Introduction to

overview of
banking

Presented
by

Dr. S.C .Bihari

DO YOU HAVE A DREAM?
 “ Ho ld fa st to
dre ams
 For if dre ams die
Li fe is a bro ken-
wi nged bird That
ca nnot fly.”
 “ Ho ld fa st to
dre ams
 For wh en dreams
go
 Li fe is a barren
fi eld
 DREAMS
 Life is purposeless without
dreams.
 Possess electromagnetic energy.

 Help you choose your mission in

life.
 Realization of one’s mission in
life require hard work,
perseverance and Planning for a
Career.
 Managing Careers
 A well designed career
planning includes-
 Evaluation of career needs,

 Career opportunities and

 Alignment of needs with

opportunities.
Indian banks are sound & healthy
unlike their counterparts in the
West.
 Established by the stress test
conducted by a committee on
 Financial sector assessment in
view of the ongoing economic
crisis.
 The committee studied data of
the end-September’08 period,
 When the financial crisis shot
into the limelight.
NO SLOWDON IN PROFIT
 PSU banks on a Hiring
Spree
 Recruitment of Officers during
2008-09 was 40,000.
 As per the preliminary estimates,
PSBs are expected to hire over
30,000 people during 2009-10.
 Even as India Inc, facing the heat of
the global financial meltdown, has
put a virtual halt on recruitment
THE PRESENT AND
FUTURE
 We have an alert regulator
 Continuous monitoring is leading
to resilience in Indian Banking
 A report "Opportunities in Indian
Banking Sector", by market
research company, RNCOS,
forecasts that the Indian banking
sector will grow at a healthy
compound annual growth rate
(CAGR) of around 23.3 per cent till
2011 and beyond.
Career path and career
planning in Banks
Banks are famous for decent
pay packets and brighter
career prospects .
 In a few cases a person
joining at base level rose to
head the organization
Career in Banks-the new trend
 Young persons possessing
specialized qualifications
 In the areas of Accountancy
Engineering, IT& Management
 Find attractive openings mostly
in private banks and foreign
banks.
Career path in Banks-the
emerging trend
 The job security factor of
employment in Banking Sector
 No more holds good
 Hiring practices today
 Tuned to the business
environment of
 Automation and Efficiency.
WHEN THE ELEPHANT MOVES
OUT
 Even PSBs are sourcing out
 Housekeeping, security and
other functions to outside
agencies.
 These are the days of campus
recruitments by banks
 Scouting for talent from
 Prestigious B-Schools.
THE LATEST TRENDS


The trends of ambitious
employees is not to stay
rooted to a particular
organization
 Quick jump with additional
qualification or performance
improvement is the order of
the day
 RECRUITMENT-THEN AND
NOW
 Recruitment used to take place
in the past by BSRBs.
 Now,Banks are recruiting
individually as per needs.
 Career in banking is moving to
specialists as
 Banking is moving from Brick-
mortar to New-Age
IN THE END
SUCCESS
 DOES NOT

 COME TO YOU

 YOU

 GO TO IT.
Thanks for your attention
 Dr. S. C. Bihari
 Tell:08417-236660 to 65(Extn:
6214)
 Mail:drbihari@ibsindia.org