This advertisement is designed for combination of Benefits of two individual and separate products named (1) Tata AIA

Life Insurance Fortune Pro

(Non-Participating Unit Linked, Individual Life Insurance Savings plan) - UIN:110L112V04 and (2) Tata AIA Life Insurance Smart Income Plus (Non-
Linked, Non-Participating Individual Life Insurance Savings Plan) - UIN:110N126V04. These products are also available for sale individually without
the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of
individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before
concluding sale.
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
The Linked Insurance Product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to
surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

Unique solution created for

Mr. Rahul | Age: 37
Achieving security and prosperity together in an investment plan, has now become a reality.
To fulfill this aspiration, what you need is Secure Insurance Solution...

Which gives following benefits to Mr. Rahul Goel

Secure Insurance Solution is a combination of Tata AIA Life Insurance Fortune Pro and Tata AIA Life Insurance Smart Income Plus.
Presented by: Brought to you by:
Tata AIA Life Insurance Company Limited
||AGENTNAME|| ||AGENT_CD|| Page 1 of 6 For more details, log on to www.tataaia.com
 How does this work
Guaranteed1 Return
Rs. 12,13,040
Pay only Rs. 1,19,712* p.a.
Get Get
for 10 years
Rs. 6,06,520 p.a. Rs. 6,06,520 p.a.

Age Age Age Age Age

6 15 Year 25 26
Year Year Year Year
1 10 20 21

Total Premium Paid

Get return with Upside of
Rs. 11,97,120 market linked investment
Rs. 14,13,910 @8%# or
*Premium is exclusive of Goods and Services tax, applicable surcharges and cess Rs. 7,60,703 @4%#

20,62,910
20,60,000

16,42,000
12,26,500 12,26,500
12,24,000

7,24,000

0
6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

Rs. 14,09,703 @4%# at age 26

MATURITY
(Non Guaranteed)
PAY ONLY
Rs. 11,97,120* Rs. 14,13,910 @8%# or
Increasing Life Cover from age 6 In year
during the term Rs. 7,60,703 @4%#
Rs. 12,26,500 @8%# or 20&21 at age 26 Liquidity option
Rs. 12,26,500 @4%# to amounting to is available to you
Rs.12,13,040 from age 11 to
Rs. 20,62,910 @8%# or
#
age 26
Rs. 14,09,703 @4%
at age 26 GUARANTEED1 RETURN
LIQUIDITY
LIFE COVER

All the above benefits by investing Rs. 1,19,712 annually for 10 years
5 Tax benefits as per the prevailing tax laws, are available, subject to condition/limits specified
# Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be
clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates
of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.

#Disclaimer 1Conditions Apply

Customized Life solution for Mr. Rahul dated 26 Sep 2022

Presented by: ||AGENTNAME|| ||AGENT_CD|| Page 2 of 6
 My Smart Statement
Policy Age Life Cover (Rs.) Maturity Benefits (Rs.)
*Premium (Rs.) Returns (Rs.)
Year (in years) 4%# 8%# 4%# 8%#
1 6 1,19,712 12,26,500 12,26,500 0 0 0
2 7 1,19,712 12,26,500 12,26,500 0 0 0
3 8 1,19,712 12,26,500 12,26,500 0 0 0
4 9 1,19,712 12,26,500 12,26,500 0 0 0
5 10 1,19,712 12,26,500 12,26,500 0 0 0
6 11 1,19,712 12,26,500 12,26,500 0 0 0
7 12 1,19,712 12,26,500 12,26,500 0 0 0
8 13 1,19,712 12,26,500 12,26,500 0 0 0
9 14 1,19,712 12,26,500 12,53,122 0 0 0
10 15 1,19,712 12,26,500 13,46,111 0 0 0
11 16 0 12,33,686 13,92,268 0 0 0
12 17 0 12,49,224 14,41,514 0 0 0
13 18 0 12,65,187 14,94,057 0 0 0
14 19 0 12,81,589 15,50,117 0 0 0
15 20 0 12,98,439 16,09,929 0 0 0
16 21 0 13,15,752 16,73,745 0 0 0
17 22 0 13,33,540 17,41,832 0 0 0
18 23 0 13,51,815 18,14,477 0 0 0
19 24 0 13,70,592 18,91,984 0 0 0
20 25 0 13,89,883 19,74,679 6,06,520 0 0
21 26 0 14,09,703 20,62,910 6,06,520 7,60,703 14,13,910
Total 11,97,120 12,13,040 7,60,703 14,13,910

#Disclaimer

#Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers

guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as
the value of your policy is dependent on a number of factors including actual future investment performance.

