DEPOSIT ANALYSISOFNEPAL BANGLADESH

BANKLTD.BUTWAL, RUPANDEHI

Submitted to
Office of the Dean

Faculty of Management
Tribhuvan University

By
Dharma Thapa
Lumbini Banijya Campus
Exam RollNo: 3020055
T.U. Regd No:

for the degree of

In partial fulfilment of the requirement (BBS)
Bachelor of Business Studies

Butwal
Ashad, 2071
 TABLE OF CONTENTS

Recommendation

Acknowledgement III

Table of Contents
List of Tables and Figures
List ofAbbreviations VI

CHAPTER I: INTRODUCTION Page No

1.JFocus of the Study
1.2Statenment of'the Problem
13 Objectives of the Study 2
14Research Methodology 3
1.5 Limitations of the Study 4

1.6 Organization of the Study 4

CHAPTER II: DATA PRESENTATION AND ANALYSIS

2.1 Presentation and Analysis of Data 5
2.2 Major Findings 13

CHAPTER III : SUMMARY,CONCLUSION AND

RECOMMENDATION
3.1 Summary
3.2 Conclusion
15
3.3 Recommendation
15

Bibliography
Appendix

IV
 LISTSOF TABLES

Table No. Titles Page No

2.1 Conposition of total deposit of for 2069/70 (Rs. in million) 5

2.2 Interest bearing and non interest bearing deposit (Rs. in million) 6

2.3 Totaldeposil composition in different years (Rs. in million) 7

2.4 Total lending and investment of NBB (Rs. in million) 9

2.5 Correlation between total deposit and investment 11

2.6 Correlation between total deposit and total credits 13

LIST OF FIGURES

Figure No. Titles Page No

2.1 Composition of total deposit for 2069/70 5
2.2 Interest bearing and non-interest bearing deposit 6
2.3 Total deposit composition in different years 8
2.4 Total lending and investment of NBB 10
2.5 Total investment to total deposit 11
2.6 Total credits to total deposit 12
 LIST OF ABBREVIATION

% Percentage
Amt. Amount

FY Fiscal year
LId. Limited

Misc. Miscellaneous
Pvt. Private
Rs. Rupees
TU. Tribhuvan University
NBB Nepal Bangladesh Bank Limited

VI
 CHAPTER -I
INTRODUCTION

1.1 Focus of the Study

It is an institution,
Banks are among the most important financial in the economy.
customers
which deals money, receiving it on deposit from customers, honoring
customers and
drawing against such deposit on demand, collecting cheque for the
lending or investing surplus deposit until they are required for repayment.
According to US Law, any institution offering deposits, subject's withdrawal on
demand and marketing loans of a commercial or business nature is bank. So banks are

those financial institution that offer the widest rang of financial services especially
credit. saving and payments services and performs the widest range of financial
functions of any business firm in the economy.

Bank means" Afinancial establishment for the deposit. loans exchange or issue of
money and for the transmission of funds" Oxford Dictionary 9" Edition.
There are various concept among the economists about the origin of the word "Bank."
The term bank derives from the Latin word" Bancus", which refers to the bench on
which the bankers would keep its money and his records. Some persons trace its
origin to the French word "Banque" and the Italian Word "Banco" which means a
bench for keeping lending and exchanging of money in the market.

Nepal Bangladesh Bank is one of the modern commercial bank in the history of
Nepal. To formulate and control monetary policy, Nepal Rastra Bank was established
as central bank in 2013B.S. under Nepal Rastra Bank Act 2012 B.S. Then after to
meet the increasing commercial activities inside the country another commercial
bank Rastrya Banijya Bank. Industrial Development Center (IDC) was set up in 2013
for industrial development and it was later converted to Nepal
Industrial
Development Corporation on 2016 B.S. Similarly, agriculture development bank
(ADB) was established on 7" Poush 2024 for the development for the
agriculture
sector of the country. As the government launch open liberal
policy on the year 2040
B.S. the first joint venture bank, Nepal
Bangladesh Bank (NBB) was established.

1
 1.2Statement of the Problem
Under the prevailing insure the competitive cnvironment in the financial sector. Thc
financial institution face many difficultics to collect and mobilized their deposit funds
issucs:
on the profit making investment. This study is concerned with following
a) What are the deposit structure and types of deposit of' NBB?
b) Howto determine the expenditure pattern of NB bank?
c) Howto forecast the futurc trend of the deposit on NB Bank?

