\mhemidikkh FCAM ‑ Nmiks PC

RD\CN ;7

Q]Q]HKH KAKZK
FCAM

\MHEKHRKZ

Bkikf fmrmhakhknkh suktu mvmht nmecktkh, fknk kbk jmjmrkpk `ki ykhe `krus
bcpmr`ktcnkh. Qmkhbkchyk nkickh fmhgkbc pkhctck smfchkr, fknk susuhkh kakrk fmhgkbc `ki
ykhe tmrpmhtche bkikf pmhmhtu sunsmshyk kakrk smfchkr tmrsmjut. Fdbui chc fmrupknkh
jk`kh kgkr ykhe fmfjk`ks tmhtkhe Fktmrc Qusuhkh Kakrk FCAM pkbk fktk pmikgkrkh
\mhemidikkh Fmmtche, Chamhtcvm, Adhomrmham bkh Mx`cjctcdh nmiks PC bmhekh rukhe ichenup
fktmrc smjkekc jmrcnut7
k. \mhemrtckh Qusuhkh Kakrk
j. Ouhesc Qusuhkh Kakrk
a. @ki-`ki ykhe `krus bcpmr`ktcnkh bkikf fmhyusuh kakrk
b. Adhtd` Qusuhkh Kakrk FCAM

K. NDF\MRMHQC BKQKZ

1.? Fmhekhkicscs susuhkh kakrk FCAM

2.? Fmhyusuh Kakrk FCAM

J. CHBCNKRDZ \MHAK\KCKH A. R]G]KH \MFJMIKGKZKH

Fmikiuc bcsnusc bkh fmheekic chodfksc
pmsmrtk bcbcn bkpkt 7
;. Fmhycfpuinkh susuhkh kakrk FCAM ;. Fmhycfpuinkh susuhkh kakrk FCAM
:. Fmhycfpuinkh ouhesc susuhkh kakrk bmhekh tmpkt
FCAM :. Fmhycfpuinkh ouhesc susuhkh kakrk
1. Fmhekhkicscs `ki-`ki ykhe `krus FCAM bmhekh jmhkr
bcpmr`ktcnkh bkikf fmfjukt susuhkh 1. Fmhekhkicscs `ki-`ki ykhe `krus

2. kakrk
Fmhekhkicscs adhtd` susuhkh kakrk suktu bcpmr`ktcnkh bkikftmictc fmfjukt
susuhkh kakrk bmhekh
kakrk pkfmrkh 2. Fmhekhkicscs adhtd` susuhkh kakrk
=. Fmfjukt susuhkh kakrk FCAM suktu kakrk pkfmrkh bmhekh tmictc
=. Fmfjukt susuhkh kakrk FCAM
bmhekh nrmktco

B. KNRC_CRKQ \MFJMIKGKZKH
Jkakik` bmhekh amrfkt rufuskh tugukh pmfjmikgkrkh bkrc nmecktkh jmikgkr chc. Rugukh
tmrsmjut fmfukt nchmrgk ykhe bc`krkpnkh, nrctmrck nmjmr`kscikh bkh ndhbcsc ykhe
bcjmrcnkh bkikf rkhenk fmfjmhtun ndfpmtmhsc nmrgk ykhe knkh bcakpkc fmikiuc jk`kh
kgkr chc 7
k. Jkakik` bmhekh amrfkt fktmrc smtckp nmecktkh jmikgkr. Nmrgknkh tueks bkh
gkwkjik` pmrtkhykkh tms. Iknunkh nmecktkh chc skfpkc tuhtks fmheukskc `ksci
jmikgkr ykhe bc`krkpnkh.

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;

 \mhemidikkh FCAM ‑ Nmiks PC

j. Gcnk bkikf prdsms fmfk`kfc fktmrc fmrksk nmsuictkh, bcsnuscnkh bmhekh tmfkh-
tmfkh ktku ndhsuitkscnkh bmhekh euru
a. Qmtmik` fmhuhtksnkh smfuk nmecktkh bkikf jk`kh kgkr chc. \mikgkrcik` jk`kh
kgkr smikhguthyk
b. Rcbkn bcjmhkrnkh fmikhgutnkh nm nmecktkh jmikgkr jmrcnuthyk kpkjcik tcbkn
fmheukskc fktmrc nmecktkh jmikgkr smjmiufhyk.

M. ]ZKCKH FKRMZC
; \mhemrtckh Qusuhkh Kakrk

Qusuhkh kakrk kbkik` prderkf ykhe scstmfktcs bkrc smjuk` kakrk ykhe bcjktksc dim`
burksc. Zuhbdwh kakrk pkbk ufufhyk bcjukt dim` pkhctck kakrk. Qusuhkh kakrk jckskhyk
jmrjmhtun tkjmi bkh bceuhknkh bkikf jmrjkekc
jmrjkekc mvmht ktku kakrk smfchkr, tmimvcsc ktkupuh
smfkakf tkin s`dw, ndhsmr bkh ikch-ikch. Qusuhkh kakrk ktku ykhe imjc` smrche bcsmjut
bmhekh Zuhbdwh Kakrk ykhe jkcn knkh fmhmhtunkh nmjmr`kscikh kakrk. Zuhbdwh kakrk
`krus bcjukt imjc` bkrc sktu smjkekc akbkhekh uhtun fmhekhkhtcscpksc ndhbcsc-ndhbcsc ykhe
tcbkn bc`krkpnkh. Qmtckp jkeckh ruhbdwh bcimhenkpc dim` chodrfksc pmhbunuhe smpmrtc sckpk
pmhkheeuhe gkwkj smsc tmrsmjut, pmrkiktkh bkh pmrimhenkpkh kpk skgk ykhe bcjutu`nkh
skfpkc bmhekh burksc smtckp smsc.

: Ouhesc Qusuhkh Kakrk

Kekr kakrk tmrsusuh imjc` rkpc, tmrktur bkh scstmfktcs. Jkec kubcmham kwkf susuhkh
kakrk guek knkh skhekt fmfjkhtu fmrmnk uhtun fmhemtk`uc bkh fmfk`kfc gkikhhyk
kakrk. Qmikch fmfjukt kakrk tmtkp jmrgkikh smsukc krmhakhk, ruhbdwh fmrupknkh fmbck
smjkekc pmhechekt. Zuhbdwh kakrk bcjukt kekr pmiknskhkkh suktu kakrk tmrstruntur bkh
ikhakr. Qmikch ctu, kbkhyk ruhbdwh guek jmrouhesc uhtun fmhechektnkh pmfjkwk kakrk
fkupuh pmhecsc kakrk kekr tcbkn fmimjc`c wkntu ykhe bctmtkpnkh. Ouhesc ruhbdwh uhtun
mvmht bckhtkrkhyk kbkik` smjkekc jmrcnut.
;. Fmhgkek kakrk jmrikhesuhe tmpkt wkntu. @ki chc bcnkrmhknkh kbkhyk pmfjktkskh
wkntu pkbk pmfjkwk kakrk smrtk pmhecsc kakrk.
:. Fmhe`chbkrc fcsndfuhcnksc. Gcnk ruhbdwh kakrk bcjmrcnkh pkbk tkfu uhbkhekh
ktku pmsmrtk, smfuk jcsk fmhemtk`uc kakrk kpk skgk ykhe knkh bckbknkh.
1. Fmhemtk`uc pmrncrkkh wkntu ykhe bckidnkscnkh uhtun kakrk.
2. Fmfjukt kakrk jmrikhesuhe bmhekh rkpc smnkiceus fmfchcfkicscr ekheeukh.
Zuhbdwh ykhe jkcn jcsk fmhmhtunkh nmjmr`kscikh suktu kakrk. Qmfknch bmtkci
ruhbdwh ykhe bcjukt, knkh smfknch fubk` puik uhtun fmhektur smjuk` kakrk. Mvmht ykhe
fmheeuhknkh ruhbdwh skhekt jmrvkrcksc, smpmrtc smfchkr, kakrk tmimvcsc, tkins`dw, ndhsmr,
pmhcnk`kh, pmrmsfckh tmfpkt, bkh smjkekchyk. Fmsncpuh ruhbdwh subk` bcsusuh, tkpc
ruhbdwh jmrscokt oimnscjmi bkh fksc` fuhench fmhekikfc pmrujk`kh.

1 @ki `ki ykhe `krus bcpmr`ktcnkh bkikf fmfjukt Qusuhkh Kakrk

Rk`kpkh fmfjukt ruhbdwh kakrk pmriu fmfpmrtcfjkhenkh jmjmrkpk okntdr,

smpmrtc wkntu kakrk. Gcnk pmfjcakrk bkikf suktu kakrk `khyk jcsk fmhecsc smikfk sktu gkf,
kakrkfu tcbkn jdim` fmimjc`c wkntu tmrsmjut. Qmikch ctu, tkfu uhbkhekh bkpkt bc`krkpnkh
`kbcr imjc` kwki uhtun fmhekhtcscpksc nmtmrikfjktkh. Gkhekh skfpkc nmtcnk pmfjcakrk ktku
hkrksufjmr subk` bktkhe, jk`nkh kakrk subk` bcfuikc, tmtkpc tkfu jmiuf `kbcr bc tmfpkt.

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :

 \mhemidikkh FCAM ‑ Nmiks PC

Zuhbdwh kakrk guek bkpkt bcimhenkpc nmtmrkhekh prdpmrtc ykhe pmriu bcsmbcknkh. @ki
tmrsmjut jmrouhesc uhtun fmfpmrsckpnkh tmfpkt kekr ndhbusco. \mhkheeuhe gkwkj (\G)
smtckp nmecktkh guek pmriu bcjkec bmhekh jkcn kekr tueks fmrktk. Qmjcsk fuhench ruhbdwh
kakrk bcsmjkr pkbk smiuru` pkhctck sm`krc smjmiufhyk kekr smfuk pk`kf tkheeuhe gkwkj.
Qmikch ctu, tmrjunkik` tmr`kbkp fksunkh ykhe bcjmrcnkh uhtun pmrjkcnkh ruhbdwh. Kbkpuh
ykhe `krus bcpmr`ktcnkh smjkekc jmrcnut 7
k. Fmhemtk`uc gmhcs kakrk
@ki pmrtkfk ykhe `krus bcpmr`ktcnkh kbkik` fmhemtk`uc gmhcs kakrk ykhe knkh
jmrikhesuhe.`ki chc bcpmriunkh kekr susuhkh kakrk ykhe bcjukt tmpkt bkh tcbkn skik`
skskrkh. Fcsski kakrk pmrtuhkhekh jmrjmbk bmhekh kakrk pmrhcnk`kh. Kakrk tugu`
juikhkh bmhekh kncnk`.
j. Fmhemtk`uc jmhtun akrk
Bkikf pmiknskhkkh smjuk` kakrk, kbk ykhe fmrupknkh kakrk rmsfc, smfc rmsfc
fkupuh hdh rmsfc. @ki chc wkgcj bcnmtk`uc pmfjukt susuhkh kakrk kekr kakrk ykhe
bcjukthyk tcbkn skik`
a. Fmhemtk`uc kidnksc wkntu
Fmhemtk`uc kidnksc wkntu ykhe bcjmrcnkh bcpmriunkh uhtun fmfjmr pmhekturkh
wkntu ktks fksche-fksche kakrk ykhe knkh bcjukt. @ki chc bcpmriunkh kbke smtckp
jkekch kakrk jmrikhesuhe momntco bmhekh fmfknscfkinkh wkntu ykhe bcjmrcnkh.

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< 1

 \mhemidikkh FCAM ‑ Nmiks PC

2 Adhtd` Qusuhkh Kakrk FCAM

;. Adhtd` susuhkh kakrk fmmtche

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< 2

 \mhemidikkh FCAM ‑ Nmiks PC

:. Adhtd` susuhkh
susuhkh kakrk
kakrk chsmhtcom

Q]Q]HKH NMECKRKH D]RJDHB \MZ]QK@KKH

\MZ]QK@KKH

1. Adhtd` susuhkh kakrk adhomrmham/ndhomrmhs

adhomrmham/ndhomrmhscc

Z]HBDUH KAKZKNDHOMZMHQC HKQCDHKI FK@KQCQUK CIF] KBFCHCQRZKQC HMEKZK :<;;

@krc ;

@krc /tkheeki 7 ;= Omjrukrc :<;;

Rmfpkt 7 Ucsfk Fknkrk ]hcvmrsctks Chbdhmsck

;. ;2.<< ‑ ;5.<< Zmecstrksc, A`man ch, pmfjkeckh ID, Hkfmtke, \mfjkeckh nkfkr.