Customized Life solution for Mr. Rahul dated 26 Sep 2022

Presented by: ||AGENTNAME|| ||AGENT_CD|| Page 3 of 6
 Product Mix
Premium Modal Premium Modal
Term Payment Premium Sum Assured Modal including GST Premium
Product Name (in Term Frequency (Rs.) Premium (First including GST
years) (in years) (Rs.) Year) (Rs.) (Second Year
onwards) (Rs.)
Tata AIA Life Insurance
Smart Income Plus 21 10 Monthly 6,49,000 5,210 5,444 5,327
(UIN:110N126V04)
Plan option : Endowment Benefit
Tata AIA Life Insurance Waiver of Premium Plus
Rider 10 10 Monthly ** 184 193 189
(UIN: 110B029V02)
Tata AIA Life Insurance Fortune Pro
(UIN: 110L112V04) 21 10 Monthly 5,77,500 4,582 4,582** 4,582**
Funds Allocation:
LargeCap Equity Fund-100%
Tata AIA Life Insurance Waiver of Premium(Linked)
Rider 10 10 Monthly ** ** ** **
(UIN: 110A026V02)
Total 12,26,500 10,219 10,098
**Tata AIA Life Insurance Fortune Pro (Unit Linked, Individual Life Insurance Savings plan): Goods and Services Tax, applicable surcharges and cess as per
applicable rates will be deducted by way of cancellation of units from Fund Value.
Tata AIA Life Insurance Smart Income Plus (Non-Linked Non-Participating Individual Life Insurance Savings Plan): The premium quoted above is including
Goods and Services tax, applicable surcharges and cess. Please refer Benefit Illustration of the individual products for the details of the actual premium
amount.
Benefits stipulated are available only if all the premiums are paid as per the premium paying term and the policies are inforce till the completion of entire
policy term opted for.
For the purpose of illustration, we have combined the premiums payable and benefits that you may receive under each plan of this solution. These products
are also available without combination.
To know more details of this solution, please go through the "Disclaimers" section and the benefit illustrations of individual products as provided to you.
1Guaranteed Returns are defined as Guaranteed Payout(GP) / Guaranteed Maturity Payout (GMP)under both Plan Options.For Regular Income option, GP is 120 % to 160 % of the

Annualized Premium(AP) and GMP is 46 % to 405 % of AP for male lives and 74 % to 408 % of AP for female lives . Please refer survival benefit factor under regular income
option.For Endowment option, GP is 5.26 to 15.03 times of AP for Male lives and 5.36 to 15.04 times of AP for female lives and GMP is equal to GP, provided the policy is in-force
and all due premiums have been paid.The GP / GMP factors under both the plan options will depend on premium payment term, age and gender of the Life Insured.

#Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers

guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back,
as the value of your policy is dependent on a number of factors including actual future investment performance.

Customized Life solution for Mr. Rahul dated 26 Sep 2022

Presented by: ||AGENTNAME|| ||AGENT_CD|| Page 4 of 6
 Disclaimers
1. These products are underwritten by Tata AIA Life Insurance Company Limited.
2. The customer is advised to refer the detailed product brochure of respective individual products, segregated premium particulars of each product.
3. The premium amount shown in the illustration above is indicative and calculated assuming that the life Proposed/Assured is a healthy person.
4. Depending upon the factors such as health, occupation of the customer and other intrinsic factors such as non submission of documentary evidences like
age proof, the premium will be adjusted accordingly, as per the underwriting guidelines of Tata AIA Life Insurance Company Limited.
5. For details of the rates and the terms and conditions applicable to the particular person/policy, kindly refer to the specifications in the policy document after
issuance.
6. 2Return of invested premium in the form of Regular Income or Lumpsum benefit through Tata AIA Life Insurance Smart Income Plus (UIN:110N126V04)

7. 3A portion of plan benefits are linked to ULIP and selected funds.