1.3 Objcctives of the Study

is a keen
Deposit plays a key role in the income and the investment of the bank. There
a competition among the commercial bank for receiving deposit. So, rescarcher
chooses the topic Total Deposit' for the fieldwork study with the purposes given
below:
a. To analyze the composition of total deposit pod Nepal Bangladesh Bank.
b. Toanalyze the interest bearing and non interest bearing deposit.
c. To evaluate the relationship between deposits with other variables.

1.4 Research Methodology

1.4.1 Research Design
Project work design helps to collect right quantum of accurate data. Here. researcher
has applied descriptive and analytical research design as it deals with description of
situation and interpretation of data.
1.4.2 Data Collection Method

In order to collect data only secondary sources of data and infonation were used as
data were found generally, in secondary sources. In this case, the secondary data
concerning the actual financial position of the bank was collected from network the
records, and the annual reports of the bank as well as balance sheet. Beside these
sources information were derived through the literatures concerned with the bank
investment, deposit etc. were collected from different kinds of books. journals and
newspaper. As such research programmed has been considered as specific one.
 1.4.3 Data Presentation and Analysis Tools
Various statistical tools were used afler compilation. The data
was process, tabulated
and graphed to analyze and achieve objective of' the study.
Hence for the analysis and
evaluation of he repot average, percentage, arithmetic mean, trend
analysis and
correlation are used.
Tables
b. Bar diagrams
Pic charts
d. Tend line

ACrage
f. Perentage

g. Correlation

1.5 Limitations of the Study

The criteria. which are not covered by this
study, are the limitation and the things
assumed as neutral while studying are the assumptions of this study. Here it
was
consulted as belter to specify such subjects as follows:
a. The study has been covered only the Butwal
branch and only 4 years' data
from 2065/066 to 2069/070.
b. Thefieldwork is mostly based on secondary data. So its effectiveness
depends
upon the validity of the data provided by the bank.
c. This study has been used only the
statistical tools to analyze the data.
d. This study deals only with the total
deposit but not with the other areas of the
bank.

1.6 Organization of the Study

Organization of the study means how the report is organized and structured.
Fundamentally the reports organized altogether in three chapters. So, the
of the study is given below: organization
Chapter-l: Introduetion
This chapter includes the
background of the study, objectives, rescarch
methodology and review of literature, limitation of thc study and
study. organization of the

3
Chapter-l|: DataPresentation and Analysis of Data
statistical tools
Thischapter includes the presentation of data through different
so that the appropriate
like tabulation, percentage, bar-diagram, pic chart, etc.
interprekation can be made.

Chapter-ll: Sumnmary and Conclusions

This chapter includes Summary and Conclusions ofthe study.

4
 CHAPTER - II

DATA PRESENTATION AND ANALYSIS

2.1 Data Presentation and Analysis
After the collection of necessary data and information, it should be presented and
processed vith the help of diflerenm relevant tools. They are geometrical figures like
points, lines, ba'S, squares, circleS, cubes, pictures, naps, charts ctc. which we can
find in newsyapers, magazines. journals, advertisement ete. In this chapter, we study
the presentation of data on the basis of tables, diagrams, graphs and figures.

2.1.1 Conmposition of total Deposit

Table 2.1: Composition of total deposit of for 2069/070(Rs. in million)
Deposits Amount
Composition (%)
Current Deposit 2688.97 19
Saving Deposit 5994.12 43
Fixed Deposit 2310.57 16
Call Deposit 2801.41 20
Others (Margin others) 323.97 2
Total 14118.97 100

Source: total deposit of for 2069/070

Figure 2.1: Composition of totaldeposit for 2069/070

Amount

8000
6000
4000
2000 --Amount

Current Savng Fixed Call Others

Deposit Deposit Deposit Deposit
(Margin +
others)
In the above table and
trend line, we found that the
Bank is composed of six total deposit of Nepal
different deposits. The current deposit has Bangladesh
contributed l9%
 sIving deposit 43%, tixed deposit 16% call depesit 20%, und others deposit wlich
includes margin deposit contribution is of saving deposit. This shows thnt the public
trusts Nepal Bangladesh Bank and is satislicd with given interest rate.

