AmPOS

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 Problems with traditional EDC
The cost of the device is too expensive (avg. price of Rp.
3.000.000)
Maintenance fee too high
Connection is frequently a problem
Mobile EDC is too bulky and rely on additional GPRS fee
Difficult to upgrade software and firmware

2014 PT. ALTO Network. All rights reserved.

 Introducing AmPOS
AmPOS is an end to end platform to enable smartphones
and tablets to securely and efficiently accept banking
transactions in the physical world.
mPOS Chip and PIN Device
AmPOS App (White Label applicable)

AmPOS
Login

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2014 PT. ALTO Network. All rights reserved.

 White Label Options

AmPOS
Login Login

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 STEP 1: How does AmPOS work?
The mPOS terminal has to be linked via Bluetooth or WiFi
to the Smartphone. Open the AmPOS application.

Login

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2014 PT. ALTO Network. All rights reserved.

 STEP 2: How does AmPOS work?
Upon successful login, a user may select a transaction
Balance Inquiry
Cash Withdrawal
Transfer (Same Bank Account and Domestic Bank Account)
Bill Payments (Pulsa, Credit Card, PLN, Vouchers, etc)
Deposit

Login Transactions
First time user? Set up access
Balance Inquiry

User ID Enter your User ID

Cash Withdrawal

Password Enter your Password

Transfer
Login
Log on
Bill Payments

Forgot User
ID/Password

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Debit Transactions Reports Settings

2014 PT. ALTO Network. All rights reserved.

 STEP 3: How does AmPOS work?
For example, a customer wants to do Cash Withdrawal
Select the Cash Withdrawal menu, enter the amount and
submit

Transactions Cash Withdrawal Cash Withdrawal Cash Withdrawal

Amount Amount
Balance Inquiry Amount Enter cash amount
600.000 600.000
Cash Withdrawal Submit Submit

Transfer Insert Card now

Bill Payments Processing Transaction...

C
Debit Transactions Reports Settings Debit Transactions Reports Settings Debit Transactions Reports Settings

2014 PT. ALTO Network. All rights reserved.

 STEP 4: How does AmPOS work?
Insert or swipe the customers card into the mPOS
Customer verifies the amount and enters their PIN or signs
the screen
Once authorized, a receipt would be printed or an
electronic receipt may be send to an email address or
phone number.
Customer received the cash

2014 PT. ALTO Network. All rights reserved.

 What are the main benefits of mPOS?

Small and lightweight

Lower cost than traditional
EDC/POS
Portable and flexible
Unique encryption key inside
each device
Tamper proof and doesnt
store sensitive data
Accepts ALL payment methods
EMV/NSICCS Chip & PIN
Contactless (NFC)
Magnetic stripe)

2014 PT. ALTO Network. All rights reserved.

 Fully approved mobile Chip and Pin Device
Support both magnetic and chip card
PIN and Signature enabled
The mPOS connects easily via Bluetooth or WiFi to all
types of smartphones and tablets (Andoird, Blackberry,
Windows & iOS)

Encryption and Key Management

Master/Session & DUKPT Key Management
P2PE & Tokenisation Agnostic

Certification of EMV & NSICCS

PCI PTS 3.0 Compliance
EMV Level I & II Certified
NSICCS Certified

2014 PT. ALTO Network. All rights reserved.

 Where can mPOS be used?

Traditional EDC mPOS

Retail

Shopping mall

Small Medium Enterprise

Micro Business

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 How can mPOS help large organisations?
For large organisations mPOS can help transform business
processes

Like the hundrers of thousands of

insurance agents filing out paper forms
and asking customers to make cash
deposits or later ATM transfers

Up to 25% of insurance cash deposits/ATM transfers never happen

and the business is lost. Imagine how many more contracts would be
completed on the spot if the customers were to able to pay with a
card?

2014 PT. ALTO Network. All rights reserved.

 Thank you

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2014 PT. ALTO Network. All rights reserved.