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Investment Pattern of Salaried People 1
Investment Pattern of Salaried People 1
BY
J.SOWJANYA
Investment is an activity which involves purchasing an
asset, giving loans keeping funds in a bank account
with an aim of generating future returns
Investor creates a portfolio that maximizes returns
while minimizing risk
Investments are made from savings
Objectives:
Return
Risk
Liquidity
Hedge against inflation
Equity
Debt
Mutual funds
Corporate Debentures
Fixed deposits
Post office savings
Provident fund
Real estate
Gold
Life insurance
To study the investment awareness of people towards
various investment avenues
To know the factors influencing the investment avenues
To know the investment preference among the salaried
people
V.R.Palanivelu &K.chandrakumar(2013) examines the
investment choices of salaried class in Tamil nadu with the
help of 100 respondents as a sample size.It reveals thast as per
income levels of employees, invest in different avenues.
Age factor is also important while doing the investment
Neha S Shukla (2016) “Investors’ Preference towards
Investment Avenues with Special Reference to Salaried
Personnel in North Gujarat Region” in this article the author
has taken the 100 respondents
Used primary and secondary data as well
CHI SQUARE test
KMO & Bartlett’s Test
Rotated Component Matrix
FINDINGS: Age and income group has relationship between the
investment
Both male and female are willing to investment
People tend to invest much in fixed deposits , gold, silver & post
office schemes
Majority of respondents invest for purchasing home and long term
growth
B.Thulasipriya (2015) “A Study on the Investment Preference of
Government Employees on Various Investment Avenues “
She considered different age groups, Income level,diff occupation who
are living in Coimbatore.
Sample size is 100
Anova Test, Friedman’s Ranking Test
Findings: Employees above 50years have high level of prefernece to
invest
Female investors are more in number
Dr Sambhaji Mane & Mr.Ravi Bhandari (2014) A Study of
Investor’s Awareness and Selection Of Different Financial
Investment Avenues for the Investor in Pune City.
They have taken salaried employees as sample size of 100
Ptercentages, Chi-square, Pearson correlation coefficient
T. TAMIL SELVI (2015) Investors Attitude towards
Investment Avenues
In this article author mainly focused attitude for
investment,level of incestment awareness and expectations of
return factors which are influencing.mainly focused in salaried
middle class people of Coimbatore.
Percentage analysis, Mean and standard deviation, CHI
SQUARE test, T Test
Findings: Only 50% of people have knowledge of percentage of
savings
1/3rd salaried class do not opt for right financial plan
Thank you