Professional Documents
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15 Bank Computerisation
15 Bank Computerisation
Computerisation
Hemchand J
*Introduction
*Modernisation
*Rangarajan
Committee
*Need for
computerisation
necessary at all.
* Speed and accuracy are the hallmarks of
computers.
* They have a vital role to play where there are
large volumes of data and works needs to be
completed within a specified period.
* There is a price on customer time and customers
are looking for fast settlement of their
transactions.
*Necessity of
Computers
*Computerisation at
Branch Level
*Stand alone
computer system
networking
out with the help of mini computers and was named TBA.
UNIX operating system was the most popular and supported
most of the relational database management systems
(RDBMS).
*Banking systems were developed using centralised computing
concept in which terminals had limited powers and normally
did not process data locally. However, simple validation
programs could be stored on these terminals for use at data
entry level. Under TBA, banks could offer single window
system of service to customers. Typically one of the terminals
in the front office was designated as May I Help You terminal.
*Total Branch
Automation
*TBA
*TBA
*Total Branch
Automation
*Cash Module
Computerisation of
Administrative offices
*Computerisation at
Head Office
*Core Banking
*Business components
generation.
* Inter branch reconciliation and monitoring enhanced.
*Benefits
transactions.
* Central database to be used for all customer centric
delivery channel services integrated with the CBS
and for banks various corporate level requirements
* 24/7 maintenance with customer support
* Skilled activities like database maintenance,
backups, network monitoring, on call support,
trouble shooting, support of delivery channels.
*Essential
Requirements
*Disaster Recovery
Site (DRS)
engineering
*Network
*Specialised
consultancy
*Summing up
*Bibliography