:. ;5.<< ‑ ;3.<< Cstcrk`kt bkh \mrsckpkh Ekikbchhmr

1. ;3.<< ‑ :<.;< Ekikbchhmr bkh \mfjunkkh Ndhomrmhsc Hkscdhki Fk`kscswk Cifu

Kbfchcstrksc Hmekrk

2. ;3.<< ‑ ;3.<= \mfjunkkh, pmhykfjutkh dim` pmfjkwk kakrk

=. ;3.<= ‑ ;3.;< Qkfjutkh Nmtuk \miknskhk dim` Nrcshk \ugc Zk`fkykhtc

?. ;3.;<-;3.;= Qkfjutkh Nmtuk \rderkf Qkrgkhk Zmeuimr bkh \krkimi Cifu Kbfchcstrksc
OCQC\ ]C dim` \rdo. Br.Crokh Zcbwkh Fknsuf F.Qc.
5. ;3.;=-;3.:< Qkfjutkh Nmtuk Bmpkrtmfmh Cifu Kbfchcstrksc OCQC\ ]C dim` Br. Zdy _kickht

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< =

 \mhemidikkh FCAM ‑ Nmiks PC

Qkidfd F.Qda.Qa

0. ;3.:= ‑ ;3.:< Qkfjutkh Bmnkh OCQC\ ]C dim` \rdo. Br. Jkfjkhe Q`mrec Iknsfdhd F.Q

3. ;3.:< ‑ ;3.:= Qkfjutkh Zmntdr ]hcvmrsctks Chbdhmsck dim` \rdo. Br. bmr Qdz. Eufcikr
Zusicwk Qdfkhtrc smnkiceus fmfjunk Ndhomrmhsc Hkscdhki Fk`kscswk Cifu Kbfchcstrksc
Hmekrk :<;;

;<. ;3.:=- ;3. 2< \mrodrf jchtkhe tkfu (krtcs) bkh tkrckh trkbcscdhki

;;. ;3.2< ‑ :<.;< Fknkh fkikf jmrskfk:<.;< ‑ :<.2< Kakrk smfcodrfki bcpkhbu dim`
pmfjkwk kakrk jmrcsc

;:. :<.;< ‑ :;. << pmrnmhkikh pmsmrtk(bcpmrnmhkhnkh bkikf jmhtu kprmscksc smhc)

;1. :;.<<-:;.2= \mhgmikskh ufuf kakrk dim` Nddrbchktdr Kakrk, Kyu Hdvcnk @cbkyktc

;2. :;.2= ‑ ::.<< \mfjkakkh \mrkturkh dim` Nddrbchktdr Nmkfkhkh, Gukhbk K. Iujcs.

;=. ::.<< ‑ <=.<< Cstcrk`kt fkikf

@krc nm-: ,

@krc/Rkheeki7 Zkju, ;? omjrukrc :<;;

Rmfpkt 7 Ucsfk Fknkrk ]C, Jkikc Qcbkhe Bgdndsdmtdhd O@]C, OCQC\ ]C

;. <?.1< ‑ <5.1< Fknkh pkec

:. <5.1< ‑ <0.<< fdjcicsksc

1. <0.<< ‑ ;;.1= \imhkry smsscdh

2. <0.;=-<0.1< Nmyhdtm spmknmr Fmhtmrc Bkikf Hmemrc Ekfkwkh Okuzc*(bkikf ndhocrfksc)

=. <0.1< ‑ <0.1= \imhkry smsscdh 7 \mhbk`uiukh bkrc fdbmrktdr

?. <0.1= ‑ <3.<= \imhkry smsscdh \mfjcakrk ;( \rdo Br. Mnd \rksdgd Fke.rmr.\uji)

5. <3.<= ‑ <3.;< Fdbmrktdr

0. <3.;< ‑ <3.2< \imhkry smsscdh \mfjcakrk : (Khcms Jkswmbkh \`.B)

3. <3.2< ‑ <3.2= Fdbmrktdr

;<. <3.2= ‑ ;<.;= \imhkry smsscdh \mfjcakrk 1 (Dfjubsfkh/IQF)

;<.;= ‑ ;<.:< Fdbmrktdr

;;. ;<.:< ‑ ;;.:< Rkhyk gkwkj

;:. ;;.:< ‑ ;;.:= Nmscfpuikh

;1. ;;.:= ‑ ;;. 1= \mhymrk`kh piknkt bkh pmhutup

;2. ;;.1= ‑ ;:.1< Cs`dfk

;=. ;:.1< ‑ ;2.<< pmfjkeckh suj tmfk, odaus erdup bkh pmfjkakkh QD\ ndhomrmhsc

;?. ;2.<< ‑ ;=.<< Ndhomrmhsc smsc ; prmsmhtksc pkpmr

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ?

 \mhemidikkh FCAM ‑ Nmiks PC

;5. ;=.<< ‑ ;=.1< Q`dikt Ks`kr ( adoomm jrmkn)

;0. ;=.1< ‑ ;0.<< Ndhomrmhsc smsc :, bcsnusc suj nmidfpdn

;3. ;0.<< ‑ ;3.;= Cs`dfk

;3.;= ‑ :;.<< Bcsnusc smsc 1

:<. :;.<< ‑ :;.1< fdjcicsksc nm pmhechkpkh

:;. :;.1< ‑ <=.<< cstcrk`kt

@krc nm 1

@krc/Rkheeki 7 Nkfcs, ;5 Omjrukrc :<;;

Rmfpkt 7 OCQC\ ]C, Jkikc scbkhe Bgdndsmtdhd O@]C

;. <?.1< ‑ <5.1< Q`dikt, fkhbc bkh skrkpkh

:. <0.< ‑ <0.<< Fdjcicsksc

1. <0.<< ‑ <3.2= Ndhomrmhsc smsc nm = (rmsdiusc)

2. ;<.<< ‑ ;;.2= Brkot Zmsdiusc (bc fksche-fksche rukhekh)

Khcms Jkswmbkh,\`.B
\rdo Br Mnd \rksdgd Fke.rmr.\uji

Dfjubsfmh /IQF

=. ;;.2= ‑ ;:.=< Cs`dfk

?. ;1.<< ‑ ;2.<< \mhutupkh Ndhomrmhsc Hkscdhki Fk`kscswk Cifu Kbfchcstrksc Hmekrk

5. ;1.<<-;1.<= \mfjunkkh dim` FA

0. ;1.<=-;1.;< Qkfjutkh Nmtuk \miknskhk

3. ;1.;<-;1.;= Qkfjutkh Nmtuk \rderkf Qkrgkhk Zmeuimr bkh \krkimi smnkiceus pmhutupkh
kakrk

;<. ;1.;=-;1.:= pmfjkakkh ikpdrkh nmecktkh bkh brko rmndfmhbksc

;;. ;1.:=-;1.2= Rkheekpkh \knkr K`ic

Khcms Jkswmbkh \e.B

\rdo Br Mnd \rksdgd Fke.rmr.\uji

Dfjubsfmh/IQF

;:. ;1.2=-;1.=< pmhymrk`kh rmndfmhbksc nm stknm`dibmr tmrnkct Imfjkek \mfmrchtk`,

\ mfmrchtk`, IQF,
Qwkstk

;1. ;1.=<-;1.== pmhutupkh dim` FA

;2. ;2.<< ‑ ;?.<< Bcsnusc nmjmrikhgutkh

;=. ;?.<< ‑ ;?.1< Fdjcicsksc nm pmhechkpkh

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< 5

 \mhemidikkh FCAM ‑ Nmiks PC

;?. ;5.1< ‑ ;3.1< Cs`dfk

;5. ;3.1< ‑ ::.<< `mkrche bkh bchkfcnk nmidfpdn

;0. ::.<< ‑ <=.<< Cstcrk`kt

@krc nm 2

@krc/tkheeki 7 Guf–kt, ;0 Omjrukrc :<;;

Rmfpkt 7 Ucsfk Fknkrk ]C, Nmfmhtmrckh Qmnrmtkrckt Hmekrk

;. =.1< ‑ <?.<< Qmhkf pkec<?.<< ‑ <5.<< Fkhbc +skrkpkh pkec

:. <5.<< ‑ <3.1< Fdjcicsksc

1. <3.1< ‑ ;;.1< Chstctuscdhki vcsct (Qmnrmtkrckt Hmekrk)

2. ;;.1< ‑ ;:.1< Cs`dfk

=. ;:.1< ‑ ;2.<< nuhguhekh/ rmnrmksc

?. ;2.<< ‑ ;?.<< Fdjcicsksc nm OCQC\ ]C bkh pmimpkskh pmsmrtk

2. Adhtd` susuhkh kakrk mx`cjctcdh/pkfmrkh

mx`cjctcdh/pkfmrkh
k. Qusuhkh kakrk pkbk
pkbk nmecktkh scki chtmroddb
chtmroddb bc GCMP\D, Nmfkydrkh Gknkrtk
Gknkrtk tkheeki ::-
:= Hdvmfjmr :<;5

Umbhmsbky, :: Hdvmfjmr :<;5

@kii K: Qmfchkr MQ\MZRD
hb
Qmfchkr Zddf : ;<.<< ‑ ;1.<< R`mfm 7 @dw td Qtkrt k Adoomm
Oiddr Q`dp Juschmss
R`ursbky, :1 Hdvmfjmr :<;5
@kii K1 MQ\MZRD 7 1 Bkys Jkrcstk Adursm
Qmfchkr Zddf ;<.<< ‑ ;=.<< (Jmechhche Imvmi)
st
; Oiddr R`mfm 7 Ordf Jmkhs td Aup
Orcbky, :2 Hdvmfjmr :<;5
@kii K1 MQ\MZRD 7 1 Bkys Adursm
Qmfchkr Zddf ;<.<< ‑ ;=.<< (Jmechhche Imvmi)
EEE;st Oiddr R`mfm 7 Ordf Jmkhts td Aup
Qkturbky, := Hdvmfjmr :<;5
@kii K1 MQ\MZRD 7 1 Bkys Jkrcstk Adursm
Qmfchkr Zddf ;<.<< ‑ ;=.<< (Jmechhche Imvmi)
st
; Oiddr R`mfm 7 Ordf Jmkhs td Aup

Nmecktkh @kii J
Umbhmsbky, :: Hdvmfjmr :<;5
@kii J1 <3.1< ‑ ;;.<< Dpmhche Amrmfdhy
Chbdhmsck \kstry Kiickham
@kii J: ;<.<< ‑ ;3.<<
A`kfpcdhs`cp
CEA ‑ Cbdhmsck Emiktd
@kii J; ;:.<< ‑ ;3.<<
Adfpmtctcdh
@kii J; ;<.<< ‑ ;5.<< COJMA ‑ Oikcr Adfpmtctcdh
@kii J1 ;1.<< ‑ ;0.1< Addnche Bmfd
@kii J1 ;3.<< ‑ :;.<< QCKI Chhdvktcdh Hce`t

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< 0

 \mhemidikkh FCAM ‑ Nmiks PC

R`rusbky, :1 Hdvmfjmr :<;5

Chbdhmsck \kstry Kiickham
@kii J: ;<.<< ‑ ;3.<<
A`kfpcdhs`cp
CEA ‑ Chbdhmsck Emiktd
@kii J; ;<.<< ‑ ;3.<<
Adfpmtctcdh
@kii J; ;<.<< ‑ ;5.<< COJMA ‑ Jkr Qpmmb A`kiimhem
@kii J1 \R. ZmkbJdy ‑ \rdbuat
;;.<< - ;:.<<
Addnche Bmfd Qtkem \rmsmhtktcdh
@kii J1 ;1.<< ‑ ;0.1< Addnche Bmfd
Rkins`dw jy Bmwkh Rm`
@kii J1 Chbdhmsck & Ndfuhctks Rm`
;2.<< ‑ ;5.1<
Qtkem DA Chbdhmsck
’R`m Hmw Rrmhbs ch Fdbmrh Rmk‖
Orcbky, :2 Hdvmfjmr :<;5
Chbdhmsck \kstry Kiickham
@kii J: ;<.<< ‑ ;3.<<
A`kfpcdhs`cp
CEA ‑ Chbdhmsck Emiktd
@kii J; ;:.<< ‑ ;3.<<
Adfpmtctcdh
@kii J; ;<.<< ‑ ;5.<< COJMA ‑ Qmrvcam Zkiiy
@kii J1,
hb Qmfchkr & Juschmss Fkta`che
Qmfchkr Zddf : <3.<< ‑ ;5.<<
KQMKH QMKODDB
Oiddr
@kii J1 ;1.<< ‑ ;0.1< Addnche Bmfd
Qkturbky, := Hdvmfjmr :<;5
@kii J: ;<.<< ‑ ;3.<< Chbdhmsck \kstry A`kfpcdhs`cp
CEA ‑ Chbdhmsck Emiktd
@kii J; ;:.<< ‑ ;3.<<
Adfpmtctcdh
@kii J; ;<.<< ‑ ;5.<< COJMA ‑ Erkhb Ochkim
Qmfchkr & Rkins`dw
@kii J1
;1.<< ‑ ;?.<< ’R`m Qmarmts do Rmk Armktche k
Qtkem DA
Hca`m wct` Rmk‖
@kii J1 ;1.<< ‑ ;0.1< Addnche Bmfd

