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Quotation for Optima Secure1
Quotation for Optima Secure1
Quotation for Optima Secure1
Thank you for enquiring about HDFC ERGO my: Optima Secure Health
Insurance Policy. Kindly find below details basis the information shared by you.
Deductible
Plan Details Individual Family Floater
Amount
0 68,894 50,004
1 Year Optima 25K 51,671 37,503
Secure 50K 41,337 30,002
1L 34,448 25,002
0 1,30,516 94,881
2 Year Optima 25K 97,887 71,161
Secure 50K 78,310 56,929
1L 65,258 47,441
0 1,94,949 1,41,941
3 Year Optima 25K 1,46,213 1,06,456
Secure 50K 1,16,970 85,165
1L 97,475 70,971
0 1,99,033 1,44,915
3 Year Optima 25K 1,49,275 1,08,686
Super Secure 50K 1,19,420 86,948
1L 99,516 72,457
Note:
1. Multiple payment options are available making premiums pocket - friendly. Above
premium rates have been calculated basis information provided and are including
GST.
2. Individual personal accident (IPA) rider will be offered only to the Proposer in the
Base Plan when he/she is covered in the Base Plan. Maximum entry age is restricted
to 69 years for IPA rider
4. HDC rider can only be given for allowed family combinations which are
enabled in sourcing systems.
Secure Benefit
2X coverage from day 1
Automatic and available immediately when you purchase it. No need to claim it to
activate it
Plus Benefit
100% increase in coverage after 2 years
Just renew your plan for 2 years and we will give you 100% increase in cover, even
if you have filed a claim
Protect Benefit
Zero deduction on non-medical expenses
Zero deduction on listed non-medical expenses to maximize your claim during
hospitalization
Restore Benefit
100% restore coverage
If you run out of coverage, we will restore your base coverage by 100%
Terms & Conditions apply. *4X means Base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit+ Automatic
Restore Benefit. Under Plus Benefit, irrespective of claims means sum insured gets increased by 50% of base sum insured per
year maximum up to 100%. A single claim in a Policy Year cannot exceed the sum of Base Sum Insured, Plus Benefit (if
applicable) and Secure Benefit (if applicable)^^ Get Guaranteed Secure, Plus, Protect and Restore Benefits. HDFC ERGO
General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117. Registered & Corporate Office: 1st
Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. For more details on the
risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Trade Logo displayed
above belongs to HDFC Bank Ltd and ERGO International AG and used by the Company under license. UIN: my: Optima
Secure - HDFHLIP23123V022223,Individual Personal Accident Rider-APOPAIP19004V011920,my:Health Hospital Cash Benefit
(Add-on)-HDFHLIA21271V022021,Unlimited Restore (Add On)-HDFHLIA22188V012122,my: health Critical Illness-
HDFHLIA22141V032122. UID:13476.