Balance sheet

Particular
Capital & Liability
share Capital
Reserve Fund
deposit
-Fixed Deposit
-Saving Deposit
-Current Deposit
Interest Payable
Other Sundry Liability
Other Liability& Provision
Profit & Loss A/c
Total
Assets
Cash
Bank
Investment
Loans and Advances
Short Term
Moderate Term
Long Term
Interest Receivables
Building Premises
Other Fixed asstes
Other Assets
Bills Receivable
Other Sundry Assets
Total

2006

2007

2008

76802600 2.477161
335244213.4 10.81283

99230600 2.885495
327588081.6 9.52583

113830800
368215838.1

1559189195
510698920.7
491866937.4
11074557.39
70225487.43
19026539.8
26300024.91
3100428476

1678327781
588308671.6
597963028.6
8431909.17
66944100.84
39334996.77
32816026.1
3438945196

48.80356
17.10724
17.38798
0.245189
1.946646
1.14381
0.954247
100

2113993572
697658630.8
670488711.4
11305427.95
72638785.47
36573760.69
40868959.55
4125574486

127403483.3 4.109222
252526489.3 8.14489
1188797896 38.34302

98475707.43 2.863544
535150785.5 15.56148
753278396 21.90434

153343636.3
999761452.6
621768896

392409814.9
61684522.97
905709064
8640265
33917633
18243040
49511044.84
47604
61537618.43
3100428476

489199750.2
72764788.99
1319929817
10002162
33069692
17346677
52785480.91
0
56941938.84
3438945196

630729731.7
79569149.94
1420946222
11501748
36518850
19379788
90917973.65
0
61137037.47
4125574486

50.28947
16.47188
15.86448
0.357194
2.265025
0.613675
0.848271
100

12.65663
1.989548
29.21238
0.27868
1.093966
0.588404
1.59691
0.001535
1.98481
100

14.22528
2.115904
38.38182
0.29085
0.961623
0.504419
1.534932
0
1.655797
100

2009
2.75915
8.925202

2010

51.24119
16.91058
16.25201
0.274033
1.760695
0.886513
0.990625
100

139002000 2.802793
413859160.9 8.344926
0
2654689435 53.52833
738281246.5 14.88647
822224406.4 16.57908
19067922.4 0.38448
75437949 1.521107
45683472.42 0.921147
51164973.09 1.031674
4959410565
100

173221800 2.887503
433196746.1 7.22113
0
3330888533 55.52391
937926592.7 15.63467
940957120.9 15.68519
25553858.87 0.425967
47536062.03 0.792398
47596846.24 0.793411
62138813.76 1.035817
5999016373
100

3.716904
24.23327
15.07109

336720433 6.789525
1108870926 22.35893
631003896 12.72336

230866355.5 3.848403
1146273621 19.10769
1115999396 18.60304

15.28829
1.92868
34.44238
0.278791
0.885182
0.469748
2.203765
0
1.481904
100

766448203.8
76336190.96
1753822697
13091441
70008306
33730981
107249915
4271698
57855878
4959410565

1108161589
69224130.68
2023362893
14694050
64910720
97798059.34
159783767.6
3167576.03
29684936
5999016373

15.45442
1.539219
35.36353
0.263972
1.411626
0.680141
2.162554
0.086133
1.166588
100

18.47239
1.153925
33.72824
0.244941
1.082023
1.630235
2.663499
0.052802
0.49483
100

Profit & Loss A/c

Common Size
Particular
Expense
Interest on deposit and borrowing
Salaries allowance & Provident Fund
Director Fees
Rent,Tax,Insurance,Electricity
Lawyer Fees
Postage,Telegram,Telephone Exp.
Audit Fees
Depreciation Fund
Stationary, Printing
Computer Maintenance
Non Banking Exp.
Other Expense(including IT)
Membership Fees
Other Provoision
Profit
Total
Income
Interest & Discount
Interest on Lending
income from Investment
Commission, Exchange
Donation
Non Banking Income
Other Income
Total

2006

2007

139672455.8
60980105.35
0
5720533.18
725820
973998.25
799687
4707928.5
2134715.29
2646920
0
11397660.59
88123
615621
26300024.91
256763592.8

54.39729763
23.74951397
0
2.227937815
0.282680263
0.379336587
0.31144875
1.83356544
0.831393293
1.030878238
0
4.438970676
0.034320676
0.239761795
10.24289488
100

