Dear Customer,

Thank you for enquiring about HDFC ERGO my: Optima Secure Health
Insurance Policy. Kindly find below details basis the information shared by you.

Plan Variant Optima Secure

Sum Insured 10 Lakhs
Location Tier2
Family Composition 2A1C
Age of Insured Adults
42,36
in years
Age of Insured child/Children
14
in years
Deductible 0
Add On - Unlimited Restore Yes
Add On - my:health Critical
NA
Illness
Add On - my: Health Hospital
NA
Cash Benefit
Hospital Cash Benefit Global-
No
(Optional Cover)
Individual Personal Accident
No
(Optional Cover)
Overseas Travel Secure
No
(Optional Cover)
Optima Wellbeing Rider
Not Applicable
(Optional Cover)
NRI Discount No

Deductible
Plan Details Individual Family Floater
Amount
0 38,103 27,922
1 Year Optima 25K 28,577 20,941
Secure 50K 22,861 16,754
1L 19,051 13,961
0 70,935 51,968
2 Year Optima 25K 53,201 38,977
Secure 50K 42,561 31,182
1L 35,467 25,984
0 1,04,175 76,302
3 Year Optima 25K 78,131 57,226
Secure 50K 62,505 45,782
1L 52,088 38,151
0 1,06,356 77,899
3 Year Optima 25K 79,767 58,424
Super Secure 50K 63,813 46,740
1L 53,178 38,949

Congratulations, Optima Secure gives SO MUCH coverage. SO MUCH benefits SO

MUCH trust SO MUCH support!!!

In Optima Secure you get 4X In Optima Super Secure you get

coverage 5X coverage

1. Sum Insured - 10 Lakhs 1. Sum Insured -10 Lakhs

2. Effective coverage after 2 years 2. Effective coverage after 2 years
40 Lakhs at no additional charge 50 Lakhs at no additional charge

Under Optima Super Secure plan, Get 3X coverage from day 1

Note:
1. Multiple payment options are available making premiums pocket - friendly. Above
premium rates have been calculated basis information provided and are including
GST.
2. Individual personal accident (IPA) rider will be offered only to the Proposer in the
Base Plan when he/she is covered in the Base Plan. Maximum entry age is restricted
to 69 years for IPA rider

3. Optima Wellbeing cover is applicable only for serviceable locations.

4. HDC rider can only be given for allowed family combinations which are
enabled in sourcing systems.

5. NRI discount is subject to submission of required documents at the time

of policy issuance.

Tier 1: Delhi, National Capital Region (NCR), Mumbai, Mumbai Suburban,

Thane and Navi Mumbai, Surat, Ahmedabad and Vadodra. Tier 2: Rest of India

SO Much Coverage* Guaranteed^^ (at no additional charge!!)

Secure Benefit
2X coverage from day 1
Automatic and available immediately when you purchase it. No need to claim it to
activate it

Plus Benefit
100% increase in coverage after 2 years
Just renew your plan for 2 years and we will give you 100% increase in cover, even
if you have filed a claim

Protect Benefit
Zero deduction on non-medical expenses
Zero deduction on listed non-medical expenses to maximize your claim during
hospitalization

Restore Benefit
100% restore coverage
If you run out of coverage, we will restore your base coverage by 100%
Terms & Conditions apply. *4X means Base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit+ Automatic
Restore Benefit. Under Plus Benefit, irrespective of claims means sum insured gets increased by 50% of base sum insured per
year maximum up to 100%. A single claim in a Policy Year cannot exceed the sum of Base Sum Insured, Plus Benefit (if
applicable) and Secure Benefit (if applicable)^^ Get Guaranteed Secure, Plus, Protect and Restore Benefits. HDFC ERGO
General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st
Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the
risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Trade Logo displayed
above belongs to HDFC Bank Ltd and ERGO International AG and used by the Company under license. UIN: my: Optima
Secure - HDFHLIP23123V022223,Individual Personal Accident Rider-APOPAIP19004V011920,my:Health Hospital Cash Benefit
(Add-on)-HDFHLIA21271V022021,Unlimited Restore (Add On)-HDFHLIA22188V012122,my: health Critical Illness-
HDFHLIA22141V032122. UID:13476.