8. 4Liquidity through partial withdrawal from ULIP funds after completion of 5 years.
9. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the "Company").
10. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with
reinvestment of dividends (if any).
11. Please make your own independent decision after consulting your financial or other professional advisor.
12. The performance of the managed portfolios and funds is not guaranteed and the value may increase or decrease in accordance with the future experience of
the managed portfolios and funds.
13. For more details on risk factor, terms and conditions, please read Sales brochure of the particular plan carefully before concluding a sale.
14. To know the details of premium and benefits for each plan of this combination solution please go through the benefit illustration of individual product as
provided to you.
15. The benefits available under this combination shall be as per the respective product's terms and conditions. All Premiums, Charges and interest payable
under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/paid by the Policyholder, in addition to the
payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or
imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.
16. Insurance cover is available under these products.
17. All reference to age is as on last birthday.
18. These plans are not a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance.
19. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may
be less than the total premiums paid.
20. All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price
may go down as well as up depending on several factors influencing the market.
21. Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.
22. Premium paid in ULIPs are subject to Investment risks associated with capital markets & the NAV of the units may go up or down based on the performance
of the fund and factors influencing capital markets & the insured is responsible for his/her decision.
23. Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life Insurance Fortune Pro is only the name of the Unit
Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
24. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance
company.
25. Various funds offered are the names of funds and do not, in any way, indicate the quality of the funds, their future prospects & returns.
26. 5Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein, Income tax laws are
subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this
document. Please consult your own tax consultant to know the tax benefits available to you.

Declaration
1. Secure Insurance Solution comprises of two products of the company. I have been made aware that these products are also available individually with the
Company and it is not mandatory for me to apply for this combination only.
2. This is not a sales brochure. I have separately gone through the sales brochure of Tata AIA Life Insurance Fortune Pro (UIN: 110L112V04) and Tata AIA Life
Insurance Smart Income Plus (UIN: 110N126V04) and I have taken the decision to opt for this combination solution after having fully understood the risk
factors, product terms and conditions
3. The benefit of this combination shall become payable only if I continue to pay regular premiums for the entire policy term/premium payment term, as the case
may be.
4. In this combination, if proposal for one product is accepted and the other one is rejected as per underwriting guidelines of the Company, in such a scenario
the Company will issue policy of one product and the premium collected for other product will be refunded.
Exclusions:
Tata AIA Life Insurance Smart Income Plus
In case of death due to suicide by the Life Insured, whether sane or insane, within 12 months from the Date of Commencement of Risk under the Policy or from
the date of revival of the Policy, as applicable, the nominee or beneficiary of the Policyholder shall be entitled to at least 80% of the Total Premiums Paid till the date
of death or the surrender value available as on the date of death whichever is higher, provided the Policy is in force.
Tata AIA Life Insurance Fortune Pro
In case of death due to suicide within 12 months from the date of commencement of the policy or from the date of revival of the policy, the nominee or beneficiary of
the policyholder shall be entitled to fund value/policy account value, as available on the date of intimation of death. Any charges other than Fund Management
charges recovered subsequent to the date of death shall be paid-back to the nominee or beneficiary along with death benefit.

(Prohibition of Rebates) Section 41 - of the Insurance Act, 1938 as amended from time to time: 1. No person shall allow or offer to allow, either directly or
indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any
rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing
a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer. 2. Any person making
default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.
SECTION 45 OF THE INSURANCE ACT, 1938 STATES: No policy of life insurance shall be called in question on any ground whatsoever after the expiry of three
years from the date of policy, i.e. from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the
rider to the policy, whichever is later. A policy of life insurance may be called in question at any time within three years from the date of issuance of the policy or the
date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later, on the ground of fraud: Provided that the
insurer shall have to communicate in writing to the insured or the legal representatives or nominees or assignees of the insured the grounds and materials on
which such decision is based. Nothing in this section shall prevent the insurer from calling for proof of age at any time if he is entitled to do so, and no policy shall
be deemed to be called in question merely because the terms of the policy adjusted on subsequent proof that the age of the life insured was incorrectly stated in
the proposal. For further details, please refer to the Insurance Act, as amended from time to time.

BEWARE OF SPURIOUS /FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
are requested to lodge a police complaint.

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No. 110) CIN - U66010MH2000PLC128403 Registered and Corporate Office: 14th Floor, Tower A,
Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013.Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is
used by Tata AIA Life Insurance Company Ltd under a license. For more information, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's
nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com . |
L&C/Advt/2021/May/0592

Customized Life solution for Mr. Rahul dated 26 Sep 2022

Presented by: ||AGENTNAME|| ||AGENT_CD|| Page 6 of 6