 Biometrics refers to the automatic identification of a person

based on his physiological/behavioral characteristics.

 Various types of biometric systems are being used for real
time identification most popular are based on face
recognition and finger print matching.
 Most of the ATM in the past have been using ID cards to
identify users but with the wide acceptance of Biometrics a
new generation of Biometrics ATM are being deployed for
wide range of applications worldwide.
 Biometrics based authentication is a potential candidate to
replace password-based authentication.
 Characteristics

Physiologi
Behavioral
cal

Face Fingerprint Hand Eye Voice Signature Keystroke

 • User Name
Online
• Password
Authentication
• One Time Password

• Token-based identification
Bank systems
Authentication - Identification Cards
• Signature
 ATM Card frauds

 Use of ATM card duplicators

 Card sharing by family and friends

 Inability to trace the wrongful users

 ATM PINs can be shared on phone or recorded using secret

cameras
 Provides strong authentication
 Can be used instead of a PIN
 Hidden costs of ATM card management like card
personalization, delivery, management, re-issuance, PIN
generation, help-desk, and re-issuance can be avoided
 Ideal for Indian rural masses
 It is accurate
 Flexible account access allows clients to access their
accounts at their convenience
 Low operational cost of the ATMs will ultimately reduce
Total cost of ownership (TCO).
 Banking & Finance

 Food coupons / Tickets / Canteen ATM

 Membership Verification ATM

 Transaction / Check Deposit ATM

 Self Service ATM

 Retail ATM
 HAND

 The three dimensional shape of a person’s hand has

several advantages as an identification device.

 Scanning a hand and producing a result takes 1.2seconds.It

requires little space for data storage about 9 bytes which
can fit easily magnetic strip credit cards.
A fingerprint scanner system has two basic jobs :
 It needs to get an image of your finger.
 It needs to determine whether the pattern of ridges and
valleys in this image matches the pattern of ridges and
valleys in pre-scanned images.
 Only specific characteristics, which are unique to every
fingerprint, are filtered and saved as an encrypted
biometric key or mathematical representation.
 No image of a fingerprint is ever saved, only a series of
numbers (a binary code), which is used for verification. The
algorithm cannot be reconverted to an image, so no one
can duplicate your fingerprints.
 Today’s biometric scanners go far beyond basic fingerprint
recognition.
 In Poland and Japan, consumers are already using Hitachi's
infrared scanners that capture the unique pattern of
capillaries in the finger and hand.
 The most secure biometric technology uses a device
designed to perform an iris scan based on more than 2,000
unique measurement points.
 According to developers, people and pets all over the world
will be connected to a system that uses iris scan
identification within the next decade.
INTEGRATING FACES AND FINGER PRINTS FOR PERSONAL
IDENTIFICATION
An automatic personal identification system based on
fingerprints or faces is often not able to meet the system
performance requirements.

A MULTIMODEL BIOMETRIC SYSTEM USING FINGERPRINT, FACE

AND SPEECH
This system takes the advantage of the capabilities of each
individual biometric. It can be used to overcome some of the
limitations of a single biometrics.
Biometric Reading at ATM Machines Already in use
in Brazil
Poland's cooperative BPS bank
It's the first in Europe to install a biometric
ATM
allowing customers to withdraw cash simply
with the touch of a fingertip.
 Biometric tokens are the safest means of preventing ATM
frauds.
 The main reason for introducing biometric systems is to
increase overall security.
 Biometrics offers greater security and convenience than
traditional methods of personal recognition.
 In some applications, biometrics can replace or supplement
the existing technology. In others, it is the only viable
approach.
 The biometric system is only one part of an overall
identification or authentication process, and the other parts
of that process will play an equal role in determining its
effectiveness.
Thank You