Mobile Check Fraud A-Z v2.

1
Sandman

This guide is a full length, noob(or expert) friendly cash out method with the
following information, broken down step by step:

Chapter 1 - Security
Properly setup your security to ensure your safety, above all else.

Chapter 2 – Dirty Money Sources

There are many different ways to obtain dirty funds(bank logins, cc's, paypal, ect)
and in this chapter I will give you all my sources.

Chapter 3 – Mobile Check Fraud

Step by step instructions to print checks from a hacked bank account, run the
check through a mobile deposit, using Android SDK(this is a complicated setup,
that I have made simple for you to do in under 30mins), plus no burner necessary.

Chapter 4 – Your Prepaid Card Or Bank Drop

This is not any Ingo or any of the burnt mobile deposit to prepaid solution. This
prepaid card is simple to obtain and accepts mobile deposits through their app, not
3rd party, therefor main the chance of a check getting declined is minimal. My
source also just added a method to get the funds transferred straight over to a bank
drop instead of uploading the check. It saves so much time!

Chapter 5 – Mobile Check Deposit and Cashing Out

Step by step instructions to safely deposit checks into your prepaid account..
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Please Note:
• These are blackhat Methods
• These are for educational Purposes

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My Experience

I have been CLEANING UP it with this method since I started to getting into banks
over Paypal. I still run my Paypal MM's like clockwork, but this is an added way to
make HUGE amounts of CASH(not BTC) in very little time, as long as your have the
proper setup!
Personally, I don't think there is a chance of saturation for at least a couple years.
Mobile check deposit is so new, that these bank have barely scratched the surface
to how much we are and will be fucking them.

LETS MAKE SOME CASH BOYS

 Chapter 1 - Security

This is by far the most critical part of virtual carding. It has been said many time over and
over, but I will still stress the importance and add this section for any noobs who don't
wanna get locked up.

1.1 My Setup
I currently use a setup that follow a route similar to VPN > TOR > VM > 2nd
VPN(http://mullvad.net/ - buy with BTC) > either RDP or Socks5, depending on my goals.

I also am a big fan of FraudFox(available from HugoChavez on Alphabay) or Anti Detect,

but beware of the ripped versions of anti detect, they could be infected with malware.
These softwares allow you to complete control of your browser, to match the exact
headers of the account you are going to login to. This can help immensely with logging in
undetected and avoiding those damned security questions.

1.2 Static IP vs. SOCKS5

For any Paypal Middle Man accounts or bank drops you control, and access regularly, I
would suggest getting and RDP as your last line(bought anonymously of course, with
BTC), because we need to maintain the same IP with each loggin to look like a legit user.

For our purposes of this guide in particular, we will just needs Quality Private
SOCKS5(vip72.org).

1.3 Encryption and VM's

You should download Veracrypt on your burner laptop. Create an encrypted volume.
Then each time you create a new VM in Virtual Box, you save it to that encrypted volume.
That way none of your carding activities are accessible when you dismount your volume
from Veracrypt. In Virtual box set the default folder to point at the encrypted volume.

This way you can open Veracrypt, decrypt your volume, open virtualbox, and your VM will
be bootable. Installing windows 7 is an ok route to take and what I currently use for my
VM's. Note that you can clone VM's to save cookies and have multiple drops/accounts
and make them look individual based on returning cookies.
You will run this every time you start the machine.
start cmd and run these lines: ipconfg /release ; ipconfg /renew ; ipconfg /fushdns ;
Download and install mullvad's application on your VM (make sure you note down the
account number). Open it up and you should be ready to go!
 Chapter 2 - Dirty Money Sources
Hacked bank logins are going to be our best friend in this section. You can buy them all
over the deep web and clearnet.

2.1 The best sources

http://slilpp.net
http://ordaproject.me/ (my new favorite)
http://pwoah7foa6au2pul.onion/search.php?s_userid=11513 - safetybets on AB
This next one is not as popular but they have really quality accounts.
http://www.san-wells.ws

2.2 The Info we need (minimum)

For this process we need the following info:
• Account holder name
• Account Balance(so we know how much to send!)
• Online Bank login Details.

