIREMENS INS CO OF WASHINGTON DC
10833 GEMINI INS CO
25224 GREAT DIVIDE INS CO
10749 INTREPID INS CO
10885 KEY RISK INS CO
23612 MIDWEST EMPLOYERS CAS CO
17370 NAUTILUS INS CO
10900 PREFERRED EMPLOYERS INS CO
36684 RIVERPORT INS CO
40045 STARNET INS CO
31003 TRI STATE INS CO OF MN
25844 UNION INS CO
43435 UNION STANDARD LLOYDS
4869 WT HOLDINGS GRP 12750 EVERGREEN NATL IND CO
17103 RICHMOND NATL INS CO
25180 STILLWATER INS CO
16578 STILLWATER PROP & CAS INS CO
212 ZURICH INS GRP 26247 AMERICAN GUAR & LIAB INS
40142 AMERICAN ZURICH INS CO
34649 CENTRE INS CO
34347 COLONIAL AMER CAS & SURETY CO
21326 EMPIRE FIRE & MARINE INS CO
21334 EMPIRE IND INS CO
39306 FIDELITY & DEPOSIT CO OF MD
39039 RURAL COMM INS CO
26387 STEADFAST INS CO
41181 UNIVERSAL UNDERWRITERS INS CO
40843 UNIVERSAL UNDERWRITERS OF TX INS
16535 ZURICH AMER INS CO
27855 ZURICH AMER INS CO OF IL

© 2022 National Association of Insurance Commissioners


677
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

15267 1ST ATLANTIC SURETY CO


15597 A ONE COMMERCIAL INS RRG INC
22896 ACA FIN GUAR CORP
42544 ACADEMIC HLTH PROFESSIONALS INS
12934 ACADEMIC MEDICAL PROFESSIONALS INS E
11573 ACCIDENT INS CO INC
22950 ACSTAR INS CO
14184 ACUITY A MUT INS CO
39381 ADRIATIC INS CO
12166 ADVANCED PROVIDERS INS RRG INC
12252 AEGIS HLTHCARE RRG INC
13677 AFFILIATES INS RECIP A RRG
16748 AFFINITY MUT INS CO
35173 AGENCY INS CO OF MD INC
18236 AGENTS MUT INS CO
28380 AGRI INS EXCH RRG
17710 ALABAMA MUNICIPAL INS CORP
13190 ALAMANCE FARMERS MUT INS CO
38687 ALASKA TIMBER INS INC
15449 ALINSCO INS CO
11965 ALLEGIANT INS CO INC A RRG
10023 ALLIANCE OF NONPROFITS FOR INS RRG
13024 ALLIED GUAR INS CO RRG
11710 ALLIED PROFESSIONALS INS CO RRG
12013 ALLIED SERV RRG
15816 ALLIED TRUST INS CO
16439 ALPINE TRANSPORTATION INS CO RRG INC
32450 ALPS PROP & CAS INS CO
13293 AMALGAMATED CAS INS CO
10103 AMERICAN AGRICULTURAL INS CO
13752 AMERICAN ALLIANCE CAS CO
10232 AMERICAN ASSOC OF OTHODONTISTS RRG
12631 AMERICAN BUILDERS INS CO RRG INC
10903 AMERICAN EXCESS INS EXCH RRG
11590 AMERICAN FOREST CAS CO RRG
12841 AMERICAN INTEGRITY INS CO OF FL
40088 AMERICAN INTER FIDELITY EXCH
16883 AMERICAN MOBILE INS EXCHANGE
21806 AMERICAN PROP INS CO
41300 AMERICAN RESOURCES INS CO INC
12898 AMERICAN RISK INS CO INC
15853 AMERICAN RISK MGMT RRG INC
19631 AMERICAN ROAD INS CO
13366 AMERICAN STEAMSHIP OWNERS MUT PROT
31380 AMERICAN SURETY CO
11534 AMERICAN T & T INS CO RRG
12359 AMERICAN TRADITIONS INS CO
16616 AMERICAN TRANSIT INS CO
16384 AMERICAN TRANSPORTATION GRP INS RRG

