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Cards E-Paymensts and Settlement Systems
Cards E-Paymensts and Settlement Systems
Settlement Systems
M V Tanksale
Chief Executive
Indian Banks Association
1
Jan 2014
ATMs
88,838
1,45,858
POS
6,35,653
10,34,161
Total Cards
285.73 Million
399.33 Million
Credit Cards
17.73 Million
6.21%
18.99 Million
4.76%
Debit Cards
268.00 Million
93.79%
380.33 Million
95.24%
Period
No.
Cards
Million
Trans
ATM
Million
Trans
POS
Million
ValueATMs
Million
Value-POS
Million
Credit
Jan - 14
18.99
0.27
45.57
1505.74
141620.3
4.76%
0.05%
45.85%
0.09%
62.50%
17.73
0.19
29.81
1089.36
88676.99
6.21%
0.04%
49.29%
0.09%
63.66
380.33
538.39
53.83
1722318 84977.59
54.15%
99.91%
37.50%
90.91%
9.09%
95.30%
4.70%
434.05
30.67
1209808 50611.02
50.71%
99.91%
36.34%
6.60%
95.98%
4.02%
Jan-12
Debit
Jan-14
95.24% 99.95%
Jan-12
268.00
93.79% 99.96%
90.40%
Challenges
How we can increase the use of
Credit/Debit Cards
How we can reduce the Interchange
Fees
12
13
14
Urban 140.53
Rural 42.97
18
21
22
23
24
27
28
29
30
THANK YOU
31