Introduction to Risk

and Insurance

H A Z E
PRESENTED BY ;

1. AMERUL
2. HAKIMI
3. BARIYAH
4. IZZAH
5. NAJLA
 Agenda
01
CONCEPT OF PERIL
02
CONCEPT OF HAZARD

03
CONCEPT OF LOSS

04
CLASSIFICATION OF HAZE

05
CONCLUSION
CONCEPT OF
PERIL
 WHAT IS HAZE?

• Around large urban areas, you may have noticed the existence of dusty
-looking clouds blocking a clear view of the city skyline at times.

• This is usually not fog or clouds, rather something known as haze.

• Can be define as fine dust, smoke or light vapor causing lack of

transparency of the air.

• One of the causes of air pollution that may be described or defined as

the presence of toxic chemicals or compounds in the air.
CONCEPT OF
HAZARDS
 Hazards of haze

Physical Hazards Moral Hazards Morale Hazards

• ‘Slash-and-burn’ - a form of • Open burning – even
• Smokes contain
shifting agriculture where though the government
particulate matter
the natural vegetation is cut forbid people from doing
(PM), sulfur dioxide,
down and burned as a the open burning activity,
ozone, nitrogen
method of clearing the land but still there are some
dioxide and carbon
for cultivation. irresponsible people
monoxide comes
who still do that illegal
from vehicles that
• People, especially men activity until it cause haze
people use in our
release smoke from to the environment.
daily life.
cigarette and can cause
burning with their
remaining cigarette.
CONCEPT OF
LOSS
 Concepts of loss
A reduction or disappearance of economic value

Bad foreign
Down- Decreasing attraction
gradation national Increase in
income government
spending
Haze will cause
The health of decrease in tourist
Decrease in the employees corresponds within
value of an item. increasing as they the fall in other
20% decrease in are expose to bad industries ; hotels Government have to
China tourist as a air quality due to and restaurants, do cloud seeding at
result of haze haze and causing shopping and certain areas that
-Malaysia’s ranking them to be not able transportation are having bad air
in tourism falls from to go to work as industries as refuse pollutant index in
3rd to 5th in Asian. usual. So, there will to come to Malaysia. order decreasing
be decrease in the haze issue.
national output.
Articles due to haze issues
CLASSIFICATION
OF HAZE
CONCLUSION
 Conclusion
• The haze pollution will give bad impacts to the
country and give point to damage a good image of
country itself

• We should be a good citizen to care

about our earth and work as much as we
can to protect the environment

• Our country will be able to have a

good national income if our country is
clean and comfortable and we should prevent
pollution to become more serious
THANK YOU
Any question ?