© 2022 National Association of Insurance Commissioners


678
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

27928 AMEX ASSUR CO


15617 ANCHOR PROP & CAS INS CO
10308 ANTILLES INS CO
27197 APOLLO MUT FIRE INS CO
11598 APPLIED MEDICO LEGAL SOLUTIONS RRG
34738 ARAG INS CO
44148 ARCHITECTS & ENGINEERS INS CO RRG
16141 ARDELLIS INS LTD
16926 ARECA INS EXCH
13580 ARISE BOILER INSPECTION & INS CO RRG
41459 ARMED FORCES INS EXCH
13374 ARROW MUT LIAB INS CO
24678 ARROWOOD IND CO
13683 ASCENDANT COMMERCIAL INS INC
16140 ASI SELECT AUTO INS CORP
10899 ASOC DE SUSCRIPCION CONJUNTA DEL SEG
15290 ASPIRE GEN INS CO
14425 ASSOC OF CERT MORTG ORIGINATORS RRG
37370 ASSOCIATED LOGGERS EXCH
16489 ASSOCIATED MUT INS CO
16427 ATEGRITY SPECIALTY INS CO
41114 ATLANTIC BONDING CO
25422 ATRADIUS TRADE CREDIT INS CO
33677 ATTORNEYS INS MUT OF THE SOUTH INC R
22670 ATTORNEYS INS MUT RRG INC
15445 ATTORNEYS LIAB ASSUR SOCIETY LTD
41041 AUTO CLUB S INS CO
13139 AVATAR PROP & CAS INS CO
22390 AVENTUS INS CO
13420 BADGER MUT INS CO
31186 BALDWIN MUT INS CO
16039 BALTIMORE EQUITABLE SOCIETY
10174 BAR VERMONT RRG INC
13471 BEAR RIVER MUT INS CO
16888 BEDFORD GRANGE MUT INS CO
12933 BEDFORD PHYSICIANS RRG INC
19020 BELL UNITED INS CO
12987 BENEFIT SECURITY INS CO
10949 BLOOMFIELD MUT INS CO
12965 BONDEX INS CO
12319 BONDSMAN INS CO
16825 BRANCH INS EXCHANGE
15881 BREMEN FARMERS MUT INS CO
13501 BRETHREN MUT INS CO
16918 BRIAR CREEK MUT INS CO
32875 BRITISH AMER INS CO
13788 BROADLINE RRG INC
16396 BROOKLYN SPECIALTY INS CO RRG INC
10371 BROOME CO OPERATIVE INS CO

© 2022 National Association of Insurance Commissioners


679
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

13528 BROTHERHOOD MUT INS CO


16934 BUCKS CNTY CONTRIBUTIONSHIP
14380 BUILD AMER MUT ASSUR CO
13060 BUILDING INDUSTRY INS ASSN INC
15385 BUREAU VERITAS INSPECTION & INS CO
10830 BUSINESS ALLIANCE INS CO
15921 C A R RRG INC
16572 CABLE INS CO
44504 CALIFORNIA HLTHCARE INS CO INC RRG
12180 CALIFORNIA MEDICAL GRP INS CO RRG
27480 CALIFORNIA MUT INS CO
43800 CALLICOON CO OPERATIVE INS CO
27200 CAMBRIA CNTY MUT INS CO
36340 CAMICO MUT INS CO
12961 CANOPIUS US INS
16434 CANOPY RRG INC
32930 CAPACITY INS CO
29769 CAPITOL CAS CO
11825 CARE RRG INC
10520 CARE W INS CO
11544 CAREGIVERS UNITED LIAB INS CO RRG
12373 CARING COMMUNITIES RECIP RRG
10720 CAROLINA FARMERS MUT INS CO
14090 CAROLINA MUT INS INC
10808 CASSATT RRG INC
10537 CASUALTY CORP OF AMER
26697 CASUALTY UNDERWRITERS INS CO
11171 CBIA COMP SERV INC
34568 CENTENNIAL CAS CO
34606 CENTER MUT INS CO
27219 CENTER VALLEY MUT FIRE INS CO
19003 CENTERLINE PROP & CAS CO
43826 CENTRAL CO OPERATIVE INS CO
27340 CENTRE CNTY MUT FIRE INS CO
11976 CENTURION MEDICAL LIAB PROTECT RRG
12633 CENTURY INS CO GU LTD
13725 CENTURY MUT INS CO
16834 CHAMPLAIN SPECIALTY INS CO
10372 CHAUTAUQUA PATRONS INS CO
14388 CHEROKEE GUAR CO INC A RRG
10642 CHEROKEE INS CO
29670 CHERRY VALLEY COOP INS CO
11039 CHESAPEAKE EMPLOYERS INS CO
20400 CIMARRON INS CO INC
11839 CIRCLE STAR INS CO RRG
24830 CITIES & VILLAGES MUT INS CO
10064 CITIZENS PROP INS CORP
37028 CITIZENS UNITED RECIP EXCH
12172 CLAIM PROFESSIONALS LIAB INS CO RRG

