Maria Jorgeth O.

Carbon
 Cleanliness is next to Godliness
 Your presence is highly recommended
 Questions are highly appreciated
 Everyone has an amazing idea to be shared
 Recognize the key factors in achieving financial success
 Understand how economy affects your personal financial success
 Think like an economist when making financial discussions
- The study of how you and your family save, spend, protect and invest financial
resources effectively and efficiently to achieve financial success
1. Evaluate your financial condition relative to your education and career choice;
2. Define your financial goals;
3. Develop a plan of action to achieve your goals;
4. Periodically develop and implement spending plans to monitor and control
progress toward goals; and
5. Review your financial progress and make changes as appropriate.
1. List the amount you want to save for this semester.
2. What will you do to be able to save such amount?
Financial success-
achievement of financial aspirations that are desired, planned, or attempted,
as defined by the person who seeks it

Financial security-
the comfortable feeling that your financial resources will be adequate to
fulfill any needs you have as well as most of you wants

Financial happiness-
the experience you have when you are satisfied with your money matters,
which is in part a result of practicing good financial behaviors
 Paying bills on time
 Spending less than you earn
 Knowing where you money goes
 Investing some money for the future
Statements
1.Ignore news about the economy
2.Buy lots of extra features on products
3.Focus only on take-home pay
4.Spend all of your income
5.Combine all your marital funds into one
account
6.Save less and slowly for retirement
7. Rent an apartment
8. Go on travel while you are young
9. Pay out-of-pocket expenses for health care
12. Seek advice of fee-only financial planner
13. Buy insurance for costly things but not for
small risks
14. Use employer’s cafeteria benefits plan for
some expenses
15.Start saving early because your savings
will compound
16. Begin investing as soon as possible
17.Consider having 3 checking accounts
18.Put money away for a rainy day
19. Spend no more than one-third of your
budget on housing
20. Sign up for employer tax-advantaged
-identifying an employment pathway that aligns your interests and abilities with the
tasks and responsibilities expected by employers over your lifetime
1. Finalize your career plan
2. Align yourself with tomorrow’s employment trends
3. Take advantage of professional and social networking
4. Review your abilities, experiences, and education
5. Identify one or more desired career fields
6. Clarify your values and interests