PRESENTATION

UNDER THE GUIDANCE OF

Mr.G.S.ARUN PRASAD
PROGRAM COORDINATOR (MMS – BFS)
TAX SAVING INVESTMENT

PRESENTED BY:-
Akash Choudhary
Gokul Ranganath
Sharmila Devi R
Anjani Kumari
 WHAT IS TAX?

A tax is a financial charge or other levy imposed upon a taxpayer

(an individual or legal entity) by a state or the functional
equivalent of a state such that failure to pay is punishable by
law
Which one of these is the best tax saving
option between PPF, NPS, or debt mutual
funds and the reasons?
 PUBLIC PROVIDENT FUND
Public Provident Fund scheme is one of the most
popular long-term saving-cum-investment products,
mainly due to its combination of safety, returns and
tax savings.
FEATURES OF PPF
 WHY PPF IS SO POPULAR?
• The PPF is popular because it is one of the safest investment
products.
• The government of India guarantees your investment in the
fund.
• At the time of writing.PPF offers 7.6% interest compounded
annually.
• The interest rate is set by the government every quarter.
• PPF scores over many other investment option mainly because
your investment is tax exempt under section 80C of the
Income Tax Act.
• The returns from PPF are also not taxable.
 NATIONAL PENSION SYSTEM

National Pension System (NPS) is a pension scheme launched by

government of India to provide old age security to citizens of
India, regulated by Pension Fund Regulatory and Development
Authority (PFRDA)
NATIONAL PENSION SYSTEM
FEATURES OF NPS
 DEBT MUTUAL FUNDS
A Debt Mutual Funds mainly invest in a mix of debt or
fixed income securities such as Treasury Bills,
Government Securities, Corporate Bonds, Money
Market instruments and other debt securities of
different time horizons.
TYPES OF DEBT FUNDS AND ITS
SUITABILITY
REASON TO INVEST IN DEBT FUNDS
COMPARISON
 CONCLUSION
• So, we suggest PPF to invest
• PPF gives guaranteed returns as it is investing
its major corpus in government bonds,
securities and fixed income instruments.
• If you seek tax efficiency with assured returns
PPF scores over debt mutual fund, and NPS as
they invest a part in equity
THANK YOU