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Dena Bank Service Charges
Dena Bank Service Charges
Annexure - I
SERVICE CHARGES - ALL INCLUSIVE , EXCLUDING SERVICE TAX
EFFECTIVE FROM 1ST JUNE 2011
Service (Processing) Charges for Local Clearing (by Clearing
House )
System Existing (T.) Revised (T..)
Presenting
Bank
Drawee
Bank
Presenting
Bank
Drawee
Bank
Clearing at MICR -
CPCs
1.00 1.00 1.00 1.50
Cheque Truncation 0.50 0.50 0.50 1.00
Service Charges for Outstation Cheque Collection -
Existing (T.) Revised (T.)
Value Service
Charges from
all customers
Value Service Charge from
Savings a/c
customers
Upto and
including
10,000
50 Upto and
including
5,000
25
Above 5,000
and up to and
including
10,000
50
Above 10,000
and up to and
including
1,00,000
100 Above 10,000
and up to and
including
1,00,000
100
Above
1,00,000
150 Above
1,00,000
150
Service Charges for Cheque Collection under Speed Clearing (by
Collecting Banks from Customers)-
Existing (T.) Revised (T.)
Value Service
Charges from
all customers
Value Service Charge
from Savings
a/c customers
Upto and including
1,00,000
Nil Upto and
including
1,00,000
Nil
Above 1,00,000 150 Above 1,00,000 150
2
INDEX Of ANNEXURE II
SN
Service Charges for
Pg
No
1 MAINTAINANCE OF ACCOUNTS . 1
1.1 Ledger Folio Charges 1
1.2 Duplicate Passbook/ Statement 1
1.3 Cheque Leaf Charges 2
1.4 Minimum Balance - Savings Bank Account 2
1.5 Minimum Balance - Current Account 3
1.6 Stop Payment Instructions 3
1.7 Loss of Token 4
1.8 Standing Instructions 4
1.9 Confirmation / Verification of Specimen signature /Photos 4
1.10 Issue of Cerificates 4
1.11 Inoperative/ Dormant Account Charges 4
1.12 Transfer of Savings Bank Account 5
1.13 Transfer of Deposits 5
1.14 Closure of Account 5
1.15 Addition / Deletion of Names in Joint Accounts/ Nomination change in
operational instruction
5
1.16 Allowing Operation in account through Power of attorny/ Mandate Holder 5
1.17 Change of authorised Signatory including reconstruction of Account. 5
1.18 For saving Bank Account, withdrawals either by cheque or other 5
1.19 Cash Handling Charges 6
2 REMITANCES 6
2.1 Remittance by issue of Demand Draft / MT/TT 7
2.2 Remittance by issue of Payorder / Bankers Cheque/ Local DD , RBI/ SBI
Cheques
7
2.3 Revalidation of DD / MT/ PO 7
2.4 Cancellation of DD/ MT/TT 7
2.5 Cancellation of PO 7
2.6 Cancellation of Lost Instruments 8
2.7 Issue of Duplicate DD/ MT/ TT 8
2.8 Issue of Duplicate PO 8
2.9 Additional Charges for handling Cash 8
3 COLLECTIONS 9
3.1 Outstation Cheque Collection/ Collection of Out/ inward Bills 9
4 SOLVANCY CERTIFICATE 10
5 SAFE CUSTODY CHARGES 10
6 INTERSOL CHARGES 10
6.1 Cash deposit at Local non Base Branch 10
6.2 Cash deposit at Outstation non Base Branch 10
6.3 Cash withdrawal at Local/ outstation non Base Branch 10
6.4 Cash withdrawal at outstation non Base Branch 10
6.5 Transfer of Funds Between Accounts -Located at same centre 11
6.6 Transfer of Funds Between Accounts Outstation Branches 11
6.7 COLLECTION OF LOCAL CHEQUES AT BASE/ NON BASE BRANCH 12
6.8 COLLECTION OF OUTSTATION CHEQUES 12
6.9 Premium Customers 12
7 SDV LOCKER CHARGES 13
3
ANNEXURE - II
SERVICE CHARGES - ALL INCLUSIVE, EXCLUDING SERVICE TAX
Effective From 01.07.2011
Revised W.e.f.01.07.2011
Servce charges as appcabe to be charged Servce charges as appcabe to be charged Servce charges as appcabe to be charged Servce charges as appcabe to be charged
extra extra extra extra
S.N. Type of Servce Type of Servce Type of Servce Type of Servce
1.0 MAINTAINANCE OF ACCOUNTS MAINTAINANCE OF ACCOUNTS MAINTAINANCE OF ACCOUNTS MAINTAINANCE OF ACCOUNTS
1.1 Ledger foo charges Ledger foo charges Ledger foo charges Ledger foo charges
Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c NIL
Current, Overdraft, Cash Current, Overdraft, Cash Current, Overdraft, Cash Current, Overdraft, Cash
Credt Account Credt Account Credt Account Credt Account
@ T.100/- per 40 entres per quarter.
