Welcome to IOPMS

International Online Payments

Merchant Solutions
 Contents/Index
• What is IOPMS?
• International Benefits for the IOPMS Merchant
• Increase Your Sales & Customer Base – Worldwide Payment Services
• E Commerce Worldwide Market Environment
• Products – Multiple Options
• IOPMS Custom Services
• Comparisons
• Thank You!
 What is IOPMS?
An independent payment provider,
IOPMS markets a payment gateway that opens doors to
MULTIPLE payment types
In over 200+ countries worldwide.
A Tested Gateway! 
Our marketed payment gateway is used by over 7 million account holders and more than 50,000
merchants worldwide.
 IOPMS World Class Partnerships
• IOPMS alliance partners are the first regulated e-money issuer, regulated
by the UK financial authorities (FSA)
• IOPMS markets the most comprehensive payment network for borderless
money transfers worldwide in real time
• IOPMS has a partner track record of over 9 million account holders and
15,000 new accounts openings per day
 What Does IOPMS Do?
• Markets a payment solution used by more than 45,000 merchants
• Accesses over 200 countries, 39 settlement currencies, 100 payment
options all with 1 web connection
• Processes transactions instantly for merchants who uses funds for online
payments or to withdraw funds to a bank account, credit card or debit
card
• Provides transactions by Secure Socket Layer (SSL) with 256 bit encryption,
certified by Thawte
• Highly secure service  Chargeback reduction and minimized fraud at no
additional costs
 International Benefits for the IOPMS Merchant

U.S. Corporations Qualify for BETTER Worldwide Merchant Rates.

• No more requirement for incorporating in other countries.

• No more establishing a proof of address in other countries.
 International Benefits for the IOPMS Merchant
MULTIPLE money management options!

1. Transfer funds up to 10 bank accounts belonging to your company or owners

anywhere in the world anytime as often as you like.

2. Transfer funds to your suppliers for bill payment once they open an account with us.

3. Register up to 10 credit cards belonging to your company or owners from anywhere

in the world from where you can make payments to and from that card any time as
often as you like.

4. Settle funds in any currency you desire.

5. Wire funds in any currency you desire (if the desired currency is different than your
settled currency, a conversion change and a small fee apply).

6. View settlement funds anytime with immediate access to your settlement funds
(10% six month rolling reserve usually applies).
Increase Your Sales & Customer Base
Worldwide Payment Services
• Offer commonly used credit, debit and transfer cards from other
countries where your business growth is expanding
• Almost limitless possibilities with over 100 payment types in 200
countries, settling in 39 currencies.
• Risk protections  Our risk protection service runs precautionary checks
on all customer data.   
Increase Your Sales & Customer Base
Worldwide Payment Services
Offer a multitude of payment types  Choose from 60 local payment options
from many parts of the globe increasing your revenue.

• NORTH AMERICA
• SOUTH AMERICA
• UNITED STATES
• CANADA
• EUROPE
• ASIA
• ASIA PACIFIC
• AFRICA
• GLOBAL WORLDWIDE

Competitive rates  A cost-effective payment method for online business.

Quick set up  Fast payment system integration for e-commerce websites.
 Worldwide Payment Services
Connecting Banks, E-Commerce, Consumers

Bank & E Commerce

Payment Business
Options

Send & Receive Payments

Deposits & Withdrawals
IOPMS
International
Online
Payments

Consumers Services

Customer Service
Send & Receive Payments
Anti Fraud
Eligibility
Management
Risk Management
 Worldwide Payment Services – Payment Types
Transactions Settle In the Country Processed
Country Payment Method Payment Type Additional Information
Visa/MC               Credit Card Transactions settle in the currency that is
Worldwide excl US processed
Visa/MC               Credit C Same as above
US only           

Worldwide AMEX                      Credit C Same as above

Worldwide Diners                    Credit C Same

Worldwide JCB                       Credit C Same

4B, Carta Si         , Credit C Same

Spain, Italy   , Spain             Euro 6000, Poste Pay
Carte Bleue            Debit Card Same
France          

Worldwide Maestro Worldwide Debit C Same

SOLO_GB-SSL        Debit C Same

UK                

Nordea                  Debit C Same

Sweden         Finland        
EPS ( bank transfer) Bank Transfer (same as check conversion) Same
Austria         
ELV (recurring direct debit), Sofort                    , Bank Transfer Same
Giropay                  
Germany     

HOMEPAY-SSL Bank Transfer Same

Belgium        
Instant bank transfer Bank Transfer Same
Netherlands   Ideal                               

Poland           Instant bank transfer Bank Transfer Same

US                  ACH Bank Transfer Same

  Chargeback   Same

  Refunds   Same

Withdrawal/Transfer Transfer to own account at another bank Same

 

