1. Describe Yourself? 2. Tell me of youself? 3. To whom does your name belong to? 4.

What was the philosophy of the famous person, where did he born and where did he died? 5.Questions would be asked from your native place? 6. Question where asked from your Educational Background. 7. What is your career objective? 8. Why do you want to join to Banking Sector? If questioned about BE graduates opting for IT jobs mention about the uncertain future of software companies compraded to the high growth witnessed in baking industry. Even emphasize about the opportunity created by huge vacancies in banks that could lead young performers to reach top posts within short span to time, which is absent in other fields.
Banking is a fast changing environment and with the advent of new technologies and products scope for learning is much more now. Retail banking is now very competitive from telephone banking, retailers and etc Banking is thus now largely sales driven. You can talk that banking offers a wide range of career opportunities for graduates not just in branch banking but also in financial services, consultancy and corporate banking.

Engineering degree would help in interacting with customers from a similar business while lending loans & fetching deposits. Salary of PO he typical basic salary of a newly appointed bank Probationary Officer is Rs 17000 which includes basic pay and Dearness Allowance (In SBI it would be around Rs 20000/-). In addition, other perks like HRA or lease accommodation, conveyance allowance, cleansing material, entertainment allowances etc are

paid by banks. The general pay scale/ salary will be Rs 10000-470/6-12820500/3-14320-560/7-18240; along with other benefits like DA, HRA & CCA as per rules in force from time to time. SBI, for example, gives four additional increments at the time of joining itself; moreover perks are much higher in SBI as compare to other public sector banks. The candidates selected for the post of Probationary Officer are generally on a probation period for two years.

Salary of clerical The salary of a newly appointed bank clerk can start anywhere from Rs 11000 to Rs 19000 per month. The total salary will include a basic pay along with Dearness Allowance, House Rent Allowance, Conveyance Allowance, Gratuity, Pension, LFC, Medical Aid etc as per the rules and policies of any individual bank

Bank PO Responsibilities A Bank Probationary Officer (PO) in the bank is the starting level appointment for bank officers and the promotional prospects are quite healthy with the work as it defining the limit for the candidate's success. Job profile of PO (Probationary Officer) is General Banking, administration work and any other work assigned by the Bank from time to time. A Bank PO can be asked to do anything till the completion of its probation period. After the confirmation he/she can give tasks having routine work like posting, scrolling or advances or anything that is related to banking. He/she generally assigned to various responsibilities, as directed by the Sr. Manager. They are trained for accounting, marketing, finance, investment as well as billing. The Bank PO also work on increasing other aspects of the bank's business such as the loan department, the the mortgage and finance divisions of the bank. Handling customer complaints and issues is also the responsibility of the Bank PO. Often this means dealing with complaints over issues such as charges, discrepancies in accounts, or even in complaints with service at the bank. Good communication skills and an ability to resolve conflicts calmly is essential for a Bank PO

Bank PO joins the bank as Asst manager after the end of probation period . Initially he/she may be posted in a branch where he/she will handle daily customer transaction like passing a cheque, cash management, Draft issuance etc. After certain experience and depending upon skill/aptitude, the person would be given an opportunity to work in other areas like planning, marketing, budgeting, processing of loan , investment management etc. Is a probationary officer in a bank will come under a gazetted officer? No, not at all even the CMD of a bank is not a gazetted officer. 'RTGS' stands for Real Time Gross Settlement. RTGS system is a funds transfer mechanism where transfer of money takes place from one bank to another on a 'real time' and on 'gross' basis. This is the fastest possible money transfer system through the banking channel. Settlement in 'real time' means payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. 'Gross settlement' means the transaction is settled on one to one basis without bunching with any other transaction. Considering that money transfer takes place in the books of the Reserve Bank of India, the payment is taken as final and irrevocable.
1. What is SLR?

The ratio of liquid assets to demand and time liabilities is known as Statutory Liquidity Ratio (SLR). 2. What are Repo rate and Reverse Repo rate?

Repo (Repurchase) rate is the rate at which the RBI lends shot-term money to the banks. Reverse repo rate signifies the rate at which the central bank absorbs liquidity from the banks 3. What is the difference between Bank Rate and Repo Rate?

Bank Rate is the rate at which RBI allows finance to commercial banks in India Repo is a money market instrument, which enables short term borrowing and lending. 4. What is a bank?

A bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money. 5. What is Banking Business?

Banking Business is the business of receiving money on current or deposit account, paying and collecting cheques drawn by or paid in by customers.

6.

What is Accounting for Bank Accounts?

There are two types of accounts Debit and Credit. 7. What are the Economic functions of Banks?

Issue of money Netting and settlement of payments Credit Intermediation Credit quality improvement Maturity transformation

8.

What is relation between Inflation and Bank interest Rates?

The major factor affecting Bank interest rate is inflation. An increase in inflation leads to an increase of interest rate. 9. What are the different channels of Banking you use in your daily life?

A branch, ATM, Mail, Telephone, Online Banking 10. How many types of banks are there? Banks activities can be divided into Retail Banking, Corporate banking, Business banking, Investment banking. Apart of this you must have complete brief detail information & knowledge of the bank for which you apply..