This can be accomplished with any bank that offers online banking, but I am going to run
through the process using one of safetybets Wells Fargo accounts.

2.4 Monitoring account balance and transaction history

This will teach you how to monitor account balance and transaction history without even
needing to log-in on the accounts and risk getting locked out whether it's your own bank
drop or a hacked Wells Fargo login, it doesn't matter! Once you are in possession of full
account numbers and routing and all details, then you should go to this website:
http://www.mint.com
and apply with the full details to a free monitoring account
Once you have gotten the full account information create an account at mint.com and add
the bank account. It's very easy to do with the full account numbers/information you
should have no problems on linking your accounts and in minutes you will be ready to
monitor them all whether it's a hacked bank login or your own USA bank drops
This will allow you to monitor account and view transaction history without having to login
to the WF account or bank drops and risk getting locked out.
So this sums up the little dirty/sneaky secret that i was telling you on how to bypass
security questions while still being able to monitor your accounts for micro-deposits and
other needs.

2.4 The correct way to login to hacked accounts

We shouldn't even need to login to our account with this method and the above
knowledge, I am just including this as a just in case you may need to...

Most people don't realize exactly whats needed to get into these accounts without tripping
security or getting limited. Make sure you follow the 10 Steps below before you attempt to
login to any hacked account.

10 Must haves before logging into Wells Fargo & Paypal accounts:

1. Good VPN like VIP72.org or privsocks.org

2. Good Socks5 which is a must
3. Make sure you have NO DNS Links
4. Change Mac Address Often
5. Must login as close as possible to the actual address of the CVV or account holder.
The same city for sure.
6. Always use the same browser type as the user has if you have that information
7. MAKE sure your time matches geo Location of target.
8. Always Clear all cookies before entering these sites.
9. Check IP, Time zone settings, Flash and DNS Settings before you login at
http://check2ip.com/
10. You should also have Antidetect 5 if you are a carder as its a great program that will
get your CVV's through 99% of the time. (We sell this).

Once all of this set correctly you will have no issues getting into these accounts.
 Chapter 3 - Mobile Check Fraud
The rest of the guide has just been a setup for this. This is the BULK of info you need to
know to make this method work seamlessly.

3.1 Targets
This is the fun part! There are a few different site you can use to do this, but a free and
very easy to use one is:
http://www.checkbook.io
Another great option is:
http://www.verifyvalid.com/ but you will need to card them, because their fee is $35.
Start your bulletproof VM setup and choose socks5 from the location of the hacked
account. As close as you can fnd, must be same state, same city would be best.
This is really an easy process, you goto the site and create and account using all the
information you got from buying a hacked account, except for email of course.

3.2 Email Accounts

Create a fake email that looks like your hacked accounts info. Eg bob.thomas@mail.com.
It seems many fraud detection systems have been cracking down on free email providers
and fagging them, especially checkbook.io. This work around requires low level carding a
domain and creating a custom domain to sign up with. Then deposits are instant.
I was experimenting with Zoho
https://mail.zoho.com/biz/mailsignup.do?plan=free
Free plan and card a domain.
Ok – so your not willing to go through the trouble, just let google be your friend and use
use some unsuspecting emails. I know Gmail would work great, but you need a phone
number to sign up with Gmail. Oh wait we can have one over those later in section 5.2
You could also just search out some unsuspecting “new kid on the block” email service. I
recommend not using yahoo.
3.3 Writing digital checks

Next, after creating an account you will see a yellow bar at the top of the page, click “verify
my bank information” and this screen will popup. Once you connect you are ready to
send a check/transfer.