2.1.2 Interest Bearingand Non Interest Bearing Deposits

Every bank hus two of deposit, interest bearing and non interesting bearing. Interest
bearing deposil are those type of deposit where the bank has to pay interest to the
depositors and for non-interest bearing deposit bunk does not have to pay nay interest
to the depositors only facilities are provided. The totals of interest bearing deposit and
non interest bearing deposit of Nepal Bangladesh Bank in different years are shown
below:

Table 2.2: Interst bearing and non interst bearing deposit (lRs. in milion)
Years Interest bearing deposit Non interest bearing deposit
2065/066 9428.46 3351.05

2066/067 12584.68 3254.33

2067/068 2363.86 3142.57

2068/069 10022.97 3424.69

2069/070 11106.10 3012.93

Source: Interest bearing and non-interest bearing deposit 2063 to 2068

Figure 2.2: Interest bearing and non interest bearing deposit
14000

(Rs.
in 12000
million)
10000
- Interest bearing deposit
8000

6000 --Non interest bearing

deposit
4000
2000

2065/066 2066/067 2067I068 2068/069 2069/070

Fiscal Year

In the above table and figure it clearly shows that the

interest bearing and non-interest
bearing and non-interest bearing deposit of Nepal Bangladesh
Bankin past 5 years. It
shows that the interest bearing deposit has been
increasing
up to fiscal year 2065/066

6
 and than it decreasecd slightly by Rs. 220.82 million and Rs.2340.89 million in the
fiseal ver 2066/067 and 2067/068 respectively. But it has slightly increased by Rs.
1083.13 million in the liscal year 2068/069. In the FY 2065/066 and 2066/067 in
decieascd by Rs. 96.72 million and Rest. 1|1.76 million respectively. Again it
increascd in the FY 2068/069 reaching Rs. 3424.69 million and decreased to Rs.
3424.69 nillion and decreased to Rs.3012.93 million in the FY 2069/070.
2.1.3Total Deposit of Nepal Bangladesh Bank in Different Years
Deposit trend is the accumulation of deposit in different years. Deposit trend helps to
analyze the bank's performance in terms of deposit collection. Deposit trend also
helps todepict theefficiency of bank and customer's faith towards thebank.

Table 2.3: Totaldeposit composition in different years (Rs. in million)

Years 2065/066 2066/067 2067/068 2068/069 2069/070

Current deposit 2880.65 2850.97 2703.00 3034.00 2688.97

Saving deposit 4150.19 4917.14 4972,06 5229.72 5994.12

Fixed deposit 5728.27 3179.20 2446.85 2252.54 2310.57
Call deposit 3948.34 4944.96 2540.70 2801.41

Margin deposit 416.26 296.19 364.29 381.32 304.68

Others deposit 54.14 107.17 74.46 9.37 19.28
Totaldeposit 12779.51 15839.01 15506.43 13447.65 14119.03
Change in amount 3315.23 3059.50 -332.58 -2058.78 671.38
Change in % 35.03 23.94 -2.09 -13.28 4.99
Source: Totaldeposit composition in
different years

7
 Figure 2.3: Totaldeposit composition in different years

18000
16000
14000
-Current deposit
(Rs.
in
million) Saving deposit
12000
Fixed deposit
10000
Call deposit
8000 -Margin deposit
6000 Others deposit
4000 Total deposit
2000 Change in amount
Change in %
-20002065/066 2066/067 2067/068 2068/O69 2069/070
-4000
Fiscal Year

Above table and tigure shows that the total deposit composition from the fiscal year
2065/066 to 2069/070. In the year 2065/066, the current deposit was 2880.65 million.
It become 2850.97 million in the year 2066/067. However, in the year 2067/068,
current deposit is decreasing. It decreased to 2703.82 million. In the year 2068/069, it
increased to 3034 million and in the year2069/070 it again decreased to 2688.97
million. Saving deposit is in increasing trend. In the year 2066/067, total saving
deposit was 4150.19 million and it increased to 4917. 14 million, 4972.06 million,
5229.72 million and 5994.12 million respectively in the year 2066/067, 2067/068,
2068/069, 2069/070 respectively.

In the year 2065/066. the total fixed deposit was 5278.27 million, in the year
2066/067, it decreased to 3719.20 million. However, in the year 2067/068 and
2068/069, again it decreased to 2446.85 million and 2552.54 million respectively.
However in the year 2069/070 it slightly increased to 23 10.57 million, but there is no
consistency in fixed deposit.
Other deposit has been changed in great amount. Here, margin
deposit is also
included in other deposit. In the year 2065/066, other deposits are 470.40
million. It is
also in increasing trend. It has increased to 403.3
million in the year 2067/068.
However, in the year 2067/068, it has increased to 438.74
million and again decreased
to 390.68 millionand 323.97 million in
the year 2068/069 and 2069/070 respectively.

