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Internship Report On Fewa Bikas Bank Limited, Dulegaunda: Presented By: Jitendra Sunchauri
Internship Report On Fewa Bikas Bank Limited, Dulegaunda: Presented By: Jitendra Sunchauri
Acknowledgement
Introduction
Contd
Interest Schedules
Locker Service
ABBS Service
SMS Banking
ATM Service
Bank Gaurantee
Financial Structure
Deposit Structure
Current Deposit; 1%
Call Deposite; 22%
Saving Depsoit; 40%
Income Structure
Loan Structure
Real Estate; 8%
Other Loan; 33%
Personal Home Loan; 19%
Deprived Loan; 3%
Agriculture Loan; 1%
Hire Purchase; 13% Term Loan; 3%
Overdraft loan; 20%
Expense Structure
1000
937
900
811
800
700
600
500
400
311
300
177 157
200
227
379
265
317
192
100
0
0Year0
2067/68
2068/69
2069/70
2070/71
2071/72
Operating Profit
3500
3000
3300
2500
2000
Amount in Lakh 1500
1000
500
0
Year
Organizational Performance
Remittance
-Preparing schedules and journals for
outward remittance
-Checking secret keys for payment
-Verifying customers
-Processing the payment/transfer of funds
-Keeping record and filing
Problems Solved
Key Observation
Feedback
Feed back to the bank
-Effort to bring new ideas, schemes, plans, latest technology and
excellent management team
-Focus on service encounter and customer expectation
-Adapt latest technology for delivery of fast and reliable quality
services
-Add more facilities like online banking, extending and SMS banking
-Promotion of banking services through advertising, publicity &
Public relation
-Focus on CSR activities
-Employee development program
-Increase market coverage through adding new branches in new
markets
Thank You