© 2022 National Association of Insurance Commissioners


680
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

16524 CLEARCOVER INS CO


16273 CLEARPATH MUT INS CO
16851 CLINICIAN ASSUR INC RRG
18686 CO OPERATIVE INS COS
44598 COLLEGE LIAB INS CO RECIP RRG
13613 COLLEGE RRG INC
10758 COLONIAL SURETY CO
10692 COLUMBIA FEDERAL INS CO
10803 COLUMBIA NATL RRG INC
11864 COMCARE PRO INS RECIP RRG
17061 COMHS RRG LLC IC
17053 COMMODORE RRG INC
13930 COMMONWEALTH CAS CO
11807 COMMUNITIES OF FAITH RRG
13893 COMMUNITY BLOOD CNTR EXCH RRG
15798 COMMUNITY CARE RRG INC
11259 COMMUNITY HOSPITAL RRG
15867 COMPASS SPECIALTY INS RRG INC
36188 COMPSOURCE MUT INS CO
13071 COMPTRUST AGC MUT CAPTIVE INS CO
32190 CONSTITUTION INS CO
10075 CONSUMER SPECIALTIES INS CO RRG
29246 CONSUMERS CNTY MUT INS CO
39551 CONTINENTAL HERITAGE INS CO
11798 CONTINUING CARE RRG INC
10341 CONTROLLED RISK INS CO OF VT RRG
11535 CONVENTUS INTER INS EXCH
10783 CORNERSTONE NATL INS CO
10839 COUNTRYWIDE INS CO
15947 COUNTY HALL INS CO INC A RRG
26492 COURTESY INS CO
17059 COVERED BRIDGE RECIP RRG
16991 COVERNET INS CO
10164 CPA MUT INS CO OF AMER RRG
11694 CPP INS CO
13720 CROSSFIT RRG INC
12636 CROWN CAPTIVE INS CO
11676 CRUDEN BAY RRG INC
14010 CRUSADER INS CO
16409 CURATOR MD RRG INC
16222 CUSA RRG INC
35483 DAILY UNDERWRITERS OF AMER
15928 DAN RRG INC
29122 DELAWARE GRANGE MUT INS CO
40975 DENTISTS INS CO
10659 DIAMOND INS CO
22635 DISCOVERY INS CO
12006 DISTRICTS MUT INS & RISK MGMT SERV
15893 DOCTORS PROFESSIONAL LIABITY RRG INC

© 2022 National Association of Insurance Commissioners


681
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

33499 DORINCO REINS CO


13919 DRYDEN MUT INS CO
16104 EAGLE BUILDERS INS CO RRG INC
11767 EAGLE POINT MUT INS CO
13651 EAST TN MUT INS CO
10115 EASTERN DENTISTS INS CO RRG
16867 ELEMENT INS CO
13688 ELEPHANT INS CO
10989 ELLINGTON MUT INS CO
14163 EMERGENCY CAPITAL MGMT LLC A RRG
12003 EMERGENCY MEDICINE PROFESSIONAL ASR
14051 EMPIRE BONDING & INS CO
16220 EMPLOYERS NATL INS CO INC
10183 EQUITABLE LIAB INS CO
10374 ERIE & NIAGRA INS ASSOC
10802 ETHIO AMER INS CO
16794 EVERGREEN LEGAL EXPENSE INS CO OF FL
15337 EXCELA RECIPROCAL RRG
11186 FAIRMONT FARMERS MUT INS CO
14254 FALCON INS CO
13757 FARM BUREAU MUT INS CO OF AR INC
30805 FARM CREDIT SYSTEM ASSN CAPTIVE INS
30341 FARMERS & MERCHANTS MUT FIRE INS CO
11061 FARMERS FIRE INS CO
16446 FARMERS INS CO OF FLEMINGTON
28738 FARMERS MUT FIRE INS CO
17094 FARMERS MUT FIRE INS CO OF MARBLE
17108 FARMERS MUT FIRE INS CO OF MCCANDLES
13854 FARMERS MUT FIRE INS CO OF SALEM CN
10323 FARMERS MUT INS CO
40070 FARMERS MUT INS CO
33448 FARMERS MUT INS CO OF MI
13889 FARMERS MUT INS CO OF NE
30651 FARMERS MUT OF TN
28436 FARMERS UNION MUT INS CO
11118 FEDERATED RURAL ELECTRIC INS EXCH
35009 FINANCIAL CAS & SURETY INC
12815 FINANCIAL GUAR INS CO
43842 FINGER LAKES FIRE & CAS INS CO
13098 FIRST BENEFITS INS MUT INC
12150 FIRST FOUNDERS ASSUR CO
38326 FIRST IND OF AMER INS CO
11278 FIRST MEDICAL INS CO RRG
43877 FIRST MUT INS CO
10972 FIRST NET INS CO
38504 FIRST SURETY CORP
34150 FLORIDA LAWYERS MUT INS CO
10941 FORESTRY MUT INS CO
12625 FORT WAYNE MEDICAL SURETY CO RRG

