Microfinance Market in India

Indian microfinance industry is pegged at Rs. 63,853 crores by 2016 making it

about US$ 10 billion industry

The top 10 NBFC-MFIs contributing 80% of the sectors Gross Loan Portfolio

Weighted average interest rate of 23.13%

March 2016, the total loan portfolio of MFIs has reached an all-time high of
over Rs. 63,853 crores clocking 31% growth from previous year

Total number of client of MFI is over 399 lakhs

Average loan per borrower of Rs. 11,425

Growth in No. of Borrowers

Bharat Microfinance
Report 2016
Borrowers from
Urban & Rural Area
 Top 10 Micro Finance Industry
Gross Loan Portfolio
S. No. Name of MFI (Rs crore)
1 Janalakshmi Financial Services Ltd. 10983
2 SKS Microfinance Ltd. 7682
3 Ujjivan Financial Services Ltd. 5389
4 SKDRDP 4994
5 Equitas Micro Finance Ltd. 3283
6 Satin Creditcare Network Ltd. 3271
7 Grameen Koota Financial Services Pvt. Ltd. 2539
8 Spandana Sphoorty Financial Ltd. 2282
9 ESAF Microfinance & Investments Pvt. Ltd. 1925
10 Share Microfin Ltd. 1540