Professional Documents
Culture Documents
Chap 3 Business Plan Latest Edit
Chap 3 Business Plan Latest Edit
Chap 3 Business Plan Latest Edit
American…
• Average Women..
1. Entrepreneurs
2. Investors
3. Bankers
4. Financial Assistance Providers
5. Suppliers
6. Customers
7. Employees
Business Plan Format
1. Executive Summary
2. Table of Contents
3. Introduction
3. Title Page
* Title of the business plan
* Name and address of the business
* Name of writers
* Date
3. Main Body of the Business Plan
6. Appendices
PURPOSE OF EXECUTIVE
SUMMARY
2. Purpose
Each business plan is prepared for a specific purpose.
The entrepreneur should clearly and specifically state the
purpose for preparing the particular business plan.
Examples:
a. This business plan is prepared by Syarikat Fair One
Sdn. Bhd. to obtain a term loan for the amount of
RM50,000 from SME Bank.
• Introduction to organisation
• Organisation Chart
• List of Personnel
• Schedule of task and responsibilities
• Schedule of remuneration
Introduction to the Organisation
Manager
• Monthly Expenses
• Payments that have to be made every month as part of
maintaining the business existence.
• Other Expenses
• Expenses that do not fall into the above categories.
• Expenses incurred once a year or on a periodic basis.
Administration Budget
• Example:
PNG
Market share
• Operations process
• Process Flowchart
• Capacity Planning/Production
Schedule
• Materials requirement
• Machine and equipment
Operations process
• Pls discuss..
Melaka Waste to Energy
Location
Capital Expenditure
Building 45,000
Machinery & Equipment 23,000
Furniture & Fixtures 7,000
Van 25,000
Renovation 4,000
104,000
Working Capital (1 month)
Administrative 8,000
Marketing 1,500
Operation 8,000
17,500
Pre-operational costs 2,700
Deposits 800
Allowance for contingencies (10%) 12,500
Source RM
Equity Contribution
Cash 27,500
Asset 45,000
Total 137,500
Cash-flow Projected Statements
Sales 240,000
Less: Expenses
Administrative 96,000
Marketing 18,000
Operational 96,000
Financial:
Interest on term loan 4,500
Interest on hire-purchase 1,600
Depreciation charges 11,800
Pre-operational expenditure 2,700
Total Expenditure 230,600
Net Profit 9,400
Balance Sheet Pro-forma
Statements
• It is a projected statement which shows
the financial position of the company at
a specific point in time in terms of assets
owned and how those assets are
financed.
• Projected statements are prepared for
the period of three (3) years.
Elements in a Balance Sheet
• Fixed Assets
• List all fixed assets at its book value (Cost –
Accumulated depreciation)
• Current Assets
• List all current assets (e.g. cash, stocks, account
receivables, deposits etc.)
• Equity
• Equity contribution (cash + assets) plus net profit
(accumulated)
• Long-term Liabilities
• Term-loan (year end balance)
• Hire-purchase (year end balance)
Example: Balance Sheet for
Manufacturing & Trading Companies
Fixed Assets
Machinery & Equipment 18,400
Furniture and Fixtures 5,600
Renovation 3,200
Van 20,000 47,200
Current Assets
Cash 40,900
Closing stock for raw materials 3,000
Closing stock for finished goods 3,000
Deposits 800 47,700
Total Assets 94,900
Equity
Capital 27,500
Net profit 15,400 42,900
Long-term Liabilities
Term-loan 36,000
Hire-purchase 16,000 52,000
Total Equity & Liabilities 94,900
Example: Balance Sheet for
Service Companies
Fixed Assets
Machinery & Equipment 18,400
Furniture and Fixtures 5,600
Renovation 3,200
Van 20,000 47,200
Current Assets
Cash 40,900
Deposits 800 41,700
Total Assets 88,900
Equity
Capital 27,500
Net profit 9,400 36,900
Long-term Liabilities
Term-loan 36,000
Hire-purchase 16,000 52,000
Total Equity & Liabilities 88,900
Section 9: Justification