NiYO Global Card

Powered by
One card, One app
150+ countries with
No Forex* Markup

* VISA Exchange RatesApplicable

Travel smarter, safer & simpler.
NiYO a Fintech startup, founded in the year 2015, operates at the intersection of financial services,
technology & human resources by providing digital payment solutions to our customers. Our current
portfolio includes Global Card, Payroll Cards and Tax Benefits Solutions.
For your travel overseas, we present the NiYO Global Card, aimed at Indian travellers for a seamless
international travel experience. Enabling the traveller to avail No Forex* Markup across the world and
further supported by a Highly-secure Multi-feature NiYO mobile app.

NiYO is Backed by
 Instant Onboarding in 4 easy steps

Meet a NiYO agent Download the NiYO Transfer money to Use your card
to get your card app and log in with your NiYO - DCB domestically and
and complete your your registered account via NEFT/ overseas with Zero
KYC mobile number IMPS Forex markup*
POWERED BY

WITH ZERO FOREX

MARKUP* ANYWHERE
IN THE WORLD

NiYO VISA Platinum Card makes

payment a breeze in over
150+ countries and 35 million
merchants worldwide
24/7 APP SUPPORT AT
YOUR FINGERTIPS
● Load your card via
NEFT/ IMPS anytime, anywhere
● Stay updated with live currency
conversion rates
● Get transaction notifications on
the go
● Instant Whatsapp Priority Service
Channel
CARD SECURITY IS
JUST A CLICK AWAY!

● Lock, unlock temporarily or even

block your card permanently
on-the-go
● Use the NiYO app to reset your
ATM PIN instantly
● You can even lock/unlock different
modes of transactions namely
Online, POS or ATM
 NiYO
Cost Effectiveness/ Convenience
GREAT SAVINGS / CONVENIENCE AGAINST PREPAID FOREX CARDS
Features Forex Card NiYO Global Card
Forex Mark-up Mark-up of 0.5% to 5% applied over Inter Bank Rate No Forex mark up applied, conversion on visa exchange rates

Reload Mark-up of 0.5% to 5% applied over Inter Bank Rate Nil, load money free of cost via IMPS/NEFT/RTGS

Conversion in return Forex rate applied is lower by 2% to 4% than IBR Nil, as the money always remains in INR
Zero Card Fee for Primary, Backup card (Optional) @ INR 200 +
Card Fee Card Fee Applicable for Primary
GST
Loading of funds is driven by the agent/bank. No dependency on forex agents/banks for loading

Not available Access to Live Visa Exchange rates on your mobile app
Convenience
Extended documentation process Easy and Quick documentation process
Not available Real time transaction details
maximum 20 currencies 100+ currencies available
Security/Safety Lock/unlock/Reset ATM pin not available Lock/Unlock/Reset ATM pin from your NiYO Mobile App

Not Available Locate the nearest ATM around you through NiYO app
Perks of using NiYO Card Not Available WhatsApp Support 24/7
1– 3 year validity 5 years Validity
* VISA Exchange RatesApplicable
 Used in over 85 countries

Top 5 International
countries for NiYO
card spends:

USA: 12%
UAE: 10%
UK: 8%
Singapore: 5%
France: 5%

Domestic spends:
14%

NiYO global card is used in ~ 80 unique currencies every month

Best Banking Experience in the Industry
Lock/Unlock & Change ATM Locator and nearby
your Card Pin on the go! Deals and Offers
Thank you.