8
The total deposit of liscal year 2065/066 is 12779.51 million. The percentage increase
and reaches to
is 35 030,. ln the vear 2006/067, the total deposit incrcase rapidly
in the year 2067/068
15839 01 illion. The increase in percentage is 23.94%. Again
15506.43 million and |3447.65 million
and 2068 069; lotal deposit has decreased to
respectivelv. The reduction in lotal deposit is by
2.09% and I3.28% respectively.
deposit has increased to 14119.03 million.
lHowerer in the yeur 2069/070 the total
4,99%.
The incremental percentage is
Years
Nepal BangladeshBank in Different
2.1.4 Total Lending and investnnent of be lend to some
deposit of the customers has to
Most of the amount derived from thc
bank's income.
income, which is the main source of
one else in order lo gain interest
of collected
bank's income from the investment
Another important source of the
of Nepal Bangladesh Bank from
deposits. The lending and investment pattern
2065/06ó lo 2069/070 is shown below.

Bangladesh Bank
Table 2.4: Totallending and investment of Nepal
(Rs. in million)

Total Change Change in

Years Total Change Change %
in % Investment in
loan in
amount
amount
1248 26.93%
2065/066 7335 1546 26.71% 5882

989 13.48% 8226 2344 39.085%

2066/067 8324

-6.27% 8231 0.06%

2067/068 7802 -522

4% 6701 1530 - 18.59%

2068/069 8114 312

2069/070 8549 435 5.36% 6755 54 0.81%

Source: Total lending and investment of Nepal Bangladesh Bank

 Figure 2.4: Toal lending and investmcnt of Nepal Bangladesh Bank

(Rs.
in
million) Total loan
Change in amount
Change in%
Total Investment
Change in amount
Change in %
2066/067
2065/066 2069/070
2068/0 69
2067/068

Fiscal Year

According oabove table and figure we can sce that the total loan amounts are in an

increasing 1rend initially than it went down in the year 2065/066 and it is the
increasing trend then alier.

Above table and figure it shows the change in the investment of Nepal Bangladesh
Bank in dillerent years. The investment increased during the first 2 years up to
2065/066 and then afler 2066/067 it decreased for 2 years and it again increased
during the year 2068/069. The investment is always less than loans and advances
except in the year 2067/068 where investment is slightly more. The above clearly
reflects the relationship between investment and loans and advances.

2.1.5 Relationship of Deposit with Investment of Nepal Bangladesh Bank

Deposit isa liability for a bank. Interest must be given to the depositors along with the
deposited amount. To give interest one must earn. Investment is one of the sources of
incone for a bank. Huge amount of fund collected from the deposit is
spent in the
investment to generate income. Here total investment consists of
investments and
placements.

10
 Figure 2.5: Total investment to total deposit

9000
(Rs.
in 8000
million)
7000
6000
Total loan
5000
Total Investment
S 4000
3000
2000
1000
2069/070
5/066
20650R
2066/067 2068/069
2067/068

Fiscal Year

interest and develop the

In the above. we can see that to sustain the Iiability of
year
investment is also increasing in proportion to total deposit. In the fiscal
5882 million
2065/066, total deposit is Rs. 12780 million and total investment is Rs.
the fiscal
and the ratio between total investment and total deposit is 46.03%. During
year 2066/067 & 2067/068 total deposits is in increasing trend as such total
investment is also increasing. However, during the fiscal year 2068/069, total deposit
has decreased to Rs. 13448 million as result total investment has also decreased to Rs.
6701 million. As shown above we can also find out the correlation between total
deposits and investment.
Table 2.5: Correlation between totaldeposit and investment
Deposit (x) Investment (y) y Xy

12780 5882 163328400 34597924 75171960

15839 8226 250873921 67667076 130291614

15506 8199 240436036 6722360 1 127133694
13448 6701 180848704 44903401 90115048
14119 6755 199346161 45630025 95373845
Ex= Ey= Lx= Ey'= Xxy=
97646 47401 1260846666 306034359 619761309
 Coelation coeflicient =

