Thanksgiving: Turning the Tide 11 Points to Consider

Posted on November 25, 2009 by livinglies NOW AVAILABLE ON KINDLE/AMAZON! BRAD AND I WANT TO WISH ALL OUR READERS A HAPPY THANKSGIVING NO MATTER WHAT ELSE IS GOING ON IN THEIR LIVES. TAKE THE TIME TO APPRECIATE WHAT YOU HAVE, HUG YOUR LOVED ONES, CONSIDER THOSE IN THIS WORLD AND COUNTRY WHOSE CIRCUMSTANCES MAY BE WORSE THAN YOURS AND COUNT YOUR BLESSINGS THEN AFTER THE FEAST, WHY NOT SIT DOWN WITH PEN AND PAPER AND DRAW OUT OR WRITE OUT WHAT YOUR NEXT STEPS ARE GOING TO BE. We have only been a vehicle for the increasingly sophisticated public who have taken basic black letter laws and rules and used them toward the ends of justice, to stop the theft, and to stop the courts, legislatures and executive branches from missing the opportunity of a lifetime to return our government for the people and by the people. YOU ARE THE BOSS. We give thanks for you giving us this platform to express our views and all the support you have provided through thick and thin. We are doing an inventory on where we are (a far cry from one year ago and especially 2 years ago). We have plans here that will be launched soon to make it easier for you to get the education you require, and to get you the help you need. Take stock of the knowledge you have acquired, the things you have realized and renew your determination to make next Thanksgiving a time for giving thanks to yourself for saving your home, your lifestyle and your dreams. Here are some resolutions you might want to consider: 1. 2. 3. 4. I wont quit fighting for the things that are rightfully mine, like my home. Ill learn more and fight better. Ill win in the end. Ill write letters taking the wording from my favorite articles on this blog. Ill send them to newspapers and magazines, blogs and news sites as letters to the editors 5. Ill send letters to my congressman and my senators, the Treasurer of my state, the attorney general and the governor demanding that they take more aggressive action in exposing the fraud of pretender lenders, demanding that they file suit for damages to the state, and demanding that they levy and collect taxes from all the revenue that was unreported and unpaid taxes, filing fees, penalties and interest. FIX OUR STATE! should be the battle cry. 6. If I have a mortgage that is not in default, I will send qualified written requests and debt validation letters under federal statute demanding the information on who owns my mortgage, how much they have been paid from the federal

government, how much they have been paid from insurance-type contracts, and the contact names, addresses and phone numbers so I can compare notes with the investors or their successors. 7. If I have missed making payments, I will not assume I am in default because the pretender lenders are hiding third party payments on my loan obligation. 8. Ill find out by filing suit if necessary, how much money was made in the sale of my mortgage to investors (the second yield spread premium). I will sue for this undisclosed fee in accordance with TILA and RESPA and the rights of investors under the Securities and exchange Acts of 1933 and 1934. 9. Ill find out by filing suit if necessary, how much money was paid toward my loan obligation by the Federal government or through other insurance products like credit default swaps and thus WHO OWNS MY MORTGAGE. 10. If I am a professional attorney, accountant or forensic analyst, I will seek better and better ways through creative procedural strategies to get the point across to more and more Judges that these are NOT deadbeats trying to get out of a bona fide obligation. These are people caught in a spiral of greed, targeted by predators whose only purpose was to make loans that would fail so they could collect from insurance and the federal government. 11. I will seek the answer to the following question: Why Should the Pretender Lenders Receive Payment on an obligation that has already been paid in full? Filed under: CDO, CORRUPTION, Eviction, GTC | Honor, Investor, Mortgage, bubble, currency, foreclosure, securities fraud | 13 Comments

Florida Defines Mortgage Fraud: Pretender Lenders Included

Posted on November 24, 2009 by livinglies

You will find similar provisions in virtually every state and without much variation. It is no exaggeration to say that the enforcement of invalid mortgages and notes are acts of fraud. By this time there is no possibility of claiming ignorance on the part of anyone who is not in a coma and who is involved in the representation of pretender lenders or is a pretender lender. Provisions purporting to protect Trustees from liability do NOT apply if they are acting on concert with parties whom it knows are not the proper parties. Same story with notaries, witnesses and signatories to documents which they know are fabricated, forged or altered with fraudulent intent.
817.545 Mortgage fraud. (2) A person commits the offense of mortgage fraud if, with the intent to defraud, the person knowingly: (d) Files or causes to be filed with the clerk of the circuit court for any county of this state a document involved in the mortgage lending process which contains a material misstatement, misrepresentation, or omission. (4) For the purpose of venue under this section, any violation of this section is considered to have been committed: (a) In the county in which the real property is located; or (b) In any county in which a material act was performed in furtherance of the violation. (5)(a) Any person who violates subsection (2) commits a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. (b) Any person who violates subsection (2), and the loan value stated on documents used in the mortgage lending process exceeds $100,000, commits a felony of the second degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084

and Florida Statues on FORGERY AND COUNTERFEITING

831.01 Forgery.Whoever falsely makes, alters, forges or counterfeits a public record, or a certificate, return or attestation of any clerk or register of a court, public register, notary public, town clerk or any public officer, in relation to a matter wherein such certificate, return or attestation may be received as a legal proof; or a charter, deed, will, testament, bond, or writing obligatory, letter of attorney, policy of insurance, bill of lading, bill of exchange or promissory note, or an order, acquittance, or discharge for money or other property, or an acceptance of a bill of exchange or promissory note for the payment of money, or any receipt for money, goods or other property, or any passage ticket, pass or other evidence of transportation issued by a common carrier, with intent to injure or defraud any person, shall be guilty of a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. 831.02 Uttering forged instruments.Whoever utters and publishes as true a false, forged or altered record, deed, instrument or other writing mentioned in s. 831.01 knowing the

same to be false, altered, forged or counterfeited, with intent to injure or defraud any person, shall be guilty of a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084. 831.06 Fictitious signature of officer of corporation.If a fictitious or pretended signature, purporting to be the signature of an officer or agent of a corporation, is fraudulently affixed to any instrument or writing purporting to be a note, draft or evidence of debt issued by such corporation, with intent to pass the same as true, it shall be deemed a forgery, though no such person may ever have been an officer or agent of such corporation, or ever have existed. Filed under: CDO, CORRUPTION, Eviction, GTC | Honor, Investor, Mortgage, bubble, currency, foreclosure, securities fraud | Tagged: borrower, disclosure, foreclosure defense, foreclosure offense, fraud, Lender Liability, Mortgage, predatory lending, securitization, trustee