Scribd Logo
Upload

Welcome to Scribd!

  • 26 views

    Bond Optimiser

    Uploaded by

    Vesen Chetty
    The document appears to be about compound interest and the power it has to grow savings over time. It shows graphs titled "The Magic Penny Day [number]" where a penny invested and allowed to grow with compound interest reaches millions of rands after 30 days. The document promotes becoming debt free and financially independent through services like optimizing bond payments, retirement planning, insurance, and more. It positions Providential Financial Services as an award-winning advisor that can save clients money and make them money through reviewing their financial situations.

    Copyright:

    © All Rights Reserved
    Download as PPT, PDF, TXT or read online from Scribd
    Flag for inappropriate content

    You might also like

    Bond Optimiser

    Uploaded by

    Vesen Chetty
    26 views28 pages
    The document appears to be about compound interest and the power it has to grow savings over time. It shows graphs titled "The Magic Penny Day [number]" where a penny invested and allowed to grow with compound interest reaches millions of rands after 30 days. The document promotes becoming debt free and financially independent through services like optimizing bond payments, retirement planning, insurance, and more. It positions Providential Financial Services as an award-winning advisor that can save clients money and make them money through reviewing their financial situations.

    Original Description:

    Original Title

    Bond Optimiser.ppt

    Copyright

    © © All Rights Reserved

    Available Formats

    PPT, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Report this Document
    The document appears to be about compound interest and the power it has to grow savings over time. It shows graphs titled "The Magic Penny Day [number]" where a penny invested and allowed to grow with compound interest reaches millions of rands after 30 days. The document promotes becoming debt free and financially independent through services like optimizing bond payments, retirement planning, insurance, and more. It positions Providential Financial Services as an award-winning advisor that can save clients money and make them money through reviewing their financial situations.

    Copyright:

    © All Rights Reserved
    Download as PPT, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as ppt, pdf, or txt
    26 views28 pages

    Bond Optimiser

    Uploaded by

    Vesen Chetty
    The document appears to be about compound interest and the power it has to grow savings over time. It shows graphs titled "The Magic Penny Day [number]" where a penny invested and allowed to grow with compound interest reaches millions of rands after 30 days. The document promotes becoming debt free and financially independent through services like optimizing bond payments, retirement planning, insurance, and more. It positions Providential Financial Services as an award-winning advisor that can save clients money and make them money through reviewing their financial situations.

    Copyright:

    © All Rights Reserved
    Download as PPT, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as ppt, pdf, or txt
    of 28

    Our Mission

    “To Protect Families Financially,


    Educate Them About Money,
    Make them Debt Free
    & Financially Independent.”
    Compound
    Interest
    is the
    th
    8 Wonder of
    the World
    - Albert Einstein
    R 0.01
    The Magic Penny Day 00
    R 0.01

    R 0.01

    R 0.01

    R 0.01

    R 0.01

    R 0.00

    R 0.00

    R 0.00

    R 0.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    R 0.02
    The Magic Penny Day 01
    R 0.02

    R 0.02

    R 0.01

    R 0.01

    R 0.01

    R 0.01

    R 0.01

    R 0.00

    R 0.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    R 0.35
    The Magic Penny Day 05
    R 0.30

    R 0.25

    R 0.20

    R 0.15

    R 0.10

    R 0.05

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    R 6.00
    The Magic Penny Day 10
    R 5.00

    R 4.00

    R 3.00

    R 2.00

    R 1.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 15
    R 180.00

    R 160.00

    R 140.00

    R 120.00

    R 100.00

    R 80.00

    R 60.00

    R 40.00

    R 20.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 20
    R 6 000.00

    R 5 000.00

    R 4 000.00

    R 3 000.00

    R 2 000.00

    R 1 000.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 25
    R 180 000.00

    R 160 000.00

    R 140 000.00

    R 120 000.00

    R 100 000.00

    R 80 000.00

    R 60 000.00

    R 40 000.00

    R 20 000.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 26
    R 350 000.00

    R 300 000.00

    R 250 000.00

    R 200 000.00

    R 150 000.00

    R 100 000.00

    R 50 000.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 27
    R 700 000.00

    R 600 000.00

    R 500 000.00

    R 400 000.00

    R 300 000.00

    R 200 000.00

    R 100 000.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 28
    R 1 400 000.00

    R 1 200 000.00

    R 1 000 000.00

    R 800 000.00

    R 600 000.00

    R 400 000.00

    R 200 000.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 29
    R 3 000 000.00

    R 2 500 000.00

    R 2 000 000.00

    R 1 500 000.00

    R 1 000 000.00

    R 500 000.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 30
    R 6 000 000.00

    R 5 000 000.00

    R 4 000 000.00

    R 3 000 000.00

    R 2 000 000.00

    R 1 000 000.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    The Magic Penny Day 31
    R 12 000 000.00

    R 10 000 000.00

    R 8 000 000.00

    R 6 000 000.00

    R 4 000 000.00

    R 2 000 000.00

    R 0.00
    0 2 4 6 8 11 13 15 17 19 21 23 25 27 29 31
    Traditional Bond Payback
    1200

    1000

    800

    600

    400

    200

    0
    1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

    Based on R1m Bond over 20 years


    At 11% interest per annum
    2 Steps to Free
    Your Home in 7 years
    1. Payment Date
    2. Salary Accelerator
    Optimised Bond Payback
    1200

    1000

    800

    600

    400

    200

    0
    1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

    Based on R1m Bond over 20 years


    At 11% interest per annum
    Who is Providential Financial Services?
     Award Winning Financial Planners for over 15 Years
     Team of specialists - Led by experienced brokers and licensed
    advisors
     Independent unbiased advice – Accredited with major insurance
    companies

     Our mission is to protect people financially, educate them about


    money, make them debt free & financially independent.
    OUR PRODUCTS & SERVICES

    - LIFE COVER, DISABILITY & DREADED DISEASE & INCOME PROTECTION

    - ENDOWMENTS, INVESTMENTS & EDUCATION PLANS

    - PRE & POST RETIRMENT PLANNING


    “If we cant get
    - MEDICAL AID & GAP COVER
    you a better
    deal, we don’t
    - EMPLOYEE BENEFITS, PENSION & PROVIDENT FUNDS
    deserve your
    - BUSINESS INSURANCE
    business.”
    - CAR & HOUSEHOLD & COMMERCIAL INSURANCE
    How Can We Give You More Value?
    Dinesh & Pam 100% Premium before:
    Increas
    Policy review e INCLUDING R832pm

    Before Providential INCOME Premium after:


    R687pm
    PROTECTION
    After Providential
    2 67% 11%
    3 No Saving
    Now Increas
    % change
    Covere e
    D
    d
    e
    c
    r
    e
    a
    s
    R64,700 e
    R50,000 R1m R2m R500,000 R500,000 No Cover R250,000 R900,000 R1,500,000

    Debt Joint Life Disability Dreaded Retirement


    Insurance Disease
    What can we do for you?

    1. Save you money


    How?
    2. Make you
    money
    4 x Special Offers Just for
    You
    1.Free Review and Financial Plan
    2.Personalised Bond Optimisation
    Schedules to suit YOU.
    3.First To Receive a Free Copy of our
    VESEN CHETTY

    083 776 4426

    You might also like