Sx619761309 -97646 x47401

0.988
/5x1260840606 - (97646)'x /5x306034359-(47401)'

Test significant
I-0.9882
6PE 6 x 0.6745x 6x 0.6745 x 0.033
5
The correlation coellicient always ranges from -1 to +1. From the above statistical
calculation, it is clear that the coefficient of correlation is +0.988 (approximate.),
which is closer to + and is greater than 6 PE, this signifies that there is high degree
of positive correlation between total deposit and investments.
2.1.6 Relationship of Deposit with Total Credits of Nepal Bangladesh Bank
The main source where the deposits accepted are utilized is the total credit.
Loansladvances & investment is the major sectors of mobilization of the deposits. The
ratio between total credit & total deposits are shown below.
milli
Figure 2.6: Totalcredits to total deposit
in 18000
(Rs.
16000
Amount
14000
12000
10000
8000
6000
4000
2000

2065/66 2066/67 2067/68 2068/69 2069/70

D
Deposit
Years
OTotal credits
From the above figure we can
analyze total
Bangladesh Bunk, Total credit is the sum of total credit and total deposit of Nepal
Total eredit is the investment and loans and advances.
uilization of the collected deposit. The above figure clearly
shows

12
 Bangladesh Bank deposit has been very effective, The correlation
that the Nepal givn
total deposits and total credit (Investment +Lending) is
betueen
and tota eredits
Tahle2.6: Correlation between total deposit

Total credits x X
Deposit
(y)
(x) 163328400
13217 174689089 168913260
12780
16550 250873921 273902500 262135450
15839
l6033 240436036 257057089 248607698
15506
14815 180848704 219484225 199232120
13448
15304 199346162 234212416 216077176
14119
Ey'= }xy=
1260846666 1410449408 1333013532
97646 103206
nxy->y
Correlation coelticient )=

5x1333013532-97646x 103206
=0.99
-(103206)
W5x1260846666 -(97646) x5x1410449408

Test significant
|1-0.992
=6 x 0.6745 x = 0.020
6 PE = 6 x 0.6745x

correlation coeflicient always ranges from -1 to +1. From the above statistical
The
is +0.99 (approximate), which
caleulation, it is clear that the coefficient of correlation
to +l and is greater than 6 PE, this signifies that there is high degree of
is closer
credits.
positivecorrelation between total deposit and total

2.2 Major Findings

The major findings of the study are as follows:
is composed of six different
a. The total deposi of Nepal Bangladesh Bank
saving deposit 43%, ixed
depos1ts. The current deposit has contributed 19%
includes margin deposit
deposit 16%call deposit 20%, andothers deposit which
contribution is of saving.
 h The interest bearing deposit slightly increas1ng where the non interest bearina

deposit is slightly decreasing.

increased in 2066/067 Frons
C. The total deposit of Nepal Bangladesh Bank
2067/068 but then afler slightly decreased.
then it went down in the
d The loun amounts are in an increasng trend nitially
than after.
vear 2067/008 and it is increasing trend
which is closer to +]
e The Coetlicient of correlation is +0.988 (approximate.),
und is grcater than 6 PE, this signifies that there is high degree of positive
correlation between total deposit and investments.
f The coeflicient of correlation is +0.99 (approximate), which is closer to +] and
is greater than 6 PE. this signifies that there is high degree of positive correlation
between total deposit and total credits.
g. The Nepal Bangladesh Bank has used all deposit in different sector like loan and
investunent. This analysisshows good performance of Nepal Bangladesh Bank.
 CHAPTER -II
SUMMARY, CONCLUSION AND
3.1 Summary
RECOMMENDATIONS
The first Chapter is
concerned with Introduction. It consists Background of the
obiectives the study. Significant of the study,
of study.
research methodology, Literature
review of Literature and Limitation of the study. The
on introduetion of the background of the study focuses
financial performance analysis along with the
Bangladesh Bank. The objective of the study describes about the Nepal
related with the lopic. Literature review is goals of the study
concerned with the review of related
literature for the idea and nmajor findings. Significant of the
study focuses about the
importance of the study. Research methodology is
and method through which the data are
concerned with the different tools
collected and they are analyzed. The limitation
of the study contines the
study with its scope.
The 2nd chapter deals about the
data presentation and analysis and
findings. The collected data major
are presented is the tabulated form and they are analyzed
through different financial and statistical tools.

