JIMMA UNIVERSITY

COLLEGE OF BUSINESS & ECONOMICS DEPARTMENT OF BANKING & FINANCE Course Title: - Cooperative and rural Banking

Course Code: - BaFn-412 Credit Hours: 3 Pre requisite: central banking Academic year: Semester: Instructor name:
COURSE DESCRIPTION This course intends to enrich the students with the basic principles of cooperation, evolution and development of cooperative banking and cooperative credit in Ethiopia, legal framework for cooperative banking & its administration. Course Objective: The main objective of the course is to facilitate the students to the aspects of basic principles cooperative banking. The course also makes the students know about the various aspects of cooperative banking, such as both evolution and development of cooperative banking, cooperative credit in Ethiopia, legal framework for cooperative banking & its administration. Contents Chapter one: OVERVIEW OF CO-OPERATIVE BANKING  (6 hours)

Brief overview of structure of co-operative credit institutions-Federal, central and primary credit societies.

-Types of credit institutions-salary/ wage earner/employee/consumer credit societies, agriculture credit societies, Land development banks, urban co-operative Bank s etc. -----cooperative

Marketing Societies_ Membership shares linkage, types of members-regular, nominal &   As Registration, duties and privileges of the members Associate membership. (5 hours)

Chapter two INNOVATIONS IN CO-OPERATIVE BANKING - SPECIFIC FEATURES of cooperative banking

- Internal Controls and Cooperative Banks - Cooperative Banking Operations

Chapter three Cooperative Banking and Financial Sector Reforms (13 hours) -Cooperative bank Development -Organizational Structure of Cooperative Credit Institutions -Urban Cooperative Banks - Legal Frameworks -The Development of Principles of Cooperation banks - CLARITY Principles for Legal Reform - Principles for Cooperative Law and Regulation - Principles for Sector-Specific Law and Regulation Chapter four OVERCOMING OBSTACLES of CO-Operative banking (7 hours) Creating an Enabling Legal and Regulatory Environment Accessing Markets (Local, Regional and Global) Moving from Government to Member Control Reaching Scale and Emerging from Dependency Chapter five Cooperative bank in Ethiopia Evolution of cooperative bank Structure and nature Contribution to the economic development Legal regulations and policy ( 7 hours)

Evaluation: Assignments & Attendance ------------------------------------- 10% Mid-term Exam---------------------------------------------------- 30% Final Exam--------------------------------------------------------- 60% References: 1) Money, Banking, International Trade & Public Finance - M.L.Jhingan, 6th Revised & Vrinda Publications (P) Ltd. 2) Money, Banking, and Financial Markets - Lloyd B. Thomas, Irwin McGraw-Hill 3) The Economics of Money, Banking, & Financial Markets - Freder Enlarged Edition,