Meaning

• Sort of a comprehensive cover available to

amateur sportsmen covering their sporting
equipment, personal effects, legal liability
and personal accident risks.

• Covered risks
Products and Services

• Accident insurance
2. Amateur sports accident insurance
3. Professional sports accident insurance
• Liability Insurance
5. Liability- public and general
6. Professional Indemnity
7. Directors & Officers
• Property Insurance

3. Industry Special Risk

4. Fire and Extraneous Perils
5. Business Interruption
6. Burglary/ Theft
7. Money Insurance
8. Glass
9. Risk Management
10. E-Commerce
11. Dedicated Claims Department
12. Independent Loss Adjusters
• Contingency Insurance

3. Prize Indemnity
4. Player Bonus
5. Adverse weather
6. Death &disgrace
7. Cancellation / abandonment
8. Non-appearance / performance
Sports covered by Sports
Insurance
• Games
• Events, Tournaments and Competitions
• Winter sports
• Camp Insurance
• Other coverage (occasionally offered for
coverage)
What to look for????
• Occurrence Vs Claims made
• Participant Injury Liability
• Punitive Damages
• Abuse / Molestation
• Covered Persons
• Special Coverage
Benefits of sports Insurance
• Income protection
• Expensive private physiotherapy bills
• Cash payments for sports injuries
• Hospitalization cash payouts if you get
injured
Sports Celebrities

David
Beckham
$317,000
Mustache
Merv Hughes,
cricket player
Conclusion