Rkjmi :.1 Gkbwki Nmecktkh @kii A

Umbhmsbky, :: Hdvmfjmr :<;5
@kii A; ;<.<< ‑ ;5.<< Ik Aucschm Adfpmtctcdh

R`ursbky, :1 Hdvmfjmr :<;5

@kii A; ;<.<< ‑ ;5.<< Ik Aucschm Adfpmtctcdh
Orcbky, :2 Hdvmfjmr :<;5
@kii A; ;<.<< ‑ ;5.<< Ik Aucschm Adfpmtctcdh
Qkturbky, := Hdvmfjmr :<;5
@kii A; ;<.<< ‑ ;5.<< Ik Aucschm Adfpmtctcdh

Rkjmi :.2 Gkbwki Nmecktkh @kii B

Umbhmsbky, :: Hdvmfjmr :<;5
@kii B: ;<.<< ‑ ;3.<< Aknm Bmadrktche Bcspiky
QCZDA ‑ QCKI CHRMZODDB
@kii B: ;<.<< ‑ ;3.<<
Zdkstche Adfpmtctcdh
@kii B: ;;.<< ‑ ;5.<< QAKC Zdkstche Udrns`dp

@kii B:
@kii B: ;:.<< ‑
;:.;= ‑ ;3.<<
;0.1< Aknm Bmadrktcdh
Jknche Bmfd Bmfd
R`ursbky, :1 Hdvmfjmr :<;5

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< 3

 \mhemidikkh FCAM ‑ Nmiks PC

@kii B: ;<.<< ‑ ;3.<< Aknm Bmadrktche Bcspiky

QCZDA ‑ QCKI CHRMZODDB
@kii B: ;<.<< ‑ ;3.<<
Zdkstche Adfpmtctcdh
@kii B: ;<.1< ‑ ;3.<< Jknche Bmfd
@kii B: ;;.<< ‑ ;5.<< QAKC Zdkstche Udrns`dp
@kii B: ;:.<< ‑ ;0.1< Aknm Bmadrktcdh Bmfd
Orcbky, :2 Hdvmfjmr :<;5
@kii B: ;<.<< ‑ ;3.<< Aknm Bmadrktche Bcspiky
;<.<< ‑ ;3.<< QCZDA ‑ QCKI CHRMZODDB
@kii B: Zdkstche Adfpmtctcdh
;<.<< ‑ ;;.1< \R. Rdooch ‑ A`krtche Uktmr odr
@kii B:
Adoomm
@kii B: ;<.1< ‑ ;3.<< Jknche Bmfd
Qmsc ; 7 ;<.<< ‑ ;1.<<
@kii B: Jrmwmrs Udrns`dp
Qmsc : 7 ;2.<< ‑ ;5.<<
@kii B: ;:.<< ‑ ;0.1< Aknm Bmadrktcdh Bmfd
Qkturbky, := Hdvmfjmr :<;5
@kii B: ;<.<< ‑ ;3.<< Aknm Bmadrktche Bcspiky
@kii B: ;<.<< ‑ ;?.1< Aknm Bmadrktcdh Bmfd
QCZDA ‑ QCKI CHRMZODDB
@kii B: ;<.<< ‑ ;3.<<
Zdkstche Adfpmtctcdh
@kii B: ;<.1< ‑ ;3.<< Jknche Bmfd
@kii B: ;1.<< ‑ ;1.;= Qdur Qkiiy ‑ \rdbuat \rmsmhtktcdh
Qmsc ; 7 ;<.<< ‑ ;1.<<
@kii B: Ikttm Krt Udrns`dp
Qmsc : 7 ;2.<< ‑ ;5.<<

j. \kfmrkh icstrcn bkh mhmrec tkjkrunkh

O. IKRC@KH/R]EKQ/NKQ]Q

Nmrgknkhik` tueks jmrcnut bmhekh tmfkh nmidfpdn.

k. Juktik` nmidfpdn jmrkheedtknkh 1 drkhe
j. Kheekp nkickh smjkekc MD ykhe jcksk fmfjukt suktu mvmht
a. Bcsnuscnkh jmrskfk tmfkh nmidfpdn fmhemhkc chodrfksc-chodrfksc ykhe
bcjutu`nkh uhtun nmecktkh fcam
b. Rckp nmidfpdn fmfcic` skik` sktu nmecktkh FCAM
m. Juktik` susuhkh kakrk FCAM jmrbkskrnkh nmecktkh ykhe bcpcic`

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;<

 \mhemidikkh FCAM ‑ Nmiks PC

RD\CN :7

\MHKRKKH M_MHR

\MHEKHRKZ

Qmjmiuf mvmht ndhomrmhsc bkh pkfmrkh tmrsmimheekrk, smjkekc MD ykhe fmhkhekhc

mvmht tmrsmjut, tk`unk` nkickh kpk ykhe `krus bciknunkh4 Skhe `krus bciknunkh kbkik`
mvkiuksc. Kpk skgk ykhe `krus bcmvkiuksc chcik` ykhe knkh nctk pmikgkrc.

K. NDF\MRMHQC BKQKZ

1.3 Fmhekhkicscs \mhktkkh Mvmht

2.3 Fmiknunkh \mhemamnkh \mhktkkh Mvmht

J. CHBCNKRDZ \MHAK\KCKH A. R]G]KH \MFJMIKGKZKH

;. Fmhemvkiuksc nmimhenkpkh ndhvmhsc
bkh pkfmrkh
:. Fmhekhkicscs Rktk \kheeuhe
1. Fmhekhkicscs Rktk Imtkn/Ikydut
2. Fmiknunkh pmhemamnkh pmhktkkh mvmht
Qmtmik` fmiknunkh bcsnusc bkh fmhakrc
chodrfksc pmsmrtk bcbcn bkpkt 7
;. Fmhemvkiuksc nmimhenkpkh ndhvmhsc
bkh pkfmrkh bmhekh amrfkt smsukc
bmhekh QD\
:. Fmhekhkicscs Rktk \kheeuhe bmhekh
tmictc
1. Fmhekhkicscs Rktk Imtkn/Ikydut
bmhekh tmictc
2. Fmiknunkh pmhemamnkh pmhktkkh
mvmht bmhekh jmrtkheeuhe gkwkj bkh
fkhbcrc

B. KNRC_CRKQ \MFJMIKGKZKH
Jkakik` bmhekh amrfkt rufuskh tugukh pmfjmikgkrkh bkrc nmecktkh jmikgkr chc. Rugukh
tmrsmjut fmfukt nchmrgk ykhe bc`krkpnkh, nrctmrck nmjmr`kscikh bkh ndhbcsc ykhe
bcjmrcnkh bkikf rkhenk fmfjmhtun ndfpmtmhsc nmrgk ykhe knkh bcakpkc fmikiuc jk`kh
kgkr chc 7
k. Jkakik` bmhekh amrfkt fktmrc smtckp nmecktkh jmikgkr. Nmrgknkh tueks bkh
gkwkjik` pmrtkhykkh tms. Iknunkh nmecktkh chc skfpkc tuhtks fmheukskc `ksci
jmikgkr ykhe bc`krkpnkh.
j. Gcnk bkikf prdsms fmfk`kfc fktmrc fmrksk nmsuictkh, bcsnuscnkh bmhekh tmfkh-
tmfkh ktku ndhsuitkscnkh bmhekh euru
a. Qmtmik` fmhuhtksnkh smfuk nmecktkh bkikf jk`kh kgkr chc. \mikgkrcik` jk`kh
kgkr smikhguthyk
b. Rcbkn bcjmhkrnkh fmikhgutnkh nm nmecktkh jmikgkr jmrcnuthyk kpkjcik tcbkn
fmheukskc fktmrc nmecktkh jmikgkr smjmiufhyk.

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;;

 \mhemidikkh FCAM ‑ Nmiks PC

M. ]ZKCKH FKRMZC

K. M_KI]KQC NMIMHENK\KH NDH_MHQC BKH \KFMZKH

;. Mvkiuksc Idnksc bkh Okscictks
Qm`ujuhekh bmhekh idnksc bkh okscictks pmriu bciknunkh mvkiuksc fmhemhkc
djgmntcvctks, rmqucrmfmht, bkh odrfkt do t`m fmmtche, bcskfpche kspmn
knsmscjcictks bkh nmtmrsmbckkh skrkhk khenutkh fmhugu idnksc bkh tmfpkt
pmrtmfukh. Mvkiuksc `dtmi smrvcams khb simmpche rddfs pmriu fmfpmr`ktcnkh
`ki-`ki smjkekc jmrcnut.
k. Rmrsmbckhyk spkam ykhe fmfkbkc bc Idjjy uhtun fmiknskhknkh a`man ch-
dut prdamburm tmrfksun pmhctcpkh smfmhtkrk jkrkhe-jkrkhe jkwkkh
bmimeksc.
j. @dspctkicty pmtueks pmhmrcfk tkfu pkbk ichc bmpkh `dtmi (bddrfkh,
rmamptcdhcst, jmiijdy/ smrvcam do adhacmrem)
a. Qtrktmecs (nmbmnktkh pdscsc) mimvktdr fmhugu nkfkr
b. Rmrsmbckhyk rukhe tuheeu bc idjjy
m. Rmrsmbckhyk bruestdrm/ecot s`dp bc `dtmi
o. Nmsckpkh buty fkhkemr
e. Nmtmrkfpcikh pkrk stkoo `dtmi bc smiuru` bcvcsc
`. Zmputksc rmstdrkh, jkr bkh skrkhk ikchhyk

:. Mvkiuksc Zukhe Ndhomrmhsc

\mrmhakhkkh `krus fmfpuhykc bktk bkh chodrfksc ykhe imhenkp fmhemhkc
ndhbcsc nmkbkkh okscictks bkh pmrkiktkh bkrc fksche-fksche fmmtche rddfs,
fmmtche spkam, mx`cjctcdh spkam ykhe knkh bcpmreuhknkh bc Hmekrk ktku ndtk,
bcfkhk sc pmrmhakhk jmrbdfcscic. Bcskfpche ctu pmriu rmiksc fmhgkich bmhekh
pmfcicn prdpmrty uhtun fmhemtk`uc pmrnmfjkhekh `krek bkh okscictks smrtk
jrdsur ykhe up td bktm.
\mfkhokktkh fmmtche spkam `krus bcsmsukcnkh bmhekh ndhbcsc ykhe
bccsykrktnkh bkikf pmiknskhkkh pmrtmfukkh ktku ndhomrmhsc. Fcskihyk, gufik`
pmsmrtkhyk, jmhtun pmhekturkh tmfpkt bubun, gmhcs bkh gufik` mqucpfmht
ykhe bcpmriunkh, imtknhyk, kpk pmriu `mkb tkjim, jmhbmrk bkh tmfpkt
rmorms`fmht jrmkn ykhe jmrkbk bkikf rukhe pmrtmfukh ktku smnctkrhyk.
Qmjkekc adhtd`7