© 2022 National Association of Insurance Commissioners


682
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

11387 FORWARD MUT INS CO


11600 FRANK WINSTON CRUM INS CO
10842 FRANKLIN CAS INS CO RRG
14753 FREDERICK MUT INS CO
12016 FREDERICKSBURG PROFESSIONAL RISK EXC
17175 FRIENDS COVE MUT INS CO
26735 FRONTIER MT CARROLL MUT INS CO
26760 FULMONT MUT INS CO
16661 FUTURE CARE RRG INC
14032 GABLES RRG INC
12000 GEISINGER INS CORP RRG
18457 GEM STATE INS CO
11231 GENERALI US BRANCH
10364 GENESEE PATRONS COOP INS CO
16733 GENESIS UNDERWRITERS LTD
13009 GEORGIA DEALERS INS CO
12811 GEORGIA TRANSPORTATION CAPTIVE INS C
12877 GERMAN AMER FARM MUT
14036 GERMANTOWN MUT INS CO
12391 GILLFORD MUT INS CO
10685 GOAUTO INS CO
39861 GOLDEN BEAR INS CO
11145 GOLDEN INS CO RRG
12512 GOOD SHEPHERD RECIP RRG INC
13973 GOVERNMENT TECHNOLOGY INS CO RRG INC
37036 GOVERNMENTAL INTERINS EXCH
11581 GRACO RRG INC
16870 GRANADA INS CO
17191 GRANGE MUT FIRE INS CO
16620 GREAT BAY INS CO
30384 GREAT LAKES MUT INS CO
12982 GREAT PLAINS CAS INC
10913 GREAT RIVERS MUT INS CO
11941 GREEN HILLS INS CO RRG
15814 GROWERS AUTOMOBILE INS ASSOC
12014 GUTHRIE RRG
44377 HALIFAX MUT INS CO
15982 HAMBLEN MUT INS CO
17337 HANOVER FIRE & CAS INS CO
20430 HARBOR INS CO
11101 HARTLAND MUT INS CO
14176 HASTINGS MUT INS CO
35904 HEALTH CARE IND INC
11832 HEALTH CARE INDUSTRY LIAB RECIP INS
11043 HEALTH CARE INS RECIP
11091 HEALTH CARE MUT CAPTIVE INS CO
10080 HEALTH PROVIDERS INS RECIP RRG
12519 HEALTHCARE PROFESSIONAL INS CO INC
16957 HEALTHCARE PROFESSIONAL LONG TERM CA

© 2022 National Association of Insurance Commissioners


683
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

16383 HEALTHCARE PROFESSIONAL RRG INC


11683 HEALTHCARE PROVIDERS INS CO
12468 HEARTLAND MUT INS CO
29998 HIGHVIEW NATL INS CO
12536 HOMEOWNERS OF AMER INS CO
11460 HOMESTEAD INS CO
28550 HOUSING & REDEVELOPMENT INS EXCH
16759 HOXBRIDGE INS CO INC RRG
15866 HPIC RRG
15455 HUTTERIAN BRETHREN MUT INS CORP
10048 HYUNDAI MARINE & FIRE INS CO LTD
11268 ICI MUT INS CO RRG
36480 IDAHO COUNTIES RISK MGMT PROGRAM
36129 IDAHO STATE INS FUND
15571 ILLINOIS CAS CO
42927 ILLINOIS STATE BAR ASSN MUT INS CO
18468 INDEMNITY NATL INS CO
29831 INDEPENDENT MUT FIRE INS CO
22624 INDIANA FARMERS MUT INS CO
11021 INDIANA OLD NATL INS CO
14281 INLAND MUT INS CO
11668 INSPIRIEN INS CO
30864 INSURANCE PLACEMENT FACILITY OF PA
10293 INTEGRA INS INC
16983 INTERSTATE INS CO RRG INC
15080 IQS INS RRG INC
31658 ISLAND HOME INS CO
16379 JET INS CO
12594 JM WOODWORTH RRG INC
17329 JUNIATA MUT INS CO
16648 JUST AUTO INS INC
14362 KANSAS MUT INS CO
10088 KENSINGTON INS CO
11872 KENTUCKIANA MEDICAL RECIP RRG
10320 KENTUCKY EMPLOYERS MUT INS
11939 KENTUCKY HOSPITAL INS CO RRG
13598 KESWICK GUARANTY INC
12966 KEY INS CO
13073 KEYSTONE MUT INS CO
13668 KINGSTONE INS CO
38920 KINSALE INS CO
37800 KOOKMIN BEST INS CO LTD
16255 KW SPECIALTY INS CO
38148 LANCER IND CO
37109 LANDCAR CAS CO
27529 LAUNDRY OWNERS MUT LIAB INS ASSN
36706 LAWYERS MUT INS CO
24520 LAWYERS MUT INS CO OF KY
15778 LCTA CAS INS CO