Remittance Transfer between internal partner accounts-E- Same

  Wallet
 Worldwide Payment Services – Available Currencies
Multi currency options - Settle and transfer funds in 39 currencies. Make
yourself a flexible global merchant!
1. AED United Arab Emirates Dirham 21. LTL Lithuanian Litas
2. AUD Australian Dollar 22. LVL Latvian Lat
3. BGN Bulgarian Leva 23. MAD Moroccan Dirham
4. BHD Bahraini Dinar 24. NOK Norwegian Krone
5. CAD Canadian Dollar 25. NZD New Zealand Dollar
6. CHF Swiss Franc 26. OMR Omani Rial
7. CZK Czech Koruna 27. PLN Polish Zloty
8. DKK Danish Krone 28. QAR Qatari Rial
9. EEK Estonian Kroon 29. RON Romanian Leu New
10. EUR Euro 30. RSD Serbian Dinar
11. GBP British Pound 31. RUB Russian Ruble
12. HKD Hong Kong Dollar 32. SAR Saudi Arabian Riyal
13. HRK Croatian Kuna 33. SEK Swedish Krona
14. HUF Hungarian Forint 34. SGD Singapore Dollar
15. ILS Israeli Shekel 35. THB Thailand Baht
16. INR Indian Rupee 36. TND Tunisian Dinar
17. JOD Jordan Dinar 37. TRY New Turkish Lira
18. JPY Japanese Yen 38. USD U.S. Dollar
19. KRW South-Korean Won 39. ZAR South-African Rand
20. KWD Kuwaiti Dinar
 The Market Environment for E Commerce

Retail e commerce sales will increase an average

of 18.6% in 2008 and 2009.
Source: U.S. Dept. of Commerce – International Trade Administration
 IOPMS Products

Multiple Payment Options

• Quick Check Out
– White label, e.g. Private label

• The eWallet
– Access over 7 million customers

• Custom Services
– Automatic Topping Off
– Billing on Demand
– Recurring Billing
 Quick Checkout
The Fastest & the Best Programmable Gateway Available
– Direct processing of credit card transactions and all local payment options in 200 countries and 39 currencies
– more than 100 local payment options – each can be installed separately as direct payment types

– High conversion (85%+) is the quickest and highest converting payment gateway available

– One click payments – allows customers to proceed directly to the payment page and complete a purchase
without having to preregister an account and provide a password

– Instant payment reports

– White label integration/private label

– Automatic refund API

– Automatic daily transaction reporting

– Free of charge risk & anti-fraud

The e Wallet – Provides Access to 7 Million Customers
– Access to 7 million new customers
– Only requires an email and password to make a payment
– Best protection against identity theft and online fraud
– Merchants receive money instantly
– Instantaneous payouts back to customers
– Additional required documentation and fraud checks available
 Using e Wallet Is Easy
• Login to your account by entering email address and password
– Make payment without exposure of credit card and banking details.
– No need to retype details.
• Choose the payment method or pay from Balance.
– Bank account aggregation
– Support of multiple payment options
• Confirm
 IOPMS Custom Services
Automatic Topping Off
Provides a safe, secure way for the merchant to automatically add money to the customer’s
shopping credit (eWallet) by transferring funds from the customer’s credit card whenever the
balance falls below a certain level.

Billing On Demand
Enables Merchants to automatically debit transactions from the customer’s account without
requiring the customer’s authorization each time.

Recurring Billing
Allows Merchants to automatically bill their customers’ bank account, credit/debit card or
eWallet on a regular basis (up to 4x a day) with a fixed amount of money.
 IOPMS Payment Gateway Offers MORE Funding Options
Than Anyone Else – SEE & COMPARE!

PayPal IOPMS’ Marketed Payment Gateway

Visa Visa Diners Instadebit Place z Inteligo

MasterCard MasterCard Carte Bleue Poli mBank

Amex Amex I Deal ING Homepay Bank Ochrony Srowdowska

Discover Discover EPS Paypoint Deutsche Bank

Visa Electron Visa Electron Nordea Ukash PBC Fortis Bank

ELV ELV 4B Tpay SGB

Giropay Giropay Euro 6000 Millenium ING Bank Pocztowy

Solo Solo ServiRed Bank Slaski EuroBank

Delta Delta Cartasi PKO BP Intelgo Raiffesen Bank

Maestro Maestro Dankart Multibank Getin Bank

JCB JCB Laser Lukas Bank

Poste Pay Poste Pay Cheque Bank BPH

Bank Transfer Bank Transfer BBL Homepay Kredyt Bank

Direct Debit Direct Debit Hansapank InvestBank

Switch Switch Eesti pank PeKaO S.A.

Carte Aurore Carte Aurore Epay Citibank handlowy

Cofinoga Cofinoga GluePay Bank Zachodni WBK

4 etoiles 4 etoiles Dineromail BGZ

 THANK YOU!
www. IOPMS.com
Let Us Help You Explore the Possibilities!