Enter the information of the hacked account you received previously(type it DO NOT
copy/paste), it will connect to wells fargo and you will be able to send checks from the
hacked account to any email you want to.
I always create an anonymous email to send the check to, so the transaction looks legit,
but I don't know if this is necessary, I haven't done it with out.
Before you send the check to your email, you want to make sure to have your prepaid
card setup so you can enter the correct details on the check. But once you have it setup
you can simple come back to this page below and use the(fake) details used to create
your prepaid card and write the check to that name.
Next we need to know how to cash these checks! Onto our prepaid debit card or if you
already have a Brick and Mortar Drop Skip to section 4.2
 Chapter 4 - Your Prepaid Card
4.1 Target
This is another golden nugget for this guide. This next target is the ONLY prepaid visa
card that will allow for direct mobile deposits, it's not a 3rd party like most guides out there.

The card we will apply for is:

Kaiku – https://www.kaiku.com/

Here are some other options I wont go into too much detail, but this is incase Kaiku gets
overused or changes their policies:
NetSpend - https://www.netspend.com/
American Express Serve – http://www.serve.com/
Go Bank - https://m.gobank.com/

The above cards are all prepaid, and should be ableto be setup in the same manner as
the Kaiku.

Now back to Kaiku..

Click “sign up today”, buy a cheap fullz off AlphaBay that include DOB and SSN,
residential address, and a burner phone number. You can use google voice for this, but I
will be teaching you to create a burner inside a VM using Android SDK/IA later in this
guide. Skip ahead to that if you would like to use tat as your phone number connect to
your prepaid card(coming soon!).

UPDATE:
Kiaku has recently started asking security questions upon registration. They are really easy
and pull right off of a quick background check. This is still 100x easier than a bank drop.
All you will need to get a background report is name DOB and SSN. If you don't have
those check out some of these resources.
When signing up, if you choose mail card to another address, you will get a message from
Kaiku support asking for further verifcation. This just started, but its not uncommon. Just
have to head over to http://www.secondeyesolution.com and purchase the selfe with
whatever state your drop is in. Easy!

Finding SSN's and DOB

If all else fails check out these sites and pay $3 for them to fnd it:
• http://www.ssnfnder.ru/
• http://www.ssnfnder.su/
• http://www.ssndob.cc/ (BEST)
• http://fndssn.net/ (BEST)

My suggestion is to card a quick Background check off of:

http://www.instantcheckmate.com/ or maybe your would prefer:
http://WWW.INTELIUS.COM/
also and AlphaBay seller can get them for a good price if your feeling lazy:
http://stbux7lrtpegcra2.onion/listing.php?id=1791

Now you should have this info before trying to register:

Name, Address, Past Addresses/Dates, Siblings names and ages, Assets/Property
informations, Date of Birth, SSN, Criminal Record, Marriage/Divorce Records, Phone
Numbers.
With this info you will have no problem getting your prepaid card.
Once you answer the questions, head over to the email you made and activate your Kaiku
account. You can then enter your drop address and send out your debit card. SO
SIMPLE!!
4.2 Brick and Mortar Drops
Once you have emailed the check to your “other person”, the one whose FULLZ are on
your bank drop. Open the email, and click the link to view the check.
You have two options here, you can either “Print check”, which is how we would proceed
in the previous section.

But for this we click on “Deposit Funds”. A screen pops up similar to if you have ever
added a bank account onto Paypal. Find your bank, choose it, and enter your details.
Remember to TYPE THEM OUT, no copy/paste, it will trigger some red fags.
You don't need to sign up, enter a routing number or anything. 3-4 Day waiting period for it
to clear but then it just lands in your bank drop, making the prepaid card useless.. Prepaid
is the way to go if you are just starting out, with no drops yet.
NOTE: This only seems to be working if you email isnt fagged as stated in section 3.2
 Chapter 5 - Mobile Check Deposit
5.1 Simple Method
Buy an unlocked android phone either paying cash, like off craigslist list from a person
selling their old one. Grab a fresh sim card if you want from walmart or wherever, but pay
in cash.

NOTE: You don't necessarily need to buy a SIM, you could also jut hit any public wif and
do you check cashing from there, as long as you only need the internet.

Once your phone is connected to the network, download the Kaiku app, print the check
from your email and upload the photo of the check that you sent your self in chapter 3.

It should take 2-3 days MAX for your check to clear. Be sure to keep an eye on your Kaiku
account until it hits, and then go withdraw immediately. Usually chargeback for checks
don't occur until 7-8 days after the check has cleared.