© 2022 National Association of Insurance Commissioners


684
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

11527 LEAGUE OF WI MUNICIPALITIES MUT INS


10380 LEATHERSTOCKING COOP INS CO
16922 LECOM HLTH RRG
16023 LEMONADE INS CO
17158 LINCOLN RRG INC
40550 LIO INS CO
11075 LION INS CO
27405 LOCUST MUT FIRE INS C
17034 LONG IRON INS RRG INC
14427 LOUISIANA FARM BUREAU MUT INS CO
22900 LOUISIANA PEST CONTROL INS CO
22350 LOUISIANA WORKERS COMP CORP
16921 LOXDON INS CO INC RRG
27596 LR INS INC
16965 LTC INS CO RRG LLC
28134 LUTHERAN MUT FIRE INS CO
11684 LVHN RRG
33502 MACHINERY INS INC ASSESSABLE MUT CO
10011 MADA INS EXCH
14443 MADISON MUT INS CO
30449 MADISON MUT INS CO
12554 MAKE TRANSPORTATION INS INC RRG
12824 MANUFACTURING TECHNOLOGY MUT INS CO
31780 MAPLE VALLEY MUT INS CO
14451 MARYSVILLE MUT INS CO
36030 MAYA ASSUR CO
10697 MCIC VT A RECIP RRG
11036 MCMILLAN WARNER MUT INS CO
12355 MD RRG INC
11498 MDADVANTAGE INS CO OF NJ
14446 MED MAL RRG INC
11861 MEDICAL ALLIANCE INS CO
32433 MEDICAL INS EXCH OF CA
13101 MEDICAL MALPRACTICE JOINT UNDERWRITI
36277 MEDICAL MUT INS CO OF ME
11813 MEDICAL PROVIDERS MUT INS CO RRG
13793 MEDMAL DIRECT INS CO
44237 MENTAL HLTH RRG
16187 METROMILE INS CO
27014 MFS MUT INS CO
10209 MI AUTO INS PLACEMENT FACILITY
34029 MICHIGAN BASIC PROP INS ASSN
10998 MICHIGAN COMMERCIAL INS MUT
31429 MICHIGAN PROFESSIONAL INS EXCH
26835 MIDROX INS CO
12839 MIDSOUTH MUT INS CO
26818 MIDSTATE MUT INS CO
11999 MIDWEST INS GRP INC RRG
10282 MIDWESTERN EQUITY TITLE INS CO