Bkikf jmhtun aikssrddf smktche, bcfkhk smtckp pmsmrtk bcsmbcknkh fmgk uhtun
fmhuics, fknk pmriu bcpmr`ktcnkh gkrkn khtkr fmgk. Qmfknch iuks ik`kh ykhe
bcsmbcknkh knkh imjc` jkcn. ]htun ctu bcpmr`ktcnkh a`manicst jmrcnut chc.
k. ]nurkh rukhe pmrtmfukh bkh aktktkh rukhekh ykhe jmrjmbk tcpm/tcbkn
jmrkturkh
j. Nkpksctks rukhe pmrtmfukh gcnk bcjukt fdbmi ykhe jmrvkrcksc
a. Bchbche (pmfjktks) rukhekh, n`usus gcnk rukhe kubcd vcsuki smpmrtc ykhe
bcrmhakhknkh
b. Zchtkhekh nkfkr/ rukhekh bkikf pkhbkhekh pmheuhguhe/pmsmrtk
m. \mhmfpktkh bmndrksc nkak bkikf nkfkr, n`usushyk gcnk kubcd vcsuki
bceuhknkh
o. Nukictks nkfkr ykhe jkcn, gku` bkrc nmemikpkh ykhe fmhutupc nkfkr
bmhekh gmhbmik

e. Idnksc ikfpu utkfk (snyice`ts), gcnk tcbkn bkpkt fmhmrkhec/ nurkhe jmrkpk
jckyk tkfjk`kh ykhe bcpmriunkh

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;:

 \mhemidikkh FCAM ‑ Nmiks PC

`. \mhmfpktkh icich/pmhmrkhe gcnk ikfpu pkbkf bkh jmrkpk unurkh jkwk`

ikfpu utkfk/ icich nm ikhtkc
c. Nukictks bkh ndhbcsc pmrimhenkpkh fusca (sduhb systmf) smgkn bcskiurnkh/
bcjkecnkh nm nkfkr/ rukhe pmrtmfukh
g. Ukntu ykhe bcchechnkh uhtun fmheubkrk/ fmhbmhekrnkh fusca
n. Nukictks rukhekh knustcn bkh tkfjk`kh pcic`kh uhtun fusca skyup-skyup
i. Fmfpmrsckpnkh pmrimhenkpkh pmrtmfukh smpmrtc w`ctm jdkrb, sarmmhs,
oicpa`krts bkh ikch-ikch
f. \mrimhenkpkh ourhcturm smpmrtc fmgk bkh iduheum ndhomrmhsc
h. Idnksc pchtu bkrurkt gcnk tmrgkbc nmjknkrkh
d. \chtu ndrcbdr ykhe tmrsmbck uhtun rukhe pmrtmfukh
p. Nukictks bkh nmjmrsc`kh krmk ufuf
q. Nmfubk`kh bkrc rukhe pmrtmfukh bmhekh rukhekh ikchhyk
r. Rmrsmbckhyk tmimpdf chtmrhki (`dusm p`dhm) khtkr-nkfkr, nm bcvcsc `dtmi
ykhe ikch bkh tmimpdh ufuf
s. Idnksc, gufik` bkh nmjmrsc`kh bkrc nkfkr n`usus 7 tdcimt, iduhem bkh
smjkekchyk
t. Idnksc bkh gufik` nkfkr pmhbunuhe smpmrtc 7 eubkhe uhtun pmhycfpkhkh
jkrkhe/ tks.
1. Mvkiuksc Ndhomrmhsc
@kfpcr smfuk nmecktkh pmrtmfukh ktku ndhomrmhsc fmfmriunkh idnksc tmfpkt
pmhbkotkrkh pmsmrtk. Hkfuh kbk guek nmecktkh pmrtmfukh ykhe tcbkn
fmhe`krusnkh kbkhyk rukhe nkhtdr tmrsmhbcrc ktku rukhe smnrmtkrcs. Gcnk
fmfkhe bcpmriunkh rukhe nkhtdr/ smarmtkrckt fknk sc pmrmhakhk `krus
fmfpmr`ktcnkh nmikyknkh bkrc subut gkrkn, pmhymbckkh pmrimhenkpkh
pmrkiktkh, bkh nmkfkhkh. Fmmtche fkhkemr fmhakrc tk`u tmhtkhe gmhcs bkh
gufik`, nmkbkkh nmikyknkh
nmikyknkh bkh `krek bkrc smtckp ctmf ourhctur
ourhcturmm bkh mqucpfmht
ykhe bcjutu`nkh uhtun rukhe pmrtmfukh, khtkrk ikch 7
k. Fmgk ykhe jckskhyk jmrunurkh
jmrunurkh ?– ktku 0– x k=– ‑ ;0– ktku :2– ktku 1<–
j. Nursc ‑ gmhcs icpkt ktku pkhgkhe, kpknk` pmriu gkrkn ktku bcrkpktnkh skgk
a. \kheeuhe uhtun `mkb tkjim, `krus bcpmr`ktcnkh unurkh- unurkhhyk smsukc
bmhekh pmrfchtkkh. \mr`ktcnkh puik kpknk` bcpmriunkh stmps bkrc
pkheeuhe tmrsmjut. Kpknk` pmriu nkrpmt pkheeuhe bkh ikch-ikch
ikch -ikch
b. \mhmrkhekh (imatmrh, w`mt`mr stkhbche dr tkjim tdp) gcnk kbk prmsmhtksc
fknk krus pmhmrkhekh smjkcnhyk bcturuhnkh
m. \kpkh tuics, pkpkh juiimtch jdkrbs, oicp a`krt, tkhbk pmheufufkh , tmfpkt
skfpk`, bkh kshki
o. \mrimhenkpkh icstrcn7 spdtice`t bkh ikch-ikch
e. Zmfdtm adhtrdi ikfpu, gcnk bcpmriunkh
`. Aduhtmr pmhbkotkrkh
c. Gmhcs bkh gufik` fcardp`dhm bkh sduhb scstmf
g. Fmsch odtdadpy, ikykhkh nmsnrmtkrcktkh, skiurkh tmimp`dhm bkh okx ktku
chtmrhmt
n. Chodaus bkh sarmmh

J. RKRK \KHEE]HE

Qamhmry (tktk bmndrksc) jmr`ujuhekh mrkt bmhekh pkfmrkh, nkrmhk bmndrksc ykhe jkcn

knkh fmheuhbkhe
kbkik` pmheuhguhe
tktk pkheeuhe nkrmhkbkh fmfjmrcnkh
fmhgkbc odnus nmskh
ykhe tmrsmhbcrc.
fmhkrcn. Bkyk
Rktk tkrcn
pmhtkstmrsmhbcrc
bkikf
pmhemrtckh iuks kbkik` sukskhk smputkr emrkn iknu bc ktks pmhtks bkh smfuk mimfmh-

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;1

 \mhemidikkh FCAM ‑ Nmiks PC

mimfmh vcsuki ktku ykrĻe tmric`kt dim` fktk ykhe fmhectkrc pmfmrkh bkikf
pmfmhtkskh. \mfmhtkskh ykhe fmhgkbc chspcrksc utkfk kbkik` pmfmrkh utkfk bkikf
pmfmhtkskh ctu smhbch. Jmjmrkpk `ki ykhe `krus bcpmr`ktcnkh khtkrkikch smjkekc
jmrcnut.
;. Rmfk ykhe bcusuhe
:. Iktkr pkheeuhe (jkanbrdp).
1. Bmndrksc ykhe smsukc bmhekh prmsmhtkschyk.
2. Ouhesc ykhe pkiche pmhtche bkrc tktk pkheeuhe kbkik` fmfpmrnukt pmrfkchkh
kntdr.
Bkikf pkfmrkh, tktk pkheeuhe fmhgkbc `ki tmrpmhtche nkrmhk jcsk fmhgkbc okntdr
pmhbunuhe vcsukicsksc jkec pmheuhguhe.

A. FKAKF ‑ FKAKF \KHEE]HE

Bkikf pmiknskhkkh bc ikpkhekh kbk jmjmrkpk fkakf pkheeuhe ykhe jcsk

bctkfpcinkh. Qmfknch akheec` fknk smfknch jkhykn pmfchkt uhtun fmheuhguheC
mvmht ykhe nctk emikr smnkiceus fmfjmrcnkh momn fmfdrkjim jkec pkrk pmheuhguhe
Qmakrk ocscn jmhtun pkheeuhe bkpkt bcjkec fmhgkbc jmjmrkpk fkakf, ykctu7
y kctu7

;. \kheeuhe Krmhk

Ekfjkr :.; \kheeuhe Krmhk

\kheeuhe bmhekh ndhsmp fchcfkics bkh smbmr`khk hkfuh fmhkwkh chc fkfpu
bciknskhknkh jkcn bc bkikf rukhekh fkupuh bciukr rukhekh. Qmfuk tmfpkt bubun pkrk
tkfu bcktur smakrk rkpc sm`cheek odnus pkheeuhe jcsk jmrkbk bc tmhek` bc khtkrk tmfpkt
bubun fkupuh idrdhe uhtun nmiukr fksun Jmjmrkpk pkpkh pmhykheek bceuhknkh kekr pkrk
pmhdhtdh jcsk tmr`cjur jkcn bkrc jmiknkhe fkupuh bkrc bmpkh. \kbk pdscsc tmfpkt bubun
ykhe jmrkbk bc jmiknkhe jmrkbk bc pdscsc ykhe kekn tcheec bkrc ykhe kbk bc bmpkhhyk
sm`cheek fmfubk`nkh pkrk pmhdhtdh uhtun fmhdhtdh smakrk fknscfki wkikupuh jmrkbk
bc jmiknkhe tcbkn tmrtutup dim` pmhdhtdh ykhe kbk bc bmpkhhyk. Rktk pmrfkchkh ikfpu
bcjukt smbmfcnckh rupk smakrk ndfjchksc uhtun fmhkfjk` knsc ykhe imjc` jkeus. Bmhekh
nmfubk`kh gcnk subk` smimskc fknk pkheeuhe bkpkt bcfktcnkh ikfpuhyk sm`cheek tkfpkn
smpmrtc iktkr jmiknkhe smnkiceus smjkekc kgkhe fmfmak` odnus fmhugu nmchbk`kh ykhe
fknscfki. Fkakf-fkakf pkheeuhe krmhk khtkrk ikch smjkekc jmrcnut7

k. \kheeuhe Krmhk ¸ jmrkrtc ¸ bkrc pkheeuhe fksun nm krk` pmhdhtdh ktku bmhekh nktk
ikch pmhdhtdh bkpkt fmhyknscnkh pmfmhtkskh bkrc tcek scsc ktku krk` pmhguru
pkheeuhe. \kheeuhe krmhk ¸ jckskhyk jmrupk pmhtks krmhk jmhtun ].

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;2

 \mhemidikkh FCAM ‑ Nmiks PC

Ekfjkr :.: Bmhk` \kheeuhe Krmhk Jmhtun ]

j. \kheeuhe krmhk pmhu`, bc fkhk pmhdhtdh bkpkt fmhyknscnkh pmrtuhgunkh bkrc smekik
subut ktku krk` bkh krmhk pmrfkchkh jmrkbk bc tmhek`-tmhek` pmhdhtdh. \kheeuhe
krmhk pmhu` jckskhyk pkheeuhe krmhk jugur skhenkr ktku pkheeuhe krmhk jmhtun
ichenkrkh.

