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lSU; lsokvksa ds fy, ,d thou chek igy

Reserve Bank of India

RBI

Insurance Regulatory Development Authority

Securities and Exchange Board of India

IRDA

SEBI

WWW.IRDA.GOV.IN

1. WAR OR WAR LIKE SITUATION COVER 2. TRAINING CASUALTY COVER 3. FASTEST CLAIM PROCESS WITHIN 15 DAYS 4. ALL LEGAL OPERATION COVER 5. LIMITED PAY PLAN 6. ONLY FOR DEFENCE PERSONNAL 7. PAYMENT AUTO DEBIT FROM ACCOUNT 8. MATURITY AUTO TRANSFER INACCOUNT 9. MONTHLY PENSION TO FAMILY (DEATH CASE) 10.JOB OPPORTUNITY FOR YOU AND YOUR FAMILY 11.DOUBLE SUM ASSURED 12.FULL DISABLITY COVERAGE - OPTION 13.VERY LESS PAPER WORK TO GETTING POLICY AND CLAIM

MINISTRY OF DEFENCE

INDIAN ARMY

INDIAN NAVY

INDIAN AIRFOCE

Entry Age- Minimum 18years, Maximum 60 years. Policy Term 15 years


20 years 25 years

Premium Term 10 years


15 years 15 years

GUARANTEED 11.2% BONUS ON SUM ASSURED (BIMA)


EXAMPLE

RAKSHAK If SUM ASSURED (BIMA) is 1,00,000/Then BONUS is 11,500

PLI BONUS IS 7% On S.A. If SUM ASSURED is 1,00,000/Than BONUS is 7,000 Yearly

LOAN BENEFIT YEAR PREMIUM BOUNS

1
2 3 4 5

24000
24000 24000 24000 24000

20000
20000 20000 20000 20000

TOTAL
G TOTAL LOAN AMNT

120000
220000 90%

100000

198000

How Rakshak Plan Work? Example- SEP Vikram, Age-20, Policy Term- 20 yrs Monthly Premium is - 2000/-

Risk Cover- 13,60,000/- Sum Assured - 2,00,000/Bonus 20,000/- per year. PPT PT
1 5 10 15 20

Sum Assured + 20 Years Bonus @ 11.2% + Loyalty Bns 1.2Lac( for 20yrs plan) 2,00,000/+ 4,50,000+ 1.2 Lac
Guaranteed

Total = 7,70,000/-

Death Benefit- We Cover all type Casualty. In Case of Death.


Pay Sum Assured to the nomineePlus 11.2 % bonus 2,00,000/-

Monthly Pension 2% of S.A 4,000/- X 12months X 20 years=

9,60,000/One Extra sum assured at the time of maturity- 2,00,000/-

Total Risk cover


Death 1 5 10

13,60,000/PPT PT

15

20

Monthly income if die.

Premium debit from salary account automatically.

Maturity will be automatic transfer in your a/c.

Document Required For DEATH CLAIM


1. Units CO letter. OR 2. Death certificate from MH or PRADHAN.

Tax Benefit.
1. Income Tax Benefit u/s 80(c). 2. Tax Free Maturity.

Loan Benefit Available


After 5 year.

APPOINTMENT OF VEER NAARI


1. MRS. GEETA RAWAT W/O LATE AJAY SINGH RAWAT ARMY NO. 15346826X, RANK NK B. E. G & CENTER, ROORKEE, SALARY 14000/- PER MONTH MRS. RITU, W/O LATE PROMOD KUMAR, 66 ENGG.

2.

BRIG. DIGVIJAY SETIA ( B. E. G. & CENTER, ROORKEE) COL. PRAVEEN YEOLE ( CO 1 TB )

MRS. SETIA W/O BRIG DIGVIJAY SETIA (BEG & C) GIVING APPONTMENT LETTER TO GEETA RAWAT.

APPOINTMENT CEREMONY IN HAJIPUR THEATER, B E G & CENTER.

