2019 Plan Year

Benefits
Overview
Agenda

• Total Compensation Summary

• Quick Review of Benefits - What’s Changing?
• The Website!
• The Open Enrollment Process
• Questions/Tips
Current Total Compensation Summary
All Employees
 Employees

Health / Dental / Vision - no carrier changes working 30+

hours per
week

Choice HMO Grandfathered Plan PPO Plus Premier Plan Spectera Vision

Deductible - Deductible -
$3000 Individual / $6000 Family $50 Individual / $150 Family $10 Copay for Eye Exam

Coinsurance 80%/20%
Plan pays/You pay 100% Preventative Coverage $130 Frames / $125 Contacts

$20 copay for Office visits

$40 copay for Specialist Annual Maximum $1500 $25 copay for Lenses
 5% Cost-Share on Single Premiums
Employees working 30+ hours per week

8.5% Premium Increase

5% Single Premium Cost-share: 5% Single Premium Cost-share:
5% Single Premium Cost-share:
• Single $24.69 • Single $1.93 • Single $0.24
per month per month per month
• Double $518.50 • Double $4.21
• Double $35.43
• Family $839.32 • Family $10.66
• Family $91.08

Single Cost-Share total if you’re enrolled in all = $26.86/month

Welcome Transamerica! Employees 20+
hours

Effective 01/01/2019, we will no longer offer Aflac policies

• If you have an Aflac policy and you…
• Want to keep it = Aflac will send invoices to your address for payment starting 1/1/19
• Want to drop it = Call Aflac during open enrollment to cancel your policy effective 12/31/2018
_______________________________________________________________________________________

• Accident Insurance: benefits for unexpected

injuries

• Critical Illness: benefits for specific illnesses

• Short Term Disability: income insurance that

pays benefits if you get sick or hurt and can’t work

Effective 01/01/2019
Welcome Transamerica! Employees 20+
hours
Welcome Transamerica! Employees 20+
hours
Welcome Transamerica! Employees 20+
hours
 New Self-Service Enrollment Website! All Employees

• Enroll or waive offered benefits

customized to you
• Update your contact info and
beneficiaries
• Review your elections and esign
• Print out a summary
New Self-Service Enrollment Website!
All Employees
Always Open Benefits Website!

Visit our 2019 Benefits Website at

Mcpld2019benefits.weebly.com
• Only have to view what is applicable to you
• Available 24/7 all year long
• Download any change forms and information
• Vendor fair is virtual to!
• View vendor options and special offers
• Ask questions
• Enter in prize drawings!
Thank You! See HR if you have questions!
2018 Benefit Overview

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