Ekfjkr :.1 Bmhk` \kheeuhe krmhk Jugur Qkhenkr

Ekfjkr :.2 Bmhk` \kheeuhe Krmhk Jmhtun Ichenkrkh

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;=

 \mhemidikkh FCAM ‑ Nmiks PC

:. \kheeuhe \rdsmhcuf ktku \kheeuhe \ceurk

Ekfjkr :.= \kheeuhe \rdsmhcuf

\kheeuhe prdsamhcuf jcsk guek bcsmjut smjkekc pkheeuhe jchenkc nkrmhk pmhdhtdh
fmhyknscnkh knsc kntdr bkh ikndh fmikiuc smjuk` jchenkc ktku imhenuhe prdsamhcuf
(prdsamhcuf kra`). Jchenkc ykhe bcpkskhec ikykr ktku edrbmh chcik` ykhe fmfcsk`nkh
wcikyk` kntche pmfkch bmhekh pmhdhtdh ykhe fmhyknscnkh pmrtuhgunkh bkrc sktu krk`.
Bmhekh pmfcsk`kh chc fknk pmrekhtckh tktk pkheeuhe bkpkt bciknunkh tkhpk
smpmhemtk`ukh pmhdhtdh \kheeuhe prdsamhcuf subk` ikfk bceuhknkh bkikf buhck tktk
imtkn pkheeuhe. Gkrkn ykhe smhekgk bcacptknkh uhtun fmfcsk`nkh pmfkch bkh pmhdhtdh chc
bkpkt bceuhknkh uhtun fmhykgcnkh amrctk smpmrtc kpk kbkhyk. Kntdr bkpkt jmrfkch bmhekh

imiuksk
fmfjkhtu smdik`-dik` tcbkn
momn krtcstcn kbk
ykhe pmhdhtdh
bchechnkh ykhe `kbcr
tmrutkfk bkikffmic`kthyk.
ekyk rmkicsfm\mfcsk`kh chc bkpkt
ykhe fmhe`mhbknc
ikndh smdik`-dik` jmhkr-jmhkr tmrgkbc bkikf nm`cbupkh hyktk. Rktk pkheeuhe puh skhekt
bcuhtuhenkh bmhekh kbkhyk gkrkn bkh pkhbkhekh sktu krk` bkrc pmhdhtdh. \mrspmntco bkpkt
bctkfpcinkh bmhekh fmfkhokktnkh nmbkikfkh pkheeuhe (iuks pkheeuhe nm jmiknkhe).
Ekfjkr bmndrksc bkh pmrkjdt tcbkn jmectu fmhuhtut nmgmikskh bmtkci skfpkc `ki-`ki
tmrnmaci. Jmhtkhekh gkrkn bkpkt fmhacptknkh jkykhekh krtcstcn tmrsmhbcrc ykhe fkfpu
fmhe`kbcrnkh nmskh. Nmskh chcik` ykhe bcdik` pmhktk pkheeuhe uhtun fmwugubnkh
nrmkschyk bc ktks pkheeuhe prdsamhcuf. Qmpmrtc smjuk` iuncskh, jchenkc prdsamhcuf fmhgkbc
jktks tmpchyk. \mhdhtdh bcsueu`c ekfjkrkh fmikiuc jchenkc tmrsmjut. Gmhcs pkheeuhe
prdsamhcuf fmrupknkh tktk pkheeuhe uhtun fmhacptknkh ciusc (tcpukh) cfkgchktco skhekt
bcfuhenchnkh bkikf pkheeuhe prdsamhcuf. Gkrkn khtkrk pmhdhtdh bkh pkheeuhe kbkik`
gkrkn ykhe bkpkt bcfkhokktnkh uhtun fmhacptknkh ekfjkrkh nrmktco pmfkheeuhekh.
Qmfuk ykhe kbk bc ktks pkheeuhe bkpkt bcskgcnkh smakrk smfpurhk smdik`-dik` ekfjkr
hyktk. Rktk ak`kyk ykhe fmfprdbunsc schkr bkpkt bc`kbcrnkh bmhekh tkhpk tmric`kt dim`
pmhdhtdh bc fkhk pdscsc ikfpu jmrkbk. Chtchyk smfuk ykhe bc ktks pkheeuhe bkpkt
bcacptknkh uhtun fmhemikjuc pkhbkhekh pmhdhtdh bkh fmhekrk`nkh fmrmnk pkbk
pmfcncrkh jk`wk kpk ykhe tmrgkbc bc ktks pmhtks kbkik` nmhyktkkh \msdhk chcik` ykhe
fmfjukt pmheeuhkkh pkheeuhe prdsamhcuf jmrtk`kh skfpkc smnkrkhe

1. \kheeuhe \drtkjim

\kheeuhe pdrtkjim ykctu pkheeuhe tkhpk ikykr funk bkh bkpkt bcjukt bc bkikf fkupuh bc
iukr embuhe bmhekh fmfpmreuhknkh pkheeuhe (pdbcuf, piktodrf) ykhe bcpkskhe bmhekh
ndnd` bc ktks nubk-nubk. Qmjkekc tmfpkt pmhdhtdh jckskhyk fmfpmreuhknkh nursc icpkt.
Kbmekh-kbmekh bkpkt bckn`crc bmhekh fmfktcnkh ikfpu (jikan dut) smjkekc pmheekhtc ikykr
bmpkh. Bmhekh nktk ikch jk`wk pkheeuhe pdrtkjim ykctu pkheeuhe ykhe bcjukt smakrk tcbkn
pmrfkhmh.

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;?

 \mhemidikkh FCAM ‑ Nmiks PC

Ekfjkr :.? \kheeuhe \drtkjim

2. \kheeuhe Rmrjunk

Ekfjkr :.5 \kheeuhe Rmrjunk \rkfjkhkh

\kheeuhe tmrjunk smjmtuihyk ik`cr bkh bcjukt bc bkmrk` ktku tmfpkt tmrjunk. Jmrjkekc
vkrcksc bkpkt bceuhknkh uhtun fmfprdbunsc pmrtuhgunkh bc tmfpkt tmrjunk \mhtks bkpkt
bcjukt bc jmrkhbk rufk`, tmrks smjuk` embuhe bmhekh pmhdhtdh jmrkbk bc `kikfkh, ktku
bkpkt bckbknkh bc smjuk` tmfpkt ykhe ikhbkc bc fkhk pmhdhtdh jmrkbk bc jkeckh jkwk`
tmfpkt tmrsmjut.

=. \kheeuhe Nmrmtk

\kheeuhe nmrmtk bcsmjut guek bmhekh pkheeuhe nmiciche bkh bceuhknkh uhtun
fmfpmrtuhgunnkh nkryk-nkryk tmktmr bkrc sktu tmfpkt nm tmfpkt ikch bmhekh fmheeuhknkh
pkheeuhe ykhe bcjukt bc ktks nmrmtk. \mrnmfjkhekh smnkrkhe pkheeuhe tcbkn bcjukt bc ktks
nmrmtk tmtkpc bcjukt bc ktks fdjci trkcimr ykhe bcpmrimhenkpc fmhurut nmjutu`kh bkh
pmrimhenkpkh tktk ak`kyk ykhe smsukc bmhekh nmjutu`kh pmhtks. Gkbc nmidfpdn nmsmhckh
bkpkt fmfmhtksnkh nkrykhyk bkrc sktu tmfpkt nm tmfpkt ikch tkhpk `krus fmfcncrnkh
embuhe pmrtuhgunkh tmtkpc `khyk fmhakrc tkhk` ykhe kekn ikpkhe uhtun fmfkrncr nmrmtk
bkh pmhdhtdh jmjks uhtun fmhdhtdh.

Ekfjkr :.0 \kheeuhe Nmrmtk

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;5

 \mhemidikkh FCAM ‑ Nmiks PC

B. IKSD]R/ RKRK IMRKN

Ikydut bc bkikf jk`ksk Chbdhmsck fmfcicnc krtc tktk imtkn Qmbkhenkh fmhurut cstcik`, ikydut
fmrupknkh usk`k uhtun fmhyusuh, fmhktk, ktku fmfkbunkh mimfmh-mimfmh ktku uhsur-
uhsur ndfuhcnksc erkocs (tmns, ekfjkr, tkjmi, bkh ikch ikch) fmhgkbcnkh ndfuhcnksc vcsuki
ykhe ndfuhcnktco, mstmtcn bkh fmhkrcn. Bc schc bcpmriunkh pmrtcfjkhekh nmtcnk smbkhe
fmhbmskch suktu chodrfksc ykhe smmomntco fuhench. Rugukh utkfk ikydut kbkik`
fmhkfpcinkh mimfmh ekfjkr bkh tmns kekr fmhgkbc ndfuhcnktco bkikf smjuk` akrk ykhe
bkpkt fmfubk`nkh pmfjkak fkupuh pkrk pmhdhtdh fmhmrcfk chodrfksc ykhe bcskgcnkh.

;. Ikydut uhtun Fmmtche Zddf/ Adhomrmham

Ikydut uhtun fmmtche rddf subk` kbk stkhbkrhyk ktku subk` bcnmhki dim` n`kikykn ufuf.
Ikydut fmmtche rddf chc bcjukt uhtun momntcvctks FCAM ykhe bciknskhknkh bmhekh
fmfpmrtcfjkhenkh gufik` pmheuhguhe bkh tugukh bkrc FCAM tmrsmjut.
k. R`mktmr Qtyim

Ekfjkr :.3 R`mktmr Qtyim

Nursc ykhe bcsusuh jmrskot ktku jmrgkgkr fmhe`kbkp krmk pkheeuhe fmgk utkfk, ktku
fmhe`kbkp nm pmfjcakrk. Nursc chc bcsusuh tkhpk fmheeuhknkh fmgk. `khyk nursc skgk.
Jmhtun ikydut t`mktmr styim chc skhekt docscmh uhtun bceuhknkh nmtcnk pmsmrtk ykhe `kbcr
bcndhbcscnkh smjkekc pmhdhtdh skgk. Jmhtun ikydut chcpuh tcbkn bcrmndfmhbkscnkh uhtun
mvmht ykhe fmfjutu`nkh tmfpkt uhtun fknkh ktku puh uhtun fmhuics fmhaktkt

j. ]-Q`kpm

Ekfjkr :.;< ] Q`kpm Adhomrmham Zddf Ikydut

Fmgk ndhomrmhsc ykhe bcsckpnkh bkh bcsusuh bkikf jmhtun `uruo ]. nmfubckh nursc bcsusuh
bc jkeckh iukr fmgk fmhemicichechyk. Jckskhyk smrche bceuhknkh uhtun rkpkt bmwkh bcrmnsc,
rkpkt ndfctm, ktku bcsnusc smnmidfpdn drkhe bc fkhk tmrbkpkt pmfjcakrk, prmsmhtksc kubcd
vcsuki ktku odaki pdcht ykhe ikchhyk. \mtuhgun pmhekturkh ikydut7 fchcfki = af rukhe khtkr-
fmgk bcpmriunkh pmr pmsmrtk, tutupc bmhekh nkch/tkpikn fmgk/sncrt pkbk jkeckh bkikf "]"

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;0

 \mhemidikkh FCAM ‑ Nmiks PC

gcnk pmsmrtk bubun `khyk bc jkeckh iukr, `chbkrc

`chbkrc "]" smt-up uhtun nmidfpdn ykhe imjc` jmskr
bkrc := drkhe, nkrmhk knkh fmfjukt scsc-scsc "]" fmhgkbc tmrikiu pkhgkhe bkh fuhench
fmheurkhec pkrtcscpksc bkrc smfuk pmsmrtk.

a. Aikssrddf Qtyim

Ekfjkr :.;; Aikssrddf Qtyim Adhomrmham Ikydut

Jkrcskh fmgk ndhomrmhsc bmhekh nurschyk fmhe`kbkp jkeckh bmpkh bkrc rukhekh jcskhyk
pmfjcakrk ktku odaki pdcht ikchhyk, bkh fmhymbcknkh tmfpkt fmhuics bkh fmhekfjci
aktktkh jkec smtckp pmsmrtk. Fkhokkt gmhcs chc ykctu skhekt cbmki uhtun smt up ykhe
fmfjutu`nkh fmhuics fmfjkak bkh fmhekfjci aktktkh, pmrtmfukh ykhe fmfmriunkh
jmjmrkpk `khbdut ktku jk`kh rmomrmhsc, ktku kikt-kikt ikch smpmrtc ndfputmr ikptdp smt-up.
Chc kbkik` ykhe pkiche hykfkh, uhtun smsc ykhe pkhgkhe bkh fmfuhenchnkh uhtun
fmhmfpktnkh fchufkh bkh rmorms`fmht bkikf gkhenkukh smtckp pmsmrtk.

b. Jdkrbrddf Adhomrmham Ikydut

Ekfjkr :.;: Jdkrbrddf Adhomrmham Ikydut

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ;3

 \mhemidikkh FCAM ‑ Nmiks PC

Jdkrbrddf styim kbkik` skik` sktu akrk fmhyusuh fmgk rkpkt jkcn jmrjmhtun pmrsmec
pkhgkhe fkupuh jmrjmhtun dvki bmhekh nursc bc smiuru` jkeckh iukr tmrfksun bc jkeckh
uguhe. Jkhykn vmhum fmmtche subk` fmfpmrsckpnkh susuhkh fmgk jdkrbrddf styim smakrk
pmrfkhmh bmhekh jmhtun ykhe jmrjkekc fkakf, jkcn dvki, pmrsmec pkhgkhe fkupuh jugur
skhenkr. Gcnk fmfkhe tcbkn tmrsmbck, fmgk bkh nursc fmmtche jcsk bcekjuhenkh sm`cheek
jmrjmhtun pmrsmec pkhgkhe ktku jugur skhenkr nmfubckh bctutup bmhekh tkpikn bkh nursc
bctkfjk`nkh bc jkeckh iukfyk sm`cheek fmfjmhtun jdkrbrddf styim tkjim smt up. @krus
bcchekt smfknch jmskr unurkh fmgkhyk fknk knkh smfknch suict jmrchtmrknsc khtkrk sktu
bmhekh ykhe ikchhyk.