© 2022 National Association of Insurance Commissioners


685
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

14575 MILLERS CAPITAL INS CO


11964 MISSOURI DOCTORS MUT INS CO
10191 MISSOURI EMPLOYERS MUT INS CO
27766 MISSOURI VALLEY MUT INS CO
15997 MMG INS CO
15819 MONTANA STATE FUND
16218 MONTAUK RRG INC
16700 MOTOR TRANSPORT MUT RRG INC
10653 MOUND PRAIRIE MUT INS CO
13812 MOUNTAIN LAKE RRG INC
11547 MOUNTAIN LAUREL RRG INC
11585 MOUNTAIN STATES HLTHCARE RECIP RRG
12418 MOWER CNTY FARMERS MUT INS CO
10831 MT MORRIS MUT INS CO
14656 MUNICIPAL MUT INS CO
15779 MUNICIPAL PROP INS CO
17477 MUTUAL FIRE INS CO OF S BEND TOWNSHI
11878 MUTUALAID EXCHANGE
29629 NAMIC INS CO INC
14366 NASW RRG INC
11806 NATIONAL ASSISTED LIVING RRG INC
12235 NATIONAL BUILDERS & CONTRACTORS INS
12230 NATIONAL DIRECT INS CO
41068 NATIONAL FIRE & CAS CO
15679 NATIONAL FIRE & IND EXCH
36072 NATIONAL GUARDIAN RRG INC
10658 NATIONAL HERITAGE INS CO
16011 NATIONAL TRANSPORTATION INS CO RRG L
19119 NATIONAL UNITY INS CO
13127 NATIONS INS CO
17493 NAZARETH MUT INS CO
11260 NEVADA MUT INS CO INC
13792 NEW HOME WARRANTY INS CO A RRG
16014 NEW HORIZON INS CO
11539 NEW JERSEY PHYSICIANS UNITED RECIP
12275 NEW YORK HLTHCARE INS CO INC RRG
20690 NEW YORK MUNICIPAL INS RECIP
34843 NEW YORK SCHOOLS INS RECIP
16285 NEXT INS US CO
10751 NHRMA MUT INS CO
27905 NLC MUT INS CO
16461 NOBLR RECIP EXCH
13012 NORMANDY INS CO
16683 NORTH CAROLINA GRANGE MUT INS CO
43869 NORTH COUNTRY INS CO
30376 NORTHERN MUT INS CO
10196 NORTHERN NECK INS CO
14021 NORTHWEST FARMERS MUT INS CO
14885 NORTHWEST GF MUT INS CO

© 2022 National Association of Insurance Commissioners


686
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

17052 NOTTING HILL RRG LLC


34215 NUCLEAR ELECTRIC INS LTD
16699 NUOVO IND RRG INC
17007 O SHAUGANHILL SURETY & INS INC
13644 OASIS RECIP RRG
41076 OCEAN MARINE IND CO
37176 OHIO BAR LIAB INS CO
32573 OHIO FAIR PLAN UNDERWRITING ASSOC
26565 OHIO IND CO
39411 OKLAHOMA ATTORNEYS MUT INS CO
17531 OLD ELIZABETH MUT FIRE INS CO
11579 OLD GLORY INS CO
12954 OLYMPUS INS CO
16219 OMAHA NATL INS CO
16989 OMNIA RRG INC
15646 ONE ALLIANCE INS CORP
22870 ONTARIO INS CO
10353 OOIDA RRG INC
44105 OPHTHALMIC MUT INS CO RRG
12183 ORANGE CNTY MEDICAL RECIP INS RRG
43850 OSWEGO CNTY MUT INS CO
30350 OTSEGO CO PATRONS COOP FIRE RELIEF
14915 OTSEGO MUT FIRE INS CO
16822 OVERDRIVE RRG INC
15583 P&S INS RRG
11575 PACE RRG INC
18380 PACIFIC IND INS CO
13121 PALMETTO SURETY CORP
10904 PAN HANDLE FARMERS MUT INS CO OF WV
44130 PARATRANSIT INS CO MUT RRG
16488 PARK WOOD RRG INC
17582 PATRONS MUT FIRE INS CO OF IN PA
11973 PCH MUT INS CO INC RRG
11846 PEACE CHURCH RRG INC
11587 PELICAN INS RRG
24341 PEMCO MUT INS CO
14077 PENN RESERVE INS CO LTD
33537 PENNSYLVANIA PROFESSIONAL LIAB JUA
13125 PEOPLES TRUST INS CO
12297 PETROLEUM CAS CO
11062 PETROLEUM MARKETERS MGMT INS CO
16297 PHILADELPHIA ACADEMIC RRG LLC
12004 PHOEBE RECIP RRG
12746 PHYSICIANS IND RRG
13194 PHYSICIANS INS MUT
11514 PHYSICIANS PROFESSIONAL LIAB RRG
10934 PHYSICIANS REIMBURSEMENT RRG
11513 PHYSICIANS SPECIALTY LTD RRG
10997 PIE CAS INS CO