Documents Process
1. 2 COLOR PHOTO 2. PAN CARD 3. TWO MONTH PAYMENT CHEQUE OR CASH
ANKUR BHANDARI- (Sr. Manager) GANESH DUTT JOSHI MOB. 9897379696 MOB. 8650501554

CHAIRMAN'S PROFILE
Col. Kushal Pal Singh commissioned into a renowned cavalry regiment of the Indian Army. Popularly known as K. P. Singh, is the Chairman of the Board of DLF Limited, India's largest real estate company with a pan India presence in over 30 cities across 18 States. Born on August 15, 1931, Dr. K.P. Singh pursued Aeronautical Engineering in UK, after graduating in Science and was subsequently selected to the Indian Army by British Officers Services Selection Board, UK.

Some Claim Settlements

Army No 4083915F Rank Name Unit Rifleman Manwar Singh 7 Garhwal Rif

Manwar Singh ne 2,00,000/- lakh ka Rakshak plan 20 saal k liya DLF se july 2011 me liya, jiska ka masik kist 2000/tha. wo 4 mahino ka premium de chuke the. MANWAR SINGH 16 NOV 2011 KO 08:40 per petroling per nikle, us doran wo ek cemented gahre nale me gire jis se unke sir mai gahri chot ayi, MH le jaate huye wo SHAHID ho gaye.

HAMARE DWARA UTHAYE GAYE KADAM


DLF ki routin service k doran hame is ghatna ki jaankari mili. Bine deri kiye hamne ye Khabar 7 Garh Rif ke CO ko di, ki Manwar Singh ne DLF se Rakshak plan liya hua tha, aur uski family claim ki hakdar hai. Unke pariwar ko is baat ki jankari hone se pahle hamne unka policy ka claim 15 dino k bhiter pariwar ko diya.

1. Bina wakt gawaye Rs.2,01,900/- ka bima bhugtan family ko diya gaya. 2. Family Pension Rs.4,000/- ki Per Month 19 years & 8 Months (Total Pension Amount Rs.9,44,000/-). 1. Lump sum Payment of Rs.2,00,000/- after 20 years.
Total benefits to Family Late Manwar SIngh = Rs.13,45,900/-

ARMY NO 10453356A RANK NAME UNIT GDSM S GOPI 117 INF BN TA (THE GUARDS)

CLAIM PAYMENT-BY PRAHRI

How Rakshak Plan Work? Example- Vikram, Age-40, Policy Term- 20 yrs Risk Cover- 20,40,000/- Sum Assured - 3,00,000/Monthly Premium is - 3060/Bonus 30,000/- per year. PPT PT
1 5 10 15 20

Sum Assured + 20 Years Bonus @ 10% + Accrued Bns 1.2Lac( for 20yrs plan) 3,00,000/+(30,000*20) 6,80,000+ 1.2 Lac

Total = 11,00,000/-

Guaranteed

Death Benefit- We Cover all type Casualty. In Case of Death.


Pay Sum Assured to the nomineePlus 10 % bonus 3,00,000/1,50,000/-

Monthly Pension 2% of S.A 6,000/- X 12months X 20 years=

14,40,000/One Extra sum assured at the time of maturity- 3,00,000/-

Total Risk cover


Death 1 5 10

21,90,000/PPT PT

15 Pension term

20

Premium debit from salary account automatically.

Maturity will be automatic transfer in your a/c.

COMPARISON
Sr. No.
1

ITEM
SAFTY INTERSET

DLF RAKSHAK
YES 11.2% Increasing NO YES YES YES

PLI
YES 7.50% NO YES YES YS

AGI
YES 7% NO NO YES YS

POST OFFICE
YES 8% NO NO NO NO

FIX DEPOSIT
YES 9%

2 3 4 5 6

TAX DEDUCTION
LOAN

YES @ 12% TDS


NO NO NO

INCOME TAX REBAT


INSURANCE

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