m. @diidw Bmsceh

Ekfjkr :.;1 @diidw Bmsceh Adhomrmham Ikydut

@diidw bmsceh kbkik` smttche fmgk fmmtche smpmrtc `kihyk jdkrb rddf ikydut, jcsk
jmrjmhtun jugur skhenkr, pmrsmec pkhgkhe jk`nkh pmrsmec bmikpkh, nursc bc jkeckh iukr bkrc
fmgk bkh jmbkhyk bkrc jdkrbrddf styim kbkik` jkeckh tmhek` bkrc ikydut fmgk fmmtche chc
bcjckrnkh ndsdhe. @diidw bmsceh ikydut tkjim jkcn bceuhknkh gcnk pmsmrtk fmmtche khtkrk ;:
skfpkc 1< drkhe bkh tcbkn imjc` bkrc 1< nkrmhk chtmrknsc khtkrk pmsmrtk fmmtche skhektik`
pmhtche tmrutkfk nmtcnk tcbkn bcpcic`hyk pmfcfpch rkpkt ktku tcbkn kbkhyk pmfjcakrk.
Jkeckh tmhek` ykhe ndsdhe jcsk bcfkhokktnkh uhtun bmndrksc ktku pmhmfpktkh kubcd
systmf. @diidw bmsceh guek fmfpuhykc nmimjc`kh fmhymbcknkh rukhe nmrgk jkec smtckp
pmsmrtk bkh fmhekndfdbcr ndfuhcnksc ykhe dptcfki khtkr-smskfk pmsmrtk rkpkt.

o. Jkhqumt Zduhb Bmsceh

Ekfjkr :.;2 Jkhqumt Zduhb Bmsceh Ikydut

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :<

 \mhemidikkh FCAM ‑ Nmiks PC

Jkhqumt rduhbs bmsceh kbkik` ekjuhekh bkrc jmjmrkpk rduhb tkjim ktku fmgk juhbkr ykhe
jckskhyk tmrbcrc bkrc ?-;< nursc bc smtckp fmgkhyk. Bmsceh ikydut chc jckskhyk smrche
bceuhknkh kekr jcsk fmhykgcnkh fknkhkh. Qmikch jmrjmhtun juikt jckskhyk jmrjmhtun jugur
skhenkr fkupuh pmrsmec bmikpkh.

e. ¶ Zduhbs

Ekfjkr :.;= ¶ Zduhbs

\mheeuhkkh tmrjkcn ikydut chc ykctu uhtun pmrgkfukh, ykhe smjkeckh jmskr jmrouhesc
uhtun fmhykgcnkh fknkhkh. Qmikch ctu ikydut chc guek jmreuhk uhtun pmrtmfukh
jcshcs nmaci ktku fmcijktnkh chtmrnksc bkikf nmidfpdn bkh pmhekfjcikh aktktkh.

`. Zmamptcdh dr Adantkci

Ekfjkr :.;? Jkhqumt Zduhb Bmsceh pkbk Ikydut \mrhcnk`kh

Fmgk ndntkci/ rmsmpsc juikt nmaci (jckskhyk jmrbckfmtmr ;=-1< chac ktku 10-5? af)
bcsmrtkc bmhekh nursc. Rcheec fmgk bcpdscscnkh smrkekh uhtun
u htun fmfuhenchnkh aknupkh
rukhe pmrgkfukh bkh pmsmrtk tkfu `khyk jmrbcrc skgk. Ikydut chc adadn uhtun pmstk
ndntkci bkh rmsmpsc.

:. \rchscp-prchscp
\rchscp-prchscp bkikf \mfjuktkh Ikydut
k. Nmsmbmr`khkkh
\rchscp chc jmr`ujuhekh bmhekh nmfkfpukh bkyk tkhenkp rktk-rktk fkhusck bkikf
fmhmrcfk chodrfksc Qmakrk kikfck` fkhusck fmhechechnkh nmsmbmr`khkkh bkikf
fmhmrcfk chodrfksc bkikf nmsmbmr`khkkh puh `krus fmfpmr`ktcnkh tkremt ktku
smefmhtksc bkrc pmhmrcfk chodrfksc
j. Jkikham/Nmsmcfjkhekh

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :;

 \mhemidikkh FCAM ‑ Nmiks PC

Quktu `ki ykhe kfkt pmhtche bkikf pmhykfpkckh suktu chodrfksc Nmsmcfjkhekh
bkpkt fmrupknkh nmsmcfjkhekh ykhe odrfki, bmhekh susuhkh ykhe scfmtrcs.
Qusuhkh ykhe scfmtrcs fkfpu fmfjmrc nmskh ykhe odrfki, smcfjkhe. bkpkt
bcpmrakyk bkh fkpkh. Qmjkicnhyk susuhkh ykhe kscfmtrcs smrche bcpmreuhknkh uhtun
fmheekfjkrnkh suktu bchkfcnk, mhmrec smrtk pmskh ykhe tcbkn odrfki.
a. Ndhtrks
Ndhtrks ktku pmfcic`kh wkrhk bkh `ki ykhe fmhkrcn ikchhyk skhektik` pmhtche euhk
fmfjmrcnkh pmhmnkhkh tmr`kbkp chodrfksc ykhe knkh bcskfpkcnkh \mfcic`kh gmhcs
`uruo, fmhmjkinkh (jdib) fmfcrchenkh ctkica) pkbk jkeckh chodrfksc ykhe pmhtche,
pmfcic`kh wkfk tuicskh bkh wkrhk jkanerduhb ykhe ndhtrks. Rk`unk` Khbk wkrhk
ykhe pkiche ndhtrks bkh fmhkrcn kbkik` `ctkf bc ktks nuhche ktku nuhche bc ktks
`ctkf, ctu nmhkpk jkhykn rkfju-rkfju ikiu ichtks ktku rkfju-rkfju pmrchektkh
fmheeuhknkh wkfk chc.
b. Qtrmssche
Bkikf pmhemrtckh jk`kskhyk bcsmjut smjkekc smjuk` pmhmnkhkh. fmfcicnc ouhesc
uhtun fmfjmrcnkh tctcn-tctcn tmrtmhtu ykhe fmfpmrdim` odnus pmr`ktckh. Qtrmssche
imjc` fmhekrk` nmpkbk tctcn pmr`ktckh ktku mym
m ym akta`che bkikf suktu pujicnksc. \kbk
smjuk` nkryk erkocs fmfuhenchnkh kbkhyk imjc` bkrc sktu strmssche, hkfuh `krus
bcjmbknkh fkhk ykhe knkh bcgkbcnkh odnus utkfk kekr tcbkn fmhemskhnkh jmrmjut
pmr`ktckh ykhe kn`cfyk fmfjukt pmskh bc bkikfhyk fmhgkbc tcbkn momntco.
m. @krfdhcs
Fknsub bkrc `krfdhc ckik` fmfcicnc nmsmikrkskh khtkrk sktu aimfmh bmhekh mimfmh
erkocs ykhe ikch. @krfdhc bkpkt bcwugubnkh bkikf : jmhtun, ykctu7
;. @krfdhc bkrc Qmec Ukrhk
Ukrhk fmfcicnc pmhekru` ykhe kfkt jmskr, nkrmhk tckp-tckp wkrhk fmfcicnc
scokthyk fksche-fksche, smpmrtc fmrk` ykhe fmfcicnc krtc jmrkhc, jcru ykhe
fmfcicnc nmskh tmhkhe bkh ikch smjkekchyk. Ic`kt nmfjkic tugukh bkrc bmskch
ykhe tmik` bcjukt, nkrmhk nmtmpktkh bkikf fmfcic` wkrhk bkpkt fmfjukt
chodrfksc ykhe bc bkikfhyk fmhgkbc imjc` momntco,
:. @krfdhc bkrc Qmec Jmhtun
@krfdhc ykhe bcic`kt bkrc jmhtun ckik` bc fkhk kbkhyk nmsmrksckh bkikf
pmhmfpktkh mimfmh erkocs. @ki ctu bkpkt bcic`kt bkrc smec `krfdhc ykhe bcic`kt
bkrc jmhtun ckik` bc fkhk kbkhyk nmsmrksckh bkikf jmhtun bkh unurkhhyk
kpknk` ctu nkrtu hkfk, stcnmr, pdstmr bkh smjkekchyk. \mfcic`kh jmhtun `uruo
guek fmfcicnc pmrkhkh ykhe pmhtche smjkekcfkhk uhtun tugukh kpk bmskch ctu
bcjukt

1. R`m
k. ErcbEdibmh
pkbk Ikydut
Qmatcdh
Bc jcbkhe smhc erkocs, prdpdrsc keuhe fmhgkbc bkskr pmfjuktkh unurkh nmrtks bkh
prchscp tmrsmjut bkpkt bceuhknkh uhtun fmhyusuh nmsmcfjkhekh smjuk` bmskch.
\rdpdrsc chc subk` bctmfunkh smgkn zkfkh nuhd uhtun fmhe`kbcrnkh prdpdrsc ykhe
skhekt smfpurhk bkh chbk`. Fmfjkec smjuk` ekrcs bmhekh pmrjkhbchekh fmhbmnktc
rkscd 07 ;1 jmrkrtc jk`wk gcnk ekrcs ykhe imjc` pkhgkhe bcjkec bmhekh ekrcs ykhe imjc`
pmhbmn `kscihyk knkh skfk bmhekh pmfjkeckh pkhgkhe ekrcs utu` smjmiuf bcpdtdhe
bmhekh ekrcs ykhe imjc` pkhgkhe tkbc. \rdpdrsc chc bcnmhki bkikf cstcik` bmrmt jcikhekh
ocjdhkaac ykctu bmrmt jcikhekh ykhe smtckp jcikhekhhyk kbkik` `ksci gufik` bkrc buk
jcikhekh smjmiufhyk bkh bcfuikc bkrc hdi. Jcikhekh chc smrche bcpknkc bkikf
pmheunurkh jkheuhkh, krsctmntur, nkryk smhc, `uruo, `cheek ikydut smjuk` `kikfkh
nkrmhk prdpdrschyk ykhe `krfdhcs.

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< ::

 \mhemidikkh FCAM ‑ Nmiks PC

j. R`m Qyffmtrcaki Ercb

Ekfjkr :.;5 Ercb Qcfmtrc

Bkikf ercb scfmtrcs, `kikfkh nkhkh knkh jmrnmjkicnkh pmrscs smpmrtc jkykhekh amrfch bkrc
`kikfkh ncrc. Chc fmfjmrcnkh buk fkrech ykhe skfk jkcn fkrech iukr fkupuh fkrech
bkikf. ]htun fmhgkek prdpdrsc, fkrech iukr fmfcicnc jcbkhe ykhe imjc` imjkr. Ikydut nikscn
ykhe bcpmidpdrc dim` Gkh Rsa`ca`dib (;3<:-;352) smdrkhe typderkp`mr bkrc Gmrfkh bcbkskrc
unurkh `kikfkh bmhekh prdpdrsc :71.

a. Ercb Qystmf
Qmjuk` ercb bcacptknkh smjkekc sdiusc tmr`kbkp pmrfkskik`kh pmhktkkh aimfmh-mimfmh
vcsuki bkikf smjuk` rukhe. Ercb systmfs bceuhknkh smjkekc pmrkhenkt uhtun
fmfpmrfubk` fmhacptknkh smjuk` ndfpdscsc vcsuki. Fmikiuc ercb systmf sadrkhe
pmrkhakhe erkocs bkpkt fmfjukt smjuk` scstmfktcnk euhk fmhgkek ndhscstmhsc bkikf
fmiknunkh rmpmtcsc bkrc smjuk` ndfpdscsc ykhe subk` bcacptknkh. Rugukh utkfk bkrc
pmheeuhkkh ercb systmfs bkikf bmskch erkocs kbkik` uhtun fmhacptknkh suktu rkhakhekh
ykhe ndfuhcnktco bkh fmfuksnkh smakrk mstmtcn.