© 2022 National Association of Insurance Commissioners


687
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

17335 PIEDMONT MUT INS CO


13582 PIH HLTH INS CO RECIP RRG
11980 PINNACLE CONSORTIUM OF HIGHER ED RRG
41190 PINNACOL ASSUR
18309 PIONEER STATE MUT INS CO
15796 PLATINUM TRANSPORT INS RRG INC
30520 POLICYHOLDERS MUT INS CO
37869 PRE PAID LEGAL CAS INC
10223 PREFERRED AUTO INS CO INC
12497 PREFERRED CONTRACTORS INS CO RRG LLC
15024 PREFERRED MUT INS CO
16523 PREMIER INS CO
12773 PRESCIENT NATL INS CO
21776 PREVISOR INS CO
16959 PRIMARY CARE INS RRG INC
13721 PRIMEONE INS CO
14461 PROFESSIONAL EXCH ASSUR CO RRG
37435 PROFESSIONAL INS EXCH MUT INC
13067 PROFESSIONALS RRG INC
17087 PROPERTY INS CO OF AMER
15990 PROSPECT MEDICAL HOLDINGS RRG INC
27278 PROTECTION MUT INS CO
15040 PROVIDENCE MUT FIRE INS CO
15059 PUBLIC SERV INS CO
11350 PUBLIC UTILITY MUT INS CO RRG
12332 PUERTO RICO MED DEFENSE MUT INS CO
17701 PYMATUNING MUT FIRE INS CO
14133 QUALITAS INS CO
16330 RAM MUT INS CO
10199 RANCHERS & FARMERS MUT INS CO
16155 RECOVER INS CO RRG INC
15905 RECREATION RRG INC
13078 RED CLAY RRG INC
13736 RED ROCK RRG INC
13131 RESPONSIVE AUTO INS CO
12209 RESTORATION RRG INC
10718 RETAILERS CAS INS CO
12471 RETAILERS INS CO
16428 RHODE ISLAND AUTOMOBILE INS PLAN
42706 ROCHE SURETY & CAS CO INC
27065 ROCKFORD MUT INS CO
15744 ROMULUS INS RRG INC
15091 RURAL MUT INS CO
11134 RURAL TRUST INS CO
15415 SAFE INS CO
15341 SAFEPOINT INS CO
15631 SAGE RRG INC
36196 SAIF CORP
11712 SAINT LUKES HLTH SYSTEM RRG

© 2022 National Association of Insurance Commissioners


688
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

12511 SAMARITAN RRG INC


38300 SAMSUNG FIRE & MARINE INS CO LTD
17736 SAUCON INS CO
10368 SAUQUOIT VALLEY INS CO
12988 SCRUBS MUT ASSUR CO RRG
17744 SEAWAY MUT INS CO
16902 SECURITY CAS RRG INC
10117 SECURITY FIRST INS CO
15113 SECURITY MUT INS CO
14136 SELECT MD RRG INC
37672 SEVEN SEAS INS CO INC
13557 SIGMA RRG INC
11078 SIMED
16863 SKYRAIDER RRG INC
18597 SLAVONIC MUT FIRE INS ASSOC
16600 SMALL FLEET ADVANTAGE RRG INC
15261 SOCIETY INS A MUT CO
37141 SOUTHERN GEN INS CO
19178 SOUTHERN GUAR INS CO
26468 SOUTHERN MUT CHURCH INS CO
12247 SOUTHERN OAK INS CO
15709 SOUTHERN STATES INS EXCH
12610 SOUTHERN TRUST INS CO
10925 SOUTHERN VANGUARD INS CO
27499 SOUTHWEST GEN INS CO
12907 SOUTHWEST PHYSICIANS RRG INC
13595 SPARTAN INS CO
19780 SPECIALTY RISK OF AMER
10754 SPIRIT MOUNTAIN INS CO RRG INC
11114 ST CHARLES INS CO RRG
11688 ST LUKES HLTH NTWRK INS CO RECIP RRG
12645 STANDARD CAS CO
32387 STAR CAS INS CO
17024 STAR MUT RRG INC
35076 STATE COMPENSATION INS FUND
36102 STATE INS FUND
36103 STATE INS FUND DISABILITY BENEFITS
33049 STATE VOLUNTEER MUT INS CO
27677 STATE WORKERS INS FUND
44075 STATES SELF INSURERS RRG
10156 STEADPOINT INS CO
12878 STERLING CAS INS CO
10476 STICO MUT INS CO RRG
27685 STONE VALLEY MUT FIRE INS CO
10130 SU INS CO
13135 SUBURBAN HLTH ORG RRG LLC
16653 SUMMIT INS CO RRG
10909 SUN SURETY INS CO
14026 SUNLAND RRG INC

