A SYNOPSIS OF PROJECT REPORT TITLED

A STUDY ON RISK AND RETURN OF DIFFERENT INVESTMENT AVENUES IN INDIA

Submitted in the partial fulfillment for the

Masters of Business Administration course Of Bangalore University

SUBMITTED BY Mr. Gopala Krishna Y (Reg No: 10SLCMA042) UNDER THE GUIDANCE OF Mr. VIJAIANAND

THE OXFORD COLLEGE OF BUSINESS MANAGEMENT 4th sector HSR LAYOUT, BANGALORE 560078 2010 2012

1. TITLE OF THE STUDY

A study on risk and return of different investment avenues in India

2. INTRODUCTION
This study is related to risk and return related to different investment avenues available in India. Investment wisely is an important part of financial security. Investment is putting money into something with the expectation of profit. More specifically, investment is the commitment of money or capital to the purchase of financial instruments or other assets so as to gain profitable returns in the form of interest, dividends or appreciation of the value of the instruments(capital gains). All investments are characterized by certain feature such as:1. Return 2. Risk 3. Safety 4. Liquidity

INVESTMENT AVENUES:There are many investment opportunities in India. There are many areas which makes the perfect place for sound investment. Following are some of the investment alternatives useful in systematic and rational investment management such as:1. Non-Marketable Financial assets y y y y Bank Deposits Post Office Time Deposits(POTD) National Savings Certificate Monthly Income Schemes of Post Office

2. Money Market Instruments y y y y Treasury Bills Certificate of Deposits Commercial papers Repos

3. Bonds or Fixed Income securities 4. Equity shares 5. Mutual Fund Schemes 6. Financial Derivatives 7. Life Insurance 8. Real Estate & 9. Gold, Silver etc. It is important to save but more important to invest your money. This is very true because merely stashing away money into that neighborhood Banks savings account; you are neither making any more money, nor preserving its value. The study has been undertaken to know the element of risk and amount of returns involved in different investment avenues as mentioned above.

3. STATEMENT OF PROBLEM
To study the amount of risk and return related with the different investment avenues in India. People should come out of the concept of just keeping their money in savings account and Fixed Deposits and should concentrate on different investment alternatives useful in systematic and rational investment management. Hence the present study has the objectivity of selecting the best investment avenues in the frame work of risk and return.

4. OBJECTIVES OF THE STUDY

1. To understand in depth about different investment avenues available in India. 2. The type of Financial Instruments in which the investors would prefer to invest. 3. The duration for which investors would prefer to keep their money invested. 4. To understand the factors that investors consider before investing. 5. To give the suggestions to the investors that where they should invest.

5. SCOPE OF THE STUDY

The scope of the study is limited to some prominent Investment avenues available in India. The study is limited to just finding the risk and return associated with the various investment avenues available in India.

6. RESEARCH DESIGN SAMPLING TECHNIQUE:Convenience sampling technique will be used for collecting the data from the different investors .The selection of units from the population based on their easy availability and accessibility to the research is known as convenience sampling.

SAMPLING SIZE:The Sample size will be restricted to only 100 which comprised of mainly people from different regions of Bangalore and Bellary due to time constraint.

SOURCE OF INFORMATION:PRIMARY DATA Information will be collected by conducting a survey by distributing a questionnaire to 100 investors. SECONDARY DATA Information will be collected through some other sources such as:y y y Internet Magazines, News Papers Research articles

7. LIMITATIONS OF THE STUDY

y Since the sampling procedure was convenience, the sample selected may not be a true representative of the population.

8. CHAPTER SCHEME Chapter -1- Introduction to the study:

This chapter includes introduction to the study

Chapter 2- Research Design:

This chapter provides a plan of the study which includes, statement of the problem, need for the study, objectives, scope of the study, methodology, limitations of the study.

Chapter 3- Industry Profile:

Chapter 4- Analysis & Interpretation of Data

This chapter provides an analysis of the data with required interpretation, with the help of tables and graphs.

Chapter 5- Summary of findings, Conclusions & Recommendations:

This chapter provides an over view of the dissertation, summaries of the findings under each objective and provides conclusions and recommendations based on the findings.

9. BIBLIOGRAPHY:
It includes the list of the books, articles; websites which will be refer in the course of the study.

10. ANNEXURE: