Professional Documents
Culture Documents
Banking Law's and Practice KHGF
Banking Law's and Practice KHGF
Banking Law's and Practice KHGF
PRESENTED TO:
MR. ZARGHAM ULLAH KHAN
PRESENTED BY:
MUHAMMAD BILAL NAQVI M11BBA049
ASAD RIAZ
M11BBA045
ALI HAMZA
M11BBA071
SIDDIQUE DABIR
M11BBA074
RABANI INTIZAR
M11BBA032
M11BBA044
BANK ALFALAH
V/S
SHOUKAT ZAMAN (KHAN)
SUIT FILED :
/-
SUIT FOR RECOVERY OF LOAN OF 10,68,888.03/(ONE MILLION SIXTY EIGHT THOUSAND EIGHT
HUNDRED AND EIGHTY EIGHT RUPPES AND
THREE PAISAS ONLY)
LOAN AGREEMENT
19-07-2005
07-2005.
1,000,000/-
DEFENDANTS.
BY THE DEFENDANTS.
SIDDIQUE DABIR
M11BBA074
AGREEMENT:
AGREEMENT IS MADE ON 16-08-2005.
THE DEFENDANT HAS MAINTAINING AN
CREDIT FACILITIES.
AGREEMENT:
THE MORTGAGOR IS THE GURANTOR OF
DESCRIPTION OF
MORTGAGE PROPERTY:
05 marlas 17 sq.ft consisting of
RUNNING FINANCE.
PROMISSONARY NOTE:
SIGNED BY THE DEFENDANT
DEFENDANTS PROMISE TO PAY TO THE
UNDERTAKING:
DEFENDANT UNDERTAKE THAT HE SHALL
REGULATIONS ON BE DEFENDANTS
ACCOUNT.
MORTGAGE DEED:
SIGNED AT LAHORE ON 16-08-2005.
THE DEFENDANT MORTGAGE THE PROPERTY IN THE
RENEWAL POLICIES:
THE DEFENDANTS APPLIED TO THE BANK FOR THE
04-09-2006
31-08-2007
01-09-2007
31-08-2008
19-09-2008
30-09-2009
28-04-2009
30-09-2010
ASAD RIAZ
M11BBA045
PLAINT:
PLAINT
PLAINTIFF CLAIM
As per record maintained by the bank
A sum of Rs. 1068888.03/- (one million sixty eight
thousand eight hundred eighty eight and three
paisas only) owed to the plaintiff bank by the
defendant bank.
9(3) (a) amount of finance availed by the defendant
Rs.1,000,000/-
PLAINT
PLAINTIFF CLAIM
(9) (3) (c) amount of finance and other
amounts relating to the finance payable by
RS: 1,068,888.03
PLAINT
PLAINTIFF CLAIM
the defendants have and
continue to commit wilful
DEFAULT in repayment
Repeated request have failed to
clear their liabilities. Hence, this
suit.
PLAINT
PLAINTIFF CLAIM
PLAINT
PLAINTIFF CLAIM
19) that the parties reside and carry on their business
in Lahore
documents above are also executed in Lahore
The facility was also granted at Lahore
Lahore is where the cause of action arise
PLAINT
PLAINTIFF CLAIM
20) that the value of the suit is Rs. 1,068,888.03 (one
PRAYER
In the view of the Aforesaid most respectfully said that the
PRAYER
c) The property mortgaged in favor of the
PRAYER
PRAYER
Verification:
RABBANI INTIZAR
M11BBA032
DEFENDANT CLAIM:
In the court of judge banking court No 1 Lahore
Bank Al-falah V/S Shukaht Zaman etc.
POWER OF ATTORNEY:
DEFENDANT.
TO ACT AND APPEAR AND PLEAD IN
THE CASE
TO PRESENT PLEADINGS AND
APPELAS CROSS OBJECTIONS OR
PETITIONS
AFFIDAVIT:
Affidavit of Shaukat Zaman son of Khalil-ur-
DEFENDANT CLAIM:
1. That the plaintiff has not come to this
DEFENDANT CLAIM:
4. that the following substantial question of law
and facts arise for determination by his
honorable court for which leave to defend is to
be granted to the applicant / defendant in the
interest of justice
I.
Whether the plaintiff has not come to this
honorable court with clean hands, Hence the suit
is liable to be dismissed .
II.
DEFENDANT CLAIM:
ALI HAMZA
M11BBA071
DEFENDANT CLAIM:
It is submitted in this context that the
defendant / petitioner obtained the finance
facility which is obtained on the basis of
running finance facility for the running of his
business the defendant / petitioner
the plaintiff obtained facility on 19 .07.2005
to the extent of Rs. 10,00.000
paid more than 35,00,000
DEFENDANT CLAIM:
DEFENDANT CLAIM:
DEFENDANT CLAIM:
It is further to be added that as per
DEFENDANT CLAIM:
dismissed.
DEFENDANT CLAIM:
(RENEWAL FACILITY)
The Defendants/ petitioners never
DEFENDANT CLAIM:
4th feb 2011 lastly
The defendant paid Rs. 30.000/- upon
DEFENDANT CLAIM:
(RENEWAL FACILITY)
DEFENDANT CLAIM:
Para no 16 is denied vehemently and
categorically nothing is due against the
defendant /petitioners.
It is important to mention here that the defendant
DEFENDANT CLAIM:
DEFENDANT CLAIM:
BILAL NAQVI
M11BBA049
DEFENDANT PRAYER:
SUMMARY:
No desion from 2/01/2010 until now.
The bank has malafied intension regards to the
client .
SUMMARY:
The financial institution didnt give the original
documents in the court that is mandatory by
section 9 (1).
SUMMARY:
of the default
SOLUTIONS
Due to the lack of employment in judiciary sector the
SOLUTIONS
The fact of corruption cab be clearly observed in this
SOLUTIONS
The banking court is not following the instruction of
THANK YOU