Free entres aowed per quarter
Average Credt Ba. No. of Entres
Upto T.25,000 NIL
T.25,001/- up to T.50,000 60 entres free
T.50,001/- up to T.1,00,000 100 entres free
Above T.1 ac to T.2 akhs 200 entres free
Above T.2 acs A Entres Free
No edger foo charges shoud be eved for MSS, RD &
other Term Depost A/cs
1.2 Dupcate Passbook / Dupcate Passbook / Dupcate Passbook / Dupcate Passbook /
Statement Statement Statement Statement
No Cha No Cha No Cha No Charges for No Fr Account rges for No Fr Account rges for No Fr Account rges for No Fr Account
NREGA Account NREGA Account NREGA Account NREGA Account
SAVINGS SAVINGS SAVINGS SAVINGS
Wth entres upto 12 Months :-
Indvdua Non Indvdua Pensoner
T/Senor
Ctzen/ Rura
T.50/-
T.75/-
T.25/-
@Wth entres more than 12 Months:-
Indvdua
Non Indvdua Pensoners/Sen
or Ctzen/
Rura
T 1.50 per entry,
Mn T.75/-
Max T.500/
T.2/- per entry
Mn T.100/-
Max T.500/
T.1/- per
entry
Mn T.50/-
Max T.500
Current Current Current Current Wth entres upto 12 Months :-
Mnmum T. 100/- per month Maxmum - T.600/-
Wth entres more than 12 Months :-
T.2/- per entry mnmum T.700/- maxmum T. 2000/-
1.3 Cheque Leaf Charges Cheque Leaf Charges Cheque Leaf Charges Cheque Leaf Charges
Indvdua Non Indvdua
(M/U/SU)
Pensoners/Seno
r Ctzen/ Rura
T.2.50 per eaf T.3 per eaf T.2 per eaf
For SB accounts of ndvduas 60 cheque eaves w be
free n a year
1.4 Mnmum Baance Mnmum Baance Mnmum Baance Mnmum Baance
Savngs Bank A/c wth Savngs Bank A/c wth Savngs Bank A/c wth Savngs Bank A/c wth
cheque book facty cheque book facty cheque book facty cheque book facty
CHARGES REVISED : ( w.e.f CHARGES REVISED : ( w.e.f CHARGES REVISED : ( w.e.f CHARGES REVISED : ( w.e.f . .. .01.01.2012) 01.01.2012) 01.01.2012) 01.01.2012)
Ouartery Average Baance n Branches : Ouartery Average Baance n Branches : Ouartery Average Baance n Branches : Ouartery Average Baance n Branches :
Metro/Urban/ Sem Urban:: T.1000/ Metro/Urban/ Sem Urban:: T.1000/ Metro/Urban/ Sem Urban:: T.1000/ Metro/Urban/ Sem Urban:: T.1000/- -- -
Rura Rura Rura Rura- -- - T.500/ T.500/ T.500/ T.500/- -- -
Pens Pens Pens Pensoner T oner T oner T oner T- -- -NIL NIL NIL NIL
Staff/Ex Staff/Ex Staff/Ex Staff/Ex- -- -Staff Staff Staff Staff - -- - NIL NIL NIL NIL
4
Charges prevang on Charges prevang on Charges prevang on Charges prevang on 01.07.2011: 01.07.2011: 01.07.2011: 01.07.2011:
Ouartery Average Baance n Branches at
Metro/Urban : T. 2000/-
Sem Urban : T. 1000
Rura- T.500/-
Pensoner T-NIL