141185850.1
67711153.44
0
5180340.25
819185.1
907593.05
1691033
4394812.44
2034781.04
2581885.08
8570000
10603264.78
88120
1199661
32816026.1
279783705.4

145258611.4
92186215.22
1279649.78
0
1243582
16895534.41
256863592.8

56.55087584
35.88917145
0.498182621
0
0.484141013
6.577629093
100

160620333
98685112.79
1606134.56
0
380000
18492125.02
279783705.4

2008

2009

2010

50.4625
24.20125
0
1.851552
0.292792
0.324391
0.604407
1.570789
0.727269
0.922815
3.06308
3.789808
0.031496
0.428782
11.72907
100

177026937.5
78933336.3
0
5810423.62
724212
863511.18
2633150.8
7482127.88
2261070.03
2220606.08
2655000
34720807.42
93932
1751999
40868959.55
358046073.3

49.4425
22.04558
0
1.622815
0.202268
0.241173
0.735422
2.089711
0.631503
0.620201
0.741525
9.697302
0.026235
0.489322
11.41444
100

225400497.8
86756605.22
0
6066733.12
673644
1461413.69
1393737
11247226
2552352.8
2088223
0
39894425.06
111275
9971064
51164973.09
438782169.8

51.36957
19.77214
0
1.38263
0.153526
0.333061
0.317638
2.563282
0.58169
0.475913
0
9.09208
0.02536
2.272441
11.66068
100

295266537.7
98723919.2
0
7178135.18
848132
1759624.96
1449452
10935813.2
2922486.96
1230378
0
35639248.96
465372
12160261
62138813.76
530718174.9

55.63528
18.60195
0
1.352532
0.159808
0.331555
0.273111
2.060569
0.550666
0.231833
0
6.715287
0.087687
2.291284
11.70844
100

57.40875
35.27193
0.574063
0
0.135819
6.609436
100

215063310.9
117474074.4
2336523.99
0
0
23172164.01
358046073.3

60.06582
32.80976
0.652576
0
0
6.471839
100

270506031.8
141996667.7
1120031.18
0
0
25159439.09
438782169.8

61.64928
32.36154
0.255259
0
0
5.733925
100

334824976.6
165993613.8
2582026.6
0
0
27317557.28
530718174.2

63.08904
31.27717
0.486516
0
0
5.147281
100

Balance Sheet as on 31/03/20

Particular
Capital & Liability
share Capital
Reserve Fund
deposit
(A)Fixed Deposit
(B)Saving Deposit
(C)Current Deposit
Interest Payable
Other Sundry Lbty.
Other Lbty.& Prov.
Profit & Loss A/c
Total

2006
76802600.00
335244213.39

2007
99230600.00
327588081.60

2008
113830800.00
368215838.10

2009
139002000.00
413859160.90

2010
173221800.00
433196746.13

1559189194.65 1678327780.89 2113993571.75 2654689434.64 3330888532.80

510698920.71 588308671.55 697658630.82 738281246.49 937926592.72
491866937.42 597963028.61 670488711.42 822224406.40 940957120.88
11074557.39
8431909.17
11305427.95
19067922.40
25553858.87
70225487.43
66944100.84
72638785.47
75437949.00
47536062.03
19026539.80
39334996.77
36573760.69
45683472.42
47596846.24
26300024.91
32816026.10
40868959.55
51164973.09
62138813.76
3100428475.70 3438945195.53 4125574485.75 4959410565.34 5999016373.43

Assets
Cash
Bank
Investment
Loans and Advn.
(A)Short Term
(B)Moderate Term
(C)Long Term
Int. Receivable
Building Premises
Other Fixed asstes
Other Assets
Bills Receivable
Other Sundry A.
Total

127403483.29
252526489.31
1188797896.00

98475707.43
535150785.54
753278396.00

153343636.28 336720432.96 230866355.47

999761452.63 1108870925.92 1146273620.90
621768896.00 631003896.00 1115999396.00

392409814.87 489199750.20 630729731.69 766448203.76 1108161588.66

61684522.97
72764788.99
79569149.94
76336190.96
69224130.68
905709063.99 1319929816.62 1420946222.09 1753822696.74 2023362892.71
8640265.00
10002162.00
11501748.00
13091441.00
14694050.00
33917633.00
33069692.00
36518850.00
70008306.00
64910720.00
18243040.00
17346677.00
19379788.00
33730981.00
97798059.34
49511044.84
52785480.91
90917973.65 107249915.00 159783767.64
47604.00
0.00
0.00
4271698.00
3167576.03
61537618.43
56941938.84
61137037.47
57855878.00
29684936.00
3100428475.70 3438945195.53 4125574485.75 4959410565.34 5999016373.43

