stored, which may be recalled at an appropriate time. Knowledge in the context of business may be manifested by information on, or familiarity with aspects such as: a business opportunity customers production processes the market competitors technical matters sources of assistance Skill: is the ability to apply knowledge and can be acquired or developed through practice, e.g. flying, driving or swimming. Technical Managerial Engineering • Marketing (including selling) Computing • Time management Sewing • Financial management Trait:is the total of peculiar qualities or characteristics that constitutes personal individuality. Traits take time to develop and are not easily changed or acquired. Opportunity Seeking and initiative Demand for quality and efficiency Commitment to work contract Information seeking Goal setting Risk taking Systematic planning and monitoring Persistence Persuasion and networking Self-Confident and independence