Staff/Ex-Staff - NIL
Mnmum Baance Mnmum Baance Mnmum Baance Mnmum Baance
Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c Savngs Bank A/c wthout wthout wthout wthout
cheque book facty cheque book facty cheque book facty cheque book facty
Ouartery Average Baance n Branches at :
Metro/Urban - T.1000/-
Sem Urban - T.500/-
Rura- T.250/-
Pensoners T-NIL/ Staff/Ex-Staff - NIL
Mnmum Baance Mnmum Baance Mnmum Baance Mnmum Baance
No Fr account /NREGA No Fr account /NREGA No Fr account /NREGA No Fr account /NREGA
account account account account
Zero (Baance T.10/- at the tme of openng)
Charges for not Charges for not Charges for not Charges for not
mantanng mnmum quartery mantanng mnmum quartery mantanng mnmum quartery mantanng mnmum quartery
average baance average baance average baance average baance
Savng Bank a/c Savng Bank a/c Savng Bank a/c Savng Bank a/c
T. 50/- per day be charged for
the days when there s / are transactons(debt) but
mnmum baance s not mantaned. If the account s
not restored to the mnmum baance n the quarter, T.
100/- per quarter be charged.
Charges for non mantenance Charges for non mantenance Charges for non mantenance Charges for non mantenance
of mn.baance of mn.baance of mn.baance of mn.baance:
No Fr accounts / NREGA / No Fr accounts / NREGA / No Fr accounts / NREGA / No Fr accounts / NREGA /
Senor Ctzens / Rura Senor Ctzens / Rura Senor Ctzens / Rura Senor Ctzens / Rura
Branches Branches Branches Branches
FOR RU FOR RU FOR RU FOR RUR RR RAL BRANCHES AND AL BRANCHES AND AL BRANCHES AND AL BRANCHES AND
SENIOR CITIZENS EXISTING SENIOR CITIZENS EXISTING SENIOR CITIZENS EXISTING SENIOR CITIZENS EXISTING
RATES WILL CONTINUE. RATES WILL CONTINUE. RATES WILL CONTINUE. RATES WILL CONTINUE.
NIL
1.5 Mnmum Baance Mnmum Baance Mnmum Baance Mnmum Baance
Current account Current account Current account Current account
Ouartery Average Baance-
Metro /Urban - T.5000/-
Sem Urban - T. 3000/-
Rura - T.1000/-
Charges for not mantanng Charges for not mantanng Charges for not mantanng Charges for not mantanng
mnmum quartery average mnmum quartery average mnmum quartery average mnmum quartery average
baance baance baance baance
Current Accounts Current Accounts Current Accounts Current Accounts
.
T. 100/- per day be charged for the days when there s
/ are transactons (debt) but mnmum baance s not
mantaned and f the account s not restored to the
mnmum baance n the quarter, T. 250/- per quarter
be charged.