2. Fmhedrekhcsksc Ikydut
Ikydut ykhe jkcn kbkik` ikydut ykhe jcsk jmramrctk bkh fmfjmrcnkh pmfk`kfkh jkec
pmfjkak bkh pmheuhguhe kekr fmfubk`nkh bkikf fmhmfunkh pujicnksc. Nukictks tktk
imtkn fmhmhtunkh smjmrkpk ampkt n`kikykn knkh bckrk`nkh fmikiuc pujicnksc ampkt bkh
jkekcfkhk knkh bkpkt fmfjkakhyk. \khbukh ufuf uhtun ikyduts kbkik` smjkekc jmrcnut.
k. Fmfpmrtcfjkhenkh nmpmhtchekh bkh iktkr jmiknkhe.
j. Fmfjukt bkskr pmskh ykhe knkh bcskfpkcnkh bkh rmhakhk tktk rukhe bcsmnctkfyk.
a. Fmhmhtunkh tugukh pujicnksc smjmiuf fuikc ikydut.
b. Fmhecbmhtcocnksc tkremt pmfcrsk tmrsmjut, nmfubckh fmhuics bkh fmhbmskch
pujicnksc, prmsmhtksc, ktku sctus wmj kekr smikiu jmrkbk bkikf
b kikf jmhkn n`kikykn
m. \cic` ykhe smsukc gmhcs fmbck (`kikfkh wmj, prmsmhtksc, amtkn junu, hmwsimttmr ktku
jrdsur, bkh ikch-ikch) bkh unurkh.
Qmbkhenkh pmbdfkh uhtun fmhedrekhcsksc ikyduts kbkik` smjkekc jmrcnut.
k. Fmheeuhknkh jmrjkekc gmhcs unurkh uhtun jmrjkekc mimfmh.

j. Qmfuk odrfkt utkfk skfk, smfuk tmns `krus bcodrfkt skfk.

a. Fmheeuhknkh jmrjkekc gmhcs unurkh uhtun jmrjkekc mimfmh.

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :1

 \mhemidikkh FCAM ‑ Nmiks PC

b. Fmfjmhtun suktu `cmrkrnc bkrc gmhcs unurkh uhtun utkfk, suj`mkbs, tmns, bkh ikch-
ikch smsukc bmhekh odrfki
m. Euhknkh wkrhk nmjkicnkh gmhcs putc` pkbk iktkr jmiknkhe emikp) uhtun fmfcsk`nkh
ktku fmhmnkhnkh.
o. Fmfjukt mimfmh ykhe pkiche pmhtche kekr n`kikykn jcsk fmhmfunkh `ki ykhe jm
jmskr
skr
pkbk `ki-`ki ykhe nmaci.
e. Euhknkh spksc ndsdhe uhtun tugukh bmskch bkikf pujicnksc.
`. Fmheeuhknkh ruims (jkrcs) uhtun fmfcsk`nkh chodrfksc nm bkikf erup
c. Jmrcnkh juiimt pkbk ctmf-ctmf ykhe pmhtche.

=. \mfjuktkh Oiddr \ikh

Ekfjkr :.;0 Oiddr \ikh

Oiddr pikh kbkik` ekfjkrkh tmnhcs bkh snkiktcs bkrc tktk imtkn stkh, pkheeuhe bkh okscictks
ikchhyk smakrk nmsmiuru`kh pkbk suktu mvmht pkbk suktu tmfpkt bkikf gkhenk wkntu
tmrtmhtu. Kbk 1 fkakf oiddrpikh, ykctu7

k Oiddrpikh Rktk Krtcstcn

Oiddrpikh tktk krtcstcn fmrupknkh snmtsk rmhakhk tktk krtcstcn ykhe bccfpimfmhtkscnkh
bkikf smjuk` bmhk` smakrk imhenkp fmhykhenut mimfmh stkem bkh prdpmrtc smrtk
pmhmfpktkhhyk jmrbkskrnkh snkik ykhe subk` bcjukt smjmiufhyk.

j. Oiddrpikh Rktk Nkfmrk

Oiddrpikh tktk nkfmrk skfk bmhekh oiddrpikh tktk krtcstcn hkfuh kbk pmhmfpktkh pdscsc
nkfmrk. Skhe fmfjukt pmhmfpktkh pdscsc nkfmrk tmrsmjut kbkik` pmhekrk` kakrk
(prderkf bcrmatdr) ykhe jmnmrgk skfk bmhekh B.D.\ (Bcrmatdr do \`dtderkp`y),

a. Oiddrpikh Rktk Ice`tche

Qkik` sktu uhsur pmhtche bkikf tktk pkheeuhe kbkik` tktk ak`kyk ktku ice`tche. Ice`tche
kbkik` pmhktkkh pmrkiktkh pmhak`kykkh, bkikf `ki chc kbkik` uhtun fmhmrkhec pkheeuhe
uhtun fmhbunuhe smjuk` pmfmhtkskh. Qmjkj, tkhpk kbkhyk ak`kyk, fknk pmfmhtkskh
tcbkn knkh tmric`kt. Qmakrk ufuf ctuik` ouhesc bkrc tktk ak`kyk tmrjkec fmhgkbc buk, ykctu7
;. Ice`tche smjkekc pmhmrkhekh. Skctu ouhesc ice`tche ykhe `khyk smjktks fmhmrkhec
pkheeuhe jmsmrtk uhsur-uhsurhyk smrtk pmfmhtkskh bkpkt tmric`kt.

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :2

 \mhemidikkh FCAM ‑ Nmiks PC

:. Ice`tche smjkekc pmhak`kykkh. Skctu ouhesc ice`tche smjkekc uhsur krtcstcn

pmfmhtkskh.

Rmtkpc, kbknkikhyk nm tcek oiddrpikh tmrsmjut bcjukt fmhgkbc sktu skgk. Bmhekh sktu
oiddrpikh, pmhekrk` subk` jcsk fmic`kt tktk krtcstcn, pmhmfpktkh nkfmrk, smrtk
pmhmfpktkh ice`tche-hyk. Bmhk` stubcd jckskhyk subk` puhyk snkik ykhe skhekt knurkt.
oiddrpikh tktk nkfmrk skfk bmhekh oiddrpikh tktk krtcstcn hkfuh kbk pmhmfpktkh pdscsc
nkfmrk.

M. RKRK JKH[]MR

;. \mhemrtckh Jkhqumt
Kbk jmjmrkpk fkakf pmhemrtckh jkhqumt, khtkrk ikch7
k. Jmrbkskrnkh Nkfus \krcwcsktk bkh \mr`dtmikh
\mhemrtckh jkhqumt kbkik` suktu pkheeuhe fmwk` ykhe bckbknkh bc rukhekh
n`usus bkrc `dtmi, bmhekh fmhymbcknkh fknkhkh fmwk` bkh guek okscictks ikchhyk.
j. Fmhurut \utrk (;330)
Jkhqumt fmrupknkh dutimt Oddb khb Jmvmrkem Bmpkrtfmht ykhe jmrtueks uhtun
fmhkhekhc smekik fkakf nmecktkh pmstk ktku gkfukh ykhe bcsmimheekrknkh dim`
suktu pkhctck ktku pc`kn ikch ykhe fmfjukt pmskhkh nm `dtmi.
a. Fmhurut Z. Qunkrbc
Jkhqumt kbkik` pmikykhkh n`usus suktu gkfchkh ktku kakrk bc fkhk pmikykhkh

tmrsmjut
s`dp, ktkujmrjmbk ktku tmrpcsk` bmhekh pmikykhkh ykhe kbk bc rmstkurkht, adoomm
ercii rddf.
:. Nmsmpknktkh \mikykhkh pkbk Jkhqumt Bcfuikc smgkn pmikheekh fmfmskh tmfpkt
`cheek kn`cr kakrk, nmsmpknktkh tmrsmjut fmicputc7
k. @krc/tkheeki bkh gkf pmiknskhkkh kakrk.
j. Gufik` pmsmrtk ykhe `kbcr.
a. Fkakf-fkakf kakrk ykhe bcchechnkh pmikheekh.
b. Rk`kpkh pmhymimheekrkkh kakrk,
m. Rktk rukhe
o. Gmhcs pmikykhkh
e. Okscictks ikch ykhe bcchechnkh.
`. Qcstmf pmikykhkh.
c. Fmgk-fmgk juoomt
g. Zukhe Qtkh
n. Bmndrksc
i. \mrfchtkkh N`usus pkbk kakrk ykhe bcsmimheekrknkh smpmrtc kakrk bkhsk, jkr,
chstkiksc icstrcn, sarmmh, pdbcuf bkh ikch-ikch

O. IKRC@KH/R]EKQ/NKQ]Q

Juktik` bmhk` suktu smfchkr bmhekh nmjutu`kh smfchkr smjkekc jmrcnut7

k. ]nurkh rukhekh smfchkr :< f x 1<f

j. \msmrtk smfchkr ;<< drkhe
a. \mfjcakrk 1 drkhe bkh ; drkhe fdbmrktdr
b. \kheeuhe uhtun pmfjcakrkk
m. \rdgmatdr bkh adfputmr smrtk dpmrktdrhyk

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :=

 \mhemidikkh FCAM ‑ Nmiks PC

o. Rmfpkt adoom jrmkn

e. 1 juk` Qtkhb uhtun pkfmrkh
`. Fmgk dh sctm rmecstrktcdh

Rmhtunkh pdscsc fksche - fksche ndfpdhmh bcktks

Rmhtunkh ikydut ndhormhsc ykhe knkh bceuhknkh

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :?

 \mhemidikkh FCAM ‑ Nmiks PC

RD\CN 17
\MHBKORKZKH BKH
FMHSMBCKNKH FKRMZC

\MHEKHRKZ
\mrujk`kh bkh pmrnmfjkhekh zkfkh ykhe smfknch pmskt fmfjutu`nkh nmfkfpukh
jmrkbkptksc ykhe pmriu uhtun tmrus bcnmfjkheknkh kekr bkpkt jmrnmfjkhe bkikf chbustrc
FCAM. Nmakheec`kh tmnhdidec fmhkwkrnkh fkhokkt ykhe jcsk fmhbunuhe bkikf prdsms
nmecktkh FCAM tmrutkfk bkikf pmhbkotkrkh bkh fmhymbcknkh fktmrc. Bmhekh kbkhyk
pmrnmfjkhekh tmnhdidec prdsms pmhbkotkrkh smakrk dhichm fmfubk`nkh pkhctck uhtun
fmhbktk pkrk akidh pmsmrtk ykhe knkh fmhecnutc nmecktkh mvmht FCAM tmrsmjut. \mfjuktkh
uhbkhekh smakrk dhichm guek fmhgkbc imjc` fubk` bkh tcbkn fmfmriunkh wkntu ykhe ikfk.
\kbk Rdpcn 1 chc tmrbcrc bkrc jmjmrkpk fktmrc smjkekc jmrcnut7

k. Zmvdiusc Rmnhdidec Ndfuhcnksc

j. \mhbkotkrkh
a. Qctus \mhbkotkrkh Dhichm
b. Nmuhtuhekh Rmfpiktm ]hbkhekh Dhichm

K. NDF\MRMHQC BKQKZ

1.;< Fmhekhkicscs \mhbkotkrkh bkh Fmhymbcknkh Fktmrc

2.;< Fmiknunkh pmhbkotkrkh bkh fmhymbcknkh fktmrc

J. CHBCNKRDZ \MHAK\KCKH A. R]G]KH \MFJMIKGKZKH

;. Fmhekhkicscs Zmvdiusc tmnhdidec chodrfksc ;. Qmtmik` fmhekfktc tkykhekh fmikiuc
:. Fmhekhkicscs pmhbkoktkrkh pdwmr pdcht, pmsmrtk bcbcn bkpkt
1. Fmhymimnsc Qctus \mhbkoktkrkh Dhichm fmhekhkicscs rmvdiusc tmnhdidec chodrfksc

2. Fmhemvkiuksc Rmfpiktm uhbkhekh dhichm bmhekh amrfkt

=. Fmiknunkh pmhbkotkrkh bkh fmhymbcknkh :. Qmtmik` jmrbcsnusc bkh fmhakrc chodrfksc
fktmrc fmikiuc chtmrhmt, pmsmrtk bcbcn bkpkt
fmhekhkicscs pmhbkotkrkh bmhekh jmhkr
1. Qmtmik` jmrbcsnusc bkh fmhakrc chodrfksc
fmikiuc chtmrhmt, pmsmrtk bcbcn bkpkt
fmhymimnsc sctus pmhbkotkrkh dhichm
bmhekh tmpkt
2. Qmtmik` fmhekfktc tkykhekh fmikiuc
chtmrhmt, pmsmrtk bcbcn bkpkt
fmhemvkiuksc tmfpkiktm uhbkhekh dhichm
bmhekh tmictc
=. Qmtmik` fmiknunkh bcsnusc, pmsmrtk bcbcn
bkpkt fmiknunkh pmhbkotkrkh bkh
fmhymbcknkh fktmrc bmhekh pmrakyk bcrc

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :5

 \mhemidikkh FCAM ‑ Nmiks PC

B. KNRC_CRKQ \MFJMIKGKZKH
Jkakik` bmhekh amrfkt rufuskh tugukh pmfjmikgkrkh bkrc nmecktkh jmikgkr chc. Rugukh
tmrsmjut fmfukt nchmrgk ykhe bc`krkpnkh, nrctmrck nmjmr`kscikh bkh ndhbcsc ykhe
bcjmrcnkh bkikf rkhenk fmfjmhtun ndfpmtmhsc nmrgk ykhe knkh bcakpkc fmikiuc jk`kh
kgkr chc 7
k. Jkakik` bmhekh amrfkt fktmrc smtckp nmecktkh jmikgkr. Nmrgknkh tueks bkh
gkwkjik` pmrtkhykkh tms. Iknunkh nmecktkh chc skfpkc tuhtks fmheukskc `ksci
jmikgkr ykhe bc`krkpnkh.
j. Gcnk bkikf prdsms fmfk`kfc fktmrc fmrksk nmsuictkh, bcsnuscnkh bmhekh tmfkh-
tmfkh ktku ndhsuitkscnkh bmhekh euru
a. Qmtmik` fmhuhtksnkh smfuk nmecktkh bkikf jk`kh kgkr chc. \mikgkrcik` jk`kh
kgkr smikhguthyk
b. Rcbkn bcjmhkrnkh fmikhgutnkh nm nmecktkh jmikgkr jmrcnuthyk kpkjcik tcbkn
fmheukskc fktmrc nmecktkh jmikgkr smjmiufhyk.

