ESTIGATION REPORT & TITLE CERTIFICATE 16-09-2022 ~~ | LV/22-23/BNG/ LV/Ref.NO. To, ee 09/ICICL-19 ICICI Home Finance Company Status of Legal - Ltd., Opinion Report | POSITIVE 165% 166, Manjunatha Chamber, | (TSR) Shankar Nagar, Main Road, peeneecues PLOT PURCHASE Type Mahalakshmipuram, Bangalore- |] 560096 App. No. 7793675408 : ‘Sint. CHIKKAIAH Ay pplicant Name | A Dear Sir/Madam, SUBJECT: Legal Scrutiny Report in respect of the file of Smt.Chikkaiah Sunitha PART I: PROPERTY DETAILS: 1, Name of the Applicant/Borrower/s: Smt.Chikkaiah Sunitha 2. Name of the Co-applicant/s: (if any): NA 3. Type of Loan: 4. Purpose of Loai PLOT Purchase PLOT Purchase 5. Name of the Property Owners: Sri.S.Taneer Pasha, Sri.Akram Pasha and Sri.Nasir Pasha 6. Description of the Property (with Boundaries): SCHEDULE PROPERTY All that piece and parcel of the immovable Property bearing of situated at Muddenahalli Panchayat Muddenahalli Village Kodigenahalli Hobli, Madugiri East Taluk, Tumkuru District.S1.No. | Plot No. | PID No. Measurements | Boundaries 1 519/294 | 1525005018003203H5 | East to West tant: Plot 9.1448q.mtr No.297 North to South: Went: Road 12. 1928q mtr | North: Plot No.295, South: Plot No.293, 2 510/297 | 152500501800320372 | East to West: East: Road 9.1448q.mtr_ | West: Plot North to South: | No.294 12 1928q mtr | North: Plot No.296 South: Plot No.298 7. Nature / Status of the Property: Non-Agricultural/Residential 8. Type of Property: Village Panchayat E-Swattu Katha Property PART. SCRUTINY AND LEGAL OPINIOI ORIGINAL OR XEROX) LIST_OF DOCUMENTS SUBMITTED BEFO! ‘US FOR (SPECIFY THE DOCUMENTS ARE SL. | DATE DESCRIPTION OF THE DOCUMENTS | ORIGINAL/ | No. PHOTOCOPY / CERTIFIED 1] 22-07- ‘Assignment Agreement executed by | PHOTOCOPY 2022 M/s.Swabhumi Developers represented by their Managing Director, Sri.C.Likhith Reddy in favour of Smt,Sunitha.C 2 30-01- E-Swattu Katha is issued in the name of | PHOTOCOPY 2021 SriAkram Pasha issued by the Muddenhalli Grama Panchayat w.r.t Plot No. 519/294 3) 30-01- E-Swattu Katha is issued in the name of | PHOTOCOPY | 2021 SriAkram Pasha issued by _ the |“Muddenhalli Grama Panchayat w.r.t Plot No. 510/297 | 22-07- Tax Paid Receipts is: PHOTOCOPY | 2022 SriAkram Pasha by the office of BBMP w.r.t Plot No. 519/294 5] 22-07- ‘Tax Paid Receipts issued in the name of | PHOTOCOPY 2022 Sri.Akram Pasha by the office of BBMP w.r.t Plot.510/297 6 18-08- Online Nil Encumbrance Certificate for | PHOTOCOPY 2022 the period from 01-01-2020 to 16-08- 2022 w.r-t Plot No. 519/294 [7 )18-08- Online Nil Encumbrance Certificate for | PHOTOCOPY | 2022 the period from 01-01-2020 to 16-08- 2022 w.r-t Plot.510/297 PART III: FLOW OF TITLE OF PROPERTY: (HISTORY OF TITLE) The Bank had already obtained an opinion with respect to the entire layout from the other vendor in the reference case LAN No.7791580694, dated 28.03.2022. Now, the opinion is sought for two sites formed in the same layout. Hence, we are releasing this report based on the aforementioned documents provided to us. TRACING OF TITLE: On perusal of the documents furnished to us, it is observed that, 1. As represented in the recitals of the Assignment Agreement dated 22- 07-2022, the owners of the Schedule Property named Sri.S.Taneer Pasha, Sri.Akram Pasha and Sri. Nasir Pasha had entered into an Agreement of Sale dated 15-07-2020, with M/s.Swabhumi Developers represented by their Managing Director, Sri.C.Likhith Reddy, which is registered as Document No. 906/2020-21, in Book-I, in the office of the Sub Registrar, Madugiri2. Thereafter, M/s.Swabhumi Developers represented by their Managing Director, Sri.C.Likhith Reddy had executed an Assignment Agreement with respect to the Schedule Property in favor of Smt.Sunitha.c W/o.Sri.Vishwanath. WHEREFORE, upon the Execution of Absolute Sale Deed by Sri.S.Taneer Pasha, Sri.Akram Pasha and Sri.Nasir Pasha along with the Agreement Holder M/s.Swabhumi Developers represented by their Managing