Importance of

financial
literacy

Leveling of expectations
What do you expect to
know from the seminar
workshop?

objectives
1. To enable participants
to face to face with
realities
2. To help participants to
appreciate the
importance of Financial
Literacy
3. To make awareness on

The Life which is unexamined is

Not worth Living.
- Socrates

Vicious Financial Cycle of

Rat Race
1. Income is less than expenses.
2. Kakha tuka
3. Always working for money enslaved
by money
4. Nabaon sa utang.
5. Wala nagsalig sa sweldo sa utang na.
6. Retirement at 60 or 65 years old.
7. Retirement years are lean years.

The WHY of Rat Race

1.Financial Orientation starts at home and in school.
2.Our learning system prepares us to be employed and
all other aspects of life but not on finances.
3.Learning stops after graduation.
4.Tend to be secure with employment.

Importance of
FQ

3 of THE RICHEST MAN IN 1900s

Charles
Schwab

Head of
Steel
Compan
y

Living
for 5
years on
borrowe
d money

Samuel
Insull

President
of the
largest
Utility

Died in
foreign
Land

Howard
Hopson

Head of
the

Went
insane.

3 of THE RICHEST MAN IN 1900s

Charles
Schwab

Head of
Steel
Compan
y

Living
for 5
years on
borrowe
d money

Samuel
Insull

President
of the
largest
Utility

Died in
foreign
Land

Howard
Hopson

Head of
the

Went
insane.

List of people in general who have the

money/resource before

1. Lotto winners
2. Agrarian reforms beneficiaries

10 Richest Filipinos Net worth

1. Lucio Tan
2. Gokongwei
3. Gotianun

REMEMBER, IF YOU
WANT A DIFFERENT
RESULT
Do something
DIFFERENT

CUT Vicious Cycle of Rat

Race
Rat Race
Kakha Tukha
Income < Expenses
Retire at 60 or 65 yr
old
Retirement years are
lean years
Enslaved by Creditors
Wala nagsalig sa
sweldo sa utang na.
Always working for

Options
Financially Free
Income > Expenses
Retire Young
Retirement years are
YEAR OF ABUNDANCE.
Helped by Creditors
Has passive income to
depend on.
Let money work for

WORKSHOP
Compute your Net Worth (A-L)
1.(Assets)List down the things
you own, assign amount and
sum it up.
2.(Liabilities) List down items
you owe, how much and sum
it up.
3.Compute your Net Worth

ASK YOURSELF:

Am I now ready to make

some changes?