Account not mantanng mnmum baance for 2 yrs
and above - account to be cosed by the Bank gvng
notce to the customer
1.6 1.6 1.6 1.6 Stop Payment Instructons Stop Payment Instructons Stop Payment Instructons Stop Payment Instructons
Indvdua
Non Indvdua Pensoner/Senor
ctzen/Rura
Customer
Savngs - T. 100/- per request
(per cheque)
Current/ CC/ OD - T. 150/- request
(per cheque)
- T. 100/- per
request (per
cheque)
Loss of cheque book Loss of cheque book Loss of cheque book Loss of cheque book
Savng Bank a/c Savng Bank a/c Savng Bank a/c Savng Bank a/c T.100/- per cheque book upto 20 eaves
CA/CC/OD a/cs CA/CC/OD a/cs CA/CC/OD a/cs CA/CC/OD a/cs
T. 750/- per cheque book upto 100 cheque eaves and
T. 5/- per cheque eaf thereafter.
1.7 Loss of Token Loss of Token Loss of Token Loss of Token T.100/- per reference
1.8 Standng Instructons Standng Instructons Standng Instructons Standng Instructons
Regstraton of SI -
T.50/- (one tme charge)
5
Executon of SI - T.50/-+ Remttance Charges
Non Executon of SI- (due to nsuffcent funds) : T.50/-
per transacton
Instament of Recurrng Depost / Recovery of Banks
due - No Charges
1.9 Confrmaton/ Verfcaton of Confrmaton/ Verfcaton of Confrmaton/ Verfcaton of Confrmaton/ Verfcaton of
Specmen Sgnature/Photo Specmen Sgnature/Photo Specmen Sgnature/Photo Specmen Sgnature/Photo
For a purposes For a purposes For a purposes For a purposes
Indvdua
Non Indvdua Pensoners/Sen
or Ctzen/
Rura
T.75/- per tem T.125/- per tem T.20/- per tem
Students/War Wdows, Defense personne , No
fraccounts, NREGA account and PWD - free
1.10 Issue of Certfcates Issue of Certfcates Issue of Certfcates Issue of Certfcates
No ob|ecton / No dues / No ob|ecton / No dues / No ob|ecton / No dues / No ob|ecton / No dues /
Baance/ Interest charged/ Baance/ Interest charged/ Baance/ Interest charged/ Baance/ Interest charged/
Cheque honoured/ Account Cheque honoured/ Account Cheque honoured/ Account Cheque honoured/ Account
mantanng and dupcate mantanng and dupcate mantanng and dupcate mantanng and dupcate
depost recept etc. depost recept etc. depost recept etc. depost recept etc.
Indvdua Non Indvdua Pensoners/
Senor Ctzen/
Rura
T.75/- per
certfcate
T.125/- per
certfcate
T.40/- per
certfcate
1.11 Inoperatve/Dormant account Inoperatve/Dormant account Inoperatve/Dormant account Inoperatve/Dormant account
charges (even mantanng charges (even mantanng charges (even mantanng charges (even mantanng
mnmum baance) mnmum baance) mnmum baance) mnmum baance)
Savngs A/c Savngs A/c Savngs A/c Savngs A/c
Current A/c Current A/c Current A/c Current A/c
NIL
Inoperatve/Dormant account Inoperatve/Dormant account Inoperatve/Dormant account Inoperatve/Dormant account
charges (f charges (f charges (f charges (f
mn mn mn mnmum baance not mum baance not mum baance not mum baance not
mantaned) mantaned) mantaned) mantaned)
Savngs A/c Savngs A/c Savngs A/c Savngs A/c
Current A/c Current A/c Current A/c Current A/c
SB - T.150/- per quarter
CA -- T.250/- quarter
1.12
Transfer of Savngs Bank A/c Transfer of Savngs Bank A/c Transfer of Savngs Bank A/c Transfer of Savngs Bank A/c
Wthn the Bank Wthn the Bank Wthn the Bank Wthn the Bank
To other Banks To other Banks To other Banks To other Banks
NIL
As per DD/PO charges
1.13 Transfer of Deposts (proceeds Transfer of Deposts (proceeds Transfer of Deposts (proceeds Transfer of Deposts (proceeds
or nterest) or nterest) or nterest) or nterest)
Wthn Wthn Wthn Wthn the Bank the Bank the Bank the Bank
To other Banks To other Banks To other Banks To other Banks
NIL