Director, Sri.C.Likhith Reddy, the intending purchaser would become the absolute owner of the Schedule Property and would derive clear and marketable title upon the same. PART IV: EVIDENCE OF THE TITLE OF PROPERTY: Sri. S.Taneer Pasha, SriAkram Pasha and Sri.Nasir Pasha is the absolute owner of the Schedule Property and they have acquired absolute right, title, interests, and possession of the property PART V: OTHER PROVISIONS: 5.1 5.2 5.3 Whether provisions of the urban land ceiling act are applicable? NA Whether any property/ies intend to be given as security is subject to any minor's claim/share? NA Whether the property is affected by any revenue and tenancy regulations; if yes then to what extent? NA. 5.4 Whether the user land has been converted into Non-Agricultural for Residential use by the order of the competent Authority? NA 5.5 Whether up to date tax/land revenue has been paid in respect of the property? NA 5.6 Whether all original documents for last 13/30 years have been scrutinized; if not give reasons? YES 5.7 Whether required documents are available for creating mortgage? YES 5.8 Whether all the previous owners of the property had the right and 5.9 competency to transfer the property? YES Whether the proposed mortgage by deposit of title deeds is possible? YES5.10 What is the tenure of the land; if it is leased? NA Whether the land is Adivasi (tribal) land? NA 5.12. Whether the land /property are joint family property? NA 5.13 Whether SARFAESI Act applicable? YES 5.14 Is land/property/flat_ being subject. to any reservations /acquisitions/requisitions? NA 5.15 Whether the property has been transferred by a power of attorney (POA) holder of the original landowner in favor of the loan applicant? NO 5.16 Whether the said POA holder has/had the authority to sell the property under POA? NA 5.17 Whether POA as recorded in 5.15 is registered? NA 5.18 Whether any prior permission /NOC /consent required from any Authority to mortgage the Property (Authority may be Govt. / Municipal Corporation / Land Development Authority / Industrial Development Authority / Society etc.). If permission is required, specify the name of the authority from whom permission/NOC is required and list all permission/ No objection required NA 5.19 Whether any permission / consent is required to sell the property upon invocation of the mortgage. If so, indicate the Authority from whom the permission is required; Indicative Time line to obtain such permission; and any premium payable to the Authority upon such transfer NA 5.20 Whether Search Report is obtained and submitted? NA Search Report Details: - Search Conducted Years: Name of the Advocate / Searcher: Search Report Date: Note: 5.21 Whether EC is obtained? YES EC Details: - Online EC for the period from 01-01-2020 to 16-08-2022 w.r.t Plot.510/297 and 519/294 No. of Years EC Obtained: 02 years Any Encumbrance to Specify: No EC Applied by: NAPART VI: CERTIFICATE: In view of the foregoing, I/We certify that the title deeds intended to be deposited, relating to the property and offered as security by way of registered /equitable mortgage and the documents of title referred to above are perfect evidence of the title and that if the said registered /equitable mortgage is created in the manner required by law, it would satisfy the requirements of creation of registered/equitable mortgage. 