Trend Analysis of P&L

Particular
Expense
Interest on deposit and borrowing
Salaries allowance & Provident Fund
Director Fees
Rent,Tax,Insurance,Electricity
Lawyer Fees
Postage,Telegram,Telephone Exp.
Audit Fees
Depreciation Fund
Stationary, Printing
Computer Maintenance
Non Banking Exp.
Other Expense(including IT)
Membership Fees
Other Provoision
Profit
Total
Income
Interest & Discount
Interest on Lending
income from Investment
Commission, Exchange
Donation
Non Banking Income
Other Income
Total

2006

2007

139672455.8
60980105.35
0
5720533.18
725820
973998.25
799687
4707928.5
2134715.29
2646920
0
11397660.59
88123
615621
26300024.91
256763592.8

100
100
0
100
100
100
100
100
100
100
0
100
100
100
100
100

141185850.1
67711153.44
0
5180340.25
819185.1
907593.05
1691033
4394812.44
2034781.04
2581885.08
8570000
10603264.78
88120
1199661
32816026.1
279783705.4

145258611.4
92186215.22
1279649.78
0
1243582
16895534.41
256863592.8

100
100
100
0
100
100
100

160620333
98685112.79
1606134.56
0
380000
18492125.02
279783705.4

2008

2009

2010

177026937.5
78933336.3
0
5810423.62
724212
863511.18
2633150.8
7482127.88
2261070.03
2220606.08
2655000
34720807.42
93932
1751999
40868959.55
358046073.3

225400497.8
86756605.22
0
6066733.12
673644
1461413.69
1393737
11247226
2552352.8
2088223
0
39894425.06
111275
9971064
51164973.09
438782169.8

295266537.7
98723919.2
0
7178135.18
848132
1759624.96
1449452
10935813.2
2922486.96
1230378
0
35639248.96
465372
12160261
62138813.76
530718174.9

215063310.9
117474074.4
2336523.99
0
0
23172164.01
358046073.3

270506031.8
141996667.7
1120031.18
0
0
25159439.09
438782169.8

334824976.6
165993613.8
2582026.6
0
0
27317557.28
530718174.2

P&L A/C at the end of year ending

Particular

2006

2007

2008

2009

139672455.77
60980105.35
0.00
5720533.18
725820.00
973998.25
799687.00
4707928.50
2134715.29
2646920.00
0.00
11397660.59
88123.00
615621.00
26300024.91
256763592.84

141185850.11
67711153.44
0.00
5180340.25
819185.10
907593.05
1691033.00
4394812.44
2034781.04
2581885.08
8570000.00
10603264.78
88120.00
1199661.00
32816026.10
279783705.39

177026937.47
78933336.30
0.00
5810423.62
724212.00
863511.18
2633150.80
7482127.88
2261070.03
2220606.08
2655000.00
34720807.42
93932.00
1751999.00
40868959.55
358046073.33

225400497.80
86756605.22
0.00
6066733.12
673644.00
1461413.69
1393737.00
11247226.00
2552352.80
2088223.00
0.00
39894425.06
111275.00
9971064.00
51164973.09
438782169.78

145258611.43
92186215.22
1279649.78
0.00
1243582.00
16895534.41
256863592.84

160620333.02
98685112.79
1606134.56
0.00
380000.00
18492125.02
279783705.39

215063310.90
117474074.43
2336523.99
0.00
0.00
23172164.01
358046073.33

270506031.84
141996667.69
1120031.18
0.00
0.00
25159439.09
438782169.80

Expense
Interest on deposit and borro.
Salaries allowance & P.F.
Director Fees
Rent,Tax,Insurance,Electricity
Lawyer Fees
Postage,Telegram,Telephone Exp.
Audit Fees
Depreciation Fund
Stationary, Printing
Computer Maintenance
Non Banking Exp.
Other Expense(including IT)
Membership Fees
Other Provoision
Profit
Total

Income
Interest & Discount
(A) Interest on Advances
(B) Income from Investment
Commission, Exchange
Donation
Non Banking Income
Other Income
Total

2010
295266537.68
98723919.20
0.00
7178135.18
848132.00
1759624.96
1449452.00
10935813.20
2922486.96
1230378.00
0.00
35639248.96
465372.00
12160261.00
62138813.76
530718174.90

334824976.59
165993613.76
2582026.60
0.00
0.00
27317557.28
530718174.23