HDFC BANK

WHOLESALE BANKING
TEAM OVERVIEW

Senior vice president- govt

and institutional banking

Deputy vice president- Institutional banking deputy vice president- govt

banking
PROJECT WORK ASSIGNED

 To analyse the budget of four ministries and find prominent schemes

 Analyse the model of HEFA
 Faridabad smart city project and its municipal budget
 Society connect drive
 Education drive
MINISTRY OF HUMAN RESOURCE DEVELOPMENT

 Budget allocation for the HRD Ministry in interim Budget 2019-20 is Rs. 93,847.64
crore which is more than 10,000 crore from previous year budget allocation
 National Education Mission (along with its components) during financial year 2018-
19 and 2019-20 is as below:-
 The total budget allocation proposed in the BE 2019-20 for Higher Education
is Rs.37,461 Cr. This is 7% compared to allocation of Rs.35,010 Cr  for this sector in
BE 2018-19.  The Government has therefore enhanced allocation to the Higher
Education by Rs.2,450 Cr
MINISTRY OF HUMAN RESOURCE DEVELOPMENT

National Education Mission (along with its components) during financial year 2018-19 and
2019-20 is as below:-
National Education Mission
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MINISTRY OF HUMAN RESOURCE DEVELOPMENT
 The Budgetary allocation for BE 2019-20 in respect of Department of School Education and Literacy has been 
increased by Rs 6386.63 cr. Scheme wise bifurcation is as per the table below:

Scheme wise bifurcation

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MINISTRY OF HEALTH AND FAMILY WELFARE (MOHFW)

 In 2019-20, the MoHFW received an allocation of Rs 64,559 crore. This allocation is an increase of
15.2% over the revised estimates of 2018-19 (Rs 56,045 crore).
 Under the Ministry, the Department of Health and Family Welfare accounts for 97% of the allocation,
at Rs 62,659 crore.  This is followed by the Department of Health Research (3%) at Rs 1,900 crore. 

Budget allocati ons

1,900

Heal th Res ea rch 1,743

1,732

62,659

Heal th & Fa mi l y Wel fare 54,303

51,382

0 10,000 20,000 30,000 40,000 50,000 60,000 70,000

Actual s 2017-18 RE 2018-19 BE 2019-20
MINISTRY OF HEALTH AND FAMILY WELFARE (MOHFW)

 Allocation of funds and scheme break up to various departments.

Allocati on (%) Chart Title

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12.63% 0
6.32% 0
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10.53% 0
53.68% 0
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16.84% 0
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Nationa l Heal th Mi s s i on
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Autonomous Bodi es 0
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Pra dhan Ma ntri Ja n Arogya
Pra dhan Ma ntri Swasthya Suraks ha Yojana 0 0.1 0.2 0.3 0.4 0.5 0.6 0.7 0.8 0.9 1
Others #REF! #REF! #REF!
WORK EXPERIENCE

 During my internship program, I got an opportunity to work and gain experience on budget and centre schemes
and their banking needs.
 I prepared presentations research report and potential client list.
 I helped my seniors in targeting the prominent clients and managing gaps between service
 Analyzing budget and changes we might have to tackle in future
 Received experience of working on software such as Excel and HDFC dash board
 I got a chance to understand institutional banking and government expenditure in the economy
APPROACH FOR CLIENT WORK

Briefing about
Getting to know their banking Gather & Review
about the client needs we need to Data
provide

Include nearest
Prepare solutions branch assigned
and presentations for further
inclusion
KEY LEARNING

 Following the money trail to increase the banking ratios by including B2B banking solutions

 Providing solutions to corporate problems through banking solution can only increase our business

 Segmentation targeting and positioning is essential part of making a strategy

 Hands on experience on excel and presentation

MY EXPERIENCE AT DELOITTE

 HDFC is my second corporate exposure and I have learnt a professional approach towards every work in hand

 The best part about being here is Inclusion and team support

 The ethics of work separate’s HDFC from others and you can never compromise on the ethics

 There is a strong compliance for data protection and timely delivery of work to client with ethical approach

 HDFC has a work environment that’s flexible but too much work intentisve and low on team required