1/We further certify that Sri.S.Taneer Pasha, Sri.Akram Pasha and Sri.Nasir Pasha has a valid, clear, marketable, and unencumbered title in the property/ies stated above. The mortgage if created will be available to ICICI HFC for the liability of the intending Borrower / Co-borrower Sunitha.C PART VII: The following original documents to be collected by ICICI HFC for the creation of a registered/equitable mortgage of the said property: 1, Sale Deed to be executed by Sri.S.Taneer Pasha, Sri.Akram Pasha and Sri.Nasir Pasha along with the Agreement Holder M/s.Swabhumi Developers represented by their Managing Director, Sri.C.Likhith Reddy in favour of Smt.Sunitha.C 2. Sale Agreement dated 15-07-2020, registered as Document No. 906/2020-21, in Book-I, in the office of the Sub Registrar, Madugiri 3. Encumbrance Certificate for the period 01-04-2004 to till date w.rt. Schedule Property + Following documents need to be submitted prior to disbursal of loan/at the time of disbursement of the loan: - + Following documents are required post disbursal: (if any): - SL. | DATE | DESCRIPTION OF THE DOCUMENTS | ORIGINAL/ | NO. PHOTOCOPY / CERTIFIED 1. | 22-07- Assignment Agreement executed by| ORIGINAL | 2022 M/s.Swabhumi Developers represented by their Managing Director, Sri.C.Likhith Reddy in favour of Smt.Sunitha.Cz; 30-01- 2021 30-01- 2021 22-07- 2022 5. | 22-07- 2022 E-Swattu Katha is issued in the name of | SriAkram Pasha issued by the Muddenhalli Grama Panchayat w.r.t Plot No. 519/294 SriAkram Pasha issued by the | Muddenhalli Grama Panchayat w.r.t Plot | No. 510/297 Tax Paid Receipts issued in the name of | SriAkram Pasha by the office of BBMP | wart Plot No. 519/294 | Tax Paid Receipts issued in the name of Sri.Akram Pasha by the office of BBMP w.r.t Plot.510/297 ORIGINAL | E-Swattu Katha is issued in the name of ORIGINAL ‘ORIGINAL — ORIGINAL 18-08- 2022 Online Nil Encumbrance Certificate for the period from 01-01-2020 to 16-08- 2022 w.r.t Plot No. 519/294 ORIGINAL 18-08- 2022 ‘Online Nil Encumbrance Certificate for the period from 01-01-2020 to 16-08- 2022 w.r.t Plot.510/297 ORIGINAL Sale Deed to be executed by Sri.S.Taneer Pasha, SriAkram Pasha and Sri.Nasir Pasha along with the Agreement Holder M/s.Swabhumi Developers represented by their Managing Director, Sri.C.Likhith Reddy in favour of Smt.Sunitha.C ‘ORIGINAL 9. 15-07- 2020 Sale Agreement entered by Sri.S.Taneer Pasha, SriAkram Pasha and Sri.Nasir Pasha with M/s.Swabhumi Developers represented by their Managing Director, Sri.C_Likhith Reddy, which is registered as Document No. 906/2020-21, in Book- I, in the office of the Sub Registrar, Madugiri PHOTOCOPY | REMARKS (if any): -a) We have not examined whether there is any litigation or dispute in respect of the said property, as it is out of the scope of our work. b) The inspection of index records as being made available at the office of concerned sub-registrar, are normally incomplete, scattered in nature & manually managed, due to which it is impossible to find out other registered entries (if any) related to the said property. ©) Our report is based on the representations made in the photocopies of the documents submitted by you and translation (if any in vernacular language) to the best of efforts, however, no separate verification of original documents is carried out and no responsibility is taken for any false statements, misrepresentations or submission made in the documents submitted or for fraudulent documents submitted by the borrower. Also the documents perused do not reflect any violations of any of the present statutes or do not demonstrate any irregularities in respect thereof. Your empaneled Technical Team to verify & certify that the building containing the ‘Said Property’ is constructed/ completed in accordance with requisite permissions and approvals from all concerned authorities. d) Subject to the observations made hereinabove, we have perused copies of the documents forwarded to us and have got relevant and available records verified on the basis of photocopy provided to us for the last 13 years. The title of the property is clear, marketable. Equitable mortgage can be created in favour of the company by depositing the original title documents as referred above. As desired, the documents as received are returned herewith. Should you desire any further information and/or clarification please do revert to us. Thanking you, Place: Bengaluru Date: 16-09-2022 For LAW VERITAS REVANASIODES St WRAJESHWAR Si" Name: R.P.RAJESHWAR Designation: PARTNER