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AM = (18%+12%=30%) AD = (21%+12%=33%)

1) 2,7 M 1) 1,2 M
2) 6 Ag @ 30jt 2) 15 Ag @ 1 polis
3) P = 85% (Unit) 3) P = 85% / 90%
(Unit)
PS = 30%+12%+21%
= 63%
SUM = (12%+9%=21%) AAD = (13.5%+9%=22.5%)

1) 900 jt 1) 400 jt
2) 6 Ag @ 30jt 2) 10 Ag @ 1 polis
3) P = 85% (Unit) 3) P = 85% / 90%
(Pribadi)
PS = 30%+13.5%+9%
= 52.5%
AD AD1 = 3% + 3%
7.5+3
AAD AD2-5 = 3% + 1%
7.5+3

AAM A6 = 2% + 1%
6+6 EAD
Agent
2%

Agent
AAD 13.5% +9% = 22.5%
SUM 6% +3% = 9%
UM 6% +6% = 12%
400 jt
300 jt

Agent Agent

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