As long as you know the balance of the account you are sending checks from you will be
fne writing checks under that amount.

5.2 Android Emulator on VM

Ok, this is quick the process so I hope you have a quite a few hours to kill today ;)
First, I went ahead and created a new VM with windows 7(this is jus ta precaution but
probably not necessary if your working behind tor > vpn or vpn > tor), using Virtual Box.
Once thats up and running, head over to http://GenyMotion.com/, this is the way we can
access a camera in our emulator.
All you need to do it download the free version, but do it under a false identity just to be
safe. It will need to download and install oracle virtual box on your virtual machine to run
correctly, so just say OK to all that.
After installing GenyMotion, We have to create the virtual device to run/install your android
operating system on your PC. To make virtual device simply click on the + symbol or click
Ctrl+N.
NOTE: You will need to activate your email before trying to login.
• Once you click there’ll be a new pop-up window in which you may select the
 android operating system version as well as the devices too from offered devices. I
choose with Galaxy S5 with OS 4.4.4.
• After choosing your preferred device to run on the computer await some time
especially sitting behind at least one VPN. It requires some time to get the
necessary fles which have been huge fles all around 200MB.
• And fnally click on Play(start) icon to run the Android machine on your pc.

When it starts up the webcam connection wont work immediately, use the image below to
activate your computers webcam to act as the phone camera.
Next is to get Google play working here so we can download our apps.
First download this Google Play app for OS version 4.4.4:
https://drive.google.com/fle/d/12OyLsSAGPeOdmAnsZ2aH6q0K73itj1alJedDMuQA9C
ABUhXePuqhbwst7OKG/edit
Next, go fle > close, then restart your emulator. Drag and drop it onto your home screen
of your emulator.
IF you get this everything went ok:

This is complicated and explained very well on Stackoverfow so Im going to link you to
proper installation instructions for Google Play if your having an issues(remember we are
using OS 4.4.4):
http://stackoverfow.com/questions/17831990/how-do-you-install-google-frameworks-
play-accounts-etc-on-a-genymotion-virt

REBOOT EMULATOR!
After a fresh reboot, you will be able to install the Kaiku or any other apps onto GreyMotion
and harness the the power of your camera. This is HUGE... NO ONE has done this, and it
has been thought not possible. But here's it is!! UNTOUCHABLE!
You know the drill from here, download and login to your Kaiku app once your account
has been approved, login, then take a photo of your check. It should clear and be in you
prepaid account in 3-5 days MAX.
5.3 Cashing out
This is the simplest part, but sometimes puts you in the greatest risk. ATM's have camera's
and they could be used to identify you. I try to use non bank ATM's, like 7-11 or the like, at
least one town over from where I live. Use a hat a sunglasses at least. You nac use the
debit card a few times but I like to ditch mine every 5 checks or so, and I also run multiple
debit cards at once, so multiple account can have checks clearing.
The smartest route is to do more cards and smaller amounts, that way you don't hit daily
withdraw limits before you can get all your cash.

5.4 Limits
There are very few, the main limit being the amount of cash in the account the check is
being written from. A good rule of thumb is to not use mre than 30% of the account total
to not raise fags, and also nothing over 9k for personal accounts and 24k for high quality
business accounts.

Other Resources
Cheap clear net sources of great cc's
http://gocvv.cc/ - use these for background checks, ect. You can fnd some with
balances of around 50$ for dirt cheap.

Credit Reports
http://www.instantcheckmate.com/
http://www.intelius.com/
https://www.quizzle.com
https://my.bankrate.com
http://freecreditreport.com
http://creditkarma.com/free-credit-report
Docs, RDP's, SOCKS5
http://www.secondeyesolution.com/ > You can fnd docs and VCC, VBA in here too.
http://vip72.org/ > Socks5 service (good for 3rd countries still.)
https://www.rdparena.com
http://9rdp.com/
http://www.vpsraps.com/
https://www.rdpzone.com/
http://aminserve.com/