PRESENTATION

ON
CORPORATE STORY
OF SBI
FROM:-
GROUP 10.
VARUN ANAND
VIKAS SHUKLA
VIVEK SINGH
PARUL SHUKLA
POOJA DEEP
 INTRODUCTION
 SBI is the country’s largest commercial bank.
 The Indian government maintains a stake of

nearly 60 percent in SBI through the central

Bank.
 SBI have the world's largest branch network,

with more than 13,500 branch offices

throughout India.
 SBI is staffed by nearly 220,000 employees.
 SBI is also present worldwide, with seven
international subsidiaries
 SBI have also entered into Bancassurance(Life

Insurance), assets management, and

securities brokering sectors.
 BRIEF PROFILE
 Type Public (BSE, NSE:SBI) & (LSE: SBID)
 Founded Kolkata, 1806 (as Bank of Calcutta)
 Headquarters:

Corporate Centre,
Madam Cama Road,
Mumbai 400 021 India
 Key people:-

Om Prakash Bhatt,
Chairman
 Industry :-Banking,Insurance,Capital Markets
and allied industries.
 Products:- Loans, Credit Cards, Savings,

Investment,SBI Life (Insurance) etc.

 Revenue ▲ US$ 24.577 billion (2008) .
 Net income ▲ US$ 2.25 billion (2008) .
 Total assets ▲ US$ 257.183 billion (as of 31st

March 2008).
 International presence
 SBI have seven international subsidiaries.
 The bank has 92 branches, agencies or

offices in 32 countries.
 In Nigeria SBI operates as Indo-Nigerian

Merchant Bank, since 1981.

 In Canada SBI operates as State Bank of India

(Canada).
 In Nepal, SBI owns 50% of Nepal SBI Bank,

which has branches throughout the country .

 In Indonesia it owns 76% of PT Bank.
 It has branches of the parent in Colombo,

Dhaka, Frankfurt, Hong Kong, Johannesburg,

London and environs, Los Angeles, Maldives,
Muscat, New York, Osaka, Sydney, and Tokyo.
 It has offshore banking units in the Bahamas,

Bahrain, and Singapore, and representative

offices in Bhutan and Cape Town.
 History
 The State Bank of India was created in 1806,
in Calcutta as the Bank of Calcutta.
 It was also the country's first joint stock

company.
 The Bank of Bombay was created in 1840,

and was soon joined by the Bank of Madras in

1843. Together with the Bank of Bengal, they
became known as the "presidency" banks.
 In 1921, all three presidency banks were

merged to form, imperial bank of india.

 By the middle of the 1950s, the Imperial Bank
operated more than 170 branch offices, as well
as 200 sub-offices.
 The lack of a banking infrastructure in rural
regions led the government to develop a state-
owned banking entity to fill the gap. As part of
that process, the Imperial Bank was
nationalized and then integrated with other
existing government-owned banking
components. The result was the creation of the
State Bank of India, or SBI, in 1955.
Business and Financial Metrics
 SBI'sincome has risen continuously at an
average 29.44% over 2002-08.
 Net Profit for FY 08 stood at Rs 67.29 billion,

up by 48.2% from Rs 45.41 billion in FY 07.

 The bank's current and savings account

(CASA) ratio has remained stable at 43% even

in the volatile times of 2007-08.
 From 2003-08 SBI's NII has grown at an

average 9.6%, indicating improvement in

operational efficiency.
 Over 2003-08 SBI's Net Profit has more than
doubled from Rs 31.05 billion to Rs 67.29 bn.
Key
Financial
2003 2004 2005 2006 2007 2008
Metrics (in
Rs. billions)

Net Interest
310.87 304.60 324.28 359.79 372.42 489.50
Income

Non-Interest
64.54 76.71 71.21 75.28 74.29 94.87
Income

Total
375.41 381.31 395.49 435.07 446.71 584.37
Income

Reported
31.05 36.81 43.04 44.06 45.41 67.29
Net Profit
 Business Segments
 GLOBAL MARKET.
 WHOLESALE BANKING GROUP.
 MID-CORPORATE GROUP
 NATIONAL BANKING GROUP.
 RURAL BANKING GROUP.
 INTERNATIONAL BANKING GROUP
 Group companies
 SBI Capital Markets Ltd
 SBI Mutual Fund (A Trust)
 SBI Factors and Commercial Services Ltd.
 SBI DFHI Ltd.
 SBI Cards and Payment Services Pvt Ltd
 SBI Life Insurance Co. Ltd - Bancassurance

(Life Insurance).
 SBI Funds Management Pvt. Ltd.
 SBI Canada.
 Associate banks
 The Subsidiaries of SBI till date
 State Bank of Indore
 State Bank of Bikaner & Jaipur
 State Bank of Hyderabad
 State Bank of Mysore
 State Bank of Patiala
 State Bank of Travancore
 COMPETITORS
Total Total
Net profit Total Assets Branches
Deposits Advances

State Bank
4,355.21 3,373.36 45.41 5,665.65 10,186
of India

ICICI Bank 2,305.10 1,958.66 31.10 3,453.12 1,400

Punjab
National 1, 398.60 1,990.48 20.48 1,990.48 4,500
Bank

HDFC
1,007.69 634.27 15.90 1,332.51 1,412
Bank

Bank of
1,520.34 1,067.01 14.35 1,795.99 2,800
Baroda
THANK YOU.