What Happens Next?

The mortgage application, protection application, and buildings and contents application are submitted to the appropriate companies. EasyLife, our administration team will be in touch to introduce themselves to you and to confirm that they will be dealing with the processing of your case. You will be able to contact them directly as well as myself. Ramsdens Solicitors will write to you to confirm that they are working on your behalf. Please ignore their questionnaire (if enclosed with the letter) as we have already completed it with you today. If necessary the new lenders surveyor will contact you to arrange a convenient time to value your property. Both EasyLife and myself will keep in regular contact with you as things progress to ensure that you are completely happy with everything and to answer any of your queries as they arise. You will receive documents from the protection providers confirming your applications. Please check these carefully and if there are any errors please amend them and return the documents as soon as possible. The new lender will produce the mortgage offer and post the original to you and copies to the solicitor and to us (for checking). Ramsdens Solicitors will send the Mortgage Deed to you which must be completed, duly signed by yourselves and your witnesses who may be anyone other than a relative and then returned as soon as possible. If you have chosen not to arrange your buildings insurance through us you MUST contact your current provider and request a new schedule with the new lenders name noted as an interested party. To prevent delays you should ask them to fax this directly to Ramsdens Solicitors on 01484 821518. COMPLETION Ramsdens Solicitors will repay your existing mortgage and any costs from your new mortgage funds. They will then forward any surplus funds to you to enable you to achieve any other objectives like repaying unsecured borrowing, home improvements etc. Your Estate Decisions Ltd. will contact you to progress your chosen Estate Planning route. Your new protection policies will be put into effect as soon as it is possible or in line with your requested start dates. Please do not cancel any existing policies until you have been advised that any new policies have been put on risk.

Should you have any queries, please do not hesitate to contact me.

Authorised and regulated by the Financial Services Authority. Registered Office: Your Mortgage Decisions Ltd. Barber House Storeys Bar Road Peterborough PE1 5YS

2010-08-05 What Happens Next