M. ]ZKCKH FKRMZC

K. ZM_DI]QC RMNHDIDEC NDF]HCNKQC

Chorkstruntur
bcectki tmik` bkrc chtmrhmt bkh
fmhcfjuinkh pmrkiktkh
fmbck jkrundfuhcnksc ikchhyk
smikch fmbck smrtk
amtkn jmrnmfjkhehyk
fmbck tmnhdidec
mimntrdhcn ykhe jcsk
bcskfpkcnkh nmpkbk pmheuhguhe kakrk nctk dim` pkrk fkrk pmtueks pmfkskrkh, jcsk jmrupk7
AB Zddfs, tmimpdh smiuimr/@\, rkbcd, fmbck sdacki (Okamjddn Rwcttmr Ichnmb, \kt`), jide,
a`kt rddfs (U`ktsKpp. Ichm, Jikanjmrry Fmssmhemr, J-Rkin bkh ikchhyk), B_B, wkruhe
chtmrhmt, mfkci, wcoc, wmjsctms, sfkrtp`dhm, tkjimt, bkh \BK.
;. Rmimp`dhm bkh gkrchekhhyk.
:. Qdotwkrm ndfputmr.
1. Kpicnksc tmrtmhtu.
2. \mrkiktkh tmnhdidec

Bcjkicn fmhedtdfktcsksc jmrjkekc uhsur smpmrtc pmrmhakhkkh bkh pmhemidikkh kakrk,

tmnhdidec ndfputmr fmfcicnc bkfpkn jmskr pkbk chbustrc. @ki chc fmfmhekru`uc, tcbkn
`khyk fmnkhcsfm mvmht FCAM tmtkpc fmrupknkh bchkfcnk chbustrc FCAM guek. Qkkt chc

bmskch erkocs jkhykn ykhe bc`kscinkh dim` ndfputmr prmsmhtksc fuitcfmbck, bkh scstmf
rmspdhs chtmrkntco smjkekc jkeckh chtrchscn bkrc jkhykn prderkf ndhomrmhsc. Jk`nkh smnkrkhe
jkhykn smnkic prderkf sdotwkrm bkikf ikptdp ykhe subk` fmhuhgkhe uhtun bcndfjchkscnkh
bmhekh scstmf prdymnsc IAB ykhe fmheekhtcnkh prdymntdr sicbm bkh fmfjmrcnkh prmsmhtmr
oimnscjcictks ykhe gku` imjc` jmskr bkrc smjmiufhyk. Jkhykn smnkic adhvmhtcdh amhtrm ykhe
subk` fmfcicnc knsms nm ndfputmr
;. Umj adhomrmhache
:. Ucrmimss adhhmatcvcty (ndhmntcvctks hcrnkjmi).
1. Kubcd vcsuki kt fmmtches kjrdkb
k. \rdbuatcdh fmbck
j. Rmnhdidec kubcd vcsuki ykhe jkru
a. ]hbkhekh Ļhvctktcdh, AB khb B_B chvctktcdh khb mimatrdhca chvctktcdh

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :0

 \mhemidikkh FCAM ‑ Nmiks PC

J. \MHBKORKZKH

]hbkhekh/chvctktcdh kbkik` skik` sktu skrkhk uhtun fmfprdfdscnkh mvmht ykhe knkh nctk
smimheekrknkh, smikch ctu guek smjkekc skik` sktu akrk uhtun fmhbkpktnkh pmsmrtk mvmht.
Rmhtu Khbk smfuk pmrhk` fmic`kt suktu uhbkhekh, fchcfkihyk uhbkhekh pmrhcnk`kh bc
bkmrk` Khbk. Jmhtun uhbkhekh bcbmskch smchbk` fuhench bkh smfmhkrcn fuhench
Bcsmsukcnkh bmhekh tmfk bkh tugukh bkh mvmht tmrsmjut.
;. ]hbkhekh Amtkn
:. ]hbkhekh Mimntrdhcn

Mvmht drekhczmr fmhacptknkh uhbkhekh smakrk dhichm pkbk sctus wmj fmikiuc chtmrokam ykhe
smbmr`khk. ]hbkhekh smakrk dhichm chc jckskhyk bcsmjut bmhekh "Mvctm" @dst knkh
fmfksunnkh kikfkt m-fkci bkrc akidh pmsmrtk mvmht bkh Mvctm knkh fmhecrcfnkh m-fkci
nmpkbk pkrk akidh pmsmrtk tmrsmjut. Qmtckp akidh pmsmrtk knkh bcjmrcnkh pcic`kh bkh `krus
fmfcic` skik` sktu bkrc mfpkt nktmedrc7 "Fmhe`kbcrc", "Rcbkn @kbcr". "Fuhench" bkh "Jmiuf
fmhgkwkj \krk tkfu jmrpchbk` smhbcrc bkrc nktmedrc "Jmiuf fmhgkwkj skfpkc skik` sktu
bkrc tcek nktmedrc "fmhgkwkj" nktmedrc bkh bkpkt fmhuics ndfmhtkr tkfjk`kh.
k. Omkturms.
j. Zmfchbmrs.
a. Rukh rufk` bkpkt fmhecrcf pmhechekt m-fkci dtdfktcs pkbk `krc-`krc smjmiuf kakrk
b. Rukh rufk` bkpkt fmhmhtunkh fmikiuc sctus wmj kpknk` tkfu tmik` fmic`kt
uhbkhekh ktku tcbkn
m. Qtyim

A. QCR]Q \MHBKORKZKH DHICHM

;. Qurvmy Fdhnmy bkikf Fmrkhakhe Mvmht
]htun fmrkhakhe nmbuk mvmht chc, kbk akrk ykhe skhekt smbmr`khk ykhe bcsmbcknkh
dim` pmrusk`kkh pmhymbck gksk survmc, QurvmyFdhnmy. Bc khtkrk jmrjkekc tmfpiktm ykhe
bcsmbcknkh dim` Qurvmy Fdhnmy, kbk smjuk` tmfk spmscocn ykhe bkpkt bceuhknkh uhtun
fuikc fmrkhakhe mvmht- ykctu tmfpiktm Mvmht Euhknkh tmfpiktm "Mvmht" bkikf
QurvmyFdhnmy
Bc bkikf pcic`kh tmfk chc, Khbk bkpkt fmfcic` nmfjkic tmfpiktm ykhe imjc` spmscocn.
Fcskihyk gcnk Khbk chech fmiknunkh survmc nmpkbk drkhe-drkhe ykhe tkremtnkh
fmhemhkc mvmht wdrns`dp ktku smfchkr ykhe knkh Khbk jukt Khbk bkpkt
fmheeuhknkh tmfpiktm Mvmht \ikhhche
:. Euhknkh Rmfpiktm Emhmrki Mvmht Ommbjkan
Kpk puh jcbkhe mvmht bkpkt fmheeuhknkh tmfpiktm Emhmrki Mvmht Ommbjkan uhtun

fmhemtk`uc bkh fmhbkpktnkh ommbjkan bkrc pkrk tkfu. Ncrcfnkh odrfuicr nmpkbk tkfu
(gcnk Khbk subk` fmfcicnc adhtkat pkrk tkfu) Nmtcnk Khbk subk` fmhbkpktnkh
ommbjkan bkrc pkrk tkfu Khbk. Khbk bkpkt fmheeuhknkh `ksci survmc tmrsmjut uhtun
fmhemvkiuksc bkh fmfpmrjkcnc mvmht-mvmht Khbk smikhguthyk. Gcnk Khbk jmiuf
fmfcicnc adhtkat pkrk tkfu Jk`nkh gcnk Khbk fmfjutu`nkh adhtkat pkrk tkfu Khbk
ykhe knkh fmhe`kbcrc mvmht uhtun fmheuhbkhehyk nm mvmht Khbk smikhguthyk puh
QurvmyFdhnmy subk` fmhymbcknkhhyk tmrimjc` bk`uiu. Bmhekh
B mhekh fmheeuhknkh tmfpiktm
Adhtkat Chodrfktcdh pkbk nktmedrc Mvmht, Khbk bkpkt fmheufpuinkh adhtkat pkrk
tkfu Khbk bmhekh fubk` bkh ampkt
1. Kauvmht jy Kauvmht
\mfkskrkh mvmht bkh pmhbkotkrkh dhichm uhtun ndrpdrkt, pmfmrchtk`, ksdscksc, jkbkh
kfki, drekhcsksc gkrchekh
2. Kkrbadf Mvmht Zmecstrktcdh jy @krbadf Adffuhcaktcdhs
Qdiusc pmhbkotkrkh austdf uhtun kakrk pmrusk`kkh, ndhomrmhsc bkh pkfmr bkekhe
bmhekh smakrk dhichm bkh scstmf pmhunkrkh tmrsmbck

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< :3

 \mhemidikkh FCAM ‑ Nmiks PC

B. NM]HR]HEKH RMF\IKRM ]HBKHEKH DHICHM

Bmhekh tmrsmbckhyk tmfpiktm bmhekh tmfk spmscocn smpmrtc ykhe bcsmbckn dim` sm`cheek
tcbkn pmriu ikec fmfjukhe wkntu uhtun fmfcncrnkh pmrtkhykkh pmrtkhykkh kpk ykhe `krus
idhtkrnkh uhtun fmhbkpktnkh fksunkh fmhemr uhbkhekh mvmht smfchkr. Qmikhguthyk,
bkpkt ikhesuhe fmhymjkrnkh odrfu tmrsmjut nm drkhe-drkhe ykhe fmhurut Khbk rmimvkh
bmhekh tmfk mvmht ykhe knkh bcsmimheekrknkh.

O. IKRC@KH/R]EKQ/NKQ]Q

Nmrgknkh smakrk jmrnmidfpdn!

k. Juktik` suktu uhbkhekh mvmht FCAM ykhe fmhkrcn bmhekh fmheeuhknkh fktmrcki ykhe
kbk bkh nmimhenkpkh csc bcpmr`ktcnkh!
j. Juktik` suktu uhbkhekh uhtun mvmht tmrtmhtu, jkcn fmheeuhknkh fmbck amtkn bmhekh
bmskch bmhekh ndfputmr ktkupuh bmskch smhbcrc fmheeuhknkh fmbck kpk puh. Gcnk kbk
euhknkh fmbck m-chvctktcdh fmikiuc ikfkh bkrc chtmrhmt, @ksci ykhe bcnufpuinkh kbkik`
jmrupk prcht sarmmh ktku `ksci amtknhyk! ]hbkhekh Qmfchkr Madtdurcsf!

Fdbui Ndikjdrksc QFNH ; \kamt © :<:< 1<