THEME: MORTGAGE

LANGUAGE FOCUS: PRESENT PARTICIPLE

MORTGAGE

VOCABULARIES
Mortgage
Fee
Property Real Estate
Debt
Saving
Pledge Lender
Foreclosure Borrower
Loan
Jurisdiction

PRESENT PARTICIPLES
PRESENT PARTICIPLE IS THE ING FORM
OF THE VERB.
PRESENT PARTICIPLES CAN BE USED
AS:
PART OF THE VERB
AN ADJECTIVE
PART OF RELATIVE CLAUSE

A PRESENT PARTICIPLE IS PRECEDED

BY SOME FORM OF THE VERB BE
For example:
Public education is now improving in
developed countries.
They were studying France in the class.
The Polytechnic Telkom is trying to
increase their quality.

A PRESENT PARTICIPLE IS AN
ADJECTIVE
For example:
The topic is interesting
The interesting topic is being discussed
by the students.
I am joining the seminar which is
boring
I have a walking stick.
The frying france seems delicious.
That boring student makes me sad.

A PRESENT PARTICIPLE USED IN ADJECTIVE

CLAUSE (ACTIVE-REDUCED)

1. Public education improving in several

countries is a great phenomenon.
Public education which improves in
several countries is a great phenomenon
2. The boy wearing black hat is my
brother.
The boy who wore black hat is my
brother.

EXERCISE:
PUT A TICK FOR CORRECT SENTENCE AND
CROSS FOR INCORRECT SENTENCE
1.____ Obama is making a new policy to
overcome the crisis.
2.____ Those who are willing to teach in
remote area will be given extra incentives
3.____Factors influencing economic condition
in the country is still being analyzed

4. ____ The ship bringing export

commodity at present.
5. ____Most of the striking workers are
walking the picket line.
6. ____ Economic crisis is happening in
America makes the people worried.
7. ____ The countries needing help are
those which have just experienced war
8. ____ The bankrupt company just closing
the business

9. ___The new economic policy

creating riot
10. ___ The economic condition of
Indonesia is improving
11. ___ They try new frying chicken
menu.
12. ___ The developing countries get
more and more progress.

Create your own 3 sentences by using

Present Participles as adjective and 3
sentences with Present Participles as
part of the verb.

Discussion Time
Make a group of five and discuss these
problems in the group before conducting
class discussion! The followings are the
problems:
1.Is mortgage policy beneficial?
2.What kind of requirement(s) do you think
have to be implied to money borrower?
3.Is it safe to borrow money by using
mortgage policy?

PAST PARTICIPLES
PRESENT PARTICIPLE IS COMMONLY
ENDING WITH ED/EN FORM OF THE
VERB.
PAST PARTICIPLES CAN BE USED AS:
PART OF THE VERB
AN ADJECTIVE
PART OF RELATIVE CLAUSE

A PAST PARTICIPLE IS PRECEDED BY

HAVE/HAS OR BE
For example:
The programmer has created a very useful
software.
The students were taught by Mr. Smith

A PAST PARTICIPLE IS USED AS AN

ADJECTIVE
For example:
The failed students are coming to the class
The director is satisfied with my job.
The students are bored to the lecture.

A PAST PARTICIPLE IS USED IN ADJECTIVE

CLAUSE (PASSIVE-REDUCED)
For example:
They got a new teacher who was invited
from UK
They got a new teacher invited from UK
My brother bought a new car which is
placed in our garage
My brother bought a new car placed in
our garage

PAST PARTICIPLE
EXERCISE:
PUT A TICK FOR CORRECT SENTENCE AND
CROSS FOR INCORRECT SENTENCE
1.____ The invention is scheduled to arrive
in 2009.
2.____ The system is integrated is
preferable for customers.
3.____ Vibration reduced has been applied
in qualified products.

PAST PARTICIPLE
4. ___ The unexpected virus now is at large.
5. ___ Nanotechnology is expected to be
implemented in any device.
6. ___ Nanotechnology is preferred to
atomic technology. .
7. ___ Both processors manufactured in 45
nm.
8. ___ Students registered in the computer
course keep improving

PAST PARTICIPLE
9. ___ The processor rolled out into two
versions, which are Havendale and
Auburndale.
10. ___ The information found through
googling seems to be always
accurate.

PAST PARTICIPLES
Create your own 3 sentences by using
Past Participles as adjective and 3
sentences with Past Participles as
part of the verb.