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The Plastic Money in The Economy and Its Impact On The Speed in Economic Activities
The Plastic Money in The Economy and Its Impact On The Speed in Economic Activities
Presented by:
Nivedita .S
Zeba Rana
Chayya Singh
Sukhwinder kour bariar
Types of Plastic
Money
Cash
Cards
Debit
Cards
Credit
cards
Pre-Paid
cash
cards
add credit to the card themselves, and will not exceed that amo
se are usually re-useable .However some cards, usually marketed
ift Cards are not re-useable and once the credit has been spent
y are disposed off.
ECOMONIC CYCLE
CONSUMPTION
Greater Income
Decline in
Inventory
Increased
production
More Jobs
Impact of electronic
payment on economic
growth
Risingcardpaymentsdriveeconomicgrowth
Valuederivedfromthemigrationtoelectronic
payment
Cardpenetration
Themacroeconomicimpactofcardusage
Thevalueofcardpayment
59
58
57
56
55
54
2009
2010
2011
2012
$ 30.32 tril
$ 26.99 tril
Other 21.2%
Other 20.9%
Check 9.5%
Cash 42.2%
Card 27.4%
2008
2.9%
Total
Compound
Annualized
Growth rate
Check 7.7%
Cash 38.3%
7.7%
Compound
Annualized
Growth rate
Card 32.8%
2012
GLOBAL RETAIL PURCHASES PAYMENT
BREAKDOWN(in U.S$)
Card penetration
Real private consumption was modeled as a
function of real disposable income, real
interest rates and speeding using cards as a
share of overall consumer expenditure .
2009
0.00
2010
0.02
2011
0.05
2012
0.09
Conclusion
Th a
you
nk