3.2 Conclusion
From the analytical study, bank has
sufficient amount of fund collected from different
deposil accounts. It has collected Rest. 141 19 million as
total deposit in the fiscal year
2069/070. Nepal Bangladesh Bank has been able to
make sufficient deposit
collection. It has qualified staff to handle the deposit
collected and invest it in
productive sector. Last year (2066/067) the bank has soon title
slackness in deposit
collection loan and advance and investment compared to the
fiscal year 2068/069 and
2069/070 Nepal Bangladesh Bank current position is good but due
to adverse effect of
doggish economic condition and uncertain political
stability the Bank is sutiering
from slow growth.. In conclusion Nepal
Bangladesh Bank is functioning effectively
and elliciently.

3.3Recommendation
From the available data. Rescarcher have
analyzed and interpret them to get result but
now this sludy is going to provide some
suggestion and recommendation that maybe
acceptable to the Bank Manager as an input to their decision making,
The fixed deposit to total deposit and attract the customers for it means it should try to
maintain the level of deposit.

There is also Some problem in deposit mobilization the bank is not utilizing its deposit
properly. The bank should search the various productive profitable sectors to mobilize
its deposit.
 BIBLIOGRAPHY
Dapgol. kR. M. & Joshi. S. (2004). Taleju Prakashan. Kathmandu: Bhotahiti.
loshi. P.R. (2006). Principles of Investment. Kathmandu: Asmita b00ks Publishers
and distributors. Putalisadak
Khan. M.Y& Jan, P.K. (1993),. Manugement Accounting, New Delhi: Tata Mc
Graw |lillLimited.
Lynch. M. R.1996). Accountingfor management. NewDclhi: Tata Mc Graw Hill
Publishinp company Lid.
Shrestha. M. K. (2006). Financial Murkets and Institution. Kathmandu: Asmita
Books Publishers and Distributors, Putalisadak
 APPENDIX 1
Proposal on Deposit Trends of
Background of the "Nepal Bangladesh Bank", Butwal
Study
Deposit refers to the
organization,
collection of money
Ironm various sCctors like personal
company. industrics, weather they are institution,
proit
Deposit is very mportant for asuccesstul and smooth sccking or non profit secking.
comparedto the
circulation of blood in the human body.operation ofa banking system. It is
The growth and developnent of
isdeposit the volme credit
extension depends much more upon the deposit
trends.
proper mobilization and
utilization of domestic resources become indispensabB for lhe
any
ieloping country for a sustainable development.
ience deposit IS cOnSIdered as major
sources of existence of a commercial bank
Accepting deposit is the main function of commercial bank. The volume of
deposit holds
reflects bank'sreputation, prestige, goodwill, and market
creditability.
1.2Significance of the Study
Under the prevailing insure the competitive environment in the financial sector. The
financial institution face many difficulties to collect and mobilized their deposit funds on
he profit making investment so main in the objectives of the study is to analye
econonic and interpretthedeposit structures of the finance company (NBB).
Tollowing are the depositswhich make the study justifiable
a) What are the deposit structure and typesof depositof NBB?
b) How to determine the expenditure pattern of NBBbank?
c) How to forecast the future trend of the deposit on NBB Bank?

1.3Objectives of the Study

The study follows the following objcctives:
1. To analyze the deposit structure and types of depositof NBB.
2. To examine the expenditure pattern of NBB bank on the basis of
the inlerest paid

on deposit.
3. To identify the future trend of the deposit on NBB Bank.
 Rescarch Methodology
The method used for data collection for
Secondary Data:- every study are listed
1.
Secondary data are below:
already been used by the
other in and
borrowed from the collection which has
collected when it is not analyzed form. These sorts of data are
or manpower.
practicable to collect primary data for want of time. money
a. Direct personnel interview
b. Questionnaires methods
1.5Limitation of the Study
There is certain limit while performing anv
task so, as while preparing this repot d
there are some limitation which are maintained below:
1. Only the report of 5years is included in this
report.
2. Modern principle and rules of economic are not
included in this report.
3. There are some difficulties while preparing this report due to the secrecy ol the

company must be taken in consideration while taking the data of conmpany.

1.6 Time Allotment
Topic Selection 2 days
Proposal writing 3days
Data collection 8 days

Datapresentation and Analysis 7days

Preparation of report 5 days

Proof reading 2days

5 days
Setting and printing
32 days
Total

Submitted by
DharmaThapa
Lumbini Banijya Campus