© 2022 National Association of Insurance Commissioners


689
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

34762 SUNZ INS CO


17030 SURECHOICE UNDERWRITERS RECIP EXCH
16476 SURYA INS CO INC RRG
32107 SUTTER INS CO
20311 SYNCORA GUAR INC
12593 SYNERGY COMP INS CO
10085 TANK OWNER MEMBERS INS CO
17046 TECHNOLOGY TRANSPORTATION MUT RRG IN
11692 TECUMSEH HLTH RECIP RRG
10113 TERRA INS CO RRG
14395 TERRAFIRMA RRG LLC
32514 TEXAS HOSPITAL INS EXCH
36331 TEXAS LAWYERS INS EXCH
32697 TEXAS MEDICAL LIAB INS UNDWRITING AS
22945 TEXAS MUT INS CO
16850 THE EDUCATION INS CORP OF IL
10152 THE HLTHCARE UNDERWRITING CO RRG
26257 THE MUTUAL RRG INC
10083 THE NATL CATHOLIC RRG INC
28240 THE SERV INS CO INC
10313 THE USA INS CO
15545 THE WOODLANDS INS CO
10084 TITLE INDUSTRY ASSUR CO RRG
10009 TOWER BONDING & SURETY CO
37621 TOYOTA MOTOR INS CO
42749 TRADERS INS CO
16994 TRAILBLAZERS INS CO INC RRG
34002 TRANS CITY CAS INS CO
21270 TRANSIT MUT INS CORP OF WI
28535 TRIANGLE INS CO INC
11958 TRINITY RISK SOLUTIONS RECIP INS CO
32727 UNDERWRITERS AT LLOYDS
15642 UNDERWRITERS AT LLOYDS LONDON
15792 UNDERWRITERS AT LLOYDS LONDON
28681 UNION MUT INS CO
35319 UNITED AUTOMOBILE INS CO
11263 UNITED BUSINESS INS CO
36226 UNITED CAS & SURETY INS CO
11548 UNITED CENTRAL PA RRG
10020 UNITED EDUCATORS INS RRG INC
16250 UNITED FRONTIER MUT INS CO
10894 UNITED GRP CAPTIVE INS CO
17647 UNITED HOME INS CO
12256 UNITED INS CO
10719 UNITED MUT INS CO
16286 UNIVERSAL CAS RRG INC
15296 UPLAND MUT INS INC
16988 UPLAND SPECIALTY INS CO
12915 URGENT CARE ASSUR CO RRG INC

© 2022 National Association of Insurance Commissioners


690
PROPERTY AND CASUALTY INSURANCE INDUSTRY
2021 MARKET SHARE REPORT
INDEX OF COMPANIES
Companies Not Affiliated With a Group
by Company Name

Individual
Company Code Company Name

15908 URGENT MD RRG INC


13017 US INS CO OF AMER
30457 USA UNDERWRITERS
28497 USPLATE GLASS INS CO
12520 UTAH BUSINESS INS CO INC
15326 UTICA FIRST INS CO
13988 UV INS RRG INC
11038 VASA SPRING GARDEN MUT INS CO
15956 VELOCITY INS CO RRG
12900 VICTORY INS CO INC
17868 WALL ROSE MUT INS CO
10370 WASHINGTON CNTY COOP INS
10683 WAWANESA GEN INS CO
43290 WAYNE COOP INS CO
14550 WEA PROP & CAS INS CO
11682 WELLSPAN RRG
15350 WEST BEND MUT INS CO
17892 WEST BRANCH MUT INS CO
10911 WEST VIRGINIA NATL AUTO INS CO
12362 WESTERN MUT INS CO
11853 WESTON PROP & CAS INS CO
12296 WHITECAP SURETY CO
33405 WISCONSIN HLTH CARE LIAB INS PLAN
22020 WISCONSIN LAWYERS MUT INS CO
27880 WISCONSIN MUNICIPAL MUT INS CO
27022 WISCONSIN MUT INS CO
15407 WOLVERINE MUT INS CO
12465 WOODLAND MUT INS CO
31232 WORK FIRST CAS CO
34576 WORKERS COMP EXCH
11523 WRIGHT NATL FLOOD INS CO
11003 WVA INS CO
44415 YEL CO INS
11796 YELLOWSTONE INS EXCH RRG
16887 YRIG RRG INC
30325 ZALE IND CO

© 2022 National Association of Insurance Commissioners


691
The National Association of Insurance Commissioners (NAIC) is the
U.S. standard-setting and regulatory support organization created
and governed by the chief insurance regulators from the 50 states,
the District of Columbia and five U.S. territories. Through the NAIC,
state insurance regulators establish standards and best practices,
conduct peer review, and coordinate their regulatory oversight. NAIC
staff supports these efforts and represents the collective views of state
regulators domestically and internationally. NAIC members, together
with the central resources of the NAIC, form the national system of
state-based insurance regulation in the U.S.

For more information, visit www.naic.org.

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